id sid eid entity type faba-196 1 1 74 CARDINAL faba-196 1 2 6 CARDINAL faba-196 1 3 1 CARDINAL faba-196 1 4 2024 CARDINAL faba-196 1 5 issn 2603-5324 PERSON faba-196 1 6 south africa GPE faba-196 2 1 damien kunjal1* PERSON faba-196 2 2 ananda rao suvvari2 ORG faba-196 2 3 university of kwazulu-natal ORG faba-196 2 4 durban ORG faba-196 2 5 africa1 indian institute of technology ORG faba-196 2 6 india2 NORP faba-196 2 7 05 CARDINAL faba-196 2 8 april 2024 DATE faba-196 2 9 10 CARDINAL faba-196 2 10 11 DATE faba-196 2 11 2024 CARDINAL faba-196 2 12 south africa GPE faba-196 3 1 ten CARDINAL faba-196 3 2 2013 DATE faba-196 3 3 2022 CARDINAL faba-196 4 1 south african NORP faba-196 4 2 gpr ORG faba-196 6 1 south african NORP faba-196 7 1 gpr ORG faba-196 7 2 south africa GPE faba-196 9 1 gpr ORG faba-196 9 2 south africa GPE faba-196 10 1 keywords: bank ORG faba-196 12 1 jel ORG faba-196 12 2 kunjald@ukzn.ac.za1 suvvari.anand@gmail.com2 ORG faba-196 12 3 mailto:%20kunjald@ukzn.ac.za1 ORG faba-196 12 4 damien kunjal PERSON faba-196 12 5 ananda rao suvvari ORG faba-196 12 6 6 CARDINAL faba-196 12 7 1 CARDINAL faba-196 12 8 2024 75 DATE faba-196 14 1 2017 CARDINAL faba-196 14 2 lΓ©on and zins 2020 ORG faba-196 14 3 kahn ORG faba-196 14 4 wagner 2021 PERSON faba-196 16 1 khan et al FAC faba-196 16 2 2017 DATE faba-196 16 3 daly et al PERSON faba-196 16 4 2019 DATE faba-196 16 5 liu et al PERSON faba-196 16 6 2021 CARDINAL faba-196 17 1 2020 DATE faba-196 18 1 2008 DATE faba-196 18 2 2010 DATE faba-196 18 3 2021 CARDINAL faba-196 20 1 2021 CARDINAL faba-196 22 1 chi PERSON faba-196 22 2 li 2017 PERSON faba-196 25 1 2016 DATE faba-196 25 2 the united states GPE faba-196 26 1 chi PERSON faba-196 26 2 li 2017 PERSON faba-196 26 3 2022 CARDINAL faba-196 27 1 the united states GPE faba-196 27 2 orden-cruz GPE faba-196 27 3 2023 CARDINAL faba-196 29 1 2021 CARDINAL faba-196 29 2 ukrainian NORP faba-196 30 1 2023 CARDINAL faba-196 32 1 2021 CARDINAL faba-196 32 2 indian NORP faba-196 35 1 gpr ORG faba-196 35 2 2022 CARDINAL faba-196 36 1 gpr ORG faba-196 37 1 gpr ORG faba-196 37 2 nguyen PERSON faba-196 37 3 thuy 2023 PERSON faba-196 38 1 gpr ORG faba-196 38 2 demir PERSON faba-196 38 3 2021 CARDINAL faba-196 39 1 berkman 2022 PERSON faba-196 40 1 gpr ORG faba-196 40 2 2022 CARDINAL faba-196 41 1 south african NORP faba-196 42 1 south africa GPE faba-196 43 1 south african NORP faba-196 44 1 five CARDINAL faba-196 44 2 absa ORG faba-196 44 3 first national bank ORG faba-196 44 4 nedbank ORG faba-196 44 5 more than 90% PERCENT faba-196 44 6 2023 CARDINAL faba-196 46 1 2023 CARDINAL faba-196 47 1 recent years DATE faba-196 47 2 south africa GPE faba-196 47 3 2023 CARDINAL faba-196 48 1 gpr ORG faba-196 48 2 2022 CARDINAL faba-196 49 1 south africa GPE faba-196 49 2 the united states GPE faba-196 49 3 south africa’s GPE faba-196 49 4 russia GPE faba-196 49 5 russia GPE faba-196 49 6 2023 CARDINAL faba-196 50 1 south african NORP faba-196 50 2 israel GPE faba-196 50 3 israel GPE faba-196 50 4 2023 CARDINAL faba-196 51 1 south africa GPE faba-196 52 1 damien kunjal PERSON faba-196 52 2 ananda rao suvvari ORG faba-196 52 3 6 CARDINAL faba-196 52 4 1 CARDINAL faba-196 52 5 2024 76 DATE faba-196 53 1 orden-cruz GPE faba-196 53 2 2023 CARDINAL faba-196 56 1 2022 CARDINAL faba-196 58 1 naili PERSON faba-196 58 2 lahrichi ORG faba-196 58 3 2022 CARDINAL faba-196 59 1 south african NORP faba-196 61 1 section 2 LAW faba-196 61 2 gpr ORG faba-196 62 1 section 3 LAW faba-196 63 1 section 4 LAW faba-196 63 2 section 5 LAW faba-196 65 1 one CARDINAL faba-196 66 1 2016 CARDINAL faba-196 68 1 2016 CARDINAL faba-196 68 2 the united states GPE faba-196 70 1 19 CARDINAL faba-196 70 2 south africa GPE faba-196 