id	sid	tid	token	lemma	pos
faba-111	1	1	52	52	NUM
faba-111	1	2	finance	finance	NOUN
faba-111	1	3	,	,	PUNCT
faba-111	1	4	accounting	accounting	NOUN
faba-111	1	5	and	and	CCONJ
faba-111	1	6	business	business	NOUN
faba-111	1	7	analysis	analysis	NOUN
faba-111	1	8	volume	volume	NOUN
faba-111	1	9	4	4	NUM
faba-111	1	10	issue	issue	NOUN
faba-111	1	11	1	1	NUM
faba-111	1	12	,	,	PUNCT
faba-111	1	13	2022	2022	NUM
faba-111	1	14	http://faba.bg	http://faba.bg	NOUN
faba-111	1	15	the	the	DET
faba-111	1	16	relationship	relationship	NOUN
faba-111	1	17	between	between	ADP
faba-111	1	18	retirement	retirement	NOUN
faba-111	1	19	perceptions	perception	NOUN
faba-111	1	20	and	and	CCONJ
faba-111	1	21	savings	saving	NOUN
faba-111	1	22	behaviour	behaviour	NOUN
faba-111	1	23	among	among	ADP
faba-111	1	24	early	early	ADJ
faba-111	1	25	adult	adult	NOUN
faba-111	1	26	workers	worker	NOUN
faba-111	1	27	in	in	ADP
faba-111	1	28	palembang	palembang	PROPN
faba-111	1	29	nuzulul	nuzulul	PROPN
faba-111	1	30	aini1,3	aini1,3	PROPN
faba-111	1	31	,	,	PUNCT
faba-111	1	32	jaizah	jaizah	VERB
faba-111	1	33	othman1	othman1	PROPN
faba-111	1	34	*	*	PROPN
faba-111	1	35	,	,	PUNCT
faba-111	1	36	hafizah	hafizah	NOUN
faba-111	1	37	sudin1	sudin1	NOUN
faba-111	1	38	,	,	PUNCT
faba-111	1	39	sharullizuannizam	sharullizuannizam	ADJ
faba-111	1	40	salehuddin1	salehuddin1	NOUN
faba-111	1	41	,	,	PUNCT
faba-111	1	42	siti	siti	NOUN
faba-111	1	43	balqis	balqi	NOUN
faba-111	1	44	amran4	amran4	PROPN
faba-111	1	45	,	,	PUNCT
faba-111	1	46	noreha	noreha	ADV
faba-111	1	47	halid2	halid2	PROPN
faba-111	1	48	,	,	PUNCT
faba-111	1	49	aimi	aimi	PROPN
faba-111	1	50	anuar2	anuar2	X
faba-111	1	51	1	1	NUM
faba-111	1	52	faculty	faculty	NOUN
faba-111	1	53	of	of	ADP
faba-111	1	54	business	business	NOUN
faba-111	1	55	management	management	NOUN
faba-111	1	56	and	and	CCONJ
faba-111	1	57	professional	professional	ADJ
faba-111	1	58	studies	study	NOUN
faba-111	1	59	,	,	PUNCT
faba-111	1	60	management	management	NOUN
faba-111	1	61	and	and	CCONJ
faba-111	1	62	science	science	NOUN
faba-111	1	63	university	university	PROPN
faba-111	1	64	,	,	PUNCT
faba-111	1	65	shah	shah	PROPN
faba-111	1	66	alam	alam	PROPN
faba-111	1	67	,	,	PUNCT
faba-111	1	68	malaysia	malaysia	PROPN
faba-111	1	69	2	2	NUM
faba-111	1	70	college	college	NOUN
faba-111	1	71	of	of	ADP
faba-111	1	72	business	business	PROPN
faba-111	1	73	administration	administration	PROPN
faba-111	1	74	,	,	PUNCT
faba-111	1	75	princess	princess	PROPN
faba-111	1	76	nourah	nourah	PROPN
faba-111	1	77	bint	bint	PROPN
faba-111	1	78	abdulrahman	abdulrahman	PROPN
faba-111	1	79	university	university	PROPN
faba-111	1	80	,	,	PUNCT
faba-111	1	81	riyadh	riyadh	NOUN
faba-111	1	82	,	,	PUNCT
faba-111	1	83	kingdom	kingdom	NOUN
faba-111	1	84	of	of	ADP
faba-111	1	85	saudi	saudi	PROPN
faba-111	1	86	arabia	arabia	PROPN
faba-111	1	87	3	3	NUM
faba-111	1	88	politeknik	politeknik	NOUN
faba-111	1	89	negeri	negeri	PROPN
faba-111	1	90	sriwijaya	sriwijaya	PROPN
faba-111	1	91	,	,	PUNCT
faba-111	1	92	palembang	palembang	PROPN
faba-111	1	93	,	,	PUNCT
faba-111	1	94	indonesia	indonesia	PROPN
faba-111	1	95	4	4	NUM
faba-111	1	96	product	product	NOUN
faba-111	1	97	development	development	NOUN
faba-111	1	98	department	department	PROPN
faba-111	1	99	,	,	PUNCT
faba-111	1	100	rhb	rhb	PROPN
faba-111	1	101	islamic	islamic	PROPN
faba-111	1	102	bank	bank	PROPN
faba-111	1	103	berhad	berhad	PROPN
faba-111	1	104	,	,	PUNCT
faba-111	1	105	kuala	kuala	PROPN
faba-111	1	106	lumpur	lumpur	PROPN
faba-111	1	107	,	,	PUNCT
faba-111	1	108	malaysia	malaysia	NOUN
faba-111	1	109	info	info	NOUN
faba-111	1	110	articles	article	NOUN
faba-111	1	111	abstract	abstract	ADJ
faba-111	1	112	keywords	keyword	NOUN
faba-111	1	113	:	:	PUNCT
faba-111	1	114	retirement	retirement	NOUN
faba-111	1	115	perceptions	perception	NOUN
faba-111	1	116	,	,	PUNCT
faba-111	1	117	savings	saving	NOUN
faba-111	1	118	behaviour	behaviour	NOUN
faba-111	1	119	,	,	PUNCT
faba-111	1	120	early	early	ADJ
faba-111	1	121	adult	adult	NOUN
faba-111	1	122	worker	worker	NOUN
faba-111	1	123	purpose	purpose	NOUN
faba-111	1	124	:	:	PUNCT
faba-111	1	125	the	the	DET
faba-111	1	126	purpose	purpose	NOUN
faba-111	1	127	of	of	ADP
faba-111	1	128	this	this	DET
faba-111	1	129	study	study	NOUN
faba-111	1	130	is	be	AUX
faba-111	1	131	to	to	PART
faba-111	1	132	find	find	VERB
faba-111	1	133	out	out	ADP
faba-111	1	134	if	if	SCONJ
faba-111	1	135	there	there	PRON
faba-111	1	136	is	be	VERB
faba-111	1	137	a	a	DET
faba-111	1	138	relationship	relationship	NOUN
faba-111	1	139	between	between	ADP
faba-111	1	140	retirement	retirement	NOUN
faba-111	1	141	perception	perception	NOUN
faba-111	1	142	and	and	CCONJ
faba-111	1	143	saving	save	VERB
faba-111	1	144	among	among	ADP
faba-111	1	145	early	early	ADJ
faba-111	1	146	adult	adult	NOUN
faba-111	1	147	workers	worker	NOUN
faba-111	1	148	in	in	ADP
faba-111	1	149	palembang	palembang	PROPN
faba-111	1	150	.	.	PUNCT
faba-111	2	1	this	this	DET
faba-111	2	2	study	study	NOUN
faba-111	2	3	is	be	AUX
faba-111	2	4	a	a	DET
faba-111	2	5	research	research	NOUN
faba-111	2	6	with	with	ADP
faba-111	2	7	a	a	DET
faba-111	2	8	quantitative	quantitative	ADJ
faba-111	2	9	approach	approach	NOUN
faba-111	2	10	.	.	PUNCT
faba-111	3	1	design	design	NOUN
faba-111	3	2	/	/	SYM
faba-111	3	3	methodology	methodology	NOUN
faba-111	3	4	/	/	SYM
faba-111	3	5	approach	approach	NOUN
faba-111	3	6	:	:	PUNCT
faba-111	3	7	the	the	DET
faba-111	3	8	research	research	NOUN
faba-111	3	9	design	design	NOUN
faba-111	3	10	used	use	VERB
faba-111	3	11	is	be	AUX
faba-111	3	12	correlational	correlational	ADJ
faba-111	3	13	quantitative	quantitative	ADJ
faba-111	3	14	research	research	NOUN
faba-111	3	15	.	.	PUNCT
faba-111	4	1	questionnaires	questionnaire	NOUN
faba-111	4	2	were	be	AUX
faba-111	4	3	distributed	distribute	VERB
faba-111	4	4	through	through	ADP
faba-111	4	5	a	a	DET
faba-111	4	6	google	google	NOUN
faba-111	4	7	form	form	NOUN
faba-111	4	8	completed	complete	VERB
faba-111	4	9	by	by	ADP
faba-111	4	10	170	170	NUM
faba-111	4	11	workers	worker	NOUN
faba-111	4	12	aged	age	VERB
faba-111	4	13	20	20	NUM
faba-111	4	14	-	-	SYM
faba-111	4	15	40	40	NUM
faba-111	4	16	years	year	NOUN
faba-111	4	17	old	old	ADJ
faba-111	4	18	in	in	ADP
faba-111	4	19	palembang	palembang	PROPN
faba-111	4	20	.	.	PUNCT
faba-111	5	1	the	the	DET
faba-111	5	2	data	data	PROPN
faba-111	5	3	collection	collection	NOUN
faba-111	5	4	method	method	NOUN
faba-111	5	5	uses	use	VERB
faba-111	5	6	a	a	DET
faba-111	5	7	retirement	retirement	NOUN
faba-111	5	8	perception	perception	NOUN
faba-111	5	9	scale	scale	NOUN
faba-111	5	10	and	and	CCONJ
faba-111	5	11	a	a	DET
faba-111	5	12	savings	saving	NOUN
faba-111	5	13	behavior	behavior	NOUN
faba-111	5	14	scale	scale	NOUN
faba-111	5	15	analyzed	analyze	VERB
faba-111	5	16	using	use	VERB
faba-111	5	17	product	product	NOUN
faba-111	5	18	-	-	PUNCT
faba-111	5	19	moment	moment	NOUN
faba-111	5	20	correlation	correlation	NOUN
faba-111	5	21	.	.	PUNCT
faba-111	6	1	spss	spss	PROPN
faba-111	6	2	software	software	PROPN
faba-111	6	3	was	be	AUX
faba-111	6	4	used	use	VERB
faba-111	6	5	for	for	ADP
faba-111	6	6	data	datum	NOUN
faba-111	6	7	analysis	analysis	NOUN
faba-111	6	8	.	.	PUNCT
faba-111	7	1	findings	finding	NOUN
faba-111	7	2	:	:	PUNCT
faba-111	7	3	the	the	DET
faba-111	7	4	results	result	NOUN
faba-111	7	5	show	show	VERB
faba-111	7	6	that	that	SCONJ
faba-111	7	7	there	there	PRON
faba-111	7	8	is	be	VERB
faba-111	7	9	a	a	DET
faba-111	7	10	relationship	relationship	NOUN
faba-111	7	11	with	with	ADP
faba-111	7	12	a	a	DET
faba-111	7	13	significant	significant	ADJ
faba-111	7	14	positive	positive	ADJ
faba-111	7	15	correlation	correlation	NOUN
faba-111	7	16	between	between	ADP
faba-111	7	17	retirement	retirement	NOUN
faba-111	7	18	perception	perception	NOUN
faba-111	7	19	and	and	CCONJ
faba-111	7	20	saving	save	VERB
faba-111	7	21	behavior	behavior	NOUN
faba-111	7	22	among	among	ADP
faba-111	7	23	early	early	ADJ
faba-111	7	24	adult	adult	NOUN
faba-111	7	25	workers	worker	NOUN
faba-111	7	26	in	in	ADP
faba-111	7	27	palembang	palembang	PROPN
faba-111	7	28	.	.	PUNCT
faba-111	8	1	the	the	DET
faba-111	8	2	limitation	limitation	NOUN
faba-111	8	3	of	of	ADP
faba-111	8	4	this	this	DET
faba-111	8	5	study	study	NOUN
faba-111	8	6	is	be	AUX
faba-111	8	7	in	in	ADP
faba-111	8	8	determining	determine	VERB
faba-111	8	9	the	the	DET
faba-111	8	10	age	age	NOUN
faba-111	8	11	of	of	ADP
faba-111	8	12	the	the	DET
faba-111	8	13	subjects	subject	NOUN
faba-111	8	14	,	,	PUNCT
faba-111	8	15	who	who	PRON
faba-111	8	16	are	be	AUX
faba-111	8	17	early	early	ADJ
faba-111	8	18	adult	adult	NOUN
faba-111	8	19	workers	worker	NOUN
faba-111	8	20	(	(	PUNCT
faba-111	8	21	20	20	NUM
faba-111	8	22	-	-	SYM
faba-111	8	23	40	40	NUM
faba-111	8	24	years	year	NOUN
faba-111	8	25	old	old	ADJ
faba-111	8	26	)	)	PUNCT
faba-111	8	27	,	,	PUNCT
faba-111	8	28	who	who	PRON
faba-111	8	29	the	the	DET
faba-111	8	30	research	research	NOUN
faba-111	8	31	shows	show	VERB
faba-111	8	32	tend	tend	VERB
faba-111	8	33	to	to	PART
faba-111	8	34	have	have	VERB
faba-111	8	35	a	a	DET
faba-111	8	36	positive	positive	ADJ
faba-111	8	37	perception	perception	NOUN
faba-111	8	38	of	of	ADP
faba-111	8	39	retirement	retirement	NOUN
faba-111	8	40	because	because	SCONJ
faba-111	8	41	they	they	PRON
faba-111	8	42	are	be	AUX
faba-111	8	43	still	still	ADV
faba-111	8	44	far	far	ADV
faba-111	8	45	from	from	ADP
faba-111	8	46	thinking	think	VERB
faba-111	8	47	about	about	ADP
faba-111	8	48	retirement	retirement	NOUN
faba-111	8	49	,	,	PUNCT
faba-111	8	50	so	so	SCONJ
faba-111	8	51	the	the	DET
faba-111	8	52	anxiety	anxiety	NOUN
faba-111	8	53	they	they	PRON
faba-111	8	54	feel	feel	VERB
faba-111	8	55	is	be	AUX
faba-111	8	56	still	still	ADV
faba-111	8	57	low	low	ADJ
faba-111	8	58	,	,	PUNCT
faba-111	8	59	which	which	PRON
faba-111	8	60	affects	affect	VERB
faba-111	8	61	the	the	DET
faba-111	8	62	results	result	NOUN
faba-111	8	63	of	of	ADP
faba-111	8	64	this	this	DET
faba-111	8	65	study	study	NOUN
faba-111	8	66	.	.	PUNCT
faba-111	9	1	practical	practical	ADJ
faba-111	9	2	implications	implication	NOUN
faba-111	9	3	:	:	PUNCT
faba-111	9	4	the	the	DET
faba-111	9	5	implication	implication	NOUN
faba-111	9	6	is	be	AUX
faba-111	9	7	that	that	SCONJ
faba-111	9	8	workers	worker	NOUN
faba-111	9	9	should	should	AUX
faba-111	9	10	enrich	enrich	VERB
faba-111	9	11	the	the	DET
faba-111	9	12	information	information	NOUN
faba-111	9	13	about	about	ADP
faba-111	9	14	all	all	DET
faba-111	9	15	matters	matter	NOUN
faba-111	9	16	related	relate	VERB
faba-111	9	17	to	to	ADP
faba-111	9	18	retirement	retirement	NOUN
faba-111	9	19	so	so	SCONJ
faba-111	9	20	that	that	SCONJ
faba-111	9	21	they	they	PRON
faba-111	9	22	are	be	AUX
faba-111	9	23	able	able	ADJ
faba-111	9	24	to	to	PART
faba-111	9	25	better	well	ADV
faba-111	9	26	understand	understand	VERB
faba-111	9	27	all	all	DET
faba-111	9	28	the	the	DET
faba-111	9	29	changes	change	NOUN
faba-111	9	30	that	that	PRON
faba-111	9	31	will	will	AUX
faba-111	9	32	occur	occur	VERB
faba-111	9	33	and	and	CCONJ
faba-111	9	34	prepare	prepare	VERB
faba-111	9	35	everything	everything	PRON
faba-111	9	36	to	to	PART
faba-111	9	37	realize	realize	VERB
faba-111	9	38	retirement	retirement	NOUN
faba-111	9	39	as	as	SCONJ
faba-111	9	40	expected	expect	VERB
faba-111	9	41	.	.	PUNCT
faba-111	10	1	also	also	ADV
faba-111	10	2	,	,	PUNCT
faba-111	10	3	they	they	PRON
faba-111	10	4	should	should	AUX
faba-111	10	5	improve	improve	VERB
faba-111	10	6	their	their	PRON
faba-111	10	7	saving	save	VERB
faba-111	10	8	behavior	behavior	NOUN
faba-111	10	9	from	from	ADP
faba-111	10	10	now	now	ADV
faba-111	10	11	on	on	ADV
faba-111	10	12	to	to	PART
faba-111	10	13	be	be	AUX
faba-111	10	14	financially	financially	ADV
faba-111	10	15	secure	secure	ADJ
faba-111	10	16	in	in	ADP
faba-111	10	17	retirement	retirement	NOUN
faba-111	10	18	and	and	CCONJ
faba-111	10	19	not	not	PART
faba-111	10	20	have	have	VERB
faba-111	10	21	any	any	DET
faba-111	10	22	problems	problem	NOUN
faba-111	10	23	related	relate	VERB
faba-111	10	24	to	to	ADP
faba-111	10	25	financial	financial	ADJ
faba-111	10	26	changes	change	NOUN
faba-111	10	27	later	later	ADV
faba-111	10	28	on	on	ADV
faba-111	10	29	.	.	PUNCT
faba-111	11	1	originality	originality	NOUN
faba-111	11	2	/	/	SYM
faba-111	11	3	value	value	NOUN
faba-111	11	4	:	:	PUNCT
faba-111	11	5	this	this	DET
faba-111	11	6	study	study	NOUN
faba-111	11	7	contributes	contribute	VERB
faba-111	11	8	to	to	ADP
faba-111	11	9	the	the	DET
faba-111	11	10	existing	exist	VERB
faba-111	11	11	literature	literature	NOUN
faba-111	11	12	on	on	ADP
faba-111	11	13	the	the	DET
faba-111	11	14	relationship	relationship	NOUN
faba-111	11	15	between	between	ADP
faba-111	11	16	retirement	retirement	NOUN
faba-111	11	17	and	and	CCONJ
faba-111	11	18	savings	saving	NOUN
faba-111	11	19	behaviour	behaviour	NOUN
faba-111	11	20	.	.	PUNCT
faba-111	12	1	in	in	ADP
faba-111	12	2	addition	addition	NOUN
faba-111	12	3	,	,	PUNCT
faba-111	12	4	this	this	PRON
faba-111	12	5	is	be	AUX
faba-111	12	6	the	the	DET
faba-111	12	7	first	first	ADJ
faba-111	12	8	time	time	NOUN
faba-111	12	9	a	a	DET
faba-111	12	10	study	study	NOUN
faba-111	12	11	of	of	ADP
faba-111	12	12	this	this	DET
faba-111	12	13	type	type	NOUN
faba-111	12	14	has	have	AUX
faba-111	12	15	been	be	AUX
faba-111	12	16	conducted	conduct	VERB
faba-111	12	17	in	in	ADP
faba-111	12	18	palembang	palembang	PROPN
faba-111	12	19	.	.	PUNCT
faba-111	13	1	the	the	DET
faba-111	13	2	researchers	researcher	NOUN
faba-111	13	3	are	be	AUX
faba-111	13	4	interested	interested	ADJ
faba-111	13	5	in	in	ADP
faba-111	13	6	learning	learn	VERB
faba-111	13	7	more	more	ADJ
faba-111	13	8	about	about	ADP
faba-111	13	9	people	people	NOUN
faba-111	13	10	's	's	PART
faba-111	13	11	attitudes	attitude	NOUN
