id	sid	tid	token	lemma	pos
fueconorg-13641	1	1	13641	13641	NUM
fueconorg-13641	1	2	facta	facta	PROPN
fueconorg-13641	1	3	universitatis	universitatis	PROPN
fueconorg-13641	1	4	series	series	NOUN
fueconorg-13641	1	5	:	:	PUNCT
fueconorg-13641	1	6	economics	economic	NOUN
fueconorg-13641	1	7	and	and	CCONJ
fueconorg-13641	1	8	organization	organization	NOUN
fueconorg-13641	1	9	vol	vol	NOUN
fueconorg-13641	1	10	.	.	PROPN
fueconorg-13641	1	11	22	22	NUM
fueconorg-13641	1	12	,	,	PUNCT
fueconorg-13641	1	13	no	no	DET
fueconorg-13641	1	14	2	2	NUM
fueconorg-13641	1	15	,	,	PUNCT
fueconorg-13641	1	16	2025	2025	NUM
fueconorg-13641	1	17	,	,	PUNCT
fueconorg-13641	1	18	pp	pp	ADJ
fueconorg-13641	1	19	.	.	PUNCT
fueconorg-13641	1	20	85	85	NUM
fueconorg-13641	1	21	97	97	NUM
fueconorg-13641	1	22	https://doi.org/10.22190/fueo250429006c	https://doi.org/10.22190/fueo250429006c	PROPN
fueconorg-13641	2	1	©	©	PROPN
fueconorg-13641	2	2	2025	2025	NUM
fueconorg-13641	2	3	by	by	ADP
fueconorg-13641	2	4	university	university	PROPN
fueconorg-13641	2	5	of	of	ADP
fueconorg-13641	2	6	niš	niš	PROPN
fueconorg-13641	2	7	,	,	PUNCT
fueconorg-13641	2	8	serbia	serbia	PROPN
fueconorg-13641	2	9	|	|	ADV
fueconorg-13641	2	10	creative	creative	ADJ
fueconorg-13641	2	11	commons	common	NOUN
fueconorg-13641	2	12	licence	licence	NOUN
fueconorg-13641	2	13	:	:	PUNCT
fueconorg-13641	2	14	cc	cc	VERB
fueconorg-13641	2	15	by	by	ADP
fueconorg-13641	2	16	-	-	PUNCT
fueconorg-13641	2	17	nc	nc	VERB
fueconorg-13641	2	18	-	-	PUNCT
fueconorg-13641	2	19	nd	nd	ADV
fueconorg-13641	2	20	original	original	ADJ
fueconorg-13641	2	21	scientific	scientific	ADJ
fueconorg-13641	2	22	paper	paper	NOUN
fueconorg-13641	2	23	socio	socio	NOUN
fueconorg-13641	2	24	-	-	PUNCT
fueconorg-13641	2	25	economic	economic	ADJ
fueconorg-13641	2	26	drivers	driver	NOUN
fueconorg-13641	2	27	of	of	ADP
fueconorg-13641	2	28	sustainable	sustainable	ADJ
fueconorg-13641	2	29	insurance	insurance	NOUN
fueconorg-13641	2	30	in	in	ADP
fueconorg-13641	2	31	the	the	DET
fueconorg-13641	2	32	european	european	PROPN
fueconorg-13641	2	33	union	union	PROPN
fueconorg-13641	2	34	:	:	PUNCT
fueconorg-13641	2	35	evidence	evidence	NOUN
fueconorg-13641	2	36	from	from	ADP
fueconorg-13641	2	37	advanced	advanced	ADJ
fueconorg-13641	2	38	econometric	econometric	ADJ
fueconorg-13641	2	39	model1	model1	PROPN
fueconorg-13641	2	40	udc	udc	NOUN
fueconorg-13641	2	41	368:316(4	368:316(4	PROPN
fueconorg-13641	2	42	-	-	PUNCT
fueconorg-13641	2	43	672eu	672eu	NOUN
fueconorg-13641	2	44	)	)	PUNCT
fueconorg-13641	2	45	)	)	PUNCT
fueconorg-13641	3	1	"	"	PUNCT
fueconorg-13641	3	2	2007/2023	2007/2023	NUM
fueconorg-13641	3	3	"	"	PUNCT
fueconorg-13641	3	4	368:330(4	368:330(4	NUM
fueconorg-13641	3	5	-	-	PUNCT
fueconorg-13641	3	6	672eu	672eu	NOUN
fueconorg-13641	3	7	)	)	PUNCT
fueconorg-13641	3	8	)	)	PUNCT
fueconorg-13641	4	1	"	"	PUNCT
fueconorg-13641	4	2	2007/2023	2007/2023	NUM
fueconorg-13641	4	3	"	"	PUNCT
fueconorg-13641	4	4	mirela	mirela	PROPN
fueconorg-13641	4	5	cristea1	cristea1	PROPN
fueconorg-13641	4	6	,	,	PUNCT
fueconorg-13641	4	7	gratiela	gratiela	PROPN
fueconorg-13641	4	8	georgiana	georgiana	PROPN
fueconorg-13641	4	9	noja2	noja2	PROPN
fueconorg-13641	4	10	,	,	PUNCT
fueconorg-13641	4	11	elena	elena	PROPN
fueconorg-13641	4	12	iulia	iulia	PROPN
fueconorg-13641	4	13	grigorie3	grigorie3	PROPN
fueconorg-13641	4	14	1university	1university	NUM
fueconorg-13641	4	15	of	of	ADP
fueconorg-13641	4	16	craiova	craiova	PROPN
fueconorg-13641	4	17	,	,	PUNCT
fueconorg-13641	4	18	faculty	faculty	NOUN
fueconorg-13641	4	19	of	of	ADP
fueconorg-13641	4	20	economics	economic	NOUN
fueconorg-13641	4	21	and	and	CCONJ
fueconorg-13641	4	22	business	business	PROPN
fueconorg-13641	4	23	administration	administration	PROPN
fueconorg-13641	4	24	,	,	PUNCT
fueconorg-13641	4	25	craiova	craiova	PROPN
fueconorg-13641	4	26	,	,	PUNCT
fueconorg-13641	4	27	romania	romania	PROPN
fueconorg-13641	4	28	2west	2west	PROPN
fueconorg-13641	4	29	university	university	PROPN
fueconorg-13641	4	30	of	of	ADP
fueconorg-13641	4	31	timişoara	timişoara	NOUN
fueconorg-13641	4	32	,	,	PUNCT
fueconorg-13641	4	33	faculty	faculty	NOUN
fueconorg-13641	4	34	of	of	ADP
fueconorg-13641	4	35	economics	economic	NOUN
fueconorg-13641	4	36	and	and	CCONJ
fueconorg-13641	4	37	business	business	NOUN
fueconorg-13641	4	38	administration	administration	PROPN
fueconorg-13641	4	39	,	,	PUNCT
fueconorg-13641	4	40	timişoara	timişoara	PROPN
fueconorg-13641	4	41	,	,	PUNCT
fueconorg-13641	4	42	romania	romania	PROPN
fueconorg-13641	4	43	3university	3university	NUM
fueconorg-13641	4	44	of	of	ADP
fueconorg-13641	4	45	craiova	craiova	PROPN
fueconorg-13641	4	46	,	,	PUNCT
fueconorg-13641	4	47	doctoral	doctoral	ADJ
fueconorg-13641	4	48	school	school	NOUN
fueconorg-13641	4	49	of	of	ADP
fueconorg-13641	4	50	economics	economic	NOUN
fueconorg-13641	4	51	”	"	PUNCT
fueconorg-13641	4	52	eugeniu	eugeniu	PROPN
fueconorg-13641	4	53	carada	carada	PROPN
fueconorg-13641	4	54	”	"	PUNCT
fueconorg-13641	4	55	,	,	PUNCT
fueconorg-13641	4	56	craiova	craiova	PROPN
fueconorg-13641	4	57	,	,	PUNCT
fueconorg-13641	4	58	romania	romania	PROPN
fueconorg-13641	4	59	orcid	orcid	PROPN
fueconorg-13641	4	60	ids	ids	PROPN
fueconorg-13641	4	61	:	:	PUNCT
fueconorg-13641	4	62	mirela	mirela	PROPN
fueconorg-13641	4	63	cristea	cristea	PROPN
fueconorg-13641	4	64	https://orcid.org/0000-0002-6670-9798	https://orcid.org/0000-0002-6670-9798	PROPN
fueconorg-13641	4	65	gratiela	gratiela	PROPN
fueconorg-13641	4	66	georgiana	georgiana	PROPN
fueconorg-13641	4	67	noja	noja	PROPN
fueconorg-13641	4	68	https://orcid.org/0000-0002-9201-3057	https://orcid.org/0000-0002-9201-3057	PROPN
fueconorg-13641	4	69	elena	elena	PROPN
fueconorg-13641	4	70	iulia	iulia	PROPN
fueconorg-13641	4	71	grigorie	grigorie	PROPN
fueconorg-13641	4	72	n	n	CCONJ
fueconorg-13641	4	73	/	/	SYM
fueconorg-13641	4	74	a	a	DET
fueconorg-13641	4	75	abstract	abstract	NOUN
fueconorg-13641	4	76	.	.	PUNCT
fueconorg-13641	5	1	observing	observe	VERB
fueconorg-13641	5	2	the	the	DET
fueconorg-13641	5	3	european	european	ADJ
fueconorg-13641	5	4	landscape	landscape	NOUN
fueconorg-13641	5	5	where	where	SCONJ
fueconorg-13641	5	6	disparities	disparity	NOUN
fueconorg-13641	5	7	between	between	ADP
fueconorg-13641	5	8	european	european	PROPN
fueconorg-13641	5	9	union	union	PROPN
fueconorg-13641	5	10	member	member	NOUN
fueconorg-13641	5	11	states	state	NOUN
fueconorg-13641	5	12	are	be	AUX
fueconorg-13641	5	13	present	present	ADJ
fueconorg-13641	5	14	in	in	ADP
fueconorg-13641	5	15	terms	term	NOUN
fueconorg-13641	5	16	of	of	ADP
fueconorg-13641	5	17	economic	economic	ADJ
fueconorg-13641	5	18	development	development	NOUN
fueconorg-13641	5	19	and	and	CCONJ
fueconorg-13641	5	20	,	,	PUNCT
fueconorg-13641	5	21	in	in	ADP
fueconorg-13641	5	22	particular	particular	ADJ
fueconorg-13641	5	23	,	,	PUNCT
fueconorg-13641	5	24	the	the	DET
fueconorg-13641	5	25	insurance	insurance	NOUN
fueconorg-13641	5	26	sector	sector	NOUN
fueconorg-13641	5	27	,	,	PUNCT
fueconorg-13641	5	28	this	this	DET
fueconorg-13641	5	29	research	research	NOUN
fueconorg-13641	5	30	aims	aim	VERB
fueconorg-13641	5	31	to	to	PART
fueconorg-13641	5	32	analyze	analyze	VERB
fueconorg-13641	5	33	the	the	DET
fueconorg-13641	5	34	impact	impact	NOUN
fueconorg-13641	5	35	of	of	ADP
fueconorg-13641	5	36	key	key	ADJ
fueconorg-13641	5	37	socio	socio	NOUN
fueconorg-13641	5	38	-	-	PUNCT
fueconorg-13641	5	39	economic	economic	ADJ
fueconorg-13641	5	40	indicators	indicator	NOUN
fueconorg-13641	5	41	on	on	ADP
fueconorg-13641	5	42	the	the	DET
fueconorg-13641	5	43	degree	degree	NOUN
fueconorg-13641	5	44	of	of	ADP
fueconorg-13641	5	45	insurance	insurance	NOUN
fueconorg-13641	5	46	penetration	penetration	NOUN
fueconorg-13641	5	47	for	for	ADP
fueconorg-13641	5	48	the	the	DET
fueconorg-13641	5	49	period	period	NOUN
fueconorg-13641	5	50	2007	2007	NUM
fueconorg-13641	5	51	-	-	SYM
fueconorg-13641	5	52	2023	2023	NUM
fueconorg-13641	5	53	.	.	PUNCT
fueconorg-13641	6	1	the	the	DET
fueconorg-13641	6	2	research	research	NOUN
fueconorg-13641	6	3	methodology	methodology	NOUN
fueconorg-13641	6	4	consists	consist	VERB
fueconorg-13641	6	5	of	of	ADP
fueconorg-13641	6	6	two	two	NUM
fueconorg-13641	6	7	sets	set	NOUN
fueconorg-13641	6	8	of	of	ADP
fueconorg-13641	6	9	econometric	econometric	ADJ
fueconorg-13641	6	10	models	model	NOUN
fueconorg-13641	6	11	,	,	PUNCT
fueconorg-13641	6	12	namely	namely	ADV
fueconorg-13641	6	13	,	,	PUNCT
fueconorg-13641	6	14	panel	panel	NOUN
fueconorg-13641	6	15	data	data	VERB
fueconorg-13641	6	16	analysis	analysis	NOUN
fueconorg-13641	6	17	based	base	VERB
fueconorg-13641	6	18	on	on	ADP
fueconorg-13641	6	19	multifactorial	multifactorial	ADJ
fueconorg-13641	6	20	regression	regression	NOUN
fueconorg-13641	6	21	models	model	NOUN
fueconorg-13641	6	22	(	(	PUNCT
fueconorg-13641	6	23	robust	robust	ADJ
fueconorg-13641	6	24	regression	regression	NOUN
fueconorg-13641	6	25	,	,	PUNCT
fueconorg-13641	6	26	cross	cross	ADJ
fueconorg-13641	6	27	-	-	ADJ
fueconorg-13641	6	28	sectional	sectional	ADJ
fueconorg-13641	6	29	timeseries	timeserie	NOUN
fueconorg-13641	6	30	with	with	ADP
fueconorg-13641	6	31	feasible	feasible	ADJ
fueconorg-13641	6	32	generalized	generalized	ADJ
fueconorg-13641	6	33	least	least	ADJ
fueconorg-13641	6	34	squares	square	NOUN
fueconorg-13641	6	35	,	,	PUNCT
fueconorg-13641	6	36	generalized	generalized	ADJ
fueconorg-13641	6	37	method	method	NOUN
fueconorg-13641	6	38	of	of	ADP
fueconorg-13641	6	39	moments	moment	NOUN
fueconorg-13641	6	40	with	with	ADP
fueconorg-13641	6	41	arellano	arellano	PROPN
fueconorg-13641	6	42	–	–	PUNCT
fueconorg-13641	6	43	bond	bond	NOUN
fueconorg-13641	6	44	dynamic	dynamic	ADJ
fueconorg-13641	6	45	panel	panel	NOUN
fueconorg-13641	6	46	-	-	PUNCT
fueconorg-13641	6	47	data	datum	NOUN
fueconorg-13641	6	48	estimation	estimation	NOUN
fueconorg-13641	6	49	,	,	PUNCT
fueconorg-13641	6	50	between	between	ADP
fueconorg-13641	6	51	regression	regression	NOUN
fueconorg-13641	6	52	(	(	PUNCT
fueconorg-13641	6	53	regression	regression	NOUN
fueconorg-13641	6	54	on	on	ADP
fueconorg-13641	6	55	group	group	NOUN
fueconorg-13641	6	56	means	mean	NOUN
fueconorg-13641	6	57	)	)	PUNCT
fueconorg-13641	6	58	,	,	PUNCT
fueconorg-13641	6	59	random	random	ADJ
fueconorg-13641	6	60	-	-	PUNCT
fueconorg-13641	6	61	effects	effect	NOUN
fueconorg-13641	6	62	with	with	ADP
fueconorg-13641	6	63	the	the	DET
fueconorg-13641	6	64	maximum	maximum	ADJ
fueconorg-13641	6	65	likelihood	likelihood	NOUN
fueconorg-13641	6	66	estimation	estimation	NOUN
fueconorg-13641	6	67	,	,	PUNCT
fueconorg-13641	6	68	and	and	CCONJ
fueconorg-13641	6	69	instrumental	instrumental	ADJ
fueconorg-13641	6	70	variables	variable	NOUN
fueconorg-13641	6	71	on	on	ADP
fueconorg-13641	6	72	two	two	NUM
fueconorg-13641	6	73	stage	stage	NOUN
fueconorg-13641	6	74	least	least	ADJ
fueconorg-13641	6	75	squares	square	NOUN
fueconorg-13641	6	76	)	)	PUNCT
fueconorg-13641	6	77	,	,	PUNCT
fueconorg-13641	6	78	and	and	CCONJ
fueconorg-13641	6	79	bayesian	bayesian	NOUN
fueconorg-13641	6	80	network	network	NOUN
fueconorg-13641	6	81	analysis	analysis	NOUN
fueconorg-13641	6	82	.	.	PUNCT
fueconorg-13641	7	1	the	the	DET
fueconorg-13641	7	2	analysis	analysis	NOUN
fueconorg-13641	7	3	shows	show	VERB
fueconorg-13641	7	4	a	a	DET
fueconorg-13641	7	5	diverse	diverse	ADJ
fueconorg-13641	7	6	relationship	relationship	NOUN
fueconorg-13641	7	7	,	,	PUNCT
fueconorg-13641	7	8	suggesting	suggest	VERB
fueconorg-13641	7	9	that	that	SCONJ
fueconorg-13641	7	10	member	member	NOUN
fueconorg-13641	7	11	states	state	NOUN
fueconorg-13641	7	12	with	with	ADP
fueconorg-13641	7	13	developed	develop	VERB
fueconorg-13641	7	14	economies	economy	NOUN
fueconorg-13641	7	15	have	have	VERB
fueconorg-13641	7	16	a	a	DET
fueconorg-13641	7	17	more	more	ADV
fueconorg-13641	7	18	advanced	advanced	ADJ
fueconorg-13641	7	19	insurance	insurance	NOUN
fueconorg-13641	7	20	sector	sector	NOUN
fueconorg-13641	7	21	.	.	PUNCT
fueconorg-13641	8	1	moreover	moreover	ADV
fueconorg-13641	8	2	,	,	PUNCT
fueconorg-13641	8	3	it	it	PRON
fueconorg-13641	8	4	shows	show	VERB
fueconorg-13641	8	5	a	a	DET
fueconorg-13641	8	6	complex	complex	ADJ
fueconorg-13641	8	7	relationship	relationship	NOUN
fueconorg-13641	8	8	,	,	PUNCT
fueconorg-13641	8	9	both	both	CCONJ
fueconorg-13641	8	10	positive	positive	ADJ
fueconorg-13641	8	11	and	and	CCONJ
fueconorg-13641	8	12	negative	negative	ADJ
fueconorg-13641	8	13	,	,	PUNCT
fueconorg-13641	8	14	depending	depend	VERB
fueconorg-13641	8	15	on	on	ADP
fueconorg-13641	8	16	the	the	DET
fueconorg-13641	8	17	model	model	NOUN
fueconorg-13641	8	18	analyzed	analyze	VERB
fueconorg-13641	8	19	.	.	PUNCT
fueconorg-13641	9	1	the	the	DET
fueconorg-13641	9	2	results	result	NOUN
fueconorg-13641	9	3	of	of	ADP
fueconorg-13641	9	4	the	the	DET
fueconorg-13641	9	5	models	model	NOUN
fueconorg-13641	9	6	applied	apply	VERB
fueconorg-13641	9	7	in	in	ADP
fueconorg-13641	9	8	the	the	DET
fueconorg-13641	9	9	article	article	NOUN
fueconorg-13641	9	10	show	show	VERB
fueconorg-13641	9	11	various	various	ADJ
fueconorg-13641	9	12	influences	influence	NOUN
fueconorg-13641	9	13	of	of	ADP
fueconorg-13641	9	14	human	human	ADJ
fueconorg-13641	9	15	development	development	NOUN
fueconorg-13641	9	16	,	,	PUNCT
fueconorg-13641	9	17	poverty	poverty	NOUN
fueconorg-13641	9	18	,	,	PUNCT
fueconorg-13641	9	19	employment	employment	NOUN
fueconorg-13641	9	20	rate	rate	NOUN
fueconorg-13641	9	21	and	and	CCONJ
fueconorg-13641	9	22	inflation	inflation	NOUN
fueconorg-13641	9	23	on	on	ADP
fueconorg-13641	9	24	insurance	insurance	NOUN
fueconorg-13641	9	25	penetration	penetration	NOUN
fueconorg-13641	9	26	.	.	PUNCT
fueconorg-13641	10	1	this	this	DET
fueconorg-13641	10	2	article	article	NOUN
fueconorg-13641	10	3	provides	provide	VERB
fueconorg-13641	10	4	a	a	DET
fueconorg-13641	10	5	comprehensive	comprehensive	ADJ
fueconorg-13641	10	6	approach	approach	NOUN
fueconorg-13641	10	7	and	and	CCONJ
fueconorg-13641	10	8	understanding	understanding	NOUN
fueconorg-13641	10	9	of	of	ADP
fueconorg-13641	10	10	how	how	SCONJ
fueconorg-13641	10	11	economic	economic	ADJ
fueconorg-13641	10	12	and	and	CCONJ
fueconorg-13641	10	13	social	social	ADJ
fueconorg-13641	10	14	factors	factor	NOUN
fueconorg-13641	10	15	influence	influence	VERB
fueconorg-13641	10	16	the	the	DET
fueconorg-13641	10	17	insurance	insurance	NOUN
fueconorg-13641	10	18	sector	sector	NOUN
fueconorg-13641	10	19	in	in	ADP
fueconorg-13641	10	20	the	the	DET
fueconorg-13641	10	21	european	european	PROPN
fueconorg-13641	10	22	union	union	PROPN
fueconorg-13641	10	23	and	and	CCONJ
fueconorg-13641	10	24	provides	provide	VERB
fueconorg-13641	10	25	essential	essential	ADJ
fueconorg-13641	10	26	information	information	NOUN
fueconorg-13641	10	27	to	to	PART
fueconorg-13641	10	28	support	support	VERB
fueconorg-13641	10	29	the	the	DET
fueconorg-13641	10	30	future	future	ADJ
fueconorg-13641	10	31	development	development	NOUN
fueconorg-13641	10	32	of	of	ADP
fueconorg-13641	10	33	the	the	DET
fueconorg-13641	10	34	insurance	insurance	NOUN
fueconorg-13641	10	35	sector	sector	NOUN
fueconorg-13641	10	36	.	.	PUNCT
fueconorg-13641	11	1	received	receive	VERB
fueconorg-13641	11	2	april	april	PROPN
fueconorg-13641	11	3	29	29	NUM
fueconorg-13641	11	4	,	,	PUNCT
fueconorg-13641	11	5	2025	2025	NUM
fueconorg-13641	11	6	/	/	SYM
fueconorg-13641	11	7	accepted	accept	VERB
fueconorg-13641	11	8	may	may	AUX
fueconorg-13641	11	9	20	20	NUM
fueconorg-13641	11	10	,	,	PUNCT
fueconorg-13641	11	11	2025	2025	NUM
fueconorg-13641	11	12	corresponding	correspond	VERB
fueconorg-13641	11	13	author	author	NOUN
fueconorg-13641	11	14	:	:	PUNCT
fueconorg-13641	11	15	elena	elena	PROPN
fueconorg-13641	11	16	iulia	iulia	PROPN
fueconorg-13641	11	17	grigorie	grigorie	PROPN
fueconorg-13641	11	18	university	university	PROPN
fueconorg-13641	11	19	of	of	ADP
fueconorg-13641	11	20	craiova	craiova	PROPN
fueconorg-13641	11	21	,	,	PUNCT
fueconorg-13641	11	22	doctoral	doctoral	ADJ
fueconorg-13641	11	23	school	school	NOUN
fueconorg-13641	11	24	of	of	ADP
fueconorg-13641	11	25	economics	economic	NOUN
fueconorg-13641	11	26	”	"	PUNCT
fueconorg-13641	11	27	eugeniu	eugeniu	PROPN
fueconorg-13641	11	28	carada	carada	PROPN
fueconorg-13641	11	29	”	"	PUNCT
fueconorg-13641	11	30	,	,	PUNCT
fueconorg-13641	11	31	strada	strada	PROPN
fueconorg-13641	11	32	alexandru	alexandru	PROPN
fueconorg-13641	11	33	ioan	ioan	PROPN
fueconorg-13641	11	34	cuza	cuza	PROPN
fueconorg-13641	11	35	13	13	NUM
fueconorg-13641	11	36	,	,	PUNCT
fueconorg-13641	11	37	craiova	craiova	PROPN
fueconorg-13641	11	38	200764	200764	NUM
fueconorg-13641	11	39	,	,	PUNCT
fueconorg-13641	11	40	romania	romania	PROPN
fueconorg-13641	11	41	|	|	ADV
fueconorg-13641	11	42	e	e	NOUN
fueconorg-13641	11	43	-	-	NOUN
fueconorg-13641	11	44	mail	mail	NOUN
fueconorg-13641	11	45	:	:	PUNCT
fueconorg-13641	12	1	iuliagrigorie99@gmail.com	iuliagrigorie99@gmail.com	X
fueconorg-13641	12	2	https://orcid.org/0000-0002-6670-9798	https://orcid.org/0000-0002-6670-9798	VERB
fueconorg-13641	12	3	https://orcid.org/0000-0002-9201-3057	https://orcid.org/0000-0002-9201-3057	NOUN
fueconorg-13641	12	4	mailto:iuliagrigorie99@gmail.com	mailto:iuliagrigorie99@gmail.com	PROPN
fueconorg-13641	12	5	86	86	NUM
fueconorg-13641	12	6	m.	m.	NOUN
fueconorg-13641	12	7	cristea	cristea	PROPN
fueconorg-13641	12	8	,	,	PUNCT
fueconorg-13641	12	9	g.g	g.g	PROPN
fueconorg-13641	12	10	.	.	PROPN
fueconorg-13641	12	11	noja	noja	PROPN
fueconorg-13641	12	12	,	,	PUNCT
fueconorg-13641	12	13	e.i	e.i	PROPN
fueconorg-13641	12	14	.	.	PROPN
fueconorg-13641	12	15	grigorie	grigorie	VERB
fueconorg-13641	12	16	key	key	ADJ
fueconorg-13641	12	17	words	word	NOUN
fueconorg-13641	12	18	:	:	PUNCT
fueconorg-13641	12	19	insurance	insurance	NOUN
fueconorg-13641	12	20	penetration	penetration	NOUN
fueconorg-13641	12	21	,	,	PUNCT
fueconorg-13641	12	22	european	european	PROPN
fueconorg-13641	12	23	union	union	PROPN
fueconorg-13641	12	24	,	,	PUNCT
fueconorg-13641	12	25	economic	economic	ADJ
fueconorg-13641	12	26	development	development	NOUN
fueconorg-13641	12	27	,	,	PUNCT
fueconorg-13641	12	28	social	social	ADJ
fueconorg-13641	12	29	dimensions	dimension	NOUN
fueconorg-13641	12	30	,	,	PUNCT
fueconorg-13641	12	31	econometric	econometric	ADJ
fueconorg-13641	12	32	modelling	model	VERB
fueconorg-13641	12	33	jel	jel	PROPN
fueconorg-13641	12	34	classification	classification	NOUN
fueconorg-13641	12	35	:	:	PUNCT
fueconorg-13641	13	1	c50	c50	NOUN
fueconorg-13641	13	2	,	,	PUNCT
fueconorg-13641	13	3	f63	f63	PROPN
fueconorg-13641	13	4	,	,	PUNCT
fueconorg-13641	13	5	g22	g22	NOUN
fueconorg-13641	13	6	1	1	NUM
fueconorg-13641	13	7	.	.	PUNCT
fueconorg-13641	14	1	introduction	introduction	NOUN
fueconorg-13641	14	2	the	the	DET
fueconorg-13641	14	3	insurance	insurance	NOUN
fueconorg-13641	14	4	sector	sector	NOUN
fueconorg-13641	14	5	is	be	AUX
fueconorg-13641	14	6	a	a	DET
fueconorg-13641	14	7	fundamental	fundamental	ADJ
fueconorg-13641	14	8	pillar	pillar	NOUN
fueconorg-13641	14	9	of	of	ADP
fueconorg-13641	14	10	the	the	DET
fueconorg-13641	14	11	european	european	PROPN
fueconorg-13641	14	12	union	union	PROPN
fueconorg-13641	14	13	(	(	PUNCT
fueconorg-13641	14	14	eu	eu	NOUN
fueconorg-13641	14	15	)	)	PUNCT
fueconorg-13641	14	16	economy	economy	NOUN
fueconorg-13641	14	17	,	,	PUNCT
fueconorg-13641	14	18	playing	play	VERB
fueconorg-13641	14	19	a	a	DET
fueconorg-13641	14	20	key	key	ADJ
fueconorg-13641	14	21	role	role	NOUN
fueconorg-13641	14	22	in	in	ADP
fueconorg-13641	14	23	protecting	protect	VERB
fueconorg-13641	14	24	the	the	DET
fueconorg-13641	14	25	economies	economy	NOUN
fueconorg-13641	14	26	and	and	CCONJ
fueconorg-13641	14	27	supporting	support	VERB
fueconorg-13641	14	28	overall	overall	ADJ
fueconorg-13641	14	29	stability	stability	NOUN
fueconorg-13641	14	30	.	.	PUNCT
fueconorg-13641	15	1	insurance	insurance	NOUN
fueconorg-13641	15	2	provides	provide	VERB
fueconorg-13641	15	3	protection	protection	NOUN
fueconorg-13641	15	4	against	against	ADP
fueconorg-13641	15	5	risks	risk	NOUN
fueconorg-13641	15	6	related	relate	VERB
fueconorg-13641	15	7	to	to	ADP
fueconorg-13641	15	8	unpredictable	unpredictable	ADJ
fueconorg-13641	15	9	events	event	NOUN
fueconorg-13641	15	10	(	(	PUNCT
fueconorg-13641	15	11	beck	beck	PROPN
fueconorg-13641	15	12	&	&	CCONJ
fueconorg-13641	15	13	webb	webb	PROPN
fueconorg-13641	15	14	,	,	PUNCT
fueconorg-13641	15	15	2003	2003	NUM
fueconorg-13641	15	16	)	)	PUNCT
fueconorg-13641	15	17	,	,	PUNCT
fueconorg-13641	15	18	and	and	CCONJ
fueconorg-13641	15	19	,	,	PUNCT
fueconorg-13641	15	20	in	in	ADP
fueconorg-13641	15	21	the	the	DET
fueconorg-13641	15	22	european	european	ADJ
fueconorg-13641	15	23	context	context	NOUN
fueconorg-13641	15	24	,	,	PUNCT
fueconorg-13641	15	25	where	where	SCONJ
fueconorg-13641	15	26	disparities	disparity	NOUN
fueconorg-13641	15	27	between	between	ADP
fueconorg-13641	15	28	member	member	NOUN
fueconorg-13641	15	29	states	state	NOUN
fueconorg-13641	15	30	are	be	AUX
fueconorg-13641	15	31	evident	evident	ADJ
fueconorg-13641	15	32	,	,	PUNCT
fueconorg-13641	15	33	the	the	DET
fueconorg-13641	15	34	insurance	insurance	NOUN
fueconorg-13641	15	35	sector	sector	NOUN
fueconorg-13641	15	36	does	do	AUX
fueconorg-13641	15	37	not	not	PART
fueconorg-13641	15	38	only	only	ADV
fueconorg-13641	15	39	offer	offer	VERB
fueconorg-13641	15	40	protection	protection	NOUN
fueconorg-13641	15	41	against	against	ADP
fueconorg-13641	15	42	risks	risk	NOUN
fueconorg-13641	15	43	but	but	CCONJ
fueconorg-13641	15	44	also	also	ADV
fueconorg-13641	15	45	plays	play	VERB
fueconorg-13641	15	46	a	a	DET
fueconorg-13641	15	47	crucial	crucial	ADJ
fueconorg-13641	15	48	role	role	NOUN
fueconorg-13641	15	49	in	in	ADP
fueconorg-13641	15	50	supporting	support	VERB
fueconorg-13641	15	51	economic	economic	ADJ
fueconorg-13641	15	52	development	development	NOUN
fueconorg-13641	15	53	,	,	PUNCT
fueconorg-13641	15	54	having	have	VERB
fueconorg-13641	15	55	a	a	DET
fueconorg-13641	15	56	direct	direct	ADJ
fueconorg-13641	15	57	influence	influence	NOUN
fueconorg-13641	15	58	on	on	ADP
fueconorg-13641	15	59	economic	economic	ADJ
fueconorg-13641	15	60	stability	stability	NOUN
fueconorg-13641	15	61	(	(	PUNCT
fueconorg-13641	15	62	oecd	oecd	PROPN
fueconorg-13641	15	63	,	,	PUNCT
fueconorg-13641	15	64	2011	2011	NUM
fueconorg-13641	15	65	)	)	PUNCT
fueconorg-13641	15	66	.	.	PUNCT
fueconorg-13641	16	1	economic	economic	ADJ
fueconorg-13641	16	2	diversity	diversity	NOUN
fueconorg-13641	16	3	creates	create	VERB
fueconorg-13641	16	4	a	a	DET
fueconorg-13641	16	5	specific	specific	ADJ
fueconorg-13641	16	6	economic	economic	ADJ
fueconorg-13641	16	7	environment	environment	NOUN
fueconorg-13641	16	8	and	and	CCONJ
fueconorg-13641	16	9	a	a	DET
fueconorg-13641	16	10	dynamic	dynamic	ADJ
fueconorg-13641	16	11	regulatory	regulatory	ADJ
fueconorg-13641	16	12	framework	framework	NOUN
fueconorg-13641	16	13	,	,	PUNCT
fueconorg-13641	16	14	which	which	PRON
fueconorg-13641	16	15	makes	make	VERB
fueconorg-13641	16	16	it	it	PRON
fueconorg-13641	16	17	essential	essential	ADJ
fueconorg-13641	16	18	to	to	PART
fueconorg-13641	16	19	understand	understand	VERB
fueconorg-13641	16	20	how	how	SCONJ
fueconorg-13641	16	21	the	the	DET
fueconorg-13641	16	22	insurance	insurance	NOUN
fueconorg-13641	16	23	sectors	sector	NOUN
fueconorg-13641	16	24	are	be	AUX
fueconorg-13641	16	25	influenced	influence	VERB
fueconorg-13641	16	26	by	by	ADP
fueconorg-13641	16	27	the	the	DET
fueconorg-13641	16	28	economic	economic	ADJ
fueconorg-13641	16	29	evolution	evolution	NOUN
fueconorg-13641	16	30	of	of	ADP
fueconorg-13641	16	31	each	each	DET
fueconorg-13641	16	32	member	member	NOUN
fueconorg-13641	16	33	state	state	NOUN
fueconorg-13641	16	34	.	.	PUNCT
fueconorg-13641	17	1	the	the	DET
fueconorg-13641	17	2	general	general	ADJ
fueconorg-13641	17	3	objective	objective	NOUN
fueconorg-13641	17	4	of	of	ADP
fueconorg-13641	17	5	the	the	DET
fueconorg-13641	17	6	research	research	NOUN
fueconorg-13641	17	7	is	be	AUX
fueconorg-13641	17	8	to	to	PART
fueconorg-13641	17	9	highlight	highlight	VERB
fueconorg-13641	17	10	the	the	DET
fueconorg-13641	17	11	impact	impact	NOUN
fueconorg-13641	17	12	of	of	ADP
fueconorg-13641	17	13	the	the	DET
fueconorg-13641	17	14	economic	economic	ADJ
fueconorg-13641	17	15	development	development	NOUN
fueconorg-13641	17	16	of	of	ADP
fueconorg-13641	17	17	eu	eu	PROPN
fueconorg-13641	17	18	member	member	PROPN
fueconorg-13641	17	19	states	state	NOUN
fueconorg-13641	17	20	on	on	ADP
fueconorg-13641	17	21	the	the	DET
fueconorg-13641	17	22	insurance	insurance	NOUN
fueconorg-13641	17	23	sector	sector	NOUN
fueconorg-13641	17	24	,	,	PUNCT
fueconorg-13641	17	25	examining	examine	VERB
fueconorg-13641	17	26	how	how	SCONJ
fueconorg-13641	17	27	the	the	DET
fueconorg-13641	17	28	links	link	NOUN
fueconorg-13641	17	29	between	between	ADP
fueconorg-13641	17	30	insurance	insurance	NOUN
fueconorg-13641	17	31	penetration	penetration	NOUN
fueconorg-13641	17	32	and	and	CCONJ
fueconorg-13641	17	33	socio	socio	NOUN
fueconorg-13641	17	34	-	-	PUNCT
fueconorg-13641	17	35	economic	economic	ADJ
fueconorg-13641	17	36	indicators	indicator	NOUN
fueconorg-13641	17	37	define	define	VERB
fueconorg-13641	17	38	a	a	DET
fueconorg-13641	17	39	complex	complex	ADJ
fueconorg-13641	17	40	and	and	CCONJ
fueconorg-13641	17	41	particular	particular	ADJ
fueconorg-13641	17	42	eu	eu	PROPN
fueconorg-13641	17	43	economic	economic	ADJ
fueconorg-13641	17	44	environment	environment	NOUN
fueconorg-13641	17	45	.	.	PUNCT
fueconorg-13641	18	1	thus	thus	ADV
fueconorg-13641	18	2	,	,	PUNCT
fueconorg-13641	18	3	by	by	ADP
fueconorg-13641	18	4	approaching	approach	VERB
fueconorg-13641	18	5	an	an	DET
fueconorg-13641	18	6	in	in	ADP
fueconorg-13641	18	7	-	-	PUNCT
fueconorg-13641	18	8	depth	depth	NOUN
fueconorg-13641	18	9	analysis	analysis	NOUN
fueconorg-13641	18	10	of	of	ADP
fueconorg-13641	18	11	the	the	DET
fueconorg-13641	18	12	existing	exist	VERB
fueconorg-13641	18	13	literature	literature	NOUN
fueconorg-13641	18	14	and	and	CCONJ
fueconorg-13641	18	15	the	the	DET
fueconorg-13641	18	16	application	application	NOUN
fueconorg-13641	18	17	of	of	ADP
fueconorg-13641	18	18	diverse	diverse	ADJ
fueconorg-13641	18	19	econometric	econometric	ADJ
fueconorg-13641	18	20	models	model	NOUN
fueconorg-13641	18	21	,	,	PUNCT
fueconorg-13641	18	22	the	the	DET
fueconorg-13641	18	23	aim	aim	NOUN
fueconorg-13641	18	24	of	of	ADP
fueconorg-13641	18	25	this	this	DET
fueconorg-13641	18	26	article	article	NOUN
fueconorg-13641	18	27	is	be	AUX
fueconorg-13641	18	28	to	to	PART
fueconorg-13641	18	29	provide	provide	VERB
fueconorg-13641	18	30	a	a	DET
fueconorg-13641	18	31	broad	broad	ADJ
fueconorg-13641	18	32	picture	picture	NOUN
fueconorg-13641	18	33	of	of	ADP
fueconorg-13641	18	34	the	the	DET
fueconorg-13641	18	35	complexity	complexity	NOUN
fueconorg-13641	18	36	of	of	ADP
fueconorg-13641	18	37	the	the	DET
fueconorg-13641	18	38	progress	progress	NOUN
fueconorg-13641	18	39	of	of	ADP
fueconorg-13641	18	40	the	the	DET
fueconorg-13641	18	41	eu	eu	PROPN
fueconorg-13641	18	42	insurance	insurance	NOUN
fueconorg-13641	18	43	sector	sector	NOUN
fueconorg-13641	18	44	.	.	PUNCT
fueconorg-13641	19	1	the	the	DET
fueconorg-13641	19	2	main	main	ADJ
fueconorg-13641	19	3	aim	aim	NOUN
fueconorg-13641	19	4	of	of	ADP
fueconorg-13641	19	5	this	this	DET
fueconorg-13641	19	6	study	study	NOUN
fueconorg-13641	19	7	is	be	AUX
fueconorg-13641	19	8	to	to	PART
fueconorg-13641	19	9	identify	identify	VERB
fueconorg-13641	19	10	the	the	DET
fueconorg-13641	19	11	connections	connection	NOUN
fueconorg-13641	19	12	and	and	CCONJ
fueconorg-13641	19	13	relationships	relationship	NOUN
fueconorg-13641	19	14	between	between	ADP
fueconorg-13641	19	15	different	different	ADJ
fueconorg-13641	19	16	indicators	indicator	NOUN
fueconorg-13641	19	17	of	of	ADP
fueconorg-13641	19	18	socio	socio	NOUN
fueconorg-13641	19	19	-	-	PUNCT
fueconorg-13641	19	20	economic	economic	ADJ
fueconorg-13641	19	21	development	development	NOUN
fueconorg-13641	19	22	and	and	CCONJ
fueconorg-13641	19	23	insurance	insurance	NOUN
fueconorg-13641	19	24	,	,	PUNCT
fueconorg-13641	19	25	providing	provide	VERB
fueconorg-13641	19	26	comprehensive	comprehensive	ADJ
fueconorg-13641	19	27	information	information	NOUN
fueconorg-13641	19	28	on	on	ADP
fueconorg-13641	19	29	the	the	DET
fueconorg-13641	19	30	evolution	evolution	NOUN
fueconorg-13641	19	31	of	of	ADP
fueconorg-13641	19	32	the	the	DET
fueconorg-13641	19	33	eu	eu	PROPN
fueconorg-13641	19	34	insurance	insurance	NOUN
fueconorg-13641	19	35	sector	sector	NOUN
fueconorg-13641	19	36	for	for	ADP
fueconorg-13641	19	37	the	the	DET
fueconorg-13641	19	38	period	period	NOUN
fueconorg-13641	19	39	2007	2007	NUM
fueconorg-13641	19	40	-	-	SYM
fueconorg-13641	19	41	2023	2023	NUM
fueconorg-13641	19	42	,	,	PUNCT
fueconorg-13641	19	43	and	and	CCONJ
fueconorg-13641	19	44	on	on	ADP
fueconorg-13641	19	45	how	how	SCONJ
fueconorg-13641	19	46	disparities	disparity	NOUN
fueconorg-13641	19	47	are	be	AUX
fueconorg-13641	19	48	present	present	ADJ
fueconorg-13641	19	49	in	in	ADP
fueconorg-13641	19	50	this	this	DET
fueconorg-13641	19	51	sector	sector	NOUN
fueconorg-13641	19	52	.	.	PUNCT
fueconorg-13641	20	1	this	this	DET
fueconorg-13641	20	2	research	research	NOUN
fueconorg-13641	20	3	uses	use	VERB
fueconorg-13641	20	4	a	a	DET
fueconorg-13641	20	5	complex	complex	ADJ
fueconorg-13641	20	6	analysis	analysis	NOUN
fueconorg-13641	20	7	approach	approach	NOUN
fueconorg-13641	20	8	at	at	ADP
fueconorg-13641	20	9	the	the	DET
fueconorg-13641	20	10	level	level	NOUN
fueconorg-13641	20	11	of	of	ADP
fueconorg-13641	20	12	the	the	DET
fueconorg-13641	20	13	eu	eu	PROPN
fueconorg-13641	20	14	member	member	NOUN
fueconorg-13641	20	15	states	state	NOUN
fueconorg-13641	20	16	.	.	PUNCT
fueconorg-13641	21	1	the	the	DET
fueconorg-13641	21	2	research	research	NOUN
fueconorg-13641	21	3	methodology	methodology	NOUN
fueconorg-13641	21	4	consists	consist	VERB
fueconorg-13641	21	5	of	of	ADP
fueconorg-13641	21	6	the	the	DET
fueconorg-13641	21	7	application	application	NOUN
fueconorg-13641	21	8	of	of	ADP
fueconorg-13641	21	9	two	two	NUM
fueconorg-13641	21	10	sets	set	NOUN
fueconorg-13641	21	11	of	of	ADP
fueconorg-13641	21	12	advanced	advanced	ADJ
fueconorg-13641	21	13	econometric	econometric	ADJ
fueconorg-13641	21	14	models	model	NOUN
fueconorg-13641	21	15	,	,	PUNCT
fueconorg-13641	21	16	namely	namely	ADV
fueconorg-13641	21	17	:	:	PUNCT
fueconorg-13641	21	18	(	(	PUNCT
fueconorg-13641	21	19	i	i	NOUN
fueconorg-13641	21	20	)	)	PUNCT
fueconorg-13641	21	21	panel	panel	NOUN
fueconorg-13641	21	22	data	data	VERB
fueconorg-13641	21	23	analysis	analysis	NOUN
fueconorg-13641	21	24	based	base	VERB
fueconorg-13641	21	25	on	on	ADP
fueconorg-13641	21	26	multifactorial	multifactorial	ADJ
fueconorg-13641	21	27	regression	regression	NOUN
fueconorg-13641	21	28	models	model	NOUN
fueconorg-13641	21	29	robust	robust	ADJ
fueconorg-13641	21	30	regression	regression	NOUN
fueconorg-13641	21	31	(	(	PUNCT
fueconorg-13641	21	32	rreg	rreg	PROPN
fueconorg-13641	21	33	)	)	PUNCT
fueconorg-13641	21	34	,	,	PUNCT
fueconorg-13641	21	35	cross	cross	ADJ
fueconorg-13641	21	36	-	-	ADJ
fueconorg-13641	21	37	sectional	sectional	ADJ
fueconorg-13641	21	38	time	time	NOUN
fueconorg-13641	21	39	-	-	PUNCT
fueconorg-13641	21	40	series	series	NOUN
fueconorg-13641	21	41	with	with	ADP
fueconorg-13641	21	42	feasible	feasible	ADJ
fueconorg-13641	21	43	generalized	generalized	ADJ
fueconorg-13641	21	44	least	least	ADJ
fueconorg-13641	21	45	squares	square	NOUN
fueconorg-13641	21	46	(	(	PUNCT
fueconorg-13641	21	47	fgls	fgls	NUM
fueconorg-13641	21	48	)	)	PUNCT
fueconorg-13641	21	49	,	,	PUNCT
fueconorg-13641	21	50	generalized	generalized	ADJ
fueconorg-13641	21	51	method	method	NOUN
fueconorg-13641	21	52	of	of	ADP
fueconorg-13641	21	53	moments	moment	NOUN
fueconorg-13641	21	54	(	(	PUNCT
fueconorg-13641	21	55	gmm	gmm	NOUN
fueconorg-13641	21	56	)	)	PUNCT
fueconorg-13641	21	57	with	with	ADP
fueconorg-13641	21	58	arellano	arellano	PROPN
fueconorg-13641	21	59	–	–	PUNCT
fueconorg-13641	21	60	bond	bond	NOUN
fueconorg-13641	21	61	dynamic	dynamic	ADJ
fueconorg-13641	21	62	panel	panel	NOUN
fueconorg-13641	21	63	-	-	PUNCT
fueconorg-13641	21	64	data	datum	NOUN
fueconorg-13641	21	65	estimation	estimation	NOUN
fueconorg-13641	21	66	,	,	PUNCT
fueconorg-13641	21	67	between	between	ADP
fueconorg-13641	21	68	regression	regression	NOUN
fueconorg-13641	21	69	(	(	PUNCT
fueconorg-13641	21	70	regression	regression	NOUN
fueconorg-13641	21	71	on	on	ADP
fueconorg-13641	21	72	group	group	NOUN
fueconorg-13641	21	73	means	mean	NOUN
fueconorg-13641	21	74	)	)	PUNCT
fueconorg-13641	21	75	,	,	PUNCT
fueconorg-13641	21	76	random	random	ADJ
fueconorg-13641	21	77	-	-	PUNCT
fueconorg-13641	21	78	effects	effect	NOUN
fueconorg-13641	21	79	with	with	ADP
fueconorg-13641	21	80	the	the	DET
fueconorg-13641	21	81	maximum	maximum	ADJ
fueconorg-13641	21	82	likelihood	likelihood	NOUN
fueconorg-13641	21	83	(	(	PUNCT
fueconorg-13641	21	84	ml	ml	NOUN
fueconorg-13641	21	85	)	)	PUNCT
fueconorg-13641	21	86	estimation	estimation	NOUN
fueconorg-13641	21	87	,	,	PUNCT
fueconorg-13641	21	88	and	and	CCONJ
fueconorg-13641	21	89	instrumental	instrumental	ADJ
fueconorg-13641	21	90	variables	variable	NOUN
fueconorg-13641	21	91	on	on	ADP
fueconorg-13641	21	92	two	two	NUM
fueconorg-13641	21	93	stage	stage	NOUN
fueconorg-13641	21	94	least	least	ADJ
fueconorg-13641	21	95	squares	square	NOUN
fueconorg-13641	21	96	(	(	PUNCT
fueconorg-13641	21	97	2sls	2sls	NOUN
fueconorg-13641	21	98	)	)	PUNCT
fueconorg-13641	21	99	to	to	PART
fueconorg-13641	21	100	identify	identify	VERB
fueconorg-13641	21	101	,	,	PUNCT
fueconorg-13641	21	102	from	from	ADP
fueconorg-13641	21	103	multiple	multiple	ADJ
fueconorg-13641	21	104	perspectives	perspective	NOUN
fueconorg-13641	21	105	,	,	PUNCT
fueconorg-13641	21	106	the	the	DET
fueconorg-13641	21	107	direct	direct	ADJ
fueconorg-13641	21	108	implications	implication	NOUN
fueconorg-13641	21	109	of	of	ADP
fueconorg-13641	21	110	socio	socio	NOUN
fueconorg-13641	21	111	-	-	PUNCT
fueconorg-13641	21	112	economic	economic	ADJ
fueconorg-13641	21	113	indicators	indicator	NOUN
fueconorg-13641	21	114	on	on	ADP
fueconorg-13641	21	115	the	the	DET
fueconorg-13641	21	116	insurance	insurance	NOUN
fueconorg-13641	21	117	sector	sector	NOUN
fueconorg-13641	21	118	;	;	PUNCT
fueconorg-13641	21	119	(	(	PUNCT
fueconorg-13641	21	120	ii	ii	NOUN
fueconorg-13641	21	121	)	)	PUNCT
fueconorg-13641	21	122	bayesian	bayesian	NOUN
fueconorg-13641	21	123	network	network	NOUN
fueconorg-13641	21	124	analysis	analysis	NOUN
fueconorg-13641	21	125	,	,	PUNCT
fueconorg-13641	21	126	using	use	VERB
fueconorg-13641	21	127	gaussian	gaussian	ADJ
fueconorg-13641	21	128	graphical	graphical	ADJ
fueconorg-13641	21	129	models	model	NOUN
fueconorg-13641	21	130	(	(	PUNCT
fueconorg-13641	21	131	ggm	ggm	NOUN
fueconorg-13641	21	132	)	)	PUNCT
fueconorg-13641	21	133	,	,	PUNCT
fueconorg-13641	21	134	to	to	PART
fueconorg-13641	21	135	assess	assess	VERB
fueconorg-13641	21	136	the	the	DET