70 3 hu PERSON faba-196 70 4 gong PERSON faba-196 70 5 2019 DATE faba-196 72 1 danisman et al PERSON faba-196 73 1 2020 DATE faba-196 73 2 european NORP faba-196 74 1 nguyen et al PERSON faba-196 75 1 2020 DATE faba-196 76 1 chi PERSON faba-196 76 2 li PERSON faba-196 76 3 2017 DATE faba-196 76 4 chinese NORP faba-196 77 1 karadima PERSON faba-196 77 2 louri GPE faba-196 77 3 2021 CARDINAL faba-196 77 4 italy GPE faba-196 77 5 france GPE faba-196 77 6 spain GPE faba-196 77 7 germany GPE faba-196 78 1 2022 CARDINAL faba-196 78 2 european union ORG faba-196 78 3 g7 ORG faba-196 79 1 hamdi PERSON faba-196 79 2 2022 CARDINAL faba-196 79 3 tunisia GPE faba-196 80 1 mendy et al PERSON faba-196 81 1 2023 CARDINAL faba-196 82 1 u.s banks GPE faba-196 83 1 nguyen et al PERSON faba-196 83 2 2021 CARDINAL faba-196 83 3 indian NORP faba-196 84 1 2021 CARDINAL faba-196 84 2 european NORP faba-196 86 1 nguyen PERSON faba-196 86 2 2021 CARDINAL faba-196 88 1 2021 CARDINAL faba-196 88 2 23 CARDINAL faba-196 88 3 south africa GPE faba-196 89 1 phan et al PERSON faba-196 90 1 2021 CARDINAL faba-196 91 1 shabir et al PERSON faba-196 91 2 2021 CARDINAL faba-196 93 1 ashraf PERSON faba-196 93 2 shen PERSON faba-196 93 3 2019 DATE faba-196 94 1 tran PERSON faba-196 94 2 2020 DATE faba-196 95 1 tran PERSON faba-196 95 2 2021 CARDINAL faba-196 95 3 u.s banks GPE faba-196 96 1 2022 CARDINAL faba-196 96 2 germany GPE faba-196 96 3 greece GPE faba-196 96 4 france GPE faba-196 96 5 japan GPE faba-196 96 6 italy GPE faba-196 96 7 ireland GPE faba-196 96 8 spain GPE faba-196 96 9 sweden GPE faba-196 96 10 netherlands GPE faba-196 97 1 berger et al PERSON faba-196 98 1 2022 CARDINAL faba-196 99 1 gpr ORG faba-196 100 1 demir PERSON faba-196 100 2 2021 CARDINAL faba-196 100 3 gpr ORG faba-196 100 4 gpr ORG faba-196 101 1 damien kunjal PERSON faba-196 101 2 ananda rao suvvari ORG faba-196 101 3 6 CARDINAL faba-196 101 4 1 CARDINAL faba-196 101 5 2024 77 DATE faba-196 101 6 gpr ORG faba-196 102 1 nguyen PERSON faba-196 102 2 thuy GPE faba-196 102 3 2023 CARDINAL faba-196 102 4 gpr ORG faba-196 102 5 u.s in GPE faba-196 103 1 2020 DATE faba-196 103 2 gpr ORG faba-196 103 3 19 CARDINAL faba-196 104 1 berkman PERSON faba-196 104 2 2022 CARDINAL faba-196 104 3 gpr ORG faba-196 104 4 g7 ORG faba-196 107 1 2022 CARDINAL faba-196 107 2 gpr ORG faba-196 107 3 u.s banks GPE faba-196 108 1 phan et al PERSON faba-196 109 1 2022 CARDINAL faba-196 109 2 gpr ORG faba-196 110 1 gpr ORG faba-196 111 1 phan et al PERSON faba-196 112 1 2022 CARDINAL faba-196 112 2 gpr ORG faba-196 113 1 shabir et al PERSON faba-196 113 2 2023 CARDINAL faba-196 115 1 shabir et al PERSON faba-196 115 2 2023 CARDINAL faba-196 116 1 gpr ORG faba-196 117 1 ten CARDINAL faba-196 117 2 south african NORP faba-196 117 3 absa bank ORG faba-196 117 4 capitec bank ORG faba-196 117 5 grindrod bank ORG faba-196 117 6 nedbank ORG faba-196 117 7 sasfin bank ORG faba-196 117 8 the standard bank of south africa limited ORG faba-196 119 1 ten-year DATE faba-196 119 2 2013 DATE faba-196 119 3 2022 CARDINAL faba-196 120 1 annually DATE faba-196 121 1 annual DATE faba-196 122 1 annual DATE faba-196 122 2 makrelov et al PERSON faba-196 123 1 2023 CARDINAL faba-196 123 2 annual DATE faba-196 123 3 annual DATE faba-196 123 4 monthly DATE faba-196 124 1 bankfocus GPE faba-196 127 1 2021 CARDINAL faba-196 129 1 demir PERSON faba-196 129 2 2021 CARDINAL faba-196 129 3 2022 CARDINAL faba-196 129 4 ahir et al ORG faba-196 129 5 2018 DATE faba-196 130 1 ahir et al. 2018 ORG faba-196 132 1 gpr ORG faba-196 132 2 2022 CARDINAL faba-196 133 1 gpr ORG faba-196 133 2 the united states GPE faba-196 133 3 canada GPE faba-196 133 4 the united kingdom GPE faba-196 133 5 2022 CARDINAL