id	sid	tid	token	lemma	pos
faba-101	1	1	159	159	NUM
faba-101	1	2	finance	finance	NOUN
faba-101	1	3	,	,	PUNCT
faba-101	1	4	accounting	accounting	NOUN
faba-101	1	5	and	and	CCONJ
faba-101	1	6	business	business	NOUN
faba-101	1	7	analysis	analysis	NOUN
faba-101	1	8	volume	volume	NOUN
faba-101	1	9	3	3	NUM
faba-101	1	10	issue	issue	NOUN
faba-101	1	11	2	2	NUM
faba-101	1	12	,	,	PUNCT
faba-101	1	13	2021	2021	NUM
faba-101	1	14	http://faba.bg	http://faba.bg	NOUN
faba-101	1	15	impact	impact	NOUN
faba-101	1	16	of	of	ADP
faba-101	1	17	sharia	sharia	PROPN
faba-101	1	18	financing	financing	NOUN
faba-101	1	19	life	life	NOUN
faba-101	1	20	insurance	insurance	NOUN
faba-101	1	21	products	product	NOUN
faba-101	1	22	on	on	ADP
faba-101	1	23	sharia	sharia	PROPN
faba-101	1	24	banking	banking	NOUN
faba-101	1	25	performance	performance	NOUN
faba-101	1	26	and	and	CCONJ
faba-101	1	27	sharia	sharia	PROPN
faba-101	1	28	insurance	insurance	NOUN
faba-101	1	29	industry	industry	NOUN
faba-101	1	30	reza	reza	PROPN
faba-101	1	31	ronaldo	ronaldo	PROPN
faba-101	1	32	*	*	PROPN
faba-101	1	33	,	,	PUNCT
faba-101	1	34	yul	yul	PROPN
faba-101	1	35	maulini	maulini	PROPN
faba-101	1	36	stebi	stebi	PROPN
faba-101	1	37	lampung	lampung	PROPN
faba-101	1	38	,	,	PUNCT
faba-101	1	39	indonesia	indonesia	PROPN
faba-101	1	40	info	info	NOUN
faba-101	1	41	articles	article	NOUN
faba-101	1	42	abstract	abstract	ADJ
faba-101	1	43	keywords	keyword	NOUN
faba-101	1	44	:	:	PUNCT
faba-101	1	45	sharia	sharia	NOUN
faba-101	1	46	financing	financing	NOUN
faba-101	1	47	life	life	NOUN
faba-101	1	48	insurance	insurance	NOUN
faba-101	1	49	,	,	PUNCT
faba-101	1	50	sharia	sharia	PROPN
faba-101	1	51	banking	banking	NOUN
faba-101	1	52	performance	performance	NOUN
faba-101	1	53	,	,	PUNCT
faba-101	1	54	bprs	bprs	NOUN
faba-101	1	55	,	,	PUNCT
faba-101	1	56	sharia	sharia	PROPN
faba-101	1	57	insurance	insurance	NOUN
faba-101	1	58	industry	industry	NOUN
faba-101	1	59	.	.	PUNCT
faba-101	2	1	sharia	sharia	PROPN
faba-101	2	2	financing	financing	NOUN
faba-101	2	3	life	life	NOUN
faba-101	2	4	insurance	insurance	NOUN
faba-101	2	5	is	be	AUX
faba-101	2	6	an	an	DET
faba-101	2	7	insurance	insurance	NOUN
faba-101	2	8	that	that	PRON
faba-101	2	9	must	must	AUX
faba-101	2	10	be	be	AUX
faba-101	2	11	followed	follow	VERB
faba-101	2	12	by	by	ADP
faba-101	2	13	every	every	DET
faba-101	2	14	participant	participant	NOUN
faba-101	2	15	related	relate	VERB
faba-101	2	16	to	to	ADP
faba-101	2	17	financing	finance	VERB
faba-101	2	18	in	in	ADP
faba-101	2	19	a	a	DET
faba-101	2	20	financing	financing	NOUN
faba-101	2	21	transaction	transaction	NOUN
faba-101	2	22	in	in	ADP
faba-101	2	23	sharia	sharia	PROPN
faba-101	2	24	banking	banking	PROPN
faba-101	2	25	and	and	CCONJ
faba-101	2	26	sharia	sharia	PROPN
faba-101	2	27	people	people	NOUN
faba-101	2	28	's	's	PART
faba-101	2	29	financing	financing	NOUN
faba-101	2	30	bank	bank	NOUN
faba-101	2	31	to	to	PART
faba-101	2	32	anticipate	anticipate	VERB
faba-101	2	33	the	the	DET
faba-101	2	34	occurrence	occurrence	NOUN
faba-101	2	35	of	of	ADP
faba-101	2	36	non	non	ADJ
faba-101	2	37	-	-	ADJ
faba-101	2	38	performing	perform	VERB
faba-101	2	39	financing	financing	NOUN
faba-101	2	40	caused	cause	VERB
faba-101	2	41	by	by	ADP
faba-101	2	42	the	the	DET
faba-101	2	43	customer	customer	NOUN
faba-101	2	44	's	's	PART
faba-101	2	45	death	death	NOUN
faba-101	2	46	due	due	ADP
faba-101	2	47	to	to	ADP
faba-101	2	48	illness	illness	NOUN
faba-101	2	49	or	or	CCONJ
faba-101	2	50	accident	accident	NOUN
faba-101	2	51	.	.	PUNCT
faba-101	3	1	however	however	ADV
faba-101	3	2	,	,	PUNCT
faba-101	3	3	the	the	DET
faba-101	3	4	high	high	ADJ
faba-101	3	5	claims	claim	NOUN
faba-101	3	6	of	of	ADP
faba-101	3	7	sharia	sharia	PROPN
faba-101	3	8	financing	financing	NOUN
faba-101	3	9	life	life	NOUN
faba-101	3	10	insurance	insurance	NOUN
faba-101	3	11	since	since	SCONJ
faba-101	3	12	2016	2016	NUM
faba-101	3	13	-	-	SYM
faba-101	3	14	2020	2020	NUM
faba-101	3	15	have	have	AUX
faba-101	3	16	resulted	result	VERB
faba-101	3	17	in	in	ADP
faba-101	3	18	an	an	DET
faba-101	3	19	increase	increase	NOUN
faba-101	3	20	in	in	ADP
faba-101	3	21	claim	claim	NOUN
faba-101	3	22	reserves	reserve	NOUN
faba-101	3	23	and	and	CCONJ
faba-101	3	24	high	high	ADJ
faba-101	3	25	reinsurance	reinsurance	NOUN
faba-101	3	26	premiums	premium	NOUN
faba-101	3	27	for	for	ADP
faba-101	3	28	sharia	sharia	PROPN
faba-101	3	29	financing	financing	NOUN
faba-101	3	30	life	life	NOUN
faba-101	3	31	insurance	insurance	NOUN
faba-101	3	32	products	product	NOUN
faba-101	3	33	as	as	ADP
faba-101	3	34	the	the	DET
faba-101	3	35	background	background	NOUN
faba-101	3	36	for	for	ADP
faba-101	3	37	writing	write	VERB
faba-101	3	38	this	this	DET
faba-101	3	39	article	article	NOUN
faba-101	3	40	.	.	PUNCT
faba-101	4	1	the	the	DET
faba-101	4	2	research	research	NOUN
faba-101	4	3	method	method	NOUN
faba-101	4	4	used	use	VERB
faba-101	4	5	is	be	AUX
faba-101	4	6	a	a	DET
faba-101	4	7	comparative	comparative	ADJ
faba-101	4	8	phenomenon	phenomenon	NOUN
faba-101	4	9	method	method	NOUN
faba-101	4	10	by	by	ADP
faba-101	4	11	comparing	compare	VERB
faba-101	4	12	factual	factual	ADJ
faba-101	4	13	phenomena	phenomenon	NOUN
faba-101	4	14	to	to	ADP
faba-101	4	15	the	the	DET
faba-101	4	16	variables	variable	NOUN
faba-101	4	17	studied	study	VERB
faba-101	4	18	.	.	PUNCT
faba-101	5	1	the	the	DET
faba-101	5	2	impact	impact	NOUN
faba-101	5	3	of	of	ADP
faba-101	5	4	sharia	sharia	PROPN
faba-101	5	5	financing	financing	NOUN
faba-101	5	6	life	life	NOUN
faba-101	5	7	insurance	insurance	NOUN
faba-101	5	8	products	product	NOUN
faba-101	5	9	on	on	ADP
faba-101	5	10	the	the	DET
faba-101	5	11	performance	performance	NOUN
faba-101	5	12	of	of	ADP
faba-101	5	13	islamic	islamic	ADJ
faba-101	5	14	banking	banking	NOUN
faba-101	5	15	and	and	CCONJ
faba-101	5	16	rural	rural	ADJ
faba-101	5	17	banks	bank	NOUN
faba-101	5	18	has	have	VERB
faba-101	5	19	a	a	DET
faba-101	5	20	positive	positive	ADJ
faba-101	5	21	impact	impact	NOUN
faba-101	5	22	,	,	PUNCT
faba-101	5	23	as	as	SCONJ
faba-101	5	24	evidenced	evidence	VERB
faba-101	5	25	by	by	ADP
faba-101	5	26	the	the	DET
faba-101	5	27	increased	increase	VERB
faba-101	5	28	claim	claim	NOUN
faba-101	5	29	payments	payment	NOUN
faba-101	5	30	from	from	ADP
faba-101	5	31	2016	2016	NUM
faba-101	5	32	-	-	SYM
faba-101	5	33	2020	2020	NUM
faba-101	5	34	and	and	CCONJ
faba-101	5	35	the	the	DET
faba-101	5	36	relatively	relatively	ADV
faba-101	5	37	small	small	ADJ
faba-101	5	38	non	non	ADJ
faba-101	5	39	-	-	ADJ
faba-101	5	40	performing	perform	VERB
faba-101	5	41	bank	bank	NOUN
faba-101	5	42	loans	loan	NOUN
faba-101	5	43	,	,	PUNCT
faba-101	5	44	but	but	CCONJ
faba-101	5	45	had	have	VERB
faba-101	5	46	a	a	DET
faba-101	5	47	negative	negative	ADJ
faba-101	5	48	impact	impact	NOUN
faba-101	5	49	on	on	ADP
faba-101	5	50	sharia	sharia	PROPN
faba-101	5	51	insurance	insurance	NOUN
faba-101	5	52	and	and	CCONJ
faba-101	5	53	reinsurance	reinsurance	NOUN
faba-101	5	54	.	.	PUNCT
faba-101	6	1	the	the	DET
faba-101	6	2	increase	increase	NOUN
faba-101	6	3	in	in	ADP
faba-101	6	4	claims	claim	NOUN
faba-101	6	5	reserves	reserve	NOUN
faba-101	6	6	and	and	CCONJ
faba-101	6	7	high	high	ADJ
faba-101	6	8	reinsurance	reinsurance	NOUN
faba-101	6	9	rates	rate	NOUN
faba-101	6	10	will	will	AUX
faba-101	6	11	burden	burden	VERB
faba-101	6	12	customers	customer	NOUN
faba-101	6	13	.	.	PUNCT
faba-101	7	1	we	we	PRON
faba-101	7	2	advise	advise	VERB
faba-101	7	3	sharia	sharia	PROPN
faba-101	7	4	insurance	insurance	NOUN
faba-101	7	5	companies	company	NOUN
faba-101	7	6	that	that	PRON
faba-101	7	7	experience	experience	VERB
faba-101	7	8	losses	loss	NOUN
faba-101	7	9	to	to	PART
faba-101	7	10	temporarily	temporarily	ADV
faba-101	7	11	stop	stop	VERB
faba-101	7	12	selling	sell	VERB
faba-101	7	13	these	these	DET
faba-101	7	14	products	product	NOUN
faba-101	7	15	with	with	ADP
faba-101	7	16	shifting	shift	VERB
faba-101	7	17	business	business	NOUN
faba-101	7	18	or	or	CCONJ
faba-101	7	19	carry	carry	VERB
faba-101	7	20	out	out	ADP
faba-101	7	21	risk	risk	NOUN
faba-101	7	22	selection	selection	NOUN
faba-101	7	23	on	on	ADP
faba-101	7	24	age	age	NOUN
faba-101	7	25	and	and	CCONJ
faba-101	7	26	occupation	occupation	NOUN
faba-101	7	27	,	,	PUNCT
faba-101	7	28	while	while	SCONJ
faba-101	7	29	sharia	sharia	PROPN
faba-101	7	30	insurance	insurance	NOUN
faba-101	7	31	companies	company	NOUN
faba-101	7	32	that	that	PRON
faba-101	7	33	have	have	VERB
faba-101	7	34	a	a	DET
faba-101	7	35	good	good	ADJ
faba-101	7	36	loss	loss	NOUN
faba-101	7	37	ratio	ratio	NOUN
faba-101	7	38	can	can	AUX
faba-101	7	39	apply	apply	VERB
faba-101	7	40	stop	stop	NOUN
faba-101	7	41	losses	loss	NOUN
faba-101	7	42	the	the	DET
faba-101	7	43	business	business	NOUN
faba-101	7	44	if	if	SCONJ
faba-101	7	45	claim	claim	NOUN
faba-101	7	46	above	above	ADP
faba-101	7	47	70	70	NUM
faba-101	7	48	%	%	NOUN
faba-101	7	49	for	for	ADP
faba-101	7	50	more	more	ADJ
faba-101	7	51	safety	safety	NOUN
faba-101	7	52	..	..	PUNCT
faba-101	8	1	*	*	PUNCT
faba-101	8	2	address	address	NOUN
faba-101	8	3	correspondence	correspondence	NOUN
faba-101	8	4	:	:	PUNCT
faba-101	9	1	e	e	X
faba-101	9	2	-	-	NOUN
faba-101	9	3	mail	mail	NOUN
faba-101	9	4	:	:	PUNCT
faba-101	9	5	rezaronaldo@stebilampung.ac.id	rezaronaldo@stebilampung.ac.id	ADJ
faba-101	9	6	finance	finance	NOUN
faba-101	9	7	,	,	PUNCT
faba-101	9	8	accounting	accounting	NOUN
faba-101	9	9	and	and	CCONJ
faba-101	9	10	business	business	NOUN
faba-101	9	11	analysis	analysis	NOUN
faba-101	9	12	3	3	NUM
faba-101	9	13	(	(	PUNCT
faba-101	9	14	2	2	NUM
faba-101	9	15	)	)	PUNCT
faba-101	9	16	2021	2021	NUM
faba-101	9	17	160	160	NUM
faba-101	9	18	introduction	introduction	NOUN
faba-101	9	19	the	the	DET
faba-101	9	20	need	need	NOUN
faba-101	9	21	for	for	SCONJ
faba-101	9	22	sharia	sharia	PROPN
faba-101	9	23	banking	banking	PROPN
faba-101	9	24	and	and	CCONJ
faba-101	9	25	sharia	sharia	PROPN
faba-101	9	26	rural	rural	ADJ
faba-101	9	27	financing	finance	VERB
faba-101	9	28	banks	bank	NOUN
faba-101	9	29	to	to	PART
faba-101	9	30	cover	cover	VERB
faba-101	9	31	sharia	sharia	PROPN
faba-101	9	32	financing	financing	NOUN
faba-101	9	33	life	life	NOUN
faba-101	9	34	insurance	insurance	NOUN
faba-101	9	35	is	be	AUX
faba-101	9	36	now	now	ADV
faba-101	9	37	an	an	DET
faba-101	9	38	indispensable	indispensable	ADJ
faba-101	9	39	thing	thing	NOUN
faba-101	9	40	to	to	PART
faba-101	9	41	protect	protect	VERB
faba-101	9	42	unforeseen	unforeseen	ADJ
faba-101	9	43	risks	risk	NOUN
faba-101	9	44	in	in	ADP
faba-101	9	45	banking	banking	NOUN
faba-101	9	46	operations	operation	NOUN
faba-101	9	47	and	and	CCONJ
faba-101	9	48	sharia	sharia	PROPN
faba-101	9	49	rural	rural	ADJ
faba-101	9	50	financing	finance	VERB
faba-101	9	51	banks	bank	NOUN
faba-101	9	52	.	.	PUNCT
faba-101	10	1	the	the	DET
faba-101	10	2	existence	existence	NOUN
faba-101	10	3	of	of	ADP
faba-101	10	4	sharia	sharia	PROPN
faba-101	10	5	insurance	insurance	PROPN
faba-101	10	6	and	and	CCONJ
faba-101	10	7	sharia	sharia	PROPN
faba-101	10	8	reinsurance	reinsurance	NOUN
faba-101	10	9	,	,	PUNCT
faba-101	10	10	which	which	PRON
faba-101	10	11	is	be	AUX
faba-101	10	12	called	call	VERB
faba-101	10	13	the	the	DET
faba-101	10	14	sharia	sharia	PROPN
faba-101	10	15	insurance	insurance	NOUN
faba-101	10	16	industry	industry	NOUN
faba-101	10	17	,	,	PUNCT
faba-101	10	18	is	be	AUX
faba-101	10	19	now	now	ADV
faba-101	10	20	very	very	ADV
faba-101	10	21	important	important	ADJ
faba-101	10	22	,	,	PUNCT
faba-101	10	23	because	because	SCONJ
faba-101	10	24	insurance	insurance	NOUN
faba-101	10	25	is	be	AUX
faba-101	10	26	an	an	DET
faba-101	10	27	effort	effort	NOUN
faba-101	10	28	to	to	PART
faba-101	10	29	obtain	obtain	VERB
faba-101	10	30	guarantees	guarantee	NOUN
faba-101	10	31	and	and	CCONJ
faba-101	10	32	protection	protection	NOUN
faba-101	10	33	for	for	ADP
faba-101	10	34	both	both	DET
faba-101	10	35	insurance	insurance	NOUN
faba-101	10	36	customers	customer	NOUN
faba-101	10	37	and	and	CCONJ
faba-101	10	38	banks	bank	NOUN
faba-101	10	39	and	and	CCONJ
faba-101	10	40	sharia	sharia	PROPN
faba-101	10	41	rural	rural	ADJ
faba-101	10	42	financing	finance	VERB
faba-101	10	43	banks	bank	NOUN
faba-101	10	44	who	who	PRON
faba-101	10	45	need	need	VERB
faba-101	10	46	certainty	certainty	NOUN
faba-101	10	47	and	and	CCONJ
faba-101	10	48	protection	protection	NOUN
faba-101	10	49	from	from	ADP
faba-101	10	50	risks	risk	NOUN
faba-101	10	51	that	that	PRON
faba-101	10	52	arise	arise	VERB
faba-101	10	53	.	.	PUNCT
faba-101	11	1	may	may	AUX
faba-101	11	2	arise	arise	VERB
faba-101	11	3	in	in	ADP
faba-101	11	4	the	the	DET
faba-101	11	5	future	future	NOUN
faba-101	11	6	(	(	PUNCT
faba-101	11	7	maksum	maksum	NOUN
faba-101	11	8	,	,	PUNCT
faba-101	11	9	2011	2011	NUM
faba-101	11	10	)	)	PUNCT
faba-101	11	11	.	.	PUNCT
faba-101	12	1	along	along	ADP
faba-101	12	2	with	with	ADP
faba-101	12	3	the	the	DET
faba-101	12	4	growth	growth	NOUN
faba-101	12	5	of	of	ADP
faba-101	12	6	sharia	sharia	PROPN
faba-101	12	7	banking	banking	NOUN
faba-101	12	8	performance	performance	NOUN
faba-101	12	9	,	,	PUNCT
faba-101	12	10	sharia	sharia	PROPN
faba-101	12	11	insurance	insurance	NOUN
faba-101	12	12	companies	company	NOUN
faba-101	12	13	in	in	ADP
faba-101	12	14	indonesia	indonesia	PROPN
faba-101	12	15	continue	continue	VERB
faba-101	12	16	to	to	PART
faba-101	12	17	improve	improve	VERB
faba-101	12	18	themselves	themselves	PRON
faba-101	12	19	and	and	CCONJ
faba-101	12	20	continue	continue	VERB
faba-101	12	21	to	to	PART
faba-101	12	22	grow	grow	VERB
faba-101	12	23	even	even	ADV
faba-101	12	24	though	though	SCONJ
faba-101	12	25	it	it	PRON
faba-101	12	26	is	be	AUX
faba-101	12	27	not	not	PART
faba-101	12	28	yet	yet	ADV
faba-101	12	29	significant	significant	ADJ
faba-101	12	30	.	.	PUNCT
faba-101	13	1	sharia	sharia	PROPN
faba-101	13	2	insurance	insurance	PROPN
faba-101	13	3	and	and	CCONJ
faba-101	13	4	sharia	sharia	PROPN
faba-101	13	5	reinsurance	reinsurance	NOUN
faba-101	13	6	companies	company	NOUN
faba-101	13	7	in	in	ADP
faba-101	13	8	indonesia	indonesia	PROPN
faba-101	13	9	consist	consist	VERB
faba-101	13	10	of	of	ADP
faba-101	13	11	7	7	NUM
faba-101	13	12	life	life	NOUN
faba-101	13	13	insurance	insurance	NOUN
faba-101	13	14	companies	company	NOUN
faba-101	13	15	(	(	PUNCT
faba-101	13	16	spin	spin	VERB
faba-101	13	17	off	off	ADP
faba-101	13	18	)	)	PUNCT
faba-101	13	19	,	,	PUNCT
faba-101	13	20	5	5	NUM
faba-101	13	21	(	(	PUNCT
faba-101	13	22	five	five	NUM
faba-101	13	23	)	)	PUNCT
faba-101	13	24	general	general	ADJ
faba-101	13	25	insurance	insurance	NOUN
faba-101	13	26	(	(	PUNCT
faba-101	13	27	spin	spin	NOUN
faba-101	13	28	offs	off	NOUN
faba-101	13	29	)	)	PUNCT
faba-101	13	30	,	,	PUNCT
faba-101	13	31	1	1	NUM
faba-101	13	32	(	(	PUNCT
faba-101	13	33	one	one	NUM
faba-101	13	34	)	)	PUNCT
faba-101	13	35	sharia	sharia	PROPN
faba-101	13	36	reinsurance	reinsurance	NOUN
faba-101	13	37	,	,	PUNCT
faba-101	13	38	23	23	NUM
faba-101	13	39	sharia	sharia	PROPN
faba-101	13	40	life	life	NOUN
faba-101	13	41	units	unit	NOUN
faba-101	13	42	,	,	PUNCT
faba-101	13	43	21	21	NUM
faba-101	13	44	sharia	sharia	PROPN
faba-101	13	45	general	general	ADJ
faba-101	13	46	units	unit	NOUN
faba-101	13	47	and	and	CCONJ
faba-101	13	48	2	2	NUM
faba-101	13	49	reinsurance	reinsurance	NOUN
faba-101	13	50	units	unit	NOUN
faba-101	13	51	as	as	SCONJ
faba-101	13	52	follows	follow	VERB
faba-101	13	53	:	:	PUNCT
faba-101	13	54	table	table	NOUN
faba-101	13	55	1	1	NUM
faba-101	13	56	.	.	PUNCT
faba-101	14	1	sharia	sharia	PROPN
faba-101	14	2	insurance	insurance	NOUN
faba-101	14	3	market	market	NOUN
faba-101	14	4	share	share	NOUN
faba-101	14	5	2020	2020	NUM
faba-101	14	6	source	source	NOUN
faba-101	14	7	:	:	PUNCT
faba-101	14	8	insurance	insurance	NOUN
faba-101	14	9	statistics	statistic	NOUN
faba-101	14	10	data	datum	NOUN
faba-101	14	11	2020	2020	NUM
faba-101	14	12	-	-	SYM
faba-101	14	13	ojk	ojk	NOUN
faba-101	14	14	.	.	PUNCT
faba-101	15	1	sharia	sharia	PROPN
faba-101	15	2	banking	banking	PROPN
faba-101	15	3	as	as	ADP
faba-101	15	4	a	a	DET
faba-101	15	5	source	source	NOUN
faba-101	15	6	of	of	ADP
faba-101	15	7	sharia	sharia	PROPN
faba-101	15	8	insurance	insurance	NOUN
faba-101	15	9	business	business	NOUN
faba-101	15	10	,	,	PUNCT
faba-101	15	11	since	since	SCONJ
faba-101	15	12	5	5	NUM
faba-101	15	13	(	(	PUNCT
faba-101	15	14	five	five	NUM
faba-101	15	15	)	)	PUNCT
faba-101	15	16	years	year	NOUN
faba-101	15	17	2016	2016	NUM
faba-101	15	18	2020	2020	NUM
faba-101	15	19	has	have	AUX
faba-101	15	20	experienced	experience	VERB
faba-101	15	21	very	very	ADV
faba-101	15	22	rapid	rapid	ADJ
faba-101	15	23	development	development	NOUN
faba-101	15	24	in	in	ADP
faba-101	15	25	conducting	conduct	VERB
faba-101	15	26	sharia	sharia	PROPN
faba-101	15	27	financing	financing	NOUN
faba-101	15	28	transactions	transaction	NOUN
faba-101	15	29	to	to	PART
faba-101	15	30	improve	improve	VERB
faba-101	15	31	the	the	DET
faba-101	15	32	economy	economy	NOUN
faba-101	15	33	and	and	CCONJ
faba-101	15	34	the	the	DET
faba-101	15	35	needs	need	NOUN
faba-101	15	36	of	of	ADP
faba-101	15	37	the	the	DET
faba-101	15	38	community	community	NOUN
faba-101	15	39	,	,	PUNCT
faba-101	15	40	so	so	SCONJ
faba-101	15	41	that	that	SCONJ
faba-101	15	42	more	more	ADJ
faba-101	15	43	and	and	CCONJ
faba-101	15	44	more	more	ADJ
faba-101	15	45	customers	customer	NOUN
faba-101	15	46	must	must	AUX
faba-101	15	47	get	get	VERB
faba-101	15	48	protection	protection	NOUN
faba-101	15	49	and	and	CCONJ
faba-101	15	50	protection	protection	NOUN
faba-101	15	51	from	from	ADP
faba-101	15	52	sharia	sharia	PROPN
faba-101	15	53	insurance	insurance	NOUN
faba-101	15	54	companies	company	NOUN
faba-101	15	55	.	.	PUNCT
faba-101	16	1	attached	attach	VERB
faba-101	16	2	is	be	AUX
faba-101	16	3	the	the	DET
faba-101	16	4	2016	2016	NUM
faba-101	16	5	-	-	PUNCT
faba-101	16	6	2020	2020	NUM
faba-101	16	7	islamic	islamic	ADJ
faba-101	16	8	banking	banking	NOUN
faba-101	16	9	growth	growth	NOUN
faba-101	16	10	sourced	source	VERB
faba-101	16	11	from	from	ADP
faba-101	16	12	islamic	islamic	ADJ
faba-101	16	13	banking	banking	NOUN
faba-101	16	14	statistics	statistic	NOUN
faba-101	16	15	,	,	PUNCT
faba-101	16	16	december	december	PROPN
faba-101	16	17	2020	2020	NUM
faba-101	16	18	as	as	SCONJ
faba-101	16	19	follows	follow	VERB
faba-101	16	20	:	:	PUNCT
faba-101	16	21	table	table	NOUN
faba-101	16	22	2	2	NUM
faba-101	16	23	.	.	PUNCT
faba-101	16	24	performance	performance	NOUN
faba-101	16	25	of	of	ADP
faba-101	16	26	indonesian	indonesian	ADJ
faba-101	16	27	islamic	islamic	PROPN
faba-101	16	28	banking	banking	PROPN
faba-101	16	29	2016	2016	NUM
faba-101	16	30	-	-	SYM
faba-101	16	31	2020	2020	NUM
faba-101	16	32	.	.	PUNCT
faba-101	17	1	source	source	NOUN
faba-101	17	2	;	;	PUNCT
faba-101	17	3	sharia	sharia	PROPN
faba-101	17	4	banking	banking	NOUN
faba-101	17	5	statistics	statistic	NOUN
faba-101	17	6	2020	2020	NUM
faba-101	17	7	finance	finance	NOUN
faba-101	17	8	,	,	PUNCT
faba-101	17	9	accounting	accounting	NOUN
faba-101	17	10	and	and	CCONJ
faba-101	17	11	business	business	NOUN
faba-101	17	12	analysis	analysis	NOUN
faba-101	17	13	3	3	NUM
faba-101	17	14	(	(	PUNCT
faba-101	17	15	2	2	NUM
faba-101	17	16	)	)	PUNCT
faba-101	17	17	2021	2021	NUM
faba-101	17	18	161	161	NUM
faba-101	17	19	table	table	NOUN
faba-101	17	20	2	2	NUM
faba-101	17	21	shows	show	VERB
faba-101	17	22	that	that	SCONJ
faba-101	17	23	the	the	DET
faba-101	17	24	performance	performance	NOUN
faba-101	17	25	of	of	ADP
faba-101	17	26	islamic	islamic	ADJ
faba-101	17	27	banking	banking	NOUN
faba-101	17	28	in	in	ADP
faba-101	17	29	indonesia	indonesia	PROPN
faba-101	17	30	continues	continue	VERB
faba-101	17	31	to	to	PART
faba-101	17	32	grow	grow	VERB
faba-101	17	33	and	and	CCONJ
faba-101	17	34	increase	increase	VERB
faba-101	17	35	in	in	ADP
faba-101	17	36	almost	almost	ADV
faba-101	17	37	all	all	PRON
faba-101	17	38	islamic	islamic	ADJ
faba-101	17	39	banking	banking	NOUN
faba-101	17	40	indicators	indicator	NOUN
faba-101	17	41	(	(	PUNCT
faba-101	17	42	total	total	ADJ
faba-101	17	43	assets	asset	NOUN
faba-101	17	44	,	,	PUNCT
faba-101	17	45	financing	financing	NOUN
faba-101	17	46	,	,	PUNCT
faba-101	17	47	third	third	ADJ
faba-101	17	48	party	party	NOUN
faba-101	17	49	funds	fund	NOUN
faba-101	17	50	,	,	PUNCT
faba-101	17	51	car	car	NOUN
faba-101	17	52	,	,	PUNCT
faba-101	17	53	roa	roa	PROPN
faba-101	17	54	,	,	PUNCT
faba-101	17	55	bopo	bopo	NOUN
faba-101	17	56	and	and	CCONJ
faba-101	17	57	others	other	NOUN
faba-101	17	58	)	)	PUNCT
faba-101	17	59	except	except	SCONJ
faba-101	17	60	for	for	ADP
faba-101	17	61	the	the	DET
faba-101	17	62	wadiah	wadiah	PROPN
faba-101	17	63	current	current	ADJ
faba-101	17	64	account	account	NOUN
faba-101	17	65	product	product	NOUN
faba-101	17	66	which	which	PRON
faba-101	17	67	in	in	ADP
faba-101	17	68	december	december	PROPN
faba-101	17	69	2020	2020	NUM
faba-101	17	70	decreased	decrease	VERB
faba-101	17	71	by	by	ADP
faba-101	17	72	-7.21	-7.21	NOUN
faba-101	17	73	%	%	NOUN
faba-101	17	74	or	or	CCONJ
faba-101	17	75	17.44	17.44	NUM
faba-101	17	76	%	%	NOUN
faba-101	17	77	compared	compare	VERB
faba-101	17	78	to	to	ADP
faba-101	17	79	the	the	DET
faba-101	17	80	achievement	achievement	NOUN
faba-101	17	81	in	in	ADP
faba-101	17	82	december	december	PROPN
faba-101	17	83	2019	2019	NUM
faba-101	17	84	which	which	PRON
faba-101	17	85	reached	reach	VERB
faba-101	17	86	32.14	32.14	NUM
faba-101	17	87	%	%	NOUN
faba-101	17	88	.	.	PUNCT
faba-101	18	1	table	table	NOUN
faba-101	18	2	3	3	NUM
faba-101	18	3	.	.	PUNCT
faba-101	19	1	performance	performance	NOUN
faba-101	19	2	of	of	ADP
faba-101	19	3	indonesian	indonesian	ADJ
faba-101	19	4	sharia	sharia	PROPN
faba-101	19	5	bpr	bpr	PROPN
faba-101	19	6	for	for	ADP
faba-101	19	7	the	the	DET
faba-101	19	8	2019	2019	NUM
faba-101	19	9	-	-	SYM
faba-101	19	10	2020	2020	NUM
faba-101	19	11	period	period	NOUN
faba-101	19	12	source	source	NOUN
faba-101	19	13	;	;	PUNCT
faba-101	19	14	banking	banking	NOUN
faba-101	19	15	statistics	statistic	NOUN
faba-101	19	16	2020	2020	NUM
faba-101	19	17	the	the	DET
faba-101	19	18	same	same	ADJ
faba-101	19	19	thing	thing	NOUN
faba-101	19	20	is	be	AUX
faba-101	19	21	seen	see	VERB
faba-101	19	22	in	in	ADP
faba-101	19	23	other	other	ADJ
faba-101	19	24	islamic	islamic	ADJ
faba-101	19	25	finance	finance	NOUN
faba-101	19	26	companies	company	NOUN
faba-101	19	27	such	such	ADJ
faba-101	19	28	as	as	ADP
faba-101	19	29	the	the	DET
faba-101	19	30	islamic	islamic	ADJ
faba-101	19	31	people	people	NOUN
faba-101	19	32	's	's	PART
faba-101	19	33	financing	financing	NOUN
faba-101	19	34	bank	bank	NOUN
faba-101	19	35	(	(	PUNCT
faba-101	19	36	bprs	bprs	NOUN
faba-101	19	37	)	)	PUNCT
faba-101	19	38	,	,	PUNCT
faba-101	19	39	which	which	PRON
faba-101	19	40	continues	continue	VERB
faba-101	19	41	to	to	PART
faba-101	19	42	grow	grow	VERB
faba-101	19	43	steadily	steadily	ADV
faba-101	19	44	although	although	SCONJ
faba-101	19	45	it	it	PRON
faba-101	19	46	does	do	AUX
faba-101	19	47	not	not	PART
faba-101	19	48	increase	increase	VERB
faba-101	19	49	significantly	significantly	ADV
faba-101	19	50	.	.	PUNCT
faba-101	20	1	however	however	ADV
faba-101	20	2	,	,	PUNCT
faba-101	20	3	the	the	DET
faba-101	20	4	rapid	rapid	ADJ
faba-101	20	5	development	development	NOUN
faba-101	20	6	of	of	ADP
faba-101	20	7	transactions	transaction	NOUN
faba-101	20	8	for	for	ADP
faba-101	20	9	sharia	sharia	PROPN
faba-101	20	10	life	life	NOUN
faba-101	20	11	insurance	insurance	NOUN
faba-101	20	12	products	product	NOUN
faba-101	20	13	(	(	PUNCT
faba-101	20	14	ajk	ajk	PROPN
faba-101	20	15	)	)	PUNCT
faba-101	20	16	from	from	ADP
faba-101	20	17	banking	banking	NOUN
faba-101	20	18	and	and	CCONJ
faba-101	20	19	sharia	sharia	PROPN
faba-101	20	20	financing	financing	NOUN
faba-101	20	21	in	in	ADP
faba-101	20	22	recent	recent	ADJ
faba-101	20	23	years	year	NOUN
faba-101	20	24	,	,	PUNCT
faba-101	20	25	has	have	AUX
faba-101	20	26	been	be	AUX
faba-101	20	27	followed	follow	VERB
faba-101	20	28	by	by	ADP
faba-101	20	29	an	an	DET
faba-101	20	30	increase	increase	NOUN
faba-101	20	31	in	in	ADP
faba-101	20	32	the	the	DET
faba-101	20	33	loss	loss	NOUN
faba-101	20	34	ratio	ratio	NOUN
faba-101	20	35	or	or	CCONJ
faba-101	20	36	even	even	ADV
faba-101	20	37	greater	great	ADJ
faba-101	20	38	claims	claim	NOUN
faba-101	20	39	,	,	PUNCT
faba-101	20	40	according	accord	VERB
faba-101	20	41	to	to	ADP
faba-101	20	42	data	datum	NOUN
faba-101	20	43	from	from	ADP
faba-101	20	44	the	the	DET
faba-101	20	45	ojk	ojk	NOUN
faba-101	20	46	insurance	insurance	NOUN
faba-101	20	47	statistics	statistic	NOUN
faba-101	20	48	for	for	ADP
faba-101	20	49	2020	2020	NUM
faba-101	20	50	,	,	PUNCT
faba-101	20	51	as	as	SCONJ
faba-101	20	52	follows	follow	VERB
faba-101	20	53	;	;	PUNCT
faba-101	20	54	table	table	NOUN
faba-101	20	55	4	4	NUM
faba-101	20	56	.	.	PUNCT
faba-101	21	1	growth	growth	NOUN
faba-101	21	2	of	of	ADP
faba-101	21	3	sharia	sharia	PROPN
faba-101	21	4	insurance	insurance	PROPN
faba-101	21	5	claim	claim	NOUN
faba-101	21	6	ratio	ratio	NOUN
faba-101	21	7	2016	2016	NUM
faba-101	21	8	2020	2020	NUM
faba-101	21	9	source	source	NOUN
faba-101	21	10	;	;	PUNCT
faba-101	21	11	ojk	ojk	NOUN
faba-101	21	12	insurance	insurance	NOUN
faba-101	21	13	statistics	statistic	NOUN
faba-101	21	14	2020	2020	NUM
faba-101	21	15	from	from	ADP
faba-101	21	16	the	the	DET
faba-101	21	17	data	datum	NOUN
faba-101	21	18	above	above	ADV
faba-101	21	19	,	,	PUNCT
faba-101	21	20	it	it	PRON
faba-101	21	21	can	can	AUX
faba-101	21	22	be	be	AUX
faba-101	21	23	seen	see	VERB
faba-101	21	24	that	that	SCONJ
faba-101	21	25	life	life	NOUN
faba-101	21	26	insurance	insurance	NOUN
faba-101	21	27	claims	claim	NOUN
faba-101	21	28	increased	increase	VERB
faba-101	21	29	sharply	sharply	ADV
faba-101	21	30	by	by	ADP
faba-101	21	31	378	378	NUM
faba-101	21	32	%	%	NOUN
faba-101	21	33	,	,	PUNCT
faba-101	21	34	since	since	SCONJ
faba-101	21	35	2016	2016	NUM
faba-101	21	36	by	by	ADP
faba-101	21	37	rp	rp	NOUN
faba-101	21	38	.	.	PROPN
faba-101	21	39	3.06	3.06	NUM
faba-101	21	40	trilion	trilion	NOUN
faba-101	21	41	to	to	ADP
faba-101	21	42	rp	rp	NOUN
faba-101	21	43	.	.	PROPN
faba-101	22	1	11.57	11.57	NUM
faba-101	22	2	trilion	trilion	NOUN
faba-101	22	3	in	in	ADP
faba-101	22	4	2020	2020	NUM
faba-101	22	5	.	.	PUNCT
faba-101	23	1	meanwhile	meanwhile	ADV
faba-101	23	2	,	,	PUNCT
faba-101	23	3	sharia	sharia	PROPN
faba-101	23	4	financing	financing	NOUN
faba-101	23	5	insurance	insurance	NOUN
faba-101	23	6	products	product	NOUN
faba-101	23	7	covered	cover	VERB
faba-101	23	8	by	by	ADP
faba-101	23	9	sharia	sharia	PROPN
faba-101	23	10	general	general	PROPN
faba-101	23	11	insurance	insurance	NOUN
faba-101	23	12	companies	company	NOUN
faba-101	23	13	rose	rise	VERB
faba-101	23	14	steadily	steadily	ADV
faba-101	23	15	,	,	PUNCT
faba-101	23	16	from	from	ADP
faba-101	23	17	2016	2016	NUM
faba-101	23	18	of	of	ADP
faba-101	23	19	1.23	1.23	NUM
faba-101	23	20	trilion	trilion	NOUN
faba-101	23	21	to	to	ADP
faba-101	23	22	1.51	1.51	NUM
faba-101	23	23	trilion	trilion	NOUN
faba-101	23	24	in	in	ADP
faba-101	23	25	2020	2020	NUM
faba-101	23	26	.	.	PUNCT
faba-101	24	1	the	the	DET
faba-101	24	2	high	high	ADJ
faba-101	24	3	claim	claim	NOUN
faba-101	24	4	ratio	ratio	NOUN
faba-101	24	5	indicates	indicate	VERB
faba-101	24	6	that	that	SCONJ
faba-101	24	7	the	the	DET
faba-101	24	8	risk	risk	NOUN
faba-101	24	9	management	management	NOUN
faba-101	24	10	carried	carry	VERB
faba-101	24	11	out	out	ADP
faba-101	24	12	by	by	ADP
faba-101	24	13	each	each	DET
faba-101	24	14	related	relate	VERB
faba-101	24	15	party	party	NOUN
faba-101	24	16	is	be	AUX
faba-101	24	17	not	not	PART
faba-101	24	18	adequate	adequate	ADJ
faba-101	24	19	and	and	CCONJ
faba-101	24	20	not	not	PART
faba-101	24	21	maximized	maximize	VERB
faba-101	24	22	so	so	SCONJ
faba-101	24	23	that	that	SCONJ
faba-101	24	24	better	well	ADJ
faba-101	24	25	risk	risk	NOUN
faba-101	24	26	mitigation	mitigation	NOUN
faba-101	24	27	must	must	AUX
faba-101	24	28	be	be	AUX
faba-101	24	29	carried	carry	VERB
faba-101	24	30	out	out	ADP
faba-101	24	31	,	,	PUNCT
faba-101	24	32	for	for	ADP
faba-101	24	33	example	example	NOUN
faba-101	24	34	improving	improve	VERB
faba-101	24	35	rates	rate	NOUN
faba-101	24	36	and	and	CCONJ
faba-101	24	37	terms	term	NOUN
faba-101	24	38	&	&	CCONJ
faba-101	24	39	conditions	condition	NOUN
faba-101	24	40	from	from	ADP
faba-101	24	41	sharia	sharia	PROPN
faba-101	24	42	insurance	insurance	NOUN
faba-101	24	43	and	and	CCONJ
faba-101	24	44	reinsurance	reinsurance	NOUN
faba-101	24	45	companies	company	NOUN
faba-101	24	46	as	as	ADV
faba-101	24	47	well	well	ADV
faba-101	24	48	as	as	ADP
faba-101	24	49	selection	selection	NOUN
faba-101	24	50	of	of	ADP
faba-101	24	51	risk	risk	NOUN
faba-101	24	52	as	as	ADP
faba-101	24	53	an	an	DET
faba-101	24	54	improvement	improvement	NOUN
faba-101	24	55	.	.	PUNCT
faba-101	25	1	by	by	ADP
faba-101	25	2	the	the	DET
faba-101	25	3	islamic	islamic	PROPN
faba-101	25	4	banking	banking	PROPN
faba-101	25	5	and	and	CCONJ
faba-101	25	6	the	the	DET
faba-101	25	7	islamic	islamic	PROPN
faba-101	25	8	people	people	PROPN
faba-101	25	9	's	's	PART
faba-101	25	10	financing	financing	NOUN
faba-101	25	11	bank	bank	NOUN
faba-101	25	12	.	.	PUNCT
faba-101	26	1	these	these	DET
faba-101	26	2	facts	fact	NOUN
faba-101	26	3	and	and	CCONJ
faba-101	26	4	data	datum	NOUN
faba-101	26	5	make	make	VERB
faba-101	26	6	the	the	DET
faba-101	26	7	financing	financing	NOUN
faba-101	26	8	life	life	NOUN
faba-101	26	9	insurance	insurance	NOUN
faba-101	26	10	business	business	NOUN
faba-101	26	11	(	(	PUNCT
faba-101	26	12	ajk	ajk	PROPN
faba-101	26	13	)	)	PUNCT
faba-101	26	14	an	an	DET
faba-101	26	15	unprofitable	unprofitable	ADJ
faba-101	26	16	business	business	NOUN
faba-101	26	17	for	for	ADP
faba-101	26	18	sharia	sharia	PROPN
faba-101	26	19	insurance	insurance	NOUN
faba-101	26	20	companies	company	NOUN
faba-101	26	21	and	and	CCONJ
faba-101	26	22	sharia	sharia	PROPN
faba-101	26	23	re	re	PROPN
faba-101	26	24	-	-	NOUN
faba-101	26	25	insurance	insurance	NOUN
faba-101	26	26	companies	company	NOUN
faba-101	26	27	.	.	PUNCT
faba-101	27	1	another	another	DET
faba-101	27	2	fact	fact	NOUN
faba-101	27	3	shows	show	VERB
faba-101	27	4	that	that	SCONJ
faba-101	27	5	the	the	DET
faba-101	27	6	high	high	ADJ
faba-101	27	7	loss	loss	NOUN
faba-101	27	8	ratio	ratio	NOUN
