id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
faba-46	Chobanov, Dimitar	Bulgaria: Economic Impacts of Exchange Rate Mechanism II and Banking Union Participation	2020	6	.pdf	application/pdf	3756	183	52	A major risk is that subsidiaries of euro area banks might transform them into branches which are not separate legal persons registered in Bulgaria. Keywords: Bulgaria, ERM II, European Banking Union, convergence Address Correspondence: E-mail: chobanov@gmail.com Dimitar Chobanov / Finance, Accounting and Business Analysis 2 (2) 2020 128 INTRODUCTION Bulgaria has been a member of the European Union since 2007 with derogation concerning the obligation to adopt the euro as a legal tender.	cache/faba-46.pdf	txt/faba-46.txt