faba-196 134 1 gpr ORG faba-196 135 1 south africa GPE faba-196 135 2 gpr ORG faba-196 135 3 https://www.matteoiacoviello.com/gpr.htm DATE faba-196 136 1 the south african reserve bank ORG faba-196 137 1 1 CARDINAL faba-196 138 1 https://www.matteoiacoviello.com/gpr.htm DATE faba-196 138 2 damien kunjal PERSON faba-196 138 3 ananda rao suvvari ORG faba-196 138 4 6 CARDINAL faba-196 138 5 1 CARDINAL faba-196 138 6 2024 78 DATE faba-196 138 7 1 CARDINAL faba-196 138 8 grl πΆβ„Žπ‘Žπ‘›π‘”π‘’ PERSON faba-196 139 1 πΏπ‘œπ‘Žπ‘› PERSON faba-196 139 2 2022 CARDINAL faba-196 139 3 npl π‘π‘œπ‘› βˆ’ PERSON faba-196 140 1 π‘‡π‘œπ‘‘π‘Žπ‘™ GPE faba-196 140 2 chi PERSON faba-196 140 3 li PERSON faba-196 140 4 2017 DATE faba-196 141 1 π΄π‘£π‘’π‘Ÿπ‘Žπ‘”π‘’ π‘‘π‘œπ‘‘π‘Žπ‘™ π‘Žπ‘ π‘ π‘’π‘‘π‘  alsagr PERSON faba-196 141 2 2020 DATE faba-196 141 3 π‘†π‘’π‘š ORG faba-196 142 1 βˆ’ π‘Žπ‘ π‘ π‘’π‘‘π‘  π‘Ÿπ‘Žπ‘‘π‘–π‘œ π‘†π‘‘π‘Žπ‘›π‘‘π‘Žπ‘Ÿπ‘‘ PERSON faba-196 142 2 π‘¦π‘’π‘Žπ‘Ÿπ‘  phan et al PERSON faba-196 143 1 2022 CARDINAL faba-196 144 1 πΆβ„Žπ‘Žπ‘›π‘”π‘’ ORG faba-196 145 1 2021 CARDINAL faba-196 145 2 gpr πΆβ„Žπ‘Žπ‘›π‘”π‘’ ORG faba-196 145 3 πΊπ‘’π‘œπ‘π‘œπ‘™π‘–π‘‘π‘–π‘π‘Žπ‘™ π‘…π‘–π‘ π‘˜ 𝐼𝑛𝑑𝑒π‘₯ phan PERSON faba-196 146 1 2022 CARDINAL faba-196 146 2 π‘π‘Žπ‘‘π‘’π‘Ÿπ‘Žπ‘™ PERSON faba-196 146 3 π‘‘π‘œπ‘‘π‘Žπ‘™ π‘Žπ‘ π‘ π‘’π‘‘π‘  chi PERSON faba-196 146 4 li PERSON faba-196 146 5 2017 DATE faba-196 146 6 alfadli PERSON faba-196 146 7 2020 DATE faba-196 146 8 cruz et al PERSON faba-196 147 1 2023 CARDINAL faba-196 147 2 π‘‡π‘œπ‘‘π‘Žπ‘™ ORG faba-196 147 3 π‘‡π‘œπ‘‘π‘Žπ‘™ GPE faba-196 148 1 π‘‡π‘œπ‘‘π‘Žπ‘™ ORG faba-196 148 2 π‘π‘œπ‘› βˆ’ ORG faba-196 149 1 π‘‡π‘œπ‘‘π‘Žπ‘™ GPE faba-196 149 2 πΆβ„Žπ‘Žπ‘›π‘”π‘’ 𝑖𝑛 π‘…π‘’π‘Žπ‘™ 𝐺𝐷𝑃 ORG faba-196 149 3 orden-cruz et al PERSON faba-196 150 1 2023 CARDINAL faba-196 150 2 πΆπ‘œπ‘›π‘ π‘’π‘šπ‘’π‘Ÿ π‘ƒπ‘Ÿπ‘–π‘π‘’ 𝐼𝑛𝑑𝑒π‘₯ PERSON faba-196 150 3 𝐢𝑃𝐼 ORG faba-196 150 4 iqbal et al PERSON faba-196 150 5 2020 DATE faba-196 152 1 π‘˜=1 + GPE faba-196 152 2 1 CARDINAL faba-196 154 1 π‘˜=1 + GPE faba-196 154 2 2 CARDINAL faba-196 154 3 1 CARDINAL faba-196 154 4 2 CARDINAL faba-196 154 5 npl PERSON faba-196 155 1 πΈπ‘ƒπ‘ˆ ORG faba-196 155 2 𝐺𝑃𝑅 ORG faba-196 155 3 1 CARDINAL faba-196 155 4 2 CARDINAL faba-196 157 1 one CARDINAL faba-196 157 2 chi PERSON faba-196 157 3 li 2017 PERSON faba-196 157 4 alfadli PERSON faba-196 157 5 2020 DATE faba-196 161 1 first ORDINAL faba-196 161 2 second ORDINAL faba-196 162 1 2 CARDINAL faba-196 162 2 damien kunjal PERSON faba-196 162 3 ananda rao suvvari ORG faba-196 162 4 6 CARDINAL faba-196 162 5 1 CARDINAL faba-196 162 6 2024 79 DATE faba-196 163 1 south africa GPE faba-196 163 2 10.08% PERCENT faba-196 163 3 7.49% PERCENT faba-196 164 1 1.69% PERCENT faba-196 164 2 76.04 CARDINAL faba-196 166 1 2008 DATE faba-196 166 2 covid-19 PRODUCT faba-196 167 1 gpr ORG faba-196 167 2 annual DATE faba-196 167 3 0.70 CARDINAL faba-196 167 4 0.04 CARDINAL faba-196 169 1 2 CARDINAL faba-196 169 2 grl npl roa z_score epu PERSON faba-196 170 1 gpr ORG faba-196 170 2 10.0772 CARDINAL faba-196 170 3 1.6901 MONEY faba-196 171 1 0.4697 CARDINAL faba-196 171 2 2.1797 0.1364 0.0146 QUANTITY faba-196 172 1 15.5403 CARDINAL faba-196 173 1 1.7406 MONEY faba-196 173 2 2.0896 CARDINAL faba-196 173 3 0.4600 MONEY faba-196 173 4 9.8959 CARDINAL faba-196 173 5 2.3131 MONEY faba-196 173 6 270.9091 CARDINAL faba-196 173 7 252.1697 CARDINAL faba-196 173 8 5.4924 MONEY faba-196 174 1 0.0000 0.0000 CARDINAL faba-196 174 2 100 CARDINAL faba-196 174 3 100 100 CARDINAL faba-196 175 1 3 CARDINAL faba-196 175 2 grl npl roa z_score epu gpr PERSON faba-196 175 3 1.0000 npl -0.3552 1.0000 PERSON faba-196 175 4 1.0000 CARDINAL faba-196 175 5 0.0708 CARDINAL faba-196 175 6 0.0487 