faba-101	27	9	from	from	ADP
faba-101	27	10	2016	2016	NUM
faba-101	27	11	to	to	ADP
faba-101	27	12	2020	2020	NUM
faba-101	27	13	has	have	AUX
faba-101	27	14	made	make	VERB
faba-101	27	15	the	the	DET
faba-101	27	16	price	price	NOUN
faba-101	27	17	of	of	ADP
faba-101	27	18	reinsurance	reinsurance	NOUN
faba-101	27	19	contributions	contribution	NOUN
faba-101	27	20	to	to	PART
faba-101	27	21	increase	increase	VERB
faba-101	27	22	every	every	DET
faba-101	27	23	year	year	NOUN
faba-101	27	24	,	,	PUNCT
faba-101	27	25	which	which	PRON
faba-101	27	26	has	have	VERB
faba-101	27	27	an	an	DET
faba-101	27	28	impact	impact	NOUN
faba-101	27	29	on	on	ADP
faba-101	27	30	disrupting	disrupt	VERB
faba-101	27	31	the	the	DET
faba-101	27	32	business	business	NOUN
faba-101	27	33	relationship	relationship	NOUN
faba-101	27	34	between	between	ADP
faba-101	27	35	sharia	sharia	PROPN
faba-101	27	36	insurance	insurance	PROPN
faba-101	27	37	and	and	CCONJ
faba-101	27	38	sharia	sharia	PROPN
faba-101	27	39	reinsurance	reinsurance	NOUN
faba-101	27	40	to	to	ADP
faba-101	27	41	sharia	sharia	PROPN
faba-101	27	42	banking	banking	PROPN
faba-101	27	43	and	and	CCONJ
faba-101	27	44	sharia	sharia	PROPN
faba-101	27	45	people	people	NOUN
faba-101	27	46	's	's	PART
faba-101	27	47	financing	financing	NOUN
faba-101	27	48	banks	bank	NOUN
faba-101	27	49	and	and	CCONJ
faba-101	27	50	is	be	AUX
faba-101	27	51	indicated	indicate	VERB
faba-101	27	52	to	to	PART
faba-101	27	53	be	be	AUX
faba-101	27	54	burdensome	burdensome	ADJ
faba-101	27	55	for	for	ADP
faba-101	27	56	customers	customer	NOUN
faba-101	27	57	due	due	ADP
faba-101	27	58	to	to	ADP
faba-101	27	59	the	the	DET
faba-101	27	60	increase	increase	NOUN
faba-101	27	61	.	.	PUNCT
faba-101	28	1	the	the	DET
faba-101	28	2	price	price	NOUN
faba-101	28	3	of	of	ADP
faba-101	28	4	the	the	DET
faba-101	28	5	contribution	contribution	NOUN
faba-101	28	6	/	/	SYM
faba-101	28	7	contribution	contribution	NOUN
faba-101	28	8	to	to	PART
faba-101	28	9	be	be	AUX
faba-101	28	10	paid	pay	VERB
faba-101	28	11	to	to	ADP
faba-101	28	12	the	the	DET
faba-101	28	13	sharia	sharia	PROPN
faba-101	28	14	insurance	insurance	NOUN
faba-101	28	15	company	company	NOUN
faba-101	28	16	.	.	PUNCT
faba-101	29	1	formulation	formulation	NOUN
faba-101	29	2	of	of	ADP
faba-101	29	3	the	the	DET
faba-101	29	4	problem	problem	NOUN
faba-101	29	5	.	.	PUNCT
faba-101	30	1	based	base	VERB
faba-101	30	2	on	on	ADP
faba-101	30	3	the	the	DET
faba-101	30	4	background	background	NOUN
faba-101	30	5	described	describe	VERB
faba-101	30	6	above	above	ADV
faba-101	30	7	,	,	PUNCT
faba-101	30	8	the	the	DET
faba-101	30	9	authors	author	NOUN
faba-101	30	10	formulate	formulate	VERB
faba-101	30	11	the	the	DET
faba-101	30	12	problem	problem	NOUN
faba-101	30	13	formulation	formulation	NOUN
faba-101	30	14	,	,	PUNCT
faba-101	30	15	finance	finance	NOUN
faba-101	30	16	,	,	PUNCT
faba-101	30	17	accounting	accounting	NOUN
faba-101	30	18	and	and	CCONJ
faba-101	30	19	business	business	NOUN
faba-101	30	20	analysis	analysis	NOUN
faba-101	30	21	3	3	NUM
faba-101	30	22	(	(	PUNCT
faba-101	30	23	2	2	NUM
faba-101	30	24	)	)	PUNCT
faba-101	30	25	2021	2021	NUM
faba-101	30	26	162	162	NUM
faba-101	30	27	through	through	ADP
faba-101	30	28	the	the	DET
faba-101	30	29	questions	question	NOUN
faba-101	30	30	to	to	PART
faba-101	30	31	be	be	AUX
faba-101	30	32	studied	study	VERB
faba-101	30	33	,	,	PUNCT
faba-101	30	34	as	as	SCONJ
faba-101	30	35	follows	follow	VERB
faba-101	30	36	;	;	PUNCT
faba-101	30	37	a	a	X
faba-101	30	38	)	)	PUNCT
faba-101	30	39	is	be	AUX
faba-101	30	40	there	there	PRON
faba-101	30	41	an	an	DET
faba-101	30	42	impact	impact	NOUN
faba-101	30	43	between	between	ADP
faba-101	30	44	life	life	NOUN
faba-101	30	45	insurance	insurance	NOUN
faba-101	30	46	products	product	NOUN
faba-101	30	47	and	and	CCONJ
faba-101	30	48	financing	financing	NOUN
faba-101	30	49	financing	financing	NOUN
faba-101	30	50	performance	performance	NOUN
faba-101	30	51	of	of	ADP
faba-101	30	52	islamic	islamic	PROPN
faba-101	30	53	banking	banking	PROPN
faba-101	30	54	&	&	CCONJ
faba-101	30	55	sharia	sharia	PROPN
faba-101	30	56	rural	rural	ADJ
faba-101	30	57	banks	bank	NOUN
faba-101	30	58	?	?	PUNCT
faba-101	31	1	b	b	X
faba-101	31	2	)	)	PUNCT
faba-101	31	3	is	be	AUX
faba-101	31	4	there	there	PRON
faba-101	31	5	an	an	DET
faba-101	31	6	impact	impact	NOUN
faba-101	31	7	between	between	ADP
faba-101	31	8	sharia	sharia	PROPN
faba-101	31	9	financing	financing	NOUN
faba-101	31	10	life	life	NOUN
faba-101	31	11	insurance	insurance	NOUN
faba-101	31	12	products	product	NOUN
faba-101	31	13	on	on	ADP
faba-101	31	14	sharia	sharia	PROPN
faba-101	31	15	insurance	insurance	PROPN
faba-101	31	16	&	&	CCONJ
faba-101	31	17	sharia	sharia	PROPN
faba-101	31	18	reinsurance	reinsurance	PROPN
faba-101	31	19	?	?	PUNCT
faba-101	32	1	c	c	X
faba-101	32	2	)	)	PUNCT
faba-101	32	3	have	have	VERB
faba-101	32	4	the	the	DET
faba-101	32	5	principles	principle	NOUN
faba-101	32	6	of	of	ADP
faba-101	32	7	ta'awun	ta'awun	PROPN
faba-101	32	8	and	and	CCONJ
faba-101	32	9	takafuli	takafuli	NOUN
faba-101	32	10	in	in	ADP
faba-101	32	11	sharia	sharia	PROPN
faba-101	32	12	banking	banking	PROPN
faba-101	32	13	and	and	CCONJ
faba-101	32	14	sharia	sharia	PROPN
faba-101	32	15	rural	rural	ADJ
faba-101	32	16	banks	bank	NOUN
faba-101	32	17	occurred	occur	VERB
faba-101	32	18	in	in	ADP
faba-101	32	19	sharia	sharia	PROPN
faba-101	32	20	financing	financing	NOUN
faba-101	32	21	life	life	NOUN
faba-101	32	22	insurance	insurance	NOUN
faba-101	32	23	products	product	NOUN
faba-101	32	24	from	from	ADP
faba-101	32	25	sharia	sharia	PROPN
faba-101	32	26	insurance	insurance	PROPN
faba-101	32	27	and	and	CCONJ
faba-101	32	28	sharia	sharia	PROPN
faba-101	32	29	reinsurance	reinsurance	NOUN
faba-101	32	30	companies	company	NOUN
faba-101	32	31	?	?	PUNCT
faba-101	33	1	theoretical	theoretical	ADJ
faba-101	33	2	basis	basis	NOUN
faba-101	33	3	sharia	sharia	PROPN
faba-101	33	4	insurance	insurance	PROPN
faba-101	33	5	sharia	sharia	PROPN
faba-101	33	6	insurance	insurance	PROPN
faba-101	33	7	or	or	CCONJ
faba-101	33	8	takaful	takaful	NOUN
faba-101	33	9	comes	come	VERB
faba-101	33	10	from	from	ADP
faba-101	33	11	the	the	DET
faba-101	33	12	language	language	NOUN
faba-101	33	13	kafala	kafala	PROPN
faba-101	33	14	-	-	PUNCT
faba-101	33	15	yakfulu	yakfulu	ADJ
faba-101	33	16	-	-	PUNCT
faba-101	33	17	kafalatan	kafalatan	PROPN
faba-101	33	18	,	,	PUNCT
faba-101	33	19	which	which	PRON
faba-101	33	20	means	mean	VERB
faba-101	33	21	to	to	PART
faba-101	33	22	bear	bear	VERB
faba-101	33	23	.	.	PUNCT
faba-101	34	1	al	al	PROPN
faba-101	34	2	-	-	PUNCT
faba-101	34	3	fanjari	fanjari	PROPN
faba-101	34	4	defines	define	VERB
faba-101	34	5	sharia	sharia	PROPN
faba-101	34	6	insurance	insurance	NOUN
faba-101	34	7	as	as	ADP
faba-101	34	8	tadhamun	tadhamun	NOUN
faba-101	34	9	,	,	PUNCT
faba-101	34	10	takaful	takaful	ADJ
faba-101	34	11	,	,	PUNCT
faba-101	34	12	at	at	ADP
faba-101	34	13	ta'min	ta'min	PROPN
faba-101	34	14	which	which	PRON
faba-101	34	15	means	mean	VERB
faba-101	34	16	mutual	mutual	ADJ
faba-101	34	17	responsibility	responsibility	NOUN
faba-101	34	18	or	or	CCONJ
faba-101	34	19	social	social	ADJ
faba-101	34	20	responsibility	responsibility	NOUN
faba-101	34	21	.	.	PUNCT
faba-101	35	1	the	the	DET
faba-101	35	2	encyclopedia	encyclopedia	NOUN
faba-101	35	3	of	of	ADP
faba-101	35	4	islamic	islamic	ADJ
faba-101	35	5	law	law	NOUN
faba-101	35	6	states	state	VERB
faba-101	35	7	that	that	SCONJ
faba-101	35	8	insurance	insurance	NOUN
faba-101	35	9	is	be	AUX
faba-101	35	10	a	a	DET
faba-101	35	11	contractual	contractual	ADJ
faba-101	35	12	transaction	transaction	NOUN
faba-101	35	13	between	between	ADP
faba-101	35	14	two	two	NUM
faba-101	35	15	parties	party	NOUN
faba-101	35	16	,	,	PUNCT
faba-101	35	17	one	one	NUM
faba-101	35	18	party	party	NOUN
faba-101	35	19	is	be	AUX
faba-101	35	20	obliged	oblige	VERB
faba-101	35	21	to	to	PART
faba-101	35	22	pay	pay	VERB
faba-101	35	23	contributions	contribution	NOUN
faba-101	35	24	and	and	CCONJ
faba-101	35	25	the	the	DET
faba-101	35	26	other	other	ADJ
faba-101	35	27	party	party	NOUN
faba-101	35	28	is	be	AUX
faba-101	35	29	obliged	oblige	VERB
faba-101	35	30	to	to	PART
faba-101	35	31	give	give	VERB
faba-101	35	32	full	full	ADJ
faba-101	35	33	guarantees	guarantee	NOUN
faba-101	35	34	to	to	ADP
faba-101	35	35	the	the	DET
faba-101	35	36	contributor	contributor	NOUN
faba-101	35	37	if	if	SCONJ
faba-101	35	38	something	something	PRON
faba-101	35	39	happens	happen	VERB
faba-101	35	40	to	to	ADP
faba-101	35	41	the	the	DET
faba-101	35	42	first	first	ADJ
faba-101	35	43	party	party	NOUN
faba-101	35	44	in	in	ADP
faba-101	35	45	accordance	accordance	NOUN
faba-101	35	46	with	with	ADP
faba-101	35	47	the	the	DET
faba-101	35	48	agreement	agreement	NOUN
faba-101	35	49	made	make	VERB
faba-101	35	50	.	.	PUNCT
faba-101	36	1	in	in	ADP
faba-101	36	2	the	the	DET
faba-101	36	3	fatwa	fatwa	PROPN
faba-101	36	4	of	of	ADP
faba-101	36	5	dsn	dsn	PROPN
faba-101	36	6	number	number	NOUN
faba-101	36	7	21	21	NUM
faba-101	36	8	/	/	SYM
faba-101	36	9	dsn	dsn	NOUN
faba-101	36	10	-	-	PUNCT
faba-101	36	11	mui	mui	NOUN
faba-101	36	12	/	/	SYM
faba-101	36	13	x/2001	x/2001	PROPN
faba-101	36	14	concerning	concern	VERB
faba-101	36	15	general	general	ADJ
faba-101	36	16	guidelines	guideline	NOUN
faba-101	36	17	for	for	ADP
faba-101	36	18	sharia	sharia	PROPN
faba-101	36	19	insurance	insurance	PROPN
faba-101	36	20	to	to	PART
faba-101	36	21	take	take	VERB
faba-101	36	22	care	care	NOUN
faba-101	36	23	of	of	ADP
faba-101	36	24	each	each	DET
faba-101	36	25	other	other	ADJ
faba-101	36	26	and	and	CCONJ
faba-101	36	27	help	help	VERB
faba-101	36	28	each	each	DET
faba-101	36	29	other	other	ADJ
faba-101	36	30	through	through	ADP
faba-101	36	31	contracts	contract	NOUN
faba-101	36	32	(	(	PUNCT
faba-101	36	33	commitments	commitment	NOUN
faba-101	36	34	)	)	PUNCT
faba-101	36	35	in	in	ADP
faba-101	36	36	accordance	accordance	NOUN
faba-101	36	37	with	with	ADP
faba-101	36	38	sharia	sharia	PROPN
faba-101	36	39	principles	principle	NOUN
faba-101	36	40	,	,	PUNCT
faba-101	36	41	namely	namely	ADV
faba-101	36	42	contracts	contract	NOUN
faba-101	36	43	without	without	ADP
faba-101	36	44	elements	element	NOUN
faba-101	36	45	of	of	ADP
faba-101	36	46	gharar	gharar	NOUN
faba-101	36	47	(	(	PUNCT
faba-101	36	48	fraud	fraud	NOUN
faba-101	36	49	)	)	PUNCT
faba-101	36	50	,	,	PUNCT
faba-101	36	51	maysir	maysir	NOUN
faba-101	36	52	(	(	PUNCT
faba-101	36	53	gambling	gambling	NOUN
faba-101	36	54	)	)	PUNCT
faba-101	36	55	,	,	PUNCT
faba-101	36	56	usury	usury	NOUN
faba-101	36	57	,	,	PUNCT
faba-101	36	58	zhulum	zhulum	X
faba-101	36	59	(	(	PUNCT
faba-101	36	60	persecution	persecution	NOUN
faba-101	36	61	)	)	PUNCT
faba-101	36	62	,	,	PUNCT
faba-101	36	63	risywah	risywah	NOUN
faba-101	36	64	(	(	PUNCT
faba-101	36	65	bribes	bribe	NOUN
faba-101	36	66	)	)	PUNCT
faba-101	36	67	,	,	PUNCT
faba-101	36	68	illegal	illegal	ADJ
faba-101	36	69	goods	good	NOUN
faba-101	36	70	and	and	CCONJ
faba-101	36	71	immorality	immorality	NOUN
faba-101	36	72	.	.	PUNCT
faba-101	37	1	sharia	sharia	PROPN
faba-101	37	2	insurance	insurance	PROPN
faba-101	37	3	according	accord	VERB
faba-101	37	4	to	to	ADP
faba-101	37	5	the	the	DET
faba-101	37	6	law	law	NOUN
faba-101	37	7	of	of	ADP
faba-101	37	8	the	the	DET
faba-101	37	9	republic	republic	NOUN
faba-101	37	10	of	of	ADP
faba-101	37	11	indonesia	indonesia	PROPN
faba-101	37	12	number	number	NOUN
faba-101	37	13	40	40	NUM
faba-101	37	14	of	of	ADP
faba-101	37	15	2014	2014	NUM
faba-101	37	16	concerning	concern	VERB
faba-101	37	17	insurance	insurance	NOUN
faba-101	37	18	is	be	AUX
faba-101	37	19	a	a	DET
faba-101	37	20	collection	collection	NOUN
faba-101	37	21	of	of	ADP
faba-101	37	22	agreements	agreement	NOUN
faba-101	37	23	,	,	PUNCT
faba-101	37	24	consisting	consist	VERB
faba-101	37	25	of	of	ADP
faba-101	37	26	agreements	agreement	NOUN
faba-101	37	27	between	between	ADP
faba-101	37	28	sharia	sharia	PROPN
faba-101	37	29	insurance	insurance	NOUN
faba-101	37	30	companies	company	NOUN
faba-101	37	31	and	and	CCONJ
faba-101	37	32	policyholders	policyholder	NOUN
faba-101	37	33	and	and	CCONJ
faba-101	37	34	agreements	agreement	NOUN
faba-101	37	35	between	between	ADP
faba-101	37	36	policyholders	policyholder	NOUN
faba-101	37	37	,	,	PUNCT
faba-101	37	38	in	in	ADP
faba-101	37	39	the	the	DET
faba-101	37	40	context	context	NOUN
faba-101	37	41	of	of	ADP
faba-101	37	42	managing	manage	VERB
faba-101	37	43	contributions	contribution	NOUN
faba-101	37	44	based	base	VERB
faba-101	37	45	on	on	ADP
faba-101	37	46	sharia	sharia	PROPN
faba-101	37	47	principles	principle	NOUN
faba-101	37	48	in	in	ADP
faba-101	37	49	order	order	NOUN
faba-101	37	50	to	to	PART
faba-101	37	51	help	help	VERB
faba-101	37	52	and	and	CCONJ
faba-101	37	53	protect	protect	VERB
faba-101	37	54	each	each	DET
faba-101	37	55	other	other	ADJ
faba-101	37	56	by	by	ADP
faba-101	37	57	method	method	NOUN
faba-101	37	58	:	:	PUNCT
faba-101	37	59	a.	a.	NOUN
faba-101	37	60	provide	provide	VERB
faba-101	37	61	compensation	compensation	NOUN
faba-101	37	62	to	to	ADP
faba-101	37	63	participants	participant	NOUN
faba-101	37	64	or	or	CCONJ
faba-101	37	65	policyholders	policyholder	NOUN
faba-101	37	66	due	due	ADJ
faba-101	37	67	to	to	ADP
faba-101	37	68	losses	loss	NOUN
faba-101	37	69	,	,	PUNCT
faba-101	37	70	damages	damage	NOUN
faba-101	37	71	,	,	PUNCT
faba-101	37	72	costs	cost	NOUN
faba-101	37	73	incurred	incur	VERB
faba-101	37	74	,	,	PUNCT
faba-101	37	75	lost	lose	VERB
faba-101	37	76	profits	profit	NOUN
faba-101	37	77	,	,	PUNCT
faba-101	37	78	or	or	CCONJ
faba-101	37	79	legal	legal	ADJ
faba-101	37	80	liability	liability	NOUN
faba-101	37	81	to	to	ADP
faba-101	37	82	third	third	ADJ
faba-101	37	83	parties	party	NOUN
faba-101	37	84	that	that	PRON
faba-101	37	85	may	may	AUX
faba-101	37	86	be	be	AUX
faba-101	37	87	suffered	suffer	VERB
faba-101	37	88	by	by	ADP
faba-101	37	89	participants	participant	NOUN
faba-101	37	90	or	or	CCONJ
faba-101	37	91	policyholders	policyholder	NOUN
faba-101	37	92	due	due	ADP
faba-101	37	93	to	to	ADP
faba-101	37	94	the	the	DET
faba-101	37	95	occurrence	occurrence	NOUN
faba-101	37	96	of	of	ADP
faba-101	37	97	an	an	DET
faba-101	37	98	uncertain	uncertain	ADJ
faba-101	37	99	event	event	NOUN
faba-101	37	100	;	;	PUNCT
faba-101	37	101	or	or	CCONJ
faba-101	37	102	b.	b.	PROPN
faba-101	37	103	providing	provide	VERB
faba-101	37	104	payments	payment	NOUN
faba-101	37	105	based	base	VERB
faba-101	37	106	on	on	ADP
faba-101	37	107	the	the	DET
faba-101	37	108	participant	participant	NOUN
faba-101	37	109	's	's	PART
faba-101	37	110	death	death	NOUN
faba-101	37	111	or	or	CCONJ
faba-101	37	112	payments	payment	NOUN
faba-101	37	113	based	base	VERB
faba-101	37	114	on	on	ADP
faba-101	37	115	the	the	DET
faba-101	37	116	participant	participant	NOUN
faba-101	37	117	's	's	PART
faba-101	37	118	life	life	NOUN
faba-101	37	119	with	with	ADP
faba-101	37	120	benefits	benefit	NOUN
faba-101	37	121	whose	whose	DET
faba-101	37	122	amount	amount	NOUN
faba-101	37	123	has	have	AUX
faba-101	37	124	been	be	AUX
faba-101	37	125	determined	determine	VERB
faba-101	37	126	and/or	and/or	CCONJ
faba-101	37	127	based	base	VERB
faba-101	37	128	on	on	ADP
faba-101	37	129	the	the	DET
faba-101	37	130	results	result	NOUN
faba-101	37	131	of	of	ADP
faba-101	37	132	fund	fund	NOUN
faba-101	37	133	management	management	NOUN
faba-101	37	134	.	.	PUNCT
faba-101	38	1	the	the	DET
faba-101	38	2	practice	practice	NOUN
faba-101	38	3	of	of	ADP
faba-101	38	4	sharia	sharia	PROPN
faba-101	38	5	insurance	insurance	NOUN
faba-101	38	6	is	be	AUX
faba-101	38	7	not	not	PART
faba-101	38	8	explicitly	explicitly	ADV
faba-101	38	9	stated	state	VERB
faba-101	38	10	in	in	ADP
faba-101	38	11	the	the	DET
faba-101	38	12	qur'an	qur'an	NOUN
faba-101	38	13	,	,	PUNCT
faba-101	38	14	there	there	PRON
faba-101	38	15	is	be	VERB
faba-101	38	16	not	not	PART
faba-101	38	17	even	even	ADV
faba-101	38	18	a	a	DET
faba-101	38	19	verse	verse	NOUN
faba-101	38	20	that	that	PRON
faba-101	38	21	clearly	clearly	ADV
faba-101	38	22	explains	explain	VERB
faba-101	38	23	the	the	DET
faba-101	38	24	practice	practice	NOUN
faba-101	38	25	of	of	ADP
faba-101	38	26	insurance	insurance	NOUN
faba-101	38	27	.	.	PUNCT
faba-101	39	1	the	the	DET
faba-101	39	2	qur'an	qur'an	NOUN
faba-101	39	3	only	only	ADV
faba-101	39	4	accommodates	accommodate	VERB
faba-101	39	5	a	a	DET
faba-101	39	6	few	few	ADJ
faba-101	39	7	verses	verse	NOUN
faba-101	39	8	that	that	PRON
faba-101	39	9	contain	contain	VERB
faba-101	39	10	the	the	DET
faba-101	39	11	basic	basic	ADJ
faba-101	39	12	values	value	NOUN
faba-101	39	13	that	that	PRON
faba-101	39	14	exist	exist	VERB
faba-101	39	15	in	in	ADP
faba-101	39	16	insurance	insurance	NOUN
faba-101	39	17	practice	practice	NOUN
faba-101	39	18	,	,	PUNCT
faba-101	39	19	such	such	ADJ
faba-101	39	20	as	as	ADP
faba-101	39	21	the	the	DET
faba-101	39	22	basic	basic	ADJ
faba-101	39	23	value	value	NOUN
faba-101	39	24	of	of	ADP
faba-101	39	25	mutual	mutual	ADJ
faba-101	39	26	assistance	assistance	NOUN
faba-101	39	27	,	,	PUNCT
faba-101	39	28	cooperation	cooperation	NOUN
faba-101	39	29	,	,	PUNCT
faba-101	39	30	or	or	CCONJ
faba-101	39	31	the	the	DET
faba-101	39	32	spirit	spirit	NOUN
faba-101	39	33	to	to	PART
faba-101	39	34	protect	protect	VERB
faba-101	39	35	against	against	ADP
faba-101	39	36	losses	loss	NOUN
faba-101	39	37	suffered	suffer	VERB
faba-101	39	38	in	in	ADP
faba-101	39	39	the	the	DET
faba-101	39	40	future.(sula	future.(sula	PROPN
faba-101	39	41	,	,	PUNCT
faba-101	39	42	2020	2020	NUM
faba-101	39	43	)	)	PUNCT
faba-101	39	44	.	.	PUNCT
faba-101	40	1	with	with	ADP
faba-101	40	2	this	this	PRON
faba-101	40	3	,	,	PUNCT
faba-101	40	4	the	the	DET
faba-101	40	5	practice	practice	NOUN
faba-101	40	6	of	of	ADP
faba-101	40	7	insurance	insurance	NOUN
faba-101	40	8	is	be	AUX
faba-101	40	9	not	not	PART
faba-101	40	10	prohibited	prohibit	VERB
faba-101	40	11	in	in	ADP
faba-101	40	12	islamic	islamic	ADJ
faba-101	40	13	law	law	NOUN
faba-101	40	14	,	,	PUNCT
faba-101	40	15	because	because	SCONJ
faba-101	40	16	the	the	DET
faba-101	40	17	principle	principle	NOUN
faba-101	40	18	in	in	ADP
faba-101	40	19	the	the	DET
faba-101	40	20	practice	practice	NOUN
faba-101	40	21	of	of	ADP
faba-101	40	22	insurance	insurance	NOUN
faba-101	40	23	in	in	ADP
faba-101	40	24	islam	islam	PROPN
faba-101	40	25	is	be	AUX
faba-101	40	26	to	to	PART
faba-101	40	27	invite	invite	VERB
faba-101	40	28	human	human	ADJ
faba-101	40	29	goodness	goodness	NOUN
faba-101	40	30	.	.	PUNCT
faba-101	41	1	the	the	DET
faba-101	41	2	verses	verse	NOUN
faba-101	41	3	of	of	ADP
faba-101	41	4	the	the	DET
faba-101	41	5	qur'an	qur'an	NOUN
faba-101	41	6	in	in	ADP
faba-101	41	7	question	question	NOUN
faba-101	41	8	are	be	AUX
faba-101	41	9	:	:	PUNCT
faba-101	41	10	al	al	PROPN
faba-101	41	11	-	-	PUNCT
faba-101	41	12	quran	quran	PROPN
faba-101	41	13	surah	surah	PROPN
faba-101	41	14	al	al	PROPN
faba-101	41	15	-	-	PUNCT
faba-101	41	16	maidah	maidah	PROPN
faba-101	41	17	(	(	PUNCT
faba-101	41	18	5	5	NUM
faba-101	41	19	)	)	PUNCT
faba-101	41	20	verse	verse	NOUN
faba-101	41	21	2	2	NUM
faba-101	41	22	,	,	PUNCT
faba-101	41	23	allah	allah	PROPN
faba-101	41	24	says	say	VERB
faba-101	41	25	which	which	PRON
faba-101	41	26	means	mean	VERB
faba-101	41	27	:	:	PUNCT
faba-101	41	28	"	"	PUNCT
faba-101	41	29	...	...	PUNCT
faba-101	41	30	and	and	CCONJ
faba-101	41	31	help	help	VERB
faba-101	41	32	you	you	PRON
faba-101	41	33	in	in	ADP
faba-101	41	34	(	(	PUNCT
faba-101	41	35	doing	do	VERB
faba-101	41	36	)	)	PUNCT
faba-101	41	37	goodness	goodness	NOUN
faba-101	41	38	and	and	CCONJ
faba-101	41	39	piety	piety	NOUN
faba-101	41	40	,	,	PUNCT
faba-101	41	41	and	and	CCONJ
faba-101	41	42	do	do	AUX
faba-101	41	43	not	not	PART
faba-101	41	44	help	help	VERB
faba-101	41	45	in	in	ADP
faba-101	41	46	committing	commit	VERB
faba-101	41	47	sins	sin	NOUN
faba-101	41	48	and	and	CCONJ
faba-101	41	49	transgressions	transgression	NOUN
faba-101	41	50	.	.	PUNCT
faba-101	42	1	and	and	CCONJ
faba-101	42	2	fear	fear	VERB
faba-101	42	3	allah	allah	PROPN
faba-101	42	4	,	,	PUNCT
faba-101	42	5	verily	verily	ADV
faba-101	42	6	allah	allah	PROPN
faba-101	42	7	is	be	AUX
faba-101	42	8	severe	severe	ADJ
faba-101	42	9	in	in	ADP
faba-101	42	10	punishment	punishment	NOUN
faba-101	42	11	.	.	PUNCT
faba-101	42	12	"	"	PUNCT
faba-101	43	1	the	the	DET
faba-101	43	2	verse	verse	NOUN
faba-101	43	3	contains	contain	VERB
faba-101	43	4	the	the	DET
faba-101	43	5	command	command	NOUN
faba-101	43	6	to	to	PART
faba-101	43	7	help	help	VERB
faba-101	43	8	each	each	DET
faba-101	43	9	other	other	ADJ
faba-101	43	10	in	in	ADP
faba-101	43	11	social	social	ADJ
faba-101	43	12	life	life	NOUN
faba-101	43	13	.	.	PUNCT
faba-101	44	1	in	in	ADP
faba-101	44	2	the	the	DET
faba-101	44	3	insurance	insurance	NOUN
faba-101	44	4	sector	sector	NOUN
faba-101	44	5	,	,	PUNCT
faba-101	44	6	customers	customer	NOUN
faba-101	44	7	are	be	AUX
faba-101	44	8	expected	expect	VERB
faba-101	44	9	to	to	PART
faba-101	44	10	be	be	AUX
faba-101	44	11	able	able	ADJ
faba-101	44	12	to	to	PART
faba-101	44	13	give	give	VERB
faba-101	44	14	some	some	PRON
faba-101	44	15	of	of	ADP
faba-101	44	16	their	their	PRON
faba-101	44	17	money	money	NOUN
faba-101	44	18	to	to	PART
faba-101	44	19	be	be	AUX
faba-101	44	20	used	use	VERB
faba-101	44	21	as	as	ADP
faba-101	44	22	social	social	ADJ
faba-101	44	23	funds	fund	NOUN
faba-101	44	24	(	(	PUNCT
faba-101	44	25	tabarru	tabarru	NOUN
faba-101	44	26	'	'	PUNCT
faba-101	44	27	)	)	PUNCT
faba-101	44	28	which	which	PRON
faba-101	44	29	is	be	AUX
faba-101	44	30	used	use	VERB
faba-101	44	31	to	to	PART
faba-101	44	32	help	help	VERB
faba-101	44	33	an	an	DET
faba-101	44	34	insurance	insurance	NOUN
faba-101	44	35	member	member	NOUN
faba-101	44	36	who	who	PRON
faba-101	44	37	experiences	experience	VERB
faba-101	44	38	a	a	DET
faba-101	44	39	disaster	disaster	NOUN
faba-101	44	40	.	.	PUNCT
faba-101	45	1	next	next	ADJ
faba-101	45	2	inal	inal	PROPN
faba-101	45	3	-	-	PUNCT
faba-101	45	4	quran	quran	PROPN
faba-101	45	5	surah	surah	PROPN
faba-101	45	6	al	al	PROPN
faba-101	45	7	-	-	PUNCT
faba-101	45	8	hasyr	hasyr	PROPN
faba-101	45	9	(	(	PUNCT
faba-101	45	10	59	59	NUM
faba-101	45	11	):	):	PUNCT
faba-101	45	12	18	18	NUM
faba-101	45	13	.	.	PUNCT
faba-101	45	14	which	which	PRON
faba-101	45	15	means	mean	VERB
faba-101	45	16	as	as	SCONJ
faba-101	45	17	follows	follow	VERB
faba-101	45	18	:	:	PUNCT
faba-101	45	19	"	"	PUNCT
faba-101	45	20	you	you	PRON
faba-101	45	21	who	who	PRON
faba-101	45	22	believe	believe	VERB
faba-101	45	23	,	,	PUNCT
faba-101	45	24	fear	fear	VERB
faba-101	45	25	allah	allah	PROPN
faba-101	45	26	and	and	CCONJ
faba-101	45	27	let	let	VERB
faba-101	45	28	everyone	everyone	PRON
faba-101	45	29	pay	pay	VERB
faba-101	45	30	attention	attention	NOUN
faba-101	45	31	to	to	ADP
faba-101	45	32	what	what	PRON
faba-101	45	33	has	have	AUX
faba-101	45	34	been	be	AUX
faba-101	45	35	made	make	VERB
faba-101	45	36	for	for	ADP
faba-101	45	37	tomorrow	tomorrow	NOUN
faba-101	45	38	(	(	PUNCT
faba-101	45	39	future	future	NOUN
faba-101	45	40	)	)	PUNCT
faba-101	45	41	and	and	CCONJ
faba-101	45	42	fear	fear	VERB
faba-101	45	43	allah	allah	PROPN
faba-101	45	44	,	,	PUNCT
faba-101	45	45	verily	verily	ADV
faba-101	45	46	allah	allah	PROPN
faba-101	45	47	is	be	AUX
faba-101	45	48	knowing	know	VERB
faba-101	45	49	of	of	ADP
faba-101	45	50	what	what	PRON
faba-101	45	51	you	you	PRON
faba-101	45	52	do	do	AUX
faba-101	45	53	.	.	PUNCT
faba-101	45	54	"	"	PUNCT
faba-101	46	1	the	the	DET
faba-101	46	2	qur'an	qur'an	NOUN
faba-101	46	3	teaches	teach	VERB
faba-101	46	4	us	we	PRON
faba-101	46	5	a	a	DET
faba-101	46	6	lesson	lesson	NOUN
faba-101	46	7	that	that	PRON
faba-101	46	8	extraordinarily	extraordinarily	ADV
faba-101	46	9	valuable	valuable	ADJ
faba-101	46	10	,	,	PUNCT
faba-101	46	11	in	in	ADP
faba-101	46	12	the	the	DET
faba-101	46	13	dream	dream	NOUN
faba-101	46	14	event	event	NOUN
faba-101	46	15	of	of	ADP
faba-101	46	16	the	the	DET
faba-101	46	17	king	king	NOUN
faba-101	46	18	of	of	ADP
faba-101	46	19	egypt	egypt	PROPN
faba-101	46	20	which	which	PRON
faba-101	46	21	was	be	AUX
faba-101	46	22	later	later	ADV
faba-101	46	23	interpreted	interpret	VERB
faba-101	46	24	by	by	ADP
faba-101	46	25	the	the	DET
faba-101	46	26	prophet	prophet	NOUN
faba-101	46	27	yusuf	yusuf	PROPN
faba-101	46	28	with	with	ADP
faba-101	46	29	great	great	ADJ
faba-101	46	30	accuracy	accuracy	NOUN
faba-101	46	31	,	,	PUNCT
faba-101	46	32	as	as	ADP
faba-101	46	33	a	a	DET
faba-101	46	34	plan	plan	NOUN
faba-101	46	35	for	for	SCONJ
faba-101	46	36	the	the	DET
faba-101	46	37	country	country	NOUN
faba-101	46	38	to	to	PART
faba-101	46	39	face	face	VERB
faba-101	46	40	a	a	DET
faba-101	46	41	food	food	NOUN
faba-101	46	42	crisis	crisis	NOUN
faba-101	46	43	in	in	ADP
faba-101	46	44	the	the	DET
faba-101	46	45	next	next	ADJ
faba-101	46	46	seven	seven	NUM
faba-101	46	47	years	year	NOUN
faba-101	46	48	.	.	PUNCT
faba-101	46	49	”	"	PUNCT
faba-101	47	1	and	and	CCONJ
faba-101	47	2	in	in	ADP
faba-101	47	3	the	the	DET
faba-101	47	4	hadith	hadith	NOUN
faba-101	47	5	narrated	narrate	VERB
faba-101	47	6	by	by	ADP
faba-101	47	7	the	the	DET
faba-101	47	8	hadith	hadith	NOUN
faba-101	47	9	of	of	ADP
faba-101	47	10	muslim	muslim	PROPN
faba-101	47	11	history	history	NOUN
faba-101	47	12	from	from	ADP
faba-101	47	13	abu	abu	PROPN
faba-101	47	14	hurairah	hurairah	PROPN
faba-101	47	15	ra	ra	PROPN
faba-101	47	16	.	.	PROPN
faba-101	47	17	which	which	PRON
faba-101	47	18	mean	mean	VERB
faba-101	47	19	:	:	PUNCT
faba-101	47	20	"	"	PUNCT
faba-101	47	21	whoever	whoever	PRON
faba-101	47	22	relieves	relieve	VERB
faba-101	47	23	a	a	DET
faba-101	47	24	muslim	muslim	NOUN
faba-101	47	25	of	of	ADP
faba-101	47	26	a	a	DET
faba-101	47	27	difficulty	difficulty	NOUN
faba-101	47	28	in	in	ADP
faba-101	47	29	this	this	DET
faba-101	47	30	world	world	NOUN
faba-101	47	31	,	,	PUNCT
faba-101	47	32	allah	allah	PROPN
faba-101	47	33	will	will	AUX
faba-101	47	34	relieve	relieve	VERB
faba-101	47	35	him	he	PRON
faba-101	47	36	of	of	ADP
faba-101	47	37	a	a	DET
faba-101	47	38	difficulty	difficulty	NOUN
faba-101	47	39	on	on	ADP
faba-101	47	40	the	the	DET
faba-101	47	41	day	day	NOUN
faba-101	47	42	of	of	ADP
faba-101	47	43	resurrection	resurrection	NOUN
faba-101	47	44	and	and	CCONJ
faba-101	47	45	allah	allah	PROPN
faba-101	47	46	will	will	AUX
faba-101	47	47	always	always	ADV
faba-101	47	48	help	help	VERB
faba-101	47	49	his	his	PRON
faba-101	47	50	servant	servant	NOUN
faba-101	47	51	as	as	ADV
faba-101	47	52	long	long	ADV
faba-101	47	53	as	as	SCONJ
faba-101	47	54	he	he	PRON
faba-101	47	55	(	(	PUNCT
faba-101	47	56	likes	like	NOUN
faba-101	47	57	)	)	PUNCT
faba-101	47	58	helps	help	VERB
faba-101	47	59	his	his	PRON
faba-101	47	60	brother	brother	NOUN
faba-101	47	61	.	.	PUNCT
faba-101	47	62	"	"	PUNCT
faba-101	48	1	in	in	ADP
faba-101	48	2	this	this	DET
faba-101	48	3	hadith	hadith	NOUN
faba-101	48	4	,	,	PUNCT
faba-101	48	5	it	it	PRON
faba-101	48	6	is	be	AUX
faba-101	48	7	implied	imply	VERB
faba-101	48	8	that	that	SCONJ
faba-101	48	9	there	there	PRON
faba-101	48	10	is	be	VERB
faba-101	48	11	a	a	DET
faba-101	48	12	suggestion	suggestion	NOUN
faba-101	48	13	to	to	PART
faba-101	48	14	help	help	VERB
faba-101	48	15	each	each	DET
faba-101	48	16	other	other	ADJ
faba-101	48	17	among	among	ADP
faba-101	48	18	muslims	muslims	PROPN
faba-101	48	19	in	in	ADP
faba-101	48	20	this	this	DET
faba-101	48	21	world	world	NOUN
faba-101	48	22	by	by	ADP
faba-101	48	23	eliminating	eliminate	VERB
faba-101	48	24	the	the	DET
faba-101	48	25	difficulties	difficulty	NOUN
faba-101	48	26	of	of	ADP
faba-101	48	27	life	life	NOUN
faba-101	48	28	that	that	PRON
faba-101	48	29	they	they	PRON
faba-101	48	30	suffer	suffer	VERB
faba-101	48	31	.	.	PUNCT
faba-101	49	1	sharia	sharia	PROPN
faba-101	49	2	insurance	insurance	PROPN
faba-101	49	3	is	be	AUX
faba-101	49	4	a	a	DET
faba-101	49	5	system	system	NOUN
faba-101	49	6	or	or	CCONJ
faba-101	49	7	action	action	NOUN
faba-101	49	8	to	to	PART
faba-101	49	9	delegate	delegate	VERB
faba-101	49	10	,	,	PUNCT
faba-101	49	11	transfer	transfer	NOUN
faba-101	49	12	,	,	PUNCT
faba-101	49	13	or	or	CCONJ
faba-101	49	14	risk	risk	NOUN
faba-101	49	15	sharing	sharing	NOUN
faba-101	49	16	of	of	ADP
faba-101	49	17	the	the	DET
faba-101	49	18	risks	risk	NOUN
faba-101	49	19	borne	bear	VERB
faba-101	49	20	to	to	ADP
faba-101	49	21	the	the	DET
faba-101	49	22	manager	manager	NOUN
faba-101	49	23	(	(	PUNCT
faba-101	49	24	sharia	sharia	PROPN
faba-101	49	25	insurance	insurance	NOUN
faba-101	49	26	company	company	NOUN
faba-101	49	27	)	)	PUNCT
faba-101	49	28	on	on	ADP
faba-101	49	29	condition	condition	NOUN
faba-101	49	30	that	that	SCONJ
faba-101	49	31	they	they	PRON
faba-101	49	32	pay	pay	VERB
faba-101	49	33	contributions	contribution	NOUN
faba-101	49	34	within	within	ADP
faba-101	49	35	a	a	DET
faba-101	49	36	certain	certain	ADJ
faba-101	49	37	period	period	NOUN
faba-101	49	38	of	of	ADP
faba-101	49	39	time	time	NOUN
faba-101	49	40	on	on	ADP
faba-101	49	41	a	a	DET
faba-101	49	42	regular	regular	ADJ
faba-101	49	43	basis	basis	NOUN
faba-101	49	44	in	in	ADP
faba-101	49	45	exchange	exchange	NOUN
faba-101	49	46	for	for	ADP
faba-101	49	47	a	a	DET
faba-101	49	48	policy	policy	NOUN
faba-101	49	49	that	that	PRON
faba-101	49	50	guarantees	guarantee	VERB
faba-101	49	51	protection	protection	NOUN
faba-101	49	52	against	against	ADP
faba-101	49	53	risks	risk	NOUN
faba-101	49	54	that	that	PRON
faba-101	49	55	may	may	AUX
faba-101	49	56	occur	occur	VERB
faba-101	49	57	in	in	ADP
faba-101	49	58	the	the	DET
faba-101	49	59	future	future	NOUN
faba-101	49	60	.	.	PUNCT
faba-101	50	1	along	along	ADP
faba-101	50	2	with	with	ADP
faba-101	50	3	the	the	DET
faba-101	50	4	uncertainty	uncertainty	NOUN
faba-101	50	5	itself	itself	PRON
faba-101	50	6	.	.	PUNCT
faba-101	51	1	(	(	PUNCT
faba-101	51	2	basrowi	basrowi	PROPN
faba-101	51	3	&	&	CCONJ
faba-101	51	4	ronaldo	ronaldo	PROPN
faba-101	51	5	,	,	PUNCT
faba-101	51	6	2019	2019	NUM
faba-101	51	7	)	)	PUNCT
faba-101	51	8	.	.	PUNCT
faba-101	52	1	insurance	insurance	NOUN
faba-101	52	2	is	be	AUX
faba-101	52	3	a	a	DET
faba-101	52	4	systematic	systematic	ADJ
faba-101	52	5	effort	effort	NOUN
faba-101	52	6	in	in	ADP
faba-101	52	7	providing	provide	VERB
faba-101	52	8	social	social	ADJ
faba-101	52	9	protection	protection	NOUN
