id	sid	tid	token	lemma	pos
fueconorg-3009	1	1	plane	plane	NOUN
fueconorg-3009	1	2	thermoelastic	thermoelastic	ADJ
fueconorg-3009	1	3	waves	wave	NOUN
fueconorg-3009	1	4	in	in	ADP
fueconorg-3009	1	5	infinite	infinite	ADJ
fueconorg-3009	1	6	half	half	ADJ
fueconorg-3009	1	7	-	-	PUNCT
fueconorg-3009	1	8	space	space	NOUN
fueconorg-3009	1	9	caused	cause	VERB
fueconorg-3009	1	10	facta	facta	PROPN
fueconorg-3009	1	11	universitatis	universitatis	PROPN
fueconorg-3009	1	12	series	series	NOUN
fueconorg-3009	1	13	:	:	PUNCT
fueconorg-3009	1	14	economics	economic	NOUN
fueconorg-3009	1	15	and	and	CCONJ
fueconorg-3009	1	16	organization	organization	NOUN
fueconorg-3009	1	17	vol	vol	NOUN
fueconorg-3009	1	18	.	.	PROPN
fueconorg-3009	2	1	14	14	NUM
fueconorg-3009	2	2	,	,	PUNCT
fueconorg-3009	2	3	no	no	DET
fueconorg-3009	2	4	3	3	NUM
fueconorg-3009	2	5	,	,	PUNCT
fueconorg-3009	2	6	2017	2017	NUM
fueconorg-3009	2	7	,	,	PUNCT
fueconorg-3009	2	8	pp	pp	ADJ
fueconorg-3009	2	9	.	.	PUNCT
fueconorg-3009	3	1	217	217	NUM
fueconorg-3009	3	2	230	230	NUM
fueconorg-3009	3	3	https://doi.org/10.22190/fueo1703217	https://doi.org/10.22190/fueo1703217	NOUN
fueconorg-3009	3	4	t	t	X
fueconorg-3009	3	5	review	review	NOUN
fueconorg-3009	3	6	paper	paper	NOUN
fueconorg-3009	3	7	bank	bank	PROPN
fueconorg-3009	3	8	regulations	regulation	NOUN
fueconorg-3009	3	9	in	in	ADP
fueconorg-3009	3	10	modern	modern	ADJ
fueconorg-3009	3	11	financial	financial	ADJ
fueconorg-3009	3	12	environment	environment	NOUN
fueconorg-3009	3	13	1	1	NUM
fueconorg-3009	3	14	udc	udc	NOUN
fueconorg-3009	3	15	336.71.078.3	336.71.078.3	PROPN
fueconorg-3009	3	16	violeta	violeta	PROPN
fueconorg-3009	3	17	todorović	todorović	PROPN
fueconorg-3009	3	18	,	,	PUNCT
fueconorg-3009	3	19	milena	milena	PROPN
fueconorg-3009	3	20	jakšić	jakšić	PROPN
fueconorg-3009	3	21	,	,	PUNCT
fueconorg-3009	3	22	nenad	nenad	PROPN
fueconorg-3009	3	23	tomić	tomić	PROPN
fueconorg-3009	3	24	university	university	PROPN
fueconorg-3009	3	25	of	of	ADP
fueconorg-3009	3	26	kragujevac	kragujevac	PROPN
fueconorg-3009	3	27	,	,	PUNCT
fueconorg-3009	3	28	faculty	faculty	NOUN
fueconorg-3009	3	29	of	of	ADP
fueconorg-3009	3	30	economics	economic	NOUN
fueconorg-3009	3	31	abstract	abstract	NOUN
fueconorg-3009	3	32	.	.	PUNCT
fueconorg-3009	4	1	the	the	DET
fueconorg-3009	4	2	paper	paper	NOUN
fueconorg-3009	4	3	analyzes	analyze	VERB
fueconorg-3009	4	4	the	the	DET
fueconorg-3009	4	5	role	role	NOUN
fueconorg-3009	4	6	and	and	CCONJ
fueconorg-3009	4	7	importance	importance	NOUN
fueconorg-3009	4	8	of	of	ADP
fueconorg-3009	4	9	bank	bank	NOUN
fueconorg-3009	4	10	regulations	regulation	NOUN
fueconorg-3009	4	11	in	in	ADP
fueconorg-3009	4	12	ensuring	ensure	VERB
fueconorg-3009	4	13	safe	safe	ADJ
fueconorg-3009	4	14	and	and	CCONJ
fueconorg-3009	4	15	stable	stable	ADJ
fueconorg-3009	4	16	banking	banking	NOUN
fueconorg-3009	4	17	operations	operation	NOUN
fueconorg-3009	4	18	.	.	PUNCT
fueconorg-3009	5	1	the	the	DET
fueconorg-3009	5	2	modern	modern	ADJ
fueconorg-3009	5	3	business	business	NOUN
fueconorg-3009	5	4	environment	environment	NOUN
fueconorg-3009	5	5	in	in	ADP
fueconorg-3009	5	6	which	which	PRON
fueconorg-3009	5	7	banks	bank	NOUN
fueconorg-3009	5	8	operate	operate	VERB
fueconorg-3009	5	9	is	be	AUX
fueconorg-3009	5	10	unstable	unstable	ADJ
fueconorg-3009	5	11	,	,	PUNCT
fueconorg-3009	5	12	turbulent	turbulent	ADJ
fueconorg-3009	5	13	,	,	PUNCT
fueconorg-3009	5	14	and	and	CCONJ
fueconorg-3009	5	15	quite	quite	ADV
fueconorg-3009	5	16	unpredictable	unpredictable	ADJ
fueconorg-3009	5	17	.	.	PUNCT
fueconorg-3009	6	1	unlike	unlike	ADP
fueconorg-3009	6	2	traditional	traditional	ADJ
fueconorg-3009	6	3	business	business	NOUN
fueconorg-3009	6	4	conditions	condition	NOUN
fueconorg-3009	6	5	,	,	PUNCT
fueconorg-3009	6	6	banks	bank	NOUN
fueconorg-3009	6	7	are	be	AUX
fueconorg-3009	6	8	now	now	ADV
fueconorg-3009	6	9	exposed	expose	VERB
fueconorg-3009	6	10	to	to	ADP
fueconorg-3009	6	11	growing	grow	VERB
fueconorg-3009	6	12	and	and	CCONJ
fueconorg-3009	6	13	diverse	diverse	ADJ
fueconorg-3009	6	14	risks	risk	NOUN
fueconorg-3009	6	15	,	,	PUNCT
fueconorg-3009	6	16	as	as	ADV
fueconorg-3009	6	17	well	well	ADV
fueconorg-3009	6	18	as	as	ADP
fueconorg-3009	6	19	frequent	frequent	ADJ
fueconorg-3009	6	20	crisis	crisis	NOUN
fueconorg-3009	6	21	situations	situation	NOUN
fueconorg-3009	6	22	.	.	PUNCT
fueconorg-3009	7	1	accordingly	accordingly	ADV
fueconorg-3009	7	2	,	,	PUNCT
fueconorg-3009	7	3	control	control	NOUN
fueconorg-3009	7	4	over	over	ADP
fueconorg-3009	7	5	banking	banking	NOUN
fueconorg-3009	7	6	operations	operation	NOUN
fueconorg-3009	7	7	is	be	AUX
fueconorg-3009	7	8	becoming	become	VERB
fueconorg-3009	7	9	a	a	DET
fueconorg-3009	7	10	necessity	necessity	NOUN
fueconorg-3009	7	11	.	.	PUNCT
fueconorg-3009	8	1	the	the	DET
fueconorg-3009	8	2	need	need	NOUN
fueconorg-3009	8	3	for	for	ADP
fueconorg-3009	8	4	regulation	regulation	NOUN
fueconorg-3009	8	5	can	can	AUX
fueconorg-3009	8	6	be	be	AUX
fueconorg-3009	8	7	justified	justify	VERB
fueconorg-3009	8	8	by	by	ADP
fueconorg-3009	8	9	the	the	DET
fueconorg-3009	8	10	fact	fact	NOUN
fueconorg-3009	8	11	that	that	SCONJ
fueconorg-3009	8	12	the	the	DET
fueconorg-3009	8	13	market	market	NOUN
fueconorg-3009	8	14	,	,	PUNCT
fueconorg-3009	8	15	left	leave	VERB
fueconorg-3009	8	16	to	to	ADP
fueconorg-3009	8	17	itself	itself	PRON
fueconorg-3009	8	18	,	,	PUNCT
fueconorg-3009	8	19	can	can	AUX
fueconorg-3009	8	20	not	not	PART
fueconorg-3009	8	21	remain	remain	VERB
fueconorg-3009	8	22	competitive	competitive	ADJ
fueconorg-3009	8	23	in	in	ADP
fueconorg-3009	8	24	the	the	DET
fueconorg-3009	8	25	long	long	ADJ
fueconorg-3009	8	26	term	term	NOUN
fueconorg-3009	8	27	.	.	PUNCT
fueconorg-3009	9	1	to	to	PART
fueconorg-3009	9	2	fulfill	fulfill	VERB
fueconorg-3009	9	3	their	their	PRON
fueconorg-3009	9	4	goals	goal	NOUN
fueconorg-3009	9	5	,	,	PUNCT
fueconorg-3009	9	6	regulations	regulation	NOUN
fueconorg-3009	9	7	must	must	AUX
fueconorg-3009	9	8	constantly	constantly	ADV
fueconorg-3009	9	9	adapt	adapt	VERB
fueconorg-3009	9	10	to	to	ADP
fueconorg-3009	9	11	changes	change	NOUN
fueconorg-3009	9	12	in	in	ADP
fueconorg-3009	9	13	the	the	DET
fueconorg-3009	9	14	environment	environment	NOUN
fueconorg-3009	9	15	.	.	PUNCT
fueconorg-3009	10	1	the	the	DET
fueconorg-3009	10	2	aim	aim	NOUN
fueconorg-3009	10	3	of	of	ADP
fueconorg-3009	10	4	the	the	DET
fueconorg-3009	10	5	paper	paper	NOUN
fueconorg-3009	10	6	is	be	AUX
fueconorg-3009	10	7	to	to	PART
fueconorg-3009	10	8	point	point	VERB
fueconorg-3009	10	9	to	to	ADP
fueconorg-3009	10	10	the	the	DET
fueconorg-3009	10	11	necessity	necessity	NOUN
fueconorg-3009	10	12	of	of	ADP
fueconorg-3009	10	13	regulatory	regulatory	ADJ
fueconorg-3009	10	14	changes	change	NOUN
fueconorg-3009	10	15	in	in	ADP
fueconorg-3009	10	16	the	the	DET
fueconorg-3009	10	17	banking	banking	NOUN
fueconorg-3009	10	18	sector	sector	NOUN
fueconorg-3009	10	19	.	.	PUNCT
fueconorg-3009	11	1	by	by	ADP
fueconorg-3009	11	2	critical	critical	ADJ
fueconorg-3009	11	3	review	review	NOUN
fueconorg-3009	11	4	of	of	ADP
fueconorg-3009	11	5	certain	certain	ADJ
fueconorg-3009	11	6	regulatory	regulatory	ADJ
fueconorg-3009	11	7	changes	change	NOUN
fueconorg-3009	11	8	,	,	PUNCT
fueconorg-3009	11	9	the	the	DET
fueconorg-3009	11	10	authors	author	NOUN
fueconorg-3009	11	11	conclude	conclude	VERB
fueconorg-3009	11	12	that	that	SCONJ
fueconorg-3009	11	13	they	they	PRON
fueconorg-3009	11	14	significantly	significantly	ADV
fueconorg-3009	11	15	contribute	contribute	VERB
fueconorg-3009	11	16	to	to	ADP
fueconorg-3009	11	17	safer	safe	ADJ
fueconorg-3009	11	18	banking	banking	NOUN
fueconorg-3009	11	19	operations	operation	NOUN
fueconorg-3009	11	20	and	and	CCONJ
fueconorg-3009	11	21	system	system	NOUN
fueconorg-3009	11	22	stability	stability	NOUN
fueconorg-3009	11	23	.	.	PUNCT
fueconorg-3009	12	1	key	key	ADJ
fueconorg-3009	12	2	words	word	NOUN
fueconorg-3009	12	3	:	:	PUNCT
fueconorg-3009	12	4	bank	bank	NOUN
fueconorg-3009	12	5	regulations	regulation	NOUN
fueconorg-3009	12	6	,	,	PUNCT
fueconorg-3009	12	7	regulatory	regulatory	ADJ
fueconorg-3009	12	8	changes	change	NOUN
fueconorg-3009	12	9	,	,	PUNCT
fueconorg-3009	12	10	banking	banking	NOUN
fueconorg-3009	12	11	crisis	crisis	NOUN
fueconorg-3009	12	12	,	,	PUNCT
fueconorg-3009	12	13	basel	basel	PROPN
fueconorg-3009	12	14	regulations	regulations	PROPN
fueconorg-3009	12	15	jel	jel	PROPN
fueconorg-3009	12	16	classification	classification	NOUN
fueconorg-3009	12	17	:	:	PUNCT
fueconorg-3009	12	18	g21	g21	NOUN
fueconorg-3009	12	19	,	,	PUNCT
fueconorg-3009	12	20	g28	g28	NOUN
fueconorg-3009	12	21	introduction	introduction	NOUN
fueconorg-3009	12	22	the	the	DET
fueconorg-3009	12	23	banking	banking	NOUN
fueconorg-3009	12	24	business	business	NOUN
fueconorg-3009	12	25	is	be	AUX
fueconorg-3009	12	26	very	very	ADV
fueconorg-3009	12	27	dynamic	dynamic	ADJ
fueconorg-3009	12	28	and	and	CCONJ
fueconorg-3009	12	29	changes	change	NOUN
fueconorg-3009	12	30	in	in	ADP
fueconorg-3009	12	31	line	line	NOUN
fueconorg-3009	12	32	with	with	ADP
fueconorg-3009	12	33	the	the	DET
fueconorg-3009	12	34	changing	change	VERB
fueconorg-3009	12	35	economic	economic	ADJ
fueconorg-3009	12	36	environment	environment	NOUN
fueconorg-3009	12	37	and	and	CCONJ
fueconorg-3009	12	38	regulations	regulation	NOUN
fueconorg-3009	12	39	.	.	PUNCT
fueconorg-3009	13	1	the	the	DET
fueconorg-3009	13	2	traditional	traditional	ADJ
fueconorg-3009	13	3	role	role	NOUN
fueconorg-3009	13	4	of	of	ADP
fueconorg-3009	13	5	banks	bank	NOUN
fueconorg-3009	13	6	has	have	AUX
fueconorg-3009	13	7	rapidly	rapidly	ADV
fueconorg-3009	13	8	changed	change	VERB
fueconorg-3009	13	9	in	in	ADP
fueconorg-3009	13	10	response	response	NOUN
fueconorg-3009	13	11	to	to	ADP
fueconorg-3009	13	12	changes	change	NOUN
fueconorg-3009	13	13	in	in	ADP
fueconorg-3009	13	14	the	the	DET
fueconorg-3009	13	15	global	global	ADJ
fueconorg-3009	13	16	environment	environment	NOUN
fueconorg-3009	13	17	at	at	ADP
fueconorg-3009	13	18	the	the	DET
fueconorg-3009	13	19	end	end	NOUN
fueconorg-3009	13	20	of	of	ADP
fueconorg-3009	13	21	the	the	DET
fueconorg-3009	13	22	twentieth	twentieth	ADJ
fueconorg-3009	13	23	century	century	NOUN
fueconorg-3009	13	24	.	.	PUNCT
fueconorg-3009	14	1	these	these	DET
fueconorg-3009	14	2	changes	change	NOUN
fueconorg-3009	14	3	,	,	PUNCT
fueconorg-3009	14	4	essentially	essentially	ADV
fueconorg-3009	14	5	reflected	reflect	VERB
fueconorg-3009	14	6	in	in	ADP
fueconorg-3009	14	7	deregulation	deregulation	NOUN
fueconorg-3009	14	8	,	,	PUNCT
fueconorg-3009	14	9	increased	increase	VERB
fueconorg-3009	14	10	competition	competition	NOUN
fueconorg-3009	14	11	,	,	PUNCT
fueconorg-3009	14	12	growth	growth	NOUN
fueconorg-3009	14	13	of	of	ADP
fueconorg-3009	14	14	fees	fee	NOUN
fueconorg-3009	14	15	in	in	ADP
fueconorg-3009	14	16	total	total	ADJ
fueconorg-3009	14	17	revenues	revenue	NOUN
fueconorg-3009	14	18	,	,	PUNCT
fueconorg-3009	14	19	increase	increase	NOUN
fueconorg-3009	14	20	in	in	ADP
fueconorg-3009	14	21	the	the	DET
fueconorg-3009	14	22	relative	relative	ADJ
fueconorg-3009	14	23	share	share	NOUN
fueconorg-3009	14	24	of	of	ADP
fueconorg-3009	14	25	non	non	ADJ
fueconorg-3009	14	26	-	-	ADJ
fueconorg-3009	14	27	performing	performing	ADJ
fueconorg-3009	14	28	loans	loan	NOUN
fueconorg-3009	14	29	in	in	ADP
fueconorg-3009	14	30	total	total	ADJ
fueconorg-3009	14	31	loans	loan	NOUN
fueconorg-3009	14	32	,	,	PUNCT
fueconorg-3009	14	33	emergence	emergence	NOUN
fueconorg-3009	14	34	of	of	ADP
fueconorg-3009	14	35	new	new	ADJ
fueconorg-3009	14	36	financial	financial	ADJ
fueconorg-3009	14	37	instruments	instrument	NOUN
fueconorg-3009	14	38	,	,	PUNCT
fueconorg-3009	14	39	development	development	NOUN
fueconorg-3009	14	40	of	of	ADP
fueconorg-3009	14	41	information	information	NOUN
fueconorg-3009	14	42	technology	technology	NOUN
fueconorg-3009	14	43	and	and	CCONJ
fueconorg-3009	14	44	market	market	NOUN
fueconorg-3009	14	45	globalization	globalization	NOUN
fueconorg-3009	14	46	,	,	PUNCT
fueconorg-3009	14	47	characterize	characterize	VERB
fueconorg-3009	14	48	modern	modern	ADJ
fueconorg-3009	14	49	environment	environment	NOUN
fueconorg-3009	14	50	and	and	CCONJ
fueconorg-3009	14	51	influenced	influence	VERB
fueconorg-3009	14	52	,	,	PUNCT
fueconorg-3009	14	53	in	in	ADP
fueconorg-3009	14	54	general	general	ADJ
fueconorg-3009	14	55	,	,	PUNCT
fueconorg-3009	14	56	the	the	DET
fueconorg-3009	14	57	received	receive	VERB
fueconorg-3009	14	58	july	july	PROPN
fueconorg-3009	14	59	03	03	NUM
fueconorg-3009	14	60	,	,	PUNCT
fueconorg-3009	14	61	2017	2017	NUM
fueconorg-3009	14	62	/	/	SYM
fueconorg-3009	14	63	accepted	accept	VERB
fueconorg-3009	14	64	august	august	PROPN
fueconorg-3009	14	65	18	18	NUM
fueconorg-3009	14	66	,	,	PUNCT
fueconorg-3009	14	67	2017	2017	NUM
fueconorg-3009	14	68	corresponding	correspond	VERB
fueconorg-3009	14	69	author	author	NOUN
fueconorg-3009	14	70	:	:	PUNCT
fueconorg-3009	14	71	nenad	nenad	PROPN
fueconorg-3009	14	72	z.	z.	PROPN
fueconorg-3009	14	73	tomić	tomić	PROPN
fueconorg-3009	14	74	university	university	PROPN
fueconorg-3009	14	75	of	of	ADP
fueconorg-3009	14	76	kragujevac	kragujevac	PROPN
fueconorg-3009	14	77	,	,	PUNCT
fueconorg-3009	14	78	faculty	faculty	NOUN
fueconorg-3009	14	79	of	of	ADP
fueconorg-3009	14	80	economics	economic	NOUN
fueconorg-3009	14	81	,	,	PUNCT
fueconorg-3009	14	82	đure	đure	NOUN
fueconorg-3009	14	83	pucara	pucara	NOUN
fueconorg-3009	14	84	starog	starog	NOUN
fueconorg-3009	14	85	3	3	NUM
fueconorg-3009	14	86	,	,	PUNCT
fueconorg-3009	14	87	serbia	serbia	PROPN
fueconorg-3009	14	88	e	e	NOUN
fueconorg-3009	14	89	-	-	NOUN
fueconorg-3009	14	90	mail	mail	NOUN
fueconorg-3009	14	91	:	:	PUNCT
fueconorg-3009	14	92	ntomic@kg.ac.rs	ntomic@kg.ac.rs	NOUN
fueconorg-3009	14	93	218	218	NUM
fueconorg-3009	14	94	v.	v.	ADP
fueconorg-3009	14	95	todorović	todorović	NOUN
fueconorg-3009	14	96	,	,	PUNCT
fueconorg-3009	14	97	m.	m.	NOUN
fueconorg-3009	14	98	jakšić	jakšić	PROPN
fueconorg-3009	14	99	,	,	PUNCT
fueconorg-3009	14	100	n.	n.	NOUN
fueconorg-3009	14	101	tomić	tomić	NOUN
fueconorg-3009	14	102	decline	decline	VERB
fueconorg-3009	14	103	in	in	ADP
fueconorg-3009	14	104	bank	bank	NOUN
fueconorg-3009	14	105	profitability	profitability	NOUN
fueconorg-3009	14	106	and	and	CCONJ
fueconorg-3009	14	107	emergence	emergence	NOUN
fueconorg-3009	14	108	and	and	CCONJ
fueconorg-3009	14	109	growth	growth	NOUN
fueconorg-3009	14	110	of	of	ADP
fueconorg-3009	14	111	new	new	ADJ
fueconorg-3009	14	112	business	business	NOUN
fueconorg-3009	14	113	activities	activity	NOUN
fueconorg-3009	14	114	with	with	ADP
fueconorg-3009	14	115	increased	increase	VERB
fueconorg-3009	14	116	risk	risk	NOUN
fueconorg-3009	14	117	(	(	PUNCT
fueconorg-3009	14	118	todorović	todorović	NOUN
fueconorg-3009	14	119	,	,	PUNCT
fueconorg-3009	14	120	2015	2015	NUM
fueconorg-3009	14	121	,	,	PUNCT
fueconorg-3009	14	122	p.	p.	NOUN
fueconorg-3009	14	123	16	16	NUM
fueconorg-3009	14	124	)	)	PUNCT
fueconorg-3009	14	125	.	.	PUNCT
fueconorg-3009	15	1	given	give	VERB
fueconorg-3009	15	2	that	that	SCONJ
fueconorg-3009	15	3	modern	modern	ADJ
fueconorg-3009	15	4	banks	bank	NOUN
fueconorg-3009	15	5	appear	appear	VERB
fueconorg-3009	15	6	as	as	ADP
fueconorg-3009	15	7	a	a	DET
fueconorg-3009	15	8	reflection	reflection	NOUN
fueconorg-3009	15	9	of	of	ADP
fueconorg-3009	15	10	the	the	DET
fueconorg-3009	15	11	entire	entire	ADJ
fueconorg-3009	15	12	economic	economic	ADJ
fueconorg-3009	15	13	and	and	CCONJ
fueconorg-3009	15	14	financial	financial	ADJ
fueconorg-3009	15	15	system	system	NOUN
fueconorg-3009	15	16	,	,	PUNCT
fueconorg-3009	15	17	ensuring	ensure	VERB
fueconorg-3009	15	18	optimal	optimal	ADJ
fueconorg-3009	15	19	efficiency	efficiency	NOUN
fueconorg-3009	15	20	of	of	ADP
fueconorg-3009	15	21	the	the	DET
fueconorg-3009	15	22	banking	banking	NOUN
fueconorg-3009	15	23	system	system	NOUN
fueconorg-3009	15	24	and	and	CCONJ
fueconorg-3009	15	25	individual	individual	ADJ
fueconorg-3009	15	26	banks	bank	NOUN
fueconorg-3009	15	27	is	be	AUX
fueconorg-3009	15	28	crucial	crucial	ADJ
fueconorg-3009	15	29	.	.	PUNCT
fueconorg-3009	16	1	the	the	DET
fueconorg-3009	16	2	specificity	specificity	NOUN
fueconorg-3009	16	3	of	of	ADP
fueconorg-3009	16	4	banks	bank	NOUN
fueconorg-3009	16	5	is	be	AUX
fueconorg-3009	16	6	reflected	reflect	VERB
fueconorg-3009	16	7	primarily	primarily	ADV
fueconorg-3009	16	8	in	in	ADP
fueconorg-3009	16	9	the	the	DET
fueconorg-3009	16	10	monetary	monetary	ADJ
fueconorg-3009	16	11	nature	nature	NOUN
fueconorg-3009	16	12	of	of	ADP
fueconorg-3009	16	13	their	their	PRON
fueconorg-3009	16	14	sources	source	NOUN
fueconorg-3009	16	15	(	(	PUNCT
fueconorg-3009	16	16	a	a	DET
fueconorg-3009	16	17	vista	vista	NOUN
fueconorg-3009	16	18	deposits	deposit	NOUN
fueconorg-3009	16	19	)	)	PUNCT
fueconorg-3009	16	20	and	and	CCONJ
fueconorg-3009	16	21	the	the	DET
fueconorg-3009	16	22	role	role	NOUN
fueconorg-3009	16	23	in	in	ADP
fueconorg-3009	16	24	payment	payment	NOUN
fueconorg-3009	16	25	operations	operation	NOUN
fueconorg-3009	16	26	.	.	PUNCT
fueconorg-3009	17	1	through	through	ADP
fueconorg-3009	17	2	their	their	PRON
fueconorg-3009	17	3	lending	lending	NOUN
fueconorg-3009	17	4	function	function	NOUN
fueconorg-3009	17	5	and	and	CCONJ
fueconorg-3009	17	6	access	access	NOUN
fueconorg-3009	17	7	to	to	ADP
fueconorg-3009	17	8	information	information	NOUN
fueconorg-3009	17	9	on	on	ADP
fueconorg-3009	17	10	debtors	debtor	NOUN
fueconorg-3009	17	11	,	,	PUNCT
fueconorg-3009	17	12	banks	bank	NOUN
fueconorg-3009	17	13	establish	establish	VERB
fueconorg-3009	17	14	long	long	ADJ
fueconorg-3009	17	15	-	-	PUNCT
fueconorg-3009	17	16	term	term	NOUN
fueconorg-3009	17	17	relationships	relationship	NOUN
fueconorg-3009	17	18	with	with	ADP
fueconorg-3009	17	19	their	their	PRON
fueconorg-3009	17	20	users	user	NOUN
fueconorg-3009	17	21	,	,	PUNCT
fueconorg-3009	17	22	based	base	VERB
fueconorg-3009	17	23	on	on	ADP
fueconorg-3009	17	24	mutual	mutual	ADJ
fueconorg-3009	17	25	trust	trust	NOUN
fueconorg-3009	17	26	and	and	CCONJ
fueconorg-3009	17	27	mutual	mutual	ADJ
fueconorg-3009	17	28	benefit	benefit	NOUN
fueconorg-3009	17	29	.	.	PUNCT
fueconorg-3009	18	1	such	such	DET
fueconorg-3009	18	2	a	a	DET
fueconorg-3009	18	3	cooperation	cooperation	NOUN
fueconorg-3009	18	4	provides	provide	VERB
fueconorg-3009	18	5	debtors	debtor	NOUN
fueconorg-3009	18	6	with	with	ADP
fueconorg-3009	18	7	stable	stable	ADJ
fueconorg-3009	18	8	and	and	CCONJ
fueconorg-3009	18	9	reliable	reliable	ADJ
fueconorg-3009	18	10	working	working	NOUN
fueconorg-3009	18	11	capital	capital	NOUN
fueconorg-3009	18	12	(	(	PUNCT
fueconorg-3009	18	13	even	even	ADV
fueconorg-3009	18	14	in	in	ADP
fueconorg-3009	18	15	unexpectedly	unexpectedly	ADV
fueconorg-3009	18	16	unfavourable	unfavourable	ADJ
fueconorg-3009	18	17	time	time	NOUN
fueconorg-3009	18	18	periods	period	NOUN
fueconorg-3009	18	19	)	)	PUNCT
fueconorg-3009	18	20	,	,	PUNCT
fueconorg-3009	18	21	and	and	CCONJ
fueconorg-3009	18	22	banks	bank	NOUN
fueconorg-3009	18	23	with	with	ADP
fueconorg-3009	18	24	reliable	reliable	ADJ
fueconorg-3009	18	25	sources	source	NOUN
fueconorg-3009	18	26	of	of	ADP
fueconorg-3009	18	27	high	high	ADJ
fueconorg-3009	18	28	profit	profit	NOUN
fueconorg-3009	18	29	.	.	PUNCT
fueconorg-3009	19	1	as	as	ADP
fueconorg-3009	19	2	members	member	NOUN
fueconorg-3009	19	3	of	of	ADP
fueconorg-3009	19	4	the	the	DET
fueconorg-3009	19	5	monetary	monetary	ADJ
fueconorg-3009	19	6	system	system	NOUN
fueconorg-3009	19	7	,	,	PUNCT
fueconorg-3009	19	8	banks	bank	NOUN
fueconorg-3009	19	9	are	be	AUX
fueconorg-3009	19	10	unique	unique	ADJ
fueconorg-3009	19	11	institutions	institution	NOUN
fueconorg-3009	19	12	in	in	ADP
fueconorg-3009	19	13	terms	term	NOUN
fueconorg-3009	19	14	of	of	ADP
fueconorg-3009	19	15	ability	ability	NOUN
fueconorg-3009	19	16	to	to	PART
fueconorg-3009	19	17	create	create	VERB
fueconorg-3009	19	18	money	money	NOUN
fueconorg-3009	19	19	,	,	PUNCT
fueconorg-3009	19	20	i.e.	i.e.	X
fueconorg-3009	19	21	increase	increase	VERB
fueconorg-3009	19	22	money	money	NOUN
fueconorg-3009	19	23	supply	supply	NOUN
fueconorg-3009	19	24	by	by	ADP
fueconorg-3009	19	25	granting	grant	VERB
fueconorg-3009	19	26	loans	loan	NOUN
fueconorg-3009	19	27	.	.	PUNCT
fueconorg-3009	20	1	banks	bank	NOUN
fueconorg-3009	20	2	are	be	AUX
fueconorg-3009	20	3	the	the	DET
fueconorg-3009	20	4	most	most	ADV
fueconorg-3009	20	5	important	important	ADJ
fueconorg-3009	20	6	institutions	institution	NOUN
fueconorg-3009	20	7	of	of	ADP
fueconorg-3009	20	8	the	the	DET
fueconorg-3009	20	9	financial	financial	ADJ
fueconorg-3009	20	10	system	system	NOUN
fueconorg-3009	20	11	and	and	CCONJ
fueconorg-3009	20	12	have	have	VERB
fueconorg-3009	20	13	a	a	DET
fueconorg-3009	20	14	primary	primary	ADJ
fueconorg-3009	20	15	role	role	NOUN
fueconorg-3009	20	16	in	in	ADP
fueconorg-3009	20	17	mobilization	mobilization	NOUN
fueconorg-3009	20	18	,	,	PUNCT
fueconorg-3009	20	19	concentration	concentration	NOUN
fueconorg-3009	20	20	,	,	PUNCT
fueconorg-3009	20	21	and	and	CCONJ
fueconorg-3009	20	22	allocation	allocation	NOUN
fueconorg-3009	20	23	of	of	ADP
fueconorg-3009	20	24	funds	fund	NOUN
fueconorg-3009	20	25	.	.	PUNCT
fueconorg-3009	21	1	the	the	DET
fueconorg-3009	21	2	functioning	functioning	NOUN
fueconorg-3009	21	3	of	of	ADP
fueconorg-3009	21	4	the	the	DET
fueconorg-3009	21	5	economy	economy	NOUN
fueconorg-3009	21	6	depends	depend	VERB
fueconorg-3009	21	7	on	on	ADP
fueconorg-3009	21	8	the	the	DET
fueconorg-3009	21	9	supply	supply	NOUN
fueconorg-3009	21	10	of	of	ADP
fueconorg-3009	21	11	money	money	NOUN
fueconorg-3009	21	12	,	,	PUNCT
fueconorg-3009	21	13	payment	payment	NOUN
fueconorg-3009	21	14	system	system	NOUN
fueconorg-3009	21	15	,	,	PUNCT
fueconorg-3009	21	16	and	and	CCONJ
fueconorg-3009	21	17	uninterrupted	uninterrupted	ADJ
fueconorg-3009	21	18	credit	credit	NOUN
fueconorg-3009	21	19	flow	flow	NOUN
fueconorg-3009	21	20	.	.	PUNCT
fueconorg-3009	22	1	in	in	ADP
fueconorg-3009	22	2	fact	fact	NOUN
fueconorg-3009	22	3	,	,	PUNCT
fueconorg-3009	22	4	banks	bank	NOUN
fueconorg-3009	22	5	’	'	PUNCT
fueconorg-3009	22	6	deposit	deposit	NOUN
fueconorg-3009	22	7	accounts	account	NOUN
fueconorg-3009	22	8	,	,	PUNCT
fueconorg-3009	22	9	as	as	ADP
fueconorg-3009	22	10	a	a	DET
fueconorg-3009	22	11	component	component	NOUN
fueconorg-3009	22	12	of	of	ADP
fueconorg-3009	22	13	money	money	NOUN
fueconorg-3009	22	14	supply	supply	NOUN
fueconorg-3009	22	15	,	,	PUNCT
fueconorg-3009	22	16	provide	provide	VERB
fueconorg-3009	22	17	liquidity	liquidity	NOUN
fueconorg-3009	22	18	,	,	PUNCT
fueconorg-3009	22	19	mobility	mobility	NOUN
fueconorg-3009	22	20	,	,	PUNCT
fueconorg-3009	22	21	and	and	CCONJ
fueconorg-3009	22	22	affordability	affordability	NOUN
fueconorg-3009	22	23	,	,	PUNCT
fueconorg-3009	22	24	which	which	PRON
fueconorg-3009	22	25	is	be	AUX
fueconorg-3009	22	26	necessary	necessary	ADJ
fueconorg-3009	22	27	for	for	ADP
fueconorg-3009	22	28	the	the	DET
fueconorg-3009	22	29	efficient	efficient	ADJ
fueconorg-3009	22	30	functioning	functioning	NOUN
fueconorg-3009	22	31	of	of	ADP
fueconorg-3009	22	32	the	the	DET
fueconorg-3009	22	33	payment	payment	NOUN
fueconorg-3009	22	34	system	system	NOUN
fueconorg-3009	22	35	in	in	ADP
fueconorg-3009	22	36	each	each	DET
fueconorg-3009	22	37	country	country	NOUN
fueconorg-3009	22	38	.	.	PUNCT
fueconorg-3009	23	1	banks	bank	NOUN
fueconorg-3009	23	2	are	be	AUX
fueconorg-3009	23	3	the	the	DET
fueconorg-3009	23	4	primary	primary	ADJ
fueconorg-3009	23	5	source	source	NOUN
fueconorg-3009	23	6	of	of	ADP
fueconorg-3009	23	7	liquidity	liquidity	NOUN
fueconorg-3009	23	8	for	for	ADP
fueconorg-3009	23	9	all	all	DET
fueconorg-3009	23	10	participants	participant	NOUN
fueconorg-3009	23	11	in	in	ADP
fueconorg-3009	23	12	the	the	DET
fueconorg-3009	23	13	system	system	NOUN
fueconorg-3009	23	14	and	and	CCONJ
fueconorg-3009	23	15	the	the	DET
fueconorg-3009	23	16	main	main	ADJ
fueconorg-3009	23	17	channel	channel	NOUN
fueconorg-3009	23	18	for	for	ADP
fueconorg-3009	23	19	the	the	DET
fueconorg-3009	23	20	implementation	implementation	NOUN
fueconorg-3009	23	21	of	of	ADP
fueconorg-3009	23	22	monetary	monetary	ADJ
fueconorg-3009	23	23	policy	policy	NOUN
fueconorg-3009	23	24	.	.	PUNCT
fueconorg-3009	24	1	bearing	bear	VERB
fueconorg-3009	24	2	in	in	ADP
fueconorg-3009	24	3	mind	mind	NOUN
fueconorg-3009	24	4	the	the	DET
fueconorg-3009	24	5	indisputably	indisputably	ADV
fueconorg-3009	24	6	important	important	ADJ
fueconorg-3009	24	7	role	role	NOUN
fueconorg-3009	24	8	of	of	ADP
fueconorg-3009	24	9	banks	bank	NOUN
fueconorg-3009	24	10	for	for	ADP
fueconorg-3009	24	11	overall	overall	ADJ
fueconorg-3009	24	12	economic	economic	ADJ
fueconorg-3009	24	13	trends	trend	NOUN
fueconorg-3009	24	14	,	,	PUNCT
fueconorg-3009	24	15	it	it	PRON
fueconorg-3009	24	16	is	be	AUX
fueconorg-3009	24	17	important	important	ADJ
fueconorg-3009	24	18	to	to	PART
fueconorg-3009	24	19	ensure	ensure	VERB
fueconorg-3009	24	20	their	their	PRON
fueconorg-3009	24	21	successful	successful	ADJ
fueconorg-3009	24	22	business	business	NOUN
fueconorg-3009	24	23	and	and	CCONJ
fueconorg-3009	24	24	,	,	PUNCT
fueconorg-3009	24	25	thereby	thereby	ADV
fueconorg-3009	24	26	,	,	PUNCT
fueconorg-3009	24	27	preserve	preserve	VERB
fueconorg-3009	24	28	systemic	systemic	ADJ
fueconorg-3009	24	29	stability	stability	NOUN
fueconorg-3009	24	30	.	.	PUNCT
fueconorg-3009	25	1	therefore	therefore	ADV
fueconorg-3009	25	2	,	,	PUNCT
fueconorg-3009	25	3	banking	banking	NOUN
fueconorg-3009	25	4	operations	operation	NOUN
fueconorg-3009	25	5	are	be	AUX
fueconorg-3009	25	6	,	,	PUNCT
fueconorg-3009	25	7	even	even	ADV
fueconorg-3009	25	8	in	in	ADP
fueconorg-3009	25	9	deregulated	deregulated	ADJ
fueconorg-3009	25	10	market	market	NOUN
fueconorg-3009	25	11	conditions	condition	NOUN
fueconorg-3009	25	12	,	,	PUNCT
fueconorg-3009	25	13	most	most	ADV
fueconorg-3009	25	14	thoroughly	thoroughly	ADV
fueconorg-3009	25	15	regulated	regulated	ADJ
fueconorg-3009	25	16	area	area	NOUN
fueconorg-3009	25	17	.	.	PUNCT
fueconorg-3009	26	1	an	an	DET
fueconorg-3009	26	2	adequate	adequate	ADJ
fueconorg-3009	26	3	regulatory	regulatory	ADJ
fueconorg-3009	26	4	framework	framework	NOUN
fueconorg-3009	26	5	should	should	AUX
fueconorg-3009	26	6	,	,	PUNCT
fueconorg-3009	26	7	among	among	ADP
fueconorg-3009	26	8	other	other	ADJ
fueconorg-3009	26	9	things	thing	NOUN
fueconorg-3009	26	10	,	,	PUNCT
fueconorg-3009	26	11	protect	protect	VERB
fueconorg-3009	26	12	depositors	depositor	NOUN
fueconorg-3009	26	13	,	,	PUNCT
fueconorg-3009	26	14	investors	investor	NOUN
fueconorg-3009	26	15	,	,	PUNCT
fueconorg-3009	26	16	and	and	CCONJ
fueconorg-3009	26	17	financial	financial	ADJ
fueconorg-3009	26	18	systems	system	NOUN
fueconorg-3009	26	19	in	in	ADP
fueconorg-3009	26	20	different	different	ADJ
fueconorg-3009	26	21	national	national	ADJ
fueconorg-3009	26	22	economies	economy	NOUN
fueconorg-3009	26	23	.	.	PUNCT
fueconorg-3009	27	1	however	however	ADV
fueconorg-3009	27	2	,	,	PUNCT
fueconorg-3009	27	3	the	the	DET
fueconorg-3009	27	4	precrisis	precrisis	NOUN
fueconorg-3009	27	5	regulation	regulation	NOUN
fueconorg-3009	27	6	model	model	NOUN
fueconorg-3009	27	7	in	in	ADP
fueconorg-3009	27	8	both	both	CCONJ
fueconorg-3009	27	9	national	national	ADJ
fueconorg-3009	27	10	and	and	CCONJ
fueconorg-3009	27	11	international	international	ADJ
fueconorg-3009	27	12	frameworks	framework	NOUN
fueconorg-3009	27	13	gave	give	VERB
fueconorg-3009	27	14	wrong	wrong	ADJ
fueconorg-3009	27	15	incentives	incentive	NOUN
fueconorg-3009	27	16	to	to	ADP
fueconorg-3009	27	17	banks	bank	NOUN
fueconorg-3009	27	18	,	,	PUNCT
fueconorg-3009	27	19	encouraging	encourage	VERB
fueconorg-3009	27	20	institutions	institution	NOUN
fueconorg-3009	27	21	and	and	CCONJ
fueconorg-3009	27	22	individuals	individual	NOUN
fueconorg-3009	27	23	to	to	PART
fueconorg-3009	27	24	take	take	VERB
fueconorg-3009	27	25	too	too	ADV
fueconorg-3009	27	26	big	big	ADJ
fueconorg-3009	27	27	risks	risk	NOUN
fueconorg-3009	27	28	.	.	PUNCT
fueconorg-3009	28	1	with	with	ADP
fueconorg-3009	28	2	the	the	DET
fueconorg-3009	28	3	advent	advent	NOUN
fueconorg-3009	28	4	of	of	ADP
fueconorg-3009	28	5	crisis	crisis	NOUN
fueconorg-3009	28	6	,	,	PUNCT
fueconorg-3009	28	7	it	it	PRON
fueconorg-3009	28	8	became	become	VERB
fueconorg-3009	28	9	clear	clear	ADJ
fueconorg-3009	28	10	that	that	SCONJ
fueconorg-3009	28	11	the	the	DET
fueconorg-3009	28	12	established	establish	VERB
fueconorg-3009	28	13	regulatory	regulatory	ADJ
fueconorg-3009	28	14	framework	framework	NOUN
fueconorg-3009	28	15	needed	need	VERB
fueconorg-3009	28	16	to	to	PART
fueconorg-3009	28	17	be	be	AUX
fueconorg-3009	28	18	changed	change	VERB
fueconorg-3009	28	19	.	.	PUNCT
fueconorg-3009	29	1	therefore	therefore	ADV
fueconorg-3009	29	2	,	,	PUNCT
fueconorg-3009	29	3	the	the	DET
fueconorg-3009	29	4	subject	subject	NOUN
fueconorg-3009	29	5	of	of	ADP
fueconorg-3009	29	6	the	the	DET
fueconorg-3009	29	7	paper	paper	NOUN
fueconorg-3009	29	8	will	will	AUX
fueconorg-3009	29	9	focus	focus	VERB
fueconorg-3009	29	10	on	on	ADP
fueconorg-3009	29	11	regulatory	regulatory	ADJ
fueconorg-3009	29	12	changes	change	NOUN
fueconorg-3009	29	13	in	in	ADP
fueconorg-3009	29	14	the	the	DET
fueconorg-3009	29	15	banking	banking	NOUN
fueconorg-3009	29	16	sector	sector	NOUN
fueconorg-3009	29	17	,	,	PUNCT
fueconorg-3009	29	18	caused	cause	VERB
fueconorg-3009	29	19	by	by	ADP
fueconorg-3009	29	20	the	the	DET
fueconorg-3009	29	21	global	global	ADJ
fueconorg-3009	29	22	financial	financial	ADJ
fueconorg-3009	29	23	crisis	crisis	NOUN
fueconorg-3009	29	24	,	,	PUNCT
fueconorg-3009	29	25	which	which	PRON
fueconorg-3009	29	26	aim	aim	VERB
fueconorg-3009	29	27	to	to	PART
fueconorg-3009	29	28	ensure	ensure	VERB
fueconorg-3009	29	29	the	the	DET
fueconorg-3009	29	30	safety	safety	NOUN
fueconorg-3009	29	31	of	of	ADP
fueconorg-3009	29	32	banking	banking	NOUN
fueconorg-3009	29	33	operations	operation	NOUN
fueconorg-3009	29	34	and	and	CCONJ
fueconorg-3009	29	35	system	system	NOUN
fueconorg-3009	29	36	stability	stability	NOUN
fueconorg-3009	29	37	.	.	PUNCT
fueconorg-3009	30	1	respecting	respect	VERB
fueconorg-3009	30	2	the	the	DET
fueconorg-3009	30	3	previously	previously	ADV
fueconorg-3009	30	4	defined	define	VERB
fueconorg-3009	30	5	research	research	NOUN
fueconorg-3009	30	6	subject	subject	NOUN
fueconorg-3009	30	7	,	,	PUNCT
fueconorg-3009	30	8	the	the	DET
fueconorg-3009	30	9	main	main	ADJ
fueconorg-3009	30	10	objective	objective	NOUN
fueconorg-3009	30	11	of	of	ADP
fueconorg-3009	30	12	this	this	DET
fueconorg-3009	30	13	paper	paper	NOUN
fueconorg-3009	30	14	is	be	AUX
fueconorg-3009	30	15	to	to	PART
fueconorg-3009	30	16	review	review	VERB
fueconorg-3009	30	17	the	the	DET
fueconorg-3009	30	18	effectiveness	effectiveness	NOUN
fueconorg-3009	30	19	of	of	ADP
fueconorg-3009	30	20	bank	bank	NOUN
fueconorg-3009	30	21	regulations	regulation	NOUN
fueconorg-3009	30	22	and	and	CCONJ
fueconorg-3009	30	23	regulatory	regulatory	ADJ
fueconorg-3009	30	24	policy	policy	NOUN
fueconorg-3009	30	25	changes	change	NOUN
fueconorg-3009	30	26	on	on	ADP
fueconorg-3009	30	27	dealing	deal	VERB
fueconorg-3009	30	28	with	with	ADP
fueconorg-3009	30	29	banking	banking	NOUN
fueconorg-3009	30	30	problems	problem	NOUN
fueconorg-3009	30	31	and	and	CCONJ
fueconorg-3009	30	32	preserving	preserve	VERB
fueconorg-3009	30	33	the	the	DET
fueconorg-3009	30	34	stability	stability	NOUN
fueconorg-3009	30	35	of	of	ADP
fueconorg-3009	30	36	banking	banking	NOUN
fueconorg-3009	30	37	systems	system	NOUN
fueconorg-3009	30	38	.	.	PUNCT
fueconorg-3009	31	1	in	in	ADP
fueconorg-3009	31	2	line	line	NOUN
fueconorg-3009	31	3	with	with	ADP
fueconorg-3009	31	4	the	the	DET
fueconorg-3009	31	5	defined	define	VERB
fueconorg-3009	31	6	research	research	NOUN
fueconorg-3009	31	7	subject	subject	NOUN
fueconorg-3009	31	8	and	and	CCONJ
fueconorg-3009	31	9	objective	objective	NOUN
fueconorg-3009	31	10	,	,	PUNCT
fueconorg-3009	31	11	the	the	DET
fueconorg-3009	31	12	paper	paper	NOUN
fueconorg-3009	31	13	will	will	AUX
fueconorg-3009	31	14	test	test	VERB
fueconorg-3009	31	15	the	the	DET
fueconorg-3009	31	16	following	follow	VERB
fueconorg-3009	31	17	hypothesis	hypothesis	NOUN
fueconorg-3009	31	18	:	:	PUNCT
fueconorg-3009	31	19	a	a	DET
fueconorg-3009	31	20	turbulent	turbulent	ADJ
fueconorg-3009	31	21	and	and	CCONJ
fueconorg-3009	31	22	uncertain	uncertain	ADJ
fueconorg-3009	31	23	modern	modern	ADJ
fueconorg-3009	31	24	environment	environment	NOUN
fueconorg-3009	31	25	requires	require	VERB
fueconorg-3009	31	26	modern	modern	ADJ
fueconorg-3009	31	27	regulatory	regulatory	ADJ
fueconorg-3009	31	28	changes	change	NOUN
fueconorg-3009	31	29	that	that	PRON
fueconorg-3009	31	30	will	will	AUX
fueconorg-3009	31	31	contribute	contribute	VERB
fueconorg-3009	31	32	to	to	ADP
fueconorg-3009	31	33	reducing	reduce	VERB
fueconorg-3009	31	34	the	the	DET
fueconorg-3009	31	35	banks	bank	NOUN
fueconorg-3009	31	36	’	’	PART
fueconorg-3009	31	37	exposure	exposure	NOUN
fueconorg-3009	31	38	to	to	ADP
fueconorg-3009	31	39	business	business	NOUN
fueconorg-3009	31	40	risks	risk	NOUN
fueconorg-3009	31	41	and	and	CCONJ
fueconorg-3009	31	42	ensure	ensure	VERB
fueconorg-3009	31	43	systemic	systemic	ADJ
fueconorg-3009	31	44	stability	stability	NOUN
fueconorg-3009	31	45	.	.	PUNCT
fueconorg-3009	32	1	to	to	PART
fueconorg-3009	32	2	test	test	VERB
fueconorg-3009	32	3	the	the	DET
fueconorg-3009	32	4	starting	starting	NOUN
fueconorg-3009	32	5	hypothesis	hypothesis	NOUN
fueconorg-3009	32	6	,	,	PUNCT
fueconorg-3009	32	7	the	the	DET
fueconorg-3009	32	8	paper	paper	NOUN
fueconorg-3009	32	9	will	will	AUX
fueconorg-3009	32	10	apply	apply	VERB
fueconorg-3009	32	11	qualitative	qualitative	ADJ
fueconorg-3009	32	12	methodology	methodology	NOUN
fueconorg-3009	32	13	based	base	VERB
fueconorg-3009	32	14	on	on	ADP
fueconorg-3009	32	15	the	the	DET
fueconorg-3009	32	16	study	study	NOUN
fueconorg-3009	32	17	and	and	CCONJ
fueconorg-3009	32	18	a	a	DET
fueconorg-3009	32	19	descriptive	descriptive	ADJ
fueconorg-3009	32	20	analysis	analysis	NOUN
fueconorg-3009	32	21	of	of	ADP
fueconorg-3009	32	22	the	the	DET
fueconorg-3009	32	23	defined	define	VERB
fueconorg-3009	32	24	problem	problem	NOUN
fueconorg-3009	32	25	.	.	PUNCT
fueconorg-3009	33	1	consulting	consult	VERB
fueconorg-3009	33	2	the	the	DET
fueconorg-3009	33	3	relevant	relevant	ADJ
fueconorg-3009	33	4	literature	literature	NOUN
fueconorg-3009	33	5	,	,	PUNCT
fueconorg-3009	33	6	dealing	deal	VERB
fueconorg-3009	33	7	with	with	ADP
fueconorg-3009	33	8	theoretical	theoretical	ADJ
fueconorg-3009	33	9	generalization	generalization	NOUN
fueconorg-3009	33	10	and	and	CCONJ
fueconorg-3009	33	11	practical	practical	ADJ
fueconorg-3009	33	12	experience	experience	NOUN
fueconorg-3009	33	13	of	of	ADP
fueconorg-3009	33	14	authors	author	NOUN
fueconorg-3009	33	15	who	who	PRON
fueconorg-3009	33	16	have	have	AUX
fueconorg-3009	33	17	researched	research	VERB
fueconorg-3009	33	18	the	the	DET
fueconorg-3009	33	19	issue	issue	NOUN
fueconorg-3009	33	20	under	under	ADP
fueconorg-3009	33	21	discussion	discussion	NOUN
fueconorg-3009	33	22	,	,	PUNCT
fueconorg-3009	33	23	will	will	AUX
fueconorg-3009	33	24	enable	enable	VERB
fueconorg-3009	33	25	a	a	DET
fueconorg-3009	33	26	comparison	comparison	NOUN
fueconorg-3009	33	27	and	and	CCONJ
fueconorg-3009	33	28	synthesis	synthesis	NOUN
fueconorg-3009	33	29	of	of	ADP
fueconorg-3009	33	30	different	different	ADJ
fueconorg-3009	33	31	views	view	NOUN
fueconorg-3009	33	32	,	,	PUNCT
fueconorg-3009	33	33	on	on	ADP
fueconorg-3009	33	34	the	the	DET
fueconorg-3009	33	35	basis	basis	NOUN
fueconorg-3009	33	36	of	of	ADP
fueconorg-3009	33	37	which	which	PRON
fueconorg-3009	33	38	to	to	PART
fueconorg-3009	33	39	carry	carry	VERB
fueconorg-3009	33	40	out	out	ADP
fueconorg-3009	33	41	general	general	ADJ
fueconorg-3009	33	42	conclusion	conclusion	NOUN
fueconorg-3009	33	43	about	about	ADP
fueconorg-3009	33	44	the	the	DET
fueconorg-3009	33	45	impact	impact	NOUN
fueconorg-3009	33	46	of	of	ADP
fueconorg-3009	33	47	specific	specific	ADJ
fueconorg-3009	33	48	regulatory	regulatory	ADJ
fueconorg-3009	33	49	changes	change	NOUN
fueconorg-3009	33	50	on	on	ADP
fueconorg-3009	33	51	bank	bank	NOUN
fueconorg-3009	33	52	performance	performance	NOUN
fueconorg-3009	33	53	.	.	PUNCT
fueconorg-3009	34	1	the	the	DET
fueconorg-3009	34	2	paper	paper	NOUN
fueconorg-3009	34	3	will	will	AUX
fueconorg-3009	34	4	first	first	ADV
fueconorg-3009	34	5	analyze	analyze	VERB
fueconorg-3009	34	6	the	the	DET
fueconorg-3009	34	7	need	need	NOUN
fueconorg-3009	34	8	for	for	ADP
fueconorg-3009	34	9	bank	bank	NOUN
fueconorg-3009	34	10	regulation	regulation	NOUN
fueconorg-3009	34	11	.	.	PUNCT
fueconorg-3009	35	1	after	after	ADP
fueconorg-3009	35	2	identifying	identify	VERB
fueconorg-3009	35	3	the	the	DET
fueconorg-3009	35	4	crucial	crucial	ADJ
fueconorg-3009	35	5	importance	importance	NOUN
fueconorg-3009	35	6	of	of	ADP
fueconorg-3009	35	7	regulation	regulation	NOUN
fueconorg-3009	35	8	for	for	ADP
fueconorg-3009	35	9	banking	banking	NOUN
fueconorg-3009	35	10	operations	operation	NOUN
fueconorg-3009	35	11	,	,	PUNCT
fueconorg-3009	35	12	attention	attention	NOUN
fueconorg-3009	35	13	will	will	AUX
fueconorg-3009	35	14	focus	focus	VERB
fueconorg-3009	35	15	on	on	ADP
fueconorg-3009	35	16	possibilities	possibility	NOUN
fueconorg-3009	35	17	and	and	CCONJ
fueconorg-3009	35	18	limits	limit	NOUN
fueconorg-3009	35	19	of	of	ADP
fueconorg-3009	35	20	its	its	PRON
fueconorg-3009	35	21	proper	proper	ADJ
fueconorg-3009	35	22	application	application	NOUN
fueconorg-3009	35	23	.	.	PUNCT
fueconorg-3009	36	1	finally	finally	ADV
fueconorg-3009	36	2	,	,	PUNCT
fueconorg-3009	36	3	regulatory	regulatory	ADJ
fueconorg-3009	36	4	changes	change	NOUN
fueconorg-3009	36	5	that	that	PRON
fueconorg-3009	36	6	have	have	AUX
fueconorg-3009	36	7	become	become	VERB
fueconorg-3009	36	8	necessary	necessary	ADJ
fueconorg-3009	36	9	during	during	ADP
fueconorg-3009	36	10	the	the	DET
fueconorg-3009	36	11	crisis	crisis	NOUN
fueconorg-3009	36	12	will	will	AUX
fueconorg-3009	36	13	be	be	AUX
fueconorg-3009	36	14	reviewed	review	VERB
fueconorg-3009	36	15	.	.	PUNCT
fueconorg-3009	37	1	specifically	specifically	ADV
fueconorg-3009	37	2	,	,	PUNCT
fueconorg-3009	37	3	the	the	DET
fueconorg-3009	37	4	most	most	ADV
fueconorg-3009	37	5	significant	significant	ADJ
fueconorg-3009	37	6	is	be	AUX
fueconorg-3009	37	7	the	the	DET
fueconorg-3009	37	8	reform	reform	NOUN
fueconorg-3009	37	9	of	of	ADP
fueconorg-3009	37	10	basel	basel	PROPN
fueconorg-3009	37	11	framework	framework	NOUN
fueconorg-3009	37	12	,	,	PUNCT
fueconorg-3009	37	13	which	which	PRON
fueconorg-3009	37	14	will	will	AUX
fueconorg-3009	37	15	be	be	AUX
fueconorg-3009	37	16	given	give	VERB
fueconorg-3009	37	17	special	special	ADJ
fueconorg-3009	37	18	attention	attention	NOUN
fueconorg-3009	37	19	.	.	PUNCT
fueconorg-3009	38	1	bank	bank	NOUN
fueconorg-3009	38	2	regulations	regulation	NOUN
fueconorg-3009	38	3	in	in	ADP
fueconorg-3009	38	4	modern	modern	ADJ
fueconorg-3009	38	5	financial	financial	ADJ
fueconorg-3009	38	6	environment	environment	NOUN
fueconorg-3009	38	7	219	219	NUM
fueconorg-3009	38	8	1	1	NUM
fueconorg-3009	38	9	.	.	PUNCT
fueconorg-3009	39	1	the	the	DET
fueconorg-3009	39	2	need	need	NOUN
fueconorg-3009	39	3	for	for	ADP
fueconorg-3009	39	4	bank	bank	NOUN
fueconorg-3009	39	5	regulations	regulation	NOUN
fueconorg-3009	39	6	regulation	regulation	NOUN
fueconorg-3009	39	7	of	of	ADP
fueconorg-3009	39	8	banking	banking	NOUN
fueconorg-3009	39	9	operations	operation	NOUN
fueconorg-3009	39	10	is	be	AUX
fueconorg-3009	39	11	accompanied	accompany	VERB
fueconorg-3009	39	12	by	by	ADP
fueconorg-3009	39	13	a	a	DET
fueconorg-3009	39	14	series	series	NOUN
fueconorg-3009	39	15	of	of	ADP
fueconorg-3009	39	16	concerns	concern	NOUN
fueconorg-3009	39	17	.	.	PUNCT
fueconorg-3009	40	1	despite	despite	SCONJ
fueconorg-3009	40	2	changes	change	NOUN
fueconorg-3009	40	3	in	in	ADP
fueconorg-3009	40	4	the	the	DET
fueconorg-3009	40	5	global	global	ADJ
fueconorg-3009	40	6	environment	environment	NOUN
fueconorg-3009	40	7	,	,	PUNCT
fueconorg-3009	40	8	essentially	essentially	ADV
fueconorg-3009	40	9	reflected	reflect	VERB
fueconorg-3009	40	10	in	in	ADP
fueconorg-3009	40	11	deregulation	deregulation	NOUN
fueconorg-3009	40	12	,	,	PUNCT
fueconorg-3009	40	13	liberalization	liberalization	NOUN
fueconorg-3009	40	14	,	,	PUNCT
fueconorg-3009	40	15	and	and	CCONJ
fueconorg-3009	40	16	internationalization	internationalization	NOUN
fueconorg-3009	40	17	of	of	ADP
fueconorg-3009	40	18	business	business	NOUN
fueconorg-3009	40	19	,	,	PUNCT
fueconorg-3009	40	20	banks	bank	NOUN
fueconorg-3009	40	21	are	be	AUX
fueconorg-3009	40	22	generally	generally	ADV
fueconorg-3009	40	23	still	still	ADV
fueconorg-3009	40	24	most	most	ADV
fueconorg-3009	40	25	thoroughly	thoroughly	ADV
fueconorg-3009	40	26	regulated	regulate	VERB
fueconorg-3009	40	27	institutions	institution	NOUN
fueconorg-3009	40	28	in	in	ADP
fueconorg-3009	40	29	the	the	DET
fueconorg-3009	40	30	financial	financial	ADJ
fueconorg-3009	40	31	system	system	NOUN
fueconorg-3009	40	32	.	.	PUNCT
fueconorg-3009	41	1	regulators	regulator	NOUN
fueconorg-3009	41	2	agree	agree	VERB
fueconorg-3009	41	3	in	in	ADP
fueconorg-3009	41	4	their	their	PRON
fueconorg-3009	41	5	assessment	assessment	NOUN
fueconorg-3009	41	6	that	that	SCONJ
fueconorg-3009	41	7	crisis	crisis	NOUN
fueconorg-3009	41	8	in	in	ADP
fueconorg-3009	41	9	the	the	DET
fueconorg-3009	41	10	financial	financial	ADJ
fueconorg-3009	41	11	and	and	CCONJ
fueconorg-3009	41	12	economic	economic	ADJ
fueconorg-3009	41	13	system	system	NOUN
fueconorg-3009	41	14	must	must	AUX
fueconorg-3009	41	15	be	be	AUX
fueconorg-3009	41	16	avoided	avoid	VERB
fueconorg-3009	41	17	even	even	ADV
fueconorg-3009	41	18	at	at	ADP
fueconorg-3009	41	19	the	the	DET
fueconorg-3009	41	20	cost	cost	NOUN
fueconorg-3009	41	21	of	of	ADP
fueconorg-3009	41	22	overregulation	overregulation	NOUN
fueconorg-3009	41	23	and	and	CCONJ
fueconorg-3009	41	24	overprotection	overprotection	NOUN
fueconorg-3009	41	25	of	of	ADP
fueconorg-3009	41	26	banks	bank	NOUN
fueconorg-3009	41	27	when	when	SCONJ
fueconorg-3009	41	28	most	most	ADJ
fueconorg-3009	41	29	other	other	ADJ
fueconorg-3009	41	30	economic	economic	ADJ
fueconorg-3009	41	31	sectors	sector	NOUN
fueconorg-3009	41	32	open	open	VERB
fueconorg-3009	41	33	up	up	ADP
fueconorg-3009	41	34	globally	globally	ADV
fueconorg-3009	41	35	.	.	PUNCT
fueconorg-3009	42	1	preoccupation	preoccupation	NOUN
fueconorg-3009	42	2	with	with	ADP
fueconorg-3009	42	3	systemic	systemic	ADJ
fueconorg-3009	42	4	risk	risk	NOUN
fueconorg-3009	42	5	is	be	AUX
fueconorg-3009	42	6	forcing	force	VERB
fueconorg-3009	42	7	regulators	regulator	NOUN
fueconorg-3009	42	8	to	to	PART