fueconorg-13641	21	137	overall	overall	ADJ
fueconorg-13641	21	138	relationships	relationship	NOUN
fueconorg-13641	21	139	between	between	ADP
fueconorg-13641	21	140	indicators	indicator	NOUN
fueconorg-13641	21	141	and	and	CCONJ
fueconorg-13641	21	142	their	their	PRON
fueconorg-13641	21	143	intensity	intensity	NOUN
fueconorg-13641	21	144	.	.	PUNCT
fueconorg-13641	22	1	aligned	align	VERB
fueconorg-13641	22	2	with	with	ADP
fueconorg-13641	22	3	the	the	DET
fueconorg-13641	22	4	research	research	NOUN
fueconorg-13641	22	5	objective	objective	NOUN
fueconorg-13641	22	6	and	and	CCONJ
fueconorg-13641	22	7	methodology	methodology	NOUN
fueconorg-13641	22	8	applied	apply	VERB
fueconorg-13641	22	9	,	,	PUNCT
fueconorg-13641	22	10	the	the	DET
fueconorg-13641	22	11	research	research	NOUN
fueconorg-13641	22	12	hypotheses	hypothesis	NOUN
fueconorg-13641	22	13	are	be	AUX
fueconorg-13641	22	14	:	:	PUNCT
fueconorg-13641	22	15	h1	h1	PROPN
fueconorg-13641	22	16	.	.	PUNCT
fueconorg-13641	23	1	total	total	ADJ
fueconorg-13641	23	2	insurance	insurance	NOUN
fueconorg-13641	23	3	market	market	NOUN
fueconorg-13641	23	4	penetration	penetration	NOUN
fueconorg-13641	23	5	is	be	AUX
fueconorg-13641	23	6	directly	directly	ADV
fueconorg-13641	23	7	and	and	CCONJ
fueconorg-13641	23	8	positively	positively	ADV
fueconorg-13641	23	9	influenced	influence	VERB
fueconorg-13641	23	10	by	by	ADP
fueconorg-13641	23	11	social	social	ADJ
fueconorg-13641	23	12	and	and	CCONJ
fueconorg-13641	23	13	economic	economic	ADJ
fueconorg-13641	23	14	dimensions	dimension	NOUN
fueconorg-13641	23	15	at	at	ADP
fueconorg-13641	23	16	the	the	DET
fueconorg-13641	23	17	level	level	NOUN
fueconorg-13641	23	18	of	of	ADP
fueconorg-13641	23	19	the	the	DET
fueconorg-13641	23	20	eu	eu	PROPN
fueconorg-13641	23	21	;	;	PUNCT
fueconorg-13641	23	22	h2	h2	PROPN
fueconorg-13641	23	23	.	.	PUNCT
fueconorg-13641	24	1	insurance	insurance	NOUN
fueconorg-13641	24	2	penetration	penetration	NOUN
fueconorg-13641	24	3	for	for	ADP
fueconorg-13641	24	4	each	each	DET
fueconorg-13641	24	5	insurance	insurance	NOUN
fueconorg-13641	24	6	class	class	NOUN
fueconorg-13641	24	7	–	–	PUNCT
fueconorg-13641	24	8	life	life	NOUN
fueconorg-13641	24	9	and	and	CCONJ
fueconorg-13641	24	10	non	non	ADJ
fueconorg-13641	24	11	-	-	ADJ
fueconorg-13641	24	12	life	life	ADJ
fueconorg-13641	24	13	insurance	insurance	NOUN
fueconorg-13641	24	14	–	–	PUNCT
fueconorg-13641	24	15	is	be	AUX
fueconorg-13641	24	16	overall	overall	ADV
fueconorg-13641	24	17	favorably	favorably	ADV
fueconorg-13641	24	18	interconnected	interconnect	VERB
fueconorg-13641	24	19	with	with	ADP
fueconorg-13641	24	20	social	social	ADJ
fueconorg-13641	24	21	and	and	CCONJ
fueconorg-13641	24	22	economic	economic	ADJ
fueconorg-13641	24	23	indicators	indicator	NOUN
fueconorg-13641	24	24	.	.	PUNCT
fueconorg-13641	25	1	the	the	DET
fueconorg-13641	25	2	integration	integration	NOUN
fueconorg-13641	25	3	of	of	ADP
fueconorg-13641	25	4	the	the	DET
fueconorg-13641	25	5	results	result	NOUN
fueconorg-13641	25	6	obtained	obtain	VERB
fueconorg-13641	25	7	in	in	ADP
fueconorg-13641	25	8	this	this	DET
fueconorg-13641	25	9	article	article	NOUN
fueconorg-13641	25	10	with	with	ADP
fueconorg-13641	25	11	other	other	ADJ
fueconorg-13641	25	12	literature	literature	NOUN
fueconorg-13641	25	13	underpinnings	underpinning	NOUN
fueconorg-13641	25	14	may	may	AUX
fueconorg-13641	25	15	also	also	ADV
fueconorg-13641	25	16	provide	provide	VERB
fueconorg-13641	25	17	additional	additional	ADJ
fueconorg-13641	25	18	information	information	NOUN
fueconorg-13641	25	19	on	on	ADP
fueconorg-13641	25	20	the	the	DET
fueconorg-13641	25	21	interconnections	interconnection	NOUN
fueconorg-13641	25	22	that	that	PRON
fueconorg-13641	25	23	shape	shape	VERB
fueconorg-13641	25	24	the	the	DET
fueconorg-13641	25	25	development	development	NOUN
fueconorg-13641	25	26	of	of	ADP
fueconorg-13641	25	27	the	the	DET
fueconorg-13641	25	28	dynamic	dynamic	ADJ
fueconorg-13641	25	29	insurance	insurance	NOUN
fueconorg-13641	25	30	sector	sector	NOUN
fueconorg-13641	25	31	of	of	ADP
fueconorg-13641	25	32	eu	eu	PROPN
fueconorg-13641	25	33	member	member	PROPN
fueconorg-13641	25	34	states	state	NOUN
fueconorg-13641	25	35	.	.	PUNCT
fueconorg-13641	26	1	the	the	DET
fueconorg-13641	26	2	structure	structure	NOUN
fueconorg-13641	26	3	of	of	ADP
fueconorg-13641	26	4	the	the	DET
fueconorg-13641	26	5	paper	paper	NOUN
fueconorg-13641	26	6	includes	include	VERB
fueconorg-13641	26	7	an	an	DET
fueconorg-13641	26	8	introduction	introduction	NOUN
fueconorg-13641	26	9	to	to	ADP
fueconorg-13641	26	10	the	the	DET
fueconorg-13641	26	11	research	research	NOUN
fueconorg-13641	26	12	hypothesis	hypothesis	NOUN
fueconorg-13641	26	13	followed	follow	VERB
fueconorg-13641	26	14	by	by	ADP
fueconorg-13641	26	15	an	an	DET
fueconorg-13641	26	16	analysis	analysis	NOUN
fueconorg-13641	26	17	of	of	ADP
fueconorg-13641	26	18	the	the	DET
fueconorg-13641	26	19	literature	literature	NOUN
fueconorg-13641	26	20	,	,	PUNCT
fueconorg-13641	26	21	presenting	present	VERB
fueconorg-13641	26	22	previously	previously	ADV
fueconorg-13641	26	23	analyzed	analyze	VERB
fueconorg-13641	26	24	concepts	concept	NOUN
fueconorg-13641	26	25	on	on	ADP
fueconorg-13641	26	26	the	the	DET
fueconorg-13641	26	27	addressed	address	VERB
fueconorg-13641	26	28	socio	socio	NOUN
fueconorg-13641	26	29	-	-	PUNCT
fueconorg-13641	26	30	economic	economic	ADJ
fueconorg-13641	26	31	drivers	driver	NOUN
fueconorg-13641	26	32	of	of	ADP
fueconorg-13641	26	33	sustainable	sustainable	ADJ
fueconorg-13641	26	34	insurance	insurance	NOUN
fueconorg-13641	26	35	in	in	ADP
fueconorg-13641	26	36	the	the	DET
fueconorg-13641	26	37	european	european	PROPN
fueconorg-13641	26	38	union	union	PROPN
fueconorg-13641	26	39	:	:	PUNCT
fueconorg-13641	26	40	evidence	evidence	NOUN
fueconorg-13641	26	41	...	...	PUNCT
fueconorg-13641	26	42	87	87	NUM
fueconorg-13641	26	43	problem	problem	NOUN
fueconorg-13641	26	44	that	that	PRON
fueconorg-13641	26	45	are	be	AUX
fueconorg-13641	26	46	the	the	DET
fueconorg-13641	26	47	evolutionary	evolutionary	ADJ
fueconorg-13641	26	48	perspectives	perspective	NOUN
fueconorg-13641	26	49	of	of	ADP
fueconorg-13641	26	50	economic	economic	ADJ
fueconorg-13641	26	51	development	development	NOUN
fueconorg-13641	26	52	and	and	CCONJ
fueconorg-13641	26	53	the	the	DET
fueconorg-13641	26	54	insurance	insurance	NOUN
fueconorg-13641	26	55	sector	sector	NOUN
fueconorg-13641	26	56	.	.	PUNCT
fueconorg-13641	27	1	moreover	moreover	ADV
fueconorg-13641	27	2	,	,	PUNCT
fueconorg-13641	27	3	a	a	DET
fueconorg-13641	27	4	systematic	systematic	ADJ
fueconorg-13641	27	5	presentation	presentation	NOUN
fueconorg-13641	27	6	of	of	ADP
fueconorg-13641	27	7	the	the	DET
fueconorg-13641	27	8	methodology	methodology	NOUN
fueconorg-13641	27	9	is	be	AUX
fueconorg-13641	27	10	ensured	ensure	VERB
fueconorg-13641	27	11	by	by	ADP
fueconorg-13641	27	12	presenting	present	VERB
fueconorg-13641	27	13	the	the	DET
fueconorg-13641	27	14	data	datum	NOUN
fueconorg-13641	27	15	used	use	VERB
fueconorg-13641	27	16	in	in	ADP
fueconorg-13641	27	17	the	the	DET
fueconorg-13641	27	18	study	study	NOUN
fueconorg-13641	27	19	,	,	PUNCT
fueconorg-13641	27	20	emphasizing	emphasize	VERB
fueconorg-13641	27	21	the	the	DET
fueconorg-13641	27	22	importance	importance	NOUN
fueconorg-13641	27	23	of	of	ADP
fueconorg-13641	27	24	the	the	DET
fueconorg-13641	27	25	econometric	econometric	ADJ
fueconorg-13641	27	26	models	model	NOUN
fueconorg-13641	27	27	applied	apply	VERB
fueconorg-13641	27	28	in	in	ADP
fueconorg-13641	27	29	approaching	approach	VERB
fueconorg-13641	27	30	the	the	DET
fueconorg-13641	27	31	relationships	relationship	NOUN
fueconorg-13641	27	32	within	within	ADP
fueconorg-13641	27	33	the	the	DET
fueconorg-13641	27	34	analysis	analysis	NOUN
fueconorg-13641	27	35	.	.	PUNCT
fueconorg-13641	28	1	the	the	DET
fueconorg-13641	28	2	results	result	NOUN
fueconorg-13641	28	3	obtained	obtain	VERB
fueconorg-13641	28	4	from	from	ADP
fueconorg-13641	28	5	the	the	DET
fueconorg-13641	28	6	application	application	NOUN
fueconorg-13641	28	7	of	of	ADP
fueconorg-13641	28	8	the	the	DET
fueconorg-13641	28	9	models	model	NOUN
fueconorg-13641	28	10	are	be	AUX
fueconorg-13641	28	11	presented	present	VERB
fueconorg-13641	28	12	followed	follow	VERB
fueconorg-13641	28	13	by	by	ADP
fueconorg-13641	28	14	future	future	ADJ
fueconorg-13641	28	15	discussions	discussion	NOUN
fueconorg-13641	28	16	and	and	CCONJ
fueconorg-13641	28	17	proposals	proposal	NOUN
fueconorg-13641	28	18	.	.	PUNCT
fueconorg-13641	29	1	for	for	ADP
fueconorg-13641	29	2	a	a	DET
fueconorg-13641	29	3	clear	clear	ADJ
fueconorg-13641	29	4	understanding	understanding	NOUN
fueconorg-13641	29	5	,	,	PUNCT
fueconorg-13641	29	6	additional	additional	ADJ
fueconorg-13641	29	7	information	information	NOUN
fueconorg-13641	29	8	is	be	AUX
fueconorg-13641	29	9	inserted	insert	VERB
fueconorg-13641	29	10	at	at	ADP
fueconorg-13641	29	11	the	the	DET
fueconorg-13641	29	12	end	end	NOUN
fueconorg-13641	29	13	of	of	ADP
fueconorg-13641	29	14	the	the	DET
fueconorg-13641	29	15	paper	paper	NOUN
fueconorg-13641	29	16	as	as	ADP
fueconorg-13641	29	17	an	an	DET
fueconorg-13641	29	18	appendix	appendix	NOUN
fueconorg-13641	29	19	.	.	PUNCT
fueconorg-13641	30	1	2	2	X
fueconorg-13641	30	2	.	.	X
fueconorg-13641	30	3	literature	literature	NOUN
fueconorg-13641	30	4	review	review	VERB
fueconorg-13641	30	5	the	the	DET
fueconorg-13641	30	6	insurance	insurance	NOUN
fueconorg-13641	30	7	sector	sector	NOUN
fueconorg-13641	30	8	is	be	AUX
fueconorg-13641	30	9	a	a	DET
fueconorg-13641	30	10	fundamental	fundamental	ADJ
fueconorg-13641	30	11	pillar	pillar	NOUN
fueconorg-13641	30	12	of	of	ADP
fueconorg-13641	30	13	the	the	DET
fueconorg-13641	30	14	eu	eu	PROPN
fueconorg-13641	30	15	economy	economy	NOUN
fueconorg-13641	30	16	,	,	PUNCT
fueconorg-13641	30	17	playing	play	VERB
fueconorg-13641	30	18	a	a	DET
fueconorg-13641	30	19	key	key	ADJ
fueconorg-13641	30	20	role	role	NOUN
fueconorg-13641	30	21	in	in	ADP
fueconorg-13641	30	22	protecting	protect	VERB
fueconorg-13641	30	23	the	the	DET
fueconorg-13641	30	24	economies	economy	NOUN
fueconorg-13641	30	25	and	and	CCONJ
fueconorg-13641	30	26	supporting	support	VERB
fueconorg-13641	30	27	overall	overall	ADJ
fueconorg-13641	30	28	stability	stability	NOUN
fueconorg-13641	30	29	.	.	PUNCT
fueconorg-13641	31	1	insurance	insurance	NOUN
fueconorg-13641	31	2	provides	provide	VERB
fueconorg-13641	31	3	protection	protection	NOUN
fueconorg-13641	31	4	against	against	ADP
fueconorg-13641	31	5	risks	risk	NOUN
fueconorg-13641	31	6	related	relate	VERB
fueconorg-13641	31	7	to	to	ADP
fueconorg-13641	31	8	unpredictable	unpredictable	ADJ
fueconorg-13641	31	9	events	event	NOUN
fueconorg-13641	31	10	(	(	PUNCT
fueconorg-13641	31	11	beck	beck	PROPN
fueconorg-13641	31	12	&	&	CCONJ
fueconorg-13641	31	13	webb	webb	PROPN
fueconorg-13641	31	14	,	,	PUNCT
fueconorg-13641	31	15	2003	2003	NUM
fueconorg-13641	31	16	)	)	PUNCT
fueconorg-13641	31	17	,	,	PUNCT
fueconorg-13641	31	18	and	and	CCONJ
fueconorg-13641	31	19	,	,	PUNCT
fueconorg-13641	31	20	in	in	ADP
fueconorg-13641	31	21	the	the	DET
fueconorg-13641	31	22	european	european	ADJ
fueconorg-13641	31	23	context	context	NOUN
fueconorg-13641	31	24	,	,	PUNCT
fueconorg-13641	31	25	where	where	SCONJ
fueconorg-13641	31	26	disparities	disparity	NOUN
fueconorg-13641	31	27	between	between	ADP
fueconorg-13641	31	28	member	member	NOUN
fueconorg-13641	31	29	states	state	NOUN
fueconorg-13641	31	30	are	be	AUX
fueconorg-13641	31	31	evident	evident	ADJ
fueconorg-13641	31	32	,	,	PUNCT
fueconorg-13641	31	33	the	the	DET
fueconorg-13641	31	34	insurance	insurance	NOUN
fueconorg-13641	31	35	sector	sector	NOUN
fueconorg-13641	31	36	does	do	AUX
fueconorg-13641	31	37	not	not	PART
fueconorg-13641	31	38	only	only	ADV
fueconorg-13641	31	39	offer	offer	VERB
fueconorg-13641	31	40	protection	protection	NOUN
fueconorg-13641	31	41	against	against	ADP
fueconorg-13641	31	42	risks	risk	NOUN
fueconorg-13641	31	43	but	but	CCONJ
fueconorg-13641	31	44	also	also	ADV
fueconorg-13641	31	45	plays	play	VERB
fueconorg-13641	31	46	a	a	DET
fueconorg-13641	31	47	crucial	crucial	ADJ
fueconorg-13641	31	48	role	role	NOUN
fueconorg-13641	31	49	in	in	ADP
fueconorg-13641	31	50	supporting	support	VERB
fueconorg-13641	31	51	economic	economic	ADJ
fueconorg-13641	31	52	development	development	NOUN
fueconorg-13641	31	53	,	,	PUNCT
fueconorg-13641	31	54	having	have	VERB
fueconorg-13641	31	55	a	a	DET
fueconorg-13641	31	56	direct	direct	ADJ
fueconorg-13641	31	57	influence	influence	NOUN
fueconorg-13641	31	58	on	on	ADP
fueconorg-13641	31	59	economic	economic	ADJ
fueconorg-13641	31	60	stability	stability	NOUN
fueconorg-13641	31	61	(	(	PUNCT
fueconorg-13641	31	62	oecd	oecd	PROPN
fueconorg-13641	31	63	,	,	PUNCT
fueconorg-13641	31	64	2011	2011	NUM
fueconorg-13641	31	65	)	)	PUNCT
fueconorg-13641	31	66	.	.	PUNCT
fueconorg-13641	32	1	the	the	DET
fueconorg-13641	32	2	interdependence	interdependence	NOUN
fueconorg-13641	32	3	between	between	ADP
fueconorg-13641	32	4	economic	economic	ADJ
fueconorg-13641	32	5	development	development	NOUN
fueconorg-13641	32	6	and	and	CCONJ
fueconorg-13641	32	7	the	the	DET
fueconorg-13641	32	8	insurance	insurance	NOUN
fueconorg-13641	32	9	sector	sector	NOUN
fueconorg-13641	32	10	has	have	AUX
fueconorg-13641	32	11	long	long	ADV
fueconorg-13641	32	12	been	be	AUX
fueconorg-13641	32	13	a	a	DET
fueconorg-13641	32	14	complex	complex	ADJ
fueconorg-13641	32	15	subject	subject	NOUN
fueconorg-13641	32	16	of	of	ADP
fueconorg-13641	32	17	study	study	NOUN
fueconorg-13641	32	18	,	,	PUNCT
fueconorg-13641	32	19	especially	especially	ADV
fueconorg-13641	32	20	in	in	ADP
fueconorg-13641	32	21	eu	eu	PROPN
fueconorg-13641	32	22	member	member	NOUN
fueconorg-13641	32	23	states	state	NOUN
fueconorg-13641	32	24	given	give	VERB
fueconorg-13641	32	25	the	the	DET
fueconorg-13641	32	26	distinctive	distinctive	ADJ
fueconorg-13641	32	27	nature	nature	NOUN
fueconorg-13641	32	28	of	of	ADP
fueconorg-13641	32	29	the	the	DET
fueconorg-13641	32	30	economies	economy	NOUN
fueconorg-13641	32	31	.	.	PUNCT
fueconorg-13641	33	1	the	the	DET
fueconorg-13641	33	2	literature	literature	PROPN
fueconorg-13641	33	3	review	review	NOUN
fueconorg-13641	33	4	aims	aim	VERB
fueconorg-13641	33	5	to	to	PART
fueconorg-13641	33	6	summaries	summary	NOUN
fueconorg-13641	33	7	the	the	DET
fueconorg-13641	33	8	current	current	ADJ
fueconorg-13641	33	9	understanding	understanding	NOUN
fueconorg-13641	33	10	of	of	ADP
fueconorg-13641	33	11	the	the	DET
fueconorg-13641	33	12	interaction	interaction	NOUN
fueconorg-13641	33	13	between	between	ADP
fueconorg-13641	33	14	economic	economic	ADJ
fueconorg-13641	33	15	development	development	NOUN
fueconorg-13641	33	16	and	and	CCONJ
fueconorg-13641	33	17	the	the	DET
fueconorg-13641	33	18	insurance	insurance	NOUN
fueconorg-13641	33	19	sector	sector	NOUN
fueconorg-13641	33	20	in	in	ADP
fueconorg-13641	33	21	the	the	DET
fueconorg-13641	33	22	eu	eu	PROPN
fueconorg-13641	33	23	,	,	PUNCT
fueconorg-13641	33	24	based	base	VERB
fueconorg-13641	33	25	on	on	ADP
fueconorg-13641	33	26	different	different	ADJ
fueconorg-13641	33	27	perspectives	perspective	NOUN
fueconorg-13641	33	28	from	from	ADP
fueconorg-13641	33	29	previous	previous	ADJ
fueconorg-13641	33	30	studies	study	NOUN
fueconorg-13641	33	31	.	.	PUNCT
fueconorg-13641	34	1	economic	economic	ADJ
fueconorg-13641	34	2	indicators	indicator	NOUN
fueconorg-13641	34	3	,	,	PUNCT
fueconorg-13641	34	4	such	such	ADJ
fueconorg-13641	34	5	as	as	ADP
fueconorg-13641	34	6	gross	gross	ADJ
fueconorg-13641	34	7	domestic	domestic	ADJ
fueconorg-13641	34	8	product	product	NOUN
fueconorg-13641	34	9	(	(	PUNCT
fueconorg-13641	34	10	gdp	gdp	NOUN
fueconorg-13641	34	11	)	)	PUNCT
fueconorg-13641	34	12	per	per	ADP
fueconorg-13641	34	13	capita	capita	NOUN
fueconorg-13641	34	14	,	,	PUNCT
fueconorg-13641	34	15	poverty	poverty	NOUN
fueconorg-13641	34	16	,	,	PUNCT
fueconorg-13641	34	17	inflation	inflation	NOUN
fueconorg-13641	34	18	,	,	PUNCT
fueconorg-13641	34	19	human	human	ADJ
fueconorg-13641	34	20	development	development	NOUN
fueconorg-13641	34	21	index	index	NOUN
fueconorg-13641	34	22	(	(	PUNCT
fueconorg-13641	34	23	hdi	hdi	PROPN
fueconorg-13641	34	24	)	)	PUNCT
fueconorg-13641	34	25	,	,	PUNCT
fueconorg-13641	34	26	and	and	CCONJ
fueconorg-13641	34	27	employment	employment	NOUN
fueconorg-13641	34	28	rate	rate	NOUN
fueconorg-13641	34	29	,	,	PUNCT
fueconorg-13641	34	30	have	have	AUX
fueconorg-13641	34	31	been	be	AUX
fueconorg-13641	34	32	identified	identify	VERB
fueconorg-13641	34	33	as	as	ADP
fueconorg-13641	34	34	key	key	ADJ
fueconorg-13641	34	35	factors	factor	NOUN
fueconorg-13641	34	36	influencing	influence	VERB
fueconorg-13641	34	37	growth	growth	NOUN
fueconorg-13641	34	38	and	and	CCONJ
fueconorg-13641	34	39	penetration	penetration	NOUN
fueconorg-13641	34	40	of	of	ADP
fueconorg-13641	34	41	the	the	DET
fueconorg-13641	34	42	insurance	insurance	NOUN
fueconorg-13641	34	43	sector	sector	NOUN
fueconorg-13641	34	44	(	(	PUNCT
fueconorg-13641	34	45	chang	chang	PROPN
fueconorg-13641	34	46	&	&	CCONJ
fueconorg-13641	34	47	berdiev	berdiev	PROPN
fueconorg-13641	34	48	,	,	PUNCT
fueconorg-13641	34	49	2013	2013	NUM
fueconorg-13641	34	50	;	;	PUNCT
fueconorg-13641	34	51	sibindi	sibindi	NOUN
fueconorg-13641	34	52	,	,	PUNCT
fueconorg-13641	34	53	2015	2015	NUM
fueconorg-13641	34	54	;	;	PUNCT
fueconorg-13641	34	55	kaushal	kaushal	PROPN
fueconorg-13641	34	56	&	&	CCONJ
fueconorg-13641	34	57	ghosh	ghosh	PROPN
fueconorg-13641	34	58	,	,	PUNCT
fueconorg-13641	34	59	2018	2018	NUM
fueconorg-13641	34	60	)	)	PUNCT
fueconorg-13641	34	61	.	.	PUNCT
fueconorg-13641	35	1	the	the	DET
fueconorg-13641	35	2	insurance	insurance	NOUN
fueconorg-13641	35	3	sector	sector	NOUN
fueconorg-13641	35	4	contributes	contribute	VERB
fueconorg-13641	35	5	to	to	ADP
fueconorg-13641	35	6	economic	economic	ADJ
fueconorg-13641	35	7	growth	growth	NOUN
fueconorg-13641	35	8	by	by	ADP
fueconorg-13641	35	9	managing	manage	VERB
fueconorg-13641	35	10	risks	risk	NOUN
fueconorg-13641	35	11	and	and	CCONJ
fueconorg-13641	35	12	mobilizing	mobilize	VERB
fueconorg-13641	35	13	economies	economy	NOUN
fueconorg-13641	35	14	.	.	PUNCT
fueconorg-13641	36	1	kondovski	kondovski	PROPN
fueconorg-13641	36	2	(	(	PUNCT
fueconorg-13641	36	3	2021	2021	NUM
fueconorg-13641	36	4	)	)	PUNCT
fueconorg-13641	36	5	argued	argue	VERB
fueconorg-13641	36	6	that	that	SCONJ
fueconorg-13641	36	7	this	this	PRON
fueconorg-13641	36	8	is	be	AUX
fueconorg-13641	36	9	particularly	particularly	ADV
fueconorg-13641	36	10	important	important	ADJ
fueconorg-13641	36	11	in	in	ADP
fueconorg-13641	36	12	emerging	emerge	VERB
fueconorg-13641	36	13	states	state	NOUN
fueconorg-13641	36	14	in	in	ADP
fueconorg-13641	36	15	the	the	DET
fueconorg-13641	36	16	eu	eu	PROPN
fueconorg-13641	36	17	,	,	PUNCT
fueconorg-13641	36	18	where	where	SCONJ
fueconorg-13641	36	19	insurance	insurance	NOUN
fueconorg-13641	36	20	penetration	penetration	NOUN
fueconorg-13641	36	21	has	have	VERB
fueconorg-13641	36	22	a	a	DET
fueconorg-13641	36	23	positive	positive	ADJ
fueconorg-13641	36	24	impact	impact	NOUN
fueconorg-13641	36	25	on	on	ADP
fueconorg-13641	36	26	economic	economic	ADJ
fueconorg-13641	36	27	growth	growth	NOUN
fueconorg-13641	36	28	.	.	PUNCT
fueconorg-13641	37	1	the	the	DET
fueconorg-13641	37	2	complex	complex	ADJ
fueconorg-13641	37	3	relationship	relationship	NOUN
fueconorg-13641	37	4	between	between	ADP
fueconorg-13641	37	5	economic	economic	ADJ
fueconorg-13641	37	6	development	development	NOUN
fueconorg-13641	37	7	indicators	indicator	NOUN
fueconorg-13641	37	8	and	and	CCONJ
fueconorg-13641	37	9	insurance	insurance	NOUN
fueconorg-13641	37	10	penetration	penetration	NOUN
fueconorg-13641	37	11	is	be	AUX
fueconorg-13641	37	12	a	a	DET
fueconorg-13641	37	13	sophisticated	sophisticated	ADJ
fueconorg-13641	37	14	research	research	NOUN
fueconorg-13641	37	15	topic	topic	NOUN
fueconorg-13641	37	16	that	that	PRON
fueconorg-13641	37	17	has	have	AUX
fueconorg-13641	37	18	attracted	attract	VERB
fueconorg-13641	37	19	substantial	substantial	ADJ
fueconorg-13641	37	20	scientific	scientific	ADJ
fueconorg-13641	37	21	attention	attention	NOUN
fueconorg-13641	37	22	,	,	PUNCT
fueconorg-13641	37	23	and	and	CCONJ
fueconorg-13641	37	24	the	the	DET
fueconorg-13641	37	25	specific	specific	ADJ
fueconorg-13641	37	26	dynamics	dynamic	NOUN
fueconorg-13641	37	27	require	require	VERB
fueconorg-13641	37	28	further	further	ADJ
fueconorg-13641	37	29	investigation	investigation	NOUN
fueconorg-13641	37	30	(	(	PUNCT
fueconorg-13641	37	31	beck	beck	PROPN
fueconorg-13641	37	32	&	&	CCONJ
fueconorg-13641	37	33	webb	webb	PROPN
fueconorg-13641	37	34	,	,	PUNCT
fueconorg-13641	37	35	2003	2003	NUM
fueconorg-13641	37	36	;	;	PUNCT
fueconorg-13641	37	37	outreville	outreville	NOUN
fueconorg-13641	37	38	,	,	PUNCT
fueconorg-13641	37	39	2013	2013	NUM
fueconorg-13641	37	40	;	;	PUNCT
fueconorg-13641	37	41	cristea	cristea	NOUN
fueconorg-13641	37	42	et	et	PROPN
fueconorg-13641	37	43	al	al	PROPN
fueconorg-13641	37	44	.	.	PROPN
fueconorg-13641	37	45	,	,	PUNCT
fueconorg-13641	37	46	2014	2014	NUM
fueconorg-13641	37	47	)	)	PUNCT
fueconorg-13641	37	48	.	.	PUNCT
fueconorg-13641	38	1	existing	exist	VERB
fueconorg-13641	38	2	empirical	empirical	ADJ
fueconorg-13641	38	3	studies	study	NOUN
fueconorg-13641	38	4	have	have	AUX
fueconorg-13641	38	5	provided	provide	VERB
fueconorg-13641	38	6	mixed	mixed	ADJ
fueconorg-13641	38	7	approaches	approach	NOUN
fueconorg-13641	38	8	to	to	ADP
fueconorg-13641	38	9	the	the	DET
fueconorg-13641	38	10	complex	complex	ADJ
fueconorg-13641	38	11	link	link	NOUN
fueconorg-13641	38	12	between	between	ADP
fueconorg-13641	38	13	economic	economic	ADJ
fueconorg-13641	38	14	development	development	NOUN
fueconorg-13641	38	15	and	and	CCONJ
fueconorg-13641	38	16	insurance	insurance	NOUN
fueconorg-13641	38	17	.	.	PUNCT
fueconorg-13641	39	1	some	some	DET
fueconorg-13641	39	2	studies	study	NOUN
fueconorg-13641	39	3	emphasize	emphasize	VERB
fueconorg-13641	39	4	that	that	SCONJ
fueconorg-13641	39	5	economic	economic	ADJ
fueconorg-13641	39	6	development	development	NOUN
fueconorg-13641	39	7	leads	lead	VERB
fueconorg-13641	39	8	to	to	ADP
fueconorg-13641	39	9	a	a	DET
fueconorg-13641	39	10	greater	great	ADJ
fueconorg-13641	39	11	demand	demand	NOUN
fueconorg-13641	39	12	for	for	ADP
fueconorg-13641	39	13	financial	financial	ADJ
fueconorg-13641	39	14	services	service	NOUN
fueconorg-13641	39	15	,	,	PUNCT
fueconorg-13641	39	16	indirectly	indirectly	ADV
fueconorg-13641	39	17	to	to	ADP
fueconorg-13641	39	18	the	the	DET
fueconorg-13641	39	19	development	development	NOUN
fueconorg-13641	39	20	of	of	ADP
fueconorg-13641	39	21	economic	economic	ADJ
fueconorg-13641	39	22	sectors	sector	NOUN
fueconorg-13641	39	23	(	(	PUNCT
fueconorg-13641	39	24	sibindi	sibindi	PROPN
fueconorg-13641	39	25	,	,	PUNCT
fueconorg-13641	39	26	2015	2015	NUM
fueconorg-13641	39	27	;	;	PUNCT
fueconorg-13641	39	28	ganić	ganić	PROPN
fueconorg-13641	39	29	&	&	CCONJ
fueconorg-13641	39	30	ridic	ridic	ADJ
fueconorg-13641	39	31	,	,	PUNCT
fueconorg-13641	39	32	2025	2025	NUM
fueconorg-13641	39	33	)	)	PUNCT
fueconorg-13641	39	34	.	.	PUNCT
fueconorg-13641	40	1	as	as	SCONJ
fueconorg-13641	40	2	economies	economy	NOUN
fueconorg-13641	40	3	continue	continue	VERB
fueconorg-13641	40	4	to	to	PART
fueconorg-13641	40	5	grow	grow	VERB
fueconorg-13641	40	6	,	,	PUNCT
fueconorg-13641	40	7	demand	demand	NOUN
fueconorg-13641	40	8	for	for	ADP
fueconorg-13641	40	9	insurance	insurance	NOUN
fueconorg-13641	40	10	products	product	NOUN
fueconorg-13641	40	11	is	be	AUX
fueconorg-13641	40	12	increasing	increase	VERB
fueconorg-13641	40	13	as	as	SCONJ
fueconorg-13641	40	14	individuals	individual	NOUN
fueconorg-13641	40	15	and	and	CCONJ
fueconorg-13641	40	16	businesses	business	NOUN
fueconorg-13641	40	17	seek	seek	VERB
fueconorg-13641	40	18	to	to	PART
fueconorg-13641	40	19	manage	manage	VERB
fueconorg-13641	40	20	risk	risk	NOUN
fueconorg-13641	40	21	more	more	ADV
fueconorg-13641	40	22	effectively	effectively	ADV
fueconorg-13641	40	23	.	.	PUNCT
fueconorg-13641	41	1	this	this	DET
fueconorg-13641	41	2	trend	trend	NOUN
fueconorg-13641	41	3	is	be	AUX
fueconorg-13641	41	4	particularly	particularly	ADV
fueconorg-13641	41	5	notable	notable	ADJ
fueconorg-13641	41	6	in	in	ADP
fueconorg-13641	41	7	some	some	DET
fueconorg-13641	41	8	eu	eu	PROPN
fueconorg-13641	41	9	member	member	NOUN
fueconorg-13641	41	10	states	state	NOUN
fueconorg-13641	41	11	,	,	PUNCT
fueconorg-13641	41	12	where	where	SCONJ
fueconorg-13641	41	13	rising	rise	VERB
fueconorg-13641	41	14	revenues	revenue	NOUN
fueconorg-13641	41	15	are	be	AUX
fueconorg-13641	41	16	fueling	fuel	VERB
fueconorg-13641	41	17	the	the	DET
fueconorg-13641	41	18	expansion	expansion	NOUN
fueconorg-13641	41	19	of	of	ADP
fueconorg-13641	41	20	life	life	NOUN
fueconorg-13641	41	21	and	and	CCONJ
fueconorg-13641	41	22	non	non	ADJ
fueconorg-13641	41	23	-	-	ADJ
fueconorg-13641	41	24	life	life	ADJ
fueconorg-13641	41	25	insurance	insurance	NOUN
fueconorg-13641	41	26	markets	market	NOUN
fueconorg-13641	41	27	(	(	PUNCT
fueconorg-13641	41	28	athanasiadis	athanasiadis	NOUN
fueconorg-13641	41	29	et	et	PROPN
fueconorg-13641	41	30	al	al	PROPN
fueconorg-13641	41	31	.	.	PROPN
fueconorg-13641	41	32	,	,	PUNCT
fueconorg-13641	41	33	2023	2023	NUM
fueconorg-13641	41	34	)	)	PUNCT
fueconorg-13641	41	35	.	.	PUNCT
fueconorg-13641	42	1	the	the	DET
fueconorg-13641	42	2	research	research	NOUN
fueconorg-13641	42	3	highlighted	highlight	VERB
fueconorg-13641	42	4	the	the	DET
fueconorg-13641	42	5	mixed	mixed	ADJ
fueconorg-13641	42	6	relationships	relationship	NOUN
fueconorg-13641	42	7	between	between	ADP
fueconorg-13641	42	8	economic	economic	ADJ
fueconorg-13641	42	9	development	development	NOUN
fueconorg-13641	42	10	indicators	indicator	NOUN
fueconorg-13641	42	11	and	and	CCONJ
fueconorg-13641	42	12	the	the	DET
fueconorg-13641	42	13	insurance	insurance	NOUN
fueconorg-13641	42	14	sector	sector	NOUN
fueconorg-13641	42	15	.	.	PUNCT
fueconorg-13641	43	1	ward	ward	NOUN
fueconorg-13641	43	2	and	and	CCONJ
fueconorg-13641	43	3	zurbruegg	zurbruegg	PROPN
fueconorg-13641	43	4	(	(	PUNCT
fueconorg-13641	43	5	2000	2000	NUM
fueconorg-13641	43	6	)	)	PUNCT
fueconorg-13641	43	7	and	and	CCONJ
fueconorg-13641	43	8	the	the	DET
fueconorg-13641	43	9	subsequent	subsequent	ADJ
fueconorg-13641	43	10	work	work	NOUN
fueconorg-13641	43	11	of	of	ADP
fueconorg-13641	43	12	lee	lee	PROPN
fueconorg-13641	43	13	et	et	PROPN
fueconorg-13641	43	14	al	al	PROPN
fueconorg-13641	43	15	.	.	PROPN
fueconorg-13641	44	1	(	(	PUNCT
fueconorg-13641	44	2	2021	2021	NUM
fueconorg-13641	44	3	)	)	PUNCT
fueconorg-13641	44	4	fundamentally	fundamentally	ADV
fueconorg-13641	44	5	demonstrated	demonstrate	VERB
fueconorg-13641	44	6	bidirectional	bidirectional	ADJ
fueconorg-13641	44	7	causality	causality	NOUN
fueconorg-13641	44	8	between	between	ADP
fueconorg-13641	44	9	indicators	indicator	NOUN
fueconorg-13641	44	10	.	.	PUNCT
fueconorg-13641	45	1	analyses	analysis	NOUN
fueconorg-13641	45	2	by	by	ADP
fueconorg-13641	45	3	haiss	haiss	PROPN
fueconorg-13641	45	4	and	and	CCONJ
fueconorg-13641	45	5	sümegi	sümegi	PROPN
fueconorg-13641	45	6	(	(	PUNCT
fueconorg-13641	45	7	2008	2008	NUM
fueconorg-13641	45	8	)	)	PUNCT
fueconorg-13641	45	9	and	and	CCONJ
fueconorg-13641	45	10	later	later	ADV
fueconorg-13641	45	11	by	by	ADP
fueconorg-13641	45	12	pradhan	pradhan	PROPN
fueconorg-13641	45	13	et	et	PROPN
fueconorg-13641	45	14	al	al	PROPN
fueconorg-13641	45	15	.	.	PROPN
fueconorg-13641	46	1	(	(	PUNCT
fueconorg-13641	46	2	2015	2015	NUM
fueconorg-13641	46	3	)	)	PUNCT
fueconorg-13641	46	4	highlight	highlight	VERB
fueconorg-13641	46	5	significant	significant	ADJ
fueconorg-13641	46	6	regional	regional	ADJ
fueconorg-13641	46	7	disparities	disparity	NOUN
fueconorg-13641	46	8	in	in	ADP
fueconorg-13641	46	9	the	the	DET
fueconorg-13641	46	10	european	european	ADJ
fueconorg-13641	46	11	insurance	insurance	NOUN
fueconorg-13641	46	12	sector	sector	NOUN
fueconorg-13641	46	13	,	,	PUNCT
fueconorg-13641	46	14	particularly	particularly	ADV
fueconorg-13641	46	15	in	in	ADP
fueconorg-13641	46	16	terms	term	NOUN
fueconorg-13641	46	17	of	of	ADP
fueconorg-13641	46	18	insurance	insurance	NOUN
fueconorg-13641	46	19	demand	demand	NOUN
fueconorg-13641	46	20	.	.	PUNCT
fueconorg-13641	47	1	88	88	NUM
fueconorg-13641	47	2	m.	m.	NOUN
fueconorg-13641	47	3	cristea	cristea	PROPN
fueconorg-13641	47	4	,	,	PUNCT
fueconorg-13641	47	5	g.g	g.g	PROPN
fueconorg-13641	47	6	.	.	PROPN
fueconorg-13641	47	7	noja	noja	PROPN
fueconorg-13641	47	8	,	,	PUNCT
fueconorg-13641	47	9	e.i	e.i	PROPN
fueconorg-13641	47	10	.	.	PROPN
fueconorg-13641	47	11	grigorie	grigorie	VERB
fueconorg-13641	47	12	living	living	NOUN
fueconorg-13641	47	13	standards	standard	NOUN
fueconorg-13641	47	14	in	in	ADP
fueconorg-13641	47	15	the	the	DET
fueconorg-13641	47	16	member	member	NOUN
fueconorg-13641	47	17	states	state	NOUN
fueconorg-13641	47	18	and	and	CCONJ
fueconorg-13641	47	19	the	the	DET
fueconorg-13641	47	20	financial	financial	ADJ
fueconorg-13641	47	21	sectors	sector	NOUN
fueconorg-13641	47	22	have	have	AUX
fueconorg-13641	47	23	evolved	evolve	VERB
fueconorg-13641	47	24	considerably	considerably	ADV
fueconorg-13641	47	25	over	over	ADP
fueconorg-13641	47	26	time	time	NOUN
fueconorg-13641	47	27	.	.	PUNCT
fueconorg-13641	48	1	arena	arena	NOUN
fueconorg-13641	48	2	(	(	PUNCT
fueconorg-13641	48	3	2008	2008	NUM
fueconorg-13641	48	4	)	)	PUNCT
fueconorg-13641	48	5	shows	show	VERB
fueconorg-13641	48	6	nonlinear	nonlinear	ADJ
fueconorg-13641	48	7	relationships	relationship	NOUN
fueconorg-13641	48	8	between	between	ADP
fueconorg-13641	48	9	gdp	gdp	NOUN
fueconorg-13641	48	10	per	per	ADP
fueconorg-13641	48	11	capita	capita	X
fueconorg-13641	48	12	and	and	CCONJ
fueconorg-13641	48	13	insurance	insurance	NOUN
fueconorg-13641	48	14	penetration	penetration	NOUN
fueconorg-13641	48	15	,	,	PUNCT
fueconorg-13641	48	16	and	and	CCONJ
fueconorg-13641	48	17	subsequent	subsequent	ADJ
fueconorg-13641	48	18	research	research	NOUN
fueconorg-13641	48	19	by	by	ADP
fueconorg-13641	48	20	feyen	feyen	NOUN
fueconorg-13641	48	21	et	et	PROPN
fueconorg-13641	48	22	al	al	PROPN
fueconorg-13641	48	23	.	.	PROPN
fueconorg-13641	49	1	(	(	PUNCT
fueconorg-13641	49	2	2011	2011	NUM
fueconorg-13641	49	3	)	)	PUNCT
fueconorg-13641	49	4	and	and	CCONJ
fueconorg-13641	49	5	han	han	PROPN
fueconorg-13641	49	6	et	et	PROPN
fueconorg-13641	49	7	al	al	PROPN
fueconorg-13641	49	8	.	.	PROPN
fueconorg-13641	50	1	(	(	PUNCT
fueconorg-13641	50	2	2010	2010	NUM
fueconorg-13641	50	3	)	)	PUNCT
fueconorg-13641	50	4	identified	identify	VERB
fueconorg-13641	50	5	development	development	NOUN
fueconorg-13641	50	6	thresholds	threshold	NOUN
fueconorg-13641	50	7	at	at	ADP
fueconorg-13641	50	8	which	which	PRON
fueconorg-13641	50	9	insurance	insurance	NOUN
fueconorg-13641	50	10	demand	demand	NOUN
fueconorg-13641	50	11	accelerates	accelerate	VERB
fueconorg-13641	50	12	.	.	PUNCT
fueconorg-13641	51	1	the	the	DET
fueconorg-13641	51	2	authors	author	NOUN
fueconorg-13641	51	3	'	'	PART
fueconorg-13641	51	4	findings	finding	NOUN
fueconorg-13641	51	5	align	align	VERB
fueconorg-13641	51	6	with	with	ADP
fueconorg-13641	51	7	the	the	DET
fueconorg-13641	51	8	research	research	NOUN
fueconorg-13641	51	9	of	of	ADP
fueconorg-13641	51	10	alhassan	alhassan	PROPN
fueconorg-13641	51	11	(	(	PUNCT
fueconorg-13641	51	12	2016	2016	NUM
fueconorg-13641	51	13	)	)	PUNCT
fueconorg-13641	51	14	,	,	PUNCT
fueconorg-13641	51	15	who	who	PRON
fueconorg-13641	51	16	suggest	suggest	VERB
fueconorg-13641	51	17	the	the	DET
fueconorg-13641	51	18	presence	presence	NOUN
fueconorg-13641	51	19	of	of	ADP
fueconorg-13641	51	20	interactions	interaction	NOUN
fueconorg-13641	51	21	between	between	ADP
fueconorg-13641	51	22	the	the	DET
fueconorg-13641	51	23	stages	stage	NOUN
fueconorg-13641	51	24	of	of	ADP
fueconorg-13641	51	25	economic	economic	ADJ
fueconorg-13641	51	26	development	development	NOUN
fueconorg-13641	51	27	and	and	CCONJ
fueconorg-13641	51	28	the	the	DET
fueconorg-13641	51	29	development	development	NOUN
fueconorg-13641	51	30	of	of	ADP
fueconorg-13641	51	31	the	the	DET
fueconorg-13641	51	32	insurance	insurance	NOUN
fueconorg-13641	51	33	sector	sector	NOUN
fueconorg-13641	51	34	.	.	PUNCT
fueconorg-13641	52	1	recent	recent	ADJ
fueconorg-13641	52	2	investigations	investigation	NOUN
fueconorg-13641	52	3	focus	focus	VERB
fueconorg-13641	52	4	on	on	ADP
fueconorg-13641	52	5	human	human	ADJ
fueconorg-13641	52	6	development	development	NOUN
fueconorg-13641	52	7	indicators	indicator	NOUN
fueconorg-13641	52	8	.	.	PUNCT
fueconorg-13641	53	1	analyses	analysis	NOUN
fueconorg-13641	53	2	by	by	ADP
fueconorg-13641	53	3	zerriaa	zerriaa	NOUN
fueconorg-13641	53	4	and	and	CCONJ
fueconorg-13641	53	5	noubbigh	noubbigh	PROPN
fueconorg-13641	53	6	(	(	PUNCT
fueconorg-13641	53	7	2016	2016	NUM
fueconorg-13641	53	8	)	)	PUNCT
fueconorg-13641	53	9	,	,	PUNCT
fueconorg-13641	53	10	supported	support	VERB
fueconorg-13641	53	11	by	by	ADP
fueconorg-13641	53	12	the	the	DET
fueconorg-13641	53	13	findings	finding	NOUN
fueconorg-13641	53	14	of	of	ADP
fueconorg-13641	53	15	sawadogo	sawadogo	PROPN
fueconorg-13641	53	16	et	et	PROPN
fueconorg-13641	53	17	al	al	PROPN
fueconorg-13641	53	18	.	.	PROPN
fueconorg-13641	53	19	(	(	PUNCT
fueconorg-13641	53	20	2018	2018	NUM
fueconorg-13641	53	21	)	)	PUNCT
fueconorg-13641	53	22	,	,	PUNCT
fueconorg-13641	53	23	levy	levy	NOUN
fueconorg-13641	53	24	(	(	PUNCT
fueconorg-13641	53	25	2019	2019	NUM
fueconorg-13641	53	26	)	)	PUNCT
fueconorg-13641	53	27	,	,	PUNCT
fueconorg-13641	53	28	and	and	CCONJ
fueconorg-13641	53	29	cristea	cristea	NOUN
fueconorg-13641	53	30	et	et	PROPN
fueconorg-13641	53	31	al	al	PROPN
fueconorg-13641	53	32	.	.	PROPN
fueconorg-13641	53	33	(	(	PUNCT
fueconorg-13641	53	34	2021	2021	NUM
fueconorg-13641	53	35	)	)	PUNCT
fueconorg-13641	53	36	show	show	VERB
fueconorg-13641	53	37	strong	strong	ADJ
fueconorg-13641	53	38	correlations	correlation	NOUN
fueconorg-13641	53	39	between	between	ADP
fueconorg-13641	53	40	human	human	PROPN
fueconorg-13641	53	41	development	development	NOUN
fueconorg-13641	53	42	index	index	NOUN
fueconorg-13641	53	43	(	(	PUNCT
fueconorg-13641	53	44	hdi	hdi	PROPN
fueconorg-13641	53	45	)	)	PUNCT
fueconorg-13641	53	46	and	and	CCONJ
fueconorg-13641	53	47	insurance	insurance	NOUN
fueconorg-13641	53	48	penetration	penetration	NOUN
fueconorg-13641	53	49	.	.	PUNCT
fueconorg-13641	54	1	further	further	ADJ
fueconorg-13641	54	2	research	research	NOUN
fueconorg-13641	54	3	by	by	ADP
fueconorg-13641	54	4	alhassan	alhassan	PROPN
fueconorg-13641	54	5	(	(	PUNCT
fueconorg-13641	54	6	2016	2016	NUM
fueconorg-13641	54	7	)	)	PUNCT
fueconorg-13641	54	8	suggests	suggest	VERB
fueconorg-13641	54	9	the	the	DET
fueconorg-13641	54	10	need	need	NOUN
fueconorg-13641	54	11	for	for	ADP
fueconorg-13641	54	12	analyses	analysis	NOUN
fueconorg-13641	54	13	that	that	PRON
fueconorg-13641	54	14	incorporate	incorporate	VERB