faba-101	52	10	and	and	CCONJ
faba-101	52	11	guaranteeing	guarantee	VERB
faba-101	52	12	welfare	welfare	NOUN
faba-101	52	13	for	for	ADP
faba-101	52	14	the	the	DET
faba-101	52	15	community	community	NOUN
faba-101	52	16	which	which	PRON
faba-101	52	17	has	have	AUX
faba-101	52	18	been	be	AUX
faba-101	52	19	very	very	ADV
faba-101	52	20	well	well	ADV
faba-101	52	21	regulated	regulate	VERB
faba-101	52	22	through	through	ADP
faba-101	52	23	the	the	DET
faba-101	52	24	provisions	provision	NOUN
faba-101	52	25	of	of	ADP
faba-101	52	26	the	the	DET
faba-101	52	27	act.(leliya	act.(leliya	NOUN
faba-101	52	28	,	,	PUNCT
faba-101	52	29	2016	2016	NUM
faba-101	52	30	)	)	PUNCT
faba-101	52	31	.	.	PUNCT
faba-101	53	1	through	through	ADP
faba-101	53	2	an	an	DET
faba-101	53	3	agreement	agreement	NOUN
faba-101	53	4	to	to	PART
faba-101	53	5	lighten	lighten	VERB
faba-101	53	6	each	each	DET
faba-101	53	7	other	other	ADJ
faba-101	53	8	's	's	PART
faba-101	53	9	burdens	burden	NOUN
faba-101	53	10	and	and	CCONJ
faba-101	53	11	help	help	VERB
faba-101	53	12	each	each	DET
faba-101	53	13	other	other	ADJ
faba-101	53	14	in	in	ADP
faba-101	53	15	a	a	DET
faba-101	53	16	society	society	NOUN
faba-101	53	17	.	.	PUNCT
faba-101	54	1	insurance	insurance	NOUN
faba-101	54	2	services	service	NOUN
faba-101	54	3	are	be	AUX
faba-101	54	4	actually	actually	ADV
faba-101	54	5	the	the	DET
faba-101	54	6	existence	existence	NOUN
faba-101	54	7	of	of	ADP
faba-101	54	8	guarantees	guarantee	NOUN
faba-101	54	9	which	which	PRON
faba-101	54	10	are	be	AUX
faba-101	54	11	benefits	benefit	NOUN
faba-101	54	12	taken	take	VERB
faba-101	54	13	by	by	ADP
faba-101	54	14	the	the	DET
faba-101	54	15	community	community	NOUN
faba-101	54	16	as	as	ADP
faba-101	54	17	policy	policy	NOUN
faba-101	54	18	finance	finance	NOUN
faba-101	54	19	,	,	PUNCT
faba-101	54	20	accounting	accounting	NOUN
faba-101	54	21	and	and	CCONJ
faba-101	54	22	business	business	NOUN
faba-101	54	23	analysis	analysis	NOUN
faba-101	54	24	3	3	NUM
faba-101	54	25	(	(	PUNCT
faba-101	54	26	2	2	NUM
faba-101	54	27	)	)	PUNCT
faba-101	54	28	2021	2021	NUM
faba-101	54	29	163	163	NUM
faba-101	54	30	holders	holder	NOUN
faba-101	54	31	and	and	CCONJ
faba-101	54	32	also	also	ADV
faba-101	54	33	stakeholders	stakeholder	NOUN
faba-101	54	34	who	who	PRON
faba-101	54	35	have	have	VERB
faba-101	54	36	an	an	DET
faba-101	54	37	interest	interest	NOUN
faba-101	54	38	in	in	ADP
faba-101	54	39	the	the	DET
faba-101	54	40	policy	policy	NOUN
faba-101	54	41	.	.	PUNCT
faba-101	55	1	insurance	insurance	NOUN
faba-101	55	2	can	can	AUX
faba-101	55	3	also	also	ADV
faba-101	55	4	be	be	AUX
faba-101	55	5	interpreted	interpret	VERB
faba-101	55	6	as	as	ADP
faba-101	55	7	an	an	DET
faba-101	55	8	agreement	agreement	NOUN
faba-101	55	9	between	between	ADP
faba-101	55	10	the	the	DET
faba-101	55	11	insurer	insurer	NOUN
faba-101	55	12	and	and	CCONJ
faba-101	55	13	the	the	DET
faba-101	55	14	insured	insure	VERB
faba-101	55	15	that	that	PRON
faba-101	55	16	requires	require	VERB
faba-101	55	17	the	the	DET
faba-101	55	18	insured	insured	ADJ
faba-101	55	19	to	to	PART
faba-101	55	20	pay	pay	VERB
faba-101	55	21	a	a	DET
faba-101	55	22	number	number	NOUN
faba-101	55	23	of	of	ADP
faba-101	55	24	contributions	contribution	NOUN
faba-101	55	25	to	to	PART
faba-101	55	26	provide	provide	VERB
faba-101	55	27	compensation	compensation	NOUN
faba-101	55	28	for	for	ADP
faba-101	55	29	the	the	DET
faba-101	55	30	risk	risk	NOUN
faba-101	55	31	of	of	ADP
faba-101	55	32	loss	loss	NOUN
faba-101	55	33	,	,	PUNCT
faba-101	55	34	damage	damage	NOUN
faba-101	55	35	,	,	PUNCT
faba-101	55	36	death	death	NOUN
faba-101	55	37	,	,	PUNCT
faba-101	55	38	or	or	CCONJ
faba-101	55	39	loss	loss	NOUN
faba-101	55	40	of	of	ADP
faba-101	55	41	expected	expect	VERB
faba-101	55	42	profits	profit	NOUN
faba-101	55	43	,	,	PUNCT
faba-101	55	44	which	which	PRON
faba-101	55	45	may	may	AUX
faba-101	55	46	occur	occur	VERB
faba-101	55	47	due	due	ADJ
faba-101	55	48	to	to	ADP
faba-101	55	49	unexpected	unexpected	ADJ
faba-101	55	50	events.(tho'in	events.(tho'in	NUM
faba-101	55	51	&	&	CCONJ
faba-101	55	52	anik	anik	PROPN
faba-101	55	53	,	,	PUNCT
faba-101	55	54	2017	2017	NUM
faba-101	55	55	)	)	PUNCT
faba-101	55	56	islamic	islamic	ADJ
faba-101	55	57	economists	economist	NOUN
faba-101	55	58	also	also	ADV
faba-101	55	59	provide	provide	VERB
faba-101	55	60	a	a	DET
faba-101	55	61	definition	definition	NOUN
faba-101	55	62	of	of	ADP
faba-101	55	63	insurance	insurance	NOUN
faba-101	55	64	which	which	PRON
faba-101	55	65	in	in	ADP
faba-101	55	66	islam	islam	PROPN
faba-101	55	67	is	be	AUX
faba-101	55	68	called	call	VERB
faba-101	55	69	aqdu	aqdu	ADJ
faba-101	55	70	ta'min	ta'min	PROPN
faba-101	55	71	/	/	SYM
faba-101	55	72	saukarah	saukarah	PROPN
faba-101	55	73	(	(	PUNCT
faba-101	55	74	muhammad	muhammad	PROPN
faba-101	55	75	muslehuddin	muslehuddin	PROPN
faba-101	55	76	,	,	PUNCT
faba-101	55	77	2019	2019	NUM
faba-101	55	78	)	)	PUNCT
faba-101	55	79	which	which	PRON
faba-101	55	80	states	state	VERB
faba-101	55	81	that	that	SCONJ
faba-101	55	82	insurance	insurance	NOUN
faba-101	55	83	is	be	AUX
faba-101	55	84	a	a	DET
faba-101	55	85	group	group	NOUN
faba-101	55	86	of	of	ADP
faba-101	55	87	people	people	NOUN
faba-101	55	88	who	who	PRON
faba-101	55	89	intend	intend	VERB
faba-101	55	90	to	to	PART
faba-101	55	91	form	form	VERB
faba-101	55	92	an	an	DET
faba-101	55	93	alliance	alliance	NOUN
faba-101	55	94	to	to	PART
faba-101	55	95	ease	ease	VERB
faba-101	55	96	a	a	DET
faba-101	55	97	person	person	NOUN
faba-101	55	98	's	's	PART
faba-101	55	99	financial	financial	ADJ
faba-101	55	100	burden	burden	NOUN
faba-101	55	101	or	or	CCONJ
faba-101	55	102	avoid	avoid	VERB
faba-101	55	103	the	the	DET
faba-101	55	104	difficulty	difficulty	NOUN
faba-101	55	105	of	of	ADP
faba-101	55	106	shopping	shopping	NOUN
faba-101	55	107	costs	cost	NOUN
faba-101	55	108	.	.	PUNCT
faba-101	56	1	according	accord	VERB
faba-101	56	2	to	to	ADP
faba-101	56	3	the	the	DET
faba-101	56	4	fatwa	fatwa	PROPN
faba-101	56	5	of	of	ADP
faba-101	56	6	the	the	DET
faba-101	56	7	national	national	PROPN
faba-101	56	8	sharia	sharia	PROPN
faba-101	56	9	council	council	PROPN
faba-101	56	10	number	number	NOUN
faba-101	56	11	:	:	PUNCT
faba-101	56	12	21	21	NUM
faba-101	56	13	/	/	SYM
faba-101	56	14	dsn	dsn	NOUN
faba-101	56	15	-	-	PUNCT
faba-101	56	16	mui	mui	NOUN
faba-101	56	17	/	/	SYM
faba-101	56	18	x/2001	x/2001	PROPN
faba-101	56	19	concerning	concern	VERB
faba-101	56	20	general	general	ADJ
faba-101	56	21	guidelines	guideline	NOUN
faba-101	56	22	for	for	ADP
faba-101	56	23	sharia	sharia	PROPN
faba-101	56	24	insurance	insurance	NOUN
faba-101	56	25	,	,	PUNCT
faba-101	56	26	it	it	PRON
faba-101	56	27	is	be	AUX
faba-101	56	28	stated	state	VERB
faba-101	56	29	that	that	SCONJ
faba-101	56	30	sharia	sharia	PROPN
faba-101	56	31	insurance	insurance	PROPN
faba-101	56	32	(	(	PUNCT
faba-101	56	33	ta'min	ta'min	PROPN
faba-101	56	34	,	,	PUNCT
faba-101	56	35	takaful	takaful	ADJ
faba-101	56	36	or	or	CCONJ
faba-101	56	37	tadhamun	tadhamun	NOUN
faba-101	56	38	)	)	PUNCT
faba-101	56	39	is	be	AUX
faba-101	56	40	an	an	DET
faba-101	56	41	effort	effort	NOUN
faba-101	56	42	to	to	PART
faba-101	56	43	protect	protect	VERB
faba-101	56	44	and	and	CCONJ
faba-101	56	45	help	help	VERB
faba-101	56	46	each	each	DET
faba-101	56	47	other	other	ADJ
faba-101	56	48	among	among	ADP
faba-101	56	49	a	a	DET
faba-101	56	50	number	number	NOUN
faba-101	56	51	of	of	ADP
faba-101	56	52	people	people	NOUN
faba-101	56	53	/	/	SYM
faba-101	56	54	parties	party	NOUN
faba-101	56	55	through	through	ADP
faba-101	56	56	investment	investment	NOUN
faba-101	56	57	in	in	ADP
faba-101	56	58	the	the	DET
faba-101	56	59	form	form	NOUN
faba-101	56	60	of	of	ADP
faba-101	56	61	assets	asset	NOUN
faba-101	56	62	and/or	and/or	CCONJ
faba-101	56	63	tabarru	tabarru	NOUN
faba-101	56	64	'	'	PUNCT
faba-101	56	65	that	that	PRON
faba-101	56	66	provide	provide	VERB
faba-101	56	67	a	a	DET
faba-101	56	68	pattern	pattern	NOUN
faba-101	56	69	of	of	ADP
faba-101	56	70	returns	return	NOUN
faba-101	56	71	to	to	PART
faba-101	56	72	deal	deal	VERB
faba-101	56	73	with	with	ADP
faba-101	56	74	certain	certain	ADJ
faba-101	56	75	risks	risk	NOUN
faba-101	56	76	through	through	ADP
faba-101	56	77	contracts	contract	NOUN
faba-101	56	78	(	(	PUNCT
faba-101	56	79	commitments	commitment	NOUN
faba-101	56	80	)	)	PUNCT
faba-101	56	81	in	in	ADP
faba-101	56	82	accordance	accordance	NOUN
faba-101	56	83	with	with	ADP
faba-101	56	84	sharia	sharia	PROPN
faba-101	56	85	principles	principle	NOUN
faba-101	56	86	.	.	PUNCT
faba-101	57	1	based	base	VERB
faba-101	57	2	on	on	ADP
faba-101	57	3	article	article	NOUN
faba-101	57	4	3	3	NUM
faba-101	57	5	letter	letter	NOUN
faba-101	57	6	a	a	DET
faba-101	57	7	number	number	NOUN
faba-101	57	8	2	2	NUM
faba-101	57	9	of	of	ADP
faba-101	57	10	law	law	NOUN
faba-101	57	11	number	number	NOUN
faba-101	57	12	2	2	NUM
faba-101	57	13	of	of	ADP
faba-101	57	14	1992	1992	NUM
faba-101	57	15	concerning	concern	VERB
faba-101	57	16	insurance	insurance	NOUN
faba-101	57	17	business	business	NOUN
faba-101	57	18	,	,	PUNCT
faba-101	57	19	it	it	PRON
faba-101	57	20	is	be	AUX
faba-101	57	21	stated	state	VERB
faba-101	57	22	that	that	SCONJ
faba-101	57	23	:	:	PUNCT
faba-101	57	24	“	"	PUNCT
faba-101	57	25	the	the	DET
faba-101	57	26	insurance	insurance	NOUN
faba-101	57	27	business	business	NOUN
faba-101	57	28	consists	consist	VERB
faba-101	57	29	of	of	ADP
faba-101	57	30	a	a	DET
faba-101	57	31	life	life	NOUN
faba-101	57	32	insurance	insurance	NOUN
faba-101	57	33	business	business	NOUN
faba-101	57	34	that	that	PRON
faba-101	57	35	provides	provide	VERB
faba-101	57	36	services	service	NOUN
faba-101	57	37	in	in	ADP
faba-101	57	38	overcoming	overcome	VERB
faba-101	57	39	risks	risk	NOUN
faba-101	57	40	associated	associate	VERB
faba-101	57	41	with	with	ADP
faba-101	57	42	the	the	DET
faba-101	57	43	life	life	NOUN
faba-101	57	44	or	or	CCONJ
faba-101	57	45	death	death	NOUN
faba-101	57	46	of	of	ADP
faba-101	57	47	an	an	DET
faba-101	57	48	insured	insured	ADJ
faba-101	57	49	person	person	NOUN
faba-101	57	50	.	.	PUNCT
faba-101	57	51	”	"	PUNCT
faba-101	58	1	basically	basically	ADV
faba-101	58	2	,	,	PUNCT
faba-101	58	3	sharia	sharia	PROPN
faba-101	58	4	insurance	insurance	NOUN
faba-101	58	5	and	and	CCONJ
faba-101	58	6	conventional	conventional	ADJ
faba-101	58	7	insurance	insurance	NOUN
faba-101	58	8	have	have	VERB
faba-101	58	9	the	the	DET
faba-101	58	10	same	same	ADJ
faba-101	58	11	goal	goal	NOUN
faba-101	58	12	,	,	PUNCT
faba-101	58	13	namely	namely	ADV
faba-101	58	14	risk	risk	NOUN
faba-101	58	15	management	management	NOUN
faba-101	58	16	or	or	CCONJ
faba-101	58	17	mitigation	mitigation	NOUN
faba-101	58	18	.	.	PUNCT
faba-101	59	1	the	the	DET
faba-101	59	2	basic	basic	ADJ
faba-101	59	3	difference	difference	NOUN
faba-101	59	4	between	between	ADP
faba-101	59	5	the	the	DET
faba-101	59	6	two	two	NUM
faba-101	59	7	is	be	AUX
faba-101	59	8	the	the	DET
faba-101	59	9	way	way	NOUN
faba-101	59	10	in	in	ADP
faba-101	59	11	which	which	PRON
faba-101	59	12	conventional	conventional	ADJ
faba-101	59	13	insurance	insurance	NOUN
faba-101	59	14	risk	risk	NOUN
faba-101	59	15	management	management	NOUN
faba-101	59	16	is	be	AUX
faba-101	59	17	managed	manage	VERB
faba-101	59	18	in	in	ADP
faba-101	59	19	the	the	DET
faba-101	59	20	form	form	NOUN
faba-101	59	21	of	of	ADP
faba-101	59	22	risk	risk	NOUN
faba-101	59	23	transfer	transfer	NOUN
faba-101	59	24	from	from	ADP
faba-101	59	25	the	the	DET
faba-101	59	26	participants	participant	NOUN
faba-101	59	27	to	to	ADP
faba-101	59	28	the	the	DET
faba-101	59	29	insurance	insurance	NOUN
faba-101	59	30	company	company	NOUN
faba-101	59	31	(	(	PUNCT
faba-101	59	32	mechanism	mechanism	NOUN
faba-101	59	33	of	of	ADP
faba-101	59	34	risk	risk	NOUN
faba-101	59	35	transfer	transfer	NOUN
faba-101	59	36	)	)	PUNCT
faba-101	59	37	while	while	SCONJ
faba-101	59	38	islamic	islamic	ADJ
faba-101	59	39	insurance	insurance	NOUN
faba-101	59	40	adheres	adhere	VERB
faba-101	59	41	to	to	ADP
faba-101	59	42	the	the	DET
faba-101	59	43	principle	principle	NOUN
faba-101	59	44	of	of	ADP
faba-101	59	45	helping	help	VERB
faba-101	59	46	and	and	CCONJ
faba-101	59	47	protecting	protect	VERB
faba-101	59	48	each	each	DET
faba-101	59	49	other	other	ADJ
faba-101	59	50	by	by	ADP
faba-101	59	51	means	mean	NOUN
faba-101	59	52	of	of	ADP
faba-101	59	53	risk	risk	NOUN
faba-101	59	54	sharing	sharing	NOUN
faba-101	59	55	,	,	PUNCT
faba-101	59	56	namely	namely	ADV
faba-101	59	57	risk	risk	NOUN
faba-101	59	58	sharing	sharing	NOUN
faba-101	59	59	among	among	ADP
faba-101	59	60	fellow	fellow	ADJ
faba-101	59	61	sharia	sharia	PROPN
faba-101	59	62	insurance	insurance	NOUN
faba-101	59	63	participants	participant	NOUN
faba-101	59	64	.	.	PUNCT
faba-101	60	1	sharia	sharia	PROPN
faba-101	60	2	reinsurance	reinsurance	VERB
faba-101	60	3	the	the	DET
faba-101	60	4	definition	definition	NOUN
faba-101	60	5	of	of	ADP
faba-101	60	6	conventional	conventional	ADJ
faba-101	60	7	reinsurance	reinsurance	NOUN
faba-101	60	8	in	in	ADP
faba-101	60	9	article	article	NOUN
faba-101	60	10	271	271	NUM
faba-101	60	11	of	of	ADP
faba-101	60	12	the	the	DET
faba-101	60	13	kuhd	kuhd	NOUN
faba-101	60	14	is	be	AUX
faba-101	60	15	in	in	ADP
faba-101	60	16	accordance	accordance	NOUN
faba-101	60	17	with	with	ADP
faba-101	60	18	what	what	DET
faba-101	60	19	reinsurance	reinsurance	NOUN
faba-101	60	20	experts	expert	NOUN
faba-101	60	21	robert	robert	PROPN
faba-101	60	22	i.	i.	PROPN
faba-101	60	23	mehr	mehr	PROPN
faba-101	60	24	and	and	CCONJ
faba-101	60	25	e.	e.	PROPN
faba-101	60	26	cammack	cammack	PROPN
faba-101	60	27	put	put	VERB
faba-101	60	28	forward	forward	ADV
faba-101	60	29	in	in	ADP
faba-101	60	30	their	their	PRON
faba-101	60	31	book	book	NOUN
faba-101	60	32	principle	principle	NOUN
faba-101	60	33	of	of	ADP
faba-101	60	34	insurance	insurance	NOUN
faba-101	60	35	:	:	PUNCT
faba-101	60	36	"	"	PUNCT
faba-101	60	37	reinsurance	reinsurance	NOUN
faba-101	60	38	is	be	AUX
faba-101	60	39	the	the	DET
faba-101	60	40	insurance	insurance	NOUN
faba-101	60	41	of	of	ADP
faba-101	60	42	insurance	insurance	NOUN
faba-101	60	43	"	"	PUNCT
faba-101	60	44	,	,	PUNCT
faba-101	60	45	reinsurance	reinsurance	NOUN
faba-101	60	46	is	be	AUX
faba-101	60	47	insurance	insurance	NOUN
faba-101	60	48	from	from	ADP
faba-101	60	49	insurance	insurance	NOUN
faba-101	60	50	or	or	CCONJ
faba-101	60	51	insurance	insurance	NOUN
faba-101	60	52	companies	company	NOUN
faba-101	60	53	.	.	PUNCT
faba-101	61	1	based	base	VERB
faba-101	61	2	on	on	ADP
faba-101	61	3	the	the	DET
faba-101	61	4	principle	principle	NOUN
faba-101	61	5	of	of	ADP
faba-101	61	6	insurable	insurable	ADJ
faba-101	61	7	interest	interest	NOUN
faba-101	61	8	,	,	PUNCT
faba-101	61	9	an	an	DET
faba-101	61	10	insurance	insurance	NOUN
faba-101	61	11	company	company	NOUN
faba-101	61	12	that	that	PRON
faba-101	61	13	has	have	AUX
faba-101	61	14	covered	cover	VERB
faba-101	61	15	a	a	DET
faba-101	61	16	risk	risk	NOUN
faba-101	61	17	or	or	CCONJ
faba-101	61	18	risks	risk	NOUN
faba-101	61	19	in	in	ADP
faba-101	61	20	a	a	DET
faba-101	61	21	certain	certain	ADJ
faba-101	61	22	area	area	NOUN
faba-101	61	23	can	can	AUX
faba-101	61	24	insure	insure	VERB
faba-101	61	25	excess	excess	ADJ
faba-101	61	26	liability	liability	NOUN
faba-101	61	27	that	that	PRON
faba-101	61	28	exceeds	exceed	VERB
faba-101	61	29	its	its	PRON
faba-101	61	30	own	own	ADJ
faba-101	61	31	capacity	capacity	NOUN
faba-101	61	32	(	(	PUNCT
faba-101	61	33	own	own	ADJ
faba-101	61	34	retention	retention	NOUN
faba-101	61	35	)	)	PUNCT
faba-101	61	36	to	to	ADP
faba-101	61	37	other	other	ADJ
faba-101	61	38	insurers	insurer	NOUN
faba-101	61	39	.	.	PUNCT
faba-101	62	1	reinsurance	reinsurance	NOUN
faba-101	62	2	is	be	AUX
faba-101	62	3	an	an	DET
faba-101	62	4	insurance	insurance	NOUN
faba-101	62	5	agreement	agreement	NOUN
faba-101	62	6	that	that	PRON
faba-101	62	7	provides	provide	VERB
faba-101	62	8	services	service	NOUN
faba-101	62	9	and	and	CCONJ
faba-101	62	10	re	re	NOUN
faba-101	62	11	-	-	NOUN
faba-101	62	12	insurance	insurance	NOUN
faba-101	62	13	against	against	ADP
faba-101	62	14	the	the	DET
faba-101	62	15	risks	risk	NOUN
faba-101	62	16	faced	face	VERB
faba-101	62	17	by	by	ADP
faba-101	62	18	a	a	DET
faba-101	62	19	loss	loss	NOUN
faba-101	62	20	insurance	insurance	NOUN
faba-101	62	21	company	company	NOUN
faba-101	62	22	in	in	ADP
faba-101	62	23	a	a	DET
faba-101	62	24	life	life	NOUN
faba-101	62	25	insurance	insurance	NOUN
faba-101	62	26	company	company	NOUN
faba-101	62	27	.	.	PUNCT
faba-101	63	1	the	the	DET
faba-101	63	2	definition	definition	NOUN
faba-101	63	3	of	of	ADP
faba-101	63	4	sharia	sharia	PROPN
faba-101	63	5	reinsurance	reinsurance	NOUN
faba-101	63	6	is	be	AUX
faba-101	63	7	risk	risk	NOUN
faba-101	63	8	management	management	NOUN
faba-101	63	9	based	base	VERB
faba-101	63	10	on	on	ADP
faba-101	63	11	sharia	sharia	PROPN
faba-101	63	12	principles	principle	NOUN
faba-101	63	13	for	for	ADP
faba-101	63	14	the	the	DET
faba-101	63	15	risks	risk	NOUN
faba-101	63	16	faced	face	VERB
faba-101	63	17	by	by	ADP
faba-101	63	18	sharia	sharia	PROPN
faba-101	63	19	insurance	insurance	NOUN
faba-101	63	20	companies	company	NOUN
faba-101	63	21	,	,	PUNCT
faba-101	63	22	sharia	sharia	PROPN
faba-101	63	23	guarantee	guarantee	NOUN
faba-101	63	24	companies	company	NOUN
faba-101	63	25	,	,	PUNCT
faba-101	63	26	or	or	CCONJ
faba-101	63	27	other	other	ADJ
faba-101	63	28	sharia	sharia	PROPN
faba-101	63	29	reinsurance	reinsurance	NOUN
faba-101	63	30	companies	company	NOUN
faba-101	63	31	as	as	SCONJ
faba-101	63	32	stipulated	stipulate	VERB
faba-101	63	33	in	in	ADP
faba-101	63	34	law	law	NOUN
faba-101	63	35	number	number	NOUN
faba-101	63	36	40	40	NUM
faba-101	63	37	of	of	ADP
faba-101	63	38	2014	2014	NUM
faba-101	63	39	concerning	concern	VERB
faba-101	63	40	insurance	insurance	NOUN
faba-101	63	41	.	.	PUNCT
faba-101	64	1	sharia	sharia	PROPN
faba-101	64	2	reinsurance	reinsurance	NOUN
faba-101	64	3	is	be	AUX
faba-101	64	4	a	a	DET
faba-101	64	5	mutual	mutual	ADJ
faba-101	64	6	sharing	sharing	NOUN
faba-101	64	7	process	process	NOUN
faba-101	64	8	between	between	ADP
faba-101	64	9	the	the	DET
faba-101	64	10	giver	giver	NOUN
faba-101	64	11	of	of	ADP
faba-101	64	12	the	the	DET
faba-101	64	13	session	session	NOUN
faba-101	64	14	(	(	PUNCT
faba-101	64	15	ceeding	ceeding	NOUN
faba-101	64	16	company	company	NOUN
faba-101	64	17	)	)	PUNCT
faba-101	64	18	and	and	CCONJ
faba-101	64	19	the	the	DET
faba-101	64	20	reinsurer	reinsurer	NOUN
faba-101	64	21	(	(	PUNCT
faba-101	64	22	reinsurer	reinsurer	NOUN
faba-101	64	23	)	)	PUNCT
faba-101	64	24	,	,	PUNCT
faba-101	64	25	where	where	SCONJ
faba-101	64	26	there	there	PRON
faba-101	64	27	is	be	VERB
faba-101	64	28	a	a	DET
faba-101	64	29	process	process	NOUN
faba-101	64	30	of	of	ADP
faba-101	64	31	mutually	mutually	ADV
faba-101	64	32	agreeing	agree	VERB
faba-101	64	33	on	on	ADP
faba-101	64	34	the	the	DET
faba-101	64	35	risks	risk	NOUN
faba-101	64	36	and	and	CCONJ
faba-101	64	37	requirements	requirement	NOUN
faba-101	64	38	set	set	VERB
faba-101	64	39	out	out	ADP
faba-101	64	40	in	in	ADP
faba-101	64	41	the	the	DET
faba-101	64	42	contract	contract	NOUN
faba-101	64	43	.	.	PUNCT
faba-101	65	1	in	in	ADP
faba-101	65	2	its	its	PRON
faba-101	65	3	operations	operation	NOUN
faba-101	65	4	,	,	PUNCT
faba-101	65	5	using	use	VERB
faba-101	65	6	sharia	sharia	PROPN
faba-101	65	7	principles	principle	NOUN
faba-101	65	8	is	be	AUX
faba-101	65	9	free	free	ADJ
faba-101	65	10	from	from	ADP
faba-101	65	11	the	the	DET
faba-101	65	12	practice	practice	NOUN
faba-101	65	13	of	of	ADP
faba-101	65	14	usury	usury	NOUN
faba-101	65	15	,	,	PUNCT
faba-101	65	16	gharar	gharar	NOUN
faba-101	65	17	,	,	PUNCT
faba-101	65	18	and	and	CCONJ
faba-101	65	19	maisir	maisir	NOUN
faba-101	65	20	.	.	PUNCT
faba-101	66	1	sharia	sharia	PROPN
faba-101	66	2	reinsurance	reinsurance	PROPN
faba-101	66	3	company	company	NOUN
faba-101	66	4	is	be	AUX
faba-101	66	5	a	a	DET
faba-101	66	6	development	development	NOUN
faba-101	66	7	of	of	ADP
faba-101	66	8	the	the	DET
faba-101	66	9	sharia	sharia	PROPN
faba-101	66	10	insurance	insurance	NOUN
faba-101	66	11	industry	industry	NOUN
faba-101	66	12	which	which	PRON
faba-101	66	13	has	have	VERB
faba-101	66	14	the	the	DET
faba-101	66	15	same	same	ADJ
faba-101	66	16	goal	goal	NOUN
faba-101	66	17	as	as	ADP
faba-101	66	18	sharia	sharia	PROPN
faba-101	66	19	insurance	insurance	NOUN
faba-101	66	20	,	,	PUNCT
faba-101	66	21	to	to	PART
faba-101	66	22	create	create	VERB
faba-101	66	23	mutually	mutually	ADV
faba-101	66	24	beneficial	beneficial	ADJ
faba-101	66	25	cooperation	cooperation	NOUN
faba-101	66	26	for	for	ADP
faba-101	66	27	both	both	DET
faba-101	66	28	parties	party	NOUN
faba-101	66	29	,	,	PUNCT
faba-101	66	30	to	to	PART
faba-101	66	31	maintain	maintain	VERB
faba-101	66	32	mutual	mutual	ADJ
faba-101	66	33	trust	trust	NOUN
faba-101	66	34	,	,	PUNCT
faba-101	66	35	to	to	PART
faba-101	66	36	protect	protect	VERB
faba-101	66	37	participants	participant	NOUN
faba-101	66	38	from	from	ADP
faba-101	66	39	guaranteed	guarantee	VERB
faba-101	66	40	risks	risk	NOUN
faba-101	66	41	,	,	PUNCT
faba-101	66	42	in	in	ADP
faba-101	66	43	accordance	accordance	NOUN
faba-101	66	44	with	with	ADP
faba-101	66	45	the	the	DET
faba-101	66	46	sharia	sharia	PROPN
faba-101	66	47	insurance	insurance	NOUN
faba-101	66	48	policy	policy	NOUN
faba-101	66	49	.	.	PUNCT
faba-101	67	1	banking	bank	VERB
faba-101	67	2	sharia	sharia	PROPN
faba-101	67	3	in	in	ADP
faba-101	67	4	carrying	carry	VERB
faba-101	67	5	out	out	ADP
faba-101	67	6	its	its	PRON
faba-101	67	7	operational	operational	ADJ
faba-101	67	8	activities	activity	NOUN
faba-101	67	9	,	,	PUNCT
faba-101	67	10	islamic	islamic	ADJ
faba-101	67	11	banks	bank	NOUN
faba-101	67	12	always	always	ADV
faba-101	67	13	maintain	maintain	VERB
faba-101	67	14	the	the	DET
faba-101	67	15	principle	principle	NOUN
faba-101	67	16	of	of	ADP
faba-101	67	17	prudence	prudence	NOUN
faba-101	67	18	in	in	ADP
faba-101	67	19	channeling	channel	VERB
faba-101	67	20	customer	customer	NOUN
faba-101	67	21	funds	fund	NOUN
faba-101	67	22	that	that	PRON
faba-101	67	23	have	have	AUX
faba-101	67	24	been	be	AUX
faba-101	67	25	collected	collect	VERB
faba-101	67	26	to	to	PART
faba-101	67	27	be	be	AUX
faba-101	67	28	redistributed	redistribute	VERB
faba-101	67	29	to	to	ADP
faba-101	67	30	customers	customer	NOUN
faba-101	67	31	who	who	PRON
faba-101	67	32	need	need	VERB
faba-101	67	33	financing	financing	NOUN
faba-101	67	34	.	.	PUNCT
faba-101	68	1	to	to	PART
faba-101	68	2	mitigate	mitigate	VERB
faba-101	68	3	the	the	DET
faba-101	68	4	risks	risk	NOUN
faba-101	68	5	that	that	PRON
faba-101	68	6	may	may	AUX
faba-101	68	7	arise	arise	VERB
faba-101	68	8	,	,	PUNCT
faba-101	68	9	the	the	DET
faba-101	68	10	islamic	islamic	PROPN
faba-101	68	11	bank	bank	PROPN
faba-101	68	12	then	then	ADV
faba-101	68	13	requires	require	VERB
faba-101	68	14	each	each	DET
faba-101	68	15	customer	customer	NOUN
faba-101	68	16	to	to	PART
faba-101	68	17	be	be	AUX
faba-101	68	18	financed	finance	VERB
faba-101	68	19	to	to	PART
faba-101	68	20	have	have	VERB
faba-101	68	21	an	an	DET
faba-101	68	22	insurance	insurance	NOUN
faba-101	68	23	policy	policy	NOUN
faba-101	68	24	,	,	PUNCT
faba-101	68	25	this	this	PRON
faba-101	68	26	is	be	AUX
faba-101	68	27	stated	state	VERB
faba-101	68	28	in	in	ADP
faba-101	68	29	the	the	DET
faba-101	68	30	sharia	sharia	PROPN
faba-101	68	31	bank	bank	PROPN
faba-101	68	32	financing	financing	NOUN
faba-101	68	33	approval	approval	NOUN
faba-101	68	34	letter	letter	NOUN
faba-101	68	35	which	which	PRON
faba-101	68	36	contains	contain	VERB
faba-101	68	37	an	an	DET
faba-101	68	38	insurance	insurance	NOUN
faba-101	68	39	clause	clause	NOUN
faba-101	68	40	that	that	PRON
faba-101	68	41	must	must	AUX
faba-101	68	42	be	be	AUX
faba-101	68	43	met	meet	VERB
faba-101	68	44	by	by	ADP
faba-101	68	45	the	the	DET
faba-101	68	46	customer	customer	NOUN
faba-101	68	47	so	so	SCONJ
faba-101	68	48	that	that	SCONJ
faba-101	68	49	the	the	DET
faba-101	68	50	disbursement	disbursement	NOUN
faba-101	68	51	of	of	ADP
faba-101	68	52	funds	fund	NOUN
faba-101	68	53	can	can	AUX
faba-101	68	54	be	be	AUX
faba-101	68	55	carried	carry	VERB
faba-101	68	56	out	out	ADP
faba-101	68	57	.	.	PUNCT
faba-101	69	1	financing	finance	VERB
faba-101	69	2	at	at	ADP
faba-101	69	3	islamic	islamic	ADJ
faba-101	69	4	banks	bank	NOUN
faba-101	69	5	,	,	PUNCT
faba-101	69	6	in	in	ADP
faba-101	69	7	article	article	NOUN
faba-101	69	8	1	1	NUM
faba-101	69	9	number	number	NOUN
faba-101	69	10	25	25	NUM
faba-101	69	11	of	of	ADP
faba-101	69	12	law	law	NOUN
faba-101	69	13	number	number	NOUN
faba-101	69	14	21	21	NUM
faba-101	69	15	of	of	ADP
faba-101	69	16	2008	2008	NUM
faba-101	69	17	concerning	concern	VERB
faba-101	69	18	sharia	sharia	PROPN
faba-101	69	19	banking	banking	NOUN
faba-101	69	20	,	,	PUNCT
faba-101	69	21	hereinafter	hereinafter	NOUN
faba-101	69	22	referred	refer	VERB
faba-101	69	23	to	to	ADP
faba-101	69	24	as	as	ADP
faba-101	69	25	the	the	DET
faba-101	69	26	sharia	sharia	PROPN
faba-101	69	27	banking	banking	NOUN
faba-101	69	28	law	law	NOUN
faba-101	69	29	,	,	PUNCT
faba-101	69	30	is	be	AUX
faba-101	69	31	the	the	DET
faba-101	69	32	provision	provision	NOUN
faba-101	69	33	of	of	ADP
faba-101	69	34	funds	fund	NOUN
faba-101	69	35	or	or	CCONJ
faba-101	69	36	equivalent	equivalent	ADJ
faba-101	69	37	claims	claim	NOUN
faba-101	69	38	in	in	ADP
faba-101	69	39	the	the	DET
faba-101	69	40	form	form	NOUN
faba-101	69	41	of	of	ADP
faba-101	69	42	:	:	PUNCT
faba-101	69	43	a	a	X
faba-101	69	44	)	)	PUNCT
faba-101	69	45	profit	profit	NOUN
faba-101	69	46	sharing	sharing	NOUN
faba-101	69	47	transactions	transaction	NOUN
faba-101	69	48	based	base	VERB
faba-101	69	49	on	on	ADP
faba-101	69	50	the	the	DET
faba-101	69	51	mudharabah	mudharabah	NOUN
faba-101	69	52	and	and	CCONJ
faba-101	69	53	musyarakah	musyarakah	ADJ
faba-101	69	54	principles	principle	NOUN
faba-101	69	55	;	;	PUNCT
faba-101	69	56	b	b	X
faba-101	69	57	)	)	PUNCT
faba-101	69	58	lease	lease	NOUN
faba-101	69	59	transaction	transaction	NOUN
faba-101	69	60	in	in	ADP
faba-101	69	61	the	the	DET
faba-101	69	62	form	form	NOUN
faba-101	69	63	of	of	ADP
faba-101	69	64	ijarah	ijarah	NOUN
faba-101	69	65	or	or	CCONJ
faba-101	69	66	lease	lease	NOUN
faba-101	69	67	purchase	purchase	NOUN
faba-101	69	68	in	in	ADP
faba-101	69	69	the	the	DET
faba-101	69	70	form	form	NOUN
faba-101	69	71	of	of	ADP
faba-101	69	72	ijarah	ijarah	PROPN
faba-101	69	73	vomitiyah	vomitiyah	NOUN
faba-101	69	74	bi	bi	PROPN
faba-101	69	75	tamlik	tamlik	NOUN
faba-101	69	76	;	;	PUNCT
faba-101	69	77	c	c	X
faba-101	69	78	)	)	PUNCT
faba-101	69	79	sale	sale	NOUN
faba-101	69	80	and	and	CCONJ
faba-101	69	81	purchase	purchase	NOUN
faba-101	69	82	transactions	transaction	NOUN
faba-101	69	83	in	in	ADP
faba-101	69	84	the	the	DET
faba-101	69	85	form	form	NOUN
faba-101	69	86	of	of	ADP
faba-101	69	87	murabahah	murabahah	NOUN
faba-101	69	88	,	,	PUNCT
faba-101	69	89	salam	salam	PROPN
faba-101	69	90	and	and	CCONJ
faba-101	69	91	istisna	istisna	NOUN
faba-101	69	92	receivables	receivables	NOUN
faba-101	69	93	;	;	PUNCT
faba-101	69	94	d	d	X
faba-101	69	95	)	)	PUNCT
faba-101	69	96	lending	lending	NOUN
faba-101	69	97	and	and	CCONJ
faba-101	69	98	borrowing	borrowing	NOUN
faba-101	69	99	transactions	transaction	NOUN
faba-101	69	100	in	in	ADP
faba-101	69	101	the	the	DET
faba-101	69	102	form	form	NOUN
faba-101	69	103	of	of	ADP
faba-101	69	104	qordh	qordh	NOUN
faba-101	69	105	receivables	receivables	NOUN
faba-101	69	106	;	;	PUNCT
faba-101	69	107	and	and	CCONJ
faba-101	69	108	e	e	X
faba-101	69	109	)	)	PUNCT
faba-101	69	110	lease	lease	NOUN
faba-101	69	111	transactions	transaction	NOUN
faba-101	69	112	in	in	ADP
faba-101	69	113	the	the	DET
faba-101	69	114	form	form	NOUN
faba-101	69	115	of	of	ADP
faba-101	69	116	ijarah	ijarah	NOUN
faba-101	69	117	for	for	ADP
faba-101	69	118	multi	multi	ADJ
faba-101	69	119	-	-	ADJ
faba-101	69	120	service	service	ADJ
faba-101	69	121	transactions	transaction	NOUN
faba-101	69	122	.	.	PUNCT
faba-101	70	1	as	as	SCONJ
faba-101	70	2	stated	state	VERB
faba-101	70	3	in	in	ADP
faba-101	70	4	the	the	DET
faba-101	70	5	explanation	explanation	NOUN
faba-101	70	6	of	of	ADP
faba-101	70	7	article	article	NOUN
faba-101	70	8	8	8	NUM
faba-101	70	9	point	point	NOUN
faba-101	70	10	(	(	PUNCT
faba-101	70	11	1	1	NUM
faba-101	70	12	)	)	PUNCT
faba-101	70	13	of	of	ADP
faba-101	70	14	law	law	NOUN
faba-101	70	15	number	number	NOUN
faba-101	70	16	21	21	NUM
faba-101	70	17	of	of	ADP
faba-101	70	18	2008	2008	NUM
faba-101	70	19	concerning	concern	VERB
faba-101	70	20	islamic	islamic	ADJ
faba-101	70	21	banking	banking	NOUN
faba-101	70	22	,	,	PUNCT
faba-101	70	23	that	that	SCONJ
faba-101	70	24	:	:	PUNCT
faba-101	70	25	“	"	PUNCT
faba-101	70	26	financing	financing	NOUN
faba-101	70	27	or	or	CCONJ
faba-101	70	28	financing	financing	NOUN
faba-101	70	29	based	base	VERB
faba-101	70	30	on	on	ADP
faba-101	70	31	sharia	sharia	PROPN
faba-101	70	32	principles	principle	NOUN
faba-101	70	33	provided	provide	VERB
faba-101	70	34	by	by	ADP
faba-101	70	35	banks	bank	NOUN
faba-101	70	36	contains	contain	VERB
faba-101	70	37	risks	risk	NOUN
faba-101	70	38	,	,	PUNCT
faba-101	70	39	so	so	SCONJ
faba-101	70	40	that	that	SCONJ
faba-101	70	41	in	in	ADP
faba-101	70	42	its	its	PRON
faba-101	70	43	implementation	implementation	NOUN
faba-101	70	44	,	,	PUNCT
faba-101	70	45	banks	bank	NOUN
faba-101	70	46	must	must	AUX
faba-101	70	47	pay	pay	VERB
faba-101	70	48	attention	attention	NOUN
faba-101	70	49	to	to	ADP
faba-101	70	50	the	the	DET
faba-101	70	51	principles	principle	NOUN
faba-101	70	52	of	of	ADP
faba-101	70	53	financing	financing	NOUN
faba-101	70	54	or	or	CCONJ
faba-101	70	55	financing	financing	NOUN
faba-101	70	56	based	base	VERB
faba-101	70	57	on	on	ADP
faba-101	70	58	sound	sound	ADJ
faba-101	70	59	sharia	sharia	PROPN
faba-101	70	60	principles	principle	NOUN
faba-101	70	61	.	.	PUNCT
faba-101	71	1	finance	finance	NOUN
faba-101	71	2	,	,	PUNCT
faba-101	71	3	accounting	accounting	NOUN
faba-101	71	4	and	and	CCONJ
faba-101	71	5	business	business	NOUN
faba-101	71	6	analysis	analysis	NOUN
faba-101	71	7	3	3	NUM
faba-101	71	8	(	(	PUNCT
faba-101	71	9	2	2	NUM
faba-101	71	10	)	)	PUNCT
faba-101	71	11	2021	2021	NUM
faba-101	71	12	164	164	NUM