fueconorg-3009	42	9	be	be	AUX
fueconorg-3009	42	10	tolerant	tolerant	ADJ
fueconorg-3009	42	11	of	of	ADP
fueconorg-3009	42	12	the	the	DET
fueconorg-3009	42	13	anti	anti	ADJ
fueconorg-3009	42	14	-	-	ADJ
fueconorg-3009	42	15	competitive	competitive	ADJ
fueconorg-3009	42	16	behaviour	behaviour	NOUN
fueconorg-3009	42	17	of	of	ADP
fueconorg-3009	42	18	banks	bank	NOUN
fueconorg-3009	42	19	.	.	PUNCT
fueconorg-3009	43	1	bearing	bear	VERB
fueconorg-3009	43	2	in	in	ADP
fueconorg-3009	43	3	mind	mind	NOUN
fueconorg-3009	43	4	that	that	SCONJ
fueconorg-3009	43	5	users	user	NOUN
fueconorg-3009	43	6	of	of	ADP
fueconorg-3009	43	7	banking	banking	NOUN
fueconorg-3009	43	8	services	service	NOUN
fueconorg-3009	43	9	are	be	AUX
fueconorg-3009	43	10	the	the	DET
fueconorg-3009	43	11	main	main	ADJ
fueconorg-3009	43	12	drivers	driver	NOUN
fueconorg-3009	43	13	of	of	ADP
fueconorg-3009	43	14	the	the	DET
fueconorg-3009	43	15	economic	economic	ADJ
fueconorg-3009	43	16	system	system	NOUN
fueconorg-3009	43	17	,	,	PUNCT
fueconorg-3009	43	18	regulators	regulator	NOUN
fueconorg-3009	43	19	aim	aim	VERB
fueconorg-3009	43	20	to	to	PART
fueconorg-3009	43	21	increase	increase	VERB
fueconorg-3009	43	22	the	the	DET
fueconorg-3009	43	23	transparency	transparency	NOUN
fueconorg-3009	43	24	of	of	ADP
fueconorg-3009	43	25	banking	banking	NOUN
fueconorg-3009	43	26	operations	operation	NOUN
fueconorg-3009	43	27	.	.	PUNCT
fueconorg-3009	44	1	there	there	PRON
fueconorg-3009	44	2	are	be	VERB
fueconorg-3009	44	3	two	two	NUM
fueconorg-3009	44	4	basic	basic	ADJ
fueconorg-3009	44	5	arguments	argument	NOUN
fueconorg-3009	44	6	in	in	ADP
fueconorg-3009	44	7	support	support	NOUN
fueconorg-3009	44	8	of	of	ADP
fueconorg-3009	44	9	the	the	DET
fueconorg-3009	44	10	necessity	necessity	NOUN
fueconorg-3009	44	11	of	of	ADP
fueconorg-3009	44	12	regulating	regulate	VERB
fueconorg-3009	44	13	banking	banking	NOUN
fueconorg-3009	44	14	operations	operation	NOUN
fueconorg-3009	44	15	.	.	PUNCT
fueconorg-3009	45	1	first	first	ADV
fueconorg-3009	45	2	,	,	PUNCT
fueconorg-3009	45	3	the	the	DET
fueconorg-3009	45	4	importance	importance	NOUN
fueconorg-3009	45	5	of	of	ADP
fueconorg-3009	45	6	a	a	DET
fueconorg-3009	45	7	stable	stable	ADJ
fueconorg-3009	45	8	banking	banking	NOUN
fueconorg-3009	45	9	system	system	NOUN
fueconorg-3009	45	10	is	be	AUX
fueconorg-3009	45	11	reflected	reflect	VERB
fueconorg-3009	45	12	in	in	ADP
fueconorg-3009	45	13	ensuring	ensure	VERB
fueconorg-3009	45	14	optimal	optimal	ADJ
fueconorg-3009	45	15	and	and	CCONJ
fueconorg-3009	45	16	efficient	efficient	ADJ
fueconorg-3009	45	17	allocation	allocation	NOUN
fueconorg-3009	45	18	of	of	ADP
fueconorg-3009	45	19	resources	resource	NOUN
fueconorg-3009	45	20	,	,	PUNCT
fueconorg-3009	45	21	and	and	CCONJ
fueconorg-3009	45	22	,	,	PUNCT
fueconorg-3009	45	23	thereby	thereby	ADV
fueconorg-3009	45	24	,	,	PUNCT
fueconorg-3009	45	25	fostering	foster	VERB
fueconorg-3009	45	26	economic	economic	ADJ
fueconorg-3009	45	27	growth	growth	NOUN
fueconorg-3009	45	28	.	.	PUNCT
fueconorg-3009	46	1	past	past	ADJ
fueconorg-3009	46	2	experience	experience	NOUN
fueconorg-3009	46	3	and	and	CCONJ
fueconorg-3009	46	4	practice	practice	NOUN
fueconorg-3009	46	5	have	have	AUX
fueconorg-3009	46	6	shown	show	VERB
fueconorg-3009	46	7	that	that	SCONJ
fueconorg-3009	46	8	leaving	leave	VERB
fueconorg-3009	46	9	the	the	DET
fueconorg-3009	46	10	banking	banking	NOUN
fueconorg-3009	46	11	system	system	NOUN
fueconorg-3009	46	12	to	to	PART
fueconorg-3009	46	13	spontaneously	spontaneously	ADV
fueconorg-3009	46	14	functioning	function	VERB
fueconorg-3009	46	15	market	market	NOUN
fueconorg-3009	46	16	laws	law	NOUN
fueconorg-3009	46	17	exposes	expose	VERB
fueconorg-3009	46	18	banks	bank	NOUN
fueconorg-3009	46	19	to	to	ADP
fueconorg-3009	46	20	systemic	systemic	ADJ
fueconorg-3009	46	21	risks	risk	NOUN
fueconorg-3009	46	22	,	,	PUNCT
fueconorg-3009	46	23	which	which	PRON
fueconorg-3009	46	24	also	also	ADV
fueconorg-3009	46	25	leads	lead	VERB
fueconorg-3009	46	26	to	to	ADP
fueconorg-3009	46	27	instability	instability	NOUN
fueconorg-3009	46	28	of	of	ADP
fueconorg-3009	46	29	the	the	DET
fueconorg-3009	46	30	entire	entire	ADJ
fueconorg-3009	46	31	banking	banking	NOUN
fueconorg-3009	46	32	system	system	NOUN
fueconorg-3009	46	33	.	.	PUNCT
fueconorg-3009	47	1	given	give	VERB
fueconorg-3009	47	2	the	the	DET
fueconorg-3009	47	3	nature	nature	NOUN
fueconorg-3009	47	4	of	of	ADP
fueconorg-3009	47	5	their	their	PRON
fueconorg-3009	47	6	activities	activity	NOUN
fueconorg-3009	47	7	,	,	PUNCT
fueconorg-3009	47	8	banks	bank	NOUN
fueconorg-3009	47	9	are	be	AUX
fueconorg-3009	47	10	more	more	ADV
fueconorg-3009	47	11	sensitive	sensitive	ADJ
fueconorg-3009	47	12	to	to	ADP
fueconorg-3009	47	13	systemic	systemic	ADJ
fueconorg-3009	47	14	risk	risk	NOUN
fueconorg-3009	47	15	than	than	ADP
fueconorg-3009	47	16	non	non	ADJ
fueconorg-3009	47	17	-	-	ADJ
fueconorg-3009	47	18	financial	financial	ADJ
fueconorg-3009	47	19	institutions	institution	NOUN
fueconorg-3009	47	20	.	.	PUNCT
fueconorg-3009	48	1	the	the	DET
fueconorg-3009	48	2	problems	problem	NOUN
fueconorg-3009	48	3	individual	individual	ADJ
fueconorg-3009	48	4	banks	bank	NOUN
fueconorg-3009	48	5	face	face	VERB
fueconorg-3009	48	6	may	may	AUX
fueconorg-3009	48	7	affect	affect	VERB
fueconorg-3009	48	8	the	the	DET
fueconorg-3009	48	9	system	system	NOUN
fueconorg-3009	48	10	as	as	ADP
fueconorg-3009	48	11	a	a	DET
fueconorg-3009	48	12	whole	whole	NOUN
fueconorg-3009	48	13	,	,	PUNCT
fueconorg-3009	48	14	given	give	VERB
fueconorg-3009	48	15	company	company	NOUN
fueconorg-3009	48	16	insolvency	insolvency	NOUN
fueconorg-3009	48	17	and	and	CCONJ
fueconorg-3009	48	18	clients	client	NOUN
fueconorg-3009	48	19	’	'	PUNCT
fueconorg-3009	48	20	fear	fear	VERB
fueconorg-3009	48	21	that	that	SCONJ
fueconorg-3009	48	22	their	their	PRON
fueconorg-3009	48	23	deposits	deposit	NOUN
fueconorg-3009	48	24	will	will	AUX
fueconorg-3009	48	25	be	be	AUX
fueconorg-3009	48	26	threatened	threaten	VERB
fueconorg-3009	48	27	both	both	PRON
fueconorg-3009	48	28	in	in	ADP
fueconorg-3009	48	29	that	that	PRON
fueconorg-3009	48	30	and	and	CCONJ
fueconorg-3009	48	31	in	in	ADP
fueconorg-3009	48	32	other	other	ADJ
fueconorg-3009	48	33	banks	bank	NOUN
fueconorg-3009	48	34	.	.	PUNCT
fueconorg-3009	49	1	bank	bank	NOUN
fueconorg-3009	49	2	run	run	NOUN
fueconorg-3009	49	3	occurs	occur	VERB
fueconorg-3009	49	4	,	,	PUNCT
fueconorg-3009	49	5	involving	involve	VERB
fueconorg-3009	49	6	sudden	sudden	ADJ
fueconorg-3009	49	7	and	and	CCONJ
fueconorg-3009	49	8	massive	massive	ADJ
fueconorg-3009	49	9	withdrawal	withdrawal	NOUN
fueconorg-3009	49	10	of	of	ADP
fueconorg-3009	49	11	deposits	deposit	NOUN
fueconorg-3009	49	12	and	and	CCONJ
fueconorg-3009	49	13	illiquidity	illiquidity	NOUN
fueconorg-3009	49	14	problem	problem	NOUN
fueconorg-3009	49	15	.	.	PUNCT
fueconorg-3009	50	1	due	due	ADP
fueconorg-3009	50	2	to	to	ADP
fueconorg-3009	50	3	insufficient	insufficient	ADJ
fueconorg-3009	50	4	reserves	reserve	NOUN
fueconorg-3009	50	5	to	to	PART
fueconorg-3009	50	6	cover	cover	VERB
fueconorg-3009	50	7	the	the	DET
fueconorg-3009	50	8	deposit	deposit	NOUN
fueconorg-3009	50	9	outflow	outflow	NOUN
fueconorg-3009	50	10	,	,	PUNCT
fueconorg-3009	50	11	banks	bank	NOUN
fueconorg-3009	50	12	are	be	AUX
fueconorg-3009	50	13	forced	force	VERB
fueconorg-3009	50	14	to	to	PART
fueconorg-3009	50	15	sell	sell	VERB
fueconorg-3009	50	16	part	part	NOUN
fueconorg-3009	50	17	of	of	ADP
fueconorg-3009	50	18	their	their	PRON
fueconorg-3009	50	19	traditionally	traditionally	ADV
fueconorg-3009	50	20	non	non	ADJ
fueconorg-3009	50	21	-	-	ADJ
fueconorg-3009	50	22	performing	performing	ADJ
fueconorg-3009	50	23	loans	loan	NOUN
fueconorg-3009	50	24	at	at	ADP
fueconorg-3009	50	25	prices	price	NOUN
fueconorg-3009	50	26	lower	low	ADJ
fueconorg-3009	50	27	than	than	ADP
fueconorg-3009	50	28	the	the	DET
fueconorg-3009	50	29	market	market	NOUN
fueconorg-3009	50	30	price	price	NOUN
fueconorg-3009	50	31	or	or	CCONJ
fueconorg-3009	50	32	at	at	ADP
fueconorg-3009	50	33	a	a	DET
fueconorg-3009	50	34	loss	loss	NOUN
fueconorg-3009	50	35	.	.	PUNCT
fueconorg-3009	51	1	a	a	DET
fueconorg-3009	51	2	chain	chain	NOUN
fueconorg-3009	51	3	reaction	reaction	NOUN
fueconorg-3009	51	4	produces	produce	VERB
fueconorg-3009	51	5	a	a	DET
fueconorg-3009	51	6	banking	banking	NOUN
fueconorg-3009	51	7	panic	panic	NOUN
fueconorg-3009	51	8	,	,	PUNCT
fueconorg-3009	51	9	which	which	PRON
fueconorg-3009	51	10	manifests	manifest	VERB
fueconorg-3009	51	11	itself	itself	PRON
fueconorg-3009	51	12	in	in	ADP
fueconorg-3009	51	13	the	the	DET
fueconorg-3009	51	14	entire	entire	ADJ
fueconorg-3009	51	15	banking	banking	NOUN
fueconorg-3009	51	16	,	,	PUNCT
fueconorg-3009	51	17	even	even	ADV
fueconorg-3009	51	18	economic	economic	ADJ
fueconorg-3009	51	19	system	system	NOUN
fueconorg-3009	51	20	illiquidity	illiquidity	NOUN
fueconorg-3009	51	21	.	.	PUNCT
fueconorg-3009	52	1	in	in	ADP
fueconorg-3009	52	2	accordance	accordance	NOUN
fueconorg-3009	52	3	with	with	ADP
fueconorg-3009	52	4	the	the	DET
fueconorg-3009	52	5	foregoing	foregoing	NOUN
fueconorg-3009	52	6	,	,	PUNCT
fueconorg-3009	52	7	an	an	DET
fueconorg-3009	52	8	adequate	adequate	ADJ
fueconorg-3009	52	9	regulatory	regulatory	ADJ
fueconorg-3009	52	10	framework	framework	NOUN
fueconorg-3009	52	11	should	should	AUX
fueconorg-3009	52	12	ensure	ensure	VERB
fueconorg-3009	52	13	public	public	ADJ
fueconorg-3009	52	14	confidence	confidence	NOUN
fueconorg-3009	52	15	in	in	ADP
fueconorg-3009	52	16	the	the	DET
fueconorg-3009	52	17	banking	banking	NOUN
fueconorg-3009	52	18	system	system	NOUN
fueconorg-3009	52	19	and	and	CCONJ
fueconorg-3009	52	20	its	its	PRON
fueconorg-3009	52	21	stable	stable	ADJ
fueconorg-3009	52	22	and	and	CCONJ
fueconorg-3009	52	23	secure	secure	ADJ
fueconorg-3009	52	24	functioning	functioning	NOUN
fueconorg-3009	52	25	.	.	PUNCT
fueconorg-3009	53	1	second	second	ADJ
fueconorg-3009	53	2	,	,	PUNCT
fueconorg-3009	53	3	an	an	DET
fueconorg-3009	53	4	adequate	adequate	ADJ
fueconorg-3009	53	5	regulatory	regulatory	ADJ
fueconorg-3009	53	6	framework	framework	NOUN
fueconorg-3009	53	7	is	be	AUX
fueconorg-3009	53	8	necessary	necessary	ADJ
fueconorg-3009	53	9	in	in	ADP
fueconorg-3009	53	10	order	order	NOUN
fueconorg-3009	53	11	to	to	PART
fueconorg-3009	53	12	eliminate	eliminate	VERB
fueconorg-3009	53	13	various	various	ADJ
fueconorg-3009	53	14	market	market	NOUN
fueconorg-3009	53	15	imperfections	imperfection	NOUN
fueconorg-3009	53	16	(	(	PUNCT
fueconorg-3009	53	17	asymmetric	asymmetric	ADJ
fueconorg-3009	53	18	information	information	NOUN
fueconorg-3009	53	19	,	,	PUNCT
fueconorg-3009	53	20	adverse	adverse	ADJ
fueconorg-3009	53	21	selection	selection	NOUN
fueconorg-3009	53	22	,	,	PUNCT
fueconorg-3009	53	23	and	and	CCONJ
fueconorg-3009	53	24	moral	moral	ADJ
fueconorg-3009	53	25	hazard	hazard	NOUN
fueconorg-3009	53	26	)	)	PUNCT
fueconorg-3009	53	27	,	,	PUNCT
fueconorg-3009	53	28	which	which	PRON
fueconorg-3009	53	29	significantly	significantly	ADV
fueconorg-3009	53	30	reduce	reduce	VERB
fueconorg-3009	53	31	the	the	DET
fueconorg-3009	53	32	efficiency	efficiency	NOUN
fueconorg-3009	53	33	of	of	ADP
fueconorg-3009	53	34	operations	operation	NOUN
fueconorg-3009	53	35	of	of	ADP
fueconorg-3009	53	36	all	all	DET
fueconorg-3009	53	37	market	market	NOUN
fueconorg-3009	53	38	participants	participant	NOUN
fueconorg-3009	53	39	.	.	PUNCT
fueconorg-3009	54	1	asymmetric	asymmetric	ADJ
fueconorg-3009	54	2	information	information	NOUN
fueconorg-3009	54	3	leads	lead	VERB
fueconorg-3009	54	4	to	to	ADP
fueconorg-3009	54	5	wrong	wrong	ADJ
fueconorg-3009	54	6	selection	selection	NOUN
fueconorg-3009	54	7	of	of	ADP
fueconorg-3009	54	8	loan	loan	NOUN
fueconorg-3009	54	9	applications	application	NOUN
fueconorg-3009	54	10	due	due	ADP
fueconorg-3009	54	11	to	to	ADP
fueconorg-3009	54	12	difficult	difficult	ADJ
fueconorg-3009	54	13	risk	risk	NOUN
fueconorg-3009	54	14	assessment	assessment	NOUN
fueconorg-3009	54	15	and	and	CCONJ
fueconorg-3009	54	16	return	return	VERB
fueconorg-3009	54	17	on	on	ADP
fueconorg-3009	54	18	specific	specific	ADJ
fueconorg-3009	54	19	projects	project	NOUN
fueconorg-3009	54	20	,	,	PUNCT
fueconorg-3009	54	21	while	while	SCONJ
fueconorg-3009	54	22	deliberately	deliberately	ADV
fueconorg-3009	54	23	taking	take	VERB
fueconorg-3009	54	24	high	high	ADJ
fueconorg-3009	54	25	risks	risk	NOUN
fueconorg-3009	54	26	occurs	occur	VERB
fueconorg-3009	54	27	as	as	ADP
fueconorg-3009	54	28	a	a	DET
fueconorg-3009	54	29	result	result	NOUN
fueconorg-3009	54	30	of	of	ADP
fueconorg-3009	54	31	moral	moral	ADJ
fueconorg-3009	54	32	hazard	hazard	NOUN
fueconorg-3009	54	33	.	.	PUNCT
fueconorg-3009	55	1	control	control	NOUN
fueconorg-3009	55	2	over	over	ADP
fueconorg-3009	55	3	banking	banking	NOUN
fueconorg-3009	55	4	operations	operation	NOUN
fueconorg-3009	55	5	can	can	AUX
fueconorg-3009	55	6	be	be	AUX
fueconorg-3009	55	7	viewed	view	VERB
fueconorg-3009	55	8	from	from	ADP
fueconorg-3009	55	9	two	two	NUM
fueconorg-3009	55	10	aspects	aspect	NOUN
fueconorg-3009	55	11	:	:	PUNCT
fueconorg-3009	55	12	1	1	NUM
fueconorg-3009	55	13	)	)	PUNCT
fueconorg-3009	55	14	macro	macro	ADJ
fueconorg-3009	55	15	-	-	ADJ
fueconorg-3009	55	16	economic	economic	ADJ
fueconorg-3009	55	17	,	,	PUNCT
fueconorg-3009	55	18	which	which	PRON
fueconorg-3009	55	19	aims	aim	VERB
fueconorg-3009	55	20	to	to	PART
fueconorg-3009	55	21	control	control	VERB
fueconorg-3009	55	22	the	the	DET
fueconorg-3009	55	23	functioning	functioning	NOUN
fueconorg-3009	55	24	of	of	ADP
fueconorg-3009	55	25	monetary	monetary	ADJ
fueconorg-3009	55	26	flows	flow	NOUN
fueconorg-3009	55	27	,	,	PUNCT
fueconorg-3009	55	28	or	or	CCONJ
fueconorg-3009	55	29	the	the	DET
fueconorg-3009	55	30	amount	amount	NOUN
fueconorg-3009	55	31	of	of	ADP
fueconorg-3009	55	32	money	money	NOUN
fueconorg-3009	55	33	in	in	ADP
fueconorg-3009	55	34	circulation	circulation	NOUN
fueconorg-3009	55	35	,	,	PUNCT
fueconorg-3009	55	36	price	price	NOUN
fueconorg-3009	55	37	and	and	CCONJ
fueconorg-3009	55	38	exchange	exchange	NOUN
fueconorg-3009	55	39	rate	rate	NOUN
fueconorg-3009	55	40	stability	stability	NOUN
fueconorg-3009	55	41	,	,	PUNCT
fueconorg-3009	55	42	and	and	CCONJ
fueconorg-3009	55	43	the	the	DET
fueconorg-3009	55	44	achievement	achievement	NOUN
fueconorg-3009	55	45	of	of	ADP
fueconorg-3009	55	46	other	other	ADJ
fueconorg-3009	55	47	economic	economic	ADJ
fueconorg-3009	55	48	policy	policy	NOUN
fueconorg-3009	55	49	goals	goal	NOUN
fueconorg-3009	55	50	,	,	PUNCT
fueconorg-3009	55	51	and	and	CCONJ
fueconorg-3009	55	52	2	2	X
fueconorg-3009	55	53	)	)	PUNCT
fueconorg-3009	55	54	micro	micro	NOUN
fueconorg-3009	55	55	-	-	ADJ
fueconorg-3009	55	56	economic	economic	ADJ
fueconorg-3009	55	57	,	,	PUNCT
fueconorg-3009	55	58	which	which	PRON
fueconorg-3009	55	59	aims	aim	VERB
fueconorg-3009	55	60	to	to	PART
fueconorg-3009	55	61	regulate	regulate	VERB
fueconorg-3009	55	62	the	the	DET
fueconorg-3009	55	63	operations	operation	NOUN
fueconorg-3009	55	64	of	of	ADP
fueconorg-3009	55	65	individual	individual	ADJ
fueconorg-3009	55	66	banks	bank	NOUN
fueconorg-3009	55	67	and	and	CCONJ
fueconorg-3009	55	68	to	to	PART
fueconorg-3009	55	69	protect	protect	VERB
fueconorg-3009	55	70	the	the	DET
fueconorg-3009	55	71	interests	interest	NOUN
fueconorg-3009	55	72	of	of	ADP
fueconorg-3009	55	73	depositors	depositor	NOUN
fueconorg-3009	55	74	and	and	CCONJ
fueconorg-3009	55	75	creditors	creditor	NOUN
fueconorg-3009	55	76	(	(	PUNCT
fueconorg-3009	55	77	beke	beke	NOUN
fueconorg-3009	55	78	-	-	PUNCT
fueconorg-3009	55	79	trivunac	trivunac	NOUN
fueconorg-3009	55	80	,	,	PUNCT
fueconorg-3009	55	81	1999	1999	NUM
fueconorg-3009	55	82	,	,	PUNCT
fueconorg-3009	55	83	p.	p.	NOUN
fueconorg-3009	55	84	16	16	NUM
fueconorg-3009	55	85	)	)	PUNCT
fueconorg-3009	55	86	.	.	PUNCT
fueconorg-3009	56	1	financial	financial	ADJ
fueconorg-3009	56	2	market	market	NOUN
fueconorg-3009	56	3	development	development	NOUN
fueconorg-3009	56	4	,	,	PUNCT
fueconorg-3009	56	5	which	which	PRON
fueconorg-3009	56	6	caused	cause	VERB
fueconorg-3009	56	7	the	the	DET
fueconorg-3009	56	8	separation	separation	NOUN
fueconorg-3009	56	9	of	of	ADP
fueconorg-3009	56	10	macro	macro	ADJ
fueconorg-3009	56	11	and	and	CCONJ
fueconorg-3009	56	12	micro	micro	ADJ
fueconorg-3009	56	13	control	control	NOUN
fueconorg-3009	56	14	,	,	PUNCT
fueconorg-3009	56	15	diversification	diversification	NOUN
fueconorg-3009	56	16	of	of	ADP
fueconorg-3009	56	17	banking	banking	NOUN
fueconorg-3009	56	18	operations	operation	NOUN
fueconorg-3009	56	19	,	,	PUNCT
fueconorg-3009	56	20	and	and	CCONJ
fueconorg-3009	56	21	the	the	DET
fueconorg-3009	56	22	loss	loss	NOUN
fueconorg-3009	56	23	of	of	ADP
fueconorg-3009	56	24	boundaries	boundary	NOUN
fueconorg-3009	56	25	between	between	ADP
fueconorg-3009	56	26	banking	banking	NOUN
fueconorg-3009	56	27	and	and	CCONJ
fueconorg-3009	56	28	non	non	ADJ
fueconorg-3009	56	29	-	-	ADJ
fueconorg-3009	56	30	banking	banking	ADJ
fueconorg-3009	56	31	activities	activity	NOUN
fueconorg-3009	56	32	,	,	PUNCT
fueconorg-3009	56	33	was	be	AUX
fueconorg-3009	56	34	made	make	VERB
fueconorg-3009	56	35	difficult	difficult	ADJ
fueconorg-3009	56	36	by	by	ADP
fueconorg-3009	56	37	finding	find	VERB
fueconorg-3009	56	38	the	the	DET
fueconorg-3009	56	39	most	most	ADV
fueconorg-3009	56	40	appropriate	appropriate	ADJ
fueconorg-3009	56	41	system	system	NOUN
fueconorg-3009	56	42	for	for	ADP
fueconorg-3009	56	43	the	the	DET
fueconorg-3009	56	44	regulation	regulation	NOUN
fueconorg-3009	56	45	and	and	CCONJ
fueconorg-3009	56	46	supervision	supervision	NOUN
fueconorg-3009	56	47	of	of	ADP
fueconorg-3009	56	48	complex	complex	ADJ
fueconorg-3009	56	49	financial	financial	ADJ
fueconorg-3009	56	50	institutions	institution	NOUN
fueconorg-3009	56	51	(	(	PUNCT
fueconorg-3009	56	52	vuksanović	vuksanović	PROPN
fueconorg-3009	56	53	&	&	CCONJ
fueconorg-3009	56	54	todorović	todorović	PROPN
fueconorg-3009	56	55	,	,	PUNCT
fueconorg-3009	56	56	2013	2013	NUM
fueconorg-3009	56	57	,	,	PUNCT
fueconorg-3009	56	58	p.	p.	NOUN
fueconorg-3009	56	59	10	10	NUM
fueconorg-3009	56	60	)	)	PUNCT
fueconorg-3009	56	61	.	.	PUNCT
fueconorg-3009	57	1	integration	integration	NOUN
fueconorg-3009	57	2	of	of	ADP
fueconorg-3009	57	3	different	different	ADJ
fueconorg-3009	57	4	types	type	NOUN
fueconorg-3009	57	5	of	of	ADP
fueconorg-3009	57	6	financial	financial	ADJ
fueconorg-3009	57	7	services	service	NOUN
fueconorg-3009	57	8	and	and	CCONJ
fueconorg-3009	57	9	unclear	unclear	ADJ
fueconorg-3009	57	10	boundaries	boundary	NOUN
fueconorg-3009	57	11	between	between	ADP
fueconorg-3009	57	12	different	different	ADJ
fueconorg-3009	57	13	financial	financial	ADJ
fueconorg-3009	57	14	institutions	institution	NOUN
fueconorg-3009	57	15	imposed	impose	VERB
fueconorg-3009	57	16	a	a	DET
fueconorg-3009	57	17	question	question	NOUN
fueconorg-3009	57	18	of	of	ADP
fueconorg-3009	57	19	choosing	choose	VERB
fueconorg-3009	57	20	between	between	ADP
fueconorg-3009	57	21	functional	functional	ADJ
fueconorg-3009	57	22	and	and	CCONJ
fueconorg-3009	57	23	institutional	institutional	ADJ
fueconorg-3009	57	24	system	system	NOUN
fueconorg-3009	57	25	of	of	ADP
fueconorg-3009	57	26	regulation	regulation	NOUN
fueconorg-3009	57	27	and	and	CCONJ
fueconorg-3009	57	28	control	control	NOUN
fueconorg-3009	57	29	.	.	PUNCT
fueconorg-3009	58	1	a	a	DET
fueconorg-3009	58	2	functional	functional	ADJ
fueconorg-3009	58	3	regulatory	regulatory	ADJ
fueconorg-3009	58	4	system	system	NOUN
fueconorg-3009	58	5	means	mean	VERB
fueconorg-3009	58	6	that	that	SCONJ
fueconorg-3009	58	7	a	a	DET
fueconorg-3009	58	8	particular	particular	ADJ
fueconorg-3009	58	9	financial	financial	ADJ
fueconorg-3009	58	10	activity	activity	NOUN
fueconorg-3009	58	11	is	be	AUX
fueconorg-3009	58	12	subject	subject	ADJ
fueconorg-3009	58	13	to	to	ADP
fueconorg-3009	58	14	a	a	DET
fueconorg-3009	58	15	uniform	uniform	ADJ
fueconorg-3009	58	16	prudential	prudential	ADJ
fueconorg-3009	58	17	regime	regime	NOUN
fueconorg-3009	58	18	,	,	PUNCT
fueconorg-3009	58	19	independently	independently	ADV
fueconorg-3009	58	20	of	of	ADP
fueconorg-3009	58	21	the	the	DET
fueconorg-3009	58	22	legal	legal	ADJ
fueconorg-3009	58	23	structure	structure	NOUN
fueconorg-3009	58	24	of	of	ADP
fueconorg-3009	58	25	institutions	institution	NOUN
fueconorg-3009	58	26	that	that	PRON
fueconorg-3009	58	27	perform	perform	VERB
fueconorg-3009	58	28	220	220	NUM
fueconorg-3009	58	29	v.	v.	ADP
fueconorg-3009	58	30	todorović	todorović	NOUN
fueconorg-3009	58	31	,	,	PUNCT
fueconorg-3009	58	32	m.	m.	NOUN
fueconorg-3009	58	33	jakšić	jakšić	PROPN
fueconorg-3009	58	34	,	,	PUNCT
fueconorg-3009	58	35	n.	n.	NOUN
fueconorg-3009	58	36	tomić	tomić	VERB
fueconorg-3009	58	37	a	a	DET
fueconorg-3009	58	38	given	give	VERB
fueconorg-3009	58	39	activity	activity	NOUN
fueconorg-3009	58	40	.	.	PUNCT
fueconorg-3009	59	1	from	from	ADP
fueconorg-3009	59	2	the	the	DET
fueconorg-3009	59	3	perspective	perspective	NOUN
fueconorg-3009	59	4	of	of	ADP
fueconorg-3009	59	5	the	the	DET
fueconorg-3009	59	6	institution	institution	NOUN
fueconorg-3009	59	7	,	,	PUNCT
fueconorg-3009	59	8	it	it	PRON
fueconorg-3009	59	9	means	mean	VERB
fueconorg-3009	59	10	that	that	SCONJ
fueconorg-3009	59	11	it	it	PRON
fueconorg-3009	59	12	is	be	AUX
fueconorg-3009	59	13	subject	subject	ADJ
fueconorg-3009	59	14	to	to	ADP
fueconorg-3009	59	15	control	control	NOUN
fueconorg-3009	59	16	by	by	ADP
fueconorg-3009	59	17	as	as	ADV
fueconorg-3009	59	18	many	many	ADJ
fueconorg-3009	59	19	regulatory	regulatory	ADJ
fueconorg-3009	59	20	authorities	authority	NOUN
fueconorg-3009	59	21	as	as	ADP
fueconorg-3009	59	22	many	many	ADJ
fueconorg-3009	59	23	different	different	ADJ
fueconorg-3009	59	24	activities	activity	NOUN
fueconorg-3009	59	25	it	it	PRON
fueconorg-3009	59	26	performs	perform	VERB
fueconorg-3009	59	27	.	.	PUNCT
fueconorg-3009	60	1	however	however	ADV
fueconorg-3009	60	2	,	,	PUNCT
fueconorg-3009	60	3	the	the	DET
fueconorg-3009	60	4	system	system	NOUN
fueconorg-3009	60	5	of	of	ADP
fueconorg-3009	60	6	functional	functional	ADJ
fueconorg-3009	60	7	regulation	regulation	NOUN
fueconorg-3009	60	8	requires	require	VERB
fueconorg-3009	60	9	that	that	SCONJ
fueconorg-3009	60	10	,	,	PUNCT
fueconorg-3009	60	11	along	along	ADP
fueconorg-3009	60	12	with	with	ADP
fueconorg-3009	60	13	individual	individual	ADJ
fueconorg-3009	60	14	institutions	institution	NOUN
fueconorg-3009	60	15	,	,	PUNCT
fueconorg-3009	60	16	there	there	PRON
fueconorg-3009	60	17	is	be	VERB
fueconorg-3009	60	18	a	a	DET
fueconorg-3009	60	19	supreme	supreme	ADJ
fueconorg-3009	60	20	institution	institution	NOUN
fueconorg-3009	60	21	for	for	ADP
fueconorg-3009	60	22	the	the	DET
fueconorg-3009	60	23	consolidated	consolidated	ADJ
fueconorg-3009	60	24	supervision	supervision	NOUN
fueconorg-3009	60	25	of	of	ADP
fueconorg-3009	60	26	the	the	DET
fueconorg-3009	60	27	financial	financial	ADJ
fueconorg-3009	60	28	institution	institution	NOUN
fueconorg-3009	60	29	as	as	ADP
fueconorg-3009	60	30	a	a	DET
fueconorg-3009	60	31	whole	whole	NOUN
fueconorg-3009	60	32	.	.	PUNCT
fueconorg-3009	61	1	specifically	specifically	ADV
fueconorg-3009	61	2	,	,	PUNCT
fueconorg-3009	61	3	it	it	PRON
fueconorg-3009	61	4	will	will	AUX
fueconorg-3009	61	5	be	be	AUX
fueconorg-3009	61	6	an	an	DET
fueconorg-3009	61	7	entity	entity	NOUN
fueconorg-3009	61	8	responsible	responsible	ADJ
fueconorg-3009	61	9	for	for	ADP
fueconorg-3009	61	10	assessing	assess	VERB
fueconorg-3009	61	11	overall	overall	ADJ
fueconorg-3009	61	12	risks	risk	NOUN
fueconorg-3009	61	13	to	to	ADP
fueconorg-3009	61	14	the	the	DET
fueconorg-3009	61	15	entire	entire	ADJ
fueconorg-3009	61	16	system	system	NOUN
fueconorg-3009	61	17	of	of	ADP
fueconorg-3009	61	18	a	a	DET
fueconorg-3009	61	19	financial	financial	ADJ
fueconorg-3009	61	20	institution	institution	NOUN
fueconorg-3009	61	21	.	.	PUNCT
fueconorg-3009	62	1	the	the	DET
fueconorg-3009	62	2	institutional	institutional	ADJ
fueconorg-3009	62	3	system	system	NOUN
fueconorg-3009	62	4	of	of	ADP
fueconorg-3009	62	5	regulation	regulation	NOUN
fueconorg-3009	62	6	means	mean	VERB
fueconorg-3009	62	7	that	that	SCONJ
fueconorg-3009	62	8	every	every	DET
fueconorg-3009	62	9	individual	individual	ADJ
fueconorg-3009	62	10	type	type	NOUN
fueconorg-3009	62	11	of	of	ADP
fueconorg-3009	62	12	financial	financial	ADJ
fueconorg-3009	62	13	institution	institution	NOUN
fueconorg-3009	62	14	is	be	AUX
fueconorg-3009	62	15	regulated	regulate	VERB
fueconorg-3009	62	16	and	and	CCONJ
fueconorg-3009	62	17	supervised	supervise	VERB
fueconorg-3009	62	18	by	by	ADP
fueconorg-3009	62	19	a	a	DET
fueconorg-3009	62	20	regulatory	regulatory	ADJ
fueconorg-3009	62	21	authority	authority	NOUN
fueconorg-3009	62	22	.	.	PUNCT
fueconorg-3009	63	1	this	this	DET
fueconorg-3009	63	2	system	system	NOUN
fueconorg-3009	63	3	,	,	PUNCT
fueconorg-3009	63	4	established	establish	VERB
fueconorg-3009	63	5	according	accord	VERB
fueconorg-3009	63	6	to	to	ADP
fueconorg-3009	63	7	the	the	DET
fueconorg-3009	63	8	sector	sector	NOUN
fueconorg-3009	63	9	to	to	PART
fueconorg-3009	63	10	which	which	PRON
fueconorg-3009	63	11	the	the	DET
fueconorg-3009	63	12	institution	institution	NOUN
fueconorg-3009	63	13	concerned	concern	VERB
fueconorg-3009	63	14	belongs	belong	VERB
fueconorg-3009	63	15	,	,	PUNCT
fueconorg-3009	63	16	is	be	AUX
fueconorg-3009	63	17	effective	effective	ADJ
fueconorg-3009	63	18	only	only	ADV
fueconorg-3009	63	19	in	in	ADP
fueconorg-3009	63	20	relation	relation	NOUN
fueconorg-3009	63	21	to	to	PART
fueconorg-3009	63	22	strictly	strictly	ADV
fueconorg-3009	63	23	specialized	specialized	ADJ
fueconorg-3009	63	24	financial	financial	ADJ
fueconorg-3009	63	25	institutions	institution	NOUN
fueconorg-3009	63	26	.	.	PUNCT
fueconorg-3009	64	1	regardless	regardless	ADV
fueconorg-3009	64	2	of	of	ADP
fueconorg-3009	64	3	the	the	DET
fueconorg-3009	64	4	chosen	choose	VERB
fueconorg-3009	64	5	system	system	NOUN
fueconorg-3009	64	6	of	of	ADP
fueconorg-3009	64	7	regulation	regulation	NOUN
fueconorg-3009	64	8	and	and	CCONJ
fueconorg-3009	64	9	control	control	NOUN
fueconorg-3009	64	10	,	,	PUNCT
fueconorg-3009	64	11	potentially	potentially	ADV
fueconorg-3009	64	12	there	there	PRON
fueconorg-3009	64	13	is	be	VERB
fueconorg-3009	64	14	always	always	ADV
fueconorg-3009	64	15	the	the	DET
fueconorg-3009	64	16	possibility	possibility	NOUN
fueconorg-3009	64	17	that	that	SCONJ
fueconorg-3009	64	18	the	the	DET
fueconorg-3009	64	19	powers	power	NOUN
fueconorg-3009	64	20	of	of	ADP
fueconorg-3009	64	21	various	various	ADJ
fueconorg-3009	64	22	regulatory	regulatory	ADJ
fueconorg-3009	64	23	bodies	body	NOUN
fueconorg-3009	64	24	overlap	overlap	VERB
fueconorg-3009	64	25	.	.	PUNCT
fueconorg-3009	65	1	in	in	ADP
fueconorg-3009	65	2	this	this	DET
fueconorg-3009	65	3	context	context	NOUN
fueconorg-3009	65	4	,	,	PUNCT
fueconorg-3009	65	5	integrated	integrate	VERB
fueconorg-3009	65	6	prudential	prudential	ADJ
fueconorg-3009	65	7	supervision	supervision	NOUN
fueconorg-3009	65	8	could	could	AUX
fueconorg-3009	65	9	minimize	minimize	VERB
fueconorg-3009	65	10	any	any	DET
fueconorg-3009	65	11	negative	negative	ADJ
fueconorg-3009	65	12	consequences	consequence	NOUN
fueconorg-3009	65	13	of	of	ADP
fueconorg-3009	65	14	these	these	DET
fueconorg-3009	65	15	regulation	regulation	NOUN
fueconorg-3009	65	16	systems	system	NOUN
fueconorg-3009	65	17	.	.	PUNCT
fueconorg-3009	66	1	it	it	PRON
fueconorg-3009	66	2	can	can	AUX
fueconorg-3009	66	3	also	also	ADV
fueconorg-3009	66	4	allow	allow	VERB
fueconorg-3009	66	5	for	for	ADP
fueconorg-3009	66	6	the	the	DET
fueconorg-3009	66	7	achievement	achievement	NOUN
fueconorg-3009	66	8	of	of	ADP
fueconorg-3009	66	9	two	two	NUM
fueconorg-3009	66	10	objectives	objective	NOUN
fueconorg-3009	66	11	:	:	PUNCT
fueconorg-3009	66	12	1	1	NUM
fueconorg-3009	66	13	)	)	PUNCT
fueconorg-3009	66	14	uniform	uniform	ADJ
fueconorg-3009	66	15	control	control	NOUN
fueconorg-3009	66	16	of	of	ADP
fueconorg-3009	66	17	institutions	institution	NOUN
fueconorg-3009	66	18	supervised	supervise	VERB
fueconorg-3009	66	19	,	,	PUNCT
fueconorg-3009	66	20	and	and	CCONJ
fueconorg-3009	66	21	2	2	X
fueconorg-3009	66	22	)	)	PUNCT
fueconorg-3009	66	23	competitive	competitive	ADJ
fueconorg-3009	66	24	neutrality	neutrality	NOUN
fueconorg-3009	66	25	of	of	ADP
fueconorg-3009	66	26	prudential	prudential	ADJ
fueconorg-3009	66	27	control	control	PROPN
fueconorg-3009	66	28	over	over	ADP
fueconorg-3009	66	29	all	all	DET
fueconorg-3009	66	30	institutions	institution	NOUN
fueconorg-3009	66	31	supervised	supervise	VERB
fueconorg-3009	66	32	(	(	PUNCT
fueconorg-3009	66	33	mešić	mešić	PROPN
fueconorg-3009	66	34	,	,	PUNCT
fueconorg-3009	66	35	2004	2004	NUM
fueconorg-3009	66	36	,	,	PUNCT
fueconorg-3009	66	37	p.	p.	NOUN
fueconorg-3009	66	38	58	58	NUM
fueconorg-3009	66	39	)	)	PUNCT
fueconorg-3009	66	40	.	.	PUNCT
fueconorg-3009	67	1	regardless	regardless	ADV
fueconorg-3009	67	2	of	of	ADP
fueconorg-3009	67	3	the	the	DET
fueconorg-3009	67	4	chosen	choose	VERB
fueconorg-3009	67	5	regulatory	regulatory	ADJ
fueconorg-3009	67	6	system	system	NOUN
fueconorg-3009	67	7	,	,	PUNCT
fueconorg-3009	67	8	the	the	DET
fueconorg-3009	67	9	fundamental	fundamental	ADJ
fueconorg-3009	67	10	objectives	objective	NOUN
fueconorg-3009	67	11	of	of	ADP
fueconorg-3009	67	12	bank	bank	NOUN
fueconorg-3009	67	13	regulations	regulation	NOUN
fueconorg-3009	67	14	are	be	AUX
fueconorg-3009	67	15	related	relate	VERB
fueconorg-3009	67	16	to	to	ADP
fueconorg-3009	67	17	:	:	PUNCT
fueconorg-3009	67	18	ensuring	ensure	VERB
fueconorg-3009	67	19	security	security	NOUN
fueconorg-3009	67	20	and	and	CCONJ
fueconorg-3009	67	21	solidity	solidity	NOUN
fueconorg-3009	67	22	of	of	ADP
fueconorg-3009	67	23	banks	bank	NOUN
fueconorg-3009	67	24	and	and	CCONJ
fueconorg-3009	67	25	financial	financial	ADJ
fueconorg-3009	67	26	instruments	instrument	NOUN
fueconorg-3009	67	27	;	;	PUNCT
fueconorg-3009	67	28	ensuring	ensure	VERB
fueconorg-3009	67	29	an	an	DET
fueconorg-3009	67	30	efficient	efficient	ADJ
fueconorg-3009	67	31	and	and	CCONJ
fueconorg-3009	67	32	competitive	competitive	ADJ
fueconorg-3009	67	33	financial	financial	ADJ
fueconorg-3009	67	34	system	system	NOUN
fueconorg-3009	67	35	;	;	PUNCT
fueconorg-3009	67	36	ensuring	ensure	VERB
fueconorg-3009	67	37	monetary	monetary	ADJ
fueconorg-3009	67	38	stability	stability	NOUN
fueconorg-3009	67	39	in	in	ADP
fueconorg-3009	67	40	the	the	DET
fueconorg-3009	67	41	country	country	NOUN
fueconorg-3009	67	42	;	;	PUNCT
fueconorg-3009	67	43	maintaining	maintain	VERB
fueconorg-3009	67	44	integrity	integrity	NOUN
fueconorg-3009	67	45	of	of	ADP
fueconorg-3009	67	46	the	the	DET
fueconorg-3009	67	47	national	national	ADJ
fueconorg-3009	67	48	payment	payment	NOUN
fueconorg-3009	67	49	system	system	NOUN
fueconorg-3009	67	50	;	;	PUNCT
fueconorg-3009	67	51	protecting	protect	VERB
fueconorg-3009	67	52	customers	customer	NOUN
fueconorg-3009	67	53	from	from	ADP
fueconorg-3009	67	54	abuse	abuse	NOUN
fueconorg-3009	67	55	of	of	ADP
fueconorg-3009	67	56	credit	credit	NOUN
fueconorg-3009	67	57	institutions	institution	NOUN
fueconorg-3009	67	58	(	(	PUNCT
fueconorg-3009	67	59	macdonald	macdonald	PROPN
fueconorg-3009	67	60	&	&	CCONJ
fueconorg-3009	67	61	koch	koch	PROPN
fueconorg-3009	67	62	,	,	PUNCT
fueconorg-3009	67	63	2006	2006	NUM
fueconorg-3009	67	64	,	,	PUNCT
fueconorg-3009	67	65	p.	p.	NOUN
fueconorg-3009	67	66	4	4	NUM
fueconorg-3009	67	67	)	)	PUNCT
fueconorg-3009	67	68	.	.	PUNCT
fueconorg-3009	68	1	at	at	ADP
fueconorg-3009	68	2	the	the	DET
fueconorg-3009	68	3	same	same	ADJ
fueconorg-3009	68	4	time	time	NOUN
fueconorg-3009	68	5	,	,	PUNCT
fueconorg-3009	68	6	it	it	PRON
fueconorg-3009	68	7	can	can	AUX
fueconorg-3009	68	8	not	not	PART
fueconorg-3009	68	9	be	be	AUX
fueconorg-3009	68	10	denied	deny	VERB
fueconorg-3009	68	11	that	that	SCONJ
fueconorg-3009	68	12	bank	bank	NOUN
fueconorg-3009	68	13	regulation	regulation	NOUN
fueconorg-3009	68	14	is	be	AUX
fueconorg-3009	68	15	an	an	DET
fueconorg-3009	68	16	expensive	expensive	ADJ
fueconorg-3009	68	17	process	process	NOUN
fueconorg-3009	68	18	,	,	PUNCT
fueconorg-3009	68	19	and	and	CCONJ
fueconorg-3009	68	20	incremental	incremental	ADJ
fueconorg-3009	68	21	costs	cost	NOUN
fueconorg-3009	68	22	of	of	ADP
fueconorg-3009	68	23	compliance	compliance	NOUN
fueconorg-3009	68	24	with	with	ADP
fueconorg-3009	68	25	regulatory	regulatory	ADJ
fueconorg-3009	68	26	process	process	NOUN
fueconorg-3009	68	27	are	be	AUX
fueconorg-3009	68	28	usually	usually	ADV
fueconorg-3009	68	29	passed	pass	VERB
fueconorg-3009	68	30	on	on	ADP
fueconorg-3009	68	31	to	to	PART
fueconorg-3009	68	32	end	end	VERB
fueconorg-3009	68	33	users	user	NOUN
fueconorg-3009	68	34	,	,	PUNCT
fueconorg-3009	68	35	resulting	result	VERB
fueconorg-3009	68	36	in	in	ADP
fueconorg-3009	68	37	higher	high	ADJ
fueconorg-3009	68	38	costs	cost	NOUN
fueconorg-3009	68	39	of	of	ADP
fueconorg-3009	68	40	financial	financial	ADJ
fueconorg-3009	68	41	services	service	NOUN
fueconorg-3009	68	42	and	and	CCONJ
fueconorg-3009	68	43	possibly	possibly	ADV
fueconorg-3009	68	44	limited	limited	ADJ
fueconorg-3009	68	45	mediation	mediation	NOUN
fueconorg-3009	68	46	.	.	PUNCT
fueconorg-3009	69	1	these	these	PRON
fueconorg-3009	69	2	are	be	AUX
fueconorg-3009	69	3	the	the	DET
fueconorg-3009	69	4	costs	cost	NOUN
fueconorg-3009	69	5	of	of	ADP
fueconorg-3009	69	6	certain	certain	ADJ
fueconorg-3009	69	7	activities	activity	NOUN
fueconorg-3009	69	8	required	require	VERB
fueconorg-3009	69	9	by	by	ADP
fueconorg-3009	69	10	regulators	regulator	NOUN
fueconorg-3009	69	11	,	,	PUNCT
fueconorg-3009	69	12	which	which	PRON
fueconorg-3009	69	13	would	would	AUX
fueconorg-3009	69	14	not	not	PART
fueconorg-3009	69	15	be	be	AUX
fueconorg-3009	69	16	undertaken	undertake	VERB
fueconorg-3009	69	17	in	in	ADP
fueconorg-3009	69	18	the	the	DET
fueconorg-3009	69	19	absence	absence	NOUN
fueconorg-3009	69	20	of	of	ADP
fueconorg-3009	69	21	regulation	regulation	NOUN
fueconorg-3009	69	22	.	.	PUNCT
fueconorg-3009	70	1	examples	example	NOUN
fueconorg-3009	70	2	of	of	ADP
fueconorg-3009	70	3	compliance	compliance	NOUN
fueconorg-3009	70	4	costs	cost	NOUN
fueconorg-3009	70	5	include	include	VERB
fueconorg-3009	70	6	costs	cost	NOUN
fueconorg-3009	70	7	of	of	ADP
fueconorg-3009	70	8	all	all	DET
fueconorg-3009	70	9	additional	additional	ADJ
fueconorg-3009	70	10	systems	system	NOUN
fueconorg-3009	70	11	,	,	PUNCT
fueconorg-3009	70	12	training	training	NOUN
fueconorg-3009	70	13	,	,	PUNCT
fueconorg-3009	70	14	time	time	NOUN
fueconorg-3009	70	15	,	,	PUNCT
fueconorg-3009	70	16	and	and	CCONJ
fueconorg-3009	70	17	capital	capital	NOUN
fueconorg-3009	70	18	required	require	VERB
fueconorg-3009	70	19	by	by	ADP
fueconorg-3009	70	20	the	the	DET
fueconorg-3009	70	21	regulator	regulator	NOUN
fueconorg-3009	70	22	.	.	PUNCT
fueconorg-3009	71	1	in	in	ADP
fueconorg-3009	71	2	addition	addition	NOUN
fueconorg-3009	71	3	,	,	PUNCT
fueconorg-3009	71	4	regulatory	regulatory	ADJ
fueconorg-3009	71	5	costs	cost	NOUN
fueconorg-3009	71	6	can	can	AUX
fueconorg-3009	71	7	act	act	VERB
fueconorg-3009	71	8	as	as	ADP
fueconorg-3009	71	9	a	a	DET
fueconorg-3009	71	10	barrier	barrier	NOUN
fueconorg-3009	71	11	to	to	ADP
fueconorg-3009	71	12	market	market	NOUN
fueconorg-3009	71	13	entry	entry	NOUN
fueconorg-3009	71	14	and	and	CCONJ
fueconorg-3009	71	15	thus	thus	ADV
fueconorg-3009	71	16	strengthen	strengthen	VERB
fueconorg-3009	71	17	the	the	DET
fueconorg-3009	71	18	monopoly	monopoly	NOUN
fueconorg-3009	71	19	position	position	NOUN
fueconorg-3009	71	20	of	of	ADP
fueconorg-3009	71	21	certain	certain	ADJ
fueconorg-3009	71	22	banks	bank	NOUN
fueconorg-3009	71	23	.	.	PUNCT
fueconorg-3009	72	1	however	however	ADV
fueconorg-3009	72	2	,	,	PUNCT
fueconorg-3009	72	3	regulatory	regulatory	ADJ
fueconorg-3009	72	4	costs	cost	NOUN
fueconorg-3009	72	5	are	be	AUX
fueconorg-3009	72	6	not	not	PART
fueconorg-3009	72	7	a	a	DET
fueconorg-3009	72	8	sufficient	sufficient	ADJ
fueconorg-3009	72	9	argument	argument	NOUN
fueconorg-3009	72	10	to	to	PART
fueconorg-3009	72	11	eliminate	eliminate	VERB
fueconorg-3009	72	12	the	the	DET
fueconorg-3009	72	13	need	need	NOUN
fueconorg-3009	72	14	for	for	ADP
fueconorg-3009	72	15	regulation	regulation	NOUN
fueconorg-3009	72	16	of	of	ADP
fueconorg-3009	72	17	banking	banking	NOUN
fueconorg-3009	72	18	operations	operation	NOUN
fueconorg-3009	72	19	.	.	PUNCT
fueconorg-3009	73	1	regardless	regardless	ADV
fueconorg-3009	73	2	of	of	ADP
fueconorg-3009	73	3	the	the	DET
fueconorg-3009	73	4	costs	cost	NOUN
fueconorg-3009	73	5	of	of	ADP
fueconorg-3009	73	6	the	the	DET
fueconorg-3009	73	7	regulatory	regulatory	ADJ
fueconorg-3009	73	8	process	process	NOUN
fueconorg-3009	73	9	,	,	PUNCT
fueconorg-3009	73	10	the	the	DET
fueconorg-3009	73	11	users	user	NOUN
fueconorg-3009	73	12	of	of	ADP
fueconorg-3009	73	13	banking	banking	NOUN
fueconorg-3009	73	14	services	service	NOUN
fueconorg-3009	73	15	themselves	themselves	PRON
fueconorg-3009	73	16	require	require	VERB
fueconorg-3009	73	17	adequate	adequate	ADJ
fueconorg-3009	73	18	regulation	regulation	NOUN
fueconorg-3009	73	19	,	,	PUNCT
fueconorg-3009	73	20	because	because	SCONJ
fueconorg-3009	73	21	market	market	NOUN
fueconorg-3009	73	22	solutions	solution	NOUN
fueconorg-3009	73	23	can	can	AUX
fueconorg-3009	73	24	not	not	PART
fueconorg-3009	73	25	assure	assure	VERB
fueconorg-3009	73	26	them	they	PRON
fueconorg-3009	73	27	that	that	SCONJ
fueconorg-3009	73	28	they	they	PRON
fueconorg-3009	73	29	are	be	AUX
fueconorg-3009	73	30	protected	protect	VERB
fueconorg-3009	73	31	in	in	ADP
fueconorg-3009	73	32	the	the	DET
fueconorg-3009	73	33	right	right	ADJ
fueconorg-3009	73	34	way	way	NOUN
fueconorg-3009	73	35	.	.	PUNCT
fueconorg-3009	74	1	2	2	X
fueconorg-3009	74	2	.	.	X
fueconorg-3009	74	3	effectiveness	effectiveness	NOUN
fueconorg-3009	74	4	of	of	ADP
fueconorg-3009	74	5	bank	bank	NOUN
fueconorg-3009	74	6	regulations	regulation	NOUN
fueconorg-3009	74	7	given	give	VERB
fueconorg-3009	74	8	that	that	SCONJ
fueconorg-3009	74	9	underwriting	underwriting	NOUN
fueconorg-3009	74	10	risk	risk	NOUN
fueconorg-3009	74	11	is	be	AUX
fueconorg-3009	74	12	a	a	DET
fueconorg-3009	74	13	prerequisite	prerequisite	NOUN
fueconorg-3009	74	14	of	of	ADP
fueconorg-3009	74	15	economic	economic	ADJ
fueconorg-3009	74	16	growth	growth	NOUN
fueconorg-3009	74	17	,	,	PUNCT
fueconorg-3009	74	18	and	and	CCONJ
fueconorg-3009	74	19	that	that	SCONJ
fueconorg-3009	74	20	banks	bank	NOUN
fueconorg-3009	74	21	themselves	themselves	PRON
fueconorg-3009	74	22	knowingly	knowingly	ADV
fueconorg-3009	74	23	and	and	CCONJ
fueconorg-3009	74	24	willingly	willingly	ADV
fueconorg-3009	74	25	underwrite	underwrite	VERB
fueconorg-3009	74	26	and	and	CCONJ
fueconorg-3009	74	27	manage	manage	VERB
fueconorg-3009	74	28	risks	risk	NOUN
fueconorg-3009	74	29	in	in	ADP
fueconorg-3009	74	30	their	their	PRON
fueconorg-3009	74	31	business	business	NOUN
fueconorg-3009	74	32	,	,	PUNCT
fueconorg-3009	74	33	the	the	DET
fueconorg-3009	74	34	question	question	NOUN
fueconorg-3009	74	35	revolves	revolve	VERB
fueconorg-3009	74	36	around	around	ADP
fueconorg-3009	74	37	the	the	DET
fueconorg-3009	74	38	primary	primary	ADJ
fueconorg-3009	74	39	objectives	objective	NOUN
fueconorg-3009	74	40	of	of	ADP
fueconorg-3009	74	41	bank	bank	NOUN
fueconorg-3009	74	42	regulations	regulation	NOUN
fueconorg-3009	74	43	.	.	PUNCT
fueconorg-3009	75	1	it	it	PRON
fueconorg-3009	75	2	is	be	AUX
fueconorg-3009	75	3	clear	clear	ADJ
fueconorg-3009	75	4	that	that	SCONJ
fueconorg-3009	75	5	the	the	DET
fueconorg-3009	75	6	basic	basic	ADJ
fueconorg-3009	75	7	aim	aim	NOUN
fueconorg-3009	75	8	is	be	AUX
fueconorg-3009	75	9	to	to	PART
fueconorg-3009	75	10	limit	limit	VERB
fueconorg-3009	75	11	banks	bank	NOUN
fueconorg-3009	75	12	in	in	ADP
fueconorg-3009	75	13	taking	take	VERB
fueconorg-3009	75	14	too	too	ADV
fueconorg-3009	75	15	big	big	ADJ
fueconorg-3009	75	16	risks	risk	NOUN
fueconorg-3009	75	17	,	,	PUNCT
fueconorg-3009	75	18	in	in	ADP
fueconorg-3009	75	19	order	order	NOUN
fueconorg-3009	75	20	to	to	PART
fueconorg-3009	75	21	eliminate	eliminate	VERB
fueconorg-3009	75	22	moral	moral	ADJ
fueconorg-3009	75	23	hazard	hazard	NOUN
fueconorg-3009	75	24	within	within	ADP
fueconorg-3009	75	25	the	the	DET
fueconorg-3009	75	26	safety	safety	NOUN
fueconorg-3009	75	27	net	net	NOUN
fueconorg-3009	75	28	,	,	PUNCT
fueconorg-3009	75	29	designed	design	VERB
fueconorg-3009	75	30	to	to	PART
fueconorg-3009	75	31	protect	protect	VERB
fueconorg-3009	75	32	the	the	DET
fueconorg-3009	75	33	banking	banking	NOUN
fueconorg-3009	75	34	system	system	NOUN
fueconorg-3009	75	35	and	and	CCONJ
fueconorg-3009	75	36	individual	individual	ADJ
fueconorg-3009	75	37	depositors	depositor	NOUN
fueconorg-3009	75	38	.	.	PUNCT
fueconorg-3009	76	1	in	in	ADP
fueconorg-3009	76	2	the	the	DET
fueconorg-3009	76	3	modern	modern	ADJ
fueconorg-3009	76	4	sense	sense	NOUN
fueconorg-3009	76	5	,	,	PUNCT
fueconorg-3009	76	6	regulatory	regulatory	ADJ
fueconorg-3009	76	7	framework	framework	NOUN
fueconorg-3009	76	8	can	can	AUX
fueconorg-3009	76	9	be	be	AUX
fueconorg-3009	76	10	viewed	view	VERB
fueconorg-3009	76	11	as	as	ADP
fueconorg-3009	76	12	a	a	DET
fueconorg-3009	76	13	“	"	PUNCT
fueconorg-3009	76	14	line	line	NOUN
fueconorg-3009	76	15	of	of	ADP
fueconorg-3009	76	16	defense	defense	NOUN
fueconorg-3009	76	17	”	"	PUNCT
fueconorg-3009	76	18	or	or	CCONJ
fueconorg-3009	76	19	“	"	PUNCT
fueconorg-3009	76	20	buffer	buffer	NOUN
fueconorg-3009	76	21	”	"	PUNCT
fueconorg-3009	76	22	,	,	PUNCT
fueconorg-3009	76	23	which	which	PRON
fueconorg-3009	76	24	partially	partially	ADV
fueconorg-3009	76	25	protects	protect	VERB
fueconorg-3009	76	26	public	public	ADJ
fueconorg-3009	76	27	funds	fund	NOUN
fueconorg-3009	76	28	from	from	ADP
fueconorg-3009	76	29	bank	bank	NOUN
fueconorg-3009	76	30	losses	loss	NOUN
fueconorg-3009	76	31	,	,	PUNCT
fueconorg-3009	76	32	by	by	ADP
fueconorg-3009	76	33	strengthening	strengthen	VERB
fueconorg-3009	76	34	market	market	NOUN
fueconorg-3009	76	35	discipline	discipline	NOUN
fueconorg-3009	76	36	and	and	CCONJ
fueconorg-3009	76	37	positive	positive	ADJ
fueconorg-3009	76	38	assessment	assessment	NOUN
fueconorg-3009	76	39	of	of	ADP
fueconorg-3009	76	40	safety	safety	NOUN
fueconorg-3009	76	41	net	net	NOUN
fueconorg-3009	76	42	.	.	PUNCT
fueconorg-3009	77	1	although	although	SCONJ
fueconorg-3009	77	2	they	they	PRON
fueconorg-3009	77	3	focus	focus	VERB
fueconorg-3009	77	4	on	on	ADP
fueconorg-3009	77	5	capital	capital	NOUN
fueconorg-3009	77	6	,	,	PUNCT
fueconorg-3009	77	7	bank	bank	NOUN
fueconorg-3009	77	8	regulations	regulation	NOUN
fueconorg-3009	77	9	include	include	VERB
fueconorg-3009	77	10	requirements	requirement	NOUN
fueconorg-3009	77	11	for	for	ADP
fueconorg-3009	77	12	holding	hold	VERB