CARDINAL faba-196 175 7 gpr ORG faba-196 175 8 1.0000 CARDINAL faba-196 176 1 3 CARDINAL faba-196 177 1 npl PERSON faba-196 178 1 gpr ORG faba-196 180 1 second ORDINAL faba-196 181 1 second ORDINAL faba-196 184 1 4 CARDINAL faba-196 184 2 gpr ORG faba-196 184 3 south african NORP faba-196 187 1 npl PERSON faba-196 188 1 south african NORP faba-196 189 1 south african NORP faba-196 190 1 npl PERSON faba-196 190 2 2022 CARDINAL faba-196 190 3 g7 GPE faba-196 190 4 eu ORG faba-196 191 1 2021 CARDINAL faba-196 192 1 2021 CARDINAL faba-196 192 2 south african NORP faba-196 193 1 damien kunjal PERSON faba-196 193 2 ananda rao suvvari ORG faba-196 193 3 6 CARDINAL faba-196 193 4 1 CARDINAL faba-196 193 5 2024 80 DATE faba-196 193 6 gpr ORG faba-196 193 7 npl PERSON faba-196 194 1 gpr ORG faba-196 194 2 south african NORP faba-196 195 1 phan et al PERSON faba-196 196 1 2022 CARDINAL faba-196 196 2 gpr ORG faba-196 196 3 u.s banks GPE faba-196 197 1 gpr ORG faba-196 197 2 south african NORP faba-196 197 3 two CARDINAL faba-196 197 4 3 CARDINAL faba-196 198 1 gpr ORG faba-196 198 2 south africa GPE faba-196 199 1 4 CARDINAL faba-196 200 1 grl npl roa z_score PERSON faba-196 200 2 55.9807 CARDINAL faba-196 200 3 1.3507 CARDINAL faba-196 200 4 0.2102 CARDINAL faba-196 201 1 0.7779 CARDINAL faba-196 203 1 2.7759 CARDINAL faba-196 203 2 0.6082 0.5305 MONEY faba-196 204 1 1.1933 MONEY faba-196 205 1 1.4983 CARDINAL faba-196 205 2 0.0709 MONEY faba-196 206 1 66.7311 CARDINAL faba-196 206 2 10.7612 CARDINAL faba-196 207 1 0.7762 MONEY faba-196 207 2 3.5845 15.8238 MONEY faba-196 207 3 5.3738 MONEY faba-196 207 4 0.0001 0.0000 0.0000 MONEY faba-196 207 5 0.0000 MONEY faba-196 207 6 1% PERCENT faba-196 207 7 5% PERCENT faba-196 207 8 10% PERCENT faba-196 209 1 5 CARDINAL faba-196 210 1 gpr grl npl roa z_score PERSON faba-196 210 2 673.6634 CARDINAL faba-196 210 3 39.1983 CARDINAL faba-196 210 4 0.4762 CARDINAL faba-196 210 5 0.0351 CARDINAL faba-196 210 6 0.6948 CARDINAL faba-196 212 1 1.9806 CARDINAL faba-196 212 2 1.7811 0.1835 MONEY faba-196 212 3 1.1578 MONEY faba-196 212 4 1.4238 CARDINAL faba-196 213 1 2.2141 11.1129 MONEY faba-196 214 1 0.0470 MONEY faba-196 214 2 0.4360 0.7736 MONEY faba-196 214 3 0.6059 CARDINAL faba-196 214 4 3.5265 CARDINAL faba-196 214 5 10.0895 CARDINAL faba-196 214 6 7.0141 ORG faba-196 214 7 0.0001 0.0000 0.0000 MONEY faba-196 214 8 0.0000 MONEY faba-196 214 9 1% PERCENT faba-196 214 10 5% PERCENT faba-196 214 11 10% PERCENT faba-196 216 1 gpr ORG faba-196 218 1 gpr ORG faba-196 219 1 6 CARDINAL faba-196 219 2 7 CARDINAL faba-196 219 3 gpr ORG faba-196 219 4 npl PERSON faba-196 219 5 gpr ORG faba-196 220 1 8 CARDINAL faba-196 220 2 9 CARDINAL faba-196 220 3 gpr ORG faba-196 220 4 npl PERSON faba-196 220 5 gpr ORG faba-196 221 1 gpr ORG faba-196 222 1 10 and 11 CARDINAL faba-196 223 1 south african NORP faba-196 223 2 south african NORP faba-196 224 1 south african NORP faba-196 224 2 damien kunjal PERSON faba-196 224 3 ananda rao suvvari ORG faba-196 224 4 6 CARDINAL faba-196 224 5 1 CARDINAL faba-196 224 6 2024 81 DATE faba-196 224 7 gpr ORG faba-196 224 8 south african NORP faba-196 225 1 6 CARDINAL faba-196 225 2 grl npl roa z_score PERSON faba-196 225 3 grl npl roa z_score PERSON faba-196 225 4 502.047 22.247 -114.583 -359.467 MONEY faba-196 225 5 0.050 0.083 CARDINAL faba-196 227 1 0.318 CARDINAL faba-196 227 2 3.180 0.717 CARDINAL faba-196 228 1 0.874 CARDINAL faba-196 228 2 0.297 CARDINAL faba-196 229 1 3.533 CARDINAL faba-196 229 2 14.364 CARDINAL faba-196 229 3 0.174 CARDINAL faba-196 229 4 1.255 CARDINAL faba-196 229 5 1.300 MONEY faba-196 229 6 1.049 CARDINAL faba-196 229 7 0.335 CARDINAL faba-196 229 8 0.078 CARDINAL faba-196 229 9 58.210 CARDINAL