faba-101	71	13	to	to	PART
faba-101	71	14	reduce	reduce	VERB
faba-101	71	15	this	this	DET
faba-101	71	16	risk	risk	NOUN
faba-101	71	17	,	,	PUNCT
faba-101	71	18	the	the	DET
faba-101	71	19	guarantee	guarantee	NOUN
faba-101	71	20	of	of	ADP
faba-101	71	21	providing	provide	VERB
faba-101	71	22	financing	financing	NOUN
faba-101	71	23	or	or	CCONJ
faba-101	71	24	financing	financing	NOUN
faba-101	71	25	based	base	VERB
faba-101	71	26	on	on	ADP
faba-101	71	27	sharia	sharia	PROPN
faba-101	71	28	principles	principle	NOUN
faba-101	71	29	in	in	ADP
faba-101	71	30	the	the	DET
faba-101	71	31	sense	sense	NOUN
faba-101	71	32	of	of	ADP
faba-101	71	33	confidence	confidence	NOUN
faba-101	71	34	in	in	ADP
faba-101	71	35	the	the	DET
faba-101	71	36	ability	ability	NOUN
faba-101	71	37	and	and	CCONJ
faba-101	71	38	ability	ability	NOUN
faba-101	71	39	of	of	ADP
faba-101	71	40	the	the	DET
faba-101	71	41	debtor	debtor	NOUN
faba-101	71	42	customer	customer	NOUN
faba-101	71	43	to	to	PART
faba-101	71	44	pay	pay	VERB
faba-101	71	45	off	off	ADP
faba-101	71	46	his	his	PRON
faba-101	71	47	obligations	obligation	NOUN
faba-101	71	48	in	in	ADP
faba-101	71	49	accordance	accordance	NOUN
faba-101	71	50	with	with	ADP
faba-101	71	51	the	the	DET
faba-101	71	52	agreement	agreement	NOUN
faba-101	71	53	is	be	AUX
faba-101	71	54	an	an	DET
faba-101	71	55	important	important	ADJ
faba-101	71	56	factor	factor	NOUN
faba-101	71	57	that	that	PRON
faba-101	71	58	must	must	AUX
faba-101	71	59	be	be	AUX
faba-101	71	60	considered	consider	VERB
faba-101	71	61	by	by	ADP
faba-101	71	62	the	the	DET
faba-101	71	63	bank	bank	NOUN
faba-101	71	64	.	.	PUNCT
faba-101	72	1	one	one	NUM
faba-101	72	2	of	of	ADP
faba-101	72	3	the	the	DET
faba-101	72	4	duties	duty	NOUN
faba-101	72	5	of	of	ADP
faba-101	72	6	islamic	islamic	ADJ
faba-101	72	7	banks	bank	NOUN
faba-101	72	8	as	as	SCONJ
faba-101	72	9	institutions	institution	NOUN
faba-101	72	10	is	be	AUX
faba-101	72	11	to	to	PART
faba-101	72	12	intermediary	intermediary	VERB
faba-101	72	13	between	between	ADP
faba-101	72	14	customers	customer	NOUN
faba-101	72	15	(	(	PUNCT
faba-101	72	16	participants	participant	NOUN
faba-101	72	17	)	)	PUNCT
faba-101	72	18	and	and	CCONJ
faba-101	72	19	insurance	insurance	NOUN
faba-101	72	20	companies	company	NOUN
faba-101	72	21	.	.	PUNCT
faba-101	73	1	the	the	DET
faba-101	73	2	relationship	relationship	NOUN
faba-101	73	3	between	between	ADP
faba-101	73	4	banks	bank	NOUN
faba-101	73	5	and	and	CCONJ
faba-101	73	6	insurance	insurance	NOUN
faba-101	73	7	in	in	ADP
faba-101	73	8	a	a	DET
faba-101	73	9	business	business	NOUN
faba-101	73	10	transaction	transaction	NOUN
faba-101	73	11	is	be	AUX
faba-101	73	12	considered	consider	VERB
faba-101	73	13	very	very	ADV
faba-101	73	14	important	important	ADJ
faba-101	73	15	.	.	PUNCT
faba-101	74	1	however	however	ADV
faba-101	74	2	,	,	PUNCT
faba-101	74	3	in	in	ADP
faba-101	74	4	its	its	PRON
faba-101	74	5	implementation	implementation	NOUN
faba-101	74	6	,	,	PUNCT
faba-101	74	7	it	it	PRON
faba-101	74	8	must	must	AUX
faba-101	74	9	eliminate	eliminate	VERB
faba-101	74	10	injustice	injustice	NOUN
faba-101	74	11	,	,	PUNCT
faba-101	74	12	dishonesty	dishonesty	NOUN
faba-101	74	13	and	and	CCONJ
faba-101	74	14	magrib	magrib	NOUN
faba-101	74	15	(	(	PUNCT
faba-101	74	16	maisir	maisir	PROPN
faba-101	74	17	,	,	PUNCT
faba-101	74	18	gharar	gharar	NOUN
faba-101	74	19	,	,	PUNCT
faba-101	74	20	riswah	riswah	NOUN
faba-101	74	21	,	,	PUNCT
faba-101	74	22	riba).(supriyadi	riba).(supriyadi	NOUN
faba-101	74	23	,	,	PUNCT
faba-101	74	24	2017	2017	NUM
faba-101	74	25	)	)	PUNCT
faba-101	74	26	.	.	PUNCT
faba-101	75	1	the	the	DET
faba-101	75	2	position	position	NOUN
faba-101	75	3	of	of	ADP
faba-101	75	4	islamic	islamic	ADJ
faba-101	75	5	banks	bank	NOUN
faba-101	75	6	in	in	ADP
faba-101	75	7	relation	relation	NOUN
faba-101	75	8	to	to	ADP
faba-101	75	9	customers	customer	NOUN
faba-101	75	10	is	be	AUX
faba-101	75	11	as	as	ADP
faba-101	75	12	partners	partner	NOUN
faba-101	75	13	and	and	CCONJ
faba-101	75	14	investors	investor	NOUN
faba-101	75	15	,	,	PUNCT
faba-101	75	16	while	while	SCONJ
faba-101	75	17	in	in	ADP
faba-101	75	18	conventional	conventional	ADJ
faba-101	75	19	banks	bank	NOUN
faba-101	75	20	,	,	PUNCT
faba-101	75	21	the	the	DET
faba-101	75	22	relationship	relationship	NOUN
faba-101	75	23	is	be	AUX
faba-101	75	24	as	as	ADP
faba-101	75	25	financing	financing	NOUN
faba-101	75	26	or	or	CCONJ
faba-101	75	27	debtors	debtor	NOUN
faba-101	75	28	.	.	PUNCT
faba-101	76	1	in	in	ADP
faba-101	76	2	connection	connection	NOUN
faba-101	76	3	with	with	ADP
faba-101	76	4	the	the	DET
faba-101	76	5	relationship	relationship	NOUN
faba-101	76	6	between	between	ADP
faba-101	76	7	investors	investor	NOUN
faba-101	76	8	and	and	CCONJ
faba-101	76	9	partners	partner	NOUN
faba-101	76	10	,	,	PUNCT
faba-101	76	11	in	in	ADP
faba-101	76	12	carrying	carry	VERB
faba-101	76	13	out	out	ADP
faba-101	76	14	their	their	PRON
faba-101	76	15	work	work	NOUN
faba-101	76	16	,	,	PUNCT
faba-101	76	17	islamic	islamic	ADJ
faba-101	76	18	banks	bank	NOUN
faba-101	76	19	use	use	VERB
faba-101	76	20	sharia	sharia	PROPN
faba-101	76	21	principles	principle	NOUN
faba-101	76	22	.	.	PUNCT
faba-101	77	1	this	this	DET
faba-101	77	2	investment	investment	NOUN
faba-101	77	3	relationship	relationship	NOUN
faba-101	77	4	contract	contract	NOUN
faba-101	77	5	between	between	ADP
faba-101	77	6	islamic	islamic	ADJ
faba-101	77	7	banks	bank	NOUN
faba-101	77	8	and	and	CCONJ
faba-101	77	9	customers	customer	NOUN
faba-101	77	10	is	be	AUX
faba-101	77	11	called	call	VERB
faba-101	77	12	financing	financing	NOUN
faba-101	77	13	.	.	PUNCT
faba-101	78	1	in	in	ADP
faba-101	78	2	financing	financing	NOUN
faba-101	78	3	activities	activity	NOUN
faba-101	78	4	,	,	PUNCT
faba-101	78	5	islamic	islamic	ADJ
faba-101	78	6	banks	bank	NOUN
faba-101	78	7	will	will	AUX
faba-101	78	8	carry	carry	VERB
faba-101	78	9	out	out	ADP
faba-101	78	10	various	various	ADJ
faba-101	78	11	techniques	technique	NOUN
faba-101	78	12	and	and	CCONJ
faba-101	78	13	methods	method	NOUN
faba-101	78	14	,	,	PUNCT
faba-101	78	15	the	the	DET
faba-101	78	16	application	application	NOUN
faba-101	78	17	of	of	ADP
faba-101	78	18	which	which	PRON
faba-101	78	19	depends	depend	VERB
faba-101	78	20	on	on	ADP
faba-101	78	21	the	the	DET
faba-101	78	22	objectives	objective	NOUN
faba-101	78	23	and	and	CCONJ
faba-101	78	24	activities	activity	NOUN
faba-101	78	25	,	,	PUNCT
faba-101	78	26	such	such	ADJ
faba-101	78	27	as	as	ADP
faba-101	78	28	mudharabah	mudharabah	NOUN
faba-101	78	29	contracts	contract	NOUN
faba-101	78	30	,	,	PUNCT
faba-101	78	31	musharaka	musharaka	NOUN
faba-101	78	32	and	and	CCONJ
faba-101	78	33	others	other	NOUN
faba-101	78	34	.	.	PUNCT
faba-101	79	1	the	the	DET
faba-101	79	2	sharia	sharia	PROPN
faba-101	79	3	banking	banking	NOUN
faba-101	79	4	mechanism	mechanism	NOUN
faba-101	79	5	is	be	AUX
faba-101	79	6	based	base	VERB
faba-101	79	7	on	on	ADP
faba-101	79	8	the	the	DET
faba-101	79	9	principle	principle	NOUN
faba-101	79	10	of	of	ADP
faba-101	79	11	business	business	NOUN
faba-101	79	12	partners	partner	NOUN
faba-101	79	13	and	and	CCONJ
faba-101	79	14	is	be	AUX
faba-101	79	15	interest	interest	NOUN
faba-101	79	16	-	-	PUNCT
faba-101	79	17	free	free	ADJ
faba-101	79	18	,	,	PUNCT
faba-101	79	19	so	so	ADV
faba-101	79	20	in	in	ADP
faba-101	79	21	the	the	DET
faba-101	79	22	principle	principle	NOUN
faba-101	79	23	of	of	ADP
faba-101	79	24	financing	financing	NOUN
faba-101	79	25	there	there	PRON
faba-101	79	26	is	be	VERB
faba-101	79	27	no	no	DET
faba-101	79	28	interest	interest	NOUN
faba-101	79	29	payment	payment	NOUN
faba-101	79	30	to	to	ADP
faba-101	79	31	participants	participant	NOUN
faba-101	79	32	or	or	CCONJ
faba-101	79	33	the	the	DET
faba-101	79	34	imposition	imposition	NOUN
faba-101	79	35	of	of	ADP
faba-101	79	36	an	an	DET
faba-101	79	37	interest	interest	NOUN
faba-101	79	38	on	on	ADP
faba-101	79	39	financing	finance	VERB
faba-101	79	40	customers	customer	NOUN
faba-101	79	41	.	.	PUNCT
faba-101	80	1	in	in	ADP
faba-101	80	2	terms	term	NOUN
faba-101	80	3	of	of	ADP
faba-101	80	4	financing	financing	NOUN
faba-101	80	5	,	,	PUNCT
faba-101	80	6	there	there	PRON
faba-101	80	7	are	be	VERB
faba-101	80	8	problems	problem	NOUN
faba-101	80	9	in	in	ADP
faba-101	80	10	providing	provide	VERB
faba-101	80	11	financing	financing	NOUN
faba-101	80	12	,	,	PUNCT
faba-101	80	13	such	such	ADJ
faba-101	80	14	as	as	ADP
faba-101	80	15	the	the	DET
faba-101	80	16	existence	existence	NOUN
faba-101	80	17	of	of	ADP
faba-101	80	18	nonperforming	nonperforme	VERB
faba-101	80	19	financing	financing	NOUN
faba-101	80	20	or	or	CCONJ
faba-101	80	21	what	what	PRON
faba-101	80	22	can	can	AUX
faba-101	80	23	be	be	AUX
faba-101	80	24	called	call	VERB
faba-101	80	25	non	non	ADJ
faba-101	80	26	-	-	ADJ
faba-101	80	27	performing	performing	ADJ
faba-101	80	28	financing	financing	NOUN
faba-101	80	29	,	,	PUNCT
faba-101	80	30	in	in	ADP
faba-101	80	31	which	which	PRON
faba-101	80	32	there	there	PRON
faba-101	80	33	are	be	VERB
faba-101	80	34	many	many	ADJ
faba-101	80	35	factors	factor	NOUN
faba-101	80	36	that	that	PRON
faba-101	80	37	cause	cause	VERB
faba-101	80	38	the	the	DET
faba-101	80	39	financing	financing	NOUN
faba-101	80	40	.	.	PUNCT
faba-101	81	1	21	21	NUM
faba-101	81	2	of	of	ADP
faba-101	81	3	2008	2008	NUM
faba-101	81	4	article	article	NOUN
faba-101	81	5	351	351	NUM
faba-101	81	6	is	be	AUX
faba-101	81	7	carried	carry	VERB
faba-101	81	8	out	out	ADP
faba-101	81	9	based	base	VERB
faba-101	81	10	on	on	ADP
faba-101	81	11	an	an	DET
faba-101	81	12	analysis	analysis	NOUN
faba-101	81	13	by	by	ADP
faba-101	81	14	establishing	establish	VERB
faba-101	81	15	the	the	DET
faba-101	81	16	precautionary	precautionary	ADJ
faba-101	81	17	principle	principle	NOUN
faba-101	81	18	so	so	SCONJ
faba-101	81	19	that	that	SCONJ
faba-101	81	20	debtor	debtor	NOUN
faba-101	81	21	customers	customer	NOUN
faba-101	81	22	are	be	AUX
faba-101	81	23	able	able	ADJ
faba-101	81	24	to	to	PART
faba-101	81	25	pay	pay	VERB
faba-101	81	26	off	off	ADP
faba-101	81	27	their	their	PRON
faba-101	81	28	debts	debt	NOUN
faba-101	81	29	or	or	CCONJ
faba-101	81	30	return	return	VERB
faba-101	81	31	financing	financing	NOUN
faba-101	81	32	in	in	ADP
faba-101	81	33	accordance	accordance	NOUN
faba-101	81	34	with	with	ADP
faba-101	81	35	the	the	DET
faba-101	81	36	agreement	agreement	NOUN
faba-101	81	37	so	so	SCONJ
faba-101	81	38	that	that	SCONJ
faba-101	81	39	the	the	DET
faba-101	81	40	risk	risk	NOUN
faba-101	81	41	of	of	ADP
faba-101	81	42	failure	failure	NOUN
faba-101	81	43	or	or	CCONJ
faba-101	81	44	delays	delay	NOUN
faba-101	81	45	in	in	ADP
faba-101	81	46	repayment	repayment	NOUN
faba-101	81	47	can	can	AUX
faba-101	81	48	be	be	AUX
faba-101	81	49	avoided	avoid	VERB
faba-101	81	50	.	.	PUNCT
faba-101	82	1	non	non	ADJ
faba-101	82	2	performing	perform	VERB
faba-101	82	3	financing	financing	NOUN
faba-101	82	4	(	(	PUNCT
faba-101	82	5	npf	npf	NOUN
faba-101	82	6	)	)	PUNCT
faba-101	82	7	is	be	AUX
faba-101	82	8	one	one	NUM
faba-101	82	9	of	of	ADP
faba-101	82	10	the	the	DET
faba-101	82	11	instruments	instrument	NOUN
faba-101	82	12	for	for	ADP
faba-101	82	13	evaluating	evaluate	VERB
faba-101	82	14	the	the	DET
faba-101	82	15	performance	performance	NOUN
faba-101	82	16	of	of	ADP
faba-101	82	17	a	a	DET
faba-101	82	18	sharia	sharia	PROPN
faba-101	82	19	bank	bank	NOUN
faba-101	82	20	which	which	PRON
faba-101	82	21	becomes	become	VERB
faba-101	82	22	the	the	DET
faba-101	82	23	interpretation	interpretation	NOUN
faba-101	82	24	of	of	ADP
faba-101	82	25	the	the	DET
faba-101	82	26	valuation	valuation	NOUN
faba-101	82	27	on	on	ADP
faba-101	82	28	earning	earn	VERB
faba-101	82	29	assets	asset	NOUN
faba-101	82	30	,	,	PUNCT
faba-101	82	31	especially	especially	ADV
faba-101	82	32	in	in	ADP
faba-101	82	33	the	the	DET
faba-101	82	34	assessment	assessment	NOUN
faba-101	82	35	of	of	ADP
faba-101	82	36	non	non	ADJ
faba-101	82	37	-	-	ADJ
faba-101	82	38	performing	performing	ADJ
faba-101	82	39	financing	financing	NOUN
faba-101	82	40	.	.	PUNCT
faba-101	83	1	non	non	ADJ
faba-101	83	2	-	-	ADJ
faba-101	83	3	performing	perform	VERB
faba-101	83	4	financing	financing	NOUN
faba-101	83	5	needs	need	NOUN
faba-101	83	6	to	to	PART
faba-101	83	7	be	be	AUX
faba-101	83	8	considered	consider	VERB
faba-101	83	9	because	because	SCONJ
faba-101	83	10	it	it	PRON
faba-101	83	11	is	be	AUX
faba-101	83	12	volatile	volatile	ADJ
faba-101	83	13	and	and	CCONJ
faba-101	83	14	uncertain	uncertain	ADJ
faba-101	83	15	.	.	PUNCT
faba-101	84	1	the	the	DET
faba-101	84	2	npf	npf	PROPN
faba-101	84	3	ratio	ratio	NOUN
faba-101	84	4	is	be	AUX
faba-101	84	5	the	the	DET
faba-101	84	6	ratio	ratio	NOUN
faba-101	84	7	used	use	VERB
faba-101	84	8	to	to	PART
faba-101	84	9	measure	measure	VERB
faba-101	84	10	the	the	DET
faba-101	84	11	risk	risk	NOUN
faba-101	84	12	of	of	ADP
faba-101	84	13	failure	failure	NOUN
faba-101	84	14	of	of	ADP
faba-101	84	15	financing	financing	NOUN
faba-101	84	16	,	,	PUNCT
faba-101	84	17	where	where	SCONJ
faba-101	84	18	npf	npf	PROPN
faba-101	84	19	is	be	AUX
faba-101	84	20	the	the	DET
faba-101	84	21	ratio	ratio	NOUN
faba-101	84	22	between	between	ADP
faba-101	84	23	non	non	ADJ
faba-101	84	24	-	-	ADJ
faba-101	84	25	performing	performing	ADJ
faba-101	84	26	financing	financing	NOUN
faba-101	84	27	(	(	PUNCT
faba-101	84	28	which	which	PRON
faba-101	84	29	is	be	AUX
faba-101	84	30	included	include	VERB
faba-101	84	31	in	in	ADP
faba-101	84	32	the	the	DET
faba-101	84	33	criteria	criterion	NOUN
faba-101	84	34	for	for	ADP
faba-101	84	35	substandard	substandard	ADJ
faba-101	84	36	,	,	PUNCT
faba-101	84	37	doubtful	doubtful	ADJ
faba-101	84	38	,	,	PUNCT
faba-101	84	39	and	and	CCONJ
faba-101	84	40	nonperforming	nonperforme	VERB
faba-101	84	41	financing	financing	NOUN
faba-101	84	42	)	)	PUNCT
faba-101	84	43	and	and	CCONJ
faba-101	84	44	the	the	DET
faba-101	84	45	total	total	ADJ
faba-101	84	46	financing	financing	NOUN
faba-101	84	47	disbursed	disburse	VERB
faba-101	84	48	(	(	PUNCT
faba-101	84	49	mutamimah	mutamimah	ADJ
faba-101	84	50	.	.	PUNCT
faba-101	84	51	2012	2012	NUM
faba-101	84	52	)	)	PUNCT
faba-101	84	53	.	.	PUNCT
faba-101	85	1	according	accord	VERB
faba-101	85	2	to	to	ADP
faba-101	85	3	bank	bank	PROPN
faba-101	85	4	indonesia	indonesia	PROPN
faba-101	85	5	regulation	regulation	NOUN
faba-101	85	6	number	number	NOUN
faba-101	85	7	6/10	6/10	NUM
faba-101	85	8	/	/	SYM
faba-101	85	9	pbi/2004	pbi/2004	NOUN
faba-101	85	10	,	,	PUNCT
faba-101	85	11	financing	financing	NOUN
faba-101	85	12	that	that	PRON
faba-101	85	13	is	be	AUX
faba-101	85	14	classified	classify	VERB
faba-101	85	15	as	as	ADP
faba-101	85	16	special	special	ADJ
faba-101	85	17	attention	attention	NOUN
faba-101	85	18	,	,	PUNCT
faba-101	85	19	substandard	substandard	ADJ
faba-101	85	20	,	,	PUNCT
faba-101	85	21	doubtful	doubtful	ADJ
faba-101	85	22	and	and	CCONJ
faba-101	85	23	loss	loss	NOUN
faba-101	85	24	is	be	AUX
faba-101	85	25	called	call	VERB
faba-101	85	26	gross	gross	ADJ
faba-101	85	27	npf	npf	NOUN
faba-101	85	28	,	,	PUNCT
faba-101	85	29	while	while	SCONJ
faba-101	85	30	net	net	ADJ
faba-101	85	31	npf	npf	PROPN
faba-101	85	32	is	be	AUX
faba-101	85	33	financing	financing	NOUN
faba-101	85	34	that	that	PRON
faba-101	85	35	is	be	AUX
faba-101	85	36	classified	classify	VERB
faba-101	85	37	as	as	ADP
faba-101	85	38	substandard	substandard	ADJ
faba-101	85	39	,	,	PUNCT
faba-101	85	40	doubtful	doubtful	ADJ
faba-101	85	41	and	and	CCONJ
faba-101	85	42	loss	loss	NOUN
faba-101	85	43	.	.	PUNCT
faba-101	86	1	bank	bank	PROPN
faba-101	86	2	indonesia	indonesia	PROPN
faba-101	86	3	has	have	AUX
faba-101	86	4	set	set	VERB
faba-101	86	5	a	a	DET
faba-101	86	6	maximum	maximum	ADJ
faba-101	86	7	gross	gross	ADJ
faba-101	86	8	npf	npf	ADJ
faba-101	86	9	level	level	NOUN
faba-101	86	10	of	of	ADP
faba-101	86	11	5	5	NUM
faba-101	86	12	%	%	NOUN
faba-101	86	13	as	as	ADP
faba-101	86	14	a	a	DET
faba-101	86	15	tolerance	tolerance	NOUN
faba-101	86	16	number	number	NOUN
faba-101	86	17	for	for	ADP
faba-101	86	18	the	the	DET
faba-101	86	19	health	health	NOUN
faba-101	86	20	of	of	ADP
faba-101	86	21	a	a	DET
faba-101	86	22	bank	bank	NOUN
faba-101	86	23	.	.	PUNCT
faba-101	87	1	the	the	PRON
faba-101	87	2	higher	high	ADJ
faba-101	87	3	the	the	DET
faba-101	87	4	npf	npf	NOUN
faba-101	87	5	(	(	PUNCT
faba-101	87	6	above	above	ADP
faba-101	87	7	5	5	NUM
faba-101	87	8	%	%	NOUN
faba-101	87	9	)	)	PUNCT
faba-101	87	10	then	then	ADV
faba-101	87	11	the	the	DET
faba-101	87	12	bank	bank	NOUN
faba-101	87	13	is	be	AUX
faba-101	87	14	declared	declare	VERB
faba-101	87	15	unhealthy	unhealthy	ADJ
faba-101	87	16	because	because	SCONJ
faba-101	87	17	a	a	DET
faba-101	87	18	high	high	ADJ
faba-101	87	19	npf	npf	NOUN
faba-101	87	20	causes	cause	VERB
faba-101	87	21	a	a	DET
faba-101	87	22	decrease	decrease	NOUN
faba-101	87	23	in	in	ADP
faba-101	87	24	profits	profit	NOUN
faba-101	87	25	to	to	PART
faba-101	87	26	be	be	AUX
faba-101	87	27	received	receive	VERB
faba-101	87	28	by	by	ADP
faba-101	87	29	the	the	DET
faba-101	87	30	bank	bank	PROPN
faba-101	87	31	(	(	PUNCT
faba-101	87	32	popita	popita	PROPN
faba-101	87	33	,	,	PUNCT
faba-101	87	34	2013	2013	NUM
faba-101	87	35	)	)	PUNCT
faba-101	87	36	.	.	PUNCT
faba-101	88	1	sharia	sharia	PROPN
faba-101	88	2	banking	banking	PROPN
faba-101	88	3	statistics	statistic	NOUN
faba-101	88	4	issued	issue	VERB
faba-101	88	5	by	by	ADP
faba-101	88	6	the	the	DET
faba-101	88	7	financial	financial	PROPN
faba-101	88	8	services	service	NOUN
faba-101	88	9	authority	authority	NOUN
faba-101	88	10	(	(	PUNCT
faba-101	88	11	ojk	ojk	NOUN
faba-101	88	12	)	)	PUNCT
faba-101	88	13	state	state	NOUN
faba-101	88	14	that	that	SCONJ
faba-101	88	15	:	:	PUNCT
faba-101	88	16	when	when	SCONJ
faba-101	88	17	compared	compare	VERB
faba-101	88	18	,	,	PUNCT
faba-101	88	19	the	the	DET
faba-101	88	20	distribution	distribution	NOUN
faba-101	88	21	of	of	ADP
faba-101	88	22	bank	bank	NOUN
faba-101	88	23	financing	financing	NOUN
faba-101	88	24	only	only	ADV
faba-101	88	25	grew	grow	VERB
faba-101	88	26	by	by	ADP
faba-101	88	27	0.59	0.59	NUM
faba-101	88	28	%	%	NOUN
faba-101	88	29	as	as	ADP
faba-101	88	30	of	of	ADP
faba-101	88	31	june	june	PROPN
faba-101	88	32	2021	2021	NUM
faba-101	88	33	.	.	PUNCT
faba-101	89	1	in	in	ADP
faba-101	89	2	terms	term	NOUN
faba-101	89	3	of	of	ADP
faba-101	89	4	quality	quality	NOUN
faba-101	89	5	,	,	PUNCT
faba-101	89	6	the	the	DET
faba-101	89	7	ratio	ratio	NOUN
faba-101	89	8	of	of	ADP
faba-101	89	9	non	non	ADJ
faba-101	89	10	-	-	ADJ
faba-101	89	11	performing	performing	ADJ
faba-101	89	12	financing	financing	NOUN
faba-101	89	13	or	or	CCONJ
faba-101	89	14	non	non	ADJ
faba-101	89	15	-	-	ADJ
faba-101	89	16	performing	performing	ADJ
faba-101	89	17	financing	financing	NOUN
faba-101	89	18	(	(	PUNCT
faba-101	89	19	npf	npf	PROPN
faba-101	89	20	)	)	PUNCT
faba-101	89	21	of	of	ADP
faba-101	89	22	islamic	islamic	ADJ
faba-101	89	23	banks	bank	NOUN
faba-101	89	24	is	be	AUX
faba-101	89	25	at	at	ADP
faba-101	89	26	the	the	DET
faba-101	89	27	level	level	NOUN
faba-101	89	28	of	of	ADP
faba-101	89	29	3.25	3.25	NUM
faba-101	89	30	%	%	NOUN
faba-101	89	31	in	in	ADP
faba-101	89	32	the	the	DET
faba-101	89	33	first	first	ADJ
faba-101	89	34	semester	semester	NOUN
faba-101	89	35	of	of	ADP
faba-101	89	36	2021	2021	NUM
faba-101	89	37	,	,	PUNCT
faba-101	89	38	while	while	SCONJ
faba-101	89	39	the	the	DET
faba-101	89	40	npf	npf	PROPN
faba-101	89	41	of	of	ADP
faba-101	89	42	uus	uus	PROPN
faba-101	89	43	is	be	AUX
faba-101	89	44	in	in	ADP
faba-101	89	45	the	the	DET
faba-101	89	46	position	position	NOUN
faba-101	89	47	of	of	ADP
faba-101	89	48	3.01	3.01	NUM
faba-101	89	49	%	%	NOUN
faba-101	89	50	in	in	ADP
faba-101	89	51	june	june	PROPN
faba-101	89	52	2021	2021	NUM
faba-101	89	53	.	.	PUNCT
faba-101	90	1	this	this	DET
faba-101	90	2	ratio	ratio	NOUN
faba-101	90	3	is	be	AUX
faba-101	90	4	better	well	ADJ
faba-101	90	5	than	than	ADP
faba-101	90	6	the	the	DET
faba-101	90	7	quality	quality	NOUN
faba-101	90	8	of	of	ADP
faba-101	90	9	non	non	ADJ
faba-101	90	10	-	-	ADJ
faba-101	90	11	performing	perform	VERB
faba-101	90	12	financing	financing	NOUN
faba-101	90	13	.	.	PUNCT
faba-101	91	1	or	or	CCONJ
faba-101	91	2	nonperforming	nonperforme	VERB
faba-101	91	3	loan	loan	NOUN
faba-101	91	4	(	(	PUNCT
faba-101	91	5	npl	npl	NOUN
faba-101	91	6	)	)	PUNCT
faba-101	91	7	industry	industry	NOUN
faba-101	91	8	at	at	ADP
faba-101	91	9	3.24	3.24	NUM
faba-101	91	10	%	%	NOUN
faba-101	91	11	position	position	NOUN
faba-101	91	12	.	.	PUNCT
faba-101	92	1	pilarmas	pilarmas	PROPN
faba-101	92	2	investindo	investindo	PROPN
faba-101	92	3	sekuritas	sekuritas	PROPN
faba-101	92	4	analyst	analyst	NOUN
faba-101	92	5	,	,	PUNCT
faba-101	92	6	okie	okie	NOUN
faba-101	92	7	ardiastama	ardiastama	PROPN
faba-101	92	8	sees	see	VERB
faba-101	92	9	the	the	DET
faba-101	92	10	opportunity	opportunity	NOUN
faba-101	92	11	for	for	SCONJ
faba-101	92	12	islamic	islamic	ADJ
faba-101	92	13	banking	banking	NOUN
faba-101	92	14	to	to	PART
faba-101	92	15	grow	grow	VERB
faba-101	92	16	is	be	AUX
faba-101	92	17	still	still	ADV
faba-101	92	18	large	large	ADJ
faba-101	92	19	enough	enough	ADV
faba-101	92	20	so	so	SCONJ
faba-101	92	21	that	that	SCONJ
faba-101	92	22	it	it	PRON
faba-101	92	23	can	can	AUX
faba-101	92	24	be	be	AUX
faba-101	92	25	taken	take	VERB
faba-101	92	26	into	into	ADP
faba-101	92	27	consideration	consideration	NOUN
faba-101	92	28	for	for	ADP
faba-101	92	29	market	market	NOUN
faba-101	92	30	players	player	NOUN
faba-101	92	31	in	in	ADP
faba-101	92	32	responding	respond	VERB
faba-101	92	33	to	to	ADP
faba-101	92	34	these	these	DET
faba-101	92	35	opportunities	opportunity	NOUN
faba-101	92	36	.	.	PUNCT
faba-101	93	1	in	in	ADP
faba-101	93	2	the	the	DET
faba-101	93	3	implementation	implementation	NOUN
faba-101	93	4	of	of	ADP
faba-101	93	5	financing	financing	NOUN
faba-101	93	6	,	,	PUNCT
faba-101	93	7	islamic	islamic	ADJ
faba-101	93	8	banks	bank	NOUN
faba-101	93	9	must	must	AUX
faba-101	93	10	meet	meet	VERB
faba-101	93	11	2	2	NUM
faba-101	93	12	(	(	PUNCT
faba-101	93	13	two	two	NUM
faba-101	93	14	)	)	PUNCT
faba-101	93	15	aspects	aspect	NOUN
faba-101	93	16	;	;	PUNCT
faba-101	93	17	•	•	NUM
faba-101	93	18	sharia	sharia	PROPN
faba-101	93	19	and	and	CCONJ
faba-101	93	20	islamic	islamic	ADJ
faba-101	93	21	aspects	aspect	NOUN
faba-101	93	22	•	•	PRON
faba-101	93	23	economic	economic	ADJ
faba-101	93	24	aspects	aspect	NOUN
faba-101	93	25	.	.	PUNCT
faba-101	94	1	the	the	DET
faba-101	94	2	sharia	sharia	PROPN
faba-101	94	3	aspect	aspect	PROPN
faba-101	94	4	means	mean	VERB
faba-101	94	5	that	that	SCONJ
faba-101	94	6	in	in	ADP
faba-101	94	7	every	every	DET
faba-101	94	8	realization	realization	NOUN
faba-101	94	9	of	of	ADP
faba-101	94	10	financing	financing	NOUN
faba-101	94	11	to	to	ADP
faba-101	94	12	customers	customer	NOUN
faba-101	94	13	,	,	PUNCT
faba-101	94	14	islamic	islamic	ADJ
faba-101	94	15	banks	bank	NOUN
faba-101	94	16	must	must	AUX
faba-101	94	17	still	still	ADV
faba-101	94	18	be	be	AUX
faba-101	94	19	guided	guide	VERB
faba-101	94	20	by	by	ADP
faba-101	94	21	islamic	islamic	ADJ
faba-101	94	22	law	law	NOUN
faba-101	94	23	,	,	PUNCT
faba-101	94	24	including	include	VERB
faba-101	94	25	not	not	PART
faba-101	94	26	containing	contain	VERB
faba-101	94	27	elements	element	NOUN
faba-101	94	28	of	of	ADP
faba-101	94	29	maisir	maisir	NOUN
faba-101	94	30	,	,	PUNCT
faba-101	94	31	gharar	gharar	NOUN
faba-101	94	32	,	,	PUNCT
faba-101	94	33	usury	usury	NOUN
faba-101	94	34	,	,	PUNCT
faba-101	94	35	and	and	CCONJ
faba-101	94	36	their	their	PRON
faba-101	94	37	business	business	NOUN
faba-101	94	38	fields	field	NOUN
faba-101	94	39	must	must	AUX
faba-101	94	40	be	be	AUX
faba-101	94	41	halal	halal	NOUN
faba-101	94	42	.	.	PUNCT
faba-101	95	1	the	the	DET
faba-101	95	2	economic	economic	ADJ
faba-101	95	3	aspect	aspect	NOUN
faba-101	95	4	means	mean	VERB
faba-101	95	5	that	that	SCONJ
faba-101	95	6	in	in	ADP
faba-101	95	7	addition	addition	NOUN
faba-101	95	8	to	to	ADP
faba-101	95	9	considering	consider	VERB
faba-101	95	10	sharia	sharia	PROPN
faba-101	95	11	matters	matter	NOUN
faba-101	95	12	,	,	PUNCT
faba-101	95	13	sharia	sharia	PROPN
faba-101	95	14	banks	bank	NOUN
faba-101	95	15	must	must	AUX
faba-101	95	16	continue	continue	VERB
faba-101	95	17	to	to	PART
faba-101	95	18	consider	consider	VERB
faba-101	95	19	profit	profit	NOUN
faba-101	95	20	gains	gain	NOUN
faba-101	95	21	not	not	PART
faba-101	95	22	only	only	ADV
faba-101	95	23	for	for	ADP
faba-101	95	24	sharia	sharia	PROPN
faba-101	95	25	banks	bank	NOUN
faba-101	95	26	and	and	CCONJ
faba-101	95	27	their	their	PRON
faba-101	95	28	customers	customer	NOUN
faba-101	95	29	but	but	CCONJ
faba-101	95	30	also	also	ADV
faba-101	95	31	other	other	ADJ
faba-101	95	32	partners	partner	NOUN
faba-101	95	33	such	such	ADJ
faba-101	95	34	as	as	ADP
faba-101	95	35	sharia	sharia	PROPN
faba-101	95	36	insurance	insurance	PROPN
faba-101	95	37	and	and	CCONJ
faba-101	95	38	sharia	sharia	PROPN
faba-101	95	39	reinsurance	reinsurance	NOUN
faba-101	95	40	so	so	SCONJ
faba-101	95	41	that	that	SCONJ
faba-101	95	42	sharia	sharia	PROPN
faba-101	95	43	banks	bank	NOUN
faba-101	95	44	must	must	AUX
faba-101	95	45	really	really	ADV
faba-101	95	46	pay	pay	VERB
faba-101	95	47	attention	attention	NOUN
faba-101	95	48	to	to	ADP
faba-101	95	49	all	all	DET
faba-101	95	50	forms	form	NOUN
faba-101	95	51	of	of	ADP
faba-101	95	52	their	their	PRON
faba-101	95	53	activities	activity	NOUN
faba-101	95	54	.	.	PUNCT
faba-101	96	1	within	within	ADP
faba-101	96	2	the	the	DET
faba-101	96	3	framework	framework	NOUN
faba-101	96	4	of	of	ADP
faba-101	96	5	prudence	prudence	NOUN
faba-101	96	6	as	as	ADP
faba-101	96	7	a	a	DET
faba-101	96	8	sharia	sharia	PROPN
faba-101	96	9	company	company	NOUN
faba-101	96	10	to	to	PART
faba-101	96	11	protect	protect	VERB
faba-101	96	12	public	public	ADJ
faba-101	96	13	funds	fund	NOUN
faba-101	96	14	entrusted	entrust	VERB
faba-101	96	15	to	to	ADP
faba-101	96	16	it	it	PRON
faba-101	96	17	.	.	PUNCT
faba-101	97	1	law	law	NOUN
faba-101	97	2	number	number	NOUN
faba-101	97	3	10	10	NUM
faba-101	97	4	of	of	ADP
faba-101	97	5	1998	1998	NUM
faba-101	97	6	concerning	concern	VERB
faba-101	97	7	amendments	amendment	NOUN
faba-101	97	8	to	to	PART
faba-101	97	9	law	law	NOUN
faba-101	97	10	number	number	NOUN
faba-101	97	11	7	7	NUM
faba-101	97	12	of	of	ADP
faba-101	97	13	1992	1992	NUM
faba-101	97	14	concerning	concern	VERB
faba-101	97	15	banking	banking	NOUN
faba-101	97	16	,	,	PUNCT
faba-101	97	17	hereinafter	hereinafter	NOUN
faba-101	97	18	abbreviated	abbreviate	VERB
faba-101	97	19	to	to	ADP
faba-101	97	20	the	the	DET
faba-101	97	21	banking	banking	NOUN
faba-101	97	22	law	law	NOUN
faba-101	97	23	in	in	ADP
faba-101	97	24	article	article	NOUN
faba-101	97	25	8	8	NUM
faba-101	97	26	,	,	PUNCT
faba-101	97	27	states	state	VERB
faba-101	97	28	that	that	SCONJ
faba-101	97	29	in	in	ADP
faba-101	97	30	channeling	channel	VERB
faba-101	97	31	funds	fund	NOUN
faba-101	97	32	,	,	PUNCT
faba-101	97	33	banks	bank	NOUN
faba-101	97	34	must	must	AUX
faba-101	97	35	have	have	VERB
faba-101	97	36	confidence	confidence	NOUN
faba-101	97	37	in	in	ADP
faba-101	97	38	the	the	DET
faba-101	97	39	ability	ability	NOUN
faba-101	97	40	and	and	CCONJ
faba-101	97	41	ability	ability	NOUN
faba-101	97	42	of	of	ADP
faba-101	97	43	debtors	debtor	NOUN
faba-101	97	44	to	to	PART
faba-101	97	45	pay	pay	VERB
faba-101	97	46	off	off	ADP
faba-101	97	47	their	their	PRON
faba-101	97	48	debts	debt	NOUN
faba-101	97	49	in	in	ADP
faba-101	97	50	accordance	accordance	NOUN
faba-101	97	51	with	with	ADP
faba-101	97	52	the	the	DET
faba-101	97	53	agreement	agreement	NOUN
faba-101	97	54	.	.	PUNCT
faba-101	98	1	the	the	DET
faba-101	98	2	above	above	ADJ
faba-101	98	3	provisions	provision	NOUN
faba-101	98	4	are	be	AUX
faba-101	98	5	reinforced	reinforce	VERB
faba-101	98	6	by	by	ADP
faba-101	98	7	the	the	DET
faba-101	98	8	existence	existence	NOUN
faba-101	98	9	of	of	ADP
faba-101	98	10	regulations	regulation	NOUN
faba-101	98	11	governing	govern	VERB
faba-101	98	12	the	the	DET
faba-101	98	13	contracts	contract	NOUN
faba-101	98	14	used	use	VERB
faba-101	98	15	by	by	ADP
faba-101	98	16	islamic	islamic	ADJ
faba-101	98	17	banks	bank	NOUN
faba-101	98	18	in	in	ADP
faba-101	98	19	terms	term	NOUN
faba-101	98	20	of	of	ADP
faba-101	98	21	the	the	DET
faba-101	98	22	collection	collection	NOUN
faba-101	98	23	and	and	CCONJ
faba-101	98	24	distribution	distribution	NOUN
faba-101	98	25	of	of	ADP
faba-101	98	26	funds	fund	NOUN
faba-101	98	27	,	,	PUNCT
faba-101	98	28	namely	namely	ADV
faba-101	98	29	bank	bank	NOUN
faba-101	98	30	indonesia	indonesia	PROPN
faba-101	98	31	regulation	regulation	NOUN
faba-101	98	32	number	number	NOUN
faba-101	98	33	7/46	7/46	NUM
faba-101	98	34	/	/	SYM
faba-101	98	35	pbi/2005	pbi/2005	NOUN
faba-101	98	36	,	,	PUNCT
faba-101	98	37	banks	bank	NOUN
faba-101	98	38	can	can	AUX
faba-101	98	39	request	request	VERB
faba-101	98	40	guarantees	guarantee	NOUN
faba-101	98	41	or	or	CCONJ
faba-101	98	42	collateral	collateral	NOUN
faba-101	98	43	to	to	PART
faba-101	98	44	anticipate	anticipate	VERB
faba-101	98	45	risks	risk	NOUN
faba-101	98	46	if	if	SCONJ
faba-101	98	47	the	the	DET
faba-101	98	48	customer	customer	NOUN
faba-101	98	49	does	do	VERB
faba-101	98	50	finance	finance	NOUN
faba-101	98	51	,	,	PUNCT
faba-101	98	52	accounting	accounting	NOUN
faba-101	98	53	and	and	CCONJ
faba-101	98	54	business	business	NOUN
faba-101	98	55	analysis	analysis	NOUN
faba-101	98	56	3	3	NUM
faba-101	98	57	(	(	PUNCT
faba-101	98	58	2	2	NUM
faba-101	98	59	)	)	PUNCT
faba-101	98	60	2021	2021	NUM
faba-101	98	61	165	165	NUM
faba-101	98	62	not	not	PART
faba-101	98	63	can	can	AUX
faba-101	98	64	fulfill	fulfill	VERB
faba-101	98	65	obligations	obligation	NOUN
faba-101	98	66	as	as	SCONJ
faba-101	98	67	contained	contain	VERB
faba-101	98	68	in	in	ADP
faba-101	98	69	the	the	DET
faba-101	98	70	contract	contract	NOUN
faba-101	98	71	due	due	ADP
faba-101	98	72	to	to	ADP
faba-101	98	73	negligence	negligence	NOUN
faba-101	98	74	and/or	and/or	CCONJ
faba-101	98	75	fraud	fraud	NOUN
faba-101	98	76	.	.	PUNCT
faba-101	99	1	financing	financing	NOUN
faba-101	99	2	at	at	ADP
faba-101	99	3	islamic	islamic	ADJ
faba-101	99	4	banks	bank	NOUN
faba-101	99	5	must	must	AUX
faba-101	99	6	also	also	ADV
faba-101	99	7	carry	carry	VERB
faba-101	99	8	out	out	ADP
