id	sid	tid	token	lemma	pos
fueconorg-5609	1	1	facta	facta	PROPN
fueconorg-5609	1	2	universitatis	universitatis	PROPN
fueconorg-5609	1	3	series	series	NOUN
fueconorg-5609	1	4	:	:	PUNCT
fueconorg-5609	1	5	economics	economic	NOUN
fueconorg-5609	1	6	and	and	CCONJ
fueconorg-5609	1	7	organization	organization	NOUN
fueconorg-5609	1	8	vol	vol	NOUN
fueconorg-5609	1	9	.	.	PROPN
fueconorg-5609	2	1	16	16	NUM
fueconorg-5609	2	2	,	,	PUNCT
fueconorg-5609	2	3	no	no	DET
fueconorg-5609	2	4	4	4	NUM
fueconorg-5609	2	5	,	,	PUNCT
fueconorg-5609	2	6	2019	2019	NUM
fueconorg-5609	2	7	,	,	PUNCT
fueconorg-5609	2	8	pp	pp	ADJ
fueconorg-5609	2	9	.	.	PUNCT
fueconorg-5609	3	1	349	349	NUM
fueconorg-5609	3	2	364	364	NUM
fueconorg-5609	3	3	https://doi.org/10.22190/fueo1904349l	https://doi.org/10.22190/fueo1904349l	NOUN
fueconorg-5609	3	4	©	©	PROPN
fueconorg-5609	3	5	2019	2019	NUM
fueconorg-5609	3	6	by	by	ADP
fueconorg-5609	3	7	university	university	PROPN
fueconorg-5609	3	8	of	of	ADP
fueconorg-5609	3	9	niš	niš	PROPN
fueconorg-5609	3	10	,	,	PUNCT
fueconorg-5609	3	11	serbia	serbia	PROPN
fueconorg-5609	3	12	|	|	ADV
fueconorg-5609	3	13	creative	creative	ADJ
fueconorg-5609	3	14	commons	common	NOUN
fueconorg-5609	3	15	licence	licence	NOUN
fueconorg-5609	3	16	:	:	PUNCT
fueconorg-5609	3	17	cc	cc	VERB
fueconorg-5609	3	18	by	by	ADP
fueconorg-5609	3	19	-	-	PUNCT
fueconorg-5609	3	20	nc	nc	PROPN
fueconorg-5609	3	21	-	-	PUNCT
fueconorg-5609	3	22	nd	nd	NOUN
fueconorg-5609	3	23	review	review	NOUN
fueconorg-5609	3	24	paper	paper	NOUN
fueconorg-5609	3	25	nonperforming	nonperforme	VERB
fueconorg-5609	3	26	loans	loan	NOUN
fueconorg-5609	3	27	and	and	CCONJ
fueconorg-5609	3	28	financial	financial	ADJ
fueconorg-5609	3	29	stability	stability	NOUN
fueconorg-5609	3	30	–	–	PUNCT
fueconorg-5609	3	31	the	the	DET
fueconorg-5609	3	32	case	case	NOUN
fueconorg-5609	3	33	of	of	ADP
fueconorg-5609	3	34	serbia	serbia	PROPN
fueconorg-5609	3	35	1	1	NUM
fueconorg-5609	3	36	udc	udc	NOUN
fueconorg-5609	3	37	336.77(497.11	336.77(497.11	NOUN
fueconorg-5609	3	38	)	)	PUNCT
fueconorg-5609	3	39	velimir	velimir	PROPN
fueconorg-5609	3	40	lukić	lukić	PROPN
fueconorg-5609	3	41	,	,	PUNCT
fueconorg-5609	3	42	svetlana	svetlana	PROPN
fueconorg-5609	3	43	popović	popović	PROPN
fueconorg-5609	3	44	,	,	PUNCT
fueconorg-5609	3	45	irena	irena	PROPN
fueconorg-5609	3	46	janković	janković	PROPN
fueconorg-5609	3	47	university	university	PROPN
fueconorg-5609	3	48	of	of	ADP
fueconorg-5609	3	49	belgrade	belgrade	PROPN
fueconorg-5609	3	50	,	,	PUNCT
fueconorg-5609	3	51	faculty	faculty	NOUN
fueconorg-5609	3	52	of	of	ADP
fueconorg-5609	3	53	economics	economic	NOUN
fueconorg-5609	3	54	,	,	PUNCT
fueconorg-5609	3	55	serbia	serbia	PROPN
fueconorg-5609	3	56	abstract	abstract	ADJ
fueconorg-5609	3	57	.	.	PUNCT
fueconorg-5609	4	1	this	this	DET
fueconorg-5609	4	2	paper	paper	NOUN
fueconorg-5609	4	3	investigates	investigate	VERB
fueconorg-5609	4	4	resilience	resilience	NOUN
fueconorg-5609	4	5	and	and	CCONJ
fueconorg-5609	4	6	stability	stability	NOUN
fueconorg-5609	4	7	of	of	ADP
fueconorg-5609	4	8	the	the	DET
fueconorg-5609	4	9	serbian	serbian	ADJ
fueconorg-5609	4	10	banking	banking	NOUN
fueconorg-5609	4	11	sector	sector	NOUN
fueconorg-5609	4	12	in	in	ADP
fueconorg-5609	4	13	the	the	DET
fueconorg-5609	4	14	light	light	NOUN
fueconorg-5609	4	15	of	of	ADP
fueconorg-5609	4	16	deteriorated	deteriorated	ADJ
fueconorg-5609	4	17	quality	quality	NOUN
fueconorg-5609	4	18	of	of	ADP
fueconorg-5609	4	19	its	its	PRON
fueconorg-5609	4	20	credit	credit	NOUN
fueconorg-5609	4	21	portfolio	portfolio	NOUN
fueconorg-5609	4	22	since	since	SCONJ
fueconorg-5609	4	23	the	the	DET
fueconorg-5609	4	24	last	last	ADJ
fueconorg-5609	4	25	world	world	NOUN
fueconorg-5609	4	26	economic	economic	ADJ
fueconorg-5609	4	27	crisis	crisis	NOUN
fueconorg-5609	4	28	.	.	PUNCT
fueconorg-5609	5	1	nonperforming	nonperforme	VERB
fueconorg-5609	5	2	loans	loan	NOUN
fueconorg-5609	5	3	became	become	VERB
fueconorg-5609	5	4	a	a	DET
fueconorg-5609	5	5	burning	burn	VERB
fueconorg-5609	5	6	issue	issue	NOUN
fueconorg-5609	5	7	across	across	ADP
fueconorg-5609	5	8	eastern	eastern	ADJ
fueconorg-5609	5	9	european	european	PROPN
fueconorg-5609	5	10	region	region	NOUN
fueconorg-5609	5	11	.	.	PUNCT
fueconorg-5609	6	1	we	we	PRON
fueconorg-5609	6	2	used	use	VERB
fueconorg-5609	6	3	a	a	DET
fueconorg-5609	6	4	set	set	NOUN
fueconorg-5609	6	5	of	of	ADP
fueconorg-5609	6	6	indicators	indicator	NOUN
fueconorg-5609	6	7	to	to	PART
fueconorg-5609	6	8	appraise	appraise	VERB
fueconorg-5609	6	9	the	the	DET
fueconorg-5609	6	10	magnitude	magnitude	NOUN
fueconorg-5609	6	11	of	of	ADP
fueconorg-5609	6	12	nonperforming	nonperforme	VERB
fueconorg-5609	6	13	loans	loan	NOUN
fueconorg-5609	6	14	’	'	PUNCT
fueconorg-5609	6	15	burden	burden	NOUN
fueconorg-5609	6	16	to	to	ADP
fueconorg-5609	6	17	the	the	DET
fueconorg-5609	6	18	banking	banking	NOUN
fueconorg-5609	6	19	sector	sector	NOUN
fueconorg-5609	6	20	’s	’s	PART
fueconorg-5609	6	21	soundness	soundness	NOUN
fueconorg-5609	6	22	.	.	PUNCT
fueconorg-5609	7	1	indicators	indicator	NOUN
fueconorg-5609	7	2	verify	verify	VERB
fueconorg-5609	7	3	that	that	SCONJ
fueconorg-5609	7	4	the	the	DET
fueconorg-5609	7	5	serbian	serbian	ADJ
fueconorg-5609	7	6	banking	banking	NOUN
fueconorg-5609	7	7	sector	sector	NOUN
fueconorg-5609	7	8	was	be	AUX
fueconorg-5609	7	9	robust	robust	ADJ
fueconorg-5609	7	10	and	and	CCONJ
fueconorg-5609	7	11	solvent	solvent	ADJ
fueconorg-5609	7	12	throughout	throughout	ADP
fueconorg-5609	7	13	crisis	crisis	NOUN
fueconorg-5609	7	14	.	.	PUNCT
fueconorg-5609	8	1	nonperforming	nonperforme	VERB
fueconorg-5609	8	2	loans	loan	NOUN
fueconorg-5609	8	3	were	be	AUX
fueconorg-5609	8	4	concentrated	concentrate	VERB
fueconorg-5609	8	5	in	in	ADP
fueconorg-5609	8	6	nonfinancial	nonfinancial	ADJ
fueconorg-5609	8	7	corporations	corporation	NOUN
fueconorg-5609	8	8	’	'	PUNCT
fueconorg-5609	8	9	sector	sector	NOUN
fueconorg-5609	8	10	,	,	PUNCT
fueconorg-5609	8	11	while	while	SCONJ
fueconorg-5609	8	12	households	household	NOUN
fueconorg-5609	8	13	sector	sector	NOUN
fueconorg-5609	8	14	performed	perform	VERB
fueconorg-5609	8	15	much	much	ADV
fueconorg-5609	8	16	better	well	ADV
fueconorg-5609	8	17	,	,	PUNCT
fueconorg-5609	8	18	which	which	PRON
fueconorg-5609	8	19	influenced	influence	VERB
fueconorg-5609	8	20	remedy	remedy	NOUN
fueconorg-5609	8	21	measures	measure	NOUN
fueconorg-5609	8	22	undertaken	undertake	VERB
fueconorg-5609	8	23	.	.	PUNCT
fueconorg-5609	9	1	we	we	PRON
fueconorg-5609	9	2	carried	carry	VERB
fueconorg-5609	9	3	out	out	ADP
fueconorg-5609	9	4	a	a	DET
fueconorg-5609	9	5	comparison	comparison	NOUN
fueconorg-5609	9	6	with	with	ADP
fueconorg-5609	9	7	peer	peer	NOUN
fueconorg-5609	9	8	countries	country	NOUN
fueconorg-5609	9	9	and	and	CCONJ
fueconorg-5609	9	10	reviewed	review	VERB
fueconorg-5609	9	11	nonperforming	nonperforme	VERB
fueconorg-5609	9	12	loans	loan	NOUN
fueconorg-5609	9	13	resolution	resolution	NOUN
fueconorg-5609	9	14	strategy	strategy	NOUN
fueconorg-5609	9	15	implemented	implement	VERB
fueconorg-5609	9	16	in	in	ADP
fueconorg-5609	9	17	serbia	serbia	PROPN
fueconorg-5609	9	18	.	.	PUNCT
fueconorg-5609	10	1	our	our	PRON
fueconorg-5609	10	2	finding	finding	NOUN
fueconorg-5609	10	3	is	be	AUX
fueconorg-5609	10	4	that	that	SCONJ
fueconorg-5609	10	5	measures	measure	NOUN
fueconorg-5609	10	6	taken	take	VERB
fueconorg-5609	10	7	helped	help	VERB
fueconorg-5609	10	8	noticeably	noticeably	ADV
fueconorg-5609	10	9	in	in	ADP
fueconorg-5609	10	10	reducing	reduce	VERB
fueconorg-5609	10	11	stock	stock	NOUN
fueconorg-5609	10	12	of	of	ADP
fueconorg-5609	10	13	nonperforming	nonperforme	VERB
fueconorg-5609	10	14	loans	loan	NOUN
fueconorg-5609	10	15	,	,	PUNCT
fueconorg-5609	10	16	with	with	ADP
fueconorg-5609	10	17	a	a	DET
fueconorg-5609	10	18	caveat	caveat	NOUN
fueconorg-5609	10	19	that	that	SCONJ
fueconorg-5609	10	20	reduction	reduction	NOUN
fueconorg-5609	10	21	might	might	AUX
fueconorg-5609	10	22	have	have	AUX
fueconorg-5609	10	23	been	be	AUX
fueconorg-5609	10	24	too	too	ADV
fueconorg-5609	10	25	fast	fast	ADJ
fueconorg-5609	10	26	and	and	CCONJ
fueconorg-5609	10	27	too	too	ADV
fueconorg-5609	10	28	large	large	ADJ
fueconorg-5609	10	29	so	so	SCONJ
fueconorg-5609	10	30	that	that	DET
fueconorg-5609	10	31	bounce	bounce	VERB
fueconorg-5609	10	32	back	back	ADJ
fueconorg-5609	10	33	effect	effect	NOUN
fueconorg-5609	10	34	can	can	AUX
fueconorg-5609	10	35	not	not	PART
fueconorg-5609	10	36	be	be	AUX
fueconorg-5609	10	37	excluded	exclude	VERB
fueconorg-5609	10	38	.	.	PUNCT
fueconorg-5609	11	1	overall	overall	ADJ
fueconorg-5609	11	2	,	,	PUNCT
fueconorg-5609	11	3	financial	financial	ADJ
fueconorg-5609	11	4	stability	stability	NOUN
fueconorg-5609	11	5	has	have	AUX
fueconorg-5609	11	6	been	be	AUX
fueconorg-5609	11	7	preserved	preserve	VERB
fueconorg-5609	11	8	despite	despite	SCONJ
fueconorg-5609	11	9	serious	serious	ADJ
fueconorg-5609	11	10	threats	threat	NOUN
fueconorg-5609	11	11	and	and	CCONJ
fueconorg-5609	11	12	without	without	ADP
fueconorg-5609	11	13	government	government	NOUN
fueconorg-5609	11	14	financial	financial	ADJ
fueconorg-5609	11	15	aid	aid	NOUN
fueconorg-5609	11	16	.	.	PUNCT
fueconorg-5609	12	1	key	key	ADJ
fueconorg-5609	12	2	words	word	NOUN
fueconorg-5609	12	3	:	:	PUNCT
fueconorg-5609	12	4	banking	banking	NOUN
fueconorg-5609	12	5	sector	sector	NOUN
fueconorg-5609	12	6	,	,	PUNCT
fueconorg-5609	12	7	nonperforming	nonperforming	ADJ
fueconorg-5609	12	8	loans	loan	NOUN
fueconorg-5609	12	9	,	,	PUNCT
fueconorg-5609	12	10	crisis	crisis	NOUN
fueconorg-5609	12	11	management	management	NOUN
fueconorg-5609	12	12	,	,	PUNCT
fueconorg-5609	12	13	financial	financial	ADJ
fueconorg-5609	12	14	stability	stability	NOUN
fueconorg-5609	12	15	jel	jel	PROPN
fueconorg-5609	12	16	classification	classification	NOUN
fueconorg-5609	12	17	:	:	PUNCT
fueconorg-5609	12	18	e42	e42	NUM
fueconorg-5609	12	19	,	,	PUNCT
fueconorg-5609	12	20	e58	e58	PROPN
fueconorg-5609	12	21	,	,	PUNCT
fueconorg-5609	12	22	g21	g21	PROPN
fueconorg-5609	12	23	1	1	NUM
fueconorg-5609	12	24	.	.	PUNCT
fueconorg-5609	13	1	introduction	introduction	NOUN
fueconorg-5609	13	2	central	central	ADJ
fueconorg-5609	13	3	banks	bank	NOUN
fueconorg-5609	13	4	were	be	AUX
fueconorg-5609	13	5	commonly	commonly	ADV
fueconorg-5609	13	6	held	hold	VERB
fueconorg-5609	13	7	responsible	responsible	ADJ
fueconorg-5609	13	8	for	for	ADP
fueconorg-5609	13	9	maintaining	maintain	VERB
fueconorg-5609	13	10	price	price	NOUN
fueconorg-5609	13	11	stability	stability	NOUN
fueconorg-5609	13	12	and	and	CCONJ
fueconorg-5609	13	13	legal	legal	ADJ
fueconorg-5609	13	14	norms	norm	NOUN
fueconorg-5609	13	15	referencing	reference	VERB
fueconorg-5609	13	16	to	to	ADP
fueconorg-5609	13	17	this	this	DET
fueconorg-5609	13	18	objective	objective	NOUN
fueconorg-5609	13	19	are	be	AUX
fueconorg-5609	13	20	incorporated	incorporate	VERB
fueconorg-5609	13	21	in	in	ADP
fueconorg-5609	13	22	literally	literally	ADV
fueconorg-5609	13	23	all	all	DET
fueconorg-5609	13	24	national	national	ADJ
fueconorg-5609	13	25	central	central	ADJ
fueconorg-5609	13	26	banking	banking	NOUN
fueconorg-5609	13	27	laws	law	NOUN
fueconorg-5609	13	28	.	.	PUNCT
fueconorg-5609	14	1	a	a	DET
fueconorg-5609	14	2	global	global	ADJ
fueconorg-5609	14	3	consensus	consensus	NOUN
fueconorg-5609	14	4	on	on	ADP
fueconorg-5609	14	5	interpretation	interpretation	NOUN
fueconorg-5609	14	6	of	of	ADP
fueconorg-5609	14	7	price	price	NOUN
fueconorg-5609	14	8	stability	stability	NOUN
fueconorg-5609	14	9	evolved	evolve	VERB
fueconorg-5609	14	10	,	,	PUNCT
fueconorg-5609	14	11	so	so	CCONJ
fueconorg-5609	14	12	it	it	PRON
fueconorg-5609	14	13	is	be	AUX
fueconorg-5609	14	14	defined	define	VERB
fueconorg-5609	14	15	as	as	ADP
fueconorg-5609	14	16	the	the	DET
fueconorg-5609	14	17	rise	rise	NOUN
fueconorg-5609	14	18	in	in	ADP
fueconorg-5609	14	19	the	the	DET
fueconorg-5609	14	20	general	general	ADJ
fueconorg-5609	14	21	level	level	NOUN
fueconorg-5609	14	22	of	of	ADP
fueconorg-5609	14	23	prices	price	NOUN
fueconorg-5609	14	24	of	of	ADP
fueconorg-5609	14	25	around	around	ADV
fueconorg-5609	14	26	2	2	NUM
fueconorg-5609	14	27	per	per	ADP
fueconorg-5609	14	28	cent	cent	NOUN
fueconorg-5609	14	29	per	per	ADP
fueconorg-5609	14	30	annum	annum	NOUN
fueconorg-5609	14	31	,	,	PUNCT
fueconorg-5609	14	32	which	which	PRON
fueconorg-5609	14	33	is	be	AUX
fueconorg-5609	14	34	accomplished	accomplish	VERB
fueconorg-5609	14	35	by	by	ADP
fueconorg-5609	14	36	vast	vast	ADJ
fueconorg-5609	14	37	majority	majority	NOUN
fueconorg-5609	14	38	of	of	ADP
fueconorg-5609	14	39	countries	country	NOUN
fueconorg-5609	14	40	.	.	PUNCT
fueconorg-5609	15	1	received	receive	VERB
fueconorg-5609	15	2	august	august	PROPN
fueconorg-5609	15	3	28	28	NUM
fueconorg-5609	15	4	,	,	PUNCT
fueconorg-5609	15	5	2019	2019	NUM
fueconorg-5609	15	6	/	/	SYM
fueconorg-5609	15	7	accepted	accept	VERB
fueconorg-5609	15	8	october	october	PROPN
fueconorg-5609	15	9	02	02	NUM
fueconorg-5609	15	10	,	,	PUNCT
fueconorg-5609	15	11	2019	2019	NUM
fueconorg-5609	15	12	corresponding	correspond	VERB
fueconorg-5609	15	13	author	author	NOUN
fueconorg-5609	15	14	:	:	PUNCT
fueconorg-5609	15	15	velimir	velimir	PROPN
fueconorg-5609	15	16	lukić	lukić	PROPN
fueconorg-5609	15	17	university	university	PROPN
fueconorg-5609	15	18	of	of	ADP
fueconorg-5609	15	19	belgrade	belgrade	PROPN
fueconorg-5609	15	20	,	,	PUNCT
fueconorg-5609	15	21	faculty	faculty	NOUN
fueconorg-5609	15	22	of	of	ADP
fueconorg-5609	15	23	economics	economic	NOUN
fueconorg-5609	15	24	,	,	PUNCT
fueconorg-5609	15	25	kamenička	kamenička	NOUN
fueconorg-5609	15	26	6	6	NUM
fueconorg-5609	15	27	,	,	PUNCT
fueconorg-5609	15	28	11000	11000	NUM
fueconorg-5609	15	29	belgrade	belgrade	NOUN
fueconorg-5609	15	30	,	,	PUNCT
fueconorg-5609	15	31	serbia	serbia	PROPN
fueconorg-5609	15	32	e	e	NOUN
fueconorg-5609	15	33	-	-	NOUN
fueconorg-5609	15	34	mail	mail	NOUN
fueconorg-5609	15	35	:	:	PUNCT
fueconorg-5609	15	36	velimir@ekof.bg.ac.rs	velimir@ekof.bg.ac.rs	NUM
fueconorg-5609	15	37	350	350	NUM
fueconorg-5609	15	38	v.	v.	ADP
fueconorg-5609	15	39	lukić	lukić	PROPN
fueconorg-5609	15	40	,	,	PUNCT
fueconorg-5609	15	41	s.	s.	PROPN
fueconorg-5609	15	42	popović	popović	PROPN
fueconorg-5609	15	43	,	,	PUNCT
fueconorg-5609	15	44	i.	i.	PROPN
fueconorg-5609	15	45	janković	janković	PROPN
fueconorg-5609	15	46	commencing	commence	VERB
fueconorg-5609	15	47	in	in	ADP
fueconorg-5609	15	48	the	the	DET
fueconorg-5609	15	49	middle	middle	NOUN
fueconorg-5609	15	50	of	of	ADP
fueconorg-5609	15	51	previous	previous	ADJ
fueconorg-5609	15	52	decade	decade	NOUN
fueconorg-5609	15	53	,	,	PUNCT
fueconorg-5609	15	54	the	the	DET
fueconorg-5609	15	55	scope	scope	NOUN
fueconorg-5609	15	56	of	of	ADP
fueconorg-5609	15	57	central	central	ADJ
fueconorg-5609	15	58	banks	bank	NOUN
fueconorg-5609	15	59	’	'	PUNCT
fueconorg-5609	15	60	responsibilities	responsibility	NOUN
fueconorg-5609	15	61	started	start	VERB
fueconorg-5609	15	62	to	to	PART
fueconorg-5609	15	63	widen	widen	VERB
fueconorg-5609	15	64	with	with	ADP
fueconorg-5609	15	65	financial	financial	ADJ
fueconorg-5609	15	66	stability	stability	NOUN
fueconorg-5609	15	67	becoming	become	VERB
fueconorg-5609	15	68	a	a	DET
fueconorg-5609	15	69	relevant	relevant	ADJ
fueconorg-5609	15	70	objective	objective	NOUN
fueconorg-5609	15	71	gaining	gain	VERB
fueconorg-5609	15	72	increasingly	increasingly	ADV
fueconorg-5609	15	73	in	in	ADP
fueconorg-5609	15	74	importance	importance	NOUN
fueconorg-5609	15	75	,	,	PUNCT
fueconorg-5609	15	76	especially	especially	ADV
fueconorg-5609	15	77	after	after	ADP
fueconorg-5609	15	78	the	the	DET
fueconorg-5609	15	79	financial	financial	ADJ
fueconorg-5609	15	80	turmoil	turmoil	NOUN
fueconorg-5609	15	81	.	.	PUNCT
fueconorg-5609	16	1	a	a	DET
fueconorg-5609	16	2	survey	survey	NOUN
fueconorg-5609	16	3	on	on	ADP
fueconorg-5609	16	4	the	the	DET
fueconorg-5609	16	5	central	central	ADJ
fueconorg-5609	16	6	bank	bank	NOUN
fueconorg-5609	16	7	objectives	objective	NOUN
fueconorg-5609	16	8	stipulated	stipulate	VERB
fueconorg-5609	16	9	in	in	ADP
fueconorg-5609	16	10	central	central	ADJ
fueconorg-5609	16	11	bank	bank	NOUN
fueconorg-5609	16	12	laws	law	NOUN
fueconorg-5609	16	13	revealed	reveal	VERB
fueconorg-5609	16	14	that	that	SCONJ
fueconorg-5609	16	15	objectives	objective	NOUN
fueconorg-5609	16	16	related	relate	VERB
fueconorg-5609	16	17	to	to	ADP
fueconorg-5609	16	18	monetary	monetary	ADJ
fueconorg-5609	16	19	policy	policy	NOUN
fueconorg-5609	16	20	were	be	AUX
fueconorg-5609	16	21	explicitly	explicitly	ADV
fueconorg-5609	16	22	specified	specify	VERB
fueconorg-5609	16	23	in	in	ADP
fueconorg-5609	16	24	all	all	DET
fueconorg-5609	16	25	47	47	NUM
fueconorg-5609	16	26	central	central	ADJ
fueconorg-5609	16	27	banks	bank	NOUN
fueconorg-5609	16	28	included	include	VERB
fueconorg-5609	16	29	in	in	ADP
fueconorg-5609	16	30	analysis	analysis	NOUN
fueconorg-5609	16	31	,	,	PUNCT
fueconorg-5609	16	32	while	while	SCONJ
fueconorg-5609	16	33	ranked	rank	VERB
fueconorg-5609	16	34	at	at	ADP
fueconorg-5609	16	35	a	a	DET
fueconorg-5609	16	36	second	second	ADJ
fueconorg-5609	16	37	place	place	NOUN
fueconorg-5609	16	38	–	–	PUNCT
fueconorg-5609	16	39	with	with	ADP
fueconorg-5609	16	40	a	a	DET
fueconorg-5609	16	41	share	share	NOUN
fueconorg-5609	16	42	of	of	ADP
fueconorg-5609	16	43	somewhat	somewhat	ADV
fueconorg-5609	16	44	less	less	ADJ
fueconorg-5609	16	45	than	than	ADP
fueconorg-5609	16	46	a	a	DET
fueconorg-5609	16	47	half	half	NOUN
fueconorg-5609	16	48	of	of	ADP
fueconorg-5609	16	49	a	a	DET
fueconorg-5609	16	50	sample	sample	NOUN
fueconorg-5609	16	51	,	,	PUNCT
fueconorg-5609	16	52	stood	stand	VERB
fueconorg-5609	16	53	objectives	objective	NOUN
fueconorg-5609	16	54	related	relate	VERB
fueconorg-5609	16	55	to	to	ADP
fueconorg-5609	16	56	financial	financial	ADJ
fueconorg-5609	16	57	stability	stability	NOUN
fueconorg-5609	16	58	,	,	PUNCT
fueconorg-5609	16	59	and	and	CCONJ
fueconorg-5609	16	60	with	with	ADP
fueconorg-5609	16	61	a	a	DET
fueconorg-5609	16	62	share	share	NOUN
fueconorg-5609	16	63	of	of	ADP
fueconorg-5609	16	64	less	less	ADJ
fueconorg-5609	16	65	than	than	ADP
fueconorg-5609	16	66	a	a	DET
fueconorg-5609	16	67	quarter	quarter	NOUN
fueconorg-5609	16	68	employment	employment	NOUN
fueconorg-5609	16	69	,	,	PUNCT
fueconorg-5609	16	70	growth	growth	NOUN
fueconorg-5609	16	71	and	and	CCONJ
fueconorg-5609	16	72	welfare	welfare	NOUN
fueconorg-5609	16	73	objectives	objective	NOUN
fueconorg-5609	16	74	and	and	CCONJ
fueconorg-5609	16	75	support	support	NOUN
fueconorg-5609	16	76	policies	policy	NOUN
fueconorg-5609	16	77	of	of	ADP
fueconorg-5609	16	78	government	government	NOUN
fueconorg-5609	16	79	objective	objective	NOUN
fueconorg-5609	16	80	were	be	AUX
fueconorg-5609	16	81	listed	list	VERB
fueconorg-5609	16	82	(	(	PUNCT
fueconorg-5609	16	83	bis	bis	ADJ
fueconorg-5609	16	84	,	,	PUNCT
fueconorg-5609	16	85	2009	2009	NUM
fueconorg-5609	16	86	)	)	PUNCT
fueconorg-5609	16	87	.	.	PUNCT
fueconorg-5609	17	1	opposite	opposite	ADJ
fueconorg-5609	17	2	to	to	ADP
fueconorg-5609	17	3	the	the	DET
fueconorg-5609	17	4	definition	definition	NOUN
fueconorg-5609	17	5	of	of	ADP
fueconorg-5609	17	6	monetary	monetary	ADJ
fueconorg-5609	17	7	stability	stability	NOUN
fueconorg-5609	17	8	,	,	PUNCT
fueconorg-5609	17	9	there	there	PRON
fueconorg-5609	17	10	is	be	VERB
fueconorg-5609	17	11	still	still	ADV
fueconorg-5609	17	12	no	no	DET
fueconorg-5609	17	13	uniform	uniform	NOUN
fueconorg-5609	17	14	and	and	CCONJ
fueconorg-5609	17	15	easy	easy	ADJ
fueconorg-5609	17	16	way	way	NOUN
fueconorg-5609	17	17	to	to	PART
fueconorg-5609	17	18	understand	understand	VERB
fueconorg-5609	17	19	definition	definition	NOUN
fueconorg-5609	17	20	of	of	ADP
fueconorg-5609	17	21	financial	financial	ADJ
fueconorg-5609	17	22	stability	stability	NOUN
fueconorg-5609	17	23	.	.	PUNCT
fueconorg-5609	18	1	european	european	PROPN
fueconorg-5609	18	2	central	central	PROPN
fueconorg-5609	18	3	bank	bank	PROPN
fueconorg-5609	18	4	(	(	PUNCT
fueconorg-5609	18	5	ecb	ecb	NOUN
fueconorg-5609	18	6	,	,	PUNCT
fueconorg-5609	18	7	2006	2006	NUM
fueconorg-5609	18	8	)	)	PUNCT
fueconorg-5609	18	9	defines	define	VERB
fueconorg-5609	18	10	financial	financial	ADJ
fueconorg-5609	18	11	stability	stability	NOUN
fueconorg-5609	18	12	as	as	ADP
fueconorg-5609	18	13	a	a	DET
fueconorg-5609	18	14	condition	condition	NOUN
fueconorg-5609	18	15	in	in	ADP
fueconorg-5609	18	16	which	which	PRON
fueconorg-5609	18	17	the	the	DET
fueconorg-5609	18	18	financial	financial	ADJ
fueconorg-5609	18	19	system	system	NOUN
fueconorg-5609	18	20	is	be	AUX
fueconorg-5609	18	21	capable	capable	ADJ
fueconorg-5609	18	22	of	of	ADP
fueconorg-5609	18	23	withstanding	withstand	VERB
fueconorg-5609	18	24	shocks	shock	NOUN
fueconorg-5609	18	25	and	and	CCONJ
fueconorg-5609	18	26	the	the	DET
fueconorg-5609	18	27	unravelling	unravelling	NOUN
fueconorg-5609	18	28	of	of	ADP
fueconorg-5609	18	29	financial	financial	ADJ
fueconorg-5609	18	30	imbalances	imbalance	NOUN
fueconorg-5609	18	31	,	,	PUNCT
fueconorg-5609	18	32	thereby	thereby	ADV
fueconorg-5609	18	33	mitigating	mitigate	VERB
fueconorg-5609	18	34	the	the	DET
fueconorg-5609	18	35	likelihood	likelihood	NOUN
fueconorg-5609	18	36	of	of	ADP
fueconorg-5609	18	37	disruptions	disruption	NOUN
fueconorg-5609	18	38	in	in	ADP
fueconorg-5609	18	39	the	the	DET
fueconorg-5609	18	40	financial	financial	ADJ
fueconorg-5609	18	41	intermediation	intermediation	NOUN
fueconorg-5609	18	42	process	process	NOUN
fueconorg-5609	18	43	which	which	PRON
fueconorg-5609	18	44	are	be	AUX
fueconorg-5609	18	45	severe	severe	ADJ
fueconorg-5609	18	46	enough	enough	ADV
fueconorg-5609	18	47	to	to	PART
fueconorg-5609	18	48	significantly	significantly	ADV
fueconorg-5609	18	49	impair	impair	VERB
fueconorg-5609	18	50	the	the	DET
fueconorg-5609	18	51	allocation	allocation	NOUN
fueconorg-5609	18	52	of	of	ADP
fueconorg-5609	18	53	savings	saving	NOUN
fueconorg-5609	18	54	to	to	ADP
fueconorg-5609	18	55	profitable	profitable	ADJ
fueconorg-5609	18	56	investment	investment	NOUN
fueconorg-5609	18	57	opportunities	opportunity	NOUN
fueconorg-5609	18	58	.	.	PUNCT
fueconorg-5609	19	1	preceding	precede	VERB
fueconorg-5609	19	2	definition	definition	NOUN
fueconorg-5609	19	3	enables	enable	VERB
fueconorg-5609	19	4	vast	vast	ADJ
fueconorg-5609	19	5	interpretations	interpretation	NOUN
fueconorg-5609	19	6	as	as	SCONJ
fueconorg-5609	19	7	it	it	PRON
fueconorg-5609	19	8	may	may	AUX
fueconorg-5609	19	9	encompass	encompass	VERB
fueconorg-5609	19	10	many	many	ADJ
fueconorg-5609	19	11	possible	possible	ADJ
fueconorg-5609	19	12	economic	economic	ADJ
fueconorg-5609	19	13	situations	situation	NOUN
fueconorg-5609	19	14	.	.	PUNCT
fueconorg-5609	20	1	primary	primary	ADJ
fueconorg-5609	20	2	negative	negative	ADJ
fueconorg-5609	20	3	implication	implication	NOUN
fueconorg-5609	20	4	of	of	ADP
fueconorg-5609	20	5	financial	financial	ADJ
fueconorg-5609	20	6	instability	instability	NOUN
fueconorg-5609	20	7	is	be	AUX
fueconorg-5609	20	8	linked	link	VERB
fueconorg-5609	20	9	to	to	ADP
fueconorg-5609	20	10	the	the	DET
fueconorg-5609	20	11	occurrence	occurrence	NOUN
fueconorg-5609	20	12	of	of	ADP
fueconorg-5609	20	13	systemic	systemic	ADJ
fueconorg-5609	20	14	risk	risk	NOUN
fueconorg-5609	20	15	.	.	PUNCT
fueconorg-5609	21	1	when	when	SCONJ
fueconorg-5609	21	2	an	an	DET
fueconorg-5609	21	3	event	event	NOUN
fueconorg-5609	21	4	is	be	AUX
fueconorg-5609	21	5	perceived	perceive	VERB
fueconorg-5609	21	6	as	as	ADP
fueconorg-5609	21	7	a	a	DET
fueconorg-5609	21	8	shock	shock	NOUN
fueconorg-5609	21	9	that	that	PRON
fueconorg-5609	21	10	initiates	initiate	VERB
fueconorg-5609	21	11	a	a	DET
fueconorg-5609	21	12	loss	loss	NOUN
fueconorg-5609	21	13	of	of	ADP
fueconorg-5609	21	14	confidence	confidence	NOUN
fueconorg-5609	21	15	in	in	ADP
fueconorg-5609	21	16	a	a	DET
fueconorg-5609	21	17	critical	critical	ADJ
fueconorg-5609	21	18	portion	portion	NOUN
fueconorg-5609	21	19	of	of	ADP
fueconorg-5609	21	20	financial	financial	ADJ
fueconorg-5609	21	21	system	system	NOUN
fueconorg-5609	21	22	by	by	ADP
fueconorg-5609	21	23	market	market	NOUN
fueconorg-5609	21	24	participants	participant	NOUN
fueconorg-5609	21	25	,	,	PUNCT
fueconorg-5609	21	26	it	it	PRON
fueconorg-5609	21	27	possesses	possess	VERB
fueconorg-5609	21	28	power	power	NOUN
fueconorg-5609	21	29	to	to	PART
fueconorg-5609	21	30	create	create	VERB
fueconorg-5609	21	31	serious	serious	ADJ
fueconorg-5609	21	32	adverse	adverse	ADJ
fueconorg-5609	21	33	effects	effect	NOUN
fueconorg-5609	21	34	on	on	ADP
fueconorg-5609	21	35	the	the	DET
fueconorg-5609	21	36	real	real	ADJ
fueconorg-5609	21	37	economy	economy	NOUN
fueconorg-5609	21	38	and	and	CCONJ
fueconorg-5609	21	39	loss	loss	NOUN
fueconorg-5609	21	40	of	of	ADP
fueconorg-5609	21	41	output	output	NOUN
fueconorg-5609	21	42	.	.	PUNCT
fueconorg-5609	22	1	for	for	ADP
fueconorg-5609	22	2	example	example	NOUN
fueconorg-5609	22	3	,	,	PUNCT
fueconorg-5609	22	4	friedman	friedman	PROPN
fueconorg-5609	22	5	and	and	CCONJ
fueconorg-5609	22	6	schwartz	schwartz	PROPN
fueconorg-5609	22	7	(	(	PUNCT
fueconorg-5609	22	8	1963	1963	NUM
fueconorg-5609	22	9	)	)	PUNCT
fueconorg-5609	22	10	argue	argue	VERB
fueconorg-5609	22	11	that	that	SCONJ
fueconorg-5609	22	12	banking	banking	NOUN
fueconorg-5609	22	13	panics	panic	NOUN
fueconorg-5609	22	14	lead	lead	VERB
fueconorg-5609	22	15	to	to	ADP
fueconorg-5609	22	16	the	the	DET
fueconorg-5609	22	17	advent	advent	NOUN
fueconorg-5609	22	18	of	of	ADP
fueconorg-5609	22	19	financial	financial	ADJ
fueconorg-5609	22	20	instability	instability	NOUN
fueconorg-5609	22	21	due	due	ADP
fueconorg-5609	22	22	to	to	ADP
fueconorg-5609	22	23	the	the	DET
fueconorg-5609	22	24	general	general	ADJ
fueconorg-5609	22	25	public	public	NOUN
fueconorg-5609	22	26	’s	’s	PART
fueconorg-5609	22	27	loss	loss	NOUN
fueconorg-5609	22	28	of	of	ADP
fueconorg-5609	22	29	confidence	confidence	NOUN
fueconorg-5609	22	30	in	in	ADP
fueconorg-5609	22	31	the	the	DET
fueconorg-5609	22	32	banks	bank	NOUN
fueconorg-5609	22	33	’	'	PUNCT
fueconorg-5609	22	34	ability	ability	NOUN
fueconorg-5609	22	35	to	to	PART
fueconorg-5609	22	36	convert	convert	VERB
fueconorg-5609	22	37	deposits	deposit	NOUN
fueconorg-5609	22	38	into	into	ADP
fueconorg-5609	22	39	cash	cash	NOUN
fueconorg-5609	22	40	money	money	NOUN
fueconorg-5609	22	41	.	.	PUNCT
fueconorg-5609	23	1	contraction	contraction	NOUN
fueconorg-5609	23	2	of	of	ADP
fueconorg-5609	23	3	deposits	deposit	NOUN
fueconorg-5609	23	4	follows	follow	VERB
fueconorg-5609	23	5	that	that	SCONJ
fueconorg-5609	23	6	triggers	trigger	NOUN
fueconorg-5609	23	7	cut	cut	VERB
fueconorg-5609	23	8	in	in	ADP
fueconorg-5609	23	9	money	money	NOUN
fueconorg-5609	23	10	supply	supply	NOUN
fueconorg-5609	23	11	and	and	CCONJ
fueconorg-5609	23	12	diminishing	diminish	VERB
fueconorg-5609	23	13	economic	economic	ADJ
fueconorg-5609	23	14	activity	activity	NOUN
fueconorg-5609	23	15	.	.	PUNCT
fueconorg-5609	24	1	ćirović	ćirović	NOUN
fueconorg-5609	24	2	(	(	PUNCT
fueconorg-5609	24	3	2001	2001	NUM
fueconorg-5609	24	4	)	)	PUNCT
fueconorg-5609	24	5	emphasizes	emphasize	VERB
fueconorg-5609	24	6	the	the	DET
fueconorg-5609	24	7	importance	importance	NOUN
fueconorg-5609	24	8	of	of	ADP
fueconorg-5609	24	9	systemic	systemic	ADJ
fueconorg-5609	24	10	risk	risk	NOUN
fueconorg-5609	24	11	in	in	ADP
fueconorg-5609	24	12	banking	banking	NOUN
fueconorg-5609	24	13	in	in	ADP
fueconorg-5609	24	14	the	the	DET
fueconorg-5609	24	15	form	form	NOUN
fueconorg-5609	24	16	of	of	ADP
fueconorg-5609	24	17	a	a	DET
fueconorg-5609	24	18	bankruptcy	bankruptcy	NOUN
fueconorg-5609	24	19	of	of	ADP
fueconorg-5609	24	20	one	one	NUM
fueconorg-5609	24	21	large	large	ADJ
fueconorg-5609	24	22	bank	bank	NOUN
fueconorg-5609	24	23	that	that	PRON
fueconorg-5609	24	24	initiates	initiate	VERB
fueconorg-5609	24	25	chain	chain	NOUN
fueconorg-5609	24	26	process	process	NOUN
fueconorg-5609	24	27	which	which	PRON
fueconorg-5609	24	28	negatively	negatively	ADV
fueconorg-5609	24	29	impacts	impact	VERB
fueconorg-5609	24	30	banking	banking	NOUN
fueconorg-5609	24	31	and	and	CCONJ
fueconorg-5609	24	32	financial	financial	ADJ
fueconorg-5609	24	33	system	system	NOUN
fueconorg-5609	24	34	.	.	PUNCT
fueconorg-5609	25	1	besides	besides	SCONJ
fueconorg-5609	25	2	,	,	PUNCT
fueconorg-5609	25	3	there	there	PRON
fueconorg-5609	25	4	are	be	VERB
fueconorg-5609	25	5	non	non	ADJ
fueconorg-5609	25	6	-	-	ADJ
fueconorg-5609	25	7	negligible	negligible	ADJ
fueconorg-5609	25	8	chances	chance	NOUN
fueconorg-5609	25	9	of	of	ADP
fueconorg-5609	25	10	spillover	spillover	NOUN
fueconorg-5609	25	11	effects	effect	NOUN
fueconorg-5609	25	12	from	from	ADP
fueconorg-5609	25	13	the	the	DET
fueconorg-5609	25	14	banking	banking	NOUN
fueconorg-5609	25	15	system	system	NOUN
fueconorg-5609	25	16	to	to	ADP
fueconorg-5609	25	17	the	the	DET
fueconorg-5609	25	18	real	real	ADJ
fueconorg-5609	25	19	economy	economy	NOUN
fueconorg-5609	25	20	.	.	PUNCT
fueconorg-5609	26	1	the	the	DET
fueconorg-5609	26	2	main	main	ADJ
fueconorg-5609	26	3	issue	issue	NOUN
fueconorg-5609	26	4	for	for	ADP
fueconorg-5609	26	5	a	a	DET
fueconorg-5609	26	6	banking	banking	NOUN
fueconorg-5609	26	7	sector	sector	NOUN
fueconorg-5609	26	8	,	,	PUNCT
fueconorg-5609	26	9	and	and	CCONJ
fueconorg-5609	26	10	root	root	NOUN
fueconorg-5609	26	11	cause	cause	NOUN
fueconorg-5609	26	12	of	of	ADP
fueconorg-5609	26	13	financial	financial	ADJ
fueconorg-5609	26	14	and	and	CCONJ
fueconorg-5609	26	15	banking	banking	NOUN
fueconorg-5609	26	16	instability	instability	NOUN
fueconorg-5609	26	17	in	in	ADP
fueconorg-5609	26	18	general	general	ADJ
fueconorg-5609	26	19	in	in	ADP
fueconorg-5609	26	20	bank	bank	NOUN
fueconorg-5609	26	21	-	-	PUNCT
fueconorg-5609	26	22	centric	centric	ADJ
fueconorg-5609	26	23	financial	financial	ADJ
fueconorg-5609	26	24	systems	system	NOUN
fueconorg-5609	26	25	,	,	PUNCT
fueconorg-5609	26	26	are	be	AUX
fueconorg-5609	26	27	nonperforming	nonperforme	VERB
fueconorg-5609	26	28	loans	loan	NOUN
fueconorg-5609	26	29	.	.	PUNCT
fueconorg-5609	27	1	a	a	DET
fueconorg-5609	27	2	nonperforming	nonperforme	VERB
fueconorg-5609	27	3	loan	loan	NOUN
fueconorg-5609	27	4	is	be	AUX
fueconorg-5609	27	5	a	a	DET
fueconorg-5609	27	6	loan	loan	NOUN
fueconorg-5609	27	7	at	at	ADP
fueconorg-5609	27	8	which	which	PRON
fueconorg-5609	27	9	contractually	contractually	ADV
fueconorg-5609	27	10	defined	define	VERB
fueconorg-5609	27	11	payments	payment	NOUN
fueconorg-5609	27	12	from	from	ADP
fueconorg-5609	27	13	debtor	debtor	NOUN
fueconorg-5609	27	14	to	to	ADP
fueconorg-5609	27	15	creditor	creditor	NOUN
fueconorg-5609	27	16	are	be	AUX
fueconorg-5609	27	17	not	not	PART
fueconorg-5609	27	18	met	meet	VERB
fueconorg-5609	27	19	in	in	ADP
fueconorg-5609	27	20	full	full	ADJ
fueconorg-5609	27	21	or	or	CCONJ
fueconorg-5609	27	22	in	in	ADP
fueconorg-5609	27	23	a	a	DET
fueconorg-5609	27	24	due	due	ADJ
fueconorg-5609	27	25	time	time	NOUN
fueconorg-5609	27	26	.	.	PUNCT
fueconorg-5609	28	1	a	a	DET
fueconorg-5609	28	2	nonperforming	nonperforme	VERB
fueconorg-5609	28	3	loan	loan	NOUN
fueconorg-5609	28	4	is	be	AUX
fueconorg-5609	28	5	more	more	ADJ
fueconorg-5609	28	6	than	than	ADP
fueconorg-5609	28	7	just	just	ADV
fueconorg-5609	28	8	an	an	DET
fueconorg-5609	28	9	indicator	indicator	NOUN
fueconorg-5609	28	10	of	of	ADP
fueconorg-5609	28	11	a	a	DET
fueconorg-5609	28	12	debtor	debtor	NOUN
fueconorg-5609	28	13	’s	’s	PART
fueconorg-5609	28	14	inability	inability	NOUN
fueconorg-5609	28	15	(	(	PUNCT
fueconorg-5609	28	16	or	or	CCONJ
fueconorg-5609	28	17	unwillingness	unwillingness	NOUN
fueconorg-5609	28	18	)	)	PUNCT
fueconorg-5609	28	19	to	to	PART
fueconorg-5609	28	20	pay	pay	VERB
fueconorg-5609	28	21	,	,	PUNCT
fueconorg-5609	28	22	it	it	PRON
fueconorg-5609	28	23	is	be	AUX
fueconorg-5609	28	24	a	a	DET
fueconorg-5609	28	25	burden	burden	NOUN
fueconorg-5609	28	26	for	for	ADP
fueconorg-5609	28	27	both	both	CCONJ
fueconorg-5609	28	28	the	the	DET
fueconorg-5609	28	29	lender	lender	NOUN
fueconorg-5609	28	30	and	and	CCONJ
fueconorg-5609	28	31	the	the	DET
fueconorg-5609	28	32	borrower	borrower	NOUN
fueconorg-5609	28	33	(	(	PUNCT
fueconorg-5609	28	34	balgova	balgova	X
fueconorg-5609	28	35	et	et	PROPN
fueconorg-5609	28	36	al	al	PROPN
fueconorg-5609	28	37	,	,	PUNCT
fueconorg-5609	28	38	2016	2016	NUM
fueconorg-5609	28	39	)	)	PUNCT
fueconorg-5609	28	40	.	.	PUNCT
fueconorg-5609	29	1	anastasiou	anastasiou	PROPN
fueconorg-5609	29	2	et	et	PROPN
fueconorg-5609	29	3	al	al	PROPN
fueconorg-5609	29	4	.	.	PROPN
fueconorg-5609	30	1	(	(	PUNCT
fueconorg-5609	30	2	2019	2019	NUM
fueconorg-5609	30	3	)	)	PUNCT
fueconorg-5609	30	4	argue	argue	VERB
fueconorg-5609	30	5	that	that	SCONJ
fueconorg-5609	30	6	high	high	ADJ
fueconorg-5609	30	7	rate	rate	NOUN
fueconorg-5609	30	8	of	of	ADP
fueconorg-5609	30	9	npls	npls	NOUN
fueconorg-5609	30	10	may	may	AUX
fueconorg-5609	30	11	also	also	ADV
fueconorg-5609	30	12	cause	cause	VERB
fueconorg-5609	30	13	expectations	expectation	NOUN
fueconorg-5609	30	14	about	about	ADP
fueconorg-5609	30	15	the	the	DET
fueconorg-5609	30	16	stability	stability	NOUN
fueconorg-5609	30	17	of	of	ADP
fueconorg-5609	30	18	the	the	DET
fueconorg-5609	30	19	banking	banking	NOUN
fueconorg-5609	30	20	system	system	NOUN
fueconorg-5609	30	21	to	to	PART
fueconorg-5609	30	22	deteriorate	deteriorate	VERB
fueconorg-5609	30	23	,	,	PUNCT
fueconorg-5609	30	24	creating	create	VERB
fueconorg-5609	30	25	systemic	systemic	ADJ
fueconorg-5609	30	26	risk	risk	NOUN
fueconorg-5609	30	27	that	that	PRON
fueconorg-5609	30	28	may	may	AUX
fueconorg-5609	30	29	in	in	ADP
fueconorg-5609	30	30	turn	turn	NOUN
fueconorg-5609	30	31	lead	lead	VERB
fueconorg-5609	30	32	to	to	ADP
fueconorg-5609	30	33	a	a	DET
fueconorg-5609	30	34	run	run	NOUN
fueconorg-5609	30	35	on	on	ADP
fueconorg-5609	30	36	deposits	deposit	NOUN
fueconorg-5609	30	37	,	,	PUNCT
fueconorg-5609	30	38	significantly	significantly	ADV
fueconorg-5609	30	39	reducing	reduce	VERB
fueconorg-5609	30	40	the	the	DET
fueconorg-5609	30	41	intermediation	intermediation	NOUN
fueconorg-5609	30	42	power	power	NOUN
fueconorg-5609	30	43	of	of	ADP
fueconorg-5609	30	44	banks	bank	NOUN
fueconorg-5609	30	45	.	.	PUNCT
fueconorg-5609	31	1	2	2	X
fueconorg-5609	31	2	.	.	NOUN
fueconorg-5609	31	3	measures	measure	NOUN
fueconorg-5609	31	4	and	and	CCONJ
fueconorg-5609	31	5	indicators	indicator	NOUN
fueconorg-5609	31	6	of	of	ADP
fueconorg-5609	31	7	nonperfoming	nonperfome	VERB
fueconorg-5609	31	8	loans	loan	NOUN
fueconorg-5609	31	9	’	'	PUNCT
fueconorg-5609	31	10	burden	burden	NOUN
fueconorg-5609	31	11	to	to	ADP
fueconorg-5609	31	12	banking	banking	NOUN
fueconorg-5609	31	13	sector	sector	NOUN
fueconorg-5609	31	14	in	in	ADP
fueconorg-5609	31	15	order	order	NOUN
fueconorg-5609	31	16	to	to	PART
fueconorg-5609	31	17	assess	assess	VERB
fueconorg-5609	31	18	the	the	DET
fueconorg-5609	31	19	magnitude	magnitude	NOUN
fueconorg-5609	31	20	of	of	ADP
fueconorg-5609	31	21	nonperforming	nonperforme	VERB
fueconorg-5609	31	22	loans	loan	NOUN
fueconorg-5609	31	23	’	'	PUNCT
fueconorg-5609	31	24	burden	burden	NOUN
fueconorg-5609	31	25	to	to	ADP
fueconorg-5609	31	26	the	the	DET
fueconorg-5609	31	27	banking	banking	NOUN
fueconorg-5609	31	28	sector	sector	NOUN
fueconorg-5609	31	29	’s	’s	PART
fueconorg-5609	31	30	soundness	soundness	NOUN
fueconorg-5609	31	31	,	,	PUNCT
fueconorg-5609	31	32	several	several	ADJ
fueconorg-5609	31	33	indicators	indicator	NOUN
fueconorg-5609	31	34	have	have	AUX
fueconorg-5609	31	35	been	be	AUX
fueconorg-5609	31	36	devised	devise	VERB
fueconorg-5609	31	37	.	.	PUNCT
fueconorg-5609	32	1	they	they	PRON
fueconorg-5609	32	2	are	be	AUX
fueconorg-5609	32	3	based	base	VERB
fueconorg-5609	32	4	on	on	ADP
fueconorg-5609	32	5	accounting	accounting	NOUN
fueconorg-5609	32	6	data	datum	NOUN
fueconorg-5609	32	7	contained	contain	VERB
fueconorg-5609	32	8	in	in	ADP
fueconorg-5609	32	9	banks	bank	NOUN
fueconorg-5609	32	10	’	'	PUNCT
fueconorg-5609	32	11	balance	balance	NOUN
fueconorg-5609	32	12	sheet	sheet	NOUN
fueconorg-5609	32	13	and	and	CCONJ
fueconorg-5609	32	14	profit	profit	NOUN
fueconorg-5609	32	15	and	and	CCONJ
fueconorg-5609	32	16	loss	loss	NOUN
fueconorg-5609	32	17	account	account	NOUN
fueconorg-5609	32	18	.	.	PUNCT
fueconorg-5609	33	1	most	most	ADV
fueconorg-5609	33	2	frequently	frequently	ADV
fueconorg-5609	33	3	used	use	VERB
fueconorg-5609	33	4	indicators	indicator	NOUN
fueconorg-5609	33	5	are	be	AUX
fueconorg-5609	33	6	:	:	PUNCT
fueconorg-5609	33	7	a	a	X
fueconorg-5609	33	8	)	)	PUNCT
fueconorg-5609	33	9	nonperforming	nonperforme	VERB
fueconorg-5609	33	10	loans	loan	NOUN
fueconorg-5609	33	11	to	to	AUX
fueconorg-5609	33	12	total	total	ADJ
fueconorg-5609	33	13	loans	loan	NOUN
fueconorg-5609	33	14	b	b	NOUN
fueconorg-5609	33	15	)	)	PUNCT
fueconorg-5609	33	16	nonperforming	nonperforme	VERB
fueconorg-5609	33	17	loans	loan	NOUN
fueconorg-5609	33	18	net	net	NOUN
fueconorg-5609	33	19	of	of	ADP
fueconorg-5609	33	20	provisions	provision	NOUN
fueconorg-5609	33	21	to	to	ADP
fueconorg-5609	33	22	(	(	PUNCT
fueconorg-5609	33	23	regulatory	regulatory	ADJ
fueconorg-5609	33	24	)	)	PUNCT
fueconorg-5609	33	25	capital	capital	NOUN
fueconorg-5609	33	26	c	c	NOUN
fueconorg-5609	33	27	)	)	PUNCT
fueconorg-5609	33	28	provisions	provision	NOUN
fueconorg-5609	33	29	for	for	ADP
fueconorg-5609	33	30	nonperforming	nonperforme	VERB
fueconorg-5609	33	31	loans	loan	NOUN
fueconorg-5609	33	32	to	to	ADP
fueconorg-5609	33	33	nonperforming	nonperforme	VERB
fueconorg-5609	33	34	loans	loan	NOUN
fueconorg-5609	33	35	d	d	NOUN
fueconorg-5609	33	36	)	)	PUNCT
fueconorg-5609	33	37	provisions	provision	NOUN
fueconorg-5609	33	38	for	for	ADP
fueconorg-5609	33	39	total	total	ADJ
fueconorg-5609	33	40	loans	loan	NOUN
fueconorg-5609	33	41	to	to	ADP
fueconorg-5609	33	42	nonperforming	nonperforme	VERB
fueconorg-5609	33	43	loans	loan	NOUN
fueconorg-5609	33	44	nonperforming	nonperforme	VERB
fueconorg-5609	33	45	loans	loan	NOUN
fueconorg-5609	33	46	and	and	CCONJ
fueconorg-5609	33	47	financial	financial	ADJ
fueconorg-5609	33	48	stability	stability	NOUN
fueconorg-5609	33	49	–	–	PUNCT
fueconorg-5609	33	50	the	the	DET
fueconorg-5609	33	51	case	case	NOUN
fueconorg-5609	33	52	of	of	ADP
fueconorg-5609	33	53	serbia	serbia	PROPN
fueconorg-5609	33	54	351	351	NUM
fueconorg-5609	33	55	according	accord	VERB
fueconorg-5609	33	56	to	to	ADP
fueconorg-5609	33	57	the	the	DET
fueconorg-5609	33	58	international	international	ADJ
fueconorg-5609	33	59	monetary	monetary	ADJ
fueconorg-5609	33	60	fund	fund	NOUN
fueconorg-5609	33	61	(	(	PUNCT
fueconorg-5609	33	62	imf	imf	PROPN
fueconorg-5609	33	63	,	,	PUNCT
fueconorg-5609	33	64	2006	2006	NUM
fueconorg-5609	33	65	)	)	PUNCT
fueconorg-5609	33	66	a	a	DET
fueconorg-5609	33	67	loan	loan	NOUN
fueconorg-5609	33	68	should	should	AUX
fueconorg-5609	33	69	be	be	AUX
fueconorg-5609	33	70	classified	classify	VERB
fueconorg-5609	33	71	as	as	ADP
fueconorg-5609	33	72	nonperforming	nonperforme	VERB
fueconorg-5609	33	73	when	when	SCONJ
fueconorg-5609	33	74	a	a	DET
fueconorg-5609	33	75	)	)	PUNCT
fueconorg-5609	33	76	payments	payment	NOUN
fueconorg-5609	33	77	of	of	ADP
fueconorg-5609	33	78	principal	principal	NOUN
fueconorg-5609	33	79	and	and	CCONJ
fueconorg-5609	33	80	interest	interest	NOUN
fueconorg-5609	33	81	are	be	AUX
fueconorg-5609	33	82	past	past	ADJ
fueconorg-5609	33	83	due	due	ADJ
fueconorg-5609	33	84	by	by	ADP
fueconorg-5609	33	85	three	three	NUM
fueconorg-5609	33	86	months	month	NOUN
fueconorg-5609	33	87	(	(	PUNCT
fueconorg-5609	33	88	90	90	NUM
fueconorg-5609	33	89	days	day	NOUN
fueconorg-5609	33	90	)	)	PUNCT
fueconorg-5609	33	91	or	or	CCONJ
fueconorg-5609	33	92	more	more	ADJ
fueconorg-5609	33	93	,	,	PUNCT
fueconorg-5609	33	94	b	b	NOUN
fueconorg-5609	33	95	)	)	PUNCT
fueconorg-5609	33	96	interest	interest	NOUN
fueconorg-5609	33	97	payments	payment	NOUN
fueconorg-5609	33	98	equal	equal	ADJ
fueconorg-5609	33	99	to	to	ADP
fueconorg-5609	33	100	three	three	NUM
fueconorg-5609	33	101	months	month	NOUN
fueconorg-5609	33	102	(	(	PUNCT
fueconorg-5609	33	103	90	90	NUM
fueconorg-5609	33	104	days	day	NOUN
fueconorg-5609	33	105	)	)	PUNCT
fueconorg-5609	33	106	interest	interest	NOUN
fueconorg-5609	33	107	or	or	CCONJ
fueconorg-5609	33	108	more	more	ADJ
fueconorg-5609	33	109	have	have	AUX
fueconorg-5609	33	110	been	be	AUX
fueconorg-5609	33	111	capitalized	capitalize	VERB
fueconorg-5609	33	112	(	(	PUNCT
fueconorg-5609	33	113	reinvested	reinveste	VERB