fueconorg-3009	77	13	liquid	liquid	ADJ
fueconorg-3009	77	14	assets	asset	NOUN
fueconorg-3009	77	15	,	,	PUNCT
fueconorg-3009	77	16	loan	loan	NOUN
fueconorg-3009	77	17	loss	loss	NOUN
fueconorg-3009	77	18	reserves	reserve	NOUN
fueconorg-3009	77	19	,	,	PUNCT
fueconorg-3009	77	20	loan	loan	NOUN
fueconorg-3009	77	21	concentration	concentration	NOUN
fueconorg-3009	77	22	limits	limit	NOUN
fueconorg-3009	77	23	,	,	PUNCT
fueconorg-3009	77	24	quick	quick	ADJ
fueconorg-3009	77	25	corrective	corrective	ADJ
fueconorg-3009	77	26	action	action	NOUN
fueconorg-3009	77	27	,	,	PUNCT
fueconorg-3009	77	28	different	different	ADJ
fueconorg-3009	77	29	rescue	rescue	NOUN
fueconorg-3009	77	30	procedures	procedure	NOUN
fueconorg-3009	77	31	of	of	ADP
fueconorg-3009	77	32	problem	problem	NOUN
fueconorg-3009	77	33	banks	bank	NOUN
fueconorg-3009	77	34	,	,	PUNCT
fueconorg-3009	77	35	etc	etc	X
fueconorg-3009	77	36	.	.	X
fueconorg-3009	78	1	the	the	DET
fueconorg-3009	78	2	current	current	ADJ
fueconorg-3009	78	3	bank	bank	NOUN
fueconorg-3009	78	4	regulations	regulation	NOUN
fueconorg-3009	78	5	in	in	ADP
fueconorg-3009	78	6	modern	modern	ADJ
fueconorg-3009	78	7	financial	financial	ADJ
fueconorg-3009	78	8	environment	environment	NOUN
fueconorg-3009	78	9	221	221	NUM
fueconorg-3009	78	10	regulatory	regulatory	ADJ
fueconorg-3009	78	11	framework	framework	NOUN
fueconorg-3009	78	12	is	be	AUX
fueconorg-3009	78	13	based	base	VERB
fueconorg-3009	78	14	on	on	ADP
fueconorg-3009	78	15	three	three	NUM
fueconorg-3009	78	16	key	key	ADJ
fueconorg-3009	78	17	pillars	pillar	NOUN
fueconorg-3009	78	18	,	,	PUNCT
fueconorg-3009	78	19	namely	namely	ADV
fueconorg-3009	78	20	:	:	PUNCT
fueconorg-3009	78	21	(	(	PUNCT
fueconorg-3009	78	22	1	1	X
fueconorg-3009	78	23	)	)	PUNCT
fueconorg-3009	78	24	prudential	prudential	PROPN
fueconorg-3009	78	25	norms	norm	NOUN
fueconorg-3009	78	26	that	that	PRON
fueconorg-3009	78	27	seek	seek	VERB
fueconorg-3009	78	28	to	to	PART
fueconorg-3009	78	29	harmonize	harmonize	VERB
fueconorg-3009	78	30	different	different	ADJ
fueconorg-3009	78	31	incentives	incentive	NOUN
fueconorg-3009	78	32	ex	ex	NOUN
fueconorg-3009	78	33	-	-	NOUN
fueconorg-3009	78	34	ante	ante	NOUN
fueconorg-3009	78	35	,	,	PUNCT
fueconorg-3009	78	36	(	(	PUNCT
fueconorg-3009	78	37	2	2	X
fueconorg-3009	78	38	)	)	PUNCT
fueconorg-3009	78	39	ex	ex	NOUN
fueconorg-3009	78	40	-	-	ADJ
fueconorg-3009	78	41	post	post	ADJ
fueconorg-3009	78	42	safety	safety	NOUN
fueconorg-3009	78	43	net	net	NOUN
fueconorg-3009	78	44	(	(	PUNCT
fueconorg-3009	78	45	deposit	deposit	NOUN
fueconorg-3009	78	46	insurance	insurance	NOUN
fueconorg-3009	78	47	and	and	CCONJ
fueconorg-3009	78	48	lender	lender	NOUN
fueconorg-3009	78	49	of	of	ADP
fueconorg-3009	78	50	last	last	ADJ
fueconorg-3009	78	51	resort	resort	NOUN
fueconorg-3009	78	52	)	)	PUNCT
fueconorg-3009	78	53	,	,	PUNCT
fueconorg-3009	78	54	aimed	aim	VERB
fueconorg-3009	78	55	to	to	PART
fueconorg-3009	78	56	attract	attract	VERB
fueconorg-3009	78	57	small	small	ADJ
fueconorg-3009	78	58	depositors	depositor	NOUN
fueconorg-3009	78	59	and	and	CCONJ
fueconorg-3009	78	60	prevent	prevent	VERB
fueconorg-3009	78	61	contagious	contagious	ADJ
fueconorg-3009	78	62	run	run	NOUN
fueconorg-3009	78	63	on	on	ADP
fueconorg-3009	78	64	solvent	solvent	ADJ
fueconorg-3009	78	65	banks	bank	NOUN
fueconorg-3009	78	66	,	,	PUNCT
fueconorg-3009	78	67	and	and	CCONJ
fueconorg-3009	78	68	(	(	PUNCT
fueconorg-3009	78	69	3	3	X
fueconorg-3009	78	70	)	)	PUNCT
fueconorg-3009	78	71	“	"	PUNCT
fueconorg-3009	78	72	line	line	NOUN
fueconorg-3009	78	73	-	-	PUNCT
fueconorg-3009	78	74	in	in	ADP
fueconorg-3009	78	75	-	-	PUNCT
fueconorg-3009	78	76	the	the	DET
fueconorg-3009	78	77	-	-	PUNCT
fueconorg-3009	78	78	sand	sand	NOUN
fueconorg-3009	78	79	”	"	PUNCT
fueconorg-3009	78	80	,	,	PUNCT
fueconorg-3009	78	81	which	which	PRON
fueconorg-3009	78	82	separates	separate	VERB
fueconorg-3009	78	83	the	the	DET
fueconorg-3009	78	84	world	world	NOUN
fueconorg-3009	78	85	of	of	ADP
fueconorg-3009	78	86	prudentially	prudentially	ADV
fueconorg-3009	78	87	regulated	regulate	VERB
fueconorg-3009	78	88	(	(	PUNCT
fueconorg-3009	78	89	commercial	commercial	ADJ
fueconorg-3009	78	90	banks	bank	NOUN
fueconorg-3009	78	91	)	)	PUNCT
fueconorg-3009	78	92	from	from	ADP
fueconorg-3009	78	93	the	the	DET
fueconorg-3009	78	94	world	world	NOUN
fueconorg-3009	78	95	of	of	ADP
fueconorg-3009	78	96	unregulated	unregulated	ADJ
fueconorg-3009	78	97	institutions	institution	NOUN
fueconorg-3009	78	98	(	(	PUNCT
fueconorg-3009	78	99	torre	torre	PROPN
fueconorg-3009	78	100	&	&	CCONJ
fueconorg-3009	78	101	ize	ize	PROPN
fueconorg-3009	78	102	2009	2009	NUM
fueconorg-3009	78	103	,	,	PUNCT
fueconorg-3009	78	104	p.	p.	NOUN
fueconorg-3009	78	105	6	6	NUM
fueconorg-3009	78	106	)	)	PUNCT
fueconorg-3009	78	107	.	.	PUNCT
fueconorg-3009	79	1	the	the	DET
fueconorg-3009	79	2	third	third	ADJ
fueconorg-3009	79	3	pillar	pillar	NOUN
fueconorg-3009	79	4	(	(	PUNCT
fueconorg-3009	79	5	line	line	NOUN
fueconorg-3009	79	6	in	in	ADP
fueconorg-3009	79	7	the	the	DET
fueconorg-3009	79	8	sand	sand	NOUN
fueconorg-3009	79	9	)	)	PUNCT
fueconorg-3009	79	10	,	,	PUNCT
fueconorg-3009	79	11	which	which	PRON
fueconorg-3009	79	12	separates	separate	VERB
fueconorg-3009	79	13	the	the	DET
fueconorg-3009	79	14	regulated	regulated	ADJ
fueconorg-3009	79	15	and	and	CCONJ
fueconorg-3009	79	16	non	non	ADJ
fueconorg-3009	79	17	-	-	ADJ
fueconorg-3009	79	18	regulated	regulated	ADJ
fueconorg-3009	79	19	financial	financial	ADJ
fueconorg-3009	79	20	institutions	institution	NOUN
fueconorg-3009	79	21	,	,	PUNCT
fueconorg-3009	79	22	is	be	AUX
fueconorg-3009	79	23	based	base	VERB
fueconorg-3009	79	24	on	on	ADP
fueconorg-3009	79	25	three	three	NUM
fueconorg-3009	79	26	key	key	ADJ
fueconorg-3009	79	27	arguments	argument	NOUN
fueconorg-3009	79	28	.	.	PUNCT
fueconorg-3009	80	1	first	first	ADV
fueconorg-3009	80	2	,	,	PUNCT
fueconorg-3009	80	3	introducing	introduce	VERB
fueconorg-3009	80	4	regulations	regulation	NOUN
fueconorg-3009	80	5	requires	require	VERB
fueconorg-3009	80	6	extensive	extensive	ADJ
fueconorg-3009	80	7	and	and	CCONJ
fueconorg-3009	80	8	complicated	complicated	ADJ
fueconorg-3009	80	9	procedures	procedure	NOUN
fueconorg-3009	80	10	,	,	PUNCT
fueconorg-3009	80	11	and	and	CCONJ
fueconorg-3009	80	12	may	may	AUX
fueconorg-3009	80	13	limit	limit	VERB
fueconorg-3009	80	14	innovation	innovation	NOUN
fueconorg-3009	80	15	and	and	CCONJ
fueconorg-3009	80	16	competition	competition	NOUN
fueconorg-3009	80	17	.	.	PUNCT
fueconorg-3009	81	1	therefore	therefore	ADV
fueconorg-3009	81	2	,	,	PUNCT
fueconorg-3009	81	3	it	it	PRON
fueconorg-3009	81	4	must	must	AUX
fueconorg-3009	81	5	be	be	AUX
fueconorg-3009	81	6	accompanied	accompany	VERB
fueconorg-3009	81	7	by	by	ADP
fueconorg-3009	81	8	adequate	adequate	ADJ
fueconorg-3009	81	9	and	and	CCONJ
fueconorg-3009	81	10	expensive	expensive	ADJ
fueconorg-3009	81	11	supervision	supervision	NOUN
fueconorg-3009	81	12	.	.	PUNCT
fueconorg-3009	82	1	second	second	ADJ
fueconorg-3009	82	2	,	,	PUNCT
fueconorg-3009	82	3	the	the	DET
fueconorg-3009	82	4	expansion	expansion	NOUN
fueconorg-3009	82	5	of	of	ADP
fueconorg-3009	82	6	inadequate	inadequate	ADJ
fueconorg-3009	82	7	monitoring	monitoring	NOUN
fueconorg-3009	82	8	outside	outside	ADP
fueconorg-3009	82	9	the	the	DET
fueconorg-3009	82	10	commercial	commercial	ADJ
fueconorg-3009	82	11	banking	banking	NOUN
fueconorg-3009	82	12	leads	lead	VERB
fueconorg-3009	82	13	to	to	ADP
fueconorg-3009	82	14	an	an	DET
fueconorg-3009	82	15	increase	increase	NOUN
fueconorg-3009	82	16	in	in	ADP
fueconorg-3009	82	17	moral	moral	ADJ
fueconorg-3009	82	18	hazard	hazard	NOUN
fueconorg-3009	82	19	.	.	PUNCT
fueconorg-3009	83	1	in	in	ADP
fueconorg-3009	83	2	addition	addition	NOUN
fueconorg-3009	83	3	,	,	PUNCT
fueconorg-3009	83	4	poorly	poorly	ADV
fueconorg-3009	83	5	regulated	regulate	VERB
fueconorg-3009	83	6	intermediaries	intermediary	NOUN
fueconorg-3009	83	7	can	can	AUX
fueconorg-3009	83	8	get	get	VERB
fueconorg-3009	83	9	undeserved	undeserved	ADJ
fueconorg-3009	83	10	high	high	ADJ
fueconorg-3009	83	11	-	-	PUNCT
fueconorg-3009	83	12	quality	quality	NOUN
fueconorg-3009	83	13	rating	rating	NOUN
fueconorg-3009	83	14	.	.	PUNCT
fueconorg-3009	84	1	thirdly	thirdly	ADV
fueconorg-3009	84	2	,	,	PUNCT
fueconorg-3009	84	3	it	it	PRON
fueconorg-3009	84	4	is	be	AUX
fueconorg-3009	84	5	considered	consider	VERB
fueconorg-3009	84	6	that	that	SCONJ
fueconorg-3009	84	7	market	market	NOUN
fueconorg-3009	84	8	investors	investor	NOUN
fueconorg-3009	84	9	(	(	PUNCT
fueconorg-3009	84	10	outside	outside	ADP
fueconorg-3009	84	11	the	the	DET
fueconorg-3009	84	12	field	field	NOUN
fueconorg-3009	84	13	of	of	ADP
fueconorg-3009	84	14	small	small	ADJ
fueconorg-3009	84	15	depositors	depositor	NOUN
fueconorg-3009	84	16	)	)	PUNCT
fueconorg-3009	84	17	are	be	AUX
fueconorg-3009	84	18	well	well	ADV
fueconorg-3009	84	19	informed	informed	ADJ
fueconorg-3009	84	20	and	and	CCONJ
fueconorg-3009	84	21	fully	fully	ADV
fueconorg-3009	84	22	responsible	responsible	ADJ
fueconorg-3009	84	23	for	for	ADP
fueconorg-3009	84	24	their	their	PRON
fueconorg-3009	84	25	own	own	ADJ
fueconorg-3009	84	26	investment	investment	NOUN
fueconorg-3009	84	27	.	.	PUNCT
fueconorg-3009	85	1	as	as	ADP
fueconorg-3009	85	2	a	a	DET
fueconorg-3009	85	3	result	result	NOUN
fueconorg-3009	85	4	,	,	PUNCT
fueconorg-3009	85	5	they	they	PRON
fueconorg-3009	85	6	can	can	AUX
fueconorg-3009	85	7	effectively	effectively	ADV
fueconorg-3009	85	8	oversee	oversee	VERB
fueconorg-3009	85	9	unregulated	unregulated	ADJ
fueconorg-3009	85	10	financial	financial	ADJ
fueconorg-3009	85	11	intermediaries	intermediary	NOUN
fueconorg-3009	85	12	,	,	PUNCT
fueconorg-3009	85	13	and	and	CCONJ
fueconorg-3009	85	14	influence	influence	VERB
fueconorg-3009	85	15	them	they	PRON
fueconorg-3009	85	16	to	to	PART
fueconorg-3009	85	17	keep	keep	VERB
fueconorg-3009	85	18	an	an	DET
fueconorg-3009	85	19	adequate	adequate	ADJ
fueconorg-3009	85	20	amount	amount	NOUN
fueconorg-3009	85	21	of	of	ADP
fueconorg-3009	85	22	capital	capital	NOUN
fueconorg-3009	85	23	in	in	ADP
fueconorg-3009	85	24	order	order	NOUN
fueconorg-3009	85	25	to	to	PART
fueconorg-3009	85	26	minimize	minimize	VERB
fueconorg-3009	85	27	moral	moral	ADJ
fueconorg-3009	85	28	hazard	hazard	NOUN
fueconorg-3009	85	29	.	.	PUNCT
fueconorg-3009	86	1	in	in	ADP
fueconorg-3009	86	2	line	line	NOUN
fueconorg-3009	86	3	with	with	ADP
fueconorg-3009	86	4	this	this	DET
fueconorg-3009	86	5	explanation	explanation	NOUN
fueconorg-3009	86	6	,	,	PUNCT
fueconorg-3009	86	7	only	only	ADV
fueconorg-3009	86	8	depository	depository	NOUN
fueconorg-3009	86	9	institutions	institution	NOUN
fueconorg-3009	86	10	are	be	AUX
fueconorg-3009	86	11	prudently	prudently	ADV
fueconorg-3009	86	12	regulated	regulate	VERB
fueconorg-3009	86	13	and	and	CCONJ
fueconorg-3009	86	14	supervised	supervise	VERB
fueconorg-3009	86	15	under	under	ADP
fueconorg-3009	86	16	the	the	DET
fueconorg-3009	86	17	current	current	ADJ
fueconorg-3009	86	18	regulatory	regulatory	ADJ
fueconorg-3009	86	19	architecture	architecture	NOUN
fueconorg-3009	86	20	.	.	PUNCT
fueconorg-3009	87	1	accordingly	accordingly	ADV
fueconorg-3009	87	2	,	,	PUNCT
fueconorg-3009	87	3	they	they	PRON
fueconorg-3009	87	4	benefit	benefit	VERB
fueconorg-3009	87	5	from	from	ADP
fueconorg-3009	87	6	the	the	DET
fueconorg-3009	87	7	safety	safety	NOUN
fueconorg-3009	87	8	net	net	NOUN
fueconorg-3009	87	9	.	.	PUNCT
fueconorg-3009	88	1	other	other	ADJ
fueconorg-3009	88	2	intermediaries	intermediary	NOUN
fueconorg-3009	88	3	do	do	AUX
fueconorg-3009	88	4	not	not	PART
fueconorg-3009	88	5	enjoy	enjoy	VERB
fueconorg-3009	88	6	safety	safety	NOUN
fueconorg-3009	88	7	protection	protection	NOUN
fueconorg-3009	88	8	,	,	PUNCT
fueconorg-3009	88	9	and	and	CCONJ
fueconorg-3009	88	10	they	they	PRON
fueconorg-3009	88	11	are	be	AUX
fueconorg-3009	88	12	also	also	ADV
fueconorg-3009	88	13	not	not	PART
fueconorg-3009	88	14	burdened	burden	VERB
fueconorg-3009	88	15	with	with	ADP
fueconorg-3009	88	16	prudential	prudential	ADJ
fueconorg-3009	88	17	norms	norm	NOUN
fueconorg-3009	88	18	.	.	PUNCT
fueconorg-3009	89	1	instead	instead	ADV
fueconorg-3009	89	2	,	,	PUNCT
fueconorg-3009	89	3	unregulated	unregulated	ADJ
fueconorg-3009	89	4	intermediaries	intermediary	NOUN
fueconorg-3009	89	5	are	be	AUX
fueconorg-3009	89	6	subject	subject	ADJ
fueconorg-3009	89	7	to	to	ADP
fueconorg-3009	89	8	market	market	NOUN
fueconorg-3009	89	9	discipline	discipline	NOUN
fueconorg-3009	89	10	and	and	CCONJ
fueconorg-3009	89	11	specific	specific	ADJ
fueconorg-3009	89	12	regulations	regulation	NOUN
fueconorg-3009	89	13	on	on	ADP
fueconorg-3009	89	14	the	the	DET
fueconorg-3009	89	15	securities	security	NOUN
fueconorg-3009	89	16	market	market	NOUN
fueconorg-3009	89	17	,	,	PUNCT
fueconorg-3009	89	18	which	which	PRON
fueconorg-3009	89	19	focus	focus	VERB
fueconorg-3009	89	20	on	on	ADP
fueconorg-3009	89	21	transparency	transparency	NOUN
fueconorg-3009	89	22	,	,	PUNCT
fueconorg-3009	89	23	governance	governance	NOUN
fueconorg-3009	89	24	,	,	PUNCT
fueconorg-3009	89	25	investor	investor	NOUN
fueconorg-3009	89	26	protection	protection	NOUN
fueconorg-3009	89	27	,	,	PUNCT
fueconorg-3009	89	28	market	market	NOUN
fueconorg-3009	89	29	integrity	integrity	NOUN
fueconorg-3009	89	30	,	,	PUNCT
fueconorg-3009	89	31	and	and	CCONJ
fueconorg-3009	89	32	so	so	ADV
fueconorg-3009	89	33	on	on	ADV
fueconorg-3009	89	34	.	.	PUNCT
fueconorg-3009	90	1	it	it	PRON
fueconorg-3009	90	2	is	be	AUX
fueconorg-3009	90	3	obvious	obvious	ADJ
fueconorg-3009	90	4	that	that	SCONJ
fueconorg-3009	90	5	such	such	ADJ
fueconorg-3009	90	6	regulatory	regulatory	ADJ
fueconorg-3009	90	7	architecture	architecture	NOUN
fueconorg-3009	90	8	has	have	VERB
fueconorg-3009	90	9	many	many	ADJ
fueconorg-3009	90	10	disadvantages	disadvantage	NOUN
fueconorg-3009	90	11	and	and	CCONJ
fueconorg-3009	90	12	that	that	SCONJ
fueconorg-3009	90	13	it	it	PRON
fueconorg-3009	90	14	is	be	AUX
fueconorg-3009	90	15	quite	quite	ADV
fueconorg-3009	90	16	unbalanced	unbalanced	ADJ
fueconorg-3009	90	17	.	.	PUNCT
fueconorg-3009	91	1	exceptionally	exceptionally	ADV
fueconorg-3009	91	2	high	high	ADJ
fueconorg-3009	91	3	growth	growth	NOUN
fueconorg-3009	91	4	of	of	ADP
fueconorg-3009	91	5	the	the	DET
fueconorg-3009	91	6	so	so	ADV
fueconorg-3009	91	7	-	-	PUNCT
fueconorg-3009	91	8	called	call	VERB
fueconorg-3009	91	9	“	"	PUNCT
fueconorg-3009	91	10	shadow	shadow	NOUN
fueconorg-3009	91	11	banking	banking	NOUN
fueconorg-3009	91	12	”	"	PUNCT
fueconorg-3009	91	13	,	,	PUNCT
fueconorg-3009	91	14	which	which	PRON
fueconorg-3009	91	15	is	be	AUX
fueconorg-3009	91	16	based	base	VERB
fueconorg-3009	91	17	on	on	ADP
fueconorg-3009	91	18	the	the	DET
fueconorg-3009	91	19	securitization	securitization	NOUN
fueconorg-3009	91	20	of	of	ADP
fueconorg-3009	91	21	credit	credit	NOUN
fueconorg-3009	91	22	risk	risk	NOUN
fueconorg-3009	91	23	,	,	PUNCT
fueconorg-3009	91	24	off	off	ADP
fueconorg-3009	91	25	-	-	PUNCT
fueconorg-3009	91	26	balance	balance	NOUN
fueconorg-3009	91	27	sheet	sheet	NOUN
fueconorg-3009	91	28	operations	operation	NOUN
fueconorg-3009	91	29	and	and	CCONJ
fueconorg-3009	91	30	assets	asset	NOUN
fueconorg-3009	91	31	,	,	PUNCT
fueconorg-3009	91	32	and	and	CCONJ
fueconorg-3009	91	33	rapid	rapid	ADJ
fueconorg-3009	91	34	expansion	expansion	NOUN
fueconorg-3009	91	35	of	of	ADP
fueconorg-3009	91	36	highly	highly	ADV
fueconorg-3009	91	37	leveraged	leverage	VERB
fueconorg-3009	91	38	intervention	intervention	NOUN
fueconorg-3009	91	39	by	by	ADP
fueconorg-3009	91	40	investment	investment	NOUN
fueconorg-3009	91	41	banks	bank	NOUN
fueconorg-3009	91	42	,	,	PUNCT
fueconorg-3009	91	43	insurance	insurance	NOUN
fueconorg-3009	91	44	companies	company	NOUN
fueconorg-3009	91	45	,	,	PUNCT
fueconorg-3009	91	46	and	and	CCONJ
fueconorg-3009	91	47	hedge	hedge	NOUN
fueconorg-3009	91	48	funds	fund	NOUN
fueconorg-3009	91	49	,	,	PUNCT
fueconorg-3009	91	50	justifies	justify	VERB
fueconorg-3009	91	51	the	the	DET
fueconorg-3009	91	52	previously	previously	ADV
fueconorg-3009	91	53	stated	state	VERB
fueconorg-3009	91	54	stance	stance	NOUN
fueconorg-3009	91	55	.	.	PUNCT
fueconorg-3009	92	1	this	this	PRON
fueconorg-3009	92	2	especially	especially	ADV
fueconorg-3009	92	3	became	become	VERB
fueconorg-3009	92	4	apparent	apparent	ADJ
fueconorg-3009	92	5	with	with	ADP
fueconorg-3009	92	6	the	the	DET
fueconorg-3009	92	7	emergence	emergence	NOUN
fueconorg-3009	92	8	and	and	CCONJ
fueconorg-3009	92	9	expansion	expansion	NOUN
fueconorg-3009	92	10	of	of	ADP
fueconorg-3009	92	11	the	the	DET
fueconorg-3009	92	12	subprime	subprime	ADJ
fueconorg-3009	92	13	crisis	crisis	NOUN
fueconorg-3009	92	14	,	,	PUNCT
fueconorg-3009	92	15	when	when	SCONJ
fueconorg-3009	92	16	,	,	PUNCT
fueconorg-3009	92	17	finally	finally	ADV
fueconorg-3009	92	18	,	,	PUNCT
fueconorg-3009	92	19	safety	safety	NOUN
fueconorg-3009	92	20	net	net	NOUN
fueconorg-3009	92	21	had	have	VERB
fueconorg-3009	92	22	to	to	PART
fueconorg-3009	92	23	be	be	AUX
fueconorg-3009	92	24	expanded	expand	VERB
fueconorg-3009	92	25	sharply	sharply	ADV
fueconorg-3009	92	26	to	to	PART
fueconorg-3009	92	27	cover	cover	VERB
fueconorg-3009	92	28	both	both	PRON
fueconorg-3009	92	29	regulated	regulate	VERB
fueconorg-3009	92	30	to	to	ADP
fueconorg-3009	92	31	unregulated	unregulated	ADJ
fueconorg-3009	92	32	institutions	institution	NOUN
fueconorg-3009	92	33	.	.	PUNCT
fueconorg-3009	93	1	in	in	ADP
fueconorg-3009	93	2	other	other	ADJ
fueconorg-3009	93	3	words	word	NOUN
fueconorg-3009	93	4	,	,	PUNCT
fueconorg-3009	93	5	unregulated	unregulated	ADJ
fueconorg-3009	93	6	intermediaries	intermediary	NOUN
fueconorg-3009	93	7	became	become	VERB
fueconorg-3009	93	8	systemically	systemically	ADV
fueconorg-3009	93	9	relevant	relevant	ADJ
fueconorg-3009	93	10	,	,	PUNCT
fueconorg-3009	93	11	and	and	CCONJ
fueconorg-3009	93	12	were	be	AUX
fueconorg-3009	93	13	,	,	PUNCT
fueconorg-3009	93	14	therefore	therefore	ADV
fueconorg-3009	93	15	,	,	PUNCT
fueconorg-3009	93	16	without	without	ADP
fueconorg-3009	93	17	being	be	AUX
fueconorg-3009	93	18	asked	ask	VERB
fueconorg-3009	93	19	,	,	PUNCT
fueconorg-3009	93	20	involved	involve	VERB
fueconorg-3009	93	21	in	in	ADP
fueconorg-3009	93	22	the	the	DET
fueconorg-3009	93	23	ex	ex	NOUN
fueconorg-3009	93	24	-	-	ADJ
fueconorg-3009	93	25	post	post	ADJ
fueconorg-3009	93	26	safety	safety	NOUN
fueconorg-3009	93	27	net	net	NOUN
fueconorg-3009	93	28	.	.	PUNCT
fueconorg-3009	94	1	based	base	VERB
fueconorg-3009	94	2	on	on	ADP
fueconorg-3009	94	3	the	the	DET
fueconorg-3009	94	4	above	above	NOUN
fueconorg-3009	94	5	,	,	PUNCT
fueconorg-3009	94	6	the	the	DET
fueconorg-3009	94	7	question	question	NOUN
fueconorg-3009	94	8	is	be	AUX
fueconorg-3009	94	9	whether	whether	SCONJ
fueconorg-3009	94	10	and	and	CCONJ
fueconorg-3009	94	11	how	how	SCONJ
fueconorg-3009	94	12	bank	bank	NOUN
fueconorg-3009	94	13	regulations	regulation	NOUN
fueconorg-3009	94	14	in	in	ADP
fueconorg-3009	94	15	general	general	ADJ
fueconorg-3009	94	16	can	can	AUX
fueconorg-3009	94	17	be	be	AUX
fueconorg-3009	94	18	justified	justify	VERB
fueconorg-3009	94	19	and	and	CCONJ
fueconorg-3009	94	20	effective	effective	ADJ
fueconorg-3009	94	21	.	.	PUNCT
fueconorg-3009	95	1	the	the	DET
fueconorg-3009	95	2	answer	answer	NOUN
fueconorg-3009	95	3	to	to	ADP
fueconorg-3009	95	4	this	this	DET
fueconorg-3009	95	5	question	question	NOUN
fueconorg-3009	95	6	depends	depend	VERB
fueconorg-3009	95	7	on	on	ADP
fueconorg-3009	95	8	the	the	DET
fueconorg-3009	95	9	objectives	objective	NOUN
fueconorg-3009	95	10	of	of	ADP
fueconorg-3009	95	11	regulations	regulation	NOUN
fueconorg-3009	95	12	.	.	PUNCT
fueconorg-3009	96	1	in	in	ADP
fueconorg-3009	96	2	this	this	DET
fueconorg-3009	96	3	context	context	NOUN
fueconorg-3009	96	4	,	,	PUNCT
fueconorg-3009	96	5	they	they	PRON
fueconorg-3009	96	6	can	can	AUX
fueconorg-3009	96	7	be	be	AUX
fueconorg-3009	96	8	successful	successful	ADJ
fueconorg-3009	96	9	in	in	ADP
fueconorg-3009	96	10	achieving	achieve	VERB
fueconorg-3009	96	11	some	some	DET
fueconorg-3009	96	12	goals	goal	NOUN
fueconorg-3009	96	13	,	,	PUNCT
fueconorg-3009	96	14	but	but	CCONJ
fueconorg-3009	96	15	less	less	ADV
fueconorg-3009	96	16	successful	successful	ADJ
fueconorg-3009	96	17	in	in	ADP
fueconorg-3009	96	18	other	other	ADJ
fueconorg-3009	96	19	areas	area	NOUN
fueconorg-3009	96	20	.	.	PUNCT
fueconorg-3009	97	1	if	if	SCONJ
fueconorg-3009	97	2	safety	safety	NOUN
fueconorg-3009	97	3	and	and	CCONJ
fueconorg-3009	97	4	stability	stability	NOUN
fueconorg-3009	97	5	of	of	ADP
fueconorg-3009	97	6	the	the	DET
fueconorg-3009	97	7	banking	banking	NOUN
fueconorg-3009	97	8	system	system	NOUN
fueconorg-3009	97	9	are	be	AUX
fueconorg-3009	97	10	the	the	DET
fueconorg-3009	97	11	primary	primary	ADJ
fueconorg-3009	97	12	objectives	objective	NOUN
fueconorg-3009	97	13	,	,	PUNCT
fueconorg-3009	97	14	with	with	ADP
fueconorg-3009	97	15	a	a	DET
fueconorg-3009	97	16	simultaneous	simultaneous	ADJ
fueconorg-3009	97	17	collapse	collapse	NOUN
fueconorg-3009	97	18	of	of	ADP
fueconorg-3009	97	19	a	a	DET
fueconorg-3009	97	20	large	large	ADJ
fueconorg-3009	97	21	number	number	NOUN
fueconorg-3009	97	22	of	of	ADP
fueconorg-3009	97	23	banks	bank	NOUN
fueconorg-3009	97	24	,	,	PUNCT
fueconorg-3009	97	25	other	other	ADJ
fueconorg-3009	97	26	objectives	objective	NOUN
fueconorg-3009	97	27	of	of	ADP
fueconorg-3009	97	28	banking	banking	NOUN
fueconorg-3009	97	29	regulations	regulation	NOUN
fueconorg-3009	97	30	can	can	AUX
fueconorg-3009	97	31	not	not	PART
fueconorg-3009	97	32	be	be	AUX
fueconorg-3009	97	33	achieved	achieve	VERB
fueconorg-3009	97	34	(	(	PUNCT
fueconorg-3009	97	35	todorović	todorović	NOUN
fueconorg-3009	97	36	&	&	CCONJ
fueconorg-3009	97	37	jakšić	jakšić	PROPN
fueconorg-3009	97	38	,	,	PUNCT
fueconorg-3009	97	39	2009	2009	NUM
fueconorg-3009	97	40	,	,	PUNCT
fueconorg-3009	97	41	p.	p.	NOUN
fueconorg-3009	97	42	122	122	NUM
fueconorg-3009	97	43	)	)	PUNCT
fueconorg-3009	97	44	.	.	PUNCT
fueconorg-3009	98	1	a	a	DET
fueconorg-3009	98	2	large	large	ADJ
fueconorg-3009	98	3	number	number	NOUN
fueconorg-3009	98	4	of	of	ADP
fueconorg-3009	98	5	banking	banking	NOUN
fueconorg-3009	98	6	bankruptcies	bankruptcy	NOUN
fueconorg-3009	98	7	and	and	CCONJ
fueconorg-3009	98	8	crises	crisis	NOUN
fueconorg-3009	98	9	,	,	PUNCT
fueconorg-3009	98	10	both	both	CCONJ
fueconorg-3009	98	11	in	in	ADP
fueconorg-3009	98	12	previous	previous	ADJ
fueconorg-3009	98	13	periods	period	NOUN
fueconorg-3009	98	14	and	and	CCONJ
fueconorg-3009	98	15	today	today	NOUN
fueconorg-3009	98	16	,	,	PUNCT
fueconorg-3009	98	17	suggests	suggest	VERB
fueconorg-3009	98	18	that	that	SCONJ
fueconorg-3009	98	19	prudential	prudential	PROPN
fueconorg-3009	98	20	regulations	regulation	NOUN
fueconorg-3009	98	21	have	have	VERB
fueconorg-3009	98	22	limitations	limitation	NOUN
fueconorg-3009	98	23	,	,	PUNCT
fueconorg-3009	98	24	and	and	CCONJ
fueconorg-3009	98	25	that	that	SCONJ
fueconorg-3009	98	26	in	in	ADP
fueconorg-3009	98	27	some	some	DET
fueconorg-3009	98	28	countries	country	NOUN
fueconorg-3009	98	29	they	they	PRON
fueconorg-3009	98	30	work	work	VERB
fueconorg-3009	98	31	better	well	ADV
fueconorg-3009	98	32	than	than	ADP
fueconorg-3009	98	33	in	in	ADP
fueconorg-3009	98	34	others	other	NOUN
fueconorg-3009	98	35	.	.	PUNCT
fueconorg-3009	99	1	one	one	NUM
fueconorg-3009	99	2	of	of	ADP
fueconorg-3009	99	3	the	the	DET
fueconorg-3009	99	4	limitations	limitation	NOUN
fueconorg-3009	99	5	lies	lie	VERB
fueconorg-3009	99	6	precisely	precisely	ADV
fueconorg-3009	99	7	in	in	ADP
fueconorg-3009	99	8	systemic	systemic	ADJ
fueconorg-3009	99	9	causes	cause	NOUN
fueconorg-3009	99	10	of	of	ADP
fueconorg-3009	99	11	banking	banking	NOUN
fueconorg-3009	99	12	crises	crisis	NOUN
fueconorg-3009	99	13	.	.	PUNCT
fueconorg-3009	100	1	most	most	ADJ
fueconorg-3009	100	2	banking	banking	NOUN
fueconorg-3009	100	3	crises	crisis	NOUN
fueconorg-3009	100	4	are	be	AUX
fueconorg-3009	100	5	associated	associate	VERB
fueconorg-3009	100	6	with	with	ADP
fueconorg-3009	100	7	unstable	unstable	ADJ
fueconorg-3009	100	8	economic	economic	ADJ
fueconorg-3009	100	9	conditions	condition	NOUN
fueconorg-3009	100	10	,	,	PUNCT
fueconorg-3009	100	11	such	such	ADJ
fueconorg-3009	100	12	as	as	ADP
fueconorg-3009	100	13	deflation	deflation	NOUN
fueconorg-3009	100	14	of	of	ADP
fueconorg-3009	100	15	asset	asset	NOUN
fueconorg-3009	100	16	prices	price	NOUN
fueconorg-3009	100	17	,	,	PUNCT
fueconorg-3009	100	18	rising	rise	VERB
fueconorg-3009	100	19	interest	interest	NOUN
fueconorg-3009	100	20	rates	rate	NOUN
fueconorg-3009	100	21	and	and	CCONJ
fueconorg-3009	100	22	exchange	exchange	NOUN
fueconorg-3009	100	23	rates	rate	NOUN
fueconorg-3009	100	24	,	,	PUNCT
fueconorg-3009	100	25	and	and	CCONJ
fueconorg-3009	100	26	so	so	ADV
fueconorg-3009	100	27	on	on	ADV
fueconorg-3009	100	28	.	.	PUNCT
fueconorg-3009	101	1	prolonged	prolong	VERB
fueconorg-3009	101	2	stability	stability	NOUN
fueconorg-3009	101	3	and	and	CCONJ
fueconorg-3009	101	4	strong	strong	ADJ
fueconorg-3009	101	5	economic	economic	ADJ
fueconorg-3009	101	6	growth	growth	NOUN
fueconorg-3009	101	7	could	could	AUX
fueconorg-3009	101	8	encourage	encourage	VERB
fueconorg-3009	101	9	banks	bank	NOUN
fueconorg-3009	101	10	to	to	PART
fueconorg-3009	101	11	,	,	PUNCT
fueconorg-3009	101	12	without	without	ADP
fueconorg-3009	101	13	adequate	adequate	ADJ
fueconorg-3009	101	14	credit	credit	NOUN
fueconorg-3009	101	15	analysis	analysis	NOUN
fueconorg-3009	101	16	,	,	PUNCT
fueconorg-3009	101	17	enter	enter	VERB
fueconorg-3009	101	18	high	high	ADJ
fueconorg-3009	101	19	-	-	PUNCT
fueconorg-3009	101	20	risk	risk	NOUN
fueconorg-3009	101	21	lending	lending	NOUN
fueconorg-3009	101	22	transactions	transaction	NOUN
fueconorg-3009	101	23	,	,	PUNCT
fueconorg-3009	101	24	which	which	PRON
fueconorg-3009	101	25	,	,	PUNCT
fueconorg-3009	101	26	in	in	ADP
fueconorg-3009	101	27	the	the	DET
fueconorg-3009	101	28	long	long	ADJ
fueconorg-3009	101	29	term	term	NOUN
fueconorg-3009	101	30	,	,	PUNCT
fueconorg-3009	101	31	may	may	AUX
fueconorg-3009	101	32	adversely	adversely	ADV
fueconorg-3009	101	33	affect	affect	VERB
fueconorg-3009	101	34	the	the	DET
fueconorg-3009	101	35	stability	stability	NOUN
fueconorg-3009	101	36	of	of	ADP
fueconorg-3009	101	37	the	the	DET
fueconorg-3009	101	38	banking	banking	NOUN
fueconorg-3009	101	39	system	system	NOUN
fueconorg-3009	101	40	(	(	PUNCT
fueconorg-3009	101	41	todorović	todorović	NOUN
fueconorg-3009	101	42	,	,	PUNCT
fueconorg-3009	101	43	2015	2015	NUM
fueconorg-3009	101	44	,	,	PUNCT
fueconorg-3009	101	45	p.	p.	NOUN
fueconorg-3009	101	46	90	90	NUM
fueconorg-3009	101	47	)	)	PUNCT
fueconorg-3009	101	48	.	.	PUNCT
fueconorg-3009	102	1	the	the	DET
fueconorg-3009	102	2	question	question	NOUN
fueconorg-3009	102	3	is	be	AUX
fueconorg-3009	102	4	why	why	SCONJ
fueconorg-3009	102	5	similarly	similarly	ADV
fueconorg-3009	102	6	caused	cause	VERB
fueconorg-3009	102	7	crises	crisis	NOUN
fueconorg-3009	102	8	reoccur	reoccur	VERB
fueconorg-3009	102	9	,	,	PUNCT
fueconorg-3009	102	10	despite	despite	SCONJ
fueconorg-3009	102	11	the	the	DET
fueconorg-3009	102	12	development	development	NOUN
fueconorg-3009	102	13	of	of	ADP
fueconorg-3009	102	14	a	a	DET
fueconorg-3009	102	15	large	large	ADJ
fueconorg-3009	102	16	set	set	NOUN
fueconorg-3009	102	17	of	of	ADP
fueconorg-3009	102	18	prudential	prudential	ADJ
fueconorg-3009	102	19	regulations	regulation	NOUN
fueconorg-3009	102	20	over	over	ADP
fueconorg-3009	102	21	the	the	DET
fueconorg-3009	102	22	years	year	NOUN
fueconorg-3009	102	23	,	,	PUNCT
fueconorg-3009	102	24	designed	design	VERB
fueconorg-3009	102	25	to	to	PART
fueconorg-3009	102	26	prevent	prevent	VERB
fueconorg-3009	102	27	systemic	systemic	ADJ
fueconorg-3009	102	28	collapse	collapse	NOUN
fueconorg-3009	102	29	.	.	PUNCT
fueconorg-3009	103	1	222	222	NUM
fueconorg-3009	103	2	v.	v.	ADP
fueconorg-3009	103	3	todorović	todorović	NOUN
fueconorg-3009	103	4	,	,	PUNCT
fueconorg-3009	103	5	m.	m.	NOUN
fueconorg-3009	103	6	jakšić	jakšić	PROPN
fueconorg-3009	103	7	,	,	PUNCT
fueconorg-3009	103	8	n.	n.	NOUN
fueconorg-3009	103	9	tomić	tomić	NOUN
fueconorg-3009	103	10	in	in	ADP
fueconorg-3009	103	11	many	many	ADJ
fueconorg-3009	103	12	cases	case	NOUN
fueconorg-3009	103	13	,	,	PUNCT
fueconorg-3009	103	14	regulations	regulation	NOUN
fueconorg-3009	103	15	not	not	PART
fueconorg-3009	103	16	only	only	ADV
fueconorg-3009	103	17	failed	fail	VERB
fueconorg-3009	103	18	to	to	PART
fueconorg-3009	103	19	prevent	prevent	VERB
fueconorg-3009	103	20	,	,	PUNCT
fueconorg-3009	103	21	but	but	CCONJ
fueconorg-3009	103	22	they	they	PRON
fueconorg-3009	103	23	significantly	significantly	ADV
fueconorg-3009	103	24	worsened	worsen	VERB
fueconorg-3009	103	25	the	the	DET
fueconorg-3009	103	26	problems	problem	NOUN
fueconorg-3009	103	27	raised	raise	VERB
fueconorg-3009	103	28	.	.	PUNCT
fueconorg-3009	104	1	for	for	ADP
fueconorg-3009	104	2	example	example	NOUN
fueconorg-3009	104	3	,	,	PUNCT
fueconorg-3009	104	4	the	the	DET
fueconorg-3009	104	5	key	key	ADJ
fueconorg-3009	104	6	regulation	regulation	NOUN
fueconorg-3009	104	7	in	in	ADP
fueconorg-3009	104	8	the	the	DET
fueconorg-3009	104	9	united	united	PROPN
fueconorg-3009	104	10	states	states	PROPN
fueconorg-3009	104	11	,	,	PUNCT
fueconorg-3009	104	12	which	which	PRON
fueconorg-3009	104	13	emerged	emerge	VERB
fueconorg-3009	104	14	from	from	ADP
fueconorg-3009	104	15	the	the	DET
fueconorg-3009	104	16	great	great	ADJ
fueconorg-3009	104	17	depression	depression	NOUN
fueconorg-3009	104	18	,	,	PUNCT
fueconorg-3009	104	19	was	be	AUX
fueconorg-3009	104	20	the	the	DET
fueconorg-3009	104	21	glass	glass	NOUN
fueconorg-3009	104	22	-	-	PUNCT
fueconorg-3009	104	23	steagall	steagall	PROPN
fueconorg-3009	104	24	act	act	PROPN
fueconorg-3009	104	25	,	,	PUNCT
fueconorg-3009	104	26	which	which	PRON
fueconorg-3009	104	27	aimed	aim	VERB
fueconorg-3009	104	28	to	to	PART
fueconorg-3009	104	29	protect	protect	VERB
fueconorg-3009	104	30	commercial	commercial	ADJ
fueconorg-3009	104	31	banks	bank	NOUN
fueconorg-3009	104	32	from	from	ADP
fueconorg-3009	104	33	price	price	NOUN
fueconorg-3009	104	34	fluctuations	fluctuation	NOUN
fueconorg-3009	104	35	on	on	ADP
fueconorg-3009	104	36	the	the	DET
fueconorg-3009	104	37	stock	stock	NOUN
fueconorg-3009	104	38	exchange	exchange	NOUN
fueconorg-3009	104	39	,	,	PUNCT
fueconorg-3009	104	40	by	by	ADP
fueconorg-3009	104	41	separation	separation	NOUN
fueconorg-3009	104	42	of	of	ADP
fueconorg-3009	104	43	commercial	commercial	ADJ
fueconorg-3009	104	44	and	and	CCONJ
fueconorg-3009	104	45	investment	investment	NOUN
fueconorg-3009	104	46	banking	banking	NOUN
fueconorg-3009	104	47	.	.	PUNCT
fueconorg-3009	105	1	furthermore	furthermore	ADV
fueconorg-3009	105	2	,	,	PUNCT
fueconorg-3009	105	3	savings	saving	NOUN
fueconorg-3009	105	4	and	and	CCONJ
fueconorg-3009	105	5	loan	loan	NOUN
fueconorg-3009	105	6	crisis	crisis	NOUN
fueconorg-3009	105	7	initiated	initiate	VERB
fueconorg-3009	105	8	the	the	DET
fueconorg-3009	105	9	regulatory	regulatory	ADJ
fueconorg-3009	105	10	requirements	requirement	NOUN
fueconorg-3009	105	11	for	for	ADP
fueconorg-3009	105	12	securitization	securitization	NOUN
fueconorg-3009	105	13	,	,	PUNCT
fueconorg-3009	105	14	as	as	ADP
fueconorg-3009	105	15	a	a	DET
fueconorg-3009	105	16	means	means	NOUN
fueconorg-3009	105	17	of	of	ADP
fueconorg-3009	105	18	transferring	transfer	VERB
fueconorg-3009	105	19	credit	credit	NOUN
fueconorg-3009	105	20	risk	risk	NOUN
fueconorg-3009	105	21	to	to	ADP
fueconorg-3009	105	22	financial	financial	ADJ
fueconorg-3009	105	23	markets	market	NOUN
fueconorg-3009	105	24	.	.	PUNCT
fueconorg-3009	106	1	today	today	NOUN
fueconorg-3009	106	2	it	it	PRON
fueconorg-3009	106	3	is	be	AUX
fueconorg-3009	106	4	obvious	obvious	ADJ
fueconorg-3009	106	5	that	that	SCONJ
fueconorg-3009	106	6	investment	investment	NOUN
fueconorg-3009	106	7	banks	bank	NOUN
fueconorg-3009	106	8	and	and	CCONJ
fueconorg-3009	106	9	securitization	securitization	NOUN
fueconorg-3009	106	10	were	be	AUX
fueconorg-3009	106	11	the	the	DET
fueconorg-3009	106	12	key	key	ADJ
fueconorg-3009	106	13	initiators	initiator	NOUN
fueconorg-3009	106	14	of	of	ADP
fueconorg-3009	106	15	the	the	DET
fueconorg-3009	106	16	subprime	subprime	ADJ
fueconorg-3009	106	17	crisis	crisis	NOUN
fueconorg-3009	106	18	(	(	PUNCT
fueconorg-3009	106	19	todorović	todorović	NOUN
fueconorg-3009	106	20	,	,	PUNCT
fueconorg-3009	106	21	2013	2013	NUM
fueconorg-3009	106	22	,	,	PUNCT
fueconorg-3009	106	23	p.	p.	NOUN
fueconorg-3009	106	24	222	222	NUM
fueconorg-3009	106	25	)	)	PUNCT
fueconorg-3009	106	26	.	.	PUNCT
fueconorg-3009	107	1	the	the	DET
fueconorg-3009	107	2	main	main	ADJ
fueconorg-3009	107	3	problems	problem	NOUN
fueconorg-3009	107	4	that	that	PRON
fueconorg-3009	107	5	intermediaries	intermediary	NOUN
fueconorg-3009	107	6	face	face	VERB
fueconorg-3009	107	7	in	in	ADP
fueconorg-3009	107	8	their	their	PRON
fueconorg-3009	107	9	business	business	NOUN
fueconorg-3009	107	10	are	be	AUX
fueconorg-3009	107	11	:	:	PUNCT
fueconorg-3009	107	12	moral	moral	ADJ
fueconorg-3009	107	13	hazard	hazard	NOUN
fueconorg-3009	107	14	,	,	PUNCT
fueconorg-3009	107	15	external	external	ADJ
fueconorg-3009	107	16	negative	negative	ADJ
fueconorg-3009	107	17	impacts	impact	NOUN
fueconorg-3009	107	18	(	(	PUNCT
fueconorg-3009	107	19	externalities	externality	NOUN
fueconorg-3009	107	20	)	)	PUNCT
fueconorg-3009	107	21	,	,	PUNCT
fueconorg-3009	107	22	and	and	CCONJ
fueconorg-3009	107	23	uncertainty	uncertainty	NOUN
fueconorg-3009	107	24	.	.	PUNCT
fueconorg-3009	108	1	in	in	ADP
fueconorg-3009	108	2	an	an	DET
fueconorg-3009	108	3	attempt	attempt	NOUN
fueconorg-3009	108	4	to	to	PART
fueconorg-3009	108	5	solve	solve	VERB
fueconorg-3009	108	6	a	a	DET
fueconorg-3009	108	7	problem	problem	NOUN
fueconorg-3009	108	8	,	,	PUNCT
fueconorg-3009	108	9	regulations	regulation	NOUN
fueconorg-3009	108	10	often	often	ADV
fueconorg-3009	108	11	worsened	worsen	VERB
fueconorg-3009	108	12	other	other	ADJ
fueconorg-3009	108	13	problems	problem	NOUN
fueconorg-3009	108	14	.	.	PUNCT
fueconorg-3009	109	1	the	the	DET
fueconorg-3009	109	2	failure	failure	NOUN
fueconorg-3009	109	3	of	of	ADP
fueconorg-3009	109	4	regulations	regulation	NOUN
fueconorg-3009	109	5	largely	largely	ADV
fueconorg-3009	109	6	resulted	result	VERB
fueconorg-3009	109	7	from	from	ADP
fueconorg-3009	109	8	partial	partial	ADJ
fueconorg-3009	109	9	(	(	PUNCT
fueconorg-3009	109	10	piece	piece	NOUN
fueconorg-3009	109	11	by	by	ADP
fueconorg-3009	109	12	piece	piece	NOUN
fueconorg-3009	109	13	)	)	PUNCT
fueconorg-3009	109	14	approach	approach	NOUN
fueconorg-3009	109	15	to	to	ADP
fueconorg-3009	109	16	regulatory	regulatory	ADJ
fueconorg-3009	109	17	reform	reform	NOUN
fueconorg-3009	109	18	.	.	PUNCT
fueconorg-3009	110	1	for	for	ADP
fueconorg-3009	110	2	example	example	NOUN
fueconorg-3009	110	3	,	,	PUNCT
fueconorg-3009	110	4	the	the	DET
fueconorg-3009	110	5	introduction	introduction	NOUN
fueconorg-3009	110	6	of	of	ADP
fueconorg-3009	110	7	deposit	deposit	NOUN
fueconorg-3009	110	8	insurance	insurance	NOUN
fueconorg-3009	110	9	after	after	ADP
fueconorg-3009	110	10	the	the	DET
fueconorg-3009	110	11	great	great	ADJ
fueconorg-3009	110	12	depression	depression	NOUN
fueconorg-3009	110	13	,	,	PUNCT
fueconorg-3009	110	14	which	which	PRON
fueconorg-3009	110	15	was	be	AUX
fueconorg-3009	110	16	intended	intend	VERB
fueconorg-3009	110	17	to	to	PART
fueconorg-3009	110	18	alleviate	alleviate	VERB
fueconorg-3009	110	19	instability	instability	NOUN
fueconorg-3009	110	20	caused	cause	VERB
fueconorg-3009	110	21	by	by	ADP
fueconorg-3009	110	22	depositors	depositor	NOUN
fueconorg-3009	110	23	’	'	PUNCT
fueconorg-3009	110	24	run	run	NOUN
fueconorg-3009	110	25	on	on	ADP
fueconorg-3009	110	26	the	the	DET
fueconorg-3009	110	27	banking	banking	NOUN
fueconorg-3009	110	28	system	system	NOUN
fueconorg-3009	110	29	(	(	PUNCT
fueconorg-3009	110	30	problem	problem	NOUN
fueconorg-3009	110	31	of	of	ADP
fueconorg-3009	110	32	externalities	externality	NOUN
fueconorg-3009	110	33	)	)	PUNCT
fueconorg-3009	110	34	,	,	PUNCT
fueconorg-3009	110	35	worsened	worsen	VERB
fueconorg-3009	110	36	the	the	DET
fueconorg-3009	110	37	problem	problem	NOUN
fueconorg-3009	110	38	of	of	ADP
fueconorg-3009	110	39	moral	moral	ADJ
fueconorg-3009	110	40	hazard	hazard	NOUN
fueconorg-3009	110	41	.	.	PUNCT
fueconorg-3009	111	1	then	then	ADV
fueconorg-3009	111	2	,	,	PUNCT
fueconorg-3009	111	3	strengthening	strengthen	VERB
fueconorg-3009	111	4	prudential	prudential	ADJ
fueconorg-3009	111	5	norms	norm	NOUN
fueconorg-3009	111	6	after	after	ADP
fueconorg-3009	111	7	the	the	DET
fueconorg-3009	111	8	savings	saving	NOUN
fueconorg-3009	111	9	and	and	CCONJ
fueconorg-3009	111	10	loan	loan	NOUN
fueconorg-3009	111	11	crisis	crisis	NOUN
fueconorg-3009	111	12	,	,	PUNCT
fueconorg-3009	111	13	which	which	PRON
fueconorg-3009	111	14	was	be	AUX
fueconorg-3009	111	15	aimed	aim	VERB
fueconorg-3009	111	16	at	at	ADP
fueconorg-3009	111	17	solving	solve	VERB
fueconorg-3009	111	18	the	the	DET
fueconorg-3009	111	19	problem	problem	NOUN
fueconorg-3009	111	20	of	of	ADP
fueconorg-3009	111	21	moral	moral	ADJ
fueconorg-3009	111	22	hazard	hazard	NOUN
fueconorg-3009	111	23	,	,	PUNCT
fueconorg-3009	111	24	indirectly	indirectly	ADV
fueconorg-3009	111	25	worsened	worsen	VERB
fueconorg-3009	111	26	the	the	DET
fueconorg-3009	111	27	problem	problem	NOUN
fueconorg-3009	111	28	of	of	ADP
fueconorg-3009	111	29	externalities	externality	NOUN
fueconorg-3009	111	30	(	(	PUNCT
fueconorg-3009	111	31	there	there	PRON
fueconorg-3009	111	32	was	be	VERB
fueconorg-3009	111	33	a	a	DET
fueconorg-3009	111	34	rise	rise	NOUN
fueconorg-3009	111	35	of	of	ADP
fueconorg-3009	111	36	unregulated	unregulated	ADJ
fueconorg-3009	111	37	financial	financial	ADJ
fueconorg-3009	111	38	intermediaries	intermediary	NOUN
fueconorg-3009	111	39	,	,	PUNCT
fueconorg-3009	111	40	who	who	PRON
fueconorg-3009	111	41	did	do	AUX
fueconorg-3009	111	42	not	not	PART
fueconorg-3009	111	43	have	have	VERB
fueconorg-3009	111	44	regulatory	regulatory	ADJ
fueconorg-3009	111	45	-	-	PUNCT
fueconorg-3009	111	46	induced	induce	VERB
fueconorg-3009	111	47	motives	motive	NOUN
fueconorg-3009	111	48	to	to	PART
fueconorg-3009	111	49	worry	worry	VERB
fueconorg-3009	111	50	about	about	ADP
fueconorg-3009	111	51	system	system	NOUN
fueconorg-3009	111	52	liquidity	liquidity	NOUN
fueconorg-3009	111	53	and	and	CCONJ
fueconorg-3009	111	54	stability	stability	NOUN
fueconorg-3009	111	55	)	)	PUNCT
fueconorg-3009	111	56	.	.	PUNCT
fueconorg-3009	112	1	this	this	DET
fueconorg-3009	112	2	problem	problem	NOUN
fueconorg-3009	112	3	,	,	PUNCT
fueconorg-3009	112	4	coupled	couple	VERB
fueconorg-3009	112	5	with	with	ADP
fueconorg-3009	112	6	business	business	NOUN
fueconorg-3009	112	7	uncertainty	uncertainty	NOUN
fueconorg-3009	112	8	,	,	PUNCT
fueconorg-3009	112	9	is	be	AUX
fueconorg-3009	112	10	in	in	ADP
fueconorg-3009	112	11	the	the	DET
fueconorg-3009	112	12	epicentre	epicentre	NOUN
fueconorg-3009	112	13	of	of	ADP
fueconorg-3009	112	14	the	the	DET
fueconorg-3009	112	15	subprime	subprime	ADJ
fueconorg-3009	112	16	crisis	crisis	NOUN
fueconorg-3009	112	17	.	.	PUNCT
fueconorg-3009	113	1	the	the	DET
fueconorg-3009	113	2	global	global	ADJ
fueconorg-3009	113	3	financial	financial	ADJ
fueconorg-3009	113	4	crisis	crisis	NOUN
fueconorg-3009	113	5	has	have	AUX
fueconorg-3009	113	6	shown	show	VERB
fueconorg-3009	113	7	that	that	SCONJ
fueconorg-3009	113	8	the	the	DET
fueconorg-3009	113	9	regulatory	regulatory	ADJ
fueconorg-3009	113	10	framework	framework	NOUN
fueconorg-3009	113	11	had	have	VERB
fueconorg-3009	113	12	many	many	ADJ
fueconorg-3009	113	13	failures	failure	NOUN
fueconorg-3009	113	14	(	(	PUNCT
fueconorg-3009	113	15	torre	torre	PROPN
fueconorg-3009	113	16	&	&	CCONJ
fueconorg-3009	113	17	ize	ize	PROPN
fueconorg-3009	113	18	,	,	PUNCT
fueconorg-3009	113	19	2009	2009	NUM
fueconorg-3009	113	20	,	,	PUNCT
fueconorg-3009	113	21	p.	p.	NOUN
fueconorg-3009	113	22	21	21	NUM
fueconorg-3009	113	23	-	-	SYM
fueconorg-3009	113	24	22	22	NUM
fueconorg-3009	113	25	)	)	PUNCT
fueconorg-3009	113	26	.	.	PUNCT
fueconorg-3009	114	1	first	first	ADV
fueconorg-3009	114	2	,	,	PUNCT
fueconorg-3009	114	3	there	there	PRON
fueconorg-3009	114	4	is	be	VERB
fueconorg-3009	114	5	a	a	DET
fueconorg-3009	114	6	clear	clear	ADJ
fueconorg-3009	114	7	line	line	NOUN
fueconorg-3009	114	8	between	between	ADP
fueconorg-3009	114	9	ex	ex	NOUN
fueconorg-3009	114	10	-	-	NOUN
fueconorg-3009	114	11	ante	ante	ADJ
fueconorg-3009	114	12	prudential	prudential	ADJ
fueconorg-3009	114	13	standards	standard	NOUN
fueconorg-3009	114	14	and	and	CCONJ
fueconorg-3009	114	15	ex	ex	NOUN
fueconorg-3009	114	16	-	-	ADJ
fueconorg-3009	114	17	post	post	ADJ
fueconorg-3009	114	18	safety	safety	NOUN
fueconorg-3009	114	19	net	net	NOUN
fueconorg-3009	114	20	.	.	PUNCT
fueconorg-3009	115	1	ex	ex	ADJ
fueconorg-3009	115	2	-	-	ADJ
fueconorg-3009	115	3	ante	ante	ADJ
fueconorg-3009	115	4	regulatory	regulatory	ADJ
fueconorg-3009	115	5	framework	framework	NOUN
fueconorg-3009	115	6	focused	focus	VERB
fueconorg-3009	115	7	on	on	ADP
fueconorg-3009	115	8	the	the	DET
fueconorg-3009	115	9	stability	stability	NOUN
fueconorg-3009	115	10	of	of	ADP
fueconorg-3009	115	11	assets	asset	NOUN
fueconorg-3009	115	12	,	,	PUNCT
fueconorg-3009	115	13	and	and	CCONJ
fueconorg-3009	115	14	ex	ex	NOUN
fueconorg-3009	115	15	-	-	ADJ
fueconorg-3009	115	16	post	post	ADJ
fueconorg-3009	115	17	safety	safety	NOUN
fueconorg-3009	115	18	net	net	NOUN
fueconorg-3009	115	19	on	on	ADP
fueconorg-3009	115	20	maintaining	maintain	VERB
fueconorg-3009	115	21	liquidity	liquidity	NOUN
fueconorg-3009	115	22	of	of	ADP
fueconorg-3009	115	23	liabilities	liability	NOUN
fueconorg-3009	115	24	.	.	PUNCT
fueconorg-3009	116	1	in	in	ADP
fueconorg-3009	116	2	addition	addition	NOUN
fueconorg-3009	116	3	,	,	PUNCT
fueconorg-3009	116	4	growing	grow	VERB
fueconorg-3009	116	5	systemic	systemic	ADJ
fueconorg-3009	116	6	liquidity	liquidity	NOUN
fueconorg-3009	116	7	risks	risk	NOUN
fueconorg-3009	116	8	were	be	AUX
fueconorg-3009	116	9	not	not	PART
fueconorg-3009	116	10	covered	cover	VERB
fueconorg-3009	116	11	by	by	ADP
fueconorg-3009	116	12	regulations	regulation	NOUN
fueconorg-3009	116	13	,	,	PUNCT
fueconorg-3009	116	14	which	which	PRON
fueconorg-3009	116	15	was	be	AUX
fueconorg-3009	116	16	their	their	PRON
fueconorg-3009	116	17	main	main	ADJ
fueconorg-3009	116	18	flaw	flaw	NOUN
fueconorg-3009	116	19	.	.	PUNCT
fueconorg-3009	117	1	second	second	ADJ
fueconorg-3009	117	2	,	,	PUNCT
fueconorg-3009	117	3	prudential	prudential	ADJ
fueconorg-3009	117	4	regulation	regulation	NOUN
fueconorg-3009	117	5	focused	focus	VERB
fueconorg-3009	117	6	on	on	ADP
fueconorg-3009	117	7	the	the	DET
fueconorg-3009	117	8	safety	safety	NOUN