faba-101	99	9	a	a	DET
faba-101	99	10	careful	careful	ADJ
faba-101	99	11	assessment	assessment	NOUN
faba-101	99	12	of	of	ADP
faba-101	99	13	the	the	DET
faba-101	99	14	character	character	NOUN
faba-101	99	15	,	,	PUNCT
faba-101	99	16	capacity	capacity	NOUN
faba-101	99	17	,	,	PUNCT
faba-101	99	18	capital	capital	NOUN
faba-101	99	19	,	,	PUNCT
faba-101	99	20	collateral	collateral	NOUN
faba-101	99	21	and	and	CCONJ
faba-101	99	22	business	business	NOUN
faba-101	99	23	prospects	prospect	NOUN
faba-101	99	24	(	(	PUNCT
faba-101	99	25	condition	condition	NOUN
faba-101	99	26	of	of	ADP
faba-101	99	27	economic	economic	ADJ
faba-101	99	28	)	)	PUNCT
faba-101	99	29	of	of	ADP
faba-101	99	30	the	the	DET
faba-101	99	31	prospective	prospective	ADJ
faba-101	99	32	customer	customer	NOUN
faba-101	99	33	receiving	receive	VERB
faba-101	99	34	the	the	DET
faba-101	99	35	facility	facility	NOUN
faba-101	99	36	.	.	PUNCT
faba-101	100	1	from	from	ADP
faba-101	100	2	the	the	DET
faba-101	100	3	various	various	ADJ
faba-101	100	4	factors	factor	NOUN
faba-101	100	5	mentioned	mention	VERB
faba-101	100	6	above	above	ADV
faba-101	100	7	,	,	PUNCT
faba-101	100	8	it	it	PRON
faba-101	100	9	shows	show	VERB
faba-101	100	10	that	that	SCONJ
faba-101	100	11	guarantees	guarantee	NOUN
faba-101	100	12	or	or	CCONJ
faba-101	100	13	collateral	collateral	NOUN
faba-101	100	14	for	for	ADP
faba-101	100	15	islamic	islamic	ADJ
faba-101	100	16	banks	bank	NOUN
faba-101	100	17	are	be	AUX
faba-101	100	18	a	a	DET
faba-101	100	19	very	very	ADV
faba-101	100	20	difficult	difficult	ADJ
faba-101	100	21	requirement	requirement	NOUN
faba-101	100	22	to	to	PART
faba-101	100	23	ignore	ignore	VERB
faba-101	100	24	in	in	ADP
faba-101	100	25	channeling	channel	VERB
faba-101	100	26	their	their	PRON
faba-101	100	27	financing	financing	NOUN
faba-101	100	28	.	.	PUNCT
faba-101	101	1	without	without	ADP
faba-101	101	2	guarantees	guarantee	NOUN
faba-101	101	3	,	,	PUNCT
faba-101	101	4	islamic	islamic	ADJ
faba-101	101	5	banks	bank	NOUN
faba-101	101	6	are	be	AUX
faba-101	101	7	at	at	ADP
faba-101	101	8	a	a	DET
faba-101	101	9	point	point	NOUN
faba-101	101	10	of	of	ADP
faba-101	101	11	uncertainty	uncertainty	NOUN
faba-101	101	12	.	.	PUNCT
faba-101	102	1	the	the	DET
faba-101	102	2	problem	problem	NOUN
faba-101	102	3	that	that	PRON
faba-101	102	4	arises	arise	VERB
faba-101	102	5	then	then	ADV
faba-101	102	6	is	be	AUX
faba-101	102	7	the	the	DET
faba-101	102	8	nature	nature	NOUN
faba-101	102	9	of	of	ADP
faba-101	102	10	the	the	DET
faba-101	102	11	guarantee	guarantee	NOUN
faba-101	102	12	itself	itself	PRON
faba-101	102	13	,	,	PUNCT
faba-101	102	14	one	one	NUM
faba-101	102	15	of	of	ADP
faba-101	102	16	which	which	PRON
faba-101	102	17	is	be	AUX
faba-101	102	18	collateral	collateral	ADJ
faba-101	102	19	(	(	PUNCT
faba-101	102	20	collateral	collateral	NOUN
faba-101	102	21	)	)	PUNCT
faba-101	102	22	including	include	VERB
faba-101	102	23	not	not	PART
faba-101	102	24	limited	limit	VERB
faba-101	102	25	to	to	ADP
faba-101	102	26	material	material	NOUN
faba-101	102	27	guarantees	guarantee	NOUN
faba-101	102	28	but	but	CCONJ
faba-101	102	29	with	with	ADP
faba-101	102	30	the	the	DET
faba-101	102	31	requirement	requirement	NOUN
faba-101	102	32	for	for	SCONJ
faba-101	102	33	customers	customer	NOUN
faba-101	102	34	to	to	PART
faba-101	102	35	take	take	VERB
faba-101	102	36	part	part	NOUN
faba-101	102	37	in	in	ADP
faba-101	102	38	financing	finance	VERB
faba-101	102	39	life	life	NOUN
faba-101	102	40	insurance	insurance	NOUN
faba-101	102	41	(	(	PUNCT
faba-101	102	42	ajk	ajk	PROPN
faba-101	102	43	)	)	PUNCT
faba-101	102	44	in	in	ADP
faba-101	102	45	the	the	DET
faba-101	102	46	process	process	NOUN
faba-101	102	47	of	of	ADP
faba-101	102	48	realizing	realize	VERB
faba-101	102	49	financing	financing	NOUN
faba-101	102	50	in	in	ADP
faba-101	102	51	islamic	islamic	ADJ
faba-101	102	52	banks	bank	NOUN
faba-101	102	53	if	if	SCONJ
faba-101	102	54	there	there	PRON
faba-101	102	55	are	be	VERB
faba-101	102	56	insurance	insurance	NOUN
faba-101	102	57	claims	claim	NOUN
faba-101	102	58	on	on	ADP
faba-101	102	59	customers	customer	NOUN
faba-101	102	60	who	who	PRON
faba-101	102	61	has	have	AUX
faba-101	102	62	been	be	AUX
faba-101	102	63	financed	finance	VERB
faba-101	102	64	by	by	ADP
faba-101	102	65	islamic	islamic	ADJ
faba-101	102	66	banks	bank	NOUN
faba-101	102	67	.	.	PUNCT
faba-101	103	1	sharia	sharia	PROPN
faba-101	103	2	people	people	NOUN
faba-101	103	3	's	's	PART
faba-101	103	4	financing	financing	NOUN
faba-101	103	5	bank	bank	NOUN
faba-101	103	6	(	(	PUNCT
faba-101	103	7	bprs	bprs	NOUN
faba-101	103	8	)	)	PUNCT
faba-101	103	9	.	.	PUNCT
faba-101	104	1	the	the	DET
faba-101	104	2	definition	definition	NOUN
faba-101	104	3	of	of	ADP
faba-101	104	4	a	a	DET
faba-101	104	5	sharia	sharia	PROPN
faba-101	104	6	rural	rural	PROPN
faba-101	104	7	bank	bank	PROPN
faba-101	104	8	(	(	PUNCT
faba-101	104	9	bprs	bprs	NOUN
faba-101	104	10	)	)	PUNCT
faba-101	104	11	is	be	AUX
faba-101	104	12	a	a	DET
faba-101	104	13	sharia	sharia	PROPN
faba-101	104	14	bank	bank	NOUN
faba-101	104	15	which	which	PRON
faba-101	104	16	in	in	ADP
faba-101	104	17	its	its	PRON
faba-101	104	18	activities	activity	NOUN
faba-101	104	19	does	do	AUX
faba-101	104	20	not	not	PART
faba-101	104	21	provide	provide	VERB
faba-101	104	22	services	service	NOUN
faba-101	104	23	in	in	ADP
faba-101	104	24	payment	payment	NOUN
faba-101	104	25	traffic	traffic	NOUN
faba-101	104	26	.	.	PUNCT
faba-101	105	1	sharia	sharia	PROPN
faba-101	105	2	rural	rural	ADJ
faba-101	105	3	banks	bank	NOUN
faba-101	105	4	(	(	PUNCT
faba-101	105	5	bprs	bprs	NOUN
faba-101	105	6	)	)	PUNCT
faba-101	105	7	can	can	AUX
faba-101	105	8	not	not	PART
faba-101	105	9	be	be	AUX
faba-101	105	10	converted	convert	VERB
faba-101	105	11	into	into	ADP
faba-101	105	12	rural	rural	ADJ
faba-101	105	13	banks	bank	NOUN
faba-101	105	14	(	(	PUNCT
faba-101	105	15	bpr	bpr	ADV
faba-101	105	16	)	)	PUNCT
faba-101	105	17	.	.	PUNCT
faba-101	106	1	sharia	sharia	PROPN
faba-101	106	2	rural	rural	ADJ
faba-101	106	3	banks	bank	NOUN
faba-101	106	4	are	be	AUX
faba-101	106	5	not	not	PART
faba-101	106	6	permitted	permit	VERB
faba-101	106	7	to	to	PART
faba-101	106	8	open	open	VERB
faba-101	106	9	branch	branch	NOUN
faba-101	106	10	offices	office	NOUN
faba-101	106	11	,	,	PUNCT
faba-101	106	12	representative	representative	ADJ
faba-101	106	13	offices	office	NOUN
faba-101	106	14	,	,	PUNCT
faba-101	106	15	and	and	CCONJ
faba-101	106	16	other	other	ADJ
faba-101	106	17	types	type	NOUN
faba-101	106	18	of	of	ADP
faba-101	106	19	offices	office	NOUN
faba-101	106	20	abroad	abroad	ADV
faba-101	106	21	.	.	PUNCT
faba-101	107	1	sharia	sharia	PROPN
faba-101	107	2	people	people	NOUN
faba-101	107	3	's	's	PART
faba-101	107	4	financing	financing	NOUN
faba-101	107	5	banks	bank	NOUN
faba-101	107	6	can	can	AUX
faba-101	107	7	only	only	ADV
faba-101	107	8	be	be	AUX
faba-101	107	9	established	establish	VERB
faba-101	107	10	and/or	and/or	CCONJ
faba-101	107	11	owned	own	VERB
faba-101	107	12	by	by	ADP
faba-101	107	13	indonesian	indonesian	ADJ
faba-101	107	14	citizens	citizen	NOUN
faba-101	107	15	and/or	and/or	CCONJ
faba-101	107	16	indonesian	indonesian	ADJ
faba-101	107	17	legal	legal	ADJ
faba-101	107	18	banks	bank	NOUN
faba-101	107	19	whose	whose	DET
faba-101	107	20	owners	owner	NOUN
faba-101	107	21	are	be	AUX
faba-101	107	22	all	all	PRON
faba-101	107	23	indonesian	indonesian	ADJ
faba-101	107	24	citizens	citizen	NOUN
faba-101	107	25	,	,	PUNCT
faba-101	107	26	regional	regional	ADJ
faba-101	107	27	governments	government	NOUN
faba-101	107	28	and	and	CCONJ
faba-101	107	29	two	two	NUM
faba-101	107	30	or	or	CCONJ
faba-101	107	31	more	more	ADJ
faba-101	107	32	parties	party	NOUN
faba-101	107	33	.	.	PUNCT
faba-101	108	1	the	the	DET
faba-101	108	2	business	business	NOUN
faba-101	108	3	activities	activity	NOUN
faba-101	108	4	of	of	ADP
faba-101	108	5	sharia	sharia	PROPN
faba-101	108	6	rural	rural	ADJ
faba-101	108	7	banks	bank	NOUN
faba-101	108	8	are	be	AUX
faba-101	108	9	collecting	collect	VERB
faba-101	108	10	funds	fund	NOUN
faba-101	108	11	from	from	ADP
faba-101	108	12	the	the	DET
faba-101	108	13	public	public	NOUN
faba-101	108	14	,	,	PUNCT
faba-101	108	15	channeling	channel	VERB
faba-101	108	16	funds	fund	NOUN
faba-101	108	17	to	to	ADP
faba-101	108	18	the	the	DET
faba-101	108	19	public	public	NOUN
faba-101	108	20	,	,	PUNCT
faba-101	108	21	placing	place	VERB
faba-101	108	22	funds	fund	NOUN
faba-101	108	23	in	in	ADP
faba-101	108	24	other	other	ADJ
faba-101	108	25	islamic	islamic	ADJ
faba-101	108	26	banks	bank	NOUN
faba-101	108	27	in	in	ADP
faba-101	108	28	the	the	DET
faba-101	108	29	form	form	NOUN
faba-101	108	30	of	of	ADP
faba-101	108	31	deposits	deposit	NOUN
faba-101	108	32	based	base	VERB
faba-101	108	33	on	on	ADP
faba-101	108	34	wadi'ah	wadi'ah	NOUN
faba-101	108	35	contracts	contract	NOUN
faba-101	108	36	or	or	CCONJ
faba-101	108	37	investments	investment	NOUN
faba-101	108	38	based	base	VERB
faba-101	108	39	on	on	ADP
faba-101	108	40	mudharabah	mudharabah	ADJ
faba-101	108	41	contracts	contract	NOUN
faba-101	108	42	and/or	and/or	CCONJ
faba-101	108	43	other	other	ADJ
faba-101	108	44	contracts	contract	NOUN
faba-101	108	45	that	that	PRON
faba-101	108	46	do	do	AUX
faba-101	108	47	not	not	PART
faba-101	108	48	conflict	conflict	VERB
faba-101	108	49	with	with	ADP
faba-101	108	50	sharia	sharia	PROPN
faba-101	108	51	principles	principle	NOUN
faba-101	108	52	,	,	PUNCT
faba-101	108	53	transferring	transfer	VERB
faba-101	108	54	money	money	NOUN
faba-101	108	55	,	,	PUNCT
faba-101	108	56	either	either	CCONJ
faba-101	108	57	for	for	ADP
faba-101	108	58	their	their	PRON
faba-101	108	59	own	own	ADJ
faba-101	108	60	interest	interest	NOUN
faba-101	108	61	or	or	CCONJ
faba-101	108	62	for	for	ADP
faba-101	108	63	the	the	DET
faba-101	108	64	benefit	benefit	NOUN
faba-101	108	65	of	of	ADP
faba-101	108	66	the	the	DET
faba-101	108	67	customer	customer	NOUN
faba-101	108	68	through	through	ADP
faba-101	108	69	the	the	DET
faba-101	108	70	account	account	NOUN
faba-101	108	71	of	of	ADP
faba-101	108	72	a	a	DET
faba-101	108	73	sharia	sharia	PROPN
faba-101	108	74	rural	rural	ADJ
faba-101	108	75	bank	bank	NOUN
faba-101	108	76	in	in	ADP
faba-101	108	77	a	a	DET
faba-101	108	78	sharia	sharia	PROPN
faba-101	108	79	commercial	commercial	PROPN
faba-101	108	80	bank	bank	PROPN
faba-101	108	81	,	,	PUNCT
faba-101	108	82	conventional	conventional	ADJ
faba-101	108	83	commercial	commercial	ADJ
faba-101	108	84	bank	bank	NOUN
faba-101	108	85	,	,	PUNCT
faba-101	108	86	and	and	CCONJ
faba-101	108	87	sharia	sharia	PROPN
faba-101	108	88	business	business	NOUN
faba-101	108	89	unit	unit	NOUN
faba-101	108	90	as	as	ADV
faba-101	108	91	well	well	ADV
faba-101	108	92	as	as	ADP
faba-101	108	93	providing	provide	VERB
faba-101	108	94	products	product	NOUN
faba-101	108	95	or	or	CCONJ
faba-101	108	96	conducting	conduct	VERB
faba-101	108	97	other	other	ADJ
faba-101	108	98	sharia	sharia	PROPN
faba-101	108	99	bank	bank	PROPN
faba-101	108	100	business	business	NOUN
faba-101	108	101	activities	activity	NOUN
faba-101	108	102	,	,	PUNCT
faba-101	108	103	in	in	ADP
faba-101	108	104	accordance	accordance	NOUN
faba-101	108	105	with	with	ADP
faba-101	108	106	sharia	sharia	PROPN
faba-101	108	107	principles	principle	NOUN
faba-101	108	108	based	base	VERB
faba-101	108	109	on	on	ADP
faba-101	108	110	the	the	DET
faba-101	108	111	approval	approval	NOUN
faba-101	108	112	of	of	ADP
faba-101	108	113	bank	bank	PROPN
faba-101	108	114	indonesia	indonesia	PROPN
faba-101	108	115	.	.	PUNCT
faba-101	109	1	the	the	DET
faba-101	109	2	legal	legal	ADJ
faba-101	109	3	form	form	NOUN
faba-101	109	4	of	of	ADP
faba-101	109	5	a	a	DET
faba-101	109	6	sharia	sharia	PROPN
faba-101	109	7	rural	rural	ADJ
faba-101	109	8	bank	bank	NOUN
faba-101	109	9	is	be	AUX
faba-101	109	10	a	a	DET
faba-101	109	11	limited	limited	ADJ
faba-101	109	12	liability	liability	NOUN
faba-101	109	13	company	company	NOUN
faba-101	109	14	(	(	PUNCT
faba-101	109	15	pt	pt	NOUN
faba-101	109	16	)	)	PUNCT
faba-101	109	17	.	.	PUNCT
faba-101	110	1	in	in	ADP
faba-101	110	2	the	the	DET
faba-101	110	3	organizational	organizational	ADJ
faba-101	110	4	structure	structure	NOUN
faba-101	110	5	of	of	ADP
faba-101	110	6	the	the	DET
faba-101	110	7	islamic	islamic	PROPN
faba-101	110	8	people	people	PROPN
faba-101	110	9	's	's	PART
faba-101	110	10	financing	financing	NOUN
faba-101	110	11	bank	bank	NOUN
faba-101	110	12	(	(	PUNCT
faba-101	110	13	bprs	bprs	NOUN
faba-101	110	14	)	)	PUNCT
faba-101	110	15	there	there	PRON
faba-101	110	16	is	be	VERB
faba-101	110	17	a	a	DET
faba-101	110	18	sharia	sharia	PROPN
faba-101	110	19	supervisory	supervisory	ADJ
faba-101	110	20	board	board	NOUN
faba-101	110	21	tasked	task	VERB
faba-101	110	22	with	with	ADP
faba-101	110	23	providing	provide	VERB
faba-101	110	24	advice	advice	NOUN
faba-101	110	25	and	and	CCONJ
faba-101	110	26	suggestions	suggestion	NOUN
faba-101	110	27	to	to	ADP
faba-101	110	28	and	and	CCONJ
faba-101	110	29	supervising	supervise	VERB
faba-101	110	30	the	the	DET
faba-101	110	31	activities	activity	NOUN
faba-101	110	32	of	of	ADP
faba-101	110	33	sharia	sharia	PROPN
faba-101	110	34	people	people	NOUN
faba-101	110	35	's	's	PART
faba-101	110	36	financing	financing	NOUN
faba-101	110	37	banks	bank	NOUN
faba-101	110	38	(	(	PUNCT
faba-101	110	39	bprs	bprs	NOUN
faba-101	110	40	)	)	PUNCT
faba-101	110	41	so	so	SCONJ
faba-101	110	42	that	that	SCONJ
faba-101	110	43	they	they	PRON
faba-101	110	44	are	be	AUX
faba-101	110	45	always	always	ADV
faba-101	110	46	in	in	ADP
faba-101	110	47	accordance	accordance	NOUN
faba-101	110	48	with	with	ADP
faba-101	110	49	sharia	sharia	PROPN
faba-101	110	50	principles	principle	NOUN
faba-101	110	51	.	.	PUNCT
faba-101	111	1	attached	attach	VERB
faba-101	111	2	is	be	AUX
faba-101	111	3	the	the	DET
faba-101	111	4	data	datum	NOUN
faba-101	111	5	of	of	ADP
faba-101	111	6	bprs	bprs	NOUN
faba-101	111	7	in	in	ADP
faba-101	111	8	indonesia	indonesia	PROPN
faba-101	111	9	sourced	source	VERB
faba-101	111	10	from	from	ADP
faba-101	111	11	sharia	sharia	PROPN
faba-101	111	12	banking	banking	NOUN
faba-101	111	13	statistics	statistic	NOUN
faba-101	111	14	,	,	PUNCT
faba-101	111	15	december	december	PROPN
faba-101	111	16	2020	2020	NUM
faba-101	111	17	,	,	PUNCT
faba-101	111	18	as	as	SCONJ
faba-101	111	19	follows	follow	VERB
faba-101	111	20	;	;	PUNCT
faba-101	111	21	table	table	NOUN
faba-101	111	22	5	5	NUM
faba-101	111	23	.	.	PUNCT
faba-101	112	1	development	development	NOUN
faba-101	112	2	of	of	ADP
faba-101	112	3	sharia	sharia	PROPN
faba-101	112	4	bpr	bpr	PROPN
faba-101	112	5	in	in	ADP
faba-101	112	6	indonesia	indonesia	PROPN
faba-101	112	7	.	.	PUNCT
faba-101	113	1	finance	finance	PROPN
faba-101	113	2	,	,	PUNCT
faba-101	113	3	accounting	accounting	NOUN
faba-101	113	4	and	and	CCONJ
faba-101	113	5	business	business	NOUN
faba-101	113	6	analysis	analysis	NOUN
faba-101	113	7	3	3	NUM
faba-101	113	8	(	(	PUNCT
faba-101	113	9	2	2	NUM
faba-101	113	10	)	)	PUNCT
faba-101	113	11	2021	2021	NUM
faba-101	113	12	166	166	NUM
faba-101	113	13	model	model	NOUN
faba-101	113	14	systematic	systematic	ADJ
faba-101	113	15	mapping	mapping	NOUN
faba-101	113	16	studies	study	NOUN
faba-101	113	17	in	in	ADP
faba-101	113	18	conducting	conduct	VERB
faba-101	113	19	this	this	DET
faba-101	113	20	research	research	NOUN
faba-101	113	21	,	,	PUNCT
faba-101	113	22	we	we	PRON
faba-101	113	23	consider	consider	VERB
faba-101	113	24	it	it	PRON
faba-101	113	25	necessary	necessary	ADJ
faba-101	113	26	to	to	PART
faba-101	113	27	look	look	VERB
faba-101	113	28	at	at	ADP
faba-101	113	29	other	other	ADJ
faba-101	113	30	disciplines	discipline	NOUN
faba-101	113	31	in	in	ADP
faba-101	113	32	order	order	NOUN
faba-101	113	33	to	to	PART
faba-101	113	34	see	see	VERB
faba-101	113	35	the	the	DET
faba-101	113	36	impact	impact	NOUN
faba-101	113	37	of	of	ADP
faba-101	113	38	sharia	sharia	PROPN
faba-101	113	39	insurance	insurance	NOUN
faba-101	113	40	products	product	NOUN
faba-101	113	41	on	on	ADP
faba-101	113	42	other	other	ADJ
faba-101	113	43	intersecting	intersecting	ADJ
faba-101	113	44	fields	field	NOUN
faba-101	113	45	of	of	ADP
faba-101	113	46	science	science	NOUN
faba-101	113	47	.	.	PUNCT
faba-101	114	1	to	to	PART
faba-101	114	2	see	see	VERB
faba-101	114	3	other	other	ADJ
faba-101	114	4	disciplines	discipline	NOUN
faba-101	114	5	that	that	PRON
faba-101	114	6	affect	affect	VERB
faba-101	114	7	or	or	CCONJ
faba-101	114	8	intersect	intersect	ADJ
faba-101	114	9	with	with	ADP
faba-101	114	10	sharia	sharia	PROPN
faba-101	114	11	insurance	insurance	NOUN
faba-101	114	12	,	,	PUNCT
faba-101	114	13	the	the	DET
faba-101	114	14	openknowledgemaps.com	openknowledgemaps.com	X
faba-101	114	15	method	method	NOUN
faba-101	114	16	is	be	AUX
faba-101	114	17	used	use	VERB
faba-101	114	18	,	,	PUNCT
faba-101	114	19	with	with	SCONJ
faba-101	114	20	the	the	DET
faba-101	114	21	mapping	mapping	NOUN
faba-101	114	22	results	result	NOUN
faba-101	114	23	attached	attach	VERB
faba-101	114	24	.	.	PUNCT
faba-101	115	1	source	source	NOUN
faba-101	115	2	;	;	PUNCT
faba-101	115	3	www.openknowledgemaps	www.openknowledgemaps	PUNCT
faba-101	115	4	.	.	PUNCT
faba-101	116	1	it	it	PRON
faba-101	116	2	can	can	AUX
faba-101	116	3	be	be	AUX
faba-101	116	4	seen	see	VERB
faba-101	116	5	in	in	ADP
faba-101	116	6	table	table	NOUN
faba-101	116	7	2.1	2.1	NUM
faba-101	116	8	that	that	SCONJ
faba-101	116	9	there	there	PRON
faba-101	116	10	are	be	VERB
faba-101	116	11	still	still	ADV
faba-101	116	12	many	many	ADJ
faba-101	116	13	other	other	ADJ
faba-101	116	14	disciplines	discipline	NOUN
faba-101	116	15	(	(	PUNCT
faba-101	116	16	risk	risk	NOUN
faba-101	116	17	management	management	NOUN
faba-101	116	18	,	,	PUNCT
faba-101	116	19	accounting	accounting	NOUN
faba-101	116	20	,	,	PUNCT
faba-101	116	21	business	business	NOUN
faba-101	116	22	administration	administration	NOUN
faba-101	116	23	,	,	PUNCT
faba-101	116	24	agents	agent	NOUN
faba-101	116	25	,	,	PUNCT
faba-101	116	26	gcg	gcg	NOUN
faba-101	116	27	,	,	PUNCT
faba-101	116	28	profitability	profitability	NOUN
faba-101	116	29	,	,	PUNCT
faba-101	116	30	sharia	sharia	PROPN
faba-101	116	31	economics	economic	NOUN
faba-101	116	32	,	,	PUNCT
faba-101	116	33	investment	investment	NOUN
faba-101	116	34	etc	etc	X
faba-101	116	35	.	.	PUNCT
faba-101	116	36	)	)	PUNCT
faba-101	117	1	that	that	PRON
faba-101	117	2	must	must	AUX
faba-101	117	3	be	be	AUX
faba-101	117	4	studied	study	VERB
faba-101	117	5	to	to	PART
faba-101	117	6	enrich	enrich	VERB
faba-101	117	7	the	the	DET
faba-101	117	8	study	study	NOUN
faba-101	117	9	of	of	ADP
faba-101	117	10	the	the	DET
faba-101	117	11	proposals	proposal	NOUN
faba-101	117	12	made	make	VERB
faba-101	117	13	.	.	PUNCT
faba-101	118	1	the	the	DET
faba-101	118	2	findings	finding	NOUN
faba-101	118	3	obtained	obtain	VERB
faba-101	118	4	from	from	ADP
faba-101	118	5	the	the	DET
faba-101	118	6	www.openknowledgemap.com	www.openknowledgemap.com	PROPN
faba-101	118	7	program	program	NOUN
faba-101	118	8	,	,	PUNCT
faba-101	118	9	there	there	PRON
faba-101	118	10	are	be	VERB
faba-101	118	11	several	several	ADJ
faba-101	118	12	articles	article	NOUN
faba-101	118	13	from	from	ADP
faba-101	118	14	previous	previous	ADJ
faba-101	118	15	researchers	researcher	NOUN
faba-101	118	16	that	that	PRON
faba-101	118	17	have	have	VERB
faba-101	118	18	a	a	DET
faba-101	118	19	wedge	wedge	NOUN
faba-101	118	20	with	with	ADP
faba-101	118	21	the	the	DET
faba-101	118	22	theme	theme	NOUN
faba-101	118	23	of	of	ADP
faba-101	118	24	writing	writing	NOUN
faba-101	118	25	so	so	SCONJ
faba-101	118	26	that	that	SCONJ
faba-101	118	27	it	it	PRON
faba-101	118	28	is	be	AUX
faba-101	118	29	still	still	ADV
faba-101	118	30	possible	possible	ADJ
faba-101	118	31	to	to	PART
faba-101	118	32	conduct	conduct	VERB
faba-101	118	33	a	a	DET
faba-101	118	34	deeper	deep	ADJ
faba-101	118	35	study	study	NOUN
faba-101	118	36	related	relate	VERB
faba-101	118	37	to	to	ADP
faba-101	118	38	the	the	DET
faba-101	118	39	currently	currently	ADV
faba-101	118	40	researched	research	VERB
faba-101	118	41	theme	theme	NOUN
faba-101	118	42	.	.	PUNCT
faba-101	119	1	from	from	ADP
faba-101	119	2	several	several	ADJ
faba-101	119	3	references	reference	NOUN
faba-101	119	4	of	of	ADP
faba-101	119	5	international	international	ADJ
faba-101	119	6	reputable	reputable	ADJ
faba-101	119	7	journals	journal	NOUN
faba-101	119	8	such	such	ADJ
faba-101	119	9	as	as	ADP
faba-101	119	10	scopus	scopus	NOUN
faba-101	119	11	,	,	PUNCT
faba-101	119	12	science	science	NOUN
faba-101	119	13	direct	direct	NOUN
faba-101	119	14	,	,	PUNCT
faba-101	119	15	emerald	emerald	NOUN
faba-101	119	16	,	,	PUNCT
faba-101	119	17	elsevier	elsevier	NOUN
faba-101	119	18	and	and	CCONJ
faba-101	119	19	google	google	PROPN
faba-101	119	20	scholar	scholar	NOUN
faba-101	119	21	,	,	PUNCT
faba-101	119	22	which	which	PRON
faba-101	119	23	were	be	AUX
faba-101	119	24	searched	search	VERB
faba-101	119	25	for	for	ADP
faba-101	119	26	by	by	ADP
faba-101	119	27	researchers	researcher	NOUN
faba-101	119	28	,	,	PUNCT
faba-101	119	29	no	no	DET
faba-101	119	30	research	research	NOUN
faba-101	119	31	or	or	CCONJ
faba-101	119	32	articles	article	NOUN
faba-101	119	33	that	that	PRON
faba-101	119	34	were	be	AUX
faba-101	119	35	exactly	exactly	ADV
faba-101	119	36	the	the	DET
faba-101	119	37	same	same	ADJ
faba-101	119	38	as	as	SCONJ
faba-101	119	39	the	the	DET
faba-101	119	40	research	research	NOUN
faba-101	119	41	themes	theme	NOUN
faba-101	119	42	that	that	PRON
faba-101	119	43	had	have	AUX
faba-101	119	44	been	be	AUX
faba-101	119	45	carried	carry	VERB
faba-101	119	46	out	out	ADP
faba-101	119	47	previously	previously	ADV
faba-101	119	48	had	have	AUX
faba-101	119	49	not	not	PART
faba-101	119	50	been	be	AUX
faba-101	119	51	found	find	VERB
faba-101	119	52	.	.	PUNCT
faba-101	120	1	there	there	PRON
faba-101	120	2	are	be	VERB
faba-101	120	3	research	research	NOUN
faba-101	120	4	titles	title	NOUN
faba-101	120	5	with	with	ADP
faba-101	120	6	almost	almost	ADV
faba-101	120	7	the	the	DET
faba-101	120	8	same	same	ADJ
faba-101	120	9	variables	variable	NOUN
faba-101	120	10	but	but	CCONJ
faba-101	120	11	different	different	ADJ
faba-101	120	12	locus	locus	NOUN
faba-101	120	13	and	and	CCONJ
faba-101	120	14	focus	focus	VERB
faba-101	120	15	,	,	PUNCT
faba-101	120	16	for	for	ADP
faba-101	120	17	example	example	NOUN
faba-101	120	18	the	the	DET
faba-101	120	19	impact	impact	NOUN
faba-101	120	20	of	of	ADP
faba-101	120	21	islamic	islamic	ADJ
faba-101	120	22	insurance	insurance	NOUN
faba-101	120	23	financing	financing	NOUN
faba-101	120	24	products	product	NOUN
faba-101	120	25	on	on	ADP
faba-101	120	26	sharia	sharia	PROPN
faba-101	120	27	insurance	insurance	NOUN
faba-101	120	28	or	or	CCONJ
faba-101	120	29	vice	vice	NOUN
faba-101	120	30	versa	versa	ADV
faba-101	120	31	.	.	PUNCT
faba-101	121	1	meanwhile	meanwhile	ADV
faba-101	121	2	,	,	PUNCT
faba-101	121	3	the	the	DET
faba-101	121	4	impact	impact	NOUN
faba-101	121	5	of	of	ADP
faba-101	121	6	sharia	sharia	PROPN
faba-101	121	7	life	life	NOUN
faba-101	121	8	insurance	insurance	NOUN
faba-101	121	9	products	product	NOUN
faba-101	121	10	on	on	ADP
faba-101	121	11	the	the	DET
faba-101	121	12	performance	performance	NOUN
faba-101	121	13	of	of	ADP
faba-101	121	14	sharia	sharia	PROPN
faba-101	121	15	banks	banks	PROPN
faba-101	121	16	and	and	CCONJ
faba-101	121	17	sharia	sharia	PROPN
faba-101	121	18	rural	rural	ADJ
faba-101	121	19	banks	bank	NOUN
faba-101	121	20	,	,	PUNCT
faba-101	121	21	which	which	PRON
faba-101	121	22	are	be	AUX
faba-101	121	23	linked	link	VERB
faba-101	121	24	to	to	ADP
faba-101	121	25	the	the	DET
faba-101	121	26	variables	variable	NOUN
faba-101	121	27	of	of	ADP
faba-101	121	28	sharia	sharia	PROPN
faba-101	121	29	insurance	insurance	PROPN
faba-101	121	30	and	and	CCONJ
faba-101	121	31	sharia	sharia	PROPN
faba-101	121	32	reinsurance	reinsurance	NOUN
faba-101	121	33	,	,	PUNCT
faba-101	121	34	which	which	PRON
faba-101	121	35	together	together	ADV
faba-101	121	36	have	have	VERB
faba-101	121	37	an	an	DET
faba-101	121	38	impact	impact	NOUN
faba-101	121	39	on	on	ADP
faba-101	121	40	the	the	DET
faba-101	121	41	variables	variable	NOUN
faba-101	121	42	,	,	PUNCT
faba-101	121	43	have	have	AUX
faba-101	121	44	not	not	PART
faba-101	121	45	been	be	AUX
faba-101	121	46	found	find	VERB
faba-101	121	47	so	so	SCONJ
faba-101	121	48	that	that	SCONJ
faba-101	121	49	the	the	DET
faba-101	121	50	title	title	NOUN
faba-101	121	51	of	of	ADP
faba-101	121	52	the	the	DET
faba-101	121	53	research	research	NOUN
faba-101	121	54	conducted	conduct	VERB
faba-101	121	55	is	be	AUX
faba-101	121	56	novelty	novelty	NOUN
faba-101	121	57	or	or	CCONJ
faba-101	121	58	novelty	novelty	NOUN
faba-101	121	59	that	that	PRON
faba-101	121	60	has	have	AUX
faba-101	121	61	not	not	PART
faba-101	121	62	been	be	AUX
faba-101	121	63	found	find	VERB
faba-101	121	64	in	in	ADP
faba-101	121	65	several	several	ADJ
faba-101	121	66	reputable	reputable	ADJ
faba-101	121	67	journals	journal	NOUN
faba-101	121	68	.	.	PUNCT
faba-101	122	1	and	and	CCONJ
faba-101	122	2	there	there	PRON
faba-101	122	3	has	have	AUX
faba-101	122	4	never	never	ADV
faba-101	122	5	been	be	AUX
faba-101	122	6	any	any	DET
faba-101	122	7	research	research	NOUN
faba-101	122	8	on	on	ADP
faba-101	122	9	4	4	NUM
faba-101	122	10	(	(	PUNCT
faba-101	122	11	four	four	NUM
faba-101	122	12	)	)	PUNCT
faba-101	122	13	variables	variable	NOUN
faba-101	122	14	studied	study	VERB
faba-101	122	15	simultaneously	simultaneously	ADV
faba-101	122	16	.	.	PUNCT
faba-101	123	1	the	the	DET
faba-101	123	2	current	current	ADJ
faba-101	123	3	phenomenon	phenomenon	NOUN
faba-101	123	4	based	base	VERB
faba-101	123	5	on	on	ADP
faba-101	123	6	the	the	DET
faba-101	123	7	research	research	NOUN
faba-101	123	8	theme	theme	NOUN
faba-101	123	9	,	,	PUNCT
faba-101	123	10	there	there	PRON
faba-101	123	11	are	be	VERB
faba-101	123	12	2	2	NUM
faba-101	123	13	(	(	PUNCT
faba-101	123	14	two	two	NUM
faba-101	123	15	)	)	PUNCT
faba-101	123	16	main	main	ADJ
faba-101	123	17	variables	variable	NOUN
faba-101	123	18	in	in	ADP
faba-101	123	19	finding	find	VERB
faba-101	123	20	the	the	DET
faba-101	123	21	impact	impact	NOUN
faba-101	123	22	of	of	ADP
faba-101	123	23	life	life	NOUN
faba-101	123	24	insurance	insurance	NOUN
faba-101	123	25	products	product	NOUN
faba-101	123	26	for	for	ADP
faba-101	123	27	islamic	islamic	ADJ
faba-101	123	28	financing	financing	NOUN
faba-101	123	29	,	,	PUNCT
faba-101	123	30	namely	namely	ADV
faba-101	123	31	;	;	PUNCT
faba-101	123	32	•	•	NUM
faba-101	123	33	sharia	sharia	PROPN
faba-101	123	34	banking	banking	PROPN
faba-101	123	35	and	and	CCONJ
faba-101	123	36	sharia	sharia	PROPN
faba-101	123	37	people	people	NOUN
faba-101	123	38	's	's	PART
faba-101	123	39	financing	financing	NOUN
faba-101	123	40	bank	bank	NOUN
faba-101	123	41	.	.	PUNCT
faba-101	124	1	•	•	NUM
faba-101	124	2	sharia	sharia	PROPN
faba-101	124	3	insurance	insurance	PROPN
faba-101	124	4	and	and	CCONJ
faba-101	124	5	reinsurance	reinsurance	NOUN
faba-101	124	6	party	party	NOUN
faba-101	124	7	,	,	PUNCT
faba-101	124	8	the	the	DET
faba-101	124	9	two	two	NUM
faba-101	124	10	variables	variable	NOUN
faba-101	124	11	are	be	AUX
faba-101	124	12	basically	basically	ADV
faba-101	124	13	mutually	mutually	ADV
faba-101	124	14	dependent	dependent	ADJ
faba-101	124	15	.	.	PUNCT
faba-101	125	1	the	the	DET
faba-101	125	2	need	need	NOUN
faba-101	125	3	for	for	ADP
faba-101	125	4	sharia	sharia	PROPN
faba-101	125	5	banking	banking	PROPN
faba-101	125	6	and	and	CCONJ
faba-101	125	7	sharia	sharia	PROPN
faba-101	125	8	people	people	NOUN
faba-101	125	9	's	's	PART
faba-101	125	10	financing	financing	NOUN
faba-101	125	11	banks	bank	NOUN
faba-101	125	12	to	to	PART
faba-101	125	13	cover	cover	VERB
faba-101	125	14	sharia	sharia	PROPN
faba-101	125	15	financing	financing	NOUN
faba-101	125	16	life	life	NOUN
faba-101	125	17	insurance	insurance	NOUN
faba-101	125	18	for	for	ADP
faba-101	125	19	unexpected	unexpected	ADJ
faba-101	125	20	risks	risk	NOUN
faba-101	125	21	in	in	ADP
faba-101	125	22	their	their	PRON
faba-101	125	23	operational	operational	ADJ
faba-101	125	24	activities	activity	NOUN
faba-101	125	25	,	,	PUNCT
faba-101	125	26	as	as	ADV
faba-101	125	27	well	well	ADV
faba-101	125	28	as	as	ADP
faba-101	125	29	sharia	sharia	PROPN
faba-101	125	30	insurance	insurance	NOUN
faba-101	125	31	and	and	CCONJ
faba-101	125	32	reinsurance	reinsurance	NOUN
faba-101	125	33	parties	party	NOUN
faba-101	125	34	who	who	PRON
faba-101	125	35	need	need	VERB
faba-101	125	36	income	income	NOUN
faba-101	125	37	in	in	ADP
faba-101	125	38	order	order	NOUN
faba-101	125	39	to	to	PART
faba-101	125	40	pay	pay	VERB
faba-101	125	41	claims	claim	NOUN
faba-101	125	42	that	that	PRON
faba-101	125	43	occur	occur	VERB
faba-101	125	44	,	,	PUNCT
faba-101	125	45	this	this	PRON
faba-101	125	46	is	be	AUX
faba-101	125	47	a	a	DET
faba-101	125	48	natural	natural	ADJ
faba-101	125	49	cycle	cycle	NOUN
faba-101	125	50	in	in	ADP
faba-101	125	51	the	the	DET
faba-101	125	52	insurance	insurance	NOUN
faba-101	125	53	business	business	NOUN
faba-101	125	54	.	.	PUNCT
faba-101	126	1	if	if	SCONJ
faba-101	126	2	the	the	DET
faba-101	126	3	contribution	contribution	NOUN
faba-101	126	4	obtained	obtain	VERB
faba-101	126	5	by	by	ADP
faba-101	126	6	the	the	DET
faba-101	126	7	sharia	sharia	PROPN
faba-101	126	8	insurance	insurance	PROPN
faba-101	126	9	and	and	CCONJ
faba-101	126	10	reinsurance	reinsurance	NOUN
faba-101	126	11	company	company	NOUN
faba-101	126	12	is	be	AUX
faba-101	126	13	not	not	PART
faba-101	126	14	adequate	adequate	ADJ
faba-101	126	15	with	with	SCONJ
faba-101	126	16	the	the	DET
faba-101	126	17	risks	risk	NOUN
faba-101	126	18	faced	face	VERB
faba-101	126	19	,	,	PUNCT
faba-101	126	20	it	it	PRON
faba-101	126	21	can	can	AUX
faba-101	126	22	cause	cause	VERB
faba-101	126	23	the	the	DET
faba-101	126	24	insurance	insurance	NOUN
faba-101	126	25	and	and	CCONJ
faba-101	126	26	reinsurance	reinsurance	NOUN
faba-101	126	27	company	company	NOUN
faba-101	126	28	to	to	PART
faba-101	126	29	suffer	suffer	VERB
faba-101	126	30	losses	loss	NOUN
faba-101	126	31	,	,	PUNCT
faba-101	126	32	because	because	SCONJ
faba-101	126	33	the	the	DET
faba-101	126	34	contribution	contribution	NOUN
faba-101	126	35	obtained	obtain	VERB
faba-101	126	36	is	be	AUX