fueconorg-5609	33	114	into	into	ADP
fueconorg-5609	33	115	the	the	DET
fueconorg-5609	33	116	principal	principal	ADJ
fueconorg-5609	33	117	amount	amount	NOUN
fueconorg-5609	33	118	)	)	PUNCT
fueconorg-5609	33	119	,	,	PUNCT
fueconorg-5609	33	120	refinanced	refinance	VERB
fueconorg-5609	33	121	,	,	PUNCT
fueconorg-5609	33	122	or	or	CCONJ
fueconorg-5609	33	123	rolled	roll	VERB
fueconorg-5609	33	124	over	over	ADP
fueconorg-5609	33	125	(	(	PUNCT
fueconorg-5609	33	126	payment	payment	NOUN
fueconorg-5609	33	127	has	have	AUX
fueconorg-5609	33	128	been	be	AUX
fueconorg-5609	33	129	delayed	delay	VERB
fueconorg-5609	33	130	by	by	ADP
fueconorg-5609	33	131	agreement	agreement	NOUN
fueconorg-5609	33	132	)	)	PUNCT
fueconorg-5609	33	133	or	or	CCONJ
fueconorg-5609	33	134	c	c	X
fueconorg-5609	33	135	)	)	PUNCT
fueconorg-5609	33	136	payments	payment	NOUN
fueconorg-5609	33	137	are	be	AUX
fueconorg-5609	33	138	less	less	ADJ
fueconorg-5609	33	139	than	than	ADP
fueconorg-5609	33	140	90	90	NUM
fueconorg-5609	33	141	days	day	NOUN
fueconorg-5609	33	142	past	past	ADP
fueconorg-5609	33	143	due	due	ADJ
fueconorg-5609	33	144	but	but	CCONJ
fueconorg-5609	33	145	its	its	PRON
fueconorg-5609	33	146	status	status	NOUN
fueconorg-5609	33	147	is	be	AUX
fueconorg-5609	33	148	envisaged	envisage	VERB
fueconorg-5609	33	149	by	by	ADP
fueconorg-5609	33	150	national	national	ADJ
fueconorg-5609	33	151	regulatory	regulatory	ADJ
fueconorg-5609	33	152	rules	rule	NOUN
fueconorg-5609	33	153	,	,	PUNCT
fueconorg-5609	33	154	where	where	SCONJ
fueconorg-5609	33	155	“	"	PUNCT
fueconorg-5609	33	156	unlikely	unlikely	ADJ
fueconorg-5609	33	157	to	to	PART
fueconorg-5609	33	158	pay	pay	VERB
fueconorg-5609	33	159	”	"	PUNCT
fueconorg-5609	33	160	criterion	criterion	NOUN
fueconorg-5609	33	161	has	have	AUX
fueconorg-5609	33	162	been	be	AUX
fueconorg-5609	33	163	usually	usually	ADV
fueconorg-5609	33	164	pursued	pursue	VERB
fueconorg-5609	33	165	.	.	PUNCT
fueconorg-5609	34	1	behind	behind	ADP
fueconorg-5609	34	2	“	"	PUNCT
fueconorg-5609	34	3	unlikely	unlikely	ADJ
fueconorg-5609	34	4	to	to	PART
fueconorg-5609	34	5	pay	pay	VERB
fueconorg-5609	34	6	”	"	PUNCT
fueconorg-5609	34	7	criterion	criterion	NOUN
fueconorg-5609	34	8	may	may	AUX
fueconorg-5609	34	9	stand	stand	VERB
fueconorg-5609	34	10	a	a	DET
fueconorg-5609	34	11	variety	variety	NOUN
fueconorg-5609	34	12	of	of	ADP
fueconorg-5609	34	13	triggers	trigger	NOUN
fueconorg-5609	34	14	that	that	PRON
fueconorg-5609	34	15	signal	signal	VERB
fueconorg-5609	34	16	potential	potential	ADJ
fueconorg-5609	34	17	financial	financial	ADJ
fueconorg-5609	34	18	difficulties	difficulty	NOUN
fueconorg-5609	34	19	of	of	ADP
fueconorg-5609	34	20	the	the	DET
fueconorg-5609	34	21	debtor	debtor	NOUN
fueconorg-5609	34	22	.	.	PUNCT
fueconorg-5609	35	1	such	such	ADJ
fueconorg-5609	35	2	as	as	ADP
fueconorg-5609	35	3	:	:	PUNCT
fueconorg-5609	35	4	a	a	X
fueconorg-5609	35	5	)	)	PUNCT
fueconorg-5609	35	6	lawsuit	lawsuit	NOUN
fueconorg-5609	35	7	against	against	ADP
fueconorg-5609	35	8	debtor	debtor	NOUN
fueconorg-5609	35	9	in	in	ADP
fueconorg-5609	35	10	order	order	NOUN
fueconorg-5609	35	11	to	to	PART
fueconorg-5609	35	12	collect	collect	VERB
fueconorg-5609	35	13	debt	debt	NOUN
fueconorg-5609	35	14	,	,	PUNCT
fueconorg-5609	35	15	b	b	NOUN
fueconorg-5609	35	16	)	)	PUNCT
fueconorg-5609	35	17	multiple	multiple	ADJ
fueconorg-5609	35	18	restructurings	restructuring	NOUN
fueconorg-5609	35	19	on	on	ADP
fueconorg-5609	35	20	one	one	NUM
fueconorg-5609	35	21	credit	credit	NOUN
fueconorg-5609	35	22	obligation	obligation	NOUN
fueconorg-5609	35	23	,	,	PUNCT
fueconorg-5609	35	24	c	c	NOUN
fueconorg-5609	35	25	)	)	PUNCT
fueconorg-5609	35	26	significant	significant	ADJ
fueconorg-5609	35	27	increase	increase	NOUN
fueconorg-5609	35	28	in	in	ADP
fueconorg-5609	35	29	overall	overall	ADJ
fueconorg-5609	35	30	leverage	leverage	NOUN
fueconorg-5609	35	31	,	,	PUNCT
fueconorg-5609	35	32	d	d	NOUN
fueconorg-5609	35	33	)	)	PUNCT
fueconorg-5609	35	34	loss	loss	NOUN
fueconorg-5609	35	35	of	of	ADP
fueconorg-5609	35	36	major	major	ADJ
fueconorg-5609	35	37	customer	customer	NOUN
fueconorg-5609	35	38	,	,	PUNCT
fueconorg-5609	35	39	e	e	NOUN
fueconorg-5609	35	40	)	)	PUNCT
fueconorg-5609	35	41	materially	materially	ADV
fueconorg-5609	35	42	significant	significant	ADJ
fueconorg-5609	35	43	decrease	decrease	NOUN
fueconorg-5609	35	44	of	of	ADP
fueconorg-5609	35	45	turnover	turnover	NOUN
fueconorg-5609	35	46	/	/	SYM
fueconorg-5609	35	47	operating	operate	VERB
fueconorg-5609	35	48	cash	cash	NOUN
fueconorg-5609	35	49	flow	flow	NOUN
fueconorg-5609	35	50	,	,	PUNCT
fueconorg-5609	35	51	f	f	X
fueconorg-5609	35	52	)	)	PUNCT
fueconorg-5609	35	53	fraud	fraud	NOUN
fueconorg-5609	35	54	,	,	PUNCT
fueconorg-5609	35	55	g	g	NOUN
fueconorg-5609	35	56	)	)	PUNCT
fueconorg-5609	35	57	negative	negative	ADJ
fueconorg-5609	35	58	or	or	CCONJ
fueconorg-5609	35	59	qualified	qualified	ADJ
fueconorg-5609	35	60	opinion	opinion	NOUN
fueconorg-5609	35	61	of	of	ADP
fueconorg-5609	35	62	auditor	auditor	NOUN
fueconorg-5609	35	63	,	,	PUNCT
fueconorg-5609	35	64	h	h	NOUN
fueconorg-5609	35	65	)	)	PUNCT
fueconorg-5609	35	66	file	file	NOUN
fueconorg-5609	35	67	for	for	ADP
fueconorg-5609	35	68	bankruptcy	bankruptcy	NOUN
fueconorg-5609	35	69	etc	etc	X
fueconorg-5609	35	70	.	.	X
fueconorg-5609	36	1	(	(	PUNCT
fueconorg-5609	36	2	ecb	ecb	NOUN
fueconorg-5609	36	3	,	,	PUNCT
fueconorg-5609	36	4	2017	2017	NUM
fueconorg-5609	36	5	)	)	PUNCT
fueconorg-5609	36	6	.	.	PUNCT
fueconorg-5609	37	1	importantly	importantly	ADV
fueconorg-5609	37	2	,	,	PUNCT
fueconorg-5609	37	3	the	the	DET
fueconorg-5609	37	4	amount	amount	NOUN
fueconorg-5609	37	5	of	of	ADP
fueconorg-5609	37	6	loan	loan	NOUN
fueconorg-5609	37	7	recorded	record	VERB
fueconorg-5609	37	8	as	as	ADP
fueconorg-5609	37	9	nonperforming	nonperforme	VERB
fueconorg-5609	37	10	should	should	AUX
fueconorg-5609	37	11	be	be	AUX
fueconorg-5609	37	12	the	the	DET
fueconorg-5609	37	13	gross	gross	ADJ
fueconorg-5609	37	14	value	value	NOUN
fueconorg-5609	37	15	of	of	ADP
fueconorg-5609	37	16	the	the	DET
fueconorg-5609	37	17	loan	loan	NOUN
fueconorg-5609	37	18	as	as	SCONJ
fueconorg-5609	37	19	recorded	record	VERB
fueconorg-5609	37	20	on	on	ADP
fueconorg-5609	37	21	the	the	DET
fueconorg-5609	37	22	balance	balance	NOUN
fueconorg-5609	37	23	sheet	sheet	NOUN
fueconorg-5609	37	24	,	,	PUNCT
fueconorg-5609	37	25	not	not	PART
fueconorg-5609	37	26	just	just	ADV
fueconorg-5609	37	27	the	the	DET
fueconorg-5609	37	28	amount	amount	NOUN
fueconorg-5609	37	29	that	that	PRON
fueconorg-5609	37	30	is	be	AUX
fueconorg-5609	37	31	overdue	overdue	ADJ
fueconorg-5609	37	32	.	.	PUNCT
fueconorg-5609	38	1	nonperforming	nonperforme	VERB
fueconorg-5609	38	2	loans	loan	NOUN
fueconorg-5609	38	3	to	to	ADP
fueconorg-5609	38	4	total	total	ADJ
fueconorg-5609	38	5	loans	loan	NOUN
fueconorg-5609	38	6	is	be	AUX
fueconorg-5609	38	7	a	a	DET
fueconorg-5609	38	8	general	general	ADJ
fueconorg-5609	38	9	indicator	indicator	NOUN
fueconorg-5609	38	10	and	and	CCONJ
fueconorg-5609	38	11	the	the	DET
fueconorg-5609	38	12	best	good	ADJ
fueconorg-5609	38	13	available	available	ADJ
fueconorg-5609	38	14	measure	measure	NOUN
fueconorg-5609	38	15	of	of	ADP
fueconorg-5609	38	16	the	the	DET
fueconorg-5609	38	17	credit	credit	NOUN
fueconorg-5609	38	18	portfolio	portfolio	NOUN
fueconorg-5609	38	19	quality	quality	NOUN
fueconorg-5609	38	20	as	as	SCONJ
fueconorg-5609	38	21	it	it	PRON
fueconorg-5609	38	22	shows	show	VERB
fueconorg-5609	38	23	the	the	DET
fueconorg-5609	38	24	share	share	NOUN
fueconorg-5609	38	25	of	of	ADP
fueconorg-5609	38	26	potentially	potentially	ADV
fueconorg-5609	38	27	uncollectible	uncollectible	ADJ
fueconorg-5609	38	28	loans	loan	NOUN
fueconorg-5609	38	29	to	to	ADP
fueconorg-5609	38	30	total	total	ADJ
fueconorg-5609	38	31	loans	loan	NOUN
fueconorg-5609	38	32	.	.	PUNCT
fueconorg-5609	39	1	this	this	DET
fueconorg-5609	39	2	indicator	indicator	NOUN
fueconorg-5609	39	3	is	be	AUX
fueconorg-5609	39	4	backward	backward	ADV
fueconorg-5609	39	5	looking	look	VERB
fueconorg-5609	39	6	and	and	CCONJ
fueconorg-5609	39	7	summarizes	summarize	VERB
fueconorg-5609	39	8	errors	error	NOUN
fueconorg-5609	39	9	of	of	ADP
fueconorg-5609	39	10	the	the	DET
fueconorg-5609	39	11	past	past	ADJ
fueconorg-5609	39	12	credit	credit	NOUN
fueconorg-5609	39	13	activity	activity	NOUN
fueconorg-5609	39	14	.	.	PUNCT
fueconorg-5609	40	1	it	it	PRON
fueconorg-5609	40	2	is	be	AUX
fueconorg-5609	40	3	also	also	ADV
fueconorg-5609	40	4	a	a	DET
fueconorg-5609	40	5	lagging	lag	VERB
fueconorg-5609	40	6	indicator	indicator	NOUN
fueconorg-5609	40	7	due	due	ADP
fueconorg-5609	40	8	to	to	ADP
fueconorg-5609	40	9	the	the	DET
fueconorg-5609	40	10	time	time	NOUN
fueconorg-5609	40	11	elapsing	elapse	VERB
fueconorg-5609	40	12	between	between	ADP
fueconorg-5609	40	13	nonpayment	nonpayment	NOUN
fueconorg-5609	40	14	of	of	ADP
fueconorg-5609	40	15	loan	loan	NOUN
fueconorg-5609	40	16	obligation	obligation	NOUN
fueconorg-5609	40	17	and	and	CCONJ
fueconorg-5609	40	18	its	its	PRON
fueconorg-5609	40	19	classification	classification	NOUN
fueconorg-5609	40	20	as	as	ADP
fueconorg-5609	40	21	nonperforming	nonperforme	VERB
fueconorg-5609	40	22	.	.	PUNCT
fueconorg-5609	41	1	high	high	ADJ
fueconorg-5609	41	2	value	value	NOUN
fueconorg-5609	41	3	of	of	ADP
fueconorg-5609	41	4	indicator	indicator	NOUN
fueconorg-5609	41	5	signals	signal	NOUN
fueconorg-5609	41	6	credit	credit	NOUN
fueconorg-5609	41	7	portfolio	portfolio	NOUN
fueconorg-5609	41	8	of	of	ADP
fueconorg-5609	41	9	bad	bad	ADJ
fueconorg-5609	41	10	quality	quality	NOUN
fueconorg-5609	41	11	,	,	PUNCT
fueconorg-5609	41	12	while	while	SCONJ
fueconorg-5609	41	13	its	its	PRON
fueconorg-5609	41	14	stable	stable	ADJ
fueconorg-5609	41	15	and	and	CCONJ
fueconorg-5609	41	16	low	low	ADJ
fueconorg-5609	41	17	value	value	NOUN
fueconorg-5609	41	18	is	be	AUX
fueconorg-5609	41	19	a	a	DET
fueconorg-5609	41	20	sign	sign	NOUN
fueconorg-5609	41	21	of	of	ADP
fueconorg-5609	41	22	well	well	ADV
fueconorg-5609	41	23	performing	perform	VERB
fueconorg-5609	41	24	portfolio	portfolio	NOUN
fueconorg-5609	41	25	.	.	PUNCT
fueconorg-5609	42	1	the	the	DET
fueconorg-5609	42	2	strong	strong	ADJ
fueconorg-5609	42	3	pace	pace	NOUN
fueconorg-5609	42	4	of	of	ADP
fueconorg-5609	42	5	growth	growth	NOUN
fueconorg-5609	42	6	of	of	ADP
fueconorg-5609	42	7	this	this	DET
fueconorg-5609	42	8	indicator	indicator	NOUN
fueconorg-5609	42	9	in	in	ADP
fueconorg-5609	42	10	successive	successive	ADJ
fueconorg-5609	42	11	time	time	NOUN
fueconorg-5609	42	12	periods	period	NOUN
fueconorg-5609	42	13	may	may	AUX
fueconorg-5609	42	14	be	be	AUX
fueconorg-5609	42	15	alarming	alarming	ADJ
fueconorg-5609	42	16	,	,	PUNCT
fueconorg-5609	42	17	suggesting	suggest	VERB
fueconorg-5609	42	18	that	that	SCONJ
fueconorg-5609	42	19	individual	individual	ADJ
fueconorg-5609	42	20	bank	bank	PROPN
fueconorg-5609	42	21	or	or	CCONJ
fueconorg-5609	42	22	banking	banking	NOUN
fueconorg-5609	42	23	sector	sector	NOUN
fueconorg-5609	42	24	is	be	AUX
fueconorg-5609	42	25	losing	lose	VERB
fueconorg-5609	42	26	control	control	NOUN
fueconorg-5609	42	27	over	over	ADP
fueconorg-5609	42	28	credit	credit	NOUN
fueconorg-5609	42	29	portfolio	portfolio	NOUN
fueconorg-5609	42	30	.	.	PUNCT
fueconorg-5609	43	1	it	it	PRON
fueconorg-5609	43	2	is	be	AUX
fueconorg-5609	43	3	expected	expect	VERB
fueconorg-5609	43	4	to	to	PART
fueconorg-5609	43	5	follow	follow	VERB
fueconorg-5609	43	6	the	the	DET
fueconorg-5609	43	7	pattern	pattern	NOUN
fueconorg-5609	43	8	of	of	ADP
fueconorg-5609	43	9	nonfinancial	nonfinancial	ADJ
fueconorg-5609	43	10	corporations	corporation	NOUN
fueconorg-5609	43	11	’	'	PUNCT
fueconorg-5609	43	12	financial	financial	ADJ
fueconorg-5609	43	13	standing	standing	NOUN
fueconorg-5609	43	14	and	and	CCONJ
fueconorg-5609	43	15	overall	overall	ADJ
fueconorg-5609	43	16	economic	economic	ADJ
fueconorg-5609	43	17	conditions	condition	NOUN
fueconorg-5609	43	18	in	in	ADP
fueconorg-5609	43	19	a	a	DET
fueconorg-5609	43	20	country	country	NOUN
fueconorg-5609	43	21	.	.	PUNCT
fueconorg-5609	44	1	as	as	ADP
fueconorg-5609	44	2	with	with	ADP
fueconorg-5609	44	3	subsequent	subsequent	ADJ
fueconorg-5609	44	4	indicators	indicator	NOUN
fueconorg-5609	44	5	,	,	PUNCT
fueconorg-5609	44	6	its	its	PRON
fueconorg-5609	44	7	informative	informative	ADJ
fueconorg-5609	44	8	power	power	NOUN
fueconorg-5609	44	9	is	be	AUX
fueconorg-5609	44	10	dependent	dependent	ADJ
fueconorg-5609	44	11	upon	upon	SCONJ
fueconorg-5609	44	12	the	the	DET
fueconorg-5609	44	13	appropriate	appropriate	ADJ
fueconorg-5609	44	14	recognition	recognition	NOUN
fueconorg-5609	44	15	of	of	ADP
fueconorg-5609	44	16	nonperforming	nonperforme	VERB
fueconorg-5609	44	17	loans	loan	NOUN
fueconorg-5609	44	18	.	.	PUNCT
fueconorg-5609	45	1	data	datum	NOUN
fueconorg-5609	45	2	on	on	ADP
fueconorg-5609	45	3	nonperforming	nonperforme	VERB
fueconorg-5609	45	4	loans	loan	NOUN
fueconorg-5609	45	5	are	be	AUX
fueconorg-5609	45	6	essential	essential	ADJ
fueconorg-5609	45	7	for	for	ADP
fueconorg-5609	45	8	creating	create	VERB
fueconorg-5609	45	9	a	a	DET
fueconorg-5609	45	10	realistic	realistic	ADJ
fueconorg-5609	45	11	and	and	CCONJ
fueconorg-5609	45	12	reliable	reliable	ADJ
fueconorg-5609	45	13	picture	picture	NOUN
fueconorg-5609	45	14	of	of	ADP
fueconorg-5609	45	15	banking	banking	NOUN
fueconorg-5609	45	16	sector	sector	NOUN
fueconorg-5609	45	17	financial	financial	ADJ
fueconorg-5609	45	18	soundness	soundness	NOUN
fueconorg-5609	45	19	,	,	PUNCT
fueconorg-5609	45	20	which	which	PRON
fueconorg-5609	45	21	sometimes	sometimes	ADV
fueconorg-5609	45	22	can	can	AUX
fueconorg-5609	45	23	be	be	AUX
fueconorg-5609	45	24	compromised	compromise	VERB
fueconorg-5609	45	25	particularly	particularly	ADV
fueconorg-5609	45	26	at	at	ADP
fueconorg-5609	45	27	the	the	DET
fueconorg-5609	45	28	level	level	NOUN
fueconorg-5609	45	29	of	of	ADP
fueconorg-5609	45	30	individual	individual	ADJ
fueconorg-5609	45	31	banks	bank	NOUN
fueconorg-5609	45	32	facing	face	VERB
fueconorg-5609	45	33	financial	financial	ADJ
fueconorg-5609	45	34	strains	strain	NOUN
fueconorg-5609	45	35	.	.	PUNCT
fueconorg-5609	46	1	the	the	DET
fueconorg-5609	46	2	bank	bank	NOUN
fueconorg-5609	46	3	may	may	AUX
fueconorg-5609	46	4	underestimate	underestimate	VERB
fueconorg-5609	46	5	the	the	DET
fueconorg-5609	46	6	actual	actual	ADJ
fueconorg-5609	46	7	deterioration	deterioration	NOUN
fueconorg-5609	46	8	in	in	ADP
fueconorg-5609	46	9	credit	credit	NOUN
fueconorg-5609	46	10	quality	quality	NOUN
fueconorg-5609	46	11	,	,	PUNCT
fueconorg-5609	46	12	such	such	ADJ
fueconorg-5609	46	13	as	as	ADP
fueconorg-5609	46	14	in	in	ADP
fueconorg-5609	46	15	the	the	DET
fueconorg-5609	46	16	case	case	NOUN
fueconorg-5609	46	17	of	of	ADP
fueconorg-5609	46	18	evergreen	evergreen	NOUN
fueconorg-5609	46	19	loans	loan	NOUN
fueconorg-5609	46	20	.	.	PUNCT
fueconorg-5609	47	1	for	for	ADP
fueconorg-5609	47	2	analytical	analytical	ADJ
fueconorg-5609	47	3	purposes	purpose	NOUN
fueconorg-5609	47	4	,	,	PUNCT
fueconorg-5609	47	5	this	this	DET
fueconorg-5609	47	6	indicator	indicator	NOUN
fueconorg-5609	47	7	ought	ought	AUX
fueconorg-5609	47	8	to	to	PART
fueconorg-5609	47	9	be	be	AUX
fueconorg-5609	47	10	calculated	calculate	VERB
fueconorg-5609	47	11	for	for	ADP
fueconorg-5609	47	12	each	each	DET
fueconorg-5609	47	13	institutional	institutional	ADJ
fueconorg-5609	47	14	sector	sector	NOUN
fueconorg-5609	47	15	(	(	PUNCT
fueconorg-5609	47	16	nonfinancial	nonfinancial	ADJ
fueconorg-5609	47	17	corporations	corporation	NOUN
fueconorg-5609	47	18	,	,	PUNCT
fueconorg-5609	47	19	households	household	NOUN
fueconorg-5609	47	20	etc	etc	X
fueconorg-5609	47	21	.	.	PUNCT
fueconorg-5609	47	22	)	)	PUNCT
fueconorg-5609	47	23	allowing	allow	VERB
fueconorg-5609	47	24	for	for	ADP
fueconorg-5609	47	25	a	a	DET
fueconorg-5609	47	26	disaggregated	disaggregated	ADJ
fueconorg-5609	47	27	view	view	NOUN
fueconorg-5609	47	28	on	on	ADP
fueconorg-5609	47	29	the	the	DET
fueconorg-5609	47	30	credit	credit	NOUN
fueconorg-5609	47	31	portfolio	portfolio	NOUN
fueconorg-5609	47	32	quality	quality	NOUN
fueconorg-5609	47	33	.	.	PUNCT
fueconorg-5609	48	1	in	in	ADP
fueconorg-5609	48	2	addition	addition	NOUN
fueconorg-5609	48	3	,	,	PUNCT
fueconorg-5609	48	4	loans	loan	NOUN
fueconorg-5609	48	5	to	to	ADP
fueconorg-5609	48	6	nonfinancial	nonfinancial	ADJ
fueconorg-5609	48	7	corporations	corporation	NOUN
fueconorg-5609	48	8	should	should	AUX
fueconorg-5609	48	9	be	be	AUX
fueconorg-5609	48	10	further	far	ADV
fueconorg-5609	48	11	differentiated	differentiate	VERB
fueconorg-5609	48	12	according	accord	VERB
fueconorg-5609	48	13	to	to	ADP
fueconorg-5609	48	14	debtor	debtor	NOUN
fueconorg-5609	48	15	’s	’s	PART
fueconorg-5609	48	16	core	core	ADJ
fueconorg-5609	48	17	economic	economic	ADJ
fueconorg-5609	48	18	sector	sector	NOUN
fueconorg-5609	48	19	and	and	CCONJ
fueconorg-5609	48	20	indicator	indicator	NOUN
fueconorg-5609	48	21	in	in	ADP
fueconorg-5609	48	22	question	question	NOUN
fueconorg-5609	48	23	compiled	compile	VERB
fueconorg-5609	48	24	accordingly	accordingly	ADV
fueconorg-5609	48	25	by	by	ADP
fueconorg-5609	48	26	comparing	compare	VERB
fueconorg-5609	48	27	nonperforming	nonperforme	VERB
fueconorg-5609	48	28	loans	loan	NOUN
fueconorg-5609	48	29	to	to	ADP
fueconorg-5609	48	30	total	total	ADJ
fueconorg-5609	48	31	loans	loan	NOUN
fueconorg-5609	48	32	for	for	ADP
fueconorg-5609	48	33	these	these	DET
fueconorg-5609	48	34	core	core	ADJ
fueconorg-5609	48	35	sectors	sector	NOUN
fueconorg-5609	48	36	.	.	PUNCT
fueconorg-5609	49	1	the	the	DET
fueconorg-5609	49	2	corporate	corporate	ADJ
fueconorg-5609	49	3	sector	sector	NOUN
fueconorg-5609	49	4	is	be	AUX
fueconorg-5609	49	5	a	a	DET
fueconorg-5609	49	6	key	key	ADJ
fueconorg-5609	49	7	channel	channel	NOUN
fueconorg-5609	49	8	through	through	ADP
fueconorg-5609	49	9	which	which	PRON
fueconorg-5609	49	10	shocks	shock	NOUN
fueconorg-5609	49	11	affect	affect	VERB
fueconorg-5609	49	12	banking	banking	NOUN
fueconorg-5609	49	13	sector	sector	NOUN
fueconorg-5609	49	14	with	with	ADP
fueconorg-5609	49	15	change	change	NOUN
fueconorg-5609	49	16	in	in	ADP
fueconorg-5609	49	17	its	its	PRON
fueconorg-5609	49	18	leverage	leverage	NOUN
fueconorg-5609	49	19	ratio	ratio	NOUN
fueconorg-5609	49	20	having	have	VERB
fueconorg-5609	49	21	significant	significant	ADJ
fueconorg-5609	49	22	impact	impact	NOUN
fueconorg-5609	49	23	on	on	ADP
fueconorg-5609	49	24	banks	bank	NOUN
fueconorg-5609	49	25	’	'	PUNCT
fueconorg-5609	49	26	credit	credit	NOUN
fueconorg-5609	49	27	portfolio	portfolio	NOUN
fueconorg-5609	49	28	quality	quality	NOUN
fueconorg-5609	49	29	with	with	ADP
fueconorg-5609	49	30	a	a	DET
fueconorg-5609	49	31	one	one	NUM
fueconorg-5609	49	32	year	year	NOUN
fueconorg-5609	49	33	time	time	NOUN
fueconorg-5609	49	34	lag	lag	NOUN
fueconorg-5609	49	35	(	(	PUNCT
fueconorg-5609	49	36	imf	imf	PROPN
fueconorg-5609	49	37	,	,	PUNCT
fueconorg-5609	49	38	2003	2003	NUM
fueconorg-5609	49	39	)	)	PUNCT
fueconorg-5609	49	40	.	.	PUNCT
fueconorg-5609	50	1	second	second	ADJ
fueconorg-5609	50	2	indicator	indicator	NOUN
fueconorg-5609	50	3	nonperforming	nonperforme	VERB
fueconorg-5609	50	4	loans	loan	NOUN
fueconorg-5609	50	5	net	net	NOUN
fueconorg-5609	50	6	of	of	ADP
fueconorg-5609	50	7	provisions	provision	NOUN
fueconorg-5609	50	8	to	to	ADP
fueconorg-5609	50	9	capital	capital	NOUN
fueconorg-5609	50	10	–	–	PUNCT
fueconorg-5609	50	11	indicates	indicate	VERB
fueconorg-5609	50	12	whether	whether	SCONJ
fueconorg-5609	50	13	bank	bank	NOUN
fueconorg-5609	50	14	capital	capital	NOUN
fueconorg-5609	50	15	is	be	AUX
fueconorg-5609	50	16	enough	enough	ADJ
fueconorg-5609	50	17	to	to	PART
fueconorg-5609	50	18	withstand	withstand	VERB
fueconorg-5609	50	19	loan	loan	NOUN
fueconorg-5609	50	20	losses	loss	NOUN
fueconorg-5609	50	21	stemming	stem	VERB
fueconorg-5609	50	22	from	from	ADP
fueconorg-5609	50	23	credit	credit	NOUN
fueconorg-5609	50	24	exposures	exposure	NOUN
fueconorg-5609	50	25	that	that	PRON
fueconorg-5609	50	26	are	be	AUX
fueconorg-5609	50	27	yet	yet	ADV
fueconorg-5609	50	28	to	to	PART
fueconorg-5609	50	29	be	be	AUX
fueconorg-5609	50	30	written	write	VERB
fueconorg-5609	50	31	off	off	ADP
fueconorg-5609	50	32	.	.	PUNCT
fueconorg-5609	51	1	technically	technically	ADV
fueconorg-5609	51	2	,	,	PUNCT
fueconorg-5609	51	3	if	if	SCONJ
fueconorg-5609	51	4	in	in	ADP
fueconorg-5609	51	5	any	any	DET
fueconorg-5609	51	6	single	single	ADJ
fueconorg-5609	51	7	bank	bank	NOUN
fueconorg-5609	51	8	loan	loan	NOUN
fueconorg-5609	51	9	losses	loss	NOUN
fueconorg-5609	51	10	outweigh	outweigh	VERB
fueconorg-5609	51	11	capital	capital	NOUN
fueconorg-5609	51	12	,	,	PUNCT
fueconorg-5609	51	13	the	the	DET
fueconorg-5609	51	14	bank	bank	NOUN
fueconorg-5609	51	15	is	be	AUX
fueconorg-5609	51	16	insolvent	insolvent	ADJ
fueconorg-5609	51	17	.	.	PUNCT
fueconorg-5609	52	1	two	two	NUM
fueconorg-5609	52	2	considerations	consideration	NOUN
fueconorg-5609	52	3	need	need	VERB
fueconorg-5609	52	4	to	to	PART
fueconorg-5609	52	5	be	be	AUX
fueconorg-5609	52	6	clarified	clarify	VERB
fueconorg-5609	52	7	in	in	ADP
fueconorg-5609	52	8	relation	relation	NOUN
fueconorg-5609	52	9	to	to	ADP
fueconorg-5609	52	10	this	this	DET
fueconorg-5609	52	11	indicator	indicator	NOUN
fueconorg-5609	52	12	.	.	PUNCT
fueconorg-5609	53	1	first	first	ADV
fueconorg-5609	53	2	,	,	PUNCT
fueconorg-5609	53	3	it	it	PRON
fueconorg-5609	53	4	would	would	AUX
fueconorg-5609	53	5	be	be	AUX
fueconorg-5609	53	6	an	an	DET
fueconorg-5609	53	7	exaggeration	exaggeration	NOUN
fueconorg-5609	53	8	to	to	PART
fueconorg-5609	53	9	claim	claim	VERB
fueconorg-5609	53	10	that	that	SCONJ
fueconorg-5609	53	11	a	a	DET
fueconorg-5609	53	12	whole	whole	ADJ
fueconorg-5609	53	13	amount	amount	NOUN
fueconorg-5609	53	14	of	of	ADP
fueconorg-5609	53	15	nonperforming	nonperforme	VERB
fueconorg-5609	53	16	loans	loan	NOUN
fueconorg-5609	53	17	would	would	AUX
fueconorg-5609	53	18	need	need	VERB
fueconorg-5609	53	19	to	to	PART
fueconorg-5609	53	20	be	be	AUX
fueconorg-5609	53	21	backed	back	VERB
fueconorg-5609	53	22	up	up	ADP
fueconorg-5609	53	23	by	by	ADP
fueconorg-5609	53	24	bank	bank	NOUN
fueconorg-5609	53	25	capital	capital	NOUN
fueconorg-5609	53	26	,	,	PUNCT
fueconorg-5609	53	27	meaning	mean	VERB
fueconorg-5609	53	28	that	that	SCONJ
fueconorg-5609	53	29	recovery	recovery	NOUN
fueconorg-5609	53	30	rate	rate	NOUN
fueconorg-5609	53	31	on	on	ADP
fueconorg-5609	53	32	these	these	DET
fueconorg-5609	53	33	loans	loan	NOUN
fueconorg-5609	53	34	would	would	AUX
fueconorg-5609	53	35	be	be	AUX
fueconorg-5609	53	36	zero	zero	NUM
fueconorg-5609	53	37	.	.	PUNCT
fueconorg-5609	54	1	banks	bank	NOUN
fueconorg-5609	54	2	employ	employ	VERB
fueconorg-5609	54	3	a	a	DET
fueconorg-5609	54	4	number	number	NOUN
fueconorg-5609	54	5	of	of	ADP
fueconorg-5609	54	6	techniques	technique	NOUN
fueconorg-5609	54	7	to	to	PART
fueconorg-5609	54	8	mitigate	mitigate	VERB
fueconorg-5609	54	9	credit	credit	NOUN
fueconorg-5609	54	10	risk	risk	NOUN
fueconorg-5609	54	11	,	,	PUNCT
fueconorg-5609	54	12	starting	start	VERB
fueconorg-5609	54	13	with	with	ADP
fueconorg-5609	54	14	an	an	DET
fueconorg-5609	54	15	adequate	adequate	ADJ
fueconorg-5609	54	16	352	352	NUM
fueconorg-5609	54	17	v.	v.	ADP
fueconorg-5609	54	18	lukić	lukić	PROPN
fueconorg-5609	54	19	,	,	PUNCT
fueconorg-5609	54	20	s.	s.	PROPN
fueconorg-5609	54	21	popović	popović	PROPN
fueconorg-5609	54	22	,	,	PUNCT
fueconorg-5609	54	23	i.	i.	PROPN
fueconorg-5609	54	24	janković	janković	PROPN
fueconorg-5609	54	25	collateral	collateral	NOUN
fueconorg-5609	54	26	and	and	CCONJ
fueconorg-5609	54	27	guarantees	guarantee	NOUN
fueconorg-5609	54	28	,	,	PUNCT
fueconorg-5609	54	29	due	due	ADP
fueconorg-5609	54	30	to	to	ADP
fueconorg-5609	54	31	which	which	PRON
fueconorg-5609	54	32	as	as	ADP
fueconorg-5609	54	33	a	a	DET
fueconorg-5609	54	34	rule	rule	NOUN
fueconorg-5609	54	35	actual	actual	ADJ
fueconorg-5609	54	36	loan	loan	NOUN
fueconorg-5609	54	37	losses	loss	NOUN
fueconorg-5609	54	38	are	be	AUX
fueconorg-5609	54	39	lower	low	ADJ
fueconorg-5609	54	40	than	than	ADP
fueconorg-5609	54	41	maximum	maximum	ADJ
fueconorg-5609	54	42	projected	project	VERB
fueconorg-5609	54	43	loss	loss	NOUN
fueconorg-5609	54	44	.	.	PUNCT
fueconorg-5609	55	1	major	major	ADJ
fueconorg-5609	55	2	drawback	drawback	NOUN
fueconorg-5609	55	3	is	be	AUX
fueconorg-5609	55	4	that	that	SCONJ
fueconorg-5609	55	5	the	the	DET
fueconorg-5609	55	6	appraisal	appraisal	NOUN
fueconorg-5609	55	7	of	of	ADP
fueconorg-5609	55	8	recovery	recovery	NOUN
fueconorg-5609	55	9	rates	rate	NOUN
fueconorg-5609	55	10	is	be	AUX
fueconorg-5609	55	11	immensely	immensely	ADV
fueconorg-5609	55	12	uncertain	uncertain	ADJ
fueconorg-5609	55	13	.	.	PUNCT
fueconorg-5609	56	1	secondly	secondly	ADV
fueconorg-5609	56	2	,	,	PUNCT
fueconorg-5609	56	3	provisioning	provision	VERB
fueconorg-5609	56	4	policy	policy	NOUN
fueconorg-5609	56	5	determines	determine	NOUN
fueconorg-5609	56	6	when	when	SCONJ
fueconorg-5609	56	7	and	and	CCONJ
fueconorg-5609	56	8	how	how	SCONJ
fueconorg-5609	56	9	much	much	ADJ
fueconorg-5609	56	10	banks	bank	NOUN
fueconorg-5609	56	11	should	should	AUX
fueconorg-5609	56	12	provision	provision	VERB
fueconorg-5609	56	13	against	against	ADP
fueconorg-5609	56	14	nonperforming	nonperforme	VERB
fueconorg-5609	56	15	loans	loan	NOUN
fueconorg-5609	56	16	.	.	PUNCT
fueconorg-5609	57	1	loan	loan	NOUN
fueconorg-5609	57	2	loss	loss	NOUN
fueconorg-5609	57	3	provisions	provision	NOUN
fueconorg-5609	57	4	reduce	reduce	VERB
fueconorg-5609	57	5	the	the	DET
fueconorg-5609	57	6	gross	gross	ADJ
fueconorg-5609	57	7	amount	amount	NOUN
fueconorg-5609	57	8	of	of	ADP
fueconorg-5609	57	9	the	the	DET
fueconorg-5609	57	10	accompanying	accompany	VERB
fueconorg-5609	57	11	loan	loan	NOUN
fueconorg-5609	57	12	in	in	ADP
fueconorg-5609	57	13	the	the	DET
fueconorg-5609	57	14	balance	balance	NOUN
fueconorg-5609	57	15	sheet	sheet	NOUN
fueconorg-5609	57	16	so	so	SCONJ
fueconorg-5609	57	17	as	as	SCONJ
fueconorg-5609	57	18	to	to	PART
fueconorg-5609	57	19	calculate	calculate	VERB
fueconorg-5609	57	20	its	its	PRON
fueconorg-5609	57	21	net	net	ADJ
fueconorg-5609	57	22	value	value	NOUN
fueconorg-5609	57	23	,	,	PUNCT
fueconorg-5609	57	24	and	and	CCONJ
fueconorg-5609	57	25	are	be	AUX
fueconorg-5609	57	26	often	often	ADV
fueconorg-5609	57	27	referred	refer	VERB
fueconorg-5609	57	28	to	to	ADP
fueconorg-5609	57	29	as	as	ADP
fueconorg-5609	57	30	specific	specific	ADJ
fueconorg-5609	57	31	loan	loan	NOUN
fueconorg-5609	57	32	loss	loss	NOUN
fueconorg-5609	57	33	provisions	provision	NOUN
fueconorg-5609	57	34	.	.	PUNCT
fueconorg-5609	58	1	net	net	ADJ
fueconorg-5609	58	2	value	value	NOUN
fueconorg-5609	58	3	of	of	ADP
fueconorg-5609	58	4	a	a	DET
fueconorg-5609	58	5	loan	loan	NOUN
fueconorg-5609	58	6	is	be	AUX
fueconorg-5609	58	7	the	the	DET
fueconorg-5609	58	8	best	good	ADJ
fueconorg-5609	58	9	guess	guess	NOUN
fueconorg-5609	58	10	a	a	DET
fueconorg-5609	58	11	bank	bank	NOUN
fueconorg-5609	58	12	can	can	AUX
fueconorg-5609	58	13	make	make	VERB
fueconorg-5609	58	14	about	about	ADP
fueconorg-5609	58	15	loan	loan	NOUN
fueconorg-5609	58	16	amount	amount	NOUN
fueconorg-5609	58	17	it	it	PRON
fueconorg-5609	58	18	expects	expect	VERB
fueconorg-5609	58	19	to	to	PART
fueconorg-5609	58	20	collect	collect	VERB
fueconorg-5609	58	21	from	from	ADP
fueconorg-5609	58	22	debtor	debtor	NOUN
fueconorg-5609	58	23	and	and	CCONJ
fueconorg-5609	58	24	reflects	reflect	VERB
fueconorg-5609	58	25	the	the	DET
fueconorg-5609	58	26	loss	loss	NOUN
fueconorg-5609	58	27	in	in	ADP
fueconorg-5609	58	28	value	value	NOUN
fueconorg-5609	58	29	of	of	ADP
fueconorg-5609	58	30	impaired	impaired	ADJ
fueconorg-5609	58	31	assets	asset	NOUN
fueconorg-5609	58	32	.	.	PUNCT
fueconorg-5609	59	1	provisioning	provision	VERB
fueconorg-5609	59	2	is	be	AUX
fueconorg-5609	59	3	set	set	VERB
fueconorg-5609	59	4	in	in	ADP
fueconorg-5609	59	5	a	a	DET
fueconorg-5609	59	6	progressive	progressive	ADJ
fueconorg-5609	59	7	way	way	NOUN
fueconorg-5609	59	8	so	so	SCONJ
fueconorg-5609	59	9	as	as	SCONJ
fueconorg-5609	59	10	to	to	PART
fueconorg-5609	59	11	attribute	attribute	VERB
fueconorg-5609	59	12	higher	high	ADJ
fueconorg-5609	59	13	percentage	percentage	NOUN
fueconorg-5609	59	14	of	of	ADP
fueconorg-5609	59	15	provisions	provision	NOUN
fueconorg-5609	59	16	to	to	ADP
fueconorg-5609	59	17	loans	loan	NOUN
fueconorg-5609	59	18	with	with	ADP
fueconorg-5609	59	19	a	a	DET
fueconorg-5609	59	20	higher	high	ADJ
fueconorg-5609	59	21	likelihood	likelihood	NOUN
fueconorg-5609	59	22	of	of	ADP
fueconorg-5609	59	23	default	default	NOUN
fueconorg-5609	59	24	and	and	CCONJ
fueconorg-5609	59	25	expected	expect	VERB
fueconorg-5609	59	26	loss	loss	NOUN
fueconorg-5609	59	27	.	.	PUNCT
fueconorg-5609	60	1	formation	formation	NOUN
fueconorg-5609	60	2	of	of	ADP
fueconorg-5609	60	3	specific	specific	ADJ
fueconorg-5609	60	4	provisions	provision	NOUN
fueconorg-5609	60	5	reduces	reduce	VERB
fueconorg-5609	60	6	profit	profit	NOUN
fueconorg-5609	60	7	in	in	ADP
fueconorg-5609	60	8	the	the	DET
fueconorg-5609	60	9	respective	respective	ADJ
fueconorg-5609	60	10	period	period	NOUN
fueconorg-5609	60	11	and	and	CCONJ
fueconorg-5609	60	12	their	their	PRON
fueconorg-5609	60	13	outstanding	outstanding	ADJ
fueconorg-5609	60	14	amount	amount	NOUN
fueconorg-5609	60	15	accumulates	accumulate	VERB
fueconorg-5609	60	16	through	through	ADP
fueconorg-5609	60	17	time	time	NOUN
fueconorg-5609	60	18	if	if	SCONJ
fueconorg-5609	60	19	the	the	DET
fueconorg-5609	60	20	riskiness	riskiness	NOUN
fueconorg-5609	60	21	of	of	ADP
fueconorg-5609	60	22	the	the	DET
fueconorg-5609	60	23	loan	loan	NOUN
fueconorg-5609	60	24	rises	rise	NOUN
fueconorg-5609	60	25	.	.	PUNCT
fueconorg-5609	61	1	the	the	DET
fueconorg-5609	61	2	higher	high	ADJ
fueconorg-5609	61	3	specific	specific	ADJ
fueconorg-5609	61	4	provisions	provision	NOUN
fueconorg-5609	61	5	against	against	ADP
fueconorg-5609	61	6	an	an	DET
fueconorg-5609	61	7	individual	individual	ADJ
fueconorg-5609	61	8	loan	loan	NOUN
fueconorg-5609	61	9	or	or	CCONJ
fueconorg-5609	61	10	collectively	collectively	ADV
fueconorg-5609	61	11	assessed	assess	VERB
fueconorg-5609	61	12	group	group	NOUN
fueconorg-5609	61	13	of	of	ADP
fueconorg-5609	61	14	loans	loan	NOUN
fueconorg-5609	61	15	,	,	PUNCT
fueconorg-5609	61	16	the	the	DET
fueconorg-5609	61	17	less	less	ADJ
fueconorg-5609	61	18	impact	impact	NOUN
fueconorg-5609	61	19	will	will	AUX
fueconorg-5609	61	20	nonperforming	nonperforme	VERB
fueconorg-5609	61	21	loans	loan	NOUN
fueconorg-5609	61	22	have	have	VERB
fueconorg-5609	61	23	on	on	ADP
fueconorg-5609	61	24	bank	bank	NOUN
fueconorg-5609	61	25	capital	capital	NOUN
fueconorg-5609	61	26	.	.	PUNCT
fueconorg-5609	62	1	loss	loss	NOUN
fueconorg-5609	62	2	provisions	provision	NOUN
fueconorg-5609	62	3	serve	serve	VERB
fueconorg-5609	62	4	as	as	ADP
fueconorg-5609	62	5	a	a	DET
fueconorg-5609	62	6	buffer	buffer	NOUN
fueconorg-5609	62	7	against	against	ADP
fueconorg-5609	62	8	diminishing	diminishing	NOUN
fueconorg-5609	62	9	level	level	NOUN
fueconorg-5609	62	10	of	of	ADP
fueconorg-5609	62	11	bank	bank	NOUN
fueconorg-5609	62	12	capital	capital	NOUN
fueconorg-5609	62	13	.	.	PUNCT
fueconorg-5609	63	1	low	low	ADJ
fueconorg-5609	63	2	levels	level	NOUN
fueconorg-5609	63	3	of	of	ADP
fueconorg-5609	63	4	ratio	ratio	NOUN
fueconorg-5609	63	5	of	of	ADP
fueconorg-5609	63	6	nonperforming	nonperforme	VERB
fueconorg-5609	63	7	loans	loan	NOUN
fueconorg-5609	63	8	net	net	NOUN
fueconorg-5609	63	9	of	of	ADP
fueconorg-5609	63	10	provisions	provision	NOUN
fueconorg-5609	63	11	to	to	ADP
fueconorg-5609	63	12	capital	capital	NOUN
fueconorg-5609	63	13	point	point	NOUN
fueconorg-5609	63	14	to	to	ADP
fueconorg-5609	63	15	a	a	DET
fueconorg-5609	63	16	resilient	resilient	ADJ
fueconorg-5609	63	17	and	and	CCONJ
fueconorg-5609	63	18	solvent	solvent	ADJ
fueconorg-5609	63	19	banking	banking	NOUN
fueconorg-5609	63	20	sector	sector	NOUN
fueconorg-5609	63	21	.	.	PUNCT
fueconorg-5609	64	1	on	on	ADP
fueconorg-5609	64	2	the	the	DET
fueconorg-5609	64	3	other	other	ADJ
fueconorg-5609	64	4	hand	hand	NOUN
fueconorg-5609	64	5	,	,	PUNCT
fueconorg-5609	64	6	high	high	ADJ
fueconorg-5609	64	7	levels	level	NOUN
fueconorg-5609	64	8	of	of	ADP
fueconorg-5609	64	9	ratio	ratio	NOUN
fueconorg-5609	64	10	indicate	indicate	VERB
fueconorg-5609	64	11	inadequate	inadequate	ADJ
fueconorg-5609	64	12	provisioning	provisioning	ADJ
fueconorg-5609	64	13	policy	policy	NOUN
fueconorg-5609	64	14	that	that	PRON
fueconorg-5609	64	15	allowed	allow	VERB
fueconorg-5609	64	16	banks	bank	NOUN
fueconorg-5609	64	17	to	to	PART
fueconorg-5609	64	18	delay	delay	VERB
fueconorg-5609	64	19	addressing	address	VERB
fueconorg-5609	64	20	problem	problem	NOUN
fueconorg-5609	64	21	with	with	ADP
fueconorg-5609	64	22	nonperforming	nonperforme	VERB
fueconorg-5609	64	23	loans	loan	NOUN
fueconorg-5609	64	24	which	which	PRON
fueconorg-5609	64	25	grew	grow	VERB
fueconorg-5609	64	26	over	over	ADP
fueconorg-5609	64	27	time	time	NOUN
fueconorg-5609	64	28	.	.	PUNCT
fueconorg-5609	65	1	provisions	provision	NOUN
fueconorg-5609	65	2	for	for	ADP
fueconorg-5609	65	3	nonperforming	nonperforme	VERB
fueconorg-5609	65	4	loans	loan	NOUN
fueconorg-5609	65	5	to	to	ADP
fueconorg-5609	65	6	nonperforming	nonperforme	VERB
fueconorg-5609	65	7	loans	loan	NOUN
fueconorg-5609	65	8	provide	provide	VERB
fueconorg-5609	65	9	a	a	DET
fueconorg-5609	65	10	measure	measure	NOUN
fueconorg-5609	65	11	of	of	ADP
fueconorg-5609	65	12	the	the	DET
fueconorg-5609	65	13	portion	portion	NOUN
fueconorg-5609	65	14	of	of	ADP
fueconorg-5609	65	15	bad	bad	ADJ
fueconorg-5609	65	16	loans	loan	NOUN
fueconorg-5609	65	17	for	for	ADP
fueconorg-5609	65	18	which	which	PRON
fueconorg-5609	65	19	provisions	provision	NOUN
fueconorg-5609	65	20	have	have	AUX
fueconorg-5609	65	21	already	already	ADV
fueconorg-5609	65	22	been	be	AUX
fueconorg-5609	65	23	set	set	VERB
fueconorg-5609	65	24	aside	aside	ADV
fueconorg-5609	65	25	.	.	PUNCT
fueconorg-5609	66	1	it	it	PRON
fueconorg-5609	66	2	is	be	AUX
fueconorg-5609	66	3	directly	directly	ADV
fueconorg-5609	66	4	related	relate	VERB
fueconorg-5609	66	5	to	to	ADP
fueconorg-5609	66	6	the	the	DET
fueconorg-5609	66	7	numerator	numerator	NOUN
fueconorg-5609	66	8	of	of	ADP
fueconorg-5609	66	9	the	the	DET
fueconorg-5609	66	10	previous	previous	ADJ
fueconorg-5609	66	11	indicator	indicator	NOUN
fueconorg-5609	66	12	,	,	PUNCT
fueconorg-5609	66	13	since	since	SCONJ
fueconorg-5609	66	14	it	it	PRON
fueconorg-5609	66	15	uses	use	VERB
fueconorg-5609	66	16	the	the	DET
fueconorg-5609	66	17	same	same	ADJ
fueconorg-5609	66	18	accounting	accounting	NOUN
fueconorg-5609	66	19	data	datum	NOUN
fueconorg-5609	66	20	.	.	PUNCT
fueconorg-5609	67	1	often	often	ADV
fueconorg-5609	67	2	it	it	PRON
fueconorg-5609	67	3	is	be	AUX
fueconorg-5609	67	4	referred	refer	VERB
fueconorg-5609	67	5	to	to	ADP
fueconorg-5609	67	6	as	as	ADP
fueconorg-5609	67	7	coverage	coverage	NOUN
fueconorg-5609	67	8	ratio	ratio	NOUN
fueconorg-5609	67	9	.	.	PUNCT
fueconorg-5609	68	1	when	when	SCONJ
fueconorg-5609	68	2	coverage	coverage	NOUN
fueconorg-5609	68	3	ratio	ratio	NOUN
fueconorg-5609	68	4	reaches	reach	VERB
fueconorg-5609	68	5	one	one	NUM
fueconorg-5609	68	6	hundred	hundred	NUM
fueconorg-5609	68	7	percent	percent	NOUN
fueconorg-5609	68	8	,	,	PUNCT
fueconorg-5609	68	9	the	the	DET
fueconorg-5609	68	10	net	net	ADJ
fueconorg-5609	68	11	value	value	NOUN
fueconorg-5609	68	12	of	of	ADP
fueconorg-5609	68	13	nonperforming	nonperforming	ADJ
fueconorg-5609	68	14	loan	loan	NOUN
fueconorg-5609	68	15	is	be	AUX
fueconorg-5609	68	16	zero	zero	NUM
fueconorg-5609	68	17	,	,	PUNCT
fueconorg-5609	68	18	and	and	CCONJ
fueconorg-5609	68	19	it	it	PRON
fueconorg-5609	68	20	can	can	AUX
fueconorg-5609	68	21	be	be	AUX
fueconorg-5609	68	22	completely	completely	ADV
fueconorg-5609	68	23	written	write	VERB
fueconorg-5609	68	24	off	off	ADP
fueconorg-5609	68	25	without	without	ADP
fueconorg-5609	68	26	any	any	DET
fueconorg-5609	68	27	bad	bad	ADJ
fueconorg-5609	68	28	repercussions	repercussion	NOUN
fueconorg-5609	68	29	to	to	PART
fueconorg-5609	68	30	bank	bank	NOUN
fueconorg-5609	68	31	capital	capital	NOUN
fueconorg-5609	68	32	or	or	CCONJ
fueconorg-5609	68	33	financial	financial	ADJ
fueconorg-5609	68	34	result	result	NOUN
fueconorg-5609	68	35	in	in	ADP
fueconorg-5609	68	36	the	the	DET
fueconorg-5609	68	37	current	current	ADJ
fueconorg-5609	68	38	reporting	reporting	NOUN
fueconorg-5609	68	39	period	period	NOUN
fueconorg-5609	68	40	.	.	PUNCT
fueconorg-5609	69	1	finally	finally	ADV
fueconorg-5609	69	2	,	,	PUNCT
fueconorg-5609	69	3	the	the	DET
fueconorg-5609	69	4	last	last	ADJ
fueconorg-5609	69	5	indicator	indicator	NOUN
fueconorg-5609	69	6	depicts	depict	VERB
fueconorg-5609	69	7	the	the	DET
fueconorg-5609	69	8	total	total	ADJ
fueconorg-5609	69	9	capacity	capacity	NOUN
fueconorg-5609	69	10	of	of	ADP
fueconorg-5609	69	11	provisions	provision	NOUN
fueconorg-5609	69	12	to	to	PART
fueconorg-5609	69	13	cover	cover	VERB
fueconorg-5609	69	14	nonperforming	nonperforming	ADJ
fueconorg-5609	69	15	loans	loan	NOUN
fueconorg-5609	69	16	losses	loss	NOUN
fueconorg-5609	69	17	.	.	PUNCT
fueconorg-5609	70	1	in	in	ADP
fueconorg-5609	70	2	most	most	ADJ
fueconorg-5609	70	3	instances	instance	NOUN
fueconorg-5609	70	4	,	,	PUNCT
fueconorg-5609	70	5	actual	actual	ADJ
fueconorg-5609	70	6	value	value	NOUN
fueconorg-5609	70	7	of	of	ADP
fueconorg-5609	70	8	provisions	provision	NOUN
fueconorg-5609	70	9	for	for	ADP
fueconorg-5609	70	10	total	total	ADJ
fueconorg-5609	70	11	loans	loan	NOUN
fueconorg-5609	70	12	to	to	ADP
fueconorg-5609	70	13	nonperforming	nonperforme	VERB
fueconorg-5609	70	14	loans	loan	NOUN
fueconorg-5609	70	15	ratio	ratio	NOUN
fueconorg-5609	70	16	is	be	AUX
fueconorg-5609	70	17	very	very	ADV
fueconorg-5609	70	18	close	close	ADJ
fueconorg-5609	70	19	to	to	ADP
fueconorg-5609	70	20	provisions	provision	NOUN
fueconorg-5609	70	21	for	for	ADP
fueconorg-5609	70	22	nonperforming	nonperforme	VERB
fueconorg-5609	70	23	loans	loan	NOUN
fueconorg-5609	70	24	to	to	ADP
fueconorg-5609	70	25	nonperforming	nonperforme	VERB
fueconorg-5609	70	26	loans	loan	NOUN
fueconorg-5609	70	27	ratio	ratio	NOUN
fueconorg-5609	70	28	,	,	PUNCT
fueconorg-5609	70	29	because	because	SCONJ
fueconorg-5609	70	30	provisions	provision	NOUN
fueconorg-5609	70	31	for	for	ADP
fueconorg-5609	70	32	collectible	collectible	ADJ
fueconorg-5609	70	33	loans	loan	NOUN
fueconorg-5609	70	34	are	be	AUX
fueconorg-5609	70	35	low	low	ADJ
fueconorg-5609	70	36	and	and	CCONJ
fueconorg-5609	70	37	usually	usually	ADV
fueconorg-5609	70	38	in	in	ADP
fueconorg-5609	70	39	the	the	DET
fueconorg-5609	70	40	range	range	NOUN
fueconorg-5609	70	41	0,25	0,25	NUM
fueconorg-5609	70	42	-	-	SYM
fueconorg-5609	70	43	1	1	NUM
fueconorg-5609	70	44	%	%	NOUN
fueconorg-5609	70	45	.	.	PUNCT
fueconorg-5609	71	1	ţivković	ţivković	PROPN
fueconorg-5609	71	2	et	et	PROPN
fueconorg-5609	71	3	al	al	PROPN
fueconorg-5609	71	4	(	(	PUNCT
fueconorg-5609	71	5	2018	2018	NUM
fueconorg-5609	71	6	)	)	PUNCT
fueconorg-5609	71	7	provide	provide	VERB
fueconorg-5609	71	8	review	review	NOUN
fueconorg-5609	71	9	of	of	ADP
fueconorg-5609	71	10	additional	additional	ADJ
fueconorg-5609	71	11	indicators	indicator	NOUN
fueconorg-5609	71	12	of	of	ADP
fueconorg-5609	71	13	bank	bank	NOUN
fueconorg-5609	71	14	assets	asset	NOUN
fueconorg-5609	71	15	quality	quality	NOUN
fueconorg-5609	71	16	.	.	PUNCT
fueconorg-5609	72	1	3	3	X
fueconorg-5609	72	2	.	.	X
fueconorg-5609	72	3	overview	overview	NOUN
fueconorg-5609	72	4	of	of	ADP
fueconorg-5609	72	5	nonperforming	nonperforme	VERB
fueconorg-5609	72	6	loans	loan	NOUN
fueconorg-5609	72	7	in	in	ADP
fueconorg-5609	72	8	serbia	serbia	PROPN
fueconorg-5609	72	9	in	in	ADP
fueconorg-5609	72	10	2014	2014	NUM
fueconorg-5609	72	11	serbia	serbia	PROPN
fueconorg-5609	72	12	ranked	rank	VERB
fueconorg-5609	72	13	7th	7th	ADV
fueconorg-5609	72	14	worldwide	worldwide	ADV
fueconorg-5609	72	15	according	accord	VERB
fueconorg-5609	72	16	to	to	ADP
fueconorg-5609	72	17	the	the	DET
fueconorg-5609	72	18	nonperforming	nonperforme	VERB
fueconorg-5609	72	19	loans	loan	NOUN
fueconorg-5609	72	20	to	to	ADP
fueconorg-5609	72	21	total	total	ADJ
fueconorg-5609	72	22	loans	loan	NOUN
fueconorg-5609	72	23	ratio	ratio	NOUN
fueconorg-5609	72	24	.	.	PUNCT
fueconorg-5609	73	1	this	this	DET
fueconorg-5609	73	2	fact	fact	NOUN
fueconorg-5609	73	3	signaled	signal	VERB