faba-111	13	12	toward	toward	ADP
faba-111	13	13	retirement	retirement	NOUN
faba-111	13	14	and	and	CCONJ
faba-111	13	15	their	their	PRON
faba-111	13	16	saving	save	VERB
faba-111	13	17	behaviour	behaviour	NOUN
faba-111	13	18	,	,	PUNCT
faba-111	13	19	as	as	SCONJ
faba-111	13	20	workers	worker	NOUN
faba-111	13	21	in	in	ADP
faba-111	13	22	early	early	ADJ
faba-111	13	23	adulthood	adulthood	NOUN
faba-111	13	24	tend	tend	VERB
faba-111	13	25	to	to	PART
faba-111	13	26	focus	focus	VERB
faba-111	13	27	more	more	ADV
faba-111	13	28	on	on	ADP
faba-111	13	29	having	have	VERB
faba-111	13	30	fun	fun	NOUN
faba-111	13	31	than	than	ADP
faba-111	13	32	saving	save	VERB
faba-111	13	33	for	for	ADP
faba-111	13	34	the	the	DET
faba-111	13	35	future	future	NOUN
faba-111	13	36	.	.	PUNCT
faba-111	14	1	*	*	PUNCT
faba-111	14	2	address	address	NOUN
faba-111	14	3	correspondence	correspondence	NOUN
faba-111	14	4	:	:	PUNCT
faba-111	15	1	e	e	X
faba-111	15	2	-	-	NOUN
faba-111	15	3	mail	mail	NOUN
faba-111	15	4	:	:	PUNCT
faba-111	15	5	hristina_jaizaho@yahoo.com	hristina_jaizaho@yahoo.com	X
faba-111	15	6	finance	finance	PROPN
faba-111	15	7	,	,	PUNCT
faba-111	15	8	accounting	accounting	NOUN
faba-111	15	9	and	and	CCONJ
faba-111	15	10	business	business	NOUN
faba-111	15	11	analysis	analysis	NOUN
faba-111	15	12	4	4	NUM
faba-111	15	13	(	(	PUNCT
faba-111	15	14	1	1	NUM
faba-111	15	15	)	)	PUNCT
faba-111	15	16	2022	2022	NUM
faba-111	15	17	53	53	NUM
faba-111	15	18	introduction	introduction	NOUN
faba-111	15	19	according	accord	VERB
faba-111	15	20	to	to	ADP
faba-111	15	21	santrock	santrock	NOUN
faba-111	15	22	(	(	PUNCT
faba-111	15	23	2012	2012	NUM
faba-111	15	24	)	)	PUNCT
faba-111	15	25	,	,	PUNCT
faba-111	15	26	peak	peak	ADJ
faba-111	15	27	physical	physical	ADJ
faba-111	15	28	performance	performance	NOUN
faba-111	15	29	occurs	occur	VERB
faba-111	15	30	between	between	ADP
faba-111	15	31	the	the	DET
faba-111	15	32	ages	age	NOUN
faba-111	15	33	of	of	ADP
faba-111	15	34	19	19	NUM
faba-111	15	35	and	and	CCONJ
faba-111	15	36	26	26	NUM
faba-111	15	37	.	.	PUNCT
faba-111	16	1	from	from	ADP
faba-111	16	2	their	their	PRON
faba-111	16	3	mid	mid	NOUN
faba-111	16	4	-	-	NOUN
faba-111	16	5	twenties	twenty	NOUN
faba-111	16	6	into	into	ADP
faba-111	16	7	late	late	ADJ
faba-111	16	8	early	early	ADJ
faba-111	16	9	adulthood	adulthood	NOUN
faba-111	16	10	,	,	PUNCT
faba-111	16	11	people	people	NOUN
faba-111	16	12	also	also	ADV
faba-111	16	13	often	often	ADV
faba-111	16	14	seek	seek	VERB
faba-111	16	15	stability	stability	NOUN
faba-111	16	16	for	for	ADP
faba-111	16	17	their	their	PRON
faba-111	16	18	early	early	ADJ
faba-111	16	19	career	career	NOUN
faba-111	16	20	in	in	ADP
faba-111	16	21	a	a	DET
faba-111	16	22	particular	particular	ADJ
faba-111	16	23	field	field	NOUN
faba-111	16	24	.	.	PUNCT
faba-111	17	1	they	they	PRON
faba-111	17	2	may	may	AUX
faba-111	17	3	work	work	VERB
faba-111	17	4	hard	hard	ADV
faba-111	17	5	to	to	PART
faba-111	17	6	improve	improve	VERB
faba-111	17	7	their	their	PRON
faba-111	17	8	career	career	NOUN
faba-111	17	9	and	and	CCONJ
faba-111	17	10	improve	improve	VERB
faba-111	17	11	their	their	PRON
faba-111	17	12	financial	financial	ADJ
faba-111	17	13	situation	situation	NOUN
faba-111	17	14	.	.	PUNCT
faba-111	18	1	it	it	PRON
faba-111	18	2	is	be	AUX
faba-111	18	3	appropriate	appropriate	ADJ
faba-111	18	4	for	for	SCONJ
faba-111	18	5	early	early	ADJ
faba-111	18	6	adulthood	adulthood	NOUN
faba-111	18	7	to	to	PART
faba-111	18	8	be	be	AUX
faba-111	18	9	a	a	DET
faba-111	18	10	productive	productive	ADJ
faba-111	18	11	age	age	NOUN
faba-111	18	12	for	for	ADP
faba-111	18	13	a	a	DET
faba-111	18	14	worker	worker	NOUN
faba-111	18	15	in	in	ADP
faba-111	18	16	the	the	DET
faba-111	18	17	life	life	NOUN
faba-111	18	18	of	of	ADP
faba-111	18	19	their	their	PRON
faba-111	18	20	career	career	NOUN
faba-111	18	21	.	.	PUNCT
faba-111	19	1	when	when	SCONJ
faba-111	19	2	a	a	DET
faba-111	19	3	worker	worker	NOUN
faba-111	19	4	reaches	reach	VERB
faba-111	19	5	retirement	retirement	NOUN
faba-111	19	6	age	age	NOUN
faba-111	19	7	,	,	PUNCT
faba-111	19	8	retirement	retirement	NOUN
faba-111	19	9	is	be	AUX
faba-111	19	10	a	a	DET
faba-111	19	11	normal	normal	ADJ
faba-111	19	12	part	part	NOUN
faba-111	19	13	of	of	ADP
faba-111	19	14	their	their	PRON
faba-111	19	15	life	life	NOUN
faba-111	19	16	.	.	PUNCT
faba-111	20	1	the	the	DET
faba-111	20	2	term	term	NOUN
faba-111	20	3	"	"	PUNCT
faba-111	20	4	retirement	retirement	NOUN
faba-111	20	5	"	"	PUNCT
faba-111	20	6	refers	refer	VERB
faba-111	20	7	to	to	ADP
faba-111	20	8	the	the	DET
faba-111	20	9	act	act	NOUN
faba-111	20	10	of	of	ADP
faba-111	20	11	finally	finally	ADV
faba-111	20	12	ending	end	VERB
faba-111	20	13	one	one	PRON
faba-111	20	14	's	's	PART
faba-111	20	15	career	career	NOUN
faba-111	20	16	or	or	CCONJ
faba-111	20	17	employment	employment	NOUN
faba-111	20	18	(	(	PUNCT
faba-111	20	19	mansor	mansor	PROPN
faba-111	20	20	et	et	PROPN
faba-111	20	21	al	al	PROPN
faba-111	20	22	.	.	PROPN
faba-111	20	23	,	,	PUNCT
faba-111	20	24	2015	2015	NUM
faba-111	20	25	)	)	PUNCT
faba-111	20	26	.	.	PUNCT
faba-111	21	1	when	when	SCONJ
faba-111	21	2	faced	face	VERB
faba-111	21	3	with	with	ADP
faba-111	21	4	the	the	DET
faba-111	21	5	financial	financial	ADJ
faba-111	21	6	uncertainty	uncertainty	NOUN
faba-111	21	7	of	of	ADP
faba-111	21	8	retirement	retirement	NOUN
faba-111	21	9	,	,	PUNCT
faba-111	21	10	one	one	NUM
faba-111	21	11	option	option	NOUN
faba-111	21	12	is	be	AUX
faba-111	21	13	to	to	PART
faba-111	21	14	start	start	VERB
faba-111	21	15	saving	save	VERB
faba-111	21	16	now	now	ADV
faba-111	21	17	.	.	PUNCT
faba-111	22	1	individuals	individual	NOUN
faba-111	22	2	can	can	AUX
faba-111	22	3	prepare	prepare	VERB
faba-111	22	4	for	for	ADP
faba-111	22	5	any	any	DET
faba-111	22	6	differences	difference	NOUN
faba-111	22	7	between	between	ADP
faba-111	22	8	their	their	PRON
faba-111	22	9	current	current	ADJ
faba-111	22	10	income	income	NOUN
faba-111	22	11	and	and	CCONJ
faba-111	22	12	future	future	ADJ
faba-111	22	13	needs	need	NOUN
faba-111	22	14	by	by	ADP
faba-111	22	15	setting	set	VERB
faba-111	22	16	money	money	NOUN
faba-111	22	17	aside	aside	ADV
faba-111	22	18	(	(	PUNCT
faba-111	22	19	the	the	DET
faba-111	22	20	life	life	NOUN
faba-111	22	21	-	-	PUNCT
faba-111	22	22	cycle	cycle	NOUN
faba-111	22	23	motives	motive	NOUN
faba-111	22	24	)	)	PUNCT
faba-111	22	25	.	.	PUNCT
faba-111	23	1	people	people	NOUN
faba-111	23	2	's	's	PART
faba-111	23	3	perceptions	perception	NOUN
faba-111	23	4	of	of	ADP
faba-111	23	5	what	what	DET
faba-111	23	6	life	life	NOUN
faba-111	23	7	will	will	AUX
faba-111	23	8	be	be	AUX
faba-111	23	9	like	like	ADP
faba-111	23	10	after	after	SCONJ
faba-111	23	11	retirement	retirement	NOUN
faba-111	23	12	are	be	AUX
faba-111	23	13	shaped	shape	VERB
faba-111	23	14	by	by	ADP
faba-111	23	15	a	a	DET
faba-111	23	16	variety	variety	NOUN
faba-111	23	17	of	of	ADP
faba-111	23	18	factors	factor	NOUN
faba-111	23	19	,	,	PUNCT
faba-111	23	20	including	include	VERB
faba-111	23	21	changes	change	NOUN
faba-111	23	22	in	in	ADP
faba-111	23	23	late	late	ADJ
faba-111	23	24	adulthood	adulthood	NOUN
faba-111	23	25	and	and	CCONJ
faba-111	23	26	the	the	DET
faba-111	23	27	onset	onset	NOUN
faba-111	23	28	of	of	ADP
faba-111	23	29	retirement	retirement	NOUN
faba-111	23	30	.	.	PUNCT
faba-111	24	1	a	a	DET
faba-111	24	2	variety	variety	NOUN
faba-111	24	3	of	of	ADP
faba-111	24	4	factors	factor	NOUN
faba-111	24	5	many	many	ADJ
faba-111	24	6	people	people	NOUN
faba-111	24	7	,	,	PUNCT
faba-111	24	8	therefore	therefore	ADV
faba-111	24	9	,	,	PUNCT
faba-111	24	10	believe	believe	VERB
faba-111	24	11	that	that	SCONJ
faba-111	24	12	retirement	retirement	NOUN
faba-111	24	13	is	be	AUX
faba-111	24	14	a	a	DET
faba-111	24	15	signal	signal	NOUN
faba-111	24	16	that	that	SCONJ
faba-111	24	17	a	a	DET
faba-111	24	18	person	person	NOUN
faba-111	24	19	is	be	AUX
faba-111	24	20	no	no	ADV
faba-111	24	21	longer	long	ADV
faba-111	24	22	needed	need	VERB
faba-111	24	23	because	because	SCONJ
faba-111	24	24	of	of	ADP
faba-111	24	25	their	their	PRON
faba-111	24	26	lower	low	ADJ
faba-111	24	27	productivity	productivity	NOUN
faba-111	24	28	.	.	PUNCT
faba-111	25	1	due	due	ADP
faba-111	25	2	to	to	ADP
faba-111	25	3	their	their	PRON
faba-111	25	4	lack	lack	NOUN
faba-111	25	5	of	of	ADP
faba-111	25	6	preparation	preparation	NOUN
faba-111	25	7	for	for	ADP
faba-111	25	8	retirement	retirement	NOUN
faba-111	25	9	,	,	PUNCT
faba-111	25	10	many	many	ADJ
faba-111	25	11	people	people	NOUN
faba-111	25	12	have	have	AUX
faba-111	25	13	developed	develop	VERB
faba-111	25	14	a	a	DET
faba-111	25	15	sense	sense	NOUN
faba-111	25	16	of	of	ADP
faba-111	25	17	pessimism	pessimism	NOUN
faba-111	25	18	because	because	SCONJ
faba-111	25	19	they	they	PRON
faba-111	25	20	believe	believe	VERB
faba-111	25	21	that	that	SCONJ
faba-111	25	22	their	their	PRON
faba-111	25	23	physical	physical	ADJ
faba-111	25	24	condition	condition	NOUN
faba-111	25	25	is	be	AUX
faba-111	25	26	deteriorating	deteriorate	VERB
faba-111	25	27	,	,	PUNCT
faba-111	25	28	they	they	PRON
faba-111	25	29	are	be	AUX
faba-111	25	30	suffering	suffer	VERB
faba-111	25	31	from	from	ADP
faba-111	25	32	a	a	DET
faba-111	25	33	variety	variety	NOUN
faba-111	25	34	of	of	ADP
faba-111	25	35	illnesses	illness	NOUN
faba-111	25	36	,	,	PUNCT
faba-111	25	37	and	and	CCONJ
faba-111	25	38	their	their	PRON
faba-111	25	39	appearance	appearance	NOUN
faba-111	25	40	has	have	AUX
faba-111	25	41	deteriorated	deteriorate	VERB
faba-111	25	42	(	(	PUNCT
faba-111	25	43	paidi	paidi	PROPN
faba-111	25	44	,	,	PUNCT
faba-111	25	45	2013	2013	NUM
faba-111	25	46	)	)	PUNCT
faba-111	25	47	.	.	PUNCT
faba-111	26	1	however	however	ADV
faba-111	26	2	,	,	PUNCT
faba-111	26	3	there	there	PRON
faba-111	26	4	are	be	VERB
faba-111	26	5	a	a	DET
faba-111	26	6	few	few	ADJ
faba-111	26	7	people	people	NOUN
faba-111	26	8	who	who	PRON
faba-111	26	9	are	be	AUX
faba-111	26	10	positive	positive	ADJ
faba-111	26	11	about	about	ADP
faba-111	26	12	retirement	retirement	NOUN
faba-111	26	13	.	.	PUNCT
faba-111	27	1	many	many	ADJ
faba-111	27	2	of	of	ADP
faba-111	27	3	them	they	PRON
faba-111	27	4	believe	believe	VERB
faba-111	27	5	that	that	SCONJ
faba-111	27	6	retirement	retirement	NOUN
faba-111	27	7	allows	allow	VERB
faba-111	27	8	them	they	PRON
faba-111	27	9	to	to	PART
faba-111	27	10	spend	spend	VERB
faba-111	27	11	more	more	ADJ
faba-111	27	12	time	time	NOUN
faba-111	27	13	with	with	ADP
faba-111	27	14	their	their	PRON
faba-111	27	15	family	family	NOUN
faba-111	27	16	members	member	NOUN
faba-111	27	17	who	who	PRON
faba-111	27	18	were	be	AUX
faba-111	27	19	previously	previously	ADV
faba-111	27	20	consumed	consume	VERB
faba-111	27	21	by	by	ADP
faba-111	27	22	their	their	PRON
faba-111	27	23	work	work	NOUN
faba-111	27	24	schedules	schedule	NOUN
faba-111	27	25	.	.	PUNCT
faba-111	28	1	of	of	ADP
faba-111	28	2	these	these	DET
faba-111	28	3	two	two	NUM
faba-111	28	4	perceptions	perception	NOUN
faba-111	28	5	about	about	ADP
faba-111	28	6	retirement	retirement	NOUN
faba-111	28	7	,	,	PUNCT
faba-111	28	8	this	this	DET
faba-111	28	9	negative	negative	ADJ
faba-111	28	10	perception	perception	NOUN
faba-111	28	11	will	will	AUX
faba-111	28	12	cause	cause	VERB
faba-111	28	13	anxiety	anxiety	NOUN
faba-111	28	14	for	for	ADP
faba-111	28	15	workers	worker	NOUN
faba-111	28	16	who	who	PRON
faba-111	28	17	are	be	AUX
faba-111	28	18	looking	look	VERB
faba-111	28	19	forward	forward	ADV
faba-111	28	20	to	to	ADP
faba-111	28	21	retirement	retirement	NOUN
faba-111	28	22	.	.	PUNCT
faba-111	29	1	one	one	NUM
faba-111	29	2	of	of	ADP
faba-111	29	3	the	the	DET
faba-111	29	4	negative	negative	ADJ
faba-111	29	5	perceptions	perception	NOUN
faba-111	29	6	that	that	PRON
faba-111	29	7	often	often	ADV
faba-111	29	8	arise	arise	VERB
faba-111	29	9	upon	upon	SCONJ
faba-111	29	10	retirement	retirement	NOUN
faba-111	29	11	is	be	AUX
faba-111	29	12	that	that	SCONJ
faba-111	29	13	financial	financial	ADJ
faba-111	29	14	resources	resource	NOUN
faba-111	29	15	will	will	AUX
faba-111	29	16	diminish	diminish	VERB
faba-111	29	17	,	,	PUNCT
faba-111	29	18	leaving	leave	VERB
faba-111	29	19	them	they	PRON
faba-111	29	20	unable	unable	ADJ
faba-111	29	21	to	to	PART
faba-111	29	22	meet	meet	VERB
faba-111	29	23	all	all	PRON
faba-111	29	24	of	of	ADP
faba-111	29	25	the	the	DET
faba-111	29	26	needs	need	NOUN
faba-111	29	27	of	of	ADP
faba-111	29	28	family	family	NOUN
faba-111	29	29	life	life	NOUN
faba-111	29	30	.	.	PUNCT
faba-111	30	1	the	the	DET
faba-111	30	2	purpose	purpose	NOUN
faba-111	30	3	of	of	ADP
faba-111	30	4	this	this	DET
faba-111	30	5	study	study	NOUN
faba-111	30	6	is	be	AUX
faba-111	30	7	to	to	PART
faba-111	30	8	find	find	VERB
faba-111	30	9	out	out	ADP
faba-111	30	10	if	if	SCONJ
faba-111	30	11	there	there	PRON
faba-111	30	12	is	be	VERB
faba-111	30	13	a	a	DET
faba-111	30	14	relationship	relationship	NOUN
faba-111	30	15	between	between	ADP
faba-111	30	16	retirement	retirement	NOUN
faba-111	30	17	perceptions	perception	NOUN
faba-111	30	18	and	and	CCONJ
faba-111	30	19	savings	saving	NOUN
faba-111	30	20	behaviour	behaviour	NOUN
faba-111	30	21	of	of	ADP
faba-111	30	22	early	early	ADJ
faba-111	30	23	adulthood	adulthood	ADJ
faba-111	30	24	workers	worker	NOUN
faba-111	30	25	in	in	ADP
faba-111	30	26	palembang	palembang	PROPN
faba-111	30	27	.	.	PUNCT
faba-111	31	1	the	the	DET
faba-111	31	2	research	research	NOUN
faba-111	31	3	conducted	conduct	VERB
faba-111	31	4	in	in	ADP
faba-111	31	5	this	this	DET
faba-111	31	6	study	study	NOUN
faba-111	31	7	aims	aim	VERB
faba-111	31	8	to	to	PART
faba-111	31	9	answer	answer	VERB
faba-111	31	10	the	the	DET
faba-111	31	11	following	follow	VERB
faba-111	31	12	research	research	NOUN
faba-111	31	13	questions	question	NOUN
faba-111	31	14	:	:	PUNCT