fueconorg-13641	54	15	both	both	CCONJ
fueconorg-13641	54	16	economic	economic	ADJ
fueconorg-13641	54	17	and	and	CCONJ
fueconorg-13641	54	18	social	social	ADJ
fueconorg-13641	54	19	development	development	NOUN
fueconorg-13641	54	20	indicators	indicator	NOUN
fueconorg-13641	54	21	.	.	PUNCT
fueconorg-13641	55	1	the	the	DET
fueconorg-13641	55	2	contributions	contribution	NOUN
fueconorg-13641	55	3	of	of	ADP
fueconorg-13641	55	4	pradhan	pradhan	PROPN
fueconorg-13641	55	5	et	et	PROPN
fueconorg-13641	55	6	al	al	PROPN
fueconorg-13641	55	7	.	.	PROPN
fueconorg-13641	55	8	(	(	PUNCT
fueconorg-13641	55	9	2021	2021	NUM
fueconorg-13641	55	10	)	)	PUNCT
fueconorg-13641	55	11	and	and	CCONJ
fueconorg-13641	55	12	levy	levy	NOUN
fueconorg-13641	55	13	(	(	PUNCT
fueconorg-13641	55	14	2019	2019	NUM
fueconorg-13641	55	15	)	)	PUNCT
fueconorg-13641	55	16	expanded	expand	VERB
fueconorg-13641	55	17	the	the	DET
fueconorg-13641	55	18	theoretical	theoretical	ADJ
fueconorg-13641	55	19	frameworks	framework	NOUN
fueconorg-13641	55	20	related	relate	VERB
fueconorg-13641	55	21	to	to	ADP
fueconorg-13641	55	22	economic	economic	ADJ
fueconorg-13641	55	23	development	development	NOUN
fueconorg-13641	55	24	and	and	CCONJ
fueconorg-13641	55	25	the	the	DET
fueconorg-13641	55	26	insurance	insurance	NOUN
fueconorg-13641	55	27	sector	sector	NOUN
fueconorg-13641	55	28	,	,	PUNCT
fueconorg-13641	55	29	while	while	SCONJ
fueconorg-13641	55	30	asongu	asongu	VERB
fueconorg-13641	55	31	et	et	PROPN
fueconorg-13641	55	32	al	al	PROPN
fueconorg-13641	55	33	.	.	PROPN
fueconorg-13641	56	1	(	(	PUNCT
fueconorg-13641	56	2	2018	2018	NUM
fueconorg-13641	56	3	)	)	PUNCT
fueconorg-13641	56	4	and	and	CCONJ
fueconorg-13641	56	5	lee	lee	PROPN
fueconorg-13641	56	6	et	et	PROPN
fueconorg-13641	56	7	al	al	PROPN
fueconorg-13641	56	8	.	.	PROPN
fueconorg-13641	57	1	(	(	PUNCT
fueconorg-13641	57	2	2021	2021	NUM
fueconorg-13641	57	3	)	)	PUNCT
fueconorg-13641	57	4	have	have	AUX
fueconorg-13641	57	5	improved	improve	VERB
fueconorg-13641	57	6	methodological	methodological	ADJ
fueconorg-13641	57	7	approaches	approach	NOUN
fueconorg-13641	57	8	.	.	PUNCT
fueconorg-13641	58	1	however	however	ADV
fueconorg-13641	58	2	,	,	PUNCT
fueconorg-13641	58	3	significant	significant	ADJ
fueconorg-13641	58	4	opportunities	opportunity	NOUN
fueconorg-13641	58	5	remain	remain	VERB
fueconorg-13641	58	6	for	for	ADP
fueconorg-13641	58	7	the	the	DET
fueconorg-13641	58	8	analysis	analysis	NOUN
fueconorg-13641	58	9	of	of	ADP
fueconorg-13641	58	10	the	the	DET
fueconorg-13641	58	11	dynamics	dynamic	NOUN
fueconorg-13641	58	12	of	of	ADP
fueconorg-13641	58	13	economic	economic	ADJ
fueconorg-13641	58	14	development	development	NOUN
fueconorg-13641	58	15	and	and	CCONJ
fueconorg-13641	58	16	implicitly	implicitly	ADV
fueconorg-13641	58	17	of	of	ADP
fueconorg-13641	58	18	the	the	DET
fueconorg-13641	58	19	insurance	insurance	NOUN
fueconorg-13641	58	20	sector	sector	NOUN
fueconorg-13641	58	21	in	in	ADP
fueconorg-13641	58	22	the	the	DET
fueconorg-13641	58	23	context	context	NOUN
fueconorg-13641	58	24	of	of	ADP
fueconorg-13641	58	25	the	the	DET
fueconorg-13641	58	26	dynamics	dynamic	NOUN
fueconorg-13641	58	27	of	of	ADP
fueconorg-13641	58	28	the	the	DET
fueconorg-13641	58	29	eu	eu	PROPN
fueconorg-13641	58	30	economies	economy	NOUN
fueconorg-13641	58	31	and	and	CCONJ
fueconorg-13641	58	32	the	the	DET
fueconorg-13641	58	33	level	level	NOUN
fueconorg-13641	58	34	of	of	ADP
fueconorg-13641	58	35	development	development	NOUN
fueconorg-13641	58	36	and	and	CCONJ
fueconorg-13641	58	37	awareness	awareness	NOUN
fueconorg-13641	58	38	of	of	ADP
fueconorg-13641	58	39	the	the	DET
fueconorg-13641	58	40	population	population	NOUN
fueconorg-13641	58	41	's	's	PART
fueconorg-13641	58	42	financial	financial	ADJ
fueconorg-13641	58	43	education	education	NOUN
fueconorg-13641	58	44	(	(	PUNCT
fueconorg-13641	58	45	siminică	siminică	VERB
fueconorg-13641	58	46	et	et	PROPN
fueconorg-13641	58	47	al	al	PROPN
fueconorg-13641	58	48	.	.	PROPN
fueconorg-13641	58	49	,	,	PUNCT
fueconorg-13641	58	50	2025	2025	NUM
fueconorg-13641	58	51	)	)	PUNCT
fueconorg-13641	58	52	.	.	PUNCT
fueconorg-13641	59	1	this	this	DET
fueconorg-13641	59	2	literature	literature	NOUN
fueconorg-13641	59	3	review	review	NOUN
fueconorg-13641	59	4	reveals	reveal	VERB
fueconorg-13641	59	5	substantial	substantial	ADJ
fueconorg-13641	59	6	progress	progress	NOUN
fueconorg-13641	59	7	over	over	ADP
fueconorg-13641	59	8	time	time	NOUN
fueconorg-13641	59	9	in	in	ADP
fueconorg-13641	59	10	understanding	understand	VERB
fueconorg-13641	59	11	the	the	DET
fueconorg-13641	59	12	connections	connection	NOUN
fueconorg-13641	59	13	between	between	ADP
fueconorg-13641	59	14	socio	socio	NOUN
fueconorg-13641	59	15	-	-	PUNCT
fueconorg-13641	59	16	economic	economic	ADJ
fueconorg-13641	59	17	development	development	NOUN
fueconorg-13641	59	18	and	and	CCONJ
fueconorg-13641	59	19	insurance	insurance	NOUN
fueconorg-13641	59	20	,	,	PUNCT
fueconorg-13641	59	21	highlighting	highlight	VERB
fueconorg-13641	59	22	significant	significant	ADJ
fueconorg-13641	59	23	opportunities	opportunity	NOUN
fueconorg-13641	59	24	for	for	ADP
fueconorg-13641	59	25	future	future	ADJ
fueconorg-13641	59	26	research	research	NOUN
fueconorg-13641	59	27	.	.	PUNCT
fueconorg-13641	60	1	3	3	X
fueconorg-13641	60	2	.	.	X
fueconorg-13641	60	3	data	datum	NOUN
fueconorg-13641	60	4	and	and	CCONJ
fueconorg-13641	60	5	methodology	methodology	NOUN
fueconorg-13641	60	6	for	for	ADP
fueconorg-13641	60	7	the	the	DET
fueconorg-13641	60	8	analysis	analysis	NOUN
fueconorg-13641	60	9	of	of	ADP
fueconorg-13641	60	10	the	the	DET
fueconorg-13641	60	11	impact	impact	NOUN
fueconorg-13641	60	12	of	of	ADP
fueconorg-13641	60	13	socio	socio	NOUN
fueconorg-13641	60	14	-	-	PUNCT
fueconorg-13641	60	15	economic	economic	ADJ
fueconorg-13641	60	16	development	development	NOUN
fueconorg-13641	60	17	on	on	ADP
fueconorg-13641	60	18	eu	eu	PROPN
fueconorg-13641	60	19	insurance	insurance	NOUN
fueconorg-13641	60	20	sector	sector	NOUN
fueconorg-13641	60	21	in	in	ADP
fueconorg-13641	60	22	this	this	DET
fueconorg-13641	60	23	research	research	NOUN
fueconorg-13641	60	24	,	,	PUNCT
fueconorg-13641	60	25	a	a	DET
fueconorg-13641	60	26	panel	panel	NOUN
fueconorg-13641	60	27	dataset	dataset	VERB
fueconorg-13641	60	28	covering	cover	VERB
fueconorg-13641	60	29	the	the	DET
fueconorg-13641	60	30	period	period	NOUN
fueconorg-13641	60	31	2007	2007	NUM
fueconorg-13641	60	32	-	-	SYM
fueconorg-13641	60	33	2023	2023	NUM
fueconorg-13641	60	34	for	for	ADP
fueconorg-13641	60	35	the	the	DET
fueconorg-13641	60	36	27	27	NUM
fueconorg-13641	60	37	eu	eu	PROPN
fueconorg-13641	60	38	member	member	NOUN
fueconorg-13641	60	39	states	state	NOUN
fueconorg-13641	60	40	is	be	AUX
fueconorg-13641	60	41	used	use	VERB
fueconorg-13641	60	42	.	.	PUNCT
fueconorg-13641	61	1	the	the	DET
fueconorg-13641	61	2	data	datum	NOUN
fueconorg-13641	61	3	are	be	AUX
fueconorg-13641	61	4	obtained	obtain	VERB
fueconorg-13641	61	5	from	from	ADP
fueconorg-13641	61	6	official	official	ADJ
fueconorg-13641	61	7	sources	source	NOUN
fueconorg-13641	61	8	,	,	PUNCT
fueconorg-13641	61	9	namely	namely	ADV
fueconorg-13641	61	10	,	,	PUNCT
fueconorg-13641	61	11	eurostat	eurostat	PROPN
fueconorg-13641	61	12	(	(	PUNCT
fueconorg-13641	61	13	european	european	PROPN
fueconorg-13641	61	14	commission	commission	PROPN
fueconorg-13641	61	15	,	,	PUNCT
fueconorg-13641	61	16	2023	2023	NUM
fueconorg-13641	61	17	)	)	PUNCT
fueconorg-13641	61	18	,	,	PUNCT
fueconorg-13641	61	19	united	united	PROPN
fueconorg-13641	61	20	nations	nations	PROPN
fueconorg-13641	61	21	development	development	PROPN
fueconorg-13641	61	22	programme	programme	PROPN
fueconorg-13641	61	23	(	(	PUNCT
fueconorg-13641	61	24	2023	2023	NUM
fueconorg-13641	61	25	)	)	PUNCT
fueconorg-13641	61	26	and	and	CCONJ
fueconorg-13641	61	27	swissre	swissre	NOUN
fueconorg-13641	61	28	(	(	PUNCT
fueconorg-13641	61	29	sigma	sigma	PROPN
fueconorg-13641	61	30	research	research	NOUN
fueconorg-13641	61	31	,	,	PUNCT
fueconorg-13641	61	32	2023	2023	NUM
fueconorg-13641	61	33	)	)	PUNCT
fueconorg-13641	61	34	and	and	CCONJ
fueconorg-13641	61	35	include	include	VERB
fueconorg-13641	61	36	key	key	ADJ
fueconorg-13641	61	37	indicators	indicator	NOUN
fueconorg-13641	61	38	of	of	ADP
fueconorg-13641	61	39	economic	economic	ADJ
fueconorg-13641	61	40	and	and	CCONJ
fueconorg-13641	61	41	social	social	ADJ
fueconorg-13641	61	42	development	development	NOUN
fueconorg-13641	61	43	and	and	CCONJ
fueconorg-13641	61	44	the	the	DET
fueconorg-13641	61	45	insurance	insurance	NOUN
fueconorg-13641	61	46	sector	sector	NOUN
fueconorg-13641	61	47	.	.	PUNCT
fueconorg-13641	62	1	the	the	DET
fueconorg-13641	62	2	variables	variable	NOUN
fueconorg-13641	62	3	employed	employ	VERB
fueconorg-13641	62	4	in	in	ADP
fueconorg-13641	62	5	econometric	econometric	ADJ
fueconorg-13641	62	6	models	model	NOUN
fueconorg-13641	62	7	were	be	AUX
fueconorg-13641	62	8	grouped	group	VERB
fueconorg-13641	62	9	into	into	ADP
fueconorg-13641	62	10	two	two	NUM
fueconorg-13641	62	11	categories	category	NOUN
fueconorg-13641	62	12	:	:	PUNCT
fueconorg-13641	62	13	▪	▪	ADJ
fueconorg-13641	62	14	insurance	insurance	NOUN
fueconorg-13641	62	15	data	datum	NOUN
fueconorg-13641	62	16	:	:	PUNCT
fueconorg-13641	62	17	insurance	insurance	NOUN
fueconorg-13641	62	18	penetration	penetration	NOUN
fueconorg-13641	62	19	degree	degree	NOUN
fueconorg-13641	62	20	for	for	ADP
fueconorg-13641	62	21	total	total	ADJ
fueconorg-13641	62	22	insurance	insurance	NOUN
fueconorg-13641	62	23	(	(	PUNCT
fueconorg-13641	62	24	ip_tot	ip_tot	PROPN
fueconorg-13641	62	25	)	)	PUNCT
fueconorg-13641	62	26	,	,	PUNCT
fueconorg-13641	62	27	life	life	NOUN
fueconorg-13641	62	28	insurance	insurance	NOUN
fueconorg-13641	62	29	penetration	penetration	NOUN
fueconorg-13641	62	30	degree	degree	NOUN
fueconorg-13641	62	31	(	(	PUNCT
fueconorg-13641	62	32	ip_life	ip_life	NOUN
fueconorg-13641	62	33	)	)	PUNCT
fueconorg-13641	62	34	,	,	PUNCT
fueconorg-13641	62	35	non	non	ADJ
fueconorg-13641	62	36	-	-	ADJ
fueconorg-13641	62	37	life	life	ADJ
fueconorg-13641	62	38	insurance	insurance	NOUN
fueconorg-13641	62	39	penetration	penetration	NOUN
fueconorg-13641	62	40	degree	degree	NOUN
fueconorg-13641	62	41	(	(	PUNCT
fueconorg-13641	62	42	ip_non	ip_non	NOUN
fueconorg-13641	62	43	-	-	NOUN
fueconorg-13641	62	44	life	life	NOUN
fueconorg-13641	62	45	)	)	PUNCT
fueconorg-13641	62	46	;	;	PUNCT
fueconorg-13641	62	47	▪	▪	X
fueconorg-13641	62	48	economic	economic	ADJ
fueconorg-13641	62	49	and	and	CCONJ
fueconorg-13641	62	50	social	social	ADJ
fueconorg-13641	62	51	indicators	indicator	NOUN
fueconorg-13641	62	52	:	:	PUNCT
fueconorg-13641	62	53	gdp	gdp	NOUN
fueconorg-13641	62	54	per	per	ADP
fueconorg-13641	62	55	capita	capita	X
fueconorg-13641	62	56	(	(	PUNCT
fueconorg-13641	62	57	gdp_cap	gdp_cap	NOUN
fueconorg-13641	62	58	)	)	PUNCT
fueconorg-13641	62	59	,	,	PUNCT
fueconorg-13641	62	60	gdp	gdp	NOUN
fueconorg-13641	62	61	growth	growth	NOUN
fueconorg-13641	62	62	(	(	PUNCT
fueconorg-13641	62	63	gdp_growth	gdp_growth	NOUN
fueconorg-13641	62	64	)	)	PUNCT
fueconorg-13641	62	65	,	,	PUNCT
fueconorg-13641	62	66	human	human	ADJ
fueconorg-13641	62	67	development	development	NOUN
fueconorg-13641	62	68	index	index	NOUN
fueconorg-13641	62	69	–	–	PUNCT
fueconorg-13641	62	70	hdi	hdi	PROPN
fueconorg-13641	62	71	(	(	PUNCT
fueconorg-13641	62	72	hdi	hdi	PROPN
fueconorg-13641	62	73	)	)	PUNCT
fueconorg-13641	62	74	,	,	PUNCT
fueconorg-13641	62	75	at	at	ADP
fueconorg-13641	62	76	-	-	PUNCT
fueconorg-13641	62	77	risk	risk	NOUN
fueconorg-13641	62	78	-	-	PUNCT
fueconorg-13641	62	79	of	of	ADP
fueconorg-13641	62	80	-	-	PUNCT
fueconorg-13641	62	81	poverty	poverty	NOUN
fueconorg-13641	62	82	rate	rate	NOUN
fueconorg-13641	62	83	(	(	PUNCT
fueconorg-13641	62	84	poverty	poverty	NOUN
fueconorg-13641	62	85	)	)	PUNCT
fueconorg-13641	62	86	,	,	PUNCT
fueconorg-13641	62	87	employment	employment	NOUN
fueconorg-13641	62	88	rate	rate	NOUN
fueconorg-13641	62	89	,	,	PUNCT
fueconorg-13641	62	90	20	20	NUM
fueconorg-13641	62	91	-	-	SYM
fueconorg-13641	62	92	64	64	NUM
fueconorg-13641	62	93	years	year	NOUN
fueconorg-13641	62	94	(	(	PUNCT
fueconorg-13641	62	95	emp_rate	emp_rate	NOUN
fueconorg-13641	62	96	)	)	PUNCT
fueconorg-13641	62	97	,	,	PUNCT
fueconorg-13641	62	98	harmonized	harmonized	ADJ
fueconorg-13641	62	99	index	index	NOUN
fueconorg-13641	62	100	of	of	ADP
fueconorg-13641	62	101	consumer	consumer	NOUN
fueconorg-13641	62	102	prices	price	NOUN
fueconorg-13641	62	103	–	–	PUNCT
fueconorg-13641	62	104	hicp	hicp	ADV
fueconorg-13641	62	105	(	(	PUNCT
fueconorg-13641	62	106	hicp	hicp	ADV
fueconorg-13641	62	107	)	)	PUNCT
fueconorg-13641	62	108	.	.	PUNCT
fueconorg-13641	63	1	table	table	NOUN
fueconorg-13641	63	2	1	1	NUM
fueconorg-13641	63	3	summarizes	summarize	NOUN
fueconorg-13641	63	4	variables	variable	NOUN
fueconorg-13641	63	5	used	use	VERB
fueconorg-13641	63	6	in	in	ADP
fueconorg-13641	63	7	the	the	DET
fueconorg-13641	63	8	models	model	NOUN
fueconorg-13641	63	9	applied	apply	VERB
fueconorg-13641	63	10	.	.	PUNCT
fueconorg-13641	64	1	the	the	DET
fueconorg-13641	64	2	methodology	methodology	NOUN
fueconorg-13641	64	3	applied	apply	VERB
fueconorg-13641	64	4	is	be	AUX
fueconorg-13641	64	5	based	base	VERB
fueconorg-13641	64	6	on	on	ADP
fueconorg-13641	64	7	multifactorial	multifactorial	ADJ
fueconorg-13641	64	8	regression	regression	NOUN
fueconorg-13641	64	9	models	model	NOUN
fueconorg-13641	64	10	,	,	PUNCT
fueconorg-13641	64	11	and	and	CCONJ
fueconorg-13641	64	12	bayesian	bayesian	NOUN
fueconorg-13641	64	13	network	network	NOUN
fueconorg-13641	64	14	analysis	analysis	NOUN
fueconorg-13641	64	15	,	,	PUNCT
fueconorg-13641	64	16	by	by	ADP
fueconorg-13641	64	17	applying	apply	VERB
fueconorg-13641	64	18	gaussian	gaussian	ADJ
fueconorg-13641	64	19	graphical	graphical	ADJ
fueconorg-13641	64	20	models	model	NOUN
fueconorg-13641	64	21	(	(	PUNCT
fueconorg-13641	64	22	ggm	ggm	NOUN
fueconorg-13641	64	23	)	)	PUNCT
fueconorg-13641	64	24	to	to	PART
fueconorg-13641	64	25	identify	identify	VERB
fueconorg-13641	64	26	the	the	DET
fueconorg-13641	64	27	connections	connection	NOUN
fueconorg-13641	64	28	between	between	ADP
fueconorg-13641	64	29	indicators	indicator	NOUN
fueconorg-13641	64	30	and	and	CCONJ
fueconorg-13641	64	31	potential	potential	ADJ
fueconorg-13641	64	32	interdependencies	interdependency	NOUN
fueconorg-13641	64	33	at	at	ADP
fueconorg-13641	64	34	the	the	DET
fueconorg-13641	64	35	eu	eu	PROPN
fueconorg-13641	64	36	level	level	NOUN
fueconorg-13641	64	37	.	.	PUNCT
fueconorg-13641	65	1	the	the	DET
fueconorg-13641	65	2	first	first	ADJ
fueconorg-13641	65	3	set	set	NOUN
fueconorg-13641	65	4	of	of	ADP
fueconorg-13641	65	5	models	model	NOUN
fueconorg-13641	65	6	,	,	PUNCT
fueconorg-13641	65	7	the	the	DET
fueconorg-13641	65	8	multifactorial	multifactorial	ADJ
fueconorg-13641	65	9	regressions	regression	NOUN
fueconorg-13641	65	10	,	,	PUNCT
fueconorg-13641	65	11	based	base	VERB
fueconorg-13641	65	12	on	on	ADP
fueconorg-13641	65	13	panel	panel	NOUN
fueconorg-13641	65	14	data	datum	NOUN
fueconorg-13641	65	15	analysis	analysis	NOUN
fueconorg-13641	65	16	,	,	PUNCT
fueconorg-13641	65	17	comprises	comprise	VERB
fueconorg-13641	65	18	the	the	DET
fueconorg-13641	65	19	following	follow	VERB
fueconorg-13641	65	20	regression	regression	NOUN
fueconorg-13641	65	21	models	model	NOUN
fueconorg-13641	65	22	:	:	PUNCT
fueconorg-13641	65	23	robust	robust	ADJ
fueconorg-13641	65	24	regression	regression	NOUN
fueconorg-13641	65	25	(	(	PUNCT
fueconorg-13641	65	26	rreg	rreg	PROPN
fueconorg-13641	65	27	)	)	PUNCT
fueconorg-13641	65	28	(	(	PUNCT
fueconorg-13641	65	29	model	model	NOUN
fueconorg-13641	65	30	1	1	NUM
fueconorg-13641	65	31	)	)	PUNCT
fueconorg-13641	65	32	,	,	PUNCT
fueconorg-13641	65	33	crosssectional	crosssectional	ADJ
fueconorg-13641	65	34	time	time	NOUN
fueconorg-13641	65	35	-	-	PUNCT
fueconorg-13641	65	36	series	series	NOUN
fueconorg-13641	65	37	with	with	ADP
fueconorg-13641	65	38	feasible	feasible	ADJ
fueconorg-13641	65	39	generalized	generalized	ADJ
fueconorg-13641	65	40	least	least	ADJ
fueconorg-13641	65	41	squares	square	NOUN
fueconorg-13641	65	42	(	(	PUNCT
fueconorg-13641	65	43	fgls	fgls	NUM
fueconorg-13641	65	44	)	)	PUNCT
fueconorg-13641	65	45	(	(	PUNCT
fueconorg-13641	65	46	model	model	NOUN
fueconorg-13641	65	47	2	2	NUM
fueconorg-13641	65	48	)	)	PUNCT
fueconorg-13641	65	49	,	,	PUNCT
fueconorg-13641	65	50	generalized	generalized	ADJ
fueconorg-13641	65	51	method	method	NOUN
fueconorg-13641	65	52	of	of	ADP
fueconorg-13641	65	53	moments	moment	NOUN
fueconorg-13641	65	54	(	(	PUNCT
fueconorg-13641	65	55	gmm	gmm	NOUN
fueconorg-13641	65	56	)	)	PUNCT
fueconorg-13641	65	57	with	with	ADP
fueconorg-13641	65	58	arellano	arellano	PROPN
fueconorg-13641	65	59	–	–	PUNCT
fueconorg-13641	65	60	bond	bond	NOUN
fueconorg-13641	65	61	dynamic	dynamic	ADJ
fueconorg-13641	65	62	panel	panel	NOUN
fueconorg-13641	65	63	-	-	PUNCT
fueconorg-13641	65	64	data	datum	NOUN
fueconorg-13641	65	65	estimation	estimation	NOUN
fueconorg-13641	65	66	(	(	PUNCT
fueconorg-13641	65	67	model	model	NOUN
fueconorg-13641	65	68	3	3	NUM
fueconorg-13641	65	69	)	)	PUNCT
fueconorg-13641	65	70	,	,	PUNCT
fueconorg-13641	65	71	between	between	ADP
fueconorg-13641	65	72	regression	regression	NOUN
fueconorg-13641	65	73	(	(	PUNCT
fueconorg-13641	65	74	regression	regression	NOUN
fueconorg-13641	65	75	on	on	ADP
fueconorg-13641	65	76	group	group	NOUN
fueconorg-13641	65	77	means	mean	NOUN
fueconorg-13641	65	78	)	)	PUNCT
fueconorg-13641	65	79	(	(	PUNCT
fueconorg-13641	65	80	model	model	NOUN
fueconorg-13641	65	81	4	4	NUM
fueconorg-13641	65	82	)	)	PUNCT
fueconorg-13641	65	83	,	,	PUNCT
fueconorg-13641	65	84	randomeffects	randomeffect	VERB
fueconorg-13641	65	85	with	with	ADP
fueconorg-13641	65	86	the	the	DET
fueconorg-13641	65	87	maximum	maximum	ADJ
fueconorg-13641	65	88	likelihood	likelihood	NOUN
fueconorg-13641	65	89	(	(	PUNCT
fueconorg-13641	65	90	ml	ml	NOUN
fueconorg-13641	65	91	)	)	PUNCT
fueconorg-13641	65	92	estimation	estimation	NOUN
fueconorg-13641	65	93	(	(	PUNCT
fueconorg-13641	65	94	model	model	NOUN
fueconorg-13641	65	95	5	5	NUM
fueconorg-13641	65	96	)	)	PUNCT
fueconorg-13641	65	97	,	,	PUNCT
fueconorg-13641	65	98	and	and	CCONJ
fueconorg-13641	65	99	instrumental	instrumental	ADJ
fueconorg-13641	65	100	variables	variable	NOUN
fueconorg-13641	65	101	socio	socio	VERB
fueconorg-13641	65	102	-	-	PUNCT
fueconorg-13641	65	103	economic	economic	ADJ
fueconorg-13641	65	104	drivers	driver	NOUN
fueconorg-13641	65	105	of	of	ADP
fueconorg-13641	65	106	sustainable	sustainable	ADJ
fueconorg-13641	65	107	insurance	insurance	NOUN
fueconorg-13641	65	108	in	in	ADP
fueconorg-13641	65	109	the	the	DET
fueconorg-13641	65	110	european	european	PROPN
fueconorg-13641	65	111	union	union	PROPN
fueconorg-13641	65	112	:	:	PUNCT
fueconorg-13641	65	113	evidence	evidence	NOUN
fueconorg-13641	65	114	...	...	PUNCT
fueconorg-13641	65	115	89	89	NUM
fueconorg-13641	65	116	(	(	PUNCT
fueconorg-13641	65	117	iv	iv	NOUN
fueconorg-13641	65	118	)	)	PUNCT
fueconorg-13641	65	119	on	on	ADP
fueconorg-13641	65	120	two	two	NUM
fueconorg-13641	65	121	stage	stage	NOUN
fueconorg-13641	65	122	least	least	ADJ
fueconorg-13641	65	123	squares	square	NOUN
fueconorg-13641	65	124	(	(	PUNCT
fueconorg-13641	65	125	2sls	2sls	NOUN
fueconorg-13641	65	126	)	)	PUNCT
fueconorg-13641	65	127	(	(	PUNCT
fueconorg-13641	65	128	model	model	NOUN
fueconorg-13641	65	129	6	6	NUM
fueconorg-13641	65	130	)	)	PUNCT
fueconorg-13641	65	131	.	.	PUNCT
fueconorg-13641	66	1	these	these	DET
fueconorg-13641	66	2	models	model	NOUN
fueconorg-13641	66	3	are	be	AUX
fueconorg-13641	66	4	used	use	VERB
fueconorg-13641	66	5	to	to	PART
fueconorg-13641	66	6	identify	identify	VERB
fueconorg-13641	66	7	the	the	DET
fueconorg-13641	66	8	direct	direct	ADJ
fueconorg-13641	66	9	implications	implication	NOUN
fueconorg-13641	66	10	of	of	ADP
fueconorg-13641	66	11	the	the	DET
fueconorg-13641	66	12	selected	select	VERB
fueconorg-13641	66	13	socio	socio	NOUN
fueconorg-13641	66	14	-	-	PUNCT
fueconorg-13641	66	15	economic	economic	ADJ
fueconorg-13641	66	16	indicators	indicator	NOUN
fueconorg-13641	66	17	on	on	ADP
fueconorg-13641	66	18	the	the	DET
fueconorg-13641	66	19	total	total	ADJ
fueconorg-13641	66	20	insurance	insurance	NOUN
fueconorg-13641	66	21	contribution	contribution	NOUN
fueconorg-13641	66	22	to	to	ADP
fueconorg-13641	66	23	the	the	DET
fueconorg-13641	66	24	gdp	gdp	NOUN
fueconorg-13641	66	25	at	at	ADP
fueconorg-13641	66	26	the	the	DET
fueconorg-13641	66	27	eu	eu	PROPN
fueconorg-13641	66	28	level	level	NOUN
fueconorg-13641	66	29	–	–	PUNCT
fueconorg-13641	66	30	hypothesis	hypothesis	NOUN
fueconorg-13641	66	31	h1	h1	NOUN
fueconorg-13641	66	32	.	.	PUNCT
fueconorg-13641	67	1	total	total	ADJ
fueconorg-13641	67	2	insurance	insurance	NOUN
fueconorg-13641	67	3	market	market	NOUN
fueconorg-13641	67	4	penetration	penetration	NOUN
fueconorg-13641	67	5	is	be	AUX
fueconorg-13641	67	6	directly	directly	ADV
fueconorg-13641	67	7	and	and	CCONJ
fueconorg-13641	67	8	positively	positively	ADV
fueconorg-13641	67	9	influenced	influence	VERB
fueconorg-13641	67	10	by	by	ADP
fueconorg-13641	67	11	social	social	ADJ
fueconorg-13641	67	12	and	and	CCONJ
fueconorg-13641	67	13	economic	economic	ADJ
fueconorg-13641	67	14	dimensions	dimension	NOUN
fueconorg-13641	67	15	at	at	ADP
fueconorg-13641	67	16	the	the	DET
fueconorg-13641	67	17	level	level	NOUN
fueconorg-13641	67	18	of	of	ADP
fueconorg-13641	67	19	the	the	DET
fueconorg-13641	67	20	eu	eu	PROPN
fueconorg-13641	67	21	.	.	PROPN
fueconorg-13641	67	22	therefore	therefore	ADV
fueconorg-13641	67	23	,	,	PUNCT
fueconorg-13641	67	24	the	the	DET
fueconorg-13641	67	25	dependent	dependent	ADJ
fueconorg-13641	67	26	variable	variable	NOUN
fueconorg-13641	67	27	is	be	AUX
fueconorg-13641	67	28	insurance	insurance	NOUN
fueconorg-13641	67	29	penetration	penetration	NOUN
fueconorg-13641	67	30	degree	degree	NOUN
fueconorg-13641	67	31	for	for	ADP
fueconorg-13641	67	32	total	total	ADJ
fueconorg-13641	67	33	insurance	insurance	NOUN
fueconorg-13641	67	34	market	market	NOUN
fueconorg-13641	67	35	,	,	PUNCT
fueconorg-13641	67	36	and	and	CCONJ
fueconorg-13641	67	37	independent	independent	ADJ
fueconorg-13641	67	38	variables	variable	NOUN
fueconorg-13641	67	39	are	be	AUX
fueconorg-13641	67	40	gdp	gdp	NOUN
fueconorg-13641	67	41	per	per	ADP
fueconorg-13641	67	42	capita	capita	NOUN
fueconorg-13641	67	43	,	,	PUNCT
fueconorg-13641	67	44	gdp	gdp	NOUN
fueconorg-13641	67	45	growth	growth	NOUN
fueconorg-13641	67	46	,	,	PUNCT
fueconorg-13641	67	47	hdi	hdi	PROPN
fueconorg-13641	67	48	,	,	PUNCT
fueconorg-13641	67	49	at	at	ADP
fueconorg-13641	67	50	-	-	PUNCT
fueconorg-13641	67	51	risk	risk	NOUN
fueconorg-13641	67	52	-	-	PUNCT
fueconorg-13641	67	53	of	of	ADP
fueconorg-13641	67	54	-	-	PUNCT
fueconorg-13641	67	55	poverty	poverty	NOUN
fueconorg-13641	67	56	rate	rate	NOUN
fueconorg-13641	67	57	,	,	PUNCT
fueconorg-13641	67	58	employment	employment	NOUN
fueconorg-13641	67	59	rate	rate	NOUN
fueconorg-13641	67	60	,	,	PUNCT
fueconorg-13641	67	61	and	and	CCONJ
fueconorg-13641	67	62	hicp	hicp	ADV
fueconorg-13641	67	63	(	(	PUNCT
fueconorg-13641	67	64	table	table	NOUN
fueconorg-13641	67	65	2	2	NUM
fueconorg-13641	67	66	)	)	PUNCT
fueconorg-13641	67	67	.	.	PUNCT
fueconorg-13641	68	1	the	the	DET
fueconorg-13641	68	2	second	second	ADJ
fueconorg-13641	68	3	model	model	NOUN
fueconorg-13641	68	4	,	,	PUNCT
fueconorg-13641	68	5	bayesian	bayesian	NOUN
fueconorg-13641	68	6	network	network	NOUN
fueconorg-13641	68	7	analysis	analysis	NOUN
fueconorg-13641	68	8	with	with	ADP
fueconorg-13641	68	9	gaussian	gaussian	ADJ
fueconorg-13641	68	10	graphical	graphical	ADJ
fueconorg-13641	68	11	models	model	NOUN
fueconorg-13641	68	12	(	(	PUNCT
fueconorg-13641	68	13	ggm	ggm	NOUN
fueconorg-13641	68	14	)	)	PUNCT
fueconorg-13641	68	15	,	,	PUNCT
fueconorg-13641	68	16	is	be	AUX
fueconorg-13641	68	17	used	use	VERB
fueconorg-13641	68	18	to	to	PART
fueconorg-13641	68	19	further	far	ADV
fueconorg-13641	68	20	assess	assess	VERB
fueconorg-13641	68	21	the	the	DET
fueconorg-13641	68	22	overall	overall	ADJ
fueconorg-13641	68	23	interconnections	interconnection	NOUN
fueconorg-13641	68	24	between	between	ADP
fueconorg-13641	68	25	each	each	DET
fueconorg-13641	68	26	category	category	NOUN
fueconorg-13641	68	27	of	of	ADP
fueconorg-13641	68	28	insurance	insurance	NOUN
fueconorg-13641	68	29	eu	eu	PROPN
fueconorg-13641	68	30	contribution	contribution	NOUN
fueconorg-13641	68	31	to	to	ADP
fueconorg-13641	68	32	gdp	gdp	NOUN
fueconorg-13641	68	33	,	,	PUNCT
fueconorg-13641	68	34	namely	namely	ADV
fueconorg-13641	68	35	life	life	NOUN
fueconorg-13641	68	36	and	and	CCONJ
fueconorg-13641	68	37	non	non	ADJ
fueconorg-13641	68	38	-	-	ADJ
fueconorg-13641	68	39	life	life	ADJ
fueconorg-13641	68	40	insurance	insurance	NOUN
fueconorg-13641	68	41	,	,	PUNCT
fueconorg-13641	68	42	and	and	CCONJ
fueconorg-13641	68	43	the	the	DET
fueconorg-13641	68	44	selected	select	VERB
fueconorg-13641	68	45	socio	socio	NOUN
fueconorg-13641	68	46	-	-	PUNCT
fueconorg-13641	68	47	economic	economic	ADJ
fueconorg-13641	68	48	indicators	indicator	NOUN
fueconorg-13641	68	49	hypothesis	hypothesis	NOUN
fueconorg-13641	68	50	h2	h2	NOUN
fueconorg-13641	68	51	.	.	PUNCT
fueconorg-13641	69	1	insurance	insurance	NOUN
fueconorg-13641	69	2	penetration	penetration	NOUN
fueconorg-13641	69	3	for	for	ADP
fueconorg-13641	69	4	each	each	DET
fueconorg-13641	69	5	insurance	insurance	NOUN
fueconorg-13641	69	6	class	class	NOUN
fueconorg-13641	69	7	–	–	PUNCT
fueconorg-13641	69	8	life	life	NOUN
fueconorg-13641	69	9	and	and	CCONJ
fueconorg-13641	69	10	non	non	ADJ
fueconorg-13641	69	11	-	-	ADJ
fueconorg-13641	69	12	life	life	ADJ
fueconorg-13641	69	13	insurance	insurance	NOUN
fueconorg-13641	69	14	–	–	PUNCT
fueconorg-13641	69	15	is	be	AUX
fueconorg-13641	69	16	overall	overall	ADV
fueconorg-13641	69	17	favorably	favorably	ADV
fueconorg-13641	69	18	interconnected	interconnect	VERB
fueconorg-13641	69	19	with	with	ADP
fueconorg-13641	69	20	social	social	ADJ
fueconorg-13641	69	21	and	and	CCONJ
fueconorg-13641	69	22	economic	economic	ADJ
fueconorg-13641	69	23	indicators	indicator	NOUN
fueconorg-13641	69	24	.	.	PUNCT
fueconorg-13641	70	1	table	table	NOUN
fueconorg-13641	70	2	2	2	NUM
fueconorg-13641	70	3	provides	provide	VERB
fueconorg-13641	70	4	an	an	DET
fueconorg-13641	70	5	overview	overview	NOUN
fueconorg-13641	70	6	of	of	ADP
fueconorg-13641	70	7	the	the	DET
fueconorg-13641	70	8	data	datum	NOUN
fueconorg-13641	70	9	used	use	VERB
fueconorg-13641	70	10	in	in	ADP
fueconorg-13641	70	11	both	both	DET
fueconorg-13641	70	12	sets	set	NOUN
fueconorg-13641	70	13	of	of	ADP
fueconorg-13641	70	14	econometric	econometric	ADJ
fueconorg-13641	70	15	models	model	NOUN
fueconorg-13641	70	16	.	.	PUNCT
fueconorg-13641	71	1	it	it	PRON
fueconorg-13641	71	2	is	be	AUX
fueconorg-13641	71	3	observed	observe	VERB
fueconorg-13641	71	4	that	that	SCONJ
fueconorg-13641	71	5	the	the	DET
fueconorg-13641	71	6	data	datum	NOUN
fueconorg-13641	71	7	have	have	AUX
fueconorg-13641	71	8	been	be	AUX
fueconorg-13641	71	9	transformed	transform	VERB
fueconorg-13641	71	10	by	by	ADP
fueconorg-13641	71	11	logarithm	logarithm	NOUN
fueconorg-13641	71	12	of	of	ADP
fueconorg-13641	71	13	variables	variable	NOUN
fueconorg-13641	71	14	to	to	PART
fueconorg-13641	71	15	avoid	avoid	VERB
fueconorg-13641	71	16	problems	problem	NOUN
fueconorg-13641	71	17	such	such	ADJ
fueconorg-13641	71	18	as	as	ADP
fueconorg-13641	71	19	nonlinearity	nonlinearity	NOUN
fueconorg-13641	71	20	and	and	CCONJ
fueconorg-13641	71	21	to	to	PART
fueconorg-13641	71	22	make	make	VERB
fueconorg-13641	71	23	the	the	DET
fueconorg-13641	71	24	interpretation	interpretation	NOUN
fueconorg-13641	71	25	of	of	ADP
fueconorg-13641	71	26	coefficients	coefficient	NOUN
fueconorg-13641	71	27	easier	easy	ADJ
fueconorg-13641	71	28	.	.	PUNCT
fueconorg-13641	72	1	this	this	DET
fueconorg-13641	72	2	approach	approach	NOUN
fueconorg-13641	72	3	was	be	AUX
fueconorg-13641	72	4	preferred	prefer	VERB
fueconorg-13641	72	5	because	because	SCONJ
fueconorg-13641	72	6	logarithmic	logarithmic	ADJ
fueconorg-13641	72	7	transformation	transformation	NOUN
fueconorg-13641	72	8	offers	offer	VERB
fueconorg-13641	72	9	significant	significant	ADJ
fueconorg-13641	72	10	advantages	advantage	NOUN
fueconorg-13641	72	11	in	in	ADP
fueconorg-13641	72	12	data	datum	NOUN
fueconorg-13641	72	13	analysis	analysis	NOUN
fueconorg-13641	72	14	.	.	PUNCT
fueconorg-13641	73	1	table	table	NOUN
fueconorg-13641	73	2	2	2	NUM
fueconorg-13641	73	3	shows	show	VERB
fueconorg-13641	73	4	that	that	SCONJ
fueconorg-13641	73	5	the	the	DET
fueconorg-13641	73	6	total	total	ADJ
fueconorg-13641	73	7	penetration	penetration	NOUN
fueconorg-13641	73	8	of	of	ADP
fueconorg-13641	73	9	insurance	insurance	NOUN
fueconorg-13641	73	10	(	(	PUNCT
fueconorg-13641	73	11	ip_tot	ip_tot	NOUN
fueconorg-13641	73	12	)	)	PUNCT
fueconorg-13641	73	13	has	have	VERB
fueconorg-13641	73	14	variability	variability	NOUN
fueconorg-13641	73	15	in	in	ADP
fueconorg-13641	73	16	the	the	DET
fueconorg-13641	73	17	crude	crude	ADJ
fueconorg-13641	73	18	values	value	NOUN
fueconorg-13641	73	19	(	(	PUNCT
fueconorg-13641	73	20	mean	mean	VERB
fueconorg-13641	73	21	,	,	PUNCT
fueconorg-13641	73	22	5.307097	5.307097	NUM
fueconorg-13641	73	23	,	,	PUNCT
fueconorg-13641	73	24	standard	standard	ADJ
fueconorg-13641	73	25	deviation	deviation	NOUN
fueconorg-13641	73	26	,	,	PUNCT
fueconorg-13641	73	27	2.908904	2.908904	NUM
fueconorg-13641	73	28	)	)	PUNCT
fueconorg-13641	73	29	being	be	AUX
fueconorg-13641	73	30	significantly	significantly	ADV
fueconorg-13641	73	31	stabilized	stabilize	VERB
fueconorg-13641	73	32	after	after	ADP
fueconorg-13641	73	33	logarithm	logarithm	NOUN
fueconorg-13641	73	34	transformation	transformation	NOUN
fueconorg-13641	73	35	(	(	PUNCT
fueconorg-13641	73	36	mean	mean	VERB
fueconorg-13641	73	37	,	,	PUNCT
fueconorg-13641	73	38	1.506042	1.506042	NUM
fueconorg-13641	73	39	,	,	PUNCT
fueconorg-13641	73	40	standard	standard	ADJ
fueconorg-13641	73	41	deviation	deviation	NOUN
fueconorg-13641	73	42	,	,	PUNCT
fueconorg-13641	73	43	0.591769	0.591769	NUM
fueconorg-13641	73	44	)	)	PUNCT
fueconorg-13641	73	45	.	.	PUNCT
fueconorg-13641	74	1	similarly	similarly	ADV
fueconorg-13641	74	2	,	,	PUNCT
fueconorg-13641	74	3	gdp	gdp	NOUN
fueconorg-13641	74	4	per	per	ADP
fueconorg-13641	74	5	capita	capita	X
fueconorg-13641	74	6	(	(	PUNCT
fueconorg-13641	74	7	gdp_cap	gdp_cap	NOUN
fueconorg-13641	74	8	)	)	PUNCT
fueconorg-13641	74	9	,	,	PUNCT
fueconorg-13641	74	10	characterized	characterize	VERB
fueconorg-13641	74	11	by	by	ADP
fueconorg-13641	74	12	a	a	DET
fueconorg-13641	74	13	large	large	ADJ
fueconorg-13641	74	14	range	range	NOUN
fueconorg-13641	74	15	(	(	PUNCT
fueconorg-13641	74	16	6625.03	6625.03	NUM
fueconorg-13641	74	17	,	,	PUNCT
fueconorg-13641	74	18	minimum	minimum	ADJ
fueconorg-13641	74	19	value	value	NOUN
fueconorg-13641	74	20	,	,	PUNCT
fueconorg-13641	74	21	to	to	ADP
fueconorg-13641	74	22	133590.1	133590.1	NUM
fueconorg-13641	74	23	,	,	PUNCT
fueconorg-13641	74	24	maximum	maximum	ADJ
fueconorg-13641	74	25	value	value	NOUN
fueconorg-13641	74	26	)	)	PUNCT
fueconorg-13641	74	27	,	,	PUNCT
fueconorg-13641	74	28	shows	show	VERB
fueconorg-13641	74	29	distributive	distributive	ADJ
fueconorg-13641	74	30	symmetry	symmetry	NOUN
fueconorg-13641	74	31	after	after	ADP
fueconorg-13641	74	32	transformation	transformation	NOUN
fueconorg-13641	74	33	(	(	PUNCT
fueconorg-13641	74	34	mean	mean	ADJ
fueconorg-13641	74	35	,	,	PUNCT
fueconorg-13641	74	36	10.1975	10.1975	NUM
fueconorg-13641	74	37	,	,	PUNCT
fueconorg-13641	74	38	standard	standard	ADJ
fueconorg-13641	74	39	deviation	deviation	NOUN
fueconorg-13641	74	40	,	,	PUNCT
fueconorg-13641	74	41	0.630462	0.630462	NUM
fueconorg-13641	74	42	)	)	PUNCT
fueconorg-13641	74	43	.	.	PUNCT
fueconorg-13641	75	1	table	table	NOUN
fueconorg-13641	75	2	1	1	NUM
fueconorg-13641	75	3	variables	variable	NOUN
fueconorg-13641	75	4	used	use	VERB
fueconorg-13641	75	5	in	in	ADP
fueconorg-13641	75	6	econometric	econometric	ADJ
fueconorg-13641	75	7	analysis	analysis	NOUN
fueconorg-13641	75	8	,	,	PUNCT
fueconorg-13641	75	9	period	period	NOUN
fueconorg-13641	75	10	2007	2007	NUM
fueconorg-13641	75	11	-	-	SYM
fueconorg-13641	75	12	2023	2023	NUM
fueconorg-13641	75	13	no	no	NOUN
fueconorg-13641	75	14	.	.	PUNCT
fueconorg-13641	76	1	explanation	explanation	NOUN
fueconorg-13641	76	2	of	of	ADP
fueconorg-13641	76	3	variables	variable	NOUN
fueconorg-13641	76	4	unit	unit	NOUN
fueconorg-13641	76	5	of	of	ADP
fueconorg-13641	76	6	measure	measure	NOUN
fueconorg-13641	76	7	(	(	PUNCT
fueconorg-13641	76	8	um	um	INTJ
fueconorg-13641	76	9	)	)	PUNCT
fueconorg-13641	76	10	acronym	acronym	NOUN
fueconorg-13641	76	11	crude	crude	ADJ
fueconorg-13641	76	12	/	/	SYM
fueconorg-13641	76	13	logarithmic	logarithmic	ADJ
fueconorg-13641	76	14	values	value	NOUN
fueconorg-13641	76	15	source	source	NOUN
fueconorg-13641	76	16	1	1	NUM
fueconorg-13641	76	17	.	.	PUNCT
fueconorg-13641	77	1	insurance	insurance	NOUN
fueconorg-13641	77	2	penetration	penetration	NOUN
fueconorg-13641	77	3	–	–	PUNCT
fueconorg-13641	77	4	total	total	ADJ
fueconorg-13641	77	5	market	market	NOUN
fueconorg-13641	77	6	%	%	NOUN
fueconorg-13641	77	7	of	of	ADP
fueconorg-13641	77	8	gdp	gdp	NOUN
fueconorg-13641	77	9	ip_tot	ip_tot	DET
fueconorg-13641	77	10	/log_ip_tot	/log_ip_tot	PUNCT
fueconorg-13641	77	11	swiss	swiss	PROPN
fueconorg-13641	77	12	re	re	PROPN
fueconorg-13641	77	13	institute	institute	PROPN
fueconorg-13641	77	14	(	(	PUNCT
fueconorg-13641	77	15	2023	2023	NUM
fueconorg-13641	77	16	)	)	PUNCT
fueconorg-13641	77	17	2	2	NUM
fueconorg-13641	77	18	.	.	X
fueconorg-13641	77	19	life	life	NOUN
fueconorg-13641	77	20	insurance	insurance	NOUN
fueconorg-13641	77	21	penetration	penetration	NOUN
fueconorg-13641	77	22	%	%	NOUN
fueconorg-13641	77	23	of	of	ADP
fueconorg-13641	77	24	gdp	gdp	NOUN
fueconorg-13641	77	25	ip_life/	ip_life/	PROPN
fueconorg-13641	77	26	log_ip_life	log_ip_life	PROPN
fueconorg-13641	77	27	swiss	swiss	PROPN
fueconorg-13641	77	28	re	re	PROPN
fueconorg-13641	77	29	institute	institute	PROPN
fueconorg-13641	77	30	(	(	PUNCT
fueconorg-13641	77	31	2023	2023	NUM
fueconorg-13641	77	32	)	)	PUNCT
fueconorg-13641	77	33	3	3	NUM
fueconorg-13641	77	34	.	.	X
fueconorg-13641	78	1	non	non	ADJ
fueconorg-13641	78	2	-	-	ADJ
fueconorg-13641	78	3	life	life	ADJ
fueconorg-13641	78	4	insurance	insurance	NOUN
fueconorg-13641	78	5	penetration	penetration	NOUN
fueconorg-13641	78	6	%	%	NOUN
fueconorg-13641	78	7	of	of	ADP
fueconorg-13641	78	8	gdp	gdp	PROPN
fueconorg-13641	78	9	ip_non	ip_non	PROPN
fueconorg-13641	78	10	-	-	PROPN
fueconorg-13641	78	11	life/	life/	PROPN
fueconorg-13641	78	12	ip_non	ip_non	PROPN
fueconorg-13641	78	13	-	-	PUNCT
fueconorg-13641	78	14	life/	life/	ADJ
fueconorg-13641	78	15	log_ip_non	log_ip_non	NUM
fueconorg-13641	78	16	-	-	PUNCT
fueconorg-13641	78	17	life	life	NOUN
fueconorg-13641	78	18	swiss	swiss	PROPN