fueconorg-5609	73	4	a	a	DET
fueconorg-5609	73	5	need	need	NOUN
fueconorg-5609	73	6	for	for	ADP
fueconorg-5609	73	7	active	active	ADJ
fueconorg-5609	73	8	measures	measure	NOUN
fueconorg-5609	73	9	to	to	PART
fueconorg-5609	73	10	reduce	reduce	VERB
fueconorg-5609	73	11	the	the	DET
fueconorg-5609	73	12	stock	stock	NOUN
fueconorg-5609	73	13	of	of	ADP
fueconorg-5609	73	14	nonperforming	nonperforme	VERB
fueconorg-5609	73	15	loans	loan	NOUN
fueconorg-5609	73	16	.	.	PUNCT
fueconorg-5609	74	1	data	datum	NOUN
fueconorg-5609	74	2	on	on	ADP
fueconorg-5609	74	3	nonperforming	nonperforme	VERB
fueconorg-5609	74	4	loans	loan	NOUN
fueconorg-5609	74	5	in	in	ADP
fueconorg-5609	74	6	banking	banking	NOUN
fueconorg-5609	74	7	sector	sector	NOUN
fueconorg-5609	74	8	is	be	AUX
fueconorg-5609	74	9	available	available	ADJ
fueconorg-5609	74	10	as	as	ADP
fueconorg-5609	74	11	of	of	ADP
fueconorg-5609	74	12	september	september	PROPN
fueconorg-5609	74	13	2008	2008	NUM
fueconorg-5609	74	14	,	,	PUNCT
fueconorg-5609	74	15	when	when	SCONJ
fueconorg-5609	74	16	an	an	DET
fueconorg-5609	74	17	official	official	ADJ
fueconorg-5609	74	18	definition	definition	NOUN
fueconorg-5609	74	19	concerning	concern	VERB
fueconorg-5609	74	20	them	they	PRON
fueconorg-5609	74	21	was	be	AUX
fueconorg-5609	74	22	issued	issue	VERB
fueconorg-5609	74	23	by	by	ADP
fueconorg-5609	74	24	national	national	PROPN
fueconorg-5609	74	25	bank	bank	PROPN
fueconorg-5609	74	26	of	of	ADP
fueconorg-5609	74	27	serbia	serbia	PROPN
fueconorg-5609	74	28	(	(	PUNCT
fueconorg-5609	74	29	nbs	nbs	PROPN
fueconorg-5609	74	30	)	)	PUNCT
fueconorg-5609	74	31	and	and	CCONJ
fueconorg-5609	74	32	first	first	ADJ
fueconorg-5609	74	33	data	datum	NOUN
fueconorg-5609	74	34	gathered	gather	VERB
fueconorg-5609	74	35	.	.	PUNCT
fueconorg-5609	75	1	nbs	nbs	PROPN
fueconorg-5609	75	2	adopted	adopt	VERB
fueconorg-5609	75	3	the	the	DET
fueconorg-5609	75	4	definition	definition	NOUN
fueconorg-5609	75	5	from	from	ADP
fueconorg-5609	75	6	the	the	DET
fueconorg-5609	75	7	imf	imf	PROPN
fueconorg-5609	75	8	.	.	PUNCT
fueconorg-5609	75	9	figure	figure	NOUN
fueconorg-5609	75	10	1	1	NUM
fueconorg-5609	75	11	displays	display	VERB
fueconorg-5609	75	12	stock	stock	NOUN
fueconorg-5609	75	13	of	of	ADP
fueconorg-5609	75	14	nonperforming	nonperforme	VERB
fueconorg-5609	75	15	loans	loan	NOUN
fueconorg-5609	75	16	to	to	ADP
fueconorg-5609	75	17	total	total	ADJ
fueconorg-5609	75	18	loans	loan	NOUN
fueconorg-5609	75	19	and	and	CCONJ
fueconorg-5609	75	20	regulatory	regulatory	ADJ
fueconorg-5609	75	21	capital	capital	NOUN
fueconorg-5609	75	22	.	.	PUNCT
fueconorg-5609	76	1	right	right	ADV
fueconorg-5609	76	2	from	from	ADP
fueconorg-5609	76	3	the	the	DET
fueconorg-5609	76	4	beginning	beginning	NOUN
fueconorg-5609	76	5	of	of	ADP
fueconorg-5609	76	6	collecting	collect	VERB
fueconorg-5609	76	7	data	datum	NOUN
fueconorg-5609	76	8	for	for	ADP
fueconorg-5609	76	9	nonperforming	nonperforme	VERB
fueconorg-5609	76	10	loans	loan	NOUN
fueconorg-5609	76	11	,	,	PUNCT
fueconorg-5609	76	12	a	a	DET
fueconorg-5609	76	13	gap	gap	NOUN
fueconorg-5609	76	14	between	between	ADP
fueconorg-5609	76	15	the	the	DET
fueconorg-5609	76	16	two	two	NUM
fueconorg-5609	76	17	ratios	ratio	NOUN
fueconorg-5609	76	18	has	have	AUX
fueconorg-5609	76	19	started	start	VERB
fueconorg-5609	76	20	widening	widen	VERB
fueconorg-5609	76	21	.	.	PUNCT
fueconorg-5609	77	1	while	while	SCONJ
fueconorg-5609	77	2	ratio	ratio	NOUN
fueconorg-5609	77	3	of	of	ADP
fueconorg-5609	77	4	nonperforming	nonperforme	VERB
fueconorg-5609	77	5	loans	loan	NOUN
fueconorg-5609	77	6	to	to	ADP
fueconorg-5609	77	7	total	total	ADJ
fueconorg-5609	77	8	loans	loan	NOUN
fueconorg-5609	77	9	doubled	double	VERB
fueconorg-5609	77	10	in	in	ADP
fueconorg-5609	77	11	five	five	NUM
fueconorg-5609	77	12	years	year	NOUN
fueconorg-5609	77	13	,	,	PUNCT
fueconorg-5609	77	14	ratio	ratio	NOUN
fueconorg-5609	77	15	of	of	ADP
fueconorg-5609	77	16	nonperforming	nonperforme	VERB
fueconorg-5609	77	17	loans	loan	NOUN
fueconorg-5609	77	18	to	to	ADP
fueconorg-5609	77	19	regulatory	regulatory	ADJ
fueconorg-5609	77	20	capital	capital	NOUN
fueconorg-5609	77	21	more	more	ADV
fueconorg-5609	77	22	than	than	ADP
fueconorg-5609	77	23	tripled	triple	VERB
fueconorg-5609	77	24	,	,	PUNCT
fueconorg-5609	77	25	creating	create	VERB
fueconorg-5609	77	26	stress	stress	NOUN
fueconorg-5609	77	27	for	for	ADP
fueconorg-5609	77	28	both	both	DET
fueconorg-5609	77	29	banks	bank	NOUN
fueconorg-5609	77	30	and	and	CCONJ
fueconorg-5609	77	31	the	the	DET
fueconorg-5609	77	32	nbs	nbs	NOUN
fueconorg-5609	77	33	.	.	PUNCT
fueconorg-5609	78	1	despite	despite	SCONJ
fueconorg-5609	78	2	adverse	adverse	ADJ
fueconorg-5609	78	3	developments	development	NOUN
fueconorg-5609	78	4	in	in	ADP
fueconorg-5609	78	5	the	the	DET
fueconorg-5609	78	6	two	two	NUM
fueconorg-5609	78	7	ratios	ratio	NOUN
fueconorg-5609	78	8	,	,	PUNCT
fueconorg-5609	78	9	capital	capital	NOUN
fueconorg-5609	78	10	adequacy	adequacy	NOUN
fueconorg-5609	78	11	of	of	ADP
fueconorg-5609	78	12	the	the	DET
fueconorg-5609	78	13	banking	banking	NOUN
fueconorg-5609	78	14	sector	sector	NOUN
fueconorg-5609	78	15	,	,	PUNCT
fueconorg-5609	78	16	measured	measure	VERB
fueconorg-5609	78	17	by	by	ADP
fueconorg-5609	78	18	regulatory	regulatory	ADJ
fueconorg-5609	78	19	capital	capital	NOUN
fueconorg-5609	78	20	to	to	ADP
fueconorg-5609	78	21	risk	risk	NOUN
fueconorg-5609	78	22	-	-	PUNCT
fueconorg-5609	78	23	weighted	weight	VERB
fueconorg-5609	78	24	assets	asset	NOUN
fueconorg-5609	78	25	,	,	PUNCT
fueconorg-5609	78	26	stayed	stay	VERB
fueconorg-5609	78	27	strong	strong	ADJ
fueconorg-5609	78	28	during	during	ADP
fueconorg-5609	78	29	the	the	DET
fueconorg-5609	78	30	period	period	NOUN
fueconorg-5609	78	31	featuring	feature	VERB
fueconorg-5609	78	32	most	most	ADJ
fueconorg-5609	78	33	acute	acute	ADJ
fueconorg-5609	78	34	problems	problem	NOUN
fueconorg-5609	78	35	with	with	ADP
fueconorg-5609	78	36	nonperforming	nonperforme	VERB
fueconorg-5609	78	37	loans	loan	NOUN
fueconorg-5609	78	38	2009	2009	NUM
fueconorg-5609	78	39	-	-	SYM
fueconorg-5609	78	40	2014	2014	NUM
fueconorg-5609	78	41	.	.	PUNCT
fueconorg-5609	79	1	nonperforming	nonperforme	VERB
fueconorg-5609	79	2	loans	loan	NOUN
fueconorg-5609	79	3	and	and	CCONJ
fueconorg-5609	79	4	financial	financial	ADJ
fueconorg-5609	79	5	stability	stability	NOUN
fueconorg-5609	79	6	–	–	PUNCT
fueconorg-5609	79	7	the	the	DET
fueconorg-5609	79	8	case	case	NOUN
fueconorg-5609	79	9	of	of	ADP
fueconorg-5609	79	10	serbia	serbia	PROPN
fueconorg-5609	79	11	353	353	NUM
fueconorg-5609	79	12	fig	fig	NOUN
fueconorg-5609	79	13	.	.	PUNCT
fueconorg-5609	80	1	1	1	NUM
fueconorg-5609	80	2	nonperforming	nonperforme	VERB
fueconorg-5609	80	3	loans	loan	NOUN
fueconorg-5609	80	4	vs.	vs.	ADP
fueconorg-5609	80	5	regulatory	regulatory	ADJ
fueconorg-5609	80	6	capital	capital	NOUN
fueconorg-5609	80	7	and	and	CCONJ
fueconorg-5609	80	8	gross	gross	ADJ
fueconorg-5609	80	9	loans	loan	NOUN
fueconorg-5609	80	10	source	source	NOUN
fueconorg-5609	80	11	:	:	PUNCT
fueconorg-5609	80	12	authors	author	NOUN
fueconorg-5609	80	13	’	’	PART
fueconorg-5609	80	14	presentation	presentation	NOUN
fueconorg-5609	80	15	based	base	VERB
fueconorg-5609	80	16	on	on	ADP
fueconorg-5609	80	17	data	datum	NOUN
fueconorg-5609	80	18	from	from	ADP
fueconorg-5609	80	19	nbs	nbs	PROPN
fueconorg-5609	80	20	apart	apart	ADV
fueconorg-5609	80	21	from	from	ADP
fueconorg-5609	80	22	nbs	nbs	PROPN
fueconorg-5609	80	23	data	data	PROPN
fueconorg-5609	80	24	,	,	PUNCT
fueconorg-5609	80	25	association	association	NOUN
fueconorg-5609	80	26	of	of	ADP
fueconorg-5609	80	27	serbian	serbian	ADJ
fueconorg-5609	80	28	banks	bank	NOUN
fueconorg-5609	80	29	has	have	AUX
fueconorg-5609	80	30	been	be	AUX
fueconorg-5609	80	31	gathering	gather	VERB
fueconorg-5609	80	32	data	datum	NOUN
fueconorg-5609	80	33	on	on	ADP
fueconorg-5609	80	34	bank	bank	NOUN
fueconorg-5609	80	35	clients	client	NOUN
fueconorg-5609	80	36	`	`	PART
fueconorg-5609	80	37	indebtedness	indebtedness	NOUN
fueconorg-5609	80	38	and	and	CCONJ
fueconorg-5609	80	39	arrears	arrear	NOUN
fueconorg-5609	80	40	from	from	ADP
fueconorg-5609	80	41	the	the	DET
fueconorg-5609	80	42	establishment	establishment	NOUN
fueconorg-5609	80	43	of	of	ADP
fueconorg-5609	80	44	credit	credit	NOUN
fueconorg-5609	80	45	bureau	bureau	NOUN
fueconorg-5609	80	46	in	in	ADP
fueconorg-5609	80	47	2004	2004	NUM
fueconorg-5609	80	48	.	.	PUNCT
fueconorg-5609	81	1	its	its	PRON
fueconorg-5609	81	2	data	data	NOUN
fueconorg-5609	81	3	base	base	NOUN
fueconorg-5609	81	4	is	be	AUX
fueconorg-5609	81	5	accurate	accurate	ADJ
fueconorg-5609	81	6	,	,	PUNCT
fueconorg-5609	81	7	reliable	reliable	ADJ
fueconorg-5609	81	8	and	and	CCONJ
fueconorg-5609	81	9	daily	daily	ADJ
fueconorg-5609	81	10	updated	update	VERB
fueconorg-5609	81	11	and	and	CCONJ
fueconorg-5609	81	12	may	may	AUX
fueconorg-5609	81	13	serve	serve	VERB
fueconorg-5609	81	14	as	as	ADP
fueconorg-5609	81	15	a	a	DET
fueconorg-5609	81	16	cross	cross	NOUN
fueconorg-5609	81	17	check	check	NOUN
fueconorg-5609	81	18	vis	vis	X
fueconorg-5609	81	19	-	-	PUNCT
fueconorg-5609	81	20	a	a	DET
fueconorg-5609	81	21	-	-	PUNCT
fueconorg-5609	81	22	vis	vis	X
fueconorg-5609	81	23	nbs	nbs	PROPN
fueconorg-5609	81	24	data	data	PROPN
fueconorg-5609	81	25	,	,	PUNCT
fueconorg-5609	81	26	while	while	SCONJ
fueconorg-5609	81	27	it	it	PRON
fueconorg-5609	81	28	is	be	AUX
fueconorg-5609	81	29	especially	especially	ADV
fueconorg-5609	81	30	important	important	ADJ
fueconorg-5609	81	31	for	for	ADP
fueconorg-5609	81	32	analyzing	analyze	VERB
fueconorg-5609	81	33	bad	bad	ADJ
fueconorg-5609	81	34	loans	loan	NOUN
fueconorg-5609	81	35	data	datum	NOUN
fueconorg-5609	81	36	prior	prior	ADV
fueconorg-5609	81	37	to	to	ADP
fueconorg-5609	81	38	2008	2008	NUM
fueconorg-5609	81	39	.	.	PUNCT
fueconorg-5609	82	1	credit	credit	NOUN
fueconorg-5609	82	2	bureau	bureau	NOUN
fueconorg-5609	82	3	publishes	publish	VERB
fueconorg-5609	82	4	monthly	monthly	ADJ
fueconorg-5609	82	5	information	information	NOUN
fueconorg-5609	82	6	on	on	ADP
fueconorg-5609	82	7	the	the	DET
fueconorg-5609	82	8	share	share	NOUN
fueconorg-5609	82	9	of	of	ADP
fueconorg-5609	82	10	defaults	default	NOUN
fueconorg-5609	82	11	(	(	PUNCT
fueconorg-5609	82	12	arrears	arrear	NOUN
fueconorg-5609	82	13	)	)	PUNCT
fueconorg-5609	82	14	in	in	ADP
fueconorg-5609	82	15	credit	credit	NOUN
fueconorg-5609	82	16	debt	debt	NOUN
fueconorg-5609	82	17	classified	classify	VERB
fueconorg-5609	82	18	by	by	ADP
fueconorg-5609	82	19	the	the	DET
fueconorg-5609	82	20	type	type	NOUN
fueconorg-5609	82	21	of	of	ADP
fueconorg-5609	82	22	the	the	DET
fueconorg-5609	82	23	borrower	borrower	NOUN
fueconorg-5609	82	24	:	:	PUNCT
fueconorg-5609	82	25	a	a	X
fueconorg-5609	82	26	)	)	PUNCT
fueconorg-5609	82	27	legal	legal	ADJ
fueconorg-5609	82	28	entities	entity	NOUN
fueconorg-5609	82	29	(	(	PUNCT
fueconorg-5609	82	30	companies	company	NOUN
fueconorg-5609	82	31	)	)	PUNCT
fueconorg-5609	82	32	,	,	PUNCT
fueconorg-5609	82	33	b	b	X
fueconorg-5609	82	34	)	)	PUNCT
fueconorg-5609	82	35	entrepreneurs	entrepreneur	NOUN
fueconorg-5609	82	36	and	and	CCONJ
fueconorg-5609	82	37	c	c	NOUN
fueconorg-5609	82	38	)	)	PUNCT
fueconorg-5609	82	39	individuals	individual	NOUN
fueconorg-5609	82	40	(	(	PUNCT
fueconorg-5609	82	41	natural	natural	ADJ
fueconorg-5609	82	42	persons	person	NOUN
fueconorg-5609	82	43	)	)	PUNCT
fueconorg-5609	82	44	.	.	PUNCT
fueconorg-5609	83	1	credit	credit	NOUN
fueconorg-5609	83	2	reports	report	NOUN
fueconorg-5609	83	3	became	become	VERB
fueconorg-5609	83	4	available	available	ADJ
fueconorg-5609	83	5	for	for	ADP
fueconorg-5609	83	6	individuals	individual	NOUN
fueconorg-5609	83	7	in	in	ADP
fueconorg-5609	83	8	october	october	PROPN
fueconorg-5609	83	9	2004	2004	NUM
fueconorg-5609	83	10	,	,	PUNCT
fueconorg-5609	83	11	and	and	CCONJ
fueconorg-5609	83	12	for	for	ADP
fueconorg-5609	83	13	companies	company	NOUN
fueconorg-5609	83	14	and	and	CCONJ
fueconorg-5609	83	15	entrepreneurs	entrepreneur	NOUN
fueconorg-5609	83	16	from	from	ADP
fueconorg-5609	83	17	may	may	PROPN
fueconorg-5609	83	18	2006	2006	NUM
fueconorg-5609	83	19	.	.	PUNCT
fueconorg-5609	84	1	credit	credit	NOUN
fueconorg-5609	84	2	bureau	bureau	PROPN
fueconorg-5609	84	3	follows	follow	VERB
fueconorg-5609	84	4	clear	clear	ADJ
fueconorg-5609	84	5	-	-	PUNCT
fueconorg-5609	84	6	cut	cut	VERB
fueconorg-5609	84	7	rules	rule	NOUN
fueconorg-5609	84	8	for	for	ADP
fueconorg-5609	84	9	defining	define	VERB
fueconorg-5609	84	10	default	default	NOUN
fueconorg-5609	84	11	on	on	ADP
fueconorg-5609	84	12	outstanding	outstanding	ADJ
fueconorg-5609	84	13	debt	debt	NOUN
fueconorg-5609	84	14	.	.	PUNCT
fueconorg-5609	85	1	for	for	ADP
fueconorg-5609	85	2	legal	legal	ADJ
fueconorg-5609	85	3	entities	entity	NOUN
fueconorg-5609	85	4	and	and	CCONJ
fueconorg-5609	85	5	entrepreneurs	entrepreneur	NOUN
fueconorg-5609	85	6	any	any	DET
fueconorg-5609	85	7	debt	debt	NOUN
fueconorg-5609	85	8	repayment	repayment	NOUN
fueconorg-5609	85	9	that	that	PRON
fueconorg-5609	85	10	has	have	AUX
fueconorg-5609	85	11	not	not	PART
fueconorg-5609	85	12	been	be	AUX
fueconorg-5609	85	13	cleared	clear	VERB
fueconorg-5609	85	14	in	in	ADP
fueconorg-5609	85	15	15	15	NUM
fueconorg-5609	85	16	days	day	NOUN
fueconorg-5609	85	17	after	after	ADP
fueconorg-5609	85	18	due	due	ADJ
fueconorg-5609	85	19	date	date	NOUN
fueconorg-5609	85	20	is	be	AUX
fueconorg-5609	85	21	to	to	PART
fueconorg-5609	85	22	be	be	AUX
fueconorg-5609	85	23	classified	classify	VERB
fueconorg-5609	85	24	as	as	ADP
fueconorg-5609	85	25	default	default	NOUN
fueconorg-5609	85	26	,	,	PUNCT
fueconorg-5609	85	27	while	while	SCONJ
fueconorg-5609	85	28	for	for	ADP
fueconorg-5609	85	29	individuals	individual	NOUN
fueconorg-5609	85	30	that	that	DET
fueconorg-5609	85	31	period	period	NOUN
fueconorg-5609	85	32	is	be	AUX
fueconorg-5609	85	33	extended	extend	VERB
fueconorg-5609	85	34	to	to	ADP
fueconorg-5609	85	35	60	60	NUM
fueconorg-5609	85	36	days	day	NOUN
fueconorg-5609	85	37	.	.	PUNCT
fueconorg-5609	86	1	figure	figure	NOUN
fueconorg-5609	86	2	2	2	NUM
fueconorg-5609	86	3	displays	display	VERB
fueconorg-5609	86	4	data	datum	NOUN
fueconorg-5609	86	5	available	available	ADJ
fueconorg-5609	86	6	from	from	ADP
fueconorg-5609	86	7	credit	credit	NOUN
fueconorg-5609	86	8	bureau	bureau	NOUN
fueconorg-5609	86	9	.	.	PUNCT
fueconorg-5609	87	1	the	the	DET
fueconorg-5609	87	2	share	share	NOUN
fueconorg-5609	87	3	of	of	ADP
fueconorg-5609	87	4	defaults	default	NOUN
fueconorg-5609	87	5	in	in	ADP
fueconorg-5609	87	6	credit	credit	NOUN
fueconorg-5609	87	7	debt	debt	NOUN
fueconorg-5609	87	8	for	for	ADP
fueconorg-5609	87	9	individuals	individual	NOUN
fueconorg-5609	87	10	(	(	PUNCT
fueconorg-5609	87	11	households	household	NOUN
fueconorg-5609	87	12	)	)	PUNCT
fueconorg-5609	87	13	has	have	AUX
fueconorg-5609	87	14	never	never	ADV
fueconorg-5609	87	15	entered	enter	VERB
fueconorg-5609	87	16	double	double	ADJ
fueconorg-5609	87	17	digit	digit	NOUN
fueconorg-5609	87	18	zone	zone	NOUN
fueconorg-5609	87	19	.	.	PUNCT
fueconorg-5609	88	1	developments	development	NOUN
fueconorg-5609	88	2	in	in	ADP
fueconorg-5609	88	3	total	total	ADJ
fueconorg-5609	88	4	share	share	NOUN
fueconorg-5609	88	5	of	of	ADP
fueconorg-5609	88	6	defaults	default	NOUN
fueconorg-5609	88	7	in	in	ADP
fueconorg-5609	88	8	credit	credit	NOUN
fueconorg-5609	88	9	debt	debt	NOUN
fueconorg-5609	88	10	were	be	AUX
fueconorg-5609	88	11	predominantly	predominantly	ADV
fueconorg-5609	88	12	influenced	influence	VERB
fueconorg-5609	88	13	by	by	ADP
fueconorg-5609	88	14	nonfinancial	nonfinancial	ADJ
fueconorg-5609	88	15	corporation	corporation	NOUN
fueconorg-5609	88	16	sector	sector	NOUN
fueconorg-5609	88	17	,	,	PUNCT
fueconorg-5609	88	18	which	which	PRON
fueconorg-5609	88	19	can	can	AUX
fueconorg-5609	88	20	be	be	AUX
fueconorg-5609	88	21	explained	explain	VERB
fueconorg-5609	88	22	by	by	ADP
fueconorg-5609	88	23	the	the	DET
fueconorg-5609	88	24	leading	lead	VERB
fueconorg-5609	88	25	role	role	NOUN
fueconorg-5609	88	26	of	of	ADP
fueconorg-5609	88	27	this	this	DET
fueconorg-5609	88	28	sector	sector	NOUN
fueconorg-5609	88	29	in	in	ADP
fueconorg-5609	88	30	total	total	ADJ
fueconorg-5609	88	31	bank	bank	NOUN
fueconorg-5609	88	32	loan	loan	NOUN
fueconorg-5609	88	33	volume	volume	NOUN
fueconorg-5609	88	34	and	and	CCONJ
fueconorg-5609	88	35	high	high	ADJ
fueconorg-5609	88	36	level	level	NOUN
fueconorg-5609	88	37	of	of	ADP
fueconorg-5609	88	38	defaults	default	NOUN
fueconorg-5609	88	39	observed	observe	VERB
fueconorg-5609	88	40	in	in	ADP
fueconorg-5609	88	41	it	it	PRON
fueconorg-5609	88	42	.	.	PUNCT
fueconorg-5609	89	1	when	when	SCONJ
fueconorg-5609	89	2	comparing	compare	VERB
fueconorg-5609	89	3	figure	figure	NOUN
fueconorg-5609	89	4	1	1	NUM
fueconorg-5609	89	5	with	with	ADP
fueconorg-5609	89	6	figure	figure	NOUN
fueconorg-5609	89	7	2	2	NUM
fueconorg-5609	89	8	,	,	PUNCT
fueconorg-5609	89	9	one	one	PRON
fueconorg-5609	89	10	can	can	AUX
fueconorg-5609	89	11	observe	observe	VERB
fueconorg-5609	89	12	that	that	SCONJ
fueconorg-5609	89	13	ratio	ratio	NOUN
fueconorg-5609	89	14	of	of	ADP
fueconorg-5609	89	15	nonperforming	nonperforme	VERB
fueconorg-5609	89	16	loans	loan	NOUN
fueconorg-5609	89	17	to	to	ADP
fueconorg-5609	89	18	total	total	ADJ
fueconorg-5609	89	19	loans	loan	NOUN
fueconorg-5609	89	20	is	be	AUX
fueconorg-5609	89	21	consistently	consistently	ADV
fueconorg-5609	89	22	above	above	ADP
fueconorg-5609	89	23	share	share	NOUN
fueconorg-5609	89	24	of	of	ADP
fueconorg-5609	89	25	defaults	default	NOUN
fueconorg-5609	89	26	in	in	ADP
fueconorg-5609	89	27	credit	credit	NOUN
fueconorg-5609	89	28	debt	debt	NOUN
fueconorg-5609	89	29	,	,	PUNCT
fueconorg-5609	89	30	in	in	ADP
fueconorg-5609	89	31	the	the	DET
fueconorg-5609	89	32	range	range	NOUN
fueconorg-5609	89	33	5	5	NUM
fueconorg-5609	89	34	-	-	SYM
fueconorg-5609	89	35	9	9	NUM
fueconorg-5609	89	36	percentage	percentage	NOUN
fueconorg-5609	89	37	point	point	NOUN
fueconorg-5609	89	38	,	,	PUNCT
fueconorg-5609	89	39	for	for	ADP
fueconorg-5609	89	40	the	the	DET
fueconorg-5609	89	41	period	period	NOUN
fueconorg-5609	89	42	up	up	ADP
fueconorg-5609	89	43	to	to	ADP
fueconorg-5609	89	44	2016	2016	NUM
fueconorg-5609	89	45	.	.	PUNCT
fueconorg-5609	90	1	this	this	DET
fueconorg-5609	90	2	discrepancy	discrepancy	NOUN
fueconorg-5609	90	3	comes	come	VERB
fueconorg-5609	90	4	from	from	ADP
fueconorg-5609	90	5	methodological	methodological	ADJ
fueconorg-5609	90	6	differences	difference	NOUN
fueconorg-5609	90	7	in	in	ADP
fueconorg-5609	90	8	computing	compute	VERB
fueconorg-5609	90	9	respective	respective	ADJ
fueconorg-5609	90	10	ratios	ratio	NOUN
fueconorg-5609	90	11	,	,	PUNCT
fueconorg-5609	90	12	where	where	SCONJ
fueconorg-5609	90	13	first	first	ADJ
fueconorg-5609	90	14	ratio	ratio	NOUN
fueconorg-5609	90	15	includes	include	VERB
fueconorg-5609	90	16	in	in	ADP
fueconorg-5609	90	17	the	the	DET
fueconorg-5609	90	18	numerator	numerator	NOUN
fueconorg-5609	90	19	total	total	ADJ
fueconorg-5609	90	20	unpaid	unpaid	ADJ
fueconorg-5609	90	21	amount	amount	NOUN
fueconorg-5609	90	22	of	of	ADP
fueconorg-5609	90	23	principal	principal	NOUN
fueconorg-5609	90	24	on	on	ADP
fueconorg-5609	90	25	the	the	DET
fueconorg-5609	90	26	loan	loan	NOUN
fueconorg-5609	90	27	of	of	ADP
fueconorg-5609	90	28	which	which	PRON
fueconorg-5609	90	29	at	at	ADP
fueconorg-5609	90	30	least	least	ADV
fueconorg-5609	90	31	one	one	NUM
fueconorg-5609	90	32	installment	installment	NOUN
fueconorg-5609	90	33	is	be	AUX
fueconorg-5609	90	34	overdue	overdue	ADJ
fueconorg-5609	90	35	,	,	PUNCT
fueconorg-5609	90	36	while	while	SCONJ
fueconorg-5609	90	37	second	second	ADJ
fueconorg-5609	90	38	ratio	ratio	NOUN
fueconorg-5609	90	39	takes	take	VERB
fueconorg-5609	90	40	into	into	ADP
fueconorg-5609	90	41	account	account	NOUN
fueconorg-5609	90	42	only	only	ADV
fueconorg-5609	90	43	amount	amount	NOUN
fueconorg-5609	90	44	actually	actually	ADV
fueconorg-5609	90	45	in	in	ADP
fueconorg-5609	90	46	default	default	NOUN
fueconorg-5609	90	47	,	,	PUNCT
fueconorg-5609	90	48	i.e.	i.e.	X
fueconorg-5609	90	49	only	only	ADV
fueconorg-5609	90	50	after	after	SCONJ
fueconorg-5609	90	51	repayment	repayment	NOUN
fueconorg-5609	90	52	end	end	NOUN
fueconorg-5609	90	53	date	date	NOUN
fueconorg-5609	90	54	total	total	ADJ
fueconorg-5609	90	55	principal	principal	NOUN
fueconorg-5609	90	56	would	would	AUX
fueconorg-5609	90	57	be	be	AUX
fueconorg-5609	90	58	included	include	VERB
fueconorg-5609	90	59	in	in	ADP
fueconorg-5609	90	60	the	the	DET
fueconorg-5609	90	61	numerator	numerator	NOUN
fueconorg-5609	90	62	.	.	PUNCT
fueconorg-5609	91	1	for	for	ADP
fueconorg-5609	91	2	short	short	ADJ
fueconorg-5609	91	3	-	-	PUNCT
fueconorg-5609	91	4	term	term	NOUN
fueconorg-5609	91	5	loans	loan	NOUN
fueconorg-5609	91	6	this	this	DET
fueconorg-5609	91	7	difference	difference	NOUN
fueconorg-5609	91	8	does	do	AUX
fueconorg-5609	91	9	not	not	PART
fueconorg-5609	91	10	make	make	VERB
fueconorg-5609	91	11	a	a	DET
fueconorg-5609	91	12	big	big	ADJ
fueconorg-5609	91	13	effect	effect	NOUN
fueconorg-5609	91	14	,	,	PUNCT
fueconorg-5609	91	15	while	while	SCONJ
fueconorg-5609	91	16	opposite	opposite	ADJ
fueconorg-5609	91	17	is	be	AUX
fueconorg-5609	91	18	true	true	ADJ
fueconorg-5609	91	19	when	when	SCONJ
fueconorg-5609	91	20	longer	long	ADJ
fueconorg-5609	91	21	term	term	NOUN
fueconorg-5609	91	22	loans	loan	NOUN
fueconorg-5609	91	23	are	be	AUX
fueconorg-5609	91	24	in	in	ADP
fueconorg-5609	91	25	question	question	NOUN
fueconorg-5609	91	26	where	where	SCONJ
fueconorg-5609	91	27	in	in	ADP
fueconorg-5609	91	28	the	the	DET
fueconorg-5609	91	29	first	first	ADJ
fueconorg-5609	91	30	half	half	NOUN
fueconorg-5609	91	31	of	of	ADP
fueconorg-5609	91	32	the	the	DET
fueconorg-5609	91	33	repayment	repayment	NOUN
fueconorg-5609	91	34	period	period	NOUN
fueconorg-5609	91	35	only	only	ADV
fueconorg-5609	91	36	small	small	ADJ
fueconorg-5609	91	37	fraction	fraction	NOUN
fueconorg-5609	91	38	of	of	ADP
fueconorg-5609	91	39	principal	principal	NOUN
fueconorg-5609	91	40	is	be	AUX
fueconorg-5609	91	41	repaid	repay	VERB
fueconorg-5609	91	42	.	.	PUNCT
fueconorg-5609	92	1	354	354	NUM
fueconorg-5609	92	2	v.	v.	ADP
fueconorg-5609	92	3	lukić	lukić	PROPN
fueconorg-5609	92	4	,	,	PUNCT
fueconorg-5609	92	5	s.	s.	PROPN
fueconorg-5609	92	6	popović	popović	PROPN
fueconorg-5609	92	7	,	,	PUNCT
fueconorg-5609	92	8	i.	i.	PROPN
fueconorg-5609	92	9	janković	janković	PROPN
fueconorg-5609	92	10	fig	fig	PROPN
fueconorg-5609	92	11	.	.	PUNCT
fueconorg-5609	93	1	2	2	NUM
fueconorg-5609	93	2	share	share	NOUN
fueconorg-5609	93	3	of	of	ADP
fueconorg-5609	93	4	defaults	default	NOUN
fueconorg-5609	93	5	in	in	ADP
fueconorg-5609	93	6	credit	credit	NOUN
fueconorg-5609	93	7	debt	debt	NOUN
fueconorg-5609	93	8	source	source	NOUN
fueconorg-5609	93	9	:	:	PUNCT
fueconorg-5609	93	10	authors	author	NOUN
fueconorg-5609	93	11	’	’	PART
fueconorg-5609	93	12	presentation	presentation	NOUN
fueconorg-5609	93	13	based	base	VERB
fueconorg-5609	93	14	on	on	ADP
fueconorg-5609	93	15	data	datum	NOUN
fueconorg-5609	93	16	from	from	ADP
fueconorg-5609	93	17	the	the	DET
fueconorg-5609	93	18	association	association	NOUN
fueconorg-5609	93	19	of	of	ADP
fueconorg-5609	93	20	serbian	serbian	ADJ
fueconorg-5609	93	21	banks	bank	NOUN
fueconorg-5609	93	22	analysis	analysis	NOUN
fueconorg-5609	93	23	of	of	ADP
fueconorg-5609	93	24	nonperforming	nonperforme	VERB
fueconorg-5609	93	25	loans	loan	NOUN
fueconorg-5609	93	26	of	of	ADP
fueconorg-5609	93	27	nonfinancial	nonfinancial	ADJ
fueconorg-5609	93	28	corporations	corporation	NOUN
fueconorg-5609	93	29	provides	provide	VERB
fueconorg-5609	93	30	insight	insight	NOUN
fueconorg-5609	93	31	about	about	ADP
fueconorg-5609	93	32	what	what	PRON
fueconorg-5609	93	33	economic	economic	ADJ
fueconorg-5609	93	34	sectors	sector	NOUN
fueconorg-5609	93	35	financial	financial	ADJ
fueconorg-5609	93	36	and	and	CCONJ
fueconorg-5609	93	37	economic	economic	ADJ
fueconorg-5609	93	38	crisis	crisis	NOUN
fueconorg-5609	93	39	has	have	AUX
fueconorg-5609	93	40	been	be	AUX
fueconorg-5609	93	41	affecting	affect	VERB
fueconorg-5609	93	42	the	the	DET
fueconorg-5609	93	43	most	most	ADJ
fueconorg-5609	93	44	.	.	PUNCT
fueconorg-5609	94	1	in	in	ADP
fueconorg-5609	94	2	2010	2010	NUM
fueconorg-5609	94	3	more	more	ADJ
fueconorg-5609	94	4	than	than	ADP
fueconorg-5609	94	5	75	75	NUM
fueconorg-5609	94	6	%	%	NOUN
fueconorg-5609	94	7	of	of	ADP
fueconorg-5609	94	8	total	total	ADJ
fueconorg-5609	94	9	nonperforming	nonperforme	VERB
fueconorg-5609	94	10	loans	loan	NOUN
fueconorg-5609	94	11	were	be	AUX
fueconorg-5609	94	12	related	relate	VERB
fueconorg-5609	94	13	to	to	ADP
fueconorg-5609	94	14	companies	company	NOUN
fueconorg-5609	94	15	,	,	PUNCT
fueconorg-5609	94	16	either	either	CCONJ
fueconorg-5609	94	17	ongoing	ongoing	ADJ
fueconorg-5609	94	18	entities	entity	NOUN
fueconorg-5609	94	19	or	or	CCONJ
fueconorg-5609	94	20	entities	entity	NOUN
fueconorg-5609	94	21	that	that	PRON
fueconorg-5609	94	22	filed	file	VERB
fueconorg-5609	94	23	for	for	ADP
fueconorg-5609	94	24	bankruptcy	bankruptcy	NOUN
fueconorg-5609	94	25	.	.	PUNCT
fueconorg-5609	95	1	figure	figure	VERB
fueconorg-5609	95	2	3	3	NUM
fueconorg-5609	95	3	depicts	depict	VERB
fueconorg-5609	95	4	developments	development	NOUN
fueconorg-5609	95	5	of	of	ADP
fueconorg-5609	95	6	portions	portion	NOUN
fueconorg-5609	95	7	of	of	ADP
fueconorg-5609	95	8	nonperforming	nonperforme	VERB
fueconorg-5609	95	9	loans	loan	NOUN
fueconorg-5609	95	10	in	in	ADP
fueconorg-5609	95	11	each	each	DET
fueconorg-5609	95	12	economic	economic	ADJ
fueconorg-5609	95	13	sectors	sector	NOUN
fueconorg-5609	95	14	in	in	ADP
fueconorg-5609	95	15	total	total	ADJ
fueconorg-5609	95	16	companies	company	NOUN
fueconorg-5609	95	17	’	'	PUNCT
fueconorg-5609	95	18	nonperforming	nonperforme	VERB
fueconorg-5609	95	19	loans	loan	NOUN
fueconorg-5609	95	20	.	.	PUNCT
fueconorg-5609	96	1	fig	fig	NOUN
fueconorg-5609	96	2	.	.	PUNCT
fueconorg-5609	97	1	3	3	NUM
fueconorg-5609	97	2	composition	composition	NOUN
fueconorg-5609	97	3	of	of	ADP
fueconorg-5609	97	4	nonperforming	nonperforme	VERB
fueconorg-5609	97	5	loans	loan	NOUN
fueconorg-5609	97	6	of	of	ADP
fueconorg-5609	97	7	nonfinancial	nonfinancial	ADJ
fueconorg-5609	97	8	corporations	corporation	NOUN
fueconorg-5609	97	9	by	by	ADP
fueconorg-5609	97	10	economic	economic	ADJ
fueconorg-5609	97	11	sector	sector	NOUN
fueconorg-5609	97	12	(	(	PUNCT
fueconorg-5609	97	13	%	%	NOUN
fueconorg-5609	97	14	of	of	ADP
fueconorg-5609	97	15	absolute	absolute	ADJ
fueconorg-5609	97	16	amounts	amount	NOUN
fueconorg-5609	97	17	)	)	PUNCT
fueconorg-5609	97	18	source	source	NOUN
fueconorg-5609	97	19	:	:	PUNCT
fueconorg-5609	97	20	authors	author	NOUN
fueconorg-5609	97	21	’	’	PART
fueconorg-5609	97	22	presentation	presentation	NOUN
fueconorg-5609	97	23	based	base	VERB
fueconorg-5609	97	24	on	on	ADP
fueconorg-5609	97	25	data	datum	NOUN
fueconorg-5609	97	26	from	from	ADP
fueconorg-5609	97	27	nbs	nbs	PROPN
fueconorg-5609	97	28	the	the	DET
fueconorg-5609	97	29	bulk	bulk	NOUN
fueconorg-5609	97	30	of	of	ADP
fueconorg-5609	97	31	the	the	DET
fueconorg-5609	97	32	problem	problem	NOUN
fueconorg-5609	97	33	with	with	ADP
fueconorg-5609	97	34	nonperforming	nonperforme	VERB
fueconorg-5609	97	35	loans	loan	NOUN
fueconorg-5609	97	36	in	in	ADP
fueconorg-5609	97	37	absolute	absolute	ADJ
fueconorg-5609	97	38	terms	term	NOUN
fueconorg-5609	97	39	is	be	AUX
fueconorg-5609	97	40	linked	link	VERB
fueconorg-5609	97	41	to	to	ADP
fueconorg-5609	97	42	mining	mining	NOUN
fueconorg-5609	97	43	,	,	PUNCT
fueconorg-5609	97	44	quarrying	quarrying	NOUN
fueconorg-5609	97	45	and	and	CCONJ
fueconorg-5609	97	46	manufacturing	manufacturing	NOUN
fueconorg-5609	97	47	,	,	PUNCT
fueconorg-5609	97	48	and	and	CCONJ
fueconorg-5609	97	49	wholesale	wholesale	ADJ
fueconorg-5609	97	50	and	and	CCONJ
fueconorg-5609	97	51	retail	retail	ADJ
fueconorg-5609	97	52	trade	trade	NOUN
fueconorg-5609	97	53	sectors	sector	NOUN
fueconorg-5609	97	54	.	.	PUNCT
fueconorg-5609	98	1	however	however	ADV
fueconorg-5609	98	2	,	,	PUNCT
fueconorg-5609	98	3	the	the	DET
fueconorg-5609	98	4	same	same	ADJ
fueconorg-5609	98	5	situation	situation	NOUN
fueconorg-5609	98	6	occurs	occur	VERB
fueconorg-5609	98	7	in	in	ADP
fueconorg-5609	98	8	normal	normal	ADJ
fueconorg-5609	98	9	times	time	NOUN
fueconorg-5609	98	10	since	since	SCONJ
fueconorg-5609	98	11	these	these	DET
fueconorg-5609	98	12	sectors	sector	NOUN
fueconorg-5609	98	13	dominate	dominate	VERB
fueconorg-5609	98	14	with	with	ADP
fueconorg-5609	98	15	highest	high	ADJ
fueconorg-5609	98	16	economic	economic	ADJ
fueconorg-5609	98	17	activity	activity	NOUN
fueconorg-5609	98	18	and	and	CCONJ
fueconorg-5609	98	19	loan	loan	NOUN
fueconorg-5609	98	20	volume	volume	NOUN
fueconorg-5609	98	21	.	.	PUNCT
fueconorg-5609	99	1	thereby	thereby	ADV
fueconorg-5609	99	2	,	,	PUNCT
fueconorg-5609	99	3	an	an	DET
fueconorg-5609	99	4	adequate	adequate	ADJ
fueconorg-5609	99	5	measure	measure	NOUN
fueconorg-5609	99	6	of	of	ADP
fueconorg-5609	99	7	economic	economic	ADJ
fueconorg-5609	99	8	standing	standing	ADJ
fueconorg-5609	99	9	nonperforming	nonperforme	VERB
fueconorg-5609	99	10	loans	loan	NOUN
fueconorg-5609	99	11	and	and	CCONJ
fueconorg-5609	99	12	financial	financial	ADJ
fueconorg-5609	99	13	stability	stability	NOUN
fueconorg-5609	99	14	–	–	PUNCT
fueconorg-5609	99	15	the	the	DET
fueconorg-5609	99	16	case	case	NOUN
fueconorg-5609	99	17	of	of	ADP
fueconorg-5609	99	18	serbia	serbia	PROPN
fueconorg-5609	99	19	355	355	NUM
fueconorg-5609	99	20	in	in	ADP
fueconorg-5609	99	21	each	each	DET
fueconorg-5609	99	22	sector	sector	NOUN
fueconorg-5609	99	23	,	,	PUNCT
fueconorg-5609	99	24	and	and	CCONJ
fueconorg-5609	99	25	conditions	condition	NOUN
fueconorg-5609	99	26	for	for	ADP
fueconorg-5609	99	27	doing	do	VERB
fueconorg-5609	99	28	business	business	NOUN
fueconorg-5609	99	29	in	in	ADP
fueconorg-5609	99	30	it	it	PRON
fueconorg-5609	99	31	in	in	ADP
fueconorg-5609	99	32	the	the	DET
fueconorg-5609	99	33	course	course	NOUN
fueconorg-5609	99	34	of	of	ADP
fueconorg-5609	99	35	time	time	NOUN
fueconorg-5609	99	36	,	,	PUNCT
fueconorg-5609	99	37	is	be	AUX
fueconorg-5609	99	38	ratio	ratio	NOUN
fueconorg-5609	99	39	of	of	ADP
fueconorg-5609	99	40	nonperforming	nonperforme	VERB
fueconorg-5609	99	41	loans	loan	NOUN
fueconorg-5609	99	42	to	to	ADP
fueconorg-5609	99	43	total	total	ADJ
fueconorg-5609	99	44	loans	loan	NOUN
fueconorg-5609	99	45	in	in	ADP
fueconorg-5609	99	46	each	each	DET
fueconorg-5609	99	47	sector	sector	NOUN
fueconorg-5609	99	48	.	.	PUNCT
fueconorg-5609	100	1	fig	fig	NOUN
fueconorg-5609	100	2	.	.	PUNCT
fueconorg-5609	101	1	4	4	NUM
fueconorg-5609	101	2	nonperforming	nonperforme	VERB
fueconorg-5609	101	3	loans	loan	NOUN
fueconorg-5609	101	4	rates	rate	NOUN
fueconorg-5609	101	5	across	across	ADP
fueconorg-5609	101	6	economic	economic	ADJ
fueconorg-5609	101	7	sectors	sector	NOUN
fueconorg-5609	101	8	source	source	NOUN
fueconorg-5609	101	9	:	:	PUNCT
fueconorg-5609	101	10	authors	author	NOUN
fueconorg-5609	101	11	’	’	PART
fueconorg-5609	101	12	presentation	presentation	NOUN
fueconorg-5609	101	13	based	base	VERB
fueconorg-5609	101	14	on	on	ADP
fueconorg-5609	101	15	data	datum	NOUN
fueconorg-5609	101	16	from	from	ADP
fueconorg-5609	101	17	nbs	nbs	PROPN
fueconorg-5609	101	18	figure	figure	NOUN
fueconorg-5609	101	19	4	4	NUM
fueconorg-5609	101	20	illustrates	illustrate	VERB
fueconorg-5609	101	21	that	that	SCONJ
fueconorg-5609	101	22	already	already	ADV
fueconorg-5609	101	23	at	at	ADP
fueconorg-5609	101	24	the	the	DET
fueconorg-5609	101	25	outset	outset	NOUN
fueconorg-5609	101	26	of	of	ADP
fueconorg-5609	101	27	crisis	crisis	NOUN
fueconorg-5609	101	28	the	the	DET
fueconorg-5609	101	29	ratio	ratio	NOUN
fueconorg-5609	101	30	of	of	ADP
fueconorg-5609	101	31	nonperforming	nonperforme	VERB
fueconorg-5609	101	32	loans	loan	NOUN
fueconorg-5609	101	33	was	be	AUX
fueconorg-5609	101	34	over	over	ADP
fueconorg-5609	101	35	20	20	NUM
fueconorg-5609	101	36	%	%	NOUN
fueconorg-5609	101	37	in	in	ADP
fueconorg-5609	101	38	agriculture	agriculture	NOUN
fueconorg-5609	101	39	,	,	PUNCT
fueconorg-5609	101	40	forestry	forestry	NOUN
fueconorg-5609	101	41	and	and	CCONJ
fueconorg-5609	101	42	fishing	fishing	NOUN
fueconorg-5609	101	43	,	,	PUNCT
fueconorg-5609	101	44	and	and	CCONJ
fueconorg-5609	101	45	mining	mining	NOUN
fueconorg-5609	101	46	,	,	PUNCT
fueconorg-5609	101	47	quarrying	quarrying	NOUN
fueconorg-5609	101	48	and	and	CCONJ
fueconorg-5609	101	49	manufacturing	manufacturing	NOUN
fueconorg-5609	101	50	.	.	PUNCT
fueconorg-5609	102	1	in	in	ADP
fueconorg-5609	102	2	the	the	DET
fueconorg-5609	102	3	first	first	ADJ
fueconorg-5609	102	4	two	two	NUM
fueconorg-5609	102	5	years	year	NOUN
fueconorg-5609	102	6	of	of	ADP
fueconorg-5609	102	7	crisis	crisis	NOUN
fueconorg-5609	102	8	,	,	PUNCT
fueconorg-5609	102	9	real	real	ADJ
fueconorg-5609	102	10	estate	estate	NOUN
fueconorg-5609	102	11	activities	activity	NOUN
fueconorg-5609	102	12	(	(	PUNCT
fueconorg-5609	102	13	comprising	comprise	VERB
fueconorg-5609	102	14	also	also	ADV
fueconorg-5609	102	15	professional	professional	ADJ
fueconorg-5609	102	16	,	,	PUNCT
fueconorg-5609	102	17	scientific	scientific	ADJ
fueconorg-5609	102	18	,	,	PUNCT
fueconorg-5609	102	19	innovation	innovation	NOUN
fueconorg-5609	102	20	and	and	CCONJ
fueconorg-5609	102	21	technical	technical	ADJ
fueconorg-5609	102	22	activities	activity	NOUN
fueconorg-5609	102	23	,	,	PUNCT
fueconorg-5609	102	24	administrative	administrative	ADJ
fueconorg-5609	102	25	and	and	CCONJ
fueconorg-5609	102	26	support	support	NOUN
fueconorg-5609	102	27	services	service	NOUN
fueconorg-5609	102	28	,	,	PUNCT
fueconorg-5609	102	29	other	other	ADJ
fueconorg-5609	102	30	services	service	NOUN
fueconorg-5609	102	31	,	,	PUNCT
fueconorg-5609	102	32	art	art	NOUN
fueconorg-5609	102	33	and	and	CCONJ
fueconorg-5609	102	34	entertainment	entertainment	NOUN
fueconorg-5609	102	35	)	)	PUNCT
fueconorg-5609	102	36	and	and	CCONJ
fueconorg-5609	102	37	agriculture	agriculture	NOUN
fueconorg-5609	102	38	,	,	PUNCT
fueconorg-5609	102	39	forestry	forestry	NOUN
fueconorg-5609	102	40	and	and	CCONJ
fueconorg-5609	102	41	fishing	fishing	NOUN
fueconorg-5609	102	42	lead	lead	NOUN
fueconorg-5609	102	43	in	in	ADP
fueconorg-5609	102	44	negative	negative	ADJ
fueconorg-5609	102	45	reaction	reaction	NOUN
fueconorg-5609	102	46	to	to	ADP
fueconorg-5609	102	47	unfavorable	unfavorable	ADJ
fueconorg-5609	102	48	economic	economic	ADJ
fueconorg-5609	102	49	environment	environment	NOUN
fueconorg-5609	102	50	.	.	PUNCT
fueconorg-5609	103	1	companies	company	NOUN
fueconorg-5609	103	2	operating	operate	VERB
fueconorg-5609	103	3	in	in	ADP
fueconorg-5609	103	4	these	these	DET
fueconorg-5609	103	5	sectors	sector	NOUN
fueconorg-5609	103	6	were	be	AUX
fueconorg-5609	103	7	facing	face	VERB
fueconorg-5609	103	8	immense	immense	ADJ
fueconorg-5609	103	9	financial	financial	ADJ
fueconorg-5609	103	10	difficulties	difficulty	NOUN
fueconorg-5609	103	11	,	,	PUNCT
fueconorg-5609	103	12	so	so	SCONJ
fueconorg-5609	103	13	default	default	NOUN
fueconorg-5609	103	14	rates	rate	NOUN
fueconorg-5609	103	15	rose	rise	VERB
fueconorg-5609	103	16	sharply	sharply	ADV
fueconorg-5609	103	17	.	.	PUNCT
fueconorg-5609	104	1	interestingly	interestingly	ADV
fueconorg-5609	104	2	,	,	PUNCT
fueconorg-5609	104	3	default	default	NOUN
fueconorg-5609	104	4	rates	rate	NOUN
fueconorg-5609	104	5	peaked	peak	VERB
fueconorg-5609	104	6	in	in	ADP
fueconorg-5609	104	7	2010	2010	NUM
fueconorg-5609	104	8	for	for	ADP
fueconorg-5609	104	9	agriculture	agriculture	NOUN
fueconorg-5609	104	10	,	,	PUNCT
fueconorg-5609	104	11	forestry	forestry	NOUN
fueconorg-5609	104	12	and	and	CCONJ
fueconorg-5609	104	13	fishing	fishing	NOUN
fueconorg-5609	104	14	,	,	PUNCT
fueconorg-5609	104	15	and	and	CCONJ
fueconorg-5609	104	16	have	have	AUX
fueconorg-5609	104	17	exhibited	exhibit	VERB
fueconorg-5609	104	18	declining	decline	VERB
fueconorg-5609	104	19	trend	trend	NOUN
fueconorg-5609	104	20	ever	ever	ADV
fueconorg-5609	104	21	since	since	ADV
fueconorg-5609	104	22	.	.	PUNCT
fueconorg-5609	105	1	on	on	ADP
fueconorg-5609	105	2	the	the	DET
fueconorg-5609	105	3	opposite	opposite	ADJ
fueconorg-5609	105	4	side	side	NOUN
fueconorg-5609	105	5	,	,	PUNCT
fueconorg-5609	105	6	from	from	ADP
fueconorg-5609	105	7	2010	2010	NUM
fueconorg-5609	105	8	default	default	NOUN
fueconorg-5609	105	9	rates	rate	NOUN
fueconorg-5609	105	10	in	in	ADP
fueconorg-5609	105	11	construction	construction	NOUN
fueconorg-5609	105	12	sector	sector	NOUN
fueconorg-5609	105	13	escalated	escalate	VERB
fueconorg-5609	105	14	,	,	PUNCT
fueconorg-5609	105	15	so	so	CCONJ
fueconorg-5609	105	16	in	in	ADP
fueconorg-5609	105	17	general	general	ADJ
fueconorg-5609	105	18	this	this	DET
fueconorg-5609	105	19	sector	sector	NOUN
fueconorg-5609	105	20	performed	perform	VERB
fueconorg-5609	105	21	the	the	DET
fueconorg-5609	105	22	worst	bad	ADJ
fueconorg-5609	105	23	during	during	ADP
fueconorg-5609	105	24	crisis	crisis	NOUN
fueconorg-5609	105	25	period	period	NOUN
fueconorg-5609	105	26	together	together	ADV
fueconorg-5609	105	27	with	with	ADP
fueconorg-5609	105	28	real	real	ADJ
fueconorg-5609	105	29	estate	estate	NOUN
fueconorg-5609	105	30	activity	activity	NOUN
fueconorg-5609	105	31	sector	sector	NOUN
fueconorg-5609	105	32	.	.	PUNCT
fueconorg-5609	106	1	the	the	DET
fueconorg-5609	106	2	culmination	culmination	NOUN
fueconorg-5609	106	3	of	of	ADP
fueconorg-5609	106	4	problem	problem	NOUN
fueconorg-5609	106	5	occurred	occur	VERB
fueconorg-5609	106	6	in	in	ADP
fueconorg-5609	106	7	2013	2013	NUM
fueconorg-5609	106	8	when	when	SCONJ
fueconorg-5609	106	9	more	more	ADJ
fueconorg-5609	106	10	than	than	ADP
fueconorg-5609	106	11	a	a	DET
fueconorg-5609	106	12	half	half	NOUN
fueconorg-5609	106	13	of	of	ADP
fueconorg-5609	106	14	outstanding	outstanding	ADJ
fueconorg-5609	106	15	loans	loan	NOUN
fueconorg-5609	106	16	in	in	ADP
fueconorg-5609	106	17	construction	construction	NOUN
fueconorg-5609	106	18	were	be	AUX
fueconorg-5609	106	19	nonperforming	nonperforme	VERB
fueconorg-5609	106	20	.	.	PUNCT
fueconorg-5609	107	1	as	as	ADP
fueconorg-5609	107	2	for	for	ADP
fueconorg-5609	107	3	other	other	ADJ
fueconorg-5609	107	4	sectors	sector	NOUN
fueconorg-5609	107	5	,	,	PUNCT
fueconorg-5609	107	6	their	their	PRON
fueconorg-5609	107	7	nonperforming	nonperforme	VERB
fueconorg-5609	107	8	loan	loan	NOUN
fueconorg-5609	107	9	rates	rate	NOUN
fueconorg-5609	107	10	varied	vary	VERB
fueconorg-5609	107	11	in	in	ADP
fueconorg-5609	107	12	a	a	DET
fueconorg-5609	107	13	narrower	narrow	ADJ
fueconorg-5609	107	14	range	range	NOUN
fueconorg-5609	107	15	;	;	PUNCT
fueconorg-5609	107	16	while	while	SCONJ
fueconorg-5609	107	17	mining	mining	NOUN
fueconorg-5609	107	18	,	,	PUNCT
fueconorg-5609	107	19	quarrying	quarry	VERB
fueconorg-5609	107	20	and	and	CCONJ
fueconorg-5609	107	21	manufacturing	manufacturing	NOUN
fueconorg-5609	107	22	as	as	ADP
fueconorg-5609	107	23	the	the	DET
fueconorg-5609	107	24	holder	holder	NOUN
fueconorg-5609	107	25	of	of	ADP
fueconorg-5609	107	26	the	the	DET
fueconorg-5609	107	27	largest	large	ADJ
fueconorg-5609	107	28	part	part	NOUN
fueconorg-5609	107	29	of	of	ADP
fueconorg-5609	107	30	outstanding	outstanding	ADJ
fueconorg-5609	107	31	loans	loan	NOUN
fueconorg-5609	107	32	recorded	record	VERB
fueconorg-5609	107	33	peak	peak	NOUN
fueconorg-5609	107	34	rather	rather	ADV
fueconorg-5609	107	35	early	early	ADV
fueconorg-5609	107	36	in	in	ADP
fueconorg-5609	107	37	2009	2009	NUM
fueconorg-5609	107	38	.	.	PUNCT
fueconorg-5609	108	1	households	household	NOUN
fueconorg-5609	108	2	sector	sector	NOUN
fueconorg-5609	108	3	is	be	AUX
fueconorg-5609	108	4	also	also	ADV
fueconorg-5609	108	5	important	important	ADJ
fueconorg-5609	108	6	for	for	ADP
fueconorg-5609	108	7	banks	bank	NOUN
fueconorg-5609	108	8	and	and	CCONJ
fueconorg-5609	108	9	it	it	PRON
fueconorg-5609	108	10	can	can	AUX
fueconorg-5609	108	11	be	be	AUX
fueconorg-5609	108	12	observed	observe	VERB
fueconorg-5609	108	13	from	from	ADP
fueconorg-5609	108	14	figure	figure	NOUN
fueconorg-5609	108	15	2	2	NUM
fueconorg-5609	108	16	that	that	PRON
fueconorg-5609	108	17	it	it	PRON
fueconorg-5609	108	18	performed	perform	VERB
fueconorg-5609	108	19	much	much	ADV
fueconorg-5609	108	20	better	well	ADJ
fueconorg-5609	108	21	than	than	ADP
fueconorg-5609	108	22	nonfinancial	nonfinancial	ADJ
fueconorg-5609	108	23	corporations	corporation	NOUN