faba-111	31	15	rq1	rq1	VERB
faba-111	31	16	:	:	PUNCT
faba-111	31	17	is	be	AUX
faba-111	31	18	there	there	PRON
faba-111	31	19	a	a	DET
faba-111	31	20	relationship	relationship	NOUN
faba-111	31	21	between	between	ADP
faba-111	31	22	the	the	DET
faba-111	31	23	perception	perception	NOUN
faba-111	31	24	of	of	ADP
faba-111	31	25	retirement	retirement	NOUN
faba-111	31	26	(	(	PUNCT
faba-111	31	27	physical	physical	ADJ
faba-111	31	28	condition	condition	NOUN
faba-111	31	29	)	)	PUNCT
faba-111	31	30	and	and	CCONJ
faba-111	31	31	savings	saving	NOUN
faba-111	31	32	behaviour	behaviour	NOUN
faba-111	31	33	of	of	ADP
faba-111	31	34	early	early	ADJ
faba-111	31	35	adult	adult	NOUN
faba-111	31	36	workers	worker	NOUN
faba-111	31	37	in	in	ADP
faba-111	31	38	palembang	palembang	PROPN
faba-111	31	39	?	?	PUNCT
faba-111	32	1	rq2	rq2	NOUN
faba-111	32	2	:	:	PUNCT
faba-111	32	3	is	be	AUX
faba-111	32	4	there	there	PRON
faba-111	32	5	any	any	DET
faba-111	32	6	relationship	relationship	NOUN
faba-111	32	7	between	between	ADP
faba-111	32	8	retirement	retirement	NOUN
faba-111	32	9	perception	perception	NOUN
faba-111	32	10	(	(	PUNCT
faba-111	32	11	financial	financial	ADJ
faba-111	32	12	condition	condition	NOUN
faba-111	32	13	)	)	PUNCT
faba-111	32	14	and	and	CCONJ
faba-111	32	15	saving	save	VERB
faba-111	32	16	behaviour	behaviour	NOUN
faba-111	32	17	of	of	ADP
faba-111	32	18	early	early	ADJ
faba-111	32	19	adult	adult	NOUN
faba-111	32	20	workers	worker	NOUN
faba-111	32	21	in	in	ADP
faba-111	32	22	palembang	palembang	PROPN
faba-111	32	23	?	?	PUNCT
faba-111	33	1	rq3	rq3	PROPN
faba-111	33	2	:	:	PUNCT
faba-111	33	3	is	be	AUX
faba-111	33	4	there	there	PRON
faba-111	33	5	a	a	DET
faba-111	33	6	relationship	relationship	NOUN
faba-111	33	7	between	between	ADP
faba-111	33	8	retirement	retirement	NOUN
faba-111	33	9	perceptions	perception	NOUN
faba-111	33	10	(	(	PUNCT
faba-111	33	11	social	social	ADJ
faba-111	33	12	condition	condition	NOUN
faba-111	33	13	)	)	PUNCT
faba-111	33	14	and	and	CCONJ
faba-111	33	15	savings	saving	NOUN
faba-111	33	16	behaviour	behaviour	NOUN
faba-111	33	17	of	of	ADP
faba-111	33	18	early	early	ADJ
faba-111	33	19	adult	adult	NOUN
faba-111	33	20	workers	worker	NOUN
faba-111	33	21	in	in	ADP
faba-111	33	22	palembang	palembang	PROPN
faba-111	33	23	?	?	PUNCT
faba-111	34	1	literature	literature	PROPN
faba-111	34	2	review	review	VERB
faba-111	34	3	an	an	DET
faba-111	34	4	employee	employee	NOUN
faba-111	34	5	retires	retire	VERB
faba-111	34	6	when	when	SCONJ
faba-111	34	7	he	he	PRON
faba-111	34	8	or	or	CCONJ
faba-111	34	9	she	she	PRON
faba-111	34	10	reaches	reach	VERB
faba-111	34	11	the	the	DET
faba-111	34	12	retirement	retirement	NOUN
faba-111	34	13	age	age	NOUN
faba-111	34	14	set	set	VERB
faba-111	34	15	by	by	ADP
faba-111	34	16	the	the	DET
faba-111	34	17	agency	agency	NOUN
faba-111	34	18	or	or	CCONJ
faba-111	34	19	company	company	NOUN
faba-111	34	20	where	where	SCONJ
faba-111	34	21	he	he	PRON
faba-111	34	22	or	or	CCONJ
faba-111	34	23	she	she	PRON
faba-111	34	24	works	work	VERB
faba-111	34	25	.	.	PUNCT
faba-111	35	1	perceptions	perception	NOUN
faba-111	35	2	of	of	ADP
faba-111	35	3	retirement	retirement	NOUN
faba-111	35	4	vary	vary	NOUN
faba-111	35	5	;	;	PUNCT
faba-111	35	6	there	there	PRON
faba-111	35	7	are	be	VERB
faba-111	35	8	workers	worker	NOUN
faba-111	35	9	who	who	PRON
faba-111	35	10	perceive	perceive	VERB
faba-111	35	11	it	it	PRON
faba-111	35	12	.	.	PUNCT
faba-111	36	1	there	there	PRON
faba-111	36	2	are	be	VERB
faba-111	36	3	positives	positive	NOUN
faba-111	36	4	and	and	CCONJ
faba-111	36	5	negatives	negative	NOUN
faba-111	36	6	about	about	ADP
faba-111	36	7	retirement	retirement	NOUN
faba-111	36	8	.	.	PUNCT
faba-111	37	1	this	this	DET
faba-111	37	2	difference	difference	NOUN
faba-111	37	3	in	in	ADP
faba-111	37	4	perception	perception	NOUN
faba-111	37	5	is	be	AUX
faba-111	37	6	due	due	ADJ
faba-111	37	7	to	to	ADP
faba-111	37	8	this	this	PRON
faba-111	37	9	.	.	PUNCT
faba-111	38	1	there	there	PRON
faba-111	38	2	are	be	VERB
faba-111	38	3	many	many	ADJ
faba-111	38	4	factors	factor	NOUN
faba-111	38	5	that	that	PRON
faba-111	38	6	affect	affect	VERB
faba-111	38	7	a	a	DET
faba-111	38	8	person	person	NOUN
faba-111	38	9	's	's	PART
faba-111	38	10	perception	perception	NOUN
faba-111	38	11	.	.	PUNCT
faba-111	39	1	it	it	PRON
faba-111	39	2	is	be	AUX
faba-111	39	3	important	important	ADJ
faba-111	39	4	to	to	PART
faba-111	39	5	develop	develop	VERB
faba-111	39	6	a	a	DET
faba-111	39	7	positive	positive	ADJ
faba-111	39	8	attitude	attitude	NOUN
faba-111	39	9	so	so	SCONJ
faba-111	39	10	that	that	SCONJ
faba-111	39	11	retirement	retirement	NOUN
faba-111	39	12	is	be	AUX
faba-111	39	13	no	no	ADV
faba-111	39	14	longer	long	ADV
faba-111	39	15	seen	see	VERB
faba-111	39	16	as	as	ADP
faba-111	39	17	a	a	DET
faba-111	39	18	threat	threat	NOUN
faba-111	39	19	in	in	ADP
faba-111	39	20	life	life	NOUN
faba-111	39	21	,	,	PUNCT
faba-111	39	22	but	but	CCONJ
faba-111	39	23	as	as	ADP
faba-111	39	24	a	a	DET
faba-111	39	25	great	great	ADJ
faba-111	39	26	opportunity	opportunity	NOUN
faba-111	39	27	to	to	PART
faba-111	39	28	be	be	AUX
faba-111	39	29	optimised	optimise	VERB
faba-111	39	30	so	so	SCONJ
faba-111	39	31	that	that	SCONJ
faba-111	39	32	individuals	individual	NOUN
faba-111	39	33	can	can	AUX
faba-111	39	34	better	well	ADV
faba-111	39	35	perceive	perceive	VERB
faba-111	39	36	and	and	CCONJ
faba-111	39	37	embrace	embrace	VERB
faba-111	39	38	retirement	retirement	NOUN
faba-111	39	39	.	.	PUNCT
faba-111	40	1	research	research	NOUN
faba-111	40	2	by	by	ADP
faba-111	40	3	santrock	santrock	NOUN
faba-111	40	4	(	(	PUNCT
faba-111	40	5	2012	2012	NUM
faba-111	40	6	)	)	PUNCT
faba-111	40	7	found	find	VERB
faba-111	40	8	that	that	SCONJ
faba-111	40	9	peak	peak	ADJ
faba-111	40	10	physical	physical	ADJ
faba-111	40	11	performance	performance	NOUN
faba-111	40	12	is	be	AUX
faba-111	40	13	reached	reach	VERB
faba-111	40	14	between	between	ADP
faba-111	40	15	the	the	DET
faba-111	40	16	ages	age	NOUN
faba-111	40	17	of	of	ADP
faba-111	40	18	19	19	NUM
faba-111	40	19	and	and	CCONJ
faba-111	40	20	26	26	NUM
faba-111	40	21	.	.	PUNCT
faba-111	41	1	people	people	NOUN
faba-111	41	2	in	in	ADP
faba-111	41	3	their	their	PRON
faba-111	41	4	late	late	ADJ
faba-111	41	5	twenties	twenty	NOUN
faba-111	41	6	and	and	CCONJ
faba-111	41	7	early	early	ADJ
faba-111	41	8	thirties	thirty	NOUN
faba-111	41	9	are	be	AUX
faba-111	41	10	also	also	ADV
faba-111	41	11	likely	likely	ADJ
faba-111	41	12	to	to	PART
faba-111	41	13	seek	seek	VERB
faba-111	41	14	stability	stability	NOUN
faba-111	41	15	in	in	ADP
faba-111	41	16	their	their	PRON
faba-111	41	17	early	early	ADJ
faba-111	41	18	careers	career	NOUN
faba-111	41	19	in	in	ADP
faba-111	41	20	certain	certain	ADJ
faba-111	41	21	occupations	occupation	NOUN
faba-111	41	22	.	.	PUNCT
faba-111	42	1	they	they	PRON
faba-111	42	2	may	may	AUX
faba-111	42	3	work	work	VERB
faba-111	42	4	very	very	ADV
faba-111	42	5	hard	hard	ADV
faba-111	42	6	to	to	PART
faba-111	42	7	be	be	AUX
faba-111	42	8	successful	successful	ADJ
faba-111	42	9	professionally	professionally	ADV
faba-111	42	10	and	and	CCONJ
faba-111	42	11	financially	financially	ADV
faba-111	42	12	.	.	PUNCT
faba-111	43	1	in	in	ADP
faba-111	43	2	addition	addition	NOUN
faba-111	43	3	,	,	PUNCT
faba-111	43	4	a	a	DET
faba-111	43	5	person	person	NOUN
faba-111	43	6	's	's	PART
faba-111	43	7	cognitive	cognitive	ADJ
faba-111	43	8	creativity	creativity	NOUN
faba-111	43	9	peaks	peak	NOUN
faba-111	43	10	in	in	ADP
faba-111	43	11	maturity	maturity	NOUN
faba-111	43	12	around	around	ADP
faba-111	43	13	age	age	NOUN
faba-111	43	14	forty	forty	NUM
faba-111	43	15	and	and	CCONJ
faba-111	43	16	declines	decline	VERB
faba-111	43	17	rapidly	rapidly	ADV
faba-111	43	18	thereafter	thereafter	ADV
faba-111	43	19	.	.	PUNCT
faba-111	44	1	young	young	ADJ
faba-111	44	2	adults	adult	NOUN
faba-111	44	3	are	be	AUX
faba-111	44	4	expected	expect	VERB
faba-111	44	5	to	to	PART
faba-111	44	6	take	take	VERB
faba-111	44	7	on	on	ADP
faba-111	44	8	new	new	ADJ
faba-111	44	9	roles	role	NOUN
faba-111	44	10	in	in	ADP
faba-111	44	11	their	their	PRON
faba-111	44	12	lives	life	NOUN
faba-111	44	13	,	,	PUNCT
faba-111	44	14	as	as	SCONJ
faba-111	44	15	important	important	ADJ
faba-111	44	16	life	life	NOUN
faba-111	44	17	changes	change	NOUN
faba-111	44	18	occur	occur	VERB
faba-111	44	19	during	during	ADP
faba-111	44	20	this	this	DET
faba-111	44	21	developmental	developmental	ADJ
faba-111	44	22	stage	stage	NOUN
faba-111	44	23	.	.	PUNCT
faba-111	45	1	consequently	consequently	ADV
faba-111	45	2	,	,	PUNCT
faba-111	45	3	young	young	ADJ
faba-111	45	4	adulthood	adulthood	NOUN
faba-111	45	5	is	be	AUX
faba-111	45	6	a	a	DET
faba-111	45	7	fertile	fertile	ADJ
faba-111	45	8	period	period	NOUN
faba-111	45	9	in	in	ADP
faba-111	45	10	a	a	DET
faba-111	45	11	worker	worker	NOUN
faba-111	45	12	's	's	PART
faba-111	45	13	professional	professional	ADJ
faba-111	45	14	life	life	NOUN
faba-111	45	15	.	.	PUNCT
faba-111	46	1	according	accord	VERB
faba-111	46	2	to	to	ADP
faba-111	46	3	the	the	DET
faba-111	46	4	malaysian	malaysian	ADJ
faba-111	46	5	study	study	NOUN
faba-111	46	6	by	by	ADP
faba-111	46	7	ibrahim	ibrahim	PROPN
faba-111	46	8	et	et	PROPN
faba-111	46	9	al	al	PROPN
faba-111	46	10	.	.	PROPN
faba-111	47	1	(	(	PUNCT
faba-111	47	2	2012	2012	NUM
faba-111	47	3	)	)	PUNCT
faba-111	47	4	,	,	PUNCT
faba-111	47	5	malaysian	malaysian	ADJ
faba-111	47	6	workers	worker	NOUN
faba-111	47	7	still	still	ADV
faba-111	47	8	do	do	AUX
faba-111	47	9	not	not	PART
faba-111	47	10	know	know	VERB
faba-111	47	11	that	that	SCONJ
faba-111	47	12	they	they	PRON
faba-111	47	13	need	need	VERB
faba-111	47	14	to	to	PART
faba-111	47	15	save	save	VERB
faba-111	47	16	for	for	ADP
faba-111	47	17	retirement	retirement	NOUN
faba-111	47	18	.	.	PUNCT
faba-111	48	1	their	their	PRON
faba-111	48	2	lack	lack	NOUN
faba-111	48	3	of	of	ADP
faba-111	48	4	knowledge	knowledge	NOUN
faba-111	48	5	about	about	ADP
faba-111	48	6	the	the	DET
faba-111	48	7	importance	importance	NOUN
faba-111	48	8	of	of	ADP
faba-111	48	9	saving	save	VERB
faba-111	48	10	for	for	ADP
faba-111	48	11	retirement	retirement	NOUN
faba-111	48	12	is	be	AUX
faba-111	48	13	alarming	alarming	ADJ
faba-111	48	14	.	.	PUNCT
faba-111	49	1	if	if	SCONJ
faba-111	49	2	they	they	PRON
faba-111	49	3	have	have	VERB
faba-111	49	4	enough	enough	ADJ
faba-111	49	5	money	money	NOUN
faba-111	49	6	to	to	PART
faba-111	49	7	pay	pay	VERB
faba-111	49	8	for	for	ADP
faba-111	49	9	their	their	PRON
faba-111	49	10	future	future	ADJ
faba-111	49	11	expenses	expense	NOUN
faba-111	49	12	,	,	PUNCT
faba-111	49	13	they	they	PRON
faba-111	49	14	know	know	VERB
faba-111	49	15	the	the	DET
faba-111	49	16	importance	importance	NOUN
faba-111	49	17	of	of	ADP
faba-111	49	18	saving	save	VERB
faba-111	49	19	for	for	ADP
faba-111	49	20	retirement	retirement	NOUN
faba-111	49	21	.	.	PUNCT
faba-111	50	1	as	as	ADP
faba-111	50	2	a	a	DET
faba-111	50	3	result	result	NOUN
faba-111	50	4	,	,	PUNCT
faba-111	50	5	many	many	ADJ
faba-111	50	6	retirees	retiree	NOUN
faba-111	50	7	are	be	AUX
faba-111	50	8	forced	force	VERB
faba-111	50	9	to	to	PART
faba-111	50	10	return	return	VERB
faba-111	50	11	to	to	ADP
faba-111	50	12	work	work	NOUN
faba-111	50	13	to	to	PART
faba-111	50	14	cover	cover	VERB
faba-111	50	15	their	their	PRON
faba-111	50	16	basic	basic	ADJ
faba-111	50	17	living	living	NOUN
faba-111	50	18	expenses	expense	NOUN
faba-111	50	19	once	once	SCONJ
faba-111	50	20	they	they	PRON
faba-111	50	21	are	be	AUX
faba-111	50	22	no	no	ADV
faba-111	50	23	longer	long	ADV
faba-111	50	24	working	work	VERB
faba-111	50	25	.	.	PUNCT
faba-111	51	1	while	while	SCONJ
faba-111	51	2	it	it	PRON
faba-111	51	3	is	be	AUX
faba-111	51	4	true	true	ADJ
faba-111	51	5	that	that	SCONJ
faba-111	51	6	it	it	PRON
faba-111	51	7	is	be	AUX
faba-111	51	8	easier	easy	ADJ
faba-111	51	9	to	to	PART
faba-111	51	10	talk	talk	VERB
faba-111	51	11	about	about	ADP
faba-111	51	12	saving	save	VERB
faba-111	51	13	for	for	ADP
faba-111	51	14	retirement	retirement	NOUN
faba-111	51	15	than	than	ADP
faba-111	51	16	actually	actually	ADV
faba-111	51	17	putting	put	VERB
faba-111	51	18	in	in	ADP
faba-111	51	19	the	the	DET
faba-111	51	20	time	time	NOUN
faba-111	51	21	and	and	CCONJ
faba-111	51	22	effort	effort	NOUN
faba-111	51	23	,	,	PUNCT
faba-111	51	24	it	it	PRON
faba-111	51	25	is	be	AUX
faba-111	51	26	possible	possible	ADJ
faba-111	51	27	with	with	ADP
faba-111	51	28	everyone	everyone	PRON
faba-111	51	29	's	's	PART
faba-111	51	30	support	support	NOUN
faba-111	51	31	and	and	CCONJ
faba-111	51	32	consistent	consistent	ADJ
faba-111	51	33	attempts	attempt	NOUN
faba-111	51	34	to	to	PART
faba-111	51	35	change	change	VERB
faba-111	51	36	this	this	PRON
faba-111	51	37	.	.	PUNCT
faba-111	52	1	there	there	PRON
faba-111	52	2	needs	need	VERB
faba-111	52	3	to	to	PART
faba-111	52	4	be	be	AUX
faba-111	52	5	some	some	DET
faba-111	52	6	understanding	understanding	NOUN
faba-111	52	7	of	of	ADP
faba-111	52	8	the	the	DET
faba-111	52	9	need	need	NOUN
faba-111	52	10	to	to	PART
faba-111	52	11	save	save	VERB
faba-111	52	12	for	for	ADP
faba-111	52	13	one	one	NOUN
faba-111	52	14	's	's	PART
faba-111	52	15	future	future	NOUN
faba-111	52	16	.	.	PUNCT
faba-111	53	1	saving	save	VERB
faba-111	53	2	is	be	AUX
faba-111	53	3	a	a	DET
faba-111	53	4	decision	decision	NOUN
faba-111	53	5	-	-	PUNCT
faba-111	53	6	making	make	VERB
faba-111	53	7	process	process	NOUN
faba-111	53	8	and	and	CCONJ
faba-111	53	9	saving	saving	NOUN
faba-111	53	10	is	be	AUX
faba-111	53	11	a	a	DET
faba-111	53	12	routine	routine	ADJ
faba-111	53	13	activity	activity	NOUN
faba-111	53	14	to	to	PART
faba-111	53	15	achieve	achieve	VERB
faba-111	53	16	a	a	DET
faba-111	53	17	goal	goal	NOUN
faba-111	53	18	(	(	PUNCT
faba-111	53	19	retirement	retirement	NOUN