fueconorg-13641	78	19	re	re	PROPN
fueconorg-13641	78	20	institute	institute	PROPN
fueconorg-13641	78	21	(	(	PUNCT
fueconorg-13641	78	22	2023	2023	NUM
fueconorg-13641	78	23	)	)	PUNCT
fueconorg-13641	78	24	4	4	NUM
fueconorg-13641	78	25	.	.	X
fueconorg-13641	78	26	gross	gross	ADJ
fueconorg-13641	78	27	domestic	domestic	ADJ
fueconorg-13641	78	28	product	product	NOUN
fueconorg-13641	78	29	per	per	ADP
fueconorg-13641	78	30	capita	capita	X
fueconorg-13641	78	31	annual	annual	ADJ
fueconorg-13641	78	32	united	united	PROPN
fueconorg-13641	78	33	states	states	PROPN
fueconorg-13641	78	34	dollars	dollar	NOUN
fueconorg-13641	78	35	(	(	PUNCT
fueconorg-13641	78	36	usd	usd	NOUN
fueconorg-13641	78	37	)	)	PUNCT
fueconorg-13641	78	38	gdp_cap/	gdp_cap/	PROPN
fueconorg-13641	78	39	log_gdp_cap	log_gdp_cap	NOUN
fueconorg-13641	78	40	european	european	PROPN
fueconorg-13641	78	41	commission	commission	PROPN
fueconorg-13641	78	42	(	(	PUNCT
fueconorg-13641	78	43	2023	2023	NUM
fueconorg-13641	78	44	)	)	PUNCT
fueconorg-13641	78	45	5	5	NUM
fueconorg-13641	78	46	.	.	X
fueconorg-13641	78	47	gross	gross	ADJ
fueconorg-13641	78	48	domestic	domestic	ADJ
fueconorg-13641	78	49	product	product	NOUN
fueconorg-13641	78	50	growth	growth	NOUN
fueconorg-13641	78	51	annual	annual	ADJ
fueconorg-13641	78	52	%	%	NOUN
fueconorg-13641	78	53	gdp_growth/	gdp_growth/	PROPN
fueconorg-13641	78	54	log_gdp_growth	log_gdp_growth	PROPN
fueconorg-13641	78	55	european	european	PROPN
fueconorg-13641	78	56	commission	commission	PROPN
fueconorg-13641	78	57	(	(	PUNCT
fueconorg-13641	78	58	2023	2023	NUM
fueconorg-13641	78	59	)	)	PUNCT
fueconorg-13641	78	60	6	6	NUM
fueconorg-13641	78	61	.	.	PUNCT
fueconorg-13641	79	1	human	human	PROPN
fueconorg-13641	79	2	development	development	PROPN
fueconorg-13641	79	3	index	index	PROPN
fueconorg-13641	79	4	scor	scor	PROPN
fueconorg-13641	79	5	(	(	PUNCT
fueconorg-13641	79	6	from	from	ADP
fueconorg-13641	79	7	0	0	NUM
fueconorg-13641	79	8	to	to	PART
fueconorg-13641	79	9	1	1	NUM
fueconorg-13641	79	10	)	)	PUNCT
fueconorg-13641	79	11	hdi	hdi	PROPN
fueconorg-13641	79	12	/	/	SYM
fueconorg-13641	79	13	log_hdi	log_hdi	PROPN
fueconorg-13641	79	14	united	united	PROPN
fueconorg-13641	79	15	nations	nations	PROPN
fueconorg-13641	79	16	development	development	PROPN
fueconorg-13641	79	17	programme	programme	PROPN
fueconorg-13641	79	18	(	(	PUNCT
fueconorg-13641	79	19	2023	2023	NUM
fueconorg-13641	79	20	)	)	PUNCT
fueconorg-13641	79	21	7	7	NUM
fueconorg-13641	79	22	.	.	PUNCT
fueconorg-13641	80	1	at	at	ADP
fueconorg-13641	80	2	-	-	PUNCT
fueconorg-13641	80	3	risk	risk	NOUN
fueconorg-13641	80	4	-	-	PUNCT
fueconorg-13641	80	5	of	of	ADP
fueconorg-13641	80	6	-	-	PUNCT
fueconorg-13641	80	7	poverty	poverty	NOUN
fueconorg-13641	80	8	rate	rate	NOUN
fueconorg-13641	80	9	%	%	NOUN
fueconorg-13641	80	10	of	of	ADP
fueconorg-13641	80	11	total	total	ADJ
fueconorg-13641	80	12	population	population	NOUN
fueconorg-13641	80	13	poverty/	poverty/	NUM
fueconorg-13641	80	14	log_poverty	log_poverty	NUM
fueconorg-13641	80	15	european	european	PROPN
fueconorg-13641	80	16	commission	commission	PROPN
fueconorg-13641	80	17	(	(	PUNCT
fueconorg-13641	80	18	2023	2023	NUM
fueconorg-13641	80	19	)	)	PUNCT
fueconorg-13641	80	20	8	8	NUM
fueconorg-13641	80	21	.	.	PUNCT
fueconorg-13641	80	22	employment	employment	NOUN
fueconorg-13641	80	23	rate	rate	NOUN
fueconorg-13641	80	24	,	,	PUNCT
fueconorg-13641	80	25	20	20	NUM
fueconorg-13641	80	26	-	-	SYM
fueconorg-13641	80	27	64	64	NUM
fueconorg-13641	80	28	years	year	NOUN
fueconorg-13641	80	29	%	%	NOUN
fueconorg-13641	80	30	of	of	ADP
fueconorg-13641	80	31	total	total	ADJ
fueconorg-13641	80	32	population	population	NOUN
fueconorg-13641	80	33	emp_rate/	emp_rate/	ADV
fueconorg-13641	80	34	log_emp_rate	log_emp_rate	PROPN
fueconorg-13641	80	35	european	european	PROPN
fueconorg-13641	80	36	commission	commission	PROPN
fueconorg-13641	80	37	(	(	PUNCT
fueconorg-13641	80	38	2023	2023	NUM
fueconorg-13641	80	39	)	)	PUNCT
fueconorg-13641	80	40	9	9	NUM
fueconorg-13641	80	41	.	.	PUNCT
fueconorg-13641	80	42	harmonized	harmonized	ADJ
fueconorg-13641	80	43	index	index	NOUN
fueconorg-13641	80	44	of	of	ADP
fueconorg-13641	80	45	consumer	consumer	NOUN
fueconorg-13641	80	46	prices	price	NOUN
fueconorg-13641	80	47	%	%	VERB
fueconorg-13641	80	48	annual	annual	ADJ
fueconorg-13641	80	49	rate	rate	NOUN
fueconorg-13641	80	50	of	of	ADP
fueconorg-13641	80	51	change	change	NOUN
fueconorg-13641	80	52	hicp/	hicp/	NUM
fueconorg-13641	80	53	log_hicp	log_hicp	X
fueconorg-13641	80	54	european	european	PROPN
fueconorg-13641	80	55	commission	commission	PROPN
fueconorg-13641	80	56	(	(	PUNCT
fueconorg-13641	80	57	2023	2023	NUM
fueconorg-13641	80	58	)	)	PUNCT
fueconorg-13641	80	59	source	source	NOUN
fueconorg-13641	80	60	:	:	PUNCT
fueconorg-13641	80	61	own	own	ADJ
fueconorg-13641	80	62	contribution	contribution	NOUN
fueconorg-13641	80	63	90	90	NUM
fueconorg-13641	80	64	m.	m.	NOUN
fueconorg-13641	80	65	cristea	cristea	NOUN
fueconorg-13641	80	66	,	,	PUNCT
fueconorg-13641	80	67	g.g	g.g	PROPN
fueconorg-13641	80	68	.	.	PROPN
fueconorg-13641	80	69	noja	noja	PROPN
fueconorg-13641	80	70	,	,	PUNCT
fueconorg-13641	80	71	e.i	e.i	PROPN
fueconorg-13641	80	72	.	.	PROPN
fueconorg-13641	80	73	grigorie	grigorie	PROPN
fueconorg-13641	80	74	table	table	NOUN
fueconorg-13641	80	75	2	2	NUM
fueconorg-13641	80	76	summary	summary	NOUN
fueconorg-13641	80	77	statistics	statistic	NOUN
fueconorg-13641	80	78	of	of	ADP
fueconorg-13641	80	79	variables	variable	NOUN
fueconorg-13641	80	80	crude	crude	ADJ
fueconorg-13641	80	81	and	and	CCONJ
fueconorg-13641	80	82	logarithmic	logarithmic	ADJ
fueconorg-13641	80	83	values	value	NOUN
fueconorg-13641	80	84	used	use	VERB
fueconorg-13641	80	85	in	in	ADP
fueconorg-13641	80	86	the	the	DET
fueconorg-13641	80	87	econometric	econometric	ADJ
fueconorg-13641	80	88	analysis	analysis	NOUN
fueconorg-13641	80	89	,	,	PUNCT
fueconorg-13641	80	90	2007	2007	NUM
fueconorg-13641	80	91	-	-	SYM
fueconorg-13641	80	92	2023	2023	NUM
fueconorg-13641	80	93	variables	variable	NOUN
fueconorg-13641	80	94	observations	observation	NOUN
fueconorg-13641	80	95	mean	mean	VERB
fueconorg-13641	80	96	standard	standard	ADJ
fueconorg-13641	80	97	deviation	deviation	NOUN
fueconorg-13641	80	98	minimum	minimum	ADJ
fueconorg-13641	80	99	maximum	maximum	ADJ
fueconorg-13641	80	100	crude	crude	ADJ
fueconorg-13641	80	101	values	value	NOUN
fueconorg-13641	80	102	ip_tot	ip_tot	ADP
fueconorg-13641	80	103	434	434	NUM
fueconorg-13641	80	104	5.307097	5.307097	NUM
fueconorg-13641	80	105	2.908904	2.908904	NUM
fueconorg-13641	80	106	1.09	1.09	NUM
fueconorg-13641	80	107	13.6	13.6	NUM
fueconorg-13641	80	108	ip_life	ip_life	NOUN
fueconorg-13641	80	109	406	406	NUM
fueconorg-13641	80	110	3.051182	3.051182	NUM
fueconorg-13641	80	111	2.364863	2.364863	NUM
fueconorg-13641	80	112	0.1	0.1	NUM
fueconorg-13641	80	113	9.68	9.68	NUM
fueconorg-13641	80	114	ip_non	ip_non	PROPN
fueconorg-13641	80	115	-	-	ADJ
fueconorg-13641	80	116	life	life	NOUN
fueconorg-13641	80	117	406	406	NUM
fueconorg-13641	80	118	2.465764	2.465764	NUM
fueconorg-13641	80	119	1.440964	1.440964	NUM
fueconorg-13641	80	120	0.87	0.87	NUM
fueconorg-13641	80	121	9.5	9.5	NUM
fueconorg-13641	80	122	gdp_cap	gdp_cap	NOUN
fueconorg-13641	80	123	459	459	NUM
fueconorg-13641	80	124	32647.13	32647.13	NUM
fueconorg-13641	80	125	21602.35	21602.35	NUM
fueconorg-13641	80	126	6625.03	6625.03	NUM
fueconorg-13641	80	127	133590.1	133590.1	NUM
fueconorg-13641	80	128	gdp_growth	gdp_growth	NOUN
fueconorg-13641	80	129	336	336	NUM
fueconorg-13641	80	130	2.507625	2.507625	NUM
fueconorg-13641	80	131	8.047635	8.047635	NUM
fueconorg-13641	80	132	14.81	14.81	NUM
fueconorg-13641	80	133	97.53	97.53	NUM
fueconorg-13641	80	134	hdi	hdi	NOUN
fueconorg-13641	80	135	432	432	NUM
fueconorg-13641	80	136	0.8821528	0.8821528	NUM
fueconorg-13641	80	137	0.0409147	0.0409147	NUM
fueconorg-13641	80	138	0.77	0.77	NUM
fueconorg-13641	80	139	0.96	0.96	NUM
fueconorg-13641	80	140	poverty	poverty	NOUN
fueconorg-13641	80	141	454	454	NUM
fueconorg-13641	80	142	23.18767	23.18767	NUM
fueconorg-13641	80	143	7.116398	7.116398	NUM
fueconorg-13641	80	144	10.8	10.8	NUM
fueconorg-13641	80	145	49.3	49.3	NUM
fueconorg-13641	80	146	emp_rate	emp_rate	X
fueconorg-13641	80	147	459	459	NUM
fueconorg-13641	80	148	71.31111	71.31111	NUM
fueconorg-13641	80	149	6.213247	6.213247	NUM
fueconorg-13641	80	150	52.9	52.9	NUM
fueconorg-13641	80	151	83.5	83.5	NUM
fueconorg-13641	80	152	hicp	hicp	ADV
fueconorg-13641	80	153	408	408	NUM
fueconorg-13641	80	154	2.720479	2.720479	NUM
fueconorg-13641	80	155	3.215175	3.215175	NUM
fueconorg-13641	80	156	-1.7	-1.7	PROPN
fueconorg-13641	80	157	19.4	19.4	NUM
fueconorg-13641	80	158	n	n	PRON
fueconorg-13641	80	159	total	total	VERB
fueconorg-13641	80	160	459	459	NUM
fueconorg-13641	80	161	logarithmic	logarithmic	ADJ
fueconorg-13641	80	162	values	value	NOUN
fueconorg-13641	80	163	log_ip_tot	log_ip_tot	NUM
fueconorg-13641	80	164	434	434	NUM
fueconorg-13641	80	165	1.506042	1.506042	NUM
fueconorg-13641	80	166	0.591769	0.591769	NUM
fueconorg-13641	80	167	0.0861777	0.0861777	NUM
fueconorg-13641	80	168	2.61007	2.61007	NUM
fueconorg-13641	80	169	log_ip_life	log_ip_life	NOUN
fueconorg-13641	80	170	406	406	NUM
fueconorg-13641	80	171	0.7456044	0.7456044	NUM
fueconorg-13641	80	172	0.9509209	0.9509209	NUM
fueconorg-13641	80	173	2.302585	2.302585	NUM
fueconorg-13641	80	174	2.270062	2.270062	NUM
fueconorg-13641	80	175	log_ip_non	log_ip_non	NOUN
fueconorg-13641	80	176	-	-	PUNCT
fueconorg-13641	80	177	life	life	NOUN
fueconorg-13641	80	178	406	406	NUM
fueconorg-13641	80	179	0.7911861	0.7911861	NUM
fueconorg-13641	80	180	0.4417736	0.4417736	NUM
fueconorg-13641	80	181	0.139262	0.139262	NUM
fueconorg-13641	80	182	2.251292	2.251292	NUM
fueconorg-13641	80	183	log_gdp_cap	log_gdp_cap	NOUN
fueconorg-13641	80	184	459	459	NUM
fueconorg-13641	80	185	10.1975	10.1975	NUM
fueconorg-13641	80	186	0.630462	0.630462	NUM
fueconorg-13641	80	187	8.79861	8.79861	NUM
fueconorg-13641	80	188	11.80253	11.80253	NUM
fueconorg-13641	80	189	log_gdp_growth	log_gdp_growth	NOUN
fueconorg-13641	80	190	336	336	NUM
fueconorg-13641	80	191	0.9762145	0.9762145	NUM
fueconorg-13641	80	192	1.137724	1.137724	NUM
fueconorg-13641	80	193	4.60517	4.60517	NUM
fueconorg-13641	80	194	4.58016	4.58016	NUM
fueconorg-13641	80	195	log_hdi	log_hdi	NOUN
fueconorg-13641	81	1	432	432	NUM
fueconorg-13641	81	2	0.1264749	0.1264749	NUM
fueconorg-13641	81	3	0.0467674	0.0467674	NUM
fueconorg-13641	81	4	0.2613648	0.2613648	NUM
fueconorg-13641	81	5	0.040822	0.040822	NUM
fueconorg-13641	81	6	log_poverty	log_poverty	NUM
fueconorg-13641	81	7	454	454	NUM
fueconorg-13641	81	8	3.101161	3.101161	NUM
fueconorg-13641	81	9	0.2865053	0.2865053	NUM
fueconorg-13641	81	10	2.379546	2.379546	NUM
fueconorg-13641	81	11	3.897924	3.897924	NUM
fueconorg-13641	81	12	log_emp_rate	log_emp_rate	NOUN
fueconorg-13641	81	13	459	459	NUM
fueconorg-13641	81	14	4.263144	4.263144	NUM
fueconorg-13641	81	15	0.0892612	0.0892612	NUM
fueconorg-13641	81	16	3.968403	3.968403	NUM
fueconorg-13641	81	17	4.424847	4.424847	NUM
fueconorg-13641	82	1	log_hicp	log_hicp	NOUN
fueconorg-13641	83	1	408	408	NUM
fueconorg-13641	83	2	0.6730127	0.6730127	NUM
fueconorg-13641	83	3	1.056302	1.056302	NUM
fueconorg-13641	83	4	2.302585	2.302585	NUM
fueconorg-13641	83	5	2.965273	2.965273	NUM
fueconorg-13641	83	6	n	n	DET
fueconorg-13641	83	7	total	total	VERB
fueconorg-13641	83	8	459	459	NUM
fueconorg-13641	83	9	source	source	NOUN
fueconorg-13641	83	10	:	:	PUNCT
fueconorg-13641	83	11	authors	author	NOUN
fueconorg-13641	83	12	’	'	PUNCT
fueconorg-13641	83	13	contribution	contribution	NOUN
fueconorg-13641	83	14	in	in	ADP
fueconorg-13641	83	15	stata	stata	NOUN
fueconorg-13641	83	16	16	16	NUM
fueconorg-13641	83	17	the	the	DET
fueconorg-13641	83	18	other	other	ADJ
fueconorg-13641	83	19	socio	socio	NOUN
fueconorg-13641	83	20	-	-	PUNCT
fueconorg-13641	83	21	economic	economic	ADJ
fueconorg-13641	83	22	indicators	indicator	NOUN
fueconorg-13641	83	23	,	,	PUNCT
fueconorg-13641	83	24	such	such	ADJ
fueconorg-13641	83	25	as	as	ADP
fueconorg-13641	83	26	gdp	gdp	NOUN
fueconorg-13641	83	27	growth	growth	NOUN
fueconorg-13641	83	28	,	,	PUNCT
fueconorg-13641	83	29	poverty	poverty	NOUN
fueconorg-13641	83	30	rate	rate	NOUN
fueconorg-13641	83	31	and	and	CCONJ
fueconorg-13641	83	32	inflation	inflation	NOUN
fueconorg-13641	83	33	,	,	PUNCT
fueconorg-13641	83	34	also	also	ADV
fueconorg-13641	83	35	benefit	benefit	VERB
fueconorg-13641	83	36	from	from	ADP
fueconorg-13641	83	37	improvements	improvement	NOUN
fueconorg-13641	83	38	in	in	ADP
fueconorg-13641	83	39	data	datum	NOUN
fueconorg-13641	83	40	linearity	linearity	NOUN
fueconorg-13641	83	41	after	after	ADP
fueconorg-13641	83	42	logarithmic	logarithmic	ADJ
fueconorg-13641	83	43	transformation	transformation	NOUN
fueconorg-13641	83	44	,	,	PUNCT
fueconorg-13641	83	45	reducing	reduce	VERB
fueconorg-13641	83	46	dispersion	dispersion	NOUN
fueconorg-13641	83	47	and	and	CCONJ
fueconorg-13641	83	48	increasing	increase	VERB
fueconorg-13641	83	49	statistical	statistical	ADJ
fueconorg-13641	83	50	robustness	robustness	NOUN
fueconorg-13641	83	51	.	.	PUNCT
fueconorg-13641	84	1	gdp	gdp	NOUN
fueconorg-13641	84	2	growth	growth	NOUN
fueconorg-13641	84	3	(	(	PUNCT
fueconorg-13641	84	4	gdp_growth	gdp_growth	NOUN
fueconorg-13641	84	5	)	)	PUNCT
fueconorg-13641	84	6	,	,	PUNCT
fueconorg-13641	84	7	which	which	PRON
fueconorg-13641	84	8	initially	initially	ADV
fueconorg-13641	84	9	shows	show	VERB
fueconorg-13641	84	10	high	high	ADJ
fueconorg-13641	84	11	variability	variability	NOUN
fueconorg-13641	84	12	(	(	PUNCT
fueconorg-13641	84	13	14.81	14.81	NUM
fueconorg-13641	84	14	to	to	ADP
fueconorg-13641	84	15	97.53	97.53	NUM
fueconorg-13641	84	16	)	)	PUNCT
fueconorg-13641	84	17	,	,	PUNCT
fueconorg-13641	84	18	becomes	become	VERB
fueconorg-13641	84	19	more	more	ADV
fueconorg-13641	84	20	stable	stable	ADJ
fueconorg-13641	84	21	in	in	ADP
fueconorg-13641	84	22	logarithmic	logarithmic	ADJ
fueconorg-13641	84	23	form	form	NOUN
fueconorg-13641	84	24	(	(	PUNCT
fueconorg-13641	84	25	mean	mean	INTJ
fueconorg-13641	84	26	,	,	PUNCT
fueconorg-13641	84	27	0.9762145	0.9762145	NUM
fueconorg-13641	84	28	,	,	PUNCT
fueconorg-13641	84	29	standard	standard	ADJ
fueconorg-13641	84	30	deviation	deviation	NOUN
fueconorg-13641	84	31	,	,	PUNCT
fueconorg-13641	84	32	1.137724	1.137724	NUM
fueconorg-13641	84	33	)	)	PUNCT
fueconorg-13641	84	34	.	.	PUNCT
fueconorg-13641	85	1	also	also	ADV
fueconorg-13641	85	2	,	,	PUNCT
fueconorg-13641	85	3	the	the	DET
fueconorg-13641	85	4	crude	crude	ADJ
fueconorg-13641	85	5	values	value	NOUN
fueconorg-13641	85	6	of	of	ADP
fueconorg-13641	85	7	the	the	DET
fueconorg-13641	85	8	poverty	poverty	NOUN
fueconorg-13641	85	9	rate	rate	NOUN
fueconorg-13641	85	10	(	(	PUNCT
fueconorg-13641	85	11	poverty	poverty	NOUN
fueconorg-13641	85	12	)	)	PUNCT
fueconorg-13641	85	13	(	(	PUNCT
fueconorg-13641	85	14	mean	mean	VERB
fueconorg-13641	85	15	,	,	PUNCT
fueconorg-13641	85	16	23.18767	23.18767	NUM
fueconorg-13641	85	17	)	)	PUNCT
fueconorg-13641	85	18	are	be	AUX
fueconorg-13641	85	19	effectively	effectively	ADV
fueconorg-13641	85	20	compressed	compress	VERB
fueconorg-13641	85	21	by	by	ADP
fueconorg-13641	85	22	logarithm	logarithm	NOUN
fueconorg-13641	85	23	(	(	PUNCT
fueconorg-13641	85	24	mean	mean	ADJ
fueconorg-13641	85	25	,	,	PUNCT
fueconorg-13641	85	26	3.101161	3.101161	NUM
fueconorg-13641	85	27	)	)	PUNCT
fueconorg-13641	85	28	,	,	PUNCT
fueconorg-13641	85	29	improving	improve	VERB
fueconorg-13641	85	30	their	their	PRON
fueconorg-13641	85	31	distributional	distributional	ADJ
fueconorg-13641	85	32	properties	property	NOUN
fueconorg-13641	85	33	.	.	PUNCT
fueconorg-13641	86	1	the	the	DET
fueconorg-13641	86	2	crude	crude	ADJ
fueconorg-13641	86	3	values	value	NOUN
fueconorg-13641	86	4	of	of	ADP
fueconorg-13641	86	5	the	the	DET
fueconorg-13641	86	6	inflation	inflation	NOUN
fueconorg-13641	86	7	rate	rate	NOUN
fueconorg-13641	86	8	(	(	PUNCT
fueconorg-13641	86	9	hicp	hicp	ADV
fueconorg-13641	86	10	)	)	PUNCT
fueconorg-13641	86	11	vary	vary	VERB
fueconorg-13641	86	12	substantially	substantially	ADV
fueconorg-13641	86	13	(	(	PUNCT
fueconorg-13641	86	14	mean	mean	VERB
fueconorg-13641	86	15	,	,	PUNCT
fueconorg-13641	86	16	2.720479	2.720479	NUM
fueconorg-13641	86	17	,	,	PUNCT
fueconorg-13641	86	18	standard	standard	ADJ
fueconorg-13641	86	19	deviation	deviation	NOUN
fueconorg-13641	86	20	,	,	PUNCT
fueconorg-13641	86	21	3.215175	3.215175	NUM
fueconorg-13641	86	22	)	)	PUNCT
fueconorg-13641	86	23	,	,	PUNCT
fueconorg-13641	86	24	with	with	ADP
fueconorg-13641	86	25	high	high	ADJ
fueconorg-13641	86	26	positive	positive	ADJ
fueconorg-13641	86	27	skewness	skewness	NOUN
fueconorg-13641	86	28	,	,	PUNCT
fueconorg-13641	86	29	compared	compare	VERB
fueconorg-13641	86	30	to	to	ADP
fueconorg-13641	86	31	the	the	DET
fueconorg-13641	86	32	values	value	NOUN
fueconorg-13641	86	33	obtained	obtain	VERB
fueconorg-13641	86	34	after	after	ADP
fueconorg-13641	86	35	the	the	DET
fueconorg-13641	86	36	logarithmic	logarithmic	ADJ
fueconorg-13641	86	37	transformation	transformation	NOUN
fueconorg-13641	86	38	,	,	PUNCT
fueconorg-13641	86	39	thus	thus	ADV
fueconorg-13641	86	40	reducing	reduce	VERB
fueconorg-13641	86	41	the	the	DET
fueconorg-13641	86	42	dispersion	dispersion	NOUN
fueconorg-13641	86	43	(	(	PUNCT
fueconorg-13641	86	44	mean	mean	VERB
fueconorg-13641	86	45	,	,	PUNCT
fueconorg-13641	86	46	0.6730127	0.6730127	NUM
fueconorg-13641	86	47	,	,	PUNCT
fueconorg-13641	86	48	standard	standard	ADJ
fueconorg-13641	86	49	deviation	deviation	NOUN
fueconorg-13641	86	50	,	,	PUNCT
fueconorg-13641	86	51	1.056302	1.056302	NUM
fueconorg-13641	86	52	)	)	PUNCT
fueconorg-13641	86	53	.	.	PUNCT
fueconorg-13641	87	1	it	it	PRON
fueconorg-13641	87	2	can	can	AUX
fueconorg-13641	87	3	be	be	AUX
fueconorg-13641	87	4	seen	see	VERB
fueconorg-13641	87	5	that	that	SCONJ
fueconorg-13641	87	6	the	the	DET
fueconorg-13641	87	7	crude	crude	ADJ
fueconorg-13641	87	8	values	value	NOUN
fueconorg-13641	87	9	of	of	ADP
fueconorg-13641	87	10	the	the	DET
fueconorg-13641	87	11	hdi	hdi	PROPN
fueconorg-13641	87	12	(	(	PUNCT
fueconorg-13641	87	13	hdi	hdi	PROPN
fueconorg-13641	87	14	)	)	PUNCT
fueconorg-13641	87	15	vary	vary	NOUN
fueconorg-13641	87	16	(	(	PUNCT
fueconorg-13641	87	17	between	between	ADP
fueconorg-13641	87	18	0.77	0.77	NUM
fueconorg-13641	87	19	and	and	CCONJ
fueconorg-13641	87	20	0.96	0.96	NUM
fueconorg-13641	87	21	)	)	PUNCT
fueconorg-13641	87	22	,	,	PUNCT
fueconorg-13641	87	23	and	and	CCONJ
fueconorg-13641	87	24	,	,	PUNCT
fueconorg-13641	87	25	after	after	ADP
fueconorg-13641	87	26	the	the	DET
fueconorg-13641	87	27	logarithmic	logarithmic	ADJ
fueconorg-13641	87	28	transformation	transformation	NOUN
fueconorg-13641	87	29	,	,	PUNCT
fueconorg-13641	87	30	it	it	PRON
fueconorg-13641	87	31	shows	show	VERB
fueconorg-13641	87	32	a	a	DET
fueconorg-13641	87	33	lower	low	ADJ
fueconorg-13641	87	34	relative	relative	ADJ
fueconorg-13641	87	35	mean	mean	NOUN
fueconorg-13641	87	36	(	(	PUNCT
fueconorg-13641	87	37	0.1264749	0.1264749	NUM
fueconorg-13641	87	38	)	)	PUNCT
fueconorg-13641	87	39	,	,	PUNCT
fueconorg-13641	87	40	reflecting	reflect	VERB
fueconorg-13641	87	41	minor	minor	ADJ
fueconorg-13641	87	42	changes	change	NOUN
fueconorg-13641	87	43	,	,	PUNCT
fueconorg-13641	87	44	but	but	CCONJ
fueconorg-13641	87	45	maintaining	maintain	VERB
fueconorg-13641	87	46	a	a	DET
fueconorg-13641	87	47	low	low	ADJ
fueconorg-13641	87	48	variability	variability	NOUN
fueconorg-13641	87	49	,	,	PUNCT
fueconorg-13641	87	50	as	as	SCONJ
fueconorg-13641	87	51	expected	expect	VERB
fueconorg-13641	87	52	for	for	ADP
fueconorg-13641	87	53	an	an	DET
fueconorg-13641	87	54	index	index	NOUN
fueconorg-13641	87	55	with	with	ADP
fueconorg-13641	87	56	limited	limited	ADJ
fueconorg-13641	87	57	values	value	NOUN
fueconorg-13641	87	58	.	.	PUNCT
fueconorg-13641	88	1	4	4	X
fueconorg-13641	88	2	.	.	NOUN
fueconorg-13641	88	3	results	result	NOUN
fueconorg-13641	88	4	and	and	CCONJ
fueconorg-13641	88	5	discussions	discussion	NOUN
fueconorg-13641	88	6	4.1	4.1	NUM
fueconorg-13641	88	7	.	.	PUNCT
fueconorg-13641	89	1	results	result	NOUN
fueconorg-13641	89	2	of	of	ADP
fueconorg-13641	89	3	multifactorial	multifactorial	ADJ
fueconorg-13641	89	4	regression	regression	NOUN
fueconorg-13641	89	5	models	model	NOUN
fueconorg-13641	89	6	the	the	DET
fueconorg-13641	89	7	results	result	NOUN
fueconorg-13641	89	8	of	of	ADP
fueconorg-13641	89	9	the	the	DET
fueconorg-13641	89	10	first	first	ADJ
fueconorg-13641	89	11	set	set	NOUN
fueconorg-13641	89	12	of	of	ADP
fueconorg-13641	89	13	the	the	DET
fueconorg-13641	89	14	applied	apply	VERB
fueconorg-13641	89	15	regression	regression	NOUN
fueconorg-13641	89	16	models	model	NOUN
fueconorg-13641	89	17	rreg	rreg	NOUN
fueconorg-13641	89	18	(	(	PUNCT
fueconorg-13641	89	19	model	model	NOUN
fueconorg-13641	89	20	1	1	NUM
fueconorg-13641	89	21	)	)	PUNCT
fueconorg-13641	89	22	,	,	PUNCT
fueconorg-13641	89	23	crosssectional	crosssectional	ADJ
fueconorg-13641	89	24	time	time	NOUN
fueconorg-13641	89	25	-	-	PUNCT
fueconorg-13641	89	26	series	series	NOUN
fueconorg-13641	89	27	with	with	ADP
fueconorg-13641	89	28	fgls	fgls	NOUN
fueconorg-13641	89	29	(	(	PUNCT
fueconorg-13641	89	30	model	model	NOUN
fueconorg-13641	89	31	2	2	NUM
fueconorg-13641	89	32	)	)	PUNCT
fueconorg-13641	89	33	,	,	PUNCT
fueconorg-13641	89	34	gmm	gmm	PROPN
fueconorg-13641	89	35	with	with	ADP
fueconorg-13641	89	36	arellano	arellano	PROPN
fueconorg-13641	89	37	–	–	PUNCT
fueconorg-13641	89	38	bond	bond	NOUN
fueconorg-13641	89	39	dynamic	dynamic	ADJ
fueconorg-13641	89	40	paneldata	paneldata	NOUN
fueconorg-13641	89	41	estimation	estimation	NOUN
fueconorg-13641	89	42	(	(	PUNCT
fueconorg-13641	89	43	model	model	NOUN
fueconorg-13641	89	44	3	3	NUM
fueconorg-13641	89	45	)	)	PUNCT
fueconorg-13641	89	46	,	,	PUNCT
fueconorg-13641	89	47	between	between	ADP
fueconorg-13641	89	48	regression	regression	NOUN
fueconorg-13641	89	49	(	(	PUNCT
fueconorg-13641	89	50	model	model	NOUN
fueconorg-13641	89	51	4	4	NUM
fueconorg-13641	89	52	)	)	PUNCT
fueconorg-13641	89	53	,	,	PUNCT
fueconorg-13641	89	54	random	random	ADJ
fueconorg-13641	89	55	-	-	PUNCT
fueconorg-13641	89	56	effects	effect	NOUN
fueconorg-13641	89	57	with	with	ADP
fueconorg-13641	89	58	the	the	DET
fueconorg-13641	89	59	ml	ml	X
fueconorg-13641	89	60	socio	socio	NOUN
fueconorg-13641	89	61	-	-	PUNCT
fueconorg-13641	89	62	economic	economic	ADJ
fueconorg-13641	89	63	drivers	driver	NOUN
fueconorg-13641	89	64	of	of	ADP
fueconorg-13641	89	65	sustainable	sustainable	ADJ
fueconorg-13641	89	66	insurance	insurance	NOUN
fueconorg-13641	89	67	in	in	ADP
fueconorg-13641	89	68	the	the	DET
fueconorg-13641	89	69	european	european	PROPN
fueconorg-13641	89	70	union	union	PROPN
fueconorg-13641	89	71	:	:	PUNCT
fueconorg-13641	89	72	evidence	evidence	NOUN
fueconorg-13641	89	73	...	...	PUNCT
fueconorg-13641	89	74	91	91	NUM
fueconorg-13641	89	75	estimation	estimation	NOUN
fueconorg-13641	89	76	(	(	PUNCT
fueconorg-13641	89	77	model	model	NOUN
fueconorg-13641	89	78	5	5	NUM
fueconorg-13641	89	79	)	)	PUNCT
fueconorg-13641	89	80	,	,	PUNCT
fueconorg-13641	89	81	and	and	CCONJ
fueconorg-13641	89	82	iv	iv	X
fueconorg-13641	89	83	with	with	ADP
fueconorg-13641	89	84	2sls	2sls	NUM
fueconorg-13641	89	85	regression	regression	NOUN
fueconorg-13641	89	86	(	(	PUNCT
fueconorg-13641	89	87	model	model	NOUN
fueconorg-13641	89	88	6	6	NUM
fueconorg-13641	89	89	)	)	PUNCT
fueconorg-13641	89	90	highlight	highlight	VERB
fueconorg-13641	89	91	the	the	DET
fueconorg-13641	89	92	complex	complex	ADJ
fueconorg-13641	89	93	relationships	relationship	NOUN
fueconorg-13641	89	94	of	of	ADP
fueconorg-13641	89	95	socio	socio	NOUN
fueconorg-13641	89	96	-	-	PUNCT
fueconorg-13641	89	97	economic	economic	ADJ
fueconorg-13641	89	98	development	development	NOUN
fueconorg-13641	89	99	indicators	indicator	NOUN
fueconorg-13641	89	100	(	(	PUNCT
fueconorg-13641	89	101	independent	independent	ADJ
fueconorg-13641	89	102	variables	variable	NOUN
fueconorg-13641	89	103	)	)	PUNCT
fueconorg-13641	89	104	and	and	CCONJ
fueconorg-13641	89	105	the	the	DET
fueconorg-13641	89	106	insurance	insurance	NOUN
fueconorg-13641	89	107	penetration	penetration	NOUN
fueconorg-13641	89	108	degree	degree	NOUN
fueconorg-13641	89	109	for	for	ADP
fueconorg-13641	89	110	the	the	DET
fueconorg-13641	89	111	total	total	ADJ
fueconorg-13641	89	112	eu	eu	PROPN
fueconorg-13641	89	113	insurance	insurance	NOUN
fueconorg-13641	89	114	market	market	NOUN
fueconorg-13641	89	115	(	(	PUNCT
fueconorg-13641	89	116	dependent	dependent	ADJ
fueconorg-13641	89	117	variable	variable	NOUN
fueconorg-13641	89	118	)	)	PUNCT
fueconorg-13641	89	119	through	through	ADP
fueconorg-13641	89	120	a	a	DET
fueconorg-13641	89	121	multivalent	multivalent	NOUN
fueconorg-13641	89	122	approach	approach	NOUN
fueconorg-13641	89	123	(	(	PUNCT
fueconorg-13641	89	124	table	table	NOUN
fueconorg-13641	89	125	3	3	NUM
fueconorg-13641	89	126	)	)	PUNCT
fueconorg-13641	89	127	.	.	PUNCT
fueconorg-13641	90	1	table	table	NOUN
fueconorg-13641	90	2	3	3	NUM
fueconorg-13641	90	3	results	result	NOUN
fueconorg-13641	90	4	of	of	ADP
fueconorg-13641	90	5	the	the	DET
fueconorg-13641	90	6	multifactorial	multifactorial	ADJ
fueconorg-13641	90	7	regression	regression	NOUN
fueconorg-13641	90	8	models	model	NOUN
fueconorg-13641	90	9	,	,	PUNCT
fueconorg-13641	90	10	dependent	dependent	ADJ
fueconorg-13641	90	11	variableinsurance	variableinsurance	NOUN
fueconorg-13641	90	12	penetration	penetration	NOUN
fueconorg-13641	90	13	degree	degree	NOUN
fueconorg-13641	90	14	–	–	PUNCT
fueconorg-13641	90	15	total	total	ADJ
fueconorg-13641	90	16	variables	variable	NOUN
fueconorg-13641	90	17	(	(	PUNCT
fueconorg-13641	90	18	1	1	NUM
fueconorg-13641	90	19	)	)	PUNCT
fueconorg-13641	90	20	(	(	PUNCT
fueconorg-13641	90	21	2	2	NUM
fueconorg-13641	90	22	)	)	PUNCT
fueconorg-13641	90	23	(	(	PUNCT
fueconorg-13641	90	24	3	3	X
fueconorg-13641	90	25	)	)	PUNCT
fueconorg-13641	90	26	(	(	PUNCT
fueconorg-13641	90	27	4	4	NUM
fueconorg-13641	90	28	)	)	PUNCT
fueconorg-13641	90	29	(	(	PUNCT
fueconorg-13641	90	30	5	5	NUM
fueconorg-13641	90	31	)	)	PUNCT
fueconorg-13641	90	32	(	(	PUNCT
fueconorg-13641	90	33	6	6	X
fueconorg-13641	90	34	)	)	PUNCT
fueconorg-13641	90	35	log_ip_tot	log_ip_tot	NUM
fueconorg-13641	90	36	log_ip_tot	log_ip_tot	NUM
fueconorg-13641	90	37	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	90	38	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	90	39	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	90	40	log_ip_tot	log_ip_tot	NUM
fueconorg-13641	90	41	main	main	ADJ
fueconorg-13641	90	42	log_gdp_cap	log_gdp_cap	NOUN
fueconorg-13641	90	43	0.597	0.597	NUM
fueconorg-13641	90	44	*	*	PUNCT
fueconorg-13641	90	45	*	*	PUNCT
fueconorg-13641	90	46	*	*	PUNCT
fueconorg-13641	90	47	(	(	PUNCT
fueconorg-13641	90	48	0.0669	0.0669	NUM
fueconorg-13641	90	49	)	)	PUNCT
fueconorg-13641	90	50	0.488	0.488	NUM
fueconorg-13641	90	51	*	*	PUNCT
fueconorg-13641	90	52	*	*	PUNCT
fueconorg-13641	90	53	*	*	PUNCT
fueconorg-13641	90	54	(	(	PUNCT
fueconorg-13641	90	55	0.0644	0.0644	NUM
fueconorg-13641	90	56	)	)	PUNCT
fueconorg-13641	90	57	0.0475	0.0475	NUM
fueconorg-13641	90	58	(	(	PUNCT
fueconorg-13641	90	59	0.0393	0.0393	NUM
fueconorg-13641	90	60	)	)	PUNCT
fueconorg-13641	90	61	0.224	0.224	NUM
fueconorg-13641	90	62	*	*	PUNCT
fueconorg-13641	90	63	*	*	PUNCT
fueconorg-13641	90	64	*	*	PUNCT
fueconorg-13641	90	65	(	(	PUNCT
fueconorg-13641	90	66	0.0590	0.0590	NUM
fueconorg-13641	90	67	)	)	PUNCT
fueconorg-13641	90	68	0.0352	0.0352	NUM
fueconorg-13641	90	69	(	(	PUNCT
fueconorg-13641	90	70	0.0576	0.0576	NUM
fueconorg-13641	90	71	)	)	PUNCT
fueconorg-13641	90	72	0.488	0.488	NUM
fueconorg-13641	90	73	*	*	PUNCT
fueconorg-13641	90	74	*	*	PUNCT
fueconorg-13641	90	75	*	*	PUNCT
fueconorg-13641	90	76	(	(	PUNCT
fueconorg-13641	90	77	0.0652	0.0652	NUM
fueconorg-13641	90	78	)	)	PUNCT
fueconorg-13641	90	79	log_gdp_growth	log_gdp_growth	NOUN
fueconorg-13641	90	80	-0.0909	-0.0909	NOUN
fueconorg-13641	91	1	*	*	PUNCT
fueconorg-13641	91	2	*	*	PUNCT
fueconorg-13641	91	3	*	*	PUNCT
fueconorg-13641	91	4	(	(	PUNCT
fueconorg-13641	91	5	0.0196	0.0196	NUM
fueconorg-13641	91	6	)	)	PUNCT
fueconorg-13641	91	7	-0.0992	-0.0992	NOUN
fueconorg-13641	92	1	*	*	PUNCT
fueconorg-13641	92	2	*	*	PUNCT
fueconorg-13641	92	3	*	*	PUNCT
fueconorg-13641	92	4	(	(	PUNCT
fueconorg-13641	92	5	0.0189	0.0189	NUM
fueconorg-13641	92	6	)	)	PUNCT
fueconorg-13641	92	7	-0.00962	-0.00962	NOUN
fueconorg-13641	92	8	(	(	PUNCT
fueconorg-13641	92	9	0.00703	0.00703	NUM
fueconorg-13641	92	10	)	)	PUNCT
fueconorg-13641	92	11	-0.0146	-0.0146	NOUN
fueconorg-13641	92	12	(	(	PUNCT
fueconorg-13641	92	13	0.00869	0.00869	NUM
fueconorg-13641	92	14	)	)	PUNCT
fueconorg-13641	92	15	-0.00626	-0.00626	NOUN
fueconorg-13641	93	1	(	(	PUNCT
fueconorg-13641	93	2	0.00739	0.00739	NUM
fueconorg-13641	93	3	)	)	PUNCT
fueconorg-13641	93	4	-0.0992	-0.0992	NOUN
fueconorg-13641	94	1	*	*	PUNCT
fueconorg-13641	95	1	*	*	PUNCT
fueconorg-13641	95	2	*	*	PUNCT
fueconorg-13641	95	3	(	(	PUNCT
fueconorg-13641	95	4	0.0192	0.0192	NUM
fueconorg-13641	95	5	)	)	PUNCT
fueconorg-13641	95	6	log_hdi	log_hdi	NOUN
fueconorg-13641	95	7	1.828	1.828	NUM
fueconorg-13641	95	8	(	(	PUNCT
fueconorg-13641	95	9	1.013	1.013	NUM
fueconorg-13641	95	10	)	)	PUNCT
fueconorg-13641	95	11	2.690	2.690	NUM
fueconorg-13641	95	12	*	*	PUNCT
fueconorg-13641	95	13	*	*	PUNCT
fueconorg-13641	95	14	(	(	PUNCT
fueconorg-13641	95	15	0.975	0.975	NUM
fueconorg-13641	95	16	)	)	PUNCT
fueconorg-13641	95	17	-1.547	-1.547	NOUN
fueconorg-13641	95	18	(	(	PUNCT
fueconorg-13641	95	19	0.850	0.850	NUM
fueconorg-13641	95	20	)	)	PUNCT
fueconorg-13641	96	1	-1.563	-1.563	NOUN
fueconorg-13641	96	2	*	*	PUNCT
fueconorg-13641	96	3	*	*	PUNCT
fueconorg-13641	96	4	(	(	PUNCT
fueconorg-13641	96	5	0.583	0.583	NUM
fueconorg-13641	96	6	)	)	PUNCT
fueconorg-13641	96	7	-2.624	-2.624	NOUN
fueconorg-13641	97	1	*	*	PUNCT
fueconorg-13641	97	2	*	*	PUNCT
fueconorg-13641	97	3	*	*	PUNCT
fueconorg-13641	97	4	(	(	PUNCT
fueconorg-13641	97	5	0.517	0.517	NUM
fueconorg-13641	97	6	)	)	PUNCT
fueconorg-13641	97	7	2.690	2.690	NUM
fueconorg-13641	97	8	*	*	PUNCT
fueconorg-13641	97	9	*	*	PUNCT
fueconorg-13641	97	10	(	(	PUNCT
fueconorg-13641	97	11	0.988	0.988	NUM
fueconorg-13641	97	12	)	)	PUNCT
fueconorg-13641	97	13	log_poverty	log_poverty	NUM
fueconorg-13641	97	14	-0.0326	-0.0326	NOUN
fueconorg-13641	97	15	(	(	PUNCT
fueconorg-13641	97	16	0.111	0.111	NUM
fueconorg-13641	97	17	)	)	PUNCT
fueconorg-13641	97	18	-0.0639	-0.0639	NOUN
fueconorg-13641	97	19	(	(	PUNCT
fueconorg-13641	97	20	0.107	0.107	NUM
fueconorg-13641	97	21	)	)	PUNCT
fueconorg-13641	97	22	0.0664	0.0664	NUM
fueconorg-13641	97	23	(	(	PUNCT
fueconorg-13641	97	24	0.0979	0.0979	NUM
fueconorg-13641	97	25	)	)	PUNCT
fueconorg-13641	97	26	0.281	0.281	NUM
fueconorg-13641	97	27	*	*	NOUN
fueconorg-13641	97	28	*	*	PUNCT
fueconorg-13641	97	29	(	(	PUNCT
fueconorg-13641	97	30	0.0901	0.0901	NUM
fueconorg-13641	97	31	)	)	PUNCT
fueconorg-13641	98	1	0.247	0.247	NUM
fueconorg-13641	98	2	*	*	PUNCT
fueconorg-13641	98	3	*	*	PUNCT
fueconorg-13641	98	4	(	(	PUNCT
fueconorg-13641	98	5	0.0780	0.0780	NUM
fueconorg-13641	98	6	)	)	PUNCT
fueconorg-13641	98	7	-0.0639	-0.0639	NOUN
fueconorg-13641	98	8	(	(	PUNCT
fueconorg-13641	98	9	0.108	0.108	NUM
fueconorg-13641	98	10	)	)	PUNCT
fueconorg-13641	98	11	log_emp_rate	log_emp_rate	NOUN
fueconorg-13641	98	12	-0.230	-0.230	PRON
fueconorg-13641	98	13	(	(	PUNCT
fueconorg-13641	98	14	0.303	0.303	NUM
fueconorg-13641	98	15	)	)	PUNCT
fueconorg-13641	98	16	-0.252	-0.252	NOUN
fueconorg-13641	98	17	(	(	PUNCT
fueconorg-13641	98	18	0.291	0.291	NUM
fueconorg-13641	98	19	)	)	PUNCT
fueconorg-13641	98	20	0.0683	0.0683	NUM
fueconorg-13641	98	21	(	(	PUNCT
fueconorg-13641	98	22	0.255	0.255	NUM
fueconorg-13641	98	23	)	)	PUNCT
fueconorg-13641	98	24	-0.393	-0.393	NOUN
fueconorg-13641	98	25	*	*	PUNCT
fueconorg-13641	98	26	(	(	PUNCT
fueconorg-13641	98	27	0.154	0.154	NUM
fueconorg-13641	98	28	)	)	PUNCT
fueconorg-13641	98	29	-0.232	-0.232	NOUN
fueconorg-13641	98	30	(	(	PUNCT
fueconorg-13641	98	31	0.133	0.133	NUM
fueconorg-13641	98	32	)	)	PUNCT
fueconorg-13641	98	33	-0.252	-0.252	NOUN
fueconorg-13641	98	34	(	(	PUNCT
fueconorg-13641	98	35	0.295	0.295	NUM
fueconorg-13641	98	36	)	)	PUNCT
fueconorg-13641	98	37	log_hicp	log_hicp	X
fueconorg-13641	98	38	-0.0203	-0.0203	X
fueconorg-13641	98	39	(	(	PUNCT
fueconorg-13641	98	40	0.0225	0.0225	NUM
fueconorg-13641	98	41	)	)	PUNCT
fueconorg-13641	98	42	-0.0248	-0.0248	NOUN
fueconorg-13641	98	43	(	(	PUNCT
fueconorg-13641	98	44	0.0217	0.0217	NUM
fueconorg-13641	98	45	)	)	PUNCT
fueconorg-13641	98	46	-0.0154	-0.0154	NOUN
fueconorg-13641	98	47	*	*	PUNCT
fueconorg-13641	98	48	(	(	PUNCT
fueconorg-13641	98	49	0.00598	0.00598	NUM
fueconorg-13641	98	50	)	)	PUNCT
fueconorg-13641	98	51	0.00167	0.00167	NUM
fueconorg-13641	98	52	(	(	PUNCT
fueconorg-13641	98	53	0.00896	0.00896	NUM
fueconorg-13641	98	54	)	)	PUNCT
fueconorg-13641	98	55	-0.00537	-0.00537	NOUN
fueconorg-13641	98	56	(	(	PUNCT
fueconorg-13641	98	57	0.00762	0.00762	NUM
fueconorg-13641	98	58	)	)	PUNCT
fueconorg-13641	98	59	-0.0248	-0.0248	NOUN
fueconorg-13641	98	60	(	(	PUNCT
fueconorg-13641	98	61	0.0220	0.0220	NUM
fueconorg-13641	98	62	)	)	PUNCT
fueconorg-13641	98	63	l.log_ip_tot	l.log_ip_tot	NOUN
fueconorg-13641	98	64	0.249	0.249	NUM
fueconorg-13641	98	65	*	*	SYM
fueconorg-13641	98	66	*	*	PUNCT
fueconorg-13641	98	67	(	(	PUNCT
fueconorg-13641	98	68	0.0790	0.0790	NUM
fueconorg-13641	98	69	)	)	PUNCT
fueconorg-13641	98	70	_	_	NOUN
fueconorg-13641	98	71	cons	con	NOUN
fueconorg-13641	98	72	-3.159	-3.159	NUM
fueconorg-13641	98	73	(	(	PUNCT
fueconorg-13641	98	74	1.666	1.666	NUM
fueconorg-13641	98	75	)	)	PUNCT
fueconorg-13641	98	76	-1.756	-1.756	PUNCT
fueconorg-13641	98	77	(	(	PUNCT
fueconorg-13641	98	78	1.604	1.604	NUM
fueconorg-13641	98	79	)	)	PUNCT
fueconorg-13641	98	80	-0.00761	-0.00761	PUNCT
fueconorg-13641	98	81	(	(	PUNCT
fueconorg-13641	98	82	1.296	1.296	NUM
fueconorg-13641	98	83	)	)	PUNCT
fueconorg-13641	98	84	-0.181	-0.181	PUNCT
fueconorg-13641	98	85	(	(	PUNCT
fueconorg-13641	98	86	1.000	1.000	NUM
fueconorg-13641	98	87	)	)	PUNCT
fueconorg-13641	98	88	1.022	1.022	NUM
fueconorg-13641	98	89	(	(	PUNCT
fueconorg-13641	98	90	0.880	0.880	NUM
fueconorg-13641	98	91	)	)	PUNCT
fueconorg-13641	98	92	-1.756	-1.756	PUNCT
fueconorg-13641	98	93	(	(	PUNCT
fueconorg-13641	98	94	1.625	1.625	NUM
fueconorg-13641	98	95	)	)	PUNCT
fueconorg-13641	98	96	sigma_u	sigma_u	NOUN
fueconorg-13641	99	1	_	_	PUNCT
fueconorg-13641	99	2	cons	con	NOUN
fueconorg-13641	99	3	0.701	0.701	NOUN
fueconorg-13641	99	4	*	*	PUNCT
fueconorg-13641	99	5	*	*	PUNCT
fueconorg-13641	99	6	*	*	PUNCT
fueconorg-13641	99	7	(	(	PUNCT
fueconorg-13641	99	8	0.101	0.101	NUM
fueconorg-13641	99	9	)	)	PUNCT
fueconorg-13641	99	10	sigma_e	sigma_e	NOUN
fueconorg-13641	100	1	_	_	PUNCT
fueconorg-13641	100	2	cons	con	NOUN
fueconorg-13641	100	3	0.113	0.113	NUM