fueconorg-5609	108	24	in	in	ADP
fueconorg-5609	108	25	terms	term	NOUN
fueconorg-5609	108	26	of	of	ADP
fueconorg-5609	108	27	default	default	NOUN
fueconorg-5609	108	28	rates	rate	NOUN
fueconorg-5609	108	29	.	.	PUNCT
fueconorg-5609	109	1	nonperforming	nonperforme	VERB
fueconorg-5609	109	2	loans	loan	NOUN
fueconorg-5609	109	3	ratio	ratio	NOUN
fueconorg-5609	109	4	of	of	ADP
fueconorg-5609	109	5	natural	natural	ADJ
fueconorg-5609	109	6	persons	person	NOUN
fueconorg-5609	109	7	’	'	PUNCT
fueconorg-5609	109	8	loans	loan	NOUN
fueconorg-5609	109	9	stayed	stay	VERB
fueconorg-5609	109	10	below	below	ADP
fueconorg-5609	109	11	average	average	ADJ
fueconorg-5609	109	12	due	due	ADP
fueconorg-5609	109	13	to	to	ADP
fueconorg-5609	109	14	the	the	DET
fueconorg-5609	109	15	low	low	ADJ
fueconorg-5609	109	16	ratio	ratio	NOUN
fueconorg-5609	109	17	for	for	ADP
fueconorg-5609	109	18	housing	housing	NOUN
fueconorg-5609	109	19	loans	loan	NOUN
fueconorg-5609	109	20	that	that	PRON
fueconorg-5609	109	21	have	have	AUX
fueconorg-5609	109	22	consistently	consistently	ADV
fueconorg-5609	109	23	accounted	account	VERB
fueconorg-5609	109	24	for	for	ADP
fueconorg-5609	109	25	close	close	ADJ
fueconorg-5609	109	26	to	to	PART
fueconorg-5609	109	27	one	one	NUM
fueconorg-5609	109	28	half	half	NOUN
fueconorg-5609	109	29	of	of	ADP
fueconorg-5609	109	30	total	total	ADJ
fueconorg-5609	109	31	loans	loan	NOUN
fueconorg-5609	109	32	.	.	PUNCT
fueconorg-5609	110	1	however	however	ADV
fueconorg-5609	110	2	,	,	PUNCT
fueconorg-5609	110	3	nonperforming	nonperforming	ADJ
fueconorg-5609	110	4	loans	loan	NOUN
fueconorg-5609	110	5	have	have	AUX
fueconorg-5609	110	6	been	be	AUX
fueconorg-5609	110	7	steadily	steadily	ADV
fueconorg-5609	110	8	increasing	increase	VERB
fueconorg-5609	110	9	from	from	ADP
fueconorg-5609	110	10	2008	2008	NUM
fueconorg-5609	110	11	with	with	ADP
fueconorg-5609	110	12	amount	amount	NOUN
fueconorg-5609	110	13	of	of	ADP
fueconorg-5609	110	14	19,8	19,8	NUM
fueconorg-5609	110	15	billion	billion	NUM
fueconorg-5609	110	16	dinars	dinar	NOUN
fueconorg-5609	110	17	,	,	PUNCT
fueconorg-5609	110	18	up	up	ADV
fueconorg-5609	110	19	until	until	ADP
fueconorg-5609	110	20	2015	2015	NUM
fueconorg-5609	110	21	when	when	SCONJ
fueconorg-5609	110	22	they	they	PRON
fueconorg-5609	110	23	reached	reach	VERB
fueconorg-5609	110	24	maximum	maximum	NOUN
fueconorg-5609	110	25	of	of	ADP
fueconorg-5609	110	26	88,2	88,2	NUM
fueconorg-5609	110	27	billion	billion	NUM
fueconorg-5609	110	28	dinars	dinar	NOUN
fueconorg-5609	110	29	.	.	PUNCT
fueconorg-5609	111	1	figure	figure	NOUN
fueconorg-5609	111	2	5	5	NUM
fueconorg-5609	111	3	shows	show	VERB
fueconorg-5609	111	4	developments	development	NOUN
fueconorg-5609	111	5	in	in	ADP
fueconorg-5609	111	6	level	level	NOUN
fueconorg-5609	111	7	and	and	CCONJ
fueconorg-5609	111	8	structure	structure	NOUN
fueconorg-5609	111	9	of	of	ADP
fueconorg-5609	111	10	natural	natural	ADJ
fueconorg-5609	111	11	persons	person	NOUN
fueconorg-5609	111	12	’	'	PUNCT
fueconorg-5609	111	13	nonperforming	nonperforme	VERB
fueconorg-5609	111	14	loans	loan	NOUN
fueconorg-5609	111	15	.	.	PUNCT
fueconorg-5609	112	1	nonperforming	nonperforme	VERB
fueconorg-5609	112	2	cash	cash	NOUN
fueconorg-5609	112	3	and	and	CCONJ
fueconorg-5609	112	4	housing	housing	NOUN
fueconorg-5609	112	5	loans	loan	NOUN
fueconorg-5609	112	6	have	have	AUX
fueconorg-5609	112	7	commonly	commonly	ADV
fueconorg-5609	112	8	represented	represent	VERB
fueconorg-5609	112	9	the	the	DET
fueconorg-5609	112	10	predominant	predominant	ADJ
fueconorg-5609	112	11	bulk	bulk	NOUN
fueconorg-5609	112	12	of	of	ADP
fueconorg-5609	112	13	total	total	ADJ
fueconorg-5609	112	14	nonperforming	nonperforme	VERB
fueconorg-5609	112	15	loans	loan	NOUN
fueconorg-5609	112	16	in	in	ADP
fueconorg-5609	112	17	serbia	serbia	PROPN
fueconorg-5609	112	18	.	.	PUNCT
fueconorg-5609	113	1	the	the	DET
fueconorg-5609	113	2	participation	participation	NOUN
fueconorg-5609	113	3	of	of	ADP
fueconorg-5609	113	4	loans	loan	NOUN
fueconorg-5609	113	5	for	for	ADP
fueconorg-5609	113	6	other	other	ADJ
fueconorg-5609	113	7	(	(	PUNCT
fueconorg-5609	113	8	business	business	NOUN
fueconorg-5609	113	9	)	)	PUNCT
fueconorg-5609	113	10	activities	activity	NOUN
fueconorg-5609	113	11	and	and	CCONJ
fueconorg-5609	113	12	other	other	ADJ
fueconorg-5609	113	13	loans	loan	NOUN
fueconorg-5609	113	14	,	,	PUNCT
fueconorg-5609	113	15	two	two	NUM
fueconorg-5609	113	16	rather	rather	ADV
fueconorg-5609	113	17	heterogeneous	heterogeneous	ADJ
fueconorg-5609	113	18	categories	category	NOUN
fueconorg-5609	113	19	of	of	ADP
fueconorg-5609	113	20	loans	loan	NOUN
fueconorg-5609	113	21	,	,	PUNCT
fueconorg-5609	113	22	rose	rise	VERB
fueconorg-5609	113	23	immensely	immensely	ADV
fueconorg-5609	113	24	during	during	ADP
fueconorg-5609	113	25	crisis	crisis	NOUN
fueconorg-5609	113	26	years	year	NOUN
fueconorg-5609	113	27	in	in	ADP
fueconorg-5609	113	28	the	the	DET
fueconorg-5609	113	29	composition	composition	NOUN
fueconorg-5609	113	30	of	of	ADP
fueconorg-5609	113	31	nonperforming	nonperforme	VERB
fueconorg-5609	113	32	loans	loan	NOUN
fueconorg-5609	113	33	since	since	SCONJ
fueconorg-5609	113	34	both	both	PRON
fueconorg-5609	113	35	posted	post	VERB
fueconorg-5609	113	36	a	a	DET
fueconorg-5609	113	37	double	double	ADJ
fueconorg-5609	113	38	digit	digit	NOUN
fueconorg-5609	113	39	share	share	NOUN
fueconorg-5609	113	40	.	.	PUNCT
fueconorg-5609	114	1	thereby	thereby	ADV
fueconorg-5609	114	2	,	,	PUNCT
fueconorg-5609	114	3	these	these	DET
fueconorg-5609	114	4	loans	loan	NOUN
fueconorg-5609	114	5	inter	inter	ADJ
fueconorg-5609	114	6	alia	alia	ADV
fueconorg-5609	114	7	determined	determine	VERB
fueconorg-5609	114	8	developments	development	NOUN
fueconorg-5609	114	9	of	of	ADP
fueconorg-5609	114	10	overall	overall	ADJ
fueconorg-5609	114	11	nonperforming	nonperforme	VERB
fueconorg-5609	114	12	loans	loan	NOUN
fueconorg-5609	114	13	in	in	ADP
fueconorg-5609	114	14	household	household	NOUN
fueconorg-5609	114	15	sector	sector	NOUN
fueconorg-5609	114	16	.	.	PUNCT
fueconorg-5609	115	1	356	356	NUM
fueconorg-5609	115	2	v.	v.	ADP
fueconorg-5609	115	3	lukić	lukić	PROPN
fueconorg-5609	115	4	,	,	PUNCT
fueconorg-5609	115	5	s.	s.	PROPN
fueconorg-5609	115	6	popović	popović	PROPN
fueconorg-5609	115	7	,	,	PUNCT
fueconorg-5609	115	8	i.	i.	PROPN
fueconorg-5609	115	9	janković	janković	PROPN
fueconorg-5609	115	10	fig	fig	PROPN
fueconorg-5609	115	11	.	.	PUNCT
fueconorg-5609	116	1	5	5	NUM
fueconorg-5609	116	2	composition	composition	NOUN
fueconorg-5609	116	3	and	and	CCONJ
fueconorg-5609	116	4	level	level	NOUN
fueconorg-5609	116	5	of	of	ADP
fueconorg-5609	116	6	natural	natural	ADJ
fueconorg-5609	116	7	persons	person	NOUN
fueconorg-5609	116	8	’	'	PUNCT
fueconorg-5609	116	9	nonperforming	nonperforme	VERB
fueconorg-5609	116	10	loans	loan	NOUN
fueconorg-5609	116	11	source	source	NOUN
fueconorg-5609	116	12	:	:	PUNCT
fueconorg-5609	116	13	authors	author	NOUN
fueconorg-5609	116	14	’	’	PART
fueconorg-5609	116	15	presentation	presentation	NOUN
fueconorg-5609	116	16	based	base	VERB
fueconorg-5609	116	17	on	on	ADP
fueconorg-5609	116	18	data	datum	NOUN
fueconorg-5609	116	19	from	from	ADP
fueconorg-5609	116	20	nbs	nbs	PROPN
fueconorg-5609	116	21	more	more	ADV
fueconorg-5609	116	22	detailed	detailed	ADJ
fueconorg-5609	116	23	analysis	analysis	NOUN
fueconorg-5609	116	24	of	of	ADP
fueconorg-5609	116	25	common	common	ADJ
fueconorg-5609	116	26	types	type	NOUN
fueconorg-5609	116	27	of	of	ADP
fueconorg-5609	116	28	natural	natural	ADJ
fueconorg-5609	116	29	persons	person	NOUN
fueconorg-5609	116	30	’	'	PUNCT
fueconorg-5609	116	31	loans	loan	NOUN
fueconorg-5609	116	32	reveals	reveal	VERB
fueconorg-5609	116	33	some	some	DET
fueconorg-5609	116	34	interesting	interesting	ADJ
fueconorg-5609	116	35	findings	finding	NOUN
fueconorg-5609	116	36	.	.	PUNCT
fueconorg-5609	117	1	first	first	ADV
fueconorg-5609	117	2	,	,	PUNCT
fueconorg-5609	117	3	ratio	ratio	NOUN
fueconorg-5609	117	4	of	of	ADP
fueconorg-5609	117	5	nonperforming	nonperforme	VERB
fueconorg-5609	117	6	loans	loan	NOUN
fueconorg-5609	117	7	for	for	ADP
fueconorg-5609	117	8	cash	cash	NOUN
fueconorg-5609	117	9	loans	loan	NOUN
fueconorg-5609	117	10	fluctuated	fluctuate	VERB
fueconorg-5609	117	11	unpredictably	unpredictably	ADV
fueconorg-5609	117	12	in	in	ADP
fueconorg-5609	117	13	a	a	DET
fueconorg-5609	117	14	narrow	narrow	ADJ
fueconorg-5609	117	15	band	band	NOUN
fueconorg-5609	117	16	(	(	PUNCT
fueconorg-5609	117	17	9,3%-11,3	9,3%-11,3	NUM
fueconorg-5609	117	18	%	%	NOUN
fueconorg-5609	117	19	)	)	PUNCT
fueconorg-5609	117	20	in	in	ADP
fueconorg-5609	117	21	2008	2008	NUM
fueconorg-5609	117	22	-	-	SYM
fueconorg-5609	117	23	2015	2015	NUM
fueconorg-5609	117	24	time	time	NOUN
fueconorg-5609	117	25	frame	frame	NOUN
fueconorg-5609	117	26	,	,	PUNCT
fueconorg-5609	117	27	implying	imply	VERB
fueconorg-5609	117	28	that	that	SCONJ
fueconorg-5609	117	29	crisis	crisis	NOUN
fueconorg-5609	117	30	on	on	ADP
fueconorg-5609	117	31	average	average	ADJ
fueconorg-5609	117	32	did	do	AUX
fueconorg-5609	117	33	not	not	PART
fueconorg-5609	117	34	influence	influence	VERB
fueconorg-5609	117	35	performance	performance	NOUN
fueconorg-5609	117	36	of	of	ADP
fueconorg-5609	117	37	this	this	DET
fueconorg-5609	117	38	type	type	NOUN
fueconorg-5609	117	39	of	of	ADP
fueconorg-5609	117	40	loan	loan	NOUN
fueconorg-5609	117	41	.	.	PUNCT
fueconorg-5609	118	1	second	second	ADJ
fueconorg-5609	118	2	,	,	PUNCT
fueconorg-5609	118	3	one	one	PRON
fueconorg-5609	118	4	may	may	AUX
fueconorg-5609	118	5	observe	observe	VERB
fueconorg-5609	118	6	pattern	pattern	NOUN
fueconorg-5609	118	7	in	in	ADP
fueconorg-5609	118	8	movement	movement	NOUN
fueconorg-5609	118	9	of	of	ADP
fueconorg-5609	118	10	ratio	ratio	NOUN
fueconorg-5609	118	11	of	of	ADP
fueconorg-5609	118	12	nonperforming	nonperforme	VERB
fueconorg-5609	118	13	loans	loan	NOUN
fueconorg-5609	118	14	for	for	ADP
fueconorg-5609	118	15	housing	housing	NOUN
fueconorg-5609	118	16	loans	loan	NOUN
fueconorg-5609	118	17	that	that	PRON
fueconorg-5609	118	18	is	be	AUX
fueconorg-5609	118	19	in	in	ADP
fueconorg-5609	118	20	line	line	NOUN
fueconorg-5609	118	21	with	with	ADP
fueconorg-5609	118	22	appreciation	appreciation	NOUN
fueconorg-5609	118	23	of	of	ADP
fueconorg-5609	118	24	swiss	swiss	ADJ
fueconorg-5609	118	25	franc	franc	NOUN
fueconorg-5609	118	26	against	against	ADP
fueconorg-5609	118	27	euro	euro	NOUN
fueconorg-5609	118	28	.	.	PUNCT
fueconorg-5609	119	1	there	there	PRON
fueconorg-5609	119	2	were	be	VERB
fueconorg-5609	119	3	two	two	NUM
fueconorg-5609	119	4	episodes	episode	NOUN
fueconorg-5609	119	5	of	of	ADP
fueconorg-5609	119	6	appreciation	appreciation	NOUN
fueconorg-5609	119	7	–	–	PUNCT
fueconorg-5609	119	8	a	a	X
fueconorg-5609	119	9	)	)	PUNCT
fueconorg-5609	119	10	2010	2010	NUM
fueconorg-5609	119	11	-	-	SYM
fueconorg-5609	119	12	2011	2011	NUM
fueconorg-5609	119	13	and	and	CCONJ
fueconorg-5609	119	14	b.	b.	PROPN
fueconorg-5609	119	15	)	)	PUNCT
fueconorg-5609	119	16	one	one	NUM
fueconorg-5609	119	17	-	-	PUNCT
fueconorg-5609	119	18	off	off	ADP
fueconorg-5609	119	19	shock	shock	NOUN
fueconorg-5609	119	20	in	in	ADP
fueconorg-5609	119	21	2015	2015	NUM
fueconorg-5609	119	22	.	.	PUNCT
fueconorg-5609	120	1	ratio	ratio	NOUN
fueconorg-5609	120	2	of	of	ADP
fueconorg-5609	120	3	nonperforming	nonperforme	VERB
fueconorg-5609	120	4	loans	loan	NOUN
fueconorg-5609	120	5	increased	increase	VERB
fueconorg-5609	120	6	in	in	ADP
fueconorg-5609	120	7	both	both	DET
fueconorg-5609	120	8	episodes	episode	NOUN
fueconorg-5609	120	9	,	,	PUNCT
fueconorg-5609	120	10	because	because	SCONJ
fueconorg-5609	120	11	of	of	ADP
fueconorg-5609	120	12	strong	strong	ADJ
fueconorg-5609	120	13	adverse	adverse	ADJ
fueconorg-5609	120	14	impact	impact	NOUN
fueconorg-5609	120	15	on	on	ADP
fueconorg-5609	120	16	swiss	swiss	ADJ
fueconorg-5609	120	17	franc	franc	NOUN
fueconorg-5609	120	18	indexed	index	VERB
fueconorg-5609	120	19	housing	housing	NOUN
fueconorg-5609	120	20	loans	loan	NOUN
fueconorg-5609	120	21	,	,	PUNCT
fueconorg-5609	120	22	while	while	SCONJ
fueconorg-5609	120	23	lagged	lag	VERB
fueconorg-5609	120	24	effect	effect	NOUN
fueconorg-5609	120	25	of	of	ADP
fueconorg-5609	120	26	appreciation	appreciation	NOUN
fueconorg-5609	120	27	with	with	ADP
fueconorg-5609	120	28	smaller	small	ADJ
fueconorg-5609	120	29	magnitude	magnitude	NOUN
fueconorg-5609	120	30	can	can	AUX
fueconorg-5609	120	31	be	be	AUX
fueconorg-5609	120	32	also	also	ADV
fueconorg-5609	120	33	observed	observe	VERB
fueconorg-5609	120	34	.	.	PUNCT
fueconorg-5609	121	1	due	due	ADP
fueconorg-5609	121	2	to	to	ADP
fueconorg-5609	121	3	favorable	favorable	ADJ
fueconorg-5609	121	4	interest	interest	NOUN
fueconorg-5609	121	5	rates	rate	NOUN
fueconorg-5609	121	6	on	on	ADP
fueconorg-5609	121	7	housing	housing	NOUN
fueconorg-5609	121	8	loans	loan	NOUN
fueconorg-5609	121	9	indexed	index	VERB
fueconorg-5609	121	10	in	in	ADP
fueconorg-5609	121	11	swiss	swiss	ADJ
fueconorg-5609	121	12	franc	franc	NOUN
fueconorg-5609	121	13	before	before	ADP
fueconorg-5609	121	14	the	the	DET
fueconorg-5609	121	15	crisis	crisis	NOUN
fueconorg-5609	121	16	,	,	PUNCT
fueconorg-5609	121	17	22	22	NUM
fueconorg-5609	121	18	709	709	NUM
fueconorg-5609	121	19	loans	loan	NOUN
fueconorg-5609	121	20	out	out	ADP
fueconorg-5609	121	21	of	of	ADP
fueconorg-5609	121	22	outstanding	outstanding	ADJ
fueconorg-5609	121	23	85	85	NUM
fueconorg-5609	121	24	676	676	NUM
fueconorg-5609	121	25	housing	housing	NOUN
fueconorg-5609	121	26	loans	loan	NOUN
fueconorg-5609	121	27	in	in	ADP
fueconorg-5609	121	28	2011	2011	NUM
fueconorg-5609	121	29	were	be	AUX
fueconorg-5609	121	30	denominated	denominate	VERB
fueconorg-5609	121	31	in	in	ADP
fueconorg-5609	121	32	it	it	PRON
fueconorg-5609	121	33	,	,	PUNCT
fueconorg-5609	121	34	i.e.	i.e.	X
fueconorg-5609	121	35	more	more	ADJ
fueconorg-5609	121	36	than	than	ADP
fueconorg-5609	121	37	a	a	DET
fueconorg-5609	121	38	quarter	quarter	NOUN
fueconorg-5609	121	39	of	of	ADP
fueconorg-5609	121	40	all	all	DET
fueconorg-5609	121	41	housing	housing	NOUN
fueconorg-5609	121	42	loans	loan	NOUN
fueconorg-5609	121	43	.	.	PUNCT
fueconorg-5609	122	1	at	at	ADP
fueconorg-5609	122	2	the	the	DET
fueconorg-5609	122	3	same	same	ADJ
fueconorg-5609	122	4	time	time	NOUN
fueconorg-5609	122	5	,	,	PUNCT
fueconorg-5609	122	6	and	and	CCONJ
fueconorg-5609	122	7	even	even	ADV
fueconorg-5609	122	8	more	more	ADV
fueconorg-5609	122	9	striking	striking	ADJ
fueconorg-5609	122	10	,	,	PUNCT
fueconorg-5609	122	11	they	they	PRON
fueconorg-5609	122	12	accounted	account	VERB
fueconorg-5609	122	13	for	for	ADP
fueconorg-5609	122	14	37	37	NUM
fueconorg-5609	122	15	%	%	NOUN
fueconorg-5609	122	16	of	of	ADP
fueconorg-5609	122	17	outstanding	outstanding	ADJ
fueconorg-5609	122	18	debt	debt	NOUN
fueconorg-5609	122	19	on	on	ADP
fueconorg-5609	122	20	housing	housing	NOUN
fueconorg-5609	122	21	loans	loan	NOUN
fueconorg-5609	122	22	.	.	PUNCT
fueconorg-5609	123	1	third	third	ADJ
fueconorg-5609	123	2	,	,	PUNCT
fueconorg-5609	123	3	ratio	ratio	NOUN
fueconorg-5609	123	4	of	of	ADP
fueconorg-5609	123	5	nonperforming	nonperforme	VERB
fueconorg-5609	123	6	loans	loan	NOUN
fueconorg-5609	123	7	for	for	ADP
fueconorg-5609	123	8	consumer	consumer	NOUN
fueconorg-5609	123	9	loans	loan	NOUN
fueconorg-5609	123	10	all	all	DET
fueconorg-5609	123	11	the	the	DET
fueconorg-5609	123	12	way	way	NOUN
fueconorg-5609	123	13	to	to	ADP
fueconorg-5609	123	14	2012	2012	NUM
fueconorg-5609	123	15	was	be	AUX
fueconorg-5609	123	16	exhibiting	exhibit	VERB
fueconorg-5609	123	17	downward	downward	ADJ
fueconorg-5609	123	18	trend	trend	NOUN
fueconorg-5609	123	19	,	,	PUNCT
fueconorg-5609	123	20	when	when	SCONJ
fueconorg-5609	123	21	it	it	PRON
fueconorg-5609	123	22	sharply	sharply	ADV
fueconorg-5609	123	23	surged	surge	VERB
fueconorg-5609	123	24	upward	upward	ADV
fueconorg-5609	123	25	.	.	PUNCT
fueconorg-5609	124	1	in	in	ADP
fueconorg-5609	124	2	2014	2014	NUM
fueconorg-5609	124	3	,	,	PUNCT
fueconorg-5609	124	4	ratio	ratio	NOUN
fueconorg-5609	124	5	equaled	equal	VERB
fueconorg-5609	124	6	28,5	28,5	NUM
fueconorg-5609	124	7	%	%	NOUN
fueconorg-5609	124	8	which	which	PRON
fueconorg-5609	124	9	set	set	VERB
fueconorg-5609	124	10	consumer	consumer	NOUN
fueconorg-5609	124	11	loans	loan	NOUN
fueconorg-5609	124	12	at	at	ADP
fueconorg-5609	124	13	the	the	DET
fueconorg-5609	124	14	top	top	NOUN
fueconorg-5609	124	15	of	of	ADP
fueconorg-5609	124	16	list	list	NOUN
fueconorg-5609	124	17	of	of	ADP
fueconorg-5609	124	18	all	all	DET
fueconorg-5609	124	19	type	type	NOUN
fueconorg-5609	124	20	of	of	ADP
fueconorg-5609	124	21	loans	loan	NOUN
fueconorg-5609	124	22	according	accord	VERB
fueconorg-5609	124	23	to	to	ADP
fueconorg-5609	124	24	the	the	DET
fueconorg-5609	124	25	ratio	ratio	NOUN
fueconorg-5609	124	26	concerned	concern	VERB
fueconorg-5609	124	27	.	.	PUNCT
fueconorg-5609	125	1	since	since	SCONJ
fueconorg-5609	125	2	2012	2012	NUM
fueconorg-5609	125	3	,	,	PUNCT
fueconorg-5609	125	4	consumer	consumer	NOUN
fueconorg-5609	125	5	loans	loan	NOUN
fueconorg-5609	125	6	have	have	AUX
fueconorg-5609	125	7	had	have	VERB
fueconorg-5609	125	8	the	the	DET
fueconorg-5609	125	9	highest	high	ADJ
fueconorg-5609	125	10	ratio	ratio	NOUN
fueconorg-5609	125	11	among	among	ADP
fueconorg-5609	125	12	common	common	ADJ
fueconorg-5609	125	13	types	type	NOUN
fueconorg-5609	125	14	of	of	ADP
fueconorg-5609	125	15	natural	natural	ADJ
fueconorg-5609	125	16	persons	person	NOUN
fueconorg-5609	125	17	’	'	PUNCT
fueconorg-5609	125	18	loans	loan	NOUN
fueconorg-5609	125	19	.	.	PUNCT
fueconorg-5609	126	1	fourth	fourth	ADJ
fueconorg-5609	126	2	,	,	PUNCT
fueconorg-5609	126	3	although	although	SCONJ
fueconorg-5609	126	4	credit	credit	NOUN
fueconorg-5609	126	5	cards	card	NOUN
fueconorg-5609	126	6	loans	loan	NOUN
fueconorg-5609	126	7	and	and	CCONJ
fueconorg-5609	126	8	current	current	ADJ
fueconorg-5609	126	9	account	account	NOUN
fueconorg-5609	126	10	overdrafts	overdraft	NOUN
fueconorg-5609	126	11	seemingly	seemingly	ADV
fueconorg-5609	126	12	look	look	VERB
fueconorg-5609	126	13	like	like	ADP
fueconorg-5609	126	14	close	close	ADJ
fueconorg-5609	126	15	substitutes	substitute	NOUN
fueconorg-5609	126	16	,	,	PUNCT
fueconorg-5609	126	17	since	since	SCONJ
fueconorg-5609	126	18	both	both	DET
fueconorg-5609	126	19	act	act	NOUN
fueconorg-5609	126	20	as	as	ADP
fueconorg-5609	126	21	pre	pre	ADJ
fueconorg-5609	126	22	-	-	ADJ
fueconorg-5609	126	23	approved	approved	ADJ
fueconorg-5609	126	24	credits	credit	NOUN
fueconorg-5609	126	25	,	,	PUNCT
fueconorg-5609	126	26	their	their	PRON
fueconorg-5609	126	27	ratios	ratio	NOUN
fueconorg-5609	126	28	of	of	ADP
fueconorg-5609	126	29	nonperforming	nonperforme	VERB
fueconorg-5609	126	30	loans	loan	NOUN
fueconorg-5609	126	31	had	have	VERB
fueconorg-5609	126	32	different	different	ADJ
fueconorg-5609	126	33	dynamics	dynamic	NOUN
fueconorg-5609	126	34	in	in	ADP
fueconorg-5609	126	35	observed	observed	ADJ
fueconorg-5609	126	36	period	period	NOUN
fueconorg-5609	126	37	.	.	PUNCT
fueconorg-5609	127	1	ratio	ratio	NOUN
fueconorg-5609	127	2	for	for	ADP
fueconorg-5609	127	3	current	current	ADJ
fueconorg-5609	127	4	account	account	NOUN
fueconorg-5609	127	5	overdrafts	overdraft	NOUN
fueconorg-5609	127	6	was	be	AUX
fueconorg-5609	127	7	already	already	ADV
fueconorg-5609	127	8	high	high	ADJ
fueconorg-5609	127	9	in	in	ADP
fueconorg-5609	127	10	2008	2008	NUM
fueconorg-5609	127	11	–	–	PUNCT
fueconorg-5609	127	12	14,8	14,8	NUM
fueconorg-5609	127	13	%	%	NOUN
fueconorg-5609	127	14	,	,	PUNCT
fueconorg-5609	127	15	also	also	ADV
fueconorg-5609	127	16	the	the	DET
fueconorg-5609	127	17	highest	high	ADJ
fueconorg-5609	127	18	in	in	ADP
fueconorg-5609	127	19	all	all	DET
fueconorg-5609	127	20	loan	loan	NOUN
fueconorg-5609	127	21	categories	category	NOUN
fueconorg-5609	127	22	,	,	PUNCT
fueconorg-5609	127	23	but	but	CCONJ
fueconorg-5609	127	24	it	it	PRON
fueconorg-5609	127	25	did	do	AUX
fueconorg-5609	127	26	not	not	PART
fueconorg-5609	127	27	change	change	VERB
fueconorg-5609	127	28	a	a	DET
fueconorg-5609	127	29	lot	lot	NOUN
fueconorg-5609	127	30	in	in	ADP
fueconorg-5609	127	31	the	the	DET
fueconorg-5609	127	32	following	following	ADJ
fueconorg-5609	127	33	period	period	NOUN
fueconorg-5609	127	34	during	during	ADP
fueconorg-5609	127	35	which	which	PRON
fueconorg-5609	127	36	it	it	PRON
fueconorg-5609	127	37	moved	move	VERB
fueconorg-5609	127	38	both	both	CCONJ
fueconorg-5609	127	39	up	up	ADP
fueconorg-5609	127	40	and	and	CCONJ
fueconorg-5609	127	41	down	down	ADV
fueconorg-5609	127	42	.	.	PUNCT
fueconorg-5609	128	1	contrary	contrary	ADV
fueconorg-5609	128	2	,	,	PUNCT
fueconorg-5609	128	3	ratio	ratio	NOUN
fueconorg-5609	128	4	for	for	ADP
fueconorg-5609	128	5	credit	credit	NOUN
fueconorg-5609	128	6	cards	card	NOUN
fueconorg-5609	128	7	loans	loan	NOUN
fueconorg-5609	128	8	was	be	AUX
fueconorg-5609	128	9	6,1	6,1	NUM
fueconorg-5609	128	10	%	%	NOUN
fueconorg-5609	128	11	in	in	ADP
fueconorg-5609	128	12	the	the	DET
fueconorg-5609	128	13	same	same	ADJ
fueconorg-5609	128	14	year	year	NOUN
fueconorg-5609	128	15	and	and	CCONJ
fueconorg-5609	128	16	followed	follow	VERB
fueconorg-5609	128	17	continually	continually	ADV
fueconorg-5609	128	18	increasing	increase	VERB
fueconorg-5609	128	19	path	path	NOUN
fueconorg-5609	128	20	,	,	PUNCT
fueconorg-5609	128	21	made	make	VERB
fueconorg-5609	128	22	height	height	NOUN
fueconorg-5609	128	23	in	in	ADP
fueconorg-5609	128	24	2014	2014	NUM
fueconorg-5609	128	25	with	with	ADP
fueconorg-5609	128	26	14,3	14,3	NUM
fueconorg-5609	128	27	%	%	NOUN
fueconorg-5609	128	28	,	,	PUNCT
fueconorg-5609	128	29	but	but	CCONJ
fueconorg-5609	128	30	has	have	AUX
fueconorg-5609	128	31	never	never	ADV
fueconorg-5609	128	32	surpassed	surpass	VERB
fueconorg-5609	128	33	respective	respective	ADJ
fueconorg-5609	128	34	ratio	ratio	NOUN
fueconorg-5609	128	35	for	for	ADP
fueconorg-5609	128	36	current	current	ADJ
fueconorg-5609	128	37	account	account	NOUN
fueconorg-5609	128	38	overdrafts	overdraft	NOUN
fueconorg-5609	128	39	.	.	PUNCT
fueconorg-5609	129	1	fifth	fifth	ADJ
fueconorg-5609	129	2	and	and	CCONJ
fueconorg-5609	129	3	finally	finally	ADV
fueconorg-5609	129	4	,	,	PUNCT
fueconorg-5609	129	5	car	car	NOUN
fueconorg-5609	129	6	loans	loan	NOUN
fueconorg-5609	129	7	entered	enter	VERB
fueconorg-5609	129	8	loan	loan	NOUN
fueconorg-5609	129	9	statistics	statistic	NOUN
fueconorg-5609	129	10	as	as	ADP
fueconorg-5609	129	11	a	a	DET
fueconorg-5609	129	12	distinct	distinct	ADJ
fueconorg-5609	129	13	type	type	NOUN
fueconorg-5609	129	14	of	of	ADP
fueconorg-5609	129	15	loan	loan	NOUN
fueconorg-5609	129	16	in	in	ADP
fueconorg-5609	129	17	2012	2012	NUM
fueconorg-5609	129	18	and	and	CCONJ
fueconorg-5609	129	19	ever	ever	ADV
fueconorg-5609	129	20	since	since	SCONJ
fueconorg-5609	129	21	have	have	AUX
fueconorg-5609	129	22	kept	keep	VERB
fueconorg-5609	129	23	status	status	NOUN
fueconorg-5609	129	24	as	as	ADP
fueconorg-5609	129	25	a	a	DET
fueconorg-5609	129	26	type	type	NOUN
fueconorg-5609	129	27	of	of	ADP
fueconorg-5609	129	28	loan	loan	NOUN
fueconorg-5609	129	29	with	with	ADP
fueconorg-5609	129	30	the	the	DET
fueconorg-5609	129	31	least	least	ADJ
fueconorg-5609	129	32	ratio	ratio	NOUN
fueconorg-5609	129	33	of	of	ADP
fueconorg-5609	129	34	nonperforming	nonperforme	VERB
fueconorg-5609	129	35	loans	loan	NOUN
fueconorg-5609	129	36	.	.	PUNCT
fueconorg-5609	130	1	for	for	ADP
fueconorg-5609	130	2	many	many	ADJ
fueconorg-5609	130	3	reasons	reason	NOUN
fueconorg-5609	130	4	,	,	PUNCT
fueconorg-5609	130	5	this	this	DET
fueconorg-5609	130	6	fact	fact	NOUN
fueconorg-5609	130	7	seems	seem	VERB
fueconorg-5609	130	8	illogical	illogical	ADJ
fueconorg-5609	130	9	,	,	PUNCT
fueconorg-5609	130	10	since	since	SCONJ
fueconorg-5609	130	11	one	one	PRON
fueconorg-5609	130	12	does	do	AUX
fueconorg-5609	130	13	not	not	PART
fueconorg-5609	130	14	commonly	commonly	ADV
fueconorg-5609	130	15	expect	expect	VERB
fueconorg-5609	130	16	users	user	NOUN
fueconorg-5609	130	17	of	of	ADP
fueconorg-5609	130	18	car	car	NOUN
fueconorg-5609	130	19	loans	loan	NOUN
fueconorg-5609	130	20	to	to	PART
fueconorg-5609	130	21	behave	behave	VERB
fueconorg-5609	130	22	in	in	ADP
fueconorg-5609	130	23	such	such	DET
fueconorg-5609	130	24	a	a	DET
fueconorg-5609	130	25	prudent	prudent	ADJ
fueconorg-5609	130	26	manner	manner	NOUN
fueconorg-5609	130	27	.	.	PUNCT
fueconorg-5609	131	1	nonperforming	nonperforme	VERB
fueconorg-5609	131	2	loans	loan	NOUN
fueconorg-5609	131	3	and	and	CCONJ
fueconorg-5609	131	4	financial	financial	ADJ
fueconorg-5609	131	5	stability	stability	NOUN
fueconorg-5609	131	6	–	–	PUNCT
fueconorg-5609	131	7	the	the	DET
fueconorg-5609	131	8	case	case	NOUN
fueconorg-5609	131	9	of	of	ADP
fueconorg-5609	131	10	serbia	serbia	PROPN
fueconorg-5609	131	11	357	357	NUM
fueconorg-5609	131	12	fig	fig	NOUN
fueconorg-5609	131	13	.	.	PUNCT
fueconorg-5609	132	1	6	6	NUM
fueconorg-5609	132	2	provisions	provision	NOUN
fueconorg-5609	132	3	for	for	ADP
fueconorg-5609	132	4	nonperforming	nonperforme	VERB
fueconorg-5609	132	5	loans	loan	NOUN
fueconorg-5609	132	6	source	source	NOUN
fueconorg-5609	132	7	:	:	PUNCT
fueconorg-5609	132	8	authors	author	NOUN
fueconorg-5609	132	9	’	’	PART
fueconorg-5609	132	10	presentation	presentation	NOUN
fueconorg-5609	132	11	based	base	VERB
fueconorg-5609	132	12	on	on	ADP
fueconorg-5609	132	13	data	datum	NOUN
fueconorg-5609	132	14	from	from	ADP
fueconorg-5609	132	15	nbs	nbs	PROPN
fueconorg-5609	132	16	figure	figure	NOUN
fueconorg-5609	132	17	6	6	NUM
fueconorg-5609	132	18	displays	display	NOUN
fueconorg-5609	132	19	three	three	NUM
fueconorg-5609	132	20	indicators	indicator	NOUN
fueconorg-5609	132	21	related	relate	VERB
fueconorg-5609	132	22	to	to	ADP
fueconorg-5609	132	23	nonperforming	nonperforme	VERB
fueconorg-5609	132	24	loans	loan	NOUN
fueconorg-5609	132	25	coverage	coverage	NOUN
fueconorg-5609	132	26	.	.	PUNCT
fueconorg-5609	133	1	up	up	ADP
fueconorg-5609	133	2	to	to	ADP
fueconorg-5609	133	3	2014	2014	NUM
fueconorg-5609	133	4	,	,	PUNCT
fueconorg-5609	133	5	the	the	DET
fueconorg-5609	133	6	coverage	coverage	NOUN
fueconorg-5609	133	7	through	through	ADP
fueconorg-5609	133	8	regular	regular	ADJ
fueconorg-5609	133	9	accounting	accounting	NOUN
fueconorg-5609	133	10	provisions	provision	NOUN
fueconorg-5609	133	11	was	be	AUX
fueconorg-5609	133	12	below	below	ADP
fueconorg-5609	133	13	pre	pre	ADJ
fueconorg-5609	133	14	-	-	ADJ
fueconorg-5609	133	15	crisis	crisis	ADJ
fueconorg-5609	133	16	level	level	NOUN
fueconorg-5609	133	17	,	,	PUNCT
fueconorg-5609	133	18	still	still	ADV
fueconorg-5609	133	19	acceptable	acceptable	ADJ
fueconorg-5609	133	20	.	.	PUNCT
fueconorg-5609	134	1	it	it	PRON
fueconorg-5609	134	2	rose	rise	VERB
fueconorg-5609	134	3	only	only	ADV
fueconorg-5609	134	4	when	when	SCONJ
fueconorg-5609	134	5	banks	bank	NOUN
fueconorg-5609	134	6	became	became	AUX
fueconorg-5609	134	7	exposed	expose	VERB
fueconorg-5609	134	8	to	to	ADP
fueconorg-5609	134	9	nbs	nbs	PROPN
fueconorg-5609	134	10	measures	measure	NOUN
fueconorg-5609	134	11	that	that	PRON
fueconorg-5609	134	12	stimulated	stimulate	VERB
fueconorg-5609	134	13	write	write	NOUN
fueconorg-5609	134	14	-	-	PUNCT
fueconorg-5609	134	15	offs	off	NOUN
fueconorg-5609	134	16	and	and	CCONJ
fueconorg-5609	134	17	more	more	ADV
fueconorg-5609	134	18	realistic	realistic	ADJ
fueconorg-5609	134	19	provisioning	provisioning	NOUN
fueconorg-5609	134	20	.	.	PUNCT
fueconorg-5609	135	1	however	however	ADV
fueconorg-5609	135	2	,	,	PUNCT
fueconorg-5609	135	3	regulatory	regulatory	ADJ
fueconorg-5609	135	4	provisions	provision	NOUN
fueconorg-5609	135	5	prescribed	prescribe	VERB
fueconorg-5609	135	6	by	by	ADP
fueconorg-5609	135	7	nbs	nbs	PROPN
fueconorg-5609	135	8	were	be	AUX
fueconorg-5609	135	9	markedly	markedly	ADV
fueconorg-5609	135	10	higher	high	ADJ
fueconorg-5609	135	11	than	than	ADP
fueconorg-5609	135	12	accounting	accounting	NOUN
fueconorg-5609	135	13	ones	one	NOUN
fueconorg-5609	135	14	,	,	PUNCT
fueconorg-5609	135	15	which	which	PRON
fueconorg-5609	135	16	created	create	VERB
fueconorg-5609	135	17	an	an	DET
fueconorg-5609	135	18	image	image	NOUN
fueconorg-5609	135	19	of	of	ADP
fueconorg-5609	135	20	adequately	adequately	ADV
fueconorg-5609	135	21	capitalized	capitalize	VERB
fueconorg-5609	135	22	banking	banking	NOUN
fueconorg-5609	135	23	sector	sector	NOUN
fueconorg-5609	135	24	even	even	ADV
fueconorg-5609	135	25	under	under	ADP
fueconorg-5609	135	26	the	the	DET
fueconorg-5609	135	27	worst	bad	ADJ
fueconorg-5609	135	28	case	case	NOUN
fueconorg-5609	135	29	scenarios	scenario	NOUN
fueconorg-5609	135	30	.	.	PUNCT
fueconorg-5609	136	1	regulatory	regulatory	ADJ
fueconorg-5609	136	2	provisions	provision	NOUN
fueconorg-5609	136	3	hence	hence	ADV
fueconorg-5609	136	4	played	play	VERB
fueconorg-5609	136	5	an	an	DET
fueconorg-5609	136	6	important	important	ADJ
fueconorg-5609	136	7	role	role	NOUN
fueconorg-5609	136	8	in	in	ADP
fueconorg-5609	136	9	preserving	preserve	VERB
fueconorg-5609	136	10	financial	financial	ADJ
fueconorg-5609	136	11	stability	stability	NOUN
fueconorg-5609	136	12	.	.	PUNCT
fueconorg-5609	137	1	4	4	X
fueconorg-5609	137	2	.	.	X
fueconorg-5609	137	3	case	case	NOUN
fueconorg-5609	137	4	of	of	ADP
fueconorg-5609	137	5	serbia	serbia	PROPN
fueconorg-5609	137	6	against	against	ADP
fueconorg-5609	137	7	other	other	ADJ
fueconorg-5609	137	8	nonperforming	nonperforme	VERB
fueconorg-5609	137	9	loans	loan	NOUN
fueconorg-5609	137	10	cases	case	NOUN
fueconorg-5609	137	11	in	in	ADP
fueconorg-5609	137	12	emerging	emerge	VERB
fueconorg-5609	137	13	europe	europe	PROPN
fueconorg-5609	137	14	since	since	SCONJ
fueconorg-5609	137	15	the	the	DET
fueconorg-5609	137	16	last	last	ADJ
fueconorg-5609	137	17	world	world	NOUN
fueconorg-5609	137	18	economic	economic	ADJ
fueconorg-5609	137	19	crisis	crisis	NOUN
fueconorg-5609	137	20	in	in	ADP
fueconorg-5609	137	21	order	order	NOUN
fueconorg-5609	137	22	to	to	PART
fueconorg-5609	137	23	assess	assess	VERB
fueconorg-5609	137	24	the	the	DET
fueconorg-5609	137	25	depth	depth	NOUN
fueconorg-5609	137	26	and	and	CCONJ
fueconorg-5609	137	27	uniqueness	uniqueness	NOUN
fueconorg-5609	137	28	of	of	ADP
fueconorg-5609	137	29	the	the	DET
fueconorg-5609	137	30	problem	problem	NOUN
fueconorg-5609	137	31	with	with	ADP
fueconorg-5609	137	32	nonperforming	nonperforme	VERB
fueconorg-5609	137	33	loans	loan	NOUN
fueconorg-5609	137	34	in	in	ADP
fueconorg-5609	137	35	serbia	serbia	PROPN
fueconorg-5609	137	36	,	,	PUNCT
fueconorg-5609	137	37	some	some	DET
fueconorg-5609	137	38	cross	cross	ADJ
fueconorg-5609	137	39	country	country	NOUN
fueconorg-5609	137	40	comparison	comparison	NOUN
fueconorg-5609	137	41	covering	cover	VERB
fueconorg-5609	137	42	period	period	NOUN
fueconorg-5609	137	43	since	since	SCONJ
fueconorg-5609	137	44	the	the	DET
fueconorg-5609	137	45	last	last	ADJ
fueconorg-5609	137	46	world	world	NOUN
fueconorg-5609	137	47	economic	economic	ADJ
fueconorg-5609	137	48	crisis	crisis	NOUN
fueconorg-5609	137	49	with	with	ADP
fueconorg-5609	137	50	similar	similar	ADJ
fueconorg-5609	137	51	european	european	ADJ
fueconorg-5609	137	52	countries	country	NOUN
fueconorg-5609	137	53	is	be	AUX
fueconorg-5609	137	54	deemed	deem	VERB
fueconorg-5609	137	55	instrumental	instrumental	ADJ
fueconorg-5609	137	56	.	.	PUNCT
fueconorg-5609	138	1	a	a	DET
fueconorg-5609	138	2	group	group	NOUN
fueconorg-5609	138	3	of	of	ADP
fueconorg-5609	138	4	countries	country	NOUN
fueconorg-5609	138	5	from	from	ADP
fueconorg-5609	138	6	central	central	ADJ
fueconorg-5609	138	7	and	and	CCONJ
fueconorg-5609	138	8	eastern	eastern	ADJ
fueconorg-5609	138	9	europe	europe	PROPN
fueconorg-5609	138	10	represents	represent	VERB
fueconorg-5609	138	11	a	a	DET
fueconorg-5609	138	12	natural	natural	ADJ
fueconorg-5609	138	13	benchmark	benchmark	NOUN
fueconorg-5609	138	14	.	.	PUNCT
fueconorg-5609	139	1	the	the	DET
fueconorg-5609	139	2	global	global	ADJ
fueconorg-5609	139	3	economic	economic	ADJ
fueconorg-5609	139	4	slowdown	slowdown	NOUN
fueconorg-5609	139	5	ended	end	VERB
fueconorg-5609	139	6	period	period	NOUN
fueconorg-5609	139	7	of	of	ADP
fueconorg-5609	139	8	high	high	ADJ
fueconorg-5609	139	9	growth	growth	NOUN
fueconorg-5609	139	10	rates	rate	NOUN
fueconorg-5609	139	11	in	in	ADP
fueconorg-5609	139	12	these	these	DET
fueconorg-5609	139	13	countries	country	NOUN
fueconorg-5609	139	14	.	.	PUNCT
fueconorg-5609	140	1	klein	klein	PROPN
fueconorg-5609	140	2	(	(	PUNCT
fueconorg-5609	140	3	2013	2013	NUM
fueconorg-5609	140	4	)	)	PUNCT
fueconorg-5609	140	5	finds	find	VERB
fueconorg-5609	140	6	that	that	SCONJ
fueconorg-5609	140	7	the	the	DET
fueconorg-5609	140	8	level	level	NOUN
fueconorg-5609	140	9	of	of	ADP
fueconorg-5609	140	10	nonperforming	nonperforme	VERB
fueconorg-5609	140	11	loans	loan	NOUN
fueconorg-5609	140	12	in	in	ADP
fueconorg-5609	140	13	countries	country	NOUN
fueconorg-5609	140	14	considered	consider	VERB
fueconorg-5609	140	15	can	can	AUX
fueconorg-5609	140	16	be	be	AUX
fueconorg-5609	140	17	attributed	attribute	VERB
fueconorg-5609	140	18	to	to	ADP
fueconorg-5609	140	19	both	both	DET
fueconorg-5609	140	20	macroeconomic	macroeconomic	ADJ
fueconorg-5609	140	21	conditions	condition	NOUN
fueconorg-5609	140	22	and	and	CCONJ
fueconorg-5609	140	23	banks	bank	NOUN
fueconorg-5609	140	24	`	`	PART
fueconorg-5609	140	25	specific	specific	ADJ
fueconorg-5609	140	26	factors	factor	NOUN
fueconorg-5609	140	27	,	,	PUNCT
fueconorg-5609	140	28	with	with	ADP
fueconorg-5609	140	29	the	the	DET
fueconorg-5609	140	30	latter	latter	ADJ
fueconorg-5609	140	31	having	have	VERB
fueconorg-5609	140	32	a	a	DET
fueconorg-5609	140	33	relatively	relatively	ADV
fueconorg-5609	140	34	low	low	ADJ
fueconorg-5609	140	35	explanatory	explanatory	ADJ
fueconorg-5609	140	36	power	power	NOUN
fueconorg-5609	140	37	.	.	PUNCT
fueconorg-5609	141	1	the	the	DET
fueconorg-5609	141	2	level	level	NOUN
fueconorg-5609	141	3	of	of	ADP
fueconorg-5609	141	4	nonperfoming	nonperfome	VERB
fueconorg-5609	141	5	loans	loan	NOUN
fueconorg-5609	141	6	tends	tend	VERB
fueconorg-5609	141	7	to	to	PART
fueconorg-5609	141	8	increase	increase	VERB
fueconorg-5609	141	9	when	when	SCONJ
fueconorg-5609	141	10	gdp	gdp	NOUN
fueconorg-5609	141	11	falls	fall	VERB
fueconorg-5609	141	12	,	,	PUNCT
fueconorg-5609	141	13	unemployment	unemployment	NOUN
fueconorg-5609	141	14	rises	rise	NOUN
fueconorg-5609	141	15	,	,	PUNCT
fueconorg-5609	141	16	exchange	exchange	NOUN
fueconorg-5609	141	17	rate	rate	NOUN
fueconorg-5609	141	18	depreciates	depreciate	VERB
fueconorg-5609	141	19	,	,	PUNCT
fueconorg-5609	141	20	and	and	CCONJ
fueconorg-5609	141	21	inflation	inflation	NOUN
fueconorg-5609	141	22	is	be	AUX
fueconorg-5609	141	23	high	high	ADJ
fueconorg-5609	141	24	.	.	PUNCT
fueconorg-5609	142	1	a	a	DET
fueconorg-5609	142	2	vast	vast	ADJ
fueconorg-5609	142	3	recent	recent	ADJ
fueconorg-5609	142	4	literature	literature	NOUN
fueconorg-5609	142	5	confirms	confirm	VERB
fueconorg-5609	142	6	finding	find	VERB
fueconorg-5609	142	7	that	that	SCONJ
fueconorg-5609	142	8	macroeconomic	macroeconomic	ADJ
fueconorg-5609	142	9	factors	factor	NOUN
fueconorg-5609	142	10	are	be	AUX
fueconorg-5609	142	11	primary	primary	ADJ
fueconorg-5609	142	12	determinant	determinant	ADJ
fueconorg-5609	142	13	of	of	ADP
fueconorg-5609	142	14	the	the	DET
fueconorg-5609	142	15	quality	quality	NOUN
fueconorg-5609	142	16	of	of	ADP
fueconorg-5609	142	17	banks	bank	NOUN
fueconorg-5609	142	18	`	`	PART
fueconorg-5609	142	19	assets	asset	NOUN
fueconorg-5609	142	20	(	(	PUNCT
fueconorg-5609	142	21	beck	beck	NOUN
fueconorg-5609	142	22	et	et	PROPN
fueconorg-5609	142	23	al	al	PROPN
fueconorg-5609	142	24	.	.	PROPN
fueconorg-5609	142	25	,	,	PUNCT
fueconorg-5609	142	26	2013	2013	NUM
fueconorg-5609	142	27	,	,	PUNCT
fueconorg-5609	142	28	moinescu	moinescu	PROPN
fueconorg-5609	142	29	,	,	PUNCT
fueconorg-5609	142	30	2012	2012	NUM
fueconorg-5609	142	31	,	,	PUNCT
fueconorg-5609	142	32	jakubik	jakubik	PROPN
fueconorg-5609	142	33	&	&	CCONJ
fueconorg-5609	142	34	reininger	reininger	PROPN
fueconorg-5609	142	35	,	,	PUNCT
fueconorg-5609	142	36	2013	2013	NUM
fueconorg-5609	142	37	,	,	PUNCT
fueconorg-5609	142	38	vatansever	vatansever	PROPN
fueconorg-5609	142	39	&	&	CCONJ
fueconorg-5609	142	40	hepsen	hepsen	PROPN
fueconorg-5609	142	41	,	,	PUNCT
fueconorg-5609	142	42	2013	2013	NUM
fueconorg-5609	142	43	,	,	PUNCT
fueconorg-5609	142	44	škarica	škarica	PROPN
fueconorg-5609	142	45	,	,	PUNCT
fueconorg-5609	142	46	2014	2014	NUM
fueconorg-5609	142	47	,	,	PUNCT
fueconorg-5609	142	48	makri	makri	PROPN
fueconorg-5609	142	49	et	et	PROPN
fueconorg-5609	142	50	al	al	PROPN
fueconorg-5609	142	51	.	.	PROPN
fueconorg-5609	142	52	2014	2014	NUM
fueconorg-5609	142	53	,	,	PUNCT
fueconorg-5609	142	54	tanasković	tanasković	PROPN
fueconorg-5609	142	55	&	&	CCONJ
fueconorg-5609	142	56	jandrić	jandrić	PROPN
fueconorg-5609	142	57	,	,	PUNCT
fueconorg-5609	142	58	2015	2015	NUM
fueconorg-5609	142	59	,	,	PUNCT
fueconorg-5609	142	60	kjosevski	kjosevski	PROPN
fueconorg-5609	142	61	&	&	CCONJ
fueconorg-5609	142	62	petrovski	petrovski	PROPN
fueconorg-5609	142	63	,	,	PUNCT
fueconorg-5609	142	64	2016	2016	NUM
fueconorg-5609	142	65	)	)	PUNCT
fueconorg-5609	142	66	.	.	PUNCT
fueconorg-5609	143	1	figure	figure	VERB
fueconorg-5609	143	2	7	7	NUM
fueconorg-5609	143	3	shows	show	VERB
fueconorg-5609	143	4	that	that	SCONJ
fueconorg-5609	143	5	at	at	ADP
fueconorg-5609	143	6	the	the	DET
fueconorg-5609	143	7	outbreak	outbreak	NOUN
fueconorg-5609	143	8	of	of	ADP
fueconorg-5609	143	9	the	the	DET
fueconorg-5609	143	10	crisis	crisis	NOUN
fueconorg-5609	143	11	serbia	serbia	PROPN
fueconorg-5609	143	12	has	have	AUX
fueconorg-5609	143	13	already	already	ADV
fueconorg-5609	143	14	had	have	VERB
fueconorg-5609	143	15	the	the	DET
fueconorg-5609	143	16	highest	high	ADJ
fueconorg-5609	143	17	ratio	ratio	NOUN
fueconorg-5609	143	18	of	of	ADP
fueconorg-5609	143	19	nonperforming	nonperforme	VERB
fueconorg-5609	143	20	loans	loan	NOUN
fueconorg-5609	143	21	–	–	PUNCT
fueconorg-5609	143	22	11,3	11,3	NUM
fueconorg-5609	143	23	%	%	NOUN
fueconorg-5609	143	24	,	,	PUNCT
fueconorg-5609	143	25	whilst	whilst	SCONJ
fueconorg-5609	143	26	ranked	rank	VERB
fueconorg-5609	143	27	second	second	ADJ
fueconorg-5609	143	28	was	be	AUX
fueconorg-5609	143	29	the	the	DET
fueconorg-5609	143	30	republic	republic	NOUN
fueconorg-5609	143	31	of	of	ADP
fueconorg-5609	143	32	north	north	PROPN
fueconorg-5609	143	33	macedonia	macedonia	PROPN
fueconorg-5609	143	34	with	with	ADP
fueconorg-5609	143	35	ratio	ratio	NOUN
fueconorg-5609	143	36	of	of	ADP
fueconorg-5609	143	37	6,7	6,7	NUM
fueconorg-5609	143	38	%	%	NOUN
fueconorg-5609	143	39	.	.	PUNCT
fueconorg-5609	144	1	very	very	ADV
fueconorg-5609	144	2	quickly	quickly	ADV
fueconorg-5609	144	3	other	other	ADJ
fueconorg-5609	144	4	countries	country	NOUN
fueconorg-5609	144	5	started	start	VERB
fueconorg-5609	144	6	to	to	PART
fueconorg-5609	144	7	catch	catch	VERB
fueconorg-5609	144	8	up	up	ADP
fueconorg-5609	144	9	with	with	ADP
fueconorg-5609	144	10	serbia	serbia	PROPN
fueconorg-5609	144	11	.	.	PUNCT
fueconorg-5609	145	1	lithuanian	lithuanian	ADJ
fueconorg-5609	145	2	case	case	NOUN
fueconorg-5609	145	3	is	be	AUX
fueconorg-5609	145	4	striking	strike	VERB
fueconorg-5609	145	5	since	since	SCONJ
fueconorg-5609	145	6	npl	npl	PROPN
fueconorg-5609	145	7	ratio	ratio	NOUN
fueconorg-5609	145	8	rose	rise	VERB
fueconorg-5609	145	9	from	from	ADP
fueconorg-5609	145	10	6,1	6,1	NUM
fueconorg-5609	145	11	%	%	NOUN
fueconorg-5609	145	12	to	to	PART
fueconorg-5609	145	13	24	24	NUM
fueconorg-5609	145	14	%	%	NOUN
fueconorg-5609	145	15	in	in	ADP
fueconorg-5609	145	16	just	just	ADV
fueconorg-5609	145	17	a	a	DET
fueconorg-5609	145	18	year	year	NOUN
fueconorg-5609	145	19	358	358	NUM
fueconorg-5609	145	20	v.	v.	ADP
fueconorg-5609	145	21	lukić	lukić	PROPN
fueconorg-5609	145	22	,	,	PUNCT
fueconorg-5609	145	23	s.	s.	PROPN
fueconorg-5609	145	24	popović	popović	PROPN
fueconorg-5609	145	25	,	,	PUNCT
fueconorg-5609	145	26	i.	i.	PROPN
fueconorg-5609	145	27	janković	janković	PROPN
fueconorg-5609	145	28	after	after	ADP
fueconorg-5609	145	29	the	the	DET
fueconorg-5609	145	30	crisis	crisis	NOUN
fueconorg-5609	145	31	.	.	PUNCT
fueconorg-5609	146	1	in	in	ADP
fueconorg-5609	146	2	2009	2009	NUM
fueconorg-5609	146	3	,	,	PUNCT
fueconorg-5609	146	4	serbia	serbia	PROPN
fueconorg-5609	146	5	,	,	PUNCT
fueconorg-5609	146	6	lithuania	lithuania	PROPN
fueconorg-5609	146	7	and	and	CCONJ
fueconorg-5609	146	8	latvia	latvia	PROPN