faba-196 229 10 4.889 CARDINAL faba-196 229 11 15.672 CARDINAL faba-196 230 1 0.003 CARDINAL faba-196 230 2 0.002 0.034 CARDINAL faba-196 230 3 0.373 0.898 MONEY faba-196 230 4 0.583 CARDINAL faba-196 230 5 1.784 CARDINAL faba-196 230 6 26.345 MONEY faba-196 230 7 12.768 MONEY faba-196 230 8 3.527 MONEY faba-196 230 9 4.200 CARDINAL faba-196 230 10 4.196 MONEY faba-196 230 11 0.098 0.000 0.000 0.004 0.002 0.000 0.001 0.001 MONEY faba-196 230 12 1% PERCENT faba-196 230 13 5% PERCENT faba-196 230 14 10% PERCENT faba-196 232 1 7 CARDINAL faba-196 232 2 gpr ORG faba-196 232 3 grl npl roa z_score PERSON faba-196 232 4 grl npl roa z_score PERSON faba-196 232 5 57.100 CARDINAL faba-196 232 6 233.662 MONEY faba-196 232 7 1.401 CARDINAL faba-196 232 8 0.101 CARDINAL faba-196 234 1 1.997 CARDINAL faba-196 234 2 0.720 CARDINAL faba-196 234 3 0.901 CARDINAL faba-196 234 4 0.296 CARDINAL faba-196 234 5 2.925 11.460 CARDINAL faba-196 234 6 12.518 CARDINAL faba-196 235 1 1.473 CARDINAL faba-196 235 2 0.738 CARDINAL faba-196 235 3 1.456 MONEY faba-196 235 4 0.527 CARDINAL faba-196 235 5 0.393 CARDINAL faba-196 235 6 0.016 CARDINAL faba-196 235 7 103.86 CARDINAL faba-196 235 8 0.035 CARDINAL faba-196 235 9 0.077 CARDINAL faba-196 235 10 0.002 CARDINAL faba-196 235 11 0.001 0.102 CARDINAL faba-196 235 12 0.370 CARDINAL faba-196 235 13 0.621 CARDINAL faba-196 235 14 1.758 CARDINAL faba-196 235 15 4.909 CARDINAL faba-196 235 16 0.103 0.000 0.000 0.000 0.002 0.000 0.001 0.000 MONEY faba-196 235 17 1% PERCENT faba-196 235 18 5% PERCENT faba-196 235 19 10% PERCENT faba-196 237 1 8 CARDINAL faba-196 237 2 grl npl roa z_score PERSON faba-196 237 3 grl npl roa z_score PERSON faba-196 237 4 51.273 CARDINAL faba-196 237 5 83.269 CARDINAL faba-196 237 6 2.430 CARDINAL faba-196 237 7 0.261 CARDINAL faba-196 237 8 0.003 0.090 CARDINAL faba-196 237 9 0.026 MONEY faba-196 238 1 0.897 CARDINAL faba-196 239 1 1.242 1.231 CARDINAL faba-196 239 2 3.677 CARDINAL faba-196 239 3 0.706 CARDINAL faba-196 239 4 0.661 0.353 CARDINAL faba-196 239 5 3.220 CARDINAL faba-196 239 6 0.096 CARDINAL faba-196 240 1 8.074 CARDINAL faba-196 240 2 17.866 CARDINAL faba-196 240 3 126.95 CARDINAL faba-196 240 4 0.016 -0.010 -0.152 -0.005 PERSON faba-196 240 5 0.450 0.723 0.729 MONEY faba-196 240 6 0.511 CARDINAL faba-196 240 7 2.454 7.835 MONEY faba-196 240 8 8.079 MONEY faba-196 240 9 2.866 MONEY faba-196 240 10 3.390 3.130 MONEY faba-196 240 11 0.023 0.000 MONEY faba-196 240 12 0.003 0.005 CARDINAL faba-196 240 13 1% PERCENT faba-196 240 14 5% PERCENT faba-196 240 15 10% PERCENT faba-196 242 1 damien kunjal PERSON faba-196 242 2 ananda rao suvvari ORG faba-196 242 3 6 CARDINAL faba-196 242 4 1 CARDINAL faba-196 242 5 2024 82 DATE faba-196 242 6 9 CARDINAL faba-196 242 7 gpr ORG faba-196 242 8 grl npl roa z_score PERSON faba-196 242 9 grl npl roa z_score PERSON faba-196 242 10 36.419 CARDINAL faba-196 243 1 132.47 CARDINAL faba-196 243 2 90.218 CARDINAL faba-196 243 3 3.711 0.151 CARDINAL faba-196 243 4 0.691 0.076 CARDINAL faba-196 243 5 41.272 CARDINAL faba-196 243 6 2.208 CARDINAL faba-196 243 7 1.336 MONEY faba-196 243 8 0.450 CARDINAL faba-196 243 9 0.488 CARDINAL faba-196 243 10 2.841 CARDINAL faba-196 243 11 0.070 CARDINAL faba-196 243 12 27.456 CARDINAL faba-196 243 13 13.292 CARDINAL faba-196 243 14 0.018 0.050 -0.303 QUANTITY faba-196 243 15 0.056 0.040 CARDINAL faba-196 243 16 0.622 CARDINAL faba-196 243 17 2.490 CARDINAL faba-196 243 18 8.122 CARDINAL faba-196 243 19 3.249 MONEY faba-196 243 20 4.95 CARDINAL faba-196 243 21 0.021 0.000 0.000 0.001 0.004 MONEY faba-196 243 22 1% PERCENT faba-196 243 23 5% PERCENT faba-196 243 24 10% PERCENT faba-196 245 1 10 CARDINAL faba-196 246 1 grl npl roa z_score PERSON faba-196 246 