fueconorg-13641	100	4	*	*	PUNCT
fueconorg-13641	100	5	*	*	PUNCT
fueconorg-13641	100	6	*	*	PUNCT
fueconorg-13641	100	7	(	(	PUNCT
fueconorg-13641	100	8	0.00513	0.00513	NUM
fueconorg-13641	100	9	)	)	PUNCT
fueconorg-13641	100	10	n	n	DET
fueconorg-13641	100	11	274	274	NUM
fueconorg-13641	100	12	274	274	NUM
fueconorg-13641	100	13	158	158	NUM
fueconorg-13641	100	14	274	274	NUM
fueconorg-13641	100	15	274	274	NUM
fueconorg-13641	100	16	274	274	NUM
fueconorg-13641	100	17	r2	r2	NOUN
fueconorg-13641	100	18	0.647	0.647	NUM
fueconorg-13641	100	19	0.637	0.637	NUM
fueconorg-13641	100	20	standard	standard	ADJ
fueconorg-13641	100	21	errors	error	NOUN
fueconorg-13641	100	22	in	in	ADP
fueconorg-13641	100	23	parentheses	parenthesis	NOUN
fueconorg-13641	100	24	:	:	PUNCT
fueconorg-13641	100	25	*	*	PUNCT
fueconorg-13641	100	26	p	p	X
fueconorg-13641	100	27	<	<	X
fueconorg-13641	100	28	0.05	0.05	NUM
fueconorg-13641	100	29	,	,	PUNCT
fueconorg-13641	100	30	*	*	PUNCT
fueconorg-13641	100	31	*	*	PUNCT
fueconorg-13641	100	32	p	p	X
fueconorg-13641	100	33	<	<	X
fueconorg-13641	100	34	0.01	0.01	NUM
fueconorg-13641	100	35	,	,	PUNCT
fueconorg-13641	100	36	*	*	PUNCT
fueconorg-13641	100	37	*	*	PUNCT
fueconorg-13641	100	38	*	*	PUNCT
fueconorg-13641	100	39	p	p	X
fueconorg-13641	100	40	<	<	X
fueconorg-13641	100	41	0.001	0.001	NUM
fueconorg-13641	100	42	source	source	NOUN
fueconorg-13641	100	43	:	:	PUNCT
fueconorg-13641	100	44	authors	author	NOUN
fueconorg-13641	100	45	’	’	PART
fueconorg-13641	100	46	research	research	NOUN
fueconorg-13641	100	47	in	in	ADP
fueconorg-13641	100	48	stata	stata	NOUN
fueconorg-13641	100	49	16	16	NUM
fueconorg-13641	100	50	the	the	DET
fueconorg-13641	100	51	results	result	NOUN
fueconorg-13641	100	52	presented	present	VERB
fueconorg-13641	100	53	in	in	ADP
fueconorg-13641	100	54	table	table	NOUN
fueconorg-13641	100	55	3	3	NUM
fueconorg-13641	100	56	demonstrate	demonstrate	VERB
fueconorg-13641	100	57	a	a	DET
fueconorg-13641	100	58	predominantly	predominantly	ADV
fueconorg-13641	100	59	positive	positive	ADJ
fueconorg-13641	100	60	relationship	relationship	NOUN
fueconorg-13641	100	61	between	between	ADP
fueconorg-13641	100	62	gdp	gdp	NOUN
fueconorg-13641	100	63	per	per	ADP
fueconorg-13641	100	64	capita	capita	X
fueconorg-13641	100	65	(	(	PUNCT
fueconorg-13641	100	66	log_gdp_cap	log_gdp_cap	NOUN
fueconorg-13641	100	67	)	)	PUNCT
fueconorg-13641	100	68	and	and	CCONJ
fueconorg-13641	100	69	insurance	insurance	NOUN
fueconorg-13641	100	70	penetration	penetration	NOUN
fueconorg-13641	100	71	for	for	ADP
fueconorg-13641	100	72	the	the	DET
fueconorg-13641	100	73	total	total	ADJ
fueconorg-13641	100	74	eu	eu	PROPN
fueconorg-13641	100	75	insurance	insurance	NOUN
fueconorg-13641	100	76	market	market	NOUN
fueconorg-13641	100	77	(	(	PUNCT
fueconorg-13641	100	78	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	100	79	)	)	PUNCT
fueconorg-13641	100	80	–	–	PUNCT
fueconorg-13641	100	81	models	model	NOUN
fueconorg-13641	100	82	(	(	PUNCT
fueconorg-13641	100	83	1	1	NUM
fueconorg-13641	100	84	)	)	PUNCT
fueconorg-13641	100	85	,	,	PUNCT
fueconorg-13641	100	86	(	(	PUNCT
fueconorg-13641	100	87	2	2	NUM
fueconorg-13641	100	88	)	)	PUNCT
fueconorg-13641	100	89	,	,	PUNCT
fueconorg-13641	100	90	(	(	PUNCT
fueconorg-13641	100	91	4	4	NUM
fueconorg-13641	100	92	)	)	PUNCT
fueconorg-13641	100	93	and	and	CCONJ
fueconorg-13641	100	94	(	(	PUNCT
fueconorg-13641	100	95	6	6	X
fueconorg-13641	100	96	)	)	PUNCT
fueconorg-13641	100	97	revealed	reveal	VERB
fueconorg-13641	100	98	by	by	ADP
fueconorg-13641	100	99	statistically	statistically	ADV
fueconorg-13641	100	100	significant	significant	ADJ
fueconorg-13641	100	101	positive	positive	ADJ
fueconorg-13641	100	102	coefficients	coefficient	NOUN
fueconorg-13641	100	103	.	.	PUNCT
fueconorg-13641	101	1	these	these	DET
fueconorg-13641	101	2	findings	finding	NOUN
fueconorg-13641	101	3	suggest	suggest	VERB
fueconorg-13641	101	4	that	that	SCONJ
fueconorg-13641	101	5	the	the	DET
fueconorg-13641	101	6	economic	economic	ADJ
fueconorg-13641	101	7	development	development	NOUN
fueconorg-13641	101	8	of	of	ADP
fueconorg-13641	101	9	the	the	DET
fueconorg-13641	101	10	eu	eu	PROPN
fueconorg-13641	101	11	economies	economy	NOUN
fueconorg-13641	101	12	positively	positively	ADV
fueconorg-13641	101	13	correlates	correlate	VERB
fueconorg-13641	101	14	with	with	ADP
fueconorg-13641	101	15	insurance	insurance	NOUN
fueconorg-13641	101	16	sector	sector	NOUN
fueconorg-13641	101	17	development	development	NOUN
fueconorg-13641	101	18	,	,	PUNCT
fueconorg-13641	101	19	aligning	align	VERB
fueconorg-13641	101	20	with	with	ADP
fueconorg-13641	101	21	haiss	haiss	PROPN
fueconorg-13641	101	22	&	&	CCONJ
fueconorg-13641	101	23	sümegi	sümegi	PROPN
fueconorg-13641	101	24	's	's	PART
fueconorg-13641	101	25	(	(	PUNCT
fueconorg-13641	101	26	2008	2008	NUM
fueconorg-13641	101	27	)	)	PUNCT
fueconorg-13641	101	28	findings	finding	NOUN
fueconorg-13641	101	29	of	of	ADP
fueconorg-13641	101	30	the	the	DET
fueconorg-13641	101	31	development	development	NOUN
fueconorg-13641	101	32	of	of	ADP
fueconorg-13641	101	33	the	the	DET
fueconorg-13641	101	34	revenue	revenue	NOUN
fueconorg-13641	101	35	-	-	PUNCT
fueconorg-13641	101	36	based	base	VERB
fueconorg-13641	101	37	insurance	insurance	NOUN
fueconorg-13641	101	38	sector	sector	NOUN
fueconorg-13641	101	39	.	.	PUNCT
fueconorg-13641	102	1	however	however	ADV
fueconorg-13641	102	2	,	,	PUNCT
fueconorg-13641	102	3	for	for	ADP
fueconorg-13641	102	4	our	our	PRON
fueconorg-13641	102	5	results	result	NOUN
fueconorg-13641	102	6	,	,	PUNCT
fueconorg-13641	102	7	the	the	DET
fueconorg-13641	102	8	effect	effect	NOUN
fueconorg-13641	102	9	becomes	become	VERB
fueconorg-13641	102	10	insignificant	insignificant	ADJ
fueconorg-13641	102	11	in	in	ADP
fueconorg-13641	102	12	other	other	ADJ
fueconorg-13641	102	13	models	model	NOUN
fueconorg-13641	102	14	,	,	PUNCT
fueconorg-13641	102	15	indicating	indicate	VERB
fueconorg-13641	102	16	potential	potential	ADJ
fueconorg-13641	102	17	nonlinear	nonlinear	ADJ
fueconorg-13641	102	18	relationships	relationship	NOUN
fueconorg-13641	102	19	and	and	CCONJ
fueconorg-13641	102	20	contextual	contextual	ADJ
fueconorg-13641	102	21	variability	variability	NOUN
fueconorg-13641	102	22	.	.	PUNCT
fueconorg-13641	103	1	moreover	moreover	ADV
fueconorg-13641	103	2	,	,	PUNCT
fueconorg-13641	103	3	consistently	consistently	ADV
fueconorg-13641	103	4	negative	negative	ADJ
fueconorg-13641	103	5	relationships	relationship	NOUN
fueconorg-13641	103	6	emerge	emerge	VERB
fueconorg-13641	103	7	across	across	ADP
fueconorg-13641	103	8	models	model	NOUN
fueconorg-13641	103	9	for	for	ADP
fueconorg-13641	103	10	gdp	gdp	NOUN
fueconorg-13641	103	11	growth	growth	NOUN
fueconorg-13641	103	12	(	(	PUNCT
fueconorg-13641	103	13	log_gdp_growth	log_gdp_growth	PROPN
fueconorg-13641	103	14	)	)	PUNCT
fueconorg-13641	103	15	,	,	PUNCT
fueconorg-13641	103	16	contradicting	contradict	VERB
fueconorg-13641	103	17	traditional	traditional	ADJ
fueconorg-13641	103	18	growth	growth	NOUN
fueconorg-13641	103	19	-	-	PUNCT
fueconorg-13641	103	20	development	development	NOUN
fueconorg-13641	103	21	hypotheses	hypothesis	NOUN
fueconorg-13641	103	22	(	(	PUNCT
fueconorg-13641	103	23	snooks	snook	NOUN
fueconorg-13641	103	24	,	,	PUNCT
fueconorg-13641	103	25	1999	1999	NUM
fueconorg-13641	103	26	;	;	PUNCT
fueconorg-13641	103	27	arena	arena	NOUN
fueconorg-13641	103	28	,	,	PUNCT
fueconorg-13641	103	29	2008	2008	NUM
fueconorg-13641	103	30	;	;	PUNCT
fueconorg-13641	103	31	cristea	cristea	NOUN
fueconorg-13641	103	32	et	et	PROPN
fueconorg-13641	103	33	al	al	PROPN
fueconorg-13641	103	34	.	.	PROPN
fueconorg-13641	103	35	,	,	PUNCT
fueconorg-13641	103	36	2014	2014	NUM
fueconorg-13641	103	37	;	;	PUNCT
fueconorg-13641	103	38	alhassan	alhassan	VERB
fueconorg-13641	103	39	,	,	PUNCT
fueconorg-13641	103	40	2016	2016	NUM
fueconorg-13641	103	41	)	)	PUNCT
fueconorg-13641	103	42	.	.	PUNCT
fueconorg-13641	104	1	this	this	DET
fueconorg-13641	104	2	negative	negative	ADJ
fueconorg-13641	104	3	correlation	correlation	NOUN
fueconorg-13641	104	4	suggests	suggest	VERB
fueconorg-13641	104	5	different	different	ADJ
fueconorg-13641	104	6	dynamics	dynamic	NOUN
fueconorg-13641	104	7	of	of	ADP
fueconorg-13641	104	8	the	the	DET
fueconorg-13641	104	9	eu	eu	PROPN
fueconorg-13641	104	10	member	member	NOUN
fueconorg-13641	104	11	states	state	NOUN
fueconorg-13641	104	12	,	,	PUNCT
fueconorg-13641	104	13	where	where	SCONJ
fueconorg-13641	104	14	rapid	rapid	ADJ
fueconorg-13641	104	15	economic	economic	ADJ
fueconorg-13641	104	16	growth	growth	NOUN
fueconorg-13641	104	17	might	might	AUX
fueconorg-13641	104	18	92	92	NUM
fueconorg-13641	104	19	m.	m.	NOUN
fueconorg-13641	104	20	cristea	cristea	NOUN
fueconorg-13641	104	21	,	,	PUNCT
fueconorg-13641	104	22	g.g	g.g	PROPN
fueconorg-13641	104	23	.	.	PROPN
fueconorg-13641	104	24	noja	noja	PROPN
fueconorg-13641	104	25	,	,	PUNCT
fueconorg-13641	104	26	e.i	e.i	PROPN
fueconorg-13641	104	27	.	.	PROPN
fueconorg-13641	104	28	grigorie	grigorie	PROPN
fueconorg-13641	104	29	temporarily	temporarily	ADV
fueconorg-13641	104	30	destabilize	destabilize	VERB
fueconorg-13641	104	31	insurance	insurance	NOUN
fueconorg-13641	104	32	penetration	penetration	NOUN
fueconorg-13641	104	33	(	(	PUNCT
fueconorg-13641	104	34	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	104	35	)	)	PUNCT
fueconorg-13641	104	36	.	.	PUNCT
fueconorg-13641	105	1	related	relate	VERB
fueconorg-13641	105	2	results	result	NOUN
fueconorg-13641	105	3	are	be	AUX
fueconorg-13641	105	4	presented	present	VERB
fueconorg-13641	105	5	by	by	ADP
fueconorg-13641	105	6	pradhan	pradhan	PROPN
fueconorg-13641	105	7	et	et	PROPN
fueconorg-13641	105	8	al	al	PROPN
fueconorg-13641	105	9	.	.	PROPN
fueconorg-13641	106	1	(	(	PUNCT
fueconorg-13641	106	2	2015	2015	NUM
fueconorg-13641	106	3	)	)	PUNCT
fueconorg-13641	106	4	,	,	PUNCT
fueconorg-13641	106	5	supporting	support	VERB
fueconorg-13641	106	6	the	the	DET
fueconorg-13641	106	7	observation	observation	NOUN
fueconorg-13641	106	8	that	that	SCONJ
fueconorg-13641	106	9	economic	economic	ADJ
fueconorg-13641	106	10	transformation	transformation	NOUN
fueconorg-13641	106	11	can	can	AUX
fueconorg-13641	106	12	create	create	VERB
fueconorg-13641	106	13	short	short	ADJ
fueconorg-13641	106	14	-	-	PUNCT
fueconorg-13641	106	15	term	term	NOUN
fueconorg-13641	106	16	market	market	NOUN
fueconorg-13641	106	17	uncertainties	uncertainty	NOUN
fueconorg-13641	106	18	.	.	PUNCT
fueconorg-13641	107	1	the	the	DET
fueconorg-13641	107	2	human	human	PROPN
fueconorg-13641	107	3	development	development	PROPN
fueconorg-13641	107	4	index	index	NOUN
fueconorg-13641	107	5	(	(	PUNCT
fueconorg-13641	107	6	log_hdi	log_hdi	NOUN
fueconorg-13641	107	7	)	)	PUNCT
fueconorg-13641	107	8	coefficient	coefficient	NOUN
fueconorg-13641	107	9	demonstrates	demonstrate	VERB
fueconorg-13641	107	10	substantial	substantial	ADJ
fueconorg-13641	107	11	variability	variability	NOUN
fueconorg-13641	107	12	across	across	ADP
fueconorg-13641	107	13	models	model	NOUN
fueconorg-13641	107	14	’	'	PUNCT
fueconorg-13641	107	15	analysis	analysis	NOUN
fueconorg-13641	107	16	,	,	PUNCT
fueconorg-13641	107	17	revealing	reveal	VERB
fueconorg-13641	107	18	a	a	DET
fueconorg-13641	107	19	non	non	ADJ
fueconorg-13641	107	20	-	-	ADJ
fueconorg-13641	107	21	linear	linear	ADJ
fueconorg-13641	107	22	relationship	relationship	NOUN
fueconorg-13641	107	23	with	with	ADP
fueconorg-13641	107	24	insurance	insurance	NOUN
fueconorg-13641	107	25	penetration	penetration	NOUN
fueconorg-13641	107	26	(	(	PUNCT
fueconorg-13641	107	27	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	107	28	)	)	PUNCT
fueconorg-13641	107	29	.	.	PUNCT
fueconorg-13641	108	1	models	model	NOUN
fueconorg-13641	108	2	(	(	PUNCT
fueconorg-13641	108	3	2	2	NUM
fueconorg-13641	108	4	)	)	PUNCT
fueconorg-13641	108	5	and	and	CCONJ
fueconorg-13641	108	6	(	(	PUNCT
fueconorg-13641	108	7	6	6	X
fueconorg-13641	108	8	)	)	PUNCT
fueconorg-13641	108	9	show	show	VERB
fueconorg-13641	108	10	positive	positive	ADJ
fueconorg-13641	108	11	and	and	CCONJ
fueconorg-13641	108	12	statistically	statistically	ADV
fueconorg-13641	108	13	significant	significant	ADJ
fueconorg-13641	108	14	coefficients	coefficient	NOUN
fueconorg-13641	108	15	,	,	PUNCT
fueconorg-13641	108	16	while	while	SCONJ
fueconorg-13641	108	17	models	model	NOUN
fueconorg-13641	108	18	(	(	PUNCT
fueconorg-13641	108	19	4	4	NUM
fueconorg-13641	108	20	)	)	PUNCT
fueconorg-13641	108	21	and	and	CCONJ
fueconorg-13641	108	22	(	(	PUNCT
fueconorg-13641	108	23	5	5	X
fueconorg-13641	108	24	)	)	PUNCT
fueconorg-13641	108	25	exhibit	exhibit	VERB
fueconorg-13641	108	26	negative	negative	ADJ
fueconorg-13641	108	27	relationships	relationship	NOUN
fueconorg-13641	108	28	,	,	PUNCT
fueconorg-13641	108	29	as	as	ADP
fueconorg-13641	108	30	zerriaa	zerriaa	NOUN
fueconorg-13641	108	31	and	and	CCONJ
fueconorg-13641	108	32	noubbigh	noubbigh	PROPN
fueconorg-13641	108	33	's	's	PART
fueconorg-13641	108	34	(	(	PUNCT
fueconorg-13641	108	35	2016	2016	NUM
fueconorg-13641	108	36	)	)	PUNCT
fueconorg-13641	108	37	and	and	CCONJ
fueconorg-13641	108	38	cristea	cristea	NOUN
fueconorg-13641	108	39	et	et	PROPN
fueconorg-13641	108	40	al	al	PROPN
fueconorg-13641	108	41	.	.	PROPN
fueconorg-13641	109	1	(	(	PUNCT
fueconorg-13641	109	2	2021	2021	NUM
fueconorg-13641	109	3	)	)	PUNCT
fueconorg-13641	109	4	proposed	propose	VERB
fueconorg-13641	109	5	the	the	DET
fueconorg-13641	109	6	multidimensional	multidimensional	ADJ
fueconorg-13641	109	7	nature	nature	NOUN
fueconorg-13641	109	8	of	of	ADP
fueconorg-13641	109	9	human	human	ADJ
fueconorg-13641	109	10	development	development	NOUN
fueconorg-13641	109	11	's	's	PART
fueconorg-13641	109	12	impact	impact	NOUN
fueconorg-13641	109	13	on	on	ADP
fueconorg-13641	109	14	insurance	insurance	NOUN
fueconorg-13641	109	15	sectors	sector	NOUN
fueconorg-13641	109	16	.	.	PUNCT
fueconorg-13641	110	1	on	on	ADP
fueconorg-13641	110	2	the	the	DET
fueconorg-13641	110	3	other	other	ADJ
fueconorg-13641	110	4	hand	hand	NOUN
fueconorg-13641	110	5	,	,	PUNCT
fueconorg-13641	110	6	poverty	poverty	NOUN
fueconorg-13641	110	7	(	(	PUNCT
fueconorg-13641	110	8	log_poverty	log_poverty	NOUN
fueconorg-13641	110	9	)	)	PUNCT
fueconorg-13641	110	10	presents	present	VERB
fueconorg-13641	110	11	intriguing	intriguing	ADJ
fueconorg-13641	110	12	,	,	PUNCT
fueconorg-13641	110	13	statistically	statistically	ADV
fueconorg-13641	110	14	inconsistent	inconsistent	ADJ
fueconorg-13641	110	15	relationships	relationship	NOUN
fueconorg-13641	110	16	.	.	PUNCT
fueconorg-13641	111	1	model	model	NOUN
fueconorg-13641	111	2	(	(	PUNCT
fueconorg-13641	111	3	4	4	NUM
fueconorg-13641	111	4	)	)	PUNCT
fueconorg-13641	111	5	and	and	CCONJ
fueconorg-13641	111	6	model	model	NOUN
fueconorg-13641	111	7	(	(	PUNCT
fueconorg-13641	111	8	5	5	NUM
fueconorg-13641	111	9	)	)	PUNCT
fueconorg-13641	111	10	uniquely	uniquely	ADV
fueconorg-13641	111	11	demonstrate	demonstrate	VERB
fueconorg-13641	111	12	positive	positive	ADJ
fueconorg-13641	111	13	and	and	CCONJ
fueconorg-13641	111	14	significant	significant	ADJ
fueconorg-13641	111	15	coefficients	coefficient	NOUN
fueconorg-13641	111	16	,	,	PUNCT
fueconorg-13641	111	17	suggesting	suggest	VERB
fueconorg-13641	111	18	potential	potential	ADJ
fueconorg-13641	111	19	unfavorable	unfavorable	ADJ
fueconorg-13641	111	20	interactions	interaction	NOUN
fueconorg-13641	111	21	between	between	ADP
fueconorg-13641	111	22	poverty	poverty	NOUN
fueconorg-13641	111	23	(	(	PUNCT
fueconorg-13641	111	24	log_poverty	log_poverty	NUM
fueconorg-13641	111	25	)	)	PUNCT
fueconorg-13641	111	26	and	and	CCONJ
fueconorg-13641	111	27	insurance	insurance	NOUN
fueconorg-13641	111	28	penetration	penetration	NOUN
fueconorg-13641	111	29	(	(	PUNCT
fueconorg-13641	111	30	log_ip_tot	log_ip_tot	NUM
fueconorg-13641	111	31	)	)	PUNCT
fueconorg-13641	111	32	–	–	PUNCT
fueconorg-13641	111	33	the	the	DET
fueconorg-13641	111	34	more	more	ADJ
fueconorg-13641	111	35	poverty	poverty	NOUN
fueconorg-13641	111	36	rises	rise	NOUN
fueconorg-13641	111	37	,	,	PUNCT
fueconorg-13641	111	38	more	more	ADJ
fueconorg-13641	111	39	insurance	insurance	NOUN
fueconorg-13641	111	40	penetration	penetration	NOUN
fueconorg-13641	111	41	in	in	ADP
fueconorg-13641	111	42	gdp	gdp	NOUN
fueconorg-13641	111	43	increases	increase	NOUN
fueconorg-13641	111	44	,	,	PUNCT
fueconorg-13641	111	45	which	which	PRON
fueconorg-13641	111	46	is	be	AUX
fueconorg-13641	111	47	not	not	PART
fueconorg-13641	111	48	the	the	DET
fueconorg-13641	111	49	expected	expect	VERB
fueconorg-13641	111	50	implication	implication	NOUN
fueconorg-13641	111	51	.	.	PUNCT
fueconorg-13641	112	1	alhassan	alhassan	PROPN
fueconorg-13641	112	2	and	and	CCONJ
fueconorg-13641	112	3	biekpe	biekpe	NOUN
fueconorg-13641	112	4	(	(	PUNCT
fueconorg-13641	112	5	2016	2016	NUM
fueconorg-13641	112	6	)	)	PUNCT
fueconorg-13641	112	7	similarly	similarly	ADV
fueconorg-13641	112	8	observed	observe	VERB
fueconorg-13641	112	9	complex	complex	ADJ
fueconorg-13641	112	10	poverty	poverty	NOUN
fueconorg-13641	112	11	-	-	PUNCT
fueconorg-13641	112	12	insurance	insurance	NOUN
fueconorg-13641	112	13	market	market	NOUN
fueconorg-13641	112	14	relationships	relationship	NOUN
fueconorg-13641	112	15	,	,	PUNCT
fueconorg-13641	112	16	emphasizing	emphasize	VERB
fueconorg-13641	112	17	the	the	DET
fueconorg-13641	112	18	need	need	NOUN
fueconorg-13641	112	19	for	for	ADP
fueconorg-13641	112	20	nuanced	nuanced	ADJ
fueconorg-13641	112	21	interpretational	interpretational	ADJ
fueconorg-13641	112	22	frameworks	framework	NOUN
fueconorg-13641	112	23	.	.	PUNCT
fueconorg-13641	113	1	varied	varied	ADJ
fueconorg-13641	113	2	effects	effect	NOUN
fueconorg-13641	113	3	across	across	ADP
fueconorg-13641	113	4	models	model	NOUN
fueconorg-13641	113	5	show	show	VERB
fueconorg-13641	113	6	for	for	ADP
fueconorg-13641	113	7	the	the	DET
fueconorg-13641	113	8	employment	employment	NOUN
fueconorg-13641	113	9	rates	rate	NOUN
fueconorg-13641	113	10	(	(	PUNCT
fueconorg-13641	113	11	log_emp_rate	log_emp_rate	PROPN
fueconorg-13641	113	12	)	)	PUNCT
fueconorg-13641	113	13	,	,	PUNCT
fueconorg-13641	113	14	with	with	ADP
fueconorg-13641	113	15	insignificant	insignificant	ADJ
fueconorg-13641	113	16	negative	negative	ADJ
fueconorg-13641	113	17	and	and	CCONJ
fueconorg-13641	113	18	positive	positive	ADJ
fueconorg-13641	113	19	coefficients	coefficient	NOUN
fueconorg-13641	113	20	.	.	PUNCT
fueconorg-13641	114	1	however	however	ADV
fueconorg-13641	114	2	,	,	PUNCT
fueconorg-13641	114	3	model	model	NOUN
fueconorg-13641	114	4	(	(	PUNCT
fueconorg-13641	114	5	4	4	X
fueconorg-13641	114	6	)	)	PUNCT
fueconorg-13641	114	7	shows	show	VERB
fueconorg-13641	114	8	a	a	DET
fueconorg-13641	114	9	significant	significant	ADJ
fueconorg-13641	114	10	negative	negative	ADJ
fueconorg-13641	114	11	relationship	relationship	NOUN
fueconorg-13641	114	12	with	with	ADP
fueconorg-13641	114	13	the	the	DET
fueconorg-13641	114	14	eu	eu	PROPN
fueconorg-13641	114	15	insurance	insurance	NOUN
fueconorg-13641	114	16	contribution	contribution	NOUN
fueconorg-13641	114	17	to	to	ADP
fueconorg-13641	114	18	gdp	gdp	NOUN
fueconorg-13641	114	19	,	,	PUNCT
fueconorg-13641	114	20	indicating	indicate	VERB
fueconorg-13641	114	21	an	an	DET
fueconorg-13641	114	22	inverse	inverse	NOUN
fueconorg-13641	114	23	dynamic	dynamic	NOUN
fueconorg-13641	114	24	between	between	ADP
fueconorg-13641	114	25	employment	employment	NOUN
fueconorg-13641	114	26	rates	rate	NOUN
fueconorg-13641	114	27	and	and	CCONJ
fueconorg-13641	114	28	the	the	DET
fueconorg-13641	114	29	development	development	NOUN
fueconorg-13641	114	30	of	of	ADP
fueconorg-13641	114	31	the	the	DET
fueconorg-13641	114	32	insurance	insurance	NOUN
fueconorg-13641	114	33	sector	sector	NOUN
fueconorg-13641	114	34	,	,	PUNCT
fueconorg-13641	114	35	as	as	SCONJ
fueconorg-13641	114	36	shown	show	VERB
fueconorg-13641	114	37	in	in	ADP
fueconorg-13641	114	38	the	the	DET
fueconorg-13641	114	39	study	study	NOUN
fueconorg-13641	114	40	of	of	ADP
fueconorg-13641	114	41	lee	lee	PROPN
fueconorg-13641	114	42	et	et	PROPN
fueconorg-13641	114	43	al	al	PROPN
fueconorg-13641	114	44	.	.	PROPN
fueconorg-13641	115	1	(	(	PUNCT
fueconorg-13641	115	2	2021	2021	NUM
fueconorg-13641	115	3	)	)	PUNCT
fueconorg-13641	115	4	,	,	PUNCT
fueconorg-13641	115	5	who	who	PRON
fueconorg-13641	115	6	suggest	suggest	VERB
fueconorg-13641	115	7	that	that	SCONJ
fueconorg-13641	115	8	contextual	contextual	ADJ
fueconorg-13641	115	9	factors	factor	NOUN
fueconorg-13641	115	10	significantly	significantly	ADV
fueconorg-13641	115	11	mediate	mediate	VERB
fueconorg-13641	115	12	relationships	relationship	NOUN
fueconorg-13641	115	13	between	between	ADP
fueconorg-13641	115	14	these	these	DET
fueconorg-13641	115	15	indicators	indicator	NOUN
fueconorg-13641	115	16	.	.	PUNCT
fueconorg-13641	116	1	also	also	ADV
fueconorg-13641	116	2	,	,	PUNCT
fueconorg-13641	116	3	inflation	inflation	NOUN
fueconorg-13641	116	4	(	(	PUNCT
fueconorg-13641	116	5	log_hicp	log_hicp	NOUN
fueconorg-13641	116	6	)	)	PUNCT
fueconorg-13641	116	7	consistently	consistently	ADV
fueconorg-13641	116	8	demonstrates	demonstrate	VERB
fueconorg-13641	116	9	a	a	DET
fueconorg-13641	116	10	negative	negative	ADJ
fueconorg-13641	116	11	and	and	CCONJ
fueconorg-13641	116	12	statistically	statistically	ADV
fueconorg-13641	116	13	significant	significant	ADJ
fueconorg-13641	116	14	coefficient	coefficient	NOUN
fueconorg-13641	116	15	(	(	PUNCT
fueconorg-13641	116	16	model	model	NOUN
fueconorg-13641	116	17	(	(	PUNCT
fueconorg-13641	116	18	3	3	NUM
fueconorg-13641	116	19	)	)	PUNCT
fueconorg-13641	116	20	)	)	PUNCT
fueconorg-13641	116	21	in	in	ADP
fueconorg-13641	116	22	relation	relation	NOUN
fueconorg-13641	116	23	to	to	ADP
fueconorg-13641	116	24	insurance	insurance	NOUN
fueconorg-13641	116	25	penetration	penetration	NOUN
fueconorg-13641	116	26	in	in	ADP
fueconorg-13641	116	27	gdp	gdp	NOUN
fueconorg-13641	116	28	(	(	PUNCT
fueconorg-13641	116	29	log_ip_tot	log_ip_tot	PROPN
fueconorg-13641	116	30	)	)	PUNCT
fueconorg-13641	116	31	,	,	PUNCT
fueconorg-13641	116	32	which	which	PRON
fueconorg-13641	116	33	reveals	reveal	VERB
fueconorg-13641	116	34	a	a	DET
fueconorg-13641	116	35	favorable	favorable	ADJ
fueconorg-13641	116	36	relationship	relationship	NOUN
fueconorg-13641	116	37	between	between	ADP
fueconorg-13641	116	38	these	these	DET
fueconorg-13641	116	39	variables	variable	NOUN
fueconorg-13641	116	40	,	,	PUNCT
fueconorg-13641	116	41	being	be	AUX
fueconorg-13641	116	42	adverse	adverse	ADJ
fueconorg-13641	116	43	with	with	ADP
fueconorg-13641	116	44	the	the	DET
fueconorg-13641	116	45	findings	finding	NOUN
fueconorg-13641	116	46	obtained	obtain	VERB
fueconorg-13641	116	47	by	by	ADP
fueconorg-13641	116	48	ćurak	ćurak	NOUN
fueconorg-13641	116	49	et	et	PROPN
fueconorg-13641	116	50	al	al	PROPN
fueconorg-13641	116	51	.	.	PROPN
fueconorg-13641	117	1	(	(	PUNCT
fueconorg-13641	117	2	2013	2013	NUM
fueconorg-13641	117	3	)	)	PUNCT
fueconorg-13641	117	4	.	.	PUNCT
fueconorg-13641	118	1	therefore	therefore	ADV
fueconorg-13641	118	2	,	,	PUNCT
fueconorg-13641	118	3	the	the	DET
fueconorg-13641	118	4	first	first	ADJ
fueconorg-13641	118	5	hypothesis	hypothesis	NOUN
fueconorg-13641	118	6	,	,	PUNCT
fueconorg-13641	118	7	h1	h1	PROPN
fueconorg-13641	118	8	.	.	PUNCT
fueconorg-13641	119	1	total	total	ADJ
fueconorg-13641	119	2	insurance	insurance	NOUN
fueconorg-13641	119	3	market	market	NOUN
fueconorg-13641	119	4	penetration	penetration	NOUN
fueconorg-13641	119	5	is	be	AUX
fueconorg-13641	119	6	directly	directly	ADV
fueconorg-13641	119	7	and	and	CCONJ
fueconorg-13641	119	8	positively	positively	ADV
fueconorg-13641	119	9	influenced	influence	VERB
fueconorg-13641	119	10	by	by	ADP
fueconorg-13641	119	11	social	social	ADJ
fueconorg-13641	119	12	and	and	CCONJ
fueconorg-13641	119	13	economic	economic	ADJ
fueconorg-13641	119	14	dimensions	dimension	NOUN
fueconorg-13641	119	15	at	at	ADP
fueconorg-13641	119	16	the	the	DET
fueconorg-13641	119	17	level	level	NOUN
fueconorg-13641	119	18	of	of	ADP
fueconorg-13641	119	19	the	the	DET
fueconorg-13641	119	20	eu	eu	PROPN
fueconorg-13641	119	21	,	,	PUNCT
fueconorg-13641	119	22	is	be	AUX
fueconorg-13641	119	23	partially	partially	ADV
fueconorg-13641	119	24	fulfilled	fulfil	VERB
fueconorg-13641	119	25	,	,	PUNCT
fueconorg-13641	119	26	only	only	ADV
fueconorg-13641	119	27	for	for	ADP
fueconorg-13641	119	28	gdp	gdp	NOUN
fueconorg-13641	119	29	per	per	ADP
fueconorg-13641	119	30	capita	capita	NOUN
fueconorg-13641	119	31	and	and	CCONJ
fueconorg-13641	119	32	inflation	inflation	NOUN
fueconorg-13641	119	33	.	.	PUNCT
fueconorg-13641	120	1	unfavorable	unfavorable	ADJ
fueconorg-13641	120	2	implications	implication	NOUN
fueconorg-13641	120	3	for	for	ADP
fueconorg-13641	120	4	the	the	DET
fueconorg-13641	120	5	eu	eu	PROPN
fueconorg-13641	120	6	total	total	ADJ
fueconorg-13641	120	7	insurance	insurance	NOUN
fueconorg-13641	120	8	penetration	penetration	NOUN
fueconorg-13641	120	9	in	in	ADP
fueconorg-13641	120	10	gdp	gdp	NOUN
fueconorg-13641	120	11	were	be	AUX
fueconorg-13641	120	12	induced	induce	VERB
fueconorg-13641	120	13	by	by	ADP
fueconorg-13641	120	14	gdp	gdp	NOUN
fueconorg-13641	120	15	growth	growth	NOUN
fueconorg-13641	120	16	,	,	PUNCT
fueconorg-13641	120	17	poverty	poverty	NOUN
fueconorg-13641	120	18	and	and	CCONJ
fueconorg-13641	120	19	employment	employment	NOUN
fueconorg-13641	120	20	.	.	PUNCT
fueconorg-13641	121	1	as	as	SCONJ
fueconorg-13641	121	2	regards	regard	VERB
fueconorg-13641	121	3	human	human	ADJ
fueconorg-13641	121	4	development	development	NOUN
fueconorg-13641	121	5	,	,	PUNCT
fueconorg-13641	121	6	measured	measure	VERB
fueconorg-13641	121	7	by	by	ADP
fueconorg-13641	121	8	hdi	hdi	PROPN
fueconorg-13641	121	9	,	,	PUNCT
fueconorg-13641	121	10	there	there	PRON
fueconorg-13641	121	11	are	be	VERB
fueconorg-13641	121	12	inconsistent	inconsistent	ADJ
fueconorg-13641	121	13	results	result	NOUN
fueconorg-13641	121	14	,	,	PUNCT
fueconorg-13641	121	15	favorable	favorable	ADJ
fueconorg-13641	121	16	and	and	CCONJ
fueconorg-13641	121	17	unfavorable	unfavorable	ADJ
fueconorg-13641	121	18	,	,	PUNCT
fueconorg-13641	121	19	which	which	PRON
fueconorg-13641	121	20	require	require	VERB
fueconorg-13641	121	21	further	far	ADV
fueconorg-13641	121	22	in	in	ADP
fueconorg-13641	121	23	-	-	PUNCT
fueconorg-13641	121	24	depth	depth	NOUN
fueconorg-13641	121	25	analysis	analysis	NOUN
fueconorg-13641	121	26	,	,	PUNCT
fueconorg-13641	121	27	by	by	ADP
fueconorg-13641	121	28	specific	specific	ADJ
fueconorg-13641	121	29	groups	group	NOUN
fueconorg-13641	121	30	of	of	ADP
fueconorg-13641	121	31	the	the	DET
fueconorg-13641	121	32	eu	eu	PROPN
fueconorg-13641	121	33	countries	country	NOUN
fueconorg-13641	121	34	(	(	PUNCT
fueconorg-13641	121	35	developed	developed	ADJ
fueconorg-13641	121	36	and	and	CCONJ
fueconorg-13641	121	37	developing	develop	VERB
fueconorg-13641	121	38	countries	country	NOUN
fueconorg-13641	121	39	)	)	PUNCT
fueconorg-13641	121	40	.	.	PUNCT
fueconorg-13641	122	1	4.2	4.2	NUM
fueconorg-13641	122	2	.	.	PUNCT
fueconorg-13641	122	3	results	result	NOUN
fueconorg-13641	122	4	of	of	ADP
fueconorg-13641	122	5	bayesian	bayesian	NOUN
fueconorg-13641	122	6	network	network	NOUN
fueconorg-13641	122	7	analysis	analysis	NOUN
fueconorg-13641	122	8	using	use	VERB
fueconorg-13641	122	9	gaussian	gaussian	ADJ
fueconorg-13641	122	10	graphical	graphical	ADJ
fueconorg-13641	122	11	models	model	NOUN
fueconorg-13641	122	12	the	the	DET
fueconorg-13641	122	13	second	second	ADJ
fueconorg-13641	122	14	econometric	econometric	ADJ
fueconorg-13641	122	15	model	model	NOUN
fueconorg-13641	122	16	,	,	PUNCT
fueconorg-13641	122	17	bayesian	bayesian	NOUN
fueconorg-13641	122	18	network	network	NOUN
fueconorg-13641	122	19	analysis	analysis	NOUN
fueconorg-13641	122	20	using	use	VERB
fueconorg-13641	122	21	ggm	ggm	NOUN
fueconorg-13641	122	22	,	,	PUNCT
fueconorg-13641	122	23	complements	complement	VERB
fueconorg-13641	122	24	the	the	DET
fueconorg-13641	122	25	regression	regression	NOUN
fueconorg-13641	122	26	-	-	PUNCT
fueconorg-13641	122	27	based	base	VERB
fueconorg-13641	122	28	approaches	approach	NOUN
fueconorg-13641	122	29	by	by	ADP
fueconorg-13641	122	30	capturing	capture	VERB
fueconorg-13641	122	31	the	the	DET
fueconorg-13641	122	32	inherent	inherent	ADJ
fueconorg-13641	122	33	complexity	complexity	NOUN
fueconorg-13641	122	34	and	and	CCONJ
fueconorg-13641	122	35	intensity	intensity	NOUN
fueconorg-13641	122	36	of	of	ADP
fueconorg-13641	122	37	the	the	DET
fueconorg-13641	122	38	relationships	relationship	NOUN
fueconorg-13641	122	39	between	between	ADP
fueconorg-13641	122	40	socio	socio	NOUN
fueconorg-13641	122	41	-	-	PUNCT
fueconorg-13641	122	42	economic	economic	ADJ
fueconorg-13641	122	43	development	development	NOUN
fueconorg-13641	122	44	indicators	indicator	NOUN
fueconorg-13641	122	45	and	and	CCONJ
fueconorg-13641	122	46	insurance	insurance	NOUN
fueconorg-13641	122	47	penetration	penetration	NOUN
fueconorg-13641	122	48	for	for	ADP
fueconorg-13641	122	49	each	each	DET
fueconorg-13641	122	50	distinctive	distinctive	ADJ
fueconorg-13641	122	51	class	class	NOUN
fueconorg-13641	122	52	of	of	ADP
fueconorg-13641	122	53	insurance	insurance	NOUN
fueconorg-13641	122	54	,	,	PUNCT
fueconorg-13641	122	55	life	life	NOUN
fueconorg-13641	122	56	and	and	CCONJ
fueconorg-13641	122	57	non	non	ADJ
fueconorg-13641	122	58	-	-	ADJ
fueconorg-13641	122	59	life	life	ADJ
fueconorg-13641	122	60	insurance	insurance	NOUN
fueconorg-13641	122	61	.	.	PUNCT
fueconorg-13641	123	1	this	this	DET
fueconorg-13641	123	2	modeling	modeling	NOUN
fueconorg-13641	123	3	technique	technique	NOUN
fueconorg-13641	123	4	enables	enable	VERB
fueconorg-13641	123	5	the	the	DET
fueconorg-13641	123	6	exploration	exploration	NOUN
fueconorg-13641	123	7	of	of	ADP
fueconorg-13641	123	8	interdependent	interdependent	ADJ
fueconorg-13641	123	9	pathways	pathway	NOUN
fueconorg-13641	123	10	and	and	CCONJ
fueconorg-13641	123	11	indirect	indirect	ADJ
fueconorg-13641	123	12	and	and	CCONJ
fueconorg-13641	123	13	global	global	ADJ
fueconorg-13641	123	14	effects	effect	NOUN
fueconorg-13641	123	15	,	,	PUNCT
fueconorg-13641	123	16	providing	provide	VERB
fueconorg-13641	123	17	a	a	DET
fueconorg-13641	123	18	more	more	ADV
fueconorg-13641	123	19	nuanced	nuanced	ADJ
fueconorg-13641	123	20	understanding	understanding	NOUN
fueconorg-13641	123	21	of	of	ADP
fueconorg-13641	123	22	these	these	DET
fueconorg-13641	123	23	dynamics	dynamic	NOUN
fueconorg-13641	123	24	.	.	PUNCT
fueconorg-13641	124	1	socio	socio	NOUN
fueconorg-13641	124	2	-	-	PUNCT
fueconorg-13641	124	3	economic	economic	ADJ
fueconorg-13641	124	4	drivers	driver	NOUN
fueconorg-13641	124	5	of	of	ADP
fueconorg-13641	124	6	sustainable	sustainable	ADJ
fueconorg-13641	124	7	insurance	insurance	NOUN
fueconorg-13641	124	8	in	in	ADP
fueconorg-13641	124	9	the	the	DET
fueconorg-13641	124	10	european	european	PROPN
fueconorg-13641	124	11	union	union	PROPN
fueconorg-13641	124	12	:	:	PUNCT
fueconorg-13641	124	13	evidence	evidence	NOUN
fueconorg-13641	124	14	...	...	PUNCT
fueconorg-13641	124	15	93	93	NUM
fueconorg-13641	124	16	fig	fig	NOUN
fueconorg-13641	124	17	.	.	PUNCT
fueconorg-13641	125	1	1	1	NUM
fueconorg-13641	125	2	bayesian	bayesian	NOUN
fueconorg-13641	125	3	network	network	NOUN
fueconorg-13641	125	4	analysis	analysis	NOUN
fueconorg-13641	125	5	results	result	NOUN
fueconorg-13641	125	6	by	by	ADP
fueconorg-13641	125	7	applying	apply	VERB
fueconorg-13641	125	8	the	the	DET
fueconorg-13641	125	9	ggm	ggm	NOUN
fueconorg-13641	125	10	,	,	PUNCT
fueconorg-13641	125	11	life	life	NOUN
fueconorg-13641	125	12	and	and	CCONJ
fueconorg-13641	125	13	non	non	ADJ
fueconorg-13641	125	14	-	-	ADJ
fueconorg-13641	125	15	life	life	ADJ
fueconorg-13641	125	16	insurance	insurance	NOUN
fueconorg-13641	125	17	classes	class	NOUN
fueconorg-13641	125	18	,	,	PUNCT
fueconorg-13641	125	19	2007	2007	NUM
fueconorg-13641	125	20	-	-	SYM
fueconorg-13641	125	21	2023	2023	NUM
fueconorg-13641	125	22	source	source	NOUN
fueconorg-13641	125	23	:	:	PUNCT
fueconorg-13641	125	24	authors	author	NOUN
fueconorg-13641	125	25	own	own	VERB
fueconorg-13641	125	26	research	research	NOUN
fueconorg-13641	125	27	contribution	contribution	NOUN
fueconorg-13641	125	28	in	in	ADP
fueconorg-13641	125	29	jasp	jasp	NOUN
fueconorg-13641	125	30	19	19	NUM
fueconorg-13641	125	31	ggm	ggm	NOUN
fueconorg-13641	125	32	analysis	analysis	NOUN
fueconorg-13641	125	33	(	(	PUNCT
fueconorg-13641	125	34	fig	fig	NOUN
fueconorg-13641	125	35	.	.	PUNCT
fueconorg-13641	125	36	1	1	NUM
fueconorg-13641	125	37	,	,	PUNCT
fueconorg-13641	125	38	completed	complete	VERB
fueconorg-13641	125	39	by	by	ADP
fueconorg-13641	125	40	table	table	NOUN
fueconorg-13641	125	41	a1	a1	NOUN
fueconorg-13641	125	42	,	,	PUNCT
fueconorg-13641	125	43	table	table	NOUN
fueconorg-13641	125	44	a2	a2	PROPN
fueconorg-13641	125	45	and	and	CCONJ
fueconorg-13641	125	46	fig	fig	NOUN
fueconorg-13641	125	47	.	.	PUNCT
fueconorg-13641	126	1	a1	a1	NOUN
fueconorg-13641	126	2	from	from	ADP
fueconorg-13641	126	3	appendix	appendix	NOUN
fueconorg-13641	126	4	)	)	PUNCT
fueconorg-13641	126	5	demonstrates	demonstrate	VERB
fueconorg-13641	126	6	a	a	DET
fueconorg-13641	126	7	direct	direct	ADJ
fueconorg-13641	126	8	positive	positive	ADJ
fueconorg-13641	126	9	association	association	NOUN
fueconorg-13641	126	10	between	between	ADP
fueconorg-13641	126	11	gdp	gdp	NOUN
fueconorg-13641	126	12	per	per	ADP
fueconorg-13641	126	13	capita	capita	X
fueconorg-13641	126	14	(	(	PUNCT
fueconorg-13641	126	15	log_gdp_cap	log_gdp_cap	NOUN
fueconorg-13641	126	16	)	)	PUNCT
fueconorg-13641	126	17	and	and	CCONJ
fueconorg-13641	126	18	life	life	NOUN
fueconorg-13641	126	19	insurance	insurance	NOUN
fueconorg-13641	126	20	penetration	penetration	NOUN
fueconorg-13641	126	21	(	(	PUNCT
fueconorg-13641	126	22	log_ip_life	log_ip_life	NOUN
fueconorg-13641	126	23	)	)	PUNCT
fueconorg-13641	126	24	,	,	PUNCT
fueconorg-13641	126	25	supporting	support	VERB
fueconorg-13641	126	26	the	the	DET
fueconorg-13641	126	27	findings	finding	NOUN
fueconorg-13641	126	28	from	from	ADP
fueconorg-13641	126	29	previous	previous	ADJ
fueconorg-13641	126	30	studies	study	NOUN
fueconorg-13641	126	31	(	(	PUNCT
fueconorg-13641	126	32	arena	arena	NOUN
fueconorg-13641	126	33	,	,	PUNCT
fueconorg-13641	126	34	2008	2008	NUM
fueconorg-13641	126	35	;	;	PUNCT
fueconorg-13641	126	36	beck	beck	PROPN
fueconorg-13641	126	37	&	&	CCONJ
fueconorg-13641	126	38	webb	webb	PROPN
fueconorg-13641	126	39	,	,	PUNCT
fueconorg-13641	126	40	2003	2003	NUM
fueconorg-13641	126	41	)	)	PUNCT
fueconorg-13641	126	42	.	.	PUNCT
fueconorg-13641	127	1	this	this	DET
fueconorg-13641	127	2	relationship	relationship	NOUN
fueconorg-13641	127	3	aligns	align	VERB
fueconorg-13641	127	4	with	with	ADP
fueconorg-13641	127	5	established	establish	VERB
fueconorg-13641	127	6	theories	theory	NOUN
fueconorg-13641	127	7	on	on	ADP
fueconorg-13641	127	8	the	the	DET
fueconorg-13641	127	9	link	link	NOUN
fueconorg-13641	127	10	between	between	ADP