faba-101	126	37	not	not	PART
faba-101	126	38	sufficient	sufficient	ADJ
faba-101	126	39	to	to	PART
faba-101	126	40	pay	pay	VERB
faba-101	126	41	claims	claim	NOUN
faba-101	126	42	.	.	PUNCT
faba-101	127	1	meanwhile	meanwhile	ADV
faba-101	127	2	,	,	PUNCT
faba-101	127	3	in	in	ADP
faba-101	127	4	the	the	DET
faba-101	127	5	concept	concept	NOUN
faba-101	127	6	of	of	ADP
faba-101	127	7	sharia	sharia	PROPN
faba-101	127	8	insurance	insurance	NOUN
faba-101	127	9	,	,	PUNCT
faba-101	127	10	both	both	DET
faba-101	127	11	parties	party	NOUN
faba-101	127	12	should	should	AUX
faba-101	127	13	help	help	VERB
faba-101	127	14	each	each	DET
faba-101	127	15	other	other	ADJ
faba-101	127	16	(	(	PUNCT
faba-101	127	17	ta'awun	ta'awun	PROPN
faba-101	127	18	)	)	PUNCT
faba-101	127	19	and	and	CCONJ
faba-101	127	20	takafuli	takafuli	NOUN
faba-101	127	21	or	or	CCONJ
faba-101	127	22	protect	protect	VERB
faba-101	127	23	each	each	DET
faba-101	127	24	other.(sula	other.(sula	NUM
faba-101	127	25	,	,	PUNCT
faba-101	127	26	2020	2020	NUM
faba-101	127	27	)	)	PUNCT
faba-101	127	28	.	.	PUNCT
faba-101	128	1	the	the	DET
faba-101	128	2	concept	concept	NOUN
faba-101	128	3	of	of	ADP
faba-101	128	4	mutually	mutually	ADV
faba-101	128	5	reinforcing	reinforce	VERB
faba-101	128	6	and	and	CCONJ
faba-101	128	7	mutually	mutually	ADV
faba-101	128	8	beneficial	beneficial	ADJ
faba-101	128	9	between	between	ADP
faba-101	128	10	the	the	DET
faba-101	128	11	two	two	NUM
faba-101	128	12	parties	party	NOUN
faba-101	128	13	,	,	PUNCT
faba-101	128	14	is	be	AUX
faba-101	128	15	very	very	ADV
faba-101	128	16	necessary	necessary	ADJ
faba-101	128	17	so	so	SCONJ
faba-101	128	18	that	that	SCONJ
faba-101	128	19	the	the	DET
faba-101	128	20	concept	concept	NOUN
faba-101	128	21	of	of	ADP
faba-101	128	22	profit	profit	NOUN
faba-101	128	23	sharing	sharing	NOUN
faba-101	128	24	(	(	PUNCT
faba-101	128	25	mudharobah	mudharobah	PROPN
faba-101	128	26	)	)	PUNCT
faba-101	128	27	to	to	ADP
faba-101	128	28	customers	customer	NOUN
faba-101	128	29	can	can	AUX
faba-101	128	30	be	be	AUX
faba-101	128	31	carried	carry	VERB
faba-101	128	32	out	out	ADP
faba-101	128	33	,	,	PUNCT
faba-101	128	34	but	but	CCONJ
faba-101	128	35	at	at	ADP
faba-101	128	36	this	this	DET
faba-101	128	37	time	time	NOUN
faba-101	128	38	this	this	PRON
faba-101	128	39	has	have	AUX
faba-101	128	40	not	not	PART
faba-101	128	41	happened	happen	VERB
faba-101	128	42	,	,	PUNCT
faba-101	128	43	especially	especially	ADV
faba-101	128	44	in	in	ADP
faba-101	128	45	sharia	sharia	PROPN
faba-101	128	46	financing	financing	NOUN
faba-101	128	47	life	life	NOUN
faba-101	128	48	insurance	insurance	NOUN
faba-101	128	49	products.(fatmawati	products.(fatmawati	NOUN
faba-101	128	50	,	,	PUNCT
faba-101	128	51	2010	2010	NUM
faba-101	128	52	)	)	PUNCT
faba-101	128	53	.	.	PUNCT
faba-101	129	1	the	the	DET
faba-101	129	2	current	current	ADJ
faba-101	129	3	condition	condition	NOUN
faba-101	129	4	,	,	PUNCT
faba-101	129	5	there	there	PRON
faba-101	129	6	is	be	VERB
faba-101	129	7	an	an	DET
faba-101	129	8	imbalance	imbalance	NOUN
faba-101	129	9	between	between	ADP
faba-101	129	10	banking	banking	NOUN
faba-101	129	11	and	and	CCONJ
faba-101	129	12	islamic	islamic	ADJ
faba-101	129	13	rural	rural	ADJ
faba-101	129	14	banks	bank	NOUN
faba-101	129	15	and	and	CCONJ
faba-101	129	16	finance	finance	NOUN
faba-101	129	17	,	,	PUNCT
faba-101	129	18	accounting	accounting	NOUN
faba-101	129	19	and	and	CCONJ
faba-101	129	20	business	business	NOUN
faba-101	129	21	analysis	analysis	NOUN
faba-101	129	22	3	3	NUM
faba-101	129	23	(	(	PUNCT
faba-101	129	24	2	2	NUM
faba-101	129	25	)	)	PUNCT
faba-101	129	26	2021	2021	NUM
faba-101	129	27	167	167	NUM
faba-101	129	28	insurance	insurance	NOUN
faba-101	129	29	companies	company	NOUN
faba-101	129	30	.	.	PUNCT
faba-101	130	1	islamic	islamic	ADJ
faba-101	130	2	insurance	insurance	PROPN
faba-101	130	3	and	and	CCONJ
faba-101	130	4	reinsurance	reinsurance	NOUN
faba-101	130	5	companies	company	NOUN
faba-101	130	6	are	be	AUX
faba-101	130	7	under	under	ADP
faba-101	130	8	pressure	pressure	NOUN
faba-101	130	9	from	from	ADP
faba-101	130	10	the	the	DET
faba-101	130	11	contributions	contribution	NOUN
faba-101	130	12	made	make	VERB
faba-101	130	13	by	by	ADP
faba-101	130	14	islamic	islamic	ADJ
faba-101	130	15	banks	bank	NOUN
faba-101	130	16	and	and	CCONJ
faba-101	130	17	institutions	institution	NOUN
faba-101	130	18	,	,	PUNCT
faba-101	130	19	which	which	PRON
faba-101	130	20	are	be	AUX
faba-101	130	21	not	not	PART
faba-101	130	22	commensurate	commensurate	ADJ
faba-101	130	23	with	with	ADP
faba-101	130	24	the	the	DET
faba-101	130	25	amount	amount	NOUN
faba-101	130	26	of	of	ADP
faba-101	130	27	risk	risk	NOUN
faba-101	130	28	and	and	CCONJ
faba-101	130	29	the	the	DET
faba-101	130	30	duration	duration	NOUN
faba-101	130	31	of	of	ADP
faba-101	130	32	the	the	DET
faba-101	130	33	insurance	insurance	NOUN
faba-101	130	34	period	period	NOUN
faba-101	130	35	covered	cover	VERB
faba-101	130	36	,	,	PUNCT
faba-101	130	37	so	so	SCONJ
faba-101	130	38	that	that	SCONJ
faba-101	130	39	they	they	PRON
faba-101	130	40	are	be	AUX
faba-101	130	41	not	not	PART
faba-101	130	42	in	in	ADP
faba-101	130	43	accordance	accordance	NOUN
faba-101	130	44	with	with	ADP
faba-101	130	45	the	the	DET
faba-101	130	46	concepts	concept	NOUN
faba-101	130	47	of	of	ADP
faba-101	130	48	helping	help	VERB
faba-101	130	49	(	(	PUNCT
faba-101	130	50	ta'awun	ta'awun	PROPN
faba-101	130	51	)	)	PUNCT
faba-101	130	52	and	and	CCONJ
faba-101	130	53	protecting	protect	VERB
faba-101	130	54	each	each	DET
faba-101	130	55	other	other	ADJ
faba-101	130	56	(	(	PUNCT
faba-101	130	57	takaful	takaful	ADJ
faba-101	130	58	)	)	PUNCT
faba-101	130	59	.	.	PUNCT
faba-101	131	1	in	in	ADP
faba-101	131	2	islamic	islamic	ADJ
faba-101	131	3	insurance	insurance	NOUN
faba-101	131	4	.	.	PUNCT
faba-101	132	1	hypothesis	hypothesis	NOUN
faba-101	132	2	based	base	VERB
faba-101	132	3	on	on	ADP
faba-101	132	4	the	the	DET
faba-101	132	5	phenomena	phenomenon	NOUN
faba-101	132	6	or	or	CCONJ
faba-101	132	7	facts	fact	NOUN
faba-101	132	8	and	and	CCONJ
faba-101	132	9	realities	reality	NOUN
faba-101	132	10	that	that	PRON
faba-101	132	11	have	have	AUX
faba-101	132	12	occurred	occur	VERB
faba-101	132	13	and	and	CCONJ
faba-101	132	14	have	have	AUX
faba-101	132	15	been	be	AUX
faba-101	132	16	described	describe	VERB
faba-101	132	17	above	above	ADV
faba-101	132	18	,	,	PUNCT
faba-101	132	19	we	we	PRON
faba-101	132	20	formulate	formulate	VERB
faba-101	132	21	research	research	NOUN
faba-101	132	22	hypotheses	hypothesis	NOUN
faba-101	132	23	,	,	PUNCT
faba-101	132	24	as	as	SCONJ
faba-101	132	25	follows	follow	VERB
faba-101	132	26	;	;	PUNCT
faba-101	132	27	h1	h1	X
faba-101	132	28	.	.	PUNCT
faba-101	133	1	it	it	PRON
faba-101	133	2	is	be	AUX
faba-101	133	3	suspected	suspect	VERB
faba-101	133	4	that	that	SCONJ
faba-101	133	5	there	there	PRON
faba-101	133	6	is	be	VERB
faba-101	133	7	a	a	DET
faba-101	133	8	positive	positive	ADJ
faba-101	133	9	impact	impact	NOUN
faba-101	133	10	between	between	ADP
faba-101	133	11	the	the	DET
faba-101	133	12	life	life	NOUN
faba-101	133	13	insurance	insurance	NOUN
faba-101	133	14	product	product	NOUN
faba-101	133	15	of	of	ADP
faba-101	133	16	sharia	sharia	PROPN
faba-101	133	17	financing	financing	NOUN
faba-101	133	18	and	and	CCONJ
faba-101	133	19	the	the	DET
faba-101	133	20	performance	performance	NOUN
faba-101	133	21	of	of	ADP
faba-101	133	22	sharia	sharia	PROPN
faba-101	133	23	banking	banking	PROPN
faba-101	133	24	&	&	CCONJ
faba-101	133	25	sharia	sharia	PROPN
faba-101	133	26	people	people	PROPN
faba-101	133	27	's	's	PART
faba-101	133	28	financing	financing	NOUN
faba-101	133	29	bank	bank	NOUN
faba-101	133	30	.	.	PUNCT
faba-101	134	1	h2	h2	PROPN
faba-101	134	2	.	.	PUNCT
faba-101	135	1	it	it	PRON
faba-101	135	2	is	be	AUX
faba-101	135	3	suspected	suspect	VERB
faba-101	135	4	that	that	SCONJ
faba-101	135	5	there	there	PRON
faba-101	135	6	is	be	VERB
faba-101	135	7	a	a	DET
faba-101	135	8	very	very	ADV
faba-101	135	9	strong	strong	ADJ
faba-101	135	10	positive	positive	ADJ
faba-101	135	11	impact	impact	NOUN
faba-101	135	12	between	between	ADP
faba-101	135	13	sharia	sharia	PROPN
faba-101	135	14	financing	financing	NOUN
faba-101	135	15	life	life	NOUN
faba-101	135	16	insurance	insurance	NOUN
faba-101	135	17	products	product	NOUN
faba-101	135	18	and	and	CCONJ
faba-101	135	19	sharia	sharia	PROPN
faba-101	135	20	insurance	insurance	PROPN
faba-101	135	21	&	&	CCONJ
faba-101	135	22	sharia	sharia	PROPN
faba-101	135	23	reinsurance	reinsurance	PROPN
faba-101	135	24	.	.	PUNCT
faba-101	136	1	h3	h3	NOUN
faba-101	136	2	.	.	PUNCT
faba-101	137	1	it	it	PRON
faba-101	137	2	is	be	AUX
faba-101	137	3	suspected	suspect	VERB
faba-101	137	4	that	that	SCONJ
faba-101	137	5	the	the	DET
faba-101	137	6	ta'awun	ta'awun	PROPN
faba-101	137	7	and	and	CCONJ
faba-101	137	8	takafuli	takafuli	NOUN
faba-101	137	9	principles	principle	NOUN
faba-101	137	10	in	in	ADP
faba-101	137	11	sharia	sharia	PROPN
faba-101	137	12	banking	banking	PROPN
faba-101	137	13	and	and	CCONJ
faba-101	137	14	sharia	sharia	PROPN
faba-101	137	15	rural	rural	ADJ
faba-101	137	16	financing	financing	NOUN
faba-101	137	17	banks	bank	NOUN
faba-101	137	18	have	have	AUX
faba-101	137	19	not	not	PART
faba-101	137	20	occurred	occur	VERB
faba-101	137	21	or	or	CCONJ
faba-101	137	22	have	have	AUX
faba-101	137	23	not	not	PART
faba-101	137	24	been	be	AUX
faba-101	137	25	fully	fully	ADV
faba-101	137	26	implemented	implement	VERB
faba-101	137	27	,	,	PUNCT
faba-101	137	28	in	in	ADP
faba-101	137	29	sharia	sharia	PROPN
faba-101	137	30	financing	financing	NOUN
faba-101	137	31	life	life	NOUN
faba-101	137	32	insurance	insurance	NOUN
faba-101	137	33	products	product	NOUN
faba-101	137	34	marketed	market	VERB
faba-101	137	35	by	by	ADP
faba-101	137	36	sharia	sharia	PROPN
faba-101	137	37	insurance	insurance	PROPN
faba-101	137	38	and	and	CCONJ
faba-101	137	39	sharia	sharia	PROPN
faba-101	137	40	reinsurance	reinsurance	NOUN
faba-101	137	41	companies	company	NOUN
faba-101	137	42	.	.	PUNCT
faba-101	138	1	methods	method	NOUN
faba-101	138	2	the	the	DET
faba-101	138	3	research	research	NOUN
faba-101	138	4	method	method	NOUN
faba-101	138	5	used	use	VERB
faba-101	138	6	in	in	ADP
faba-101	138	7	this	this	DET
faba-101	138	8	study	study	NOUN
faba-101	138	9	is	be	AUX
faba-101	138	10	a	a	DET
faba-101	138	11	comparative	comparative	ADJ
faba-101	138	12	qualitative	qualitative	NOUN
faba-101	138	13	method	method	NOUN
faba-101	138	14	by	by	ADP
faba-101	138	15	comparing	compare	VERB
faba-101	138	16	factual	factual	ADJ
faba-101	138	17	phenomena	phenomenon	NOUN
faba-101	138	18	to	to	ADP
faba-101	138	19	the	the	DET
faba-101	138	20	variables	variable	NOUN
faba-101	138	21	studied	study	VERB
faba-101	138	22	,	,	PUNCT
faba-101	138	23	through	through	ADP
faba-101	138	24	an	an	DET
faba-101	138	25	empirical	empirical	ADJ
faba-101	138	26	approach	approach	NOUN
faba-101	138	27	,	,	PUNCT
faba-101	138	28	which	which	PRON
faba-101	138	29	is	be	AUX
faba-101	138	30	a	a	DET
faba-101	138	31	method	method	NOUN
faba-101	138	32	that	that	PRON
faba-101	138	33	focuses	focus	VERB
faba-101	138	34	on	on	ADP
faba-101	138	35	the	the	DET
faba-101	138	36	study	study	NOUN
faba-101	138	37	,	,	PUNCT
faba-101	138	38	exposure	exposure	NOUN
faba-101	138	39	,	,	PUNCT
faba-101	138	40	explanation	explanation	NOUN
faba-101	138	41	and	and	CCONJ
faba-101	138	42	interpretation	interpretation	NOUN
faba-101	138	43	of	of	ADP
faba-101	138	44	an	an	DET
faba-101	138	45	empirical	empirical	ADJ
faba-101	138	46	phenomenon.(moleong	phenomenon.(moleong	NOUN
faba-101	138	47	,	,	PUNCT
faba-101	138	48	2017	2017	NUM
faba-101	138	49	)	)	PUNCT
faba-101	138	50	types	type	NOUN
faba-101	138	51	of	of	ADP
faba-101	138	52	research	research	NOUN
faba-101	138	53	.	.	PUNCT
faba-101	139	1	the	the	DET
faba-101	139	2	type	type	NOUN
faba-101	139	3	of	of	ADP
faba-101	139	4	research	research	NOUN
faba-101	139	5	conducted	conduct	VERB
faba-101	139	6	in	in	ADP
faba-101	139	7	this	this	DET
faba-101	139	8	article	article	NOUN
faba-101	139	9	is	be	AUX
faba-101	139	10	a	a	DET
faba-101	139	11	qualitative	qualitative	ADJ
faba-101	139	12	method	method	NOUN
faba-101	139	13	of	of	ADP
faba-101	139	14	phenomena	phenomenon	NOUN
faba-101	139	15	.	.	PUNCT
faba-101	140	1	the	the	DET
faba-101	140	2	data	datum	NOUN
faba-101	140	3	collected	collect	VERB
faba-101	140	4	is	be	AUX
faba-101	140	5	in	in	ADP
faba-101	140	6	the	the	DET
faba-101	140	7	form	form	NOUN
faba-101	140	8	of	of	ADP
faba-101	140	9	words	word	NOUN
faba-101	140	10	,	,	PUNCT
faba-101	140	11	pictures	picture	NOUN
faba-101	140	12	and	and	CCONJ
faba-101	140	13	numbers	number	NOUN
faba-101	140	14	.	.	PUNCT
faba-101	141	1	qualitative	qualitative	ADJ
faba-101	141	2	research	research	NOUN
faba-101	141	3	is	be	AUX
faba-101	141	4	a	a	DET
faba-101	141	5	research	research	NOUN
faba-101	141	6	procedure	procedure	NOUN
faba-101	141	7	that	that	PRON
faba-101	141	8	produces	produce	VERB
faba-101	141	9	descriptive	descriptive	ADJ
faba-101	141	10	data	datum	NOUN
faba-101	141	11	in	in	ADP
faba-101	141	12	the	the	DET
faba-101	141	13	form	form	NOUN
faba-101	141	14	of	of	ADP
faba-101	141	15	written	write	VERB
faba-101	141	16	or	or	CCONJ
faba-101	141	17	spoken	speak	VERB
faba-101	141	18	words	word	NOUN
faba-101	141	19	from	from	ADP
faba-101	141	20	people	people	NOUN
faba-101	141	21	and	and	CCONJ
faba-101	141	22	observed	observed	ADJ
faba-101	141	23	behavior	behavior	NOUN
faba-101	141	24	.	.	PUNCT
faba-101	142	1	descriptive	descriptive	ADJ
faba-101	142	2	research	research	NOUN
faba-101	142	3	is	be	AUX
faba-101	142	4	a	a	DET
faba-101	142	5	form	form	NOUN
faba-101	142	6	of	of	ADP
faba-101	142	7	research	research	NOUN
faba-101	142	8	aimed	aim	VERB
faba-101	142	9	at	at	ADP
faba-101	142	10	describing	describe	VERB
faba-101	142	11	or	or	CCONJ
faba-101	142	12	describing	describe	VERB
faba-101	142	13	natural	natural	ADJ
faba-101	142	14	phenomena	phenomenon	NOUN
faba-101	142	15	and	and	CCONJ
faba-101	142	16	human	human	ADJ
faba-101	142	17	creations	creation	NOUN
faba-101	142	18	.	.	PUNCT
faba-101	143	1	the	the	DET
faba-101	143	2	purpose	purpose	NOUN
faba-101	143	3	of	of	ADP
faba-101	143	4	doing	do	VERB
faba-101	143	5	descriptive	descriptive	ADJ
faba-101	143	6	research	research	NOUN
faba-101	143	7	is	be	AUX
faba-101	143	8	to	to	PART
faba-101	143	9	make	make	VERB
faba-101	143	10	research	research	NOUN
faba-101	143	11	in	in	ADP
faba-101	143	12	a	a	DET
faba-101	143	13	systematic	systematic	ADJ
faba-101	143	14	,	,	PUNCT
faba-101	143	15	factual	factual	ADJ
faba-101	143	16	,	,	PUNCT
faba-101	143	17	and	and	CCONJ
faba-101	143	18	accurate	accurate	ADJ
faba-101	143	19	manner	manner	NOUN
faba-101	143	20	.	.	PUNCT
faba-101	144	1	data	datum	NOUN
faba-101	144	2	source	source	NOUN
faba-101	144	3	.	.	PUNCT
faba-101	145	1	according	accord	VERB
faba-101	145	2	to	to	ADP
faba-101	145	3	lofland	lofland	NOUN
faba-101	145	4	and	and	CCONJ
faba-101	145	5	lofland	lofland	NOUN
faba-101	145	6	quoted	quote	VERB
faba-101	145	7	by	by	ADP
faba-101	145	8	lexy	lexy	PROPN
faba-101	145	9	.	.	PUNCT
faba-101	146	1	j.	j.	PROPN
faba-101	146	2	moleong	moleong	PROPN
faba-101	146	3	in	in	ADP
faba-101	146	4	the	the	DET
faba-101	146	5	book	book	NOUN
faba-101	146	6	"	"	PUNCT
faba-101	146	7	qualitative	qualitative	ADJ
faba-101	146	8	research	research	NOUN
faba-101	146	9	methodology	methodology	NOUN
faba-101	146	10	"	"	PUNCT
faba-101	146	11	,	,	PUNCT
faba-101	146	12	suggests	suggest	VERB
faba-101	146	13	that	that	SCONJ
faba-101	146	14	the	the	DET
faba-101	146	15	main	main	ADJ
faba-101	146	16	data	datum	NOUN
faba-101	146	17	sources	source	NOUN
faba-101	146	18	in	in	ADP
faba-101	146	19	qualitative	qualitative	ADJ
faba-101	146	20	research	research	NOUN
faba-101	146	21	are	be	AUX
faba-101	146	22	words	word	NOUN
faba-101	146	23	,	,	PUNCT
faba-101	146	24	actions	action	NOUN
faba-101	146	25	and	and	CCONJ
faba-101	146	26	numbers	number	NOUN
faba-101	146	27	,	,	PUNCT
faba-101	146	28	the	the	DET
faba-101	146	29	rest	rest	NOUN
faba-101	146	30	are	be	AUX
faba-101	146	31	in	in	ADP
faba-101	146	32	the	the	DET
faba-101	146	33	form	form	NOUN
faba-101	146	34	of	of	ADP
faba-101	146	35	documents	document	NOUN
faba-101	146	36	and	and	CCONJ
faba-101	146	37	others	other	NOUN
faba-101	146	38	.	.	PUNCT
faba-101	147	1	sources	source	NOUN
faba-101	147	2	of	of	ADP
faba-101	147	3	data	datum	NOUN
faba-101	147	4	in	in	ADP
faba-101	147	5	this	this	DET
faba-101	147	6	study	study	NOUN
faba-101	147	7	are	be	AUX
faba-101	147	8	:	:	PUNCT
faba-101	147	9	•	•	ADV
faba-101	147	10	primary	primary	ADJ
faba-101	147	11	data	data	NOUN
faba-101	147	12	is	be	AUX
faba-101	147	13	data	datum	NOUN
faba-101	147	14	obtained	obtain	VERB
faba-101	147	15	from	from	ADP
faba-101	147	16	direct	direct	ADJ
faba-101	147	17	research	research	NOUN
faba-101	147	18	into	into	ADP
faba-101	147	19	the	the	DET
faba-101	147	20	field	field	NOUN
faba-101	147	21	,	,	PUNCT
faba-101	147	22	conducting	conduct	VERB
faba-101	147	23	observations	observation	NOUN
faba-101	147	24	,	,	PUNCT
faba-101	147	25	surveys	survey	NOUN
faba-101	147	26	,	,	PUNCT
faba-101	147	27	and	and	CCONJ
faba-101	147	28	direct	direct	ADJ
faba-101	147	29	interviews	interview	NOUN
faba-101	147	30	with	with	ADP
faba-101	147	31	sources	source	NOUN
faba-101	147	32	and	and	CCONJ
faba-101	147	33	others	other	NOUN
faba-101	147	34	.	.	PUNCT
faba-101	148	1	•	•	NUM
faba-101	148	2	secondary	secondary	ADJ
faba-101	148	3	data	datum	NOUN
faba-101	148	4	is	be	AUX
faba-101	148	5	in	in	ADP
faba-101	148	6	the	the	DET
faba-101	148	7	form	form	NOUN
faba-101	148	8	of	of	ADP
faba-101	148	9	data	datum	NOUN
faba-101	148	10	that	that	PRON
faba-101	148	11	supports	support	VERB
faba-101	148	12	primary	primary	ADJ
faba-101	148	13	data	datum	NOUN
faba-101	148	14	,	,	PUNCT
faba-101	148	15	taken	take	VERB
faba-101	148	16	from	from	ADP
faba-101	148	17	various	various	ADJ
faba-101	148	18	sources	source	NOUN
faba-101	148	19	;	;	PUNCT
faba-101	148	20	books	book	NOUN
faba-101	148	21	,	,	PUNCT
faba-101	148	22	articles	article	NOUN
faba-101	148	23	,	,	PUNCT
faba-101	148	24	ojk	ojk	ADP
faba-101	148	25	statistical	statistical	ADJ
faba-101	148	26	data	datum	NOUN
faba-101	148	27	,	,	PUNCT
faba-101	148	28	internet	internet	NOUN
faba-101	148	29	,	,	PUNCT
faba-101	148	30	and	and	CCONJ
faba-101	148	31	other	other	ADJ
faba-101	148	32	sources	source	NOUN
faba-101	148	33	.	.	PUNCT
faba-101	149	1	research	research	NOUN
faba-101	149	2	focus	focus	NOUN
faba-101	149	3	.	.	PUNCT
faba-101	150	1	the	the	DET
faba-101	150	2	focus	focus	NOUN
faba-101	150	3	of	of	ADP
faba-101	150	4	the	the	DET
faba-101	150	5	research	research	NOUN
faba-101	150	6	is	be	AUX
faba-101	150	7	to	to	PART
faba-101	150	8	find	find	VERB
faba-101	150	9	out	out	ADP
faba-101	150	10	how	how	SCONJ
faba-101	150	11	big	big	ADJ
faba-101	150	12	the	the	DET
faba-101	150	13	impact	impact	NOUN
faba-101	150	14	of	of	ADP
faba-101	150	15	financing	finance	VERB
faba-101	150	16	life	life	NOUN
faba-101	150	17	insurance	insurance	NOUN
faba-101	150	18	products	product	NOUN
faba-101	150	19	on	on	ADP
faba-101	150	20	the	the	DET
faba-101	150	21	performance	performance	NOUN
faba-101	150	22	of	of	ADP
faba-101	150	23	banking	banking	NOUN
faba-101	150	24	and	and	CCONJ
faba-101	150	25	bprs	bprs	NOUN
faba-101	150	26	as	as	ADV
faba-101	150	27	well	well	ADV
faba-101	150	28	as	as	ADP
faba-101	150	29	the	the	DET
faba-101	150	30	insurance	insurance	NOUN
faba-101	150	31	industry	industry	NOUN
faba-101	150	32	(	(	PUNCT
faba-101	150	33	sharia	sharia	NOUN
faba-101	150	34	insurance	insurance	NOUN
faba-101	150	35	and	and	CCONJ
faba-101	150	36	reinsurance	reinsurance	NOUN
faba-101	150	37	companies	company	NOUN
faba-101	150	38	)	)	PUNCT
faba-101	150	39	.	.	PUNCT
faba-101	151	1	research	research	NOUN
faba-101	151	2	purposes	purpose	NOUN
faba-101	151	3	.	.	PUNCT
faba-101	152	1	the	the	DET
faba-101	152	2	purpose	purpose	NOUN
faba-101	152	3	of	of	ADP
faba-101	152	4	the	the	DET
faba-101	152	5	study	study	NOUN
faba-101	152	6	was	be	AUX
faba-101	152	7	to	to	PART
faba-101	152	8	determine	determine	VERB
faba-101	152	9	the	the	DET
faba-101	152	10	impact	impact	NOUN
faba-101	152	11	of	of	ADP
faba-101	152	12	islamic	islamic	ADJ
faba-101	152	13	financing	financing	NOUN
faba-101	152	14	insurance	insurance	NOUN
faba-101	152	15	products	product	NOUN
faba-101	152	16	on	on	ADP
faba-101	152	17	the	the	DET
faba-101	152	18	performance	performance	NOUN
faba-101	152	19	of	of	ADP
faba-101	152	20	islamic	islamic	ADJ
faba-101	152	21	banking	banking	NOUN
faba-101	152	22	and	and	CCONJ
faba-101	152	23	bpr	bpr	ADV
faba-101	152	24	and	and	CCONJ
faba-101	152	25	the	the	DET
faba-101	152	26	sharia	sharia	PROPN
faba-101	152	27	insurance	insurance	NOUN
faba-101	152	28	industry	industry	NOUN
faba-101	152	29	(	(	PUNCT
faba-101	152	30	sharia	sharia	PROPN
faba-101	152	31	insurance	insurance	PROPN
faba-101	152	32	and	and	CCONJ
faba-101	152	33	sharia	sharia	PROPN
faba-101	152	34	reinsurance	reinsurance	NOUN
faba-101	152	35	)	)	PUNCT
faba-101	152	36	.	.	PUNCT
faba-101	153	1	another	another	DET
faba-101	153	2	purpose	purpose	NOUN
faba-101	153	3	is	be	AUX
faba-101	153	4	to	to	PART
faba-101	153	5	look	look	VERB
faba-101	153	6	at	at	ADP
faba-101	153	7	novelty	novelty	NOUN
faba-101	153	8	in	in	ADP
faba-101	153	9	this	this	DET
faba-101	153	10	study	study	NOUN
faba-101	153	11	.	.	PUNCT
faba-101	154	1	discussion	discussion	NOUN
faba-101	154	2	.	.	PUNCT
faba-101	155	1	based	base	VERB
faba-101	155	2	on	on	ADP
faba-101	155	3	the	the	DET
faba-101	155	4	explanation	explanation	NOUN
faba-101	155	5	in	in	ADP
faba-101	155	6	the	the	DET
faba-101	155	7	background	background	NOUN
faba-101	155	8	and	and	CCONJ
faba-101	155	9	bank	bank	PROPN
faba-101	155	10	indonesia	indonesia	PROPN
faba-101	155	11	data	datum	NOUN
faba-101	155	12	as	as	ADV
faba-101	155	13	well	well	ADV
faba-101	155	14	as	as	ADP
faba-101	155	15	ojk	ojk	NOUN
faba-101	155	16	2020	2020	NUM
faba-101	155	17	insurance	insurance	NOUN
faba-101	155	18	statistics	statistic	NOUN
faba-101	155	19	data	datum	NOUN
faba-101	155	20	,	,	PUNCT
faba-101	155	21	as	as	ADV
faba-101	155	22	well	well	ADV
faba-101	155	23	as	as	ADP
faba-101	155	24	the	the	DET
faba-101	155	25	impact	impact	NOUN
faba-101	155	26	of	of	ADP
faba-101	155	27	increasing	increase	VERB
faba-101	155	28	claims	claim	NOUN
faba-101	155	29	for	for	ADP
faba-101	155	30	sharia	sharia	PROPN
faba-101	155	31	financing	financing	NOUN
faba-101	155	32	life	life	NOUN
faba-101	155	33	insurance	insurance	NOUN
faba-101	155	34	products	product	NOUN
faba-101	155	35	(	(	PUNCT
faba-101	155	36	ajk	ajk	PROPN
faba-101	155	37	)	)	PUNCT
faba-101	155	38	which	which	PRON
faba-101	155	39	has	have	AUX
faba-101	155	40	been	be	AUX
faba-101	155	41	happening	happen	VERB
faba-101	155	42	so	so	ADV
faba-101	155	43	far	far	ADV
faba-101	155	44	,	,	PUNCT
faba-101	155	45	if	if	SCONJ
faba-101	155	46	no	no	DET
faba-101	155	47	efforts	effort	NOUN
faba-101	155	48	are	be	AUX
faba-101	155	49	made	make	VERB
faba-101	155	50	to	to	PART
faba-101	155	51	adjust	adjust	VERB
faba-101	155	52	and	and	CCONJ
faba-101	155	53	balance	balance	VERB
faba-101	155	54	the	the	DET
faba-101	155	55	adequate	adequate	ADJ
faba-101	155	56	contribution	contribution	NOUN
faba-101	155	57	with	with	ADP
faba-101	155	58	the	the	DET
faba-101	155	59	amount	amount	NOUN
faba-101	155	60	of	of	ADP
faba-101	155	61	risk	risk	NOUN
faba-101	155	62	as	as	ADV
faba-101	155	63	well	well	ADV
faba-101	155	64	as	as	ADP
faba-101	155	65	a	a	DET
faba-101	155	66	long	long	ADJ
faba-101	155	67	tenor	tenor	NOUN
faba-101	155	68	,	,	PUNCT
faba-101	155	69	will	will	AUX
faba-101	155	70	have	have	VERB
faba-101	155	71	an	an	DET
faba-101	155	72	impact	impact	NOUN
faba-101	155	73	on	on	ADP
faba-101	155	74	increasing	increase	VERB
faba-101	155	75	the	the	DET
faba-101	155	76	price	price	NOUN
faba-101	155	77	of	of	ADP
faba-101	155	78	reinsurance	reinsurance	NOUN
faba-101	155	79	contributions	contribution	NOUN
faba-101	155	80	,	,	PUNCT
faba-101	155	81	so	so	SCONJ
faba-101	155	82	that	that	SCONJ
faba-101	155	83	it	it	PRON
faba-101	155	84	will	will	AUX
faba-101	155	85	increase	increase	VERB
faba-101	155	86	the	the	DET
faba-101	155	87	operating	operating	NOUN
faba-101	155	88	costs	cost	NOUN
faba-101	155	89	of	of	ADP
faba-101	155	90	insurance	insurance	NOUN
faba-101	155	91	companies	company	NOUN
faba-101	155	92	and	and	CCONJ
faba-101	155	93	make	make	VERB
faba-101	155	94	the	the	DET
faba-101	155	95	profit	profit	NOUN
faba-101	155	96	margins	margin	NOUN
faba-101	155	97	of	of	ADP
faba-101	155	98	sharia	sharia	PROPN
faba-101	155	99	insurance	insurance	NOUN
faba-101	155	100	companies	company	NOUN
faba-101	155	101	smaller	small	ADJ
faba-101	155	102	,	,	PUNCT
faba-101	155	103	in	in	ADP
faba-101	155	104	addition	addition	NOUN
faba-101	155	105	to	to	ADP
faba-101	155	106	guaranteeing	guarantee	VERB
faba-101	155	107	future	future	ADJ
faba-101	155	108	claim	claim	NOUN
faba-101	155	109	payments	payment	NOUN
faba-101	155	110	,	,	PUNCT
faba-101	155	111	in	in	ADP
faba-101	155	112	accordance	accordance	NOUN
faba-101	155	113	with	with	ADP
faba-101	155	114	the	the	DET
faba-101	155	115	provisions	provision	NOUN
faba-101	155	116	of	of	ADP
faba-101	155	117	pojk	pojk	PROPN
faba-101	155	118	72	72	NUM
faba-101	155	119	and	and	CCONJ
faba-101	155	120	psak	psak	NOUN
faba-101	155	121	108	108	NUM
faba-101	155	122	then	then	ADV
faba-101	155	123	in	in	ADP
faba-101	155	124	sharia	sharia	PROPN
faba-101	155	125	financing	financing	NOUN
faba-101	155	126	life	life	NOUN
faba-101	155	127	insurance	insurance	NOUN
faba-101	155	128	(	(	PUNCT
faba-101	155	129	ajk	ajk	PROPN
faba-101	155	130	)	)	PUNCT
faba-101	155	131	products	product	NOUN
faba-101	155	132	,	,	PUNCT
faba-101	155	133	every	every	DET
faba-101	155	134	sharia	sharia	PROPN
faba-101	155	135	insurance	insurance	NOUN
faba-101	155	136	company	company	NOUN
faba-101	155	137	is	be	AUX
faba-101	155	138	required	require	VERB
faba-101	155	139	to	to	PART
faba-101	155	140	provide	provide	VERB
faba-101	155	141	a	a	DET
faba-101	155	142	claim	claim	NOUN
faba-101	155	143	reserve	reserve	NOUN
faba-101	155	144	of	of	ADP
faba-101	155	145	100%,so	100%,so	NUM
faba-101	155	146	that	that	SCONJ
faba-101	155	147	it	it	PRON
faba-101	155	148	will	will	AUX
faba-101	155	149	greatly	greatly	ADV
faba-101	155	150	erode	erode	VERB
faba-101	155	151	the	the	DET
faba-101	155	152	margins	margin	NOUN
faba-101	155	153	or	or	CCONJ
faba-101	155	154	profits	profit	NOUN
faba-101	155	155	of	of	ADP
faba-101	155	156	islamic	islamic	ADJ
faba-101	155	157	insurance	insurance	NOUN
faba-101	155	158	companies	company	NOUN
faba-101	155	159	.	.	PUNCT
faba-101	156	1	finance	finance	NOUN
faba-101	156	2	,	,	PUNCT
faba-101	156	3	accounting	accounting	NOUN
faba-101	156	4	and	and	CCONJ
faba-101	156	5	business	business	NOUN
faba-101	156	6	analysis	analysis	NOUN
faba-101	156	7	3	3	NUM
faba-101	156	8	(	(	PUNCT
faba-101	156	9	2	2	NUM
faba-101	156	10	)	)	PUNCT
faba-101	156	11	2021	2021	NUM
faba-101	156	12	168	168	NUM
faba-101	156	13	if	if	SCONJ
faba-101	156	14	this	this	DET
faba-101	156	15	condition	condition	NOUN
faba-101	156	16	continues	continue	VERB
faba-101	156	17	and	and	CCONJ
faba-101	156	18	there	there	PRON
faba-101	156	19	is	be	VERB
faba-101	156	20	no	no	DET
faba-101	156	21	improvement	improvement	NOUN
faba-101	156	22	from	from	ADP
faba-101	156	23	sharia	sharia	PROPN
faba-101	156	24	insurance	insurance	NOUN
faba-101	156	25	companies	company	NOUN
faba-101	156	26	as	as	ADV
faba-101	156	27	well	well	ADV
faba-101	156	28	as	as	ADP
faba-101	156	29	improvement	improvement	NOUN
faba-101	156	30	of	of	ADP
faba-101	156	31	customer	customer	NOUN
faba-101	156	32	profiles	profile	NOUN
faba-101	156	33	by	by	ADP
faba-101	156	34	sharia	sharia	PROPN
faba-101	156	35	banking	banking	PROPN
faba-101	156	36	and	and	CCONJ
faba-101	156	37	sharia	sharia	PROPN
faba-101	156	38	people	people	NOUN
faba-101	156	39	's	's	PART
faba-101	156	40	financing	financing	NOUN
faba-101	156	41	banks	bank	NOUN
faba-101	156	42	as	as	ADP
faba-101	156	43	business	business	NOUN
faba-101	156	44	providers	provider	NOUN
faba-101	156	45	,	,	PUNCT
faba-101	156	46	it	it	PRON
faba-101	156	47	will	will	AUX
faba-101	156	48	potentially	potentially	ADV
faba-101	156	49	cause	cause	VERB
faba-101	156	50	a	a	DET
faba-101	156	51	higher	high	ADJ
faba-101	156	52	loss	loss	NOUN
faba-101	156	53	ratio	ratio	NOUN
faba-101	156	54	which	which	PRON
faba-101	156	55	has	have	VERB
faba-101	156	56	implications	implication	NOUN
faba-101	156	57	for	for	ADP
faba-101	156	58	the	the	DET
faba-101	156	59	decline	decline	NOUN
faba-101	156	60	in	in	ADP
faba-101	156	61	risk	risk	NOUN
faba-101	156	62	based	base	VERB
faba-101	156	63	capital	capital	NOUN
faba-101	156	64	(	(	PUNCT
faba-101	156	65	rbc	rbc	PROPN
faba-101	156	66	)	)	PUNCT
faba-101	156	67	of	of	ADP
faba-101	156	68	sharia	sharia	PROPN
faba-101	156	69	insurance	insurance	NOUN
faba-101	156	70	companies	company	NOUN
faba-101	156	71	that	that	SCONJ
faba-101	156	72	not	not	PART
faba-101	156	73	in	in	ADP
faba-101	156	74	accordance	accordance	NOUN
faba-101	156	75	with	with	ADP
faba-101	156	76	the	the	DET
faba-101	156	77	standards	standard	NOUN
faba-101	156	78	set	set	VERB
faba-101	156	79	by	by	ADP
faba-101	156	80	the	the	DET
faba-101	156	81	regulator	regulator	NOUN
faba-101	156	82	,	,	PUNCT
faba-101	156	83	diminishing	diminish	VERB
faba-101	156	84	trust	trust	NOUN
faba-101	156	85	from	from	ADP
faba-101	156	86	customers	customer	NOUN
faba-101	156	87	,	,	PUNCT
faba-101	156	88	high	high	ADJ
faba-101	156	89	reserve	reserve	NOUN
faba-101	156	90	values	value	NOUN
faba-101	156	91	resulting	result	VERB
faba-101	156	92	in	in	ADP
faba-101	156	93	the	the	DET
faba-101	156	94	failure	failure	NOUN
faba-101	156	95	to	to	PART
faba-101	156	96	fulfill	fulfill	VERB
faba-101	156	97	the	the	DET
faba-101	156	98	obligations	obligation	NOUN
faba-101	156	99	of	of	ADP
faba-101	156	100	the	the	DET
faba-101	156	101	sharia	sharia	PROPN
faba-101	156	102	insurance	insurance	PROPN
faba-101	156	103	company	company	NOUN
faba-101	156	104	to	to	PART
faba-101	156	105	insurance	insurance	VERB
faba-101	156	106	participants	participant	NOUN
faba-101	156	107	with	with	ADP
faba-101	156	108	the	the	DET
faba-101	156	109	worst	bad	ADJ
faba-101	156	110	impact	impact	NOUN