faba-111	53	20	funds	fund	NOUN
faba-111	53	21	,	,	PUNCT
faba-111	53	22	buying	buy	VERB
faba-111	53	23	something	something	PRON
faba-111	53	24	,	,	PUNCT
faba-111	53	25	giving	give	VERB
faba-111	53	26	gifts	gift	NOUN
faba-111	53	27	)	)	PUNCT
faba-111	53	28	(	(	PUNCT
faba-111	53	29	lewis	lewis	PROPN
faba-111	53	30	,	,	PUNCT
faba-111	53	31	webley	webley	PROPN
faba-111	53	32	&	&	CCONJ
faba-111	53	33	furnham	furnham	PROPN
faba-111	53	34	1995	1995	NUM
faba-111	53	35	;	;	PUNCT
faba-111	54	1	warneryd	warneryd	PROPN
faba-111	54	2	,	,	PUNCT
faba-111	54	3	1999	1999	NUM
faba-111	54	4	)	)	PUNCT
faba-111	54	5	.	.	PUNCT
faba-111	55	1	perceived	perceive	VERB
faba-111	55	2	future	future	ADJ
faba-111	55	3	financial	financial	ADJ
faba-111	55	4	needs	need	NOUN
faba-111	55	5	,	,	PUNCT
faba-111	55	6	saving	save	VERB
faba-111	55	7	decisions	decision	NOUN
faba-111	55	8	,	,	PUNCT
faba-111	55	9	and	and	CCONJ
faba-111	55	10	saving	save	VERB
faba-111	55	11	activities	activity	NOUN
faba-111	55	12	all	all	PRON
faba-111	55	13	play	play	VERB
faba-111	55	14	a	a	DET
faba-111	55	15	role	role	NOUN
faba-111	55	16	in	in	ADP
faba-111	55	17	saving	save	VERB
faba-111	55	18	behaviour	behaviour	NOUN
faba-111	55	19	.	.	PUNCT
faba-111	56	1	people	people	NOUN
faba-111	56	2	,	,	PUNCT
faba-111	56	3	on	on	ADP
faba-111	56	4	the	the	DET
faba-111	56	5	other	other	ADJ
faba-111	56	6	hand	hand	NOUN
faba-111	56	7	,	,	PUNCT
faba-111	56	8	tend	tend	VERB
faba-111	56	9	to	to	PART
faba-111	56	10	view	view	VERB
faba-111	56	11	saving	save	VERB
faba-111	56	12	as	as	ADP
faba-111	56	13	an	an	DET
faba-111	56	14	investment	investment	NOUN
faba-111	56	15	,	,	PUNCT
faba-111	56	16	depositing	deposit	VERB
faba-111	56	17	money	money	NOUN
faba-111	56	18	into	into	ADP
faba-111	56	19	a	a	DET
faba-111	56	20	bank	bank	NOUN
faba-111	56	21	account	account	NOUN
faba-111	56	22	,	,	PUNCT
faba-111	56	23	speculating	speculating	NOUN
faba-111	56	24	,	,	PUNCT
faba-111	56	25	or	or	CCONJ
faba-111	56	26	gambling	gambling	NOUN
faba-111	56	27	with	with	ADP
faba-111	56	28	mortgages	mortgage	NOUN
faba-111	56	29	.	.	PUNCT
faba-111	57	1	in	in	ADP
faba-111	57	2	other	other	ADJ
faba-111	57	3	words	word	NOUN
faba-111	57	4	,	,	PUNCT
faba-111	57	5	saving	saving	NOUN
faba-111	57	6	is	be	AUX
faba-111	57	7	trying	try	VERB
faba-111	57	8	to	to	PART
faba-111	57	9	save	save	VERB
faba-111	57	10	money	money	NOUN
faba-111	57	11	that	that	PRON
faba-111	57	12	is	be	AUX
faba-111	57	13	not	not	PART
faba-111	57	14	used	use	VERB
faba-111	57	15	for	for	ADP
faba-111	57	16	consumption	consumption	NOUN
faba-111	57	17	for	for	ADP
faba-111	57	18	a	a	DET
faba-111	57	19	specific	specific	ADJ
faba-111	57	20	purpose	purpose	NOUN
faba-111	57	21	and	and	CCONJ
faba-111	57	22	time	time	NOUN
faba-111	57	23	frame	frame	NOUN
faba-111	57	24	.	.	PUNCT
faba-111	58	1	in	in	ADP
faba-111	58	2	a	a	DET
faba-111	58	3	study	study	NOUN
faba-111	58	4	by	by	ADP
faba-111	58	5	adami	adami	PROPN
faba-111	58	6	et	et	PROPN
faba-111	58	7	al	al	PROPN
faba-111	58	8	.	.	PROPN
faba-111	59	1	(	(	PUNCT
faba-111	59	2	2018	2018	NUM
faba-111	59	3	)	)	PUNCT
faba-111	59	4	,	,	PUNCT
faba-111	59	5	socioeconomic	socioeconomic	ADJ
faba-111	59	6	factors	factor	NOUN
faba-111	59	7	were	be	AUX
faba-111	59	8	found	find	VERB
faba-111	59	9	to	to	PART
faba-111	59	10	play	play	VERB
faba-111	59	11	an	an	DET
faba-111	59	12	important	important	ADJ
faba-111	59	13	role	role	NOUN
faba-111	59	14	in	in	ADP
faba-111	59	15	determining	determine	VERB
faba-111	59	16	retirement	retirement	NOUN
faba-111	59	17	savings	saving	NOUN
faba-111	59	18	behavior	behavior	NOUN
faba-111	59	19	among	among	ADP
faba-111	59	20	ethnic	ethnic	ADJ
faba-111	59	21	minorities	minority	NOUN
faba-111	59	22	.	.	PUNCT
faba-111	60	1	the	the	DET
faba-111	60	2	study	study	NOUN
faba-111	60	3	concluded	conclude	VERB
faba-111	60	4	that	that	SCONJ
faba-111	60	5	high	high	ADJ
faba-111	60	6	poverty	poverty	NOUN
faba-111	60	7	finance	finance	NOUN
faba-111	60	8	,	,	PUNCT
faba-111	60	9	accounting	accounting	NOUN
faba-111	60	10	and	and	CCONJ
faba-111	60	11	business	business	NOUN
faba-111	60	12	analysis	analysis	NOUN
faba-111	60	13	4	4	NUM
faba-111	60	14	(	(	PUNCT
faba-111	60	15	1	1	NUM
faba-111	60	16	)	)	PUNCT
faba-111	60	17	2022	2022	NUM
faba-111	60	18	54	54	NUM
faba-111	60	19	rates	rate	NOUN
faba-111	60	20	are	be	AUX
faba-111	60	21	more	more	ADV
faba-111	60	22	likely	likely	ADJ
faba-111	60	23	due	due	ADJ
faba-111	60	24	to	to	ADP
faba-111	60	25	educational	educational	ADJ
faba-111	60	26	attainment	attainment	ADJ
faba-111	60	27	,	,	PUNCT
faba-111	60	28	part	part	ADJ
faba-111	60	29	-	-	PUNCT
faba-111	60	30	time	time	NOUN
faba-111	60	31	work	work	NOUN
faba-111	60	32	,	,	PUNCT
faba-111	60	33	and	and	CCONJ
faba-111	60	34	long	long	ADJ
faba-111	60	35	-	-	PUNCT
faba-111	60	36	term	term	NOUN
faba-111	60	37	unemployment	unemployment	NOUN
faba-111	60	38	.	.	PUNCT
faba-111	61	1	during	during	ADP
faba-111	61	2	the	the	DET
faba-111	61	3	same	same	ADJ
faba-111	61	4	period	period	NOUN
faba-111	61	5	,	,	PUNCT
faba-111	61	6	a	a	DET
faba-111	61	7	study	study	NOUN
faba-111	61	8	by	by	ADP
faba-111	61	9	dolls	doll	NOUN
faba-111	61	10	et	et	PROPN
faba-111	61	11	al	al	PROPN
faba-111	61	12	.	.	PROPN
faba-111	62	1	(	(	PUNCT
faba-111	62	2	2018	2018	NUM
faba-111	62	3	)	)	PUNCT
faba-111	62	4	found	find	VERB
faba-111	62	5	an	an	DET
faba-111	62	6	increase	increase	NOUN
faba-111	62	7	in	in	ADP
faba-111	62	8	tax	tax	NOUN
faba-111	62	9	-	-	PUNCT
faba-111	62	10	deductible	deductible	ADJ
faba-111	62	11	private	private	ADJ
faba-111	62	12	savings	saving	NOUN
faba-111	62	13	and	and	CCONJ
faba-111	62	14	earned	earn	VERB
faba-111	62	15	income	income	NOUN
faba-111	62	16	due	due	ADP
faba-111	62	17	to	to	ADP
faba-111	62	18	the	the	DET
faba-111	62	19	efforts	effort	NOUN
faba-111	62	20	of	of	ADP
faba-111	62	21	the	the	DET
faba-111	62	22	german	german	ADJ
faba-111	62	23	pension	pension	NOUN
faba-111	62	24	administration	administration	NOUN
faba-111	62	25	,	,	PUNCT
faba-111	62	26	which	which	PRON
faba-111	62	27	sends	send	VERB
faba-111	62	28	out	out	ADP
faba-111	62	29	annual	annual	ADJ
faba-111	62	30	letters	letter	NOUN
faba-111	62	31	with	with	ADP
faba-111	62	32	detailed	detailed	ADJ
faba-111	62	33	information	information	NOUN
faba-111	62	34	about	about	ADP
faba-111	62	35	the	the	DET
faba-111	62	36	pension	pension	NOUN
faba-111	62	37	system	system	NOUN
faba-111	62	38	and	and	CCONJ
faba-111	62	39	expected	expect	VERB
faba-111	62	40	pension	pension	NOUN
faba-111	62	41	payments	payment	NOUN
faba-111	62	42	.	.	PUNCT
faba-111	63	1	a	a	DET
faba-111	63	2	recent	recent	ADJ
faba-111	63	3	study	study	NOUN
faba-111	63	4	by	by	ADP
faba-111	63	5	alkhawaja	alkhawaja	PROPN
faba-111	63	6	and	and	CCONJ
faba-111	63	7	albaity	albaity	NOUN
faba-111	63	8	(	(	PUNCT
faba-111	63	9	2020	2020	NUM
faba-111	63	10	)	)	PUNCT
faba-111	63	11	examined	examine	VERB
faba-111	63	12	the	the	DET
faba-111	63	13	effects	effect	NOUN
faba-111	63	14	of	of	ADP
faba-111	63	15	future	future	ADJ
faba-111	63	16	perspective	perspective	NOUN
faba-111	63	17	(	(	PUNCT
faba-111	63	18	ftp	ftp	NOUN
faba-111	63	19	)	)	PUNCT
faba-111	63	20	,	,	PUNCT
faba-111	63	21	financial	financial	ADJ
faba-111	63	22	risk	risk	NOUN
faba-111	63	23	tolerance	tolerance	NOUN
faba-111	63	24	(	(	PUNCT
faba-111	63	25	frt	frt	NOUN
faba-111	63	26	)	)	PUNCT
faba-111	63	27	,	,	PUNCT
faba-111	63	28	and	and	CCONJ
faba-111	63	29	knowledge	knowledge	NOUN
faba-111	63	30	of	of	ADP
faba-111	63	31	financial	financial	ADJ
faba-111	63	32	planning	planning	NOUN
faba-111	63	33	for	for	ADP
faba-111	63	34	retirement	retirement	NOUN
faba-111	63	35	(	(	PUNCT
faba-111	63	36	kfpr	kfpr	PROPN
faba-111	63	37	)	)	PUNCT
faba-111	63	38	on	on	ADP
faba-111	63	39	retirement	retirement	NOUN
faba-111	63	40	savings	saving	NOUN
faba-111	63	41	behavior	behavior	NOUN
faba-111	63	42	(	(	PUNCT
faba-111	63	43	rsb	rsb	NOUN
faba-111	63	44	)	)	PUNCT
faba-111	63	45	.	.	PUNCT
faba-111	64	1	the	the	DET
faba-111	64	2	study	study	NOUN
faba-111	64	3	found	find	VERB
faba-111	64	4	that	that	SCONJ
faba-111	64	5	ftp	ftp	PROPN
faba-111	64	6	and	and	CCONJ
faba-111	64	7	kfpr	kfpr	PROPN
faba-111	64	8	had	have	VERB
faba-111	64	9	a	a	DET
faba-111	64	10	significant	significant	ADJ
faba-111	64	11	positive	positive	ADJ
faba-111	64	12	effect	effect	NOUN
faba-111	64	13	,	,	PUNCT
faba-111	64	14	while	while	SCONJ
faba-111	64	15	frt	frt	NOUN
faba-111	64	16	had	have	VERB
faba-111	64	17	an	an	DET
faba-111	64	18	insignificant	insignificant	ADJ
faba-111	64	19	negative	negative	ADJ
faba-111	64	20	effect	effect	NOUN
faba-111	64	21	on	on	ADP
faba-111	64	22	rsb	rsb	PROPN
faba-111	64	23	,	,	PUNCT
faba-111	64	24	and	and	CCONJ
faba-111	64	25	these	these	DET
faba-111	64	26	results	result	NOUN
faba-111	64	27	are	be	AUX
faba-111	64	28	consistent	consistent	ADJ
faba-111	64	29	with	with	ADP
faba-111	64	30	previous	previous	ADJ
faba-111	64	31	studies	study	NOUN
faba-111	64	32	.	.	PUNCT
faba-111	65	1	koh	koh	PROPN
faba-111	65	2	et	et	PROPN
faba-111	65	3	al	al	PROPN
faba-111	65	4	.	.	PROPN
faba-111	66	1	(	(	PUNCT
faba-111	66	2	2021	2021	NUM
faba-111	66	3	)	)	PUNCT
faba-111	66	4	examined	examine	VERB
faba-111	66	5	the	the	DET
faba-111	66	6	relationship	relationship	NOUN
faba-111	66	7	between	between	ADP
faba-111	66	8	trust	trust	NOUN
faba-111	66	9	in	in	ADP
faba-111	66	10	people	people	NOUN
faba-111	66	11	and	and	CCONJ
faba-111	66	12	participation	participation	NOUN
faba-111	66	13	in	in	ADP
faba-111	66	14	retirement	retirement	NOUN
faba-111	66	15	planning	planning	NOUN
faba-111	66	16	.	.	PUNCT
faba-111	67	1	the	the	DET
faba-111	67	2	study	study	NOUN
faba-111	67	3	found	find	VERB
faba-111	67	4	that	that	PRON
faba-111	67	5	trust	trust	NOUN
faba-111	67	6	in	in	ADP
faba-111	67	7	private	private	ADJ
faba-111	67	8	and	and	CCONJ
faba-111	67	9	public	public	ADJ
faba-111	67	10	financial	financial	ADJ
faba-111	67	11	agents	agent	NOUN
faba-111	67	12	was	be	AUX
faba-111	67	13	positively	positively	ADV
faba-111	67	14	associated	associate	VERB
faba-111	67	15	with	with	ADP
faba-111	67	16	saving	save	VERB
faba-111	67	17	for	for	ADP
faba-111	67	18	retirement	retirement	NOUN
faba-111	67	19	and	and	CCONJ
faba-111	67	20	that	that	SCONJ
faba-111	67	21	financial	financial	ADJ
faba-111	67	22	education	education	NOUN
faba-111	67	23	also	also	ADV
faba-111	67	24	played	play	VERB
faba-111	67	25	an	an	DET
faba-111	67	26	important	important	ADJ
faba-111	67	27	and	and	CCONJ
faba-111	67	28	consistent	consistent	ADJ
faba-111	67	29	role	role	NOUN
faba-111	67	30	in	in	ADP
faba-111	67	31	retirement	retirement	NOUN
faba-111	67	32	decision	decision	NOUN
faba-111	67	33	making	making	NOUN
faba-111	67	34	.	.	PUNCT
faba-111	68	1	perception	perception	NOUN
faba-111	68	2	of	of	ADP
faba-111	68	3	retirement	retirement	NOUN
faba-111	68	4	the	the	DET
faba-111	68	5	perception	perception	NOUN
faba-111	68	6	of	of	ADP
faba-111	68	7	retirement	retirement	NOUN
faba-111	68	8	is	be	AUX
faba-111	68	9	shaped	shape	VERB
faba-111	68	10	by	by	ADP
faba-111	68	11	both	both	CCONJ
faba-111	68	12	internal	internal	ADJ
faba-111	68	13	and	and	CCONJ
faba-111	68	14	external	external	ADJ
faba-111	68	15	influences	influence	NOUN
faba-111	68	16	,	,	PUNCT
faba-111	68	17	such	such	ADJ
faba-111	68	18	as	as	ADP
faba-111	68	19	one	one	PRON
faba-111	68	20	's	's	PART
faba-111	68	21	thinking	thinking	NOUN
faba-111	68	22	ability	ability	NOUN
faba-111	68	23	and	and	CCONJ
faba-111	68	24	psychological	psychological	ADJ
faba-111	68	25	state	state	NOUN
faba-111	68	26	,	,	PUNCT
faba-111	68	27	which	which	PRON
faba-111	68	28	can	can	AUX
faba-111	68	29	lead	lead	VERB
faba-111	68	30	to	to	ADP
faba-111	68	31	positive	positive	ADJ
faba-111	68	32	and	and	CCONJ
faba-111	68	33	negative	negative	ADJ
faba-111	68	34	perceptions	perception	NOUN
faba-111	68	35	of	of	ADP
faba-111	68	36	retirement	retirement	NOUN
faba-111	68	37	.	.	PUNCT
faba-111	69	1	aspects	aspect	NOUN
faba-111	69	2	of	of	ADP
faba-111	69	3	perception	perception	NOUN
faba-111	69	4	of	of	ADP
faba-111	69	5	retirement	retirement	NOUN
faba-111	69	6	the	the	DET
faba-111	69	7	process	process	NOUN
faba-111	69	8	of	of	ADP
faba-111	69	9	perception	perception	NOUN
faba-111	69	10	takes	take	VERB
faba-111	69	11	place	place	NOUN
faba-111	69	12	in	in	ADP
faba-111	69	13	the	the	DET
faba-111	69	14	cognitive	cognitive	ADJ
faba-111	69	15	area	area	NOUN
faba-111	69	16	of	of	ADP
faba-111	69	17	the	the	DET
faba-111	69	18	individual	individual	NOUN
faba-111	69	19	.	.	PUNCT
faba-111	70	1	the	the	DET
faba-111	70	2	objects	object	NOUN
faba-111	70	3	that	that	PRON
faba-111	70	4	are	be	AUX
faba-111	70	5	perceived	perceive	VERB
faba-111	70	6	in	in	ADP
faba-111	70	7	relation	relation	NOUN
faba-111	70	8	to	to	ADP
faba-111	70	9	retirement	retirement	NOUN
faba-111	70	10	are	be	AUX
faba-111	70	11	the	the	DET
faba-111	70	12	physical	physical	ADJ
faba-111	70	13	,	,	PUNCT
faba-111	70	14	financial	financial	ADJ
faba-111	70	15	,	,	PUNCT
faba-111	70	16	and	and	CCONJ
faba-111	70	17	social	social	ADJ
faba-111	70	18	conditions	condition	NOUN
faba-111	70	19	.	.	PUNCT
faba-111	71	1	retirement	retirement	NOUN
faba-111	71	2	is	be	AUX
faba-111	71	3	a	a	DET
faba-111	71	4	time	time	NOUN
faba-111	71	5	full	full	ADJ
faba-111	71	6	of	of	ADP
faba-111	71	7	changes	change	NOUN
faba-111	71	8	and	and	CCONJ
faba-111	71	9	the	the	DET
faba-111	71	10	most	most	ADV
faba-111	71	11	fundamental	fundamental	ADJ
faba-111	71	12	is	be	AUX
faba-111	71	13	the	the	DET
faba-111	71	14	change	change	NOUN
faba-111	71	15	of	of	ADP
faba-111	71	16	these	these	DET
faba-111	71	17	three	three	NUM
faba-111	71	18	things	thing	NOUN
faba-111	71	19	,	,	PUNCT
faba-111	71	20	so	so	CCONJ
faba-111	71	21	it	it	PRON
faba-111	71	22	has	have	VERB
faba-111	71	23	an	an	DET