fueconorg-13641	127	11	economic	economic	ADJ
fueconorg-13641	127	12	development	development	NOUN
fueconorg-13641	127	13	and	and	CCONJ
fueconorg-13641	127	14	financial	financial	ADJ
fueconorg-13641	127	15	intermediation	intermediation	NOUN
fueconorg-13641	127	16	,	,	PUNCT
fueconorg-13641	127	17	underscoring	underscore	VERB
fueconorg-13641	127	18	the	the	DET
fueconorg-13641	127	19	pivotal	pivotal	ADJ
fueconorg-13641	127	20	role	role	NOUN
fueconorg-13641	127	21	of	of	ADP
fueconorg-13641	127	22	income	income	NOUN
fueconorg-13641	127	23	levels	level	NOUN
fueconorg-13641	127	24	in	in	ADP
fueconorg-13641	127	25	driving	drive	VERB
fueconorg-13641	127	26	the	the	DET
fueconorg-13641	127	27	eu	eu	PROPN
fueconorg-13641	127	28	insurance	insurance	NOUN
fueconorg-13641	127	29	sector	sector	NOUN
fueconorg-13641	127	30	.	.	PUNCT
fueconorg-13641	128	1	it	it	PRON
fueconorg-13641	128	2	can	can	AUX
fueconorg-13641	128	3	be	be	AUX
fueconorg-13641	128	4	seen	see	VERB
fueconorg-13641	128	5	,	,	PUNCT
fueconorg-13641	128	6	also	also	ADV
fueconorg-13641	128	7	,	,	PUNCT
fueconorg-13641	128	8	a	a	DET
fueconorg-13641	128	9	favorable	favorable	ADJ
fueconorg-13641	128	10	link	link	NOUN
fueconorg-13641	128	11	between	between	ADP
fueconorg-13641	128	12	inflation	inflation	NOUN
fueconorg-13641	128	13	(	(	PUNCT
fueconorg-13641	128	14	log_hicp	log_hicp	NOUN
fueconorg-13641	128	15	)	)	PUNCT
fueconorg-13641	128	16	and	and	CCONJ
fueconorg-13641	128	17	life	life	NOUN
fueconorg-13641	128	18	insurance	insurance	NOUN
fueconorg-13641	128	19	penetration	penetration	NOUN
fueconorg-13641	128	20	(	(	PUNCT
fueconorg-13641	128	21	log_ip_life	log_ip_life	NOUN
fueconorg-13641	128	22	)	)	PUNCT
fueconorg-13641	128	23	,	,	PUNCT
fueconorg-13641	128	24	given	give	VERB
fueconorg-13641	128	25	by	by	ADP
fueconorg-13641	128	26	negative	negative	ADJ
fueconorg-13641	128	27	pathway	pathway	NOUN
fueconorg-13641	128	28	between	between	ADP
fueconorg-13641	128	29	them	they	PRON
fueconorg-13641	128	30	,	,	PUNCT
fueconorg-13641	128	31	supporting	support	VERB
fueconorg-13641	128	32	the	the	DET
fueconorg-13641	128	33	same	same	ADJ
fueconorg-13641	128	34	effect	effect	NOUN
fueconorg-13641	128	35	observed	observe	VERB
fueconorg-13641	128	36	in	in	ADP
fueconorg-13641	128	37	the	the	DET
fueconorg-13641	128	38	regression	regression	NOUN
fueconorg-13641	128	39	models	model	NOUN
fueconorg-13641	128	40	for	for	ADP
fueconorg-13641	128	41	the	the	DET
fueconorg-13641	128	42	total	total	ADJ
fueconorg-13641	128	43	insurance	insurance	NOUN
fueconorg-13641	128	44	market	market	NOUN
fueconorg-13641	128	45	(	(	PUNCT
fueconorg-13641	128	46	model	model	NOUN
fueconorg-13641	128	47	(	(	PUNCT
fueconorg-13641	128	48	3	3	NUM
fueconorg-13641	128	49	)	)	PUNCT
fueconorg-13641	128	50	in	in	ADP
fueconorg-13641	128	51	table	table	NOUN
fueconorg-13641	128	52	3	3	NUM
fueconorg-13641	128	53	)	)	PUNCT
fueconorg-13641	128	54	.	.	PUNCT
fueconorg-13641	129	1	this	this	DET
fueconorg-13641	129	2	finding	finding	NOUN
fueconorg-13641	129	3	is	be	AUX
fueconorg-13641	129	4	opposite	opposite	ADJ
fueconorg-13641	129	5	with	with	ADP
fueconorg-13641	129	6	the	the	DET
fueconorg-13641	129	7	insights	insight	NOUN
fueconorg-13641	129	8	from	from	ADP
fueconorg-13641	129	9	ćurak	ćurak	PROPN
fueconorg-13641	129	10	et	et	PROPN
fueconorg-13641	129	11	al	al	PROPN
fueconorg-13641	129	12	.	.	PROPN
fueconorg-13641	130	1	(	(	PUNCT
fueconorg-13641	130	2	2013	2013	NUM
fueconorg-13641	130	3	)	)	PUNCT
fueconorg-13641	130	4	,	,	PUNCT
fueconorg-13641	130	5	highlighting	highlight	VERB
fueconorg-13641	130	6	the	the	DET
fueconorg-13641	130	7	negative	negative	ADJ
fueconorg-13641	130	8	impact	impact	NOUN
fueconorg-13641	130	9	of	of	ADP
fueconorg-13641	130	10	high	high	ADJ
fueconorg-13641	130	11	inflation	inflation	NOUN
fueconorg-13641	130	12	on	on	ADP
fueconorg-13641	130	13	the	the	DET
fueconorg-13641	130	14	insurance	insurance	NOUN
fueconorg-13641	130	15	sectors	sector	NOUN
fueconorg-13641	130	16	.	.	PUNCT
fueconorg-13641	131	1	moreover	moreover	ADV
fueconorg-13641	131	2	,	,	PUNCT
fueconorg-13641	131	3	a	a	DET
fueconorg-13641	131	4	favorable	favorable	ADJ
fueconorg-13641	131	5	interplay	interplay	NOUN
fueconorg-13641	131	6	between	between	ADP
fueconorg-13641	131	7	employment	employment	NOUN
fueconorg-13641	131	8	rate	rate	NOUN
fueconorg-13641	131	9	(	(	PUNCT
fueconorg-13641	131	10	log_emp_rate	log_emp_rate	PROPN
fueconorg-13641	131	11	)	)	PUNCT
fueconorg-13641	131	12	and	and	CCONJ
fueconorg-13641	131	13	non	non	ADJ
fueconorg-13641	131	14	-	-	ADJ
fueconorg-13641	131	15	life	life	ADJ
fueconorg-13641	131	16	insurance	insurance	NOUN
fueconorg-13641	131	17	penetration	penetration	NOUN
fueconorg-13641	131	18	(	(	PUNCT
fueconorg-13641	131	19	log_ip_non	log_ip_non	NOUN
fueconorg-13641	131	20	-	-	PUNCT
fueconorg-13641	131	21	life	life	NOUN
fueconorg-13641	131	22	)	)	PUNCT
fueconorg-13641	131	23	is	be	AUX
fueconorg-13641	131	24	revealing	reveal	VERB
fueconorg-13641	131	25	.	.	PUNCT
fueconorg-13641	132	1	this	this	PRON
fueconorg-13641	132	2	reflects	reflect	VERB
fueconorg-13641	132	3	the	the	DET
fueconorg-13641	132	4	complex	complex	ADJ
fueconorg-13641	132	5	association	association	NOUN
fueconorg-13641	132	6	between	between	ADP
fueconorg-13641	132	7	labour	labour	NOUN
fueconorg-13641	132	8	market	market	NOUN
fueconorg-13641	132	9	performance	performance	NOUN
fueconorg-13641	132	10	and	and	CCONJ
fueconorg-13641	132	11	insurance	insurance	NOUN
fueconorg-13641	132	12	dimension	dimension	NOUN
fueconorg-13641	132	13	,	,	PUNCT
fueconorg-13641	132	14	for	for	ADP
fueconorg-13641	132	15	total	total	ADJ
fueconorg-13641	132	16	market	market	NOUN
fueconorg-13641	132	17	and	and	CCONJ
fueconorg-13641	132	18	,	,	PUNCT
fueconorg-13641	132	19	in	in	ADP
fueconorg-13641	132	20	particular	particular	ADJ
fueconorg-13641	132	21	,	,	PUNCT
fueconorg-13641	132	22	for	for	ADP
fueconorg-13641	132	23	non	non	ADJ
fueconorg-13641	132	24	-	-	ADJ
fueconorg-13641	132	25	life	life	ADJ
fueconorg-13641	132	26	insurance	insurance	NOUN
fueconorg-13641	132	27	class	class	NOUN
fueconorg-13641	132	28	,	,	PUNCT
fueconorg-13641	132	29	as	as	SCONJ
fueconorg-13641	132	30	we	we	PRON
fueconorg-13641	132	31	demonstrated	demonstrate	VERB
fueconorg-13641	132	32	from	from	ADP
fueconorg-13641	132	33	the	the	DET
fueconorg-13641	132	34	previous	previous	ADJ
fueconorg-13641	132	35	regression	regression	NOUN
fueconorg-13641	132	36	analyses	analysis	NOUN
fueconorg-13641	132	37	(	(	PUNCT
fueconorg-13641	132	38	model	model	NOUN
fueconorg-13641	132	39	(	(	PUNCT
fueconorg-13641	132	40	4	4	NUM
fueconorg-13641	132	41	)	)	PUNCT
fueconorg-13641	132	42	in	in	ADP
fueconorg-13641	132	43	table	table	NOUN
fueconorg-13641	132	44	3	3	NUM
fueconorg-13641	132	45	)	)	PUNCT
fueconorg-13641	132	46	.	.	PUNCT
fueconorg-13641	133	1	these	these	DET
fueconorg-13641	133	2	findings	finding	NOUN
fueconorg-13641	133	3	are	be	AUX
fueconorg-13641	133	4	supported	support	VERB
fueconorg-13641	133	5	by	by	ADP
fueconorg-13641	133	6	contextual	contextual	ADJ
fueconorg-13641	133	7	complexities	complexity	NOUN
fueconorg-13641	133	8	noted	note	VERB
fueconorg-13641	133	9	by	by	ADP
fueconorg-13641	133	10	lee	lee	PROPN
fueconorg-13641	133	11	et	et	PROPN
fueconorg-13641	133	12	al	al	PROPN
fueconorg-13641	133	13	.	.	PROPN
fueconorg-13641	133	14	(	(	PUNCT
fueconorg-13641	133	15	2021	2021	NUM
fueconorg-13641	133	16	)	)	PUNCT
fueconorg-13641	133	17	,	,	PUNCT
fueconorg-13641	133	18	in	in	ADP
fueconorg-13641	133	19	their	their	PRON
fueconorg-13641	133	20	examination	examination	NOUN
fueconorg-13641	133	21	of	of	ADP
fueconorg-13641	133	22	employment	employment	NOUN
fueconorg-13641	133	23	-	-	PUNCT
fueconorg-13641	133	24	insurance	insurance	NOUN
fueconorg-13641	133	25	sector	sector	NOUN
fueconorg-13641	133	26	relationships	relationship	NOUN
fueconorg-13641	133	27	.	.	PUNCT
fueconorg-13641	134	1	the	the	DET
fueconorg-13641	134	2	network	network	NOUN
fueconorg-13641	134	3	analysis	analysis	NOUN
fueconorg-13641	134	4	,	,	PUNCT
fueconorg-13641	134	5	built	build	VERB
fueconorg-13641	134	6	in	in	ADP
fueconorg-13641	134	7	fig	fig	NOUN
fueconorg-13641	134	8	.	.	PUNCT
fueconorg-13641	134	9	1	1	NUM
fueconorg-13641	134	10	,	,	PUNCT
fueconorg-13641	134	11	shows	show	VERB
fueconorg-13641	134	12	an	an	DET
fueconorg-13641	134	13	intriguing	intriguing	ADJ
fueconorg-13641	134	14	insight	insight	NOUN
fueconorg-13641	134	15	into	into	ADP
fueconorg-13641	134	16	the	the	DET
fueconorg-13641	134	17	relationships	relationship	NOUN
fueconorg-13641	134	18	between	between	ADP
fueconorg-13641	134	19	poverty	poverty	NOUN
fueconorg-13641	134	20	(	(	PUNCT
fueconorg-13641	134	21	log_poverty	log_poverty	NOUN
fueconorg-13641	134	22	)	)	PUNCT
fueconorg-13641	134	23	,	,	PUNCT
fueconorg-13641	134	24	human	human	ADJ
fueconorg-13641	134	25	development	development	NOUN
fueconorg-13641	134	26	(	(	PUNCT
fueconorg-13641	134	27	log_hdi	log_hdi	NOUN
fueconorg-13641	134	28	)	)	PUNCT
fueconorg-13641	134	29	,	,	PUNCT
fueconorg-13641	134	30	and	and	CCONJ
fueconorg-13641	134	31	life	life	NOUN
fueconorg-13641	134	32	and	and	CCONJ
fueconorg-13641	134	33	non	non	ADJ
fueconorg-13641	134	34	-	-	ADJ
fueconorg-13641	134	35	life	life	ADJ
fueconorg-13641	134	36	insurance	insurance	NOUN
fueconorg-13641	134	37	penetration	penetration	NOUN
fueconorg-13641	134	38	(	(	PUNCT
fueconorg-13641	134	39	log_ip_life	log_ip_life	NOUN
fueconorg-13641	134	40	and	and	CCONJ
fueconorg-13641	134	41	log_ip_non	log_ip_non	PROPN
fueconorg-13641	134	42	-	-	PUNCT
fueconorg-13641	134	43	life	life	NOUN
fueconorg-13641	134	44	)	)	PUNCT
fueconorg-13641	134	45	.	.	PUNCT
fueconorg-13641	135	1	an	an	DET
fueconorg-13641	135	2	indirect	indirect	ADJ
fueconorg-13641	135	3	positive	positive	ADJ
fueconorg-13641	135	4	path	path	NOUN
fueconorg-13641	135	5	emerges	emerge	VERB
fueconorg-13641	135	6	between	between	ADP
fueconorg-13641	135	7	poverty	poverty	NOUN
fueconorg-13641	135	8	(	(	PUNCT
fueconorg-13641	135	9	log_poverty	log_poverty	NUM
fueconorg-13641	135	10	)	)	PUNCT
fueconorg-13641	135	11	and	and	CCONJ
fueconorg-13641	135	12	life	life	NOUN
fueconorg-13641	135	13	insurance	insurance	NOUN
fueconorg-13641	135	14	penetration	penetration	NOUN
fueconorg-13641	135	15	(	(	PUNCT
fueconorg-13641	135	16	log_ip_life	log_ip_life	NOUN
fueconorg-13641	135	17	)	)	PUNCT
fueconorg-13641	135	18	,	,	PUNCT
fueconorg-13641	135	19	contrasting	contrast	VERB
fueconorg-13641	135	20	with	with	ADP
fueconorg-13641	135	21	the	the	DET
fueconorg-13641	135	22	previous	previous	ADJ
fueconorg-13641	135	23	regression	regression	NOUN
fueconorg-13641	135	24	findings	finding	NOUN
fueconorg-13641	135	25	,	,	PUNCT
fueconorg-13641	135	26	but	but	CCONJ
fueconorg-13641	135	27	aligning	align	VERB
fueconorg-13641	135	28	with	with	ADP
fueconorg-13641	135	29	non	non	ADJ
fueconorg-13641	135	30	-	-	ADJ
fueconorg-13641	135	31	linear	linear	ADJ
fueconorg-13641	135	32	dynamics	dynamic	NOUN
fueconorg-13641	135	33	observed	observe	VERB
fueconorg-13641	135	34	by	by	ADP
fueconorg-13641	135	35	alhassan	alhassan	NOUN
fueconorg-13641	135	36	and	and	CCONJ
fueconorg-13641	135	37	biekpe	biekpe	NOUN
fueconorg-13641	135	38	94	94	NUM
fueconorg-13641	135	39	m.	m.	NOUN
fueconorg-13641	135	40	cristea	cristea	PROPN
fueconorg-13641	135	41	,	,	PUNCT
fueconorg-13641	135	42	g.g	g.g	PROPN
fueconorg-13641	135	43	.	.	PROPN
fueconorg-13641	135	44	noja	noja	PROPN
fueconorg-13641	135	45	,	,	PUNCT
fueconorg-13641	135	46	e.i	e.i	PROPN
fueconorg-13641	135	47	.	.	PROPN
fueconorg-13641	135	48	grigorie	grigorie	PROPN
fueconorg-13641	135	49	(	(	PUNCT
fueconorg-13641	135	50	2016	2016	NUM
fueconorg-13641	135	51	)	)	PUNCT
fueconorg-13641	135	52	.	.	PUNCT
fueconorg-13641	136	1	therefore	therefore	ADV
fueconorg-13641	136	2	,	,	PUNCT
fueconorg-13641	136	3	the	the	DET
fueconorg-13641	136	4	eu	eu	PROPN
fueconorg-13641	136	5	poverty	poverty	NOUN
fueconorg-13641	136	6	level	level	NOUN
fueconorg-13641	136	7	favorably	favorably	ADV
fueconorg-13641	136	8	influenced	influence	VERB
fueconorg-13641	136	9	non	non	ADJ
fueconorg-13641	136	10	-	-	ADJ
fueconorg-13641	136	11	life	life	ADJ
fueconorg-13641	136	12	insurance	insurance	NOUN
fueconorg-13641	136	13	contribution	contribution	NOUN
fueconorg-13641	136	14	to	to	ADP
fueconorg-13641	136	15	gdp	gdp	NOUN
fueconorg-13641	136	16	,	,	PUNCT
fueconorg-13641	136	17	and	and	CCONJ
fueconorg-13641	136	18	unfavorably	unfavorably	ADV
fueconorg-13641	136	19	,	,	PUNCT
fueconorg-13641	136	20	life	life	NOUN
fueconorg-13641	136	21	insurance	insurance	NOUN
fueconorg-13641	136	22	component	component	NOUN
fueconorg-13641	136	23	(	(	PUNCT
fueconorg-13641	136	24	with	with	ADP
fueconorg-13641	136	25	lower	low	ADJ
fueconorg-13641	136	26	intensity	intensity	NOUN
fueconorg-13641	136	27	than	than	ADP
fueconorg-13641	136	28	non	non	ADJ
fueconorg-13641	136	29	-	-	ADJ
fueconorg-13641	136	30	life	life	ADJ
fueconorg-13641	136	31	insurance	insurance	NOUN
fueconorg-13641	136	32	class	class	NOUN
fueconorg-13641	136	33	)	)	PUNCT
fueconorg-13641	136	34	,	,	PUNCT
fueconorg-13641	136	35	being	be	AUX
fueconorg-13641	136	36	in	in	ADP
fueconorg-13641	136	37	line	line	NOUN
fueconorg-13641	136	38	with	with	ADP
fueconorg-13641	136	39	the	the	DET
fueconorg-13641	136	40	results	result	NOUN
fueconorg-13641	136	41	obtained	obtain	VERB
fueconorg-13641	136	42	by	by	ADP
fueconorg-13641	136	43	cedric	cedric	PROPN
fueconorg-13641	136	44	and	and	CCONJ
fueconorg-13641	136	45	ronald	ronald	PROPN
fueconorg-13641	136	46	(	(	PUNCT
fueconorg-13641	136	47	2024	2024	NUM
fueconorg-13641	136	48	)	)	PUNCT
fueconorg-13641	136	49	for	for	ADP
fueconorg-13641	136	50	life	life	NOUN
fueconorg-13641	136	51	and	and	CCONJ
fueconorg-13641	136	52	non	non	ADJ
fueconorg-13641	136	53	-	-	ADJ
fueconorg-13641	136	54	life	life	ADJ
fueconorg-13641	136	55	insurance	insurance	NOUN
fueconorg-13641	136	56	market	market	NOUN
fueconorg-13641	136	57	in	in	ADP
fueconorg-13641	136	58	africa	africa	PROPN
fueconorg-13641	136	59	.	.	PUNCT
fueconorg-13641	137	1	therefore	therefore	ADV
fueconorg-13641	137	2	,	,	PUNCT
fueconorg-13641	137	3	the	the	DET
fueconorg-13641	137	4	second	second	ADJ
fueconorg-13641	137	5	hypothesis	hypothesis	NOUN
fueconorg-13641	137	6	,	,	PUNCT
fueconorg-13641	137	7	h2	h2	NOUN
fueconorg-13641	137	8	.	.	PUNCT
fueconorg-13641	138	1	insurance	insurance	NOUN
fueconorg-13641	138	2	penetration	penetration	NOUN
fueconorg-13641	138	3	for	for	ADP
fueconorg-13641	138	4	each	each	DET
fueconorg-13641	138	5	insurance	insurance	NOUN
fueconorg-13641	138	6	class	class	NOUN
fueconorg-13641	138	7	–	–	PUNCT
fueconorg-13641	138	8	life	life	NOUN
fueconorg-13641	138	9	and	and	CCONJ
fueconorg-13641	138	10	non	non	ADJ
fueconorg-13641	138	11	-	-	ADJ
fueconorg-13641	138	12	life	life	ADJ
fueconorg-13641	138	13	insurance	insurance	NOUN
fueconorg-13641	138	14	–	–	PUNCT
fueconorg-13641	138	15	is	be	AUX
fueconorg-13641	138	16	overall	overall	ADV
fueconorg-13641	138	17	favorably	favorably	ADV
fueconorg-13641	138	18	interconnected	interconnect	VERB
fueconorg-13641	138	19	with	with	ADP
fueconorg-13641	138	20	social	social	ADJ
fueconorg-13641	138	21	and	and	CCONJ
fueconorg-13641	138	22	economic	economic	ADJ
fueconorg-13641	138	23	indicators	indicator	NOUN
fueconorg-13641	138	24	,	,	PUNCT
fueconorg-13641	138	25	is	be	AUX
fueconorg-13641	138	26	fulfilled	fulfil	VERB
fueconorg-13641	138	27	only	only	ADV
fueconorg-13641	138	28	for	for	ADP
fueconorg-13641	138	29	non	non	ADJ
fueconorg-13641	138	30	-	-	ADJ
fueconorg-13641	138	31	life	life	ADJ
fueconorg-13641	138	32	insurance	insurance	NOUN
fueconorg-13641	138	33	segment	segment	NOUN
fueconorg-13641	138	34	,	,	PUNCT
fueconorg-13641	138	35	while	while	SCONJ
fueconorg-13641	138	36	for	for	SCONJ
fueconorg-13641	138	37	life	life	NOUN
fueconorg-13641	138	38	-	-	PUNCT
fueconorg-13641	138	39	insurance	insurance	NOUN
fueconorg-13641	138	40	is	be	AUX
fueconorg-13641	138	41	partially	partially	ADV
fueconorg-13641	138	42	fulfilled	fulfil	VERB
fueconorg-13641	138	43	(	(	PUNCT
fueconorg-13641	138	44	in	in	ADP
fueconorg-13641	138	45	relation	relation	NOUN
fueconorg-13641	138	46	to	to	ADP
fueconorg-13641	138	47	poverty	poverty	NOUN
fueconorg-13641	138	48	)	)	PUNCT
fueconorg-13641	138	49	.	.	PUNCT
fueconorg-13641	139	1	to	to	PART
fueconorg-13641	139	2	put	put	VERB
fueconorg-13641	139	3	in	in	ADP
fueconorg-13641	139	4	a	a	DET
fueconorg-13641	139	5	nutshell	nutshell	NOUN
fueconorg-13641	139	6	,	,	PUNCT
fueconorg-13641	139	7	the	the	DET
fueconorg-13641	139	8	application	application	NOUN
fueconorg-13641	139	9	of	of	ADP
fueconorg-13641	139	10	multifactorial	multifactorial	ADJ
fueconorg-13641	139	11	regression	regression	NOUN
fueconorg-13641	139	12	models	model	NOUN
fueconorg-13641	139	13	,	,	PUNCT
fueconorg-13641	139	14	considering	consider	VERB
fueconorg-13641	139	15	panel	panel	NOUN
fueconorg-13641	139	16	data	datum	NOUN
fueconorg-13641	139	17	analysis	analysis	NOUN
fueconorg-13641	139	18	,	,	PUNCT
fueconorg-13641	139	19	and	and	CCONJ
fueconorg-13641	139	20	bayesian	bayesian	NOUN
fueconorg-13641	139	21	network	network	NOUN
fueconorg-13641	139	22	analysis	analysis	NOUN
fueconorg-13641	139	23	(	(	PUNCT
fueconorg-13641	139	24	ggm	ggm	NOUN
fueconorg-13641	139	25	)	)	PUNCT
fueconorg-13641	139	26	provide	provide	VERB
fueconorg-13641	139	27	essential	essential	ADJ
fueconorg-13641	139	28	information	information	NOUN
fueconorg-13641	139	29	for	for	ADP
fueconorg-13641	139	30	observing	observe	VERB
fueconorg-13641	139	31	and	and	CCONJ
fueconorg-13641	139	32	understanding	understand	VERB
fueconorg-13641	139	33	the	the	DET
fueconorg-13641	139	34	potential	potential	ADJ
fueconorg-13641	139	35	impact	impact	NOUN
fueconorg-13641	139	36	of	of	ADP
fueconorg-13641	139	37	economic	economic	ADJ
fueconorg-13641	139	38	and	and	CCONJ
fueconorg-13641	139	39	social	social	ADJ
fueconorg-13641	139	40	factors	factor	NOUN
fueconorg-13641	139	41	on	on	ADP
fueconorg-13641	139	42	the	the	DET
fueconorg-13641	139	43	insurance	insurance	NOUN
fueconorg-13641	139	44	sector	sector	NOUN
fueconorg-13641	139	45	both	both	CCONJ
fueconorg-13641	139	46	on	on	ADP
fueconorg-13641	139	47	the	the	DET
fueconorg-13641	139	48	total	total	NOUN
fueconorg-13641	139	49	and	and	CCONJ
fueconorg-13641	139	50	each	each	DET
fueconorg-13641	139	51	insurance	insurance	NOUN
fueconorg-13641	139	52	class	class	NOUN
fueconorg-13641	139	53	.	.	PUNCT
fueconorg-13641	140	1	5	5	X
fueconorg-13641	140	2	.	.	X
fueconorg-13641	140	3	conclusions	conclusion	NOUN
fueconorg-13641	140	4	research	research	VERB
fueconorg-13641	140	5	into	into	ADP
fueconorg-13641	140	6	the	the	DET
fueconorg-13641	140	7	relationship	relationship	NOUN
fueconorg-13641	140	8	between	between	ADP
fueconorg-13641	140	9	socio	socio	NOUN
fueconorg-13641	140	10	-	-	PUNCT
fueconorg-13641	140	11	economic	economic	ADJ
fueconorg-13641	140	12	development	development	NOUN
fueconorg-13641	140	13	indicators	indicator	NOUN
fueconorg-13641	140	14	and	and	CCONJ
fueconorg-13641	140	15	their	their	PRON
fueconorg-13641	140	16	impact	impact	NOUN
fueconorg-13641	140	17	on	on	ADP
fueconorg-13641	140	18	the	the	DET
fueconorg-13641	140	19	insurance	insurance	NOUN
fueconorg-13641	140	20	sector	sector	NOUN
fueconorg-13641	140	21	at	at	ADP
fueconorg-13641	140	22	the	the	DET
fueconorg-13641	140	23	eu	eu	PROPN
fueconorg-13641	140	24	level	level	NOUN
fueconorg-13641	140	25	has	have	AUX
fueconorg-13641	140	26	demonstrated	demonstrate	VERB
fueconorg-13641	140	27	the	the	DET
fueconorg-13641	140	28	existence	existence	NOUN
fueconorg-13641	140	29	of	of	ADP
fueconorg-13641	140	30	a	a	DET
fueconorg-13641	140	31	complex	complex	ADJ
fueconorg-13641	140	32	and	and	CCONJ
fueconorg-13641	140	33	diverse	diverse	ADJ
fueconorg-13641	140	34	regional	regional	ADJ
fueconorg-13641	140	35	economy	economy	NOUN
fueconorg-13641	140	36	.	.	PUNCT
fueconorg-13641	141	1	using	use	VERB
fueconorg-13641	141	2	econometric	econometric	ADJ
fueconorg-13641	141	3	methods	method	NOUN
fueconorg-13641	141	4	,	,	PUNCT
fueconorg-13641	141	5	such	such	ADJ
fueconorg-13641	141	6	as	as	ADP
fueconorg-13641	141	7	panel	panel	NOUN
fueconorg-13641	141	8	data	datum	NOUN
fueconorg-13641	141	9	analysis	analysis	NOUN
fueconorg-13641	141	10	based	base	VERB
fueconorg-13641	141	11	on	on	ADP
fueconorg-13641	141	12	multifactorial	multifactorial	ADJ
fueconorg-13641	141	13	regression	regression	NOUN
fueconorg-13641	141	14	models	model	NOUN
fueconorg-13641	141	15	,	,	PUNCT
fueconorg-13641	141	16	as	as	ADV
fueconorg-13641	141	17	well	well	ADV
fueconorg-13641	141	18	as	as	ADP
fueconorg-13641	141	19	network	network	NOUN
fueconorg-13641	141	20	analysis	analysis	NOUN
fueconorg-13641	141	21	,	,	PUNCT
fueconorg-13641	141	22	for	for	ADP
fueconorg-13641	141	23	the	the	DET
fueconorg-13641	141	24	disclosure	disclosure	NOUN
fueconorg-13641	141	25	of	of	ADP
fueconorg-13641	141	26	the	the	DET
fueconorg-13641	141	27	relationship	relationship	NOUN
fueconorg-13641	141	28	intensity	intensity	NOUN
fueconorg-13641	141	29	analysis	analysis	NOUN
fueconorg-13641	141	30	,	,	PUNCT
fueconorg-13641	141	31	this	this	DET
fueconorg-13641	141	32	research	research	NOUN
fueconorg-13641	141	33	highlights	highlight	VERB
fueconorg-13641	141	34	the	the	DET
fueconorg-13641	141	35	dynamics	dynamic	NOUN
fueconorg-13641	141	36	of	of	ADP
fueconorg-13641	141	37	insurance	insurance	NOUN
fueconorg-13641	141	38	sectors	sector	NOUN
fueconorg-13641	141	39	within	within	ADP
fueconorg-13641	141	40	the	the	DET
fueconorg-13641	141	41	economies	economy	NOUN
fueconorg-13641	141	42	of	of	ADP
fueconorg-13641	141	43	the	the	DET
fueconorg-13641	141	44	eu	eu	PROPN
fueconorg-13641	141	45	member	member	NOUN
fueconorg-13641	141	46	states	state	NOUN
fueconorg-13641	141	47	.	.	PUNCT
fueconorg-13641	142	1	the	the	DET
fueconorg-13641	142	2	results	result	NOUN
fueconorg-13641	142	3	of	of	ADP
fueconorg-13641	142	4	this	this	DET
fueconorg-13641	142	5	study	study	NOUN
fueconorg-13641	142	6	show	show	VERB
fueconorg-13641	142	7	that	that	SCONJ
fueconorg-13641	142	8	eu	eu	PROPN
fueconorg-13641	142	9	member	member	PROPN
fueconorg-13641	142	10	states	state	NOUN
fueconorg-13641	142	11	,	,	PUNCT
fueconorg-13641	142	12	the	the	DET
fueconorg-13641	142	13	more	more	ADV
fueconorg-13641	142	14	developed	develop	VERB
fueconorg-13641	142	15	economies	economy	NOUN
fueconorg-13641	142	16	they	they	PRON
fueconorg-13641	142	17	have	have	VERB
fueconorg-13641	142	18	,	,	PUNCT
fueconorg-13641	142	19	the	the	DET
fueconorg-13641	142	20	higher	high	ADJ
fueconorg-13641	142	21	gdp	gdp	NOUN
fueconorg-13641	142	22	per	per	ADP
fueconorg-13641	142	23	capita	capita	NOUN
fueconorg-13641	142	24	they	they	PRON
fueconorg-13641	142	25	register	register	VERB
fueconorg-13641	142	26	and	and	CCONJ
fueconorg-13641	142	27	an	an	DET
fueconorg-13641	142	28	increase	increase	NOUN
fueconorg-13641	142	29	of	of	ADP
fueconorg-13641	142	30	the	the	DET
fueconorg-13641	142	31	insurance	insurance	NOUN
fueconorg-13641	142	32	sector	sector	NOUN
fueconorg-13641	142	33	.	.	PUNCT
fueconorg-13641	143	1	however	however	ADV
fueconorg-13641	143	2	,	,	PUNCT
fueconorg-13641	143	3	the	the	DET
fueconorg-13641	143	4	analysis	analysis	NOUN
fueconorg-13641	143	5	presents	present	VERB
fueconorg-13641	143	6	nuanced	nuanced	ADJ
fueconorg-13641	143	7	results	result	NOUN
fueconorg-13641	143	8	,	,	PUNCT
fueconorg-13641	143	9	and	and	CCONJ
fueconorg-13641	143	10	the	the	DET
fueconorg-13641	143	11	intensity	intensity	NOUN
fueconorg-13641	143	12	and	and	CCONJ
fueconorg-13641	143	13	direction	direction	NOUN
fueconorg-13641	143	14	of	of	ADP
fueconorg-13641	143	15	the	the	DET
fueconorg-13641	143	16	relationships	relationship	NOUN
fueconorg-13641	143	17	vary	vary	VERB
fueconorg-13641	143	18	depending	depend	VERB
fueconorg-13641	143	19	on	on	ADP
fueconorg-13641	143	20	the	the	DET
fueconorg-13641	143	21	models	model	NOUN
fueconorg-13641	143	22	applied	apply	VERB
fueconorg-13641	143	23	and	and	CCONJ
fueconorg-13641	143	24	the	the	DET
fueconorg-13641	143	25	regional	regional	ADJ
fueconorg-13641	143	26	contexts	contexts	NOUN
fueconorg-13641	143	27	.	.	PUNCT
fueconorg-13641	144	1	multifactorial	multifactorial	ADJ
fueconorg-13641	144	2	regression	regression	NOUN
fueconorg-13641	144	3	models	model	NOUN
fueconorg-13641	144	4	showed	show	VERB
fueconorg-13641	144	5	mixed	mixed	ADJ
fueconorg-13641	144	6	results	result	NOUN
fueconorg-13641	144	7	regarding	regard	VERB
fueconorg-13641	144	8	the	the	DET
fueconorg-13641	144	9	impact	impact	NOUN
fueconorg-13641	144	10	of	of	ADP
fueconorg-13641	144	11	socioeconomic	socioeconomic	ADJ
fueconorg-13641	144	12	development	development	NOUN
fueconorg-13641	144	13	on	on	ADP
fueconorg-13641	144	14	the	the	DET
fueconorg-13641	144	15	total	total	ADJ
fueconorg-13641	144	16	insurance	insurance	NOUN
fueconorg-13641	144	17	sector	sector	NOUN
fueconorg-13641	144	18	,	,	PUNCT
fueconorg-13641	144	19	while	while	SCONJ
fueconorg-13641	144	20	the	the	DET
fueconorg-13641	144	21	ggm	ggm	PROPN
fueconorg-13641	144	22	analysis	analysis	NOUN
fueconorg-13641	144	23	highlighted	highlight	VERB
fueconorg-13641	144	24	complex	complex	ADJ
fueconorg-13641	144	25	associations	association	NOUN
fueconorg-13641	144	26	between	between	ADP
fueconorg-13641	144	27	socio	socio	NOUN
fueconorg-13641	144	28	-	-	PUNCT
fueconorg-13641	144	29	economic	economic	ADJ
fueconorg-13641	144	30	development	development	NOUN
fueconorg-13641	144	31	and	and	CCONJ
fueconorg-13641	144	32	life	life	NOUN
fueconorg-13641	144	33	and	and	CCONJ
fueconorg-13641	144	34	non	non	ADJ
fueconorg-13641	144	35	-	-	ADJ
fueconorg-13641	144	36	life	life	ADJ
fueconorg-13641	144	37	insurance	insurance	NOUN
fueconorg-13641	144	38	sector	sector	NOUN
fueconorg-13641	144	39	indicators	indicator	NOUN
fueconorg-13641	144	40	.	.	PUNCT
fueconorg-13641	145	1	the	the	DET
fueconorg-13641	145	2	challenge	challenge	NOUN
fueconorg-13641	145	3	of	of	ADP
fueconorg-13641	145	4	obtaining	obtain	VERB
fueconorg-13641	145	5	different	different	ADJ
fueconorg-13641	145	6	perspectives	perspective	NOUN
fueconorg-13641	145	7	emphasizes	emphasize	VERB
fueconorg-13641	145	8	the	the	DET
fueconorg-13641	145	9	need	need	NOUN
fueconorg-13641	145	10	for	for	ADP
fueconorg-13641	145	11	multidimensional	multidimensional	ADJ
fueconorg-13641	145	12	analytical	analytical	ADJ
fueconorg-13641	145	13	frameworks	framework	NOUN
fueconorg-13641	145	14	and	and	CCONJ
fueconorg-13641	145	15	an	an	DET
fueconorg-13641	145	16	in	in	ADP
fueconorg-13641	145	17	-	-	PUNCT
fueconorg-13641	145	18	depth	depth	NOUN
fueconorg-13641	145	19	analysis	analysis	NOUN
fueconorg-13641	145	20	by	by	ADP
fueconorg-13641	145	21	group	group	NOUN
fueconorg-13641	145	22	of	of	ADP
fueconorg-13641	145	23	eu	eu	PROPN
fueconorg-13641	145	24	countries	country	NOUN
fueconorg-13641	145	25	.	.	PUNCT
fueconorg-13641	146	1	the	the	DET
fueconorg-13641	146	2	methodological	methodological	ADJ
fueconorg-13641	146	3	approach	approach	NOUN
fueconorg-13641	146	4	proved	prove	VERB
fueconorg-13641	146	5	to	to	PART
fueconorg-13641	146	6	be	be	AUX
fueconorg-13641	146	7	adequate	adequate	ADJ
fueconorg-13641	146	8	in	in	ADP
fueconorg-13641	146	9	capturing	capture	VERB
fueconorg-13641	146	10	the	the	DET
fueconorg-13641	146	11	complexity	complexity	NOUN
fueconorg-13641	146	12	and	and	CCONJ
fueconorg-13641	146	13	linearity	linearity	NOUN
fueconorg-13641	146	14	of	of	ADP
fueconorg-13641	146	15	the	the	DET
fueconorg-13641	146	16	link	link	NOUN
fueconorg-13641	146	17	between	between	ADP
fueconorg-13641	146	18	socio	socio	NOUN
fueconorg-13641	146	19	-	-	PUNCT
fueconorg-13641	146	20	economic	economic	ADJ
fueconorg-13641	146	21	development	development	NOUN
fueconorg-13641	146	22	and	and	CCONJ
fueconorg-13641	146	23	insurance	insurance	NOUN
fueconorg-13641	146	24	.	.	PUNCT
fueconorg-13641	147	1	overall	overall	ADV
fueconorg-13641	147	2	,	,	PUNCT
fueconorg-13641	147	3	the	the	DET
fueconorg-13641	147	4	findings	finding	NOUN
fueconorg-13641	147	5	of	of	ADP
fueconorg-13641	147	6	this	this	DET
fueconorg-13641	147	7	research	research	NOUN
fueconorg-13641	147	8	show	show	VERB
fueconorg-13641	147	9	the	the	DET
fueconorg-13641	147	10	nuanced	nuanced	ADJ
fueconorg-13641	147	11	,	,	PUNCT
fueconorg-13641	147	12	context	context	NOUN
fueconorg-13641	147	13	-	-	PUNCT
fueconorg-13641	147	14	dependent	dependent	ADJ
fueconorg-13641	147	15	nature	nature	NOUN
fueconorg-13641	147	16	of	of	ADP
fueconorg-13641	147	17	the	the	DET
fueconorg-13641	147	18	relationship	relationship	NOUN
fueconorg-13641	147	19	between	between	ADP
fueconorg-13641	147	20	socio	socio	NOUN
fueconorg-13641	147	21	-	-	PUNCT
fueconorg-13641	147	22	economic	economic	ADJ
fueconorg-13641	147	23	development	development	NOUN
fueconorg-13641	147	24	and	and	CCONJ
fueconorg-13641	147	25	the	the	DET
fueconorg-13641	147	26	insurance	insurance	NOUN
fueconorg-13641	147	27	sector	sector	NOUN
fueconorg-13641	147	28	at	at	ADP
fueconorg-13641	147	29	eu	eu	PROPN
fueconorg-13641	147	30	level	level	NOUN
fueconorg-13641	147	31	,	,	PUNCT
fueconorg-13641	147	32	both	both	PRON
fueconorg-13641	147	33	on	on	ADP
fueconorg-13641	147	34	the	the	DET
fueconorg-13641	147	35	total	total	NOUN
fueconorg-13641	147	36	,	,	PUNCT
fueconorg-13641	147	37	and	and	CCONJ
fueconorg-13641	147	38	life	life	NOUN
fueconorg-13641	147	39	and	and	CCONJ
fueconorg-13641	147	40	non	non	ADJ
fueconorg-13641	147	41	-	-	ADJ
fueconorg-13641	147	42	life	life	ADJ
fueconorg-13641	147	43	insurance	insurance	NOUN
fueconorg-13641	147	44	sectors	sector	NOUN
fueconorg-13641	147	45	.	.	PUNCT
fueconorg-13641	148	1	accordingly	accordingly	ADV
fueconorg-13641	148	2	,	,	PUNCT
fueconorg-13641	148	3	it	it	PRON
fueconorg-13641	148	4	is	be	AUX
fueconorg-13641	148	5	essential	essential	ADJ
fueconorg-13641	148	6	to	to	PART
fueconorg-13641	148	7	further	far	ADV
fueconorg-13641	148	8	investigate	investigate	VERB
fueconorg-13641	148	9	the	the	DET
fueconorg-13641	148	10	potential	potential	ADJ
fueconorg-13641	148	11	contextual	contextual	ADJ
fueconorg-13641	148	12	effects	effect	NOUN
fueconorg-13641	148	13	that	that	PRON
fueconorg-13641	148	14	could	could	AUX
fueconorg-13641	148	15	further	far	ADV
fueconorg-13641	148	16	shape	shape	VERB
fueconorg-13641	148	17	the	the	DET
fueconorg-13641	148	18	understanding	understanding	NOUN
fueconorg-13641	148	19	of	of	ADP
fueconorg-13641	148	20	these	these	DET
fueconorg-13641	148	21	dynamics	dynamic	NOUN
fueconorg-13641	148	22	–	–	PUNCT
fueconorg-13641	148	23	such	such	ADJ
fueconorg-13641	148	24	as	as	ADP
fueconorg-13641	148	25	digital	digital	ADJ
fueconorg-13641	148	26	transformation	transformation	NOUN
fueconorg-13641	148	27	–	–	PUNCT
fueconorg-13641	148	28	and	and	CCONJ
fueconorg-13641	148	29	the	the	DET
fueconorg-13641	148	30	integration	integration	NOUN
fueconorg-13641	148	31	in	in	ADP
fueconorg-13641	148	32	the	the	DET
fueconorg-13641	148	33	analyses	analysis	NOUN
fueconorg-13641	148	34	of	of	ADP
fueconorg-13641	148	35	other	other	ADJ
fueconorg-13641	148	36	advanced	advanced	ADJ
fueconorg-13641	148	37	modeling	modeling	NOUN
fueconorg-13641	148	38	techniques	technique	NOUN
fueconorg-13641	148	39	to	to	PART
fueconorg-13641	148	40	provide	provide	VERB
fueconorg-13641	148	41	additional	additional	ADJ
fueconorg-13641	148	42	information	information	NOUN
fueconorg-13641	148	43	,	,	PUNCT
fueconorg-13641	148	44	such	such	ADJ
fueconorg-13641	148	45	as	as	ADP
fueconorg-13641	148	46	structural	structural	ADJ
fueconorg-13641	148	47	equation	equation	NOUN
fueconorg-13641	148	48	modelling	modelling	NOUN
fueconorg-13641	148	49	or	or	CCONJ
fueconorg-13641	148	50	other	other	ADJ
fueconorg-13641	148	51	econometric	econometric	ADJ
fueconorg-13641	148	52	models	model	NOUN
fueconorg-13641	148	53	.	.	PUNCT
fueconorg-13641	149	1	ensuring	ensure	VERB
fueconorg-13641	149	2	a	a	DET
fueconorg-13641	149	3	continuity	continuity	NOUN
fueconorg-13641	149	4	of	of	ADP
fueconorg-13641	149	5	research	research	NOUN
fueconorg-13641	149	6	in	in	ADP
fueconorg-13641	149	7	this	this	DET
fueconorg-13641	149	8	field	field	NOUN
fueconorg-13641	149	9	is	be	AUX
fueconorg-13641	149	10	essential	essential	ADJ
fueconorg-13641	149	11	for	for	ADP
fueconorg-13641	149	12	a	a	DET
fueconorg-13641	149	13	more	more	ADV
fueconorg-13641	149	14	detailed	detailed	ADJ
fueconorg-13641	149	15	understanding	understanding	NOUN
fueconorg-13641	149	16	of	of	ADP
fueconorg-13641	149	17	the	the	DET
fueconorg-13641	149	18	factors	factor	NOUN
fueconorg-13641	149	19	and	and	CCONJ
fueconorg-13641	149	20	mechanisms	mechanism	NOUN
fueconorg-13641	149	21	that	that	PRON
fueconorg-13641	149	22	shape	shape	VERB
fueconorg-13641	149	23	the	the	DET
fueconorg-13641	149	24	future	future	ADJ
fueconorg-13641	149	25	development	development	NOUN
fueconorg-13641	149	26	of	of	ADP
fueconorg-13641	149	27	the	the	DET
fueconorg-13641	149	28	insurance	insurance	NOUN
fueconorg-13641	149	29	sector	sector	NOUN
fueconorg-13641	149	30	at	at	ADP
fueconorg-13641	149	31	the	the	DET
fueconorg-13641	149	32	level	level	NOUN
fueconorg-13641	149	33	of	of	ADP
fueconorg-13641	149	34	eu	eu	PROPN
fueconorg-13641	149	35	member	member	PROPN
fueconorg-13641	149	36	states	states	PROPN
fueconorg-13641	149	37	.	.	PUNCT
fueconorg-13641	150	1	socio	socio	NOUN
fueconorg-13641	150	2	-	-	PUNCT
fueconorg-13641	150	3	economic	economic	ADJ
fueconorg-13641	150	4	drivers	driver	NOUN
fueconorg-13641	150	5	of	of	ADP
fueconorg-13641	150	6	sustainable	sustainable	ADJ
fueconorg-13641	150	7	insurance	insurance	NOUN
fueconorg-13641	150	8	in	in	ADP
fueconorg-13641	150	9	the	the	DET
fueconorg-13641	150	10	european	european	PROPN
fueconorg-13641	150	11	union	union	PROPN
fueconorg-13641	150	12	:	:	PUNCT
fueconorg-13641	150	13	evidence	evidence	NOUN
fueconorg-13641	150	14	...	...	PUNCT
fueconorg-13641	150	15	95	95	NUM
fueconorg-13641	150	16	references	reference	NOUN
fueconorg-13641	150	17	asongu	asongu	PROPN
fueconorg-13641	150	18	,	,	PUNCT
fueconorg-13641	150	19	s.	s.	PROPN
fueconorg-13641	150	20	a.	a.	PROPN
fueconorg-13641	150	21	,	,	PUNCT
fueconorg-13641	150	22	akpan	akpan	PROPN
fueconorg-13641	150	23	,	,	PUNCT
fueconorg-13641	150	24	u.	u.	PROPN
fueconorg-13641	150	25	s.	s.	PROPN
fueconorg-13641	150	26	,	,	PUNCT
fueconorg-13641	150	27	&	&	CCONJ
fueconorg-13641	150	28	isihak	isihak	PROPN
fueconorg-13641	150	29	,	,	PUNCT
fueconorg-13641	150	30	s.	s.	PROPN
fueconorg-13641	150	31	r.	r.	PROPN
fueconorg-13641	150	32	(	(	PUNCT
fueconorg-13641	150	33	2018	2018	NUM
fueconorg-13641	150	34	)	)	PUNCT
fueconorg-13641	150	35	.	.	PUNCT
fueconorg-13641	151	1	insurance	insurance	NOUN
fueconorg-13641	151	2	and	and	CCONJ
fueconorg-13641	151	3	inequality	inequality	NOUN
fueconorg-13641	151	4	in	in	ADP
fueconorg-13641	151	5	sub	sub	ADJ
fueconorg-13641	151	6	-	-	ADJ
fueconorg-13641	151	7	saharan	saharan	ADJ
fueconorg-13641	151	8	africa	africa	PROPN
fueconorg-13641	151	9	:	:	PUNCT
fueconorg-13641	151	10	policy	policy	NOUN
fueconorg-13641	151	11	thresholds	threshold	NOUN
fueconorg-13641	151	12	.	.	PUNCT
fueconorg-13641	152	1	international	international	ADJ
fueconorg-13641	152	2	journal	journal	NOUN
