id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fueconorg-2659	Eraković, Eva	CONCENTRATION EFFECT ON THE EFFICIENCY OF BANKING SECTOR IN THE REPUBLIC OF SERBIA	2017	9	.pdf	application/pdf	4296	219	48	Their measure of bank efficiency, the net interest margin is not necessarily an indicator of the actual level of competitiveness on the market, but it can demonstrate other factors, such as market power and risk appetite. The theory provides conflicting forecasts about the relationship between regulations, concentration, institutions and bank efficiency.	cache/fueconorg-2659.pdf	txt/fueconorg-2659.txt