fueconorg-5609	146	9	had	have	VERB
fueconorg-5609	146	10	npl	npl	PROPN
fueconorg-5609	146	11	ratio	ratio	NOUN
fueconorg-5609	146	12	over	over	ADP
fueconorg-5609	146	13	10	10	NUM
fueconorg-5609	146	14	%	%	NOUN
fueconorg-5609	146	15	,	,	PUNCT
fueconorg-5609	146	16	to	to	PART
fueconorg-5609	146	17	be	be	AUX
fueconorg-5609	146	18	accompanied	accompany	VERB
fueconorg-5609	146	19	by	by	ADP
fueconorg-5609	146	20	six	six	NUM
fueconorg-5609	146	21	other	other	ADJ
fueconorg-5609	146	22	countries	country	NOUN
fueconorg-5609	146	23	in	in	ADP
fueconorg-5609	146	24	2010	2010	NUM
fueconorg-5609	146	25	.	.	PUNCT
fueconorg-5609	147	1	fig	fig	NOUN
fueconorg-5609	147	2	.	.	PUNCT
fueconorg-5609	148	1	7	7	NUM
fueconorg-5609	148	2	bank	bank	NOUN
fueconorg-5609	148	3	nonperforming	nonperforme	VERB
fueconorg-5609	148	4	loans	loan	NOUN
fueconorg-5609	148	5	to	to	AUX
fueconorg-5609	148	6	total	total	ADJ
fueconorg-5609	148	7	loans	loan	NOUN
fueconorg-5609	148	8	across	across	ADP
fueconorg-5609	148	9	countries	country	NOUN
fueconorg-5609	148	10	source	source	NOUN
fueconorg-5609	148	11	:	:	PUNCT
fueconorg-5609	148	12	authors	author	NOUN
fueconorg-5609	148	13	’	’	PART
fueconorg-5609	148	14	presentation	presentation	NOUN
fueconorg-5609	148	15	based	base	VERB
fueconorg-5609	148	16	on	on	ADP
fueconorg-5609	148	17	data	datum	NOUN
fueconorg-5609	148	18	from	from	ADP
fueconorg-5609	148	19	imf	imf	ADJ
fueconorg-5609	148	20	fsis	fsis	NOUN
fueconorg-5609	148	21	without	without	ADP
fueconorg-5609	148	22	exception	exception	NOUN
fueconorg-5609	148	23	all	all	DET
fueconorg-5609	148	24	countries	country	NOUN
fueconorg-5609	148	25	encountered	encounter	VERB
fueconorg-5609	148	26	,	,	PUNCT
fueconorg-5609	148	27	to	to	ADP
fueconorg-5609	148	28	bigger	big	ADJ
fueconorg-5609	148	29	or	or	CCONJ
fueconorg-5609	148	30	smaller	small	ADJ
fueconorg-5609	148	31	extent	extent	NOUN
fueconorg-5609	148	32	,	,	PUNCT
fueconorg-5609	148	33	the	the	DET
fueconorg-5609	148	34	issue	issue	NOUN
fueconorg-5609	148	35	of	of	ADP
fueconorg-5609	148	36	nonperforming	nonperforme	VERB
fueconorg-5609	148	37	loans	loan	NOUN
fueconorg-5609	148	38	.	.	PUNCT
fueconorg-5609	149	1	in	in	ADP
fueconorg-5609	149	2	terms	term	NOUN
fueconorg-5609	149	3	of	of	ADP
fueconorg-5609	149	4	the	the	DET
fueconorg-5609	149	5	level	level	NOUN
fueconorg-5609	149	6	of	of	ADP
fueconorg-5609	149	7	nonperforming	nonperforme	VERB
fueconorg-5609	149	8	loans	loan	NOUN
fueconorg-5609	149	9	,	,	PUNCT
fueconorg-5609	149	10	the	the	DET
fueconorg-5609	149	11	case	case	NOUN
fueconorg-5609	149	12	of	of	ADP
fueconorg-5609	149	13	serbia	serbia	PROPN
fueconorg-5609	149	14	can	can	AUX
fueconorg-5609	149	15	be	be	AUX
fueconorg-5609	149	16	compared	compare	VERB
fueconorg-5609	149	17	to	to	ADP
fueconorg-5609	149	18	lithuania	lithuania	PROPN
fueconorg-5609	149	19	,	,	PUNCT
fueconorg-5609	149	20	romania	romania	PROPN
fueconorg-5609	149	21	and	and	CCONJ
fueconorg-5609	149	22	albania	albania	PROPN
fueconorg-5609	149	23	cases	case	NOUN
fueconorg-5609	149	24	.	.	PUNCT
fueconorg-5609	150	1	other	other	ADJ
fueconorg-5609	150	2	european	european	ADJ
fueconorg-5609	150	3	countries	country	NOUN
fueconorg-5609	150	4	faced	face	VERB
fueconorg-5609	150	5	similar	similar	ADJ
fueconorg-5609	150	6	,	,	PUNCT
fueconorg-5609	150	7	and	and	CCONJ
fueconorg-5609	150	8	even	even	ADV
fueconorg-5609	150	9	more	more	ADV
fueconorg-5609	150	10	severe	severe	ADJ
fueconorg-5609	150	11	problems	problem	NOUN
fueconorg-5609	150	12	.	.	PUNCT
fueconorg-5609	151	1	cyprus	cyprus	PROPN
fueconorg-5609	151	2	and	and	CCONJ
fueconorg-5609	151	3	greece	greece	PROPN
fueconorg-5609	151	4	have	have	AUX
fueconorg-5609	151	5	been	be	AUX
fueconorg-5609	151	6	struggling	struggle	VERB
fueconorg-5609	151	7	with	with	ADP
fueconorg-5609	151	8	bad	bad	ADJ
fueconorg-5609	151	9	banks	bank	NOUN
fueconorg-5609	151	10	’	'	PUNCT
fueconorg-5609	151	11	assets	asset	NOUN
fueconorg-5609	151	12	for	for	ADP
fueconorg-5609	151	13	years	year	NOUN
fueconorg-5609	151	14	.	.	PUNCT
fueconorg-5609	152	1	in	in	ADP
fueconorg-5609	152	2	2015	2015	NUM
fueconorg-5609	152	3	reported	report	VERB
fueconorg-5609	152	4	npls	npls	NOUN
fueconorg-5609	152	5	ratio	ratio	NOUN
fueconorg-5609	152	6	in	in	ADP
fueconorg-5609	152	7	cyprus	cyprus	PROPN
fueconorg-5609	152	8	was	be	AUX
fueconorg-5609	152	9	47,7	47,7	ADJ
fueconorg-5609	152	10	%	%	NOUN
fueconorg-5609	152	11	,	,	PUNCT
fueconorg-5609	152	12	while	while	SCONJ
fueconorg-5609	152	13	as	as	ADP
fueconorg-5609	152	14	of	of	ADP
fueconorg-5609	152	15	today	today	NOUN
fueconorg-5609	152	16	it	it	PRON
fueconorg-5609	152	17	did	do	AUX
fueconorg-5609	152	18	not	not	PART
fueconorg-5609	152	19	succeed	succeed	VERB
fueconorg-5609	152	20	in	in	ADP
fueconorg-5609	152	21	resolving	resolve	VERB
fueconorg-5609	152	22	nonperforming	nonperforme	VERB
fueconorg-5609	152	23	loans	loan	NOUN
fueconorg-5609	152	24	issue	issue	NOUN
fueconorg-5609	152	25	that	that	PRON
fueconorg-5609	152	26	escalated	escalate	VERB
fueconorg-5609	152	27	in	in	ADP
fueconorg-5609	152	28	2011	2011	NUM
fueconorg-5609	152	29	.	.	PUNCT
fueconorg-5609	153	1	greece	greece	PROPN
fueconorg-5609	153	2	has	have	AUX
fueconorg-5609	153	3	been	be	AUX
fueconorg-5609	153	4	also	also	ADV
fueconorg-5609	153	5	undergoing	undergo	VERB
fueconorg-5609	153	6	difficult	difficult	ADJ
fueconorg-5609	153	7	times	time	NOUN
fueconorg-5609	153	8	with	with	ADP
fueconorg-5609	153	9	its	its	PRON
fueconorg-5609	153	10	banking	banking	NOUN
fueconorg-5609	153	11	sector	sector	NOUN
fueconorg-5609	153	12	that	that	PRON
fueconorg-5609	153	13	posted	post	VERB
fueconorg-5609	153	14	npls	npls	NOUN
fueconorg-5609	153	15	ratio	ratio	NOUN
fueconorg-5609	153	16	of	of	ADP
fueconorg-5609	153	17	45,6	45,6	NUM
fueconorg-5609	153	18	%	%	NOUN
fueconorg-5609	153	19	in	in	ADP
fueconorg-5609	153	20	2017	2017	NUM
fueconorg-5609	153	21	.	.	PUNCT
fueconorg-5609	154	1	on	on	ADP
fueconorg-5609	154	2	the	the	DET
fueconorg-5609	154	3	other	other	ADJ
fueconorg-5609	154	4	hand	hand	NOUN
fueconorg-5609	154	5	,	,	PUNCT
fueconorg-5609	154	6	there	there	PRON
fueconorg-5609	154	7	were	be	VERB
fueconorg-5609	154	8	countries	country	NOUN
fueconorg-5609	154	9	that	that	PRON
fueconorg-5609	154	10	have	have	AUX
fueconorg-5609	154	11	circumvented	circumvent	VERB
fueconorg-5609	154	12	nonperforming	nonperforme	VERB
fueconorg-5609	154	13	loans	loan	NOUN
fueconorg-5609	154	14	issue	issue	NOUN
fueconorg-5609	154	15	–	–	PUNCT
fueconorg-5609	154	16	czech	czech	PROPN
fueconorg-5609	154	17	republic	republic	NOUN
fueconorg-5609	154	18	,	,	PUNCT
fueconorg-5609	154	19	slovakia	slovakia	PROPN
fueconorg-5609	154	20	,	,	PUNCT
fueconorg-5609	154	21	poland	poland	PROPN
fueconorg-5609	154	22	and	and	CCONJ
fueconorg-5609	154	23	estonia	estonia	PROPN
fueconorg-5609	154	24	.	.	PUNCT
fueconorg-5609	155	1	interestingly	interestingly	ADV
fueconorg-5609	155	2	,	,	PUNCT
fueconorg-5609	155	3	both	both	CCONJ
fueconorg-5609	155	4	czech	czech	PROPN
fueconorg-5609	155	5	republic	republic	NOUN
fueconorg-5609	155	6	and	and	CCONJ
fueconorg-5609	155	7	poland	poland	PROPN
fueconorg-5609	155	8	have	have	AUX
fueconorg-5609	155	9	been	be	AUX
fueconorg-5609	155	10	having	have	VERB
fueconorg-5609	155	11	low	low	ADJ
fueconorg-5609	155	12	share	share	NOUN
fueconorg-5609	155	13	of	of	ADP
fueconorg-5609	155	14	foreign	foreign	ADJ
fueconorg-5609	155	15	currency	currency	NOUN
fueconorg-5609	155	16	denominated	denominate	VERB
fueconorg-5609	155	17	loans	loan	NOUN
fueconorg-5609	155	18	that	that	PRON
fueconorg-5609	155	19	has	have	AUX
fueconorg-5609	155	20	not	not	PART
fueconorg-5609	155	21	exceeded	exceed	VERB
fueconorg-5609	155	22	30	30	NUM
fueconorg-5609	155	23	%	%	NOUN
fueconorg-5609	155	24	.	.	PUNCT
fueconorg-5609	156	1	several	several	ADJ
fueconorg-5609	156	2	joint	joint	ADJ
fueconorg-5609	156	3	features	feature	NOUN
fueconorg-5609	156	4	may	may	AUX
fueconorg-5609	156	5	be	be	AUX
fueconorg-5609	156	6	discerned	discern	VERB
fueconorg-5609	156	7	concerning	concern	VERB
fueconorg-5609	156	8	countries	country	NOUN
fueconorg-5609	156	9	from	from	ADP
fueconorg-5609	156	10	figure	figure	NOUN
fueconorg-5609	156	11	7	7	NUM
fueconorg-5609	156	12	.	.	PUNCT
fueconorg-5609	156	13	first	first	ADJ
fueconorg-5609	156	14	and	and	CCONJ
fueconorg-5609	156	15	foremost	foremost	ADV
fueconorg-5609	156	16	,	,	PUNCT
fueconorg-5609	156	17	foreign	foreign	ADJ
fueconorg-5609	156	18	component	component	NOUN
fueconorg-5609	156	19	in	in	ADP
fueconorg-5609	156	20	the	the	DET
fueconorg-5609	156	21	banking	banking	NOUN
fueconorg-5609	156	22	sector	sector	NOUN
fueconorg-5609	156	23	,	,	PUNCT
fueconorg-5609	156	24	either	either	CCONJ
fueconorg-5609	156	25	directly	directly	ADV
fueconorg-5609	156	26	over	over	ADP
fueconorg-5609	156	27	the	the	DET
fueconorg-5609	156	28	bank	bank	NOUN
fueconorg-5609	156	29	ownership	ownership	NOUN
fueconorg-5609	156	30	,	,	PUNCT
fueconorg-5609	156	31	or	or	CCONJ
fueconorg-5609	156	32	indirectly	indirectly	ADV
fueconorg-5609	156	33	through	through	ADP
fueconorg-5609	156	34	properties	property	NOUN
fueconorg-5609	156	35	of	of	ADP
fueconorg-5609	156	36	regular	regular	ADJ
fueconorg-5609	156	37	operations	operation	NOUN
fueconorg-5609	156	38	,	,	PUNCT
fueconorg-5609	156	39	was	be	AUX
fueconorg-5609	156	40	overwhelming	overwhelming	ADJ
fueconorg-5609	156	41	.	.	PUNCT
fueconorg-5609	157	1	foreign	foreign	ADJ
fueconorg-5609	157	2	ownership	ownership	NOUN
fueconorg-5609	157	3	in	in	ADP
fueconorg-5609	157	4	banking	banking	NOUN
fueconorg-5609	157	5	sector	sector	NOUN
fueconorg-5609	157	6	was	be	AUX
fueconorg-5609	157	7	expected	expect	VERB
fueconorg-5609	157	8	to	to	PART
fueconorg-5609	157	9	provide	provide	VERB
fueconorg-5609	157	10	better	well	ADJ
fueconorg-5609	157	11	banking	banking	NOUN
fueconorg-5609	157	12	,	,	PUNCT
fueconorg-5609	157	13	more	more	ADV
fueconorg-5609	157	14	professional	professional	ADJ
fueconorg-5609	157	15	conduct	conduct	NOUN
fueconorg-5609	157	16	and	and	CCONJ
fueconorg-5609	157	17	state	state	NOUN
fueconorg-5609	157	18	of	of	ADP
fueconorg-5609	157	19	the	the	DET
fueconorg-5609	157	20	art	art	NOUN
fueconorg-5609	157	21	technology	technology	NOUN
fueconorg-5609	157	22	and	and	CCONJ
fueconorg-5609	157	23	practice	practice	NOUN
fueconorg-5609	157	24	.	.	PUNCT
fueconorg-5609	158	1	also	also	ADV
fueconorg-5609	158	2	,	,	PUNCT
fueconorg-5609	158	3	a	a	DET
fueconorg-5609	158	4	sizeable	sizeable	ADJ
fueconorg-5609	158	5	foreign	foreign	ADJ
fueconorg-5609	158	6	funding	funding	NOUN
fueconorg-5609	158	7	was	be	AUX
fueconorg-5609	158	8	expected	expect	VERB
fueconorg-5609	158	9	to	to	PART
fueconorg-5609	158	10	inflow	inflow	VERB
fueconorg-5609	158	11	in	in	ADP
fueconorg-5609	158	12	countries	country	NOUN
fueconorg-5609	158	13	through	through	ADP
fueconorg-5609	158	14	foreign	foreign	ADJ
fueconorg-5609	158	15	subsidiaries	subsidiary	NOUN
fueconorg-5609	158	16	that	that	PRON
fueconorg-5609	158	17	would	would	AUX
fueconorg-5609	158	18	set	set	VERB
fueconorg-5609	158	19	ground	ground	NOUN
fueconorg-5609	158	20	for	for	ADP
fueconorg-5609	158	21	strong	strong	ADJ
fueconorg-5609	158	22	credit	credit	NOUN
fueconorg-5609	158	23	growth	growth	NOUN
fueconorg-5609	158	24	.	.	PUNCT
fueconorg-5609	159	1	however	however	ADV
fueconorg-5609	159	2	,	,	PUNCT
fueconorg-5609	159	3	a	a	DET
fueconorg-5609	159	4	detrimental	detrimental	ADJ
fueconorg-5609	159	5	omission	omission	NOUN
fueconorg-5609	159	6	has	have	AUX
fueconorg-5609	159	7	been	be	AUX
fueconorg-5609	159	8	made	make	VERB
fueconorg-5609	159	9	since	since	SCONJ
fueconorg-5609	159	10	these	these	DET
fueconorg-5609	159	11	funding	funding	NOUN
fueconorg-5609	159	12	came	come	VERB
fueconorg-5609	159	13	in	in	ADP
fueconorg-5609	159	14	foreign	foreign	ADJ
fueconorg-5609	159	15	currency	currency	NOUN
fueconorg-5609	159	16	denominations	denomination	NOUN
fueconorg-5609	159	17	and	and	CCONJ
fueconorg-5609	159	18	whole	whole	ADJ
fueconorg-5609	159	19	credit	credit	NOUN
fueconorg-5609	159	20	system	system	NOUN
fueconorg-5609	159	21	has	have	AUX
fueconorg-5609	159	22	been	be	AUX
fueconorg-5609	159	23	adapted	adapt	VERB
fueconorg-5609	159	24	so	so	SCONJ
fueconorg-5609	159	25	as	as	SCONJ
fueconorg-5609	159	26	to	to	ADP
fueconorg-5609	159	27	local	local	ADJ
fueconorg-5609	159	28	loans	loan	NOUN
fueconorg-5609	159	29	kept	keep	VERB
fueconorg-5609	159	30	the	the	DET
fueconorg-5609	159	31	denomination	denomination	NOUN
fueconorg-5609	159	32	of	of	ADP
fueconorg-5609	159	33	funding	funding	NOUN
fueconorg-5609	159	34	currency	currency	NOUN
fueconorg-5609	159	35	.	.	PUNCT
fueconorg-5609	160	1	otherwise	otherwise	ADV
fueconorg-5609	160	2	,	,	PUNCT
fueconorg-5609	160	3	banks	bank	NOUN
fueconorg-5609	160	4	could	could	AUX
fueconorg-5609	160	5	have	have	AUX
fueconorg-5609	160	6	been	be	AUX
fueconorg-5609	160	7	exposed	expose	VERB
fueconorg-5609	160	8	to	to	ADP
fueconorg-5609	160	9	heavy	heavy	ADJ
fueconorg-5609	160	10	exchange	exchange	NOUN
fueconorg-5609	160	11	rate	rate	NOUN
fueconorg-5609	160	12	risk	risk	NOUN
fueconorg-5609	160	13	.	.	PUNCT
fueconorg-5609	161	1	when	when	SCONJ
fueconorg-5609	161	2	a	a	DET
fueconorg-5609	161	3	country	country	NOUN
fueconorg-5609	161	4	intends	intend	VERB
fueconorg-5609	161	5	to	to	PART
fueconorg-5609	161	6	join	join	VERB
fueconorg-5609	161	7	the	the	DET
fueconorg-5609	161	8	euro	euro	PROPN
fueconorg-5609	161	9	area	area	NOUN
fueconorg-5609	161	10	in	in	ADP
fueconorg-5609	161	11	a	a	DET
fueconorg-5609	161	12	foreseeable	foreseeable	ADJ
fueconorg-5609	161	13	future	future	NOUN
fueconorg-5609	161	14	,	,	PUNCT
fueconorg-5609	161	15	this	this	DET
fueconorg-5609	161	16	property	property	NOUN
fueconorg-5609	161	17	should	should	AUX
fueconorg-5609	161	18	not	not	PART
fueconorg-5609	161	19	make	make	VERB
fueconorg-5609	161	20	a	a	DET
fueconorg-5609	161	21	large	large	ADJ
fueconorg-5609	161	22	effect	effect	NOUN
fueconorg-5609	161	23	in	in	ADP
fueconorg-5609	161	24	terms	term	NOUN
fueconorg-5609	161	25	of	of	ADP
fueconorg-5609	161	26	nonperforming	nonperforme	VERB
fueconorg-5609	161	27	loans	loan	NOUN
fueconorg-5609	161	28	emergence	emergence	VERB
fueconorg-5609	161	29	,	,	PUNCT
fueconorg-5609	161	30	since	since	SCONJ
fueconorg-5609	161	31	exchange	exchange	NOUN
fueconorg-5609	161	32	rate	rate	NOUN
fueconorg-5609	161	33	is	be	AUX
fueconorg-5609	161	34	basically	basically	ADV
fueconorg-5609	161	35	fixed	fix	VERB
fueconorg-5609	161	36	up	up	ADP
fueconorg-5609	161	37	-	-	PUNCT
fueconorg-5609	161	38	front	front	NOUN
fueconorg-5609	161	39	for	for	ADP
fueconorg-5609	161	40	a	a	DET
fueconorg-5609	161	41	considerable	considerable	ADJ
fueconorg-5609	161	42	time	time	NOUN
fueconorg-5609	161	43	span	span	NOUN
fueconorg-5609	161	44	according	accord	VERB
fueconorg-5609	161	45	to	to	ADP
fueconorg-5609	161	46	mandatory	mandatory	ADJ
fueconorg-5609	161	47	procedure	procedure	NOUN
fueconorg-5609	161	48	and	and	CCONJ
fueconorg-5609	161	49	phases	phase	NOUN
fueconorg-5609	161	50	that	that	PRON
fueconorg-5609	161	51	lead	lead	VERB
fueconorg-5609	161	52	to	to	ADP
fueconorg-5609	161	53	euro	euro	NOUN
fueconorg-5609	161	54	adoption	adoption	NOUN
fueconorg-5609	161	55	.	.	PUNCT
fueconorg-5609	162	1	for	for	ADP
fueconorg-5609	162	2	example	example	NOUN
fueconorg-5609	162	3	,	,	PUNCT
fueconorg-5609	162	4	one	one	PRON
fueconorg-5609	162	5	can	can	AUX
fueconorg-5609	162	6	not	not	PART
fueconorg-5609	162	7	argue	argue	VERB
fueconorg-5609	162	8	that	that	SCONJ
fueconorg-5609	162	9	exchange	exchange	NOUN
fueconorg-5609	162	10	rate	rate	NOUN
fueconorg-5609	162	11	risk	risk	NOUN
fueconorg-5609	162	12	is	be	AUX
fueconorg-5609	162	13	nonperforming	nonperforme	VERB
fueconorg-5609	162	14	loans	loan	NOUN
fueconorg-5609	162	15	and	and	CCONJ
fueconorg-5609	162	16	financial	financial	ADJ
fueconorg-5609	162	17	stability	stability	NOUN
fueconorg-5609	162	18	–	–	PUNCT
fueconorg-5609	162	19	the	the	DET
fueconorg-5609	162	20	case	case	NOUN
fueconorg-5609	162	21	of	of	ADP
fueconorg-5609	162	22	serbia	serbia	PROPN
fueconorg-5609	162	23	359	359	NUM
fueconorg-5609	162	24	accountable	accountable	ADJ
fueconorg-5609	162	25	for	for	ADP
fueconorg-5609	162	26	latvia	latvia	PROPN
fueconorg-5609	162	27	or	or	CCONJ
fueconorg-5609	162	28	lithuania	lithuania	PROPN
fueconorg-5609	162	29	case	case	NOUN
fueconorg-5609	162	30	of	of	ADP
fueconorg-5609	162	31	nonperforming	nonperforme	VERB
fueconorg-5609	162	32	loans	loan	NOUN
fueconorg-5609	162	33	.	.	PUNCT
fueconorg-5609	163	1	bulgaria	bulgaria	PROPN
fueconorg-5609	163	2	and	and	CCONJ
fueconorg-5609	163	3	bosnia	bosnia	PROPN
fueconorg-5609	163	4	and	and	CCONJ
fueconorg-5609	163	5	herzegovina	herzegovina	PROPN
fueconorg-5609	163	6	have	have	VERB
fueconorg-5609	163	7	a	a	DET
fueconorg-5609	163	8	currency	currency	NOUN
fueconorg-5609	163	9	board	board	NOUN
fueconorg-5609	163	10	,	,	PUNCT
fueconorg-5609	163	11	while	while	SCONJ
fueconorg-5609	163	12	slovenia	slovenia	PROPN
fueconorg-5609	163	13	joined	join	VERB
fueconorg-5609	163	14	euro	euro	PROPN
fueconorg-5609	163	15	area	area	NOUN
fueconorg-5609	163	16	prior	prior	ADV
fueconorg-5609	163	17	the	the	DET
fueconorg-5609	163	18	crisis	crisis	NOUN
fueconorg-5609	163	19	,	,	PUNCT
fueconorg-5609	163	20	meaning	mean	VERB
fueconorg-5609	163	21	for	for	SCONJ
fueconorg-5609	163	22	all	all	DET
fueconorg-5609	163	23	of	of	ADP
fueconorg-5609	163	24	them	they	PRON
fueconorg-5609	163	25	exchange	exchange	NOUN
fueconorg-5609	163	26	rate	rate	NOUN
fueconorg-5609	163	27	risk	risk	NOUN
fueconorg-5609	163	28	was	be	AUX
fueconorg-5609	163	29	out	out	ADP
fueconorg-5609	163	30	of	of	ADP
fueconorg-5609	163	31	consideration	consideration	NOUN
fueconorg-5609	163	32	as	as	ADP
fueconorg-5609	163	33	a	a	DET
fueconorg-5609	163	34	potential	potential	ADJ
fueconorg-5609	163	35	cause	cause	NOUN
fueconorg-5609	163	36	of	of	ADP
fueconorg-5609	163	37	nonperforming	nonperforme	VERB
fueconorg-5609	163	38	loans	loan	NOUN
fueconorg-5609	163	39	.	.	PUNCT
fueconorg-5609	164	1	however	however	ADV
fueconorg-5609	164	2	,	,	PUNCT
fueconorg-5609	164	3	for	for	ADP
fueconorg-5609	164	4	a	a	DET
fueconorg-5609	164	5	group	group	NOUN
fueconorg-5609	164	6	of	of	ADP
fueconorg-5609	164	7	countries	country	NOUN
fueconorg-5609	164	8	encompassing	encompass	VERB
fueconorg-5609	164	9	serbia	serbia	PROPN
fueconorg-5609	164	10	,	,	PUNCT
fueconorg-5609	164	11	hungary	hungary	PROPN
fueconorg-5609	164	12	,	,	PUNCT
fueconorg-5609	164	13	romania	romania	PROPN
fueconorg-5609	164	14	and	and	CCONJ
fueconorg-5609	164	15	albania	albania	PROPN
fueconorg-5609	164	16	,	,	PUNCT
fueconorg-5609	164	17	currency	currency	NOUN
fueconorg-5609	164	18	depreciation	depreciation	NOUN
fueconorg-5609	164	19	impacted	impact	VERB
fueconorg-5609	164	20	on	on	ADP
fueconorg-5609	164	21	acceleration	acceleration	NOUN
fueconorg-5609	164	22	of	of	ADP
fueconorg-5609	164	23	nonperforming	nonperforme	VERB
fueconorg-5609	164	24	loans	loan	NOUN
fueconorg-5609	164	25	stock	stock	NOUN
fueconorg-5609	164	26	due	due	ADP
fueconorg-5609	164	27	to	to	ADP
fueconorg-5609	164	28	the	the	DET
fueconorg-5609	164	29	high	high	ADJ
fueconorg-5609	164	30	share	share	NOUN
fueconorg-5609	164	31	of	of	ADP
fueconorg-5609	164	32	foreign	foreign	ADJ
fueconorg-5609	164	33	currency	currency	NOUN
fueconorg-5609	164	34	denominated	denominate	VERB
fueconorg-5609	164	35	loans	loan	NOUN
fueconorg-5609	164	36	.	.	PUNCT
fueconorg-5609	165	1	hungary	hungary	PROPN
fueconorg-5609	165	2	opted	opt	VERB
fueconorg-5609	165	3	for	for	ADP
fueconorg-5609	165	4	a	a	DET
fueconorg-5609	165	5	set	set	NOUN
fueconorg-5609	165	6	of	of	ADP
fueconorg-5609	165	7	unconventional	unconventional	ADJ
fueconorg-5609	165	8	measures	measure	NOUN
fueconorg-5609	165	9	,	,	PUNCT
fueconorg-5609	165	10	some	some	PRON
fueconorg-5609	165	11	of	of	ADP
fueconorg-5609	165	12	which	which	PRON
fueconorg-5609	165	13	might	might	AUX
fueconorg-5609	165	14	have	have	AUX
fueconorg-5609	165	15	been	be	AUX
fueconorg-5609	165	16	in	in	ADP
fueconorg-5609	165	17	a	a	DET
fueconorg-5609	165	18	collision	collision	NOUN
fueconorg-5609	165	19	with	with	ADP
fueconorg-5609	165	20	principles	principle	NOUN
fueconorg-5609	165	21	of	of	ADP
fueconorg-5609	165	22	a	a	DET
fueconorg-5609	165	23	free	free	ADJ
fueconorg-5609	165	24	market	market	NOUN
fueconorg-5609	165	25	economy	economy	NOUN
fueconorg-5609	165	26	,	,	PUNCT
fueconorg-5609	165	27	such	such	ADJ
fueconorg-5609	165	28	as	as	ADP
fueconorg-5609	165	29	the	the	DET
fueconorg-5609	165	30	conversion	conversion	NOUN
fueconorg-5609	165	31	of	of	ADP
fueconorg-5609	165	32	foreign	foreign	ADJ
fueconorg-5609	165	33	currency	currency	NOUN
fueconorg-5609	165	34	indexed	index	VERB
fueconorg-5609	165	35	loans	loan	NOUN
fueconorg-5609	165	36	into	into	ADP
fueconorg-5609	165	37	local	local	ADJ
fueconorg-5609	165	38	currency	currency	NOUN
fueconorg-5609	165	39	loans	loan	NOUN
fueconorg-5609	165	40	with	with	ADP
fueconorg-5609	165	41	low	low	ADJ
fueconorg-5609	165	42	interest	interest	NOUN
fueconorg-5609	165	43	rates	rate	NOUN
fueconorg-5609	165	44	.	.	PUNCT
fueconorg-5609	166	1	matolcsy	matolcsy	PROPN
fueconorg-5609	166	2	(	(	PUNCT
fueconorg-5609	166	3	2015	2015	NUM
fueconorg-5609	166	4	)	)	PUNCT
fueconorg-5609	166	5	serves	serve	VERB
fueconorg-5609	166	6	as	as	ADP
fueconorg-5609	166	7	a	a	DET
fueconorg-5609	166	8	good	good	ADJ
fueconorg-5609	166	9	reference	reference	NOUN
fueconorg-5609	166	10	for	for	ADP
fueconorg-5609	166	11	the	the	DET
fueconorg-5609	166	12	explanation	explanation	NOUN
fueconorg-5609	166	13	of	of	ADP
fueconorg-5609	166	14	measures	measure	NOUN
fueconorg-5609	166	15	taken	take	VERB
fueconorg-5609	166	16	.	.	PUNCT
fueconorg-5609	167	1	in	in	ADP
fueconorg-5609	167	2	sum	sum	NOUN
fueconorg-5609	167	3	,	,	PUNCT
fueconorg-5609	167	4	we	we	PRON
fueconorg-5609	167	5	distinguish	distinguish	VERB
fueconorg-5609	167	6	several	several	ADJ
fueconorg-5609	167	7	additional	additional	ADJ
fueconorg-5609	167	8	properties	property	NOUN
fueconorg-5609	167	9	for	for	ADP
fueconorg-5609	167	10	all	all	DET
fueconorg-5609	167	11	banking	banking	NOUN
fueconorg-5609	167	12	systems	system	NOUN
fueconorg-5609	167	13	:	:	PUNCT
fueconorg-5609	167	14	a	a	X
fueconorg-5609	167	15	)	)	PUNCT
fueconorg-5609	167	16	an	an	DET
fueconorg-5609	167	17	extremely	extremely	ADV
fueconorg-5609	167	18	rapid	rapid	ADJ
fueconorg-5609	167	19	expansion	expansion	NOUN
fueconorg-5609	167	20	of	of	ADP
fueconorg-5609	167	21	balance	balance	NOUN
fueconorg-5609	167	22	sheets	sheet	NOUN
fueconorg-5609	167	23	of	of	ADP
fueconorg-5609	167	24	banks	bank	NOUN
fueconorg-5609	167	25	prior	prior	ADV
fueconorg-5609	167	26	to	to	ADP
fueconorg-5609	167	27	the	the	DET
fueconorg-5609	167	28	crisis	crisis	NOUN
fueconorg-5609	167	29	fueled	fuel	VERB
fueconorg-5609	167	30	by	by	ADP
fueconorg-5609	167	31	low	low	ADJ
fueconorg-5609	167	32	interest	interest	NOUN
fueconorg-5609	167	33	rate	rate	NOUN
fueconorg-5609	167	34	environment	environment	NOUN
fueconorg-5609	167	35	in	in	ADP
fueconorg-5609	167	36	euro	euro	PROPN
fueconorg-5609	167	37	area	area	NOUN
fueconorg-5609	167	38	,	,	PUNCT
fueconorg-5609	167	39	b	b	X
fueconorg-5609	167	40	)	)	PUNCT
fueconorg-5609	167	41	the	the	DET
fueconorg-5609	167	42	inadequacy	inadequacy	NOUN
fueconorg-5609	167	43	of	of	ADP
fueconorg-5609	167	44	banks	bank	NOUN
fueconorg-5609	167	45	`	`	PART
fueconorg-5609	167	46	preparedness	preparedness	NOUN
fueconorg-5609	167	47	and	and	CCONJ
fueconorg-5609	167	48	capability	capability	NOUN
fueconorg-5609	167	49	to	to	PART
fueconorg-5609	167	50	deal	deal	VERB
fueconorg-5609	167	51	with	with	ADP
fueconorg-5609	167	52	nonperforming	nonperforme	VERB
fueconorg-5609	167	53	loans	loan	NOUN
fueconorg-5609	167	54	,	,	PUNCT
fueconorg-5609	167	55	c	c	X
fueconorg-5609	167	56	)	)	PUNCT
fueconorg-5609	167	57	the	the	DET
fueconorg-5609	167	58	economic	economic	ADJ
fueconorg-5609	167	59	downturn	downturn	NOUN
fueconorg-5609	167	60	negatively	negatively	ADV
fueconorg-5609	167	61	impacting	impact	VERB
fueconorg-5609	167	62	real	real	ADJ
fueconorg-5609	167	63	sector	sector	NOUN
fueconorg-5609	167	64	companies	company	NOUN
fueconorg-5609	167	65	and	and	CCONJ
fueconorg-5609	167	66	d	d	X
fueconorg-5609	167	67	)	)	PUNCT
fueconorg-5609	167	68	a	a	DET
fueconorg-5609	167	69	drop	drop	NOUN
fueconorg-5609	167	70	in	in	ADP
fueconorg-5609	167	71	real	real	ADJ
fueconorg-5609	167	72	estate	estate	NOUN
fueconorg-5609	167	73	collateral	collateral	ADJ
fueconorg-5609	167	74	values	value	NOUN
fueconorg-5609	167	75	(	(	PUNCT
fueconorg-5609	167	76	both	both	CCONJ
fueconorg-5609	167	77	commercial	commercial	ADJ
fueconorg-5609	167	78	and	and	CCONJ
fueconorg-5609	167	79	residential	residential	ADJ
fueconorg-5609	167	80	)	)	PUNCT
fueconorg-5609	167	81	.	.	PUNCT
fueconorg-5609	168	1	fig	fig	NOUN
fueconorg-5609	168	2	.	.	PUNCT
fueconorg-5609	169	1	8	8	NUM
fueconorg-5609	169	2	bank	bank	NOUN
fueconorg-5609	169	3	provisions	provision	NOUN
fueconorg-5609	169	4	to	to	ADP
fueconorg-5609	169	5	nonperforming	nonperforme	VERB
fueconorg-5609	169	6	loans	loan	NOUN
fueconorg-5609	169	7	across	across	ADP
fueconorg-5609	169	8	countries	country	NOUN
fueconorg-5609	169	9	source	source	NOUN
fueconorg-5609	169	10	:	:	PUNCT
fueconorg-5609	169	11	authors	author	NOUN
fueconorg-5609	169	12	’	’	PART
fueconorg-5609	169	13	presentation	presentation	NOUN
fueconorg-5609	169	14	based	base	VERB
fueconorg-5609	169	15	on	on	ADP
fueconorg-5609	169	16	data	datum	NOUN
fueconorg-5609	169	17	from	from	ADP
fueconorg-5609	169	18	imf	imf	PROPN
fueconorg-5609	169	19	gfsr	gfsr	PROPN
fueconorg-5609	169	20	figure	figure	NOUN
fueconorg-5609	169	21	8	8	NUM
fueconorg-5609	169	22	helps	help	VERB
fueconorg-5609	169	23	infer	infer	VERB
fueconorg-5609	169	24	how	how	SCONJ
fueconorg-5609	169	25	well	well	ADV
fueconorg-5609	169	26	prepared	prepared	ADJ
fueconorg-5609	169	27	were	be	AUX
fueconorg-5609	169	28	national	national	ADJ
fueconorg-5609	169	29	banking	banking	NOUN
fueconorg-5609	169	30	sectors	sector	NOUN
fueconorg-5609	169	31	for	for	ADP
fueconorg-5609	169	32	bad	bad	ADJ
fueconorg-5609	169	33	loans	loan	NOUN
fueconorg-5609	169	34	writeoffs	writeoff	NOUN
fueconorg-5609	169	35	,	,	PUNCT
fueconorg-5609	169	36	and	and	CCONJ
fueconorg-5609	169	37	whether	whether	SCONJ
fueconorg-5609	169	38	banks	bank	NOUN
fueconorg-5609	169	39	in	in	ADP
fueconorg-5609	169	40	accounting	accounting	NOUN
fueconorg-5609	169	41	sense	sense	NOUN
fueconorg-5609	169	42	paid	pay	VERB
fueconorg-5609	169	43	enough	enough	ADJ
fueconorg-5609	169	44	attention	attention	NOUN
fueconorg-5609	169	45	to	to	ADP
fueconorg-5609	169	46	addressing	address	VERB
fueconorg-5609	169	47	nonperforming	nonperforme	VERB
fueconorg-5609	169	48	loans	loan	NOUN
fueconorg-5609	169	49	issue	issue	NOUN
fueconorg-5609	169	50	internally	internally	ADV
fueconorg-5609	169	51	.	.	PUNCT
fueconorg-5609	170	1	it	it	PRON
fueconorg-5609	170	2	is	be	AUX
fueconorg-5609	170	3	meaningful	meaningful	ADJ
fueconorg-5609	170	4	to	to	PART
fueconorg-5609	170	5	match	match	VERB
fueconorg-5609	170	6	data	datum	NOUN
fueconorg-5609	170	7	on	on	ADP
fueconorg-5609	170	8	provisions	provision	NOUN
fueconorg-5609	170	9	to	to	ADP
fueconorg-5609	170	10	nonperforming	nonperforme	VERB
fueconorg-5609	170	11	loans	loan	NOUN
fueconorg-5609	170	12	with	with	ADP
fueconorg-5609	170	13	data	datum	NOUN
fueconorg-5609	170	14	on	on	ADP
fueconorg-5609	170	15	npl	npl	PROPN
fueconorg-5609	170	16	ratio	ratio	NOUN
fueconorg-5609	170	17	from	from	ADP
fueconorg-5609	170	18	figure	figure	NOUN
fueconorg-5609	170	19	7	7	NUM
fueconorg-5609	170	20	.	.	PUNCT
fueconorg-5609	170	21	countries	country	NOUN
fueconorg-5609	170	22	that	that	PRON
fueconorg-5609	170	23	demonstrate	demonstrate	VERB
fueconorg-5609	170	24	relatively	relatively	ADV
fueconorg-5609	170	25	low	low	ADJ
fueconorg-5609	170	26	coverage	coverage	NOUN
fueconorg-5609	170	27	ratio	ratio	NOUN
fueconorg-5609	170	28	but	but	CCONJ
fueconorg-5609	170	29	also	also	ADV
fueconorg-5609	170	30	have	have	AUX
fueconorg-5609	170	31	low	low	ADJ
fueconorg-5609	170	32	npl	npl	PROPN
fueconorg-5609	170	33	ratio	ratio	NOUN
fueconorg-5609	170	34	are	be	AUX
fueconorg-5609	170	35	less	less	ADV
fueconorg-5609	170	36	vulnerable	vulnerable	ADJ
fueconorg-5609	170	37	in	in	ADP
fueconorg-5609	170	38	terms	term	NOUN
fueconorg-5609	170	39	of	of	ADP
fueconorg-5609	170	40	financial	financial	ADJ
fueconorg-5609	170	41	stability	stability	NOUN
fueconorg-5609	170	42	.	.	PUNCT
fueconorg-5609	171	1	however	however	ADV
fueconorg-5609	171	2	,	,	PUNCT
fueconorg-5609	171	3	if	if	SCONJ
fueconorg-5609	171	4	a	a	DET
fueconorg-5609	171	5	country	country	NOUN
fueconorg-5609	171	6	posted	post	VERB
fueconorg-5609	171	7	relatively	relatively	ADV
fueconorg-5609	171	8	high	high	ADJ
fueconorg-5609	171	9	npl	npl	NOUN
fueconorg-5609	171	10	ratio	ratio	NOUN
fueconorg-5609	171	11	with	with	ADP
fueconorg-5609	171	12	low	low	ADJ
fueconorg-5609	171	13	coverage	coverage	NOUN
fueconorg-5609	171	14	ratio	ratio	NOUN
fueconorg-5609	171	15	,	,	PUNCT
fueconorg-5609	171	16	it	it	PRON
fueconorg-5609	171	17	would	would	AUX
fueconorg-5609	171	18	imply	imply	VERB
fueconorg-5609	171	19	its	its	PRON
fueconorg-5609	171	20	heightened	heightened	ADJ
fueconorg-5609	171	21	vulnerability	vulnerability	NOUN
fueconorg-5609	171	22	.	.	PUNCT
fueconorg-5609	172	1	this	this	PRON
fueconorg-5609	172	2	was	be	AUX
fueconorg-5609	172	3	effectively	effectively	ADV
fueconorg-5609	172	4	the	the	DET
fueconorg-5609	172	5	case	case	NOUN
fueconorg-5609	172	6	of	of	ADP
fueconorg-5609	172	7	serbia	serbia	PROPN
fueconorg-5609	172	8	which	which	PRON
fueconorg-5609	172	9	,	,	PUNCT
fueconorg-5609	172	10	with	with	ADP
fueconorg-5609	172	11	the	the	DET
fueconorg-5609	172	12	exception	exception	NOUN
fueconorg-5609	172	13	of	of	ADP
fueconorg-5609	172	14	2016	2016	NUM
fueconorg-5609	172	15	,	,	PUNCT
fueconorg-5609	172	16	persistently	persistently	ADV
fueconorg-5609	172	17	had	have	VERB
fueconorg-5609	172	18	npl	npl	NOUN
fueconorg-5609	172	19	ratio	ratio	NOUN
fueconorg-5609	172	20	above	above	ADP
fueconorg-5609	172	21	the	the	DET
fueconorg-5609	172	22	average	average	NOUN
fueconorg-5609	172	23	of	of	ADP
fueconorg-5609	172	24	countries	country	NOUN
fueconorg-5609	172	25	considered	consider	VERB
fueconorg-5609	172	26	,	,	PUNCT
fueconorg-5609	172	27	and	and	CCONJ
fueconorg-5609	172	28	coverage	coverage	NOUN
fueconorg-5609	172	29	ratio	ratio	NOUN
fueconorg-5609	172	30	below	below	ADP
fueconorg-5609	172	31	average	average	NOUN
fueconorg-5609	172	32	.	.	PUNCT
fueconorg-5609	173	1	in	in	ADP
fueconorg-5609	173	2	2015	2015	NUM
fueconorg-5609	173	3	,	,	PUNCT
fueconorg-5609	173	4	serbia	serbia	PROPN
fueconorg-5609	173	5	npls	npls	PROPN
fueconorg-5609	173	6	market	market	NOUN
fueconorg-5609	173	7	share	share	NOUN
fueconorg-5609	173	8	in	in	ADP
fueconorg-5609	173	9	18	18	NUM
fueconorg-5609	173	10	countries	country	NOUN
fueconorg-5609	173	11	of	of	ADP
fueconorg-5609	173	12	central	central	ADJ
fueconorg-5609	173	13	,	,	PUNCT
fueconorg-5609	173	14	eastern	eastern	ADJ
fueconorg-5609	173	15	and	and	CCONJ
fueconorg-5609	173	16	south	south	ADJ
fueconorg-5609	173	17	eastern	eastern	PROPN
fueconorg-5609	173	18	europe	europe	PROPN
fueconorg-5609	173	19	(	(	PUNCT
fueconorg-5609	173	20	cesee	cesee	PROPN
fueconorg-5609	173	21	)	)	PUNCT
fueconorg-5609	173	22	,	,	PUNCT
fueconorg-5609	173	23	calculated	calculate	VERB
fueconorg-5609	173	24	as	as	ADP
fueconorg-5609	173	25	serbia	serbia	PROPN
fueconorg-5609	173	26	gross	gross	ADJ
fueconorg-5609	173	27	npls	npls	NOUN
fueconorg-5609	173	28	divided	divide	VERB
fueconorg-5609	173	29	by	by	ADP
fueconorg-5609	173	30	total	total	ADJ
fueconorg-5609	173	31	cesee	cesee	ADJ
fueconorg-5609	173	32	gross	gross	ADJ
fueconorg-5609	173	33	npls	npls	NOUN
fueconorg-5609	173	34	,	,	PUNCT
fueconorg-5609	173	35	was	be	AUX
fueconorg-5609	173	36	9,3	9,3	NUM
fueconorg-5609	173	37	%	%	NOUN
fueconorg-5609	173	38	,	,	PUNCT
fueconorg-5609	173	39	while	while	SCONJ
fueconorg-5609	173	40	its	its	PRON
fueconorg-5609	173	41	market	market	NOUN
fueconorg-5609	173	42	share	share	NOUN
fueconorg-5609	173	43	in	in	ADP
fueconorg-5609	173	44	total	total	ADJ
fueconorg-5609	173	45	loans	loan	NOUN
fueconorg-5609	173	46	outstanding	outstanding	ADJ
fueconorg-5609	173	47	was	be	AUX
fueconorg-5609	173	48	only	only	ADV
fueconorg-5609	173	49	3,3	3,3	NUM
fueconorg-5609	173	50	%	%	NOUN
fueconorg-5609	173	51	(	(	PUNCT
fueconorg-5609	173	52	ebrd	ebrd	NOUN
fueconorg-5609	173	53	,	,	PUNCT
fueconorg-5609	173	54	2016	2016	NUM
fueconorg-5609	173	55	)	)	PUNCT
fueconorg-5609	173	56	.	.	PUNCT
fueconorg-5609	174	1	360	360	NUM
fueconorg-5609	174	2	v.	v.	ADP
fueconorg-5609	174	3	lukić	lukić	PROPN
fueconorg-5609	174	4	,	,	PUNCT
fueconorg-5609	174	5	s.	s.	PROPN
fueconorg-5609	174	6	popović	popović	PROPN
fueconorg-5609	174	7	,	,	PUNCT
fueconorg-5609	174	8	i.	i.	PROPN
fueconorg-5609	174	9	janković	janković	VERB
fueconorg-5609	174	10	a	a	DET
fueconorg-5609	174	11	rise	rise	NOUN
fueconorg-5609	174	12	in	in	ADP
fueconorg-5609	174	13	coverage	coverage	NOUN
fueconorg-5609	174	14	ratio	ratio	NOUN
fueconorg-5609	174	15	observed	observe	VERB
fueconorg-5609	174	16	for	for	ADP
fueconorg-5609	174	17	some	some	DET
fueconorg-5609	174	18	countries	country	NOUN
fueconorg-5609	174	19	was	be	AUX
fueconorg-5609	174	20	usually	usually	ADV
fueconorg-5609	174	21	accomplished	accomplish	VERB
fueconorg-5609	174	22	by	by	ADP
fueconorg-5609	174	23	a	a	DET
fueconorg-5609	174	24	drop	drop	NOUN
fueconorg-5609	174	25	in	in	ADP
fueconorg-5609	174	26	nonperforming	nonperforming	ADJ
fueconorg-5609	174	27	loans	loan	NOUN
fueconorg-5609	174	28	stock	stock	NOUN
fueconorg-5609	174	29	,	,	PUNCT
fueconorg-5609	174	30	i.e.	i.e.	X
fueconorg-5609	174	31	denominator	denominator	NOUN
fueconorg-5609	174	32	effect	effect	NOUN
fueconorg-5609	174	33	,	,	PUNCT
fueconorg-5609	174	34	opposite	opposite	ADJ
fueconorg-5609	174	35	to	to	PART
fueconorg-5609	174	36	build	build	VERB
fueconorg-5609	174	37	-	-	PUNCT
fueconorg-5609	174	38	up	up	NOUN
fueconorg-5609	174	39	of	of	ADP
fueconorg-5609	174	40	additional	additional	ADJ
fueconorg-5609	174	41	specific	specific	ADJ
fueconorg-5609	174	42	loan	loan	NOUN
fueconorg-5609	174	43	loss	loss	NOUN
fueconorg-5609	174	44	provisions	provision	NOUN
fueconorg-5609	174	45	which	which	PRON
fueconorg-5609	174	46	is	be	AUX
fueconorg-5609	174	47	considered	consider	VERB
fueconorg-5609	174	48	more	more	ADV
fueconorg-5609	174	49	prudent	prudent	ADJ
fueconorg-5609	174	50	.	.	PUNCT
fueconorg-5609	175	1	in	in	ADP
fueconorg-5609	175	2	general	general	ADJ
fueconorg-5609	175	3	,	,	PUNCT
fueconorg-5609	175	4	before	before	ADP
fueconorg-5609	175	5	the	the	DET
fueconorg-5609	175	6	majority	majority	NOUN
fueconorg-5609	175	7	of	of	ADP
fueconorg-5609	175	8	banks	bank	NOUN
fueconorg-5609	175	9	in	in	ADP
fueconorg-5609	175	10	troubled	troubled	ADJ
fueconorg-5609	175	11	countries	country	NOUN
fueconorg-5609	175	12	there	there	ADV
fueconorg-5609	175	13	stood	stand	VERB
fueconorg-5609	175	14	three	three	NUM
fueconorg-5609	175	15	choices	choice	NOUN
fueconorg-5609	175	16	for	for	ADP
fueconorg-5609	175	17	dealing	deal	VERB
fueconorg-5609	175	18	with	with	ADP
fueconorg-5609	175	19	npls	npls	NOUN
fueconorg-5609	175	20	:	:	PUNCT
fueconorg-5609	175	21	a	a	X
fueconorg-5609	175	22	)	)	PUNCT
fueconorg-5609	175	23	workout	workout	NOUN
fueconorg-5609	175	24	,	,	PUNCT
fueconorg-5609	175	25	b	b	NOUN
fueconorg-5609	175	26	)	)	PUNCT
fueconorg-5609	175	27	sale	sale	NOUN
fueconorg-5609	175	28	and	and	CCONJ
fueconorg-5609	175	29	c	c	NOUN
fueconorg-5609	175	30	)	)	PUNCT
fueconorg-5609	175	31	write	write	NOUN
fueconorg-5609	175	32	-	-	PUNCT
fueconorg-5609	175	33	offs	off	NOUN
fueconorg-5609	175	34	.	.	PUNCT
fueconorg-5609	176	1	workout	workout	NOUN
fueconorg-5609	176	2	comprises	comprise	VERB
fueconorg-5609	176	3	measures	measure	NOUN
fueconorg-5609	176	4	aimed	aim	VERB
fueconorg-5609	176	5	at	at	ADP
fueconorg-5609	176	6	restructuring	restructure	VERB
fueconorg-5609	176	7	credit	credit	NOUN
fueconorg-5609	176	8	obligation	obligation	NOUN
fueconorg-5609	176	9	or	or	CCONJ
fueconorg-5609	176	10	legal	legal	ADJ
fueconorg-5609	176	11	collection	collection	NOUN
fueconorg-5609	176	12	efforts	effort	NOUN
fueconorg-5609	176	13	.	.	PUNCT
fueconorg-5609	177	1	there	there	PRON
fueconorg-5609	177	2	is	be	VERB
fueconorg-5609	177	3	no	no	DET
fueconorg-5609	177	4	predetermined	predetermined	ADJ
fueconorg-5609	177	5	optimal	optimal	ADJ
fueconorg-5609	177	6	solution	solution	NOUN
fueconorg-5609	177	7	and	and	CCONJ
fueconorg-5609	177	8	banks	bank	NOUN
fueconorg-5609	177	9	need	need	VERB
fueconorg-5609	177	10	to	to	PART
fueconorg-5609	177	11	have	have	VERB
fueconorg-5609	177	12	good	good	ADJ
fueconorg-5609	177	13	npls	npls	NOUN
fueconorg-5609	177	14	strategy	strategy	NOUN
fueconorg-5609	177	15	in	in	ADP
fueconorg-5609	177	16	place	place	NOUN
fueconorg-5609	177	17	so	so	SCONJ
fueconorg-5609	177	18	as	as	SCONJ
fueconorg-5609	177	19	to	to	PART
fueconorg-5609	177	20	choose	choose	VERB
fueconorg-5609	177	21	the	the	DET
fueconorg-5609	177	22	right	right	ADJ
fueconorg-5609	177	23	option	option	NOUN
fueconorg-5609	177	24	.	.	PUNCT
fueconorg-5609	178	1	intuitively	intuitively	ADV
fueconorg-5609	178	2	,	,	PUNCT
fueconorg-5609	178	3	banks	bank	NOUN
fueconorg-5609	178	4	would	would	AUX
fueconorg-5609	178	5	prefer	prefer	VERB
fueconorg-5609	178	6	to	to	PART
fueconorg-5609	178	7	keep	keep	VERB
fueconorg-5609	178	8	loan	loan	NOUN
fueconorg-5609	178	9	on	on	ADP
fueconorg-5609	178	10	balance	balance	NOUN
fueconorg-5609	178	11	sheets	sheet	NOUN
fueconorg-5609	178	12	as	as	ADV
fueconorg-5609	178	13	long	long	ADV
fueconorg-5609	178	14	as	as	SCONJ
fueconorg-5609	178	15	there	there	PRON
fueconorg-5609	178	16	exists	exist	VERB
fueconorg-5609	178	17	some	some	DET
fueconorg-5609	178	18	chance	chance	NOUN
fueconorg-5609	178	19	to	to	PART
fueconorg-5609	178	20	collect	collect	VERB
fueconorg-5609	178	21	unpaid	unpaid	ADJ
fueconorg-5609	178	22	principal	principal	NOUN
fueconorg-5609	178	23	.	.	PUNCT
fueconorg-5609	179	1	workout	workout	PROPN
fueconorg-5609	179	2	is	be	AUX
fueconorg-5609	179	3	highly	highly	ADV
fueconorg-5609	179	4	uncertain	uncertain	ADJ
fueconorg-5609	179	5	and	and	CCONJ
fueconorg-5609	179	6	costly	costly	ADJ
fueconorg-5609	179	7	.	.	PUNCT
fueconorg-5609	180	1	some	some	DET
fueconorg-5609	180	2	statistics	statistic	NOUN
fueconorg-5609	180	3	show	show	VERB
fueconorg-5609	180	4	however	however	ADV
fueconorg-5609	180	5	that	that	SCONJ
fueconorg-5609	180	6	,	,	PUNCT
fueconorg-5609	180	7	albeit	albeit	SCONJ
fueconorg-5609	180	8	in	in	ADP
fueconorg-5609	180	9	normal	normal	ADJ
fueconorg-5609	180	10	circumstances	circumstance	NOUN
fueconorg-5609	180	11	,	,	PUNCT
fueconorg-5609	180	12	60	60	NUM
fueconorg-5609	180	13	%	%	NOUN
fueconorg-5609	180	14	of	of	ADP
fueconorg-5609	180	15	overdue	overdue	ADJ
fueconorg-5609	180	16	loans	loan	NOUN
fueconorg-5609	180	17	are	be	AUX
fueconorg-5609	180	18	repaid	repay	VERB
fueconorg-5609	180	19	within	within	ADP
fueconorg-5609	180	20	90	90	NUM
fueconorg-5609	180	21	days	day	NOUN
fueconorg-5609	180	22	.	.	PUNCT
fueconorg-5609	181	1	with	with	ADP
fueconorg-5609	181	2	surpassing	surpass	VERB
fueconorg-5609	181	3	90	90	NUM
fueconorg-5609	181	4	-	-	PUNCT
fueconorg-5609	181	5	day	day	NOUN
fueconorg-5609	181	6	criterion	criterion	NOUN
fueconorg-5609	181	7	the	the	DET
fueconorg-5609	181	8	probability	probability	NOUN
fueconorg-5609	181	9	and	and	CCONJ
fueconorg-5609	181	10	the	the	DET
fueconorg-5609	181	11	amount	amount	NOUN
fueconorg-5609	181	12	of	of	ADP
fueconorg-5609	181	13	recovery	recovery	NOUN
fueconorg-5609	181	14	decline	decline	VERB
fueconorg-5609	181	15	significantly	significantly	ADV
fueconorg-5609	181	16	(	(	PUNCT
fueconorg-5609	181	17	ifc	ifc	NOUN
fueconorg-5609	181	18	,	,	PUNCT
fueconorg-5609	181	19	2011	2011	NUM
fueconorg-5609	181	20	)	)	PUNCT
fueconorg-5609	181	21	.	.	PUNCT
fueconorg-5609	182	1	for	for	ADP
fueconorg-5609	182	2	example	example	NOUN
fueconorg-5609	182	3	,	,	PUNCT
fueconorg-5609	182	4	three	three	NUM
fueconorg-5609	182	5	quarters	quarter	NOUN
fueconorg-5609	182	6	of	of	ADP
fueconorg-5609	182	7	nonperforming	nonperforme	VERB
fueconorg-5609	182	8	loans	loan	NOUN
fueconorg-5609	182	9	in	in	ADP
fueconorg-5609	182	10	serbia	serbia	PROPN
fueconorg-5609	182	11	in	in	ADP
fueconorg-5609	182	12	april	april	PROPN
fueconorg-5609	182	13	2015	2015	NUM
fueconorg-5609	182	14	were	be	AUX