fueconorg-3009	117	9	and	and	CCONJ
fueconorg-3009	117	10	strength	strength	NOUN
fueconorg-3009	117	11	of	of	ADP
fueconorg-3009	117	12	individual	individual	ADJ
fueconorg-3009	117	13	institutions	institution	NOUN
fueconorg-3009	117	14	,	,	PUNCT
fueconorg-3009	117	15	based	base	VERB
fueconorg-3009	117	16	on	on	ADP
fueconorg-3009	117	17	the	the	DET
fueconorg-3009	117	18	assumption	assumption	NOUN
fueconorg-3009	117	19	that	that	SCONJ
fueconorg-3009	117	20	the	the	DET
fueconorg-3009	117	21	sum	sum	NOUN
fueconorg-3009	117	22	of	of	ADP
fueconorg-3009	117	23	strong	strong	ADJ
fueconorg-3009	117	24	institutions	institution	NOUN
fueconorg-3009	117	25	is	be	AUX
fueconorg-3009	117	26	equivalent	equivalent	ADJ
fueconorg-3009	117	27	to	to	ADP
fueconorg-3009	117	28	a	a	DET
fueconorg-3009	117	29	strong	strong	ADJ
fueconorg-3009	117	30	system	system	NOUN
fueconorg-3009	117	31	.	.	PUNCT
fueconorg-3009	118	1	however	however	ADV
fueconorg-3009	118	2	,	,	PUNCT
fueconorg-3009	118	3	the	the	DET
fueconorg-3009	118	4	subprime	subprime	ADJ
fueconorg-3009	118	5	crisis	crisis	NOUN
fueconorg-3009	118	6	has	have	AUX
fueconorg-3009	118	7	shown	show	VERB
fueconorg-3009	118	8	that	that	SCONJ
fueconorg-3009	118	9	such	such	DET
fueconorg-3009	118	10	an	an	DET
fueconorg-3009	118	11	approach	approach	NOUN
fueconorg-3009	118	12	was	be	AUX
fueconorg-3009	118	13	completely	completely	ADV
fueconorg-3009	118	14	wrong	wrong	ADJ
fueconorg-3009	118	15	,	,	PUNCT
fueconorg-3009	118	16	because	because	SCONJ
fueconorg-3009	118	17	it	it	PRON
fueconorg-3009	118	18	is	be	AUX
fueconorg-3009	118	19	the	the	DET
fueconorg-3009	118	20	system	system	NOUN
fueconorg-3009	118	21	that	that	PRON
fueconorg-3009	118	22	is	be	AUX
fueconorg-3009	118	23	most	most	ADV
fueconorg-3009	118	24	important	important	ADJ
fueconorg-3009	118	25	for	for	ADP
fueconorg-3009	118	26	the	the	DET
fueconorg-3009	118	27	strength	strength	NOUN
fueconorg-3009	118	28	of	of	ADP
fueconorg-3009	118	29	each	each	DET
fueconorg-3009	118	30	institution	institution	NOUN
fueconorg-3009	118	31	.	.	PUNCT
fueconorg-3009	119	1	third	third	ADJ
fueconorg-3009	119	2	,	,	PUNCT
fueconorg-3009	119	3	traditional	traditional	ADJ
fueconorg-3009	119	4	regulations	regulation	NOUN
fueconorg-3009	119	5	focused	focus	VERB
fueconorg-3009	119	6	on	on	ADP
fueconorg-3009	119	7	statistically	statistically	ADV
fueconorg-3009	119	8	measurable	measurable	ADJ
fueconorg-3009	119	9	risks	risk	NOUN
fueconorg-3009	119	10	,	,	PUNCT
fueconorg-3009	119	11	based	base	VERB
fueconorg-3009	119	12	on	on	ADP
fueconorg-3009	119	13	sophisticated	sophisticated	ADJ
fueconorg-3009	119	14	and	and	CCONJ
fueconorg-3009	119	15	complex	complex	ADJ
fueconorg-3009	119	16	measurement	measurement	NOUN
fueconorg-3009	119	17	techniques	technique	NOUN
fueconorg-3009	119	18	and	and	CCONJ
fueconorg-3009	119	19	their	their	PRON
fueconorg-3009	119	20	management	management	NOUN
fueconorg-3009	119	21	.	.	PUNCT
fueconorg-3009	120	1	with	with	ADP
fueconorg-3009	120	2	the	the	DET
fueconorg-3009	120	3	development	development	NOUN
fueconorg-3009	120	4	of	of	ADP
fueconorg-3009	120	5	basel	basel	PROPN
fueconorg-3009	120	6	ii	ii	PROPN
fueconorg-3009	120	7	capital	capital	PROPN
fueconorg-3009	120	8	accord	accord	NOUN
fueconorg-3009	120	9	,	,	PUNCT
fueconorg-3009	120	10	the	the	DET
fueconorg-3009	120	11	existing	exist	VERB
fueconorg-3009	120	12	regulatory	regulatory	ADJ
fueconorg-3009	120	13	framework	framework	NOUN
fueconorg-3009	120	14	tried	try	VERB
fueconorg-3009	120	15	to	to	PART
fueconorg-3009	120	16	reduce	reduce	VERB
fueconorg-3009	120	17	the	the	DET
fueconorg-3009	120	18	gap	gap	NOUN
fueconorg-3009	120	19	between	between	ADP
fueconorg-3009	120	20	the	the	DET
fueconorg-3009	120	21	ever	ever	ADV
fueconorg-3009	120	22	-	-	PUNCT
fueconorg-3009	120	23	growing	grow	VERB
fueconorg-3009	120	24	risks	risk	NOUN
fueconorg-3009	120	25	and	and	CCONJ
fueconorg-3009	120	26	regulatory	regulatory	ADJ
fueconorg-3009	120	27	business	business	NOUN
fueconorg-3009	120	28	principles	principle	NOUN
fueconorg-3009	120	29	.	.	PUNCT
fueconorg-3009	121	1	however	however	ADV
fueconorg-3009	121	2	,	,	PUNCT
fueconorg-3009	121	3	the	the	DET
fueconorg-3009	121	4	subprime	subprime	ADJ
fueconorg-3009	121	5	crisis	crisis	NOUN
fueconorg-3009	121	6	has	have	AUX
fueconorg-3009	121	7	shown	show	VERB
fueconorg-3009	121	8	that	that	SCONJ
fueconorg-3009	121	9	risk	risk	NOUN
fueconorg-3009	121	10	management	management	NOUN
fueconorg-3009	121	11	techniques	technique	NOUN
fueconorg-3009	121	12	were	be	AUX
fueconorg-3009	121	13	too	too	ADV
fueconorg-3009	121	14	complex	complex	ADJ
fueconorg-3009	121	15	,	,	PUNCT
fueconorg-3009	121	16	and	and	CCONJ
fueconorg-3009	121	17	the	the	DET
fueconorg-3009	121	18	control	control	NOUN
fueconorg-3009	121	19	of	of	ADP
fueconorg-3009	121	20	bank	bank	NOUN
fueconorg-3009	121	21	operations	operation	NOUN
fueconorg-3009	121	22	incomplete	incomplete	ADV
fueconorg-3009	121	23	,	,	PUNCT
fueconorg-3009	121	24	followed	follow	VERB
fueconorg-3009	121	25	by	by	ADP
fueconorg-3009	121	26	rising	rise	VERB
fueconorg-3009	121	27	uncertainty	uncertainty	NOUN
fueconorg-3009	121	28	in	in	ADP
fueconorg-3009	121	29	the	the	DET
fueconorg-3009	121	30	environment	environment	NOUN
fueconorg-3009	121	31	.	.	PUNCT
fueconorg-3009	122	1	finally	finally	ADV
fueconorg-3009	122	2	,	,	PUNCT
fueconorg-3009	122	3	it	it	PRON
fueconorg-3009	122	4	can	can	AUX
fueconorg-3009	122	5	be	be	AUX
fueconorg-3009	122	6	concluded	conclude	VERB
fueconorg-3009	122	7	that	that	SCONJ
fueconorg-3009	122	8	bank	bank	NOUN
fueconorg-3009	122	9	regulations	regulation	NOUN
fueconorg-3009	122	10	need	need	VERB
fueconorg-3009	122	11	to	to	PART
fueconorg-3009	122	12	be	be	AUX
fueconorg-3009	122	13	changed	change	VERB
fueconorg-3009	122	14	in	in	ADP
fueconorg-3009	122	15	order	order	NOUN
fueconorg-3009	122	16	to	to	PART
fueconorg-3009	122	17	reflect	reflect	VERB
fueconorg-3009	122	18	the	the	DET
fueconorg-3009	122	19	volatile	volatile	ADJ
fueconorg-3009	122	20	environment	environment	NOUN
fueconorg-3009	122	21	in	in	ADP
fueconorg-3009	122	22	which	which	PRON
fueconorg-3009	122	23	they	they	PRON
fueconorg-3009	122	24	operate	operate	VERB
fueconorg-3009	122	25	.	.	PUNCT
fueconorg-3009	123	1	any	any	DET
fueconorg-3009	123	2	reform	reform	NOUN
fueconorg-3009	123	3	must	must	AUX
fueconorg-3009	123	4	integrate	integrate	VERB
fueconorg-3009	123	5	all	all	DET
fueconorg-3009	123	6	three	three	NUM
fueconorg-3009	123	7	problems	problem	NOUN
fueconorg-3009	123	8	(	(	PUNCT
fueconorg-3009	123	9	moral	moral	ADJ
fueconorg-3009	123	10	hazard	hazard	NOUN
fueconorg-3009	123	11	,	,	PUNCT
fueconorg-3009	123	12	externalities	externality	NOUN
fueconorg-3009	123	13	,	,	PUNCT
fueconorg-3009	123	14	and	and	CCONJ
fueconorg-3009	123	15	uncertainty	uncertainty	NOUN
fueconorg-3009	123	16	)	)	PUNCT
fueconorg-3009	123	17	,	,	PUNCT
fueconorg-3009	123	18	and	and	CCONJ
fueconorg-3009	123	19	maintain	maintain	VERB
fueconorg-3009	123	20	an	an	DET
fueconorg-3009	123	21	adequate	adequate	ADJ
fueconorg-3009	123	22	balance	balance	NOUN
fueconorg-3009	123	23	between	between	ADP
fueconorg-3009	123	24	financial	financial	ADJ
fueconorg-3009	123	25	stability	stability	NOUN
fueconorg-3009	123	26	and	and	CCONJ
fueconorg-3009	123	27	financial	financial	ADJ
fueconorg-3009	123	28	development	development	NOUN
fueconorg-3009	123	29	.	.	PUNCT
fueconorg-3009	124	1	this	this	PRON
fueconorg-3009	124	2	is	be	AUX
fueconorg-3009	124	3	a	a	DET
fueconorg-3009	124	4	difficult	difficult	ADJ
fueconorg-3009	124	5	task	task	NOUN
fueconorg-3009	124	6	,	,	PUNCT
fueconorg-3009	124	7	because	because	SCONJ
fueconorg-3009	124	8	each	each	DET
fueconorg-3009	124	9	individual	individual	ADJ
fueconorg-3009	124	10	problem	problem	NOUN
fueconorg-3009	124	11	can	can	AUX
fueconorg-3009	124	12	lead	lead	VERB
fueconorg-3009	124	13	to	to	ADP
fueconorg-3009	124	14	different	different	ADJ
fueconorg-3009	124	15	and	and	CCONJ
fueconorg-3009	124	16	often	often	ADV
fueconorg-3009	124	17	inconsistent	inconsistent	ADJ
fueconorg-3009	124	18	regulatory	regulatory	ADJ
fueconorg-3009	124	19	implications	implication	NOUN
fueconorg-3009	124	20	.	.	PUNCT
fueconorg-3009	125	1	3	3	X
fueconorg-3009	125	2	.	.	X
fueconorg-3009	125	3	regulatory	regulatory	ADJ
fueconorg-3009	125	4	changes	change	NOUN
fueconorg-3009	125	5	in	in	ADP
fueconorg-3009	125	6	modern	modern	ADJ
fueconorg-3009	125	7	banking	banking	NOUN
fueconorg-3009	125	8	environment	environment	NOUN
fueconorg-3009	125	9	in	in	ADP
fueconorg-3009	125	10	recent	recent	ADJ
fueconorg-3009	125	11	years	year	NOUN
fueconorg-3009	125	12	,	,	PUNCT
fueconorg-3009	125	13	the	the	DET
fueconorg-3009	125	14	scope	scope	NOUN
fueconorg-3009	125	15	and	and	CCONJ
fueconorg-3009	125	16	complexity	complexity	NOUN
fueconorg-3009	125	17	of	of	ADP
fueconorg-3009	125	18	bank	bank	NOUN
fueconorg-3009	125	19	regulations	regulation	NOUN
fueconorg-3009	125	20	have	have	AUX
fueconorg-3009	125	21	grown	grow	VERB
fueconorg-3009	125	22	continuously	continuously	ADV
fueconorg-3009	125	23	,	,	PUNCT
fueconorg-3009	125	24	in	in	ADP
fueconorg-3009	125	25	response	response	NOUN
fueconorg-3009	125	26	to	to	ADP
fueconorg-3009	125	27	public	public	ADJ
fueconorg-3009	125	28	reaction	reaction	NOUN
fueconorg-3009	125	29	to	to	ADP
fueconorg-3009	125	30	frequent	frequent	ADJ
fueconorg-3009	125	31	occurrence	occurrence	NOUN
fueconorg-3009	125	32	of	of	ADP
fueconorg-3009	125	33	financial	financial	ADJ
fueconorg-3009	125	34	crises	crisis	NOUN
fueconorg-3009	125	35	and	and	CCONJ
fueconorg-3009	125	36	resulting	result	VERB
fueconorg-3009	125	37	political	political	ADJ
fueconorg-3009	125	38	pressures	pressure	NOUN
fueconorg-3009	125	39	.	.	PUNCT
fueconorg-3009	126	1	due	due	ADP
fueconorg-3009	126	2	to	to	ADP
fueconorg-3009	126	3	increased	increase	VERB
fueconorg-3009	126	4	competition	competition	NOUN
fueconorg-3009	126	5	from	from	ADP
fueconorg-3009	126	6	non	non	ADJ
fueconorg-3009	126	7	-	-	ADJ
fueconorg-3009	126	8	bank	bank	ADJ
fueconorg-3009	126	9	financial	financial	ADJ
fueconorg-3009	126	10	institutions	institution	NOUN
fueconorg-3009	126	11	,	,	PUNCT
fueconorg-3009	126	12	bank	bank	NOUN
fueconorg-3009	126	13	regulations	regulation	NOUN
fueconorg-3009	126	14	in	in	ADP
fueconorg-3009	126	15	modern	modern	ADJ
fueconorg-3009	126	16	financial	financial	ADJ
fueconorg-3009	126	17	environment	environment	NOUN
fueconorg-3009	126	18	223	223	NUM
fueconorg-3009	126	19	bankers	banker	NOUN
fueconorg-3009	126	20	themselves	themselves	PRON
fueconorg-3009	126	21	require	require	VERB
fueconorg-3009	126	22	a	a	DET
fueconorg-3009	126	23	change	change	NOUN
fueconorg-3009	126	24	in	in	ADP
fueconorg-3009	126	25	the	the	DET
fueconorg-3009	126	26	regulatory	regulatory	ADJ
fueconorg-3009	126	27	environment	environment	NOUN
fueconorg-3009	126	28	.	.	PUNCT
fueconorg-3009	127	1	at	at	ADP
fueconorg-3009	127	2	the	the	DET
fueconorg-3009	127	3	same	same	ADJ
fueconorg-3009	127	4	time	time	NOUN
fueconorg-3009	127	5	,	,	PUNCT
fueconorg-3009	127	6	every	every	DET
fueconorg-3009	127	7	change	change	NOUN
fueconorg-3009	127	8	increases	increase	VERB
fueconorg-3009	127	9	regulatory	regulatory	ADJ
fueconorg-3009	127	10	risk	risk	NOUN
fueconorg-3009	127	11	.	.	PUNCT
fueconorg-3009	128	1	if	if	SCONJ
fueconorg-3009	128	2	the	the	DET
fueconorg-3009	128	3	bank	bank	NOUN
fueconorg-3009	128	4	does	do	AUX
fueconorg-3009	128	5	not	not	PART
fueconorg-3009	128	6	anticipate	anticipate	VERB
fueconorg-3009	128	7	such	such	DET
fueconorg-3009	128	8	a	a	DET
fueconorg-3009	128	9	change	change	NOUN
fueconorg-3009	128	10	and	and	CCONJ
fueconorg-3009	128	11	does	do	AUX
fueconorg-3009	128	12	not	not	PART
fueconorg-3009	128	13	include	include	VERB
fueconorg-3009	128	14	it	it	PRON
fueconorg-3009	128	15	in	in	ADP
fueconorg-3009	128	16	its	its	PRON
fueconorg-3009	128	17	business	business	NOUN
fueconorg-3009	128	18	plan	plan	NOUN
fueconorg-3009	128	19	,	,	PUNCT
fueconorg-3009	128	20	it	it	PRON
fueconorg-3009	128	21	will	will	AUX
fueconorg-3009	128	22	be	be	AUX
fueconorg-3009	128	23	considerably	considerably	ADV
fueconorg-3009	128	24	handicapped	handicapped	ADJ
fueconorg-3009	128	25	and	and	CCONJ
fueconorg-3009	128	26	riskier	risky	ADJ
fueconorg-3009	128	27	than	than	ADP
fueconorg-3009	128	28	competing	compete	VERB
fueconorg-3009	128	29	banks	bank	NOUN
fueconorg-3009	128	30	.	.	PUNCT
fueconorg-3009	129	1	it	it	PRON
fueconorg-3009	129	2	should	should	AUX
fueconorg-3009	129	3	be	be	AUX
fueconorg-3009	129	4	noted	note	VERB
fueconorg-3009	129	5	that	that	SCONJ
fueconorg-3009	129	6	certain	certain	ADJ
fueconorg-3009	129	7	changes	change	NOUN
fueconorg-3009	129	8	in	in	ADP
fueconorg-3009	129	9	the	the	DET
fueconorg-3009	129	10	regulatory	regulatory	ADJ
fueconorg-3009	129	11	environment	environment	NOUN
fueconorg-3009	129	12	are	be	AUX
fueconorg-3009	129	13	affected	affect	VERB
fueconorg-3009	129	14	by	by	ADP
fueconorg-3009	129	15	the	the	DET
fueconorg-3009	129	16	relative	relative	ADJ
fueconorg-3009	129	17	power	power	NOUN
fueconorg-3009	129	18	of	of	ADP
fueconorg-3009	129	19	special	special	ADJ
fueconorg-3009	129	20	interest	interest	NOUN
fueconorg-3009	129	21	groups	group	NOUN
fueconorg-3009	129	22	,	,	PUNCT
fueconorg-3009	129	23	trying	try	VERB
fueconorg-3009	129	24	to	to	PART
fueconorg-3009	129	25	secure	secure	VERB
fueconorg-3009	129	26	an	an	DET
fueconorg-3009	129	27	advantage	advantage	NOUN
fueconorg-3009	129	28	for	for	ADP
fueconorg-3009	129	29	their	their	PRON
fueconorg-3009	129	30	members	member	NOUN
fueconorg-3009	129	31	(	(	PUNCT
fueconorg-3009	129	32	for	for	ADP
fueconorg-3009	129	33	example	example	NOUN
fueconorg-3009	129	34	,	,	PUNCT
fueconorg-3009	129	35	commercial	commercial	ADJ
fueconorg-3009	129	36	banks	bank	NOUN
fueconorg-3009	129	37	as	as	SCONJ
fueconorg-3009	129	38	opposed	oppose	VERB
fueconorg-3009	129	39	to	to	ADP
fueconorg-3009	129	40	investment	investment	NOUN
fueconorg-3009	129	41	banks	bank	NOUN
fueconorg-3009	129	42	,	,	PUNCT
fueconorg-3009	129	43	large	large	ADJ
fueconorg-3009	129	44	banks	bank	NOUN
fueconorg-3009	129	45	opposite	opposite	ADP
fueconorg-3009	129	46	the	the	DET
fueconorg-3009	129	47	small	small	ADJ
fueconorg-3009	129	48	banks	bank	NOUN
fueconorg-3009	129	49	,	,	PUNCT
fueconorg-3009	129	50	etc	etc	X
fueconorg-3009	129	51	.	.	X
fueconorg-3009	129	52	)	)	PUNCT
fueconorg-3009	129	53	.	.	PUNCT
fueconorg-3009	130	1	regulatory	regulatory	ADJ
fueconorg-3009	130	2	changes	change	NOUN
fueconorg-3009	130	3	or	or	CCONJ
fueconorg-3009	130	4	reforms	reform	NOUN
fueconorg-3009	130	5	are	be	AUX
fueconorg-3009	130	6	conditioned	condition	VERB
fueconorg-3009	130	7	by	by	ADP
fueconorg-3009	130	8	a	a	DET
fueconorg-3009	130	9	number	number	NOUN
fueconorg-3009	130	10	of	of	ADP
fueconorg-3009	130	11	factors	factor	NOUN
fueconorg-3009	130	12	.	.	PUNCT
fueconorg-3009	131	1	first	first	ADV
fueconorg-3009	131	2	,	,	PUNCT
fueconorg-3009	131	3	internationalization	internationalization	NOUN
fueconorg-3009	131	4	of	of	ADP
fueconorg-3009	131	5	banking	banking	NOUN
fueconorg-3009	131	6	operations	operation	NOUN
fueconorg-3009	131	7	is	be	AUX
fueconorg-3009	131	8	an	an	DET
fueconorg-3009	131	9	important	important	ADJ
fueconorg-3009	131	10	factor	factor	NOUN
fueconorg-3009	131	11	affecting	affect	VERB
fueconorg-3009	131	12	the	the	DET
fueconorg-3009	131	13	regulatory	regulatory	ADJ
fueconorg-3009	131	14	reform	reform	NOUN
fueconorg-3009	131	15	.	.	PUNCT
fueconorg-3009	132	1	the	the	DET
fueconorg-3009	132	2	development	development	NOUN
fueconorg-3009	132	3	of	of	ADP
fueconorg-3009	132	4	internationally	internationally	ADV
fueconorg-3009	132	5	active	active	ADJ
fueconorg-3009	132	6	banks	bank	NOUN
fueconorg-3009	132	7	implies	imply	VERB
fueconorg-3009	132	8	a	a	DET
fueconorg-3009	132	9	greater	great	ADJ
fueconorg-3009	132	10	role	role	NOUN
fueconorg-3009	132	11	of	of	ADP
fueconorg-3009	132	12	foreign	foreign	ADJ
fueconorg-3009	132	13	banks	bank	NOUN
fueconorg-3009	132	14	in	in	ADP
fueconorg-3009	132	15	many	many	ADJ
fueconorg-3009	132	16	domestic	domestic	ADJ
fueconorg-3009	132	17	financial	financial	ADJ
fueconorg-3009	132	18	sectors	sector	NOUN
fueconorg-3009	132	19	.	.	PUNCT
fueconorg-3009	133	1	the	the	DET
fueconorg-3009	133	2	increased	increase	VERB
fueconorg-3009	133	3	presence	presence	NOUN
fueconorg-3009	133	4	of	of	ADP
fueconorg-3009	133	5	foreign	foreign	ADJ
fueconorg-3009	133	6	banks	bank	NOUN
fueconorg-3009	133	7	raises	raise	VERB
fueconorg-3009	133	8	the	the	DET
fueconorg-3009	133	9	question	question	NOUN
fueconorg-3009	133	10	of	of	ADP
fueconorg-3009	133	11	competence	competence	NOUN
fueconorg-3009	133	12	for	for	ADP
fueconorg-3009	133	13	their	their	PRON
fueconorg-3009	133	14	regulation	regulation	NOUN
fueconorg-3009	133	15	.	.	PUNCT
fueconorg-3009	134	1	who	who	PRON
fueconorg-3009	134	2	is	be	AUX
fueconorg-3009	134	3	responsible	responsible	ADJ
fueconorg-3009	134	4	when	when	SCONJ
fueconorg-3009	134	5	the	the	DET
fueconorg-3009	134	6	bank	bank	NOUN
fueconorg-3009	134	7	faces	face	VERB
fueconorg-3009	134	8	problems	problem	NOUN
fueconorg-3009	134	9	on	on	ADP
fueconorg-3009	134	10	foreign	foreign	ADJ
fueconorg-3009	134	11	markets	market	NOUN
fueconorg-3009	134	12	–	–	PUNCT
fueconorg-3009	134	13	regulator	regulator	NOUN
fueconorg-3009	134	14	from	from	ADP
fueconorg-3009	134	15	home	home	NOUN
fueconorg-3009	134	16	or	or	CCONJ
fueconorg-3009	134	17	the	the	DET
fueconorg-3009	134	18	host	host	NOUN
fueconorg-3009	134	19	country	country	NOUN
fueconorg-3009	134	20	?	?	PUNCT
fueconorg-3009	135	1	generally	generally	ADV
fueconorg-3009	135	2	,	,	PUNCT
fueconorg-3009	135	3	for	for	ADP
fueconorg-3009	135	4	large	large	ADJ
fueconorg-3009	135	5	and	and	CCONJ
fueconorg-3009	135	6	complex	complex	ADJ
fueconorg-3009	135	7	banks	bank	NOUN
fueconorg-3009	135	8	,	,	PUNCT
fueconorg-3009	135	9	regulator	regulator	NOUN
fueconorg-3009	135	10	in	in	ADP
fueconorg-3009	135	11	the	the	DET
fueconorg-3009	135	12	host	host	NOUN
fueconorg-3009	135	13	country	country	NOUN
fueconorg-3009	135	14	supervises	supervise	VERB
fueconorg-3009	135	15	the	the	DET
fueconorg-3009	135	16	foreign	foreign	ADJ
fueconorg-3009	135	17	subsidiary	subsidiary	NOUN
fueconorg-3009	135	18	’s	’s	PART
fueconorg-3009	135	19	activities	activity	NOUN
fueconorg-3009	135	20	,	,	PUNCT
fueconorg-3009	135	21	but	but	CCONJ
fueconorg-3009	135	22	the	the	DET
fueconorg-3009	135	23	regulator	regulator	NOUN
fueconorg-3009	135	24	in	in	ADP
fueconorg-3009	135	25	the	the	DET
fueconorg-3009	135	26	home	home	NOUN
fueconorg-3009	135	27	country	country	NOUN
fueconorg-3009	135	28	is	be	AUX
fueconorg-3009	135	29	ultimately	ultimately	ADV
fueconorg-3009	135	30	responsible	responsible	ADJ
fueconorg-3009	135	31	if	if	SCONJ
fueconorg-3009	135	32	the	the	DET
fueconorg-3009	135	33	bank	bank	NOUN
fueconorg-3009	135	34	faces	face	VERB
fueconorg-3009	135	35	difficulties	difficulty	NOUN
fueconorg-3009	135	36	.	.	PUNCT
fueconorg-3009	136	1	second	second	ADJ
fueconorg-3009	136	2	,	,	PUNCT
fueconorg-3009	136	3	the	the	DET
fueconorg-3009	136	4	phenomenon	phenomenon	NOUN
fueconorg-3009	136	5	of	of	ADP
fueconorg-3009	136	6	globalization	globalization	NOUN
fueconorg-3009	136	7	,	,	PUNCT
fueconorg-3009	136	8	closely	closely	ADV
fueconorg-3009	136	9	linked	link	VERB
fueconorg-3009	136	10	to	to	ADP
fueconorg-3009	136	11	the	the	DET
fueconorg-3009	136	12	internationalization	internationalization	NOUN
fueconorg-3009	136	13	of	of	ADP
fueconorg-3009	136	14	banking	banking	NOUN
fueconorg-3009	136	15	operations	operation	NOUN
fueconorg-3009	136	16	,	,	PUNCT
fueconorg-3009	136	17	affects	affect	VERB
fueconorg-3009	136	18	the	the	DET
fueconorg-3009	136	19	change	change	NOUN
fueconorg-3009	136	20	of	of	ADP
fueconorg-3009	136	21	the	the	DET
fueconorg-3009	136	22	regulatory	regulatory	ADJ
fueconorg-3009	136	23	environment	environment	NOUN
fueconorg-3009	136	24	.	.	PUNCT
fueconorg-3009	137	1	rising	rise	VERB
fueconorg-3009	137	2	international	international	ADJ
fueconorg-3009	137	3	activities	activity	NOUN
fueconorg-3009	137	4	and	and	CCONJ
fueconorg-3009	137	5	trade	trade	NOUN
fueconorg-3009	137	6	of	of	ADP
fueconorg-3009	137	7	multinational	multinational	ADJ
fueconorg-3009	137	8	corporations	corporation	NOUN
fueconorg-3009	137	9	have	have	AUX
fueconorg-3009	137	10	increased	increase	VERB
fueconorg-3009	137	11	demand	demand	NOUN
fueconorg-3009	137	12	for	for	ADP
fueconorg-3009	137	13	the	the	DET
fueconorg-3009	137	14	services	service	NOUN
fueconorg-3009	137	15	of	of	ADP
fueconorg-3009	137	16	financial	financial	ADJ
fueconorg-3009	137	17	institutions	institution	NOUN
fueconorg-3009	137	18	that	that	PRON
fueconorg-3009	137	19	operate	operate	VERB
fueconorg-3009	137	20	across	across	ADP
fueconorg-3009	137	21	national	national	ADJ
fueconorg-3009	137	22	borders	border	NOUN
fueconorg-3009	137	23	.	.	PUNCT
fueconorg-3009	138	1	as	as	ADP
fueconorg-3009	138	2	a	a	DET
fueconorg-3009	138	3	result	result	NOUN
fueconorg-3009	138	4	,	,	PUNCT
fueconorg-3009	138	5	banks	bank	NOUN
fueconorg-3009	138	6	are	be	AUX
fueconorg-3009	138	7	more	more	ADV
fueconorg-3009	138	8	exposed	expose	VERB
fueconorg-3009	138	9	to	to	ADP
fueconorg-3009	138	10	risks	risk	NOUN
fueconorg-3009	138	11	coming	come	VERB
fueconorg-3009	138	12	from	from	ADP
fueconorg-3009	138	13	abroad	abroad	ADV
fueconorg-3009	138	14	,	,	PUNCT
fueconorg-3009	138	15	i.e.	i.e.	X
fueconorg-3009	138	16	their	their	PRON
fueconorg-3009	138	17	financial	financial	ADJ
fueconorg-3009	138	18	stability	stability	NOUN
fueconorg-3009	138	19	is	be	AUX
fueconorg-3009	138	20	becoming	become	VERB
fueconorg-3009	138	21	less	less	ADV
fueconorg-3009	138	22	dependent	dependent	ADJ
fueconorg-3009	138	23	on	on	ADP
fueconorg-3009	138	24	risks	risk	NOUN
fueconorg-3009	138	25	on	on	ADP
fueconorg-3009	138	26	the	the	DET
fueconorg-3009	138	27	domestic	domestic	ADJ
fueconorg-3009	138	28	market	market	NOUN
fueconorg-3009	138	29	.	.	PUNCT
fueconorg-3009	139	1	consolidation	consolidation	NOUN
fueconorg-3009	139	2	in	in	ADP
fueconorg-3009	139	3	the	the	DET
fueconorg-3009	139	4	global	global	ADJ
fueconorg-3009	139	5	banking	banking	NOUN
fueconorg-3009	139	6	industry	industry	NOUN
fueconorg-3009	139	7	has	have	AUX
fueconorg-3009	139	8	resulted	result	VERB
fueconorg-3009	139	9	in	in	ADP
fueconorg-3009	139	10	the	the	DET
fueconorg-3009	139	11	emergence	emergence	NOUN
fueconorg-3009	139	12	of	of	ADP
fueconorg-3009	139	13	financial	financial	ADJ
fueconorg-3009	139	14	conglomerates	conglomerate	NOUN
fueconorg-3009	139	15	,	,	PUNCT
fueconorg-3009	139	16	i.e.	i.e.	X
fueconorg-3009	139	17	the	the	DET
fueconorg-3009	139	18	creation	creation	NOUN
fueconorg-3009	139	19	of	of	ADP
fueconorg-3009	139	20	universal	universal	ADJ
fueconorg-3009	139	21	banks	bank	NOUN
fueconorg-3009	139	22	that	that	PRON
fueconorg-3009	139	23	may	may	AUX
fueconorg-3009	139	24	engage	engage	VERB
fueconorg-3009	139	25	,	,	PUNCT
fueconorg-3009	139	26	either	either	CCONJ
fueconorg-3009	139	27	directly	directly	ADV
fueconorg-3009	139	28	or	or	CCONJ
fueconorg-3009	139	29	through	through	ADP
fueconorg-3009	139	30	subsidiaries	subsidiary	NOUN
fueconorg-3009	139	31	,	,	PUNCT
fueconorg-3009	139	32	in	in	ADP
fueconorg-3009	139	33	other	other	ADJ
fueconorg-3009	139	34	financial	financial	ADJ
fueconorg-3009	139	35	activities	activity	NOUN
fueconorg-3009	139	36	,	,	PUNCT
fueconorg-3009	139	37	such	such	ADJ
fueconorg-3009	139	38	as	as	ADP
fueconorg-3009	139	39	insurance	insurance	NOUN
fueconorg-3009	139	40	,	,	PUNCT
fueconorg-3009	139	41	leasing	leasing	NOUN
fueconorg-3009	139	42	,	,	PUNCT
fueconorg-3009	139	43	investment	investment	NOUN
fueconorg-3009	139	44	banking	banking	NOUN
fueconorg-3009	139	45	,	,	PUNCT
fueconorg-3009	139	46	and	and	CCONJ
fueconorg-3009	139	47	so	so	ADV
fueconorg-3009	139	48	on	on	ADV
fueconorg-3009	139	49	.	.	PUNCT
fueconorg-3009	140	1	on	on	ADP
fueconorg-3009	140	2	this	this	DET
fueconorg-3009	140	3	basis	basis	NOUN
fueconorg-3009	140	4	,	,	PUNCT
fueconorg-3009	140	5	greater	great	ADJ
fueconorg-3009	140	6	coordination	coordination	NOUN
fueconorg-3009	140	7	between	between	ADP
fueconorg-3009	140	8	national	national	ADJ
fueconorg-3009	140	9	regulators	regulator	NOUN
fueconorg-3009	140	10	is	be	AUX
fueconorg-3009	140	11	needed	need	VERB
fueconorg-3009	140	12	,	,	PUNCT
fueconorg-3009	140	13	as	as	ADV
fueconorg-3009	140	14	well	well	ADV
fueconorg-3009	140	15	as	as	ADP
fueconorg-3009	140	16	greater	great	ADJ
fueconorg-3009	140	17	regulatory	regulatory	ADJ
fueconorg-3009	140	18	monitoring	monitoring	NOUN
fueconorg-3009	140	19	of	of	ADP
fueconorg-3009	140	20	operations	operation	NOUN
fueconorg-3009	140	21	of	of	ADP
fueconorg-3009	140	22	such	such	ADJ
fueconorg-3009	140	23	institutions	institution	NOUN
fueconorg-3009	140	24	.	.	PUNCT
fueconorg-3009	141	1	third	third	ADJ
fueconorg-3009	141	2	,	,	PUNCT
fueconorg-3009	141	3	the	the	DET
fueconorg-3009	141	4	development	development	NOUN
fueconorg-3009	141	5	of	of	ADP
fueconorg-3009	141	6	financial	financial	ADJ
fueconorg-3009	141	7	innovation	innovation	NOUN
fueconorg-3009	141	8	and	and	CCONJ
fueconorg-3009	141	9	their	their	PRON
fueconorg-3009	141	10	market	market	NOUN
fueconorg-3009	141	11	importance	importance	NOUN
fueconorg-3009	141	12	condition	condition	NOUN
fueconorg-3009	141	13	regulatory	regulatory	ADJ
fueconorg-3009	141	14	changes	change	NOUN
fueconorg-3009	141	15	,	,	PUNCT
fueconorg-3009	141	16	i.e.	i.e.	X
fueconorg-3009	141	17	requests	request	NOUN
fueconorg-3009	141	18	for	for	ADP
fueconorg-3009	141	19	new	new	ADJ
fueconorg-3009	141	20	regulations	regulation	NOUN
fueconorg-3009	141	21	.	.	PUNCT
fueconorg-3009	142	1	for	for	ADP
fueconorg-3009	142	2	example	example	NOUN
fueconorg-3009	142	3	,	,	PUNCT
fueconorg-3009	142	4	in	in	ADP
fueconorg-3009	142	5	early	early	ADJ
fueconorg-3009	142	6	2005	2005	NUM
fueconorg-3009	142	7	in	in	ADP
fueconorg-3009	142	8	the	the	DET
fueconorg-3009	142	9	us	us	PROPN
fueconorg-3009	142	10	there	there	PRON
fueconorg-3009	142	11	was	be	VERB
fueconorg-3009	142	12	a	a	DET
fueconorg-3009	142	13	need	need	NOUN
fueconorg-3009	142	14	to	to	PART
fueconorg-3009	142	15	regulate	regulate	VERB
fueconorg-3009	142	16	hedge	hedge	NOUN
fueconorg-3009	142	17	funds	fund	NOUN
fueconorg-3009	142	18	(	(	PUNCT
fueconorg-3009	142	19	private	private	ADJ
fueconorg-3009	142	20	investment	investment	NOUN
fueconorg-3009	142	21	funds	fund	NOUN
fueconorg-3009	142	22	which	which	PRON
fueconorg-3009	142	23	,	,	PUNCT
fueconorg-3009	142	24	on	on	ADP
fueconorg-3009	142	25	behalf	behalf	NOUN
fueconorg-3009	142	26	of	of	ADP
fueconorg-3009	142	27	their	their	PRON
fueconorg-3009	142	28	clients	client	NOUN
fueconorg-3009	142	29	,	,	PUNCT
fueconorg-3009	142	30	trade	trade	NOUN
fueconorg-3009	142	31	in	in	ADP
fueconorg-3009	142	32	different	different	ADJ
fueconorg-3009	142	33	assets	asset	NOUN
fueconorg-3009	142	34	,	,	PUNCT
fueconorg-3009	142	35	such	such	ADJ
fueconorg-3009	142	36	as	as	ADP
fueconorg-3009	142	37	securities	security	NOUN
fueconorg-3009	142	38	,	,	PUNCT
fueconorg-3009	142	39	commodities	commodity	NOUN
fueconorg-3009	142	40	,	,	PUNCT
fueconorg-3009	142	41	currencies	currency	NOUN
fueconorg-3009	142	42	,	,	PUNCT
fueconorg-3009	142	43	and	and	CCONJ
fueconorg-3009	142	44	derivatives	derivative	NOUN
fueconorg-3009	142	45	)	)	PUNCT
fueconorg-3009	142	46	,	,	PUNCT
fueconorg-3009	142	47	due	due	ADP
fueconorg-3009	142	48	to	to	ADP
fueconorg-3009	142	49	their	their	PRON
fueconorg-3009	142	50	rapid	rapid	ADJ
fueconorg-3009	142	51	growth	growth	NOUN
fueconorg-3009	142	52	and	and	CCONJ
fueconorg-3009	142	53	potentially	potentially	ADV
fueconorg-3009	142	54	destabilizing	destabilizing	ADJ
fueconorg-3009	142	55	activities	activity	NOUN
fueconorg-3009	142	56	.	.	PUNCT
fueconorg-3009	143	1	the	the	DET
fueconorg-3009	143	2	reason	reason	NOUN
fueconorg-3009	143	3	why	why	SCONJ
fueconorg-3009	143	4	financial	financial	ADJ
fueconorg-3009	143	5	innovation	innovation	NOUN
fueconorg-3009	143	6	attracts	attract	VERB
fueconorg-3009	143	7	regulators	regulator	NOUN
fueconorg-3009	143	8	’	’	PART
fueconorg-3009	143	9	attention	attention	NOUN
fueconorg-3009	143	10	is	be	AUX
fueconorg-3009	143	11	precisely	precisely	ADV
fueconorg-3009	143	12	the	the	DET
fueconorg-3009	143	13	fact	fact	NOUN
fueconorg-3009	143	14	that	that	SCONJ
fueconorg-3009	143	15	it	it	PRON
fueconorg-3009	143	16	often	often	ADV
fueconorg-3009	143	17	arises	arise	VERB
fueconorg-3009	143	18	from	from	ADP
fueconorg-3009	143	19	regulatory	regulatory	ADJ
fueconorg-3009	143	20	arbitrage	arbitrage	NOUN
fueconorg-3009	143	21	.	.	PUNCT
fueconorg-3009	144	1	in	in	ADP
fueconorg-3009	144	2	other	other	ADJ
fueconorg-3009	144	3	words	word	NOUN
fueconorg-3009	144	4	,	,	PUNCT
fueconorg-3009	144	5	financial	financial	ADJ
fueconorg-3009	144	6	institutions	institution	NOUN
fueconorg-3009	144	7	and	and	CCONJ
fueconorg-3009	144	8	markets	market	NOUN
fueconorg-3009	144	9	create	create	VERB
fueconorg-3009	144	10	new	new	ADJ
fueconorg-3009	144	11	products	product	NOUN
fueconorg-3009	144	12	not	not	PART
fueconorg-3009	144	13	only	only	ADV
fueconorg-3009	144	14	to	to	PART
fueconorg-3009	144	15	meet	meet	VERB
fueconorg-3009	144	16	the	the	DET
fueconorg-3009	144	17	requirements	requirement	NOUN
fueconorg-3009	144	18	of	of	ADP
fueconorg-3009	144	19	their	their	PRON
fueconorg-3009	144	20	customers	customer	NOUN
fueconorg-3009	144	21	,	,	PUNCT
fueconorg-3009	144	22	but	but	CCONJ
fueconorg-3009	144	23	also	also	ADV
fueconorg-3009	144	24	to	to	PART
fueconorg-3009	144	25	avoid	avoid	VERB
fueconorg-3009	144	26	or	or	CCONJ
fueconorg-3009	144	27	circumvent	circumvent	VERB
fueconorg-3009	144	28	existing	exist	VERB
fueconorg-3009	144	29	regulations	regulation	NOUN
fueconorg-3009	144	30	.	.	PUNCT
fueconorg-3009	145	1	if	if	SCONJ
fueconorg-3009	145	2	a	a	DET
fueconorg-3009	145	3	particular	particular	ADJ
fueconorg-3009	145	4	regulation	regulation	NOUN
fueconorg-3009	145	5	reduces	reduce	VERB
fueconorg-3009	145	6	banks	bank	NOUN
fueconorg-3009	145	7	’	'	PUNCT
fueconorg-3009	145	8	ability	ability	NOUN
fueconorg-3009	145	9	to	to	PART
fueconorg-3009	145	10	adequately	adequately	ADV
fueconorg-3009	145	11	manage	manage	VERB
fueconorg-3009	145	12	risks	risk	NOUN
fueconorg-3009	145	13	and	and	CCONJ
fueconorg-3009	145	14	achieve	achieve	VERB
fueconorg-3009	145	15	satisfactory	satisfactory	ADJ
fueconorg-3009	145	16	return	return	NOUN
fueconorg-3009	145	17	,	,	PUNCT
fueconorg-3009	145	18	they	they	PRON
fueconorg-3009	145	19	have	have	VERB
fueconorg-3009	145	20	a	a	DET
fueconorg-3009	145	21	greater	great	ADJ
fueconorg-3009	145	22	incentive	incentive	NOUN
fueconorg-3009	145	23	to	to	PART
fueconorg-3009	145	24	find	find	VERB
fueconorg-3009	145	25	ways	way	NOUN
fueconorg-3009	145	26	to	to	PART
fueconorg-3009	145	27	circumvent	circumvent	VERB
fueconorg-3009	145	28	the	the	DET
fueconorg-3009	145	29	same	same	ADJ
fueconorg-3009	145	30	(	(	PUNCT
fueconorg-3009	145	31	kane	kane	NOUN
fueconorg-3009	145	32	,	,	PUNCT
fueconorg-3009	145	33	2015	2015	NUM
fueconorg-3009	145	34	,	,	PUNCT
fueconorg-3009	145	35	p.	p.	NOUN
fueconorg-3009	145	36	321	321	NUM
fueconorg-3009	145	37	)	)	PUNCT
fueconorg-3009	145	38	.	.	PUNCT
fueconorg-3009	146	1	while	while	SCONJ
fueconorg-3009	146	2	banks	bank	NOUN
fueconorg-3009	146	3	use	use	VERB
fueconorg-3009	146	4	innovation	innovation	NOUN
fueconorg-3009	146	5	to	to	PART
fueconorg-3009	146	6	circumvent	circumvent	VERB
fueconorg-3009	146	7	existing	exist	VERB
fueconorg-3009	146	8	regulations	regulation	NOUN
fueconorg-3009	146	9	,	,	PUNCT
fueconorg-3009	146	10	regulators	regulator	NOUN
fueconorg-3009	146	11	are	be	AUX
fueconorg-3009	146	12	always	always	ADV
fueconorg-3009	146	13	one	one	NUM
fueconorg-3009	146	14	step	step	NOUN
fueconorg-3009	146	15	behind	behind	ADP
fueconorg-3009	146	16	them	they	PRON
fueconorg-3009	146	17	.	.	PUNCT
fueconorg-3009	147	1	this	this	DET
fueconorg-3009	147	2	phenomenon	phenomenon	NOUN
fueconorg-3009	147	3	is	be	AUX
fueconorg-3009	147	4	known	know	VERB
fueconorg-3009	147	5	as	as	ADP
fueconorg-3009	147	6	regulatory	regulatory	ADJ
fueconorg-3009	147	7	dialectic	dialectic	NOUN
fueconorg-3009	147	8	.	.	PUNCT
fueconorg-3009	148	1	in	in	ADP
fueconorg-3009	148	2	addition	addition	NOUN
fueconorg-3009	148	3	to	to	ADP
fueconorg-3009	148	4	the	the	DET
fueconorg-3009	148	5	previously	previously	ADV
fueconorg-3009	148	6	mentioned	mention	VERB
fueconorg-3009	148	7	factors	factor	NOUN
fueconorg-3009	148	8	,	,	PUNCT
fueconorg-3009	148	9	there	there	PRON
fueconorg-3009	148	10	are	be	VERB
fueconorg-3009	148	11	many	many	ADJ
fueconorg-3009	148	12	others	other	NOUN
fueconorg-3009	148	13	that	that	PRON
fueconorg-3009	148	14	can	can	AUX
fueconorg-3009	148	15	have	have	VERB
fueconorg-3009	148	16	a	a	DET
fueconorg-3009	148	17	significant	significant	ADJ
fueconorg-3009	148	18	impact	impact	NOUN
fueconorg-3009	148	19	on	on	ADP
fueconorg-3009	148	20	the	the	DET
fueconorg-3009	148	21	regulatory	regulatory	ADJ
fueconorg-3009	148	22	environment	environment	NOUN
fueconorg-3009	148	23	.	.	PUNCT
fueconorg-3009	149	1	among	among	ADP
fueconorg-3009	149	2	other	other	ADJ
fueconorg-3009	149	3	things	thing	NOUN
fueconorg-3009	149	4	,	,	PUNCT
fueconorg-3009	149	5	changes	change	NOUN
fueconorg-3009	149	6	in	in	ADP
fueconorg-3009	149	7	the	the	DET
fueconorg-3009	149	8	regulatory	regulatory	ADJ
fueconorg-3009	149	9	framework	framework	NOUN
fueconorg-3009	149	10	are	be	AUX
fueconorg-3009	149	11	conditioned	condition	VERB
fueconorg-3009	149	12	by	by	ADP
fueconorg-3009	149	13	large	large	ADJ
fueconorg-3009	149	14	banking	banking	NOUN
fueconorg-3009	149	15	and	and	CCONJ
fueconorg-3009	149	16	financial	financial	ADJ
fueconorg-3009	149	17	crises	crisis	NOUN
fueconorg-3009	149	18	.	.	PUNCT
fueconorg-3009	150	1	the	the	DET
fueconorg-3009	150	2	very	very	ADJ
fueconorg-3009	150	3	emergence	emergence	NOUN
fueconorg-3009	150	4	of	of	ADP
fueconorg-3009	150	5	crisis	crisis	NOUN
fueconorg-3009	150	6	is	be	AUX
fueconorg-3009	150	7	an	an	DET
fueconorg-3009	150	8	indicator	indicator	NOUN
fueconorg-3009	150	9	that	that	SCONJ
fueconorg-3009	150	10	the	the	DET
fueconorg-3009	150	11	ex	ex	NOUN
fueconorg-3009	150	12	-	-	NOUN
fueconorg-3009	150	13	ante	ante	NOUN
fueconorg-3009	150	14	established	establish	VERB
fueconorg-3009	150	15	regulatory	regulatory	ADJ
fueconorg-3009	150	16	framework	framework	NOUN
fueconorg-3009	150	17	is	be	AUX
fueconorg-3009	150	18	not	not	PART
fueconorg-3009	150	19	adequate	adequate	ADJ
fueconorg-3009	150	20	,	,	PUNCT
fueconorg-3009	150	21	and	and	CCONJ
fueconorg-3009	150	22	,	,	PUNCT
fueconorg-3009	150	23	therefore	therefore	ADV
fueconorg-3009	150	24	,	,	PUNCT
fueconorg-3009	150	25	requires	require	VERB
fueconorg-3009	150	26	reform	reform	NOUN
fueconorg-3009	150	27	.	.	PUNCT
fueconorg-3009	151	1	given	give	VERB
fueconorg-3009	151	2	that	that	PRON
fueconorg-3009	151	3	,	,	PUNCT
fueconorg-3009	151	4	in	in	ADP
fueconorg-3009	151	5	the	the	DET
fueconorg-3009	151	6	world	world	NOUN
fueconorg-3009	151	7	of	of	ADP
fueconorg-3009	151	8	uncertainty	uncertainty	NOUN
fueconorg-3009	151	9	,	,	PUNCT
fueconorg-3009	151	10	even	even	ADV
fueconorg-3009	151	11	best	good	ADJ
fueconorg-3009	151	12	regulations	regulation	NOUN
fueconorg-3009	151	13	and	and	CCONJ
fueconorg-3009	151	14	supervision	supervision	NOUN
fueconorg-3009	151	15	probably	probably	ADV
fueconorg-3009	151	16	will	will	AUX
fueconorg-3009	151	17	not	not	PART
fueconorg-3009	151	18	completely	completely	ADV
fueconorg-3009	151	19	eliminate	eliminate	VERB
fueconorg-3009	151	20	the	the	DET
fueconorg-3009	151	21	risk	risk	NOUN
fueconorg-3009	151	22	of	of	ADP
fueconorg-3009	151	23	systemic	systemic	ADJ
fueconorg-3009	151	24	crisis	crisis	NOUN
fueconorg-3009	151	25	,	,	PUNCT
fueconorg-3009	151	26	improving	improve	VERB
fueconorg-3009	151	27	system	system	NOUN
fueconorg-3009	151	28	features	feature	NOUN
fueconorg-3009	151	29	of	of	ADP
fueconorg-3009	151	30	the	the	DET
fueconorg-3009	151	31	safety	safety	NOUN
fueconorg-3009	151	32	net	net	NOUN
fueconorg-3009	151	33	will	will	AUX
fueconorg-3009	151	34	have	have	VERB
fueconorg-3009	151	35	special	special	ADJ
fueconorg-3009	151	36	significance	significance	NOUN
fueconorg-3009	151	37	in	in	ADP
fueconorg-3009	151	38	the	the	DET
fueconorg-3009	151	39	new	new	ADJ
fueconorg-3009	151	40	regulatory	regulatory	ADJ
fueconorg-3009	151	41	framework	framework	NOUN
fueconorg-3009	151	42	(	(	PUNCT
fueconorg-3009	151	43	todorović	todorović	NOUN
fueconorg-3009	151	44	,	,	PUNCT
fueconorg-3009	151	45	2013	2013	NUM
fueconorg-3009	151	46	,	,	PUNCT
fueconorg-3009	151	47	p.	p.	NOUN
fueconorg-3009	151	48	223	223	NUM
fueconorg-3009	151	49	)	)	PUNCT
fueconorg-3009	151	50	.	.	PUNCT
fueconorg-3009	152	1	thus	thus	ADV
fueconorg-3009	152	2	,	,	PUNCT
fueconorg-3009	152	3	the	the	DET
fueconorg-3009	152	4	authorities	authority	NOUN
fueconorg-3009	152	5	in	in	ADP
fueconorg-3009	152	6	the	the	DET
fueconorg-3009	152	7	united	united	PROPN
fueconorg-3009	152	8	states	states	PROPN
fueconorg-3009	152	9	,	,	PUNCT
fueconorg-3009	152	10	shortly	shortly	ADV
fueconorg-3009	152	11	after	after	ADP
fueconorg-3009	152	12	the	the	DET
fueconorg-3009	152	13	outbreak	outbreak	NOUN
fueconorg-3009	152	14	of	of	ADP
fueconorg-3009	152	15	224	224	NUM
fueconorg-3009	152	16	v.	v.	ADP
fueconorg-3009	152	17	todorović	todorović	NOUN
fueconorg-3009	152	18	,	,	PUNCT
fueconorg-3009	152	19	m.	m.	NOUN
fueconorg-3009	152	20	jakšić	jakšić	PROPN
fueconorg-3009	152	21	,	,	PUNCT
fueconorg-3009	152	22	n.	n.	NOUN
fueconorg-3009	152	23	tomić	tomić	NOUN
fueconorg-3009	152	24	crisis	crisis	NOUN
fueconorg-3009	152	25	,	,	PUNCT
fueconorg-3009	152	26	initiated	initiate	VERB
fueconorg-3009	152	27	changes	change	NOUN
fueconorg-3009	152	28	in	in	ADP
fueconorg-3009	152	29	the	the	DET
fueconorg-3009	152	30	deposit	deposit	NOUN
fueconorg-3009	152	31	insurance	insurance	NOUN
fueconorg-3009	152	32	system	system	NOUN
fueconorg-3009	152	33	,	,	PUNCT
fueconorg-3009	152	34	referring	refer	VERB
fueconorg-3009	152	35	to	to	ADP
fueconorg-3009	152	36	a	a	DET
fueconorg-3009	152	37	temporary	temporary	ADJ
fueconorg-3009	152	38	increase	increase	NOUN
fueconorg-3009	152	39	in	in	ADP
fueconorg-3009	152	40	the	the	DET
fueconorg-3009	152	41	amount	amount	NOUN
fueconorg-3009	152	42	of	of	ADP
fueconorg-3009	152	43	insured	insured	ADJ
fueconorg-3009	152	44	deposits	deposit	NOUN
fueconorg-3009	152	45	.	.	PUNCT
fueconorg-3009	153	1	by	by	ADP
fueconorg-3009	153	2	the	the	DET
fueconorg-3009	153	3	emergency	emergency	NOUN
fueconorg-3009	153	4	economic	economic	ADJ
fueconorg-3009	153	5	stabilization	stabilization	NOUN
fueconorg-3009	153	6	act	act	PROPN
fueconorg-3009	153	7	,	,	PUNCT
fueconorg-3009	153	8	the	the	DET
fueconorg-3009	153	9	united	united	PROPN
fueconorg-3009	153	10	states	states	PROPN
fueconorg-3009	153	11	,	,	PUNCT
fueconorg-3009	153	12	on	on	ADP
fueconorg-3009	153	13	3	3	NUM
fueconorg-3009	153	14	october	october	NOUN
fueconorg-3009	153	15	2008	2008	NUM
fueconorg-3009	153	16	,	,	PUNCT
fueconorg-3009	153	17	increased	increase	VERB
fueconorg-3009	153	18	deposit	deposit	NOUN
fueconorg-3009	153	19	coverage	coverage	NOUN
fueconorg-3009	153	20	from	from	ADP
fueconorg-3009	153	21	100,000	100,000	NUM
fueconorg-3009	153	22	to	to	PART
fueconorg-3009	153	23	250,000	250,000	NUM
fueconorg-3009	153	24	dollars	dollar	NOUN
fueconorg-3009	153	25	(	(	PUNCT
fueconorg-3009	153	26	hansen	hansen	PROPN
fueconorg-3009	153	27	et	et	PROPN
fueconorg-3009	153	28	al	al	PROPN
fueconorg-3009	153	29	.	.	PROPN
fueconorg-3009	153	30	,	,	PUNCT
fueconorg-3009	153	31	2009	2009	NUM
fueconorg-3009	153	32	,	,	PUNCT
fueconorg-3009	153	33	p.	p.	NOUN
fueconorg-3009	153	34	50	50	NUM
fueconorg-3009	153	35	-	-	SYM
fueconorg-3009	153	36	51	51	NUM
fueconorg-3009	153	37	)	)	PUNCT
fueconorg-3009	153	38	.	.	PUNCT
fueconorg-3009	154	1	the	the	DET
fueconorg-3009	154	2	current	current	ADJ
fueconorg-3009	154	3	crisis	crisis	NOUN
fueconorg-3009	154	4	has	have	AUX
fueconorg-3009	154	5	influenced	influence	VERB
fueconorg-3009	154	6	the	the	DET
fueconorg-3009	154	7	temporary	temporary	ADJ
fueconorg-3009	154	8	increase	increase	NOUN
fueconorg-3009	154	9	in	in	ADP
fueconorg-3009	154	10	insured	insure	VERB
fueconorg-3009	154	11	deposits	deposit	NOUN
fueconorg-3009	154	12	in	in	ADP
fueconorg-3009	154	13	the	the	DET
fueconorg-3009	154	14	european	european	PROPN
fueconorg-3009	154	15	union	union	PROPN
fueconorg-3009	154	16	in	in	ADP
fueconorg-3009	154	17	the	the	DET
fueconorg-3009	154	18	amount	amount	NOUN
fueconorg-3009	154	19	of	of	ADP
fueconorg-3009	154	20	50,000	50,000	NUM
fueconorg-3009	154	21	euros	euro	NOUN
fueconorg-3009	154	22	in	in	ADP
fueconorg-3009	154	23	june	june	PROPN
fueconorg-3009	154	24	2009	2009	NUM
fueconorg-3009	154	25	,	,	PUNCT
fueconorg-3009	154	26	and	and	CCONJ
fueconorg-3009	154	27	,	,	PUNCT
fueconorg-3009	154	28	during	during	ADP
fueconorg-3009	154	29	2010	2010	NUM
fueconorg-3009	154	30	,	,	PUNCT
fueconorg-3009	154	31	the	the	DET
fueconorg-3009	154	32	limit	limit	NOUN
fueconorg-3009	154	33	increased	increase	VERB
fueconorg-3009	154	34	to	to	ADP
fueconorg-3009	154	35	100,000	100,000	NUM
fueconorg-3009	154	36	euros	euro	NOUN
fueconorg-3009	154	37	.	.	PUNCT
fueconorg-3009	155	1	at	at	ADP
fueconorg-3009	155	2	the	the	DET
fueconorg-3009	155	3	same	same	ADJ
fueconorg-3009	155	4	time	time	NOUN
fueconorg-3009	155	5	,	,	PUNCT
fueconorg-3009	155	6	some	some	DET
fueconorg-3009	155	7	countries	country	NOUN
fueconorg-3009	155	8	,	,	PUNCT
fueconorg-3009	155	9	such	such	ADJ
fueconorg-3009	155	10	as	as	ADP
fueconorg-3009	155	11	france	france	PROPN
fueconorg-3009	155	12	and	and	CCONJ
fueconorg-3009	155	13	germany	germany	PROPN
fueconorg-3009	155	14	,	,	PUNCT
fueconorg-3009	155	15	introduced	introduce	VERB
fueconorg-3009	155	16	temporary	temporary	ADJ
fueconorg-3009	155	17	complete	complete	ADJ
fueconorg-3009	155	18	deposit	deposit	NOUN
fueconorg-3009	155	19	coverage	coverage	NOUN
fueconorg-3009	155	20	,	,	PUNCT
fueconorg-3009	155	21	so	so	SCONJ
fueconorg-3009	155	22	depositors	depositor	NOUN
fueconorg-3009	155	23	would	would	AUX
fueconorg-3009	155	24	not	not	PART
fueconorg-3009	155	25	lose	lose	VERB
fueconorg-3009	155	26	their	their	PRON
fueconorg-3009	155	27	money	money	NOUN
fueconorg-3009	155	28	,	,	PUNCT
fueconorg-3009	155	29	and	and	CCONJ
fueconorg-3009	155	30	in	in	ADP
fueconorg-3009	155	31	order	order	NOUN
fueconorg-3009	155	32	to	to	PART
fueconorg-3009	155	33	preserve	preserve	VERB
fueconorg-3009	155	34	confidence	confidence	NOUN
fueconorg-3009	155	35	in	in	ADP
fueconorg-3009	155	36	banks	bank	NOUN
fueconorg-3009	155	37	during	during	ADP
fueconorg-3009	155	38	the	the	DET
fueconorg-3009	155	39	crisis	crisis	NOUN
fueconorg-3009	155	40	.	.	PUNCT
fueconorg-3009	156	1	behind	behind	ADP