faba-111	71	24	impact	impact	NOUN
faba-111	71	25	on	on	ADP
faba-111	71	26	the	the	DET
faba-111	71	27	individual	individual	NOUN
faba-111	71	28	's	's	PART
faba-111	71	29	perception	perception	NOUN
faba-111	71	30	of	of	ADP
faba-111	71	31	retirement	retirement	NOUN
faba-111	71	32	.	.	PUNCT
faba-111	72	1	a.	a.	PROPN
faba-111	72	2	physical	physical	PROPN
faba-111	72	3	condition	condition	NOUN
faba-111	72	4	retirement	retirement	NOUN
faba-111	72	5	,	,	PUNCT
faba-111	72	6	entering	enter	VERB
faba-111	72	7	the	the	DET
faba-111	72	8	phase	phase	NOUN
faba-111	72	9	of	of	ADP
faba-111	72	10	development	development	NOUN
faba-111	72	11	into	into	ADP
faba-111	72	12	late	late	ADJ
faba-111	72	13	adulthood	adulthood	NOUN
faba-111	72	14	,	,	PUNCT
faba-111	72	15	brings	bring	VERB
faba-111	72	16	individual	individual	ADJ
faba-111	72	17	physical	physical	ADJ
faba-111	72	18	changes	change	NOUN
faba-111	72	19	.	.	PUNCT
faba-111	73	1	declining	decline	VERB
faba-111	73	2	physical	physical	ADJ
faba-111	73	3	abilities	ability	NOUN
faba-111	73	4	affect	affect	VERB
faba-111	73	5	individual	individual	ADJ
faba-111	73	6	activities	activity	NOUN
faba-111	73	7	related	relate	VERB
faba-111	73	8	to	to	ADP
faba-111	73	9	physical	physical	ADJ
faba-111	73	10	activity	activity	NOUN
faba-111	73	11	.	.	PUNCT
faba-111	74	1	b.	b.	PROPN
faba-111	74	2	financial	financial	ADJ
faba-111	74	3	situation	situation	NOUN
faba-111	74	4	the	the	DET
faba-111	74	5	financial	financial	ADJ
faba-111	74	6	situation	situation	NOUN
faba-111	74	7	of	of	ADP
faba-111	74	8	individuals	individual	NOUN
faba-111	74	9	who	who	PRON
faba-111	74	10	work	work	VERB
faba-111	74	11	and	and	CCONJ
faba-111	74	12	retire	retire	NOUN
faba-111	74	13	has	have	AUX
faba-111	74	14	changed	change	VERB
faba-111	74	15	significantly	significantly	ADV
faba-111	74	16	.	.	PUNCT
faba-111	75	1	while	while	SCONJ
faba-111	75	2	working	work	VERB
faba-111	75	3	,	,	PUNCT
faba-111	75	4	individuals	individual	NOUN
faba-111	75	5	receive	receive	VERB
faba-111	75	6	regular	regular	ADJ
faba-111	75	7	income	income	NOUN
faba-111	75	8	in	in	ADP
faba-111	75	9	the	the	DET
faba-111	75	10	form	form	NOUN
faba-111	75	11	of	of	ADP
faba-111	75	12	wages	wage	NOUN
faba-111	75	13	for	for	ADP
faba-111	75	14	their	their	PRON
faba-111	75	15	work	work	NOUN
faba-111	75	16	,	,	PUNCT
faba-111	75	17	but	but	CCONJ
faba-111	75	18	when	when	SCONJ
faba-111	75	19	the	the	DET
faba-111	75	20	individual	individual	NOUN
faba-111	75	21	retires	retire	VERB
faba-111	75	22	,	,	PUNCT
faba-111	75	23	the	the	DET
faba-111	75	24	regular	regular	ADJ
faba-111	75	25	financial	financial	ADJ
faba-111	75	26	income	income	NOUN
faba-111	75	27	changes	change	NOUN
faba-111	75	28	.	.	PUNCT
faba-111	76	1	c.	c.	PROPN
faba-111	76	2	social	social	ADJ
faba-111	76	3	conditions	condition	NOUN
faba-111	76	4	the	the	DET
faba-111	76	5	change	change	NOUN
faba-111	76	6	from	from	ADP
faba-111	76	7	the	the	DET
faba-111	76	8	role	role	NOUN
faba-111	76	9	of	of	ADP
faba-111	76	10	a	a	DET
faba-111	76	11	worker	worker	NOUN
faba-111	76	12	to	to	ADP
faba-111	76	13	that	that	PRON
faba-111	76	14	of	of	ADP
faba-111	76	15	a	a	DET
faba-111	76	16	retiree	retiree	NOUN
faba-111	76	17	has	have	VERB
faba-111	76	18	implications	implication	NOUN
faba-111	76	19	for	for	ADP
faba-111	76	20	the	the	DET
faba-111	76	21	social	social	ADJ
faba-111	76	22	life	life	NOUN
faba-111	76	23	of	of	ADP
faba-111	76	24	the	the	DET
faba-111	76	25	individual	individual	NOUN
faba-111	76	26	.	.	PUNCT
faba-111	77	1	the	the	DET
faba-111	77	2	life	life	NOUN
faba-111	77	3	of	of	ADP
faba-111	77	4	a	a	DET
faba-111	77	5	worker	worker	NOUN
faba-111	77	6	who	who	PRON
faba-111	77	7	has	have	VERB
faba-111	77	8	a	a	DET
faba-111	77	9	variety	variety	NOUN
faba-111	77	10	of	of	ADP
faba-111	77	11	work	work	NOUN
faba-111	77	12	routines	routine	NOUN
faba-111	77	13	and	and	CCONJ
faba-111	77	14	meets	meet	VERB
faba-111	77	15	different	different	ADJ
faba-111	77	16	colleagues	colleague	NOUN
faba-111	77	17	every	every	DET
faba-111	77	18	day	day	NOUN
faba-111	77	19	will	will	AUX
faba-111	77	20	change	change	VERB
faba-111	77	21	with	with	ADP
faba-111	77	22	retirement	retirement	NOUN
faba-111	77	23	.	.	PUNCT
faba-111	78	1	support	support	NOUN
faba-111	78	2	from	from	ADP
faba-111	78	3	loved	love	VERB
faba-111	78	4	ones	one	NOUN
faba-111	78	5	and	and	CCONJ
faba-111	78	6	family	family	NOUN
faba-111	78	7	is	be	AUX
faba-111	78	8	necessary	necessary	ADJ
faba-111	78	9	to	to	PART
faba-111	78	10	ease	ease	VERB
faba-111	78	11	the	the	DET
faba-111	78	12	adjustment	adjustment	NOUN
faba-111	78	13	process	process	NOUN
faba-111	78	14	.	.	PUNCT
faba-111	79	1	forms	form	NOUN
faba-111	79	2	of	of	ADP
faba-111	79	3	perception	perception	NOUN
faba-111	79	4	there	there	PRON
faba-111	79	5	are	be	VERB
faba-111	79	6	two	two	NUM
faba-111	79	7	forms	form	NOUN
faba-111	79	8	of	of	ADP
faba-111	79	9	perception	perception	NOUN
faba-111	79	10	,	,	PUNCT
faba-111	79	11	namely	namely	ADV
faba-111	79	12	:	:	PUNCT
faba-111	79	13	a.	a.	NOUN
faba-111	79	14	positive	positive	ADJ
faba-111	79	15	perception	perception	NOUN
faba-111	79	16	individual	individual	ADJ
faba-111	79	17	evaluation	evaluation	NOUN
faba-111	79	18	of	of	ADP
faba-111	79	19	an	an	DET
faba-111	79	20	object	object	NOUN
faba-111	79	21	or	or	CCONJ
faba-111	79	22	information	information	NOUN
faba-111	79	23	with	with	ADP
faba-111	79	24	a	a	DET
faba-111	79	25	positive	positive	ADJ
faba-111	79	26	view	view	NOUN
faba-111	79	27	or	or	CCONJ
faba-111	79	28	as	as	SCONJ
faba-111	79	29	expected	expect	VERB
faba-111	79	30	from	from	ADP
faba-111	79	31	the	the	DET
faba-111	79	32	perceived	perceive	VERB
faba-111	79	33	object	object	NOUN
faba-111	79	34	or	or	CCONJ
faba-111	79	35	existing	exist	VERB
faba-111	79	36	rules	rule	NOUN
faba-111	79	37	.	.	PUNCT
faba-111	80	1	a	a	DET
faba-111	80	2	positive	positive	ADJ
faba-111	80	3	perception	perception	NOUN
faba-111	80	4	of	of	ADP
faba-111	80	5	retirement	retirement	NOUN
faba-111	80	6	is	be	AUX
faba-111	80	7	an	an	DET
faba-111	80	8	individual	individual	NOUN
faba-111	80	9	's	's	PART
faba-111	80	10	evaluation	evaluation	NOUN
faba-111	80	11	of	of	ADP
faba-111	80	12	retirement	retirement	NOUN
faba-111	80	13	and	and	CCONJ
faba-111	80	14	all	all	DET
faba-111	80	15	the	the	DET
faba-111	80	16	changes	change	NOUN
faba-111	80	17	that	that	PRON
faba-111	80	18	accompany	accompany	VERB
faba-111	80	19	it	it	PRON
faba-111	80	20	with	with	ADP
faba-111	80	21	a	a	DET
faba-111	80	22	positive	positive	ADJ
faba-111	80	23	outlook	outlook	NOUN
faba-111	80	24	.	.	PUNCT
faba-111	81	1	according	accord	VERB
faba-111	81	2	to	to	ADP
faba-111	81	3	rini	rini	PROPN
faba-111	81	4	(	(	PUNCT
faba-111	81	5	2001	2001	NUM
faba-111	81	6	)	)	PUNCT
faba-111	81	7	,	,	PUNCT
faba-111	81	8	forms	form	NOUN
faba-111	81	9	of	of	ADP
faba-111	81	10	positive	positive	ADJ
faba-111	81	11	perceptions	perception	NOUN
faba-111	81	12	of	of	ADP
faba-111	81	13	retirement	retirement	NOUN
faba-111	81	14	include	include	VERB
faba-111	81	15	:	:	PUNCT
faba-111	81	16	1	1	X
faba-111	81	17	.	.	X
faba-111	81	18	improving	improve	VERB
faba-111	81	19	health	health	NOUN
faba-111	81	20	by	by	ADP
faba-111	81	21	reducing	reduce	VERB
faba-111	81	22	the	the	DET
faba-111	81	23	amount	amount	NOUN
faba-111	81	24	of	of	ADP
faba-111	81	25	stress	stress	NOUN
faba-111	81	26	one	one	NUM
faba-111	81	27	faces	face	NOUN
faba-111	81	28	;	;	PUNCT
faba-111	81	29	2	2	X
faba-111	81	30	.	.	X
faba-111	81	31	after	after	ADP
faba-111	81	32	retirement	retirement	NOUN
faba-111	81	33	,	,	PUNCT
faba-111	81	34	there	there	PRON
faba-111	81	35	is	be	VERB
faba-111	81	36	more	more	ADJ
faba-111	81	37	time	time	NOUN
faba-111	81	38	and	and	CCONJ
faba-111	81	39	opportunities	opportunity	NOUN
faba-111	81	40	for	for	ADP
faba-111	81	41	togetherness	togetherness	NOUN
faba-111	81	42	with	with	ADP
faba-111	81	43	families	family	NOUN
faba-111	81	44	and	and	CCONJ
faba-111	81	45	partners	partner	NOUN
faba-111	81	46	;	;	PUNCT
faba-111	81	47	3	3	X
faba-111	81	48	.	.	X
faba-111	81	49	retirement	retirement	NOUN
faba-111	81	50	does	do	AUX
faba-111	81	51	not	not	PART
faba-111	81	52	cause	cause	VERB
faba-111	81	53	people	people	NOUN
faba-111	81	54	to	to	PART
faba-111	81	55	age	age	VERB
faba-111	81	56	quickly	quickly	ADV
faba-111	81	57	and	and	CCONJ
faba-111	81	58	get	get	VERB
faba-111	81	59	sick	sick	ADJ
faba-111	81	60	easily	easily	ADV
faba-111	81	61	because	because	SCONJ
faba-111	81	62	it	it	PRON
faba-111	81	63	has	have	VERB
faba-111	81	64	the	the	DET
faba-111	81	65	potential	potential	NOUN
faba-111	81	66	to	to	PART
faba-111	81	67	improve	improve	VERB
faba-111	81	68	health	health	NOUN
faba-111	81	69	by	by	ADP
faba-111	81	70	allowing	allow	VERB
faba-111	81	71	them	they	PRON
faba-111	81	72	to	to	PART
faba-111	81	73	spend	spend	VERB
faba-111	81	74	more	more	ADJ
faba-111	81	75	time	time	NOUN
faba-111	81	76	exercising	exercise	VERB
faba-111	81	77	;	;	PUNCT
faba-111	81	78	and	and	CCONJ
faba-111	81	79	4	4	X
faba-111	81	80	.	.	X
faba-111	82	1	they	they	PRON
faba-111	82	2	can	can	AUX
faba-111	82	3	spend	spend	VERB
faba-111	82	4	more	more	ADJ
faba-111	82	5	time	time	NOUN
faba-111	82	6	on	on	ADP
faba-111	82	7	social	social	ADJ
faba-111	82	8	life	life	NOUN
faba-111	82	9	in	in	ADP
faba-111	82	10	the	the	DET
faba-111	82	11	community	community	NOUN
faba-111	82	12	.	.	PUNCT
faba-111	83	1	b.	b.	PROPN
faba-111	83	2	negative	negative	ADJ
faba-111	83	3	perception	perception	NOUN
faba-111	83	4	individual	individual	ADJ
faba-111	83	5	perception	perception	NOUN
faba-111	83	6	of	of	ADP
faba-111	83	7	certain	certain	ADJ
faba-111	83	8	objects	object	NOUN
faba-111	83	9	or	or	CCONJ
faba-111	83	10	information	information	NOUN
faba-111	83	11	with	with	ADP
faba-111	83	12	a	a	DET
faba-111	83	13	negative	negative	ADJ
faba-111	83	14	view	view	NOUN
faba-111	83	15	that	that	PRON
faba-111	83	16	is	be	AUX
faba-111	83	17	contrary	contrary	ADJ
faba-111	83	18	to	to	ADP
faba-111	83	19	what	what	PRON
faba-111	83	20	is	be	AUX
faba-111	83	21	expected	expect	VERB
faba-111	83	22	from	from	ADP
faba-111	83	23	the	the	DET
faba-111	83	24	perceived	perceive	VERB
faba-111	83	25	object	object	NOUN
faba-111	83	26	or	or	CCONJ
faba-111	83	27	from	from	ADP
faba-111	83	28	the	the	DET
faba-111	83	29	existing	exist	VERB
faba-111	83	30	rules	rule	NOUN
faba-111	83	31	.	.	PUNCT
faba-111	84	1	negative	negative	ADJ
faba-111	84	2	perception	perception	NOUN
faba-111	84	3	of	of	ADP
faba-111	84	4	retirement	retirement	NOUN
faba-111	84	5	is	be	AUX
faba-111	84	6	the	the	DET
faba-111	84	7	evaluation	evaluation	NOUN
faba-111	84	8	of	of	ADP
faba-111	84	9	retirement	retirement	NOUN
faba-111	84	10	and	and	CCONJ
faba-111	84	11	all	all	DET
faba-111	84	12	the	the	DET
faba-111	84	13	changes	change	NOUN
faba-111	84	14	that	that	PRON
faba-111	84	15	accompany	accompany	VERB
faba-111	84	16	it	it	PRON
faba-111	84	17	by	by	ADP
faba-111	84	18	an	an	DET
faba-111	84	19	individual	individual	NOUN
faba-111	84	20	with	with	ADP
faba-111	84	21	a	a	DET
faba-111	84	22	negative	negative	ADJ
faba-111	84	23	view	view	NOUN
faba-111	84	24	.	.	PUNCT
faba-111	85	1	according	accord	VERB
faba-111	85	2	to	to	ADP
faba-111	85	3	rini	rini	PROPN
faba-111	85	4	(	(	PUNCT
faba-111	85	5	2001	2001	NUM
faba-111	85	6	)	)	PUNCT
faba-111	85	7	,	,	PUNCT
faba-111	85	8	forms	form	NOUN
faba-111	85	9	of	of	ADP
faba-111	85	10	negative	negative	ADJ
faba-111	85	11	perceptions	perception	NOUN
faba-111	85	12	of	of	ADP
faba-111	85	13	retirement	retirement	NOUN
faba-111	85	14	include	include	VERB
faba-111	85	15	:	:	PUNCT
faba-111	85	16	1	1	X
faba-111	85	17	.	.	X
faba-111	85	18	loss	loss	NOUN
faba-111	85	19	of	of	ADP
faba-111	85	20	status	status	NOUN
faba-111	85	21	and	and	CCONJ
faba-111	85	22	respect	respect	NOUN
faba-111	85	23	;	;	PUNCT
faba-111	85	24	2	2	NUM
faba-111	85	25	.	.	NOUN
faba-111	85	26	lack	lack	NOUN
faba-111	85	27	of	of	ADP
faba-111	85	28	financial	financial	ADJ
faba-111	85	29	resources	resource	NOUN
faba-111	85	30	;	;	PUNCT
faba-111	85	31	3	3	X
faba-111	85	32	.	.	X
faba-111	85	33	loss	loss	NOUN
faba-111	85	34	of	of	ADP
faba-111	85	35	various	various	ADJ
faba-111	85	36	facilities	facility	NOUN
faba-111	85	37	and	and	CCONJ
faba-111	85	38	amenities	amenity	NOUN
faba-111	85	39	;	;	PUNCT
faba-111	85	40	4	4	X
faba-111	85	41	.	.	X
faba-111	85	42	exclusion	exclusion	NOUN
faba-111	85	43	from	from	ADP
faba-111	85	44	old	old	ADJ
faba-111	85	45	associations	association	NOUN
faba-111	85	46	and	and	CCONJ
faba-111	85	47	the	the	DET
faba-111	85	48	feeling	feeling	NOUN
faba-111	85	49	of	of	ADP
faba-111	85	50	growing	grow	VERB
faba-111	85	51	old	old	ADJ
faba-111	85	52	;	;	PUNCT
faba-111	85	53	and	and	CCONJ
faba-111	85	54	finance	finance	NOUN
faba-111	85	55	,	,	PUNCT
faba-111	85	56	accounting	accounting	NOUN
faba-111	85	57	and	and	CCONJ
faba-111	85	58	business	business	NOUN
faba-111	85	59	analysis	analysis	NOUN
faba-111	85	60	4	4	NUM
faba-111	85	61	(	(	PUNCT
faba-111	85	62	1	1	NUM
faba-111	85	63	)	)	PUNCT
faba-111	85	64	2022	2022	NUM
faba-111	85	65	55	55	NUM
faba-111	85	66	5	5	NUM
faba-111	85	67	.	.	PUNCT
faba-111	86	1	feeling	feeling	NOUN
faba-111	86	2	of	of	ADP
faba-111	86	3	being	be	AUX
faba-111	86	4	useless	useless	ADJ
faba-111	86	5	and	and	CCONJ
faba-111	86	6	no	no	ADV
faba-111	86	7	longer	long	ADV
faba-111	86	8	needed	need	VERB
faba-111	86	9	due	due	ADP
faba-111	86	10	to	to	ADP
faba-111	86	11	age	age	NOUN
faba-111	86	12	and	and	CCONJ
faba-111	86	13	declining	decline	VERB
faba-111	86	14	productivity	productivity	NOUN
faba-111	86	15	.	.	PUNCT
faba-111	87	1	methodology	methodology	NOUN
faba-111	87	2	and	and	CCONJ
faba-111	87	3	data	data	VERB
faba-111	87	4	the	the	DET
faba-111	87	5	population	population	NOUN
faba-111	87	6	in	in	ADP
faba-111	87	7	this	this	DET
