id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
faba-237	Chipeta, Reuben Bereckia; Lipunga, Andrew Munthopa	Determinants of FinTech adoption in Savings and Credit Cooperatives: Evidence from Malawi	2025	15	.pdf	application/pdf	6370	449	56	In addition, existing studies from other countries provide contrasting results regarding the factors that influence FinTech adoption (Kurniasari et al. 2023; Najib et al. 2021; Rosnidah et al. 2019; Hassan et al. 2022; Rahim et al. 2023; Sebastián et al. 2023; Hasyim 2022). They include Kurniasari et al. (2023), Rahim et al. (2023), Yan et al. (2021), Rosnidah et al. (2019), and Najib et al. (2021) who found that expected performance influences FinTech adoption to a greater extent.	cache/faba-237.pdf	txt/faba-237.txt