fueconorg-3009	156	2	unlimited	unlimited	ADJ
fueconorg-3009	156	3	deposit	deposit	NOUN
fueconorg-3009	156	4	guarantee	guarantee	NOUN
fueconorg-3009	156	5	,	,	PUNCT
fueconorg-3009	156	6	there	there	PRON
fueconorg-3009	156	7	are	be	VERB
fueconorg-3009	156	8	the	the	DET
fueconorg-3009	156	9	state	state	NOUN
fueconorg-3009	156	10	and	and	CCONJ
fueconorg-3009	156	11	political	political	ADJ
fueconorg-3009	156	12	structures	structure	NOUN
fueconorg-3009	156	13	of	of	ADP
fueconorg-3009	156	14	a	a	DET
fueconorg-3009	156	15	given	give	VERB
fueconorg-3009	156	16	country	country	NOUN
fueconorg-3009	156	17	(	(	PUNCT
fueconorg-3009	156	18	thematic	thematic	ADJ
fueconorg-3009	156	19	review	review	NOUN
fueconorg-3009	156	20	on	on	ADP
fueconorg-3009	156	21	deposit	deposit	NOUN
fueconorg-3009	156	22	insurance	insurance	NOUN
fueconorg-3009	156	23	systems	system	NOUN
fueconorg-3009	156	24	,	,	PUNCT
fueconorg-3009	156	25	2012	2012	NUM
fueconorg-3009	156	26	,	,	PUNCT
fueconorg-3009	156	27	p.	p.	NOUN
fueconorg-3009	156	28	11	11	NUM
fueconorg-3009	156	29	)	)	PUNCT
fueconorg-3009	156	30	.	.	PUNCT
fueconorg-3009	157	1	a	a	DET
fueconorg-3009	157	2	characteristic	characteristic	NOUN
fueconorg-3009	157	3	of	of	ADP
fueconorg-3009	157	4	the	the	DET
fueconorg-3009	157	5	european	european	PROPN
fueconorg-3009	157	6	union	union	PROPN
fueconorg-3009	157	7	market	market	NOUN
fueconorg-3009	157	8	is	be	AUX
fueconorg-3009	157	9	that	that	SCONJ
fueconorg-3009	157	10	national	national	ADJ
fueconorg-3009	157	11	supervisors	supervisor	NOUN
fueconorg-3009	157	12	are	be	AUX
fueconorg-3009	157	13	not	not	PART
fueconorg-3009	157	14	interested	interested	ADJ
fueconorg-3009	157	15	in	in	ADP
fueconorg-3009	157	16	preserving	preserve	VERB
fueconorg-3009	157	17	the	the	DET
fueconorg-3009	157	18	integral	integral	ADJ
fueconorg-3009	157	19	value	value	NOUN
fueconorg-3009	157	20	of	of	ADP
fueconorg-3009	157	21	their	their	PRON
fueconorg-3009	157	22	banks	bank	NOUN
fueconorg-3009	157	23	operating	operate	VERB
fueconorg-3009	157	24	abroad	abroad	ADV
fueconorg-3009	157	25	.	.	PUNCT
fueconorg-3009	158	1	during	during	ADP
fueconorg-3009	158	2	the	the	DET
fueconorg-3009	158	3	crisis	crisis	NOUN
fueconorg-3009	158	4	,	,	PUNCT
fueconorg-3009	158	5	the	the	DET
fueconorg-3009	158	6	tendency	tendency	NOUN
fueconorg-3009	158	7	of	of	ADP
fueconorg-3009	158	8	national	national	ADJ
fueconorg-3009	158	9	supervisors	supervisor	NOUN
fueconorg-3009	158	10	is	be	AUX
fueconorg-3009	158	11	aimed	aim	VERB
fueconorg-3009	158	12	at	at	ADP
fueconorg-3009	158	13	preserving	preserve	VERB
fueconorg-3009	158	14	the	the	DET
fueconorg-3009	158	15	stability	stability	NOUN
fueconorg-3009	158	16	of	of	ADP
fueconorg-3009	158	17	the	the	DET
fueconorg-3009	158	18	national	national	ADJ
fueconorg-3009	158	19	parts	part	NOUN
fueconorg-3009	158	20	of	of	ADP
fueconorg-3009	158	21	cross	cross	ADJ
fueconorg-3009	158	22	-	-	ADJ
fueconorg-3009	158	23	border	border	ADJ
fueconorg-3009	158	24	banks	bank	NOUN
fueconorg-3009	158	25	.	.	PUNCT
fueconorg-3009	159	1	this	this	DET
fueconorg-3009	159	2	position	position	NOUN
fueconorg-3009	159	3	is	be	AUX
fueconorg-3009	159	4	supported	support	VERB
fueconorg-3009	159	5	by	by	ADP
fueconorg-3009	159	6	the	the	DET
fueconorg-3009	159	7	well	well	ADV
fueconorg-3009	159	8	-	-	PUNCT
fueconorg-3009	159	9	known	know	VERB
fueconorg-3009	159	10	financial	financial	ADJ
fueconorg-3009	159	11	trilemma	trilemma	NOUN
fueconorg-3009	159	12	,	,	PUNCT
fueconorg-3009	159	13	which	which	PRON
fueconorg-3009	159	14	indicates	indicate	VERB
fueconorg-3009	159	15	that	that	SCONJ
fueconorg-3009	159	16	the	the	DET
fueconorg-3009	159	17	three	three	NUM
fueconorg-3009	159	18	major	major	ADJ
fueconorg-3009	159	19	objectives	objective	NOUN
fueconorg-3009	159	20	(	(	PUNCT
fueconorg-3009	159	21	maintaining	maintain	VERB
fueconorg-3009	159	22	global	global	ADJ
fueconorg-3009	159	23	financial	financial	ADJ
fueconorg-3009	159	24	stability	stability	NOUN
fueconorg-3009	159	25	,	,	PUNCT
fueconorg-3009	159	26	strengthening	strengthen	VERB
fueconorg-3009	159	27	cross	cross	ADJ
fueconorg-3009	159	28	-	-	ADJ
fueconorg-3009	159	29	border	border	ADJ
fueconorg-3009	159	30	financial	financial	ADJ
fueconorg-3009	159	31	integration	integration	NOUN
fueconorg-3009	159	32	,	,	PUNCT
fueconorg-3009	159	33	and	and	CCONJ
fueconorg-3009	159	34	preserving	preserve	VERB
fueconorg-3009	159	35	national	national	ADJ
fueconorg-3009	159	36	integrity	integrity	NOUN
fueconorg-3009	159	37	)	)	PUNCT
fueconorg-3009	159	38	can	can	AUX
fueconorg-3009	159	39	not	not	PART
fueconorg-3009	159	40	fit	fit	VERB
fueconorg-3009	159	41	easily	easily	ADV
fueconorg-3009	159	42	(	(	PUNCT
fueconorg-3009	159	43	schoenmaker	schoenmaker	NOUN
fueconorg-3009	159	44	,	,	PUNCT
fueconorg-3009	159	45	2012	2012	NUM
fueconorg-3009	159	46	)	)	PUNCT
fueconorg-3009	159	47	.	.	PUNCT
fueconorg-3009	160	1	each	each	PRON
fueconorg-3009	160	2	of	of	ADP
fueconorg-3009	160	3	these	these	DET
fueconorg-3009	160	4	three	three	NUM
fueconorg-3009	160	5	objectives	objective	NOUN
fueconorg-3009	160	6	can	can	AUX
fueconorg-3009	160	7	fit	fit	VERB
fueconorg-3009	160	8	relatively	relatively	ADV
fueconorg-3009	160	9	easy	easy	ADJ
fueconorg-3009	160	10	with	with	ADP
fueconorg-3009	160	11	others	other	NOUN
fueconorg-3009	160	12	,	,	PUNCT
fueconorg-3009	160	13	but	but	CCONJ
fueconorg-3009	160	14	it	it	PRON
fueconorg-3009	160	15	is	be	AUX
fueconorg-3009	160	16	difficult	difficult	ADJ
fueconorg-3009	160	17	,	,	PUNCT
fueconorg-3009	160	18	almost	almost	ADV
fueconorg-3009	160	19	impossible	impossible	ADJ
fueconorg-3009	160	20	,	,	PUNCT
fueconorg-3009	160	21	to	to	PART
fueconorg-3009	160	22	achieve	achieve	VERB
fueconorg-3009	160	23	all	all	DET
fueconorg-3009	160	24	three	three	NUM
fueconorg-3009	160	25	.	.	PUNCT
fueconorg-3009	161	1	however	however	ADV
fueconorg-3009	161	2	,	,	PUNCT
fueconorg-3009	161	3	in	in	ADP
fueconorg-3009	161	4	order	order	NOUN
fueconorg-3009	161	5	to	to	PART
fueconorg-3009	161	6	maintain	maintain	VERB
fueconorg-3009	161	7	both	both	CCONJ
fueconorg-3009	161	8	internal	internal	ADJ
fueconorg-3009	161	9	and	and	CCONJ
fueconorg-3009	161	10	cross	cross	ADJ
fueconorg-3009	161	11	-	-	ADJ
fueconorg-3009	161	12	border	border	ADJ
fueconorg-3009	161	13	value	value	NOUN
fueconorg-3009	161	14	of	of	ADP
fueconorg-3009	161	15	european	european	ADJ
fueconorg-3009	161	16	banks	bank	NOUN
fueconorg-3009	161	17	,	,	PUNCT
fueconorg-3009	161	18	it	it	PRON
fueconorg-3009	161	19	is	be	AUX
fueconorg-3009	161	20	necessary	necessary	ADJ
fueconorg-3009	161	21	to	to	PART
fueconorg-3009	161	22	consolidate	consolidate	VERB
fueconorg-3009	161	23	supervision	supervision	NOUN
fueconorg-3009	161	24	,	,	PUNCT
fueconorg-3009	161	25	deposit	deposit	NOUN
fueconorg-3009	161	26	insurance	insurance	NOUN
fueconorg-3009	161	27	,	,	PUNCT
fueconorg-3009	161	28	lender	lender	NOUN
fueconorg-3009	161	29	of	of	ADP
fueconorg-3009	161	30	last	last	ADJ
fueconorg-3009	161	31	resort	resort	NOUN
fueconorg-3009	161	32	,	,	PUNCT
fueconorg-3009	161	33	and	and	CCONJ
fueconorg-3009	161	34	the	the	DET
fueconorg-3009	161	35	process	process	NOUN
fueconorg-3009	161	36	of	of	ADP
fueconorg-3009	161	37	resolving	resolve	VERB
fueconorg-3009	161	38	problem	problem	NOUN
fueconorg-3009	161	39	banks	bank	NOUN
fueconorg-3009	161	40	at	at	ADP
fueconorg-3009	161	41	the	the	DET
fueconorg-3009	161	42	supranational	supranational	ADJ
fueconorg-3009	161	43	level	level	NOUN
fueconorg-3009	161	44	,	,	PUNCT
fueconorg-3009	161	45	i.e.	i.e.	X
fueconorg-3009	161	46	at	at	ADP
fueconorg-3009	161	47	the	the	DET
fueconorg-3009	161	48	level	level	NOUN
fueconorg-3009	161	49	of	of	ADP
fueconorg-3009	161	50	the	the	DET
fueconorg-3009	161	51	european	european	PROPN
fueconorg-3009	161	52	union	union	PROPN
fueconorg-3009	161	53	(	(	PUNCT
fueconorg-3009	161	54	schoenmaker	schoenmaker	PROPN
fueconorg-3009	161	55	&	&	CCONJ
fueconorg-3009	161	56	gros	gro	NOUN
fueconorg-3009	161	57	2012	2012	NUM
fueconorg-3009	161	58	,	,	PUNCT
fueconorg-3009	161	59	p.	p.	NOUN
fueconorg-3009	161	60	8)	8)	NUM
fueconorg-3009	161	61	.	.	PUNCT
fueconorg-3009	162	1	in	in	ADP
fueconorg-3009	162	2	this	this	DET
fueconorg-3009	162	3	respect	respect	NOUN
fueconorg-3009	162	4	,	,	PUNCT
fueconorg-3009	162	5	the	the	DET
fueconorg-3009	162	6	proposal	proposal	NOUN
fueconorg-3009	162	7	is	be	AUX
fueconorg-3009	162	8	to	to	PART
fueconorg-3009	162	9	establish	establish	VERB
fueconorg-3009	162	10	the	the	DET
fueconorg-3009	162	11	european	european	PROPN
fueconorg-3009	162	12	fund	fund	NOUN
fueconorg-3009	162	13	for	for	ADP
fueconorg-3009	162	14	deposit	deposit	NOUN
fueconorg-3009	162	15	insurance	insurance	NOUN
fueconorg-3009	162	16	,	,	PUNCT
fueconorg-3009	162	17	which	which	PRON
fueconorg-3009	162	18	would	would	AUX
fueconorg-3009	162	19	have	have	VERB
fueconorg-3009	162	20	a	a	DET
fueconorg-3009	162	21	significant	significant	ADJ
fueconorg-3009	162	22	role	role	NOUN
fueconorg-3009	162	23	in	in	ADP
fueconorg-3009	162	24	monitoring	monitoring	NOUN
fueconorg-3009	162	25	and	and	CCONJ
fueconorg-3009	162	26	resolving	resolve	VERB
fueconorg-3009	162	27	problem	problem	NOUN
fueconorg-3009	162	28	banks	bank	NOUN
fueconorg-3009	162	29	.	.	PUNCT
fueconorg-3009	163	1	based	base	VERB
fueconorg-3009	163	2	on	on	ADP
fueconorg-3009	163	3	the	the	DET
fueconorg-3009	163	4	above	above	NOUN
fueconorg-3009	163	5	,	,	PUNCT
fueconorg-3009	163	6	it	it	PRON
fueconorg-3009	163	7	can	can	AUX
fueconorg-3009	163	8	be	be	AUX
fueconorg-3009	163	9	concluded	conclude	VERB
fueconorg-3009	163	10	that	that	SCONJ
fueconorg-3009	163	11	the	the	DET
fueconorg-3009	163	12	current	current	ADJ
fueconorg-3009	163	13	situation	situation	NOUN
fueconorg-3009	163	14	requires	require	VERB
fueconorg-3009	163	15	complete	complete	ADJ
fueconorg-3009	163	16	revision	revision	NOUN
fueconorg-3009	163	17	and	and	CCONJ
fueconorg-3009	163	18	reform	reform	NOUN
fueconorg-3009	163	19	of	of	ADP
fueconorg-3009	163	20	the	the	DET
fueconorg-3009	163	21	current	current	ADJ
fueconorg-3009	163	22	regulatory	regulatory	ADJ
fueconorg-3009	163	23	environment	environment	NOUN
fueconorg-3009	163	24	.	.	PUNCT
fueconorg-3009	164	1	in	in	ADP
fueconorg-3009	164	2	addition	addition	NOUN
fueconorg-3009	164	3	,	,	PUNCT
fueconorg-3009	164	4	the	the	DET
fueconorg-3009	164	5	design	design	NOUN
fueconorg-3009	164	6	of	of	ADP
fueconorg-3009	164	7	an	an	DET
fueconorg-3009	164	8	appropriate	appropriate	ADJ
fueconorg-3009	164	9	regulatory	regulatory	ADJ
fueconorg-3009	164	10	framework	framework	NOUN
fueconorg-3009	164	11	faces	face	VERB
fueconorg-3009	164	12	two	two	NUM
fueconorg-3009	164	13	major	major	ADJ
fueconorg-3009	164	14	challenges	challenge	NOUN
fueconorg-3009	164	15	(	(	PUNCT
fueconorg-3009	164	16	torre	torre	PROPN
fueconorg-3009	164	17	&	&	CCONJ
fueconorg-3009	164	18	ize	ize	PROPN
fueconorg-3009	164	19	,	,	PUNCT
fueconorg-3009	164	20	2009	2009	NUM
fueconorg-3009	164	21	,	,	PUNCT
fueconorg-3009	164	22	p.	p.	NOUN
fueconorg-3009	164	23	2731	2731	NUM
fueconorg-3009	164	24	)	)	PUNCT
fueconorg-3009	164	25	.	.	PUNCT
fueconorg-3009	165	1	the	the	DET
fueconorg-3009	165	2	first	first	ADJ
fueconorg-3009	165	3	relates	relate	VERB
fueconorg-3009	165	4	to	to	ADP
fueconorg-3009	165	5	the	the	DET
fueconorg-3009	165	6	need	need	NOUN
fueconorg-3009	165	7	to	to	PART
fueconorg-3009	165	8	build	build	VERB
fueconorg-3009	165	9	such	such	DET
fueconorg-3009	165	10	a	a	DET
fueconorg-3009	165	11	regulatory	regulatory	ADJ
fueconorg-3009	165	12	framework	framework	NOUN
fueconorg-3009	165	13	that	that	PRON
fueconorg-3009	165	14	will	will	AUX
fueconorg-3009	165	15	integrate	integrate	VERB
fueconorg-3009	165	16	the	the	DET
fueconorg-3009	165	17	problems	problem	NOUN
fueconorg-3009	165	18	of	of	ADP
fueconorg-3009	165	19	moral	moral	ADJ
fueconorg-3009	165	20	hazard	hazard	NOUN
fueconorg-3009	165	21	,	,	PUNCT
fueconorg-3009	165	22	externalities	externality	NOUN
fueconorg-3009	165	23	,	,	PUNCT
fueconorg-3009	165	24	and	and	CCONJ
fueconorg-3009	165	25	uncertainties	uncertainty	NOUN
fueconorg-3009	165	26	,	,	PUNCT
fueconorg-3009	165	27	and	and	CCONJ
fueconorg-3009	165	28	that	that	PRON
fueconorg-3009	165	29	will	will	AUX
fueconorg-3009	165	30	not	not	PART
fueconorg-3009	165	31	,	,	PUNCT
fueconorg-3009	165	32	by	by	ADP
fueconorg-3009	165	33	solving	solve	VERB
fueconorg-3009	165	34	one	one	NUM
fueconorg-3009	165	35	,	,	PUNCT
fueconorg-3009	165	36	worsen	worsen	VERB
fueconorg-3009	165	37	other	other	ADJ
fueconorg-3009	165	38	problems	problem	NOUN
fueconorg-3009	165	39	.	.	PUNCT
fueconorg-3009	166	1	another	another	DET
fueconorg-3009	166	2	challenge	challenge	NOUN
fueconorg-3009	166	3	relates	relate	VERB
fueconorg-3009	166	4	to	to	ADP
fueconorg-3009	166	5	finding	find	VERB
fueconorg-3009	166	6	the	the	DET
fueconorg-3009	166	7	optimal	optimal	ADJ
fueconorg-3009	166	8	balance	balance	NOUN
fueconorg-3009	166	9	between	between	ADP
fueconorg-3009	166	10	financial	financial	ADJ
fueconorg-3009	166	11	stability	stability	NOUN
fueconorg-3009	166	12	and	and	CCONJ
fueconorg-3009	166	13	financial	financial	ADJ
fueconorg-3009	166	14	development	development	NOUN
fueconorg-3009	166	15	.	.	PUNCT
fueconorg-3009	167	1	in	in	ADP
fueconorg-3009	167	2	this	this	DET
fueconorg-3009	167	3	regard	regard	NOUN
fueconorg-3009	167	4	,	,	PUNCT
fueconorg-3009	167	5	extreme	extreme	ADJ
fueconorg-3009	167	6	solutions	solution	NOUN
fueconorg-3009	167	7	(	(	PUNCT
fueconorg-3009	167	8	system	system	NOUN
fueconorg-3009	167	9	resistant	resistant	ADJ
fueconorg-3009	167	10	to	to	ADP
fueconorg-3009	167	11	crisis	crisis	NOUN
fueconorg-3009	167	12	that	that	PRON
fueconorg-3009	167	13	does	do	AUX
fueconorg-3009	167	14	not	not	PART
fueconorg-3009	167	15	perform	perform	VERB
fueconorg-3009	167	16	its	its	PRON
fueconorg-3009	167	17	mediating	mediate	VERB
fueconorg-3009	167	18	function	function	NOUN
fueconorg-3009	167	19	adequately	adequately	ADV
fueconorg-3009	167	20	,	,	PUNCT
fueconorg-3009	167	21	or	or	CCONJ
fueconorg-3009	167	22	system	system	NOUN
fueconorg-3009	167	23	that	that	PRON
fueconorg-3009	167	24	is	be	AUX
fueconorg-3009	167	25	rapidly	rapidly	ADV
fueconorg-3009	167	26	evolving	evolve	VERB
fueconorg-3009	167	27	,	,	PUNCT
fueconorg-3009	167	28	but	but	CCONJ
fueconorg-3009	167	29	often	often	ADV
fueconorg-3009	167	30	faces	face	VERB
fueconorg-3009	167	31	crisis	crisis	NOUN
fueconorg-3009	167	32	)	)	PUNCT
fueconorg-3009	167	33	should	should	AUX
fueconorg-3009	167	34	be	be	AUX
fueconorg-3009	167	35	avoided	avoid	VERB
fueconorg-3009	167	36	.	.	PUNCT
fueconorg-3009	168	1	in	in	ADP
fueconorg-3009	168	2	contrast	contrast	NOUN
fueconorg-3009	168	3	to	to	ADP
fueconorg-3009	168	4	the	the	DET
fueconorg-3009	168	5	pre	pre	ADJ
fueconorg-3009	168	6	-	-	ADJ
fueconorg-3009	168	7	crisis	crisis	ADJ
fueconorg-3009	168	8	period	period	NOUN
fueconorg-3009	168	9	,	,	PUNCT
fueconorg-3009	168	10	when	when	SCONJ
fueconorg-3009	168	11	the	the	DET
fueconorg-3009	168	12	components	component	NOUN
fueconorg-3009	168	13	of	of	ADP
fueconorg-3009	168	14	bank	bank	NOUN
fueconorg-3009	168	15	regulations	regulation	NOUN
fueconorg-3009	168	16	were	be	AUX
fueconorg-3009	168	17	stability	stability	NOUN
fueconorg-3009	168	18	and	and	CCONJ
fueconorg-3009	168	19	safety	safety	NOUN
fueconorg-3009	168	20	,	,	PUNCT
fueconorg-3009	168	21	capital	capital	NOUN
fueconorg-3009	168	22	adequacy	adequacy	NOUN
fueconorg-3009	168	23	,	,	PUNCT
fueconorg-3009	168	24	and	and	CCONJ
fueconorg-3009	168	25	deposit	deposit	NOUN
fueconorg-3009	168	26	insurance	insurance	NOUN
fueconorg-3009	168	27	,	,	PUNCT
fueconorg-3009	168	28	today	today	NOUN
fueconorg-3009	168	29	,	,	PUNCT
fueconorg-3009	168	30	in	in	ADP
fueconorg-3009	168	31	the	the	DET
fueconorg-3009	168	32	post	post	ADJ
fueconorg-3009	168	33	-	-	ADJ
fueconorg-3009	168	34	crisis	crisis	ADJ
fueconorg-3009	168	35	period	period	NOUN
fueconorg-3009	168	36	,	,	PUNCT
fueconorg-3009	168	37	systemic	systemic	ADJ
fueconorg-3009	168	38	risk	risk	NOUN
fueconorg-3009	168	39	that	that	PRON
fueconorg-3009	168	40	applies	apply	VERB
fueconorg-3009	168	41	to	to	ADP
fueconorg-3009	168	42	the	the	DET
fueconorg-3009	168	43	entire	entire	ADJ
fueconorg-3009	168	44	financial	financial	ADJ
fueconorg-3009	168	45	system	system	NOUN
fueconorg-3009	168	46	,	,	PUNCT
fueconorg-3009	168	47	not	not	PART
fueconorg-3009	168	48	its	its	PRON
fueconorg-3009	168	49	individual	individual	ADJ
fueconorg-3009	168	50	participants	participant	NOUN
fueconorg-3009	168	51	,	,	PUNCT
fueconorg-3009	168	52	is	be	AUX
fueconorg-3009	168	53	gaining	gain	VERB
fueconorg-3009	168	54	in	in	ADP
fueconorg-3009	168	55	importance	importance	NOUN
fueconorg-3009	168	56	(	(	PUNCT
fueconorg-3009	168	57	jickling	jickling	NOUN
fueconorg-3009	168	58	&	&	CCONJ
fueconorg-3009	168	59	murphy	murphy	PROPN
fueconorg-3009	168	60	,	,	PUNCT
fueconorg-3009	168	61	2010	2010	NUM
fueconorg-3009	168	62	,	,	PUNCT
fueconorg-3009	168	63	p.	p.	NOUN
fueconorg-3009	168	64	6	6	NUM
fueconorg-3009	168	65	)	)	PUNCT
fueconorg-3009	168	66	.	.	PUNCT
fueconorg-3009	169	1	thus	thus	ADV
fueconorg-3009	169	2	,	,	PUNCT
fueconorg-3009	169	3	the	the	DET
fueconorg-3009	169	4	regulatory	regulatory	ADJ
fueconorg-3009	169	5	reform	reform	NOUN
fueconorg-3009	169	6	should	should	AUX
fueconorg-3009	169	7	aim	aim	VERB
fueconorg-3009	169	8	to	to	PART
fueconorg-3009	169	9	improve	improve	VERB
fueconorg-3009	169	10	the	the	DET
fueconorg-3009	169	11	compliance	compliance	NOUN
fueconorg-3009	169	12	of	of	ADP
fueconorg-3009	169	13	various	various	ADJ
fueconorg-3009	169	14	incentives	incentive	NOUN
fueconorg-3009	169	15	in	in	ADP
fueconorg-3009	169	16	order	order	NOUN
fueconorg-3009	169	17	to	to	PART
fueconorg-3009	169	18	minimize	minimize	VERB
fueconorg-3009	169	19	systemic	systemic	ADJ
fueconorg-3009	169	20	liquidity	liquidity	NOUN
fueconorg-3009	169	21	risk	risk	NOUN
fueconorg-3009	169	22	and	and	CCONJ
fueconorg-3009	169	23	counter	counter	ADJ
fueconorg-3009	169	24	-	-	ADJ
fueconorg-3009	169	25	cyclical	cyclical	ADJ
fueconorg-3009	169	26	effects	effect	NOUN
fueconorg-3009	169	27	of	of	ADP
fueconorg-3009	169	28	bank	bank	NOUN
fueconorg-3009	169	29	capital	capital	NOUN
fueconorg-3009	169	30	.	.	PUNCT
fueconorg-3009	170	1	strengthening	strengthen	VERB
fueconorg-3009	170	2	prudential	prudential	ADJ
fueconorg-3009	170	3	norms	norm	NOUN
fueconorg-3009	170	4	that	that	PRON
fueconorg-3009	170	5	encourage	encourage	VERB
fueconorg-3009	170	6	keeping	keep	VERB
fueconorg-3009	170	7	the	the	DET
fueconorg-3009	170	8	systemically	systemically	ADV
fueconorg-3009	170	9	safe	safe	ADJ
fueconorg-3009	170	10	assets	asset	NOUN
fueconorg-3009	170	11	can	can	AUX
fueconorg-3009	170	12	help	help	VERB
fueconorg-3009	170	13	in	in	ADP
fueconorg-3009	170	14	limiting	limit	VERB
fueconorg-3009	170	15	banks	bank	NOUN
fueconorg-3009	170	16	’	'	PUNCT
fueconorg-3009	170	17	sensitivity	sensitivity	NOUN
fueconorg-3009	170	18	to	to	ADP
fueconorg-3009	170	19	systemic	systemic	ADJ
fueconorg-3009	170	20	liquidity	liquidity	NOUN
fueconorg-3009	170	21	shocks	shock	NOUN
fueconorg-3009	170	22	.	.	PUNCT
fueconorg-3009	171	1	in	in	ADP
fueconorg-3009	171	2	a	a	DET
fueconorg-3009	171	3	world	world	NOUN
fueconorg-3009	171	4	where	where	SCONJ
fueconorg-3009	171	5	regulations	regulation	NOUN
fueconorg-3009	171	6	are	be	AUX
fueconorg-3009	171	7	not	not	PART
fueconorg-3009	171	8	applied	apply	VERB
fueconorg-3009	171	9	uniformly	uniformly	ADV
fueconorg-3009	171	10	,	,	PUNCT
fueconorg-3009	171	11	financial	financial	ADJ
fueconorg-3009	171	12	flows	flow	NOUN
fueconorg-3009	171	13	will	will	AUX
fueconorg-3009	171	14	sooner	soon	ADV
fueconorg-3009	171	15	or	or	CCONJ
fueconorg-3009	171	16	later	later	ADV
fueconorg-3009	171	17	find	find	VERB
fueconorg-3009	171	18	the	the	DET
fueconorg-3009	171	19	line	line	NOUN
fueconorg-3009	171	20	of	of	ADP
fueconorg-3009	171	21	least	least	ADJ
fueconorg-3009	171	22	resistance	resistance	NOUN
fueconorg-3009	171	23	,	,	PUNCT
fueconorg-3009	171	24	which	which	PRON
fueconorg-3009	171	25	will	will	AUX
fueconorg-3009	171	26	provide	provide	VERB
fueconorg-3009	171	27	unregulated	unregulated	ADJ
fueconorg-3009	171	28	intermediaries	intermediary	NOUN
fueconorg-3009	171	29	with	with	ADP
fueconorg-3009	171	30	comparative	comparative	ADJ
fueconorg-3009	171	31	advantage	advantage	NOUN
fueconorg-3009	171	32	and	and	CCONJ
fueconorg-3009	171	33	the	the	DET
fueconorg-3009	171	34	possibility	possibility	NOUN
fueconorg-3009	171	35	of	of	ADP
fueconorg-3009	171	36	rapid	rapid	ADJ
fueconorg-3009	171	37	climb	climb	NOUN
fueconorg-3009	171	38	to	to	ADP
fueconorg-3009	171	39	the	the	DET
fueconorg-3009	171	40	point	point	NOUN
fueconorg-3009	171	41	where	where	SCONJ
fueconorg-3009	171	42	they	they	PRON
fueconorg-3009	171	43	can	can	AUX
fueconorg-3009	171	44	become	become	VERB
fueconorg-3009	171	45	dangerous	dangerous	ADJ
fueconorg-3009	171	46	to	to	ADP
fueconorg-3009	171	47	the	the	DET
fueconorg-3009	171	48	system	system	NOUN
fueconorg-3009	171	49	.	.	PUNCT
fueconorg-3009	172	1	this	this	DET
fueconorg-3009	172	2	problem	problem	NOUN
fueconorg-3009	172	3	can	can	AUX
fueconorg-3009	172	4	be	be	AUX
fueconorg-3009	172	5	solved	solve	VERB
fueconorg-3009	172	6	by	by	ADP
fueconorg-3009	172	7	separation	separation	NOUN
fueconorg-3009	172	8	of	of	ADP
fueconorg-3009	172	9	commercial	commercial	ADJ
fueconorg-3009	172	10	banks	bank	NOUN
fueconorg-3009	172	11	and	and	CCONJ
fueconorg-3009	172	12	non	non	ADJ
fueconorg-3009	172	13	-	-	ADJ
fueconorg-3009	172	14	deposit	deposit	ADJ
fueconorg-3009	172	15	institutions	institution	NOUN
fueconorg-3009	172	16	.	.	PUNCT
fueconorg-3009	173	1	in	in	ADP
fueconorg-3009	173	2	addition	addition	NOUN
fueconorg-3009	173	3	,	,	PUNCT
fueconorg-3009	173	4	non	non	ADJ
fueconorg-3009	173	5	-	-	ADJ
fueconorg-3009	173	6	deposit	deposit	ADJ
fueconorg-3009	173	7	institutions	institution	NOUN
fueconorg-3009	173	8	can	can	AUX
fueconorg-3009	173	9	choose	choose	VERB
fueconorg-3009	173	10	between	between	ADP
fueconorg-3009	173	11	being	be	AUX
fueconorg-3009	173	12	prudently	prudently	ADV
fueconorg-3009	173	13	bank	bank	NOUN
fueconorg-3009	173	14	regulations	regulation	NOUN
fueconorg-3009	173	15	in	in	ADP
fueconorg-3009	173	16	modern	modern	ADJ
fueconorg-3009	173	17	financial	financial	ADJ
fueconorg-3009	173	18	environment	environment	NOUN
fueconorg-3009	173	19	225	225	NUM
fueconorg-3009	173	20	regulated	regulated	ADJ
fueconorg-3009	173	21	and	and	CCONJ
fueconorg-3009	173	22	remaining	remain	VERB
fueconorg-3009	173	23	unregulated	unregulated	ADJ
fueconorg-3009	173	24	.	.	PUNCT
fueconorg-3009	174	1	all	all	DET
fueconorg-3009	174	2	regulated	regulated	ADJ
fueconorg-3009	174	3	intermediaries	intermediary	NOUN
fueconorg-3009	174	4	must	must	AUX
fueconorg-3009	174	5	meet	meet	VERB
fueconorg-3009	174	6	the	the	DET
fueconorg-3009	174	7	appropriate	appropriate	ADJ
fueconorg-3009	174	8	prudential	prudential	ADJ
fueconorg-3009	174	9	requirements	requirement	NOUN
fueconorg-3009	174	10	in	in	ADP
fueconorg-3009	174	11	terms	term	NOUN
fueconorg-3009	174	12	of	of	ADP
fueconorg-3009	174	13	capital	capital	NOUN
fueconorg-3009	174	14	adequacy	adequacy	NOUN
fueconorg-3009	174	15	and	and	CCONJ
fueconorg-3009	174	16	minimum	minimum	NOUN
fueconorg-3009	174	17	capital	capital	NOUN
fueconorg-3009	174	18	threshold	threshold	NOUN
fueconorg-3009	174	19	to	to	PART
fueconorg-3009	174	20	enter	enter	VERB
fueconorg-3009	174	21	the	the	DET
fueconorg-3009	174	22	market	market	NOUN
fueconorg-3009	174	23	,	,	PUNCT
fueconorg-3009	174	24	the	the	DET
fueconorg-3009	174	25	same	same	ADJ
fueconorg-3009	174	26	as	as	ADP
fueconorg-3009	174	27	commercial	commercial	ADJ
fueconorg-3009	174	28	banks	bank	NOUN
fueconorg-3009	174	29	.	.	PUNCT
fueconorg-3009	175	1	unregulated	unregulated	ADJ
fueconorg-3009	175	2	intermediaries	intermediary	NOUN
fueconorg-3009	175	3	do	do	AUX
fueconorg-3009	175	4	not	not	PART
fueconorg-3009	175	5	have	have	VERB
fueconorg-3009	175	6	to	to	PART
fueconorg-3009	175	7	meet	meet	VERB
fueconorg-3009	175	8	these	these	DET
fueconorg-3009	175	9	requirements	requirement	NOUN
fueconorg-3009	175	10	,	,	PUNCT
fueconorg-3009	175	11	and	and	CCONJ
fueconorg-3009	175	12	they	they	PRON
fueconorg-3009	175	13	should	should	AUX
fueconorg-3009	175	14	be	be	AUX
fueconorg-3009	175	15	forbidden	forbid	VERB
fueconorg-3009	175	16	to	to	PART
fueconorg-3009	175	17	borrow	borrow	VERB
fueconorg-3009	175	18	directly	directly	ADV
fueconorg-3009	175	19	from	from	ADP
fueconorg-3009	175	20	the	the	DET
fueconorg-3009	175	21	market	market	NOUN
fueconorg-3009	175	22	.	.	PUNCT
fueconorg-3009	176	1	in	in	ADP
fueconorg-3009	176	2	other	other	ADJ
fueconorg-3009	176	3	words	word	NOUN
fueconorg-3009	176	4	,	,	PUNCT
fueconorg-3009	176	5	they	they	PRON
fueconorg-3009	176	6	should	should	AUX
fueconorg-3009	176	7	be	be	AUX
fueconorg-3009	176	8	allowed	allow	VERB
fueconorg-3009	176	9	only	only	ADV
fueconorg-3009	176	10	to	to	PART
fueconorg-3009	176	11	borrow	borrow	VERB
fueconorg-3009	176	12	from	from	ADP
fueconorg-3009	176	13	banks	bank	NOUN
fueconorg-3009	176	14	or	or	CCONJ
fueconorg-3009	176	15	other	other	ADJ
fueconorg-3009	176	16	regulated	regulated	ADJ
fueconorg-3009	176	17	intermediaries	intermediary	NOUN
fueconorg-3009	176	18	.	.	PUNCT
fueconorg-3009	177	1	this	this	PRON
fueconorg-3009	177	2	would	would	AUX
fueconorg-3009	177	3	ensure	ensure	VERB
fueconorg-3009	177	4	regulatory	regulatory	ADJ
fueconorg-3009	177	5	neutrality	neutrality	NOUN
fueconorg-3009	177	6	and	and	CCONJ
fueconorg-3009	177	7	favour	favour	NOUN
fueconorg-3009	177	8	innovation	innovation	NOUN
fueconorg-3009	177	9	and	and	CCONJ
fueconorg-3009	177	10	competition	competition	NOUN
fueconorg-3009	177	11	.	.	PUNCT
fueconorg-3009	178	1	in	in	ADP
fueconorg-3009	178	2	addition	addition	NOUN
fueconorg-3009	178	3	,	,	PUNCT
fueconorg-3009	178	4	in	in	ADP
fueconorg-3009	178	5	order	order	NOUN
fueconorg-3009	178	6	to	to	PART
fueconorg-3009	178	7	avoid	avoid	VERB
fueconorg-3009	178	8	cross	cross	ADJ
fueconorg-3009	178	9	-	-	ADJ
fueconorg-3009	178	10	border	border	ADJ
fueconorg-3009	178	11	arbitrage	arbitrage	NOUN
fueconorg-3009	178	12	,	,	PUNCT
fueconorg-3009	178	13	reform	reform	NOUN
fueconorg-3009	178	14	will	will	AUX
fueconorg-3009	178	15	have	have	VERB
fueconorg-3009	178	16	to	to	PART
fueconorg-3009	178	17	be	be	AUX
fueconorg-3009	178	18	supported	support	VERB
fueconorg-3009	178	19	by	by	ADP
fueconorg-3009	178	20	a	a	DET
fueconorg-3009	178	21	minimum	minimum	NOUN
fueconorg-3009	178	22	degree	degree	NOUN
fueconorg-3009	178	23	of	of	ADP
fueconorg-3009	178	24	international	international	ADJ
fueconorg-3009	178	25	consensus	consensus	NOUN
fueconorg-3009	178	26	.	.	PUNCT
fueconorg-3009	179	1	at	at	ADP
fueconorg-3009	179	2	the	the	DET
fueconorg-3009	179	3	same	same	ADJ
fueconorg-3009	179	4	time	time	NOUN
fueconorg-3009	179	5	,	,	PUNCT
fueconorg-3009	179	6	bearing	bear	VERB
fueconorg-3009	179	7	in	in	ADP
fueconorg-3009	179	8	mind	mind	NOUN
fueconorg-3009	179	9	the	the	DET
fueconorg-3009	179	10	problem	problem	NOUN
fueconorg-3009	179	11	of	of	ADP
fueconorg-3009	179	12	uncertainty	uncertainty	NOUN
fueconorg-3009	179	13	,	,	PUNCT
fueconorg-3009	179	14	the	the	DET
fueconorg-3009	179	15	reform	reform	NOUN
fueconorg-3009	179	16	will	will	AUX
fueconorg-3009	179	17	have	have	VERB
fueconorg-3009	179	18	to	to	PART
fueconorg-3009	179	19	pay	pay	VERB
fueconorg-3009	179	20	more	more	ADJ
fueconorg-3009	179	21	attention	attention	NOUN
fueconorg-3009	179	22	to	to	ADP
fueconorg-3009	179	23	the	the	DET
fueconorg-3009	179	24	growing	grow	VERB
fueconorg-3009	179	25	risks	risk	NOUN
fueconorg-3009	179	26	of	of	ADP
fueconorg-3009	179	27	financial	financial	ADJ
fueconorg-3009	179	28	innovation	innovation	NOUN
fueconorg-3009	179	29	and	and	CCONJ
fueconorg-3009	179	30	to	to	PART
fueconorg-3009	179	31	review	review	VERB
fueconorg-3009	179	32	oversight	oversight	NOUN
fueconorg-3009	179	33	role	role	NOUN
fueconorg-3009	179	34	of	of	ADP
fueconorg-3009	179	35	the	the	DET
fueconorg-3009	179	36	market	market	NOUN
fueconorg-3009	179	37	and	and	CCONJ
fueconorg-3009	179	38	supervisors	supervisor	NOUN
fueconorg-3009	179	39	,	,	PUNCT
fueconorg-3009	179	40	so	so	SCONJ
fueconorg-3009	179	41	supervisors	supervisor	NOUN
fueconorg-3009	179	42	get	get	VERB
fueconorg-3009	179	43	more	more	ADJ
fueconorg-3009	179	44	responsibility	responsibility	NOUN
fueconorg-3009	179	45	and	and	CCONJ
fueconorg-3009	179	46	more	more	ADJ
fueconorg-3009	179	47	power	power	NOUN
fueconorg-3009	179	48	.	.	PUNCT
fueconorg-3009	180	1	through	through	ADP
fueconorg-3009	180	2	appropriate	appropriate	ADJ
fueconorg-3009	180	3	legislative	legislative	ADJ
fueconorg-3009	180	4	powers	power	NOUN
fueconorg-3009	180	5	,	,	PUNCT
fueconorg-3009	180	6	responsibilities	responsibility	NOUN
fueconorg-3009	180	7	,	,	PUNCT
fueconorg-3009	180	8	and	and	CCONJ
fueconorg-3009	180	9	instruments	instrument	NOUN
fueconorg-3009	180	10	,	,	PUNCT
fueconorg-3009	180	11	supervisors	supervisor	NOUN
fueconorg-3009	180	12	need	need	VERB
fueconorg-3009	180	13	to	to	PART
fueconorg-3009	180	14	have	have	VERB
fueconorg-3009	180	15	a	a	DET
fueconorg-3009	180	16	greater	great	ADJ
fueconorg-3009	180	17	role	role	NOUN
fueconorg-3009	180	18	in	in	ADP
fueconorg-3009	180	19	overseeing	oversee	VERB
fueconorg-3009	180	20	banking	banking	NOUN
fueconorg-3009	180	21	operations	operation	NOUN
fueconorg-3009	180	22	.	.	PUNCT
fueconorg-3009	181	1	they	they	PRON
fueconorg-3009	181	2	must	must	AUX
fueconorg-3009	181	3	focus	focus	VERB
fueconorg-3009	181	4	on	on	ADP
fueconorg-3009	181	5	the	the	DET
fueconorg-3009	181	6	risk	risk	NOUN
fueconorg-3009	181	7	and	and	CCONJ
fueconorg-3009	181	8	development	development	NOUN
fueconorg-3009	181	9	of	of	ADP
fueconorg-3009	181	10	the	the	DET
fueconorg-3009	181	11	banking	banking	NOUN
fueconorg-3009	181	12	system	system	NOUN
fueconorg-3009	181	13	and	and	CCONJ
fueconorg-3009	181	14	the	the	DET
fueconorg-3009	181	15	establishment	establishment	NOUN
fueconorg-3009	181	16	of	of	ADP
fueconorg-3009	181	17	countercyclical	countercyclical	ADJ
fueconorg-3009	181	18	prudential	prudential	ADJ
fueconorg-3009	181	19	requirements	requirement	NOUN
fueconorg-3009	181	20	,	,	PUNCT
fueconorg-3009	181	21	caused	cause	VERB
fueconorg-3009	181	22	by	by	ADP
fueconorg-3009	181	23	changes	change	NOUN
fueconorg-3009	181	24	in	in	ADP
fueconorg-3009	181	25	the	the	DET
fueconorg-3009	181	26	environment	environment	NOUN
fueconorg-3009	181	27	.	.	PUNCT
fueconorg-3009	182	1	at	at	ADP
fueconorg-3009	182	2	the	the	DET
fueconorg-3009	182	3	same	same	ADJ
fueconorg-3009	182	4	time	time	NOUN
fueconorg-3009	182	5	,	,	PUNCT
fueconorg-3009	182	6	regulators	regulator	NOUN
fueconorg-3009	182	7	should	should	AUX
fueconorg-3009	182	8	be	be	AUX
fueconorg-3009	182	9	given	give	VERB
fueconorg-3009	182	10	greater	great	ADJ
fueconorg-3009	182	11	authority	authority	NOUN
fueconorg-3009	182	12	in	in	ADP
fueconorg-3009	182	13	the	the	DET
fueconorg-3009	182	14	process	process	NOUN
fueconorg-3009	182	15	of	of	ADP
fueconorg-3009	182	16	regulation	regulation	NOUN
fueconorg-3009	182	17	,	,	PUNCT
fueconorg-3009	182	18	standardization	standardization	NOUN
fueconorg-3009	182	19	,	,	PUNCT
fueconorg-3009	182	20	and	and	CCONJ
fueconorg-3009	182	21	approval	approval	NOUN
fueconorg-3009	182	22	of	of	ADP
fueconorg-3009	182	23	all	all	DET
fueconorg-3009	182	24	forms	form	NOUN
fueconorg-3009	182	25	of	of	ADP
fueconorg-3009	182	26	innovation	innovation	NOUN
fueconorg-3009	182	27	,	,	PUNCT
fueconorg-3009	182	28	which	which	PRON
fueconorg-3009	182	29	must	must	AUX
fueconorg-3009	182	30	undergo	undergo	VERB
fueconorg-3009	182	31	rigorous	rigorous	ADJ
fueconorg-3009	182	32	approval	approval	NOUN
fueconorg-3009	182	33	and	and	CCONJ
fueconorg-3009	182	34	tests	test	NOUN
fueconorg-3009	182	35	.	.	PUNCT
fueconorg-3009	183	1	theory	theory	NOUN
fueconorg-3009	183	2	and	and	CCONJ
fueconorg-3009	183	3	practice	practice	NOUN
fueconorg-3009	183	4	have	have	AUX
fueconorg-3009	183	5	given	give	VERB
fueconorg-3009	183	6	rise	rise	NOUN
fueconorg-3009	183	7	to	to	ADP
fueconorg-3009	183	8	a	a	DET
fueconorg-3009	183	9	large	large	ADJ
fueconorg-3009	183	10	number	number	NOUN
fueconorg-3009	183	11	of	of	ADP
fueconorg-3009	183	12	important	important	ADJ
fueconorg-3009	183	13	and	and	CCONJ
fueconorg-3009	183	14	detailed	detailed	ADJ
fueconorg-3009	183	15	proposals	proposal	NOUN
fueconorg-3009	183	16	for	for	ADP
fueconorg-3009	183	17	establishing	establish	VERB
fueconorg-3009	183	18	a	a	DET
fueconorg-3009	183	19	regulatory	regulatory	ADJ
fueconorg-3009	183	20	framework	framework	NOUN
fueconorg-3009	183	21	.	.	PUNCT
fueconorg-3009	184	1	it	it	PRON
fueconorg-3009	184	2	is	be	AUX
fueconorg-3009	184	3	clear	clear	ADJ
fueconorg-3009	184	4	that	that	SCONJ
fueconorg-3009	184	5	regulators	regulator	NOUN
fueconorg-3009	184	6	,	,	PUNCT
fueconorg-3009	184	7	having	have	VERB
fueconorg-3009	184	8	state	state	NOUN
fueconorg-3009	184	9	support	support	NOUN
fueconorg-3009	184	10	,	,	PUNCT
fueconorg-3009	184	11	tended	tend	VERB
fueconorg-3009	184	12	to	to	ADP
fueconorg-3009	184	13	,	,	PUNCT
fueconorg-3009	184	14	with	with	ADP
fueconorg-3009	184	15	the	the	DET
fueconorg-3009	184	16	adoption	adoption	NOUN
fueconorg-3009	184	17	of	of	ADP
fueconorg-3009	184	18	new	new	ADJ
fueconorg-3009	184	19	regulations	regulation	NOUN
fueconorg-3009	184	20	and	and	CCONJ
fueconorg-3009	184	21	laws	law	NOUN
fueconorg-3009	184	22	,	,	PUNCT
fueconorg-3009	184	23	fill	fill	VERB
fueconorg-3009	184	24	gaps	gap	NOUN
fueconorg-3009	184	25	and	and	CCONJ
fueconorg-3009	184	26	weaknesses	weakness	NOUN
fueconorg-3009	184	27	in	in	ADP
fueconorg-3009	184	28	terms	term	NOUN
fueconorg-3009	184	29	of	of	ADP
fueconorg-3009	184	30	bank	bank	NOUN
fueconorg-3009	184	31	regulations	regulation	NOUN
fueconorg-3009	184	32	and	and	CCONJ
fueconorg-3009	184	33	supervision	supervision	NOUN
fueconorg-3009	184	34	.	.	PUNCT
fueconorg-3009	185	1	us	we	PRON
fueconorg-3009	185	2	regulators	regulator	NOUN
fueconorg-3009	185	3	adopted	adopt	VERB
fueconorg-3009	185	4	dodd	dodd	PROPN
fueconorg-3009	185	5	-	-	PUNCT
fueconorg-3009	185	6	frank	frank	PROPN
fueconorg-3009	185	7	act	act	PROPN
fueconorg-3009	185	8	,	,	PUNCT
fueconorg-3009	185	9	and	and	CCONJ
fueconorg-3009	185	10	tried	try	VERB
fueconorg-3009	185	11	to	to	PART
fueconorg-3009	185	12	improve	improve	VERB
fueconorg-3009	185	13	regulations	regulation	NOUN
fueconorg-3009	185	14	in	in	ADP
fueconorg-3009	185	15	relation	relation	NOUN
fueconorg-3009	185	16	to	to	ADP
fueconorg-3009	185	17	deficiencies	deficiency	NOUN
fueconorg-3009	185	18	identified	identify	VERB
fueconorg-3009	185	19	through	through	ADP
fueconorg-3009	185	20	:	:	PUNCT
fueconorg-3009	185	21	highlighting	highlight	VERB
fueconorg-3009	185	22	the	the	DET
fueconorg-3009	185	23	systemic	systemic	ADJ
fueconorg-3009	185	24	risk	risk	NOUN
fueconorg-3009	185	25	;	;	PUNCT
fueconorg-3009	185	26	recomposition	recomposition	NOUN
fueconorg-3009	185	27	of	of	ADP
fueconorg-3009	185	28	responsibilities	responsibility	NOUN
fueconorg-3009	185	29	of	of	ADP
fueconorg-3009	185	30	the	the	DET
fueconorg-3009	185	31	existing	exist	VERB
fueconorg-3009	185	32	and	and	CCONJ
fueconorg-3009	185	33	creation	creation	NOUN
fueconorg-3009	185	34	of	of	ADP
fueconorg-3009	185	35	new	new	ADJ
fueconorg-3009	185	36	regulatory	regulatory	ADJ
fueconorg-3009	185	37	institutions	institution	NOUN
fueconorg-3009	185	38	;	;	PUNCT
fueconorg-3009	185	39	regulation	regulation	NOUN
fueconorg-3009	185	40	of	of	ADP
fueconorg-3009	185	41	banks	bank	NOUN
fueconorg-3009	185	42	’	’	PART
fueconorg-3009	185	43	speculative	speculative	ADJ
fueconorg-3009	185	44	activities	activity	NOUN
fueconorg-3009	185	45	;	;	PUNCT
fueconorg-3009	185	46	regulation	regulation	NOUN
fueconorg-3009	185	47	of	of	ADP
fueconorg-3009	185	48	financial	financial	ADJ
fueconorg-3009	185	49	institutions	institution	NOUN
fueconorg-3009	185	50	’	'	PUNCT
fueconorg-3009	185	51	liquidation	liquidation	NOUN
fueconorg-3009	185	52	;	;	PUNCT
fueconorg-3009	185	53	an	an	DET
fueconorg-3009	185	54	end	end	NOUN
fueconorg-3009	185	55	to	to	ADP
fueconorg-3009	185	56	the	the	DET
fueconorg-3009	185	57	concept	concept	NOUN
fueconorg-3009	185	58	of	of	ADP
fueconorg-3009	185	59	“	"	PUNCT
fueconorg-3009	185	60	too	too	ADV
fueconorg-3009	185	61	big	big	ADJ
fueconorg-3009	185	62	to	to	PART
fueconorg-3009	185	63	fail	fail	VERB
fueconorg-3009	185	64	”	"	PUNCT
fueconorg-3009	185	65	.	.	PUNCT
fueconorg-3009	186	1	in	in	ADP
fueconorg-3009	186	2	order	order	NOUN
fueconorg-3009	186	3	for	for	ADP
fueconorg-3009	186	4	a	a	DET
fueconorg-3009	186	5	regulatory	regulatory	ADJ
fueconorg-3009	186	6	reform	reform	NOUN
fueconorg-3009	186	7	to	to	PART
fueconorg-3009	186	8	be	be	AUX
fueconorg-3009	186	9	successful	successful	ADJ
fueconorg-3009	186	10	,	,	PUNCT
fueconorg-3009	186	11	it	it	PRON
fueconorg-3009	186	12	is	be	AUX
fueconorg-3009	186	13	necessary	necessary	ADJ
fueconorg-3009	186	14	to	to	PART
fueconorg-3009	186	15	combine	combine	VERB
fueconorg-3009	186	16	specific	specific	ADJ
fueconorg-3009	186	17	rules	rule	NOUN
fueconorg-3009	186	18	(	(	PUNCT
fueconorg-3009	186	19	which	which	PRON
fueconorg-3009	186	20	maintain	maintain	VERB
fueconorg-3009	186	21	the	the	DET
fueconorg-3009	186	22	system	system	NOUN
fueconorg-3009	186	23	within	within	ADP
fueconorg-3009	186	24	reasonable	reasonable	ADJ
fueconorg-3009	186	25	limits	limit	NOUN
fueconorg-3009	186	26	)	)	PUNCT
fueconorg-3009	186	27	and	and	CCONJ
fueconorg-3009	186	28	institutional	institutional	ADJ
fueconorg-3009	186	29	reforms	reform	NOUN
fueconorg-3009	186	30	that	that	PRON
fueconorg-3009	186	31	are	be	AUX
fueconorg-3009	186	32	proportional	proportional	ADJ
fueconorg-3009	186	33	to	to	ADP
fueconorg-3009	186	34	greater	great	ADJ
fueconorg-3009	186	35	responsibilities	responsibility	NOUN
fueconorg-3009	186	36	and	and	CCONJ
fueconorg-3009	186	37	powers	power	NOUN
fueconorg-3009	186	38	of	of	ADP
fueconorg-3009	186	39	supervisors	supervisor	NOUN
fueconorg-3009	186	40	and	and	CCONJ
fueconorg-3009	186	41	strong	strong	ADJ
fueconorg-3009	186	42	enough	enough	ADV
fueconorg-3009	186	43	to	to	PART
fueconorg-3009	186	44	overcome	overcome	VERB
fueconorg-3009	186	45	a	a	DET
fueconorg-3009	186	46	number	number	NOUN
fueconorg-3009	186	47	of	of	ADP
fueconorg-3009	186	48	difficulties	difficulty	NOUN
fueconorg-3009	186	49	associated	associate	VERB
fueconorg-3009	186	50	with	with	ADP
fueconorg-3009	186	51	the	the	DET
fueconorg-3009	186	52	use	use	NOUN
fueconorg-3009	186	53	of	of	ADP
fueconorg-3009	186	54	discretion	discretion	NOUN
fueconorg-3009	186	55	regarding	regard	VERB
fueconorg-3009	186	56	an	an	DET
fueconorg-3009	186	57	approach	approach	NOUN
fueconorg-3009	186	58	based	base	VERB
fueconorg-3009	186	59	on	on	ADP
fueconorg-3009	186	60	transparency	transparency	NOUN
fueconorg-3009	186	61	and	and	CCONJ
fueconorg-3009	186	62	simplicity	simplicity	NOUN
fueconorg-3009	186	63	(	(	PUNCT
fueconorg-3009	186	64	page	page	NOUN
fueconorg-3009	186	65	&	&	CCONJ
fueconorg-3009	186	66	hooper	hooper	PROPN
fueconorg-3009	186	67	,	,	PUNCT
fueconorg-3009	186	68	2013	2013	NUM
fueconorg-3009	186	69	,	,	PUNCT
fueconorg-3009	186	70	p.	p.	NOUN
fueconorg-3009	186	71	52	52	NUM
fueconorg-3009	186	72	)	)	PUNCT
fueconorg-3009	186	73	.	.	PUNCT
fueconorg-3009	187	1	the	the	DET
fueconorg-3009	187	2	system	system	NOUN
fueconorg-3009	187	3	of	of	ADP
fueconorg-3009	187	4	bank	bank	NOUN
fueconorg-3009	187	5	regulations	regulation	NOUN
fueconorg-3009	187	6	needs	need	VERB
fueconorg-3009	187	7	to	to	PART
fueconorg-3009	187	8	move	move	VERB
fueconorg-3009	187	9	from	from	ADP
fueconorg-3009	187	10	an	an	DET
fueconorg-3009	187	11	attitude	attitude	NOUN
fueconorg-3009	187	12	of	of	ADP
fueconorg-3009	187	13	too	too	ADV
fueconorg-3009	187	14	complex	complex	ADJ
fueconorg-3009	187	15	and	and	CCONJ
fueconorg-3009	187	16	confusing	confusing	ADJ
fueconorg-3009	187	17	rules	rule	NOUN
fueconorg-3009	187	18	.	.	PUNCT
fueconorg-3009	188	1	finding	find	VERB
fueconorg-3009	188	2	the	the	DET
fueconorg-3009	188	3	right	right	ADJ
fueconorg-3009	188	4	modalities	modality	NOUN
fueconorg-3009	188	5	of	of	ADP
fueconorg-3009	188	6	implementation	implementation	NOUN
fueconorg-3009	188	7	and	and	CCONJ
fueconorg-3009	188	8	regulatory	regulatory	ADJ
fueconorg-3009	188	9	mix	mix	NOUN
fueconorg-3009	188	10	between	between	ADP
fueconorg-3009	188	11	rules	rule	NOUN
fueconorg-3009	188	12	and	and	CCONJ
fueconorg-3009	188	13	discretion	discretion	NOUN
fueconorg-3009	188	14	will	will	AUX
fueconorg-3009	188	15	be	be	AUX
fueconorg-3009	188	16	one	one	NUM
fueconorg-3009	188	17	of	of	ADP
fueconorg-3009	188	18	the	the	DET
fueconorg-3009	188	19	toughest	tough	ADJ
fueconorg-3009	188	20	and	and	CCONJ
fueconorg-3009	188	21	most	most	ADV
fueconorg-3009	188	22	important	important	ADJ
fueconorg-3009	188	23	challenges	challenge	NOUN
fueconorg-3009	188	24	of	of	ADP
fueconorg-3009	188	25	regulatory	regulatory	ADJ
fueconorg-3009	188	26	reform	reform	NOUN
fueconorg-3009	188	27	in	in	ADP
fueconorg-3009	188	28	the	the	DET
fueconorg-3009	188	29	future	future	NOUN
fueconorg-3009	188	30	.	.	PUNCT
fueconorg-3009	189	1	4	4	X
fueconorg-3009	189	2	.	.	X
fueconorg-3009	189	3	changes	change	NOUN
fueconorg-3009	189	4	to	to	ADP
fueconorg-3009	189	5	basel	basel	PROPN
fueconorg-3009	189	6	regulations	regulation	NOUN
fueconorg-3009	189	7	caused	cause	VERB
fueconorg-3009	189	8	by	by	ADP
fueconorg-3009	189	9	global	global	ADJ
fueconorg-3009	189	10	financial	financial	ADJ
fueconorg-3009	189	11	crisis	crisis	NOUN
fueconorg-3009	189	12	the	the	DET
fueconorg-3009	189	13	basel	basel	PROPN
fueconorg-3009	189	14	framework	framework	NOUN
fueconorg-3009	189	15	has	have	VERB
fueconorg-3009	189	16	the	the	DET
fueconorg-3009	189	17	most	most	ADV
fueconorg-3009	189	18	significant	significant	ADJ
fueconorg-3009	189	19	impact	impact	NOUN
fueconorg-3009	189	20	on	on	ADP
fueconorg-3009	189	21	the	the	DET
fueconorg-3009	189	22	convergence	convergence	NOUN
fueconorg-3009	189	23	of	of	ADP
fueconorg-3009	189	24	bank	bank	NOUN
fueconorg-3009	189	25	regulation	regulation	NOUN
fueconorg-3009	189	26	systems	system	NOUN
fueconorg-3009	189	27	,	,	PUNCT
fueconorg-3009	189	28	since	since	SCONJ
fueconorg-3009	189	29	it	it	PRON
fueconorg-3009	189	30	allows	allow	VERB
fueconorg-3009	189	31	the	the	DET
fueconorg-3009	189	32	transfer	transfer	NOUN
fueconorg-3009	189	33	of	of	ADP
fueconorg-3009	189	34	information	information	NOUN
fueconorg-3009	189	35	and	and	CCONJ
fueconorg-3009	189	36	exchange	exchange	NOUN
fueconorg-3009	189	37	of	of	ADP
fueconorg-3009	189	38	experience	experience	NOUN
fueconorg-3009	189	39	on	on	ADP
fueconorg-3009	189	40	national	national	ADJ
fueconorg-3009	189	41	supervision	supervision	NOUN