faba-111	87	8	study	study	NOUN
faba-111	87	9	were	be	AUX
faba-111	87	10	workers	worker	NOUN
faba-111	87	11	who	who	PRON
faba-111	87	12	have	have	VERB
faba-111	87	13	the	the	DET
faba-111	87	14	characteristics	characteristic	NOUN
faba-111	87	15	of	of	ADP
faba-111	87	16	early	early	ADJ
faba-111	87	17	adulthood	adulthood	NOUN
faba-111	87	18	(	(	PUNCT
faba-111	87	19	20	20	NUM
faba-111	87	20	-	-	SYM
faba-111	87	21	40	40	NUM
faba-111	87	22	years	year	NOUN
faba-111	87	23	)	)	PUNCT
faba-111	87	24	in	in	ADP
faba-111	87	25	palembang	palembang	PROPN
faba-111	87	26	.	.	PUNCT
faba-111	88	1	since	since	SCONJ
faba-111	88	2	the	the	DET
faba-111	88	3	number	number	NOUN
faba-111	88	4	of	of	ADP
faba-111	88	5	the	the	DET
faba-111	88	6	population	population	NOUN
faba-111	88	7	with	with	ADP
faba-111	88	8	the	the	DET
faba-111	88	9	criteria	criterion	NOUN
faba-111	88	10	for	for	ADP
faba-111	88	11	early	early	ADJ
faba-111	88	12	adulthood	adulthood	ADJ
faba-111	88	13	workers	worker	NOUN
faba-111	88	14	(	(	PUNCT
faba-111	88	15	2040	2040	NUM
faba-111	88	16	years	year	NOUN
faba-111	88	17	)	)	PUNCT
faba-111	88	18	in	in	ADP
faba-111	88	19	palembang	palembang	PROPN
faba-111	88	20	is	be	AUX
faba-111	88	21	not	not	PART
faba-111	88	22	known	know	VERB
faba-111	88	23	with	with	ADP
faba-111	88	24	certainty	certainty	PROPN
faba-111	88	25	,	,	PUNCT
faba-111	88	26	the	the	DET
faba-111	88	27	researchers	researcher	NOUN
faba-111	88	28	used	use	VERB
faba-111	88	29	non	non	ADJ
faba-111	88	30	-	-	ADJ
faba-111	88	31	probability	probability	ADJ
faba-111	88	32	sampling	sampling	NOUN
faba-111	88	33	,	,	PUNCT
faba-111	88	34	i.e.	i.e.	X
faba-111	88	35	,	,	PUNCT
faba-111	88	36	they	they	PRON
faba-111	88	37	determined	determine	VERB
faba-111	88	38	the	the	DET
faba-111	88	39	characteristics	characteristic	NOUN
faba-111	88	40	that	that	PRON
faba-111	88	41	represent	represent	VERB
faba-111	88	42	the	the	DET
faba-111	88	43	identified	identify	VERB
faba-111	88	44	population	population	NOUN
faba-111	88	45	.	.	PUNCT
faba-111	89	1	the	the	DET
faba-111	89	2	type	type	NOUN
faba-111	89	3	of	of	ADP
faba-111	89	4	non	non	ADJ
faba-111	89	5	-	-	ADJ
faba-111	89	6	probability	probability	ADJ
faba-111	89	7	sampling	sampling	NOUN
faba-111	89	8	used	use	VERB
faba-111	89	9	is	be	AUX
faba-111	89	10	quota	quota	NOUN
faba-111	89	11	sampling	sampling	NOUN
faba-111	89	12	.	.	PUNCT
faba-111	90	1	this	this	PRON
faba-111	90	2	is	be	AUX
faba-111	90	3	a	a	DET
faba-111	90	4	technique	technique	NOUN
faba-111	90	5	for	for	ADP
faba-111	90	6	determining	determine	VERB
faba-111	90	7	a	a	DET
faba-111	90	8	sample	sample	NOUN
faba-111	90	9	from	from	ADP
faba-111	90	10	a	a	DET
faba-111	90	11	population	population	NOUN
faba-111	90	12	that	that	PRON
faba-111	90	13	has	have	VERB
faba-111	90	14	certain	certain	ADJ
faba-111	90	15	characteristics	characteristic	NOUN
faba-111	90	16	until	until	SCONJ
faba-111	90	17	the	the	DET
faba-111	90	18	desired	desire	VERB
faba-111	90	19	number	number	NOUN
faba-111	90	20	(	(	PUNCT
faba-111	90	21	quota	quota	NOUN
faba-111	90	22	)	)	PUNCT
faba-111	90	23	is	be	AUX
faba-111	90	24	reached	reach	VERB
faba-111	90	25	(	(	PUNCT
faba-111	90	26	sugiyono	sugiyono	NOUN
faba-111	90	27	,	,	PUNCT
faba-111	90	28	2014	2014	NUM
faba-111	90	29	)	)	PUNCT
faba-111	90	30	.	.	PUNCT
faba-111	91	1	the	the	DET
faba-111	91	2	research	research	NOUN
faba-111	91	3	design	design	NOUN
faba-111	91	4	used	use	VERB
faba-111	91	5	in	in	ADP
faba-111	91	6	this	this	DET
faba-111	91	7	study	study	NOUN
faba-111	91	8	is	be	AUX
faba-111	91	9	a	a	DET
faba-111	91	10	correlational	correlational	ADJ
faba-111	91	11	research	research	NOUN
faba-111	91	12	design	design	NOUN
faba-111	91	13	.	.	PUNCT
faba-111	92	1	in	in	ADP
faba-111	92	2	this	this	DET
faba-111	92	3	study	study	NOUN
faba-111	92	4	,	,	PUNCT
faba-111	92	5	the	the	DET
faba-111	92	6	questionnaires	questionnaire	NOUN
faba-111	92	7	were	be	AUX
faba-111	92	8	distributed	distribute	VERB
faba-111	92	9	online	online	ADV
faba-111	92	10	.	.	PUNCT
faba-111	93	1	respondents	respondent	NOUN
faba-111	93	2	are	be	AUX
faba-111	93	3	asked	ask	VERB
faba-111	93	4	34	34	NUM
faba-111	93	5	questions	question	NOUN
faba-111	93	6	to	to	PART
faba-111	93	7	be	be	AUX
faba-111	93	8	completed	complete	VERB
faba-111	93	9	with	with	ADP
faba-111	93	10	alternative	alternative	ADJ
faba-111	93	11	answers	answer	NOUN
faba-111	93	12	that	that	PRON
faba-111	93	13	were	be	AUX
faba-111	93	14	provided	provide	VERB
faba-111	93	15	.	.	PUNCT
faba-111	94	1	the	the	DET
faba-111	94	2	quantitative	quantitative	ADJ
faba-111	94	3	analysis	analysis	NOUN
faba-111	94	4	in	in	ADP
faba-111	94	5	this	this	DET
faba-111	94	6	study	study	NOUN
faba-111	94	7	starts	start	VERB
faba-111	94	8	with	with	ADP
faba-111	94	9	data	datum	NOUN
faba-111	94	10	collection	collection	NOUN
faba-111	94	11	and	and	CCONJ
faba-111	94	12	specifying	specify	VERB
faba-111	94	13	the	the	DET
faba-111	94	14	variables	variable	NOUN
faba-111	94	15	that	that	PRON
faba-111	94	16	describe	describe	VERB
faba-111	94	17	the	the	DET
faba-111	94	18	perception	perception	NOUN
faba-111	94	19	of	of	ADP
faba-111	94	20	retirement	retirement	NOUN
faba-111	94	21	of	of	ADP
faba-111	94	22	workers	worker	NOUN
faba-111	94	23	in	in	ADP
faba-111	94	24	categories	category	NOUN
faba-111	94	25	that	that	SCONJ
faba-111	94	26	in	in	ADP
faba-111	94	27	the	the	DET
faba-111	94	28	end	end	NOUN
faba-111	94	29	represent	represent	VERB
faba-111	94	30	the	the	DET
faba-111	94	31	total	total	ADJ
faba-111	94	32	score	score	NOUN
faba-111	94	33	of	of	ADP
faba-111	94	34	the	the	DET
faba-111	94	35	respondent	respondent	NOUN
faba-111	94	36	's	's	PART
faba-111	94	37	completion	completion	NOUN
faba-111	94	38	of	of	ADP
faba-111	94	39	the	the	DET
faba-111	94	40	questionnaire	questionnaire	NOUN
faba-111	94	41	.	.	PUNCT
faba-111	95	1	to	to	PART
faba-111	95	2	support	support	VERB
faba-111	95	3	this	this	DET
faba-111	95	4	research	research	NOUN
faba-111	95	5	,	,	PUNCT
faba-111	95	6	the	the	DET
faba-111	95	7	researcher	researcher	NOUN
faba-111	95	8	uses	use	VERB
faba-111	95	9	primary	primary	ADJ
faba-111	95	10	data	datum	NOUN
faba-111	95	11	sources	source	NOUN
faba-111	95	12	,	,	PUNCT
faba-111	95	13	that	that	ADV
faba-111	95	14	is	is	ADV
faba-111	95	15	,	,	PUNCT
faba-111	95	16	data	datum	NOUN
faba-111	95	17	obtained	obtain	VERB
faba-111	95	18	from	from	ADP
faba-111	95	19	the	the	DET
faba-111	95	20	results	result	NOUN
faba-111	95	21	of	of	ADP
faba-111	95	22	the	the	DET
faba-111	95	23	distribution	distribution	NOUN
faba-111	95	24	of	of	ADP
faba-111	95	25	questionnaires	questionnaire	NOUN
faba-111	95	26	to	to	ADP
faba-111	95	27	early	early	ADJ
faba-111	95	28	adult	adult	NOUN
faba-111	95	29	workers	worker	NOUN
faba-111	95	30	aged	age	VERB
faba-111	95	31	20	20	NUM
faba-111	95	32	to	to	PART
faba-111	95	33	40	40	NUM
faba-111	95	34	years	year	NOUN
faba-111	95	35	in	in	ADP
faba-111	95	36	palembang	palembang	PROPN
faba-111	95	37	.	.	PUNCT
faba-111	96	1	a	a	DET
faba-111	96	2	likert	likert	ADJ
faba-111	96	3	scale	scale	NOUN
faba-111	96	4	was	be	AUX
faba-111	96	5	used	use	VERB
faba-111	96	6	in	in	ADP
faba-111	96	7	the	the	DET
faba-111	96	8	data	data	NOUN
faba-111	96	9	collection	collection	NOUN
faba-111	96	10	for	for	ADP
faba-111	96	11	the	the	DET
faba-111	96	12	two	two	NUM
faba-111	96	13	variables	variable	NOUN
faba-111	96	14	.	.	PUNCT
faba-111	97	1	the	the	DET
faba-111	97	2	likert	likert	ADJ
faba-111	97	3	scale	scale	NOUN
faba-111	97	4	is	be	AUX
faba-111	97	5	the	the	DET
faba-111	97	6	rating	rating	NOUN
faba-111	97	7	value	value	NOUN
faba-111	97	8	of	of	ADP
faba-111	97	9	each	each	DET
faba-111	97	10	response	response	NOUN
faba-111	97	11	added	add	VERB
faba-111	97	12	to	to	PART
faba-111	97	13	get	get	VERB
faba-111	97	14	a	a	DET
faba-111	97	15	total	total	ADJ
faba-111	97	16	score	score	NOUN
faba-111	97	17	.	.	PUNCT
faba-111	98	1	in	in	ADP
faba-111	98	2	this	this	DET
faba-111	98	3	scale	scale	NOUN
faba-111	98	4	,	,	PUNCT
faba-111	98	5	there	there	PRON
faba-111	98	6	are	be	VERB
faba-111	98	7	2	2	NUM
faba-111	98	8	types	type	NOUN
faba-111	98	9	of	of	ADP
faba-111	98	10	questions	question	NOUN
faba-111	98	11	:	:	PUNCT
faba-111	98	12	positive	positive	ADJ
faba-111	98	13	and	and	CCONJ
faba-111	98	14	negative	negative	ADJ
faba-111	98	15	.	.	PUNCT
faba-111	99	1	the	the	DET
faba-111	99	2	positive	positive	ADJ
faba-111	99	3	scale	scale	NOUN
faba-111	99	4	is	be	AUX
faba-111	99	5	used	use	VERB
faba-111	99	6	to	to	PART
faba-111	99	7	measure	measure	VERB
faba-111	99	8	the	the	DET
faba-111	99	9	positive	positive	ADJ
faba-111	99	10	scale	scale	NOUN
faba-111	99	11	and	and	CCONJ
faba-111	99	12	the	the	DET
faba-111	99	13	unfavorable	unfavorable	ADJ
faba-111	99	14	scale	scale	NOUN
faba-111	99	15	is	be	AUX
faba-111	99	16	used	use	VERB
faba-111	99	17	to	to	PART
faba-111	99	18	measure	measure	VERB
faba-111	99	19	the	the	DET
faba-111	99	20	negative	negative	ADJ
faba-111	99	21	scale	scale	NOUN
faba-111	99	22	.	.	PUNCT
faba-111	100	1	the	the	DET
faba-111	100	2	data	datum	NOUN
faba-111	100	3	analysis	analysis	NOUN
faba-111	100	4	technique	technique	NOUN
faba-111	100	5	used	use	VERB
faba-111	100	6	in	in	ADP
faba-111	100	7	this	this	DET
faba-111	100	8	study	study	NOUN
faba-111	100	9	is	be	AUX
faba-111	100	10	the	the	DET
faba-111	100	11	product	product	NOUN
faba-111	100	12	-	-	PUNCT
faba-111	100	13	moment	moment	NOUN
faba-111	100	14	correlation	correlation	NOUN
faba-111	100	15	technique	technique	NOUN
faba-111	100	16	using	use	VERB
faba-111	100	17	spss	spss	PROPN
faba-111	100	18	software	software	NOUN
faba-111	100	19	.	.	PUNCT
faba-111	101	1	the	the	DET
faba-111	101	2	purpose	purpose	NOUN
faba-111	101	3	of	of	ADP
faba-111	101	4	this	this	DET
faba-111	101	5	technique	technique	NOUN
faba-111	101	6	is	be	AUX
faba-111	101	7	to	to	PART
faba-111	101	8	find	find	VERB
faba-111	101	9	out	out	ADP
faba-111	101	10	the	the	DET
faba-111	101	11	relationship	relationship	NOUN
faba-111	101	12	between	between	ADP
faba-111	101	13	the	the	DET
faba-111	101	14	independent	independent	ADJ
faba-111	101	15	variable	variable	NOUN
faba-111	101	16	and	and	CCONJ
faba-111	101	17	the	the	DET
faba-111	101	18	dependent	dependent	ADJ
faba-111	101	19	variable	variable	NOUN
faba-111	101	20	.	.	PUNCT
faba-111	102	1	theoretical	theoretical	ADJ
faba-111	102	2	framework	framework	NOUN
faba-111	102	3	and	and	CCONJ
faba-111	102	4	hypothesis	hypothesis	NOUN
faba-111	102	5	development	development	NOUN
faba-111	102	6	theoretical	theoretical	ADJ
faba-111	102	7	framework	framework	NOUN
faba-111	102	8	figure	figure	NOUN
faba-111	102	9	1	1	NUM
faba-111	102	10	.	.	PUNCT
faba-111	102	11	framework	framework	NOUN
faba-111	102	12	hypothesis	hypothesis	NOUN
faba-111	102	13	development	development	NOUN
faba-111	102	14	hypothesis	hypothesis	NOUN
faba-111	102	15	1	1	NUM
faba-111	102	16	:	:	PUNCT
faba-111	102	17	physical	physical	ADJ
faba-111	102	18	condition	condition	NOUN
faba-111	102	19	hypothesis	hypothesis	NOUN
faba-111	102	20	1	1	NUM
faba-111	102	21	of	of	ADP
faba-111	102	22	this	this	DET
faba-111	102	23	study	study	NOUN
faba-111	102	24	states	state	VERB
faba-111	102	25	that	that	SCONJ
faba-111	102	26	the	the	DET
faba-111	102	27	perception	perception	NOUN
faba-111	102	28	of	of	ADP
faba-111	102	29	retirement	retirement	NOUN
faba-111	102	30	(	(	PUNCT
faba-111	102	31	physical	physical	ADJ
faba-111	102	32	condition	condition	NOUN
faba-111	102	33	)	)	PUNCT
faba-111	102	34	has	have	VERB
faba-111	102	35	a	a	DET
faba-111	102	36	negative	negative	ADJ
faba-111	102	37	relationship	relationship	NOUN
faba-111	102	38	with	with	ADP
faba-111	102	39	saving	save	VERB
faba-111	102	40	behavior	behavior	NOUN
faba-111	102	41	among	among	ADP
faba-111	102	42	early	early	ADJ
faba-111	102	43	adult	adult	NOUN
faba-111	102	44	workers	worker	NOUN
faba-111	102	45	in	in	ADP
faba-111	102	46	palembang	palembang	PROPN
faba-111	102	47	.	.	PUNCT
faba-111	103	1	this	this	PRON
faba-111	103	2	means	mean	VERB
faba-111	103	3	that	that	SCONJ
faba-111	103	4	the	the	PRON
faba-111	103	5	more	more	ADV
faba-111	103	6	positive	positive	ADJ
faba-111	103	7	the	the	DET
faba-111	103	8	perception	perception	NOUN
faba-111	103	9	of	of	ADP
faba-111	103	10	retirement	retirement	NOUN
faba-111	103	11	(	(	PUNCT
faba-111	103	12	physical	physical	ADJ
faba-111	103	13	condition	condition	NOUN
faba-111	103	14	)	)	PUNCT
faba-111	103	15	,	,	PUNCT
faba-111	103	16	the	the	PRON
faba-111	103	17	lower	low	ADJ
faba-111	103	18	the	the	DET
faba-111	103	19	saving	save	VERB
faba-111	103	20	behavior	behavior	NOUN
faba-111	103	21	.	.	PUNCT
faba-111	104	1	on	on	ADP
faba-111	104	2	the	the	DET
faba-111	104	3	other	other	ADJ
faba-111	104	4	hand	hand	NOUN
faba-111	104	5	,	,	PUNCT
faba-111	104	6	the	the	PRON
faba-111	104	7	more	more	ADV
faba-111	104	8	negative	negative	ADJ
faba-111	104	9	the	the	DET
faba-111	104	10	perception	perception	NOUN
faba-111	104	11	of	of	ADP
faba-111	104	12	retirement	retirement	NOUN
faba-111	104	13	(	(	PUNCT
faba-111	104	14	physical	physical	ADJ
faba-111	104	15	condition	condition	NOUN
faba-111	104	16	)	)	PUNCT
faba-111	104	17	,	,	PUNCT
faba-111	104	18	the	the	PRON
faba-111	104	19	higher	high	ADJ
faba-111	104	20	the	the	DET
faba-111	104	21	savings	saving	NOUN
faba-111	104	22	behavior	behavior	NOUN
faba-111	104	23	.	.	PUNCT
faba-111	105	1	hypothesis	hypothesis	NOUN
faba-111	105	2	2	2	NUM
faba-111	105	3	:	:	PUNCT
faba-111	105	4	financial	financial	ADJ
faba-111	105	5	condition	condition	NOUN
faba-111	105	6	hypothesis	hypothesis	NOUN
faba-111	105	7	2	2	NUM
faba-111	105	8	of	of	ADP
faba-111	105	9	this	this	DET
faba-111	105	10	study	study	NOUN
faba-111	105	11	states	state	VERB
faba-111	105	12	that	that	SCONJ
faba-111	105	13	the	the	DET
faba-111	105	14	perception	perception	NOUN