2 80.0342 CARDINAL faba-196 247 1 8.9992 CARDINAL faba-196 247 2 9.0631 CARDINAL faba-196 247 3 1.0575 CARDINAL faba-196 250 1 3.7094 CARDINAL faba-196 251 1 0.1183 MONEY faba-196 252 1 84.9001 CARDINAL faba-196 253 1 8.2795 CARDINAL faba-196 253 2 0.0322 0.0070 CARDINAL faba-196 253 3 0.4335 0.7534 0.7028 MONEY faba-196 253 4 3.4918 13.9373 CARDINAL faba-196 253 5 5.0731 CARDINAL faba-196 253 6 0.0001 0.0000 0.0000 MONEY faba-196 253 7 0.0000 MONEY faba-196 253 8 1% PERCENT faba-196 253 9 5% PERCENT faba-196 253 10 10% PERCENT faba-196 255 1 11 CARDINAL faba-196 256 1 gpr grl npl roa z_score PERSON faba-196 256 2 2.9456 CARDINAL faba-196 256 3 0.3085 CARDINAL faba-196 256 4 0.9942 CARDINAL faba-196 258 1 2.6294 CARDINAL faba-196 259 1 1.2933 CARDINAL faba-196 260 1 69.6164 CARDINAL faba-196 261 1 4.3159 CARDINAL faba-196 262 1 0.4360 CARDINAL faba-196 262 2 3.5269 CARDINAL faba-196 262 3 10.4360 CARDINAL faba-196 262 4 5.4921 MONEY faba-196 262 5 0.0001 0.0000 0.0000 MONEY faba-196 262 6 0.0000 MONEY faba-196 262 7 1% PERCENT faba-196 262 8 5% PERCENT faba-196 262 9 10% PERCENT faba-196 265 1 recent years DATE faba-196 266 1 damien kunjal PERSON faba-196 266 2 ananda rao suvvari ORG faba-196 266 3 6 CARDINAL faba-196 266 4 1 CARDINAL faba-196 266 5 2024 83 DATE faba-196 266 6 south africa GPE faba-196 267 1 10 CARDINAL faba-196 267 2 south african NORP faba-196 267 3 2013 DATE faba-196 267 4 2022 CARDINAL faba-196 268 1 south african NORP faba-196 268 2 gpr ORG faba-196 270 1 south african NORP faba-196 271 1 gpr ORG faba-196 271 2 south africa GPE faba-196 282 1 ahir, h., n. bloom ORG faba-196 282 2 d. NORP faba-196 283 1 2022 CARDINAL faba-196 285 1 national bureau of economic research ORG faba-196 286 1 alfadli PERSON faba-196 286 2 a. PERSON faba-196 287 1 2020 DATE faba-196 289 1 1284-1288 DATE faba-196 290 1 a. m. k. 2017 PERSON faba-196 292 1 jordanian NORP faba-196 293 1 55 CARDINAL faba-196 293 2 s. v. hemmen PERSON faba-196 294 1 2020 DATE faba-196 296 1 international journal of energy economics ORG faba-196 296 2 10(5 CARDINAL faba-196 296 3 305 CARDINAL faba-196 297 1 ashraf PERSON faba-196 297 2 b.n. PERSON faba-196 298 1 2019 DATE faba-196 300 1 44 DATE faba-196 300 2 100695 DATE faba-196 301 1 athari ORG faba-196 301 2 s. a. 2021 PERSON faba-196 302 1 ukrainian NORP faba-196 303 1 33(4 CARDINAL faba-196 303 2 458 CARDINAL faba-196 304 1 e. bouri PERSON faba-196 304 2 t. h. v. hoang ORG faba-196 304 3 s. j. h. shahzad PERSON faba-196 305 1 2020 DATE faba-196 306 1 covid-19 PERSON faba-196 307 1 berger PERSON faba-196 307 2 a.n. PERSON faba-196 307 3 o. guedhami PERSON faba-196 307 4 h. h. kim PERSON faba-196 307 5 x. li PERSON faba-196 307 6 2022 CARDINAL faba-196 309 1 49 DATE faba-196 309 2 100893 DATE faba-196 310 1 m.d. GPE faba-196 310 2 j. v. duca PERSON faba-196 310 3 c. koch PERSON faba-196 311 1 2016 DATE faba-196 312 1 several decades DATE faba-196 313 1 26 CARDINAL faba-196 313 2 90 CARDINAL faba-196 314 1 w. PERSON faba-196 315 1 2022 CARDINAL faba-196 317 1 169 CARDINAL faba-196 317 2 89-97 CARDINAL faba-196 317 3 burger ORG faba-196 317 4 s. 2023 PERSON faba-196 318 1 2023 CARDINAL faba-196 320 1 01 CARDINAL faba-196 320 2 d. NORP faba-196 320 3 m. iacoviello PERSON faba-196 321 1 2022 CARDINAL faba-196 323 1 american NORP faba-196 323 2 112(4): 11941225 DATE faba-196 324 1 chi PERSON faba-196 324 2 q. PERSON faba-196 324 3 w. li PERSON faba-196 324 4 2017 DATE faba-196 325 1 chinese NORP faba-196 326 1 china journal of accounting research ORG faba-196 326 2 33 CARDINAL faba-196 327 1 daly, k. PERSON faba-196 327 2 j. a. batten PERSON faba-196 327 3 a. v. mishra PERSON faba-196 327 4 t. choudhury PERSON faba-196 328 1 2019 DATE faba-196 330 1 