fueconorg-3009	189	42	programs	program	NOUN
fueconorg-3009	189	43	,	,	PUNCT
fueconorg-3009	189	44	increases	increase	VERB
fueconorg-3009	189	45	efficiency	efficiency	NOUN
fueconorg-3009	189	46	of	of	ADP
fueconorg-3009	189	47	international	international	ADJ
fueconorg-3009	189	48	banking	banking	NOUN
fueconorg-3009	189	49	supervision	supervision	NOUN
fueconorg-3009	189	50	techniques	technique	NOUN
fueconorg-3009	189	51	,	,	PUNCT
fueconorg-3009	189	52	and	and	CCONJ
fueconorg-3009	189	53	sets	set	VERB
fueconorg-3009	189	54	minimum	minimum	ADJ
fueconorg-3009	189	55	supervision	supervision	NOUN
fueconorg-3009	189	56	standards	standard	NOUN
fueconorg-3009	189	57	,	,	PUNCT
fueconorg-3009	189	58	where	where	SCONJ
fueconorg-3009	189	59	possible	possible	ADJ
fueconorg-3009	189	60	(	(	PUNCT
fueconorg-3009	189	61	bcbs	bcb	NOUN
fueconorg-3009	189	62	,	,	PUNCT
fueconorg-3009	189	63	2009	2009	NUM
fueconorg-3009	189	64	,	,	PUNCT
fueconorg-3009	189	65	p.	p.	NOUN
fueconorg-3009	189	66	1	1	NUM
fueconorg-3009	189	67	)	)	PUNCT
fueconorg-3009	189	68	.	.	PUNCT
fueconorg-3009	190	1	the	the	DET
fueconorg-3009	190	2	first	first	ADJ
fueconorg-3009	190	3	two	two	NUM
fueconorg-3009	190	4	basel	basel	PROPN
fueconorg-3009	190	5	accords	accord	NOUN
fueconorg-3009	190	6	(	(	PUNCT
fueconorg-3009	190	7	basel	basel	PROPN
fueconorg-3009	190	8	i	i	PROPN
fueconorg-3009	190	9	and	and	CCONJ
fueconorg-3009	190	10	basel	basel	PROPN
fueconorg-3009	190	11	ii	ii	PROPN
fueconorg-3009	190	12	)	)	PUNCT
fueconorg-3009	190	13	had	have	VERB
fueconorg-3009	190	14	the	the	DET
fueconorg-3009	190	15	objective	objective	NOUN
fueconorg-3009	190	16	of	of	ADP
fueconorg-3009	190	17	establishing	establish	VERB
fueconorg-3009	190	18	uniform	uniform	ADJ
fueconorg-3009	190	19	requirements	requirement	NOUN
fueconorg-3009	190	20	in	in	ADP
fueconorg-3009	190	21	terms	term	NOUN
fueconorg-3009	190	22	of	of	ADP
fueconorg-3009	190	23	the	the	DET
fueconorg-3009	190	24	amount	amount	NOUN
fueconorg-3009	190	25	of	of	ADP
fueconorg-3009	190	26	capital	capital	NOUN
fueconorg-3009	190	27	,	,	PUNCT
fueconorg-3009	190	28	which	which	PRON
fueconorg-3009	190	29	banks	bank	NOUN
fueconorg-3009	190	30	were	be	AUX
fueconorg-3009	190	31	required	require	VERB
fueconorg-3009	190	32	to	to	PART
fueconorg-3009	190	33	meet	meet	VERB
fueconorg-3009	190	34	.	.	PUNCT
fueconorg-3009	191	1	in	in	ADP
fueconorg-3009	191	2	other	other	ADJ
fueconorg-3009	191	3	words	word	NOUN
fueconorg-3009	191	4	,	,	PUNCT
fueconorg-3009	191	5	the	the	DET
fueconorg-3009	191	6	objectives	objective	NOUN
fueconorg-3009	191	7	were	be	AUX
fueconorg-3009	191	8	preventing	prevent	VERB
fueconorg-3009	191	9	banking	banking	NOUN
fueconorg-3009	191	10	crises	crisis	NOUN
fueconorg-3009	191	11	,	,	PUNCT
fueconorg-3009	191	12	promotion	promotion	NOUN
fueconorg-3009	191	13	of	of	ADP
fueconorg-3009	191	14	domestic	domestic	ADJ
fueconorg-3009	191	15	banks	bank	NOUN
fueconorg-3009	191	16	as	as	ADV
fueconorg-3009	191	17	stable	stable	ADJ
fueconorg-3009	191	18	and	and	CCONJ
fueconorg-3009	191	19	solvent	solvent	ADJ
fueconorg-3009	191	20	ones	one	NOUN
fueconorg-3009	191	21	,	,	PUNCT
fueconorg-3009	191	22	and	and	CCONJ
fueconorg-3009	191	23	eliminating	eliminate	VERB
fueconorg-3009	191	24	problems	problem	NOUN
fueconorg-3009	191	25	arising	arise	VERB
fueconorg-3009	191	26	from	from	ADP
fueconorg-3009	191	27	non	non	ADJ
fueconorg-3009	191	28	-	-	NOUN
fueconorg-3009	191	29	compliance	compliance	NOUN
fueconorg-3009	191	30	of	of	ADP
fueconorg-3009	191	31	national	national	ADJ
fueconorg-3009	191	32	legislation	legislation	NOUN
fueconorg-3009	191	33	.	.	PUNCT
fueconorg-3009	192	1	although	although	SCONJ
fueconorg-3009	192	2	other	other	ADJ
fueconorg-3009	192	3	factors	factor	NOUN
fueconorg-3009	192	4	,	,	PUNCT
fueconorg-3009	192	5	such	such	ADJ
fueconorg-3009	192	6	as	as	ADP
fueconorg-3009	192	7	liquidity	liquidity	NOUN
fueconorg-3009	192	8	and	and	CCONJ
fueconorg-3009	192	9	interest	interest	NOUN
fueconorg-3009	192	10	rate	rate	NOUN
fueconorg-3009	192	11	sensitivity	sensitivity	NOUN
fueconorg-3009	192	12	,	,	PUNCT
fueconorg-3009	192	13	are	be	AUX
fueconorg-3009	192	14	perhaps	perhaps	ADV
fueconorg-3009	192	15	226	226	NUM
fueconorg-3009	192	16	v.	v.	ADP
fueconorg-3009	192	17	todorović	todorović	NOUN
fueconorg-3009	192	18	,	,	PUNCT
fueconorg-3009	192	19	m.	m.	NOUN
fueconorg-3009	192	20	jakšić	jakšić	PROPN
fueconorg-3009	192	21	,	,	PUNCT
fueconorg-3009	192	22	n.	n.	NOUN
fueconorg-3009	192	23	tomić	tomić	NOUN
fueconorg-3009	192	24	even	even	ADV
fueconorg-3009	192	25	more	more	ADV
fueconorg-3009	192	26	important	important	ADJ
fueconorg-3009	192	27	in	in	ADP
fueconorg-3009	192	28	achieving	achieve	VERB
fueconorg-3009	192	29	these	these	DET
fueconorg-3009	192	30	objectives	objective	NOUN
fueconorg-3009	192	31	,	,	PUNCT
fueconorg-3009	192	32	adequate	adequate	ADJ
fueconorg-3009	192	33	capital	capital	NOUN
fueconorg-3009	192	34	was	be	AUX
fueconorg-3009	192	35	for	for	ADP
fueconorg-3009	192	36	many	many	ADJ
fueconorg-3009	192	37	years	year	NOUN
fueconorg-3009	192	38	the	the	DET
fueconorg-3009	192	39	regulators	regulator	NOUN
fueconorg-3009	192	40	’	’	PART
fueconorg-3009	192	41	primary	primary	ADJ
fueconorg-3009	192	42	problem	problem	NOUN
fueconorg-3009	192	43	.	.	PUNCT
fueconorg-3009	193	1	it	it	PRON
fueconorg-3009	193	2	was	be	AUX
fueconorg-3009	193	3	only	only	ADV
fueconorg-3009	193	4	the	the	DET
fueconorg-3009	193	5	third	third	ADJ
fueconorg-3009	193	6	accord	accord	NOUN
fueconorg-3009	193	7	(	(	PUNCT
fueconorg-3009	193	8	basel	basel	PROPN
fueconorg-3009	193	9	iii	iii	PROPN
fueconorg-3009	193	10	)	)	PUNCT
fueconorg-3009	193	11	that	that	PRON
fueconorg-3009	193	12	highlighted	highlight	VERB
fueconorg-3009	193	13	the	the	DET
fueconorg-3009	193	14	problem	problem	NOUN
fueconorg-3009	193	15	of	of	ADP
fueconorg-3009	193	16	liquidity	liquidity	NOUN
fueconorg-3009	193	17	as	as	ADP
fueconorg-3009	193	18	a	a	DET
fueconorg-3009	193	19	key	key	ADJ
fueconorg-3009	193	20	factor	factor	NOUN
fueconorg-3009	193	21	of	of	ADP
fueconorg-3009	193	22	instability	instability	NOUN
fueconorg-3009	193	23	in	in	ADP
fueconorg-3009	193	24	the	the	DET
fueconorg-3009	193	25	banking	banking	NOUN
fueconorg-3009	193	26	system	system	NOUN
fueconorg-3009	193	27	(	(	PUNCT
fueconorg-3009	193	28	banerjee	banerjee	PROPN
fueconorg-3009	193	29	&	&	CCONJ
fueconorg-3009	193	30	mio	mio	PROPN
fueconorg-3009	193	31	,	,	PUNCT
fueconorg-3009	193	32	p.	p.	NOUN
fueconorg-3009	193	33	2014	2014	NUM
fueconorg-3009	193	34	,	,	PUNCT
fueconorg-3009	193	35	3	3	NUM
fueconorg-3009	193	36	)	)	PUNCT
fueconorg-3009	193	37	.	.	PUNCT
fueconorg-3009	194	1	basel	basel	PROPN
fueconorg-3009	194	2	ii	ii	PROPN
fueconorg-3009	194	3	was	be	AUX
fueconorg-3009	194	4	created	create	VERB
fueconorg-3009	194	5	in	in	ADP
fueconorg-3009	194	6	order	order	NOUN
fueconorg-3009	194	7	to	to	PART
fueconorg-3009	194	8	resolve	resolve	VERB
fueconorg-3009	194	9	the	the	DET
fueconorg-3009	194	10	identified	identify	VERB
fueconorg-3009	194	11	deficiencies	deficiency	NOUN
fueconorg-3009	194	12	and	and	CCONJ
fueconorg-3009	194	13	simplification	simplification	NOUN
fueconorg-3009	194	14	of	of	ADP
fueconorg-3009	194	15	capital	capital	NOUN
fueconorg-3009	194	16	indicators	indicator	NOUN
fueconorg-3009	194	17	in	in	ADP
fueconorg-3009	194	18	basel	basel	PROPN
fueconorg-3009	194	19	i	i	PROPN
fueconorg-3009	194	20	(	(	PUNCT
fueconorg-3009	194	21	giving	give	VERB
fueconorg-3009	194	22	priority	priority	NOUN
fueconorg-3009	194	23	to	to	ADP
fueconorg-3009	194	24	the	the	DET
fueconorg-3009	194	25	type	type	NOUN
fueconorg-3009	194	26	,	,	PUNCT
fueconorg-3009	194	27	not	not	PART
fueconorg-3009	194	28	the	the	DET
fueconorg-3009	194	29	quality	quality	NOUN
fueconorg-3009	194	30	of	of	ADP
fueconorg-3009	194	31	assets	asset	NOUN
fueconorg-3009	194	32	)	)	PUNCT
fueconorg-3009	194	33	(	(	PUNCT
fueconorg-3009	194	34	heid	heid	NOUN
fueconorg-3009	194	35	,	,	PUNCT
fueconorg-3009	194	36	2007	2007	NUM
fueconorg-3009	194	37	,	,	PUNCT
fueconorg-3009	194	38	p.	p.	NOUN
fueconorg-3009	194	39	3885	3885	NUM
fueconorg-3009	194	40	)	)	PUNCT
fueconorg-3009	194	41	,	,	PUNCT
fueconorg-3009	194	42	i.e.	i.e.	X
fueconorg-3009	194	43	accord	accord	NOUN
fueconorg-3009	194	44	that	that	PRON
fueconorg-3009	194	45	did	do	AUX
fueconorg-3009	194	46	not	not	PART
fueconorg-3009	194	47	recognize	recognize	VERB
fueconorg-3009	194	48	differences	difference	NOUN
fueconorg-3009	194	49	in	in	ADP
fueconorg-3009	194	50	the	the	DET
fueconorg-3009	194	51	quality	quality	NOUN
fueconorg-3009	194	52	of	of	ADP
fueconorg-3009	194	53	credit	credit	NOUN
fueconorg-3009	194	54	risk	risk	NOUN
fueconorg-3009	194	55	;	;	PUNCT
fueconorg-3009	194	56	did	do	AUX
fueconorg-3009	194	57	not	not	PART
fueconorg-3009	194	58	take	take	VERB
fueconorg-3009	194	59	into	into	ADP
fueconorg-3009	194	60	account	account	NOUN
fueconorg-3009	194	61	other	other	ADJ
fueconorg-3009	194	62	risks	risk	NOUN
fueconorg-3009	194	63	in	in	ADP
fueconorg-3009	194	64	the	the	DET
fueconorg-3009	194	65	banking	banking	NOUN
fueconorg-3009	194	66	business	business	NOUN
fueconorg-3009	194	67	,	,	PUNCT
fueconorg-3009	194	68	such	such	ADJ
fueconorg-3009	194	69	as	as	ADP
fueconorg-3009	194	70	,	,	PUNCT
fueconorg-3009	194	71	for	for	ADP
fueconorg-3009	194	72	example	example	NOUN
fueconorg-3009	194	73	,	,	PUNCT
fueconorg-3009	194	74	operational	operational	ADJ
fueconorg-3009	194	75	risk	risk	NOUN
fueconorg-3009	194	76	;	;	PUNCT
fueconorg-3009	194	77	ignored	ignore	VERB
fueconorg-3009	194	78	the	the	DET
fueconorg-3009	194	79	possibility	possibility	NOUN
fueconorg-3009	194	80	of	of	ADP
fueconorg-3009	194	81	reducing	reduce	VERB
fueconorg-3009	194	82	the	the	DET
fueconorg-3009	194	83	credit	credit	NOUN
fueconorg-3009	194	84	risk	risk	NOUN
fueconorg-3009	194	85	through	through	ADP
fueconorg-3009	194	86	diversification	diversification	NOUN
fueconorg-3009	194	87	of	of	ADP
fueconorg-3009	194	88	assets	asset	NOUN
fueconorg-3009	194	89	or	or	CCONJ
fueconorg-3009	194	90	through	through	ADP
fueconorg-3009	194	91	hedging	hedging	NOUN
fueconorg-3009	194	92	transactions	transaction	NOUN
fueconorg-3009	194	93	.	.	PUNCT
fueconorg-3009	195	1	however	however	ADV
fueconorg-3009	195	2	,	,	PUNCT
fueconorg-3009	195	3	over	over	ADP
fueconorg-3009	195	4	time	time	NOUN
fueconorg-3009	195	5	,	,	PUNCT
fueconorg-3009	195	6	the	the	DET
fueconorg-3009	195	7	so	so	ADV
fueconorg-3009	195	8	-	-	PUNCT
fueconorg-3009	195	9	called	call	VERB
fueconorg-3009	195	10	indirect	indirect	ADJ
fueconorg-3009	195	11	costs	cost	NOUN
fueconorg-3009	195	12	have	have	AUX
fueconorg-3009	195	13	been	be	AUX
fueconorg-3009	195	14	identified	identify	VERB
fueconorg-3009	195	15	,	,	PUNCT
fueconorg-3009	195	16	associated	associate	VERB
fueconorg-3009	195	17	with	with	ADP
fueconorg-3009	195	18	pro	pro	ADJ
fueconorg-3009	195	19	-	-	ADJ
fueconorg-3009	195	20	cyclical	cyclical	ADJ
fueconorg-3009	195	21	effects	effect	NOUN
fueconorg-3009	195	22	that	that	PRON
fueconorg-3009	195	23	basel	basel	PROPN
fueconorg-3009	195	24	ii	ii	PROPN
fueconorg-3009	195	25	may	may	AUX
fueconorg-3009	195	26	cause	cause	VERB
fueconorg-3009	195	27	in	in	ADP
fueconorg-3009	195	28	macroeconomics	macroeconomic	NOUN
fueconorg-3009	195	29	.	.	PUNCT
fueconorg-3009	196	1	by	by	ADP
fueconorg-3009	196	2	increasing	increase	VERB
fueconorg-3009	196	3	sensitivity	sensitivity	NOUN
fueconorg-3009	196	4	to	to	ADP
fueconorg-3009	196	5	credit	credit	NOUN
fueconorg-3009	196	6	risk	risk	NOUN
fueconorg-3009	196	7	,	,	PUNCT
fueconorg-3009	196	8	accord	accord	NOUN
fueconorg-3009	196	9	has	have	VERB
fueconorg-3009	196	10	at	at	ADP
fueconorg-3009	196	11	the	the	DET
fueconorg-3009	196	12	same	same	ADJ
fueconorg-3009	196	13	time	time	NOUN
fueconorg-3009	196	14	increased	increase	VERB
fueconorg-3009	196	15	cyclicality	cyclicality	NOUN
fueconorg-3009	196	16	of	of	ADP
fueconorg-3009	196	17	minimum	minimum	ADJ
fueconorg-3009	196	18	capital	capital	NOUN
fueconorg-3009	196	19	requirements	requirement	NOUN
fueconorg-3009	196	20	.	.	PUNCT
fueconorg-3009	197	1	thus	thus	ADV
fueconorg-3009	197	2	,	,	PUNCT
fueconorg-3009	197	3	capital	capital	NOUN
fueconorg-3009	197	4	management	management	NOUN
fueconorg-3009	197	5	can	can	AUX
fueconorg-3009	197	6	be	be	AUX
fueconorg-3009	197	7	a	a	DET
fueconorg-3009	197	8	big	big	ADJ
fueconorg-3009	197	9	problem	problem	NOUN
fueconorg-3009	197	10	in	in	ADP
fueconorg-3009	197	11	banks	bank	NOUN
fueconorg-3009	197	12	.	.	PUNCT
fueconorg-3009	198	1	given	give	VERB
fueconorg-3009	198	2	recessive	recessive	ADJ
fueconorg-3009	198	3	economic	economic	ADJ
fueconorg-3009	198	4	trends	trend	NOUN
fueconorg-3009	198	5	(	(	PUNCT
fueconorg-3009	198	6	which	which	PRON
fueconorg-3009	198	7	today	today	NOUN
fueconorg-3009	198	8	characterize	characterize	VERB
fueconorg-3009	198	9	the	the	DET
fueconorg-3009	198	10	global	global	ADJ
fueconorg-3009	198	11	economy	economy	NOUN
fueconorg-3009	198	12	)	)	PUNCT
fueconorg-3009	198	13	,	,	PUNCT
fueconorg-3009	198	14	banking	banking	NOUN
fueconorg-3009	198	15	capital	capital	NOUN
fueconorg-3009	198	16	experiences	experience	NOUN
fueconorg-3009	198	17	erosion	erosion	NOUN
fueconorg-3009	198	18	due	due	ADP
fueconorg-3009	198	19	to	to	ADP
fueconorg-3009	198	20	losses	loss	NOUN
fueconorg-3009	198	21	in	in	ADP
fueconorg-3009	198	22	credit	credit	NOUN
fueconorg-3009	198	23	portfolios	portfolio	NOUN
fueconorg-3009	198	24	(	(	PUNCT
fueconorg-3009	198	25	non	non	ADJ
fueconorg-3009	198	26	-	-	ADJ
fueconorg-3009	198	27	performing	performing	ADJ
fueconorg-3009	198	28	loans	loan	NOUN
fueconorg-3009	198	29	)	)	PUNCT
fueconorg-3009	198	30	.	.	PUNCT
fueconorg-3009	199	1	at	at	ADP
fueconorg-3009	199	2	the	the	DET
fueconorg-3009	199	3	same	same	ADJ
fueconorg-3009	199	4	time	time	NOUN
fueconorg-3009	199	5	,	,	PUNCT
fueconorg-3009	199	6	banks	bank	NOUN
fueconorg-3009	199	7	are	be	AUX
fueconorg-3009	199	8	required	require	VERB
fueconorg-3009	199	9	to	to	PART
fueconorg-3009	199	10	hold	hold	VERB
fueconorg-3009	199	11	a	a	DET
fueconorg-3009	199	12	higher	high	ADJ
fueconorg-3009	199	13	amount	amount	NOUN
fueconorg-3009	199	14	of	of	ADP
fueconorg-3009	199	15	regulatory	regulatory	ADJ
fueconorg-3009	199	16	capital	capital	NOUN
fueconorg-3009	199	17	in	in	ADP
fueconorg-3009	199	18	relation	relation	NOUN
fueconorg-3009	199	19	to	to	ADP
fueconorg-3009	199	20	the	the	DET
fueconorg-3009	199	21	total	total	ADJ
fueconorg-3009	199	22	level	level	NOUN
fueconorg-3009	199	23	of	of	ADP
fueconorg-3009	199	24	loans	loan	NOUN
fueconorg-3009	199	25	,	,	PUNCT
fueconorg-3009	199	26	thus	thus	ADV
fueconorg-3009	199	27	decreasing	decrease	VERB
fueconorg-3009	199	28	the	the	DET
fueconorg-3009	199	29	level	level	NOUN
fueconorg-3009	199	30	of	of	ADP
fueconorg-3009	199	31	banks	bank	NOUN
fueconorg-3009	199	32	’	’	PART
fueconorg-3009	199	33	lending	lending	NOUN
fueconorg-3009	199	34	activities	activity	NOUN
fueconorg-3009	199	35	and	and	CCONJ
fueconorg-3009	199	36	further	far	ADV
fueconorg-3009	199	37	deepening	deepen	VERB
fueconorg-3009	199	38	the	the	DET
fueconorg-3009	199	39	crisis	crisis	NOUN
fueconorg-3009	199	40	in	in	ADP
fueconorg-3009	199	41	economic	economic	ADJ
fueconorg-3009	199	42	activity	activity	NOUN
fueconorg-3009	199	43	.	.	PUNCT
fueconorg-3009	200	1	the	the	DET
fueconorg-3009	200	2	problem	problem	NOUN
fueconorg-3009	200	3	of	of	ADP
fueconorg-3009	200	4	cyclicality	cyclicality	NOUN
fueconorg-3009	200	5	of	of	ADP
fueconorg-3009	200	6	minimum	minimum	ADJ
fueconorg-3009	200	7	capital	capital	NOUN
fueconorg-3009	200	8	requirements	requirement	NOUN
fueconorg-3009	200	9	of	of	ADP
fueconorg-3009	200	10	basel	basel	PROPN
fueconorg-3009	200	11	ii	ii	PROPN
fueconorg-3009	200	12	was	be	AUX
fueconorg-3009	200	13	the	the	DET
fueconorg-3009	200	14	subject	subject	NOUN
fueconorg-3009	200	15	of	of	ADP
fueconorg-3009	200	16	intense	intense	ADJ
fueconorg-3009	200	17	discussion	discussion	NOUN
fueconorg-3009	200	18	in	in	ADP
fueconorg-3009	200	19	financial	financial	ADJ
fueconorg-3009	200	20	and	and	CCONJ
fueconorg-3009	200	21	regulatory	regulatory	ADJ
fueconorg-3009	200	22	circles	circle	NOUN
fueconorg-3009	200	23	.	.	PUNCT
fueconorg-3009	201	1	in	in	ADP
fueconorg-3009	201	2	this	this	DET
fueconorg-3009	201	3	sense	sense	NOUN
fueconorg-3009	201	4	,	,	PUNCT
fueconorg-3009	201	5	there	there	PRON
fueconorg-3009	201	6	were	be	VERB
fueconorg-3009	201	7	requirements	requirement	NOUN
fueconorg-3009	201	8	to	to	PART
fueconorg-3009	201	9	reduce	reduce	VERB
fueconorg-3009	201	10	mandatory	mandatory	ADJ
fueconorg-3009	201	11	minimum	minimum	ADJ
fueconorg-3009	201	12	rate	rate	NOUN
fueconorg-3009	201	13	of	of	ADP
fueconorg-3009	201	14	capital	capital	NOUN
fueconorg-3009	201	15	during	during	ADP
fueconorg-3009	201	16	periods	period	NOUN
fueconorg-3009	201	17	of	of	ADP
fueconorg-3009	201	18	recession	recession	NOUN
fueconorg-3009	201	19	from	from	ADP
fueconorg-3009	201	20	8	8	NUM
fueconorg-3009	201	21	%	%	NOUN
fueconorg-3009	201	22	to	to	PART
fueconorg-3009	201	23	,	,	PUNCT
fueconorg-3009	201	24	say	say	INTJ
fueconorg-3009	201	25	,	,	PUNCT
fueconorg-3009	201	26	6	6	NUM
fueconorg-3009	201	27	%	%	NOUN
fueconorg-3009	201	28	,	,	PUNCT
fueconorg-3009	201	29	in	in	ADP
fueconorg-3009	201	30	order	order	NOUN
fueconorg-3009	201	31	to	to	PART
fueconorg-3009	201	32	enable	enable	VERB
fueconorg-3009	201	33	credit	credit	NOUN
fueconorg-3009	201	34	expansion	expansion	NOUN
fueconorg-3009	201	35	.	.	PUNCT
fueconorg-3009	202	1	of	of	ADP
fueconorg-3009	202	2	course	course	NOUN
fueconorg-3009	202	3	,	,	PUNCT
fueconorg-3009	202	4	in	in	ADP
fueconorg-3009	202	5	this	this	DET
fueconorg-3009	202	6	case	case	NOUN
fueconorg-3009	202	7	,	,	PUNCT
fueconorg-3009	202	8	loans	loan	NOUN
fueconorg-3009	202	9	would	would	AUX
fueconorg-3009	202	10	be	be	AUX
fueconorg-3009	202	11	approved	approve	VERB
fueconorg-3009	202	12	only	only	ADV
fueconorg-3009	202	13	to	to	ADP
fueconorg-3009	202	14	creditworthy	creditworthy	ADJ
fueconorg-3009	202	15	customers	customer	NOUN
fueconorg-3009	202	16	.	.	PUNCT
fueconorg-3009	203	1	however	however	ADV
fueconorg-3009	203	2	,	,	PUNCT
fueconorg-3009	203	3	the	the	DET
fueconorg-3009	203	4	basel	basel	PROPN
fueconorg-3009	203	5	committee	committee	PROPN
fueconorg-3009	203	6	,	,	PUNCT
fueconorg-3009	203	7	until	until	ADP
fueconorg-3009	203	8	2010	2010	NUM
fueconorg-3009	203	9	,	,	PUNCT
fueconorg-3009	203	10	relying	rely	VERB
fueconorg-3009	203	11	on	on	ADP
fueconorg-3009	203	12	several	several	ADJ
fueconorg-3009	203	13	key	key	ADJ
fueconorg-3009	203	14	arguments	argument	NOUN
fueconorg-3009	203	15	,	,	PUNCT
fueconorg-3009	203	16	stuck	stick	VERB
fueconorg-3009	203	17	to	to	PART
fueconorg-3009	203	18	unique	unique	ADJ
fueconorg-3009	203	19	and	and	CCONJ
fueconorg-3009	203	20	fixed	fix	VERB
fueconorg-3009	203	21	minimum	minimum	ADJ
fueconorg-3009	203	22	capital	capital	NOUN
fueconorg-3009	203	23	rate	rate	NOUN
fueconorg-3009	203	24	.	.	PUNCT
fueconorg-3009	204	1	first	first	ADV
fueconorg-3009	204	2	,	,	PUNCT
fueconorg-3009	204	3	the	the	DET
fueconorg-3009	204	4	introduction	introduction	NOUN
fueconorg-3009	204	5	of	of	ADP
fueconorg-3009	204	6	a	a	DET
fueconorg-3009	204	7	more	more	ADV
fueconorg-3009	204	8	flexible	flexible	ADJ
fueconorg-3009	204	9	capital	capital	NOUN
fueconorg-3009	204	10	rate	rate	NOUN
fueconorg-3009	204	11	could	could	AUX
fueconorg-3009	204	12	relativize	relativize	VERB
fueconorg-3009	204	13	the	the	DET
fueconorg-3009	204	14	basic	basic	ADJ
fueconorg-3009	204	15	idea	idea	NOUN
fueconorg-3009	204	16	of	of	ADP
fueconorg-3009	204	17	the	the	DET
fueconorg-3009	204	18	basel	basel	PROPN
fueconorg-3009	204	19	committee	committee	PROPN
fueconorg-3009	204	20	regarding	regard	VERB
fueconorg-3009	204	21	the	the	DET
fueconorg-3009	204	22	creation	creation	NOUN
fueconorg-3009	204	23	of	of	ADP
fueconorg-3009	204	24	a	a	DET
fueconorg-3009	204	25	solid	solid	ADJ
fueconorg-3009	204	26	regulatory	regulatory	ADJ
fueconorg-3009	204	27	capital	capital	NOUN
fueconorg-3009	204	28	regime	regime	NOUN
fueconorg-3009	204	29	in	in	ADP
fueconorg-3009	204	30	the	the	DET
fueconorg-3009	204	31	context	context	NOUN
fueconorg-3009	204	32	of	of	ADP
fueconorg-3009	204	33	increased	increase	VERB
fueconorg-3009	204	34	risk	risk	NOUN
fueconorg-3009	204	35	and	and	CCONJ
fueconorg-3009	204	36	uncertainty	uncertainty	NOUN
fueconorg-3009	204	37	in	in	ADP
fueconorg-3009	204	38	the	the	DET
fueconorg-3009	204	39	functioning	functioning	NOUN
fueconorg-3009	204	40	of	of	ADP
fueconorg-3009	204	41	the	the	DET
fueconorg-3009	204	42	macroeconomic	macroeconomic	ADJ
fueconorg-3009	204	43	and	and	CCONJ
fueconorg-3009	204	44	banking	banking	NOUN
fueconorg-3009	204	45	system	system	NOUN
fueconorg-3009	204	46	.	.	PUNCT
fueconorg-3009	205	1	second	second	ADJ
fueconorg-3009	205	2	,	,	PUNCT
fueconorg-3009	205	3	some	some	PRON
fueconorg-3009	205	4	raised	raise	VERB
fueconorg-3009	205	5	the	the	DET
fueconorg-3009	205	6	question	question	NOUN
fueconorg-3009	205	7	of	of	ADP
fueconorg-3009	205	8	who	who	PRON
fueconorg-3009	205	9	would	would	AUX
fueconorg-3009	205	10	decide	decide	VERB
fueconorg-3009	205	11	on	on	ADP
fueconorg-3009	205	12	the	the	DET
fueconorg-3009	205	13	transition	transition	NOUN
fueconorg-3009	205	14	to	to	ADP
fueconorg-3009	205	15	lower	low	ADJ
fueconorg-3009	205	16	rates	rate	NOUN
fueconorg-3009	205	17	of	of	ADP
fueconorg-3009	205	18	capital	capital	NOUN
fueconorg-3009	205	19	–	–	PUNCT
fueconorg-3009	205	20	the	the	DET
fueconorg-3009	205	21	basel	basel	PROPN
fueconorg-3009	205	22	committee	committee	PROPN
fueconorg-3009	205	23	or	or	CCONJ
fueconorg-3009	205	24	the	the	DET
fueconorg-3009	205	25	national	national	ADJ
fueconorg-3009	205	26	supervisor	supervisor	NOUN
fueconorg-3009	205	27	.	.	PUNCT
fueconorg-3009	206	1	thirdly	thirdly	ADV
fueconorg-3009	206	2	,	,	PUNCT
fueconorg-3009	206	3	there	there	PRON
fueconorg-3009	206	4	were	be	VERB
fueconorg-3009	206	5	no	no	DET
fueconorg-3009	206	6	clear	clear	ADJ
fueconorg-3009	206	7	criteria	criterion	NOUN
fueconorg-3009	206	8	for	for	ADP
fueconorg-3009	206	9	deciding	decide	VERB
fueconorg-3009	206	10	whether	whether	SCONJ
fueconorg-3009	206	11	there	there	PRON
fueconorg-3009	206	12	are	be	VERB
fueconorg-3009	206	13	sufficient	sufficient	ADJ
fueconorg-3009	206	14	macroeconomic	macroeconomic	ADJ
fueconorg-3009	206	15	reasons	reason	NOUN
fueconorg-3009	206	16	for	for	ADP
fueconorg-3009	206	17	the	the	DET
fueconorg-3009	206	18	reduction	reduction	NOUN
fueconorg-3009	206	19	of	of	ADP
fueconorg-3009	206	20	regulatory	regulatory	ADJ
fueconorg-3009	206	21	capital	capital	NOUN
fueconorg-3009	206	22	.	.	PUNCT
fueconorg-3009	207	1	the	the	DET
fueconorg-3009	207	2	emergence	emergence	NOUN
fueconorg-3009	207	3	of	of	ADP
fueconorg-3009	207	4	the	the	DET
fueconorg-3009	207	5	global	global	ADJ
fueconorg-3009	207	6	financial	financial	ADJ
fueconorg-3009	207	7	crisis	crisis	NOUN
fueconorg-3009	207	8	(	(	PUNCT
fueconorg-3009	207	9	subprime	subprime	ADJ
fueconorg-3009	207	10	crisis	crisis	NOUN
fueconorg-3009	207	11	)	)	PUNCT
fueconorg-3009	207	12	actualized	actualize	VERB
fueconorg-3009	207	13	the	the	DET
fueconorg-3009	207	14	evident	evident	ADJ
fueconorg-3009	207	15	failure	failure	NOUN
fueconorg-3009	207	16	of	of	ADP
fueconorg-3009	207	17	basel	basel	PROPN
fueconorg-3009	207	18	regulations	regulation	NOUN
fueconorg-3009	207	19	,	,	PUNCT
fueconorg-3009	207	20	reflected	reflect	VERB
fueconorg-3009	207	21	in	in	ADP
fueconorg-3009	207	22	inadequate	inadequate	ADJ
fueconorg-3009	207	23	establishment	establishment	NOUN
fueconorg-3009	207	24	of	of	ADP
fueconorg-3009	207	25	dynamic	dynamic	ADJ
fueconorg-3009	207	26	links	link	NOUN
fueconorg-3009	207	27	between	between	ADP
fueconorg-3009	207	28	monetary	monetary	ADJ
fueconorg-3009	207	29	and	and	CCONJ
fueconorg-3009	207	30	prudential	prudential	ADJ
fueconorg-3009	207	31	policies	policy	NOUN
fueconorg-3009	207	32	.	.	PUNCT
fueconorg-3009	208	1	the	the	DET
fueconorg-3009	208	2	job	job	NOUN
fueconorg-3009	208	3	of	of	ADP
fueconorg-3009	208	4	the	the	DET
fueconorg-3009	208	5	central	central	ADJ
fueconorg-3009	208	6	bank	bank	NOUN
fueconorg-3009	208	7	related	relate	VERB
fueconorg-3009	208	8	to	to	ADP
fueconorg-3009	208	9	ensuring	ensure	VERB
fueconorg-3009	208	10	macro	macro	ADJ
fueconorg-3009	208	11	stability	stability	NOUN
fueconorg-3009	208	12	and	and	CCONJ
fueconorg-3009	208	13	the	the	DET
fueconorg-3009	208	14	provision	provision	NOUN
fueconorg-3009	208	15	of	of	ADP
fueconorg-3009	208	16	services	service	NOUN
fueconorg-3009	208	17	of	of	ADP
fueconorg-3009	208	18	the	the	DET
fueconorg-3009	208	19	lender	lender	NOUN
fueconorg-3009	208	20	of	of	ADP
fueconorg-3009	208	21	last	last	ADJ
fueconorg-3009	208	22	resort	resort	NOUN
fueconorg-3009	208	23	,	,	PUNCT
fueconorg-3009	208	24	while	while	SCONJ
fueconorg-3009	208	25	the	the	DET
fueconorg-3009	208	26	supervisors	supervisor	NOUN
fueconorg-3009	208	27	were	be	AUX
fueconorg-3009	208	28	responsible	responsible	ADJ
fueconorg-3009	208	29	for	for	ADP
fueconorg-3009	208	30	prudential	prudential	ADJ
fueconorg-3009	208	31	regulation	regulation	NOUN
fueconorg-3009	208	32	and	and	CCONJ
fueconorg-3009	208	33	financial	financial	ADJ
fueconorg-3009	208	34	stability	stability	NOUN
fueconorg-3009	208	35	.	.	PUNCT
fueconorg-3009	209	1	in	in	ADP
fueconorg-3009	209	2	addition	addition	NOUN
fueconorg-3009	209	3	,	,	PUNCT
fueconorg-3009	209	4	regulations	regulation	NOUN
fueconorg-3009	209	5	did	do	AUX
fueconorg-3009	209	6	not	not	PART
fueconorg-3009	209	7	require	require	VERB
fueconorg-3009	209	8	their	their	PRON
fueconorg-3009	209	9	strong	strong	ADJ
fueconorg-3009	209	10	mutual	mutual	ADJ
fueconorg-3009	209	11	cooperation	cooperation	NOUN
fueconorg-3009	209	12	,	,	PUNCT
fueconorg-3009	209	13	which	which	PRON
fueconorg-3009	209	14	is	be	AUX
fueconorg-3009	209	15	where	where	SCONJ
fueconorg-3009	209	16	one	one	NUM
fueconorg-3009	209	17	of	of	ADP
fueconorg-3009	209	18	the	the	DET
fueconorg-3009	209	19	main	main	ADJ
fueconorg-3009	209	20	causes	cause	NOUN
fueconorg-3009	209	21	of	of	ADP
fueconorg-3009	209	22	the	the	DET
fueconorg-3009	209	23	crisis	crisis	NOUN
fueconorg-3009	209	24	lies	lie	VERB
fueconorg-3009	209	25	.	.	PUNCT
fueconorg-3009	210	1	insufficient	insufficient	ADJ
fueconorg-3009	210	2	attention	attention	NOUN
fueconorg-3009	210	3	of	of	ADP
fueconorg-3009	210	4	both	both	DET
fueconorg-3009	210	5	monetary	monetary	ADJ
fueconorg-3009	210	6	authorities	authority	NOUN
fueconorg-3009	210	7	in	in	ADP
fueconorg-3009	210	8	relation	relation	NOUN
fueconorg-3009	210	9	to	to	ADP
fueconorg-3009	210	10	implications	implication	NOUN
fueconorg-3009	210	11	of	of	ADP
fueconorg-3009	210	12	their	their	PRON
fueconorg-3009	210	13	actions	action	NOUN
fueconorg-3009	210	14	on	on	ADP
fueconorg-3009	210	15	financial	financial	ADJ
fueconorg-3009	210	16	developments	development	NOUN
fueconorg-3009	210	17	and	and	CCONJ
fueconorg-3009	210	18	supervisors	supervisor	NOUN
fueconorg-3009	210	19	in	in	ADP
fueconorg-3009	210	20	relation	relation	NOUN
fueconorg-3009	210	21	to	to	ADP
fueconorg-3009	210	22	macro	macro	ADJ
fueconorg-3009	210	23	dynamics	dynamic	NOUN
fueconorg-3009	210	24	deeply	deeply	ADV
fueconorg-3009	210	25	contributed	contribute	VERB
fueconorg-3009	210	26	to	to	ADP
fueconorg-3009	210	27	the	the	DET
fueconorg-3009	210	28	crisis	crisis	NOUN
fueconorg-3009	210	29	.	.	PUNCT
fueconorg-3009	211	1	since	since	SCONJ
fueconorg-3009	211	2	the	the	DET
fueconorg-3009	211	3	global	global	ADJ
fueconorg-3009	211	4	financial	financial	ADJ
fueconorg-3009	211	5	crisis	crisis	NOUN
fueconorg-3009	211	6	revealed	reveal	VERB
fueconorg-3009	211	7	the	the	DET
fueconorg-3009	211	8	conceptual	conceptual	ADJ
fueconorg-3009	211	9	shortcomings	shortcoming	NOUN
fueconorg-3009	211	10	of	of	ADP
fueconorg-3009	211	11	basel	basel	PROPN
fueconorg-3009	211	12	ii	ii	PROPN
fueconorg-3009	211	13	,	,	PUNCT
fueconorg-3009	211	14	which	which	PRON
fueconorg-3009	211	15	failed	fail	VERB
fueconorg-3009	211	16	to	to	PART
fueconorg-3009	211	17	prevent	prevent	VERB
fueconorg-3009	211	18	and	and	CCONJ
fueconorg-3009	211	19	stop	stop	VERB
fueconorg-3009	211	20	the	the	DET
fueconorg-3009	211	21	crisis	crisis	NOUN
fueconorg-3009	211	22	flows	flow	VERB
fueconorg-3009	211	23	,	,	PUNCT
fueconorg-3009	211	24	the	the	DET
fueconorg-3009	211	25	need	need	NOUN
fueconorg-3009	211	26	for	for	ADP
fueconorg-3009	211	27	counter	counter	ADJ
fueconorg-3009	211	28	-	-	ADJ
fueconorg-3009	211	29	cyclical	cyclical	ADJ
fueconorg-3009	211	30	control	control	NOUN
fueconorg-3009	211	31	instruments	instrument	NOUN
fueconorg-3009	211	32	and	and	CCONJ
fueconorg-3009	211	33	mechanisms	mechanism	NOUN
fueconorg-3009	211	34	arose	arise	VERB
fueconorg-3009	211	35	,	,	PUNCT
fueconorg-3009	211	36	which	which	PRON
fueconorg-3009	211	37	associated	associate	VERB
fueconorg-3009	211	38	capital	capital	NOUN
fueconorg-3009	211	39	needs	need	VERB
fueconorg-3009	211	40	with	with	ADP
fueconorg-3009	211	41	the	the	DET
fueconorg-3009	211	42	rate	rate	NOUN
fueconorg-3009	211	43	of	of	ADP
fueconorg-3009	211	44	change	change	NOUN
fueconorg-3009	211	45	in	in	ADP
fueconorg-3009	211	46	bank	bank	NOUN
fueconorg-3009	211	47	lending	lending	NOUN
fueconorg-3009	211	48	.	.	PUNCT
fueconorg-3009	212	1	thus	thus	ADV
fueconorg-3009	212	2	,	,	PUNCT
fueconorg-3009	212	3	in	in	ADP
fueconorg-3009	212	4	2010	2010	NUM
fueconorg-3009	212	5	,	,	PUNCT
fueconorg-3009	212	6	the	the	DET
fueconorg-3009	212	7	basel	basel	PROPN
fueconorg-3009	212	8	committee	committee	PROPN
fueconorg-3009	212	9	issued	issue	VERB
fueconorg-3009	212	10	some	some	DET
fueconorg-3009	212	11	guidelines	guideline	NOUN
fueconorg-3009	212	12	to	to	ADP
fueconorg-3009	212	13	basel	basel	PROPN
fueconorg-3009	212	14	iii	iii	PROPN
fueconorg-3009	212	15	,	,	PUNCT
fueconorg-3009	212	16	in	in	ADP
fueconorg-3009	212	17	order	order	NOUN
fueconorg-3009	212	18	to	to	PART
fueconorg-3009	212	19	improve	improve	VERB
fueconorg-3009	212	20	banks	bank	NOUN
fueconorg-3009	212	21	’	'	PUNCT
fueconorg-3009	212	22	ability	ability	NOUN
fueconorg-3009	212	23	to	to	PART
fueconorg-3009	212	24	absorb	absorb	VERB
fueconorg-3009	212	25	shocks	shock	NOUN
fueconorg-3009	212	26	arising	arise	VERB
fueconorg-3009	212	27	from	from	ADP
fueconorg-3009	212	28	the	the	DET
fueconorg-3009	212	29	environment	environment	NOUN
fueconorg-3009	212	30	,	,	PUNCT
fueconorg-3009	212	31	increase	increase	VERB
fueconorg-3009	212	32	bank	bank	NOUN
fueconorg-3009	212	33	regulations	regulation	NOUN
fueconorg-3009	212	34	in	in	ADP
fueconorg-3009	212	35	modern	modern	ADJ
fueconorg-3009	212	36	financial	financial	ADJ
fueconorg-3009	212	37	environment	environment	NOUN
fueconorg-3009	212	38	227	227	NUM
fueconorg-3009	212	39	the	the	DET
fueconorg-3009	212	40	transparency	transparency	NOUN
fueconorg-3009	212	41	of	of	ADP
fueconorg-3009	212	42	banks	bank	NOUN
fueconorg-3009	212	43	,	,	PUNCT
fueconorg-3009	212	44	and	and	CCONJ
fueconorg-3009	212	45	establish	establish	VERB
fueconorg-3009	212	46	appropriate	appropriate	ADJ
fueconorg-3009	212	47	regulatory	regulatory	ADJ
fueconorg-3009	212	48	frameworks	framework	NOUN
fueconorg-3009	212	49	at	at	ADP
fueconorg-3009	212	50	the	the	DET
fueconorg-3009	212	51	global	global	ADJ
fueconorg-3009	212	52	level	level	NOUN
fueconorg-3009	212	53	.	.	PUNCT
fueconorg-3009	213	1	in	in	ADP
fueconorg-3009	213	2	other	other	ADJ
fueconorg-3009	213	3	words	word	NOUN
fueconorg-3009	213	4	,	,	PUNCT
fueconorg-3009	213	5	this	this	DET
fueconorg-3009	213	6	document	document	NOUN
fueconorg-3009	213	7	is	be	AUX
fueconorg-3009	213	8	a	a	DET
fueconorg-3009	213	9	result	result	NOUN
fueconorg-3009	213	10	of	of	ADP
fueconorg-3009	213	11	the	the	DET
fueconorg-3009	213	12	efforts	effort	NOUN
fueconorg-3009	213	13	to	to	PART
fueconorg-3009	213	14	make	make	VERB
fueconorg-3009	213	15	the	the	DET
fueconorg-3009	213	16	regulatory	regulatory	ADJ
fueconorg-3009	213	17	framework	framework	NOUN
fueconorg-3009	213	18	of	of	ADP
fueconorg-3009	213	19	the	the	DET
fueconorg-3009	213	20	banking	banking	NOUN
fueconorg-3009	213	21	business	business	NOUN
fueconorg-3009	213	22	more	more	ADV
fueconorg-3009	213	23	stable	stable	ADJ
fueconorg-3009	213	24	,	,	PUNCT
fueconorg-3009	213	25	while	while	SCONJ
fueconorg-3009	213	26	stressing	stress	VERB
fueconorg-3009	213	27	the	the	DET
fueconorg-3009	213	28	importance	importance	NOUN
fueconorg-3009	213	29	of	of	ADP
fueconorg-3009	213	30	adequate	adequate	ADJ
fueconorg-3009	213	31	risk	risk	NOUN
fueconorg-3009	213	32	management	management	NOUN
fueconorg-3009	213	33	.	.	PUNCT
fueconorg-3009	214	1	basel	basel	PROPN
fueconorg-3009	214	2	iii	iii	PROPN
fueconorg-3009	214	3	standards	standard	NOUN
fueconorg-3009	214	4	combine	combine	VERB
fueconorg-3009	214	5	two	two	NUM
fueconorg-3009	214	6	complementary	complementary	ADJ
fueconorg-3009	214	7	approaches	approach	NOUN
fueconorg-3009	214	8	to	to	ADP
fueconorg-3009	214	9	supervision	supervision	NOUN
fueconorg-3009	214	10	,	,	PUNCT
fueconorg-3009	214	11	micro	micro	ADJ
fueconorg-3009	214	12	approach	approach	NOUN
fueconorg-3009	214	13	,	,	PUNCT
fueconorg-3009	214	14	at	at	ADP
fueconorg-3009	214	15	the	the	DET
fueconorg-3009	214	16	level	level	NOUN
fueconorg-3009	214	17	of	of	ADP
fueconorg-3009	214	18	individual	individual	ADJ
fueconorg-3009	214	19	banks	bank	NOUN
fueconorg-3009	214	20	,	,	PUNCT
fueconorg-3009	214	21	on	on	ADP
fueconorg-3009	214	22	the	the	DET
fueconorg-3009	214	23	one	one	NUM
fueconorg-3009	214	24	hand	hand	NOUN
fueconorg-3009	214	25	,	,	PUNCT
fueconorg-3009	214	26	and	and	CCONJ
fueconorg-3009	214	27	macro	macro	NOUN
fueconorg-3009	214	28	-	-	NOUN
fueconorg-3009	214	29	approach	approach	NOUN
fueconorg-3009	214	30	,	,	PUNCT
fueconorg-3009	214	31	on	on	ADP
fueconorg-3009	214	32	the	the	DET
fueconorg-3009	214	33	other	other	ADJ
fueconorg-3009	214	34	hand	hand	NOUN
fueconorg-3009	214	35	.	.	PUNCT
fueconorg-3009	215	1	micro	micro	ADJ
fueconorg-3009	215	2	-	-	PROPN
fueconorg-3009	215	3	prudential	prudential	ADJ
fueconorg-3009	215	4	supervision	supervision	NOUN
fueconorg-3009	215	5	refers	refer	VERB
fueconorg-3009	215	6	to	to	ADP
fueconorg-3009	215	7	the	the	DET
fueconorg-3009	215	8	increasing	increase	VERB
fueconorg-3009	215	9	resistance	resistance	NOUN
fueconorg-3009	215	10	of	of	ADP
fueconorg-3009	215	11	banks	bank	NOUN
fueconorg-3009	215	12	in	in	ADP
fueconorg-3009	215	13	periods	period	NOUN
fueconorg-3009	215	14	of	of	ADP
fueconorg-3009	215	15	market	market	NOUN
fueconorg-3009	215	16	uncertainty	uncertainty	NOUN
fueconorg-3009	215	17	by	by	ADP
fueconorg-3009	215	18	establishing	establish	VERB
fueconorg-3009	215	19	higher	high	ADJ
fueconorg-3009	215	20	quality	quality	NOUN
fueconorg-3009	215	21	capital	capital	NOUN
fueconorg-3009	215	22	,	,	PUNCT
fueconorg-3009	215	23	more	more	ADV
fueconorg-3009	215	24	comprehensive	comprehensive	ADJ
fueconorg-3009	215	25	risk	risk	NOUN
fueconorg-3009	215	26	coverage	coverage	NOUN
fueconorg-3009	215	27	and	and	CCONJ
fueconorg-3009	215	28	adequate	adequate	ADJ
fueconorg-3009	215	29	supervision	supervision	NOUN
fueconorg-3009	215	30	.	.	PUNCT
fueconorg-3009	216	1	at	at	ADP
fueconorg-3009	216	2	the	the	DET
fueconorg-3009	216	3	same	same	ADJ
fueconorg-3009	216	4	time	time	NOUN
fueconorg-3009	216	5	,	,	PUNCT
fueconorg-3009	216	6	the	the	DET
fueconorg-3009	216	7	basis	basis	NOUN
fueconorg-3009	216	8	of	of	ADP
fueconorg-3009	216	9	macro	macro	ADJ
fueconorg-3009	216	10	-	-	ADJ
fueconorg-3009	216	11	prudential	prudential	ADJ
fueconorg-3009	216	12	supervision	supervision	NOUN
fueconorg-3009	216	13	consists	consist	VERB
fueconorg-3009	216	14	of	of	ADP
fueconorg-3009	216	15	three	three	NUM
fueconorg-3009	216	16	elements	element	NOUN
fueconorg-3009	216	17	:	:	PUNCT
fueconorg-3009	216	18	capital	capital	NOUN
fueconorg-3009	216	19	buffers	buffer	NOUN
fueconorg-3009	216	20	,	,	PUNCT
fueconorg-3009	216	21	liquidity	liquidity	NOUN
fueconorg-3009	216	22	standards	standard	NOUN
fueconorg-3009	216	23	,	,	PUNCT
fueconorg-3009	216	24	and	and	CCONJ
fueconorg-3009	216	25	leverage	leverage	NOUN
fueconorg-3009	216	26	ratio	ratio	NOUN
fueconorg-3009	216	27	(	(	PUNCT
fueconorg-3009	216	28	matić	matić	NOUN
fueconorg-3009	216	29	,	,	PUNCT
fueconorg-3009	216	30	2011	2011	NUM
fueconorg-3009	216	31	,	,	PUNCT
fueconorg-3009	216	32	p.	p.	NOUN
fueconorg-3009	216	33	180	180	NUM
fueconorg-3009	216	34	)	)	PUNCT
fueconorg-3009	216	35	.	.	PUNCT
fueconorg-3009	217	1	request	request	NOUN
fueconorg-3009	217	2	for	for	ADP
fueconorg-3009	217	3	a	a	DET
fueconorg-3009	217	4	minimum	minimum	ADJ
fueconorg-3009	217	5	total	total	ADJ
fueconorg-3009	217	6	capital	capital	NOUN
fueconorg-3009	217	7	remained	remain	VERB
fueconorg-3009	217	8	the	the	DET
fueconorg-3009	217	9	same	same	ADJ
fueconorg-3009	217	10	and	and	CCONJ
fueconorg-3009	217	11	amounts	amount	VERB
fueconorg-3009	217	12	to	to	ADP
fueconorg-3009	217	13	8	8	NUM
fueconorg-3009	217	14	%	%	NOUN
fueconorg-3009	217	15	of	of	ADP
fueconorg-3009	217	16	the	the	DET
fueconorg-3009	217	17	risk	risk	NOUN
fueconorg-3009	217	18	weighted	weight	VERB
fueconorg-3009	217	19	assets	asset	NOUN
fueconorg-3009	217	20	,	,	PUNCT
fueconorg-3009	217	21	while	while	SCONJ
fueconorg-3009	217	22	the	the	DET
fueconorg-3009	217	23	minimum	minimum	NOUN
fueconorg-3009	217	24	amount	amount	NOUN
fueconorg-3009	217	25	of	of	ADP
fueconorg-3009	217	26	primary	primary	ADJ
fueconorg-3009	217	27	capital	capital	NOUN
fueconorg-3009	217	28	(	(	PUNCT
fueconorg-3009	217	29	tier	tier	NOUN
fueconorg-3009	217	30	1	1	NUM
fueconorg-3009	217	31	)	)	PUNCT
fueconorg-3009	217	32	increased	increase	VERB
fueconorg-3009	217	33	from	from	ADP
fueconorg-3009	217	34	4	4	NUM
fueconorg-3009	217	35	%	%	NOUN
fueconorg-3009	217	36	to	to	PART
fueconorg-3009	217	37	6	6	NUM
fueconorg-3009	217	38	%	%	NOUN
fueconorg-3009	217	39	.	.	PUNCT
fueconorg-3009	218	1	in	in	ADP
fueconorg-3009	218	2	relation	relation	NOUN
fueconorg-3009	218	3	to	to	ADP
fueconorg-3009	218	4	basel	basel	PROPN
fueconorg-3009	218	5	ii	ii	PROPN
fueconorg-3009	218	6	,	,	PUNCT
fueconorg-3009	218	7	changes	change	NOUN
fueconorg-3009	218	8	are	be	AUX
fueconorg-3009	218	9	reflected	reflect	VERB
fueconorg-3009	218	10	in	in	ADP
fueconorg-3009	218	11	the	the	DET
fueconorg-3009	218	12	elimination	elimination	NOUN
fueconorg-3009	218	13	of	of	ADP
fueconorg-3009	218	14	tertiary	tertiary	ADJ
fueconorg-3009	218	15	capital	capital	NOUN
fueconorg-3009	218	16	(	(	PUNCT
fueconorg-3009	218	17	tier	tier	NOUN
fueconorg-3009	218	18	iii	iii	NOUN
fueconorg-3009	218	19	)	)	PUNCT
fueconorg-3009	218	20	and	and	CCONJ
fueconorg-3009	218	21	the	the	DET
fueconorg-3009	218	22	introduction	introduction	NOUN
fueconorg-3009	218	23	of	of	ADP
fueconorg-3009	218	24	new	new	ADJ
fueconorg-3009	218	25	categories	category	NOUN
fueconorg-3009	218	26	,	,	PUNCT
fueconorg-3009	218	27	such	such	ADJ
fueconorg-3009	218	28	as	as	ADP
fueconorg-3009	218	29	protective	protective	ADJ
fueconorg-3009	218	30	and	and	CCONJ
fueconorg-3009	218	31	countercyclical	countercyclical	ADJ
fueconorg-3009	218	32	buffers	buffer	NOUN
fueconorg-3009	218	33	.	.	PUNCT
fueconorg-3009	219	1	the	the	DET
fueconorg-3009	219	2	meaning	meaning	NOUN
fueconorg-3009	219	3	of	of	ADP
fueconorg-3009	219	4	inclusion	inclusion	NOUN
fueconorg-3009	219	5	of	of	ADP
fueconorg-3009	219	6	protective	protective	ADJ
fueconorg-3009	219	7	capital	capital	NOUN
fueconorg-3009	219	8	buffer	buffer	NOUN
fueconorg-3009	219	9	is	be	AUX
fueconorg-3009	219	10	the	the	DET
fueconorg-3009	219	11	creation	creation	NOUN
fueconorg-3009	219	12	of	of	ADP
fueconorg-3009	219	13	reserves	reserve	NOUN
fueconorg-3009	219	14	in	in	ADP
fueconorg-3009	219	15	the	the	DET
fueconorg-3009	219	16	expansion	expansion	NOUN
fueconorg-3009	219	17	phase	phase	NOUN
fueconorg-3009	219	18	,	,	PUNCT
fueconorg-3009	219	19	which	which	PRON
fueconorg-3009	219	20	can	can	AUX
fueconorg-3009	219	21	be	be	AUX
fueconorg-3009	219	22	used	use	VERB
fueconorg-3009	219	23	to	to	PART
fueconorg-3009	219	24	absorb	absorb	VERB
fueconorg-3009	219	25	losses	loss	NOUN
fueconorg-3009	219	26	during	during	ADP
fueconorg-3009	219	27	financial	financial	ADJ
fueconorg-3009	219	28	and	and	CCONJ
fueconorg-3009	219	29	economic	economic	ADJ
fueconorg-3009	219	30	stress	stress	NOUN
fueconorg-3009	219	31	periods	period	NOUN
fueconorg-3009	219	32	,	,	PUNCT
fueconorg-3009	219	33	without	without	ADP
fueconorg-3009	219	34	prejudice	prejudice	NOUN
fueconorg-3009	219	35	to	to	ADP
fueconorg-3009	219	36	the	the	DET
fueconorg-3009	219	37	required	require	VERB
fueconorg-3009	219	38	minimum	minimum	ADJ
fueconorg-3009	219	39	rate	rate	NOUN
fueconorg-3009	219	40	of	of	ADP
fueconorg-3009	219	41	capital	capital	NOUN
fueconorg-3009	219	42	.	.	PUNCT
fueconorg-3009	220	1	protective	protective	ADJ
fueconorg-3009	220	2	buffer	buffer	NOUN
fueconorg-3009	220	3	is	be	AUX
fueconorg-3009	220	4	included	include	VERB
fueconorg-3009	220	5	in	in	ADP
fueconorg-3009	220	6	equity	equity	NOUN
fueconorg-3009	220	7	,	,	PUNCT
fueconorg-3009	220	8	and	and	CCONJ
fueconorg-3009	220	9	should	should	AUX
fueconorg-3009	220	10	be	be	AUX
fueconorg-3009	220	11	set	set	VERB
fueconorg-3009	220	12	at	at	ADP
fueconorg-3009	220	13	2.5	2.5	NUM
fueconorg-3009	220	14	%	%	NOUN
fueconorg-3009	220	15	above	above	ADP
fueconorg-3009	220	16	the	the	DET
fueconorg-3009	220	17	minimum	minimum	ADJ
fueconorg-3009	220	18	required	require	VERB
fueconorg-3009	220	19	capital	capital	NOUN
fueconorg-3009	220	20	.	.	PUNCT
fueconorg-3009	221	1	this	this	PRON
fueconorg-3009	221	2	will	will	AUX
fueconorg-3009	221	3	increase	increase	VERB
fueconorg-3009	221	4	the	the	DET
fueconorg-3009	221	5	minimum	minimum	ADJ
fueconorg-3009	221	6	requirements	requirement	NOUN
fueconorg-3009	221	7	to	to	ADP
fueconorg-3009	221	8	8.5	8.5	NUM
fueconorg-3009	221	9	%	%	NOUN
fueconorg-3009	221	10	when	when	SCONJ
fueconorg-3009	221	11	it	it	PRON
fueconorg-3009	221	12	comes	come	VERB
fueconorg-3009	221	13	to	to	ADP
fueconorg-3009	221	14	primary	primary	ADJ
fueconorg-3009	221	15	capital	capital	NOUN
fueconorg-3009	221	16	and	and	CCONJ
fueconorg-3009	221	17	10.5	10.5	NUM
fueconorg-3009	221	18	%	%	NOUN
fueconorg-3009	221	19	of	of	ADP
fueconorg-3009	221	20	total	total	ADJ
fueconorg-3009	221	21	capital	capital	NOUN
fueconorg-3009	221	22	.	.	PUNCT
fueconorg-3009	222	1	banks	bank	NOUN
fueconorg-3009	222	2	will	will	AUX
fueconorg-3009	222	3	be	be	AUX
fueconorg-3009	222	4	allowed	allow	VERB
fueconorg-3009	222	5	to	to	PART
fueconorg-3009	222	6	withdraw	withdraw	VERB
fueconorg-3009	222	7	protective	protective	ADJ
fueconorg-3009	222	8	buffers	buffer	NOUN
fueconorg-3009	222	9	during	during	ADP
fueconorg-3009	222	10	stress	stress	NOUN
fueconorg-3009	222	11	and	and	CCONJ
fueconorg-3009	222	12	crisis	crisis	NOUN
fueconorg-3009	222	13	,	,	PUNCT