fueconorg-5609	182	15	overdue	overdue	ADJ
fueconorg-5609	182	16	for	for	ADP
fueconorg-5609	182	17	more	more	ADJ
fueconorg-5609	182	18	than	than	ADP
fueconorg-5609	182	19	a	a	PRON
fueconorg-5609	182	20	year	year	NOUN
fueconorg-5609	182	21	(	(	PUNCT
fueconorg-5609	182	22	mof	mof	X
fueconorg-5609	182	23	,	,	PUNCT
fueconorg-5609	182	24	2015	2015	NUM
fueconorg-5609	182	25	)	)	PUNCT
fueconorg-5609	182	26	.	.	PUNCT
fueconorg-5609	183	1	sale	sale	NOUN
fueconorg-5609	183	2	is	be	AUX
fueconorg-5609	183	3	commonly	commonly	ADV
fueconorg-5609	183	4	performed	perform	VERB
fueconorg-5609	183	5	through	through	ADP
fueconorg-5609	183	6	outright	outright	ADJ
fueconorg-5609	183	7	sale	sale	NOUN
fueconorg-5609	183	8	of	of	ADP
fueconorg-5609	183	9	a	a	DET
fueconorg-5609	183	10	loan	loan	NOUN
fueconorg-5609	183	11	to	to	ADP
fueconorg-5609	183	12	a	a	DET
fueconorg-5609	183	13	third	third	ADJ
fueconorg-5609	183	14	party	party	NOUN
fueconorg-5609	183	15	.	.	PUNCT
fueconorg-5609	184	1	since	since	SCONJ
fueconorg-5609	184	2	all	all	DET
fueconorg-5609	184	3	collection	collection	NOUN
fueconorg-5609	184	4	activities	activity	NOUN
fueconorg-5609	184	5	with	with	ADP
fueconorg-5609	184	6	troubled	troubled	ADJ
fueconorg-5609	184	7	loans	loan	NOUN
fueconorg-5609	184	8	are	be	AUX
fueconorg-5609	184	9	transferred	transfer	VERB
fueconorg-5609	184	10	to	to	ADP
fueconorg-5609	184	11	a	a	DET
fueconorg-5609	184	12	third	third	ADJ
fueconorg-5609	184	13	party	party	NOUN
fueconorg-5609	184	14	,	,	PUNCT
fueconorg-5609	184	15	bank	bank	PROPN
fueconorg-5609	184	16	must	must	AUX
fueconorg-5609	184	17	accept	accept	VERB
fueconorg-5609	184	18	sale	sale	NOUN
fueconorg-5609	184	19	at	at	ADP
fueconorg-5609	184	20	a	a	DET
fueconorg-5609	184	21	discount	discount	NOUN
fueconorg-5609	184	22	.	.	PUNCT
fueconorg-5609	185	1	finally	finally	ADV
fueconorg-5609	185	2	,	,	PUNCT
fueconorg-5609	185	3	with	with	ADP
fueconorg-5609	185	4	anticipated	anticipate	VERB
fueconorg-5609	185	5	inefficient	inefficient	ADJ
fueconorg-5609	185	6	loan	loan	NOUN
fueconorg-5609	185	7	collection	collection	NOUN
fueconorg-5609	185	8	,	,	PUNCT
fueconorg-5609	185	9	poor	poor	ADJ
fueconorg-5609	185	10	recovery	recovery	NOUN
fueconorg-5609	185	11	amount	amount	NOUN
fueconorg-5609	185	12	or	or	CCONJ
fueconorg-5609	185	13	absence	absence	NOUN
fueconorg-5609	185	14	of	of	ADP
fueconorg-5609	185	15	interested	interested	ADJ
fueconorg-5609	185	16	buyers	buyer	NOUN
fueconorg-5609	185	17	,	,	PUNCT
fueconorg-5609	185	18	bank	bank	NOUN
fueconorg-5609	185	19	should	should	AUX
fueconorg-5609	185	20	choose	choose	VERB
fueconorg-5609	185	21	loan	loan	NOUN
fueconorg-5609	185	22	write	write	NOUN
fueconorg-5609	185	23	-	-	PUNCT
fueconorg-5609	185	24	off	off	NOUN
fueconorg-5609	185	25	.	.	PUNCT
fueconorg-5609	186	1	in	in	ADP
fueconorg-5609	186	2	many	many	ADJ
fueconorg-5609	186	3	cases	case	NOUN
fueconorg-5609	186	4	,	,	PUNCT
fueconorg-5609	186	5	central	central	ADJ
fueconorg-5609	186	6	banks	bank	NOUN
fueconorg-5609	186	7	instruct	instruct	VERB
fueconorg-5609	186	8	and/or	and/or	CCONJ
fueconorg-5609	186	9	motivate	motivate	VERB
fueconorg-5609	186	10	banks	bank	NOUN
fueconorg-5609	186	11	to	to	PART
fueconorg-5609	186	12	carry	carry	VERB
fueconorg-5609	186	13	out	out	ADP
fueconorg-5609	186	14	write	write	NOUN
fueconorg-5609	186	15	-	-	PUNCT
fueconorg-5609	186	16	offs	off	NOUN
fueconorg-5609	186	17	.	.	PUNCT
fueconorg-5609	187	1	in	in	ADP
fueconorg-5609	187	2	dealing	deal	VERB
fueconorg-5609	187	3	with	with	ADP
fueconorg-5609	187	4	huge	huge	ADJ
fueconorg-5609	187	5	stock	stock	NOUN
fueconorg-5609	187	6	of	of	ADP
fueconorg-5609	187	7	nonperforming	nonperforme	VERB
fueconorg-5609	187	8	loans	loan	NOUN
fueconorg-5609	187	9	,	,	PUNCT
fueconorg-5609	187	10	no	no	DET
fueconorg-5609	187	11	central	central	ADJ
fueconorg-5609	187	12	bank	bank	NOUN
fueconorg-5609	187	13	can	can	AUX
fueconorg-5609	187	14	keep	keep	VERB
fueconorg-5609	187	15	aside	aside	ADV
fueconorg-5609	187	16	and	and	CCONJ
fueconorg-5609	187	17	each	each	DET
fueconorg-5609	187	18	country	country	NOUN
fueconorg-5609	187	19	in	in	ADP
fueconorg-5609	187	20	cesee	cesee	NOUN
fueconorg-5609	187	21	with	with	ADP
fueconorg-5609	187	22	bad	bad	ADJ
fueconorg-5609	187	23	loans	loan	NOUN
fueconorg-5609	187	24	problems	problem	NOUN
fueconorg-5609	187	25	sought	seek	VERB
fueconorg-5609	187	26	for	for	ADP
fueconorg-5609	187	27	assistance	assistance	NOUN
fueconorg-5609	187	28	from	from	ADP
fueconorg-5609	187	29	reputed	reputed	ADJ
fueconorg-5609	187	30	international	international	ADJ
fueconorg-5609	187	31	institutions	institution	NOUN
fueconorg-5609	187	32	.	.	PUNCT
fueconorg-5609	188	1	in	in	ADP
fueconorg-5609	188	2	the	the	DET
fueconorg-5609	188	3	next	next	ADJ
fueconorg-5609	188	4	section	section	NOUN
fueconorg-5609	188	5	,	,	PUNCT
fueconorg-5609	188	6	we	we	PRON
fueconorg-5609	188	7	will	will	AUX
fueconorg-5609	188	8	describe	describe	VERB
fueconorg-5609	188	9	major	major	ADJ
fueconorg-5609	188	10	measures	measure	NOUN
fueconorg-5609	188	11	implemented	implement	VERB
fueconorg-5609	188	12	in	in	ADP
fueconorg-5609	188	13	serbia	serbia	PROPN
fueconorg-5609	188	14	.	.	PUNCT
fueconorg-5609	189	1	5	5	X
fueconorg-5609	189	2	.	.	X
fueconorg-5609	189	3	strategy	strategy	NOUN
fueconorg-5609	189	4	and	and	CCONJ
fueconorg-5609	189	5	measures	measure	NOUN
fueconorg-5609	189	6	for	for	ADP
fueconorg-5609	189	7	resolving	resolve	VERB
fueconorg-5609	189	8	nonperforming	nonperforme	VERB
fueconorg-5609	189	9	loans	loan	NOUN
fueconorg-5609	189	10	issue	issue	NOUN
fueconorg-5609	189	11	in	in	ADP
fueconorg-5609	189	12	serbia	serbia	PROPN
fueconorg-5609	189	13	nbs	nbs	PROPN
fueconorg-5609	189	14	finally	finally	ADV
fueconorg-5609	189	15	made	make	VERB
fueconorg-5609	189	16	decisive	decisive	ADJ
fueconorg-5609	189	17	coordinated	coordinated	ADJ
fueconorg-5609	189	18	move	move	NOUN
fueconorg-5609	189	19	with	with	ADP
fueconorg-5609	189	20	other	other	ADJ
fueconorg-5609	189	21	relevant	relevant	ADJ
fueconorg-5609	189	22	institutions	institution	NOUN
fueconorg-5609	189	23	in	in	ADP
fueconorg-5609	189	24	order	order	NOUN
fueconorg-5609	189	25	to	to	PART
fueconorg-5609	189	26	counter	counter	VERB
fueconorg-5609	189	27	npl	npl	PROPN
fueconorg-5609	189	28	issue	issue	NOUN
fueconorg-5609	189	29	in	in	ADP
fueconorg-5609	189	30	2015	2015	NUM
fueconorg-5609	189	31	.	.	PUNCT
fueconorg-5609	190	1	some	some	DET
fueconorg-5609	190	2	minor	minor	ADJ
fueconorg-5609	190	3	measures	measure	NOUN
fueconorg-5609	190	4	have	have	AUX
fueconorg-5609	190	5	already	already	ADV
fueconorg-5609	190	6	been	be	AUX
fueconorg-5609	190	7	undertaken	undertake	VERB
fueconorg-5609	190	8	in	in	ADP
fueconorg-5609	190	9	late	late	ADJ
fueconorg-5609	190	10	2012	2012	NUM
fueconorg-5609	190	11	when	when	SCONJ
fueconorg-5609	190	12	nbs	nbs	PROPN
fueconorg-5609	190	13	loosened	loosen	VERB
fueconorg-5609	190	14	regulatory	regulatory	ADJ
fueconorg-5609	190	15	impediments	impediment	NOUN
fueconorg-5609	190	16	to	to	ADP
fueconorg-5609	190	17	the	the	DET
fueconorg-5609	190	18	sale	sale	NOUN
fueconorg-5609	190	19	of	of	ADP
fueconorg-5609	190	20	npls	npls	NOUN
fueconorg-5609	190	21	,	,	PUNCT
fueconorg-5609	190	22	by	by	ADP
fueconorg-5609	190	23	allowing	allow	VERB
fueconorg-5609	190	24	banks	bank	NOUN
fueconorg-5609	190	25	to	to	PART
fueconorg-5609	190	26	assign	assign	VERB
fueconorg-5609	190	27	due	due	ADJ
fueconorg-5609	190	28	corporate	corporate	ADJ
fueconorg-5609	190	29	loans	loan	NOUN
fueconorg-5609	190	30	to	to	ADP
fueconorg-5609	190	31	either	either	CCONJ
fueconorg-5609	190	32	another	another	DET
fueconorg-5609	190	33	bank	bank	NOUN
fueconorg-5609	190	34	or	or	CCONJ
fueconorg-5609	190	35	another	another	DET
fueconorg-5609	190	36	legal	legal	ADJ
fueconorg-5609	190	37	entity	entity	NOUN
fueconorg-5609	190	38	(	(	PUNCT
fueconorg-5609	190	39	private	private	ADJ
fueconorg-5609	190	40	equity	equity	NOUN
fueconorg-5609	190	41	fund	fund	PROPN
fueconorg-5609	190	42	,	,	PUNCT
fueconorg-5609	190	43	special	special	ADJ
fueconorg-5609	190	44	purpose	purpose	NOUN
fueconorg-5609	190	45	vehicle	vehicle	NOUN
fueconorg-5609	190	46	etc	etc	X
fueconorg-5609	190	47	.	.	PUNCT
fueconorg-5609	190	48	)	)	PUNCT
fueconorg-5609	190	49	.	.	PUNCT
fueconorg-5609	191	1	in	in	ADP
fueconorg-5609	191	2	addition	addition	NOUN
fueconorg-5609	191	3	,	,	PUNCT
fueconorg-5609	191	4	new	new	ADJ
fueconorg-5609	191	5	rules	rule	NOUN
fueconorg-5609	191	6	governing	govern	VERB
fueconorg-5609	191	7	classification	classification	NOUN
fueconorg-5609	191	8	of	of	ADP
fueconorg-5609	191	9	bank	bank	NOUN
fueconorg-5609	191	10	assets	asset	NOUN
fueconorg-5609	191	11	were	be	AUX
fueconorg-5609	191	12	issued	issue	VERB
fueconorg-5609	191	13	regarding	regard	VERB
fueconorg-5609	191	14	the	the	DET
fueconorg-5609	191	15	restructuring	restructuring	NOUN
fueconorg-5609	191	16	of	of	ADP
fueconorg-5609	191	17	receivables	receivables	NOUN
fueconorg-5609	191	18	from	from	ADP
fueconorg-5609	191	19	entities	entity	NOUN
fueconorg-5609	191	20	participating	participate	VERB
fueconorg-5609	191	21	in	in	ADP
fueconorg-5609	191	22	the	the	DET
fueconorg-5609	191	23	voluntary	voluntary	ADJ
fueconorg-5609	191	24	financial	financial	ADJ
fueconorg-5609	191	25	restructuring	restructure	VERB
fueconorg-5609	191	26	schemes	scheme	NOUN
fueconorg-5609	191	27	.	.	PUNCT
fueconorg-5609	192	1	banks	bank	NOUN
fueconorg-5609	192	2	were	be	AUX
fueconorg-5609	192	3	given	give	VERB
fueconorg-5609	192	4	the	the	DET
fueconorg-5609	192	5	opportunity	opportunity	NOUN
fueconorg-5609	192	6	to	to	PART
fueconorg-5609	192	7	reset	reset	VERB
fueconorg-5609	192	8	calculated	calculated	ADJ
fueconorg-5609	192	9	number	number	NOUN
fueconorg-5609	192	10	of	of	ADP
fueconorg-5609	192	11	days	day	NOUN
fueconorg-5609	192	12	in	in	ADP
fueconorg-5609	192	13	arrears	arrear	NOUN
fueconorg-5609	192	14	on	on	ADP
fueconorg-5609	192	15	receivables	receivables	NOUN
fueconorg-5609	192	16	that	that	PRON
fueconorg-5609	192	17	were	be	AUX
fueconorg-5609	192	18	restructured	restructure	VERB
fueconorg-5609	192	19	,	,	PUNCT
fueconorg-5609	192	20	effectively	effectively	ADV
fueconorg-5609	192	21	to	to	ADP
fueconorg-5609	192	22	zero	zero	NUM
fueconorg-5609	192	23	,	,	PUNCT
fueconorg-5609	192	24	according	accord	VERB
fueconorg-5609	192	25	to	to	ADP
fueconorg-5609	192	26	the	the	DET
fueconorg-5609	192	27	scheme	scheme	NOUN
fueconorg-5609	192	28	mentioned	mention	VERB
fueconorg-5609	192	29	above	above	ADV
fueconorg-5609	192	30	.	.	PUNCT
fueconorg-5609	193	1	the	the	DET
fueconorg-5609	193	2	results	result	NOUN
fueconorg-5609	193	3	of	of	ADP
fueconorg-5609	193	4	these	these	DET
fueconorg-5609	193	5	measures	measure	NOUN
fueconorg-5609	193	6	were	be	AUX
fueconorg-5609	193	7	poor	poor	ADJ
fueconorg-5609	193	8	.	.	PUNCT
fueconorg-5609	194	1	the	the	DET
fueconorg-5609	194	2	turnaround	turnaround	NOUN
fueconorg-5609	194	3	point	point	NOUN
fueconorg-5609	194	4	was	be	AUX
fueconorg-5609	194	5	august	august	PROPN
fueconorg-5609	194	6	2015	2015	NUM
fueconorg-5609	194	7	when	when	SCONJ
fueconorg-5609	194	8	the	the	DET
fueconorg-5609	194	9	government	government	NOUN
fueconorg-5609	194	10	of	of	ADP
fueconorg-5609	194	11	the	the	DET
fueconorg-5609	194	12	republic	republic	NOUN
fueconorg-5609	194	13	of	of	ADP
fueconorg-5609	194	14	serbia	serbia	PROPN
fueconorg-5609	194	15	adopted	adopt	VERB
fueconorg-5609	194	16	a	a	DET
fueconorg-5609	194	17	comprehensive	comprehensive	ADJ
fueconorg-5609	194	18	npl	npl	NOUN
fueconorg-5609	194	19	resolution	resolution	NOUN
fueconorg-5609	194	20	strategy	strategy	NOUN
fueconorg-5609	194	21	(	(	PUNCT
fueconorg-5609	194	22	nplrs	nplrs	NOUN
fueconorg-5609	194	23	)	)	PUNCT
fueconorg-5609	194	24	involving	involve	VERB
fueconorg-5609	194	25	relevant	relevant	ADJ
fueconorg-5609	194	26	ministries	ministry	NOUN
fueconorg-5609	194	27	and	and	CCONJ
fueconorg-5609	194	28	nbs	nbs	NOUN
fueconorg-5609	194	29	,	,	PUNCT
fueconorg-5609	194	30	and	and	CCONJ
fueconorg-5609	194	31	defined	define	VERB
fueconorg-5609	194	32	action	action	NOUN
fueconorg-5609	194	33	plan	plan	NOUN
fueconorg-5609	194	34	for	for	ADP
fueconorg-5609	194	35	its	its	PRON
fueconorg-5609	194	36	implementation	implementation	NOUN
fueconorg-5609	194	37	.	.	PUNCT
fueconorg-5609	195	1	nplrs	nplrs	PROPN
fueconorg-5609	195	2	was	be	AUX
fueconorg-5609	195	3	developed	develop	VERB
fueconorg-5609	195	4	around	around	ADP
fueconorg-5609	195	5	four	four	NUM
fueconorg-5609	195	6	pillars	pillar	NOUN
fueconorg-5609	195	7	:	:	PUNCT
fueconorg-5609	195	8	a	a	X
fueconorg-5609	195	9	)	)	PUNCT
fueconorg-5609	195	10	enhancing	enhance	VERB
fueconorg-5609	195	11	banks	bank	NOUN
fueconorg-5609	195	12	’	'	PUNCT
fueconorg-5609	195	13	capacity	capacity	NOUN
fueconorg-5609	195	14	to	to	PART
fueconorg-5609	195	15	deal	deal	VERB
fueconorg-5609	195	16	with	with	ADP
fueconorg-5609	195	17	npls	npls	NOUN
fueconorg-5609	195	18	,	,	PUNCT
fueconorg-5609	195	19	b	b	NOUN
fueconorg-5609	195	20	)	)	PUNCT
fueconorg-5609	195	21	enabling	enable	VERB
fueconorg-5609	195	22	conditions	condition	NOUN
fueconorg-5609	195	23	for	for	ADP
fueconorg-5609	195	24	development	development	NOUN
fueconorg-5609	195	25	of	of	ADP
fueconorg-5609	195	26	secondary	secondary	ADJ
fueconorg-5609	195	27	market	market	NOUN
fueconorg-5609	195	28	for	for	ADP
fueconorg-5609	195	29	npls	npls	NOUN
fueconorg-5609	195	30	,	,	PUNCT
fueconorg-5609	195	31	c	c	NOUN
fueconorg-5609	195	32	)	)	PUNCT
fueconorg-5609	195	33	improving	improve	VERB
fueconorg-5609	195	34	and	and	CCONJ
fueconorg-5609	195	35	incentivizing	incentivize	VERB
fueconorg-5609	195	36	out	out	ADP
fueconorg-5609	195	37	-	-	PUNCT
fueconorg-5609	195	38	of	of	ADP
fueconorg-5609	195	39	-	-	PUNCT
fueconorg-5609	195	40	court	court	NOUN
fueconorg-5609	195	41	debt	debt	NOUN
fueconorg-5609	195	42	restructuring	restructuring	NOUN
fueconorg-5609	195	43	and	and	CCONJ
fueconorg-5609	195	44	d	d	X
fueconorg-5609	195	45	)	)	PUNCT
fueconorg-5609	195	46	enhancing	enhance	VERB
fueconorg-5609	195	47	in	in	ADP
fueconorg-5609	195	48	-	-	PUNCT
fueconorg-5609	195	49	court	court	NOUN
fueconorg-5609	195	50	debt	debt	NOUN
fueconorg-5609	195	51	resolution	resolution	NOUN
fueconorg-5609	195	52	and	and	CCONJ
fueconorg-5609	195	53	mortgage	mortgage	NOUN
fueconorg-5609	195	54	framework	framework	NOUN
fueconorg-5609	195	55	.	.	PUNCT
fueconorg-5609	196	1	nbs	nbs	PROPN
fueconorg-5609	196	2	on	on	ADP
fueconorg-5609	196	3	its	its	PRON
fueconorg-5609	196	4	part	part	NOUN
fueconorg-5609	196	5	has	have	AUX
fueconorg-5609	196	6	enhanced	enhance	VERB
fueconorg-5609	196	7	the	the	DET
fueconorg-5609	196	8	regulatory	regulatory	ADJ
fueconorg-5609	196	9	framework	framework	NOUN
fueconorg-5609	196	10	for	for	ADP
fueconorg-5609	196	11	the	the	DET
fueconorg-5609	196	12	treatment	treatment	NOUN
fueconorg-5609	196	13	of	of	ADP
fueconorg-5609	196	14	restructured	restructure	VERB
fueconorg-5609	196	15	receivables	receivables	NOUN
fueconorg-5609	196	16	that	that	PRON
fueconorg-5609	196	17	prevents	prevent	VERB
fueconorg-5609	196	18	unsustainable	unsustainable	ADJ
fueconorg-5609	196	19	refinancing	refinancing	NOUN
fueconorg-5609	196	20	practices	practice	NOUN
fueconorg-5609	196	21	.	.	PUNCT
fueconorg-5609	197	1	it	it	PRON
fueconorg-5609	197	2	required	require	VERB
fueconorg-5609	197	3	banks	bank	NOUN
fueconorg-5609	197	4	to	to	PART
fueconorg-5609	197	5	set	set	VERB
fueconorg-5609	197	6	up	up	ADP
fueconorg-5609	197	7	an	an	DET
fueconorg-5609	197	8	independent	independent	ADJ
fueconorg-5609	197	9	unit	unit	NOUN
fueconorg-5609	197	10	whose	whose	DET
fueconorg-5609	197	11	task	task	NOUN
fueconorg-5609	197	12	would	would	AUX
fueconorg-5609	197	13	be	be	AUX
fueconorg-5609	197	14	to	to	PART
fueconorg-5609	197	15	deal	deal	VERB
fueconorg-5609	197	16	with	with	ADP
fueconorg-5609	197	17	nonperforming	nonperforme	VERB
fueconorg-5609	197	18	loans	loan	NOUN
fueconorg-5609	197	19	.	.	PUNCT
fueconorg-5609	198	1	a	a	DET
fueconorg-5609	198	2	large	large	ADJ
fueconorg-5609	198	3	weight	weight	NOUN
fueconorg-5609	198	4	has	have	AUX
fueconorg-5609	198	5	been	be	AUX
fueconorg-5609	198	6	put	put	VERB
fueconorg-5609	198	7	onto	onto	ADP
fueconorg-5609	198	8	proper	proper	ADJ
fueconorg-5609	198	9	implementation	implementation	NOUN
fueconorg-5609	198	10	of	of	ADP
fueconorg-5609	198	11	accounting	accounting	NOUN
fueconorg-5609	198	12	standards	standard	NOUN
fueconorg-5609	198	13	,	,	PUNCT
fueconorg-5609	198	14	with	with	ADP
fueconorg-5609	198	15	particular	particular	ADJ
fueconorg-5609	198	16	emphasis	emphasis	NOUN
fueconorg-5609	198	17	to	to	ADP
fueconorg-5609	198	18	ias	ias	PROPN
fueconorg-5609	198	19	39	39	NUM
fueconorg-5609	198	20	that	that	PRON
fueconorg-5609	198	21	defines	define	VERB
fueconorg-5609	198	22	methods	method	NOUN
fueconorg-5609	198	23	of	of	ADP
fueconorg-5609	198	24	recognition	recognition	NOUN
fueconorg-5609	198	25	of	of	ADP
fueconorg-5609	198	26	impairment	impairment	NOUN
fueconorg-5609	198	27	of	of	ADP
fueconorg-5609	198	28	receivables	receivables	NOUN
fueconorg-5609	198	29	in	in	ADP
fueconorg-5609	198	30	banks	bank	NOUN
fueconorg-5609	198	31	`	`	PART
fueconorg-5609	198	32	balance	balance	NOUN
fueconorg-5609	198	33	sheets	sheet	NOUN
fueconorg-5609	198	34	,	,	PUNCT
fueconorg-5609	198	35	and	and	CCONJ
fueconorg-5609	198	36	promotion	promotion	NOUN
fueconorg-5609	198	37	of	of	ADP
fueconorg-5609	198	38	the	the	DET
fueconorg-5609	198	39	best	good	ADJ
fueconorg-5609	198	40	practice	practice	NOUN
fueconorg-5609	198	41	related	relate	VERB
fueconorg-5609	198	42	to	to	PART
fueconorg-5609	198	43	write	write	VERB
fueconorg-5609	198	44	-	-	PUNCT
fueconorg-5609	198	45	off	off	ADP
fueconorg-5609	198	46	policies	policy	NOUN
fueconorg-5609	198	47	that	that	PRON
fueconorg-5609	198	48	banks	bank	NOUN
fueconorg-5609	198	49	implemented	implement	VERB
fueconorg-5609	198	50	and	and	CCONJ
fueconorg-5609	198	51	cautious	cautious	ADJ
fueconorg-5609	198	52	recognition	recognition	NOUN
fueconorg-5609	198	53	of	of	ADP
fueconorg-5609	198	54	interest	interest	NOUN
fueconorg-5609	198	55	on	on	ADP
fueconorg-5609	198	56	npls	npls	NOUN
fueconorg-5609	198	57	.	.	PUNCT
fueconorg-5609	199	1	nbs	nbs	PROPN
fueconorg-5609	199	2	revealed	reveal	VERB
fueconorg-5609	199	3	expectation	expectation	NOUN
fueconorg-5609	199	4	to	to	ADP
fueconorg-5609	199	5	banks	bank	NOUN
fueconorg-5609	199	6	about	about	ADP
fueconorg-5609	199	7	nonperforming	nonperforme	VERB
fueconorg-5609	199	8	loans	loan	NOUN
fueconorg-5609	199	9	and	and	CCONJ
fueconorg-5609	199	10	financial	financial	ADJ
fueconorg-5609	199	11	stability	stability	NOUN
fueconorg-5609	199	12	–	–	PUNCT
fueconorg-5609	199	13	the	the	DET
fueconorg-5609	199	14	case	case	NOUN
fueconorg-5609	199	15	of	of	ADP
fueconorg-5609	199	16	serbia	serbia	PROPN
fueconorg-5609	199	17	361	361	NUM
fueconorg-5609	199	18	enhanced	enhance	VERB
fueconorg-5609	199	19	public	public	ADJ
fueconorg-5609	199	20	disclosure	disclosure	NOUN
fueconorg-5609	199	21	of	of	ADP
fueconorg-5609	199	22	banks	bank	NOUN
fueconorg-5609	199	23	regarding	regard	VERB
fueconorg-5609	199	24	data	datum	NOUN
fueconorg-5609	199	25	on	on	ADP
fueconorg-5609	199	26	assets	asset	NOUN
fueconorg-5609	199	27	quality	quality	NOUN
fueconorg-5609	199	28	,	,	PUNCT
fueconorg-5609	199	29	coupled	couple	VERB
fueconorg-5609	199	30	with	with	ADP
fueconorg-5609	199	31	better	well	ADJ
fueconorg-5609	199	32	reporting	reporting	NOUN
fueconorg-5609	199	33	to	to	ADP
fueconorg-5609	199	34	nbs	nbs	PROPN
fueconorg-5609	199	35	related	relate	VERB
fueconorg-5609	199	36	to	to	ADP
fueconorg-5609	199	37	collaterals	collateral	NOUN
fueconorg-5609	199	38	,	,	PUNCT
fueconorg-5609	199	39	accrued	accrue	VERB
fueconorg-5609	199	40	interest	interest	NOUN
fueconorg-5609	199	41	and	and	CCONJ
fueconorg-5609	199	42	largest	large	ADJ
fueconorg-5609	199	43	exposures	exposure	NOUN
fueconorg-5609	199	44	.	.	PUNCT
fueconorg-5609	200	1	as	as	ADP
fueconorg-5609	200	2	a	a	DET
fueconorg-5609	200	3	result	result	NOUN
fueconorg-5609	200	4	,	,	PUNCT
fueconorg-5609	200	5	banks	bank	NOUN
fueconorg-5609	200	6	became	become	VERB
fueconorg-5609	200	7	obliged	oblige	VERB
fueconorg-5609	200	8	to	to	PART
fueconorg-5609	200	9	prepare	prepare	VERB
fueconorg-5609	200	10	and	and	CCONJ
fueconorg-5609	200	11	submit	submit	VERB
fueconorg-5609	200	12	new	new	ADJ
fueconorg-5609	200	13	forms	form	NOUN
fueconorg-5609	200	14	of	of	ADP
fueconorg-5609	200	15	reports	report	NOUN
fueconorg-5609	200	16	,	,	PUNCT
fueconorg-5609	200	17	whereas	whereas	SCONJ
fueconorg-5609	200	18	nbs	nbs	PROPN
fueconorg-5609	200	19	established	establish	VERB
fueconorg-5609	200	20	a	a	DET
fueconorg-5609	200	21	database	database	NOUN
fueconorg-5609	200	22	of	of	ADP
fueconorg-5609	200	23	valuations	valuation	NOUN
fueconorg-5609	200	24	of	of	ADP
fueconorg-5609	200	25	real	real	ADJ
fueconorg-5609	200	26	estate	estate	NOUN
fueconorg-5609	200	27	that	that	PRON
fueconorg-5609	200	28	was	be	AUX
fueconorg-5609	200	29	used	use	VERB
fueconorg-5609	200	30	as	as	ADP
fueconorg-5609	200	31	collateral	collateral	NOUN
fueconorg-5609	200	32	for	for	ADP
fueconorg-5609	200	33	loans	loan	NOUN
fueconorg-5609	200	34	and	and	CCONJ
fueconorg-5609	200	35	of	of	ADP
fueconorg-5609	200	36	loans	loan	NOUN
fueconorg-5609	200	37	that	that	PRON
fueconorg-5609	200	38	are	be	AUX
fueconorg-5609	200	39	collateralized	collateralize	VERB
fueconorg-5609	200	40	with	with	ADP
fueconorg-5609	200	41	respective	respective	ADJ
fueconorg-5609	200	42	real	real	ADJ
fueconorg-5609	200	43	estates	estate	NOUN
fueconorg-5609	200	44	.	.	PUNCT
fueconorg-5609	201	1	nbs	nbs	PROPN
fueconorg-5609	201	2	was	be	AUX
fueconorg-5609	201	3	thus	thus	ADV
fueconorg-5609	201	4	enabled	enable	VERB
fueconorg-5609	201	5	to	to	PART
fueconorg-5609	201	6	monitor	monitor	VERB
fueconorg-5609	201	7	indicators	indicator	NOUN
fueconorg-5609	201	8	such	such	ADJ
fueconorg-5609	201	9	as	as	ADP
fueconorg-5609	201	10	loan	loan	NOUN
fueconorg-5609	201	11	to	to	ADP
fueconorg-5609	201	12	value	value	NOUN
fueconorg-5609	201	13	(	(	PUNCT
fueconorg-5609	201	14	ltv	ltv	PROPN
fueconorg-5609	201	15	)	)	PUNCT
fueconorg-5609	201	16	and	and	CCONJ
fueconorg-5609	201	17	debt	debt	NOUN
fueconorg-5609	201	18	service	service	NOUN
fueconorg-5609	201	19	to	to	ADP
fueconorg-5609	201	20	income	income	NOUN
fueconorg-5609	201	21	(	(	PUNCT
fueconorg-5609	201	22	dsti	dsti	NOUN
fueconorg-5609	201	23	)	)	PUNCT
fueconorg-5609	201	24	due	due	ADP
fueconorg-5609	201	25	to	to	ADP
fueconorg-5609	201	26	data	datum	NOUN
fueconorg-5609	201	27	from	from	ADP
fueconorg-5609	201	28	the	the	DET
fueconorg-5609	201	29	established	establish	VERB
fueconorg-5609	201	30	database	database	NOUN
fueconorg-5609	201	31	.	.	PUNCT
fueconorg-5609	202	1	overall	overall	ADJ
fueconorg-5609	202	2	,	,	PUNCT
fueconorg-5609	202	3	a	a	DET
fueconorg-5609	202	4	lot	lot	NOUN
fueconorg-5609	202	5	of	of	ADP
fueconorg-5609	202	6	emphasis	emphasis	NOUN
fueconorg-5609	202	7	has	have	AUX
fueconorg-5609	202	8	been	be	AUX
fueconorg-5609	202	9	put	put	VERB
fueconorg-5609	202	10	to	to	ADP
fueconorg-5609	202	11	collateral	collateral	ADJ
fueconorg-5609	202	12	management	management	NOUN
fueconorg-5609	202	13	,	,	PUNCT
fueconorg-5609	202	14	since	since	SCONJ
fueconorg-5609	202	15	the	the	DET
fueconorg-5609	202	16	crisis	crisis	NOUN
fueconorg-5609	202	17	revealed	reveal	VERB
fueconorg-5609	202	18	that	that	SCONJ
fueconorg-5609	202	19	appraised	appraise	VERB
fueconorg-5609	202	20	collateral	collateral	NOUN
fueconorg-5609	202	21	value	value	NOUN
fueconorg-5609	202	22	was	be	AUX
fueconorg-5609	202	23	far	far	ADV
fueconorg-5609	202	24	above	above	ADP
fueconorg-5609	202	25	its	its	PRON
fueconorg-5609	202	26	sale	sale	NOUN
fueconorg-5609	202	27	price	price	NOUN
fueconorg-5609	202	28	when	when	SCONJ
fueconorg-5609	202	29	banks	bank	NOUN
fueconorg-5609	202	30	used	use	VERB
fueconorg-5609	202	31	this	this	DET
fueconorg-5609	202	32	method	method	NOUN
fueconorg-5609	202	33	of	of	ADP
fueconorg-5609	202	34	debt	debt	NOUN
fueconorg-5609	202	35	collection	collection	NOUN
fueconorg-5609	202	36	.	.	PUNCT
fueconorg-5609	203	1	thereby	thereby	ADV
fueconorg-5609	203	2	,	,	PUNCT
fueconorg-5609	203	3	nbs	nbs	PROPN
fueconorg-5609	203	4	prescribed	prescribe	VERB
fueconorg-5609	203	5	in	in	ADP
fueconorg-5609	203	6	provisions	provision	NOUN
fueconorg-5609	203	7	the	the	DET
fueconorg-5609	203	8	frequency	frequency	NOUN
fueconorg-5609	203	9	of	of	ADP
fueconorg-5609	203	10	collateral	collateral	ADJ
fueconorg-5609	203	11	valuation	valuation	NOUN
fueconorg-5609	203	12	on	on	ADP
fueconorg-5609	203	13	every	every	DET
fueconorg-5609	203	14	three	three	NUM
fueconorg-5609	203	15	years	year	NOUN
fueconorg-5609	203	16	.	.	PUNCT
fueconorg-5609	204	1	despite	despite	SCONJ
fueconorg-5609	204	2	earlier	early	ADJ
fueconorg-5609	204	3	nbs	nbs	PROPN
fueconorg-5609	204	4	measures	measure	NOUN
fueconorg-5609	204	5	aimed	aim	VERB
fueconorg-5609	204	6	at	at	ADP
fueconorg-5609	204	7	emergence	emergence	NOUN
fueconorg-5609	204	8	of	of	ADP
fueconorg-5609	204	9	secondary	secondary	ADJ
fueconorg-5609	204	10	market	market	NOUN
fueconorg-5609	204	11	for	for	ADP
fueconorg-5609	204	12	npls	npls	NOUN
fueconorg-5609	204	13	it	it	PRON
fueconorg-5609	204	14	remained	remain	VERB
fueconorg-5609	204	15	underdeveloped	underdeveloped	ADJ
fueconorg-5609	204	16	.	.	PUNCT
fueconorg-5609	205	1	neither	neither	CCONJ
fueconorg-5609	205	2	were	be	AUX
fueconorg-5609	205	3	banks	bank	NOUN
fueconorg-5609	205	4	willing	willing	ADJ
fueconorg-5609	205	5	to	to	PART
fueconorg-5609	205	6	sell	sell	VERB
fueconorg-5609	205	7	these	these	DET
fueconorg-5609	205	8	loans	loan	NOUN
fueconorg-5609	205	9	,	,	PUNCT
fueconorg-5609	205	10	nor	nor	CCONJ
fueconorg-5609	205	11	there	there	PRON
fueconorg-5609	205	12	existed	exist	VERB
fueconorg-5609	205	13	demand	demand	NOUN
fueconorg-5609	205	14	for	for	ADP
fueconorg-5609	205	15	them	they	PRON
fueconorg-5609	205	16	reflected	reflect	VERB
fueconorg-5609	205	17	in	in	ADP
fueconorg-5609	205	18	interested	interested	ADJ
fueconorg-5609	205	19	investors	investor	NOUN
fueconorg-5609	205	20	.	.	PUNCT
fueconorg-5609	206	1	main	main	ADJ
fueconorg-5609	206	2	impediments	impediment	NOUN
fueconorg-5609	206	3	on	on	ADP
fueconorg-5609	206	4	banks	bank	NOUN
fueconorg-5609	206	5	’	'	PUNCT
fueconorg-5609	206	6	side	side	NOUN
fueconorg-5609	206	7	were	be	AUX
fueconorg-5609	206	8	related	relate	VERB
fueconorg-5609	206	9	to	to	ADP
fueconorg-5609	206	10	taxation	taxation	NOUN
fueconorg-5609	206	11	matters	matter	NOUN
fueconorg-5609	206	12	,	,	PUNCT
fueconorg-5609	206	13	inadequate	inadequate	ADJ
fueconorg-5609	206	14	loan	loan	NOUN
fueconorg-5609	206	15	loss	loss	NOUN
fueconorg-5609	206	16	provisioning	provisioning	NOUN
fueconorg-5609	206	17	and	and	CCONJ
fueconorg-5609	206	18	collateral	collateral	ADJ
fueconorg-5609	206	19	valuation	valuation	NOUN
fueconorg-5609	206	20	.	.	PUNCT
fueconorg-5609	207	1	provisions	provision	NOUN
fueconorg-5609	207	2	for	for	ADP
fueconorg-5609	207	3	tax	tax	NOUN
fueconorg-5609	207	4	recognition	recognition	NOUN
fueconorg-5609	207	5	of	of	ADP
fueconorg-5609	207	6	write	write	NOUN
fueconorg-5609	207	7	-	-	PUNCT
fueconorg-5609	207	8	offs	off	NOUN
fueconorg-5609	207	9	of	of	ADP
fueconorg-5609	207	10	corporate	corporate	ADJ
fueconorg-5609	207	11	receivables	receivables	NOUN
fueconorg-5609	207	12	as	as	ADP
fueconorg-5609	207	13	expenditures	expenditure	NOUN
fueconorg-5609	207	14	were	be	AUX
fueconorg-5609	207	15	excessively	excessively	ADV
fueconorg-5609	207	16	strict	strict	ADJ
fueconorg-5609	207	17	–	–	PUNCT
fueconorg-5609	207	18	providing	provide	VERB
fueconorg-5609	207	19	hard	hard	ADJ
fueconorg-5609	207	20	evidence	evidence	NOUN
fueconorg-5609	207	21	on	on	ADP
fueconorg-5609	207	22	collection	collection	NOUN
fueconorg-5609	207	23	actions	action	NOUN
fueconorg-5609	207	24	.	.	PUNCT
fueconorg-5609	208	1	in	in	ADP
fueconorg-5609	208	2	addition	addition	NOUN
fueconorg-5609	208	3	,	,	PUNCT
fueconorg-5609	208	4	write	write	NOUN
fueconorg-5609	208	5	-	-	PUNCT
fueconorg-5609	208	6	offs	off	NOUN
fueconorg-5609	208	7	of	of	ADP
fueconorg-5609	208	8	receivables	receivables	NOUN
fueconorg-5609	208	9	were	be	AUX
fueconorg-5609	208	10	treated	treat	VERB
fueconorg-5609	208	11	as	as	ADP
fueconorg-5609	208	12	debt	debt	NOUN
fueconorg-5609	208	13	release	release	NOUN
fueconorg-5609	208	14	(	(	PUNCT
fueconorg-5609	208	15	exposing	expose	VERB
fueconorg-5609	208	16	debtors	debtor	NOUN
fueconorg-5609	208	17	to	to	ADP
fueconorg-5609	208	18	additional	additional	ADJ
fueconorg-5609	208	19	tax	tax	NOUN
fueconorg-5609	208	20	cost	cost	NOUN
fueconorg-5609	208	21	equal	equal	ADJ
fueconorg-5609	208	22	to	to	ADP
fueconorg-5609	208	23	2,5	2,5	NUM
fueconorg-5609	208	24	%	%	NOUN
fueconorg-5609	208	25	)	)	PUNCT
fueconorg-5609	208	26	,	,	PUNCT
fueconorg-5609	208	27	and	and	CCONJ
fueconorg-5609	208	28	even	even	ADV
fueconorg-5609	208	29	over	over	ADP
fueconorg-5609	208	30	that	that	DET
fueconorg-5609	208	31	write	write	NOUN
fueconorg-5609	208	32	-	-	PUNCT
fueconorg-5609	208	33	offs	off	NOUN
fueconorg-5609	208	34	in	in	ADP
fueconorg-5609	208	35	cases	case	NOUN
fueconorg-5609	208	36	of	of	ADP
fueconorg-5609	208	37	natural	natural	ADJ
fueconorg-5609	208	38	persons	person	NOUN
fueconorg-5609	208	39	had	have	VERB
fueconorg-5609	208	40	treatment	treatment	NOUN
fueconorg-5609	208	41	of	of	ADP
fueconorg-5609	208	42	private	private	ADJ
fueconorg-5609	208	43	income	income	NOUN
fueconorg-5609	208	44	(	(	PUNCT
fueconorg-5609	208	45	exposing	expose	VERB
fueconorg-5609	208	46	banks	bank	NOUN
fueconorg-5609	208	47	to	to	ADP
fueconorg-5609	208	48	effective	effective	ADJ
fueconorg-5609	208	49	rate	rate	NOUN
fueconorg-5609	208	50	of	of	ADP
fueconorg-5609	208	51	personal	personal	ADJ
fueconorg-5609	208	52	income	income	NOUN
fueconorg-5609	208	53	tax	tax	NOUN
fueconorg-5609	208	54	equal	equal	ADJ
fueconorg-5609	208	55	to	to	ADP
fueconorg-5609	208	56	16	16	NUM
fueconorg-5609	208	57	%	%	NOUN
fueconorg-5609	208	58	)	)	PUNCT
fueconorg-5609	208	59	.	.	PUNCT
fueconorg-5609	209	1	altogether	altogether	ADV
fueconorg-5609	209	2	,	,	PUNCT
fueconorg-5609	209	3	it	it	PRON
fueconorg-5609	209	4	turned	turn	VERB
fueconorg-5609	209	5	out	out	ADP
fueconorg-5609	209	6	banks	bank	NOUN
fueconorg-5609	209	7	were	be	AUX
fueconorg-5609	209	8	exposed	expose	VERB
fueconorg-5609	209	9	to	to	ADP
fueconorg-5609	209	10	additional	additional	ADJ
fueconorg-5609	209	11	tax	tax	NOUN
fueconorg-5609	209	12	costs	cost	NOUN
fueconorg-5609	209	13	that	that	PRON
fueconorg-5609	209	14	amplified	amplify	VERB
fueconorg-5609	209	15	original	original	ADJ
fueconorg-5609	209	16	bad	bad	ADJ
fueconorg-5609	209	17	debt	debt	NOUN
fueconorg-5609	209	18	burden	burden	NOUN
fueconorg-5609	209	19	.	.	PUNCT
fueconorg-5609	210	1	with	with	ADP
fueconorg-5609	210	2	amendments	amendment	NOUN
fueconorg-5609	210	3	to	to	ADP
fueconorg-5609	210	4	existing	exist	VERB
fueconorg-5609	210	5	laws	law	NOUN
fueconorg-5609	210	6	and	and	CCONJ
fueconorg-5609	210	7	related	relate	VERB
fueconorg-5609	210	8	by	by	ADP
fueconorg-5609	210	9	-	-	PUNCT
fueconorg-5609	210	10	laws	law	NOUN
fueconorg-5609	210	11	,	,	PUNCT
fueconorg-5609	210	12	tax	tax	NOUN
fueconorg-5609	210	13	incentives	incentive	NOUN
fueconorg-5609	210	14	have	have	AUX
fueconorg-5609	210	15	been	be	AUX
fueconorg-5609	210	16	adjusted	adjust	VERB
fueconorg-5609	210	17	with	with	ADP
fueconorg-5609	210	18	the	the	DET
fueconorg-5609	210	19	needs	need	NOUN
fueconorg-5609	210	20	of	of	ADP
fueconorg-5609	210	21	npl	npl	NOUN
fueconorg-5609	210	22	market	market	NOUN
fueconorg-5609	210	23	.	.	PUNCT
fueconorg-5609	211	1	obstacle	obstacle	NOUN
fueconorg-5609	211	2	related	relate	VERB
fueconorg-5609	211	3	to	to	ADP
fueconorg-5609	211	4	the	the	DET
fueconorg-5609	211	5	inability	inability	NOUN
fueconorg-5609	211	6	of	of	ADP
fueconorg-5609	211	7	npl	npl	NOUN
fueconorg-5609	211	8	buyer	buyer	NOUN
fueconorg-5609	211	9	to	to	PART
fueconorg-5609	211	10	take	take	VERB
fueconorg-5609	211	11	over	over	ADP
fueconorg-5609	211	12	an	an	DET
fueconorg-5609	211	13	ongoing	ongoing	ADJ
fueconorg-5609	211	14	litigation	litigation	NOUN
fueconorg-5609	211	15	proceedings	proceeding	NOUN
fueconorg-5609	211	16	,	,	PUNCT
fueconorg-5609	211	17	instead	instead	ADV
fueconorg-5609	211	18	of	of	ADP
fueconorg-5609	211	19	commencing	commence	VERB
fueconorg-5609	211	20	new	new	ADJ
fueconorg-5609	211	21	proceedings	proceeding	NOUN
fueconorg-5609	211	22	,	,	PUNCT
fueconorg-5609	211	23	was	be	AUX
fueconorg-5609	211	24	successfully	successfully	ADV
fueconorg-5609	211	25	overcome	overcome	VERB
fueconorg-5609	211	26	by	by	ADP
fueconorg-5609	211	27	changes	change	NOUN
fueconorg-5609	211	28	in	in	ADP
fueconorg-5609	211	29	the	the	DET
fueconorg-5609	211	30	civil	civil	ADJ
fueconorg-5609	211	31	procedure	procedure	NOUN
fueconorg-5609	211	32	law	law	NOUN
fueconorg-5609	211	33	.	.	PUNCT
fueconorg-5609	212	1	hurdle	hurdle	NOUN
fueconorg-5609	212	2	linked	link	VERB
fueconorg-5609	212	3	to	to	ADP
fueconorg-5609	212	4	banking	banking	NOUN
fueconorg-5609	212	5	data	datum	NOUN
fueconorg-5609	212	6	secrecy	secrecy	NOUN
fueconorg-5609	212	7	that	that	PRON
fueconorg-5609	212	8	prevented	prevent	VERB
fueconorg-5609	212	9	transfer	transfer	NOUN
fueconorg-5609	212	10	of	of	ADP
fueconorg-5609	212	11	data	datum	NOUN
fueconorg-5609	212	12	on	on	ADP
fueconorg-5609	212	13	debtors	debtor	NOUN
fueconorg-5609	212	14	with	with	ADP
fueconorg-5609	212	15	debt	debt	NOUN
fueconorg-5609	212	16	in	in	ADP
fueconorg-5609	212	17	arrears	arrear	NOUN
fueconorg-5609	212	18	to	to	ADP
fueconorg-5609	212	19	third	third	ADJ
fueconorg-5609	212	20	parties	party	NOUN
fueconorg-5609	212	21	was	be	AUX
fueconorg-5609	212	22	solved	solve	VERB
fueconorg-5609	212	23	by	by	ADP
fueconorg-5609	212	24	additional	additional	ADJ
fueconorg-5609	212	25	interpretation	interpretation	NOUN
fueconorg-5609	212	26	of	of	ADP
fueconorg-5609	212	27	the	the	DET
fueconorg-5609	212	28	banking	banking	NOUN
fueconorg-5609	212	29	law	law	NOUN
fueconorg-5609	212	30	issued	issue	VERB
fueconorg-5609	212	31	by	by	ADP
fueconorg-5609	212	32	nbs	nbs	PROPN
fueconorg-5609	212	33	.	.	PUNCT
fueconorg-5609	212	34	table	table	NOUN
fueconorg-5609	212	35	1	1	NUM
fueconorg-5609	212	36	sale	sale	NOUN
fueconorg-5609	212	37	of	of	ADP
fueconorg-5609	212	38	nonperforming	nonperforme	VERB
fueconorg-5609	212	39	loans	loan	NOUN
fueconorg-5609	212	40	portfolio	portfolio	NOUN
fueconorg-5609	212	41	in	in	ADP
fueconorg-5609	212	42	serbia	serbia	PROPN
fueconorg-5609	212	43	(	(	PUNCT
fueconorg-5609	212	44	publicly	publicly	ADV
fueconorg-5609	212	45	available	available	ADJ
fueconorg-5609	212	46	data	datum	NOUN
fueconorg-5609	212	47	)	)	PUNCT
fueconorg-5609	212	48	year	year	NOUN
fueconorg-5609	212	49	seller	seller	NOUN
fueconorg-5609	212	50	type	type	NOUN
fueconorg-5609	212	51	buyer	buyer	NOUN
fueconorg-5609	212	52	buyer	buyer	NOUN
fueconorg-5609	212	53	country	country	NOUN
fueconorg-5609	212	54	face	face	NOUN
fueconorg-5609	212	55	value	value	NOUN
fueconorg-5609	212	56	(	(	PUNCT
fueconorg-5609	212	57	mil	mil	NOUN
fueconorg-5609	212	58	€	€	NOUN
fueconorg-5609	212	59	)	)	PUNCT
fueconorg-5609	212	60	2015	2015	NUM
fueconorg-5609	212	61	erste	erste	PROPN
fueconorg-5609	212	62	bank	bank	NOUN
fueconorg-5609	212	63	corporate	corporate	ADJ
fueconorg-5609	212	64	aps	ap	NOUN
fueconorg-5609	212	65	holding	hold	VERB
fueconorg-5609	212	66	czech	czech	PROPN
fueconorg-5609	212	67	republic	republic	NOUN
fueconorg-5609	212	68	21	21	NUM
fueconorg-5609	212	69	2015	2015	NUM
fueconorg-5609	212	70	banca	banca	PROPN
fueconorg-5609	212	71	intesa	intesa	PROPN
fueconorg-5609	212	72	sme	sme	PROPN
fueconorg-5609	212	73	confidential	confidential	PROPN
fueconorg-5609	212	74	n	n	CCONJ
fueconorg-5609	212	75	/	/	SYM
fueconorg-5609	212	76	a	a	DET
fueconorg-5609	212	77	35	35	NUM
fueconorg-5609	212	78	2017	2017	NUM
fueconorg-5609	212	79	heta	heta	NOUN
fueconorg-5609	212	80	asset	asset	NOUN
fueconorg-5609	212	81	resolution	resolution	NOUN
fueconorg-5609	212	82	commercial	commercial	ADJ
fueconorg-5609	212	83	real	real	ADJ
fueconorg-5609	212	84	estate	estate	NOUN
fueconorg-5609	212	85	undisclosed	undisclosed	ADJ
fueconorg-5609	212	86	n	n	CCONJ
fueconorg-5609	212	87	/	/	SYM
fueconorg-5609	212	88	a	a	DET
fueconorg-5609	212	89	289	289	NUM
fueconorg-5609	212	90	2017	2017	NUM
fueconorg-5609	212	91	pireus	pireus	PROPN
fueconorg-5609	212	92	bank	bank	NOUN
fueconorg-5609	212	93	corporate	corporate	ADJ
fueconorg-5609	212	94	/	/	SYM
fueconorg-5609	212	95	sme	sme	NOUN
fueconorg-5609	212	96	confidential	confidential	ADJ
fueconorg-5609	212	97	n	n	CCONJ
fueconorg-5609	212	98	/	/	SYM
fueconorg-5609	212	99	a	a	DET
fueconorg-5609	212	100	43	43	NUM
fueconorg-5609	212	101	2018	2018	NUM
fueconorg-5609	212	102	nova	nova	PROPN
fueconorg-5609	212	103	ljubljanska	ljubljanska	PROPN
fueconorg-5609	212	104	banka	banka	PROPN
fueconorg-5609	212	105	(	(	PUNCT
fueconorg-5609	212	106	nlb	nlb	PROPN
fueconorg-5609	212	107	)	)	PUNCT
fueconorg-5609	212	108	reo	reo	NOUN
fueconorg-5609	212	109	(	(	PUNCT
fueconorg-5609	212	110	real	real	ADJ
fueconorg-5609	212	111	estate	estate	NOUN
fueconorg-5609	212	112	owned	own	VERB
fueconorg-5609	212	113	)	)	PUNCT
fueconorg-5609	212	114	undisclosed	undisclosed	ADJ
fueconorg-5609	212	115	n	n	CCONJ
fueconorg-5609	212	116	/	/	SYM
fueconorg-5609	212	117	a	a	DET
fueconorg-5609	212	118	115	115	NUM
fueconorg-5609	212	119	2018	2018	NUM
fueconorg-5609	212	120	undisclosed	undisclosed	ADJ
fueconorg-5609	212	121	undisclosed	undisclosed	ADJ
fueconorg-5609	212	122	undisclosed	undisclosed	ADJ
fueconorg-5609	212	123	undisclosed	undisclosed	ADJ
fueconorg-5609	212	124	74	74	NUM
fueconorg-5609	212	125	source	source	NOUN
fueconorg-5609	212	126	:	:	PUNCT
fueconorg-5609	212	127	ebrd	ebrd	PROPN
fueconorg-5609	212	128	npl	npl	PROPN
fueconorg-5609	212	129	monitor	monitor	NOUN
fueconorg-5609	212	130	measures	measure	NOUN
fueconorg-5609	212	131	implemented	implement	VERB
fueconorg-5609	212	132	finally	finally	ADV
fueconorg-5609	212	133	helped	help	VERB
fueconorg-5609	212	134	npl	npl	PROPN
fueconorg-5609	212	135	market	market	NOUN
fueconorg-5609	212	136	development	development	NOUN
fueconorg-5609	212	137	.	.	PUNCT
fueconorg-5609	213	1	in	in	ADP
fueconorg-5609	213	2	table	table	NOUN
fueconorg-5609	213	3	1	1	NUM
fueconorg-5609	213	4	is	be	AUX
fueconorg-5609	213	5	given	give	VERB
fueconorg-5609	213	6	a	a	DET
fueconorg-5609	213	7	list	list	NOUN
fueconorg-5609	213	8	of	of	ADP
fueconorg-5609	213	9	transactions	transaction	NOUN
fueconorg-5609	213	10	,	,	PUNCT
fueconorg-5609	213	11	based	base	VERB
fueconorg-5609	213	12	on	on	ADP
fueconorg-5609	213	13	publicly	publicly	ADV
fueconorg-5609	213	14	available	available	ADJ
fueconorg-5609	213	15	data	datum	NOUN
fueconorg-5609	213	16	,	,	PUNCT
fueconorg-5609	213	17	that	that	PRON
fueconorg-5609	213	18	occurred	occur	VERB
fueconorg-5609	213	19	since	since	SCONJ
fueconorg-5609	213	20	the	the	DET
fueconorg-5609	213	21	adoption	adoption	NOUN
fueconorg-5609	213	22	of	of	ADP
fueconorg-5609	213	23	nplrs	nplrs	NOUN
fueconorg-5609	213	24	.	.	PUNCT
fueconorg-5609	214	1	in	in	ADP
fueconorg-5609	214	2	comparison	comparison	NOUN
fueconorg-5609	214	3	to	to	ADP
fueconorg-5609	214	4	other	other	ADJ
fueconorg-5609	214	5	npl	npl	NOUN
fueconorg-5609	214	6	markets	market	NOUN
fueconorg-5609	214	7	in	in	ADP
fueconorg-5609	214	8	cesee	cesee	PROPN
fueconorg-5609	214	9	,	,	PUNCT
fueconorg-5609	214	10	serbian	serbian	ADJ
fueconorg-5609	214	11	market	market	NOUN
fueconorg-5609	214	12	seems	seem	VERB
fueconorg-5609	214	13	incomparably	incomparably	ADV
fueconorg-5609	214	14	more	more	ADJ
fueconorg-5609	214	15	opaque	opaque	ADJ
fueconorg-5609	214	16	.	.	PUNCT
fueconorg-5609	215	1	it	it	PRON
fueconorg-5609	215	2	is	be	AUX
fueconorg-5609	215	3	rather	rather	ADV
fueconorg-5609	215	4	a	a	DET
fueconorg-5609	215	5	rule	rule	NOUN
fueconorg-5609	215	6	than	than	ADP
fueconorg-5609	215	7	an	an	DET
fueconorg-5609	215	8	exemption	exemption	NOUN
fueconorg-5609	215	9	that	that	PRON
fueconorg-5609	215	10	the	the	DET
fueconorg-5609	215	11	identity	identity	NOUN
fueconorg-5609	215	12	of	of	ADP
fueconorg-5609	215	13	buyer	buyer	NOUN
fueconorg-5609	215	14	is	be	AUX
fueconorg-5609	215	15	kept	keep	VERB
fueconorg-5609	215	16	confidential	confidential	ADJ
fueconorg-5609	215	17	or	or	CCONJ
fueconorg-5609	215	18	undisclosed	undisclosed	ADJ
fueconorg-5609	215	19	.	.	PUNCT
fueconorg-5609	216	1	ebrd	ebrd	PROPN