journal of international financial markets ORG faba-196 330 2 63 DATE faba-196 330 3 101136 DATE faba-196 331 1 danisman PERSON faba-196 331 2 g.o. GPE faba-196 331 3 e. demir PERSON faba-196 331 4 2020 DATE faba-196 332 1 european NORP faba-196 333 1 journal of multinational financial management ORG faba-196 333 2 57, 100653 DATE faba-196 334 1 demir PERSON faba-196 334 2 e. PERSON faba-196 334 3 g. o. danisman PERSON faba-196 334 4 2021 CARDINAL faba-196 336 1 the north american journal of economics ORG faba-196 336 2 57 DATE faba-196 336 3 101444 DATE faba-196 337 1 desalegn GPE faba-196 337 2 t.a. GPE faba-196 337 3 h. zhu PERSON faba-196 337 4 d. g. borojo PERSON faba-196 338 1 2023 CARDINAL faba-196 339 1 damien kunjal PERSON faba-196 339 2 ananda rao suvvari ORG faba-196 339 3 6 CARDINAL faba-196 339 4 1 CARDINAL faba-196 339 5 2024 84 DATE faba-196 340 1 123 CARDINAL faba-196 341 1 k. zaghdoudi PERSON faba-196 342 1 2020 DATE faba-196 343 1 the mena region LOC faba-196 344 1 42(5 CARDINAL faba-196 344 2 1049-1063 QUANTITY faba-196 345 1 ghenimi, a., h. chaibi PERSON faba-196 345 2 m. a. b. omri. PERSON faba-196 346 1 2017 DATE faba-196 348 1 borsa istanbul review ORG faba-196 348 2 17(4 DATE faba-196 348 3 238 CARDINAL faba-196 348 4 248 CARDINAL faba-196 349 1 hamdi ORG faba-196 349 2 k. PERSON faba-196 349 3 g. hassen PERSON faba-196 349 4 2022 CARDINAL faba-196 350 1 tunisian NORP faba-196 351 1 287 CARDINAL faba-196 352 1 hu PERSON faba-196 352 2 s. PERSON faba-196 352 3 d. gong PERSON faba-196 353 1 2019 DATE faba-196 354 1 prudential regulation ORG faba-196 355 1 29 CARDINAL faba-196 355 2 373 CARDINAL faba-196 356 1 iqbal PERSON faba-196 356 2 c. gan PERSON faba-196 356 3 m. nadeem. PERSON faba-196 357 1 2020 DATE faba-196 359 1 27(10 CARDINAL faba-196 359 2 765 CARDINAL faba-196 360 1 kahn ORG faba-196 360 2 c.m. GPE faba-196 360 3 w. wagner PERSON faba-196 360 4 2021 CARDINAL faba-196 362 1 journal of banking & finance ORG faba-196 362 2 133 CARDINAL faba-196 362 3 106152 DATE faba-196 363 1 karadima PERSON faba-196 363 2 m. PERSON faba-196 363 3 h. louri PERSON faba-196 364 1 2021 CARDINAL faba-196 366 1 38 CARDINAL faba-196 366 2 101458 DATE faba-196 367 1 khan GPE faba-196 367 2 m. s. PERSON faba-196 367 3 h. scheule PERSON faba-196 367 4 e. wu PERSON faba-196 367 5 2017 DATE faba-196 368 1 journal of banking & finance ORG faba-196 368 2 82 CARDINAL faba-196 368 3 203 CARDINAL faba-196 369 1 lee PERSON faba-196 369 2 c. c. PERSON faba-196 369 3 c. c. lee PERSON faba-196 369 4 j. h. zeng PERSON faba-196 369 5 y. l. hsu. PERSON faba-196 369 6 2017 DATE faba-196 370 1 peer bank ORG faba-196 371 1 30 CARDINAL faba-196 371 2 79 CARDINAL faba-196 372 1 lΓ©on, f., and ORG faba-196 372 2 a. zins PERSON faba-196 372 3 2020 DATE faba-196 373 1 africa LOC faba-196 374 1 84 CARDINAL faba-196 374 2 102-116 CARDINAL faba-196 375 1 liu PERSON faba-196 375 2 l. x. PERSON faba-196 375 3 s. liu PERSON faba-196 375 4 m. sathye PERSON faba-196 375 5 2021 CARDINAL faba-196 377 1 474 CARDINAL faba-196 378 1 makrelov PERSON faba-196 378 2 n. pillay PERSON faba-196 378 3 b. morule PERSON faba-196 379 1 2023 CARDINAL faba-196 380 1 south africa GPE faba-196 381 1 south african journal of economics ORG faba-196 381 2 91(1 CARDINAL faba-196 381 3 116 CARDINAL faba-196 382 1 mendy PERSON faba-196 382 2 l. l. PERSON faba-196 382 3 s. y. yang PERSON faba-196 382 4 w. z. shi PERSON faba-196 383 1 2023 CARDINAL faba-196 385 1 pacific basin LOC faba-196 386 1 127 CARDINAL faba-196 388 1 naili PERSON faba-196 388 2 m. PERSON faba-196 389 1 2022 CARDINAL faba-196 391 1 international journal of finance & economics ORG faba-196 391 2 27(1 CARDINAL faba-196 391 3 334-360 CARDINAL faba-196 392 1 