fueconorg-3009	222	14	whereby	whereby	SCONJ
fueconorg-3009	222	15	convergence	convergence	NOUN
fueconorg-3009	222	16	to	to	ADP
fueconorg-3009	222	17	the	the	DET
fueconorg-3009	222	18	minimum	minimum	ADJ
fueconorg-3009	222	19	requirement	requirement	NOUN
fueconorg-3009	222	20	for	for	ADP
fueconorg-3009	222	21	nominal	nominal	ADJ
fueconorg-3009	222	22	capital	capital	NOUN
fueconorg-3009	222	23	will	will	AUX
fueconorg-3009	222	24	affect	affect	VERB
fueconorg-3009	222	25	larger	large	ADJ
fueconorg-3009	222	26	restrictions	restriction	NOUN
fueconorg-3009	222	27	and	and	CCONJ
fueconorg-3009	222	28	prohibitions	prohibition	NOUN
fueconorg-3009	222	29	of	of	ADP
fueconorg-3009	222	30	dividend	dividend	NOUN
fueconorg-3009	222	31	and	and	CCONJ
fueconorg-3009	222	32	bonus	bonus	NOUN
fueconorg-3009	222	33	payments	payment	NOUN
fueconorg-3009	222	34	to	to	ADP
fueconorg-3009	222	35	employees	employee	NOUN
fueconorg-3009	222	36	and	and	CCONJ
fueconorg-3009	222	37	shareholders	shareholder	NOUN
fueconorg-3009	222	38	.	.	PUNCT
fueconorg-3009	223	1	the	the	DET
fueconorg-3009	223	2	obligation	obligation	NOUN
fueconorg-3009	223	3	of	of	ADP
fueconorg-3009	223	4	forming	form	VERB
fueconorg-3009	223	5	countercyclical	countercyclical	ADJ
fueconorg-3009	223	6	buffer	buffer	NOUN
fueconorg-3009	223	7	is	be	AUX
fueconorg-3009	223	8	not	not	PART
fueconorg-3009	223	9	directly	directly	ADV
fueconorg-3009	223	10	imposed	impose	VERB
fueconorg-3009	223	11	on	on	ADP
fueconorg-3009	223	12	banks	bank	NOUN
fueconorg-3009	223	13	,	,	PUNCT
fueconorg-3009	223	14	and	and	CCONJ
fueconorg-3009	223	15	national	national	ADJ
fueconorg-3009	223	16	regulators	regulator	NOUN
fueconorg-3009	223	17	,	,	PUNCT
fueconorg-3009	223	18	depending	depend	VERB
fueconorg-3009	223	19	on	on	ADP
fueconorg-3009	223	20	threats	threat	NOUN
fueconorg-3009	223	21	of	of	ADP
fueconorg-3009	223	22	systemic	systemic	ADJ
fueconorg-3009	223	23	nature	nature	NOUN
fueconorg-3009	223	24	,	,	PUNCT
fueconorg-3009	223	25	may	may	AUX
fueconorg-3009	223	26	require	require	VERB
fueconorg-3009	223	27	this	this	DET
fueconorg-3009	223	28	type	type	NOUN
fueconorg-3009	223	29	of	of	ADP
fueconorg-3009	223	30	capital	capital	NOUN
fueconorg-3009	223	31	.	.	PUNCT
fueconorg-3009	224	1	the	the	DET
fueconorg-3009	224	2	amount	amount	NOUN
fueconorg-3009	224	3	of	of	ADP
fueconorg-3009	224	4	countercyclical	countercyclical	ADJ
fueconorg-3009	224	5	buffer	buffer	NOUN
fueconorg-3009	224	6	is	be	AUX
fueconorg-3009	224	7	in	in	ADP
fueconorg-3009	224	8	the	the	DET
fueconorg-3009	224	9	range	range	NOUN
fueconorg-3009	224	10	of	of	ADP
fueconorg-3009	224	11	0	0	NUM
fueconorg-3009	224	12	-	-	SYM
fueconorg-3009	224	13	2.5	2.5	NUM
fueconorg-3009	224	14	%	%	NOUN
fueconorg-3009	224	15	of	of	ADP
fueconorg-3009	224	16	risk	risk	NOUN
fueconorg-3009	224	17	-	-	PUNCT
fueconorg-3009	224	18	weighted	weight	VERB
fueconorg-3009	224	19	assets	asset	NOUN
fueconorg-3009	224	20	,	,	PUNCT
fueconorg-3009	224	21	in	in	ADP
fueconorg-3009	224	22	order	order	NOUN
fueconorg-3009	224	23	to	to	PART
fueconorg-3009	224	24	provide	provide	VERB
fueconorg-3009	224	25	macro	macro	ADJ
fueconorg-3009	224	26	-	-	ADJ
fueconorg-3009	224	27	prudential	prudential	ADJ
fueconorg-3009	224	28	goal	goal	NOUN
fueconorg-3009	224	29	of	of	ADP
fueconorg-3009	224	30	protecting	protect	VERB
fueconorg-3009	224	31	the	the	DET
fueconorg-3009	224	32	banking	banking	NOUN
fueconorg-3009	224	33	system	system	NOUN
fueconorg-3009	224	34	in	in	ADP
fueconorg-3009	224	35	terms	term	NOUN
fueconorg-3009	224	36	of	of	ADP
fueconorg-3009	224	37	excessive	excessive	ADJ
fueconorg-3009	224	38	credit	credit	NOUN
fueconorg-3009	224	39	growth	growth	NOUN
fueconorg-3009	224	40	.	.	PUNCT
fueconorg-3009	225	1	practically	practically	ADV
fueconorg-3009	225	2	,	,	PUNCT
fueconorg-3009	225	3	regulators	regulator	NOUN
fueconorg-3009	225	4	use	use	VERB
fueconorg-3009	225	5	it	it	PRON
fueconorg-3009	225	6	flexibly	flexibly	ADV
fueconorg-3009	225	7	to	to	PART
fueconorg-3009	225	8	stimulate	stimulate	VERB
fueconorg-3009	225	9	or	or	CCONJ
fueconorg-3009	225	10	reduce	reduce	VERB
fueconorg-3009	225	11	loans	loan	NOUN
fueconorg-3009	225	12	in	in	ADP
fueconorg-3009	225	13	various	various	ADJ
fueconorg-3009	225	14	stages	stage	NOUN
fueconorg-3009	225	15	of	of	ADP
fueconorg-3009	225	16	the	the	DET
fueconorg-3009	225	17	credit	credit	NOUN
fueconorg-3009	225	18	cycle	cycle	NOUN
fueconorg-3009	225	19	.	.	PUNCT
fueconorg-3009	226	1	also	also	ADV
fueconorg-3009	226	2	,	,	PUNCT
fueconorg-3009	226	3	regulators	regulator	NOUN
fueconorg-3009	226	4	have	have	AUX
fueconorg-3009	226	5	left	leave	VERB
fueconorg-3009	226	6	the	the	DET
fueconorg-3009	226	7	possibility	possibility	NOUN
fueconorg-3009	226	8	of	of	ADP
fueconorg-3009	226	9	introducing	introduce	VERB
fueconorg-3009	226	10	stricter	strict	ADJ
fueconorg-3009	226	11	rules	rule	NOUN
fueconorg-3009	226	12	for	for	ADP
fueconorg-3009	226	13	systemically	systemically	ADV
fueconorg-3009	226	14	important	important	ADJ
fueconorg-3009	226	15	banks	bank	NOUN
fueconorg-3009	226	16	,	,	PUNCT
fueconorg-3009	226	17	i.e.	i.e.	X
fueconorg-3009	226	18	institutions	institution	NOUN
fueconorg-3009	226	19	that	that	PRON
fueconorg-3009	226	20	can	can	AUX
fueconorg-3009	226	21	easily	easily	ADV
fueconorg-3009	226	22	endanger	endanger	VERB
fueconorg-3009	226	23	the	the	DET
fueconorg-3009	226	24	financial	financial	ADJ
fueconorg-3009	226	25	system	system	NOUN
fueconorg-3009	226	26	.	.	PUNCT
fueconorg-3009	227	1	stricter	strict	ADJ
fueconorg-3009	227	2	requirements	requirement	NOUN
fueconorg-3009	227	3	for	for	ADP
fueconorg-3009	227	4	capital	capital	NOUN
fueconorg-3009	227	5	are	be	AUX
fueconorg-3009	227	6	a	a	DET
fueconorg-3009	227	7	necessary	necessary	ADJ
fueconorg-3009	227	8	but	but	CCONJ
fueconorg-3009	227	9	not	not	PART
fueconorg-3009	227	10	a	a	DET
fueconorg-3009	227	11	sufficient	sufficient	ADJ
fueconorg-3009	227	12	condition	condition	NOUN
fueconorg-3009	227	13	for	for	ADP
fueconorg-3009	227	14	the	the	DET
fueconorg-3009	227	15	stability	stability	NOUN
fueconorg-3009	227	16	of	of	ADP
fueconorg-3009	227	17	the	the	DET
fueconorg-3009	227	18	banking	banking	NOUN
fueconorg-3009	227	19	sector	sector	NOUN
fueconorg-3009	227	20	.	.	PUNCT
fueconorg-3009	228	1	in	in	ADP
fueconorg-3009	228	2	order	order	NOUN
fueconorg-3009	228	3	to	to	PART
fueconorg-3009	228	4	ensure	ensure	VERB
fueconorg-3009	228	5	the	the	DET
fueconorg-3009	228	6	necessary	necessary	ADJ
fueconorg-3009	228	7	conditions	condition	NOUN
fueconorg-3009	228	8	for	for	ADP
fueconorg-3009	228	9	long	long	ADJ
fueconorg-3009	228	10	-	-	PUNCT
fueconorg-3009	228	11	term	term	NOUN
fueconorg-3009	228	12	liquidity	liquidity	NOUN
fueconorg-3009	228	13	structure	structure	NOUN
fueconorg-3009	228	14	in	in	ADP
fueconorg-3009	228	15	banking	banking	NOUN
fueconorg-3009	228	16	institutions	institution	NOUN
fueconorg-3009	228	17	,	,	PUNCT
fueconorg-3009	228	18	basel	basel	PROPN
fueconorg-3009	228	19	iii	iii	PROPN
fueconorg-3009	228	20	has	have	AUX
fueconorg-3009	228	21	introduced	introduce	VERB
fueconorg-3009	228	22	new	new	ADJ
fueconorg-3009	228	23	standards	standard	NOUN
fueconorg-3009	228	24	that	that	PRON
fueconorg-3009	228	25	provide	provide	VERB
fueconorg-3009	228	26	greater	great	ADJ
fueconorg-3009	228	27	resilience	resilience	NOUN
fueconorg-3009	228	28	of	of	ADP
fueconorg-3009	228	29	banks	bank	NOUN
fueconorg-3009	228	30	to	to	ADP
fueconorg-3009	228	31	short	short	ADJ
fueconorg-3009	228	32	-	-	PUNCT
fueconorg-3009	228	33	term	term	NOUN
fueconorg-3009	228	34	liquidity	liquidity	NOUN
fueconorg-3009	228	35	problems	problem	NOUN
fueconorg-3009	228	36	,	,	PUNCT
fueconorg-3009	228	37	because	because	SCONJ
fueconorg-3009	228	38	it	it	PRON
fueconorg-3009	228	39	turned	turn	VERB
fueconorg-3009	228	40	out	out	ADP
fueconorg-3009	228	41	that	that	SCONJ
fueconorg-3009	228	42	the	the	DET
fueconorg-3009	228	43	problems	problem	NOUN
fueconorg-3009	228	44	in	in	ADP
fueconorg-3009	228	45	banks	bank	NOUN
fueconorg-3009	228	46	occurred	occur	VERB
fueconorg-3009	228	47	because	because	SCONJ
fueconorg-3009	228	48	of	of	ADP
fueconorg-3009	228	49	insufficient	insufficient	ADJ
fueconorg-3009	228	50	liquid	liquid	ADJ
fueconorg-3009	228	51	funds	fund	NOUN
fueconorg-3009	228	52	despite	despite	SCONJ
fueconorg-3009	228	53	possessing	possess	VERB
fueconorg-3009	228	54	adequate	adequate	ADJ
fueconorg-3009	228	55	amount	amount	NOUN
fueconorg-3009	228	56	of	of	ADP
fueconorg-3009	228	57	capital	capital	NOUN
fueconorg-3009	228	58	.	.	PUNCT
fueconorg-3009	229	1	two	two	NUM
fueconorg-3009	229	2	liquidity	liquidity	NOUN
fueconorg-3009	229	3	standards	standard	NOUN
fueconorg-3009	229	4	have	have	AUX
fueconorg-3009	229	5	been	be	AUX
fueconorg-3009	229	6	formed	form	VERB
fueconorg-3009	229	7	,	,	PUNCT
fueconorg-3009	229	8	namely	namely	ADV
fueconorg-3009	229	9	:	:	PUNCT
fueconorg-3009	229	10	1	1	X
fueconorg-3009	229	11	)	)	PUNCT
fueconorg-3009	229	12	liquidity	liquidity	NOUN
fueconorg-3009	229	13	coverage	coverage	NOUN
fueconorg-3009	229	14	ratio	ratio	NOUN
fueconorg-3009	229	15	(	(	PUNCT
fueconorg-3009	229	16	lcr	lcr	NOUN
fueconorg-3009	229	17	)	)	PUNCT
fueconorg-3009	229	18	,	,	PUNCT
fueconorg-3009	229	19	as	as	ADP
fueconorg-3009	229	20	a	a	DET
fueconorg-3009	229	21	ratio	ratio	NOUN
fueconorg-3009	229	22	of	of	ADP
fueconorg-3009	229	23	highly	highly	ADV
fueconorg-3009	229	24	liquid	liquid	ADJ
fueconorg-3009	229	25	assets	asset	NOUN
fueconorg-3009	229	26	and	and	CCONJ
fueconorg-3009	229	27	total	total	ADJ
fueconorg-3009	229	28	net	net	ADJ
fueconorg-3009	229	29	cash	cash	NOUN
fueconorg-3009	229	30	outflow	outflow	NOUN
fueconorg-3009	229	31	in	in	ADP
fueconorg-3009	229	32	the	the	DET
fueconorg-3009	229	33	following	follow	VERB
fueconorg-3009	229	34	30	30	NUM
fueconorg-3009	229	35	days	day	NOUN
fueconorg-3009	229	36	,	,	PUNCT
fueconorg-3009	229	37	which	which	PRON
fueconorg-3009	229	38	should	should	AUX
fueconorg-3009	229	39	be	be	AUX
fueconorg-3009	229	40	greater	great	ADJ
fueconorg-3009	229	41	than	than	ADP
fueconorg-3009	229	42	or	or	CCONJ
fueconorg-3009	229	43	equal	equal	ADJ
fueconorg-3009	229	44	to	to	ADP
fueconorg-3009	229	45	100	100	NUM
fueconorg-3009	229	46	%	%	NOUN
fueconorg-3009	229	47	.	.	PUNCT
fueconorg-3009	230	1	it	it	PRON
fueconorg-3009	230	2	includes	include	VERB
fueconorg-3009	230	3	the	the	DET
fueconorg-3009	230	4	obligation	obligation	NOUN
fueconorg-3009	230	5	for	for	SCONJ
fueconorg-3009	230	6	banks	bank	NOUN
fueconorg-3009	230	7	to	to	PART
fueconorg-3009	230	8	hold	hold	VERB
fueconorg-3009	230	9	highly	highly	ADV
fueconorg-3009	230	10	liquid	liquid	ADJ
fueconorg-3009	230	11	assets	asset	NOUN
fueconorg-3009	230	12	in	in	ADP
fueconorg-3009	230	13	an	an	DET
fueconorg-3009	230	14	amount	amount	NOUN
fueconorg-3009	230	15	equal	equal	ADJ
fueconorg-3009	230	16	to	to	ADP
fueconorg-3009	230	17	a	a	DET
fueconorg-3009	230	18	minimum	minimum	NOUN
fueconorg-3009	230	19	of	of	ADP
fueconorg-3009	230	20	net	net	ADJ
fueconorg-3009	230	21	cash	cash	NOUN
fueconorg-3009	230	22	flows	flow	NOUN
fueconorg-3009	230	23	over	over	ADP
fueconorg-3009	230	24	the	the	DET
fueconorg-3009	230	25	next	next	ADJ
fueconorg-3009	230	26	30	30	NUM
fueconorg-3009	230	27	days	day	NOUN
fueconorg-3009	230	28	.	.	PUNCT
fueconorg-3009	231	1	this	this	DET
fueconorg-3009	231	2	ratio	ratio	NOUN
fueconorg-3009	231	3	should	should	AUX
fueconorg-3009	231	4	allow	allow	VERB
fueconorg-3009	231	5	banks	bank	NOUN
fueconorg-3009	231	6	to	to	PART
fueconorg-3009	231	7	maintain	maintain	VERB
fueconorg-3009	231	8	high	high	ADJ
fueconorg-3009	231	9	-	-	PUNCT
fueconorg-3009	231	10	quality	quality	NOUN
fueconorg-3009	231	11	assets	asset	NOUN
fueconorg-3009	231	12	that	that	PRON
fueconorg-3009	231	13	can	can	AUX
fueconorg-3009	231	14	be	be	AUX
fueconorg-3009	231	15	converted	convert	VERB
fueconorg-3009	231	16	into	into	ADP
fueconorg-3009	231	17	cash	cash	NOUN
fueconorg-3009	231	18	during	during	ADP
fueconorg-3009	231	19	stressful	stressful	ADJ
fueconorg-3009	231	20	periods	period	NOUN
fueconorg-3009	231	21	(	(	PUNCT
fueconorg-3009	231	22	basel	basel	PROPN
fueconorg-3009	231	23	iii	iii	PROPN
fueconorg-3009	231	24	:	:	PUNCT
fueconorg-3009	231	25	the	the	DET
fueconorg-3009	231	26	liquidity	liquidity	NOUN
fueconorg-3009	231	27	coverage	coverage	NOUN
fueconorg-3009	231	28	ratio	ratio	NOUN
fueconorg-3009	231	29	and	and	CCONJ
fueconorg-3009	231	30	liquidity	liquidity	NOUN
fueconorg-3009	231	31	risk	risk	NOUN
fueconorg-3009	231	32	monitoring	monitoring	NOUN
fueconorg-3009	231	33	tools	tool	NOUN
fueconorg-3009	231	34	,	,	PUNCT
fueconorg-3009	231	35	2013	2013	NUM
fueconorg-3009	231	36	,	,	PUNCT
fueconorg-3009	231	37	6	6	NUM
fueconorg-3009	231	38	)	)	PUNCT
fueconorg-3009	231	39	.	.	PUNCT
fueconorg-3009	232	1	liquidity	liquidity	NOUN
fueconorg-3009	232	2	coverage	coverage	NOUN
fueconorg-3009	232	3	ratio	ratio	NOUN
fueconorg-3009	232	4	became	become	VERB
fueconorg-3009	232	5	the	the	DET
fueconorg-3009	232	6	minimum	minimum	ADJ
fueconorg-3009	232	7	standard	standard	NOUN
fueconorg-3009	232	8	as	as	ADP
fueconorg-3009	232	9	of	of	ADP
fueconorg-3009	232	10	1	1	NUM
fueconorg-3009	232	11	january	january	PROPN
fueconorg-3009	232	12	2015	2015	NUM
fueconorg-3009	232	13	.	.	PUNCT
fueconorg-3009	233	1	2	2	X
fueconorg-3009	233	2	)	)	PUNCT
fueconorg-3009	233	3	net	net	ADJ
fueconorg-3009	233	4	stable	stable	ADJ
fueconorg-3009	233	5	funding	funding	NOUN
fueconorg-3009	233	6	ratio	ratio	NOUN
fueconorg-3009	233	7	(	(	PUNCT
fueconorg-3009	233	8	nsfr	nsfr	ADJ
fueconorg-3009	233	9	)	)	PUNCT
fueconorg-3009	233	10	represents	represent	VERB
fueconorg-3009	233	11	the	the	DET
fueconorg-3009	233	12	relationship	relationship	NOUN
fueconorg-3009	233	13	between	between	ADP
fueconorg-3009	233	14	the	the	DET
fueconorg-3009	233	15	amount	amount	NOUN
fueconorg-3009	233	16	of	of	ADP
fueconorg-3009	233	17	resources	resource	NOUN
fueconorg-3009	233	18	available	available	ADJ
fueconorg-3009	233	19	for	for	ADP
fueconorg-3009	233	20	stable	stable	ADJ
fueconorg-3009	233	21	funding	funding	NOUN
fueconorg-3009	233	22	and	and	CCONJ
fueconorg-3009	233	23	the	the	DET
fueconorg-3009	233	24	amount	amount	NOUN
fueconorg-3009	233	25	required	require	VERB
fueconorg-3009	233	26	for	for	ADP
fueconorg-3009	233	27	stable	stable	ADJ
fueconorg-3009	233	28	funding	funding	NOUN
fueconorg-3009	233	29	,	,	PUNCT
fueconorg-3009	233	30	which	which	PRON
fueconorg-3009	233	31	228	228	NUM
fueconorg-3009	233	32	v.	v.	ADP
fueconorg-3009	233	33	todorović	todorović	PROPN
fueconorg-3009	233	34	,	,	PUNCT
fueconorg-3009	233	35	m.	m.	NOUN
fueconorg-3009	233	36	jakšić	jakšić	PROPN
fueconorg-3009	233	37	,	,	PUNCT
fueconorg-3009	233	38	n.	n.	NOUN
fueconorg-3009	233	39	tomić	tomić	NOUN
fueconorg-3009	233	40	must	must	AUX
fueconorg-3009	233	41	be	be	AUX
fueconorg-3009	233	42	higher	high	ADJ
fueconorg-3009	233	43	than	than	ADP
fueconorg-3009	233	44	100	100	NUM
fueconorg-3009	233	45	.	.	PUNCT
fueconorg-3009	234	1	the	the	DET
fueconorg-3009	234	2	ratio	ratio	NOUN
fueconorg-3009	234	3	is	be	AUX
fueconorg-3009	234	4	intended	intend	VERB
fueconorg-3009	234	5	to	to	PART
fueconorg-3009	234	6	limit	limit	VERB
fueconorg-3009	234	7	over	over	ADP
fueconorg-3009	234	8	-	-	PUNCT
fueconorg-3009	234	9	reliance	reliance	NOUN
fueconorg-3009	234	10	on	on	ADP
fueconorg-3009	234	11	short	short	ADJ
fueconorg-3009	234	12	-	-	PUNCT
fueconorg-3009	234	13	term	term	NOUN
fueconorg-3009	234	14	financing	financing	NOUN
fueconorg-3009	234	15	during	during	ADP
fueconorg-3009	234	16	periods	period	NOUN
fueconorg-3009	234	17	of	of	ADP
fueconorg-3009	234	18	stress	stress	NOUN
fueconorg-3009	234	19	and	and	CCONJ
fueconorg-3009	234	20	encourage	encourage	VERB
fueconorg-3009	234	21	better	well	ADJ
fueconorg-3009	234	22	assessment	assessment	NOUN
fueconorg-3009	234	23	of	of	ADP
fueconorg-3009	234	24	liquidity	liquidity	NOUN
fueconorg-3009	234	25	risk	risk	NOUN
fueconorg-3009	234	26	in	in	ADP
fueconorg-3009	234	27	balance	balance	NOUN
fueconorg-3009	234	28	sheet	sheet	NOUN
fueconorg-3009	234	29	and	and	CCONJ
fueconorg-3009	234	30	off	off	ADP
fueconorg-3009	234	31	-	-	PUNCT
fueconorg-3009	234	32	balance	balance	NOUN
fueconorg-3009	234	33	sheet	sheet	NOUN
fueconorg-3009	234	34	activities	activity	NOUN
fueconorg-3009	234	35	.	.	PUNCT
fueconorg-3009	235	1	it	it	PRON
fueconorg-3009	235	2	assumes	assume	VERB
fueconorg-3009	235	3	that	that	SCONJ
fueconorg-3009	235	4	long	long	ADJ
fueconorg-3009	235	5	-	-	PUNCT
fueconorg-3009	235	6	term	term	NOUN
fueconorg-3009	235	7	liabilities	liability	NOUN
fueconorg-3009	235	8	are	be	AUX
fueconorg-3009	235	9	more	more	ADV
fueconorg-3009	235	10	stable	stable	ADJ
fueconorg-3009	235	11	than	than	ADP
fueconorg-3009	235	12	short	short	ADJ
fueconorg-3009	235	13	-	-	PUNCT
fueconorg-3009	235	14	term	term	NOUN
fueconorg-3009	235	15	liabilities	liability	NOUN
fueconorg-3009	235	16	,	,	PUNCT
fueconorg-3009	235	17	and	and	CCONJ
fueconorg-3009	235	18	that	that	SCONJ
fueconorg-3009	235	19	short	short	ADJ
fueconorg-3009	235	20	-	-	PUNCT
fueconorg-3009	235	21	term	term	NOUN
fueconorg-3009	235	22	deposits	deposit	NOUN
fueconorg-3009	235	23	of	of	ADP
fueconorg-3009	235	24	individuals	individual	NOUN
fueconorg-3009	235	25	and	and	CCONJ
fueconorg-3009	235	26	small	small	ADJ
fueconorg-3009	235	27	businesses	business	NOUN
fueconorg-3009	235	28	are	be	AUX
fueconorg-3009	235	29	more	more	ADV
fueconorg-3009	235	30	stable	stable	ADJ
fueconorg-3009	235	31	than	than	ADP
fueconorg-3009	235	32	large	large	ADJ
fueconorg-3009	235	33	investment	investment	NOUN
fueconorg-3009	235	34	of	of	ADP
fueconorg-3009	235	35	other	other	ADJ
fueconorg-3009	235	36	partners	partner	NOUN
fueconorg-3009	235	37	of	of	ADP
fueconorg-3009	235	38	the	the	DET
fueconorg-3009	235	39	same	same	ADJ
fueconorg-3009	235	40	maturity	maturity	NOUN
fueconorg-3009	235	41	(	(	PUNCT
fueconorg-3009	235	42	basel	basel	PROPN
fueconorg-3009	235	43	iii	iii	PROPN
fueconorg-3009	235	44	:	:	PUNCT
fueconorg-3009	235	45	the	the	DET
fueconorg-3009	235	46	net	net	ADJ
fueconorg-3009	235	47	stable	stable	ADJ
fueconorg-3009	235	48	funding	funding	NOUN
fueconorg-3009	235	49	ratio	ratio	NOUN
fueconorg-3009	235	50	,	,	PUNCT
fueconorg-3009	235	51	2014	2014	NUM
fueconorg-3009	235	52	,	,	PUNCT
fueconorg-3009	235	53	p.	p.	NOUN
fueconorg-3009	235	54	2	2	NUM
fueconorg-3009	235	55	)	)	PUNCT
fueconorg-3009	235	56	.	.	PUNCT
fueconorg-3009	236	1	the	the	DET
fueconorg-3009	236	2	net	net	ADJ
fueconorg-3009	236	3	stable	stable	ADJ
fueconorg-3009	236	4	funding	funding	NOUN
fueconorg-3009	236	5	ratio	ratio	NOUN
fueconorg-3009	236	6	will	will	AUX
fueconorg-3009	236	7	become	become	VERB
fueconorg-3009	236	8	the	the	DET
fueconorg-3009	236	9	minimum	minimum	ADJ
fueconorg-3009	236	10	standard	standard	NOUN
fueconorg-3009	236	11	as	as	ADP
fueconorg-3009	236	12	of	of	ADP
fueconorg-3009	236	13	1	1	NUM
fueconorg-3009	236	14	january	january	PROPN
fueconorg-3009	236	15	2018	2018	NUM
fueconorg-3009	236	16	.	.	PUNCT
fueconorg-3009	237	1	due	due	ADP
fueconorg-3009	237	2	to	to	ADP
fueconorg-3009	237	3	the	the	DET
fueconorg-3009	237	4	lack	lack	NOUN
fueconorg-3009	237	5	of	of	ADP
fueconorg-3009	237	6	transparency	transparency	NOUN
fueconorg-3009	237	7	in	in	ADP
fueconorg-3009	237	8	financial	financial	ADJ
fueconorg-3009	237	9	reporting	reporting	NOUN
fueconorg-3009	237	10	before	before	ADP
fueconorg-3009	237	11	the	the	DET
fueconorg-3009	237	12	crisis	crisis	NOUN
fueconorg-3009	237	13	,	,	PUNCT
fueconorg-3009	237	14	a	a	DET
fueconorg-3009	237	15	large	large	ADJ
fueconorg-3009	237	16	number	number	NOUN
fueconorg-3009	237	17	of	of	ADP
fueconorg-3009	237	18	banks	bank	NOUN
fueconorg-3009	237	19	have	have	AUX
fueconorg-3009	237	20	sought	seek	VERB
fueconorg-3009	237	21	to	to	PART
fueconorg-3009	237	22	ensure	ensure	VERB
fueconorg-3009	237	23	maximum	maximum	ADJ
fueconorg-3009	237	24	benefits	benefit	NOUN
fueconorg-3009	237	25	through	through	ADP
fueconorg-3009	237	26	modest	modest	ADJ
fueconorg-3009	237	27	investment	investment	NOUN
fueconorg-3009	237	28	.	.	PUNCT
fueconorg-3009	238	1	in	in	ADP
fueconorg-3009	238	2	this	this	DET
fueconorg-3009	238	3	way	way	NOUN
fueconorg-3009	238	4	,	,	PUNCT
fueconorg-3009	238	5	banks	bank	NOUN
fueconorg-3009	238	6	have	have	AUX
fueconorg-3009	238	7	become	become	VERB
fueconorg-3009	238	8	heavily	heavily	ADV
fueconorg-3009	238	9	indebted	indebted	ADJ
fueconorg-3009	238	10	.	.	PUNCT
fueconorg-3009	239	1	therefore	therefore	ADV
fueconorg-3009	239	2	,	,	PUNCT
fueconorg-3009	239	3	basel	basel	PROPN
fueconorg-3009	239	4	iii	iii	PROPN
fueconorg-3009	239	5	has	have	AUX
fueconorg-3009	239	6	introduced	introduce	VERB
fueconorg-3009	239	7	a	a	DET
fueconorg-3009	239	8	leverage	leverage	NOUN
fueconorg-3009	239	9	ratio	ratio	NOUN
fueconorg-3009	239	10	,	,	PUNCT
fueconorg-3009	239	11	which	which	PRON
fueconorg-3009	239	12	should	should	AUX
fueconorg-3009	239	13	limit	limit	VERB
fueconorg-3009	239	14	the	the	DET
fueconorg-3009	239	15	overall	overall	ADJ
fueconorg-3009	239	16	exposure	exposure	NOUN
fueconorg-3009	239	17	of	of	ADP
fueconorg-3009	239	18	banks	bank	NOUN
fueconorg-3009	239	19	to	to	ADP
fueconorg-3009	239	20	risky	risky	ADJ
fueconorg-3009	239	21	activities	activity	NOUN
fueconorg-3009	239	22	and	and	CCONJ
fueconorg-3009	239	23	eliminate	eliminate	VERB
fueconorg-3009	239	24	the	the	DET
fueconorg-3009	239	25	possibility	possibility	NOUN
fueconorg-3009	239	26	of	of	ADP
fueconorg-3009	239	27	their	their	PRON
fueconorg-3009	239	28	over	over	NOUN
fueconorg-3009	239	29	-	-	PUNCT
fueconorg-3009	239	30	indebtedness	indebtedness	NOUN
fueconorg-3009	239	31	.	.	PUNCT
fueconorg-3009	240	1	leverage	leverage	NOUN
fueconorg-3009	240	2	ratio	ratio	NOUN
fueconorg-3009	240	3	,	,	PUNCT
fueconorg-3009	240	4	as	as	ADP
fueconorg-3009	240	5	a	a	DET
fueconorg-3009	240	6	ratio	ratio	NOUN
fueconorg-3009	240	7	of	of	ADP
fueconorg-3009	240	8	primary	primary	ADJ
fueconorg-3009	240	9	capital	capital	NOUN
fueconorg-3009	240	10	and	and	CCONJ
fueconorg-3009	240	11	total	total	ADJ
fueconorg-3009	240	12	exposure	exposure	NOUN
fueconorg-3009	240	13	of	of	ADP
fueconorg-3009	240	14	banks	bank	NOUN
fueconorg-3009	240	15	,	,	PUNCT
fueconorg-3009	240	16	must	must	AUX
fueconorg-3009	240	17	not	not	PART
fueconorg-3009	240	18	be	be	AUX
fueconorg-3009	240	19	less	less	ADJ
fueconorg-3009	240	20	than	than	ADP
fueconorg-3009	240	21	3	3	NUM
fueconorg-3009	240	22	%	%	NOUN
fueconorg-3009	240	23	.	.	PUNCT
fueconorg-3009	241	1	practically	practically	ADV
fueconorg-3009	241	2	,	,	PUNCT
fueconorg-3009	241	3	the	the	DET
fueconorg-3009	241	4	basel	basel	PROPN
fueconorg-3009	241	5	committee	committee	PROPN
fueconorg-3009	241	6	made	make	VERB
fueconorg-3009	241	7	some	some	DET
fueconorg-3009	241	8	recommendations	recommendation	NOUN
fueconorg-3009	241	9	for	for	ADP
fueconorg-3009	241	10	the	the	DET
fueconorg-3009	241	11	reform	reform	NOUN
fueconorg-3009	241	12	of	of	ADP
fueconorg-3009	241	13	bank	bank	NOUN
fueconorg-3009	241	14	regulations	regulation	NOUN
fueconorg-3009	241	15	and	and	CCONJ
fueconorg-3009	241	16	supervision	supervision	NOUN
fueconorg-3009	241	17	of	of	ADP
fueconorg-3009	241	18	banks	bank	NOUN
fueconorg-3009	241	19	,	,	PUNCT
fueconorg-3009	241	20	primarily	primarily	ADV
fueconorg-3009	241	21	related	relate	VERB
fueconorg-3009	241	22	to	to	ADP
fueconorg-3009	241	23	an	an	DET
fueconorg-3009	241	24	increase	increase	NOUN
fueconorg-3009	241	25	in	in	ADP
fueconorg-3009	241	26	capital	capital	NOUN
fueconorg-3009	241	27	adequacy	adequacy	NOUN
fueconorg-3009	241	28	ratio	ratio	NOUN
fueconorg-3009	241	29	,	,	PUNCT
fueconorg-3009	241	30	in	in	ADP
fueconorg-3009	241	31	line	line	NOUN
fueconorg-3009	241	32	with	with	ADP
fueconorg-3009	241	33	the	the	DET
fueconorg-3009	241	34	growing	grow	VERB
fueconorg-3009	241	35	risks	risk	NOUN
fueconorg-3009	241	36	of	of	ADP
fueconorg-3009	241	37	complex	complex	ADJ
fueconorg-3009	241	38	and	and	CCONJ
fueconorg-3009	241	39	globalized	globalize	VERB
fueconorg-3009	241	40	financial	financial	ADJ
fueconorg-3009	241	41	operations	operation	NOUN
fueconorg-3009	241	42	and	and	CCONJ
fueconorg-3009	241	43	improved	improve	VERB
fueconorg-3009	241	44	quality	quality	NOUN
fueconorg-3009	241	45	of	of	ADP
fueconorg-3009	241	46	primary	primary	ADJ
fueconorg-3009	241	47	capital	capital	NOUN
fueconorg-3009	241	48	.	.	PUNCT
fueconorg-3009	242	1	it	it	PRON
fueconorg-3009	242	2	also	also	ADV
fueconorg-3009	242	3	made	make	VERB
fueconorg-3009	242	4	a	a	DET
fueconorg-3009	242	5	recommendation	recommendation	NOUN
fueconorg-3009	242	6	on	on	ADP
fueconorg-3009	242	7	the	the	DET
fueconorg-3009	242	8	introduction	introduction	NOUN
fueconorg-3009	242	9	of	of	ADP
fueconorg-3009	242	10	minimum	minimum	ADJ
fueconorg-3009	242	11	global	global	ADJ
fueconorg-3009	242	12	liquidity	liquidity	NOUN
fueconorg-3009	242	13	standard	standard	NOUN
fueconorg-3009	242	14	,	,	PUNCT
fueconorg-3009	242	15	which	which	PRON
fueconorg-3009	242	16	was	be	AUX
fueconorg-3009	242	17	not	not	PART
fueconorg-3009	242	18	previously	previously	ADV
fueconorg-3009	242	19	included	include	VERB
fueconorg-3009	242	20	in	in	ADP
fueconorg-3009	242	21	the	the	DET
fueconorg-3009	242	22	regulation	regulation	NOUN
fueconorg-3009	242	23	,	,	PUNCT
fueconorg-3009	242	24	but	but	CCONJ
fueconorg-3009	242	25	could	could	AUX
fueconorg-3009	242	26	prevent	prevent	VERB
fueconorg-3009	242	27	the	the	DET
fueconorg-3009	242	28	loss	loss	NOUN
fueconorg-3009	242	29	of	of	ADP
fueconorg-3009	242	30	liquidity	liquidity	NOUN
fueconorg-3009	242	31	.	.	PUNCT
fueconorg-3009	243	1	in	in	ADP
fueconorg-3009	243	2	addition	addition	NOUN
fueconorg-3009	243	3	to	to	ADP
fueconorg-3009	243	4	the	the	DET
fueconorg-3009	243	5	above	above	ADJ
fueconorg-3009	243	6	recommendations	recommendation	NOUN
fueconorg-3009	243	7	for	for	ADP
fueconorg-3009	243	8	strengthening	strengthen	VERB
fueconorg-3009	243	9	prudential	prudential	ADJ
fueconorg-3009	243	10	banking	banking	NOUN
fueconorg-3009	243	11	supervision	supervision	NOUN
fueconorg-3009	243	12	at	at	ADP
fueconorg-3009	243	13	the	the	DET
fueconorg-3009	243	14	micro	micro	ADJ
fueconorg-3009	243	15	level	level	NOUN
fueconorg-3009	243	16	,	,	PUNCT
fueconorg-3009	243	17	the	the	DET
fueconorg-3009	243	18	basel	basel	PROPN
fueconorg-3009	243	19	committee	committee	PROPN
fueconorg-3009	243	20	made	make	VERB
fueconorg-3009	243	21	recommendations	recommendation	NOUN
fueconorg-3009	243	22	at	at	ADP
fueconorg-3009	243	23	the	the	DET
fueconorg-3009	243	24	macro	macro	ADJ
fueconorg-3009	243	25	level	level	NOUN
fueconorg-3009	243	26	.	.	PUNCT
fueconorg-3009	244	1	first	first	ADV
fueconorg-3009	244	2	,	,	PUNCT
fueconorg-3009	244	3	capital	capital	NOUN
fueconorg-3009	244	4	adequacy	adequacy	NOUN
fueconorg-3009	244	5	ratio	ratio	NOUN
fueconorg-3009	244	6	must	must	AUX
fueconorg-3009	244	7	be	be	AUX
fueconorg-3009	244	8	supplemented	supplement	VERB
fueconorg-3009	244	9	by	by	ADP
fueconorg-3009	244	10	the	the	DET
fueconorg-3009	244	11	corresponding	correspond	VERB
fueconorg-3009	244	12	internationally	internationally	ADV
fueconorg-3009	244	13	harmonized	harmonized	ADJ
fueconorg-3009	244	14	capital	capital	NOUN
fueconorg-3009	244	15	availability	availability	NOUN
fueconorg-3009	244	16	ratio	ratio	NOUN
fueconorg-3009	244	17	,	,	PUNCT
fueconorg-3009	244	18	in	in	ADP
fueconorg-3009	244	19	order	order	NOUN
fueconorg-3009	244	20	to	to	PART
fueconorg-3009	244	21	prevent	prevent	VERB
fueconorg-3009	244	22	the	the	DET
fueconorg-3009	244	23	banks	bank	NOUN
fueconorg-3009	244	24	to	to	PART
fueconorg-3009	244	25	circumvent	circumvent	VERB
fueconorg-3009	244	26	the	the	DET
fueconorg-3009	244	27	requirements	requirement	NOUN
fueconorg-3009	244	28	of	of	ADP
fueconorg-3009	244	29	the	the	DET
fueconorg-3009	244	30	new	new	ADJ
fueconorg-3009	244	31	regulations	regulation	NOUN
fueconorg-3009	244	32	.	.	PUNCT
fueconorg-3009	245	1	second	second	ADJ
fueconorg-3009	245	2	,	,	PUNCT
fueconorg-3009	245	3	it	it	PRON
fueconorg-3009	245	4	is	be	AUX
fueconorg-3009	245	5	necessary	necessary	ADJ
fueconorg-3009	245	6	to	to	PART
fueconorg-3009	245	7	create	create	VERB
fueconorg-3009	245	8	protective	protective	ADJ
fueconorg-3009	245	9	buffers	buffer	NOUN
fueconorg-3009	245	10	in	in	ADP
fueconorg-3009	245	11	phases	phase	NOUN
fueconorg-3009	245	12	of	of	ADP
fueconorg-3009	245	13	economic	economic	ADJ
fueconorg-3009	245	14	prosperity	prosperity	NOUN
fueconorg-3009	245	15	,	,	PUNCT
fueconorg-3009	245	16	which	which	PRON
fueconorg-3009	245	17	would	would	AUX
fueconorg-3009	245	18	be	be	AUX
fueconorg-3009	245	19	activated	activate	VERB
fueconorg-3009	245	20	during	during	ADP
fueconorg-3009	245	21	the	the	DET
fueconorg-3009	245	22	recessive	recessive	ADJ
fueconorg-3009	245	23	trends	trend	NOUN
fueconorg-3009	245	24	in	in	ADP
fueconorg-3009	245	25	the	the	DET
fueconorg-3009	245	26	economy	economy	NOUN
fueconorg-3009	245	27	.	.	PUNCT
fueconorg-3009	246	1	third	third	ADV
fueconorg-3009	246	2	,	,	PUNCT
fueconorg-3009	246	3	it	it	PRON
fueconorg-3009	246	4	is	be	AUX
fueconorg-3009	246	5	necessary	necessary	ADJ
fueconorg-3009	246	6	to	to	PART
fueconorg-3009	246	7	introduce	introduce	VERB
fueconorg-3009	246	8	rules	rule	NOUN
fueconorg-3009	246	9	on	on	ADP
fueconorg-3009	246	10	derivatives	derivative	NOUN
fueconorg-3009	246	11	,	,	PUNCT
fueconorg-3009	246	12	to	to	PART
fueconorg-3009	246	13	reduce	reduce	VERB
fueconorg-3009	246	14	their	their	PRON
fueconorg-3009	246	15	use	use	NOUN
fueconorg-3009	246	16	as	as	ADP
fueconorg-3009	246	17	complex	complex	ADJ
fueconorg-3009	246	18	high	high	ADJ
fueconorg-3009	246	19	-	-	PUNCT
fueconorg-3009	246	20	risk	risk	NOUN
fueconorg-3009	246	21	instruments	instrument	NOUN
fueconorg-3009	246	22	.	.	PUNCT
fueconorg-3009	247	1	the	the	DET
fueconorg-3009	247	2	new	new	ADJ
fueconorg-3009	247	3	accord	accord	NOUN
fueconorg-3009	247	4	has	have	AUX
fueconorg-3009	247	5	emerged	emerge	VERB
fueconorg-3009	247	6	as	as	ADP
fueconorg-3009	247	7	a	a	DET
fueconorg-3009	247	8	compromise	compromise	NOUN
fueconorg-3009	247	9	between	between	ADP
fueconorg-3009	247	10	american	american	ADJ
fueconorg-3009	247	11	and	and	CCONJ
fueconorg-3009	247	12	european	european	ADJ
fueconorg-3009	247	13	banks	bank	NOUN
fueconorg-3009	247	14	,	,	PUNCT
fueconorg-3009	247	15	which	which	PRON
fueconorg-3009	247	16	are	be	AUX
fueconorg-3009	247	17	generally	generally	ADV
fueconorg-3009	247	18	less	less	ADV
fueconorg-3009	247	19	capitalized	capitalize	VERB
fueconorg-3009	247	20	,	,	PUNCT
fueconorg-3009	247	21	and	and	CCONJ
fueconorg-3009	247	22	will	will	AUX
fueconorg-3009	247	23	,	,	PUNCT
fueconorg-3009	247	24	in	in	ADP
fueconorg-3009	247	25	this	this	DET
fueconorg-3009	247	26	respect	respect	NOUN
fueconorg-3009	247	27	,	,	PUNCT
fueconorg-3009	247	28	have	have	VERB
fueconorg-3009	247	29	to	to	PART
fueconorg-3009	247	30	raise	raise	VERB
fueconorg-3009	247	31	more	more	ADJ
fueconorg-3009	247	32	capital	capital	NOUN
fueconorg-3009	247	33	.	.	PUNCT
fueconorg-3009	248	1	however	however	ADV
fueconorg-3009	248	2	,	,	PUNCT
fueconorg-3009	248	3	the	the	DET
fueconorg-3009	248	4	new	new	ADJ
fueconorg-3009	248	5	regulation	regulation	NOUN
fueconorg-3009	248	6	has	have	AUX
fueconorg-3009	248	7	faced	face	VERB
fueconorg-3009	248	8	mixed	mixed	ADJ
fueconorg-3009	248	9	reactions	reaction	NOUN
fueconorg-3009	248	10	in	in	ADP
fueconorg-3009	248	11	the	the	DET
fueconorg-3009	248	12	banking	banking	NOUN
fueconorg-3009	248	13	sector	sector	NOUN
fueconorg-3009	248	14	.	.	PUNCT
fueconorg-3009	249	1	while	while	SCONJ
fueconorg-3009	249	2	the	the	DET
fueconorg-3009	249	3	regulators	regulator	NOUN
fueconorg-3009	249	4	’	’	PART
fueconorg-3009	249	5	goal	goal	NOUN
fueconorg-3009	249	6	was	be	AUX
fueconorg-3009	249	7	to	to	PART
fueconorg-3009	249	8	create	create	VERB
fueconorg-3009	249	9	a	a	DET
fueconorg-3009	249	10	safer	safe	ADJ
fueconorg-3009	249	11	banking	banking	NOUN
fueconorg-3009	249	12	sector	sector	NOUN
fueconorg-3009	249	13	,	,	PUNCT
fueconorg-3009	249	14	resistant	resistant	ADJ
fueconorg-3009	249	15	to	to	ADP
fueconorg-3009	249	16	crises	crisis	NOUN
fueconorg-3009	249	17	and	and	CCONJ
fueconorg-3009	249	18	boom	boom	NOUN
fueconorg-3009	249	19	and	and	CCONJ
fueconorg-3009	249	20	bust	bust	NOUN
fueconorg-3009	249	21	cycles	cycle	NOUN
fueconorg-3009	249	22	,	,	PUNCT
fueconorg-3009	249	23	bankers	banker	NOUN
fueconorg-3009	249	24	expressed	express	VERB
fueconorg-3009	249	25	fears	fear	NOUN
fueconorg-3009	249	26	of	of	ADP
fueconorg-3009	249	27	slow	slow	ADJ
fueconorg-3009	249	28	economic	economic	ADJ
fueconorg-3009	249	29	recovery	recovery	NOUN
fueconorg-3009	249	30	,	,	PUNCT
fueconorg-3009	249	31	reduced	reduce	VERB
fueconorg-3009	249	32	and	and	CCONJ
fueconorg-3009	249	33	difficult	difficult	ADJ
fueconorg-3009	249	34	lending	lending	NOUN
fueconorg-3009	249	35	,	,	PUNCT
fueconorg-3009	249	36	and	and	CCONJ
fueconorg-3009	249	37	increased	increase	VERB
fueconorg-3009	249	38	interest	interest	NOUN
fueconorg-3009	249	39	rates	rate	NOUN
fueconorg-3009	249	40	.	.	PUNCT
fueconorg-3009	250	1	in	in	ADP
fueconorg-3009	250	2	this	this	DET
fueconorg-3009	250	3	sense	sense	NOUN
fueconorg-3009	250	4	,	,	PUNCT
fueconorg-3009	250	5	the	the	DET
fueconorg-3009	250	6	regulators	regulator	NOUN
fueconorg-3009	250	7	allow	allow	VERB
fueconorg-3009	250	8	the	the	DET
fueconorg-3009	250	9	new	new	ADJ
fueconorg-3009	250	10	basel	basel	PROPN
fueconorg-3009	250	11	iii	iii	PROPN
fueconorg-3009	250	12	rules	rule	NOUN
fueconorg-3009	250	13	to	to	PART
fueconorg-3009	250	14	be	be	AUX
fueconorg-3009	250	15	introduced	introduce	VERB
fueconorg-3009	250	16	gradually	gradually	ADV
fueconorg-3009	250	17	,	,	PUNCT
fueconorg-3009	250	18	so	so	SCONJ
fueconorg-3009	250	19	that	that	SCONJ
fueconorg-3009	250	20	banks	bank	NOUN
fueconorg-3009	250	21	have	have	VERB
fueconorg-3009	250	22	sufficient	sufficient	ADJ
fueconorg-3009	250	23	time	time	NOUN
fueconorg-3009	250	24	to	to	PART
fueconorg-3009	250	25	adapt	adapt	VERB
fueconorg-3009	250	26	to	to	ADP
fueconorg-3009	250	27	stricter	strict	ADJ
fueconorg-3009	250	28	requirements	requirement	NOUN
fueconorg-3009	250	29	and	and	CCONJ
fueconorg-3009	250	30	in	in	ADP
fueconorg-3009	250	31	order	order	NOUN
fueconorg-3009	250	32	not	not	PART
fueconorg-3009	250	33	to	to	PART
fueconorg-3009	250	34	jeopardize	jeopardize	VERB
fueconorg-3009	250	35	the	the	DET
fueconorg-3009	250	36	economic	economic	ADJ
fueconorg-3009	250	37	recovery	recovery	NOUN
fueconorg-3009	250	38	after	after	ADP
fueconorg-3009	250	39	the	the	DET
fueconorg-3009	250	40	global	global	ADJ
fueconorg-3009	250	41	crisis	crisis	NOUN
fueconorg-3009	250	42	.	.	PUNCT
fueconorg-3009	251	1	increasing	increase	VERB
fueconorg-3009	251	2	the	the	DET
fueconorg-3009	251	3	level	level	NOUN
fueconorg-3009	251	4	of	of	ADP
fueconorg-3009	251	5	capital	capital	NOUN
fueconorg-3009	251	6	began	begin	VERB
fueconorg-3009	251	7	in	in	ADP
fueconorg-3009	251	8	january	january	PROPN
fueconorg-3009	251	9	2013	2013	NUM
fueconorg-3009	251	10	,	,	PUNCT
fueconorg-3009	251	11	while	while	SCONJ
fueconorg-3009	251	12	the	the	DET
fueconorg-3009	251	13	new	new	ADJ
fueconorg-3009	251	14	requirements	requirement	NOUN
fueconorg-3009	251	15	should	should	AUX
fueconorg-3009	251	16	be	be	AUX
fueconorg-3009	251	17	fully	fully	ADV
fueconorg-3009	251	18	completed	complete	VERB
fueconorg-3009	251	19	by	by	ADP
fueconorg-3009	251	20	january	january	PROPN
fueconorg-3009	251	21	2019	2019	NUM
fueconorg-3009	251	22	.	.	PUNCT
fueconorg-3009	252	1	of	of	ADP
fueconorg-3009	252	2	course	course	ADV
fueconorg-3009	252	3	,	,	PUNCT
fueconorg-3009	252	4	it	it	PRON
fueconorg-3009	252	5	is	be	AUX
fueconorg-3009	252	6	expected	expect	VERB
fueconorg-3009	252	7	that	that	SCONJ
fueconorg-3009	252	8	most	most	ADJ
fueconorg-3009	252	9	of	of	ADP
fueconorg-3009	252	10	the	the	DET
fueconorg-3009	252	11	commercial	commercial	ADJ
fueconorg-3009	252	12	banks	bank	NOUN
fueconorg-3009	252	13	will	will	AUX
fueconorg-3009	252	14	be	be	AUX
fueconorg-3009	252	15	able	able	ADJ
fueconorg-3009	252	16	to	to	PART
fueconorg-3009	252	17	timely	timely	ADV
fueconorg-3009	252	18	increase	increase	VERB
fueconorg-3009	252	19	their	their	PRON
fueconorg-3009	252	20	capital	capital	NOUN
fueconorg-3009	252	21	,	,	PUNCT
fueconorg-3009	252	22	while	while	SCONJ
fueconorg-3009	252	23	maintaining	maintain	VERB
fueconorg-3009	252	24	revenues	revenue	NOUN
fueconorg-3009	252	25	.	.	PUNCT
fueconorg-3009	253	1	conclusion	conclusion	NOUN
fueconorg-3009	253	2	based	base	VERB
fueconorg-3009	253	3	on	on	ADP
fueconorg-3009	253	4	the	the	DET
fueconorg-3009	253	5	generally	generally	ADV
fueconorg-3009	253	6	known	know	VERB
fueconorg-3009	253	7	bank	bank	NOUN
fueconorg-3009	253	8	features	feature	NOUN
fueconorg-3009	253	9	,	,	PUNCT
fueconorg-3009	253	10	as	as	ADV
fueconorg-3009	253	11	well	well	ADV
fueconorg-3009	253	12	as	as	ADP
fueconorg-3009	253	13	practically	practically	ADV
fueconorg-3009	253	14	confirmed	confirm	VERB
fueconorg-3009	253	15	danger	danger	NOUN
fueconorg-3009	253	16	of	of	ADP
fueconorg-3009	253	17	completely	completely	ADV
fueconorg-3009	253	18	free	free	ADJ
fueconorg-3009	253	19	and	and	CCONJ
fueconorg-3009	253	20	spontaneous	spontaneous	ADJ
fueconorg-3009	253	21	operation	operation	NOUN
fueconorg-3009	253	22	of	of	ADP
fueconorg-3009	253	23	market	market	NOUN
fueconorg-3009	253	24	laws	law	NOUN
fueconorg-3009	253	25	to	to	ADP
fueconorg-3009	253	26	the	the	DET
fueconorg-3009	253	27	stability	stability	NOUN
fueconorg-3009	253	28	of	of	ADP
fueconorg-3009	253	29	the	the	DET
fueconorg-3009	253	30	banking	banking	NOUN
fueconorg-3009	253	31	system	system	NOUN
fueconorg-3009	253	32	,	,	PUNCT
fueconorg-3009	253	33	the	the	DET
fueconorg-3009	253	34	paper	paper	NOUN
fueconorg-3009	253	35	points	point	VERB
fueconorg-3009	253	36	out	out	ADP
fueconorg-3009	253	37	the	the	DET
fueconorg-3009	253	38	importance	importance	NOUN
fueconorg-3009	253	39	of	of	ADP
fueconorg-3009	253	40	establishing	establish	VERB
fueconorg-3009	253	41	an	an	DET
fueconorg-3009	253	42	adequate	adequate	ADJ
fueconorg-3009	253	43	regulatory	regulatory	ADJ
fueconorg-3009	253	44	framework	framework	NOUN
fueconorg-3009	253	45	.	.	PUNCT
fueconorg-3009	254	1	regardless	regardless	ADV
fueconorg-3009	254	2	of	of	ADP
fueconorg-3009	254	3	the	the	DET
fueconorg-3009	254	4	chosen	choose	VERB
fueconorg-3009	254	5	regulatory	regulatory	ADJ
fueconorg-3009	254	6	system	system	NOUN
fueconorg-3009	254	7	,	,	PUNCT
fueconorg-3009	254	8	the	the	DET
fueconorg-3009	254	9	fundamental	fundamental	ADJ
fueconorg-3009	254	10	objectives	objective	NOUN
fueconorg-3009	254	11	of	of	ADP
fueconorg-3009	254	12	bank	bank	NOUN
fueconorg-3009	254	13	regulations	regulation	NOUN
fueconorg-3009	254	14	in	in	ADP
fueconorg-3009	254	15	modern	modern	ADJ
fueconorg-3009	254	16	financial	financial	ADJ
fueconorg-3009	254	17	environment	environment	NOUN
fueconorg-3009	254	18	229	229	NUM
fueconorg-3009	254	19	bank	bank	NOUN
fueconorg-3009	254	20	regulations	regulation	NOUN
fueconorg-3009	254	21	are	be	AUX
fueconorg-3009	254	22	related	relate	VERB
fueconorg-3009	254	23	to	to	ADP
fueconorg-3009	254	24	:	:	PUNCT
fueconorg-3009	254	25	ensuring	ensure	VERB
fueconorg-3009	254	26	system	system	NOUN
fueconorg-3009	254	27	stability	stability	NOUN
fueconorg-3009	254	28	,	,	PUNCT
fueconorg-3009	254	29	maintaining	maintain	VERB
fueconorg-3009	254	30	security	security	NOUN
fueconorg-3009	254	31	of	of	ADP
fueconorg-3009	254	32	banking	banking	NOUN
fueconorg-3009	254	33	and	and	CCONJ
fueconorg-3009	254	34	financial	financial	ADJ
fueconorg-3009	254	35	institutions	institution	NOUN
fueconorg-3009	254	36	,	,	PUNCT
fueconorg-3009	254	37	and	and	CCONJ
fueconorg-3009	254	38	protecting	protect	VERB
fueconorg-3009	254	39	customers	customer	NOUN
fueconorg-3009	254	40	.	.	PUNCT
fueconorg-3009	255	1	an	an	DET
fueconorg-3009	255	2	appropriately	appropriately	ADV
fueconorg-3009	255	3	designed	design	VERB
fueconorg-3009	255	4	regulatory	regulatory	ADJ
fueconorg-3009	255	5	framework	framework	NOUN
fueconorg-3009	255	6	is	be	AUX
fueconorg-3009	255	7	necessary	necessary	ADJ
fueconorg-3009	255	8	to	to	PART
fueconorg-3009	255	9	make	make	VERB
fueconorg-3009	255	10	the	the	DET
fueconorg-3009	255	11	right	right	ADJ
fueconorg-3009	255	12	operational	operational	ADJ
fueconorg-3009	255	13	decisions	decision	NOUN
fueconorg-3009	255	14	and	and	CCONJ
fueconorg-3009	255	15	ensure	ensure	VERB
fueconorg-3009	255	16	public	public	ADJ
fueconorg-3009	255	17	confidence	confidence	NOUN
fueconorg-3009	255	18	in	in	ADP
fueconorg-3009	255	19	the	the	DET
fueconorg-3009	255	20	banking	banking	NOUN
fueconorg-3009	255	21	system	system	NOUN
fueconorg-3009	255	22	,	,	PUNCT
fueconorg-3009	255	23	no	no	ADV
fueconorg-3009	255	24	matter	matter	ADV
fueconorg-3009	255	25	if	if	SCONJ
fueconorg-3009	255	26	regulations	regulation	NOUN
fueconorg-3009	255	27	can	can	AUX
fueconorg-3009	255	28	not	not	PART
fueconorg-3009	255	29	fully	fully	ADV
fueconorg-3009	255	30	prevent	prevent	VERB
fueconorg-3009	255	31	the	the	DET
fueconorg-3009	255	32	banking	banking	NOUN
fueconorg-3009	255	33	crisis	crisis	NOUN
fueconorg-3009	255	34	,	,	PUNCT
fueconorg-3009	255	35	eliminate	eliminate	VERB
fueconorg-3009	255	36	risks	risk	NOUN
fueconorg-3009	255	37	in	in	ADP
fueconorg-3009	255	38	the	the	DET
fueconorg-3009	255	39	banking	banking	NOUN
fueconorg-3009	255	40	business	business	NOUN
fueconorg-3009	255	41	,	,	PUNCT
fueconorg-3009	255	42	or	or	CCONJ
fueconorg-3009	255	43	guarantee	guarantee	VERB
fueconorg-3009	255	44	the	the	DET
fueconorg-3009	255	45	correct	correct	ADJ
fueconorg-3009	255	46	management	management	NOUN
fueconorg-3009	255	47	decisions	decision	NOUN
fueconorg-3009	255	48	and	and	CCONJ
fueconorg-3009	255	49	ethical	ethical	ADJ
fueconorg-3009	255	50	behaviour	behaviour	NOUN
fueconorg-3009	255	51	of	of	ADP
fueconorg-3009	255	52	bank	bank	NOUN
fueconorg-3009	255	53	managers	manager	NOUN
fueconorg-3009	255	54	.	.	PUNCT
fueconorg-3009	256	1	previous	previous	ADJ
fueconorg-3009	256	2	remarks	remark	NOUN
fueconorg-3009	256	3	require	require	VERB
fueconorg-3009	256	4	acceptance	acceptance	NOUN
fueconorg-3009	256	5	of	of	ADP
fueconorg-3009	256	6	the	the	DET
fueconorg-3009	256	7	thesis	thesis	NOUN
fueconorg-3009	256	8	of	of	ADP
fueconorg-3009	256	9	the	the	DET
fueconorg-3009	256	10	necessity	necessity	NOUN
fueconorg-3009	256	11	of	of	ADP
fueconorg-3009	256	12	regulating	regulate	VERB
fueconorg-3009	256	13	the	the	DET
fueconorg-3009	256	14	banking	banking	NOUN
fueconorg-3009	256	15	sector	sector	NOUN
fueconorg-3009	256	16	.	.	PUNCT
fueconorg-3009	257	1	also	also	ADV
fueconorg-3009	257	2	,	,	PUNCT
fueconorg-3009	257	3	it	it	PRON
fueconorg-3009	257	4	is	be	AUX
fueconorg-3009	257	5	clear	clear	ADJ
fueconorg-3009	257	6	that	that	SCONJ