faba-101	156	111	being	be	AUX
faba-101	156	112	sanctions	sanction	NOUN
faba-101	156	113	for	for	ADP
faba-101	156	114	business	business	NOUN
faba-101	156	115	restrictions	restriction	NOUN
faba-101	156	116	and	and	CCONJ
faba-101	156	117	the	the	DET
faba-101	156	118	revocation	revocation	NOUN
faba-101	156	119	of	of	ADP
faba-101	156	120	the	the	DET
faba-101	156	121	sharia	sharia	PROPN
faba-101	156	122	insurance	insurance	PROPN
faba-101	156	123	company	company	NOUN
faba-101	156	124	's	's	PART
faba-101	156	125	business	business	NOUN
faba-101	156	126	license	license	NOUN
faba-101	156	127	because	because	SCONJ
faba-101	156	128	it	it	PRON
faba-101	156	129	can	can	AUX
faba-101	156	130	not	not	PART
faba-101	156	131	meet	meet	VERB
faba-101	156	132	the	the	DET
faba-101	156	133	predetermined	predetermine	VERB
faba-101	156	134	standards	standard	NOUN
faba-101	156	135	regulations	regulation	NOUN
faba-101	156	136	in	in	ADP
faba-101	156	137	accordance	accordance	NOUN
faba-101	156	138	with	with	ADP
faba-101	156	139	ojk	ojk	NOUN
faba-101	156	140	regulations	regulation	NOUN
faba-101	156	141	.	.	PUNCT
faba-101	157	1	based	base	VERB
faba-101	157	2	on	on	ADP
faba-101	157	3	the	the	DET
faba-101	157	4	hypothesis	hypothesis	NOUN
faba-101	157	5	that	that	PRON
faba-101	157	6	has	have	AUX
faba-101	157	7	been	be	AUX
faba-101	157	8	described	describe	VERB
faba-101	157	9	above	above	ADP
faba-101	157	10	and	and	CCONJ
faba-101	157	11	using	use	VERB
faba-101	157	12	the	the	DET
faba-101	157	13	comparative	comparative	ADJ
faba-101	157	14	qualitative	qualitative	NOUN
faba-101	157	15	method	method	NOUN
faba-101	157	16	,	,	PUNCT
faba-101	157	17	then	then	ADV
faba-101	157	18	the	the	DET
faba-101	157	19	next	next	ADJ
faba-101	157	20	author	author	NOUN
faba-101	157	21	conducts	conduct	VERB
faba-101	157	22	an	an	DET
faba-101	157	23	analysis	analysis	NOUN
faba-101	157	24	by	by	ADP
faba-101	157	25	comparing	compare	VERB
faba-101	157	26	sharia	sharia	PROPN
faba-101	157	27	theories	theory	NOUN
faba-101	157	28	with	with	ADP
faba-101	157	29	primary	primary	ADJ
faba-101	157	30	and	and	CCONJ
faba-101	157	31	secondary	secondary	ADJ
faba-101	157	32	data	datum	NOUN
faba-101	157	33	and	and	CCONJ
faba-101	157	34	existing	exist	VERB
faba-101	157	35	facts	fact	NOUN
faba-101	157	36	.	.	PUNCT
faba-101	158	1	(	(	PUNCT
faba-101	158	2	agusta	agusta	PROPN
faba-101	158	3	,	,	PUNCT
faba-101	158	4	2014	2014	NUM
faba-101	158	5	)	)	PUNCT
faba-101	158	6	.	.	PUNCT
faba-101	159	1	after	after	ADP
faba-101	159	2	conducting	conduct	VERB
faba-101	159	3	the	the	DET
faba-101	159	4	analysis	analysis	NOUN
faba-101	159	5	,	,	PUNCT
faba-101	159	6	the	the	DET
faba-101	159	7	authors	author	NOUN
faba-101	159	8	obtained	obtain	VERB
faba-101	159	9	the	the	DET
faba-101	159	10	results	result	NOUN
faba-101	159	11	of	of	ADP
faba-101	159	12	the	the	DET
faba-101	159	13	discussion	discussion	NOUN
faba-101	159	14	as	as	SCONJ
faba-101	159	15	follows	follow	VERB
faba-101	159	16	;	;	PUNCT
faba-101	159	17	a	a	X
faba-101	159	18	)	)	PUNCT
faba-101	159	19	there	there	PRON
faba-101	159	20	is	be	VERB
faba-101	159	21	a	a	DET
faba-101	159	22	positive	positive	ADJ
faba-101	159	23	impact	impact	NOUN
faba-101	159	24	between	between	ADP
faba-101	159	25	sharia	sharia	PROPN
faba-101	159	26	financing	financing	NOUN
faba-101	159	27	life	life	NOUN
faba-101	159	28	insurance	insurance	NOUN
faba-101	159	29	products	product	NOUN
faba-101	159	30	on	on	ADP
faba-101	159	31	the	the	DET
faba-101	159	32	performance	performance	NOUN
faba-101	159	33	of	of	ADP
faba-101	159	34	sharia	sharia	PROPN
faba-101	159	35	banking	banking	PROPN
faba-101	159	36	&	&	CCONJ
faba-101	159	37	sharia	sharia	PROPN
faba-101	159	38	rural	rural	ADJ
faba-101	159	39	banks	bank	NOUN
faba-101	159	40	.	.	PUNCT
faba-101	160	1	however	however	ADV
faba-101	160	2	,	,	PUNCT
faba-101	160	3	the	the	DET
faba-101	160	4	underwriting	underwriting	NOUN
faba-101	160	5	results	result	NOUN
faba-101	160	6	obtained	obtain	VERB
faba-101	160	7	by	by	ADP
faba-101	160	8	sharia	sharia	PROPN
faba-101	160	9	insurance	insurance	PROPN
faba-101	160	10	and	and	CCONJ
faba-101	160	11	sharia	sharia	PROPN
faba-101	160	12	reinsurance	reinsurance	NOUN
faba-101	160	13	from	from	ADP
faba-101	160	14	sharia	sharia	PROPN
faba-101	160	15	financing	financing	NOUN
faba-101	160	16	life	life	NOUN
faba-101	160	17	insurance	insurance	NOUN
faba-101	160	18	products	product	NOUN
faba-101	160	19	sourced	source	VERB
faba-101	160	20	from	from	ADP
faba-101	160	21	sharia	sharia	PROPN
faba-101	160	22	banking	banking	PROPN
faba-101	160	23	and	and	CCONJ
faba-101	160	24	sharia	sharia	PROPN
faba-101	160	25	people	people	NOUN
faba-101	160	26	's	's	PART
faba-101	160	27	financing	financing	NOUN
faba-101	160	28	banks	bank	NOUN
faba-101	160	29	contributed	contribute	VERB
faba-101	160	30	negatively	negatively	ADV
faba-101	160	31	.	.	PUNCT
faba-101	161	1	this	this	PRON
faba-101	161	2	can	can	AUX
faba-101	161	3	be	be	AUX
faba-101	161	4	seen	see	VERB
faba-101	161	5	from	from	ADP
faba-101	161	6	table	table	NOUN
faba-101	161	7	2.1	2.1	NUM
faba-101	161	8	where	where	SCONJ
faba-101	161	9	the	the	DET
faba-101	161	10	claims	claim	NOUN
faba-101	161	11	paid	pay	VERB
faba-101	161	12	by	by	ADP
faba-101	161	13	sharia	sharia	PROPN
faba-101	161	14	insurance	insurance	PROPN
faba-101	161	15	and	and	CCONJ
faba-101	161	16	reinsurance	reinsurance	NOUN
faba-101	161	17	are	be	AUX
faba-101	161	18	greater	great	ADJ
faba-101	161	19	than	than	ADP
faba-101	161	20	the	the	DET
faba-101	161	21	contribution	contribution	NOUN
faba-101	161	22	income	income	NOUN
faba-101	161	23	received	receive	VERB
faba-101	161	24	by	by	ADP
faba-101	161	25	sharia	sharia	PROPN
faba-101	161	26	insurance	insurance	PROPN
faba-101	161	27	and	and	CCONJ
faba-101	161	28	sharia	sharia	PROPN
faba-101	161	29	reinsurance	reinsurance	NOUN
faba-101	161	30	companies	company	NOUN
faba-101	161	31	.	.	PUNCT
faba-101	162	1	on	on	ADP
faba-101	162	2	the	the	DET
faba-101	162	3	other	other	ADJ
faba-101	162	4	hand	hand	NOUN
faba-101	162	5	,	,	PUNCT
faba-101	162	6	according	accord	VERB
faba-101	162	7	to	to	ADP
faba-101	162	8	the	the	DET
faba-101	162	9	data	datum	NOUN
faba-101	162	10	we	we	PRON
faba-101	162	11	obtained	obtain	VERB
faba-101	162	12	from	from	ADP
faba-101	162	13	sharia	sharia	PROPN
faba-101	162	14	banking	banking	NOUN
faba-101	162	15	statistics	statistic	NOUN
faba-101	162	16	,	,	PUNCT
faba-101	162	17	it	it	PRON
faba-101	162	18	shows	show	VERB
faba-101	162	19	that	that	SCONJ
faba-101	162	20	the	the	DET
faba-101	162	21	performance	performance	NOUN
faba-101	162	22	of	of	ADP
faba-101	162	23	sharia	sharia	PROPN
faba-101	162	24	banking	banking	PROPN
faba-101	162	25	and	and	CCONJ
faba-101	162	26	sharia	sharia	PROPN
faba-101	162	27	rural	rural	ADJ
faba-101	162	28	banks	bank	NOUN
faba-101	162	29	continues	continue	VERB
faba-101	162	30	to	to	PART
faba-101	162	31	grow	grow	VERB
faba-101	162	32	from	from	ADP
faba-101	162	33	2016	2016	NUM
faba-101	162	34	to	to	ADP
faba-101	162	35	2020	2020	NUM
faba-101	162	36	and	and	CCONJ
faba-101	162	37	continues	continue	VERB
faba-101	162	38	to	to	PART
faba-101	162	39	increase	increase	VERB
faba-101	162	40	.	.	PUNCT
faba-101	163	1	factors	factor	NOUN
faba-101	163	2	that	that	PRON
faba-101	163	3	affect	affect	VERB
faba-101	163	4	the	the	DET
faba-101	163	5	performance	performance	NOUN
faba-101	163	6	of	of	ADP
faba-101	163	7	banking	banking	NOUN
faba-101	163	8	,	,	PUNCT
faba-101	163	9	among	among	ADP
faba-101	163	10	others	other	NOUN
faba-101	163	11	,	,	PUNCT
faba-101	163	12	are	be	AUX
faba-101	163	13	;	;	PUNCT
faba-101	163	14	•	•	NUM
faba-101	163	15	return	return	NOUN
faba-101	163	16	on	on	ADP
faba-101	163	17	assets	asset	NOUN
faba-101	163	18	(	(	PUNCT
faba-101	163	19	roa	roa	PROPN
faba-101	163	20	)	)	PUNCT
faba-101	163	21	.	.	PUNCT
faba-101	164	1	roa	roa	PROPN
faba-101	164	2	the	the	DET
faba-101	164	3	bank	bank	NOUN
faba-101	164	4	's	's	PART
faba-101	164	5	ability	ability	NOUN
faba-101	164	6	to	to	PART
faba-101	164	7	earn	earn	VERB
faba-101	164	8	a	a	DET
faba-101	164	9	total	total	ADJ
faba-101	164	10	profit	profit	NOUN
faba-101	164	11	.	.	PUNCT
faba-101	165	1	if	if	SCONJ
faba-101	165	2	the	the	PRON
faba-101	165	3	higher	high	ADJ
faba-101	165	4	the	the	DET
faba-101	165	5	roa	roa	NOUN
faba-101	165	6	obtained	obtain	VERB
faba-101	165	7	,	,	PUNCT
faba-101	165	8	the	the	PRON
faba-101	165	9	greater	great	ADJ
faba-101	165	10	the	the	DET
faba-101	165	11	level	level	NOUN
faba-101	165	12	of	of	ADP
faba-101	165	13	profit	profit	NOUN
faba-101	165	14	obtained	obtain	VERB
faba-101	165	15	at	at	ADP
faba-101	165	16	the	the	DET
faba-101	165	17	bank	bank	NOUN
faba-101	165	18	so	so	SCONJ
faba-101	165	19	that	that	SCONJ
faba-101	165	20	the	the	PRON
faba-101	165	21	better	well	ADJ
faba-101	165	22	the	the	DET
faba-101	165	23	position	position	NOUN
faba-101	165	24	of	of	ADP
faba-101	165	25	the	the	DET
faba-101	165	26	bank	bank	NOUN
faba-101	165	27	in	in	ADP
faba-101	165	28	the	the	DET
faba-101	165	29	use	use	NOUN
faba-101	165	30	of	of	ADP
faba-101	165	31	available	available	ADJ
faba-101	165	32	assets	asset	NOUN
faba-101	165	33	.	.	PUNCT
faba-101	166	1	if	if	SCONJ
faba-101	166	2	assets	asset	NOUN
faba-101	166	3	can	can	AUX
faba-101	166	4	be	be	AUX
faba-101	166	5	managed	manage	VERB
faba-101	166	6	properly	properly	ADV
faba-101	166	7	,	,	PUNCT
faba-101	166	8	it	it	PRON
faba-101	166	9	can	can	AUX
faba-101	166	10	increase	increase	VERB
faba-101	166	11	profits	profit	NOUN
faba-101	166	12	for	for	ADP
faba-101	166	13	the	the	DET
faba-101	166	14	company	company	NOUN
faba-101	166	15	in	in	ADP
faba-101	166	16	the	the	DET
faba-101	166	17	form	form	NOUN
faba-101	166	18	of	of	ADP
faba-101	166	19	roa	roa	PROPN
faba-101	166	20	.	.	PUNCT
faba-101	167	1	roa	roa	PROPN
faba-101	167	2	can	can	AUX
faba-101	167	3	be	be	AUX
faba-101	167	4	a	a	DET
faba-101	167	5	good	good	ADJ
faba-101	167	6	indicator	indicator	NOUN
faba-101	167	7	in	in	ADP
faba-101	167	8	obtaining	obtain	VERB
faba-101	167	9	business	business	NOUN
faba-101	167	10	benefits	benefit	NOUN
faba-101	167	11	and	and	CCONJ
faba-101	167	12	efficiency	efficiency	NOUN
faba-101	167	13	for	for	ADP
faba-101	167	14	companies	company	NOUN
faba-101	167	15	or	or	CCONJ
faba-101	167	16	banks	bank	NOUN
faba-101	167	17	in	in	ADP
faba-101	167	18	utilizing	utilize	VERB
faba-101	167	19	all	all	DET
faba-101	167	20	assets	asset	NOUN
faba-101	167	21	and	and	CCONJ
faba-101	167	22	as	as	ADP
faba-101	167	23	a	a	DET
faba-101	167	24	benchmark	benchmark	NOUN
faba-101	167	25	for	for	ADP
faba-101	167	26	profitability	profitability	NOUN
faba-101	167	27	.	.	PUNCT
faba-101	168	1	by	by	ADP
faba-101	168	2	using	use	VERB
faba-101	168	3	roa	roa	PROPN
faba-101	168	4	as	as	ADP
faba-101	168	5	a	a	DET
faba-101	168	6	measure	measure	NOUN
faba-101	168	7	of	of	ADP
faba-101	168	8	the	the	DET
faba-101	168	9	profitability	profitability	NOUN
faba-101	168	10	of	of	ADP
faba-101	168	11	companies	company	NOUN
faba-101	168	12	and	and	CCONJ
faba-101	168	13	banks	bank	NOUN
faba-101	168	14	in	in	ADP
faba-101	168	15	order	order	NOUN
faba-101	168	16	to	to	PART
faba-101	168	17	find	find	VERB
faba-101	168	18	out	out	ADP
faba-101	168	19	whether	whether	SCONJ
faba-101	168	20	financial	financial	ADJ
faba-101	168	21	performance	performance	NOUN
faba-101	168	22	can	can	AUX
faba-101	168	23	work	work	VERB
faba-101	168	24	efficiently	efficiently	ADV
faba-101	168	25	and	and	CCONJ
faba-101	168	26	effectively	effectively	ADV
faba-101	168	27	in	in	ADP
faba-101	168	28	managing	manage	VERB
faba-101	168	29	invested	invest	VERB
faba-101	168	30	funds	fund	NOUN
faba-101	168	31	so	so	SCONJ
faba-101	168	32	that	that	SCONJ
faba-101	168	33	it	it	PRON
faba-101	168	34	can	can	AUX
faba-101	168	35	provide	provide	VERB
faba-101	168	36	benefits	benefit	NOUN
faba-101	168	37	for	for	ADP
faba-101	168	38	investors	investor	NOUN
faba-101	168	39	,	,	PUNCT
faba-101	168	40	companies	company	NOUN
faba-101	168	41	and	and	CCONJ
faba-101	168	42	managers	manager	NOUN
faba-101	168	43	and	and	CCONJ
faba-101	168	44	in	in	ADP
faba-101	168	45	order	order	NOUN
faba-101	168	46	to	to	PART
faba-101	168	47	find	find	VERB
faba-101	168	48	out	out	ADP
faba-101	168	49	how	how	SCONJ
faba-101	168	50	the	the	DET
faba-101	168	51	company	company	NOUN
faba-101	168	52	's	's	PART
faba-101	168	53	ability	ability	NOUN
faba-101	168	54	to	to	PART
faba-101	168	55	survive	survive	VERB
faba-101	168	56	when	when	SCONJ
faba-101	168	57	a	a	DET
faba-101	168	58	critical	critical	ADJ
faba-101	168	59	period	period	NOUN
faba-101	168	60	in	in	ADP
faba-101	168	61	increasingly	increasingly	ADV
faba-101	168	62	competitive	competitive	ADJ
faba-101	168	63	competition	competition	NOUN
faba-101	168	64	(	(	PUNCT
faba-101	168	65	aulia	aulia	NOUN
faba-101	168	66	,	,	PUNCT
faba-101	168	67	2018	2018	NUM
faba-101	168	68	)	)	PUNCT
faba-101	168	69	.	.	PUNCT
faba-101	169	1	•	•	NUM
faba-101	169	2	non	non	ADJ
faba-101	169	3	-	-	ADJ
faba-101	169	4	performing	performing	ADJ
faba-101	169	5	loan	loan	NOUN
faba-101	169	6	(	(	PUNCT
faba-101	169	7	npl	npl	PROPN
faba-101	169	8	)	)	PUNCT
faba-101	169	9	.	.	PUNCT
faba-101	170	1	the	the	DET
faba-101	170	2	definition	definition	NOUN
faba-101	170	3	of	of	ADP
faba-101	170	4	npl	npl	PROPN
faba-101	170	5	or	or	CCONJ
faba-101	170	6	non	non	ADJ
faba-101	170	7	-	-	ADJ
faba-101	170	8	performing	perform	VERB
faba-101	170	9	financing	financing	NOUN
faba-101	170	10	is	be	AUX
faba-101	170	11	a	a	DET
faba-101	170	12	condition	condition	NOUN
faba-101	170	13	where	where	SCONJ
faba-101	170	14	the	the	DET
faba-101	170	15	customer	customer	NOUN
faba-101	170	16	is	be	AUX
faba-101	170	17	unable	unable	ADJ
faba-101	170	18	to	to	PART
faba-101	170	19	pay	pay	VERB
faba-101	170	20	part	part	NOUN
faba-101	170	21	or	or	CCONJ
faba-101	170	22	all	all	PRON
faba-101	170	23	of	of	ADP
faba-101	170	24	his	his	PRON
faba-101	170	25	obligations	obligation	NOUN
faba-101	170	26	to	to	ADP
faba-101	170	27	the	the	DET
faba-101	170	28	bank	bank	NOUN
faba-101	170	29	as	as	SCONJ
faba-101	170	30	agreed	agree	VERB
faba-101	170	31	.	.	PUNCT
faba-101	171	1	non	non	ADJ
faba-101	171	2	-	-	ADJ
faba-101	171	3	performing	performing	ADJ
faba-101	171	4	loans	loan	NOUN
faba-101	171	5	according	accord	VERB
faba-101	171	6	to	to	ADP
faba-101	171	7	bank	bank	PROPN
faba-101	171	8	indonesia	indonesia	PROPN
faba-101	171	9	regulations	regulation	NOUN
faba-101	171	10	are	be	AUX
faba-101	171	11	financing	finance	VERB
faba-101	171	12	classified	classify	VERB
faba-101	171	13	into	into	ADP
faba-101	171	14	substandard	substandard	ADJ
faba-101	171	15	(	(	PUNCT
faba-101	171	16	kl	kl	NOUN
faba-101	171	17	)	)	PUNCT
faba-101	171	18	,	,	PUNCT
faba-101	171	19	doubtful	doubtful	ADJ
faba-101	171	20	(	(	PUNCT
faba-101	171	21	d	d	NOUN
faba-101	171	22	)	)	PUNCT
faba-101	171	23	and	and	CCONJ
faba-101	171	24	loss	loss	NOUN
faba-101	171	25	(	(	PUNCT
faba-101	171	26	m	m	NOUN
faba-101	171	27	)	)	PUNCT
faba-101	171	28	collectability	collectability	NOUN
faba-101	171	29	.	.	PUNCT
faba-101	172	1	npl	npl	PROPN
faba-101	172	2	is	be	AUX
faba-101	172	3	a	a	DET
faba-101	172	4	ratio	ratio	NOUN
faba-101	172	5	that	that	PRON
faba-101	172	6	shows	show	VERB
faba-101	172	7	the	the	DET
faba-101	172	8	ability	ability	NOUN
faba-101	172	9	of	of	ADP
faba-101	172	10	bank	bank	NOUN
faba-101	172	11	management	management	NOUN
faba-101	172	12	in	in	ADP
faba-101	172	13	managing	manage	VERB
faba-101	172	14	non	non	ADJ
faba-101	172	15	-	-	ADJ
faba-101	172	16	performing	performing	ADJ
faba-101	172	17	financing	financing	NOUN
faba-101	172	18	provided	provide	VERB
faba-101	172	19	by	by	ADP
faba-101	172	20	banks	bank	NOUN
faba-101	172	21	.	.	PUNCT
faba-101	173	1	npl	npl	PROPN
faba-101	173	2	is	be	AUX
faba-101	173	3	calculated	calculate	VERB
faba-101	173	4	based	base	VERB
faba-101	173	5	on	on	ADP
faba-101	173	6	the	the	DET
faba-101	173	7	comparison	comparison	NOUN
faba-101	173	8	between	between	ADP
faba-101	173	9	the	the	DET
faba-101	173	10	number	number	NOUN
faba-101	173	11	of	of	ADP
faba-101	173	12	non	non	ADJ
faba-101	173	13	-	-	ADJ
faba-101	173	14	performing	performing	ADJ
faba-101	173	15	loans	loan	NOUN
faba-101	173	16	compared	compare	VERB
faba-101	173	17	to	to	ADP
faba-101	173	18	the	the	DET
faba-101	173	19	total	total	ADJ
faba-101	173	20	financing	financing	NOUN
faba-101	173	21	.	.	PUNCT
faba-101	174	1	(	(	PUNCT
faba-101	174	2	fitria	fitria	PROPN
faba-101	174	3	.	.	PROPN
faba-101	174	4	,	,	PUNCT
faba-101	174	5	nurul	nurul	NOUN
faba-101	174	6	.	.	PUNCT
faba-101	175	1	sari	sari	PROPN
faba-101	175	2	.	.	PROPN
faba-101	175	3	,	,	PUNCT
faba-101	175	4	raina	raina	PROPN
faba-101	175	5	,	,	PUNCT
faba-101	175	6	2011	2011	NUM
faba-101	175	7	)	)	PUNCT
faba-101	175	8	.	.	PUNCT
faba-101	176	1	from	from	ADP
faba-101	176	2	the	the	DET
faba-101	176	3	data	datum	NOUN
faba-101	176	4	obtained	obtain	VERB
faba-101	176	5	from	from	ADP
faba-101	176	6	the	the	DET
faba-101	176	7	ojk	ojk	NOUN
faba-101	176	8	and	and	CCONJ
faba-101	176	9	sharia	sharia	PROPN
faba-101	176	10	banking	banking	NOUN
faba-101	176	11	statistics	statistic	NOUN
faba-101	176	12	,	,	PUNCT
faba-101	176	13	it	it	PRON
faba-101	176	14	shows	show	VERB
faba-101	176	15	that	that	SCONJ
faba-101	176	16	the	the	DET
faba-101	176	17	npl	npl	NOUN
faba-101	176	18	of	of	ADP
faba-101	176	19	sharia	sharia	PROPN
faba-101	176	20	banking	banking	NOUN
faba-101	176	21	is	be	AUX
faba-101	176	22	relatively	relatively	ADV
faba-101	176	23	small	small	ADJ
faba-101	176	24	from	from	ADP
faba-101	176	25	year	year	NOUN
faba-101	176	26	to	to	ADP
faba-101	176	27	year	year	NOUN
faba-101	176	28	,	,	PUNCT
faba-101	176	29	thus	thus	ADV
faba-101	176	30	meaning	mean	VERB
faba-101	176	31	that	that	SCONJ
faba-101	176	32	sharia	sharia	PROPN
faba-101	176	33	financing	financing	NOUN
faba-101	176	34	life	life	NOUN
faba-101	176	35	insurance	insurance	NOUN
faba-101	176	36	products	product	NOUN
faba-101	176	37	have	have	AUX
faba-101	176	38	proven	prove	VERB
faba-101	176	39	to	to	PART
faba-101	176	40	be	be	AUX
faba-101	176	41	very	very	ADV
faba-101	176	42	helpful	helpful	ADJ
faba-101	176	43	in	in	ADP
faba-101	176	44	banking	banking	NOUN
faba-101	176	45	operations	operation	NOUN
faba-101	176	46	and	and	CCONJ
faba-101	176	47	performance	performance	NOUN
faba-101	176	48	because	because	SCONJ
faba-101	176	49	with	with	ADP
faba-101	176	50	the	the	DET
faba-101	176	51	large	large	ADJ
faba-101	176	52	amount	amount	NOUN
faba-101	176	53	of	of	ADP
faba-101	176	54	claim	claim	NOUN
faba-101	176	55	payments	payment	NOUN
faba-101	176	56	to	to	ADP
faba-101	176	57	thousands	thousand	NOUN
faba-101	176	58	of	of	ADP
faba-101	176	59	customers	customer	NOUN
faba-101	176	60	,	,	PUNCT
faba-101	176	61	the	the	DET
faba-101	176	62	npl	npl	NOUN
faba-101	176	63	of	of	ADP
faba-101	176	64	sharia	sharia	PROPN
faba-101	176	65	banking	banking	NOUN
faba-101	176	66	is	be	AUX
faba-101	176	67	small	small	ADJ
faba-101	176	68	.	.	PUNCT
faba-101	177	1	so	so	ADV
faba-101	177	2	that	that	SCONJ
faba-101	177	3	the	the	DET
faba-101	177	4	said	say	VERB
faba-101	177	5	insurance	insurance	NOUN
faba-101	177	6	product	product	NOUN
faba-101	177	7	is	be	AUX
faba-101	177	8	very	very	ADV
faba-101	177	9	helpful	helpful	ADJ
faba-101	177	10	for	for	ADP
faba-101	177	11	the	the	DET
faba-101	177	12	islamic	islamic	PROPN
faba-101	177	13	banking	banking	PROPN
faba-101	177	14	and	and	CCONJ
faba-101	177	15	sharia	sharia	PROPN
faba-101	177	16	people	people	NOUN
faba-101	177	17	's	's	PART
faba-101	177	18	financing	financing	NOUN
faba-101	177	19	bank	bank	NOUN
faba-101	177	20	.	.	PUNCT
faba-101	178	1	b	b	X
faba-101	178	2	)	)	PUNCT
faba-101	178	3	there	there	PRON
faba-101	178	4	is	be	VERB
faba-101	178	5	a	a	DET
faba-101	178	6	very	very	ADV
faba-101	178	7	strong	strong	ADJ
faba-101	178	8	positive	positive	ADJ
faba-101	178	9	impact	impact	NOUN
faba-101	178	10	between	between	ADP
faba-101	178	11	sharia	sharia	PROPN
faba-101	178	12	financing	financing	NOUN
faba-101	178	13	life	life	NOUN
faba-101	178	14	insurance	insurance	NOUN
faba-101	178	15	products	product	NOUN
faba-101	178	16	and	and	CCONJ
faba-101	178	17	sharia	sharia	PROPN
faba-101	178	18	insurance	insurance	PROPN
faba-101	178	19	&	&	CCONJ
faba-101	178	20	sharia	sharia	PROPN
faba-101	178	21	reinsurance	reinsurance	PROPN
faba-101	178	22	.	.	PUNCT
faba-101	179	1	it	it	PRON
faba-101	179	2	is	be	AUX
faba-101	179	3	undeniable	undeniable	ADJ
faba-101	179	4	that	that	SCONJ
faba-101	179	5	sharia	sharia	PROPN
faba-101	179	6	financing	financing	NOUN
faba-101	179	7	life	life	NOUN
faba-101	179	8	insurance	insurance	NOUN
faba-101	179	9	products	product	NOUN
faba-101	179	10	are	be	AUX
faba-101	179	11	one	one	NUM
faba-101	179	12	of	of	ADP
faba-101	179	13	the	the	DET
faba-101	179	14	products	product	NOUN
faba-101	179	15	that	that	PRON
faba-101	179	16	are	be	AUX
faba-101	179	17	in	in	ADP
faba-101	179	18	great	great	ADJ
faba-101	179	19	demand	demand	NOUN
faba-101	179	20	by	by	ADP
faba-101	179	21	islamic	islamic	ADJ
faba-101	179	22	banking	banking	PROPN
faba-101	179	23	and	and	CCONJ
faba-101	179	24	islamic	islamic	PROPN
faba-101	179	25	people	people	NOUN
faba-101	179	26	's	's	PART
faba-101	179	27	financing	financing	NOUN
faba-101	179	28	banks	bank	NOUN
faba-101	179	29	because	because	SCONJ
faba-101	179	30	these	these	DET
faba-101	179	31	products	product	NOUN
faba-101	179	32	are	be	AUX
faba-101	179	33	very	very	ADV
faba-101	179	34	useful	useful	ADJ
faba-101	179	35	in	in	ADP
faba-101	179	36	providing	provide	VERB
faba-101	179	37	protection	protection	NOUN
faba-101	179	38	to	to	ADP
faba-101	179	39	customers	customer	NOUN
faba-101	179	40	(	(	PUNCT
faba-101	179	41	participants	participant	NOUN
faba-101	179	42	)	)	PUNCT
faba-101	179	43	who	who	PRON
faba-101	179	44	obtain	obtain	VERB
faba-101	179	45	financing	financing	NOUN
faba-101	179	46	from	from	ADP
faba-101	179	47	islamic	islamic	ADJ
faba-101	179	48	banking	banking	NOUN
faba-101	179	49	and	and	CCONJ
faba-101	179	50	rural	rural	ADJ
faba-101	179	51	financing	financing	NOUN
faba-101	179	52	banks	bank	NOUN
faba-101	179	53	.	.	PUNCT
faba-101	180	1	the	the	DET
faba-101	180	2	said	say	VERB
faba-101	180	3	insurance	insurance	NOUN
faba-101	180	4	product	product	NOUN
faba-101	180	5	guarantees	guarantee	VERB
faba-101	180	6	the	the	DET
faba-101	180	7	risk	risk	NOUN
faba-101	180	8	;	;	PUNCT
faba-101	180	9	death	death	NOUN
faba-101	180	10	,	,	PUNCT
faba-101	180	11	accident	accident	NOUN
faba-101	180	12	,	,	PUNCT
faba-101	180	13	financing	financing	NOUN
faba-101	180	14	loss	loss	NOUN
faba-101	180	15	.	.	PUNCT
faba-101	181	1	based	base	VERB
faba-101	181	2	on	on	ADP
faba-101	181	3	the	the	DET
faba-101	181	4	data	datum	NOUN
faba-101	181	5	we	we	PRON
faba-101	181	6	obtained	obtain	VERB
faba-101	181	7	from	from	ADP
faba-101	181	8	the	the	DET
faba-101	181	9	ojk	ojk	NOUN
faba-101	181	10	,	,	PUNCT
faba-101	181	11	most	most	ADJ
faba-101	181	12	of	of	ADP
faba-101	181	13	the	the	DET
faba-101	181	14	income	income	NOUN
faba-101	181	15	from	from	ADP
faba-101	181	16	sharia	sharia	PROPN
faba-101	181	17	insurance	insurance	NOUN
faba-101	181	18	and	and	CCONJ
faba-101	181	19	reinsurance	reinsurance	NOUN
faba-101	181	20	is	be	AUX
faba-101	181	21	derived	derive	VERB
faba-101	181	22	from	from	ADP
faba-101	181	23	sharia	sharia	PROPN
faba-101	181	24	financing	financing	NOUN
faba-101	181	25	life	life	NOUN
faba-101	181	26	insurance	insurance	NOUN
faba-101	181	27	products	product	NOUN
faba-101	181	28	from	from	ADP
faba-101	181	29	sharia	sharia	PROPN
faba-101	181	30	banking	banking	PROPN
faba-101	181	31	and	and	CCONJ
faba-101	181	32	sharia	sharia	PROPN
faba-101	181	33	bpr	bpr	PROPN
faba-101	181	34	.	.	PUNCT
faba-101	182	1	so	so	SCONJ
faba-101	182	2	that	that	SCONJ
faba-101	182	3	these	these	DET
faba-101	182	4	products	product	NOUN
faba-101	182	5	have	have	VERB
faba-101	182	6	a	a	DET
faba-101	182	7	significant	significant	ADJ
faba-101	182	8	impact	impact	NOUN
faba-101	182	9	on	on	ADP
faba-101	182	10	sharia	sharia	PROPN
faba-101	182	11	insurance	insurance	PROPN
faba-101	182	12	and	and	CCONJ
faba-101	182	13	sharia	sharia	PROPN
faba-101	182	14	reinsurance	reinsurance	NOUN
faba-101	182	15	income	income	NOUN
faba-101	182	16	.	.	PUNCT
faba-101	183	1	c	c	X
faba-101	183	2	)	)	PUNCT
faba-101	183	3	the	the	DET
faba-101	183	4	concept	concept	NOUN
faba-101	183	5	of	of	ADP
faba-101	183	6	ta'awun	ta'awun	PROPN
faba-101	183	7	and	and	CCONJ
faba-101	183	8	takafuli	takafuli	NOUN
faba-101	183	9	in	in	ADP
faba-101	183	10	sharia	sharia	PROPN
faba-101	183	11	financing	financing	NOUN
faba-101	183	12	life	life	NOUN
faba-101	183	13	insurance	insurance	NOUN
faba-101	183	14	products	product	NOUN
faba-101	183	15	from	from	ADP
faba-101	183	16	sharia	sharia	PROPN
faba-101	183	17	banking	banking	PROPN
faba-101	183	18	and	and	CCONJ
faba-101	183	19	sharia	sharia	PROPN
faba-101	183	20	people	people	NOUN
faba-101	183	21	's	's	PART
faba-101	183	22	financing	financing	NOUN
faba-101	183	23	banks	bank	NOUN
faba-101	183	24	,	,	PUNCT
faba-101	183	25	as	as	SCONJ
faba-101	183	26	fellow	fellow	ADJ
faba-101	183	27	companies	company	NOUN
faba-101	183	28	based	base	VERB
faba-101	183	29	on	on	ADP
faba-101	183	30	sharia	sharia	PROPN
faba-101	183	31	principles	principle	NOUN
faba-101	183	32	,	,	PUNCT
faba-101	183	33	does	do	AUX
faba-101	183	34	not	not	PART
faba-101	183	35	work	work	VERB
faba-101	183	36	or	or	CCONJ
faba-101	183	37	has	have	AUX
faba-101	183	38	not	not	PART
faba-101	183	39	been	be	AUX
faba-101	183	40	fully	fully	ADV
faba-101	183	41	implemented	implement	VERB
faba-101	183	42	,	,	PUNCT
faba-101	183	43	to	to	ADP
faba-101	183	44	sharia	sharia	PROPN
faba-101	183	45	insurance	insurance	PROPN
faba-101	183	46	and	and	CCONJ
faba-101	183	47	sharia	sharia	PROPN
faba-101	183	48	reinsurance	reinsurance	NOUN
faba-101	183	49	companies	company	NOUN
faba-101	183	50	,	,	PUNCT
faba-101	183	51	because	because	SCONJ
faba-101	183	52	one	one	NUM
faba-101	183	53	of	of	ADP
faba-101	183	54	the	the	DET
faba-101	183	55	parties	party	NOUN
faba-101	183	56	loses	lose	VERB
faba-101	183	57	,	,	PUNCT
faba-101	183	58	the	the	DET
faba-101	183	59	other	other	ADJ
faba-101	183	60	party	party	NOUN
faba-101	183	61	wins	win	VERB
faba-101	183	62	.	.	PUNCT
faba-101	184	1	the	the	DET
faba-101	184	2	concept	concept	NOUN
faba-101	184	3	of	of	ADP
faba-101	184	4	ta'awun	ta'awun	PROPN
faba-101	184	5	and	and	CCONJ
faba-101	184	6	takafuli	takafuli	NOUN
faba-101	184	7	on	on	ADP
faba-101	184	8	sales	sale	NOUN
faba-101	184	9	transactions	transaction	NOUN
faba-101	184	10	of	of	ADP
faba-101	184	11	sharia	sharia	PROPN
faba-101	184	12	financing	financing	NOUN
faba-101	184	13	life	life	NOUN
faba-101	184	14	insurance	insurance	NOUN
faba-101	184	15	products	product	NOUN
faba-101	184	16	obtained	obtain	VERB
faba-101	184	17	from	from	ADP
faba-101	184	18	sharia	sharia	PROPN
faba-101	184	19	banking	banking	PROPN
faba-101	184	20	and	and	CCONJ
faba-101	184	21	sharia	sharia	PROPN
faba-101	184	22	people	people	NOUN
faba-101	184	23	's	's	PART
faba-101	184	24	financing	financing	NOUN
faba-101	184	25	banks	bank	NOUN
faba-101	184	26	,	,	PUNCT
faba-101	184	27	"	"	PUNCT
faba-101	184	28	not	not	PART
faba-101	184	29	running	run	VERB
faba-101	184	30	"	"	PUNCT
faba-101	184	31	because	because	SCONJ
faba-101	184	32	it	it	PRON
faba-101	184	33	finance	finance	VERB
faba-101	184	34	,	,	PUNCT
faba-101	184	35	accounting	accounting	NOUN
faba-101	184	36	and	and	CCONJ
faba-101	184	37	business	business	NOUN
faba-101	184	38	analysis	analysis	NOUN
faba-101	184	39	3	3	NUM
faba-101	184	40	(	(	PUNCT
faba-101	184	41	2	2	NUM
faba-101	184	42	)	)	PUNCT
faba-101	184	43	2021	2021	NUM
faba-101	184	44	169	169	NUM
faba-101	184	45	shows	show	VERB
faba-101	184	46	negative	negative	ADJ
faba-101	184	47	underwriting	underwriting	NOUN
faba-101	184	48	results	result	NOUN
faba-101	184	49	,	,	PUNCT
faba-101	184	50	as	as	SCONJ
faba-101	184	51	evidenced	evidence	VERB
faba-101	184	52	by	by	ADP
faba-101	184	53	the	the	DET
faba-101	184	54	increased	increase	VERB
faba-101	184	55	claim	claim	NOUN
faba-101	184	56	ratio	ratio	NOUN
faba-101	184	57	and	and	CCONJ
faba-101	184	58	high	high	ADJ
faba-101	184	59	claim	claim	NOUN
faba-101	184	60	payments	payment	NOUN
faba-101	184	61	to	to	ADP
faba-101	184	62	those	those	PRON
faba-101	184	63	who	who	PRON
faba-101	184	64	always	always	ADV
faba-101	184	65	pay	pay	VERB
faba-101	184	66	.	.	PUNCT
faba-101	185	1	increased	increase	VERB
faba-101	185	2	rapidly	rapidly	ADV
faba-101	185	3	from	from	ADP
faba-101	185	4	year	year	NOUN
faba-101	185	5	to	to	ADP
faba-101	185	6	year	year	NOUN
faba-101	185	7	.	.	PUNCT
faba-101	186	1	the	the	DET
faba-101	186	2	impact	impact	NOUN
faba-101	186	3	of	of	ADP
faba-101	186	4	negative	negative	ADJ
faba-101	186	5	underwriting	underwriting	NOUN
faba-101	186	6	results	result	NOUN
faba-101	186	7	,	,	PUNCT
faba-101	186	8	the	the	DET
faba-101	186	9	insurance	insurance	NOUN
faba-101	186	10	company	company	NOUN
faba-101	186	11	in	in	ADP
faba-101	186	12	accordance	accordance	NOUN
faba-101	186	13	with	with	ADP
faba-101	186	14	pojk	pojk	PROPN
faba-101	186	15	72	72	NUM
faba-101	186	16	and	and	CCONJ
faba-101	186	17	psak	psak	PROPN
faba-101	186	18	108	108	NUM
faba-101	186	19	,	,	PUNCT
faba-101	186	20	must	must	AUX
faba-101	186	21	reserve	reserve	VERB
faba-101	186	22	a	a	DET
faba-101	186	23	very	very	ADV
faba-101	186	24	large	large	ADJ
faba-101	186	25	amount	amount	NOUN
faba-101	186	26	of	of	ADP
faba-101	186	27	funds	fund	NOUN
faba-101	186	28	,	,	PUNCT
faba-101	186	29	due	due	ADP
faba-101	186	30	to	to	ADP
faba-101	186	31	the	the	DET
faba-101	186	32	large	large	ADJ
faba-101	186	33	outstanding	outstanding	ADJ
faba-101	186	34	claims	claim	NOUN
faba-101	186	35	that	that	PRON
faba-101	186	36	will	will	AUX
faba-101	186	37	be	be	AUX
faba-101	186	38	paid	pay	VERB
faba-101	186	39	over	over	ADP
faba-101	186	40	a	a	DET
faba-101	186	41	long	long	ADJ
faba-101	186	42	period	period	NOUN
faba-101	186	43	of	of	ADP
faba-101	186	44	time	time	NOUN
faba-101	186	45	(	(	PUNCT
faba-101	186	46	5	5	NUM
faba-101	186	47	-	-	SYM
faba-101	186	48	10	10	NUM
faba-101	186	49	years	year	NOUN
faba-101	186	50	in	in	ADP
faba-101	186	51	the	the	DET
faba-101	186	52	future	future	NOUN
faba-101	186	53	)	)	PUNCT
faba-101	186	54	.	.	PUNCT
faba-101	187	1	meanwhile	meanwhile	ADV