b. mgxekwa PERSON faba-196 392 2 n. ndlovu PERSON faba-196 392 3 n. ngonyama PERSON faba-196 392 4 c. mlambo PERSON faba-196 393 1 2023 CARDINAL faba-196 394 1 south african NORP faba-196 395 1 30 DATE faba-196 396 1 nguyen PERSON faba-196 396 2 c. p. PERSON faba-196 396 3 t. h. le ORG faba-196 396 4 t. d. su. PERSON faba-196 396 5 2020 DATE faba-196 398 1 51, 101118 DATE faba-196 399 1 nguyen PERSON faba-196 399 2 t. c. 2021 PERSON faba-196 400 1 european NORP faba-196 401 1 journal of international financial markets ORG faba-196 401 2 74, 101387 DATE faba-196 402 1 nguyen PERSON faba-196 402 2 t. c. GPE faba-196 402 3 t. h. thuy PERSON faba-196 403 1 2023 CARDINAL faba-196 405 1 54 CARDINAL faba-196 405 2 103812 DATE faba-196 406 1 nguyen PERSON faba-196 406 2 t. p. t. PERSON faba-196 406 3 s. nghiem PERSON faba-196 406 4 d. NORP faba-196 407 1 2021 CARDINAL faba-196 408 1 india GPE faba-196 409 1 104 CARDINAL faba-196 409 2 105529 DATE faba-196 410 1 orden-cruz PERSON faba-196 410 2 c. PERSON faba-196 410 3 j. paule-vianez PERSON faba-196 410 4 j. lobΓ£o PERSON faba-196 411 1 2023 CARDINAL faba-196 413 1 international journal of finance & economics ORG faba-196 413 2 28(3 DATE faba-196 413 3 3420 CARDINAL faba-196 414 1 p. k. 2021 PERSON faba-196 415 1 nigerian NORP faba-196 416 1 37(4 DATE faba-196 416 2 401 CARDINAL faba-196 417 1 k. 2022 PERSON faba-196 419 1 asian journal of economics ORG faba-196 419 2 6(2 CARDINAL faba-196 419 3 221 CARDINAL faba-196 419 4 p. k. PERSON faba-196 419 5 t. g. arun PERSON faba-196 420 1 2022 CARDINAL faba-196 423 1 panchia PERSON faba-196 423 2 2023 CARDINAL faba-196 424 1 south africa GPE faba-196 424 2 israel GPE faba-196 424 3 gaza GPE faba-196 426 1 01 CARDINAL faba-196 426 2 d. h. b. PERSON faba-196 426 3 b. n. iyke PERSON faba-196 426 4 s. s. sharma PERSON faba-196 427 1 2021 CARDINAL faba-196 429 1 94 CARDINAL faba-196 429 2 1018-1029 CARDINAL faba-196 430 1 d. h. b. PERSON faba-196 430 2 t. tran PERSON faba-196 430 3 b. n. iyke PERSON faba-196 431 1 2022 CARDINAL faba-196 433 1 46, 102453 DATE faba-196 434 1 riadi PERSON faba-196 434 2 s. s. PERSON faba-196 434 3 m. hadjaat PERSON faba-196 434 4 r. yudaruddin PERSON faba-196 434 5 2022 CARDINAL faba-196 435 1 covid-19 PERSON faba-196 436 1 6 CARDINAL faba-196 436 2 262 CARDINAL faba-196 437 1 damien kunjal PERSON faba-196 437 2 ananda rao suvvari ORG faba-196 437 3 6 CARDINAL faba-196 437 4 1 CARDINAL faba-196 437 5 2024 85 DATE faba-196 437 6 m., p. jiang PERSON faba-196 437 7 s. bakhsh PERSON faba-196 437 8 z. zhao PERSON faba-196 437 9 2021 DATE faba-196 439 1 pacific-basin LOC faba-196 439 2 68 CARDINAL faba-196 439 3 101610 DATE faba-196 440 1 shabir PERSON faba-196 440 2 m., p. jiang PERSON faba-196 440 3 y. shahab PERSON faba-196 440 4 p. wang PERSON faba-196 441 1 2023 CARDINAL faba-196 443 1 87 DATE faba-196 443 2 102603 DATE faba-196 444 1 tran PERSON faba-196 444 2 d. v. 2020 PERSON faba-196 446 1 339 CARDINAL faba-196 447 1 tran PERSON faba-196 447 2 d. v. PERSON faba-196 447 3 k. hoang PERSON faba-196 447 4 c. nguyen PERSON faba-196 448 1 2021 CARDINAL faba-196 450 1 39, 101639 DATE faba-196 451 1 m. c. PERSON faba-196 451 2 e. muchapondwa PERSON faba-196 452 1 2022 CARDINAL faba-196 453 1 south africa GPE faba-196 454 1 77199-77237 DATE faba-196 455 1 c. li PERSON faba-196 455 2 h. sha PERSON faba-196 455 3 l. shao PERSON faba-196 455 4 2021 DATE faba-196 457 1 china GPE faba-196 458 1 41 CARDINAL faba-196 459 1 yeoh PERSON faba-196 459 2 2010 DATE faba-196 461 1 7(1 DATE faba-196 461 2 42-69 DATE faba-196 462 1 a. n. berkman PERSON faba-196 463 1 2022 CARDINAL faba-196 465 1 tΓΌrk ORG faba-196 465 2 dergisi ORG faba-196 465 3 7(2 CARDINAL faba-196 465 4 89 CARDINAL