fueconorg-13641	152	3	of	of	ADP
fueconorg-13641	152	4	social	social	ADJ
fueconorg-13641	152	5	economics	economic	NOUN
fueconorg-13641	152	6	,	,	PUNCT
fueconorg-13641	152	7	45(10	45(10	NUM
fueconorg-13641	152	8	)	)	PUNCT
fueconorg-13641	152	9	,	,	PUNCT
fueconorg-13641	152	10	1432–1448	1432–1448	NUM
fueconorg-13641	152	11	.	.	PUNCT
fueconorg-13641	153	1	https://doi.org/10.1186/s40854018-0114-0	https://doi.org/10.1186/s40854018-0114-0	PROPN
fueconorg-13641	153	2	alhassan	alhassan	PROPN
fueconorg-13641	153	3	,	,	PUNCT
fueconorg-13641	153	4	a.	a.	PROPN
fueconorg-13641	153	5	l.	l.	PROPN
fueconorg-13641	153	6	(	(	PUNCT
fueconorg-13641	153	7	2016	2016	NUM
fueconorg-13641	153	8	)	)	PUNCT
fueconorg-13641	153	9	.	.	PUNCT
fueconorg-13641	154	1	insurance	insurance	NOUN
fueconorg-13641	154	2	market	market	NOUN
fueconorg-13641	154	3	development	development	NOUN
fueconorg-13641	154	4	and	and	CCONJ
fueconorg-13641	154	5	economic	economic	ADJ
fueconorg-13641	154	6	growth	growth	NOUN
fueconorg-13641	154	7	:	:	PUNCT
fueconorg-13641	154	8	exploring	explore	VERB
fueconorg-13641	154	9	causality	causality	NOUN
fueconorg-13641	154	10	in	in	ADP
fueconorg-13641	154	11	8	8	NUM
fueconorg-13641	154	12	selected	select	VERB
fueconorg-13641	154	13	african	african	ADJ
fueconorg-13641	154	14	countries	country	NOUN
fueconorg-13641	154	15	.	.	PUNCT
fueconorg-13641	155	1	international	international	ADJ
fueconorg-13641	155	2	journal	journal	NOUN
fueconorg-13641	155	3	of	of	ADP
fueconorg-13641	155	4	social	social	ADJ
fueconorg-13641	155	5	economics	economic	NOUN
fueconorg-13641	155	6	,	,	PUNCT
fueconorg-13641	155	7	43(3	43(3	NUM
fueconorg-13641	155	8	)	)	PUNCT
fueconorg-13641	155	9	,	,	PUNCT
fueconorg-13641	155	10	321–339	321–339	NUM
fueconorg-13641	155	11	.	.	PUNCT
fueconorg-13641	156	1	https://doi.org/10.1108/ijse09-2014-0182	https://doi.org/10.1108/ijse09-2014-0182	NOUN
fueconorg-13641	156	2	alhassan	alhassan	NOUN
fueconorg-13641	156	3	,	,	PUNCT
fueconorg-13641	156	4	a.	a.	PROPN
fueconorg-13641	156	5	l.	l.	PROPN
fueconorg-13641	156	6	,	,	PUNCT
fueconorg-13641	156	7	&	&	CCONJ
fueconorg-13641	156	8	biekpe	biekpe	NOUN
fueconorg-13641	156	9	,	,	PUNCT
fueconorg-13641	156	10	n.	n.	NOUN
fueconorg-13641	156	11	(	(	PUNCT
fueconorg-13641	156	12	2016	2016	NUM
fueconorg-13641	156	13	)	)	PUNCT
fueconorg-13641	156	14	.	.	PUNCT
fueconorg-13641	157	1	determinants	determinant	NOUN
fueconorg-13641	157	2	of	of	ADP
fueconorg-13641	157	3	life	life	NOUN
fueconorg-13641	157	4	insurance	insurance	NOUN
fueconorg-13641	157	5	consumption	consumption	NOUN
fueconorg-13641	157	6	in	in	ADP
fueconorg-13641	157	7	africa	africa	PROPN
fueconorg-13641	157	8	.	.	PUNCT
fueconorg-13641	158	1	research	research	NOUN
fueconorg-13641	158	2	in	in	ADP
fueconorg-13641	158	3	international	international	ADJ
fueconorg-13641	158	4	business	business	NOUN
fueconorg-13641	158	5	and	and	CCONJ
fueconorg-13641	158	6	finance	finance	NOUN
fueconorg-13641	158	7	,	,	PUNCT
fueconorg-13641	158	8	37	37	NUM
fueconorg-13641	158	9	,	,	PUNCT
fueconorg-13641	158	10	17–27	17–27	NUM
fueconorg-13641	158	11	.	.	PUNCT
fueconorg-13641	159	1	https://doi.org/10.1016/j.ribaf.2015.10.016	https://doi.org/10.1016/j.ribaf.2015.10.016	PROPN
fueconorg-13641	159	2	arena	arena	NOUN
fueconorg-13641	159	3	,	,	PUNCT
fueconorg-13641	159	4	m.	m.	NOUN
fueconorg-13641	159	5	(	(	PUNCT
fueconorg-13641	159	6	2008	2008	NUM
fueconorg-13641	159	7	)	)	PUNCT
fueconorg-13641	159	8	.	.	PUNCT
fueconorg-13641	160	1	does	do	AUX
fueconorg-13641	160	2	insurance	insurance	NOUN
fueconorg-13641	160	3	market	market	NOUN
fueconorg-13641	160	4	activity	activity	NOUN
fueconorg-13641	160	5	promote	promote	VERB
fueconorg-13641	160	6	economic	economic	ADJ
fueconorg-13641	160	7	growth	growth	NOUN
fueconorg-13641	160	8	?	?	PUNCT
fueconorg-13641	161	1	a	a	DET
fueconorg-13641	161	2	cross‐country	cross‐country	NOUN
fueconorg-13641	161	3	study	study	NOUN
fueconorg-13641	161	4	for	for	ADP
fueconorg-13641	161	5	industrialized	industrialized	ADJ
fueconorg-13641	161	6	and	and	CCONJ
fueconorg-13641	161	7	developing	develop	VERB
fueconorg-13641	161	8	countries	country	NOUN
fueconorg-13641	161	9	.	.	PUNCT
fueconorg-13641	162	1	journal	journal	NOUN
fueconorg-13641	162	2	of	of	ADP
fueconorg-13641	162	3	risk	risk	NOUN
fueconorg-13641	162	4	and	and	CCONJ
fueconorg-13641	162	5	insurance	insurance	NOUN
fueconorg-13641	162	6	,	,	PUNCT
fueconorg-13641	162	7	75(4	75(4	NOUN
fueconorg-13641	162	8	)	)	PUNCT
fueconorg-13641	162	9	,	,	PUNCT
fueconorg-13641	162	10	921–946	921–946	NUM
fueconorg-13641	162	11	.	.	PUNCT
fueconorg-13641	163	1	https://doi.org/	https://doi.org/	PROPN
fueconorg-13641	163	2	10.1111	10.1111	NUM
fueconorg-13641	163	3	/	/	SYM
fueconorg-13641	163	4	j.1539	j.1539	NOUN
fueconorg-13641	163	5	-	-	PUNCT
fueconorg-13641	163	6	6975.2008.00291.x	6975.2008.00291.x	NUM
fueconorg-13641	163	7	athanasiadis	athanasiadis	NOUN
fueconorg-13641	163	8	,	,	PUNCT
fueconorg-13641	163	9	s.	s.	PROPN
fueconorg-13641	163	10	,	,	PUNCT
fueconorg-13641	163	11	sulista	sulista	PROPN
fueconorg-13641	163	12	,	,	PUNCT
fueconorg-13641	163	13	m.	m.	NOUN
fueconorg-13641	163	14	,	,	PUNCT
fueconorg-13641	163	15	&	&	CCONJ
fueconorg-13641	163	16	mrkvicka	mrkvicka	PROPN
fueconorg-13641	163	17	,	,	PUNCT
fueconorg-13641	163	18	t.	t.	PROPN
fueconorg-13641	163	19	(	(	PUNCT
fueconorg-13641	163	20	2023	2023	NUM
fueconorg-13641	163	21	)	)	PUNCT
fueconorg-13641	163	22	.	.	PUNCT
fueconorg-13641	164	1	dependence	dependence	NOUN
fueconorg-13641	164	2	relationship	relationship	NOUN
fueconorg-13641	164	3	between	between	ADP
fueconorg-13641	164	4	insurance	insurance	NOUN
fueconorg-13641	164	5	demand	demand	NOUN
fueconorg-13641	164	6	and	and	CCONJ
fueconorg-13641	164	7	some	some	DET
fueconorg-13641	164	8	economic	economic	ADJ
fueconorg-13641	164	9	,	,	PUNCT
fueconorg-13641	164	10	financial	financial	ADJ
fueconorg-13641	164	11	,	,	PUNCT
fueconorg-13641	164	12	and	and	CCONJ
fueconorg-13641	164	13	socio	socio	NOUN
fueconorg-13641	164	14	-	-	ADJ
fueconorg-13641	164	15	demographic	demographic	ADJ
fueconorg-13641	164	16	factors	factor	NOUN
fueconorg-13641	164	17	:	:	PUNCT
fueconorg-13641	164	18	evidence	evidence	NOUN
fueconorg-13641	164	19	from	from	ADP
fueconorg-13641	164	20	different	different	ADJ
fueconorg-13641	164	21	groups	group	NOUN
fueconorg-13641	164	22	of	of	ADP
fueconorg-13641	164	23	european	european	ADJ
fueconorg-13641	164	24	countries	country	NOUN
fueconorg-13641	164	25	.	.	PUNCT
fueconorg-13641	165	1	insurance	insurance	NOUN
fueconorg-13641	165	2	markets	market	NOUN
fueconorg-13641	165	3	and	and	CCONJ
fueconorg-13641	165	4	companies	company	NOUN
fueconorg-13641	165	5	,	,	PUNCT
fueconorg-13641	165	6	14(1	14(1	NUM
fueconorg-13641	165	7	)	)	PUNCT
fueconorg-13641	165	8	,	,	PUNCT
fueconorg-13641	165	9	110–120	110–120	NUM
fueconorg-13641	165	10	.	.	PUNCT
fueconorg-13641	166	1	http://dx.doi.org/10.21511/ins.14(1).2023.10	http://dx.doi.org/10.21511/ins.14(1).2023.10	PROPN
fueconorg-13641	166	2	beck	beck	PROPN
fueconorg-13641	166	3	,	,	PUNCT
fueconorg-13641	166	4	t.	t.	PROPN
fueconorg-13641	166	5	,	,	PUNCT
fueconorg-13641	166	6	&	&	CCONJ
fueconorg-13641	166	7	webb	webb	PROPN
fueconorg-13641	166	8	,	,	PUNCT
fueconorg-13641	166	9	i.	i.	PROPN
fueconorg-13641	166	10	(	(	PUNCT
fueconorg-13641	166	11	2003	2003	NUM
fueconorg-13641	166	12	)	)	PUNCT
fueconorg-13641	166	13	.	.	PUNCT
fueconorg-13641	167	1	economic	economic	ADJ
fueconorg-13641	167	2	,	,	PUNCT
fueconorg-13641	167	3	demographic	demographic	ADJ
fueconorg-13641	167	4	,	,	PUNCT
fueconorg-13641	167	5	and	and	CCONJ
fueconorg-13641	167	6	institutional	institutional	ADJ
fueconorg-13641	167	7	determinants	determinant	NOUN
fueconorg-13641	167	8	of	of	ADP
fueconorg-13641	167	9	life	life	NOUN
fueconorg-13641	167	10	insurance	insurance	NOUN
fueconorg-13641	167	11	consumption	consumption	NOUN
fueconorg-13641	167	12	across	across	ADP
fueconorg-13641	167	13	countries	country	NOUN
fueconorg-13641	167	14	.	.	PUNCT
fueconorg-13641	168	1	the	the	DET
fueconorg-13641	168	2	world	world	PROPN
fueconorg-13641	168	3	bank	bank	PROPN
fueconorg-13641	168	4	economic	economic	PROPN
fueconorg-13641	168	5	review	review	PROPN
fueconorg-13641	168	6	,	,	PUNCT
fueconorg-13641	168	7	17(1	17(1	NUM
fueconorg-13641	168	8	)	)	PUNCT
fueconorg-13641	168	9	,	,	PUNCT
fueconorg-13641	168	10	51–88	51–88	NUM
fueconorg-13641	168	11	.	.	PUNCT
fueconorg-13641	169	1	https://doi.org/10.1093/wber/lhg011	https://doi.org/10.1093/wber/lhg011	PROPN
fueconorg-13641	169	2	cedric	cedric	PROPN
fueconorg-13641	169	3	,	,	PUNCT
fueconorg-13641	169	4	m.	m.	NOUN
fueconorg-13641	169	5	,	,	PUNCT
fueconorg-13641	169	6	&	&	CCONJ
fueconorg-13641	169	7	ronald	ronald	PROPN
fueconorg-13641	169	8	,	,	PUNCT
fueconorg-13641	169	9	d.	d.	PROPN
fueconorg-13641	169	10	(	(	PUNCT
fueconorg-13641	169	11	2024	2024	NUM
fueconorg-13641	169	12	)	)	PUNCT
fueconorg-13641	169	13	.	.	PUNCT
fueconorg-13641	170	1	examining	examine	VERB
fueconorg-13641	170	2	the	the	DET
fueconorg-13641	170	3	effect	effect	NOUN
fueconorg-13641	170	4	of	of	ADP
fueconorg-13641	170	5	insurance	insurance	NOUN
fueconorg-13641	170	6	development	development	NOUN
fueconorg-13641	170	7	on	on	ADP
fueconorg-13641	170	8	economic	economic	ADJ
fueconorg-13641	170	9	complexity	complexity	NOUN
fueconorg-13641	170	10	:	:	PUNCT
fueconorg-13641	170	11	evidence	evidence	NOUN
fueconorg-13641	170	12	from	from	ADP
fueconorg-13641	170	13	africa	africa	PROPN
fueconorg-13641	170	14	.	.	PUNCT
fueconorg-13641	171	1	the	the	DET
fueconorg-13641	171	2	journal	journal	NOUN
fueconorg-13641	171	3	of	of	ADP
fueconorg-13641	171	4	international	international	PROPN
fueconorg-13641	171	5	trade	trade	PROPN
fueconorg-13641	171	6	&	&	CCONJ
fueconorg-13641	171	7	economic	economic	ADJ
fueconorg-13641	171	8	development	development	NOUN
fueconorg-13641	171	9	,	,	PUNCT
fueconorg-13641	171	10	1–25	1–25	PROPN
fueconorg-13641	171	11	.	.	PUNCT
fueconorg-13641	172	1	https://doi.org/10.1080/09638199.2024.2396938	https://doi.org/10.1080/09638199.2024.2396938	PROPN
fueconorg-13641	172	2	chang	chang	PROPN
fueconorg-13641	172	3	,	,	PUNCT
fueconorg-13641	172	4	c.	c.	PROPN
fueconorg-13641	172	5	p.	p.	PROPN
fueconorg-13641	172	6	,	,	PUNCT
fueconorg-13641	172	7	&	&	CCONJ
fueconorg-13641	172	8	berdiev	berdiev	PROPN
fueconorg-13641	172	9	,	,	PUNCT
fueconorg-13641	172	10	a.	a.	NOUN
fueconorg-13641	172	11	n.	n.	NOUN
fueconorg-13641	172	12	(	(	PUNCT
fueconorg-13641	172	13	2013	2013	NUM
fueconorg-13641	172	14	)	)	PUNCT
fueconorg-13641	172	15	.	.	PUNCT
fueconorg-13641	173	1	natural	natural	ADJ
fueconorg-13641	173	2	disasters	disaster	NOUN
fueconorg-13641	173	3	,	,	PUNCT
fueconorg-13641	173	4	political	political	ADJ
fueconorg-13641	173	5	risk	risk	NOUN
fueconorg-13641	173	6	and	and	CCONJ
fueconorg-13641	173	7	insurance	insurance	NOUN
fueconorg-13641	173	8	market	market	NOUN
fueconorg-13641	173	9	development	development	NOUN
fueconorg-13641	173	10	.	.	PUNCT
fueconorg-13641	174	1	the	the	DET
fueconorg-13641	174	2	geneva	geneva	PROPN
fueconorg-13641	174	3	papers	paper	NOUN
fueconorg-13641	174	4	on	on	ADP
fueconorg-13641	174	5	risk	risk	NOUN
fueconorg-13641	174	6	and	and	CCONJ
fueconorg-13641	174	7	insurance	insurance	NOUN
fueconorg-13641	174	8	issues	issue	NOUN
fueconorg-13641	174	9	and	and	CCONJ
fueconorg-13641	174	10	practice	practice	NOUN
fueconorg-13641	174	11	,	,	PUNCT
fueconorg-13641	174	12	38(3	38(3	NUM
fueconorg-13641	174	13	)	)	PUNCT
fueconorg-13641	174	14	,	,	PUNCT
fueconorg-13641	174	15	406–448	406–448	NUM
fueconorg-13641	174	16	.	.	PUNCT
fueconorg-13641	175	1	https://doi.org/10.1057/gpp.2013.14	https://doi.org/10.1057/gpp.2013.14	X
fueconorg-13641	175	2	cristea	cristea	NOUN
fueconorg-13641	175	3	,	,	PUNCT
fueconorg-13641	175	4	m.	m.	NOUN
fueconorg-13641	175	5	,	,	PUNCT
fueconorg-13641	175	6	marcu	marcu	NOUN
fueconorg-13641	175	7	,	,	PUNCT
fueconorg-13641	175	8	n.	n.	NOUN
fueconorg-13641	175	9	,	,	PUNCT
fueconorg-13641	175	10	&	&	CCONJ
fueconorg-13641	175	11	cârstina	cârstina	PROPN
fueconorg-13641	175	12	,	,	PUNCT
fueconorg-13641	175	13	s.	s.	PROPN
fueconorg-13641	175	14	(	(	PUNCT
fueconorg-13641	175	15	2014	2014	NUM
fueconorg-13641	175	16	)	)	PUNCT
fueconorg-13641	175	17	.	.	PUNCT
fueconorg-13641	176	1	the	the	DET
fueconorg-13641	176	2	relationship	relationship	NOUN
fueconorg-13641	176	3	between	between	ADP
fueconorg-13641	176	4	insurance	insurance	NOUN
fueconorg-13641	176	5	and	and	CCONJ
fueconorg-13641	176	6	economic	economic	ADJ
fueconorg-13641	176	7	growth	growth	NOUN
fueconorg-13641	176	8	in	in	ADP
fueconorg-13641	176	9	romania	romania	PROPN
fueconorg-13641	176	10	compared	compare	VERB
fueconorg-13641	176	11	to	to	ADP
fueconorg-13641	176	12	the	the	DET
fueconorg-13641	176	13	main	main	ADJ
fueconorg-13641	176	14	results	result	NOUN
fueconorg-13641	176	15	in	in	ADP
fueconorg-13641	176	16	europe	europe	PROPN
fueconorg-13641	176	17	–	–	PUNCT
fueconorg-13641	176	18	a	a	DET
fueconorg-13641	176	19	theoretical	theoretical	ADJ
fueconorg-13641	176	20	and	and	CCONJ
fueconorg-13641	176	21	empirical	empirical	ADJ
fueconorg-13641	176	22	analysis	analysis	NOUN
fueconorg-13641	176	23	.	.	PUNCT
fueconorg-13641	177	1	procedia	procedia	NOUN
fueconorg-13641	177	2	economics	economic	NOUN
fueconorg-13641	177	3	and	and	CCONJ
fueconorg-13641	177	4	finance	finance	NOUN
fueconorg-13641	177	5	,	,	PUNCT
fueconorg-13641	177	6	8	8	NUM
fueconorg-13641	177	7	,	,	PUNCT
fueconorg-13641	177	8	226–235	226–235	NUM
fueconorg-13641	177	9	.	.	PUNCT
fueconorg-13641	177	10	https://doi.org/10.1016/s2212-5671(14)00085-9	https://doi.org/10.1016/s2212-5671(14)00085-9	PROPN
fueconorg-13641	177	11	cristea	cristea	NOUN
fueconorg-13641	177	12	,	,	PUNCT
fueconorg-13641	177	13	m.	m.	NOUN
fueconorg-13641	177	14	,	,	PUNCT
fueconorg-13641	177	15	noja	noja	PROPN
fueconorg-13641	177	16	,	,	PUNCT
fueconorg-13641	177	17	g.	g.	PROPN
fueconorg-13641	177	18	g.	g.	PROPN
fueconorg-13641	177	19	,	,	PUNCT
fueconorg-13641	177	20	drăgoi	drăgoi	PROPN
fueconorg-13641	177	21	,	,	PUNCT
fueconorg-13641	177	22	d.	d.	PROPN
fueconorg-13641	177	23	,	,	PUNCT
fueconorg-13641	177	24	&	&	CCONJ
fueconorg-13641	177	25	andriţoiu	andriţoiu	PROPN
fueconorg-13641	177	26	,	,	PUNCT
fueconorg-13641	177	27	l.	l.	PROPN
fueconorg-13641	177	28	c.	c.	PROPN
fueconorg-13641	177	29	(	(	PUNCT
fueconorg-13641	177	30	2021	2021	NUM
fueconorg-13641	177	31	)	)	PUNCT
fueconorg-13641	177	32	.	.	PUNCT
fueconorg-13641	178	1	insurance	insurance	NOUN
fueconorg-13641	178	2	development	development	NOUN
fueconorg-13641	178	3	and	and	CCONJ
fueconorg-13641	178	4	life	life	NOUN
fueconorg-13641	178	5	quality	quality	NOUN
fueconorg-13641	178	6	in	in	ADP
fueconorg-13641	178	7	the	the	DET
fueconorg-13641	178	8	european	european	PROPN
fueconorg-13641	178	9	union	union	PROPN
fueconorg-13641	178	10	countries	country	NOUN
fueconorg-13641	178	11	:	:	PUNCT
fueconorg-13641	178	12	an	an	DET
fueconorg-13641	178	13	empirical	empirical	ADJ
fueconorg-13641	178	14	assessment	assessment	NOUN
fueconorg-13641	178	15	.	.	PUNCT
fueconorg-13641	179	1	facta	facta	PROPN
fueconorg-13641	179	2	universitatis	universitatis	PROPN
fueconorg-13641	179	3	,	,	PUNCT
fueconorg-13641	179	4	series	series	NOUN
fueconorg-13641	179	5	:	:	PUNCT
fueconorg-13641	179	6	economics	economic	NOUN
fueconorg-13641	179	7	and	and	CCONJ
fueconorg-13641	179	8	organization	organization	NOUN
fueconorg-13641	179	9	,	,	PUNCT
fueconorg-13641	179	10	18(4	18(4	NUM
fueconorg-13641	179	11	)	)	PUNCT
fueconorg-13641	179	12	,	,	PUNCT
fueconorg-13641	179	13	313–324	313–324	NUM
fueconorg-13641	179	14	.	.	PUNCT
fueconorg-13641	180	1	https://doi.org/10.22190/fueo210616022c	https://doi.org/10.22190/fueo210616022c	PROPN
fueconorg-13641	180	2	ćurak	ćurak	PROPN
fueconorg-13641	180	3	,	,	PUNCT
fueconorg-13641	180	4	m.	m.	NOUN
fueconorg-13641	180	5	,	,	PUNCT
fueconorg-13641	180	6	džaja	džaja	NOUN
fueconorg-13641	180	7	,	,	PUNCT
fueconorg-13641	180	8	i.	i.	PROPN
fueconorg-13641	180	9	,	,	PUNCT
fueconorg-13641	180	10	&	&	CCONJ
fueconorg-13641	180	11	pepur	pepur	PROPN
fueconorg-13641	180	12	,	,	PUNCT
fueconorg-13641	180	13	s.	s.	PROPN
fueconorg-13641	180	14	(	(	PUNCT
fueconorg-13641	180	15	2013	2013	NUM
fueconorg-13641	180	16	)	)	PUNCT
fueconorg-13641	180	17	.	.	PUNCT
fueconorg-13641	181	1	the	the	DET
fueconorg-13641	181	2	effect	effect	NOUN
fueconorg-13641	181	3	of	of	ADP
fueconorg-13641	181	4	social	social	ADJ
fueconorg-13641	181	5	and	and	CCONJ
fueconorg-13641	181	6	demographic	demographic	ADJ
fueconorg-13641	181	7	factors	factor	NOUN
fueconorg-13641	181	8	on	on	ADP
fueconorg-13641	181	9	life	life	NOUN
fueconorg-13641	181	10	insurance	insurance	NOUN
fueconorg-13641	181	11	demand	demand	NOUN
fueconorg-13641	181	12	in	in	ADP
fueconorg-13641	181	13	croatia	croatia	PROPN
fueconorg-13641	181	14	.	.	PUNCT
fueconorg-13641	182	1	international	international	ADJ
fueconorg-13641	182	2	journal	journal	PROPN
fueconorg-13641	182	3	of	of	ADP
fueconorg-13641	182	4	business	business	NOUN
fueconorg-13641	182	5	and	and	CCONJ
fueconorg-13641	182	6	social	social	ADJ
fueconorg-13641	182	7	science	science	NOUN
fueconorg-13641	182	8	,	,	PUNCT
fueconorg-13641	182	9	4(9	4(9	NUM
fueconorg-13641	182	10	)	)	PUNCT
fueconorg-13641	182	11	,	,	PUNCT
fueconorg-13641	182	12	65–72	65–72	NUM
fueconorg-13641	182	13	.	.	PUNCT
fueconorg-13641	183	1	european	european	PROPN
fueconorg-13641	183	2	commission	commission	PROPN
fueconorg-13641	183	3	.	.	PUNCT
fueconorg-13641	184	1	(	(	PUNCT
fueconorg-13641	184	2	2023	2023	NUM
fueconorg-13641	184	3	)	)	PUNCT
fueconorg-13641	184	4	.	.	PUNCT
fueconorg-13641	185	1	eurostat	eurostat	PROPN
fueconorg-13641	185	2	database	database	PROPN
fueconorg-13641	185	3	.	.	PUNCT
fueconorg-13641	185	4	retrieved	retrieve	VERB
fueconorg-13641	185	5	from	from	ADP
fueconorg-13641	185	6	:	:	PUNCT
fueconorg-13641	185	7	https://ec.europa.eu/eurostat/data/database	https://ec.europa.eu/eurostat/data/database	NOUN
fueconorg-13641	185	8	.	.	PUNCT
fueconorg-13641	186	1	accessed	access	VERB
fueconorg-13641	186	2	on	on	ADP
fueconorg-13641	186	3	:	:	PUNCT
fueconorg-13641	186	4	16	16	NUM
fueconorg-13641	186	5	november	november	PROPN
fueconorg-13641	186	6	2024	2024	NUM
fueconorg-13641	186	7	.	.	PUNCT
fueconorg-13641	187	1	feyen	feyen	PROPN
fueconorg-13641	187	2	,	,	PUNCT
fueconorg-13641	187	3	e.	e.	PROPN
fueconorg-13641	187	4	,	,	PUNCT
fueconorg-13641	187	5	lester	lester	PROPN
fueconorg-13641	187	6	,	,	PUNCT
fueconorg-13641	187	7	r.	r.	PROPN
fueconorg-13641	187	8	,	,	PUNCT
fueconorg-13641	187	9	&	&	CCONJ
fueconorg-13641	187	10	rocha	rocha	PROPN
fueconorg-13641	187	11	,	,	PUNCT
fueconorg-13641	187	12	r.	r.	PROPN
fueconorg-13641	187	13	(	(	PUNCT
fueconorg-13641	187	14	2011	2011	NUM
fueconorg-13641	187	15	)	)	PUNCT
fueconorg-13641	187	16	.	.	PUNCT
fueconorg-13641	188	1	what	what	PRON
fueconorg-13641	188	2	drives	drive	VERB
fueconorg-13641	188	3	the	the	DET
fueconorg-13641	188	4	development	development	NOUN
fueconorg-13641	188	5	of	of	ADP
fueconorg-13641	188	6	the	the	DET
fueconorg-13641	188	7	insurance	insurance	NOUN
fueconorg-13641	188	8	sector	sector	NOUN
fueconorg-13641	188	9	?	?	PUNCT
fueconorg-13641	189	1	an	an	DET
fueconorg-13641	189	2	empirical	empirical	ADJ
fueconorg-13641	189	3	analysis	analysis	NOUN
fueconorg-13641	189	4	based	base	VERB
fueconorg-13641	189	5	on	on	ADP
fueconorg-13641	189	6	a	a	DET
fueconorg-13641	189	7	panel	panel	NOUN
fueconorg-13641	189	8	of	of	ADP
fueconorg-13641	189	9	developed	developed	ADJ
fueconorg-13641	189	10	and	and	CCONJ
fueconorg-13641	189	11	developing	develop	VERB
fueconorg-13641	189	12	countries	country	NOUN
fueconorg-13641	189	13	.	.	PUNCT
fueconorg-13641	190	1	world	world	PROPN
fueconorg-13641	190	2	bank	bank	PROPN
fueconorg-13641	190	3	policy	policy	NOUN
fueconorg-13641	190	4	research	research	NOUN
fueconorg-13641	190	5	working	working	NOUN
fueconorg-13641	190	6	paper	paper	NOUN
fueconorg-13641	190	7	,	,	PUNCT
fueconorg-13641	190	8	5572	5572	NUM
fueconorg-13641	190	9	.	.	PUNCT
fueconorg-13641	191	1	https://doi.org/10.1596/1813-9450-5572	https://doi.org/10.1596/1813-9450-5572	ADJ
fueconorg-13641	191	2	ganić	ganić	NOUN
fueconorg-13641	191	3	,	,	PUNCT
fueconorg-13641	191	4	m.	m.	NOUN
fueconorg-13641	191	5	,	,	PUNCT
fueconorg-13641	191	6	&	&	CCONJ
fueconorg-13641	191	7	ridic	ridic	ADJ
fueconorg-13641	191	8	,	,	PUNCT
fueconorg-13641	191	9	g.	g.	PROPN
fueconorg-13641	191	10	(	(	PUNCT
fueconorg-13641	191	11	2025	2025	NUM
fueconorg-13641	191	12	)	)	PUNCT
fueconorg-13641	191	13	.	.	PUNCT
fueconorg-13641	192	1	a	a	DET
fueconorg-13641	192	2	panel	panel	NOUN
fueconorg-13641	192	3	cointegration	cointegration	NOUN
fueconorg-13641	192	4	analysis	analysis	NOUN
fueconorg-13641	192	5	of	of	ADP
fueconorg-13641	192	6	insurance	insurance	NOUN
fueconorg-13641	192	7	development	development	NOUN
fueconorg-13641	192	8	and	and	CCONJ
fueconorg-13641	192	9	fdi	fdi	NOUN
fueconorg-13641	192	10	nexus	nexus	NOUN
fueconorg-13641	192	11	.	.	PUNCT
fueconorg-13641	193	1	in	in	ADP
fueconorg-13641	193	2	m.	m.	PROPN
fueconorg-13641	193	3	kour	kour	PROPN
fueconorg-13641	193	4	,	,	PUNCT
fueconorg-13641	193	5	s.	s.	PROPN
fueconorg-13641	193	6	taneja	taneja	PROPN
fueconorg-13641	193	7	,	,	PUNCT
fueconorg-13641	193	8	e.	e.	PROPN
fueconorg-13641	193	9	ozen	ozen	PROPN
fueconorg-13641	193	10	,	,	PUNCT
fueconorg-13641	193	11	k.	k.	PROPN
fueconorg-13641	193	12	sood	sood	PROPN
fueconorg-13641	193	13	&	&	CCONJ
fueconorg-13641	193	14	s.	s.	PROPN
fueconorg-13641	193	15	grima	grima	PROPN
fueconorg-13641	193	16	(	(	PUNCT
fueconorg-13641	193	17	eds	ed	NOUN
fueconorg-13641	193	18	.	.	PUNCT
fueconorg-13641	193	19	)	)	PUNCT
fueconorg-13641	193	20	,	,	PUNCT
fueconorg-13641	193	21	financial	financial	ADJ
fueconorg-13641	193	22	landscape	landscape	NOUN
fueconorg-13641	193	23	transformation	transformation	NOUN
fueconorg-13641	193	24	:	:	PUNCT
fueconorg-13641	194	1	technological	technological	ADJ
fueconorg-13641	194	2	disruptions	disruption	NOUN
fueconorg-13641	194	3	(	(	PUNCT
fueconorg-13641	194	4	emerald	emerald	NOUN
fueconorg-13641	194	5	studies	study	NOUN
fueconorg-13641	194	6	in	in	ADP
fueconorg-13641	194	7	finance	finance	NOUN
fueconorg-13641	194	8	,	,	PUNCT
fueconorg-13641	194	9	insurance	insurance	NOUN
fueconorg-13641	194	10	,	,	PUNCT
fueconorg-13641	194	11	and	and	CCONJ
fueconorg-13641	194	12	risk	risk	NOUN
fueconorg-13641	194	13	management	management	NOUN
fueconorg-13641	194	14	)	)	PUNCT
fueconorg-13641	194	15	(	(	PUNCT
fueconorg-13641	194	16	pp	pp	X
fueconorg-13641	194	17	.	.	PUNCT
fueconorg-13641	194	18	1–16	1–16	NOUN
fueconorg-13641	194	19	)	)	PUNCT
fueconorg-13641	194	20	.	.	PUNCT
fueconorg-13641	195	1	leeds	leed	NOUN
fueconorg-13641	195	2	:	:	PUNCT
fueconorg-13641	195	3	emerald	emerald	PROPN
fueconorg-13641	195	4	publishing	publishing	PROPN
fueconorg-13641	195	5	limited	limit	VERB
fueconorg-13641	195	6	.	.	PUNCT
fueconorg-13641	196	1	https://doi.org/10.1108/978-1-83753-750-120251001	https://doi.org/10.1108/978-1-83753-750-120251001	X
fueconorg-13641	196	2	haiss	haiss	NOUN
fueconorg-13641	196	3	,	,	PUNCT
fueconorg-13641	196	4	p.	p.	NOUN
fueconorg-13641	196	5	,	,	PUNCT
fueconorg-13641	196	6	&	&	CCONJ
fueconorg-13641	196	7	sümegi	sümegi	PROPN
fueconorg-13641	196	8	,	,	PUNCT
fueconorg-13641	196	9	k.	k.	PROPN
fueconorg-13641	196	10	(	(	PUNCT
fueconorg-13641	196	11	2008	2008	NUM
fueconorg-13641	196	12	)	)	PUNCT
fueconorg-13641	196	13	.	.	PUNCT
fueconorg-13641	197	1	the	the	DET
fueconorg-13641	197	2	relationship	relationship	NOUN
fueconorg-13641	197	3	between	between	ADP
fueconorg-13641	197	4	insurance	insurance	NOUN
fueconorg-13641	197	5	and	and	CCONJ
fueconorg-13641	197	6	economic	economic	ADJ
fueconorg-13641	197	7	growth	growth	NOUN
fueconorg-13641	197	8	in	in	ADP
fueconorg-13641	197	9	europe	europe	PROPN
fueconorg-13641	197	10	:	:	PUNCT
fueconorg-13641	197	11	a	a	DET
fueconorg-13641	197	12	theoretical	theoretical	ADJ
fueconorg-13641	197	13	and	and	CCONJ
fueconorg-13641	197	14	empirical	empirical	ADJ
fueconorg-13641	197	15	analysis	analysis	NOUN
fueconorg-13641	197	16	.	.	PUNCT
fueconorg-13641	198	1	empirica	empirica	PROPN
fueconorg-13641	198	2	,	,	PUNCT
fueconorg-13641	198	3	35(4	35(4	NUM
fueconorg-13641	198	4	)	)	PUNCT
fueconorg-13641	198	5	,	,	PUNCT
fueconorg-13641	198	6	405–431	405–431	NUM
fueconorg-13641	198	7	.	.	PUNCT
fueconorg-13641	199	1	https://doi.org/10.1007/s10663-008-9075-2	https://doi.org/10.1007/s10663-008-9075-2	PROPN
fueconorg-13641	199	2	han	han	PROPN
fueconorg-13641	199	3	,	,	PUNCT
fueconorg-13641	199	4	l.	l.	PROPN
fueconorg-13641	199	5	,	,	PUNCT
fueconorg-13641	199	6	li	li	PROPN
fueconorg-13641	199	7	,	,	PUNCT
fueconorg-13641	199	8	d.	d.	PROPN
fueconorg-13641	199	9	,	,	PUNCT
fueconorg-13641	199	10	moshirian	moshirian	PROPN
fueconorg-13641	199	11	,	,	PUNCT
fueconorg-13641	199	12	f.	f.	PROPN
fueconorg-13641	199	13	,	,	PUNCT
fueconorg-13641	199	14	&	&	CCONJ
fueconorg-13641	199	15	tian	tian	PROPN
fueconorg-13641	199	16	,	,	PUNCT
fueconorg-13641	199	17	y.	y.	PROPN
fueconorg-13641	199	18	(	(	PUNCT
fueconorg-13641	199	19	2010	2010	NUM
fueconorg-13641	199	20	)	)	PUNCT
fueconorg-13641	199	21	.	.	PUNCT
fueconorg-13641	200	1	insurance	insurance	NOUN
fueconorg-13641	200	2	development	development	NOUN
fueconorg-13641	200	3	and	and	CCONJ
fueconorg-13641	200	4	economic	economic	ADJ
fueconorg-13641	200	5	growth	growth	NOUN
fueconorg-13641	200	6	.	.	PUNCT
fueconorg-13641	201	1	the	the	DET
fueconorg-13641	201	2	geneva	geneva	PROPN
fueconorg-13641	201	3	papers	paper	NOUN
fueconorg-13641	201	4	on	on	ADP
fueconorg-13641	201	5	risk	risk	NOUN
fueconorg-13641	201	6	and	and	CCONJ
fueconorg-13641	201	7	insurance	insurance	NOUN
fueconorg-13641	201	8	issues	issue	NOUN
fueconorg-13641	201	9	and	and	CCONJ
fueconorg-13641	201	10	practice	practice	NOUN
fueconorg-13641	201	11	,	,	PUNCT
fueconorg-13641	201	12	35(2	35(2	NUM
fueconorg-13641	201	13	)	)	PUNCT
fueconorg-13641	201	14	,	,	PUNCT
fueconorg-13641	201	15	183–199	183–199	NUM
fueconorg-13641	201	16	.	.	PUNCT
fueconorg-13641	202	1	https://doi.org/10.1057/gpp.2010.4	https://doi.org/10.1057/gpp.2010.4	PROPN
fueconorg-13641	202	2	kaushal	kaushal	PROPN
fueconorg-13641	202	3	,	,	PUNCT
fueconorg-13641	202	4	s.	s.	PROPN
fueconorg-13641	202	5	,	,	PUNCT
fueconorg-13641	202	6	&	&	CCONJ
fueconorg-13641	202	7	ghosh	ghosh	PROPN
fueconorg-13641	202	8	,	,	PUNCT
fueconorg-13641	202	9	a.	a.	NOUN
fueconorg-13641	202	10	(	(	PUNCT
fueconorg-13641	202	11	2018	2018	NUM
fueconorg-13641	202	12	)	)	PUNCT
fueconorg-13641	202	13	.	.	PUNCT
fueconorg-13641	203	1	banking	banking	NOUN
fueconorg-13641	203	2	,	,	PUNCT
fueconorg-13641	203	3	insurance	insurance	NOUN
fueconorg-13641	203	4	and	and	CCONJ
fueconorg-13641	203	5	economic	economic	ADJ
fueconorg-13641	203	6	growth	growth	NOUN
fueconorg-13641	203	7	in	in	ADP
fueconorg-13641	203	8	india	india	PROPN
fueconorg-13641	203	9	:	:	PUNCT
fueconorg-13641	203	10	an	an	DET
fueconorg-13641	203	11	empirical	empirical	ADJ
fueconorg-13641	203	12	analysis	analysis	NOUN
fueconorg-13641	203	13	of	of	ADP
fueconorg-13641	203	14	relationship	relationship	NOUN
fueconorg-13641	203	15	from	from	ADP
fueconorg-13641	203	16	regulated	regulate	VERB
fueconorg-13641	203	17	to	to	ADP
fueconorg-13641	203	18	liberalized	liberalized	ADJ
fueconorg-13641	203	19	era	era	NOUN
fueconorg-13641	203	20	.	.	PUNCT
fueconorg-13641	204	1	journal	journal	NOUN
fueconorg-13641	204	2	of	of	ADP
fueconorg-13641	204	3	financial	financial	ADJ
fueconorg-13641	204	4	economic	economic	ADJ
fueconorg-13641	204	5	policy	policy	NOUN
fueconorg-13641	204	6	,	,	PUNCT
fueconorg-13641	204	7	10(1	10(1	NUM
fueconorg-13641	204	8	)	)	PUNCT
fueconorg-13641	204	9	,	,	PUNCT
fueconorg-13641	204	10	17–37	17–37	NUM
fueconorg-13641	204	11	.	.	PUNCT
fueconorg-13641	205	1	https://doi.org/10.1108/jfep-03-2017-0022	https://doi.org/10.1108/jfep-03-2017-0022	PROPN
fueconorg-13641	205	2	kondovski	kondovski	PROPN
fueconorg-13641	205	3	,	,	PUNCT
fueconorg-13641	205	4	h.	h.	PROPN
fueconorg-13641	205	5	(	(	PUNCT
fueconorg-13641	205	6	2021	2021	NUM
fueconorg-13641	205	7	)	)	PUNCT
fueconorg-13641	205	8	.	.	PUNCT
fueconorg-13641	206	1	the	the	DET
fueconorg-13641	206	2	innovative	innovative	ADJ
fueconorg-13641	206	3	impact	impact	NOUN
fueconorg-13641	206	4	of	of	ADP
fueconorg-13641	206	5	insurance	insurance	NOUN
fueconorg-13641	206	6	for	for	ADP
fueconorg-13641	206	7	economic	economic	ADJ
fueconorg-13641	206	8	growth	growth	NOUN
fueconorg-13641	206	9	:	:	PUNCT
fueconorg-13641	206	10	the	the	DET
fueconorg-13641	206	11	evidence	evidence	NOUN
fueconorg-13641	206	12	from	from	ADP
fueconorg-13641	206	13	new	new	PROPN
fueconorg-13641	206	14	eu	eu	PROPN
fueconorg-13641	206	15	member	member	NOUN
fueconorg-13641	206	16	states	state	NOUN
fueconorg-13641	206	17	.	.	PUNCT
fueconorg-13641	207	1	economics	economic	NOUN
fueconorg-13641	207	2	,	,	PUNCT
fueconorg-13641	207	3	9(2	9(2	NUM
fueconorg-13641	207	4	)	)	PUNCT
fueconorg-13641	207	5	,	,	PUNCT
fueconorg-13641	207	6	109–122	109–122	NUM
fueconorg-13641	207	7	.	.	PUNCT
fueconorg-13641	208	1	https://doi.org/10.2478/eoik-2021-0024	https://doi.org/10.2478/eoik-2021-0024	PROPN
fueconorg-13641	208	2	lee	lee	PROPN
fueconorg-13641	208	3	,	,	PUNCT
fueconorg-13641	208	4	h.	h.	PROPN
fueconorg-13641	208	5	s.	s.	PROPN
fueconorg-13641	208	6	,	,	PUNCT
fueconorg-13641	208	7	chong	chong	PROPN
fueconorg-13641	208	8	,	,	PUNCT
fueconorg-13641	208	9	s.	s.	PROPN
fueconorg-13641	208	10	c.	c.	PROPN
fueconorg-13641	208	11	,	,	PUNCT
fueconorg-13641	208	12	yap	yap	PROPN
fueconorg-13641	208	13	,	,	PUNCT
fueconorg-13641	208	14	s.	s.	PROPN
fueconorg-13641	208	15	,	,	PUNCT
fueconorg-13641	208	16	sia	sia	PROPN
fueconorg-13641	208	17	,	,	PUNCT
fueconorg-13641	208	18	b.	b.	PROPN
fueconorg-13641	208	19	k.	k.	PROPN
fueconorg-13641	208	20	,	,	PUNCT
fueconorg-13641	208	21	&	&	CCONJ
fueconorg-13641	208	22	chen	chen	PROPN
fueconorg-13641	208	23	,	,	PUNCT
fueconorg-13641	208	24	y.	y.	PROPN
fueconorg-13641	208	25	x.	x.	PROPN
fueconorg-13641	208	26	(	(	PUNCT
fueconorg-13641	208	27	2021	2021	NUM
fueconorg-13641	208	28	)	)	PUNCT
fueconorg-13641	208	29	.	.	PUNCT
fueconorg-13641	208	30	does	do	AUX
fueconorg-13641	208	31	economic	economic	ADJ
fueconorg-13641	208	32	freedom	freedom	NOUN
fueconorg-13641	208	33	in	in	ADP
fueconorg-13641	208	34	host	host	NOUN
fueconorg-13641	208	35	countries	country	NOUN
fueconorg-13641	208	36	lead	lead	VERB
fueconorg-13641	208	37	to	to	ADP
fueconorg-13641	208	38	increased	increase	VERB
fueconorg-13641	208	39	non	non	ADJ
fueconorg-13641	208	40	-	-	ADJ
fueconorg-13641	208	41	life	life	ADJ
fueconorg-13641	208	42	insurance	insurance	NOUN
fueconorg-13641	208	43	development	development	NOUN
fueconorg-13641	208	44	?	?	PUNCT
fueconorg-13641	208	45	.	.	PUNCT
fueconorg-13641	209	1	sage	sage	NOUN
fueconorg-13641	209	2	open	open	ADJ
fueconorg-13641	209	3	,	,	PUNCT
fueconorg-13641	209	4	11(4	11(4	NUM
fueconorg-13641	209	5	)	)	PUNCT
fueconorg-13641	209	6	,	,	PUNCT
fueconorg-13641	209	7	21582440211054486	21582440211054486	NUM
fueconorg-13641	209	8	.	.	PUNCT
fueconorg-13641	210	1	https://doi.org/10.1177/21582440211054486	https://doi.org/10.1177/21582440211054486	NOUN
fueconorg-13641	210	2	levy	levy	NOUN
fueconorg-13641	210	3	,	,	PUNCT
fueconorg-13641	210	4	s.	s.	PROPN
fueconorg-13641	210	5	(	(	PUNCT
fueconorg-13641	210	6	2019	2019	NUM
fueconorg-13641	210	7	)	)	PUNCT
fueconorg-13641	210	8	.	.	PUNCT
fueconorg-13641	211	1	social	social	ADJ
fueconorg-13641	211	2	insurance	insurance	NOUN
fueconorg-13641	211	3	,	,	PUNCT
fueconorg-13641	211	4	human	human	ADJ
fueconorg-13641	211	5	development	development	NOUN
fueconorg-13641	211	6	and	and	CCONJ
fueconorg-13641	211	7	social	social	ADJ
fueconorg-13641	211	8	cohesion	cohesion	NOUN
fueconorg-13641	211	9	.	.	PUNCT
fueconorg-13641	212	1	journal	journal	NOUN
fueconorg-13641	212	2	of	of	ADP
fueconorg-13641	212	3	human	human	ADJ
fueconorg-13641	212	4	development	development	NOUN
fueconorg-13641	212	5	and	and	CCONJ
fueconorg-13641	212	6	capabilities	capability	NOUN
fueconorg-13641	212	7	,	,	PUNCT
fueconorg-13641	212	8	20(3	20(3	NOUN
fueconorg-13641	212	9	)	)	PUNCT
fueconorg-13641	212	10	,	,	PUNCT
fueconorg-13641	212	11	280–296	280–296	NUM
fueconorg-13641	212	12	.	.	PUNCT
fueconorg-13641	213	1	https://doi.org/10.1080/19452829.2019.1612548	https://doi.org/10.1080/19452829.2019.1612548	PROPN
fueconorg-13641	213	2	oecd	oecd	PROPN
fueconorg-13641	213	3	(	(	PUNCT
fueconorg-13641	213	4	2011	2011	NUM
fueconorg-13641	213	5	)	)	PUNCT
fueconorg-13641	213	6	.	.	PUNCT
fueconorg-13641	214	1	oecd	oecd	PROPN
fueconorg-13641	214	2	journal	journal	PROPN
fueconorg-13641	214	3	:	:	PUNCT
fueconorg-13641	214	4	financial	financial	ADJ
fueconorg-13641	214	5	market	market	NOUN
fueconorg-13641	214	6	trends	trend	NOUN
fueconorg-13641	214	7	.	.	PUNCT
fueconorg-13641	215	1	oecd	oecd	PROPN
fueconorg-13641	215	2	publishing	publishing	NOUN
fueconorg-13641	215	3	.	.	PUNCT
fueconorg-13641	216	1	http://dx.doi.org/10.1787/fmt-v2011-1-en	http://dx.doi.org/10.1787/fmt-v2011-1-en	ADJ
fueconorg-13641	216	2	outreville	outreville	NOUN
fueconorg-13641	216	3	,	,	PUNCT
fueconorg-13641	216	4	j.	j.	PROPN
fueconorg-13641	216	5	f.	f.	PROPN
fueconorg-13641	216	6	(	(	PUNCT
fueconorg-13641	216	7	2013	2013	NUM
fueconorg-13641	216	8	)	)	PUNCT
fueconorg-13641	216	9	.	.	PUNCT
fueconorg-13641	217	1	the	the	DET
fueconorg-13641	217	2	relationship	relationship	NOUN
fueconorg-13641	217	3	between	between	ADP
fueconorg-13641	217	4	insurance	insurance	NOUN
fueconorg-13641	217	5	and	and	CCONJ
fueconorg-13641	217	6	economic	economic	ADJ
fueconorg-13641	217	7	development	development	NOUN
fueconorg-13641	217	8	:	:	PUNCT
fueconorg-13641	217	9	85	85	NUM
fueconorg-13641	217	10	empirical	empirical	ADJ
fueconorg-13641	217	11	papers	paper	NOUN
fueconorg-13641	217	12	for	for	ADP
fueconorg-13641	217	13	a	a	DET
fueconorg-13641	217	14	review	review	NOUN
fueconorg-13641	217	15	of	of	ADP
fueconorg-13641	217	16	the	the	DET
fueconorg-13641	217	17	literature	literature	NOUN
fueconorg-13641	217	18	.	.	PUNCT
fueconorg-13641	218	1	risk	risk	NOUN
fueconorg-13641	218	2	management	management	NOUN
fueconorg-13641	218	3	and	and	CCONJ
fueconorg-13641	218	4	insurance	insurance	NOUN
fueconorg-13641	218	5	review	review	PROPN
fueconorg-13641	218	6	,	,	PUNCT
fueconorg-13641	218	7	16(1	16(1	NUM
fueconorg-13641	218	8	)	)	PUNCT
fueconorg-13641	218	9	,	,	PUNCT
fueconorg-13641	218	10	71–122	71–122	X
fueconorg-13641	218	11	.	.	PUNCT
fueconorg-13641	219	1	https://doi.org/10.1111/	https://doi.org/10.1111/	PROPN
fueconorg-13641	219	2	j.1540	j.1540	PROPN
fueconorg-13641	219	3	-	-	PUNCT
fueconorg-13641	219	4	6296.2012.01219.x	6296.2012.01219.x	PROPN
fueconorg-13641	219	5	pradhan	pradhan	NOUN
fueconorg-13641	219	6	,	,	PUNCT
fueconorg-13641	219	7	r.	r.	PROPN
fueconorg-13641	219	8	p.	p.	PROPN
fueconorg-13641	219	9	,	,	PUNCT
fueconorg-13641	219	10	arvin	arvin	PROPN
fueconorg-13641	219	11	,	,	PUNCT
fueconorg-13641	219	12	m.	m.	PROPN
fueconorg-13641	219	13	b.	b.	PROPN
fueconorg-13641	219	14	,	,	PUNCT