faba-111	105	15	of	of	ADP
faba-111	105	16	retirement	retirement	NOUN
faba-111	105	17	(	(	PUNCT
faba-111	105	18	financial	financial	ADJ
faba-111	105	19	condition	condition	NOUN
faba-111	105	20	)	)	PUNCT
faba-111	105	21	has	have	VERB
faba-111	105	22	a	a	DET
faba-111	105	23	negative	negative	ADJ
faba-111	105	24	relationship	relationship	NOUN
faba-111	105	25	with	with	ADP
faba-111	105	26	the	the	DET
faba-111	105	27	saving	save	VERB
faba-111	105	28	behavior	behavior	NOUN
faba-111	105	29	of	of	ADP
faba-111	105	30	early	early	ADJ
faba-111	105	31	adult	adult	NOUN
faba-111	105	32	workers	worker	NOUN
faba-111	105	33	in	in	ADP
faba-111	105	34	palembang	palembang	PROPN
faba-111	105	35	.	.	PUNCT
faba-111	106	1	that	that	PRON
faba-111	106	2	is	be	AUX
faba-111	106	3	,	,	PUNCT
faba-111	106	4	the	the	PRON
faba-111	106	5	more	more	ADV
faba-111	106	6	positive	positive	ADJ
faba-111	106	7	the	the	DET
faba-111	106	8	h2	h2	NOUN
faba-111	106	9	h3	h3	NOUN
faba-111	106	10	h1	h1	ADJ
faba-111	106	11	perception	perception	NOUN
faba-111	106	12	of	of	ADP
faba-111	106	13	retirement	retirement	NOUN
faba-111	106	14	physical	physical	ADJ
faba-111	106	15	condition	condition	NOUN
faba-111	106	16	financial	financial	ADJ
faba-111	106	17	condition	condition	NOUN
faba-111	106	18	social	social	ADJ
faba-111	106	19	condition	condition	NOUN
faba-111	106	20	saving	save	VERB
faba-111	106	21	behaviour	behaviour	NOUN
faba-111	106	22	finance	finance	NOUN
faba-111	106	23	,	,	PUNCT
faba-111	106	24	accounting	accounting	NOUN
faba-111	106	25	and	and	CCONJ
faba-111	106	26	business	business	NOUN
faba-111	106	27	analysis	analysis	NOUN
faba-111	106	28	4	4	NUM
faba-111	106	29	(	(	PUNCT
faba-111	106	30	1	1	NUM
faba-111	106	31	)	)	PUNCT
faba-111	106	32	2022	2022	NUM
faba-111	106	33	56	56	NUM
faba-111	106	34	perception	perception	NOUN
faba-111	106	35	of	of	ADP
faba-111	106	36	retirement	retirement	NOUN
faba-111	106	37	(	(	PUNCT
faba-111	106	38	financial	financial	ADJ
faba-111	106	39	condition	condition	NOUN
faba-111	106	40	)	)	PUNCT
faba-111	106	41	,	,	PUNCT
faba-111	106	42	the	the	PRON
faba-111	106	43	lower	low	ADJ
faba-111	106	44	the	the	DET
faba-111	106	45	savings	saving	NOUN
faba-111	106	46	behavior	behavior	NOUN
faba-111	106	47	.	.	PUNCT
faba-111	107	1	on	on	ADP
faba-111	107	2	the	the	DET
faba-111	107	3	other	other	ADJ
faba-111	107	4	hand	hand	NOUN
faba-111	107	5	,	,	PUNCT
faba-111	107	6	the	the	PRON
faba-111	107	7	more	more	ADV
faba-111	107	8	negative	negative	ADJ
faba-111	107	9	the	the	DET
faba-111	107	10	perception	perception	NOUN
faba-111	107	11	of	of	ADP
faba-111	107	12	retirement	retirement	NOUN
faba-111	107	13	(	(	PUNCT
faba-111	107	14	financial	financial	ADJ
faba-111	107	15	situation	situation	NOUN
faba-111	107	16	)	)	PUNCT
faba-111	107	17	,	,	PUNCT
faba-111	107	18	the	the	DET
faba-111	107	19	more	more	ADJ
faba-111	107	20	savings	saving	NOUN
faba-111	107	21	behavior	behavior	NOUN
faba-111	107	22	increases	increase	NOUN
faba-111	107	23	.	.	PUNCT
faba-111	108	1	hypothesis	hypothesis	NOUN
faba-111	108	2	3	3	NUM
faba-111	108	3	:	:	PUNCT
faba-111	108	4	social	social	ADJ
faba-111	108	5	condition	condition	NOUN
faba-111	108	6	hypothesis	hypothesis	NOUN
faba-111	108	7	3	3	NUM
faba-111	108	8	of	of	ADP
faba-111	108	9	this	this	DET
faba-111	108	10	study	study	NOUN
faba-111	108	11	states	state	VERB
faba-111	108	12	that	that	SCONJ
faba-111	108	13	the	the	DET
faba-111	108	14	perception	perception	NOUN
faba-111	108	15	of	of	ADP
faba-111	108	16	retirement	retirement	NOUN
faba-111	108	17	(	(	PUNCT
faba-111	108	18	social	social	ADJ
faba-111	108	19	situation	situation	NOUN
faba-111	108	20	)	)	PUNCT
faba-111	108	21	is	be	AUX
faba-111	108	22	negatively	negatively	ADV
faba-111	108	23	related	relate	VERB
faba-111	108	24	to	to	ADP
faba-111	108	25	the	the	DET
faba-111	108	26	saving	save	VERB
faba-111	108	27	behavior	behavior	NOUN
faba-111	108	28	of	of	ADP
faba-111	108	29	early	early	ADJ
faba-111	108	30	adult	adult	NOUN
faba-111	108	31	workers	worker	NOUN
faba-111	108	32	in	in	ADP
faba-111	108	33	palembang	palembang	PROPN
faba-111	108	34	.	.	PUNCT
faba-111	109	1	this	this	PRON
faba-111	109	2	means	mean	VERB
faba-111	109	3	that	that	SCONJ
faba-111	109	4	the	the	PRON
faba-111	109	5	more	more	ADV
faba-111	109	6	positive	positive	ADJ
faba-111	109	7	the	the	DET
faba-111	109	8	perception	perception	NOUN
faba-111	109	9	of	of	ADP
faba-111	109	10	retirement	retirement	NOUN
faba-111	109	11	(	(	PUNCT
faba-111	109	12	social	social	ADJ
faba-111	109	13	condition	condition	NOUN
faba-111	109	14	)	)	PUNCT
faba-111	109	15	,	,	PUNCT
faba-111	109	16	the	the	PRON
faba-111	109	17	lower	low	ADJ
faba-111	109	18	the	the	DET
faba-111	109	19	saving	save	VERB
faba-111	109	20	behavior	behavior	NOUN
faba-111	109	21	.	.	PUNCT
faba-111	110	1	on	on	ADP
faba-111	110	2	the	the	DET
faba-111	110	3	other	other	ADJ
faba-111	110	4	hand	hand	NOUN
faba-111	110	5	,	,	PUNCT
faba-111	110	6	the	the	PRON
faba-111	110	7	more	more	ADV
faba-111	110	8	negative	negative	ADJ
faba-111	110	9	the	the	DET
faba-111	110	10	perception	perception	NOUN
faba-111	110	11	of	of	ADP
faba-111	110	12	retirement	retirement	NOUN
faba-111	110	13	(	(	PUNCT
faba-111	110	14	social	social	ADJ
faba-111	110	15	condition	condition	NOUN
faba-111	110	16	)	)	PUNCT
faba-111	110	17	,	,	PUNCT
faba-111	110	18	the	the	PRON
faba-111	110	19	higher	high	ADJ
faba-111	110	20	the	the	DET
faba-111	110	21	saving	save	VERB
faba-111	110	22	behavior	behavior	NOUN
faba-111	110	23	.	.	PUNCT
faba-111	111	1	data	datum	NOUN
faba-111	111	2	analysis	analysis	NOUN
faba-111	111	3	and	and	CCONJ
faba-111	111	4	results	result	VERB
faba-111	111	5	demographic	demographic	ADJ
faba-111	111	6	analysis	analysis	NOUN
faba-111	111	7	a	a	DET
faba-111	111	8	demographic	demographic	ADJ
faba-111	111	9	of	of	ADP
faba-111	111	10	the	the	DET
faba-111	111	11	research	research	NOUN
faba-111	111	12	respondents	respondent	NOUN
faba-111	111	13	can	can	AUX
faba-111	111	14	be	be	AUX
faba-111	111	15	presented	present	VERB
faba-111	111	16	which	which	PRON
faba-111	111	17	is	be	AUX
faba-111	111	18	intended	intend	VERB
faba-111	111	19	to	to	PART
faba-111	111	20	describe	describe	VERB
faba-111	111	21	the	the	DET
faba-111	111	22	profile	profile	NOUN
faba-111	111	23	or	or	CCONJ
faba-111	111	24	identity	identity	NOUN
faba-111	111	25	of	of	ADP
faba-111	111	26	respondents	respondent	NOUN
faba-111	111	27	according	accord	VERB
faba-111	111	28	to	to	ADP
faba-111	111	29	gender	gender	NOUN
faba-111	111	30	,	,	PUNCT
faba-111	111	31	respondent	respondent	NOUN
faba-111	111	32	's	's	PART
faba-111	111	33	age	age	NOUN
faba-111	111	34	,	,	PUNCT
faba-111	111	35	status	status	NOUN
faba-111	111	36	and	and	CCONJ
faba-111	111	37	level	level	NOUN
faba-111	111	38	of	of	ADP
faba-111	111	39	education	education	NOUN
faba-111	111	40	which	which	PRON
faba-111	111	41	can	can	AUX
faba-111	111	42	be	be	AUX
faba-111	111	43	described	describe	VERB
faba-111	111	44	as	as	ADP
faba-111	111	45	follows	follow	VERB
faba-111	111	46	:	:	PUNCT
faba-111	111	47	table	table	NOUN
faba-111	111	48	1	1	NUM
faba-111	111	49	demographic	demographic	ADJ
faba-111	111	50	information	information	NOUN
faba-111	111	51	category	category	NOUN
faba-111	111	52	frequency	frequency	NOUN
faba-111	111	53	percentage	percentage	NOUN
faba-111	111	54	(	(	PUNCT
faba-111	111	55	%	%	NOUN
faba-111	111	56	)	)	PUNCT
faba-111	111	57	gender	gender	NOUN
faba-111	111	58	male	male	NOUN
faba-111	111	59	98	98	NUM
faba-111	111	60	57.6	57.6	NUM
faba-111	111	61	female	female	ADJ
faba-111	111	62	72	72	NUM
faba-111	111	63	42.4	42.4	NUM
faba-111	111	64	age	age	NOUN
faba-111	111	65	20	20	NUM
faba-111	111	66	–	–	PUNCT
faba-111	111	67	25	25	NUM
faba-111	111	68	61	61	NUM
faba-111	111	69	35.9	35.9	NUM
faba-111	111	70	26	26	NUM
faba-111	111	71	–	–	PUNCT
faba-111	111	72	30	30	NUM
faba-111	111	73	47	47	NUM
faba-111	111	74	27.6	27.6	NUM
faba-111	111	75	31	31	NUM
faba-111	111	76	–	–	PUNCT
faba-111	111	77	35	35	NUM
faba-111	111	78	35	35	NUM
faba-111	111	79	20.6	20.6	NUM
faba-111	111	80	36	36	NUM
faba-111	111	81	–	–	PUNCT
faba-111	111	82	40	40	NUM
faba-111	111	83	22	22	NUM
faba-111	111	84	12.9	12.9	NUM
faba-111	111	85	41	41	NUM
faba-111	111	86	–	–	PUNCT
faba-111	111	87	50	50	NUM
faba-111	111	88	5	5	NUM
faba-111	111	89	2.9	2.9	NUM
faba-111	111	90	status	status	NOUN
faba-111	111	91	married	marry	VERB
faba-111	111	92	110	110	NUM
faba-111	111	93	64.7	64.7	NUM
faba-111	111	94	single	single	ADJ
faba-111	111	95	60	60	NUM
faba-111	111	96	35.3	35.3	NUM
faba-111	111	97	level	level	NOUN
faba-111	111	98	of	of	ADP
faba-111	111	99	education	education	NOUN
faba-111	111	100	high	high	ADJ
faba-111	111	101	school	school	NOUN
faba-111	111	102	27	27	NUM
faba-111	111	103	15.9	15.9	NUM
faba-111	111	104	diploma	diploma	NOUN
faba-111	111	105	48	48	NUM
faba-111	111	106	28.2	28.2	NUM
faba-111	111	107	degree	degree	NOUN
faba-111	111	108	/	/	SYM
faba-111	111	109	magister	magister	NOUN
faba-111	111	110	95	95	NUM
faba-111	111	111	55.9	55.9	NUM
faba-111	111	112	descriptive	descriptive	ADJ
faba-111	111	113	statistics	statistic	NOUN
faba-111	111	114	table	table	NOUN
faba-111	111	115	2	2	NUM
faba-111	111	116	descriptive	descriptive	ADJ
faba-111	111	117	statistics	statistic	NOUN
faba-111	112	1	n	n	PRON
faba-111	112	2	minimum	minimum	ADJ
faba-111	112	3	maximum	maximum	ADJ
faba-111	112	4	mean	mean	ADJ
faba-111	112	5	std	std	NOUN
faba-111	112	6	.	.	PUNCT
faba-111	113	1	deviation	deviation	NOUN
faba-111	113	2	physical	physical	ADJ
faba-111	113	3	condition	condition	NOUN
faba-111	113	4	170	170	NUM
faba-111	113	5	24,00	24,00	NUM
faba-111	113	6	40,00	40,00	NOUN
faba-111	113	7	33,7412	33,7412	NUM
faba-111	113	8	3,55898	3,55898	PROPN
faba-111	113	9	financial	financial	ADJ
faba-111	113	10	condition	condition	NOUN
faba-111	113	11	170	170	NUM
faba-111	113	12	21,00	21,00	NUM
faba-111	113	13	40,00	40,00	NOUN
faba-111	113	14	32,4118	32,4118	NUM
faba-111	113	15	4,13327	4,13327	NOUN
faba-111	113	16	social	social	ADJ
faba-111	113	17	condition	condition	NOUN
faba-111	113	18	170	170	NUM
faba-111	113	19	32,00	32,00	NUM
faba-111	113	20	55,00	55,00	NOUN
faba-111	113	21	45,3176	45,3176	NOUN
faba-111	113	22	5,59313	5,59313	NUM
faba-111	113	23	saving	save	VERB
faba-111	113	24	behaviour	behaviour	NOUN
faba-111	113	25	170	170	NUM
faba-111	113	26	21,00	21,00	NUM
faba-111	113	27	40,00	40,00	NOUN
faba-111	113	28	32,1824	32,1824	NUM
faba-111	113	29	4,22681	4,22681	NUM
faba-111	113	30	valid	valid	ADJ
faba-111	113	31	n	n	CCONJ
faba-111	113	32	(	(	PUNCT
faba-111	113	33	listwise	listwise	PROPN
faba-111	113	34	)	)	PUNCT
faba-111	113	35	170	170	NUM
faba-111	113	36	normality	normality	NOUN
faba-111	113	37	table	table	NOUN
faba-111	113	38	3	3	NUM
faba-111	113	39	normality	normality	NOUN
faba-111	113	40	test	test	NOUN
faba-111	113	41	:	:	PUNCT
faba-111	113	42	one	one	NUM
faba-111	113	43	-	-	PUNCT
faba-111	113	44	sample	sample	NOUN
faba-111	113	45	kolmogorov	kolmogorov	ADJ
faba-111	113	46	-	-	PUNCT
faba-111	113	47	smirnov	smirnov	ADJ
faba-111	113	48	test	test	NOUN
faba-111	113	49	unstandardized	unstandardize	VERB
faba-111	113	50	residual	residual	ADJ
faba-111	113	51	n	n	CCONJ
faba-111	113	52	170	170	NUM
faba-111	113	53	normal	normal	ADJ
faba-111	113	54	parametersa	parametersa	NOUN
faba-111	113	55	,	,	PUNCT
faba-111	113	56	b	b	PROPN
faba-111	113	57	mean	mean	ADJ
faba-111	113	58	.0000000	.0000000	NUM
faba-111	114	1	std	std	NOUN
faba-111	114	2	.	.	PUNCT
faba-111	115	1	deviation	deviation	NOUN
faba-111	115	2	3.20099863	3.20099863	NUM
faba-111	115	3	most	most	ADV
faba-111	115	4	extreme	extreme	ADJ
faba-111	115	5	differences	difference	NOUN
faba-111	115	6	absolute	absolute	ADJ
faba-111	115	7	.056	.056	NUM
faba-111	115	8	positive	positive	ADJ
faba-111	115	9	.036	.036	NUM
faba-111	115	10	negative	negative	ADJ
faba-111	115	11	-.056	-.056	PROPN
faba-111	115	12	kolmogorov	kolmogorov	ADJ
faba-111	115	13	-	-	PUNCT
faba-111	115	14	smirnov	smirnov	PROPN
faba-111	115	15	z	z	NOUN
faba-111	115	16	.731	.731	NUM
faba-111	115	17	asymp	asymp	PROPN
faba-111	115	18	.	.	PUNCT
faba-111	116	1	sig	sig	PROPN
faba-111	116	2	.	.	PUNCT
faba-111	117	1	(	(	PUNCT
faba-111	117	2	2	2	NUM
faba-111	117	3	-	-	PUNCT
faba-111	117	4	tailed	tail	VERB
faba-111	117	5	)	)	PUNCT
faba-111	117	6	.659	.659	NUM
faba-111	117	7	from	from	ADP
faba-111	117	8	the	the	DET
faba-111	117	9	normality	normality	NOUN
faba-111	117	10	test	test	NOUN
faba-111	117	11	using	use	VERB
faba-111	117	12	the	the	DET
faba-111	117	13	kolmogov	kolmogov	ADJ
faba-111	117	14	-	-	PUNCT
faba-111	117	15	smirnov	smirnov	ADJ
faba-111	117	16	approach	approach	NOUN
faba-111	117	17	in	in	ADP
faba-111	117	18	table	table	NOUN
faba-111	117	19	3	3	NUM
faba-111	117	20	above	above	ADV
faba-111	117	21	,	,	PUNCT
faba-111	117	22	it	it	PRON
faba-111	117	23	can	can	AUX
faba-111	117	24	be	be	AUX
faba-111	117	25	seen	see	VERB
faba-111	117	26	that	that	SCONJ
faba-111	117	27	the	the	DET
faba-111	117	28	data	datum	NOUN
faba-111	117	29	are	be	AUX
faba-111	117	30	normally	normally	ADV
faba-111	117	31	distributed	distribute	VERB
faba-111	117	32	.	.	PUNCT
faba-111	118	1	this	this	PRON
faba-111	118	2	is	be	AUX
faba-111	118	3	evident	evident	ADJ
faba-111	118	4	from	from	ADP
faba-111	118	5	the	the	DET
faba-111	118	6	asymptotic	asymptotic	ADJ
faba-111	118	7	significance	significance	NOUN
faba-111	118	8	(	(	PUNCT
faba-111	118	9	2	2	NUM
faba-111	118	10	-	-	PUNCT
faba-111	118	11	tailed	tail	VERB
faba-111	118	12	)	)	PUNCT
faba-111	118	13	of	of	ADP
faba-111	118	14	0.659	0.659	NUM
faba-111	118	15	finance	finance	NOUN
faba-111	118	16	,	,	PUNCT
faba-111	118	17	accounting	accounting	NOUN
faba-111	118	18	and	and	CCONJ
faba-111	118	19	business	business	NOUN
faba-111	118	20	analysis	analysis	NOUN