fueconorg-3009	257	7	a	a	DET
fueconorg-3009	257	8	permanently	permanently	ADV
fueconorg-3009	257	9	applicable	applicable	ADJ
fueconorg-3009	257	10	and	and	CCONJ
fueconorg-3009	257	11	universal	universal	ADJ
fueconorg-3009	257	12	concept	concept	NOUN
fueconorg-3009	257	13	of	of	ADP
fueconorg-3009	257	14	bank	bank	NOUN
fueconorg-3009	257	15	regulations	regulation	NOUN
fueconorg-3009	257	16	does	do	AUX
fueconorg-3009	257	17	not	not	PART
fueconorg-3009	257	18	exist	exist	VERB
fueconorg-3009	257	19	.	.	PUNCT
fueconorg-3009	258	1	it	it	PRON
fueconorg-3009	258	2	is	be	AUX
fueconorg-3009	258	3	conditioned	condition	VERB
fueconorg-3009	258	4	by	by	ADP
fueconorg-3009	258	5	specifics	specific	NOUN
fueconorg-3009	258	6	and	and	CCONJ
fueconorg-3009	258	7	structural	structural	ADJ
fueconorg-3009	258	8	aspects	aspect	NOUN
fueconorg-3009	258	9	of	of	ADP
fueconorg-3009	258	10	the	the	DET
fueconorg-3009	258	11	banking	banking	NOUN
fueconorg-3009	258	12	sector	sector	NOUN
fueconorg-3009	258	13	in	in	ADP
fueconorg-3009	258	14	a	a	DET
fueconorg-3009	258	15	specific	specific	ADJ
fueconorg-3009	258	16	country	country	NOUN
fueconorg-3009	258	17	,	,	PUNCT
fueconorg-3009	258	18	as	as	ADV
fueconorg-3009	258	19	well	well	ADV
fueconorg-3009	258	20	as	as	ADP
fueconorg-3009	258	21	the	the	DET
fueconorg-3009	258	22	depth	depth	NOUN
fueconorg-3009	258	23	of	of	ADP
fueconorg-3009	258	24	the	the	DET
fueconorg-3009	258	25	crisis	crisis	NOUN
fueconorg-3009	258	26	affecting	affect	VERB
fueconorg-3009	258	27	a	a	DET
fueconorg-3009	258	28	specific	specific	ADJ
fueconorg-3009	258	29	banking	banking	NOUN
fueconorg-3009	258	30	system	system	NOUN
fueconorg-3009	258	31	.	.	PUNCT
fueconorg-3009	259	1	bank	bank	NOUN
fueconorg-3009	259	2	regulations	regulation	NOUN
fueconorg-3009	259	3	are	be	AUX
fueconorg-3009	259	4	a	a	DET
fueconorg-3009	259	5	dynamic	dynamic	ADJ
fueconorg-3009	259	6	category	category	NOUN
fueconorg-3009	259	7	that	that	PRON
fueconorg-3009	259	8	,	,	PUNCT
fueconorg-3009	259	9	under	under	ADP
fueconorg-3009	259	10	the	the	DET
fueconorg-3009	259	11	influence	influence	NOUN
fueconorg-3009	259	12	of	of	ADP
fueconorg-3009	259	13	theory	theory	NOUN
fueconorg-3009	259	14	and	and	CCONJ
fueconorg-3009	259	15	practice	practice	NOUN
fueconorg-3009	259	16	,	,	PUNCT
fueconorg-3009	259	17	changes	change	NOUN
fueconorg-3009	259	18	with	with	ADP
fueconorg-3009	259	19	the	the	DET
fueconorg-3009	259	20	passage	passage	NOUN
fueconorg-3009	259	21	of	of	ADP
fueconorg-3009	259	22	time	time	NOUN
fueconorg-3009	259	23	.	.	PUNCT
fueconorg-3009	260	1	looking	look	VERB
fueconorg-3009	260	2	at	at	ADP
fueconorg-3009	260	3	the	the	DET
fueconorg-3009	260	4	modern	modern	ADJ
fueconorg-3009	260	5	business	business	NOUN
fueconorg-3009	260	6	environment	environment	NOUN
fueconorg-3009	260	7	,	,	PUNCT
fueconorg-3009	260	8	the	the	DET
fueconorg-3009	260	9	current	current	ADJ
fueconorg-3009	260	10	regulatory	regulatory	ADJ
fueconorg-3009	260	11	architecture	architecture	NOUN
fueconorg-3009	260	12	can	can	AUX
fueconorg-3009	260	13	be	be	AUX
fueconorg-3009	260	14	characterized	characterize	VERB
fueconorg-3009	260	15	as	as	ADP
fueconorg-3009	260	16	quite	quite	ADV
fueconorg-3009	260	17	imbalanced	imbalanced	ADJ
fueconorg-3009	260	18	.	.	PUNCT
fueconorg-3009	261	1	credit	credit	NOUN
fueconorg-3009	261	2	crunch	crunch	NOUN
fueconorg-3009	261	3	,	,	PUNCT
fueconorg-3009	261	4	triggered	trigger	VERB
fueconorg-3009	261	5	by	by	ADP
fueconorg-3009	261	6	the	the	DET
fueconorg-3009	261	7	subprime	subprime	ADJ
fueconorg-3009	261	8	crisis	crisis	NOUN
fueconorg-3009	261	9	,	,	PUNCT
fueconorg-3009	261	10	led	lead	VERB
fueconorg-3009	261	11	the	the	DET
fueconorg-3009	261	12	financial	financial	ADJ
fueconorg-3009	261	13	and	and	CCONJ
fueconorg-3009	261	14	banking	banking	NOUN
fueconorg-3009	261	15	system	system	NOUN
fueconorg-3009	261	16	to	to	ADP
fueconorg-3009	261	17	the	the	DET
fueconorg-3009	261	18	unknown	unknown	ADJ
fueconorg-3009	261	19	terrain	terrain	NOUN
fueconorg-3009	261	20	.	.	PUNCT
fueconorg-3009	262	1	since	since	SCONJ
fueconorg-3009	262	2	the	the	DET
fueconorg-3009	262	3	era	era	NOUN
fueconorg-3009	262	4	of	of	ADP
fueconorg-3009	262	5	stability	stability	NOUN
fueconorg-3009	262	6	,	,	PUNCT
fueconorg-3009	262	7	i.e.	i.e.	X
fueconorg-3009	262	8	stable	stable	ADJ
fueconorg-3009	262	9	prerequisites	prerequisite	NOUN
fueconorg-3009	262	10	,	,	PUNCT
fueconorg-3009	262	11	is	be	AUX
fueconorg-3009	262	12	over	over	ADV
fueconorg-3009	262	13	,	,	PUNCT
fueconorg-3009	262	14	the	the	DET
fueconorg-3009	262	15	uncertainty	uncertainty	NOUN
fueconorg-3009	262	16	on	on	ADP
fueconorg-3009	262	17	financial	financial	ADJ
fueconorg-3009	262	18	markets	market	NOUN
fueconorg-3009	262	19	is	be	AUX
fueconorg-3009	262	20	today	today	NOUN
fueconorg-3009	262	21	’s	’s	PART
fueconorg-3009	262	22	norm	norm	NOUN
fueconorg-3009	262	23	.	.	PUNCT
fueconorg-3009	263	1	it	it	PRON
fueconorg-3009	263	2	is	be	AUX
fueconorg-3009	263	3	clear	clear	ADJ
fueconorg-3009	263	4	that	that	SCONJ
fueconorg-3009	263	5	regulations	regulation	NOUN
fueconorg-3009	263	6	failed	fail	VERB
fueconorg-3009	263	7	to	to	PART
fueconorg-3009	263	8	prevent	prevent	VERB
fueconorg-3009	263	9	the	the	DET
fueconorg-3009	263	10	collapse	collapse	NOUN
fueconorg-3009	263	11	of	of	ADP
fueconorg-3009	263	12	the	the	DET
fueconorg-3009	263	13	banking	banking	NOUN
fueconorg-3009	263	14	and	and	CCONJ
fueconorg-3009	263	15	financial	financial	ADJ
fueconorg-3009	263	16	system	system	NOUN
fueconorg-3009	263	17	,	,	PUNCT
fueconorg-3009	263	18	which	which	PRON
fueconorg-3009	263	19	gave	give	VERB
fueconorg-3009	263	20	rise	rise	NOUN
fueconorg-3009	263	21	to	to	ADP
fueconorg-3009	263	22	some	some	DET
fueconorg-3009	263	23	reforms	reform	NOUN
fueconorg-3009	263	24	to	to	PART
fueconorg-3009	263	25	bring	bring	VERB
fueconorg-3009	263	26	bank	bank	NOUN
fueconorg-3009	263	27	regulations	regulation	NOUN
fueconorg-3009	263	28	in	in	ADP
fueconorg-3009	263	29	line	line	NOUN
fueconorg-3009	263	30	with	with	ADP
fueconorg-3009	263	31	the	the	DET
fueconorg-3009	263	32	unstable	unstable	ADJ
fueconorg-3009	263	33	environment	environment	NOUN
fueconorg-3009	263	34	in	in	ADP
fueconorg-3009	263	35	which	which	PRON
fueconorg-3009	263	36	they	they	PRON
fueconorg-3009	263	37	operate	operate	VERB
fueconorg-3009	263	38	.	.	PUNCT
fueconorg-3009	264	1	at	at	ADP
fueconorg-3009	264	2	the	the	DET
fueconorg-3009	264	3	international	international	ADJ
fueconorg-3009	264	4	level	level	NOUN
fueconorg-3009	264	5	,	,	PUNCT
fueconorg-3009	264	6	the	the	DET
fueconorg-3009	264	7	most	most	ADV
fueconorg-3009	264	8	significant	significant	ADJ
fueconorg-3009	264	9	changes	change	NOUN
fueconorg-3009	264	10	took	take	VERB
fueconorg-3009	264	11	place	place	NOUN
fueconorg-3009	264	12	in	in	ADP
fueconorg-3009	264	13	the	the	DET
fueconorg-3009	264	14	basel	basel	PROPN
fueconorg-3009	264	15	regulations	regulation	NOUN
fueconorg-3009	264	16	,	,	PUNCT
fueconorg-3009	264	17	reflected	reflect	VERB
fueconorg-3009	264	18	in	in	ADP
fueconorg-3009	264	19	the	the	DET
fueconorg-3009	264	20	adoption	adoption	NOUN
fueconorg-3009	264	21	of	of	ADP
fueconorg-3009	264	22	the	the	DET
fueconorg-3009	264	23	new	new	ADJ
fueconorg-3009	264	24	accord	accord	NOUN
fueconorg-3009	264	25	–	–	PUNCT
fueconorg-3009	264	26	basel	basel	PROPN
fueconorg-3009	264	27	iii	iii	PROPN
fueconorg-3009	264	28	.	.	PUNCT
fueconorg-3009	265	1	it	it	PRON
fueconorg-3009	265	2	aims	aim	VERB
fueconorg-3009	265	3	to	to	PART
fueconorg-3009	265	4	make	make	VERB
fueconorg-3009	265	5	the	the	DET
fueconorg-3009	265	6	regulatory	regulatory	ADJ
fueconorg-3009	265	7	framework	framework	NOUN
fueconorg-3009	265	8	of	of	ADP
fueconorg-3009	265	9	the	the	DET
fueconorg-3009	265	10	banking	banking	NOUN
fueconorg-3009	265	11	business	business	NOUN
fueconorg-3009	265	12	more	more	ADV
fueconorg-3009	265	13	stable	stable	ADJ
fueconorg-3009	265	14	,	,	PUNCT
fueconorg-3009	265	15	ensure	ensure	VERB
fueconorg-3009	265	16	adequate	adequate	ADJ
fueconorg-3009	265	17	capital	capital	NOUN
fueconorg-3009	265	18	and	and	CCONJ
fueconorg-3009	265	19	liquidity	liquidity	NOUN
fueconorg-3009	265	20	of	of	ADP
fueconorg-3009	265	21	banks	bank	NOUN
fueconorg-3009	265	22	,	,	PUNCT
fueconorg-3009	265	23	reduce	reduce	VERB
fueconorg-3009	265	24	systemic	systemic	ADJ
fueconorg-3009	265	25	risk	risk	NOUN
fueconorg-3009	265	26	,	,	PUNCT
fueconorg-3009	265	27	and	and	CCONJ
fueconorg-3009	265	28	eliminate	eliminate	VERB
fueconorg-3009	265	29	cyclical	cyclical	ADJ
fueconorg-3009	265	30	fluctuations	fluctuation	NOUN
fueconorg-3009	265	31	in	in	ADP
fueconorg-3009	265	32	the	the	DET
fueconorg-3009	265	33	economy	economy	NOUN
fueconorg-3009	265	34	,	,	PUNCT
fueconorg-3009	265	35	which	which	PRON
fueconorg-3009	265	36	,	,	PUNCT
fueconorg-3009	265	37	in	in	ADP
fueconorg-3009	265	38	fact	fact	NOUN
fueconorg-3009	265	39	,	,	PUNCT
fueconorg-3009	265	40	confirmed	confirm	VERB
fueconorg-3009	265	41	the	the	DET
fueconorg-3009	265	42	starting	starting	NOUN
fueconorg-3009	265	43	hypothesis	hypothesis	NOUN
fueconorg-3009	265	44	in	in	ADP
fueconorg-3009	265	45	the	the	DET
fueconorg-3009	265	46	paper	paper	NOUN
fueconorg-3009	265	47	.	.	PUNCT
fueconorg-3009	266	1	finally	finally	ADV
fueconorg-3009	266	2	,	,	PUNCT
fueconorg-3009	266	3	it	it	PRON
fueconorg-3009	266	4	is	be	AUX
fueconorg-3009	266	5	important	important	ADJ
fueconorg-3009	266	6	to	to	PART
fueconorg-3009	266	7	point	point	VERB
fueconorg-3009	266	8	out	out	ADP
fueconorg-3009	266	9	that	that	SCONJ
fueconorg-3009	266	10	certain	certain	ADJ
fueconorg-3009	266	11	regulatory	regulatory	ADJ
fueconorg-3009	266	12	changes	change	NOUN
fueconorg-3009	266	13	,	,	PUNCT
fueconorg-3009	266	14	aimed	aim	VERB
fueconorg-3009	266	15	at	at	ADP
fueconorg-3009	266	16	minimizing	minimize	VERB
fueconorg-3009	266	17	the	the	DET
fueconorg-3009	266	18	problems	problem	NOUN
fueconorg-3009	266	19	of	of	ADP
fueconorg-3009	266	20	individual	individual	ADJ
fueconorg-3009	266	21	banks	bank	NOUN
fueconorg-3009	266	22	and	and	CCONJ
fueconorg-3009	266	23	systemic	systemic	ADJ
fueconorg-3009	266	24	problems	problem	NOUN
fueconorg-3009	266	25	(	(	PUNCT
fueconorg-3009	266	26	such	such	ADJ
fueconorg-3009	266	27	as	as	ADP
fueconorg-3009	266	28	basel	basel	PROPN
fueconorg-3009	266	29	iii	iii	PROPN
fueconorg-3009	266	30	)	)	PUNCT
fueconorg-3009	266	31	,	,	PUNCT
fueconorg-3009	266	32	are	be	AUX
fueconorg-3009	266	33	still	still	ADV
fueconorg-3009	266	34	in	in	ADP
fueconorg-3009	266	35	the	the	DET
fueconorg-3009	266	36	implementation	implementation	NOUN
fueconorg-3009	266	37	phase	phase	NOUN
fueconorg-3009	266	38	,	,	PUNCT
fueconorg-3009	266	39	so	so	ADV
fueconorg-3009	266	40	their	their	PRON
fueconorg-3009	266	41	effectiveness	effectiveness	NOUN
fueconorg-3009	266	42	can	can	AUX
fueconorg-3009	266	43	not	not	PART
fueconorg-3009	266	44	be	be	AUX
fueconorg-3009	266	45	measured	measure	VERB
fueconorg-3009	266	46	reliably	reliably	ADV
fueconorg-3009	266	47	.	.	PUNCT
fueconorg-3009	267	1	therefore	therefore	ADV
fueconorg-3009	267	2	,	,	PUNCT
fueconorg-3009	267	3	future	future	ADJ
fueconorg-3009	267	4	research	research	NOUN
fueconorg-3009	267	5	needs	need	VERB
fueconorg-3009	267	6	to	to	PART
fueconorg-3009	267	7	focus	focus	VERB
fueconorg-3009	267	8	on	on	ADP
fueconorg-3009	267	9	testing	test	VERB
fueconorg-3009	267	10	the	the	DET
fueconorg-3009	267	11	effectiveness	effectiveness	NOUN
fueconorg-3009	267	12	of	of	ADP
fueconorg-3009	267	13	the	the	DET
fueconorg-3009	267	14	existing	exist	VERB
fueconorg-3009	267	15	regulatory	regulatory	ADJ
fueconorg-3009	267	16	changes	change	NOUN
fueconorg-3009	267	17	.	.	PUNCT
fueconorg-3009	268	1	references	reference	NOUN
fueconorg-3009	268	2	banerjee	banerjee	PROPN
fueconorg-3009	268	3	,	,	PUNCT
fueconorg-3009	268	4	n.	n.	PROPN
fueconorg-3009	268	5	r.	r.	PROPN
fueconorg-3009	268	6	&	&	CCONJ
fueconorg-3009	268	7	mio	mio	PROPN
fueconorg-3009	268	8	,	,	PUNCT
fueconorg-3009	268	9	h.	h.	PROPN
fueconorg-3009	268	10	(	(	PUNCT
fueconorg-3009	268	11	2014	2014	NUM
fueconorg-3009	268	12	)	)	PUNCT
fueconorg-3009	268	13	.	.	PUNCT
fueconorg-3009	269	1	the	the	DET
fueconorg-3009	269	2	impact	impact	NOUN
fueconorg-3009	269	3	of	of	ADP
fueconorg-3009	269	4	liquidity	liquidity	NOUN
fueconorg-3009	269	5	regulation	regulation	NOUN
fueconorg-3009	269	6	on	on	ADP
fueconorg-3009	269	7	banks	bank	NOUN
fueconorg-3009	269	8	(	(	PUNCT
fueconorg-3009	269	9	bis	bis	ADJ
fueconorg-3009	269	10	working	working	PROPN
fueconorg-3009	269	11	paper	paper	NOUN
fueconorg-3009	269	12	,	,	PUNCT
fueconorg-3009	269	13	470	470	NUM
fueconorg-3009	269	14	)	)	PUNCT
fueconorg-3009	269	15	.	.	PUNCT
fueconorg-3009	270	1	basel	basel	PROPN
fueconorg-3009	270	2	:	:	PUNCT
fueconorg-3009	270	3	bank	bank	PROPN
fueconorg-3009	270	4	for	for	ADP
fueconorg-3009	270	5	international	international	ADJ
fueconorg-3009	270	6	settlements	settlement	NOUN
fueconorg-3009	270	7	.	.	PUNCT
fueconorg-3009	271	1	basel	basel	PROPN
fueconorg-3009	271	2	iii	iii	PROPN
fueconorg-3009	271	3	:	:	PUNCT
fueconorg-3009	271	4	the	the	DET
fueconorg-3009	271	5	liquidity	liquidity	NOUN
fueconorg-3009	271	6	coverage	coverage	NOUN
fueconorg-3009	271	7	ratio	ratio	NOUN
fueconorg-3009	271	8	and	and	CCONJ
fueconorg-3009	271	9	liquidity	liquidity	NOUN
fueconorg-3009	271	10	risk	risk	NOUN
fueconorg-3009	271	11	monitoring	monitoring	NOUN
fueconorg-3009	271	12	tools	tool	NOUN
fueconorg-3009	271	13	.	.	PUNCT
fueconorg-3009	272	1	(	(	PUNCT
fueconorg-3009	272	2	2013	2013	NUM
fueconorg-3009	272	3	)	)	PUNCT
fueconorg-3009	272	4	.	.	PUNCT
fueconorg-3009	273	1	basel	basel	PROPN
fueconorg-3009	273	2	:	:	PUNCT
fueconorg-3009	273	3	bank	bank	PROPN
fueconorg-3009	273	4	for	for	ADP
fueconorg-3009	273	5	international	international	ADJ
fueconorg-3009	273	6	settlements	settlement	NOUN
fueconorg-3009	273	7	.	.	PUNCT
fueconorg-3009	274	1	basel	basel	PROPN
fueconorg-3009	274	2	iii	iii	PROPN
fueconorg-3009	274	3	:	:	PUNCT
fueconorg-3009	274	4	the	the	DET
fueconorg-3009	274	5	net	net	ADJ
fueconorg-3009	274	6	stable	stable	ADJ
fueconorg-3009	274	7	funding	funding	NOUN
fueconorg-3009	274	8	ratio	ratio	NOUN
fueconorg-3009	274	9	.	.	PUNCT
fueconorg-3009	275	1	(	(	PUNCT
fueconorg-3009	275	2	2014	2014	NUM
fueconorg-3009	275	3	)	)	PUNCT
fueconorg-3009	275	4	.	.	PUNCT
fueconorg-3009	276	1	basel	basel	PROPN
fueconorg-3009	276	2	:	:	PUNCT
fueconorg-3009	276	3	bank	bank	PROPN
fueconorg-3009	276	4	for	for	ADP
fueconorg-3009	276	5	international	international	ADJ
fueconorg-3009	276	6	settlements	settlement	NOUN
fueconorg-3009	276	7	.	.	PUNCT
fueconorg-3009	277	1	bcbs	bcb	NOUN
fueconorg-3009	277	2	,	,	PUNCT
fueconorg-3009	277	3	(	(	PUNCT
fueconorg-3009	277	4	2009	2009	NUM
fueconorg-3009	277	5	)	)	PUNCT
fueconorg-3009	277	6	.	.	PUNCT
fueconorg-3009	278	1	history	history	NOUN
fueconorg-3009	278	2	of	of	ADP
fueconorg-3009	278	3	the	the	DET
fueconorg-3009	278	4	basel	basel	PROPN
fueconorg-3009	278	5	committee	committee	PROPN
fueconorg-3009	278	6	and	and	CCONJ
fueconorg-3009	278	7	its	its	PRON
fueconorg-3009	278	8	membership	membership	NOUN
fueconorg-3009	278	9	.	.	PUNCT
fueconorg-3009	279	1	basel	basel	PROPN
fueconorg-3009	279	2	committee	committee	PROPN
fueconorg-3009	279	3	on	on	ADP
fueconorg-3009	279	4	banking	banking	NOUN
fueconorg-3009	279	5	supervision	supervision	NOUN
fueconorg-3009	279	6	.	.	PUNCT
fueconorg-3009	280	1	beke	beke	NOUN
fueconorg-3009	280	2	-	-	PUNCT
fueconorg-3009	280	3	trivunac	trivunac	PROPN
fueconorg-3009	280	4	,	,	PUNCT
fueconorg-3009	280	5	j.	j.	PROPN
fueconorg-3009	280	6	(	(	PUNCT
fueconorg-3009	280	7	1999	1999	NUM
fueconorg-3009	280	8	)	)	PUNCT
fueconorg-3009	280	9	.	.	PUNCT
fueconorg-3009	281	1	prudenciona	prudenciona	PROPN
fueconorg-3009	281	2	regulacija	regulacija	VERB
fueconorg-3009	281	3	i	i	PRON
fueconorg-3009	281	4	nadzor	nadzor	VERB
fueconorg-3009	281	5	nad	nad	ADJ
fueconorg-3009	281	6	bankama	bankama	NOUN
fueconorg-3009	282	1	[	[	X
fueconorg-3009	282	2	prudential	prudential	ADJ
fueconorg-3009	282	3	regulation	regulation	NOUN
fueconorg-3009	282	4	and	and	CCONJ
fueconorg-3009	282	5	supervision	supervision	NOUN
fueconorg-3009	282	6	of	of	ADP
fueconorg-3009	282	7	banks	bank	NOUN
fueconorg-3009	282	8	]	]	PUNCT
fueconorg-3009	282	9	.	.	PUNCT
fueconorg-3009	283	1	beograd	beograd	PROPN
fueconorg-3009	283	2	:	:	PUNCT
fueconorg-3009	283	3	zadužbina	zadužbina	PROPN
fueconorg-3009	283	4	andrejević	andrejević	PROPN
fueconorg-3009	283	5	.	.	PUNCT
fueconorg-3009	284	1	hansen	hansen	PROPN
fueconorg-3009	284	2	,	,	PUNCT
fueconorg-3009	284	3	k.	k.	PROPN
fueconorg-3009	284	4	a.	a.	PROPN
fueconorg-3009	284	5	,	,	PUNCT
fueconorg-3009	284	6	carlson	carlson	PROPN
fueconorg-3009	284	7	,	,	PUNCT
fueconorg-3009	284	8	s.	s.	PROPN
fueconorg-3009	284	9	j.	j.	PROPN
fueconorg-3009	284	10	&	&	CCONJ
fueconorg-3009	284	11	dosch	dosch	PROPN
fueconorg-3009	284	12	,	,	PUNCT
fueconorg-3009	284	13	r.	r.	PROPN
fueconorg-3009	284	14	j.	j.	PROPN
fueconorg-3009	284	15	(	(	PUNCT
fueconorg-3009	284	16	2009	2009	NUM
fueconorg-3009	284	17	)	)	PUNCT
fueconorg-3009	284	18	.	.	PUNCT
fueconorg-3009	285	1	how	how	SCONJ
fueconorg-3009	285	2	safe	safe	ADJ
fueconorg-3009	285	3	are	be	AUX
fueconorg-3009	285	4	bank	bank	NOUN
fueconorg-3009	285	5	deposits	deposit	NOUN
fueconorg-3009	285	6	?	?	PUNCT
fueconorg-3009	285	7	,	,	PUNCT
fueconorg-3009	285	8	the	the	DET
fueconorg-3009	285	9	cpa	cpa	PROPN
fueconorg-3009	285	10	journal	journal	NOUN
fueconorg-3009	285	11	,	,	PUNCT
fueconorg-3009	285	12	79(2	79(2	NUM
fueconorg-3009	285	13	)	)	PUNCT
fueconorg-3009	285	14	,	,	PUNCT
fueconorg-3009	285	15	50	50	NUM
fueconorg-3009	285	16	-	-	SYM
fueconorg-3009	285	17	53	53	NUM
fueconorg-3009	285	18	heid	heid	NOUN
fueconorg-3009	285	19	,	,	PUNCT
fueconorg-3009	285	20	f.	f.	PROPN
fueconorg-3009	285	21	(	(	PUNCT
fueconorg-3009	285	22	2007	2007	NUM
fueconorg-3009	285	23	)	)	PUNCT
fueconorg-3009	285	24	.	.	PUNCT
fueconorg-3009	286	1	the	the	DET
fueconorg-3009	286	2	cyclical	cyclical	ADJ
fueconorg-3009	286	3	effects	effect	NOUN
fueconorg-3009	286	4	of	of	ADP
fueconorg-3009	286	5	the	the	DET
fueconorg-3009	286	6	basel	basel	PROPN
fueconorg-3009	286	7	ii	ii	PROPN
fueconorg-3009	286	8	capital	capital	NOUN
fueconorg-3009	286	9	requirements	requirement	NOUN
fueconorg-3009	286	10	.	.	PUNCT
fueconorg-3009	287	1	journal	journal	NOUN
fueconorg-3009	287	2	of	of	ADP
fueconorg-3009	287	3	banking	banking	NOUN
fueconorg-3009	287	4	&	&	CCONJ
fueconorg-3009	287	5	finance	finance	PROPN
fueconorg-3009	287	6	,	,	PUNCT
fueconorg-3009	287	7	31	31	NUM
fueconorg-3009	287	8	,	,	PUNCT
fueconorg-3009	287	9	3885	3885	NUM
fueconorg-3009	287	10	-	-	SYM
fueconorg-3009	287	11	3900	3900	NUM
fueconorg-3009	287	12	jickling	jickling	NOUN
fueconorg-3009	287	13	,	,	PUNCT
fueconorg-3009	287	14	m.	m.	NOUN
fueconorg-3009	287	15	&	&	CCONJ
fueconorg-3009	287	16	murphy	murphy	PROPN
fueconorg-3009	287	17	,	,	PUNCT
fueconorg-3009	287	18	e.	e.	PROPN
fueconorg-3009	287	19	(	(	PUNCT
fueconorg-3009	287	20	2010	2010	NUM
fueconorg-3009	287	21	)	)	PUNCT
fueconorg-3009	287	22	.	.	PUNCT
fueconorg-3009	288	1	who	who	PRON
fueconorg-3009	288	2	regulates	regulate	VERB
fueconorg-3009	288	3	whom	whom	PRON
fueconorg-3009	288	4	?	?	PUNCT
fueconorg-3009	289	1	an	an	DET
fueconorg-3009	289	2	overview	overview	NOUN
fueconorg-3009	289	3	of	of	ADP
fueconorg-3009	289	4	u.s	u.s	PROPN
fueconorg-3009	289	5	.	.	PROPN
fueconorg-3009	289	6	financial	financial	ADJ
fueconorg-3009	289	7	supervision	supervision	NOUN
fueconorg-3009	289	8	.	.	PUNCT
fueconorg-3009	290	1	washington	washington	PROPN
fueconorg-3009	290	2	:	:	PUNCT
fueconorg-3009	290	3	congressional	congressional	ADJ
fueconorg-3009	290	4	research	research	NOUN
fueconorg-3009	290	5	service	service	NOUN
fueconorg-3009	290	6	.	.	PUNCT
fueconorg-3009	291	1	kane	kane	PROPN
fueconorg-3009	291	2	,	,	PUNCT
fueconorg-3009	291	3	j.	j.	PROPN
fueconorg-3009	291	4	e.	e.	PROPN
fueconorg-3009	291	5	(	(	PUNCT
fueconorg-3009	291	6	2015	2015	NUM
fueconorg-3009	291	7	)	)	PUNCT
fueconorg-3009	291	8	.	.	PUNCT
fueconorg-3009	292	1	regulativa	regulativa	NOUN
fueconorg-3009	292	2	i	i	PRON
fueconorg-3009	292	3	supervizija	supervizija	VERB
fueconorg-3009	292	4	:	:	PUNCT
fueconorg-3009	292	5	etička	etička	PROPN
fueconorg-3009	292	6	perspektiva	perspektiva	PROPN
fueconorg-3009	292	7	,	,	PUNCT
fueconorg-3009	292	8	u	u	NOUN
fueconorg-3009	292	9	:	:	PUNCT
fueconorg-3009	292	10	berger	berger	PROPN
fueconorg-3009	292	11	,	,	PUNCT
fueconorg-3009	292	12	n.	n.	PROPN
fueconorg-3009	292	13	a.	a.	PROPN
fueconorg-3009	292	14	,	,	PUNCT
fueconorg-3009	292	15	molyneux	molyneux	PROPN
fueconorg-3009	292	16	,	,	PUNCT
fueconorg-3009	292	17	p.	p.	PROPN
fueconorg-3009	292	18	&	&	CCONJ
fueconorg-3009	292	19	wilson	wilson	PROPN
fueconorg-3009	292	20	,	,	PUNCT
fueconorg-3009	292	21	o.	o.	PROPN
fueconorg-3009	292	22	s.	s.	PROPN
fueconorg-3009	292	23	j.	j.	PROPN
fueconorg-3009	292	24	(	(	PUNCT
fueconorg-3009	292	25	eds	eds	PROPN
fueconorg-3009	292	26	.	.	PUNCT
fueconorg-3009	292	27	)	)	PUNCT
fueconorg-3009	293	1	oksfordski	oksfordski	ADJ
fueconorg-3009	293	2	priručnik	priručnik	NOUN
fueconorg-3009	293	3	o	o	NOUN
fueconorg-3009	293	4	bankarstvu	bankarstvu	NOUN
fueconorg-3009	293	5	,	,	PUNCT
fueconorg-3009	293	6	prevod	prevod	NOUN
fueconorg-3009	293	7	,	,	PUNCT
fueconorg-3009	293	8	beograd	beograd	PROPN
fueconorg-3009	293	9	:	:	PUNCT
fueconorg-3009	293	10	udruženje	udruženje	VERB
fueconorg-3009	293	11	banaka	banaka	ADP
fueconorg-3009	293	12	srbije	srbije	PROPN
fueconorg-3009	293	13	.	.	PUNCT
fueconorg-3009	294	1	macdonald	macdonald	PROPN
fueconorg-3009	294	2	,	,	PUNCT
fueconorg-3009	294	3	s.	s.	PROPN
fueconorg-3009	294	4	s.	s.	PROPN
fueconorg-3009	294	5	&	&	CCONJ
fueconorg-3009	294	6	koch	koch	PROPN
fueconorg-3009	294	7	,	,	PUNCT
fueconorg-3009	294	8	w.	w.	PROPN
fueconorg-3009	294	9	t.	t.	PROPN
fueconorg-3009	294	10	(	(	PUNCT
fueconorg-3009	294	11	2006	2006	NUM
fueconorg-3009	294	12	)	)	PUNCT
fueconorg-3009	294	13	.	.	PUNCT
fueconorg-3009	295	1	management	management	NOUN
fueconorg-3009	295	2	of	of	ADP
fueconorg-3009	295	3	banking	banking	NOUN
fueconorg-3009	295	4	,	,	PUNCT
fueconorg-3009	295	5	6th	6th	ADJ
fueconorg-3009	295	6	edition	edition	NOUN
fueconorg-3009	295	7	,	,	PUNCT
fueconorg-3009	295	8	mason	mason	PROPN
fueconorg-3009	295	9	,	,	PUNCT
fueconorg-3009	295	10	oh	oh	INTJ
fueconorg-3009	295	11	:	:	PUNCT
fueconorg-3009	295	12	thomson	thomson	PROPN
fueconorg-3009	295	13	/	/	SYM
fueconorg-3009	295	14	south	south	ADJ
fueconorg-3009	295	15	-	-	PUNCT
fueconorg-3009	295	16	western	western	ADJ
fueconorg-3009	295	17	.	.	PUNCT
fueconorg-3009	296	1	matić	matić	NOUN
fueconorg-3009	296	2	,	,	PUNCT
fueconorg-3009	296	3	v.	v.	PROPN
fueconorg-3009	296	4	(	(	PUNCT
fueconorg-3009	296	5	2011	2011	NUM
fueconorg-3009	296	6	)	)	PUNCT
fueconorg-3009	296	7	.	.	PUNCT
fueconorg-3009	297	1	bankarski	bankarski	PROPN
fueconorg-3009	297	2	rizik	rizik	NOUN
fueconorg-3009	297	3	21	21	NUM
fueconorg-3009	297	4	–	–	PUNCT
fueconorg-3009	297	5	bazel	bazel	ADJ
fueconorg-3009	297	6	iii	iii	PUNCT
fueconorg-3009	298	1	[	[	X
fueconorg-3009	298	2	banking	banking	NOUN
fueconorg-3009	298	3	risk	risk	NOUN
fueconorg-3009	298	4	21	21	NUM
fueconorg-3009	298	5	–	–	PUNCT
fueconorg-3009	298	6	basel	basel	PROPN
fueconorg-3009	298	7	iii	iii	PROPN
fueconorg-3009	298	8	]	]	X
fueconorg-3009	298	9	.	.	PUNCT
fueconorg-3009	299	1	bankarstvo	bankarstvo	PROPN
fueconorg-3009	299	2	,	,	PUNCT
fueconorg-3009	299	3	40(1	40(1	NOUN
fueconorg-3009	299	4	-	-	SYM
fueconorg-3009	299	5	2	2	NUM
fueconorg-3009	299	6	)	)	PUNCT
fueconorg-3009	299	7	,	,	PUNCT
fueconorg-3009	299	8	178	178	NUM
fueconorg-3009	299	9	-	-	SYM
fueconorg-3009	299	10	181	181	NUM
fueconorg-3009	299	11	mešić	mešić	PROPN
fueconorg-3009	299	12	,	,	PUNCT
fueconorg-3009	299	13	d.	d.	PROPN
fueconorg-3009	299	14	(	(	PUNCT
fueconorg-3009	299	15	2004	2004	NUM
fueconorg-3009	299	16	)	)	PUNCT
fueconorg-3009	299	17	.	.	PUNCT
fueconorg-3009	300	1	prudenciona	prudenciona	PROPN
fueconorg-3009	300	2	kontrola	kontrola	PROPN
fueconorg-3009	300	3	banaka	banaka	ADP
fueconorg-3009	301	1	i	i	PRON
fueconorg-3009	301	2	finansijskih	finansijskih	VERB
fueconorg-3009	301	3	konglomerata	konglomerata	PROPN
fueconorg-3009	302	1	[	[	X
fueconorg-3009	302	2	prudential	prudential	ADJ
fueconorg-3009	302	3	control	control	NOUN
fueconorg-3009	302	4	of	of	ADP
fueconorg-3009	302	5	banks	bank	NOUN
fueconorg-3009	302	6	and	and	CCONJ
fueconorg-3009	302	7	financial	financial	ADJ
fueconorg-3009	302	8	conglomerates	conglomerate	NOUN
fueconorg-3009	302	9	]	]	PUNCT
fueconorg-3009	302	10	.	.	PUNCT
fueconorg-3009	303	1	novi	novi	PROPN
fueconorg-3009	303	2	sad	sad	PROPN
fueconorg-3009	303	3	:	:	PUNCT
fueconorg-3009	303	4	stylos	stylos	PROPN
fueconorg-3009	303	5	.	.	PUNCT
fueconorg-3009	303	6	page	page	NOUN
fueconorg-3009	303	7	,	,	PUNCT
fueconorg-3009	303	8	j.	j.	PROPN
fueconorg-3009	303	9	&	&	CCONJ
fueconorg-3009	303	10	hooper	hooper	PROPN
fueconorg-3009	303	11	,	,	PUNCT
fueconorg-3009	303	12	p.	p.	NOUN
fueconorg-3009	303	13	(	(	PUNCT
fueconorg-3009	303	14	2013	2013	NUM
fueconorg-3009	303	15	)	)	PUNCT
fueconorg-3009	303	16	.	.	PUNCT
fueconorg-3009	304	1	the	the	DET
fueconorg-3009	304	2	fundamentals	fundamental	NOUN
fueconorg-3009	304	3	of	of	ADP
fueconorg-3009	304	4	bank	bank	NOUN
fueconorg-3009	304	5	accounting	accounting	NOUN
fueconorg-3009	304	6	.	.	PUNCT
fueconorg-3009	305	1	the	the	DET
fueconorg-3009	305	2	cpa	cpa	PROPN
fueconorg-3009	305	3	journal	journal	PROPN
fueconorg-3009	305	4	,	,	PUNCT
fueconorg-3009	305	5	83(3	83(3	NUM
fueconorg-3009	305	6	)	)	PUNCT
fueconorg-3009	305	7	,	,	PUNCT
fueconorg-3009	305	8	46	46	NUM
fueconorg-3009	305	9	-	-	SYM
fueconorg-3009	305	10	52	52	NUM
fueconorg-3009	305	11	.	.	NUM
fueconorg-3009	305	12	230	230	NUM
fueconorg-3009	305	13	v.	v.	ADP
fueconorg-3009	305	14	todorović	todorović	NOUN
fueconorg-3009	305	15	,	,	PUNCT
fueconorg-3009	305	16	m.	m.	NOUN
fueconorg-3009	305	17	jakšić	jakšić	PROPN
fueconorg-3009	305	18	,	,	PUNCT
fueconorg-3009	305	19	n.	n.	PROPN
fueconorg-3009	305	20	tomić	tomić	PROPN
fueconorg-3009	305	21	schoenmaker	schoenmaker	PROPN
fueconorg-3009	305	22	,	,	PUNCT
fueconorg-3009	305	23	d.	d.	PROPN
fueconorg-3009	305	24	(	(	PUNCT
fueconorg-3009	305	25	2012	2012	NUM
fueconorg-3009	305	26	)	)	PUNCT
fueconorg-3009	305	27	.	.	PUNCT
fueconorg-3009	306	1	banking	banking	NOUN
fueconorg-3009	306	2	supervision	supervision	NOUN
fueconorg-3009	306	3	and	and	CCONJ
fueconorg-3009	306	4	resolution	resolution	NOUN
fueconorg-3009	306	5	:	:	PUNCT
fueconorg-3009	306	6	the	the	DET
fueconorg-3009	306	7	european	european	ADJ
fueconorg-3009	306	8	dimension	dimension	NOUN
fueconorg-3009	306	9	.	.	PUNCT
fueconorg-3009	307	1	law	law	NOUN
fueconorg-3009	307	2	and	and	CCONJ
fueconorg-3009	307	3	financial	financial	ADJ
fueconorg-3009	307	4	markets	market	NOUN
fueconorg-3009	307	5	review	review	VERB
fueconorg-3009	307	6	,	,	PUNCT
fueconorg-3009	307	7	6	6	NUM
fueconorg-3009	307	8	,	,	PUNCT
fueconorg-3009	307	9	52	52	NUM
fueconorg-3009	307	10	-	-	SYM
fueconorg-3009	307	11	60	60	NUM
fueconorg-3009	307	12	schoenmaker	schoenmaker	NOUN
fueconorg-3009	307	13	,	,	PUNCT
fueconorg-3009	307	14	d.	d.	PROPN
fueconorg-3009	307	15	&	&	CCONJ
fueconorg-3009	307	16	gros	gros	PROPN
fueconorg-3009	307	17	,	,	PUNCT
fueconorg-3009	307	18	d.	d.	PROPN
fueconorg-3009	307	19	(	(	PUNCT
fueconorg-3009	307	20	2012	2012	NUM
fueconorg-3009	307	21	)	)	PUNCT
fueconorg-3009	307	22	.	.	PUNCT
fueconorg-3009	308	1	a	a	DET
fueconorg-3009	308	2	european	european	ADJ
fueconorg-3009	308	3	deposit	deposit	NOUN
fueconorg-3009	308	4	insurance	insurance	NOUN
fueconorg-3009	308	5	and	and	CCONJ
fueconorg-3009	308	6	resolution	resolution	NOUN
fueconorg-3009	308	7	fund	fund	NOUN
fueconorg-3009	308	8	(	(	PUNCT
fueconorg-3009	308	9	ceps	cep	NOUN
fueconorg-3009	308	10	working	work	VERB
fueconorg-3009	308	11	document	document	NOUN
fueconorg-3009	308	12	,	,	PUNCT
fueconorg-3009	308	13	364	364	NUM
fueconorg-3009	308	14	)	)	PUNCT
fueconorg-3009	308	15	.	.	PUNCT
fueconorg-3009	309	1	brussels	brussels	PROPN
fueconorg-3009	309	2	:	:	PUNCT
fueconorg-3009	309	3	centre	centre	NOUN
fueconorg-3009	309	4	for	for	ADP
fueconorg-3009	309	5	european	european	ADJ
fueconorg-3009	309	6	policy	policy	NOUN
fueconorg-3009	309	7	studies	study	NOUN
fueconorg-3009	309	8	.	.	PUNCT
fueconorg-3009	310	1	thematic	thematic	ADJ
fueconorg-3009	310	2	review	review	NOUN
fueconorg-3009	310	3	on	on	ADP
fueconorg-3009	310	4	deposit	deposit	NOUN
fueconorg-3009	310	5	insurance	insurance	NOUN
fueconorg-3009	310	6	systems	system	NOUN
fueconorg-3009	310	7	peer	peer	NOUN
fueconorg-3009	310	8	review	review	NOUN
fueconorg-3009	310	9	report	report	NOUN
fueconorg-3009	310	10	.	.	PUNCT
fueconorg-3009	311	1	(	(	PUNCT
fueconorg-3009	311	2	2012	2012	NUM
fueconorg-3009	311	3	)	)	PUNCT
fueconorg-3009	311	4	.	.	PUNCT
fueconorg-3009	312	1	financial	financial	ADJ
fueconorg-3009	312	2	stability	stability	PROPN
fueconorg-3009	312	3	board	board	NOUN
fueconorg-3009	312	4	publications	publication	NOUN
fueconorg-3009	312	5	.	.	PUNCT
fueconorg-3009	313	1	february	february	PROPN
fueconorg-3009	313	2	8th	8th	PROPN
fueconorg-3009	313	3	.	.	PUNCT
fueconorg-3009	314	1	todorović	todorović	PROPN
fueconorg-3009	314	2	,	,	PUNCT
fueconorg-3009	314	3	v.	v.	PROPN
fueconorg-3009	314	4	(	(	PUNCT
fueconorg-3009	314	5	2013	2013	NUM
fueconorg-3009	314	6	)	)	PUNCT
fueconorg-3009	314	7	.	.	PUNCT
fueconorg-3009	315	1	alternativni	alternativni	VERB
fueconorg-3009	315	2	regulatorni	regulatorni	PROPN
fueconorg-3009	315	3	pristupi	pristupi	PROPN
fueconorg-3009	315	4	upravljanju	upravljanju	PROPN
fueconorg-3009	315	5	bankarskim	bankarskim	PROPN
fueconorg-3009	315	6	krizama	krizama	PROPN
fueconorg-3009	316	1	[	[	X
fueconorg-3009	316	2	alternative	alternative	ADJ
fueconorg-3009	316	3	regulatory	regulatory	ADJ
fueconorg-3009	316	4	approaches	approach	NOUN
fueconorg-3009	316	5	to	to	ADP
fueconorg-3009	316	6	managing	manage	VERB
fueconorg-3009	316	7	banking	banking	NOUN
fueconorg-3009	316	8	crises	crisis	NOUN
fueconorg-3009	316	9	]	]	PUNCT
fueconorg-3009	316	10	.	.	PUNCT
fueconorg-3009	317	1	ekonomski	ekonomski	PROPN
fueconorg-3009	317	2	horizonti	horizonti	PROPN
fueconorg-3009	317	3	,	,	PUNCT
fueconorg-3009	317	4	15(3	15(3	NUM
fueconorg-3009	317	5	)	)	PUNCT
fueconorg-3009	317	6	,	,	PUNCT
fueconorg-3009	317	7	213	213	NUM
fueconorg-3009	317	8	-	-	SYM
fueconorg-3009	317	9	227	227	NUM
fueconorg-3009	317	10	todorović	todorović	NOUN
fueconorg-3009	317	11	,	,	PUNCT
fueconorg-3009	317	12	v.	v.	PROPN
fueconorg-3009	317	13	(	(	PUNCT
fueconorg-3009	317	14	2015	2015	NUM
fueconorg-3009	317	15	)	)	PUNCT
fueconorg-3009	317	16	.	.	PUNCT
fueconorg-3009	318	1	upravljanje	upravljanje	PROPN
fueconorg-3009	318	2	bankarskim	bankarskim	PROPN
fueconorg-3009	318	3	krizama	krizama	PROPN
fueconorg-3009	319	1	[	[	X
fueconorg-3009	319	2	management	management	NOUN
fueconorg-3009	319	3	of	of	ADP
fueconorg-3009	319	4	banking	banking	NOUN
fueconorg-3009	319	5	crises	crisis	NOUN
fueconorg-3009	319	6	]	]	PUNCT
fueconorg-3009	319	7	.	.	PUNCT
fueconorg-3009	320	1	kragujevac	kragujevac	PROPN
fueconorg-3009	320	2	:	:	PUNCT
fueconorg-3009	320	3	ekonomski	ekonomski	PROPN
fueconorg-3009	320	4	fakultet	fakultet	NOUN
fueconorg-3009	321	1	univerziteta	univerziteta	PROPN
fueconorg-3009	321	2	u	u	PROPN
fueconorg-3009	321	3	kragujevcu	kragujevcu	VERB
fueconorg-3009	321	4	.	.	PUNCT
fueconorg-3009	322	1	todorović	todorović	PROPN
fueconorg-3009	322	2	,	,	PUNCT
fueconorg-3009	322	3	v.	v.	PROPN
fueconorg-3009	322	4	&	&	CCONJ
fueconorg-3009	322	5	jakšić	jakšić	PROPN
fueconorg-3009	322	6	,	,	PUNCT
fueconorg-3009	322	7	m.	m.	NOUN
fueconorg-3009	322	8	(	(	PUNCT
fueconorg-3009	322	9	2009	2009	NUM
fueconorg-3009	322	10	)	)	PUNCT
fueconorg-3009	322	11	.	.	PUNCT
fueconorg-3009	323	1	uloga	uloga	VERB
fueconorg-3009	323	2	bankarske	bankarske	PROPN
fueconorg-3009	323	3	regulative	regulative	ADJ
fueconorg-3009	323	4	u	u	PROPN
fueconorg-3009	323	5	očuvanju	očuvanju	PROPN
fueconorg-3009	323	6	stabilnosti	stabilnosti	NOUN
fueconorg-3009	323	7	finansijskog	finansijskog	ADJ
fueconorg-3009	323	8	sistema	sistema	NOUN
fueconorg-3009	324	1	[	[	X
fueconorg-3009	324	2	the	the	DET
fueconorg-3009	324	3	role	role	NOUN
fueconorg-3009	324	4	of	of	ADP
fueconorg-3009	324	5	banking	banking	NOUN
fueconorg-3009	324	6	regulations	regulation	NOUN
fueconorg-3009	324	7	in	in	ADP
fueconorg-3009	324	8	preserving	preserve	VERB
fueconorg-3009	324	9	the	the	DET
fueconorg-3009	324	10	stability	stability	NOUN
fueconorg-3009	324	11	of	of	ADP
fueconorg-3009	324	12	the	the	DET
fueconorg-3009	324	13	financial	financial	ADJ
fueconorg-3009	324	14	system	system	NOUN
fueconorg-3009	324	15	]	]	PUNCT
fueconorg-3009	324	16	.	.	PUNCT
fueconorg-3009	325	1	računovodstvo	računovodstvo	PROPN
fueconorg-3009	325	2	,	,	PUNCT
fueconorg-3009	325	3	(	(	PUNCT
fueconorg-3009	325	4	9	9	NUM
fueconorg-3009	325	5	-	-	SYM
fueconorg-3009	325	6	10	10	NUM
fueconorg-3009	325	7	)	)	PUNCT
fueconorg-3009	325	8	.	.	PUNCT
fueconorg-3009	326	1	torre	torre	PROPN
fueconorg-3009	326	2	,	,	PUNCT
fueconorg-3009	326	3	a.	a.	PROPN
fueconorg-3009	326	4	&	&	CCONJ
fueconorg-3009	326	5	ize	ize	PROPN
fueconorg-3009	326	6	a.	a.	PROPN
fueconorg-3009	326	7	(	(	PUNCT
fueconorg-3009	326	8	2009	2009	NUM
fueconorg-3009	326	9	)	)	PUNCT
fueconorg-3009	326	10	.	.	PUNCT
fueconorg-3009	327	1	regulatory	regulatory	ADJ
fueconorg-3009	327	2	reform	reform	NOUN
fueconorg-3009	327	3	:	:	PUNCT
fueconorg-3009	327	4	integrating	integrate	VERB
fueconorg-3009	327	5	paradigms	paradigm	NOUN
fueconorg-3009	327	6	,	,	PUNCT
fueconorg-3009	327	7	(	(	PUNCT
fueconorg-3009	327	8	policy	policy	NOUN
fueconorg-3009	327	9	research	research	NOUN
fueconorg-3009	327	10	working	working	NOUN
fueconorg-3009	327	11	paper	paper	NOUN
fueconorg-3009	327	12	,	,	PUNCT
fueconorg-3009	327	13	4842	4842	NUM
fueconorg-3009	327	14	)	)	PUNCT
fueconorg-3009	327	15	,	,	PUNCT
fueconorg-3009	327	16	the	the	DET
fueconorg-3009	327	17	world	world	PROPN
fueconorg-3009	327	18	bank	bank	PROPN
fueconorg-3009	327	19	.	.	PUNCT
fueconorg-3009	328	1	vuksanović	vuksanović	PROPN
fueconorg-3009	328	2	,	,	PUNCT
fueconorg-3009	328	3	e.	e.	PROPN
fueconorg-3009	328	4	&	&	CCONJ
fueconorg-3009	328	5	todorović	todorović	PROPN
fueconorg-3009	328	6	,	,	PUNCT
fueconorg-3009	328	7	v.	v.	PROPN
fueconorg-3009	328	8	(	(	PUNCT
fueconorg-3009	328	9	2013	2013	NUM
fueconorg-3009	328	10	)	)	PUNCT
fueconorg-3009	328	11	.	.	PUNCT
fueconorg-3009	329	1	regulatorni	regulatorni	PROPN
fueconorg-3009	329	2	sistemi	sistemi	PROPN
fueconorg-3009	329	3	bankarskog	bankarskog	PROPN
fueconorg-3009	329	4	poslovanja	poslovanja	NOUN
fueconorg-3009	329	5	:	:	PUNCT
fueconorg-3009	329	6	mogućnosti	mogućnosti	NOUN
fueconorg-3009	330	1	i	i	PRON
fueconorg-3009	330	2	ograničenja	ograničenja	VERB
fueconorg-3009	331	1	[	[	X
fueconorg-3009	331	2	banking	bank	VERB
fueconorg-3009	331	3	regulatory	regulatory	ADJ
fueconorg-3009	331	4	systems	system	NOUN
fueconorg-3009	331	5	:	:	PUNCT
fueconorg-3009	331	6	opportunities	opportunity	NOUN
fueconorg-3009	331	7	and	and	CCONJ
fueconorg-3009	331	8	limitations	limitation	NOUN
fueconorg-3009	331	9	]	]	PUNCT
fueconorg-3009	331	10	.	.	PUNCT
fueconorg-3009	332	1	tematski	tematski	PROPN
fueconorg-3009	332	2	zbornik	zbornik	X
fueconorg-3009	332	3	radova	radova	PROPN
fueconorg-3009	332	4	:	:	PUNCT
fueconorg-3009	332	5	finansije	finansije	NOUN
fueconorg-3009	332	6	i	i	PRON
fueconorg-3009	332	7	računovodstvo	računovodstvo	VERB
fueconorg-3009	332	8	u	u	PROPN
fueconorg-3009	332	9	funkciji	funkciji	PROPN
fueconorg-3009	332	10	privrednog	privrednog	PROPN
fueconorg-3009	332	11	rasta	rasta	PROPN
fueconorg-3009	332	12	,	,	PUNCT
fueconorg-3009	332	13	kragujevac	kragujevac	PROPN
fueconorg-3009	332	14	:	:	PUNCT
fueconorg-3009	332	15	ekonomski	ekonomski	PROPN
fueconorg-3009	332	16	fakultet	fakultet	NOUN
fueconorg-3009	332	17	univerziteta	univerziteta	PROPN
fueconorg-3009	332	18	u	u	PROPN
fueconorg-3009	332	19	kragujevcu	kragujevcu	VERB
fueconorg-3009	332	20	.	.	PUNCT
fueconorg-3009	333	1	regulativa	regulativa	NOUN
fueconorg-3009	333	2	banaka	banaka	ADP
fueconorg-3009	333	3	u	u	PROPN
fueconorg-3009	333	4	savremenom	savremenom	PROPN
fueconorg-3009	333	5	finansijskom	finansijskom	ADJ
fueconorg-3009	333	6	okruženju	okruženju	NOUN
fueconorg-3009	333	7	u	u	PROPN
fueconorg-3009	333	8	radu	radu	PROPN
fueconorg-3009	333	9	se	se	PROPN
fueconorg-3009	333	10	analiziraju	analiziraju	PROPN
fueconorg-3009	333	11	uloga	uloga	PROPN
fueconorg-3009	333	12	i	i	PRON
fueconorg-3009	333	13	značaj	značaj	VERB
fueconorg-3009	333	14	bankarske	bankarske	PROPN
fueconorg-3009	333	15	regulative	regulative	ADJ
fueconorg-3009	333	16	u	u	NOUN
fueconorg-3009	333	17	obezbeđenju	obezbeđenju	VERB
fueconorg-3009	333	18	sigurnog	sigurnog	NOUN
fueconorg-3009	333	19	i	i	PRON
fueconorg-3009	333	20	stabilnog	stabilnog	VERB
fueconorg-3009	333	21	poslovanja	poslovanja	VERB
fueconorg-3009	333	22	banaka	banaka	PROPN
fueconorg-3009	333	23	.	.	PUNCT
fueconorg-3009	334	1	savremeno	savremeno	PROPN
fueconorg-3009	334	2	poslovno	poslovno	PROPN
fueconorg-3009	334	3	okruženje	okruženje	PROPN
fueconorg-3009	334	4	,	,	PUNCT
fueconorg-3009	334	5	u	u	PROPN
fueconorg-3009	334	6	kome	kome	PROPN
fueconorg-3009	334	7	banke	banke	PROPN
fueconorg-3009	334	8	obavljaju	obavljaju	PROPN
fueconorg-3009	334	9	svoju	svoju	PROPN
fueconorg-3009	334	10	delatnost	delatnost	PROPN
fueconorg-3009	334	11	,	,	PUNCT
fueconorg-3009	334	12	je	je	PROPN
fueconorg-3009	334	13	nestabilno	nestabilno	PROPN
fueconorg-3009	334	14	,	,	PUNCT
fueconorg-3009	334	15	turbulentno	turbulentno	VERB
fueconorg-3009	334	16	i	i	PRON
fueconorg-3009	334	17	prilično	prilično	VERB
fueconorg-3009	334	18	nepredvidivo	nepredvidivo	NOUN
fueconorg-3009	334	19	.	.	PUNCT
fueconorg-3009	335	1	za	za	PROPN
fueconorg-3009	335	2	razliku	razliku	PROPN
fueconorg-3009	335	3	od	od	PROPN
fueconorg-3009	335	4	tradicionalnih	tradicionalnih	PROPN
fueconorg-3009	335	5	uslova	uslova	PROPN
fueconorg-3009	335	6	poslovanja	poslovanja	NOUN
fueconorg-3009	335	7	,	,	PUNCT
fueconorg-3009	335	8	danas	danas	PROPN
fueconorg-3009	335	9	su	su	PROPN
fueconorg-3009	335	10	banke	banke	PROPN
fueconorg-3009	335	11	izložene	izložene	PROPN
fueconorg-3009	335	12	rastućim	rastućim	NOUN
fueconorg-3009	335	13	i	i	PRON
fueconorg-3009	335	14	raznovrsnim	raznovrsnim	VERB
fueconorg-3009	335	15	rizicima	rizicima	PROPN
fueconorg-3009	335	16	,	,	PUNCT
fueconorg-3009	335	17	kao	kao	PROPN
fueconorg-3009	335	18	i	i	PROPN
fueconorg-3009	335	19	čestim	čestim	PROPN
fueconorg-3009	335	20	kriznim	kriznim	PROPN
fueconorg-3009	335	21	situacijama	situacijama	NOUN
fueconorg-3009	335	22	.	.	PUNCT
fueconorg-3009	336	1	shodno	shodno	PROPN
fueconorg-3009	336	2	navedenom	navedenom	PROPN
fueconorg-3009	336	3	,	,	PUNCT
fueconorg-3009	336	4	kontrola	kontrola	PROPN
fueconorg-3009	336	5	nad	nad	PROPN
fueconorg-3009	336	6	poslovanjem	poslovanjem	PROPN
fueconorg-3009	336	7	banaka	banaka	ADP
fueconorg-3009	336	8	postaje	postaje	PROPN
fueconorg-3009	336	9	nužnost	nužnost	NOUN
fueconorg-3009	336	10	.	.	PUNCT
fueconorg-3009	337	1	potreba	potreba	NOUN
fueconorg-3009	337	2	za	za	PROPN
fueconorg-3009	337	3	regulativom	regulativom	PROPN
fueconorg-3009	337	4	se	se	PROPN
fueconorg-3009	337	5	može	može	PROPN
fueconorg-3009	337	6	pravdati	pravdati	PROPN
fueconorg-3009	337	7	činjenicom	činjenicom	PROPN
fueconorg-3009	337	8	da	da	PROPN
fueconorg-3009	338	1	tržište	tržište	PROPN
fueconorg-3009	338	2	prepušteno	prepušteno	PROPN
fueconorg-3009	338	3	samo	samo	PROPN
fueconorg-3009	338	4	sebi	sebi	PROPN
fueconorg-3009	338	5	ne	ne	PROPN
fueconorg-3009	338	6	može	može	PROPN
fueconorg-3009	338	7	da	da	PROPN
fueconorg-3009	338	8	održi	održi	PROPN
fueconorg-3009	338	9	konkurentnost	konkurentnost	NOUN
fueconorg-3009	338	10	u	u	NOUN
fueconorg-3009	338	11	dugom	dugom	NOUN
fueconorg-3009	338	12	roku	roku	NOUN
fueconorg-3009	338	13	.	.	PUNCT
fueconorg-3009	339	1	da	da	PROPN
fueconorg-3009	339	2	bi	bi	PROPN
fueconorg-3009	339	3	određena	određena	PROPN
fueconorg-3009	339	4	regulativa	regulativa	PROPN
fueconorg-3009	339	5	ispunila	ispunila	PROPN
fueconorg-3009	339	6	ciljeve	ciljeve	PROPN
fueconorg-3009	339	7	zbog	zbog	PROPN
fueconorg-3009	339	8	kojih	kojih	PROPN
fueconorg-3009	339	9	je	je	PROPN
fueconorg-3009	340	1	i	i	PRON
fueconorg-3009	340	2	doneta	doneta	PROPN
fueconorg-3009	340	3	,	,	PUNCT
fueconorg-3009	340	4	ona	ona	PROPN
fueconorg-3009	340	5	se	se	PROPN
fueconorg-3009	340	6	mora	mora	PROPN
fueconorg-3009	340	7	stalno	stalno	PROPN
fueconorg-3009	340	8	prilagođavati	prilagođavati	PROPN
fueconorg-3009	340	9	promenama	promenama	NOUN
fueconorg-3009	340	10	u	u	NOUN
fueconorg-3009	340	11	okruženju	okruženju	NOUN
fueconorg-3009	340	12	.	.	PUNCT
fueconorg-3009	341	1	cilj	cilj	PROPN
fueconorg-3009	341	2	rada	rada	PROPN
fueconorg-3009	341	3	je	je	PROPN
fueconorg-3009	341	4	da	da	X
fueconorg-3009	341	5	se	se	X
fueconorg-3009	341	6	ukaže	ukaže	VERB
fueconorg-3009	341	7	ukaže	ukaže	NOUN
fueconorg-3009	341	8	na	na	PART
fueconorg-3009	341	9	neophodnost	neophodnost	VERB
fueconorg-3009	341	10	regulatornih	regulatornih	ADJ
fueconorg-3009	341	11	promena	promena	PROPN
fueconorg-3009	341	12	u	u	PROPN
fueconorg-3009	341	13	bankarskom	bankarskom	VERB
fueconorg-3009	341	14	sektoru	sektoru	NOUN
fueconorg-3009	341	15	.	.	PUNCT
fueconorg-3009	342	1	kritičkim	kritičkim	PROPN
fueconorg-3009	342	2	osvrtom	osvrtom	PROPN
fueconorg-3009	342	3	na	na	NOUN
fueconorg-3009	342	4	određene	određene	NOUN
fueconorg-3009	342	5	regulatorne	regulatorne	ADJ
fueconorg-3009	342	6	promene	promene	NOUN
fueconorg-3009	342	7	,	,	PUNCT
fueconorg-3009	342	8	autori	autori	PROPN
fueconorg-3009	342	9	zaključuju	zaključuju	PROPN
fueconorg-3009	342	10	da	da	PROPN
fueconorg-3009	342	11	su	su	PROPN
fueconorg-3009	342	12	one	one	NUM
fueconorg-3009	342	13	značajno	značajno	NOUN
fueconorg-3009	342	14	doprinosile	doprinosile	NOUN
fueconorg-3009	342	15	sigurnijem	sigurnijem	NOUN
fueconorg-3009	342	16	poslovanju	poslovanju	VERB
fueconorg-3009	342	17	banaka	banaka	SCONJ
fueconorg-3009	342	18	i	i	PRON
fueconorg-3009	342	19	sistemskoj	sistemskoj	VERB
fueconorg-3009	342	20	stabilnosti	stabilnosti	NOUN
fueconorg-3009	342	21	ključne	ključne	VERB
fueconorg-3009	342	22	reči	reči	NOUN
fueconorg-3009	342	23	:	:	PUNCT
fueconorg-3009	342	24	regulativa	regulativa	NOUN
fueconorg-3009	342	25	banaka	banaka	PROPN
fueconorg-3009	342	26	,	,	PUNCT
fueconorg-3009	342	27	regulatorne	regulatorne	ADJ
fueconorg-3009	342	28	promene	promene	NOUN
fueconorg-3009	342	29	,	,	PUNCT
fueconorg-3009	342	30	bankarska	bankarska	NOUN
fueconorg-3009	342	31	kriza	kriza	NOUN
fueconorg-3009	342	32	,	,	PUNCT
fueconorg-3009	342	33	bazelska	bazelska	ADJ
fueconorg-3009	342	34	regulativa	regulativa	NOUN