fueconorg-5609	216	2	data	data	PROPN
fueconorg-5609	216	3	shows	show	VERB
fueconorg-5609	216	4	that	that	SCONJ
fueconorg-5609	216	5	5	5	NUM
fueconorg-5609	216	6	out	out	ADP
fueconorg-5609	216	7	of	of	ADP
fueconorg-5609	216	8	18	18	NUM
fueconorg-5609	216	9	registered	register	VERB
fueconorg-5609	216	10	npl	npl	NOUN
fueconorg-5609	216	11	servicers	servicer	NOUN
fueconorg-5609	216	12	in	in	ADP
fueconorg-5609	216	13	cesee	cesee	PROPN
fueconorg-5609	216	14	region	region	NOUN
fueconorg-5609	216	15	are	be	AUX
fueconorg-5609	216	16	in	in	ADP
fueconorg-5609	216	17	fact	fact	NOUN
fueconorg-5609	216	18	active	active	ADJ
fueconorg-5609	216	19	in	in	ADP
fueconorg-5609	216	20	serbia	serbia	PROPN
fueconorg-5609	216	21	.	.	PUNCT
fueconorg-5609	217	1	in	in	ADP
fueconorg-5609	217	2	addition	addition	NOUN
fueconorg-5609	217	3	,	,	PUNCT
fueconorg-5609	217	4	deposit	deposit	NOUN
fueconorg-5609	217	5	insurance	insurance	NOUN
fueconorg-5609	217	6	362	362	NUM
fueconorg-5609	217	7	v.	v.	ADP
fueconorg-5609	217	8	lukić	lukić	PROPN
fueconorg-5609	217	9	,	,	PUNCT
fueconorg-5609	217	10	s.	s.	PROPN
fueconorg-5609	217	11	popović	popović	PROPN
fueconorg-5609	217	12	,	,	PUNCT
fueconorg-5609	217	13	i.	i.	PROPN
fueconorg-5609	217	14	janković	janković	PROPN
fueconorg-5609	217	15	agency	agency	PROPN
fueconorg-5609	217	16	(	(	PUNCT
fueconorg-5609	217	17	dia	dia	PROPN
fueconorg-5609	217	18	)	)	PUNCT
fueconorg-5609	217	19	has	have	AUX
fueconorg-5609	217	20	carried	carry	VERB
fueconorg-5609	217	21	out	out	ADP
fueconorg-5609	217	22	its	its	PRON
fueconorg-5609	217	23	first	first	ADJ
fueconorg-5609	217	24	auction	auction	NOUN
fueconorg-5609	217	25	for	for	ADP
fueconorg-5609	217	26	the	the	DET
fueconorg-5609	217	27	sale	sale	NOUN
fueconorg-5609	217	28	of	of	ADP
fueconorg-5609	217	29	the	the	DET
fueconorg-5609	217	30	npl	npl	PROPN
fueconorg-5609	217	31	portfolio	portfolio	NOUN
fueconorg-5609	217	32	with	with	ADP
fueconorg-5609	217	33	notional	notional	ADJ
fueconorg-5609	217	34	value	value	NOUN
fueconorg-5609	217	35	of	of	ADP
fueconorg-5609	217	36	242	242	NUM
fueconorg-5609	217	37	mil	mil	NOUN
fueconorg-5609	217	38	€	€	NOUN
fueconorg-5609	217	39	that	that	PRON
fueconorg-5609	217	40	was	be	AUX
fueconorg-5609	217	41	completed	complete	VERB
fueconorg-5609	217	42	in	in	ADP
fueconorg-5609	217	43	february	february	PROPN
fueconorg-5609	217	44	2019	2019	NUM
fueconorg-5609	217	45	.	.	PUNCT
fueconorg-5609	218	1	total	total	ADJ
fueconorg-5609	218	2	npl	npl	PROPN
fueconorg-5609	218	3	portfolio	portfolio	NOUN
fueconorg-5609	218	4	under	under	ADP
fueconorg-5609	218	5	management	management	NOUN
fueconorg-5609	218	6	of	of	ADP
fueconorg-5609	218	7	dia	dia	PROPN
fueconorg-5609	218	8	amounts	amount	VERB
fueconorg-5609	218	9	close	close	ADV
fueconorg-5609	218	10	to	to	PART
fueconorg-5609	218	11	1	1	NUM
fueconorg-5609	218	12	billion	billion	NUM
fueconorg-5609	218	13	€	€	NOUN
fueconorg-5609	218	14	(	(	PUNCT
fueconorg-5609	218	15	imf	imf	PROPN
fueconorg-5609	218	16	,	,	PUNCT
fueconorg-5609	218	17	2018	2018	NUM
fueconorg-5609	218	18	)	)	PUNCT
fueconorg-5609	218	19	,	,	PUNCT
fueconorg-5609	218	20	that	that	PRON
fueconorg-5609	218	21	makes	make	VERB
fueconorg-5609	218	22	it	it	PRON
fueconorg-5609	218	23	the	the	DET
fueconorg-5609	218	24	biggest	big	ADJ
fueconorg-5609	218	25	npls	npls	NOUN
fueconorg-5609	218	26	holder	holder	NOUN
fueconorg-5609	218	27	in	in	ADP
fueconorg-5609	218	28	serbia	serbia	PROPN
fueconorg-5609	218	29	.	.	PUNCT
fueconorg-5609	219	1	the	the	DET
fueconorg-5609	219	2	third	third	ADJ
fueconorg-5609	219	3	and	and	CCONJ
fueconorg-5609	219	4	fourth	fourth	ADJ
fueconorg-5609	219	5	pillar	pillar	NOUN
fueconorg-5609	219	6	of	of	ADP
fueconorg-5609	219	7	nplrs	nplrs	NOUN
fueconorg-5609	219	8	are	be	AUX
fueconorg-5609	219	9	essentially	essentially	ADV
fueconorg-5609	219	10	related	relate	VERB
fueconorg-5609	219	11	to	to	ADP
fueconorg-5609	219	12	the	the	DET
fueconorg-5609	219	13	strengthening	strengthening	NOUN
fueconorg-5609	219	14	of	of	ADP
fueconorg-5609	219	15	protection	protection	NOUN
fueconorg-5609	219	16	of	of	ADP
fueconorg-5609	219	17	creditor	creditor	NOUN
fueconorg-5609	219	18	rights	right	NOUN
fueconorg-5609	219	19	.	.	PUNCT
fueconorg-5609	220	1	current	current	ADJ
fueconorg-5609	220	2	legal	legal	ADJ
fueconorg-5609	220	3	system	system	NOUN
fueconorg-5609	220	4	performed	perform	VERB
fueconorg-5609	220	5	poorly	poorly	ADV
fueconorg-5609	220	6	in	in	ADP
fueconorg-5609	220	7	terms	term	NOUN
fueconorg-5609	220	8	of	of	ADP
fueconorg-5609	220	9	assisting	assist	VERB
fueconorg-5609	220	10	creditors	creditor	NOUN
fueconorg-5609	220	11	to	to	PART
fueconorg-5609	220	12	collect	collect	VERB
fueconorg-5609	220	13	due	due	ADJ
fueconorg-5609	220	14	debt	debt	NOUN
fueconorg-5609	220	15	.	.	PUNCT
fueconorg-5609	221	1	however	however	ADV
fueconorg-5609	221	2	,	,	PUNCT
fueconorg-5609	221	3	professional	professional	ADJ
fueconorg-5609	221	4	investors	investor	NOUN
fueconorg-5609	221	5	specialized	specialize	VERB
fueconorg-5609	221	6	in	in	ADP
fueconorg-5609	221	7	restructuring	restructuring	NOUN
fueconorg-5609	221	8	of	of	ADP
fueconorg-5609	221	9	bad	bad	ADJ
fueconorg-5609	221	10	assets	asset	NOUN
fueconorg-5609	221	11	,	,	PUNCT
fueconorg-5609	221	12	buyers	buyer	NOUN
fueconorg-5609	221	13	of	of	ADP
fueconorg-5609	221	14	npl	npl	NOUN
fueconorg-5609	221	15	portfolios	portfolio	NOUN
fueconorg-5609	221	16	,	,	PUNCT
fueconorg-5609	221	17	are	be	AUX
fueconorg-5609	221	18	critically	critically	ADV
fueconorg-5609	221	19	interested	interested	ADJ
fueconorg-5609	221	20	in	in	ADP
fueconorg-5609	221	21	reliance	reliance	NOUN
fueconorg-5609	221	22	and	and	CCONJ
fueconorg-5609	221	23	speed	speed	NOUN
fueconorg-5609	221	24	of	of	ADP
fueconorg-5609	221	25	legal	legal	ADJ
fueconorg-5609	221	26	proceedings	proceeding	NOUN
fueconorg-5609	221	27	that	that	PRON
fueconorg-5609	221	28	will	will	AUX
fueconorg-5609	221	29	enable	enable	VERB
fueconorg-5609	221	30	them	they	PRON
fueconorg-5609	221	31	to	to	PART
fueconorg-5609	221	32	pursue	pursue	VERB
fueconorg-5609	221	33	their	their	PRON
fueconorg-5609	221	34	strategy	strategy	NOUN
fueconorg-5609	221	35	of	of	ADP
fueconorg-5609	221	36	recovering	recover	VERB
fueconorg-5609	221	37	bad	bad	ADJ
fueconorg-5609	221	38	debts	debt	NOUN
fueconorg-5609	221	39	.	.	PUNCT
fueconorg-5609	222	1	a	a	DET
fueconorg-5609	222	2	consensual	consensual	ADJ
fueconorg-5609	222	3	financial	financial	ADJ
fueconorg-5609	222	4	restructuring	restructuring	NOUN
fueconorg-5609	222	5	is	be	AUX
fueconorg-5609	222	6	a	a	DET
fueconorg-5609	222	7	conduit	conduit	NOUN
fueconorg-5609	222	8	for	for	ADP
fueconorg-5609	222	9	the	the	DET
fueconorg-5609	222	10	implementation	implementation	NOUN
fueconorg-5609	222	11	of	of	ADP
fueconorg-5609	222	12	out	out	ADV
fueconorg-5609	222	13	-	-	PUNCT
fueconorg-5609	222	14	of	of	ADP
fueconorg-5609	222	15	-	-	PUNCT
fueconorg-5609	222	16	court	court	NOUN
fueconorg-5609	222	17	debt	debt	NOUN
fueconorg-5609	222	18	restructuring	restructuring	NOUN
fueconorg-5609	222	19	.	.	PUNCT
fueconorg-5609	223	1	in	in	ADP
fueconorg-5609	223	2	practice	practice	NOUN
fueconorg-5609	223	3	,	,	PUNCT
fueconorg-5609	223	4	a	a	DET
fueconorg-5609	223	5	general	general	ADJ
fueconorg-5609	223	6	assessment	assessment	NOUN
fueconorg-5609	223	7	was	be	AUX
fueconorg-5609	223	8	that	that	SCONJ
fueconorg-5609	223	9	restructuring	restructure	VERB
fueconorg-5609	223	10	plans	plan	NOUN
fueconorg-5609	223	11	agreed	agree	VERB
fueconorg-5609	223	12	previously	previously	ADV
fueconorg-5609	223	13	underperformed	underperform	VERB
fueconorg-5609	223	14	the	the	DET
fueconorg-5609	223	15	expectations	expectation	NOUN
fueconorg-5609	223	16	,	,	PUNCT
fueconorg-5609	223	17	since	since	SCONJ
fueconorg-5609	223	18	rarely	rarely	ADV
fueconorg-5609	223	19	these	these	DET
fueconorg-5609	223	20	plans	plan	NOUN
fueconorg-5609	223	21	ended	end	VERB
fueconorg-5609	223	22	with	with	ADP
fueconorg-5609	223	23	viable	viable	ADJ
fueconorg-5609	223	24	operations	operation	NOUN
fueconorg-5609	223	25	of	of	ADP
fueconorg-5609	223	26	troubled	troubled	ADJ
fueconorg-5609	223	27	debtors	debtor	NOUN
fueconorg-5609	223	28	–	–	PUNCT
fueconorg-5609	223	29	a	a	DET
fueconorg-5609	223	30	success	success	NOUN
fueconorg-5609	223	31	rate	rate	NOUN
fueconorg-5609	223	32	of	of	ADP
fueconorg-5609	223	33	below	below	ADP
fueconorg-5609	223	34	30	30	NUM
fueconorg-5609	223	35	%	%	NOUN
fueconorg-5609	223	36	.	.	PUNCT
fueconorg-5609	224	1	alike	alike	PROPN
fueconorg-5609	224	2	banks	bank	NOUN
fueconorg-5609	224	3	,	,	PUNCT
fueconorg-5609	224	4	state	state	NOUN
fueconorg-5609	224	5	creditors	creditor	NOUN
fueconorg-5609	224	6	were	be	AUX
fueconorg-5609	224	7	quite	quite	ADV
fueconorg-5609	224	8	inexperienced	inexperienced	ADJ
fueconorg-5609	224	9	with	with	ADP
fueconorg-5609	224	10	formulating	formulate	VERB
fueconorg-5609	224	11	restructuring	restructuring	NOUN
fueconorg-5609	224	12	plans	plan	NOUN
fueconorg-5609	224	13	,	,	PUNCT
fueconorg-5609	224	14	which	which	PRON
fueconorg-5609	224	15	in	in	ADP
fueconorg-5609	224	16	some	some	DET
fueconorg-5609	224	17	cases	case	NOUN
fueconorg-5609	224	18	brought	bring	VERB
fueconorg-5609	224	19	prospective	prospective	ADJ
fueconorg-5609	224	20	plans	plan	NOUN
fueconorg-5609	224	21	to	to	ADP
fueconorg-5609	224	22	a	a	DET
fueconorg-5609	224	23	halt	halt	NOUN
fueconorg-5609	224	24	.	.	PUNCT
fueconorg-5609	225	1	special	special	ADJ
fueconorg-5609	225	2	type	type	NOUN
fueconorg-5609	225	3	of	of	ADP
fueconorg-5609	225	4	a	a	DET
fueconorg-5609	225	5	problem	problem	NOUN
fueconorg-5609	225	6	with	with	ADP
fueconorg-5609	225	7	in	in	ADP
fueconorg-5609	225	8	-	-	PUNCT
fueconorg-5609	225	9	court	court	NOUN
fueconorg-5609	225	10	debt	debt	NOUN
fueconorg-5609	225	11	resolution	resolution	NOUN
fueconorg-5609	225	12	stemmed	stem	VERB
fueconorg-5609	225	13	from	from	ADP
fueconorg-5609	225	14	corporate	corporate	ADJ
fueconorg-5609	225	15	groups	group	NOUN
fueconorg-5609	225	16	`	`	PART
fueconorg-5609	225	17	npls	npls	NOUN
fueconorg-5609	225	18	that	that	PRON
fueconorg-5609	225	19	accounted	account	VERB
fueconorg-5609	225	20	for	for	ADP
fueconorg-5609	225	21	a	a	DET
fueconorg-5609	225	22	significant	significant	ADJ
fueconorg-5609	225	23	part	part	NOUN
fueconorg-5609	225	24	of	of	ADP
fueconorg-5609	225	25	total	total	ADJ
fueconorg-5609	225	26	npls	npls	NOUN
fueconorg-5609	225	27	(	(	PUNCT
fueconorg-5609	225	28	ex	ex	NOUN
fueconorg-5609	225	29	.	.	NOUN
fueconorg-5609	225	30	farmakom	farmakom	ADJ
fueconorg-5609	225	31	,	,	PUNCT
fueconorg-5609	225	32	beohemija	beohemija	NOUN
fueconorg-5609	225	33	)	)	PUNCT
fueconorg-5609	225	34	,	,	PUNCT
fueconorg-5609	225	35	since	since	SCONJ
fueconorg-5609	225	36	the	the	DET
fueconorg-5609	225	37	insolvency	insolvency	NOUN
fueconorg-5609	225	38	act	act	NOUN
fueconorg-5609	225	39	recognized	recognize	VERB
fueconorg-5609	225	40	debtor	debtor	NOUN
fueconorg-5609	225	41	as	as	ADP
fueconorg-5609	225	42	an	an	DET
fueconorg-5609	225	43	individual	individual	ADJ
fueconorg-5609	225	44	company	company	NOUN
fueconorg-5609	225	45	and	and	CCONJ
fueconorg-5609	225	46	not	not	PART
fueconorg-5609	225	47	as	as	ADP
fueconorg-5609	225	48	a	a	DET
fueconorg-5609	225	49	part	part	NOUN
fueconorg-5609	225	50	of	of	ADP
fueconorg-5609	225	51	corporate	corporate	ADJ
fueconorg-5609	225	52	group	group	NOUN
fueconorg-5609	225	53	comprised	comprise	VERB
fueconorg-5609	225	54	of	of	ADP
fueconorg-5609	225	55	connected	connected	ADJ
fueconorg-5609	225	56	companies	company	NOUN
fueconorg-5609	225	57	.	.	PUNCT
fueconorg-5609	226	1	it	it	PRON
fueconorg-5609	226	2	meant	mean	VERB
fueconorg-5609	226	3	that	that	SCONJ
fueconorg-5609	226	4	separate	separate	ADJ
fueconorg-5609	226	5	legal	legal	ADJ
fueconorg-5609	226	6	proceedings	proceeding	NOUN
fueconorg-5609	226	7	needed	need	VERB
fueconorg-5609	226	8	to	to	PART
fueconorg-5609	226	9	be	be	AUX
fueconorg-5609	226	10	filed	file	VERB
fueconorg-5609	226	11	for	for	ADP
fueconorg-5609	226	12	every	every	DET
fueconorg-5609	226	13	company	company	NOUN
fueconorg-5609	226	14	and	and	CCONJ
fueconorg-5609	226	15	sometimes	sometimes	ADV
fueconorg-5609	226	16	it	it	PRON
fueconorg-5609	226	17	involved	involve	VERB
fueconorg-5609	226	18	separate	separate	ADJ
fueconorg-5609	226	19	local	local	ADJ
fueconorg-5609	226	20	courts	court	NOUN
fueconorg-5609	226	21	,	,	PUNCT
fueconorg-5609	226	22	which	which	PRON
fueconorg-5609	226	23	proved	prove	VERB
fueconorg-5609	226	24	to	to	PART
fueconorg-5609	226	25	be	be	AUX
fueconorg-5609	226	26	highly	highly	ADV
fueconorg-5609	226	27	inefficient	inefficient	ADJ
fueconorg-5609	226	28	.	.	PUNCT
fueconorg-5609	227	1	provisions	provision	NOUN
fueconorg-5609	227	2	related	relate	VERB
fueconorg-5609	227	3	to	to	ADP
fueconorg-5609	227	4	fostering	foster	VERB
fueconorg-5609	227	5	secured	secured	ADJ
fueconorg-5609	227	6	creditors	creditor	NOUN
fueconorg-5609	227	7	`	`	PART
fueconorg-5609	227	8	rights	right	NOUN
fueconorg-5609	227	9	,	,	PUNCT
fueconorg-5609	227	10	swift	swift	ADJ
fueconorg-5609	227	11	disposal	disposal	NOUN
fueconorg-5609	227	12	of	of	ADP
fueconorg-5609	227	13	assets	asset	NOUN
fueconorg-5609	227	14	where	where	SCONJ
fueconorg-5609	227	15	assets	asset	NOUN
fueconorg-5609	227	16	are	be	AUX
fueconorg-5609	227	17	not	not	PART
fueconorg-5609	227	18	important	important	ADJ
fueconorg-5609	227	19	for	for	SCONJ
fueconorg-5609	227	20	reorganization	reorganization	NOUN
fueconorg-5609	227	21	and	and	CCONJ
fueconorg-5609	227	22	protection	protection	NOUN
fueconorg-5609	227	23	of	of	ADP
fueconorg-5609	227	24	creditors	creditor	NOUN
fueconorg-5609	227	25	that	that	PRON
fueconorg-5609	227	26	provide	provide	VERB
fueconorg-5609	227	27	new	new	ADJ
fueconorg-5609	227	28	financing	financing	NOUN
fueconorg-5609	227	29	in	in	ADP
fueconorg-5609	227	30	reorganization	reorganization	NOUN
fueconorg-5609	227	31	have	have	AUX
fueconorg-5609	227	32	been	be	AUX
fueconorg-5609	227	33	adopted	adopt	VERB
fueconorg-5609	227	34	.	.	PUNCT
fueconorg-5609	228	1	the	the	DET
fueconorg-5609	228	2	capacities	capacity	NOUN
fueconorg-5609	228	3	of	of	ADP
fueconorg-5609	228	4	bankruptcy	bankruptcy	NOUN
fueconorg-5609	228	5	administrators	administrator	NOUN
fueconorg-5609	228	6	and	and	CCONJ
fueconorg-5609	228	7	commercial	commercial	ADJ
fueconorg-5609	228	8	courts	court	NOUN
fueconorg-5609	228	9	were	be	AUX
fueconorg-5609	228	10	strengthened	strengthen	VERB
fueconorg-5609	228	11	,	,	PUNCT
fueconorg-5609	228	12	mechanism	mechanism	NOUN
fueconorg-5609	228	13	of	of	ADP
fueconorg-5609	228	14	tracking	tracking	NOUN
fueconorg-5609	228	15	and	and	CCONJ
fueconorg-5609	228	16	supervising	supervise	VERB
fueconorg-5609	228	17	ongoing	ongoing	ADJ
fueconorg-5609	228	18	bankruptcy	bankruptcy	NOUN
fueconorg-5609	228	19	cases	case	NOUN
fueconorg-5609	228	20	launched	launch	VERB
fueconorg-5609	228	21	with	with	ADP
fueconorg-5609	228	22	their	their	PRON
fueconorg-5609	228	23	transparency	transparency	NOUN
fueconorg-5609	228	24	increased	increase	VERB
fueconorg-5609	228	25	.	.	PUNCT
fueconorg-5609	229	1	finally	finally	ADV
fueconorg-5609	229	2	,	,	PUNCT
fueconorg-5609	229	3	a	a	DET
fueconorg-5609	229	4	lot	lot	NOUN
fueconorg-5609	229	5	of	of	ADP
fueconorg-5609	229	6	work	work	NOUN
fueconorg-5609	229	7	has	have	AUX
fueconorg-5609	229	8	been	be	AUX
fueconorg-5609	229	9	invested	invest	VERB
fueconorg-5609	229	10	in	in	ADP
fueconorg-5609	229	11	the	the	DET
fueconorg-5609	229	12	field	field	NOUN
fueconorg-5609	229	13	of	of	ADP
fueconorg-5609	229	14	the	the	DET
fueconorg-5609	229	15	enforcement	enforcement	NOUN
fueconorg-5609	229	16	of	of	ADP
fueconorg-5609	229	17	mortgages	mortgage	NOUN
fueconorg-5609	229	18	,	,	PUNCT
fueconorg-5609	229	19	where	where	SCONJ
fueconorg-5609	229	20	particular	particular	ADJ
fueconorg-5609	229	21	problems	problem	NOUN
fueconorg-5609	229	22	arose	arise	VERB
fueconorg-5609	229	23	with	with	ADP
fueconorg-5609	229	24	second	second	ADJ
fueconorg-5609	229	25	-	-	PUNCT
fueconorg-5609	229	26	instance	instance	NOUN
fueconorg-5609	229	27	decision	decision	NOUN
fueconorg-5609	229	28	process	process	NOUN
fueconorg-5609	229	29	for	for	ADP
fueconorg-5609	229	30	land	land	NOUN
fueconorg-5609	229	31	registry	registry	NOUN
fueconorg-5609	229	32	case	case	NOUN
fueconorg-5609	229	33	files	file	VERB
fueconorg-5609	229	34	where	where	SCONJ
fueconorg-5609	229	35	a	a	DET
fueconorg-5609	229	36	significant	significant	ADJ
fueconorg-5609	229	37	backlog	backlog	NOUN
fueconorg-5609	229	38	of	of	ADP
fueconorg-5609	229	39	cases	case	NOUN
fueconorg-5609	229	40	has	have	AUX
fueconorg-5609	229	41	been	be	AUX
fueconorg-5609	229	42	formed	form	VERB
fueconorg-5609	229	43	.	.	PUNCT
fueconorg-5609	230	1	legal	legal	ADJ
fueconorg-5609	230	2	framework	framework	NOUN
fueconorg-5609	230	3	surrounding	surround	VERB
fueconorg-5609	230	4	nonperforming	nonperforme	VERB
fueconorg-5609	230	5	loans	loan	NOUN
fueconorg-5609	230	6	was	be	AUX
fueconorg-5609	230	7	thus	thus	ADV
fueconorg-5609	230	8	improved	improve	VERB
fueconorg-5609	230	9	and	and	CCONJ
fueconorg-5609	230	10	streamlined	streamline	VERB
fueconorg-5609	230	11	in	in	ADP
fueconorg-5609	230	12	order	order	NOUN
fueconorg-5609	230	13	to	to	PART
fueconorg-5609	230	14	counter	counter	VERB
fueconorg-5609	230	15	potential	potential	ADJ
fueconorg-5609	230	16	losses	loss	NOUN
fueconorg-5609	230	17	for	for	ADP
fueconorg-5609	230	18	creditors	creditor	NOUN
fueconorg-5609	230	19	by	by	ADP
fueconorg-5609	230	20	,	,	PUNCT
fueconorg-5609	230	21	inter	inter	PROPN
fueconorg-5609	230	22	alia	alia	NOUN
fueconorg-5609	230	23	,	,	PUNCT
fueconorg-5609	230	24	following	follow	VERB
fueconorg-5609	230	25	changes	change	NOUN
fueconorg-5609	230	26	:	:	PUNCT
fueconorg-5609	230	27	a	a	X
fueconorg-5609	230	28	)	)	PUNCT
fueconorg-5609	230	29	amendments	amendment	NOUN
fueconorg-5609	230	30	to	to	ADP
fueconorg-5609	230	31	the	the	DET
fueconorg-5609	230	32	corporate	corporate	ADJ
fueconorg-5609	230	33	insolvency	insolvency	NOUN
fueconorg-5609	230	34	law	law	NOUN
fueconorg-5609	230	35	,	,	PUNCT
fueconorg-5609	230	36	b	b	X
fueconorg-5609	230	37	)	)	PUNCT
fueconorg-5609	230	38	law	law	NOUN
fueconorg-5609	230	39	on	on	ADP
fueconorg-5609	230	40	real	real	ADJ
fueconorg-5609	230	41	estate	estate	NOUN
fueconorg-5609	230	42	appraisers	appraiser	NOUN
fueconorg-5609	230	43	,	,	PUNCT
fueconorg-5609	230	44	c	c	NOUN
fueconorg-5609	230	45	)	)	PUNCT
fueconorg-5609	230	46	law	law	NOUN
fueconorg-5609	230	47	on	on	ADP
fueconorg-5609	230	48	enforcement	enforcement	NOUN
fueconorg-5609	230	49	and	and	CCONJ
fueconorg-5609	230	50	security	security	NOUN
fueconorg-5609	230	51	,	,	PUNCT
fueconorg-5609	230	52	d	d	NOUN
fueconorg-5609	230	53	)	)	PUNCT
fueconorg-5609	230	54	law	law	NOUN
fueconorg-5609	230	55	on	on	ADP
fueconorg-5609	230	56	consensual	consensual	ADJ
fueconorg-5609	230	57	financial	financial	ADJ
fueconorg-5609	230	58	restructuring	restructuring	NOUN
fueconorg-5609	230	59	,	,	PUNCT
fueconorg-5609	230	60	e	e	NOUN
fueconorg-5609	230	61	)	)	PUNCT
fueconorg-5609	230	62	amendments	amendment	NOUN
fueconorg-5609	230	63	to	to	ADP
fueconorg-5609	230	64	the	the	DET
fueconorg-5609	230	65	mortgage	mortgage	NOUN
fueconorg-5609	230	66	act	act	NOUN
fueconorg-5609	230	67	and	and	CCONJ
fueconorg-5609	230	68	f	f	X
fueconorg-5609	230	69	)	)	PUNCT
fueconorg-5609	230	70	amendments	amendment	NOUN
fueconorg-5609	230	71	to	to	ADP
fueconorg-5609	230	72	the	the	DET
fueconorg-5609	230	73	banking	banking	NOUN
fueconorg-5609	230	74	act	act	PROPN
fueconorg-5609	230	75	.	.	PUNCT
fueconorg-5609	231	1	nplrs	nplrs	NOUN
fueconorg-5609	231	2	with	with	ADP
fueconorg-5609	231	3	its	its	PRON
fueconorg-5609	231	4	comprehensive	comprehensive	ADJ
fueconorg-5609	231	5	approach	approach	NOUN
fueconorg-5609	231	6	delivered	deliver	VERB
fueconorg-5609	231	7	measurable	measurable	ADJ
fueconorg-5609	231	8	effects	effect	NOUN
fueconorg-5609	231	9	.	.	PUNCT
fueconorg-5609	232	1	in	in	ADP
fueconorg-5609	232	2	a	a	DET
fueconorg-5609	232	3	three	three	NUM
fueconorg-5609	232	4	-	-	PUNCT
fueconorg-5609	232	5	year	year	NOUN
fueconorg-5609	232	6	period	period	NOUN
fueconorg-5609	232	7	starting	start	VERB
fueconorg-5609	232	8	from	from	ADP
fueconorg-5609	232	9	the	the	DET
fueconorg-5609	232	10	adoption	adoption	NOUN
fueconorg-5609	232	11	of	of	ADP
fueconorg-5609	232	12	nplrs	nplrs	NOUN
fueconorg-5609	232	13	,	,	PUNCT
fueconorg-5609	232	14	stock	stock	NOUN
fueconorg-5609	232	15	of	of	ADP
fueconorg-5609	232	16	npls	npls	NOUN
fueconorg-5609	232	17	has	have	AUX
fueconorg-5609	232	18	been	be	AUX
fueconorg-5609	232	19	reduced	reduce	VERB
fueconorg-5609	232	20	from	from	ADP
fueconorg-5609	232	21	427	427	NUM
fueconorg-5609	232	22	to	to	PART
fueconorg-5609	232	23	141	141	NUM
fueconorg-5609	232	24	billion	billion	NUM
fueconorg-5609	232	25	rsd	rsd	NOUN
fueconorg-5609	232	26	.	.	PUNCT
fueconorg-5609	233	1	an	an	DET
fueconorg-5609	233	2	impressive	impressive	ADJ
fueconorg-5609	233	3	fall	fall	NOUN
fueconorg-5609	233	4	in	in	ADP
fueconorg-5609	233	5	npls	npls	NOUN
fueconorg-5609	233	6	was	be	AUX
fueconorg-5609	233	7	mainly	mainly	ADV
fueconorg-5609	233	8	attributed	attribute	VERB
fueconorg-5609	233	9	to	to	ADP
fueconorg-5609	233	10	write	write	NOUN
fueconorg-5609	233	11	-	-	PUNCT
fueconorg-5609	233	12	offs	off	NOUN
fueconorg-5609	233	13	and	and	CCONJ
fueconorg-5609	233	14	sale	sale	NOUN
fueconorg-5609	233	15	of	of	ADP
fueconorg-5609	233	16	npls	npls	NOUN
fueconorg-5609	233	17	(	(	PUNCT
fueconorg-5609	233	18	to	to	ADP
fueconorg-5609	233	19	the	the	DET
fueconorg-5609	233	20	parties	party	NOUN
fueconorg-5609	233	21	outside	outside	ADV
fueconorg-5609	233	22	of	of	ADP
fueconorg-5609	233	23	banking	banking	NOUN
fueconorg-5609	233	24	sector	sector	NOUN
fueconorg-5609	233	25	)	)	PUNCT
fueconorg-5609	233	26	,	,	PUNCT
fueconorg-5609	233	27	177	177	NUM
fueconorg-5609	233	28	and	and	CCONJ
fueconorg-5609	233	29	84	84	NUM
fueconorg-5609	233	30	billion	billion	NUM
fueconorg-5609	233	31	rsd	rsd	NOUN
fueconorg-5609	233	32	respectively	respectively	ADV
fueconorg-5609	233	33	.	.	PUNCT
fueconorg-5609	234	1	besides	besides	SCONJ
fueconorg-5609	234	2	selling	sell	VERB
fueconorg-5609	234	3	on	on	ADP
fueconorg-5609	234	4	balance	balance	NOUN
fueconorg-5609	234	5	sheet	sheet	NOUN
fueconorg-5609	234	6	assets	asset	NOUN
fueconorg-5609	234	7	,	,	PUNCT
fueconorg-5609	234	8	banks	bank	NOUN
fueconorg-5609	234	9	have	have	AUX
fueconorg-5609	234	10	equally	equally	ADV
fueconorg-5609	234	11	sold	sell	VERB
fueconorg-5609	234	12	their	their	PRON
fueconorg-5609	234	13	off	off	ADP
fueconorg-5609	234	14	-	-	PUNCT
fueconorg-5609	234	15	balance	balance	NOUN
fueconorg-5609	234	16	sheet	sheet	NOUN
fueconorg-5609	234	17	items	item	NOUN
fueconorg-5609	234	18	(	(	PUNCT
fueconorg-5609	234	19	loans	loan	NOUN
fueconorg-5609	234	20	previously	previously	ADV
fueconorg-5609	234	21	written	write	VERB
fueconorg-5609	234	22	off	off	ADP
fueconorg-5609	234	23	)	)	PUNCT
fueconorg-5609	234	24	.	.	PUNCT
fueconorg-5609	235	1	in	in	ADP
fueconorg-5609	235	2	the	the	DET
fueconorg-5609	235	3	observed	observed	ADJ
fueconorg-5609	235	4	period	period	NOUN
fueconorg-5609	235	5	,	,	PUNCT
fueconorg-5609	235	6	the	the	DET
fueconorg-5609	235	7	value	value	NOUN
fueconorg-5609	235	8	of	of	ADP
fueconorg-5609	235	9	npl	npl	NOUN
fueconorg-5609	235	10	market	market	NOUN
fueconorg-5609	235	11	transactions	transaction	NOUN
fueconorg-5609	235	12	was	be	AUX
fueconorg-5609	235	13	estimated	estimate	VERB
fueconorg-5609	235	14	at	at	ADP
fueconorg-5609	235	15	194	194	NUM
fueconorg-5609	235	16	billion	billion	NUM
fueconorg-5609	235	17	rsd	rsd	NOUN
fueconorg-5609	235	18	.	.	PUNCT
fueconorg-5609	236	1	pursuant	pursuant	ADJ
fueconorg-5609	236	2	to	to	ADP
fueconorg-5609	236	3	positive	positive	ADJ
fueconorg-5609	236	4	developments	development	NOUN
fueconorg-5609	236	5	abovementioned	abovementione	VERB
fueconorg-5609	236	6	,	,	PUNCT
fueconorg-5609	236	7	npl	npl	PROPN
fueconorg-5609	236	8	ratio	ratio	NOUN
fueconorg-5609	236	9	dropped	drop	VERB
fueconorg-5609	236	10	from	from	ADP
fueconorg-5609	236	11	21,6	21,6	NUM
fueconorg-5609	236	12	%	%	NOUN
fueconorg-5609	236	13	to	to	PART
fueconorg-5609	236	14	6,4	6,4	NUM
fueconorg-5609	236	15	%	%	NOUN
fueconorg-5609	236	16	in	in	ADP
fueconorg-5609	236	17	the	the	DET
fueconorg-5609	236	18	respective	respective	ADJ
fueconorg-5609	236	19	time	time	NOUN
fueconorg-5609	236	20	span	span	NOUN
fueconorg-5609	236	21	.	.	PUNCT
fueconorg-5609	237	1	6	6	X
fueconorg-5609	237	2	.	.	X
fueconorg-5609	237	3	conclusion	conclusion	NOUN
fueconorg-5609	237	4	nonperforming	nonperforme	VERB
fueconorg-5609	237	5	loans	loan	NOUN
fueconorg-5609	237	6	are	be	AUX
fueconorg-5609	237	7	a	a	DET
fueconorg-5609	237	8	natural	natural	ADJ
fueconorg-5609	237	9	ingredient	ingredient	NOUN
fueconorg-5609	237	10	of	of	ADP
fueconorg-5609	237	11	banking	banking	NOUN
fueconorg-5609	237	12	business	business	NOUN
fueconorg-5609	237	13	.	.	PUNCT
fueconorg-5609	238	1	however	however	ADV
fueconorg-5609	238	2	,	,	PUNCT
fueconorg-5609	238	3	excessive	excessive	ADJ
fueconorg-5609	238	4	level	level	NOUN
fueconorg-5609	238	5	of	of	ADP
fueconorg-5609	238	6	nonperforming	nonperforme	VERB
fueconorg-5609	238	7	loans	loan	NOUN
fueconorg-5609	238	8	threatens	threaten	VERB
fueconorg-5609	238	9	financial	financial	ADJ
fueconorg-5609	238	10	stability	stability	NOUN
fueconorg-5609	238	11	.	.	PUNCT
fueconorg-5609	239	1	last	last	ADJ
fueconorg-5609	239	2	time	time	NOUN
fueconorg-5609	239	3	when	when	SCONJ
fueconorg-5609	239	4	serbia	serbia	PROPN
fueconorg-5609	239	5	was	be	AUX
fueconorg-5609	239	6	nonperforming	nonperforme	VERB
fueconorg-5609	239	7	loans	loan	NOUN
fueconorg-5609	239	8	and	and	CCONJ
fueconorg-5609	239	9	financial	financial	ADJ
fueconorg-5609	239	10	stability	stability	NOUN
fueconorg-5609	239	11	–	–	PUNCT
fueconorg-5609	239	12	the	the	DET
fueconorg-5609	239	13	case	case	NOUN
fueconorg-5609	239	14	of	of	ADP
fueconorg-5609	239	15	serbia	serbia	PROPN
fueconorg-5609	239	16	363	363	NUM
fueconorg-5609	239	17	confronted	confront	VERB
fueconorg-5609	239	18	with	with	ADP
fueconorg-5609	239	19	widespread	widespread	ADJ
fueconorg-5609	239	20	npl	npl	NOUN
fueconorg-5609	239	21	problems	problem	NOUN
fueconorg-5609	239	22	,	,	PUNCT
fueconorg-5609	239	23	it	it	PRON
fueconorg-5609	239	24	closed	close	VERB
fueconorg-5609	239	25	four	four	NUM
fueconorg-5609	239	26	largest	large	ADJ
fueconorg-5609	239	27	banks	bank	NOUN
fueconorg-5609	239	28	.	.	PUNCT
fueconorg-5609	240	1	current	current	ADJ
fueconorg-5609	240	2	npl	npl	PROPN
fueconorg-5609	240	3	crisis	crisis	NOUN
fueconorg-5609	240	4	was	be	AUX
fueconorg-5609	240	5	the	the	DET
fueconorg-5609	240	6	first	first	ADJ
fueconorg-5609	240	7	crisis	crisis	NOUN
fueconorg-5609	240	8	of	of	ADP
fueconorg-5609	240	9	that	that	DET
fueconorg-5609	240	10	kind	kind	NOUN
fueconorg-5609	240	11	in	in	ADP
fueconorg-5609	240	12	the	the	DET
fueconorg-5609	240	13	post	post	ADJ
fueconorg-5609	240	14	-	-	ADJ
fueconorg-5609	240	15	transition	transition	ADJ
fueconorg-5609	240	16	era	era	NOUN
fueconorg-5609	240	17	in	in	ADP
fueconorg-5609	240	18	serbia	serbia	PROPN
fueconorg-5609	240	19	,	,	PUNCT
fueconorg-5609	240	20	interestingly	interestingly	ADV
fueconorg-5609	240	21	four	four	NUM
fueconorg-5609	240	22	banks	bank	NOUN
fueconorg-5609	240	23	were	be	AUX
fueconorg-5609	240	24	also	also	ADV
fueconorg-5609	240	25	closed	close	VERB
fueconorg-5609	240	26	during	during	ADP
fueconorg-5609	240	27	it	it	PRON
fueconorg-5609	240	28	.	.	PUNCT
fueconorg-5609	241	1	a	a	DET
fueconorg-5609	241	2	combination	combination	NOUN
fueconorg-5609	241	3	of	of	ADP
fueconorg-5609	241	4	fairly	fairly	ADV
fueconorg-5609	241	5	relaxed	relaxed	ADJ
fueconorg-5609	241	6	lending	lending	NOUN
fueconorg-5609	241	7	criteria	criterion	NOUN
fueconorg-5609	241	8	,	,	PUNCT
fueconorg-5609	241	9	economic	economic	ADJ
fueconorg-5609	241	10	misfortune	misfortune	NOUN
fueconorg-5609	241	11	and	and	CCONJ
fueconorg-5609	241	12	numerous	numerous	ADJ
fueconorg-5609	241	13	faults	fault	NOUN
fueconorg-5609	241	14	in	in	ADP
fueconorg-5609	241	15	legal	legal	ADJ
fueconorg-5609	241	16	and	and	CCONJ
fueconorg-5609	241	17	accounting	accounting	NOUN
fueconorg-5609	241	18	framework	framework	NOUN
fueconorg-5609	241	19	brought	bring	VERB
fueconorg-5609	241	20	about	about	ADP
fueconorg-5609	241	21	npl	npl	NOUN
fueconorg-5609	241	22	burden	burden	NOUN
fueconorg-5609	241	23	to	to	ADP
fueconorg-5609	241	24	the	the	DET
fueconorg-5609	241	25	surface	surface	NOUN
fueconorg-5609	241	26	.	.	PUNCT
fueconorg-5609	242	1	despite	despite	SCONJ
fueconorg-5609	242	2	the	the	DET
fueconorg-5609	242	3	mandate	mandate	NOUN
fueconorg-5609	242	4	of	of	ADP
fueconorg-5609	242	5	preserving	preserve	VERB
fueconorg-5609	242	6	financial	financial	ADJ
fueconorg-5609	242	7	stability	stability	NOUN
fueconorg-5609	242	8	given	give	VERB
fueconorg-5609	242	9	to	to	ADP
fueconorg-5609	242	10	the	the	DET
fueconorg-5609	242	11	nbs	nbs	NOUN
fueconorg-5609	242	12	,	,	PUNCT
fueconorg-5609	242	13	analysis	analysis	NOUN
fueconorg-5609	242	14	above	above	ADV
fueconorg-5609	242	15	shows	show	VERB
fueconorg-5609	242	16	that	that	SCONJ
fueconorg-5609	242	17	instruments	instrument	NOUN
fueconorg-5609	242	18	at	at	ADP
fueconorg-5609	242	19	its	its	PRON
fueconorg-5609	242	20	disposal	disposal	NOUN
fueconorg-5609	242	21	were	be	AUX
fueconorg-5609	242	22	not	not	PART
fueconorg-5609	242	23	enough	enough	ADJ
fueconorg-5609	242	24	to	to	PART
fueconorg-5609	242	25	solve	solve	VERB
fueconorg-5609	242	26	npl	npl	NOUN
fueconorg-5609	242	27	issue	issue	NOUN
fueconorg-5609	242	28	on	on	ADP
fueconorg-5609	242	29	its	its	PRON
fueconorg-5609	242	30	own	own	ADJ
fueconorg-5609	242	31	.	.	PUNCT
fueconorg-5609	243	1	in	in	ADP
fueconorg-5609	243	2	addition	addition	NOUN
fueconorg-5609	243	3	,	,	PUNCT
fueconorg-5609	243	4	nbs	nbs	PROPN
fueconorg-5609	243	5	reacted	react	VERB
fueconorg-5609	243	6	to	to	ADP
fueconorg-5609	243	7	emerging	emerge	VERB
fueconorg-5609	243	8	crisis	crisis	NOUN
fueconorg-5609	243	9	with	with	ADP
fueconorg-5609	243	10	a	a	DET
fueconorg-5609	243	11	notable	notable	ADJ
fueconorg-5609	243	12	time	time	NOUN
fueconorg-5609	243	13	lag	lag	NOUN
fueconorg-5609	243	14	.	.	PUNCT
fueconorg-5609	244	1	judicial	judicial	ADJ
fueconorg-5609	244	2	system	system	NOUN
fueconorg-5609	244	3	,	,	PUNCT
fueconorg-5609	244	4	in	in	ADP
fueconorg-5609	244	5	all	all	DET
fueconorg-5609	244	6	its	its	PRON
fueconorg-5609	244	7	aspects	aspect	NOUN
fueconorg-5609	244	8	,	,	PUNCT
fueconorg-5609	244	9	proved	prove	VERB
fueconorg-5609	244	10	to	to	PART
fueconorg-5609	244	11	be	be	AUX
fueconorg-5609	244	12	more	more	ADJ
fueconorg-5609	244	13	of	of	ADP
fueconorg-5609	244	14	a	a	DET
fueconorg-5609	244	15	bottleneck	bottleneck	NOUN
fueconorg-5609	244	16	than	than	ADP
fueconorg-5609	244	17	accelerator	accelerator	NOUN
fueconorg-5609	244	18	in	in	ADP
fueconorg-5609	244	19	tackling	tackle	VERB
fueconorg-5609	244	20	with	with	ADP
fueconorg-5609	244	21	npl	npl	NOUN
fueconorg-5609	244	22	crisis	crisis	NOUN
fueconorg-5609	244	23	.	.	PUNCT
fueconorg-5609	245	1	key	key	ADJ
fueconorg-5609	245	2	lessons	lesson	NOUN
fueconorg-5609	245	3	learned	learn	VERB
fueconorg-5609	245	4	from	from	ADP
fueconorg-5609	245	5	the	the	DET
fueconorg-5609	245	6	case	case	NOUN
fueconorg-5609	245	7	of	of	ADP
fueconorg-5609	245	8	serbia	serbia	PROPN
fueconorg-5609	245	9	in	in	ADP
fueconorg-5609	245	10	coping	cope	VERB
fueconorg-5609	245	11	with	with	ADP
fueconorg-5609	245	12	npl	npl	NOUN
fueconorg-5609	245	13	issue	issue	NOUN
fueconorg-5609	245	14	can	can	AUX
fueconorg-5609	245	15	be	be	AUX
fueconorg-5609	245	16	summarized	summarize	VERB
fueconorg-5609	245	17	as	as	SCONJ
fueconorg-5609	245	18	follows	follow	VERB
fueconorg-5609	245	19	:	:	PUNCT
fueconorg-5609	245	20	a	a	X
fueconorg-5609	245	21	)	)	PUNCT
fueconorg-5609	245	22	regulators	regulator	NOUN
fueconorg-5609	245	23	need	need	VERB
fueconorg-5609	245	24	to	to	PART
fueconorg-5609	245	25	prepare	prepare	VERB
fueconorg-5609	245	26	the	the	DET
fueconorg-5609	245	27	setting	setting	NOUN
fueconorg-5609	245	28	for	for	ADP
fueconorg-5609	245	29	and	and	CCONJ
fueconorg-5609	245	30	encourage	encourage	VERB
fueconorg-5609	245	31	the	the	DET
fueconorg-5609	245	32	clean	clean	NOUN
fueconorg-5609	245	33	-	-	PUNCT
fueconorg-5609	245	34	up	up	NOUN
fueconorg-5609	245	35	of	of	ADP
fueconorg-5609	245	36	banks	bank	NOUN
fueconorg-5609	245	37	`	`	PART
fueconorg-5609	245	38	balance	balance	NOUN
fueconorg-5609	245	39	sheets	sheet	NOUN
fueconorg-5609	245	40	in	in	ADP
fueconorg-5609	245	41	a	a	DET
fueconorg-5609	245	42	timely	timely	ADJ
fueconorg-5609	245	43	manner	manner	NOUN
fueconorg-5609	245	44	,	,	PUNCT
fueconorg-5609	245	45	b	b	X
fueconorg-5609	245	46	)	)	PUNCT
fueconorg-5609	245	47	banks	bank	NOUN
fueconorg-5609	245	48	need	need	VERB
fueconorg-5609	245	49	to	to	PART
fueconorg-5609	245	50	proactively	proactively	ADV
fueconorg-5609	245	51	approach	approach	VERB
fueconorg-5609	245	52	the	the	DET
fueconorg-5609	245	53	potential	potential	ADJ
fueconorg-5609	245	54	building	building	NOUN
fueconorg-5609	245	55	up	up	ADP
fueconorg-5609	245	56	of	of	ADP
fueconorg-5609	245	57	npls	npls	NOUN
fueconorg-5609	245	58	and	and	CCONJ
fueconorg-5609	245	59	professionalize	professionalize	VERB
fueconorg-5609	245	60	npl	npl	NOUN
fueconorg-5609	245	61	management	management	NOUN
fueconorg-5609	245	62	,	,	PUNCT
fueconorg-5609	245	63	c	c	NOUN
fueconorg-5609	245	64	)	)	PUNCT
fueconorg-5609	245	65	adequate	adequate	ADJ
fueconorg-5609	245	66	tax	tax	NOUN
fueconorg-5609	245	67	,	,	PUNCT
fueconorg-5609	245	68	insolvency	insolvency	NOUN
fueconorg-5609	245	69	and	and	CCONJ
fueconorg-5609	245	70	enforcement	enforcement	NOUN
fueconorg-5609	245	71	frameworks	framework	NOUN
fueconorg-5609	245	72	must	must	AUX
fueconorg-5609	245	73	be	be	AUX
fueconorg-5609	245	74	in	in	ADP
fueconorg-5609	245	75	place	place	NOUN
fueconorg-5609	245	76	together	together	ADV
fueconorg-5609	245	77	with	with	ADP
fueconorg-5609	245	78	efficient	efficient	ADJ
fueconorg-5609	245	79	out	out	ADP
fueconorg-5609	245	80	-	-	PUNCT
fueconorg-5609	245	81	of	of	ADP
fueconorg-5609	245	82	-	-	PUNCT
fueconorg-5609	245	83	court	court	NOUN
fueconorg-5609	245	84	restructuring	restructuring	NOUN
fueconorg-5609	245	85	practices	practice	NOUN
fueconorg-5609	245	86	and	and	CCONJ
fueconorg-5609	245	87	d	d	NOUN
fueconorg-5609	245	88	)	)	PUNCT
fueconorg-5609	245	89	ultimate	ultimate	ADJ
fueconorg-5609	245	90	disposal	disposal	NOUN
fueconorg-5609	245	91	of	of	ADP
fueconorg-5609	245	92	toxic	toxic	ADJ
fueconorg-5609	245	93	assets	asset	NOUN
fueconorg-5609	245	94	is	be	AUX
fueconorg-5609	245	95	dependent	dependent	ADJ
fueconorg-5609	245	96	upon	upon	SCONJ
fueconorg-5609	245	97	the	the	DET
fueconorg-5609	245	98	existence	existence	NOUN
fueconorg-5609	245	99	of	of	ADP
fueconorg-5609	245	100	secondary	secondary	ADJ
fueconorg-5609	245	101	market	market	NOUN
fueconorg-5609	245	102	in	in	ADP
fueconorg-5609	245	103	npls	npls	NOUN
fueconorg-5609	245	104	.	.	PUNCT
fueconorg-5609	246	1	to	to	ADP
fueconorg-5609	246	2	some	some	DET
fueconorg-5609	246	3	extent	extent	NOUN
fueconorg-5609	246	4	,	,	PUNCT
fueconorg-5609	246	5	these	these	DET
fueconorg-5609	246	6	lessons	lesson	NOUN
fueconorg-5609	246	7	were	be	AUX
fueconorg-5609	246	8	reaffirmed	reaffirm	VERB
fueconorg-5609	246	9	in	in	ADP
fueconorg-5609	246	10	other	other	ADJ
fueconorg-5609	246	11	cesee	cesee	PROPN
fueconorg-5609	246	12	countries	country	NOUN
fueconorg-5609	246	13	.	.	PUNCT
fueconorg-5609	247	1	as	as	ADP
fueconorg-5609	247	2	a	a	DET
fueconorg-5609	247	3	positive	positive	ADJ
fueconorg-5609	247	4	,	,	PUNCT
fueconorg-5609	247	5	serbian	serbian	ADJ
fueconorg-5609	247	6	resolution	resolution	NOUN
fueconorg-5609	247	7	of	of	ADP
fueconorg-5609	247	8	npls	npls	NOUN
fueconorg-5609	247	9	did	do	AUX
fueconorg-5609	247	10	not	not	PART
fueconorg-5609	247	11	draw	draw	VERB
fueconorg-5609	247	12	on	on	ADP
fueconorg-5609	247	13	utilizing	utilize	VERB
fueconorg-5609	247	14	public	public	ADJ
fueconorg-5609	247	15	finances	finance	NOUN
fueconorg-5609	247	16	and	and	CCONJ
fueconorg-5609	247	17	government	government	NOUN
fueconorg-5609	247	18	budget	budget	NOUN
fueconorg-5609	247	19	directly	directly	ADV
fueconorg-5609	247	20	.	.	PUNCT
fueconorg-5609	248	1	however	however	ADV
fueconorg-5609	248	2	,	,	PUNCT
fueconorg-5609	248	3	as	as	SCONJ
fueconorg-5609	248	4	dia	dia	PROPN
fueconorg-5609	248	5	manages	manage	VERB
fueconorg-5609	248	6	the	the	DET
fueconorg-5609	248	7	largest	large	ADJ
fueconorg-5609	248	8	stock	stock	NOUN
fueconorg-5609	248	9	of	of	ADP
fueconorg-5609	248	10	npls	npls	NOUN
fueconorg-5609	248	11	and	and	CCONJ
fueconorg-5609	248	12	its	its	PRON
fueconorg-5609	248	13	funds	fund	NOUN
fueconorg-5609	248	14	were	be	AUX
fueconorg-5609	248	15	used	use	VERB
fueconorg-5609	248	16	for	for	ADP
fueconorg-5609	248	17	paying	pay	VERB
fueconorg-5609	248	18	off	off	ADP
fueconorg-5609	248	19	insured	insure	VERB
fueconorg-5609	248	20	deposits	deposit	NOUN
fueconorg-5609	248	21	of	of	ADP
fueconorg-5609	248	22	closed	close	VERB
fueconorg-5609	248	23	banks	bank	NOUN
fueconorg-5609	248	24	,	,	PUNCT
fueconorg-5609	248	25	public	public	ADJ
fueconorg-5609	248	26	funds	fund	NOUN
fueconorg-5609	248	27	have	have	AUX
fueconorg-5609	248	28	been	be	AUX
fueconorg-5609	248	29	engaged	engage	VERB
fueconorg-5609	248	30	indirectly	indirectly	ADV
fueconorg-5609	248	31	,	,	PUNCT
fueconorg-5609	248	32	which	which	PRON
fueconorg-5609	248	33	should	should	AUX
fueconorg-5609	248	34	be	be	AUX
fueconorg-5609	248	35	taken	take	VERB
fueconorg-5609	248	36	into	into	ADP
fueconorg-5609	248	37	consideration	consideration	NOUN
fueconorg-5609	248	38	.	.	PUNCT
fueconorg-5609	249	1	indicators	indicator	NOUN
fueconorg-5609	249	2	considered	consider	VERB
fueconorg-5609	249	3	in	in	ADP
fueconorg-5609	249	4	analysis	analysis	NOUN
fueconorg-5609	249	5	verify	verify	VERB
fueconorg-5609	249	6	that	that	SCONJ
fueconorg-5609	249	7	serbian	serbian	ADJ
fueconorg-5609	249	8	banking	banking	NOUN
fueconorg-5609	249	9	sector	sector	NOUN
fueconorg-5609	249	10	as	as	ADP
fueconorg-5609	249	11	a	a	DET
fueconorg-5609	249	12	whole	whole	NOUN
fueconorg-5609	249	13	,	,	PUNCT
fueconorg-5609	249	14	even	even	ADV
fueconorg-5609	249	15	with	with	ADP
fueconorg-5609	249	16	high	high	ADJ
fueconorg-5609	249	17	level	level	NOUN
fueconorg-5609	249	18	of	of	ADP
fueconorg-5609	249	19	npl	npl	NOUN
fueconorg-5609	249	20	ratio	ratio	NOUN
fueconorg-5609	249	21	,	,	PUNCT
fueconorg-5609	249	22	was	be	AUX
fueconorg-5609	249	23	robust	robust	ADJ
fueconorg-5609	249	24	and	and	CCONJ
fueconorg-5609	249	25	solvent	solvent	ADJ
fueconorg-5609	249	26	throughout	throughout	ADP
fueconorg-5609	249	27	crisis	crisis	NOUN
fueconorg-5609	249	28	,	,	PUNCT
fueconorg-5609	249	29	since	since	SCONJ
fueconorg-5609	249	30	provisions	provision	NOUN
fueconorg-5609	249	31	for	for	ADP
fueconorg-5609	249	32	loan	loan	NOUN
fueconorg-5609	249	33	losses	loss	NOUN
fueconorg-5609	249	34	and	and	CCONJ
fueconorg-5609	249	35	capital	capital	NOUN
fueconorg-5609	249	36	adequacy	adequacy	NOUN
fueconorg-5609	249	37	were	be	AUX
fueconorg-5609	249	38	significantly	significantly	ADV
fueconorg-5609	249	39	above	above	ADP
fueconorg-5609	249	40	critical	critical	ADJ
fueconorg-5609	249	41	zone	zone	NOUN
fueconorg-5609	249	42	.	.	PUNCT
fueconorg-5609	250	1	no	no	DET
fueconorg-5609	250	2	systematically	systematically	ADV
fueconorg-5609	250	3	important	important	ADJ
fueconorg-5609	250	4	bank	bank	NOUN
fueconorg-5609	250	5	was	be	AUX
fueconorg-5609	250	6	in	in	ADP
fueconorg-5609	250	7	a	a	DET
fueconorg-5609	250	8	need	need	NOUN
fueconorg-5609	250	9	for	for	ADP
fueconorg-5609	250	10	capital	capital	NOUN
fueconorg-5609	250	11	injection	injection	NOUN
fueconorg-5609	250	12	,	,	PUNCT
fueconorg-5609	250	13	though	though	SCONJ
fueconorg-5609	250	14	some	some	DET
fueconorg-5609	250	15	banks	bank	NOUN
fueconorg-5609	250	16	were	be	AUX
fueconorg-5609	250	17	winded	wind	VERB
fueconorg-5609	250	18	up	up	ADP
fueconorg-5609	250	19	.	.	PUNCT
fueconorg-5609	251	1	two	two	NUM
fueconorg-5609	251	2	external	external	ADJ
fueconorg-5609	251	3	macroeconomic	macroeconomic	ADJ
fueconorg-5609	251	4	factors	factor	NOUN
fueconorg-5609	251	5	played	play	VERB
fueconorg-5609	251	6	an	an	DET
fueconorg-5609	251	7	important	important	ADJ
fueconorg-5609	251	8	role	role	NOUN
fueconorg-5609	251	9	in	in	ADP