faba-101	187	2	,	,	PUNCT
faba-101	187	3	sharia	sharia	PROPN
faba-101	187	4	reinsurance	reinsurance	NOUN
faba-101	187	5	will	will	AUX
faba-101	187	6	increase	increase	VERB
faba-101	187	7	the	the	DET
faba-101	187	8	rate	rate	NOUN
faba-101	187	9	or	or	CCONJ
faba-101	187	10	tariff	tariff	NOUN
faba-101	187	11	and	and	CCONJ
faba-101	187	12	terms	term	NOUN
faba-101	187	13	&	&	CCONJ
faba-101	187	14	conditions	condition	NOUN
faba-101	187	15	to	to	PART
faba-101	187	16	make	make	VERB
faba-101	187	17	adjustments	adjustment	NOUN
faba-101	187	18	to	to	ADP
faba-101	187	19	the	the	DET
faba-101	187	20	losses	loss	NOUN
faba-101	187	21	suffered	suffer	VERB
faba-101	187	22	so	so	ADV
faba-101	187	23	far	far	ADV
faba-101	187	24	so	so	SCONJ
faba-101	187	25	that	that	SCONJ
faba-101	187	26	it	it	PRON
faba-101	187	27	will	will	AUX
faba-101	187	28	affect	affect	VERB
faba-101	187	29	the	the	DET
faba-101	187	30	sales	sale	NOUN
faba-101	187	31	that	that	PRON
faba-101	187	32	will	will	AUX
faba-101	187	33	be	be	AUX
faba-101	187	34	made	make	VERB
faba-101	187	35	by	by	ADP
faba-101	187	36	sharia	sharia	PROPN
faba-101	187	37	insurance	insurance	NOUN
faba-101	187	38	companies	company	NOUN
faba-101	187	39	and	and	CCONJ
faba-101	187	40	will	will	AUX
faba-101	187	41	be	be	AUX
faba-101	187	42	very	very	ADV
faba-101	187	43	burdensome	burdensome	ADJ
faba-101	187	44	for	for	ADP
faba-101	187	45	banking	banking	NOUN
faba-101	187	46	customers	customer	NOUN
faba-101	187	47	&	&	CCONJ
faba-101	187	48	sharia	sharia	PROPN
faba-101	187	49	people	people	PROPN
faba-101	187	50	's	's	PART
faba-101	187	51	financing	financing	NOUN
faba-101	187	52	banks	bank	NOUN
faba-101	187	53	.	.	PUNCT
faba-101	188	1	the	the	DET
faba-101	188	2	results	result	NOUN
faba-101	188	3	of	of	ADP
faba-101	188	4	the	the	DET
faba-101	188	5	discussion	discussion	NOUN
faba-101	188	6	that	that	PRON
faba-101	188	7	have	have	AUX
faba-101	188	8	been	be	AUX
faba-101	188	9	carried	carry	VERB
faba-101	188	10	out	out	ADP
faba-101	188	11	state	state	NOUN
faba-101	188	12	that	that	SCONJ
faba-101	188	13	the	the	DET
faba-101	188	14	concepts	concept	NOUN
faba-101	188	15	of	of	ADP
faba-101	188	16	ta'awun	ta'awun	PROPN
faba-101	188	17	and	and	CCONJ
faba-101	188	18	takafuli	takafuli	NOUN
faba-101	188	19	in	in	ADP
faba-101	188	20	sharia	sharia	PROPN
faba-101	188	21	financing	financing	NOUN
faba-101	188	22	life	life	NOUN
faba-101	188	23	insurance	insurance	NOUN
faba-101	188	24	products	product	NOUN
faba-101	188	25	,	,	PUNCT
faba-101	188	26	as	as	SCONJ
faba-101	188	27	fellow	fellow	ADJ
faba-101	188	28	companies	company	NOUN
faba-101	188	29	based	base	VERB
faba-101	188	30	on	on	ADP
faba-101	188	31	sharia	sharia	PROPN
faba-101	188	32	principles	principle	NOUN
faba-101	188	33	have	have	AUX
faba-101	188	34	not	not	PART
faba-101	188	35	yet	yet	ADV
faba-101	188	36	occurred	occur	VERB
faba-101	188	37	between	between	ADP
faba-101	188	38	sharia	sharia	PROPN
faba-101	188	39	banking	banking	PROPN
faba-101	188	40	,	,	PUNCT
faba-101	188	41	sharia	sharia	PROPN
faba-101	188	42	people	people	NOUN
faba-101	188	43	's	's	PART
faba-101	188	44	financing	financing	NOUN
faba-101	188	45	banks	bank	NOUN
faba-101	188	46	and	and	CCONJ
faba-101	188	47	sharia	sharia	PROPN
faba-101	188	48	insurance	insurance	PROPN
faba-101	188	49	&	&	CCONJ
faba-101	188	50	reinsurance	reinsurance	NOUN
faba-101	188	51	parties	party	NOUN
faba-101	188	52	.	.	PUNCT
faba-101	189	1	conclusion	conclusion	NOUN
faba-101	189	2	after	after	ADP
faba-101	189	3	processing	process	VERB
faba-101	189	4	secondary	secondary	ADJ
faba-101	189	5	data	datum	NOUN
faba-101	189	6	in	in	ADP
faba-101	189	7	the	the	DET
faba-101	189	8	form	form	NOUN
faba-101	189	9	of	of	ADP
faba-101	189	10	islamic	islamic	ADJ
faba-101	189	11	banking	banking	NOUN
faba-101	189	12	statistics	statistic	NOUN
faba-101	189	13	(	(	PUNCT
faba-101	189	14	sps	sps	PROPN
faba-101	189	15	)	)	PUNCT
faba-101	189	16	from	from	ADP
faba-101	189	17	ojk	ojk	ADP
faba-101	189	18	which	which	PRON
faba-101	189	19	we	we	PRON
faba-101	189	20	compared	compare	VERB
faba-101	189	21	with	with	ADP
faba-101	189	22	primary	primary	ADJ
faba-101	189	23	data	datum	NOUN
faba-101	189	24	obtained	obtain	VERB
faba-101	189	25	from	from	ADP
faba-101	189	26	interviews	interview	NOUN
faba-101	189	27	and	and	CCONJ
faba-101	189	28	based	base	VERB
faba-101	189	29	on	on	ADP
faba-101	189	30	the	the	DET
faba-101	189	31	formulation	formulation	NOUN
faba-101	189	32	of	of	ADP
faba-101	189	33	problems	problem	NOUN
faba-101	189	34	,	,	PUNCT
faba-101	189	35	phenomena	phenomenon	NOUN
faba-101	189	36	,	,	PUNCT
faba-101	189	37	hypotheses	hypothesis	NOUN
faba-101	189	38	&	&	CCONJ
faba-101	189	39	discussions	discussion	NOUN
faba-101	189	40	,	,	PUNCT
faba-101	189	41	the	the	DET
faba-101	189	42	authors	author	NOUN
faba-101	189	43	provide	provide	VERB
faba-101	189	44	the	the	DET
faba-101	189	45	following	follow	VERB
faba-101	189	46	conclusions	conclusion	NOUN
faba-101	189	47	;	;	PUNCT
faba-101	189	48	•	•	NUM
faba-101	189	49	h1	h1	NOUN
faba-101	189	50	is	be	AUX
faba-101	189	51	proven	prove	VERB
faba-101	189	52	that	that	SCONJ
faba-101	189	53	the	the	DET
faba-101	189	54	sharia	sharia	PROPN
faba-101	189	55	financing	financing	NOUN
faba-101	189	56	life	life	NOUN
faba-101	189	57	insurance	insurance	NOUN
faba-101	189	58	product	product	NOUN
faba-101	189	59	has	have	VERB
faba-101	189	60	a	a	DET
faba-101	189	61	positive	positive	ADJ
faba-101	189	62	impact	impact	NOUN
faba-101	189	63	on	on	ADP
faba-101	189	64	the	the	DET
faba-101	189	65	performance	performance	NOUN
faba-101	189	66	of	of	ADP
faba-101	189	67	sharia	sharia	PROPN
faba-101	189	68	banking	banking	PROPN
faba-101	189	69	and	and	CCONJ
faba-101	189	70	sharia	sharia	PROPN
faba-101	189	71	people	people	NOUN
faba-101	189	72	's	's	PART
faba-101	189	73	financing	financing	NOUN
faba-101	189	74	bank	bank	NOUN
faba-101	189	75	.	.	PUNCT
faba-101	190	1	•	•	NUM
faba-101	190	2	h2	h2	PROPN
faba-101	190	3	is	be	AUX
faba-101	190	4	significantly	significantly	ADV
faba-101	190	5	proven	prove	VERB
faba-101	190	6	that	that	SCONJ
faba-101	190	7	the	the	DET
faba-101	190	8	sharia	sharia	PROPN
faba-101	190	9	financing	financing	NOUN
faba-101	190	10	life	life	NOUN
faba-101	190	11	insurance	insurance	NOUN
faba-101	190	12	product	product	NOUN
faba-101	190	13	has	have	VERB
faba-101	190	14	the	the	DET
faba-101	190	15	potential	potential	NOUN
faba-101	190	16	to	to	PART
faba-101	190	17	have	have	AUX
faba-101	190	18	a	a	DET
faba-101	190	19	negative	negative	ADJ
faba-101	190	20	impact	impact	NOUN
faba-101	190	21	on	on	ADP
faba-101	190	22	sharia	sharia	PROPN
faba-101	190	23	insurance	insurance	PROPN
faba-101	190	24	&	&	CCONJ
faba-101	190	25	sharia	sharia	PROPN
faba-101	190	26	reinsurance	reinsurance	PROPN
faba-101	190	27	,	,	PUNCT
faba-101	190	28	if	if	SCONJ
faba-101	190	29	the	the	DET
faba-101	190	30	insurance	insurance	NOUN
faba-101	190	31	party	party	NOUN
faba-101	190	32	does	do	AUX
faba-101	190	33	not	not	PART
faba-101	190	34	immediately	immediately	ADV
faba-101	190	35	make	make	VERB
faba-101	190	36	improvements	improvement	NOUN
faba-101	190	37	and	and	CCONJ
faba-101	190	38	there	there	PRON
faba-101	190	39	is	be	VERB
faba-101	190	40	no	no	DET
faba-101	190	41	selection	selection	NOUN
faba-101	190	42	of	of	ADP
faba-101	190	43	clients	client	NOUN
faba-101	190	44	from	from	ADP
faba-101	190	45	banking	banking	NOUN
faba-101	190	46	and	and	CCONJ
faba-101	190	47	sharia	sharia	PROPN
faba-101	190	48	rural	rural	ADJ
faba-101	190	49	banks	bank	NOUN
faba-101	190	50	.	.	PUNCT
faba-101	191	1	•	•	NOUN
faba-101	191	2	h3	h3	VERB
faba-101	191	3	the	the	DET
faba-101	191	4	concept	concept	NOUN
faba-101	191	5	of	of	ADP
faba-101	191	6	ta'awun	ta'awun	PROPN
faba-101	191	7	and	and	CCONJ
faba-101	191	8	takafuli	takafuli	NOUN
faba-101	191	9	on	on	ADP
faba-101	191	10	financing	finance	VERB
faba-101	191	11	life	life	NOUN
faba-101	191	12	insurance	insurance	NOUN
faba-101	191	13	products	product	NOUN
faba-101	191	14	from	from	ADP
faba-101	191	15	sharia	sharia	PROPN
faba-101	191	16	banking	banking	PROPN
faba-101	191	17	and	and	CCONJ
faba-101	191	18	sharia	sharia	PROPN
faba-101	191	19	people	people	NOUN
faba-101	191	20	's	's	PART
faba-101	191	21	financing	financing	NOUN
faba-101	191	22	bank	bank	NOUN
faba-101	191	23	to	to	ADP
faba-101	191	24	sharia	sharia	PROPN
faba-101	191	25	insurance	insurance	PROPN
faba-101	191	26	and	and	CCONJ
faba-101	191	27	sharia	sharia	PROPN
faba-101	191	28	reinsurance	reinsurance	NOUN
faba-101	191	29	.	.	PUNCT
faba-101	192	1	as	as	ADP
faba-101	192	2	a	a	DET
faba-101	192	3	fellow	fellow	ADJ
faba-101	192	4	company	company	NOUN
faba-101	192	5	based	base	VERB
faba-101	192	6	on	on	ADP
faba-101	192	7	sharia	sharia	PROPN
faba-101	192	8	principles	principle	NOUN
faba-101	192	9	,	,	PUNCT
faba-101	192	10	it	it	PRON
faba-101	192	11	does	do	AUX
faba-101	192	12	not	not	PART
faba-101	192	13	work	work	VERB
faba-101	192	14	or	or	CCONJ
faba-101	192	15	has	have	AUX
faba-101	192	16	not	not	PART
faba-101	192	17	been	be	AUX
faba-101	192	18	fully	fully	ADV
faba-101	192	19	implemented	implement	VERB
faba-101	192	20	,	,	PUNCT
faba-101	192	21	against	against	ADP
faba-101	192	22	sharia	sharia	PROPN
faba-101	192	23	insurance	insurance	PROPN
faba-101	192	24	and	and	CCONJ
faba-101	192	25	sharia	sharia	PROPN
faba-101	192	26	reinsurance	reinsurance	NOUN
faba-101	192	27	companies	company	NOUN
faba-101	192	28	,	,	PUNCT
faba-101	192	29	because	because	SCONJ
faba-101	192	30	one	one	NUM
faba-101	192	31	party	party	NOUN
faba-101	192	32	loses	lose	VERB
faba-101	192	33	,	,	PUNCT
faba-101	192	34	the	the	DET
faba-101	192	35	other	other	ADJ
faba-101	192	36	party	party	NOUN
faba-101	192	37	gains	gain	NOUN
faba-101	192	38	.	.	PUNCT
faba-101	193	1	•	•	NUM
faba-101	193	2	the	the	DET
faba-101	193	3	large	large	ADJ
faba-101	193	4	claim	claim	NOUN
faba-101	193	5	payments	payment	NOUN
faba-101	193	6	from	from	ADP
faba-101	193	7	sharia	sharia	PROPN
faba-101	193	8	insurance	insurance	NOUN
faba-101	193	9	companies	company	NOUN
faba-101	193	10	show	show	VERB
faba-101	193	11	that	that	SCONJ
faba-101	193	12	the	the	DET
faba-101	193	13	sharia	sharia	PROPN
faba-101	193	14	financing	financing	NOUN
faba-101	193	15	life	life	NOUN
faba-101	193	16	insurance	insurance	NOUN
faba-101	193	17	product	product	NOUN
faba-101	193	18	is	be	AUX
faba-101	193	19	very	very	ADV
faba-101	193	20	helpful	helpful	ADJ
faba-101	193	21	in	in	ADP
faba-101	193	22	the	the	DET
faba-101	193	23	performance	performance	NOUN
faba-101	193	24	of	of	ADP
faba-101	193	25	sharia	sharia	PROPN
faba-101	193	26	banking	banking	PROPN
faba-101	193	27	&	&	CCONJ
faba-101	193	28	sharia	sharia	PROPN
faba-101	193	29	people	people	PROPN
faba-101	193	30	's	's	PART
faba-101	193	31	financing	financing	NOUN
faba-101	193	32	banks	bank	NOUN
faba-101	193	33	so	so	SCONJ
faba-101	193	34	that	that	SCONJ
faba-101	193	35	non	non	ADJ
faba-101	193	36	performing	perform	VERB
faba-101	193	37	loans	loan	NOUN
faba-101	193	38	(	(	PUNCT
faba-101	193	39	npls	npls	NOUN
faba-101	193	40	)	)	PUNCT
faba-101	193	41	become	become	VERB
faba-101	193	42	relatively	relatively	ADV
faba-101	193	43	"	"	PUNCT
faba-101	193	44	small	small	ADJ
faba-101	193	45	"	"	PUNCT
faba-101	193	46	.	.	PUNCT
faba-101	194	1	•	•	NUM
faba-101	194	2	sharia	sharia	PROPN
faba-101	194	3	banking	banking	PROPN
faba-101	194	4	&	&	CCONJ
faba-101	194	5	rural	rural	ADJ
faba-101	194	6	financing	financing	PROPN
faba-101	194	7	bank	bank	PROPN
faba-101	194	8	trust	trust	NOUN
faba-101	194	9	for	for	ADP
faba-101	194	10	sharia	sharia	PROPN
faba-101	194	11	financing	financing	NOUN
faba-101	194	12	life	life	NOUN
faba-101	194	13	insurance	insurance	NOUN
faba-101	194	14	products	product	NOUN
faba-101	194	15	is	be	AUX
faba-101	194	16	getting	get	VERB
faba-101	194	17	higher	high	ADJ
faba-101	194	18	but	but	CCONJ
faba-101	194	19	potentially	potentially	ADV
faba-101	194	20	sharia	sharia	PROPN
faba-101	194	21	insurance	insurance	NOUN
faba-101	194	22	will	will	AUX
faba-101	194	23	find	find	VERB
faba-101	194	24	it	it	PRON
faba-101	194	25	difficult	difficult	ADJ
faba-101	194	26	to	to	PART
faba-101	194	27	get	get	VERB
faba-101	194	28	backup	backup	ADJ
faba-101	194	29	from	from	ADP
faba-101	194	30	sharia	sharia	PROPN
faba-101	194	31	reinsurance	reinsurance	NOUN
faba-101	194	32	if	if	SCONJ
faba-101	194	33	it	it	PRON
faba-101	194	34	does	do	AUX
faba-101	194	35	n't	not	PART
faba-101	194	36	make	make	VERB
faba-101	194	37	adjustments	adjustment	NOUN
faba-101	194	38	.	.	PUNCT
faba-101	195	1	•	•	NUM
faba-101	195	2	ojk	ojk	NOUN
faba-101	195	3	data	datum	NOUN
faba-101	195	4	and	and	CCONJ
faba-101	195	5	reports	report	NOUN
faba-101	195	6	from	from	ADP
faba-101	195	7	bank	bank	PROPN
faba-101	195	8	indonesia	indonesia	PROPN
faba-101	195	9	showing	show	VERB
faba-101	195	10	that	that	SCONJ
faba-101	195	11	islamic	islamic	PROPN
faba-101	195	12	banking	banking	PROPN
faba-101	195	13	&	&	CCONJ
faba-101	195	14	sharia	sharia	PROPN
faba-101	195	15	rural	rural	ADJ
faba-101	195	16	banks	bank	NOUN
faba-101	195	17	have	have	AUX
faba-101	195	18	proven	prove	VERB
faba-101	195	19	to	to	PART
faba-101	195	20	have	have	VERB
faba-101	195	21	good	good	ADJ
faba-101	195	22	performance	performance	NOUN
faba-101	195	23	,	,	PUNCT
faba-101	195	24	year	year	NOUN
faba-101	195	25	by	by	ADP
faba-101	195	26	year	year	NOUN
faba-101	195	27	,	,	PUNCT
faba-101	195	28	as	as	SCONJ
faba-101	195	29	shown	show	VERB
faba-101	195	30	in	in	ADP
faba-101	195	31	table	table	NOUN
faba-101	195	32	1.2	1.2	NUM
faba-101	195	33	above	above	ADV
faba-101	195	34	.	.	PUNCT
faba-101	196	1	(	(	PUNCT
faba-101	196	2	the	the	DET
faba-101	196	3	decline	decline	NOUN
faba-101	196	4	occurred	occur	VERB
faba-101	196	5	during	during	ADP
faba-101	196	6	covid	covid	PROPN
faba-101	196	7	19	19	NUM
faba-101	196	8	)	)	PUNCT
faba-101	196	9	.	.	PUNCT
faba-101	197	1	sharia	sharia	PROPN
faba-101	197	2	insurance	insurance	PROPN
faba-101	197	3	and	and	CCONJ
faba-101	197	4	sharia	sharia	PROPN
faba-101	197	5	reinsurance	reinsurance	NOUN
faba-101	197	6	,	,	PUNCT
faba-101	197	7	according	accord	VERB
faba-101	197	8	to	to	ADP
faba-101	197	9	interviews	interview	NOUN
faba-101	197	10	conducted	conduct	VERB
faba-101	197	11	with	with	ADP
faba-101	197	12	2	2	NUM
faba-101	197	13	(	(	PUNCT
faba-101	197	14	two	two	NUM
faba-101	197	15	)	)	PUNCT
faba-101	197	16	sharia	sharia	PROPN
faba-101	197	17	reinsurance	reinsurance	NOUN
faba-101	197	18	companies	company	NOUN
faba-101	197	19	and	and	CCONJ
faba-101	197	20	based	base	VERB
faba-101	197	21	on	on	ADP
faba-101	197	22	the	the	DET
faba-101	197	23	data	datum	NOUN
faba-101	197	24	we	we	PRON
faba-101	197	25	obtained	obtain	VERB
faba-101	197	26	,	,	PUNCT
faba-101	197	27	the	the	DET
faba-101	197	28	author	author	NOUN
faba-101	197	29	made	make	VERB
faba-101	197	30	a	a	DET
faba-101	197	31	comparison	comparison	NOUN
faba-101	197	32	between	between	ADP
faba-101	197	33	sharia	sharia	PROPN
faba-101	197	34	banking	banking	NOUN
faba-101	197	35	growth	growth	NOUN
faba-101	197	36	data	datum	NOUN
faba-101	197	37	and	and	CCONJ
faba-101	197	38	data	datum	NOUN
faba-101	197	39	from	from	ADP
faba-101	197	40	sharia	sharia	PROPN
faba-101	197	41	people	people	NOUN
faba-101	197	42	's	's	PART
faba-101	197	43	financing	financing	NOUN
faba-101	197	44	banks	bank	NOUN
faba-101	197	45	(	(	PUNCT
faba-101	197	46	bprs	bprs	NOUN
faba-101	197	47	)	)	PUNCT
faba-101	197	48	.	.	PUNCT
faba-101	198	1	furthermore	furthermore	ADV
faba-101	198	2	,	,	PUNCT
faba-101	198	3	the	the	DET
faba-101	198	4	authors	author	NOUN
faba-101	198	5	conclude	conclude	VERB
faba-101	198	6	that	that	SCONJ
faba-101	198	7	the	the	DET
faba-101	198	8	sharia	sharia	PROPN
faba-101	198	9	financing	financing	NOUN
faba-101	198	10	life	life	NOUN
faba-101	198	11	insurance	insurance	NOUN
faba-101	198	12	product	product	NOUN
faba-101	198	13	has	have	VERB
faba-101	198	14	a	a	DET
faba-101	198	15	high	high	ADJ
faba-101	198	16	loss	loss	NOUN
faba-101	198	17	ratio	ratio	NOUN
faba-101	198	18	,	,	PUNCT
faba-101	198	19	resulting	result	VERB
faba-101	198	20	in	in	ADP
faba-101	198	21	a	a	DET
faba-101	198	22	significant	significant	ADJ
faba-101	198	23	increase	increase	NOUN
faba-101	198	24	in	in	ADP
faba-101	198	25	claims	claim	NOUN
faba-101	198	26	every	every	DET
faba-101	198	27	year	year	NOUN
faba-101	198	28	.	.	PUNCT
faba-101	199	1	for	for	ADP
faba-101	199	2	this	this	DET
faba-101	199	3	reason	reason	NOUN
faba-101	199	4	,	,	PUNCT
faba-101	199	5	it	it	PRON
faba-101	199	6	is	be	AUX
faba-101	199	7	necessary	necessary	ADJ
faba-101	199	8	to	to	PART
faba-101	199	9	review	review	VERB
faba-101	199	10	and	and	CCONJ
faba-101	199	11	improve	improve	VERB
faba-101	199	12	in	in	ADP
faba-101	199	13	terms	term	NOUN
faba-101	199	14	of	of	ADP
faba-101	199	15	rates	rate	NOUN
faba-101	199	16	and	and	CCONJ
faba-101	199	17	terms	term	NOUN
faba-101	199	18	and	and	CCONJ
faba-101	199	19	conditions	condition	NOUN
faba-101	199	20	in	in	ADP
faba-101	199	21	order	order	NOUN
faba-101	199	22	to	to	PART
faba-101	199	23	create	create	VERB
faba-101	199	24	an	an	DET
faba-101	199	25	adequate	adequate	ADJ
faba-101	199	26	position	position	NOUN
faba-101	199	27	between	between	ADP
faba-101	199	28	the	the	DET
faba-101	199	29	risks	risk	NOUN
faba-101	199	30	that	that	PRON
faba-101	199	31	are	be	AUX
faba-101	199	32	accepted	accept	VERB
faba-101	199	33	and	and	CCONJ
faba-101	199	34	the	the	DET
faba-101	199	35	contributions	contribution	NOUN
faba-101	199	36	received	receive	VERB
faba-101	199	37	by	by	ADP
faba-101	199	38	sharia	sharia	PROPN
faba-101	199	39	insurance	insurance	PROPN
faba-101	199	40	and	and	CCONJ
faba-101	199	41	sharia	sharia	PROPN
faba-101	199	42	reinsurance	reinsurance	NOUN
faba-101	199	43	companies	company	NOUN
faba-101	199	44	.	.	PUNCT
faba-101	200	1	references	reference	NOUN
faba-101	200	2	agusta	agusta	PROPN
faba-101	200	3	,	,	PUNCT
faba-101	200	4	i.	i.	NOUN
faba-101	200	5	(	(	PUNCT
faba-101	200	6	2014	2014	NUM
faba-101	200	7	)	)	PUNCT
faba-101	200	8	.	.	PUNCT
faba-101	201	1	qualitative	qualitative	ADJ
faba-101	201	2	data	datum	NOUN
faba-101	201	3	collection	collection	NOUN
faba-101	201	4	and	and	CCONJ
faba-101	201	5	analysis	analysis	NOUN
faba-101	201	6	techniques	technique	NOUN
faba-101	201	7	.	.	PUNCT
faba-101	202	1	journal	journal	NOUN
faba-101	202	2	of	of	ADP
faba-101	202	3	communication	communication	NOUN
faba-101	202	4	and	and	CCONJ
faba-101	202	5	media	medium	NOUN
faba-101	202	6	studies	study	NOUN
faba-101	202	7	.	.	PUNCT
faba-101	203	1	bank	bank	PROPN
faba-101	203	2	indonesia	indonesia	PROPN
faba-101	203	3	banking	banking	PROPN
faba-101	203	4	statistics	statistic	NOUN
faba-101	203	5	.	.	PUNCT
faba-101	204	1	basrowi	basrowi	PROPN
faba-101	204	2	,	,	PUNCT
faba-101	204	3	b.	b.	PROPN
faba-101	204	4	,	,	PUNCT
faba-101	204	5	&	&	CCONJ
faba-101	204	6	ronaldo	ronaldo	PROPN
faba-101	204	7	,	,	PUNCT
faba-101	204	8	r.	r.	PROPN
faba-101	204	9	(	(	PUNCT
faba-101	204	10	2019	2019	NUM
faba-101	204	11	)	)	PUNCT
faba-101	204	12	.	.	PUNCT
faba-101	205	1	analysis	analysis	NOUN
faba-101	205	2	of	of	ADP
faba-101	205	3	sharia	sharia	PROPN
faba-101	205	4	marketing	marketing	NOUN
faba-101	205	5	constraints	constraint	NOUN
faba-101	205	6	in	in	ADP
faba-101	205	7	indonesia	indonesia	PROPN
faba-101	205	8	.	.	PUNCT
faba-101	206	1	share	share	PROPN
faba-101	206	2	:	:	PUNCT
faba-101	207	1	journal	journal	PROPN
faba-101	207	2	of	of	ADP
faba-101	207	3	islamic	islamic	ADJ
faba-101	207	4	economics	economic	NOUN
faba-101	207	5	and	and	CCONJ
faba-101	207	6	finance	finance	NOUN
faba-101	207	7	.	.	PUNCT
faba-101	208	1	https://doi.org/10.22373/share.v8i2.5365	https://doi.org/10.22373/share.v8i2.5365	VERB
faba-101	208	2	fatmawati	fatmawati	ADJ
faba-101	208	3	.	.	PUNCT
faba-101	209	1	(	(	PUNCT
faba-101	209	2	2010	2010	NUM
faba-101	209	3	)	)	PUNCT
faba-101	209	4	.	.	PUNCT
faba-101	210	1	muhammad	muhammad	PROPN
faba-101	210	2	syakir	syakir	PROPN
faba-101	210	3	sula	sula	PROPN
faba-101	210	4	's	's	PART
faba-101	210	5	thought	think	VERB
faba-101	210	6	about	about	ADP
faba-101	210	7	sharia	sharia	PROPN
faba-101	210	8	insurance	insurance	NOUN
faba-101	210	9	operational	operational	ADJ
faba-101	210	10	system	system	NOUN
faba-101	210	11	by	by	ADP
faba-101	210	12	:	:	PUNCT
faba-101	210	13	fatmawati	fatmawati	NOUN
faba-101	210	14	program	program	NOUN
faba-101	210	15	of	of	ADP
faba-101	210	16	islamic	islamic	PROPN
faba-101	210	17	economy	economy	PROPN
faba-101	210	18	department	department	PROPN
faba-101	210	19	of	of	ADP
faba-101	210	20	state	state	PROPN
faba-101	210	21	islamic	islamic	PROPN
faba-101	210	22	university	university	PROPN
faba-101	210	23	.	.	PUNCT
faba-101	211	1	in	in	ADP
faba-101	211	2	script	script	NOUN
faba-101	211	3	.	.	PUNCT
faba-101	212	1	fatwa	fatwa	NOUN
faba-101	212	2	of	of	ADP
faba-101	212	3	the	the	DET
faba-101	212	4	national	national	PROPN
faba-101	212	5	sharia	sharia	PROPN
faba-101	212	6	council	council	PROPN
faba-101	212	7	number	number	NOUN
faba-101	212	8	:	:	PUNCT
faba-101	212	9	21	21	NUM
faba-101	212	10	/	/	SYM
faba-101	212	11	dsn	dsn	NOUN
faba-101	212	12	-	-	PUNCT
faba-101	212	13	mui	mui	NOUN
faba-101	212	14	/	/	SYM
faba-101	212	15	x/2001	x/2001	PROPN
faba-101	212	16	concerning	concern	VERB
faba-101	212	17	general	general	ADJ
faba-101	212	18	guidelines	guideline	NOUN
faba-101	212	19	for	for	ADP
faba-101	212	20	sharia	sharia	PROPN
faba-101	212	21	insurance	insurance	NOUN
faba-101	212	22	finance	finance	NOUN
faba-101	212	23	,	,	PUNCT
faba-101	212	24	accounting	accounting	NOUN
faba-101	212	25	and	and	CCONJ
faba-101	212	26	business	business	NOUN
faba-101	212	27	analysis	analysis	NOUN
faba-101	212	28	3	3	NUM
faba-101	212	29	(	(	PUNCT
faba-101	212	30	2	2	NUM
faba-101	212	31	)	)	PUNCT
faba-101	212	32	2021	2021	NUM
faba-101	212	33	170	170	NUM
faba-101	212	34	insurance	insurance	NOUN
faba-101	212	35	statistics	statistic	NOUN
faba-101	212	36	from	from	ADP
faba-101	212	37	ojk	ojk	NOUN
faba-101	212	38	.	.	PUNCT
faba-101	213	1	law	law	NOUN
faba-101	213	2	no	no	INTJ
faba-101	213	3	.	.	NOUN
faba-101	213	4	2	2	NUM
faba-101	213	5	of	of	ADP
faba-101	213	6	1992	1992	NUM
faba-101	213	7	.	.	PUNCT
faba-101	214	1	law	law	NOUN
faba-101	214	2	number	number	NOUN
faba-101	214	3	21	21	NUM
faba-101	214	4	of	of	ADP
faba-101	214	5	2008	2008	NUM
faba-101	214	6	concerning	concern	VERB
faba-101	214	7	islamic	islamic	ADJ
faba-101	214	8	banking	banking	NOUN
faba-101	214	9	law	law	NOUN
faba-101	214	10	number	number	NOUN
faba-101	214	11	40	40	NUM
faba-101	214	12	of	of	ADP
faba-101	214	13	2014	2014	NUM
faba-101	214	14	concerning	concern	VERB
faba-101	214	15	insurance	insurance	NOUN
faba-101	214	16	.	.	PUNCT
faba-101	215	1	leliya	leliya	PROPN
faba-101	215	2	,	,	PUNCT
faba-101	215	3	l.	l.	PROPN
faba-101	215	4	(	(	PUNCT
faba-101	215	5	2016	2016	NUM
faba-101	215	6	)	)	PUNCT
faba-101	215	7	.	.	PUNCT
faba-101	216	1	interest	interest	NOUN
faba-101	216	2	in	in	ADP
faba-101	216	3	sharia	sharia	PROPN
faba-101	216	4	insurance	insurance	PROPN
faba-101	216	5	in	in	ADP
faba-101	216	6	prudential	prudential	ADJ
faba-101	216	7	insurance	insurance	NOUN
faba-101	216	8	.	.	PUNCT
faba-101	217	1	oration	oration	NOUN
faba-101	217	2	:	:	PUNCT
faba-101	217	3	journal	journal	NOUN
faba-101	217	4	of	of	ADP
faba-101	217	5	da'wah	da'wah	PROPN
faba-101	217	6	and	and	CCONJ
faba-101	217	7	communication	communication	NOUN
faba-101	217	8	.	.	PUNCT
faba-101	218	1	maksum	maksum	NOUN
faba-101	218	2	,	,	PUNCT
faba-101	218	3	m.	m.	NOUN
faba-101	218	4	(	(	PUNCT
faba-101	218	5	2011	2011	NUM
faba-101	218	6	)	)	PUNCT
faba-101	218	7	.	.	PUNCT
faba-101	219	1	in	in	ADP
faba-101	219	2	the	the	DET
faba-101	219	3	world	world	NOUN
faba-101	219	4	and	and	CCONJ
faba-101	219	5	indonesia	indonesia	PROPN
faba-101	219	6	.	.	PUNCT
faba-101	220	1	growth	growth	NOUN
faba-101	220	2	of	of	ADP
faba-101	220	3	sharia	sharia	PROPN
faba-101	220	4	insurance	insurance	NOUN
faba-101	220	5	in	in	ADP
faba-101	220	6	the	the	DET
faba-101	220	7	world	world	NOUN
faba-101	220	8	and	and	CCONJ
faba-101	220	9	indonesia	indonesia	PROPN
faba-101	220	10	.	.	PUNCT
faba-101	221	1	moleong	moleong	PROPN
faba-101	221	2	,	,	PUNCT
faba-101	221	3	lj	lj	PROPN
faba-101	221	4	(	(	PUNCT
faba-101	221	5	2017	2017	NUM
faba-101	221	6	)	)	PUNCT
faba-101	221	7	.	.	PUNCT
faba-101	222	1	qualitative	qualitative	ADJ
faba-101	222	2	research	research	NOUN
faba-101	222	3	methodology	methodology	NOUN
faba-101	222	4	(	(	PUNCT
faba-101	222	5	revised	revise	VERB
faba-101	222	6	edition	edition	NOUN
faba-101	222	7	)	)	PUNCT
faba-101	222	8	.	.	PUNCT
faba-101	223	1	in	in	ADP
faba-101	223	2	pt	pt	PROPN
faba-101	223	3	.	.	PROPN
faba-101	223	4	youth	youth	NOUN
faba-101	223	5	rosda	rosda	NOUN
faba-101	223	6	karya	karya	NOUN
faba-101	223	7	.	.	PUNCT
faba-101	224	1	muhammad	muhammad	PROPN
faba-101	224	2	muslehuddin	muslehuddin	PROPN
faba-101	224	3	,	,	PUNCT
faba-101	224	4	2019	2019	NUM
faba-101	224	5	.	.	PUNCT
faba-101	225	1	nurul	nurul	NOUN
faba-101	225	2	fitria	fitria	PROPN
faba-101	225	3	and	and	CCONJ
faba-101	225	4	raina	raina	PROPN
faba-101	225	5	linda	linda	PROPN
faba-101	225	6	sari	sari	PROPN
faba-101	225	7	,	,	PUNCT
faba-101	225	8	2011	2011	NUM
faba-101	225	9	.	.	PUNCT
faba-101	226	1	analysis	analysis	NOUN
faba-101	226	2	of	of	ADP
faba-101	226	3	financing	finance	VERB
faba-101	226	4	policy	policy	NOUN
faba-101	226	5	and	and	CCONJ
faba-101	226	6	the	the	DET
faba-101	226	7	impact	impact	NOUN
faba-101	226	8	of	of	ADP
faba-101	226	9	non	non	ADJ
faba-101	226	10	performing	perform	VERB
faba-101	226	11	loans	loan	NOUN
faba-101	226	12	on	on	ADP
faba-101	226	13	loan	loan	NOUN
faba-101	226	14	to	to	PART
faba-101	226	15	deposit	deposit	VERB
faba-101	226	16	ratio	ratio	NOUN
faba-101	226	17	in	in	ADP
faba-101	226	18	pt	pt	PROPN
faba-101	226	19	.	.	PROPN
faba-101	226	20	indonesian	indonesian	PROPN
faba-101	226	21	people	people	NOUN
faba-101	226	22	's	's	PART
faba-101	226	23	bank	bank	PROPN
faba-101	226	24	(	(	PUNCT
faba-101	226	25	persero	persero	PROPN
faba-101	226	26	)	)	PUNCT
faba-101	226	27	,	,	PUNCT
faba-101	226	28	rantau	rantau	PROPN
faba-101	226	29	branch	branch	PROPN
faba-101	226	30	tbk	tbk	PROPN
faba-101	226	31	,	,	PUNCT
faba-101	226	32	aceh	aceh	PROPN
faba-101	226	33	tamiang	tamiang	PROPN
faba-101	226	34	open	open	ADJ
faba-101	226	35	knowledge	knowledge	NOUN
faba-101	226	36	maps	map	NOUN
faba-101	226	37	(	(	PUNCT
faba-101	226	38	2021	2021	NUM
faba-101	226	39	)	)	PUNCT
faba-101	226	40	.	.	PUNCT
faba-101	227	1	overview	overview	NOUN
faba-101	227	2	of	of	ADP
faba-101	227	3	research	research	NOUN
faba-101	227	4	on	on	ADP
faba-101	227	5	sharia	sharia	PROPN
faba-101	227	6	insurance	insurance	PROPN
faba-101	227	7	.	.	PUNCT
faba-101	228	1	retrieved	retrieve	VERB
faba-101	228	2	from	from	ADP
faba-101	228	3	https://openknowledgemaps.org/map/ad6e715701864ec205e998b1003850ea	https://openknowledgemaps.org/map/ad6e715701864ec205e998b1003850ea	NOUN
faba-101	228	4	[	[	X
faba-101	228	5	20	20	NUM
faba-101	228	6	dec	dec	PROPN
faba-101	228	7	2021	2021	NUM
faba-101	228	8	]	]	PUNCT
faba-101	228	9	.	.	PUNCT
faba-101	229	1	robert	robert	PROPN
faba-101	229	2	i.	i.	PROPN
faba-101	229	3	mehr	mehr	PROPN
faba-101	229	4	and	and	CCONJ
faba-101	229	5	e.	e.	PROPN
faba-101	229	6	cammack	cammack	PROPN
faba-101	229	7	,	,	PUNCT
faba-101	229	8	the	the	DET
faba-101	229	9	principle	principle	NOUN
faba-101	229	10	of	of	ADP
faba-101	229	11	insurance	insurance	NOUN
faba-101	229	12	.	.	PUNCT
faba-101	230	1	sharia	sharia	PROPN
faba-101	230	2	general	general	PROPN
faba-101	230	3	insurance	insurance	PROPN
faba-101	230	4	,	,	PUNCT
faba-101	230	5	journal	journal	NOUN
faba-101	230	6	of	of	ADP
faba-101	230	7	islamic	islamic	ADJ
faba-101	230	8	economics	economic	NOUN
faba-101	230	9	uhamka	uhamka	NOUN
faba-101	230	10	,	,	PUNCT
faba-101	230	11	volume	volume	NOUN
faba-101	230	12	7	7	NUM
faba-101	230	13	,	,	PUNCT
faba-101	230	14	number	number	NOUN
faba-101	230	15	2	2	NUM
faba-101	230	16	,	,	PUNCT
faba-101	230	17	september	september	PROPN
faba-101	230	18	2016	2016	NUM
faba-101	230	19	.	.	PUNCT
faba-101	231	1	sula	sula	PROPN
faba-101	231	2	,	,	PUNCT
faba-101	231	3	ms	ms	PROPN
faba-101	231	4	(	(	PUNCT
faba-101	231	5	2020	2020	NUM
faba-101	231	6	)	)	PUNCT
faba-101	231	7	.	.	PUNCT
faba-101	232	1	principles	principle	NOUN
faba-101	232	2	of	of	ADP
faba-101	232	3	islamic	islamic	ADJ
faba-101	232	4	insurance	insurance	NOUN
faba-101	232	5	.	.	PUNCT
faba-101	233	1	7	7	X
faba-101	233	2	.	.	X
faba-101	233	3	supriyadi	supriyadi	NOUN
faba-101	233	4	,	,	PUNCT
faba-101	233	5	i.	i.	NOUN
faba-101	233	6	(	(	PUNCT
faba-101	233	7	2017	2017	NUM
faba-101	233	8	)	)	PUNCT
faba-101	233	9	.	.	PUNCT
faba-101	234	1	takaful	takaful	ADJ
faba-101	234	2	insurance	insurance	NOUN
faba-101	234	3	(	(	PUNCT
faba-101	234	4	comparative	comparative	ADJ
faba-101	234	5	study	study	NOUN
faba-101	234	6	with	with	ADP
faba-101	234	7	conventional	conventional	ADJ
faba-101	234	8	insurance	insurance	NOUN
faba-101	234	9	)	)	PUNCT
faba-101	234	10	.	.	PUNCT
faba-101	235	1	profit	profit	NOUN
faba-101	235	2	:	:	PUNCT
faba-101	235	3	journal	journal	NOUN
faba-101	235	4	of	of	ADP
faba-101	235	5	islamic	islamic	PROPN
faba-101	235	6	banking	banking	PROPN
faba-101	235	7	and	and	CCONJ
faba-101	235	8	economic	economic	ADJ
faba-101	235	9	studies	study	NOUN
faba-101	235	10	.	.	PUNCT
faba-101	236	1	https://doi.org/10.33650/profit.v1i1.316	https://doi.org/10.33650/profit.v1i1.316	VERB
faba-101	236	2	tho'in	tho'in	NUM
faba-101	236	3	,	,	PUNCT
faba-101	236	4	m.	m.	NOUN
faba-101	236	5	,	,	PUNCT
faba-101	236	6	&	&	CCONJ
faba-101	236	7	anik	anik	PROPN
faba-101	236	8	,	,	PUNCT
faba-101	236	9	a.	a.	PROPN
faba-101	236	10	(	(	PUNCT
faba-101	236	11	2017	2017	NUM
faba-101	236	12	)	)	PUNCT
faba-101	236	13	.	.	PUNCT
faba-101	237	1	sharia	sharia	PROPN
faba-101	237	2	aspects	aspect	NOUN
faba-101	237	3	in	in	ADP
faba-101	237	4	sharia	sharia	PROPN
faba-101	237	5	insurance	insurance	NOUN
faba-101	237	6	.	.	PUNCT
faba-101	238	1	scientific	scientific	ADJ
faba-101	238	2	journal	journal	NOUN
faba-101	238	3	of	of	ADP
faba-101	238	4	islamic	islamic	ADJ
faba-101	238	5	economics.https://doi.org/10.29040/jiei.v1i01.28	economics.https://doi.org/10.29040/jiei.v1i01.28	PROPN
faba-101	238	6	https://doi.org/10.29040/jiei.v1i01.28	https://doi.org/10.29040/jiei.v1i01.28	PROPN