fueconorg-13641	219	15	nair	nair	PROPN
fueconorg-13641	219	16	,	,	PUNCT
fueconorg-13641	219	17	m.	m.	NOUN
fueconorg-13641	219	18	s.	s.	PROPN
fueconorg-13641	219	19	,	,	PUNCT
fueconorg-13641	219	20	hall	hall	PROPN
fueconorg-13641	219	21	,	,	PUNCT
fueconorg-13641	219	22	j.	j.	PROPN
fueconorg-13641	219	23	h.	h.	PROPN
fueconorg-13641	219	24	,	,	PUNCT
fueconorg-13641	219	25	&	&	CCONJ
fueconorg-13641	219	26	bennett	bennett	PROPN
fueconorg-13641	219	27	,	,	PUNCT
fueconorg-13641	219	28	s.	s.	PROPN
fueconorg-13641	219	29	e.	e.	PROPN
fueconorg-13641	219	30	(	(	PUNCT
fueconorg-13641	219	31	2021	2021	NUM
fueconorg-13641	219	32	)	)	PUNCT
fueconorg-13641	219	33	.	.	PUNCT
fueconorg-13641	220	1	sustainable	sustainable	ADJ
fueconorg-13641	220	2	economic	economic	ADJ
fueconorg-13641	220	3	development	development	NOUN
fueconorg-13641	220	4	in	in	ADP
fueconorg-13641	220	5	india	india	PROPN
fueconorg-13641	220	6	:	:	PUNCT
fueconorg-13641	220	7	the	the	DET
fueconorg-13641	220	8	dynamics	dynamic	NOUN
fueconorg-13641	220	9	between	between	ADP
fueconorg-13641	220	10	financial	financial	ADJ
fueconorg-13641	220	11	inclusion	inclusion	NOUN
fueconorg-13641	220	12	,	,	PUNCT
fueconorg-13641	220	13	information	information	NOUN
fueconorg-13641	220	14	and	and	CCONJ
fueconorg-13641	220	15	communications	communication	NOUN
fueconorg-13641	220	16	technology	technology	NOUN
fueconorg-13641	220	17	https://doi.org/10.1186/s40854-018-0114-0	https://doi.org/10.1186/s40854-018-0114-0	NUM
fueconorg-13641	220	18	https://doi.org/10.1186/s40854-018-0114-0	https://doi.org/10.1186/s40854-018-0114-0	NUM
fueconorg-13641	220	19	https://doi.org/10.1108/ijse-09-2014-0182	https://doi.org/10.1108/ijse-09-2014-0182	PROPN
fueconorg-13641	220	20	https://doi.org/10.1108/ijse-09-2014-0182	https://doi.org/10.1108/ijse-09-2014-0182	NOUN
fueconorg-13641	220	21	https://doi.org/10.1016/j.ribaf.2015.10.016	https://doi.org/10.1016/j.ribaf.2015.10.016	PROPN
fueconorg-13641	221	1	https://doi.org/%0b10.1111/j.1539-6975.2008.00291.x	https://doi.org/%0b10.1111/j.1539-6975.2008.00291.x	PROPN
fueconorg-13641	222	1	https://doi.org/%0b10.1111/j.1539-6975.2008.00291.x	https://doi.org/%0b10.1111/j.1539-6975.2008.00291.x	PROPN
fueconorg-13641	222	2	http://dx.doi.org/10.21511/ins.14(1).2023.10	http://dx.doi.org/10.21511/ins.14(1).2023.10	PROPN
fueconorg-13641	222	3	https://doi.org/10.1093/wber/lhg011	https://doi.org/10.1093/wber/lhg011	NOUN
fueconorg-13641	222	4	https://doi.org/10.1080/09638199.2024.2396938	https://doi.org/10.1080/09638199.2024.2396938	PUNCT
fueconorg-13641	223	1	https://doi.org/10.1057/gpp.2013.14	https://doi.org/10.1057/gpp.2013.14	PRON
fueconorg-13641	223	2	https://doi.org/10.1016/s2212-5671(14)00085-9	https://doi.org/10.1016/s2212-5671(14)00085-9	VERB
fueconorg-13641	223	3	https://doi.org/10.22190/fueo210616022c	https://doi.org/10.22190/fueo210616022c	PRON
fueconorg-13641	223	4	https://ec.europa.eu/eurostat/data/database	https://ec.europa.eu/eurostat/data/database	ADV
fueconorg-13641	223	5	https://doi.org/10.1596/1813-9450-5572	https://doi.org/10.1596/1813-9450-5572	ADV
fueconorg-13641	223	6	https://doi.org/10.1108/978-1-83753-750-120251001	https://doi.org/10.1108/978-1-83753-750-120251001	NOUN
fueconorg-13641	223	7	https://doi.org/10.1007/s10663-008-9075-2	https://doi.org/10.1007/s10663-008-9075-2	NUM
fueconorg-13641	223	8	https://doi.org/10.1057/gpp.2010.4	https://doi.org/10.1057/gpp.2010.4	PROPN
fueconorg-13641	223	9	https://doi.org/10.1108/jfep-03-2017-0022	https://doi.org/10.1108/jfep-03-2017-0022	NOUN
fueconorg-13641	223	10	https://doi.org/10.2478/eoik-2021-0024	https://doi.org/10.2478/eoik-2021-0024	PROPN
fueconorg-13641	223	11	https://doi.org/10.1177/21582440211054486	https://doi.org/10.1177/21582440211054486	NOUN
fueconorg-13641	223	12	https://doi.org/10.1080/19452829.2019.1612548	https://doi.org/10.1080/19452829.2019.1612548	NOUN
fueconorg-13641	223	13	http://dx.doi.org/10.1787/fmt-v2011-1-en	http://dx.doi.org/10.1787/fmt-v2011-1-en	PROPN
fueconorg-13641	223	14	https://doi.org/10.1111/%0bj.1540-6296.2012.01219.x	https://doi.org/10.1111/%0bj.1540-6296.2012.01219.x	PROPN
fueconorg-13641	223	15	https://doi.org/10.1111/%0bj.1540-6296.2012.01219.x	https://doi.org/10.1111/%0bj.1540-6296.2012.01219.x	PROPN
fueconorg-13641	223	16	96	96	NUM
fueconorg-13641	223	17	m.	m.	NOUN
fueconorg-13641	223	18	cristea	cristea	NOUN
fueconorg-13641	223	19	,	,	PUNCT
fueconorg-13641	223	20	g.g	g.g	PROPN
fueconorg-13641	223	21	.	.	PROPN
fueconorg-13641	223	22	noja	noja	PROPN
fueconorg-13641	223	23	,	,	PUNCT
fueconorg-13641	223	24	e.i	e.i	PROPN
fueconorg-13641	223	25	.	.	PROPN
fueconorg-13641	223	26	grigorie	grigorie	PROPN
fueconorg-13641	223	27	development	development	NOUN
fueconorg-13641	223	28	,	,	PUNCT
fueconorg-13641	223	29	and	and	CCONJ
fueconorg-13641	223	30	economic	economic	ADJ
fueconorg-13641	223	31	growth	growth	NOUN
fueconorg-13641	223	32	.	.	PUNCT
fueconorg-13641	224	1	technological	technological	ADJ
fueconorg-13641	224	2	forecasting	forecasting	NOUN
fueconorg-13641	224	3	and	and	CCONJ
fueconorg-13641	224	4	social	social	ADJ
fueconorg-13641	224	5	change	change	NOUN
fueconorg-13641	224	6	,	,	PUNCT
fueconorg-13641	224	7	169	169	NUM
fueconorg-13641	224	8	,	,	PUNCT
fueconorg-13641	224	9	120758	120758	NUM
fueconorg-13641	224	10	.	.	PUNCT
fueconorg-13641	225	1	https://doi.org/10.1016/j.techfore.2021.120758	https://doi.org/10.1016/j.techfore.2021.120758	ADJ
fueconorg-13641	225	2	pradhan	pradhan	PROPN
fueconorg-13641	225	3	,	,	PUNCT
fueconorg-13641	225	4	r.	r.	PROPN
fueconorg-13641	225	5	p.	p.	PROPN
fueconorg-13641	225	6	,	,	PUNCT
fueconorg-13641	225	7	arvin	arvin	PROPN
fueconorg-13641	225	8	,	,	PUNCT
fueconorg-13641	225	9	m.	m.	PROPN
fueconorg-13641	225	10	b.	b.	PROPN
fueconorg-13641	225	11	,	,	PUNCT
fueconorg-13641	225	12	&	&	CCONJ
fueconorg-13641	225	13	norman	norman	PROPN
fueconorg-13641	225	14	,	,	PUNCT
fueconorg-13641	225	15	n.	n.	PROPN
fueconorg-13641	225	16	r.	r.	PROPN
fueconorg-13641	225	17	(	(	PUNCT
fueconorg-13641	225	18	2015	2015	NUM
fueconorg-13641	225	19	)	)	PUNCT
fueconorg-13641	225	20	.	.	PUNCT
fueconorg-13641	226	1	insurance	insurance	NOUN
fueconorg-13641	226	2	development	development	NOUN
fueconorg-13641	226	3	and	and	CCONJ
fueconorg-13641	226	4	the	the	DET
fueconorg-13641	226	5	finance	finance	NOUN
fueconorg-13641	226	6	-	-	PUNCT
fueconorg-13641	226	7	growth	growth	NOUN
fueconorg-13641	226	8	nexus	nexus	NOUN
fueconorg-13641	226	9	:	:	PUNCT
fueconorg-13641	226	10	evidence	evidence	NOUN
fueconorg-13641	226	11	from	from	ADP
fueconorg-13641	226	12	34	34	NUM
fueconorg-13641	226	13	oecd	oecd	PROPN
fueconorg-13641	226	14	countries	country	NOUN
fueconorg-13641	226	15	.	.	PUNCT
fueconorg-13641	227	1	journal	journal	PROPN
fueconorg-13641	227	2	of	of	ADP
fueconorg-13641	227	3	multinational	multinational	ADJ
fueconorg-13641	227	4	financial	financial	ADJ
fueconorg-13641	227	5	management	management	NOUN
fueconorg-13641	227	6	,	,	PUNCT
fueconorg-13641	227	7	31	31	NUM
fueconorg-13641	227	8	,	,	PUNCT
fueconorg-13641	227	9	1–22	1–22	NOUN
fueconorg-13641	227	10	.	.	PUNCT
fueconorg-13641	228	1	https://doi.org/10.1016/j.mulfin.2015.02.001	https://doi.org/10.1016/j.mulfin.2015.02.001	PROPN
fueconorg-13641	228	2	sawadogo	sawadogo	PROPN
fueconorg-13641	228	3	,	,	PUNCT
fueconorg-13641	228	4	r.	r.	PROPN
fueconorg-13641	228	5	,	,	PUNCT
fueconorg-13641	228	6	guérineau	guérineau	NOUN
fueconorg-13641	228	7	,	,	PUNCT
fueconorg-13641	228	8	s.	s.	PROPN
fueconorg-13641	228	9	,	,	PUNCT
fueconorg-13641	228	10	&	&	CCONJ
fueconorg-13641	228	11	ouedraogo	ouedraogo	PROPN
fueconorg-13641	228	12	,	,	PUNCT
fueconorg-13641	228	13	i.	i.	NOUN
fueconorg-13641	228	14	m.	m.	PROPN
fueconorg-13641	228	15	(	(	PUNCT
fueconorg-13641	228	16	2018	2018	NUM
fueconorg-13641	228	17	)	)	PUNCT
fueconorg-13641	228	18	.	.	PUNCT
fueconorg-13641	229	1	life	life	NOUN
fueconorg-13641	229	2	insurance	insurance	NOUN
fueconorg-13641	229	3	development	development	NOUN
fueconorg-13641	229	4	and	and	CCONJ
fueconorg-13641	229	5	economic	economic	ADJ
fueconorg-13641	229	6	growth	growth	NOUN
fueconorg-13641	229	7	:	:	PUNCT
fueconorg-13641	229	8	evidence	evidence	NOUN
fueconorg-13641	229	9	from	from	ADP
fueconorg-13641	229	10	developing	develop	VERB
fueconorg-13641	229	11	countries	country	NOUN
fueconorg-13641	229	12	.	.	PUNCT
fueconorg-13641	230	1	journal	journal	NOUN
fueconorg-13641	230	2	of	of	ADP
fueconorg-13641	230	3	economic	economic	ADJ
fueconorg-13641	230	4	development	development	NOUN
fueconorg-13641	230	5	,	,	PUNCT
fueconorg-13641	230	6	43(2	43(2	PROPN
fueconorg-13641	230	7	)	)	PUNCT
fueconorg-13641	230	8	,	,	PUNCT
fueconorg-13641	230	9	1–28	1–28	PROPN
fueconorg-13641	230	10	.	.	PUNCT
fueconorg-13641	230	11	sibindi	sibindi	PROPN
fueconorg-13641	230	12	,	,	PUNCT
fueconorg-13641	230	13	a.	a.	PROPN
fueconorg-13641	230	14	b.	b.	PROPN
fueconorg-13641	230	15	(	(	PUNCT
fueconorg-13641	230	16	2015	2015	NUM
fueconorg-13641	230	17	)	)	PUNCT
fueconorg-13641	230	18	.	.	PUNCT
fueconorg-13641	231	1	corporate	corporate	ADJ
fueconorg-13641	231	2	governance	governance	NOUN
fueconorg-13641	231	3	practices	practice	NOUN
fueconorg-13641	231	4	of	of	ADP
fueconorg-13641	231	5	the	the	DET
fueconorg-13641	231	6	insurance	insurance	NOUN
fueconorg-13641	231	7	industry	industry	NOUN
fueconorg-13641	231	8	in	in	ADP
fueconorg-13641	231	9	south	south	PROPN
fueconorg-13641	231	10	africa	africa	PROPN
fueconorg-13641	231	11	.	.	PUNCT
fueconorg-13641	232	1	corporate	corporate	ADJ
fueconorg-13641	232	2	ownership	ownership	NOUN
fueconorg-13641	232	3	&	&	CCONJ
fueconorg-13641	232	4	control	control	PROPN
fueconorg-13641	232	5	,	,	PUNCT
fueconorg-13641	232	6	12(2	12(2	NUM
fueconorg-13641	232	7	)	)	PUNCT
fueconorg-13641	232	8	,	,	PUNCT
fueconorg-13641	232	9	426–434	426–434	NUM
fueconorg-13641	232	10	.	.	PUNCT
fueconorg-13641	233	1	https://doi.org/10.22495/cocv12i2c4p2	https://doi.org/10.22495/cocv12i2c4p2	ADV
fueconorg-13641	233	2	siminică	siminică	VERB
fueconorg-13641	233	3	,	,	PUNCT
fueconorg-13641	233	4	m.	m.	NOUN
fueconorg-13641	233	5	,	,	PUNCT
fueconorg-13641	233	6	zaharia	zaharia	PROPN
fueconorg-13641	233	7	,	,	PUNCT
fueconorg-13641	233	8	a.	a.	NOUN
fueconorg-13641	233	9	,	,	PUNCT
fueconorg-13641	233	10	lădaru	lădaru	NOUN
fueconorg-13641	233	11	,	,	PUNCT
fueconorg-13641	233	12	g.	g.	PROPN
fueconorg-13641	233	13	r.	r.	PROPN
fueconorg-13641	233	14	,	,	PUNCT
fueconorg-13641	233	15	cîrciumaru	cîrciumaru	PROPN
fueconorg-13641	233	16	,	,	PUNCT
fueconorg-13641	233	17	d.	d.	PROPN
fueconorg-13641	233	18	,	,	PUNCT
fueconorg-13641	233	19	&	&	CCONJ
fueconorg-13641	233	20	dobrotă	dobrotă	PROPN
fueconorg-13641	233	21	,	,	PUNCT
fueconorg-13641	233	22	c.	c.	PROPN
fueconorg-13641	233	23	e.	e.	PROPN
fueconorg-13641	233	24	(	(	PUNCT
fueconorg-13641	233	25	2025	2025	NUM
fueconorg-13641	233	26	)	)	PUNCT
fueconorg-13641	233	27	.	.	PUNCT
fueconorg-13641	234	1	determinants	determinant	NOUN
fueconorg-13641	234	2	of	of	ADP
fueconorg-13641	234	3	the	the	DET
fueconorg-13641	234	4	actual	actual	ADJ
fueconorg-13641	234	5	financial	financial	ADJ
fueconorg-13641	234	6	knowledge	knowledge	NOUN
fueconorg-13641	234	7	–	–	PUNCT
fueconorg-13641	234	8	multivariate	multivariate	NOUN
fueconorg-13641	234	9	logistic	logistic	ADJ
fueconorg-13641	234	10	regression	regression	NOUN
fueconorg-13641	234	11	.	.	PUNCT
fueconorg-13641	235	1	journal	journal	NOUN
fueconorg-13641	235	2	of	of	ADP
fueconorg-13641	235	3	applied	apply	VERB
fueconorg-13641	235	4	economics	economic	NOUN
fueconorg-13641	235	5	,	,	PUNCT
fueconorg-13641	235	6	28(1	28(1	NOUN
fueconorg-13641	235	7	)	)	PUNCT
fueconorg-13641	235	8	,	,	PUNCT
fueconorg-13641	235	9	p.2482546	p.2482546	PROPN
fueconorg-13641	235	10	.	.	PUNCT
fueconorg-13641	236	1	https://doi.org/10.1080/15140326.2025.2482546	https://doi.org/10.1080/15140326.2025.2482546	PROPN
fueconorg-13641	236	2	swiss	swiss	PROPN
fueconorg-13641	236	3	re	re	PROPN
fueconorg-13641	236	4	institute	institute	PROPN
fueconorg-13641	236	5	(	(	PUNCT
fueconorg-13641	236	6	2023	2023	NUM
fueconorg-13641	236	7	)	)	PUNCT
fueconorg-13641	236	8	.	.	PUNCT
fueconorg-13641	237	1	sigma	sigma	PROPN
fueconorg-13641	237	2	research	research	NOUN
fueconorg-13641	237	3	–	–	PUNCT
fueconorg-13641	237	4	world	world	NOUN
fueconorg-13641	237	5	insurance	insurance	NOUN
fueconorg-13641	237	6	series	series	NOUN
fueconorg-13641	237	7	.	.	PUNCT
fueconorg-13641	238	1	retrieved	retrieve	VERB
fueconorg-13641	238	2	from	from	ADP
fueconorg-13641	238	3	:	:	PUNCT
fueconorg-13641	238	4	http://swissre.com/	http://swissre.com/	PROPN
fueconorg-13641	238	5	institute	institute	PROPN
fueconorg-13641	238	6	/	/	SYM
fueconorg-13641	238	7	research	research	PROPN
fueconorg-13641	238	8	/	/	SYM
fueconorg-13641	238	9	sigma	sigma	NOUN
fueconorg-13641	238	10	-	-	PUNCT
fueconorg-13641	238	11	research	research	NOUN
fueconorg-13641	238	12	/	/	SYM
fueconorg-13641	238	13	world	world	NOUN
fueconorg-13641	238	14	-	-	PUNCT
fueconorg-13641	238	15	insurance	insurance	NOUN
fueconorg-13641	238	16	-	-	PUNCT
fueconorg-13641	238	17	series.html	series.html	PROPN
fueconorg-13641	238	18	(	(	PUNCT
fueconorg-13641	238	19	accessed	access	VERB
fueconorg-13641	238	20	on	on	ADP
fueconorg-13641	238	21	:	:	PUNCT
fueconorg-13641	238	22	18	18	NUM
fueconorg-13641	238	23	october	october	NOUN
fueconorg-13641	238	24	2024	2024	NUM
fueconorg-13641	238	25	)	)	PUNCT
fueconorg-13641	238	26	.	.	PUNCT
fueconorg-13641	239	1	united	united	PROPN
fueconorg-13641	239	2	nations	nations	PROPN
fueconorg-13641	239	3	development	development	PROPN
fueconorg-13641	239	4	programme	programme	PROPN
fueconorg-13641	239	5	(	(	PUNCT
fueconorg-13641	239	6	2023	2023	NUM
fueconorg-13641	239	7	)	)	PUNCT
fueconorg-13641	239	8	.	.	PUNCT
fueconorg-13641	240	1	human	human	ADJ
fueconorg-13641	240	2	development	development	PROPN
fueconorg-13641	240	3	reports	report	NOUN
fueconorg-13641	240	4	.	.	PUNCT
fueconorg-13641	241	1	retrieved	retrieve	VERB
fueconorg-13641	241	2	from	from	ADP
fueconorg-13641	241	3	:	:	PUNCT
fueconorg-13641	241	4	https://hdr.undp.org/data-center/human-development-index#/indicies/hdi	https://hdr.undp.org/data-center/human-development-index#/indicies/hdi	NOUN
fueconorg-13641	241	5	(	(	PUNCT
fueconorg-13641	241	6	accessed	access	VERB
fueconorg-13641	241	7	on	on	ADP
fueconorg-13641	241	8	:	:	PUNCT
fueconorg-13641	241	9	18	18	NUM
fueconorg-13641	241	10	october	october	NOUN
fueconorg-13641	241	11	2024	2024	NUM
fueconorg-13641	241	12	)	)	PUNCT
fueconorg-13641	241	13	.	.	PUNCT
fueconorg-13641	242	1	ward	ward	PROPN
fueconorg-13641	242	2	,	,	PUNCT
fueconorg-13641	242	3	d.	d.	PROPN
fueconorg-13641	242	4	,	,	PUNCT
fueconorg-13641	242	5	&	&	CCONJ
fueconorg-13641	242	6	zurbruegg	zurbruegg	PROPN
fueconorg-13641	242	7	,	,	PUNCT
fueconorg-13641	242	8	r.	r.	PROPN
fueconorg-13641	242	9	(	(	PUNCT
fueconorg-13641	242	10	2000	2000	NUM
fueconorg-13641	242	11	)	)	PUNCT
fueconorg-13641	242	12	.	.	PUNCT
fueconorg-13641	243	1	does	do	AUX
fueconorg-13641	243	2	insurance	insurance	NOUN
fueconorg-13641	243	3	promote	promote	VERB
fueconorg-13641	243	4	economic	economic	ADJ
fueconorg-13641	243	5	growth	growth	NOUN
fueconorg-13641	243	6	?	?	PUNCT
fueconorg-13641	244	1	evidence	evidence	NOUN
fueconorg-13641	244	2	from	from	ADP
fueconorg-13641	244	3	oecd	oecd	PROPN
fueconorg-13641	244	4	countries	country	NOUN
fueconorg-13641	244	5	.	.	PUNCT
fueconorg-13641	245	1	the	the	DET
fueconorg-13641	245	2	journal	journal	NOUN
fueconorg-13641	245	3	of	of	ADP
fueconorg-13641	245	4	risk	risk	NOUN
fueconorg-13641	245	5	and	and	CCONJ
fueconorg-13641	245	6	insurance	insurance	NOUN
fueconorg-13641	245	7	,	,	PUNCT
fueconorg-13641	245	8	67(4	67(4	NUM
fueconorg-13641	245	9	)	)	PUNCT
fueconorg-13641	245	10	,	,	PUNCT
fueconorg-13641	245	11	489–506	489–506	NUM
fueconorg-13641	245	12	.	.	PUNCT
fueconorg-13641	245	13	https://doi.org/10.2307/253847	https://doi.org/10.2307/253847	PROPN
fueconorg-13641	245	14	zerriaa	zerriaa	NOUN
fueconorg-13641	245	15	,	,	PUNCT
fueconorg-13641	245	16	m.	m.	NOUN
fueconorg-13641	245	17	,	,	PUNCT
fueconorg-13641	245	18	&	&	CCONJ
fueconorg-13641	245	19	noubbigh	noubbigh	PROPN
fueconorg-13641	245	20	,	,	PUNCT
fueconorg-13641	245	21	h.	h.	PROPN
fueconorg-13641	245	22	(	(	PUNCT
fueconorg-13641	245	23	2016	2016	NUM
fueconorg-13641	245	24	)	)	PUNCT
fueconorg-13641	245	25	.	.	PUNCT
fueconorg-13641	246	1	determinants	determinant	NOUN
fueconorg-13641	246	2	of	of	ADP
fueconorg-13641	246	3	life	life	NOUN
fueconorg-13641	246	4	insurance	insurance	NOUN
fueconorg-13641	246	5	demand	demand	NOUN
fueconorg-13641	246	6	in	in	ADP
fueconorg-13641	246	7	the	the	DET
fueconorg-13641	246	8	mena	mena	PROPN
fueconorg-13641	246	9	region	region	PROPN
fueconorg-13641	246	10	.	.	PUNCT
fueconorg-13641	247	1	the	the	DET
fueconorg-13641	247	2	geneva	geneva	PROPN
fueconorg-13641	247	3	papers	paper	NOUN
fueconorg-13641	247	4	on	on	ADP
fueconorg-13641	247	5	risk	risk	NOUN
fueconorg-13641	247	6	and	and	CCONJ
fueconorg-13641	247	7	insurance	insurance	NOUN
fueconorg-13641	247	8	issues	issue	NOUN
fueconorg-13641	247	9	and	and	CCONJ
fueconorg-13641	247	10	practice	practice	NOUN
fueconorg-13641	247	11	,	,	PUNCT
fueconorg-13641	247	12	41(4	41(4	NUM
fueconorg-13641	247	13	)	)	PUNCT
fueconorg-13641	247	14	,	,	PUNCT
fueconorg-13641	247	15	491–511	491–511	NUM
fueconorg-13641	247	16	.	.	PUNCT
fueconorg-13641	248	1	https://doi.org/10.1057/gpp.2016.1	https://doi.org/10.1057/gpp.2016.1	NOUN
fueconorg-13641	248	2	appendix	appendix	ADJ
fueconorg-13641	248	3	table	table	NOUN
fueconorg-13641	248	4	a1	a1	NOUN
fueconorg-13641	248	5	summary	summary	NOUN
fueconorg-13641	248	6	of	of	ADP
fueconorg-13641	248	7	network	network	NOUN
fueconorg-13641	248	8	,	,	PUNCT
fueconorg-13641	248	9	ggm	ggm	NOUN
fueconorg-13641	248	10	,	,	PUNCT
fueconorg-13641	248	11	life	life	NOUN
fueconorg-13641	248	12	and	and	CCONJ
fueconorg-13641	248	13	non	non	ADJ
fueconorg-13641	248	14	-	-	ADJ
fueconorg-13641	248	15	life	life	ADJ
fueconorg-13641	248	16	insurance	insurance	NOUN
fueconorg-13641	248	17	market	market	NOUN
fueconorg-13641	248	18	number	number	NOUN
fueconorg-13641	248	19	of	of	ADP
fueconorg-13641	248	20	nodes	node	NOUN
fueconorg-13641	248	21	number	number	NOUN
fueconorg-13641	248	22	of	of	ADP
fueconorg-13641	248	23	non	non	ADJ
fueconorg-13641	248	24	-	-	ADJ
fueconorg-13641	248	25	zero	zero	ADJ
fueconorg-13641	248	26	edges	edge	NOUN
fueconorg-13641	248	27	sparsity	sparsity	NOUN
fueconorg-13641	248	28	7	7	NUM
fueconorg-13641	248	29	14	14	NUM
fueconorg-13641	248	30	/	/	SYM
fueconorg-13641	248	31	21	21	NUM
fueconorg-13641	248	32	source	source	NOUN
fueconorg-13641	248	33	:	:	PUNCT
fueconorg-13641	248	34	authors	author	NOUN
fueconorg-13641	248	35	’	'	PUNCT
fueconorg-13641	248	36	contribution	contribution	NOUN
fueconorg-13641	248	37	to	to	PART
fueconorg-13641	248	38	jasp	jasp	VERB
fueconorg-13641	248	39	19	19	NUM
fueconorg-13641	248	40	fig	fig	NOUN
fueconorg-13641	248	41	.	.	PUNCT
fueconorg-13641	249	1	a1	a1	NOUN
fueconorg-13641	249	2	ggm	ggm	PROPN
fueconorg-13641	249	3	,	,	PUNCT
fueconorg-13641	249	4	centrality	centrality	NOUN
fueconorg-13641	249	5	plot	plot	NOUN
fueconorg-13641	249	6	,	,	PUNCT
fueconorg-13641	249	7	life	life	NOUN
fueconorg-13641	249	8	and	and	CCONJ
fueconorg-13641	249	9	non	non	ADJ
fueconorg-13641	249	10	-	-	ADJ
fueconorg-13641	249	11	life	life	ADJ
fueconorg-13641	249	12	insurance	insurance	NOUN
fueconorg-13641	249	13	market	market	NOUN
fueconorg-13641	249	14	source	source	NOUN
fueconorg-13641	249	15	:	:	PUNCT
fueconorg-13641	249	16	authors	author	NOUN
fueconorg-13641	249	17	own	own	VERB
fueconorg-13641	249	18	research	research	NOUN
fueconorg-13641	249	19	contribution	contribution	NOUN
fueconorg-13641	249	20	in	in	ADP
fueconorg-13641	249	21	jasp	jasp	NOUN
fueconorg-13641	249	22	19	19	NUM
fueconorg-13641	249	23	https://doi.org/10.1016/j.techfore.2021.120758	https://doi.org/10.1016/j.techfore.2021.120758	ADJ
fueconorg-13641	249	24	https://doi.org/10.1016/j.mulfin.2015.02.001	https://doi.org/10.1016/j.mulfin.2015.02.001	NOUN
fueconorg-13641	250	1	https://doi.org/10.22495/cocv12i2c4p2	https://doi.org/10.22495/cocv12i2c4p2	ADV
fueconorg-13641	250	2	https://doi.org/10.1080/15140326.2025.2482546	https://doi.org/10.1080/15140326.2025.2482546	PROPN
fueconorg-13641	250	3	http://swissre.com/%0binstitute/research/sigma-research/world-insurance-series.html	http://swissre.com/%0binstitute/research/sigma-research/world-insurance-series.html	PROPN
fueconorg-13641	250	4	http://swissre.com/%0binstitute/research/sigma-research/world-insurance-series.html	http://swissre.com/%0binstitute/research/sigma-research/world-insurance-series.html	PROPN
fueconorg-13641	250	5	https://hdr.undp.org/data-center/human-development-index#/indicies/hdi	https://hdr.undp.org/data-center/human-development-index#/indicies/hdi	PROPN
fueconorg-13641	250	6	https://doi.org/10.2307/253847	https://doi.org/10.2307/253847	PROPN
fueconorg-13641	250	7	https://doi.org/10.1057/gpp.2016.1	https://doi.org/10.1057/gpp.2016.1	PROPN
fueconorg-13641	250	8	socio	socio	NOUN
fueconorg-13641	250	9	-	-	PUNCT
fueconorg-13641	250	10	economic	economic	ADJ
fueconorg-13641	250	11	drivers	driver	NOUN
fueconorg-13641	250	12	of	of	ADP
fueconorg-13641	250	13	sustainable	sustainable	ADJ
fueconorg-13641	250	14	insurance	insurance	NOUN
fueconorg-13641	250	15	in	in	ADP
fueconorg-13641	250	16	the	the	DET
fueconorg-13641	250	17	european	european	PROPN
fueconorg-13641	250	18	union	union	PROPN
fueconorg-13641	250	19	:	:	PUNCT
fueconorg-13641	250	20	evidence	evidence	NOUN
fueconorg-13641	250	21	...	...	PUNCT
fueconorg-13641	250	22	97	97	NUM
fueconorg-13641	250	23	table	table	NOUN
fueconorg-13641	250	24	a2	a2	PROPN
fueconorg-13641	250	25	ggm	ggm	PROPN
fueconorg-13641	250	26	,	,	PUNCT
fueconorg-13641	250	27	centrality	centrality	NOUN
fueconorg-13641	250	28	measures	measure	NOUN
fueconorg-13641	250	29	per	per	ADP
fueconorg-13641	250	30	variable	variable	NOUN
fueconorg-13641	250	31	,	,	PUNCT
fueconorg-13641	250	32	life	life	NOUN
fueconorg-13641	250	33	and	and	CCONJ
fueconorg-13641	250	34	non	non	ADJ
fueconorg-13641	250	35	-	-	ADJ
fueconorg-13641	250	36	life	life	ADJ
fueconorg-13641	250	37	insurance	insurance	NOUN
fueconorg-13641	250	38	market	market	NOUN
fueconorg-13641	250	39	network	network	NOUN
fueconorg-13641	250	40	variable	variable	ADJ
fueconorg-13641	250	41	betweenness	betweenness	PROPN
fueconorg-13641	250	42	closeness	closeness	NOUN
fueconorg-13641	250	43	strength	strength	NOUN
fueconorg-13641	250	44	expected	expect	VERB
fueconorg-13641	250	45	influence	influence	NOUN
fueconorg-13641	250	46	log_gdp_cap	log_gdp_cap	VERB
fueconorg-13641	250	47	0.249	0.249	NUM
fueconorg-13641	250	48	0.805	0.805	NUM
fueconorg-13641	250	49	1.486	1.486	NUM
fueconorg-13641	250	50	0.417	0.417	NUM
fueconorg-13641	250	51	log_hdi	log_hdi	NOUN
fueconorg-13641	250	52	0.249	0.249	NUM
fueconorg-13641	250	53	1.078	1.078	NUM
fueconorg-13641	250	54	1.059	1.059	NUM
fueconorg-13641	250	55	0.867	0.867	NUM
fueconorg-13641	250	56	log_poverty	log_poverty	NUM
fueconorg-13641	250	57	-0.915	-0.915	NUM
fueconorg-13641	250	58	-0.893	-0.893	PUNCT
fueconorg-13641	250	59	-0.487	-0.487	X
fueconorg-13641	250	60	-1.977	-1.977	PUNCT
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fueconorg-13641	250	62	1.995	1.995	NUM
fueconorg-13641	250	63	0.576	0.576	NUM
fueconorg-13641	250	64	0.227	0.227	NUM
fueconorg-13641	250	65	0.491	0.491	NUM
fueconorg-13641	250	66	log_hicp	log_hicp	X
fueconorg-13641	250	67	-0.915	-0.915	NUM
fueconorg-13641	250	68	-1.734	-1.734	PUNCT
fueconorg-13641	250	69	-1.392	-1.392	ADV
fueconorg-13641	250	70	-0.647	-0.647	ADJ
fueconorg-13641	250	71	log_ip_life	log_ip_life	NOUN
fueconorg-13641	250	72	-0.333	-0.333	PUNCT
fueconorg-13641	250	73	-0.051	-0.051	PROPN
fueconorg-13641	250	74	-0.290	-0.290	PUNCT
fueconorg-13641	250	75	0.694	0.694	NUM
fueconorg-13641	250	76	log_ip_non	log_ip_non	NUM
fueconorg-13641	250	77	-	-	PUNCT
fueconorg-13641	250	78	life	life	NOUN
fueconorg-13641	250	79	-0.333	-0.333	ADV
fueconorg-13641	250	80	0.219	0.219	NUM
fueconorg-13641	250	81	-0.602	-0.602	NOUN
fueconorg-13641	250	82	0.155	0.155	NUM
fueconorg-13641	250	83	source	source	NOUN
fueconorg-13641	250	84	:	:	PUNCT
fueconorg-13641	250	85	authors	author	NOUN
fueconorg-13641	250	86	own	own	VERB
fueconorg-13641	250	87	research	research	NOUN
fueconorg-13641	250	88	contribution	contribution	NOUN
fueconorg-13641	250	89	in	in	ADP
fueconorg-13641	250	90	jasp	jasp	NOUN
fueconorg-13641	250	91	19	19	NUM
fueconorg-13641	250	92	socio	socio	NOUN
fueconorg-13641	250	93	-	-	PUNCT
fueconorg-13641	250	94	ekonomski	ekonomski	NOUN
fueconorg-13641	250	95	pokretači	pokretači	ADJ
fueconorg-13641	250	96	održivog	održivog	NOUN
fueconorg-13641	250	97	osiguranja	osiguranja	NOUN
fueconorg-13641	250	98	u	u	PROPN
fueconorg-13641	250	99	evropskoj	evropskoj	NOUN
fueconorg-13641	250	100	uniji	uniji	NOUN
fueconorg-13641	250	101	:	:	PUNCT
fueconorg-13641	250	102	dokazi	dokazi	ADJ
fueconorg-13641	250	103	iz	iz	ADP
fueconorg-13641	250	104	naprednog	naprednog	NOUN
fueconorg-13641	250	105	ekonometrijskog	ekonometrijskog	VERB
fueconorg-13641	250	106	modela	modela	PROPN
fueconorg-13641	250	107	posmatrajući	posmatrajući	PROPN
fueconorg-13641	250	108	evropski	evropski	PROPN
fueconorg-13641	250	109	pejzaž	pejzaž	PROPN
fueconorg-13641	251	1	u	u	PROPN
fueconorg-13641	251	2	kojem	kojem	PROPN
fueconorg-13641	251	3	su	su	PROPN
fueconorg-13641	251	4	prisutne	prisutne	PROPN
fueconorg-13641	251	5	razlike	razlike	PROPN
fueconorg-13641	251	6	između	između	NOUN
fueconorg-13641	251	7	država	država	NOUN
fueconorg-13641	251	8	članica	članica	PROPN
fueconorg-13641	251	9	evropske	evropske	PROPN
fueconorg-13641	251	10	unije	unije	PROPN
fueconorg-13641	251	11	u	u	PROPN
fueconorg-13641	251	12	smislu	smislu	NOUN
fueconorg-13641	251	13	ekonomskog	ekonomskog	VERB
fueconorg-13641	251	14	razvoja	razvoja	PROPN
fueconorg-13641	251	15	,	,	PUNCT
fueconorg-13641	251	16	a	a	DET
fueconorg-13641	251	17	posebno	posebno	NOUN
fueconorg-13641	251	18	sektora	sektora	PROPN
fueconorg-13641	251	19	osiguranja	osiguranja	PROPN
fueconorg-13641	251	20	,	,	PUNCT
fueconorg-13641	251	21	ovo	ovo	PROPN
fueconorg-13641	251	22	istraživanje	istraživanje	VERB
fueconorg-13641	251	23	i	i	PRON
fueconorg-13641	251	24	m	m	VERB
fueconorg-13641	251	25	a	a	PROPN
fueconorg-13641	251	26	za	za	PROPN
fueconorg-13641	251	27	cilj	cilj	PROPN
fueconorg-13641	251	28	da	da	PROPN
fueconorg-13641	251	29	analizira	analizira	PROPN
fueconorg-13641	251	30	uticaj	uticaj	PROPN
fueconorg-13641	251	31	ključnih	ključnih	PROPN
fueconorg-13641	251	32	socio	socio	PROPN
fueconorg-13641	251	33	-	-	PUNCT
fueconorg-13641	251	34	ekonomskih	ekonomskih	ADJ
fueconorg-13641	251	35	pokazatelja	pokazatelja	NOUN
fueconorg-13641	251	36	na	na	X
fueconorg-13641	251	37	stepen	stepen	ADJ
fueconorg-13641	251	38	penetracije	penetracije	NOUN
fueconorg-13641	251	39	osiguranja	osiguranja	PROPN
fueconorg-13641	251	40	za	za	PROPN
fueconorg-13641	251	41	period	period	NOUN
fueconorg-13641	251	42	2007	2007	NUM
fueconorg-13641	251	43	-	-	SYM
fueconorg-13641	251	44	2023	2023	NUM
fueconorg-13641	251	45	.	.	PUNCT
fueconorg-13641	252	1	istraživačka	istraživačka	PROPN
fueconorg-13641	252	2	metodologija	metodologija	PROPN
fueconorg-13641	252	3	se	se	PROPN
fueconorg-13641	252	4	sastoji	sastoji	NOUN
fueconorg-13641	252	5	u	u	PROPN
fueconorg-13641	252	6	dva	dva	PROPN
fueconorg-13641	252	7	seta	seta	PROPN
fueconorg-13641	252	8	ekonometrijskih	ekonometrijskih	PROPN
fueconorg-13641	252	9	modela	modela	PROPN
fueconorg-13641	252	10	,	,	PUNCT
fueconorg-13641	252	11	naime	naime	PROPN
fueconorg-13641	252	12	,	,	PUNCT
fueconorg-13641	252	13	panel	panel	NOUN
fueconorg-13641	252	14	analiza	analiza	NOUN
fueconorg-13641	252	15	podataka	podataka	PROPN
fueconorg-13641	252	16	zasnovana	zasnovana	PROPN
fueconorg-13641	253	1	na	na	INTJ
fueconorg-13641	253	2	multifaktorijalnim	multifaktorijalnim	PROPN
fueconorg-13641	253	3	regresijskim	regresijskim	PROPN
fueconorg-13641	253	4	modelima	modelima	NOUN
fueconorg-13641	253	5	(	(	PUNCT
fueconorg-13641	253	6	robust	robust	ADJ
fueconorg-13641	253	7	regression	regression	NOUN
fueconorg-13641	253	8	,	,	PUNCT
fueconorg-13641	253	9	cross	cross	ADJ
fueconorg-13641	253	10	-	-	ADJ
fueconorg-13641	253	11	sectional	sectional	ADJ
fueconorg-13641	253	12	time	time	NOUN
fueconorg-13641	253	13	-	-	PUNCT
fueconorg-13641	253	14	series	series	NOUN
fueconorg-13641	253	15	with	with	ADP
fueconorg-13641	253	16	possible	possible	ADJ
fueconorg-13641	253	17	generalized	generalized	ADJ
fueconorg-13641	253	18	least	least	ADJ
fueconorg-13641	253	19	squares	square	NOUN
fueconorg-13641	253	20	,	,	PUNCT
fueconorg-13641	253	21	generalized	generalized	ADJ
fueconorg-13641	253	22	method	method	NOUN
fueconorg-13641	253	23	of	of	ADP
fueconorg-13641	253	24	moments	moment	NOUN
fueconorg-13641	253	25	with	with	ADP
fueconorg-13641	253	26	arellano	arellano	PROPN
fueconorg-13641	253	27	-	-	PUNCT
fueconorg-13641	253	28	bond	bond	NOUN
fueconorg-13641	253	29	dynamic	dynamic	ADJ
fueconorg-13641	253	30	panel	panel	NOUN
fueconorg-13641	253	31	-	-	PUNCT
fueconorg-13641	253	32	data	datum	NOUN
fueconorg-13641	253	33	esestimateation	esestimateation	NOUN
fueconorg-13641	253	34	,	,	PUNCT
fueconorg-13641	253	35	between	between	ADP
fueconorg-13641	253	36	regression	regression	NOUN
fueconorg-13641	253	37	(	(	PUNCT
fueconorg-13641	253	38	regression	regression	NOUN
fueconorg-13641	253	39	on	on	ADP
fueconorg-13641	253	40	group	group	NOUN
fueconorg-13641	253	41	means	mean	NOUN
fueconorg-13641	253	42	)	)	PUNCT
fueconorg-13641	253	43	,	,	PUNCT
fueconorg-13641	253	44	random	random	ADJ
fueconorg-13641	253	45	-	-	PUNCT
fueconorg-13641	253	46	effects	effect	NOUN
fueconorg-13641	253	47	with	with	ADP
fueconorg-13641	253	48	the	the	DET
fueconorg-13641	253	49	maximum	maximum	ADJ
fueconorg-13641	253	50	probability	probability	NOUN
fueconorg-13641	253	51	estimation	estimation	NOUN
fueconorg-13641	253	52	,	,	PUNCT
fueconorg-13641	253	53	and	and	CCONJ
fueconorg-13641	253	54	instrumental	instrumental	ADJ
fueconorg-13641	253	55	variables	variable	NOUN
fueconorg-13641	253	56	on	on	ADP
fueconorg-13641	253	57	two	two	NUM
fueconorg-13641	253	58	stage	stage	NOUN
fueconorg-13641	253	59	least	least	ADJ
fueconorg-13641	253	60	squares	square	NOUN
fueconorg-13641	253	61	)	)	PUNCT
fueconorg-13641	253	62	,	,	PUNCT
fueconorg-13641	253	63	i	i	PRON
fueconorg-13641	253	64	bayesian	bayesian	VERB
fueconorg-13641	253	65	network	network	NOUN
fueconorg-13641	253	66	analysis	analysis	NOUN
fueconorg-13641	253	67	.	.	PUNCT
fueconorg-13641	254	1	analiza	analiza	PROPN
fueconorg-13641	254	2	pokazuje	pokazuje	PROPN
fueconorg-13641	254	3	raznolik	raznolik	PROPN
fueconorg-13641	254	4	odnos	odnos	PROPN
fueconorg-13641	254	5	,	,	PUNCT
fueconorg-13641	254	6	što	što	NOUN
fueconorg-13641	254	7	ukazuje	ukazuje	NOUN
fueconorg-13641	254	8	na	na	AUX
fueconorg-13641	254	9	to	to	PART
fueconorg-13641	254	10	da	da	PROPN
fueconorg-13641	254	11	države	države	PROPN
fueconorg-13641	254	12	članice	članice	PROPN
fueconorg-13641	254	13	sa	sa	PROPN
fueconorg-13641	254	14	razvijenim	razvijenim	PROPN
fueconorg-13641	254	15	ekonomijama	ekonomijama	PROPN
fueconorg-13641	254	16	imaju	imaju	PROPN
fueconorg-13641	254	17	napredniji	napredniji	PROPN
fueconorg-13641	254	18	sektor	sektor	PROPN
fueconorg-13641	254	19	osiguranja	osiguranja	PROPN
fueconorg-13641	254	20	.	.	PUNCT
fueconorg-13641	255	1	štaviše	štaviše	PROPN
fueconorg-13641	255	2	,	,	PUNCT
fueconorg-13641	255	3	pokazuje	pokazuje	PROPN
fueconorg-13641	255	4	složen	složen	PROPN
fueconorg-13641	255	5	odnos	odno	NOUN
fueconorg-13641	255	6	,	,	PUNCT
fueconorg-13641	255	7	i	i	PRON
fueconorg-13641	255	8	pozitivan	pozitivan	VERB
fueconorg-13641	255	9	i	i	PRON
fueconorg-13641	255	10	negativan	negativan	VERB
fueconorg-13641	255	11	,	,	PUNCT
fueconorg-13641	255	12	u	u	PROPN
fueconorg-13641	255	13	zavisnosti	zavisnosti	PROPN
fueconorg-13641	255	14	od	od	PROPN
fueconorg-13641	255	15	analiziranog	analiziranog	PROPN
fueconorg-13641	255	16	modela	modela	PROPN
fueconorg-13641	255	17	.	.	PUNCT
fueconorg-13641	256	1	rezultati	rezultati	PROPN
fueconorg-13641	256	2	modela	modela	PROPN
fueconorg-13641	256	3	primenjenih	primenjenih	PROPN
fueconorg-13641	256	4	u	u	PROPN
fueconorg-13641	256	5	članku	članku	PROPN
fueconorg-13641	256	6	pokazuju	pokazuju	VERB
fueconorg-13641	256	7	različite	različite	NOUN
fueconorg-13641	256	8	uticaje	uticaje	NOUN
fueconorg-13641	256	9	ljudskog	ljudskog	PROPN
fueconorg-13641	256	10	razvoja	razvoja	PROPN
fueconorg-13641	256	11	,	,	PUNCT
fueconorg-13641	256	12	siromaštva	siromaštva	PROPN
fueconorg-13641	256	13	,	,	PUNCT
fueconorg-13641	256	14	stope	stope	NOUN
fueconorg-13641	256	15	zaposlenosti	zaposlenosti	PROPN
fueconorg-13641	256	16	i	i	PRON
fueconorg-13641	256	17	inflacije	inflacije	VERB
fueconorg-13641	256	18	na	na	ADP
fueconorg-13641	256	19	penetraciju	penetraciju	PROPN
fueconorg-13641	256	20	osiguranja	osiguranja	PROPN
fueconorg-13641	256	21	.	.	PUNCT
fueconorg-13641	257	1	ovaj	ovaj	PROPN
fueconorg-13641	257	2	članak	članak	PROPN
fueconorg-13641	257	3	pruža	pruža	PROPN
fueconorg-13641	257	4	sveobuhvatan	sveobuhvatan	PROPN
fueconorg-13641	257	5	pristup	pristup	PROPN
fueconorg-13641	257	6	i	i	PRON
fueconorg-13641	257	7	razumevanje	razumevanje	PROPN
fueconorg-13641	257	8	kako	kako	PROPN
fueconorg-13641	257	9	ekonomski	ekonomski	PROPN
fueconorg-13641	257	10	i	i	PROPN
fueconorg-13641	257	11	socijalni	socijalni	ADJ
fueconorg-13641	257	12	faktori	faktori	NOUN
fueconorg-13641	257	13	utiču	utiču	NOUN
fueconorg-13641	257	14	na	na	PROPN
fueconorg-13641	257	15	sektor	sektor	PROPN
fueconorg-13641	257	16	osiguranja	osiguranja	PROPN
fueconorg-13641	257	17	u	u	PROPN
fueconorg-13641	257	18	evropskoj	evropskoj	NOUN
fueconorg-13641	257	19	uniji	uniji	NOUN
fueconorg-13641	258	1	i	i	PRON
fueconorg-13641	258	2	pruža	pruža	VERB
fueconorg-13641	258	3	osnovne	osnovne	ADV
fueconorg-13641	258	4	informacije	informacije	PROPN
fueconorg-13641	258	5	za	za	PROPN
fueconorg-13641	258	6	podršku	podršku	PROPN
fueconorg-13641	258	7	budućem	budućem	PROPN
fueconorg-13641	258	8	razvoju	razvoju	PROPN
fueconorg-13641	258	9	sektora	sektora	PROPN
fueconorg-13641	258	10	osiguranja	osiguranja	PROPN
fueconorg-13641	258	11	.	.	PUNCT
fueconorg-13641	259	1	ključne	ključne	PROPN
fueconorg-13641	259	2	reči	reči	NOUN
fueconorg-13641	259	3	:	:	PUNCT
fueconorg-13641	259	4	penetracija	penetracija	NOUN
fueconorg-13641	259	5	osiguranja	osiguranja	PROPN
fueconorg-13641	259	6	,	,	PUNCT
fueconorg-13641	259	7	evropska	evropska	ADJ
fueconorg-13641	259	8	unija	unija	NOUN
fueconorg-13641	259	9	,	,	PUNCT
fueconorg-13641	259	10	ekonomski	ekonomski	NOUN
fueconorg-13641	259	11	razvoj	razvoj	PROPN
fueconorg-13641	259	12	,	,	PUNCT
fueconorg-13641	259	13	društvene	društvene	ADJ
fueconorg-13641	259	14	dimenzije	dimenzije	NOUN
fueconorg-13641	259	15	,	,	PUNCT
fueconorg-13641	259	16	ekonometrijsko	ekonometrijsko	ADV
fueconorg-13641	259	17	modeliranje	modeliranje	NOUN