fueconorg-5609	251	10	relieving	relieve	VERB
fueconorg-5609	251	11	debtors	debtor	NOUN
fueconorg-5609	251	12	of	of	ADP
fueconorg-5609	251	13	debt	debt	NOUN
fueconorg-5609	251	14	burden	burden	NOUN
fueconorg-5609	251	15	and	and	CCONJ
fueconorg-5609	251	16	reducing	reduce	VERB
fueconorg-5609	251	17	npls	npls	NOUN
fueconorg-5609	251	18	.	.	PUNCT
fueconorg-5609	252	1	first	first	ADV
fueconorg-5609	252	2	,	,	PUNCT
fueconorg-5609	252	3	loose	loose	ADJ
fueconorg-5609	252	4	monetary	monetary	ADJ
fueconorg-5609	252	5	policy	policy	NOUN
fueconorg-5609	252	6	of	of	ADP
fueconorg-5609	252	7	cheap	cheap	ADJ
fueconorg-5609	252	8	money	money	NOUN
fueconorg-5609	252	9	and	and	CCONJ
fueconorg-5609	252	10	negative	negative	ADJ
fueconorg-5609	252	11	interest	interest	NOUN
fueconorg-5609	252	12	rates	rate	NOUN
fueconorg-5609	252	13	of	of	ADP
fueconorg-5609	252	14	ecb	ecb	NOUN
fueconorg-5609	252	15	,	,	PUNCT
fueconorg-5609	252	16	and	and	CCONJ
fueconorg-5609	252	17	second	second	ADJ
fueconorg-5609	252	18	,	,	PUNCT
fueconorg-5609	252	19	appreciation	appreciation	NOUN
fueconorg-5609	252	20	of	of	ADP
fueconorg-5609	252	21	rsd	rsd	PROPN
fueconorg-5609	252	22	versus	versus	ADP
fueconorg-5609	252	23	euro	euro	PROPN
fueconorg-5609	252	24	during	during	ADP
fueconorg-5609	252	25	implementation	implementation	NOUN
fueconorg-5609	252	26	of	of	ADP
fueconorg-5609	252	27	nplrs	nplrs	NOUN
fueconorg-5609	252	28	.	.	PUNCT
fueconorg-5609	253	1	there	there	PRON
fueconorg-5609	253	2	exist	exist	VERB
fueconorg-5609	253	3	some	some	DET
fueconorg-5609	253	4	doubts	doubt	NOUN
fueconorg-5609	253	5	whether	whether	SCONJ
fueconorg-5609	253	6	a	a	DET
fueconorg-5609	253	7	drop	drop	NOUN
fueconorg-5609	253	8	in	in	ADP
fueconorg-5609	253	9	npl	npl	PROPN
fueconorg-5609	253	10	ratio	ratio	NOUN
fueconorg-5609	253	11	is	be	AUX
fueconorg-5609	253	12	virtual	virtual	ADJ
fueconorg-5609	253	13	or	or	CCONJ
fueconorg-5609	253	14	viable	viable	ADJ
fueconorg-5609	253	15	.	.	PUNCT
fueconorg-5609	254	1	in	in	ADP
fueconorg-5609	254	2	2017	2017	NUM
fueconorg-5609	254	3	,	,	PUNCT
fueconorg-5609	254	4	nbs	nbs	PROPN
fueconorg-5609	254	5	issued	issue	VERB
fueconorg-5609	254	6	a	a	DET
fueconorg-5609	254	7	decision	decision	NOUN
fueconorg-5609	254	8	according	accord	VERB
fueconorg-5609	254	9	to	to	ADP
fueconorg-5609	254	10	which	which	PRON
fueconorg-5609	254	11	banks	bank	NOUN
fueconorg-5609	254	12	were	be	AUX
fueconorg-5609	254	13	obliged	oblige	VERB
fueconorg-5609	254	14	to	to	PART
fueconorg-5609	254	15	write	write	VERB
fueconorg-5609	254	16	-	-	PUNCT
fueconorg-5609	254	17	off	off	NOUN
fueconorg-5609	254	18	all	all	DET
fueconorg-5609	254	19	fully	fully	ADV
fueconorg-5609	254	20	provisioned	provision	VERB
fueconorg-5609	254	21	impaired	impaired	ADJ
fueconorg-5609	254	22	receivables	receivable	NOUN
fueconorg-5609	254	23	.	.	PUNCT
fueconorg-5609	255	1	soon	soon	ADV
fueconorg-5609	255	2	afterwards	afterwards	ADV
fueconorg-5609	255	3	,	,	PUNCT
fueconorg-5609	255	4	stock	stock	NOUN
fueconorg-5609	255	5	of	of	ADP
fueconorg-5609	255	6	npls	npls	NOUN
fueconorg-5609	255	7	shrank	shrink	VERB
fueconorg-5609	255	8	considerably	considerably	ADV
fueconorg-5609	255	9	.	.	PUNCT
fueconorg-5609	256	1	next	next	ADJ
fueconorg-5609	256	2	time	time	NOUN
fueconorg-5609	256	3	,	,	PUNCT
fueconorg-5609	256	4	nbs	nbs	PROPN
fueconorg-5609	256	5	will	will	AUX
fueconorg-5609	256	6	not	not	PART
fueconorg-5609	256	7	be	be	AUX
fueconorg-5609	256	8	able	able	ADJ
fueconorg-5609	256	9	to	to	PART
fueconorg-5609	256	10	surprise	surprise	VERB
fueconorg-5609	256	11	banks	bank	NOUN
fueconorg-5609	256	12	and	and	CCONJ
fueconorg-5609	256	13	force	force	VERB
fueconorg-5609	256	14	them	they	PRON
fueconorg-5609	256	15	to	to	PART
fueconorg-5609	256	16	do	do	VERB
fueconorg-5609	256	17	write	write	VERB
fueconorg-5609	256	18	-	-	PUNCT
fueconorg-5609	256	19	offs	off	NOUN
fueconorg-5609	256	20	.	.	PUNCT
fueconorg-5609	257	1	secondly	secondly	ADV
fueconorg-5609	257	2	,	,	PUNCT
fueconorg-5609	257	3	serbian	serbian	ADJ
fueconorg-5609	257	4	economy	economy	NOUN
fueconorg-5609	257	5	is	be	AUX
fueconorg-5609	257	6	still	still	ADV
fueconorg-5609	257	7	fragile	fragile	ADJ
fueconorg-5609	257	8	with	with	ADP
fueconorg-5609	257	9	below	below	ADP
fueconorg-5609	257	10	average	average	ADJ
fueconorg-5609	257	11	economic	economic	ADJ
fueconorg-5609	257	12	growth	growth	NOUN
fueconorg-5609	257	13	rates	rate	NOUN
fueconorg-5609	257	14	compared	compare	VERB
fueconorg-5609	257	15	to	to	ADP
fueconorg-5609	257	16	peer	peer	NOUN
fueconorg-5609	257	17	countries	country	NOUN
fueconorg-5609	257	18	.	.	PUNCT
fueconorg-5609	258	1	nevertheless	nevertheless	ADV
fueconorg-5609	258	2	,	,	PUNCT
fueconorg-5609	258	3	nbs	nbs	PROPN
fueconorg-5609	258	4	in	in	ADP
fueconorg-5609	258	5	cooperation	cooperation	NOUN
fueconorg-5609	258	6	with	with	ADP
fueconorg-5609	258	7	other	other	ADJ
fueconorg-5609	258	8	relevant	relevant	ADJ
fueconorg-5609	258	9	institutions	institution	NOUN
fueconorg-5609	258	10	assembled	assemble	VERB
fueconorg-5609	258	11	a	a	DET
fueconorg-5609	258	12	solid	solid	ADJ
fueconorg-5609	258	13	multilayer	multilayer	ADJ
fueconorg-5609	258	14	mechanism	mechanism	NOUN
fueconorg-5609	258	15	for	for	ADP
fueconorg-5609	258	16	dealing	deal	VERB
fueconorg-5609	258	17	with	with	ADP
fueconorg-5609	258	18	banks	bank	NOUN
fueconorg-5609	258	19	`	`	PUNCT
fueconorg-5609	258	20	bad	bad	ADJ
fueconorg-5609	258	21	assets	asset	NOUN
fueconorg-5609	258	22	that	that	PRON
fueconorg-5609	258	23	has	have	AUX
fueconorg-5609	258	24	just	just	ADV
fueconorg-5609	258	25	passed	pass	VERB
fueconorg-5609	258	26	a	a	DET
fueconorg-5609	258	27	challenging	challenging	ADJ
fueconorg-5609	258	28	test	test	NOUN
fueconorg-5609	258	29	of	of	ADP
fueconorg-5609	258	30	resilience	resilience	NOUN
fueconorg-5609	258	31	.	.	PUNCT
fueconorg-5609	259	1	acknowledgement	acknowledgement	NOUN
fueconorg-5609	259	2	:	:	PUNCT
fueconorg-5609	259	3	the	the	DET
fueconorg-5609	259	4	paper	paper	NOUN
fueconorg-5609	259	5	is	be	AUX
fueconorg-5609	259	6	a	a	DET
fueconorg-5609	259	7	part	part	NOUN
fueconorg-5609	259	8	of	of	ADP
fueconorg-5609	259	9	the	the	DET
fueconorg-5609	259	10	research	research	NOUN
fueconorg-5609	259	11	done	do	VERB
fueconorg-5609	259	12	within	within	ADP
fueconorg-5609	259	13	the	the	DET
fueconorg-5609	259	14	project	project	NOUN
fueconorg-5609	259	15	„	„	PUNCT
fueconorg-5609	259	16	development	development	NOUN
fueconorg-5609	259	17	of	of	ADP
fueconorg-5609	259	18	institutions	institution	NOUN
fueconorg-5609	259	19	and	and	CCONJ
fueconorg-5609	259	20	instruments	instrument	NOUN
fueconorg-5609	259	21	of	of	ADP
fueconorg-5609	259	22	the	the	DET
fueconorg-5609	259	23	financial	financial	ADJ
fueconorg-5609	259	24	and	and	CCONJ
fueconorg-5609	259	25	mortgage	mortgage	NOUN
fueconorg-5609	259	26	market	market	NOUN
fueconorg-5609	259	27	in	in	ADP
fueconorg-5609	259	28	serbia	serbia	PROPN
fueconorg-5609	259	29	“	"	PUNCT
fueconorg-5609	259	30	(	(	PUNCT
fueconorg-5609	259	31	code	code	NOUN
fueconorg-5609	259	32	149041	149041	NUM
fueconorg-5609	259	33	)	)	PUNCT
fueconorg-5609	259	34	under	under	ADP
fueconorg-5609	259	35	the	the	DET
fueconorg-5609	259	36	auspices	auspex	NOUN
fueconorg-5609	259	37	of	of	ADP
fueconorg-5609	259	38	the	the	DET
fueconorg-5609	259	39	ministry	ministry	PROPN
fueconorg-5609	259	40	of	of	ADP
fueconorg-5609	259	41	education	education	PROPN
fueconorg-5609	259	42	,	,	PUNCT
fueconorg-5609	259	43	science	science	NOUN
fueconorg-5609	259	44	and	and	CCONJ
fueconorg-5609	259	45	technology	technology	NOUN
fueconorg-5609	259	46	development	development	NOUN
fueconorg-5609	259	47	.	.	PUNCT
fueconorg-5609	260	1	references	reference	NOUN
fueconorg-5609	260	2	anastasiou	anastasiou	PROPN
fueconorg-5609	260	3	,	,	PUNCT
fueconorg-5609	260	4	d.	d.	PROPN
fueconorg-5609	260	5	,	,	PUNCT
fueconorg-5609	260	6	louri	louri	PROPN
fueconorg-5609	260	7	,	,	PUNCT
fueconorg-5609	260	8	h.	h.	PROPN
fueconorg-5609	260	9	&	&	CCONJ
fueconorg-5609	260	10	tsionas	tsionas	PROPN
fueconorg-5609	260	11	,	,	PUNCT
fueconorg-5609	260	12	m.	m.	NOUN
fueconorg-5609	260	13	(	(	PUNCT
fueconorg-5609	260	14	2019	2019	NUM
fueconorg-5609	260	15	)	)	PUNCT
fueconorg-5609	260	16	.	.	PUNCT
fueconorg-5609	261	1	nonperforming	nonperforme	VERB
fueconorg-5609	261	2	loans	loan	NOUN
fueconorg-5609	261	3	in	in	ADP
fueconorg-5609	261	4	the	the	DET
fueconorg-5609	261	5	euro	euro	PROPN
fueconorg-5609	261	6	area	area	NOUN
fueconorg-5609	261	7	:	:	PUNCT
fueconorg-5609	261	8	a	a	DET
fueconorg-5609	261	9	re	re	X
fueconorg-5609	261	10	core	core	NOUN
fueconorg-5609	261	11	–	–	PUNCT
fueconorg-5609	261	12	periphery	periphery	NOUN
fueconorg-5609	261	13	banking	banking	NOUN
fueconorg-5609	261	14	markets	market	NOUN
fueconorg-5609	261	15	fragmented	fragment	VERB
fueconorg-5609	261	16	?	?	PUNCT
fueconorg-5609	261	17	.	.	PUNCT
fueconorg-5609	262	1	international	international	ADJ
fueconorg-5609	262	2	journal	journal	PROPN
fueconorg-5609	262	3	of	of	ADP
fueconorg-5609	262	4	finance	finance	PROPN
fueconorg-5609	262	5	&	&	CCONJ
fueconorg-5609	262	6	economics	economic	NOUN
fueconorg-5609	262	7	,	,	PUNCT
fueconorg-5609	262	8	24	24	NUM
fueconorg-5609	262	9	(	(	PUNCT
fueconorg-5609	262	10	1	1	NUM
fueconorg-5609	262	11	)	)	PUNCT
fueconorg-5609	262	12	,	,	PUNCT
fueconorg-5609	262	13	97	97	NUM
fueconorg-5609	262	14	-	-	SYM
fueconorg-5609	262	15	112	112	NUM
fueconorg-5609	262	16	.	.	PUNCT
fueconorg-5609	263	1	balgova	balgova	PROPN
fueconorg-5609	263	2	,	,	PUNCT
fueconorg-5609	263	3	m.	m.	NOUN
fueconorg-5609	263	4	,	,	PUNCT
fueconorg-5609	263	5	nies	ny	NOUN
fueconorg-5609	263	6	,	,	PUNCT
fueconorg-5609	263	7	m.	m.	NOUN
fueconorg-5609	263	8	&	&	CCONJ
fueconorg-5609	263	9	plekhanov	plekhanov	NOUN
fueconorg-5609	263	10	,	,	PUNCT
fueconorg-5609	263	11	a.	a.	NOUN
fueconorg-5609	263	12	(	(	PUNCT
fueconorg-5609	263	13	2016	2016	NUM
fueconorg-5609	263	14	)	)	PUNCT
fueconorg-5609	263	15	.	.	PUNCT
fueconorg-5609	264	1	the	the	DET
fueconorg-5609	264	2	economic	economic	ADJ
fueconorg-5609	264	3	impact	impact	NOUN
fueconorg-5609	264	4	of	of	ADP
fueconorg-5609	264	5	reducing	reduce	VERB
fueconorg-5609	264	6	non	non	ADJ
fueconorg-5609	264	7	-	-	ADJ
fueconorg-5609	264	8	performing	performing	ADJ
fueconorg-5609	264	9	loans	loan	NOUN
fueconorg-5609	264	10	.	.	PUNCT
fueconorg-5609	265	1	working	work	VERB
fueconorg-5609	265	2	paper	paper	NOUN
fueconorg-5609	265	3	no	no	INTJ
fueconorg-5609	265	4	.	.	NOUN
fueconorg-5609	265	5	193	193	NUM
fueconorg-5609	265	6	.	.	PUNCT
fueconorg-5609	266	1	london	london	PROPN
fueconorg-5609	266	2	:	:	PUNCT
fueconorg-5609	266	3	ebrd	ebrd	PROPN
fueconorg-5609	266	4	.	.	PUNCT
fueconorg-5609	267	1	364	364	NUM
fueconorg-5609	267	2	v.	v.	ADP
fueconorg-5609	267	3	lukić	lukić	PROPN
fueconorg-5609	267	4	,	,	PUNCT
fueconorg-5609	267	5	s.	s.	PROPN
fueconorg-5609	267	6	popović	popović	PROPN
fueconorg-5609	267	7	,	,	PUNCT
fueconorg-5609	267	8	i.	i.	PROPN
fueconorg-5609	267	9	janković	janković	PROPN
fueconorg-5609	267	10	bank	bank	PROPN
fueconorg-5609	267	11	for	for	ADP
fueconorg-5609	267	12	international	international	ADJ
fueconorg-5609	267	13	settlements	settlement	NOUN
fueconorg-5609	267	14	(	(	PUNCT
fueconorg-5609	267	15	2009	2009	NUM
fueconorg-5609	267	16	)	)	PUNCT
fueconorg-5609	267	17	.	.	PUNCT
fueconorg-5609	268	1	issues	issue	NOUN
fueconorg-5609	268	2	in	in	ADP
fueconorg-5609	268	3	the	the	DET
fueconorg-5609	268	4	governance	governance	NOUN
fueconorg-5609	268	5	of	of	ADP
fueconorg-5609	268	6	central	central	ADJ
fueconorg-5609	268	7	banks	bank	NOUN
fueconorg-5609	268	8	.	.	PUNCT
fueconorg-5609	269	1	basel	basel	PROPN
fueconorg-5609	269	2	:	:	PUNCT
fueconorg-5609	269	3	bis	bis	PROPN
fueconorg-5609	269	4	.	.	PROPN
fueconorg-5609	269	5	beck	beck	PROPN
fueconorg-5609	269	6	,	,	PUNCT
fueconorg-5609	269	7	r.	r.	PROPN
fueconorg-5609	269	8	,	,	PUNCT
fueconorg-5609	269	9	jakubik	jakubik	PROPN
fueconorg-5609	269	10	,	,	PUNCT
fueconorg-5609	269	11	p.	p.	PROPN
fueconorg-5609	269	12	&	&	CCONJ
fueconorg-5609	269	13	piloiu	piloiu	PROPN
fueconorg-5609	269	14	,	,	PUNCT
fueconorg-5609	269	15	a.	a.	NOUN
fueconorg-5609	269	16	(	(	PUNCT
fueconorg-5609	269	17	2013	2013	NUM
fueconorg-5609	269	18	)	)	PUNCT
fueconorg-5609	269	19	.	.	PUNCT
fueconorg-5609	270	1	non	non	ADJ
fueconorg-5609	270	2	-	-	ADJ
fueconorg-5609	270	3	performing	performing	ADJ
fueconorg-5609	270	4	loans	loan	NOUN
fueconorg-5609	270	5	:	:	PUNCT
fueconorg-5609	270	6	what	what	PRON
fueconorg-5609	270	7	matters	matter	VERB
fueconorg-5609	270	8	in	in	ADP
fueconorg-5609	270	9	addition	addition	NOUN
fueconorg-5609	270	10	to	to	ADP
fueconorg-5609	270	11	the	the	DET
fueconorg-5609	270	12	economic	economic	ADJ
fueconorg-5609	270	13	cycle	cycle	NOUN
fueconorg-5609	270	14	?	?	PUNCT
fueconorg-5609	270	15	.	.	PUNCT
fueconorg-5609	271	1	working	work	VERB
fueconorg-5609	271	2	paper	paper	PROPN
fueconorg-5609	271	3	1515	1515	NUM
fueconorg-5609	271	4	.	.	PUNCT
fueconorg-5609	272	1	frankfurt	frankfurt	PROPN
fueconorg-5609	272	2	:	:	PUNCT
fueconorg-5609	272	3	ecb	ecb	NOUN
fueconorg-5609	272	4	ćirović	ćirović	NOUN
fueconorg-5609	272	5	,	,	PUNCT
fueconorg-5609	272	6	m.	m.	NOUN
fueconorg-5609	272	7	(	(	PUNCT
fueconorg-5609	272	8	2001	2001	NUM
fueconorg-5609	272	9	)	)	PUNCT
fueconorg-5609	272	10	.	.	PUNCT
fueconorg-5609	273	1	bankarstvo	bankarstvo	PROPN
fueconorg-5609	274	1	[	[	X
fueconorg-5609	274	2	banking	banking	NOUN
fueconorg-5609	274	3	]	]	PUNCT
fueconorg-5609	274	4	.	.	PUNCT
fueconorg-5609	275	1	beograd	beograd	PROPN
fueconorg-5609	275	2	:	:	PUNCT
fueconorg-5609	275	3	bridge	bridge	NOUN
fueconorg-5609	275	4	company	company	NOUN
fueconorg-5609	275	5	.	.	PUNCT
fueconorg-5609	276	1	european	european	PROPN
fueconorg-5609	276	2	bank	bank	PROPN
fueconorg-5609	276	3	for	for	ADP
fueconorg-5609	276	4	reconstruction	reconstruction	NOUN
fueconorg-5609	276	5	and	and	CCONJ
fueconorg-5609	276	6	development	development	NOUN
fueconorg-5609	276	7	(	(	PUNCT
fueconorg-5609	276	8	2016	2016	NUM
fueconorg-5609	276	9	)	)	PUNCT
fueconorg-5609	276	10	.	.	PUNCT
fueconorg-5609	277	1	npl	npl	PROPN
fueconorg-5609	277	2	monitor	monitor	PROPN
fueconorg-5609	277	3	,	,	PUNCT
fueconorg-5609	277	4	h2	h2	PROPN
fueconorg-5609	277	5	,	,	PUNCT
fueconorg-5609	277	6	london	london	PROPN
fueconorg-5609	277	7	:	:	PUNCT
fueconorg-5609	277	8	ebrd	ebrd	PROPN
fueconorg-5609	277	9	.	.	PUNCT
fueconorg-5609	278	1	european	european	PROPN
fueconorg-5609	278	2	central	central	PROPN
fueconorg-5609	278	3	bank	bank	PROPN
fueconorg-5609	278	4	(	(	PUNCT
fueconorg-5609	278	5	2006	2006	NUM
fueconorg-5609	278	6	)	)	PUNCT
fueconorg-5609	278	7	.	.	PUNCT
fueconorg-5609	279	1	financial	financial	ADJ
fueconorg-5609	279	2	stability	stability	PROPN
fueconorg-5609	279	3	review	review	NOUN
fueconorg-5609	279	4	.	.	PUNCT
fueconorg-5609	280	1	december	december	PROPN
fueconorg-5609	280	2	.	.	PUNCT
fueconorg-5609	281	1	frankfurt	frankfurt	PROPN
fueconorg-5609	281	2	:	:	PUNCT
fueconorg-5609	281	3	ecb	ecb	PROPN
fueconorg-5609	281	4	.	.	PUNCT
fueconorg-5609	282	1	european	european	PROPN
fueconorg-5609	282	2	central	central	PROPN
fueconorg-5609	282	3	bank	bank	PROPN
fueconorg-5609	282	4	(	(	PUNCT
fueconorg-5609	282	5	2017	2017	NUM
fueconorg-5609	282	6	)	)	PUNCT
fueconorg-5609	282	7	.	.	PUNCT
fueconorg-5609	283	1	guidance	guidance	NOUN
fueconorg-5609	283	2	to	to	ADP
fueconorg-5609	283	3	banks	bank	NOUN
fueconorg-5609	283	4	on	on	ADP
fueconorg-5609	283	5	nonperforming	nonperforme	VERB
fueconorg-5609	283	6	loans	loan	NOUN
fueconorg-5609	283	7	.	.	PUNCT
fueconorg-5609	284	1	frankfurt	frankfurt	PROPN
fueconorg-5609	284	2	:	:	PUNCT
fueconorg-5609	284	3	ecb	ecb	PROPN
fueconorg-5609	284	4	.	.	PUNCT
fueconorg-5609	285	1	friedman	friedman	PROPN
fueconorg-5609	285	2	,	,	PUNCT
fueconorg-5609	285	3	m.	m.	PROPN
fueconorg-5609	285	4	&	&	CCONJ
fueconorg-5609	285	5	schwartz	schwartz	PROPN
fueconorg-5609	285	6	,	,	PUNCT
fueconorg-5609	285	7	a.	a.	PROPN
fueconorg-5609	285	8	j.	j.	PROPN
fueconorg-5609	285	9	(	(	PUNCT
fueconorg-5609	285	10	1963	1963	NUM
fueconorg-5609	285	11	)	)	PUNCT
fueconorg-5609	285	12	.	.	PUNCT
fueconorg-5609	286	1	a	a	DET
fueconorg-5609	286	2	monetary	monetary	ADJ
fueconorg-5609	286	3	history	history	NOUN
fueconorg-5609	286	4	of	of	ADP
fueconorg-5609	286	5	the	the	DET
fueconorg-5609	286	6	us	us	PROPN
fueconorg-5609	286	7	1867	1867	NUM
fueconorg-5609	286	8	-	-	SYM
fueconorg-5609	286	9	1960	1960	NUM
fueconorg-5609	286	10	.	.	PUNCT
fueconorg-5609	287	1	princeton	princeton	PROPN
fueconorg-5609	287	2	university	university	PROPN
fueconorg-5609	287	3	press	press	NOUN
fueconorg-5609	287	4	.	.	PUNCT
fueconorg-5609	288	1	international	international	ADJ
fueconorg-5609	288	2	finance	finance	NOUN
fueconorg-5609	288	3	corporation	corporation	NOUN
fueconorg-5609	288	4	(	(	PUNCT
fueconorg-5609	288	5	2012	2012	NUM
fueconorg-5609	288	6	)	)	PUNCT
fueconorg-5609	288	7	.	.	PUNCT
fueconorg-5609	289	1	distressed	distressed	ADJ
fueconorg-5609	289	2	asset	asset	NOUN
fueconorg-5609	289	3	transfer	transfer	NOUN
fueconorg-5609	289	4	handbook	handbook	NOUN
fueconorg-5609	289	5	.	.	PUNCT
fueconorg-5609	290	1	washington	washington	PROPN
fueconorg-5609	290	2	d.c	d.c	PROPN
fueconorg-5609	290	3	.	.	PUNCT
fueconorg-5609	290	4	:	:	PUNCT
fueconorg-5609	291	1	world	world	PROPN
fueconorg-5609	291	2	bank	bank	PROPN
fueconorg-5609	291	3	group	group	NOUN
fueconorg-5609	291	4	.	.	PUNCT
fueconorg-5609	292	1	international	international	ADJ
fueconorg-5609	292	2	monetary	monetary	ADJ
fueconorg-5609	292	3	fund	fund	NOUN
fueconorg-5609	292	4	(	(	PUNCT
fueconorg-5609	292	5	2002	2002	NUM
fueconorg-5609	292	6	)	)	PUNCT
fueconorg-5609	292	7	.	.	PUNCT
fueconorg-5609	293	1	financial	financial	ADJ
fueconorg-5609	293	2	soundness	soundness	NOUN
fueconorg-5609	293	3	indicators	indicator	NOUN
fueconorg-5609	293	4	–	–	PUNCT
fueconorg-5609	293	5	background	background	NOUN
fueconorg-5609	293	6	paper	paper	NOUN
fueconorg-5609	293	7	.	.	PUNCT
fueconorg-5609	294	1	washington	washington	PROPN
fueconorg-5609	294	2	d.c	d.c	PROPN
fueconorg-5609	294	3	.	.	PUNCT
fueconorg-5609	294	4	:	:	PUNCT
fueconorg-5609	295	1	imf	imf	PROPN
fueconorg-5609	295	2	.	.	PUNCT
fueconorg-5609	296	1	international	international	ADJ
fueconorg-5609	296	2	monetary	monetary	ADJ
fueconorg-5609	296	3	fund	fund	NOUN
fueconorg-5609	296	4	(	(	PUNCT
fueconorg-5609	296	5	2006	2006	NUM
fueconorg-5609	296	6	)	)	PUNCT
fueconorg-5609	296	7	.	.	PUNCT
fueconorg-5609	297	1	the	the	DET
fueconorg-5609	297	2	compilation	compilation	NOUN
fueconorg-5609	297	3	guide	guide	NOUN
fueconorg-5609	297	4	for	for	ADP
fueconorg-5609	297	5	financial	financial	ADJ
fueconorg-5609	297	6	soundness	soundness	NOUN
fueconorg-5609	297	7	indicators	indicator	NOUN
fueconorg-5609	297	8	.	.	PUNCT
fueconorg-5609	298	1	washington	washington	PROPN
fueconorg-5609	298	2	d.c	d.c	PROPN
fueconorg-5609	298	3	.	.	PUNCT
fueconorg-5609	298	4	:	:	PUNCT
fueconorg-5609	299	1	imf	imf	PROPN
fueconorg-5609	299	2	.	.	PUNCT
fueconorg-5609	300	1	international	international	ADJ
fueconorg-5609	300	2	monetary	monetary	ADJ
fueconorg-5609	300	3	fund	fund	NOUN
fueconorg-5609	300	4	(	(	PUNCT
fueconorg-5609	300	5	2018	2018	NUM
fueconorg-5609	300	6	)	)	PUNCT
fueconorg-5609	300	7	.	.	PUNCT
fueconorg-5609	301	1	press	press	NOUN
fueconorg-5609	301	2	release	release	NOUN
fueconorg-5609	301	3	:	:	PUNCT
fueconorg-5609	301	4	imf	imf	PROPN
fueconorg-5609	301	5	executive	executive	PROPN
fueconorg-5609	301	6	board	board	PROPN
fueconorg-5609	301	7	approves	approve	VERB
fueconorg-5609	301	8	30	30	NUM
fueconorg-5609	301	9	-	-	PUNCT
fueconorg-5609	301	10	month	month	NOUN
fueconorg-5609	301	11	policy	policy	NOUN
fueconorg-5609	301	12	coordination	coordination	NOUN
fueconorg-5609	301	13	instrument	instrument	NOUN
fueconorg-5609	301	14	for	for	ADP
fueconorg-5609	301	15	serbia	serbia	PROPN
fueconorg-5609	301	16	.	.	PUNCT
fueconorg-5609	302	1	retrieved	retrieve	VERB
fueconorg-5609	302	2	from	from	ADP
fueconorg-5609	302	3	:	:	PUNCT
fueconorg-5609	302	4	https://www.imf.org/external/np/loi/2018/srb/	https://www.imf.org/external/np/loi/2018/srb/	PROPN
fueconorg-5609	302	5	062918.pdf	062918.pdf	NOUN
fueconorg-5609	302	6	.	.	PUNCT
fueconorg-5609	303	1	accessed	access	VERB
fueconorg-5609	303	2	on	on	ADP
fueconorg-5609	303	3	:	:	PUNCT
fueconorg-5609	303	4	28	28	NUM
fueconorg-5609	303	5	july	july	PROPN
fueconorg-5609	303	6	2019	2019	NUM
fueconorg-5609	303	7	.	.	PUNCT
fueconorg-5609	304	1	jakubík	jakubík	PROPN
fueconorg-5609	304	2	,	,	PUNCT
fueconorg-5609	304	3	p.	p.	NOUN
fueconorg-5609	304	4	&	&	CCONJ
fueconorg-5609	304	5	reininger	reininger	PROPN
fueconorg-5609	304	6	,	,	PUNCT
fueconorg-5609	304	7	t.	t.	PROPN
fueconorg-5609	304	8	(	(	PUNCT
fueconorg-5609	304	9	2013	2013	NUM
fueconorg-5609	304	10	)	)	PUNCT
fueconorg-5609	304	11	.	.	PUNCT
fueconorg-5609	305	1	determinants	determinant	NOUN
fueconorg-5609	305	2	of	of	ADP
fueconorg-5609	305	3	nonperforming	nonperforme	VERB
fueconorg-5609	305	4	loans	loan	NOUN
fueconorg-5609	305	5	in	in	ADP
fueconorg-5609	305	6	central	central	ADJ
fueconorg-5609	305	7	,	,	PUNCT
fueconorg-5609	305	8	eastern	eastern	ADJ
fueconorg-5609	305	9	and	and	CCONJ
fueconorg-5609	305	10	southeastern	southeastern	ADJ
fueconorg-5609	305	11	europe	europe	PROPN
fueconorg-5609	305	12	.	.	PUNCT
fueconorg-5609	306	1	focus	focus	VERB
fueconorg-5609	306	2	on	on	ADP
fueconorg-5609	306	3	european	european	ADJ
fueconorg-5609	306	4	economic	economic	ADJ
fueconorg-5609	306	5	integration	integration	NOUN
fueconorg-5609	306	6	,	,	PUNCT
fueconorg-5609	306	7	3	3	NUM
fueconorg-5609	306	8	,	,	PUNCT
fueconorg-5609	306	9	48	48	NUM
fueconorg-5609	306	10	-	-	SYM
fueconorg-5609	306	11	66	66	NUM
fueconorg-5609	306	12	.	.	PUNCT
fueconorg-5609	307	1	kjosevski	kjosevski	PROPN
fueconorg-5609	307	2	,	,	PUNCT
fueconorg-5609	307	3	j.	j.	PROPN
fueconorg-5609	307	4	,	,	PUNCT
fueconorg-5609	307	5	&	&	CCONJ
fueconorg-5609	307	6	petkovski	petkovski	NOUN
fueconorg-5609	307	7	,	,	PUNCT
fueconorg-5609	307	8	m.	m.	NOUN
fueconorg-5609	307	9	(	(	PUNCT
fueconorg-5609	307	10	2017	2017	NUM
fueconorg-5609	307	11	)	)	PUNCT
fueconorg-5609	307	12	.	.	PUNCT
fueconorg-5609	308	1	non	non	ADJ
fueconorg-5609	308	2	-	-	ADJ
fueconorg-5609	308	3	performing	performing	ADJ
fueconorg-5609	308	4	loans	loan	NOUN
fueconorg-5609	308	5	in	in	ADP
fueconorg-5609	308	6	baltic	baltic	ADJ
fueconorg-5609	308	7	states	state	NOUN
fueconorg-5609	308	8	:	:	PUNCT
fueconorg-5609	308	9	determinants	determinant	NOUN
fueconorg-5609	308	10	and	and	CCONJ
fueconorg-5609	308	11	macroeconomic	macroeconomic	ADJ
fueconorg-5609	308	12	effects	effect	NOUN
fueconorg-5609	308	13	.	.	PUNCT
fueconorg-5609	309	1	baltic	baltic	PROPN
fueconorg-5609	309	2	journal	journal	PROPN
fueconorg-5609	309	3	of	of	ADP
fueconorg-5609	309	4	economics	economic	NOUN
fueconorg-5609	309	5	,	,	PUNCT
fueconorg-5609	309	6	17	17	NUM
fueconorg-5609	309	7	(	(	PUNCT
fueconorg-5609	309	8	1	1	NUM
fueconorg-5609	309	9	)	)	PUNCT
fueconorg-5609	309	10	,	,	PUNCT
fueconorg-5609	309	11	25	25	NUM
fueconorg-5609	309	12	-	-	SYM
fueconorg-5609	309	13	44	44	NUM
fueconorg-5609	309	14	.	.	PUNCT
fueconorg-5609	310	1	klein	klein	PROPN
fueconorg-5609	310	2	,	,	PUNCT
fueconorg-5609	310	3	n.	n.	PROPN
fueconorg-5609	310	4	(	(	PUNCT
fueconorg-5609	310	5	2013	2013	NUM
fueconorg-5609	310	6	)	)	PUNCT
fueconorg-5609	310	7	.	.	PUNCT
fueconorg-5609	311	1	non	non	ADJ
fueconorg-5609	311	2	-	-	ADJ
fueconorg-5609	311	3	performing	performing	ADJ
fueconorg-5609	311	4	loans	loan	NOUN
fueconorg-5609	311	5	in	in	ADP
fueconorg-5609	311	6	cesee	cesee	NOUN
fueconorg-5609	311	7	:	:	PUNCT
fueconorg-5609	311	8	determinants	determinant	NOUN
fueconorg-5609	311	9	and	and	CCONJ
fueconorg-5609	311	10	impact	impact	NOUN
fueconorg-5609	311	11	on	on	ADP
fueconorg-5609	311	12	macroeconomic	macroeconomic	ADJ
fueconorg-5609	311	13	performance	performance	NOUN
fueconorg-5609	311	14	.	.	PUNCT
fueconorg-5609	312	1	wp/13/72	wp/13/72	NOUN
fueconorg-5609	312	2	.	.	PUNCT
fueconorg-5609	313	1	washington	washington	PROPN
fueconorg-5609	313	2	d.c	d.c	PROPN
fueconorg-5609	313	3	.	.	PUNCT
fueconorg-5609	313	4	:	:	PUNCT
fueconorg-5609	314	1	imf	imf	PROPN
fueconorg-5609	314	2	.	.	PROPN
fueconorg-5609	314	3	makri	makri	PROPN
fueconorg-5609	314	4	,	,	PUNCT
fueconorg-5609	314	5	v.	v.	PROPN
fueconorg-5609	314	6	,	,	PUNCT
fueconorg-5609	314	7	tsagkanos	tsagkanos	PROPN
fueconorg-5609	314	8	,	,	PUNCT
fueconorg-5609	314	9	a.	a.	PROPN
fueconorg-5609	314	10	&	&	CCONJ
fueconorg-5609	314	11	bellas	bellas	PROPN
fueconorg-5609	314	12	,	,	PUNCT
fueconorg-5609	314	13	a.	a.	NOUN
fueconorg-5609	314	14	(	(	PUNCT
fueconorg-5609	314	15	2014	2014	NUM
fueconorg-5609	314	16	)	)	PUNCT
fueconorg-5609	314	17	.	.	PUNCT
fueconorg-5609	315	1	determinants	determinant	NOUN
fueconorg-5609	315	2	of	of	ADP
fueconorg-5609	315	3	non	non	ADJ
fueconorg-5609	315	4	-	-	ADJ
fueconorg-5609	315	5	performing	performing	ADJ
fueconorg-5609	315	6	loans	loan	NOUN
fueconorg-5609	315	7	:	:	PUNCT
fueconorg-5609	315	8	the	the	DET
fueconorg-5609	315	9	case	case	NOUN
fueconorg-5609	315	10	of	of	ADP
fueconorg-5609	315	11	eurozone	eurozone	NOUN
fueconorg-5609	315	12	.	.	PUNCT
fueconorg-5609	316	1	panoeconomicus	panoeconomicus	PROPN
fueconorg-5609	316	2	,	,	PUNCT
fueconorg-5609	316	3	61	61	NUM
fueconorg-5609	316	4	(	(	PUNCT
fueconorg-5609	316	5	2	2	NUM
fueconorg-5609	316	6	)	)	PUNCT
fueconorg-5609	316	7	,	,	PUNCT
fueconorg-5609	316	8	193	193	NUM
fueconorg-5609	316	9	-	-	SYM
fueconorg-5609	316	10	206	206	NUM
fueconorg-5609	316	11	.	.	PUNCT
fueconorg-5609	317	1	matolcsy	matolcsy	PROPN
fueconorg-5609	317	2	,	,	PUNCT
fueconorg-5609	317	3	g.	g.	PROPN
fueconorg-5609	317	4	(	(	PUNCT
fueconorg-5609	317	5	2015	2015	NUM
fueconorg-5609	317	6	)	)	PUNCT
fueconorg-5609	317	7	.	.	PUNCT
fueconorg-5609	318	1	economic	economic	ADJ
fueconorg-5609	318	2	balance	balance	NOUN
fueconorg-5609	318	3	and	and	CCONJ
fueconorg-5609	318	4	growth	growth	NOUN
fueconorg-5609	318	5	:	:	PUNCT
fueconorg-5609	318	6	consolidation	consolidation	NOUN
fueconorg-5609	318	7	and	and	CCONJ
fueconorg-5609	318	8	stabilisation	stabilisation	NOUN
fueconorg-5609	318	9	in	in	ADP
fueconorg-5609	318	10	hungary	hungary	PROPN
fueconorg-5609	318	11	2010	2010	NUM
fueconorg-5609	318	12	-	-	SYM
fueconorg-5609	318	13	2014	2014	NUM
fueconorg-5609	318	14	.	.	PUNCT
fueconorg-5609	319	1	budapest	budapest	ADV
fueconorg-5609	319	2	:	:	PUNCT
fueconorg-5609	319	3	maguar	maguar	PROPN
fueconorg-5609	319	4	nemzeti	nemzeti	PROPN
fueconorg-5609	319	5	bank	bank	PROPN
fueconorg-5609	319	6	.	.	PUNCT
fueconorg-5609	320	1	ministry	ministry	PROPN
fueconorg-5609	320	2	of	of	ADP
fueconorg-5609	320	3	finance	finance	PROPN
fueconorg-5609	320	4	,	,	PUNCT
fueconorg-5609	320	5	republic	republic	NOUN
fueconorg-5609	320	6	of	of	ADP
fueconorg-5609	320	7	serbia	serbia	PROPN
fueconorg-5609	320	8	(	(	PUNCT
fueconorg-5609	320	9	2015	2015	NUM
fueconorg-5609	320	10	)	)	PUNCT
fueconorg-5609	320	11	.	.	PUNCT
fueconorg-5609	321	1	npl	npl	PROPN
fueconorg-5609	321	2	resolution	resolution	NOUN
fueconorg-5609	321	3	strategy	strategy	NOUN
fueconorg-5609	321	4	.	.	PUNCT
fueconorg-5609	322	1	retrieved	retrieve	VERB
fueconorg-5609	322	2	from	from	ADP
fueconorg-5609	322	3	:	:	PUNCT
fueconorg-5609	322	4	https://www.mfin	https://www.mfin	PROPN
fueconorg-5609	322	5	.	.	PUNCT
fueconorg-5609	323	1	gov.rs/userfiles/file/strategija%20krediti/2%20npl%20strategija%20%28eng%29.pdf	gov.rs/userfiles/file/strategija%20krediti/2%20npl%20strategija%20%28eng%29.pdf	PROPN
fueconorg-5609	323	2	.	.	PUNCT
fueconorg-5609	324	1	accessed	access	VERB
fueconorg-5609	324	2	on	on	ADP
fueconorg-5609	324	3	:	:	PUNCT
fueconorg-5609	324	4	18	18	NUM
fueconorg-5609	324	5	july	july	PROPN
fueconorg-5609	324	6	2019	2019	NUM
fueconorg-5609	324	7	.	.	PUNCT
fueconorg-5609	325	1	moinescu	moinescu	PROPN
fueconorg-5609	325	2	,	,	PUNCT
fueconorg-5609	325	3	b.g	b.g	PROPN
fueconorg-5609	325	4	.	.	PROPN
fueconorg-5609	325	5	(	(	PUNCT
fueconorg-5609	325	6	2012	2012	NUM
fueconorg-5609	325	7	)	)	PUNCT
fueconorg-5609	325	8	.	.	PUNCT
fueconorg-5609	326	1	determinants	determinant	NOUN
fueconorg-5609	326	2	of	of	ADP
fueconorg-5609	326	3	nonperforming	nonperforme	VERB
fueconorg-5609	326	4	loans	loan	NOUN
fueconorg-5609	326	5	in	in	ADP
fueconorg-5609	326	6	central	central	ADJ
fueconorg-5609	326	7	and	and	CCONJ
fueconorg-5609	326	8	eastern	eastern	ADJ
fueconorg-5609	326	9	european	european	ADJ
fueconorg-5609	326	10	countries	country	NOUN
fueconorg-5609	326	11	:	:	PUNCT
fueconorg-5609	326	12	macroeconomic	macroeconomic	ADJ
fueconorg-5609	326	13	indicators	indicator	NOUN
fueconorg-5609	326	14	and	and	CCONJ
fueconorg-5609	326	15	credit	credit	NOUN
fueconorg-5609	326	16	discipline	discipline	NOUN
fueconorg-5609	326	17	.	.	PUNCT
fueconorg-5609	327	1	review	review	NOUN
fueconorg-5609	327	2	of	of	ADP
fueconorg-5609	327	3	economic	economic	ADJ
fueconorg-5609	327	4	and	and	CCONJ
fueconorg-5609	327	5	business	business	NOUN
fueconorg-5609	327	6	studies	study	NOUN
fueconorg-5609	327	7	,	,	PUNCT
fueconorg-5609	327	8	(	(	PUNCT
fueconorg-5609	327	9	10	10	NUM
fueconorg-5609	327	10	)	)	PUNCT
fueconorg-5609	327	11	,	,	PUNCT
fueconorg-5609	327	12	47	47	NUM
fueconorg-5609	327	13	-	-	SYM
fueconorg-5609	327	14	58	58	NUM
fueconorg-5609	327	15	.	.	PUNCT
fueconorg-5609	328	1	škarica	škarica	PROPN
fueconorg-5609	328	2	,	,	PUNCT
fueconorg-5609	328	3	b.	b.	PROPN
fueconorg-5609	328	4	(	(	PUNCT
fueconorg-5609	328	5	2014	2014	NUM
fueconorg-5609	328	6	)	)	PUNCT
fueconorg-5609	328	7	.	.	PUNCT
fueconorg-5609	329	1	determinants	determinant	NOUN
fueconorg-5609	329	2	of	of	ADP
fueconorg-5609	329	3	non	non	ADJ
fueconorg-5609	329	4	-	-	ADJ
fueconorg-5609	329	5	performing	performing	ADJ
fueconorg-5609	329	6	loans	loan	NOUN
fueconorg-5609	329	7	in	in	ADP
fueconorg-5609	329	8	central	central	ADJ
fueconorg-5609	329	9	and	and	CCONJ
fueconorg-5609	329	10	eastern	eastern	ADJ
fueconorg-5609	329	11	european	european	ADJ
fueconorg-5609	329	12	countries	country	NOUN
fueconorg-5609	329	13	.	.	PUNCT
fueconorg-5609	330	1	financial	financial	ADJ
fueconorg-5609	330	2	theory	theory	NOUN
fueconorg-5609	330	3	and	and	CCONJ
fueconorg-5609	330	4	practice	practice	NOUN
fueconorg-5609	330	5	,	,	PUNCT
fueconorg-5609	330	6	38	38	NUM
fueconorg-5609	330	7	(	(	PUNCT
fueconorg-5609	330	8	1	1	NUM
fueconorg-5609	330	9	)	)	PUNCT
fueconorg-5609	330	10	,	,	PUNCT
fueconorg-5609	330	11	37	37	NUM
fueconorg-5609	330	12	-	-	SYM
fueconorg-5609	330	13	59	59	NUM
fueconorg-5609	330	14	.	.	PUNCT
fueconorg-5609	331	1	tanasković	tanasković	PROPN
fueconorg-5609	331	2	,	,	PUNCT
fueconorg-5609	331	3	s.	s.	PROPN
fueconorg-5609	331	4	&	&	CCONJ
fueconorg-5609	331	5	jandrić	jandrić	PROPN
fueconorg-5609	331	6	,	,	PUNCT
fueconorg-5609	331	7	m.	m.	NOUN
fueconorg-5609	331	8	(	(	PUNCT
fueconorg-5609	331	9	2015	2015	NUM
fueconorg-5609	331	10	)	)	PUNCT
fueconorg-5609	331	11	.	.	PUNCT
fueconorg-5609	332	1	macroeconomic	macroeconomic	ADJ
fueconorg-5609	332	2	and	and	CCONJ
fueconorg-5609	332	3	institutional	institutional	ADJ
fueconorg-5609	332	4	determinants	determinant	NOUN
fueconorg-5609	332	5	of	of	ADP
fueconorg-5609	332	6	non	non	ADJ
fueconorg-5609	332	7	-	-	ADJ
fueconorg-5609	332	8	performing	performing	ADJ
fueconorg-5609	332	9	loans	loan	NOUN
fueconorg-5609	332	10	.	.	PUNCT
fueconorg-5609	333	1	journal	journal	NOUN
fueconorg-5609	333	2	of	of	ADP
fueconorg-5609	333	3	central	central	ADJ
fueconorg-5609	333	4	banking	banking	NOUN
fueconorg-5609	333	5	theory	theory	NOUN
fueconorg-5609	333	6	and	and	CCONJ
fueconorg-5609	333	7	practice	practice	NOUN
fueconorg-5609	333	8	,	,	PUNCT
fueconorg-5609	333	9	4	4	NUM
fueconorg-5609	333	10	(	(	PUNCT
fueconorg-5609	333	11	1	1	NUM
fueconorg-5609	333	12	)	)	PUNCT
fueconorg-5609	333	13	,	,	PUNCT
fueconorg-5609	333	14	47	47	NUM
fueconorg-5609	333	15	-	-	SYM
fueconorg-5609	333	16	62	62	NUM
fueconorg-5609	333	17	.	.	PUNCT
fueconorg-5609	334	1	vatansever	vatansever	ADJ
fueconorg-5609	334	2	,	,	PUNCT
fueconorg-5609	334	3	m.	m.	NOUN
fueconorg-5609	334	4	&	&	CCONJ
fueconorg-5609	334	5	hepsen	hepsen	PROPN
fueconorg-5609	334	6	,	,	PUNCT
fueconorg-5609	334	7	a.	a.	PROPN
fueconorg-5609	334	8	(	(	PUNCT
fueconorg-5609	334	9	2013	2013	NUM
fueconorg-5609	334	10	)	)	PUNCT
fueconorg-5609	334	11	.	.	PUNCT
fueconorg-5609	335	1	determining	determine	VERB
fueconorg-5609	335	2	impacts	impact	NOUN
fueconorg-5609	335	3	on	on	ADP
fueconorg-5609	335	4	non	non	ADJ
fueconorg-5609	335	5	-	-	ADJ
fueconorg-5609	335	6	performing	perform	VERB
fueconorg-5609	335	7	loan	loan	NOUN
fueconorg-5609	335	8	ratio	ratio	NOUN
fueconorg-5609	335	9	in	in	ADP
fueconorg-5609	335	10	turkey	turkey	PROPN
fueconorg-5609	335	11	.	.	PUNCT
fueconorg-5609	336	1	journal	journal	PROPN
fueconorg-5609	336	2	of	of	ADP
fueconorg-5609	336	3	finance	finance	NOUN
fueconorg-5609	336	4	and	and	CCONJ
fueconorg-5609	336	5	investment	investment	NOUN
fueconorg-5609	336	6	analysis	analysis	NOUN
fueconorg-5609	336	7	,	,	PUNCT
fueconorg-5609	336	8	2	2	NUM
fueconorg-5609	336	9	(	(	PUNCT
fueconorg-5609	336	10	4	4	NUM
fueconorg-5609	336	11	)	)	PUNCT
fueconorg-5609	336	12	,	,	PUNCT
fueconorg-5609	336	13	119	119	NUM
fueconorg-5609	336	14	-	-	SYM
fueconorg-5609	336	15	129	129	NUM
fueconorg-5609	336	16	.	.	PUNCT
fueconorg-5609	337	1	ţivković	ţivković	PROPN
fueconorg-5609	337	2	,	,	PUNCT
fueconorg-5609	337	3	a.	a.	PROPN
fueconorg-5609	337	4	,	,	PUNCT
fueconorg-5609	337	5	stankić	stankić	PROPN
fueconorg-5609	337	6	,	,	PUNCT
fueconorg-5609	337	7	r.	r.	PROPN
fueconorg-5609	337	8	,	,	PUNCT
fueconorg-5609	337	9	marinković	marinković	PROPN
fueconorg-5609	337	10	,	,	PUNCT
fueconorg-5609	337	11	s.	s.	PROPN
fueconorg-5609	337	12	&	&	CCONJ
fueconorg-5609	337	13	lukić	lukić	PROPN
fueconorg-5609	337	14	,	,	PUNCT
fueconorg-5609	337	15	v.	v.	PROPN
fueconorg-5609	337	16	(	(	PUNCT
fueconorg-5609	337	17	2018	2018	NUM
fueconorg-5609	337	18	)	)	PUNCT
fueconorg-5609	337	19	.	.	PUNCT
fueconorg-5609	338	1	bankarsko	bankarsko	PROPN
fueconorg-5609	338	2	poslovanje	poslovanje	VERB
fueconorg-5609	338	3	i	i	PRON
fueconorg-5609	339	1	platni	platni	NOUN
fueconorg-5609	339	2	promet	promet	PROPN
fueconorg-5609	340	1	[	[	X
fueconorg-5609	340	2	banking	banking	NOUN
fueconorg-5609	340	3	and	and	CCONJ
fueconorg-5609	340	4	payment	payment	NOUN
fueconorg-5609	340	5	operations	operation	NOUN
fueconorg-5609	340	6	]	]	PUNCT
fueconorg-5609	340	7	.	.	PUNCT
fueconorg-5609	341	1	beograd	beograd	PROPN
fueconorg-5609	341	2	:	:	PUNCT
fueconorg-5609	341	3	ekonomski	ekonomski	PROPN
fueconorg-5609	341	4	fakultet	fakultet	NOUN
fueconorg-5609	341	5	u	u	PROPN
fueconorg-5609	341	6	beogradu	beogradu	PROPN
fueconorg-5609	341	7	.	.	PUNCT
fueconorg-5609	342	1	www.nbs.rs	www.nbs.rs	VERB
fueconorg-5609	342	2	.	.	PUNCT
fueconorg-5609	343	1	www.npl.vienna-initiative.com/	www.npl.vienna-initiative.com/	PROPN
fueconorg-5609	343	2	www.ubs-asb.com	www.ubs-asb.com	PROPN
fueconorg-5609	343	3	.	.	PUNCT
fueconorg-5609	344	1	problematični	problematični	NOUN
fueconorg-5609	344	2	krediti	krediti	PROPN
fueconorg-5609	345	1	i	i	PRON
fueconorg-5609	345	2	finansijska	finansijska	VERB
fueconorg-5609	345	3	stabilnost	stabilnost	NOUN
fueconorg-5609	345	4	–	–	PUNCT
fueconorg-5609	345	5	primer	primer	NOUN
fueconorg-5609	345	6	srbije	srbije	NOUN
fueconorg-5609	345	7	u	u	PROPN
fueconorg-5609	345	8	radu	radu	PROPN
fueconorg-5609	345	9	se	se	PROPN
fueconorg-5609	345	10	analizira	analizira	PROPN
fueconorg-5609	345	11	otpornost	otpornost	NOUN
fueconorg-5609	346	1	i	i	PRON
fueconorg-5609	346	2	stabilnost	stabilnost	ADV
fueconorg-5609	346	3	bankarskog	bankarskog	VERB
fueconorg-5609	346	4	sektora	sektora	PROPN
fueconorg-5609	346	5	srbije	srbije	PROPN
fueconorg-5609	346	6	suočenog	suočenog	PROPN
fueconorg-5609	346	7	sa	sa	PROPN
fueconorg-5609	346	8	pogoršanim	pogoršanim	PROPN
fueconorg-5609	346	9	kvalitetom	kvalitetom	PROPN
fueconorg-5609	346	10	ukupnog	ukupnog	PROPN
fueconorg-5609	346	11	kreditnog	kreditnog	PROPN
fueconorg-5609	346	12	portfolija	portfolija	PROPN
fueconorg-5609	346	13	od	od	PROPN
fueconorg-5609	346	14	izbijanja	izbijanja	PROPN
fueconorg-5609	346	15	svetske	svetske	PROPN
fueconorg-5609	346	16	ekonomske	ekonomske	PROPN
fueconorg-5609	346	17	krize	krize	NOUN
fueconorg-5609	346	18	.	.	PUNCT
fueconorg-5609	347	1	na	na	PROPN
fueconorg-5609	347	2	bazi	bazi	PROPN
fueconorg-5609	347	3	seta	seta	PROPN
fueconorg-5609	347	4	odabranih	odabranih	PROPN
fueconorg-5609	347	5	indikatora	indikatora	PROPN
fueconorg-5609	347	6	procenjena	procenjena	PROPN
fueconorg-5609	347	7	je	je	PROPN
fueconorg-5609	347	8	jačina	jačina	PROPN
fueconorg-5609	347	9	uticaja	uticaja	PROPN
fueconorg-5609	347	10	problematičnih	problematičnih	PROPN
fueconorg-5609	347	11	kredita	kredita	PROPN
fueconorg-5609	347	12	na	na	INTJ
fueconorg-5609	347	13	stabilnost	stabilnost	PROPN
fueconorg-5609	347	14	bankarskog	bankarskog	PROPN
fueconorg-5609	347	15	sektora	sektora	PROPN
fueconorg-5609	347	16	.	.	PUNCT
fueconorg-5609	348	1	indikatori	indikatori	PROPN
fueconorg-5609	348	2	su	su	PROPN
fueconorg-5609	348	3	potvrdili	potvrdili	PROPN
fueconorg-5609	348	4	da	da	PROPN
fueconorg-5609	348	5	je	je	PROPN
fueconorg-5609	348	6	srpski	srpski	PROPN
fueconorg-5609	348	7	bankarski	bankarski	PROPN
fueconorg-5609	348	8	sektor	sektor	PROPN
fueconorg-5609	348	9	očuvao	očuvao	VERB
fueconorg-5609	348	10	solventnost	solventnost	ADV
fueconorg-5609	348	11	tokom	tokom	VERB
fueconorg-5609	348	12	trajanja	trajanja	PRON
fueconorg-5609	348	13	krize	krize	PROPN
fueconorg-5609	348	14	.	.	PUNCT
fueconorg-5609	349	1	zaključak	zaključak	PROPN
fueconorg-5609	349	2	rada	rada	PROPN
fueconorg-5609	349	3	je	je	PROPN
fueconorg-5609	349	4	da	da	PROPN
fueconorg-5609	349	5	su	su	PROPN
fueconorg-5609	349	6	preduzete	preduzete	PROPN
fueconorg-5609	349	7	mere	mere	ADJ
fueconorg-5609	349	8	značajno	značajno	NOUN
fueconorg-5609	349	9	pomogle	pomogle	NOUN
fueconorg-5609	349	10	obaranju	obaranju	VERB
fueconorg-5609	349	11	nivoa	nivoa	PROPN
fueconorg-5609	349	12	problematičnih	problematičnih	PROPN
fueconorg-5609	349	13	kredita	kredita	PROPN
fueconorg-5609	349	14	,	,	PUNCT
fueconorg-5609	349	15	uz	uz	PROPN
fueconorg-5609	349	16	ukazivanje	ukazivanje	INTJ
fueconorg-5609	349	17	na	na	PROPN
fueconorg-5609	349	18	predostrožnost	predostrožnost	X
fueconorg-5609	349	19	u	u	NOUN
fueconorg-5609	349	20	krajnjoj	krajnjoj	PROPN
fueconorg-5609	349	21	oceni	oceni	PROPN
fueconorg-5609	349	22	jer	jer	PROPN
fueconorg-5609	349	23	je	je	PROPN
fueconorg-5609	349	24	smanjenje	smanjenje	PROPN
fueconorg-5609	349	25	možda	možda	PROPN
fueconorg-5609	349	26	bilo	bilo	PROPN
fueconorg-5609	349	27	prebrzo	prebrzo	NOUN
fueconorg-5609	349	28	i	i	PRON
fueconorg-5609	349	29	preveliko	preveliko	NOUN
fueconorg-5609	349	30	pa	pa	PROPN
fueconorg-5609	349	31	se	se	PROPN
fueconorg-5609	349	32	ne	ne	PROPN
fueconorg-5609	349	33	može	može	PROPN
fueconorg-5609	349	34	isključiti	isključiti	PROPN
fueconorg-5609	349	35	efekat	efekat	VERB
fueconorg-5609	349	36	njihovog	njihovog	ADV
fueconorg-5609	349	37	povratka	povratka	PROPN
fueconorg-5609	349	38	u	u	PROPN
fueconorg-5609	349	39	budućnosti	budućnosti	NOUN
fueconorg-5609	349	40	.	.	PUNCT
fueconorg-5609	350	1	finansijska	finansijska	PROPN
fueconorg-5609	350	2	stabilnost	stabilnost	PROPN
fueconorg-5609	350	3	u	u	PROPN
fueconorg-5609	350	4	srbiji	srbiji	PROPN
fueconorg-5609	350	5	je	je	PROPN
fueconorg-5609	350	6	očuvana	očuvana	PROPN
fueconorg-5609	350	7	i	i	PRON
fueconorg-5609	350	8	pored	pore	VERB
fueconorg-5609	350	9	ozbiljnih	ozbiljnih	ADP
fueconorg-5609	350	10	pretnji	pretnji	NOUN
fueconorg-5609	351	1	i	i	PRON
fueconorg-5609	351	2	bez	bez	PROPN
fueconorg-5609	351	3	posezanja	posezanja	PROPN
fueconorg-5609	351	4	za	za	PROPN
fueconorg-5609	351	5	državnom	državnom	PROPN
fueconorg-5609	351	6	finansijskom	finansijskom	ADJ
fueconorg-5609	351	7	pomoći	pomoći	PROPN
fueconorg-5609	351	8	.	.	PUNCT
fueconorg-5609	352	1	ključne	ključne	PROPN
fueconorg-5609	352	2	reči	reči	NOUN
fueconorg-5609	352	3	:	:	PUNCT
fueconorg-5609	352	4	bankarski	bankarski	PROPN
fueconorg-5609	352	5	sektor	sektor	PROPN
fueconorg-5609	352	6	,	,	PUNCT
fueconorg-5609	352	7	problematični	problematični	NOUN
fueconorg-5609	352	8	krediti	krediti	PROPN
fueconorg-5609	352	9	,	,	PUNCT
fueconorg-5609	352	10	upravljanje	upravljanje	PROPN
fueconorg-5609	352	11	krizom	krizom	NOUN
fueconorg-5609	352	12	,	,	PUNCT
fueconorg-5609	352	13	finansijska	finansijska	PROPN
fueconorg-5609	352	14	stabilnost	stabilnost	NOUN