faba-111	118	21	4	4	NUM
faba-111	118	22	(	(	PUNCT
faba-111	118	23	1	1	NUM
faba-111	118	24	)	)	PUNCT
faba-111	118	25	2022	2022	NUM
faba-111	118	26	57	57	NUM
faba-111	118	27	>	>	SYM
faba-111	118	28	0.05	0.05	NUM
faba-111	118	29	.	.	PUNCT
faba-111	119	1	this	this	PRON
faba-111	119	2	means	mean	VERB
faba-111	119	3	that	that	SCONJ
faba-111	119	4	the	the	DET
faba-111	119	5	standardized	standardized	ADJ
faba-111	119	6	residual	residual	NOUN
faba-111	119	7	is	be	AUX
faba-111	119	8	declared	declare	VERB
faba-111	119	9	to	to	PART
faba-111	119	10	be	be	AUX
faba-111	119	11	normally	normally	ADV
faba-111	119	12	distributed	distribute	VERB
faba-111	119	13	.	.	PUNCT
faba-111	120	1	reliability	reliability	NOUN
faba-111	120	2	analysis	analysis	NOUN
faba-111	120	3	table	table	NOUN
faba-111	120	4	4	4	NUM
faba-111	120	5	reliability	reliability	NOUN
faba-111	120	6	test	test	NOUN
faba-111	120	7	variable	variable	NOUN
faba-111	120	8	cronbach	cronbach	VERB
faba-111	120	9	’s	’s	PART
faba-111	120	10	alpha	alpha	ADJ
faba-111	120	11	total	total	NOUN
faba-111	120	12	item	item	NOUN
faba-111	120	13	description	description	NOUN
faba-111	120	14	physical	physical	ADJ
faba-111	120	15	condition	condition	NOUN
faba-111	120	16	0.720	0.720	NUM
faba-111	120	17	8	8	NUM
faba-111	120	18	reliable	reliable	ADJ
faba-111	120	19	financial	financial	ADJ
faba-111	120	20	condition	condition	NOUN
faba-111	120	21	0.732	0.732	NUM
faba-111	120	22	8	8	NUM
faba-111	120	23	reliable	reliable	ADJ
faba-111	120	24	social	social	ADJ
faba-111	120	25	condition	condition	NOUN
faba-111	120	26	0.783	0.783	NUM
faba-111	120	27	11	11	NUM
faba-111	120	28	reliable	reliable	ADJ
faba-111	120	29	saving	save	VERB
faba-111	120	30	behaviour	behaviour	NOUN
faba-111	120	31	0.791	0.791	NUM
faba-111	120	32	7	7	NUM
faba-111	120	33	reliable	reliable	VERB
faba-111	120	34	the	the	DET
faba-111	120	35	results	result	NOUN
faba-111	120	36	of	of	ADP
faba-111	120	37	the	the	DET
faba-111	120	38	reliability	reliability	NOUN
faba-111	120	39	test	test	NOUN
faba-111	120	40	in	in	ADP
faba-111	120	41	the	the	DET
faba-111	120	42	table	table	NOUN
faba-111	120	43	4	4	NUM
faba-111	120	44	show	show	VERB
faba-111	120	45	that	that	SCONJ
faba-111	120	46	the	the	DET
faba-111	120	47	cronbach	cronbach	ADJ
faba-111	120	48	alpha	alpha	NOUN
faba-111	120	49	value	value	NOUN
faba-111	120	50	of	of	ADP
faba-111	120	51	physical	physical	ADJ
faba-111	120	52	condition	condition	NOUN
faba-111	120	53	(	(	PUNCT
faba-111	120	54	x1	x1	PROPN
faba-111	120	55	)	)	PUNCT
faba-111	120	56	,	,	PUNCT
faba-111	120	57	financial	financial	ADJ
faba-111	120	58	condition	condition	NOUN
faba-111	120	59	(	(	PUNCT
faba-111	120	60	x2	x2	PROPN
faba-111	120	61	)	)	PUNCT
faba-111	120	62	,	,	PUNCT
faba-111	120	63	social	social	ADJ
faba-111	120	64	condition(x3	condition(x3	NOUN
faba-111	120	65	)	)	PUNCT
faba-111	120	66	and	and	CCONJ
faba-111	120	67	saving	save	VERB
faba-111	120	68	behaviour	behaviour	NOUN
faba-111	120	69	(	(	PUNCT
faba-111	120	70	y	y	NOUN
faba-111	120	71	)	)	PUNCT
faba-111	120	72	have	have	AUX
faba-111	120	73	been	be	AUX
faba-111	120	74	tested	test	VERB
faba-111	120	75	has	have	VERB
faba-111	120	76	a	a	DET
faba-111	120	77	value	value	NOUN
faba-111	120	78	above	above	ADP
faba-111	120	79	0.70	0.70	NUM
faba-111	120	80	.	.	PUNCT
faba-111	121	1	cronbach	cronbach	VERB
faba-111	121	2	alpha	alpha	NOUN
faba-111	121	3	values	value	NOUN
faba-111	121	4	ranged	range	VERB
faba-111	121	5	from	from	ADP
faba-111	121	6	0.720	0.720	NUM
faba-111	121	7	0.791	0.791	NUM
faba-111	121	8	.	.	PUNCT
faba-111	122	1	thus	thus	ADV
faba-111	122	2	,	,	PUNCT
faba-111	122	3	all	all	DET
faba-111	122	4	the	the	DET
faba-111	122	5	variables	variable	NOUN
faba-111	122	6	in	in	ADP
faba-111	122	7	this	this	DET
faba-111	122	8	study	study	NOUN
faba-111	122	9	were	be	AUX
faba-111	122	10	declared	declare	VERB
faba-111	122	11	reliable	reliable	ADJ
faba-111	122	12	hypothesis	hypothesis	NOUN
faba-111	122	13	testing	testing	NOUN
faba-111	122	14	(	(	PUNCT
faba-111	122	15	correlation	correlation	NOUN
faba-111	122	16	and	and	CCONJ
faba-111	122	17	regression	regression	NOUN
faba-111	122	18	)	)	PUNCT
faba-111	122	19	in	in	ADP
faba-111	122	20	seeking	seek	VERB
faba-111	122	21	empirical	empirical	ADJ
faba-111	122	22	evidence	evidence	NOUN
faba-111	122	23	on	on	ADP
faba-111	122	24	the	the	DET
faba-111	122	25	factors	factor	NOUN
faba-111	122	26	determining	determine	VERB
faba-111	122	27	business	business	NOUN
faba-111	122	28	performance	performance	NOUN
faba-111	122	29	,	,	PUNCT
faba-111	122	30	the	the	DET
faba-111	122	31	theoretical	theoretical	ADJ
faba-111	122	32	model	model	NOUN
faba-111	122	33	of	of	ADP
faba-111	122	34	the	the	DET
faba-111	122	35	study	study	NOUN
faba-111	122	36	led	lead	VERB
faba-111	122	37	to	to	ADP
faba-111	122	38	the	the	DET
faba-111	122	39	development	development	NOUN
faba-111	122	40	of	of	ADP
faba-111	122	41	eight	eight	NUM
faba-111	122	42	hypotheses	hypothesis	NOUN
faba-111	122	43	.	.	PUNCT
faba-111	123	1	table	table	NOUN
faba-111	123	2	5	5	NUM
faba-111	123	3	product	product	NOUN
faba-111	123	4	moment	moment	NOUN
faba-111	123	5	correlation	correlation	NOUN
faba-111	123	6	&	&	CCONJ
faba-111	123	7	coefficient	coefficient	PROPN
faba-111	123	8	determination	determination	NOUN
faba-111	123	9	independent	independent	ADJ
faba-111	123	10	variable	variable	ADJ
faba-111	123	11	r	r	NOUN
faba-111	123	12	r2	r2	NOUN
faba-111	123	13	sig	sig	NOUN
faba-111	123	14	description	description	NOUN
faba-111	123	15	category	category	NOUN
faba-111	123	16	physical	physical	ADJ
faba-111	123	17	condition	condition	NOUN
faba-111	123	18	0.421	0.421	NUM
faba-111	123	19	0.177	0.177	NUM
faba-111	123	20	0.000	0.000	NUM
faba-111	123	21	sig	sig	NOUN
faba-111	123	22	<	<	X
faba-111	123	23	0.05	0.05	NUM
faba-111	123	24	significant	significant	ADJ
faba-111	123	25	financial	financial	ADJ
faba-111	123	26	condition	condition	NOUN
faba-111	123	27	0.873	0.873	NUM
faba-111	123	28	0.763	0.763	NUM
faba-111	123	29	0.000	0.000	NUM
faba-111	123	30	sig	sig	NOUN
faba-111	123	31	<	<	X
faba-111	123	32	0.05	0.05	NUM
faba-111	123	33	significant	significant	ADJ
faba-111	123	34	social	social	ADJ
faba-111	123	35	condition	condition	NOUN
faba-111	123	36	0.503	0.503	ADV
faba-111	123	37	0.253	0.253	NUM
faba-111	123	38	0.000	0.000	NUM
faba-111	123	39	sig	sig	NOUN
faba-111	123	40	<	<	X
faba-111	123	41	0.05	0.05	NUM
faba-111	123	42	significant	significant	ADJ
faba-111	123	43	overall	overall	ADJ
faba-111	123	44	,	,	PUNCT
faba-111	123	45	physical	physical	ADJ
faba-111	123	46	condition	condition	NOUN
faba-111	123	47	,	,	PUNCT
faba-111	123	48	financial	financial	ADJ
faba-111	123	49	condition	condition	NOUN
faba-111	123	50	,	,	PUNCT
faba-111	123	51	and	and	CCONJ
faba-111	123	52	social	social	ADJ
faba-111	123	53	condition	condition	NOUN
faba-111	123	54	are	be	AUX
faba-111	123	55	positively	positively	ADV
faba-111	123	56	related	relate	VERB
faba-111	123	57	to	to	ADP
faba-111	123	58	saving	save	VERB
faba-111	123	59	behaviour	behaviour	NOUN
faba-111	123	60	.	.	PUNCT
faba-111	124	1	the	the	DET
faba-111	124	2	details	detail	NOUN
faba-111	124	3	of	of	ADP
faba-111	124	4	the	the	DET
faba-111	124	5	analysis	analysis	NOUN
faba-111	124	6	for	for	ADP
faba-111	124	7	each	each	DET
faba-111	124	8	hypothesis	hypothesis	NOUN
faba-111	124	9	are	be	AUX
faba-111	124	10	provided	provide	VERB
faba-111	124	11	below	below	ADV
faba-111	124	12	.	.	PUNCT
faba-111	125	1	physical	physical	ADJ
faba-111	125	2	condition	condition	NOUN
faba-111	125	3	the	the	DET
faba-111	125	4	correlation	correlation	NOUN
faba-111	125	5	coefficient	coefficient	NOUN
faba-111	125	6	or	or	CCONJ
faba-111	125	7	r	r	NOUN
faba-111	125	8	-	-	PUNCT
faba-111	125	9	number	number	NOUN
faba-111	125	10	of	of	ADP
faba-111	125	11	the	the	DET
faba-111	125	12	physical	physical	ADJ
faba-111	125	13	condition	condition	NOUN
faba-111	125	14	is	be	AUX
faba-111	125	15	0.421	0.421	NUM
faba-111	125	16	greater	great	ADJ
faba-111	125	17	than	than	ADP
faba-111	125	18	r	r	NOUN
faba-111	125	19	-	-	PUNCT
faba-111	125	20	table	table	NOUN
faba-111	125	21	(	(	PUNCT
faba-111	125	22	0.421	0.421	NUM
faba-111	125	23	>	>	SYM
faba-111	125	24	0.1971	0.1971	NUM
faba-111	125	25	)	)	PUNCT
faba-111	125	26	with	with	ADP
faba-111	125	27	a	a	DET
faba-111	125	28	value	value	NOUN
faba-111	125	29	of	of	ADP
faba-111	125	30	p	p	NOUN
faba-111	125	31	=	=	NOUN
faba-111	125	32	0.000	0.000	NUM
faba-111	125	33	,	,	PUNCT
faba-111	125	34	indicating	indicate	VERB
faba-111	125	35	that	that	SCONJ
faba-111	125	36	there	there	PRON
faba-111	125	37	is	be	VERB
faba-111	125	38	a	a	DET
faba-111	125	39	relationship	relationship	NOUN
faba-111	125	40	with	with	ADP
faba-111	125	41	a	a	DET
faba-111	125	42	significant	significant	ADJ
faba-111	125	43	positive	positive	ADJ
faba-111	125	44	correlation	correlation	NOUN
faba-111	125	45	direction	direction	NOUN
faba-111	125	46	because	because	SCONJ
faba-111	125	47	the	the	DET
faba-111	125	48	significant	significant	ADJ
faba-111	125	49	value	value	NOUN
faba-111	125	50	is	be	AUX
faba-111	125	51	0.000	0.000	NUM
faba-111	125	52	<	<	X
faba-111	125	53	0.05	0.05	NUM
faba-111	125	54	.	.	PUNCT
faba-111	126	1	therefore	therefore	ADV
faba-111	126	2	,	,	PUNCT
faba-111	126	3	it	it	PRON
faba-111	126	4	can	can	AUX
faba-111	126	5	be	be	AUX
faba-111	126	6	concluded	conclude	VERB
faba-111	126	7	that	that	SCONJ
faba-111	126	8	there	there	PRON
faba-111	126	9	is	be	VERB
faba-111	126	10	a	a	DET
faba-111	126	11	positive	positive	ADJ
faba-111	126	12	relationship	relationship	NOUN
faba-111	126	13	between	between	ADP
faba-111	126	14	the	the	DET
faba-111	126	15	perception	perception	NOUN
faba-111	126	16	of	of	ADP
faba-111	126	17	retirement	retirement	NOUN
faba-111	126	18	(	(	PUNCT
faba-111	126	19	physical	physical	ADJ
faba-111	126	20	condition	condition	NOUN
faba-111	126	21	)	)	PUNCT
faba-111	126	22	and	and	CCONJ
faba-111	126	23	saving	save	VERB
faba-111	126	24	behaviour	behaviour	NOUN
faba-111	126	25	,	,	PUNCT
faba-111	126	26	which	which	PRON
faba-111	126	27	means	mean	VERB
faba-111	126	28	that	that	SCONJ
faba-111	126	29	the	the	DET
faba-111	126	30	researcher	researcher	NOUN
faba-111	126	31	's	's	PART
faba-111	126	32	hypothesis	hypothesis	NOUN
faba-111	126	33	is	be	AUX
faba-111	126	34	rejected	reject	VERB
faba-111	126	35	.	.	PUNCT
faba-111	127	1	the	the	DET
faba-111	127	2	correlation	correlation	NOUN
faba-111	127	3	contribution	contribution	NOUN
faba-111	127	4	of	of	ADP
faba-111	127	5	the	the	DET
faba-111	127	6	two	two	NUM
faba-111	127	7	variables	variable	NOUN
faba-111	127	8	is	be	AUX
faba-111	127	9	17.7	17.7	NUM
faba-111	127	10	%	%	NOUN
faba-111	127	11	.	.	PUNCT
faba-111	128	1	this	this	PRON
faba-111	128	2	explains	explain	VERB
faba-111	128	3	that	that	SCONJ
faba-111	128	4	the	the	DET
faba-111	128	5	more	more	ADV
faba-111	128	6	positive	positive	ADJ
faba-111	128	7	the	the	DET
faba-111	128	8	perception	perception	NOUN
faba-111	128	9	of	of	ADP
faba-111	128	10	retirement	retirement	NOUN
faba-111	128	11	(	(	PUNCT
faba-111	128	12	physical	physical	ADJ
faba-111	128	13	condition	condition	NOUN
faba-111	128	14	)	)	PUNCT
faba-111	128	15	,	,	PUNCT
faba-111	128	16	the	the	PRON
faba-111	128	17	higher	high	ADJ
faba-111	128	18	the	the	DET
faba-111	128	19	saving	save	VERB
faba-111	128	20	behaviour	behaviour	NOUN
faba-111	128	21	of	of	ADP
faba-111	128	22	workers	worker	NOUN
faba-111	128	23	.	.	PUNCT
faba-111	129	1	the	the	DET
faba-111	129	2	more	more	ADV
faba-111	129	3	negative	negative	ADJ
faba-111	129	4	the	the	DET
faba-111	129	5	perception	perception	NOUN
faba-111	129	6	of	of	ADP
faba-111	129	7	retirement	retirement	NOUN
faba-111	129	8	(	(	PUNCT
faba-111	129	9	physical	physical	ADJ
faba-111	129	10	condition	condition	NOUN
faba-111	129	11	)	)	PUNCT
faba-111	129	12	,	,	PUNCT
faba-111	129	13	the	the	PRON
faba-111	129	14	lower	low	ADJ
faba-111	129	15	the	the	DET
faba-111	129	16	saving	saving	NOUN
faba-111	129	17	behaviour	behaviour	NOUN
faba-111	129	18	.	.	PUNCT
faba-111	130	1	this	this	DET
faba-111	130	2	study	study	NOUN
faba-111	130	3	rejects	reject	VERB
faba-111	130	4	hypothesis	hypothesis	NOUN
faba-111	130	5	1	1	NUM
faba-111	130	6	,	,	PUNCT
faba-111	130	7	which	which	PRON
faba-111	130	8	states	state	VERB
faba-111	130	9	that	that	SCONJ
faba-111	130	10	the	the	DET
faba-111	130	11	relationship	relationship	NOUN
faba-111	130	12	between	between	ADP
faba-111	130	13	perceptions	perception	NOUN
faba-111	130	14	of	of	ADP
faba-111	130	15	retirement	retirement	NOUN
faba-111	130	16	(	(	PUNCT
faba-111	130	17	physical	physical	ADJ
faba-111	130	18	condition	condition	NOUN
faba-111	130	19	)	)	PUNCT
faba-111	130	20	and	and	CCONJ
faba-111	130	21	saving	save	VERB
faba-111	130	22	behaviour	behaviour	NOUN
faba-111	130	23	is	be	AUX
faba-111	130	24	negative	negative	ADJ
faba-111	130	25	,	,	PUNCT
faba-111	130	26	but	but	CCONJ
faba-111	130	27	the	the	DET
faba-111	130	28	results	result	NOUN
faba-111	130	29	show	show	VERB
faba-111	130	30	the	the	DET
faba-111	130	31	opposite	opposite	ADJ
faba-111	130	32	direction	direction	NOUN
faba-111	130	33	of	of	ADP
faba-111	130	34	correlation	correlation	NOUN
faba-111	130	35	.	.	PUNCT
faba-111	131	1	the	the	DET
faba-111	131	2	majority	majority	NOUN
faba-111	131	3	of	of	ADP
faba-111	131	4	them	they	PRON
faba-111	131	5	currently	currently	ADV
faba-111	131	6	perceive	perceive	VERB
faba-111	131	7	retirement	retirement	NOUN
faba-111	131	8	as	as	SCONJ
faba-111	131	9	it	it	PRON
faba-111	131	10	is	be	AUX
faba-111	131	11	fun	fun	ADJ
faba-111	131	12	because	because	SCONJ
faba-111	131	13	with	with	ADP
faba-111	131	14	retirement	retirement	NOUN
faba-111	131	15	they	they	PRON
faba-111	131	16	can	can	AUX
faba-111	131	17	take	take	VERB
faba-111	131	18	a	a	DET
faba-111	131	19	break	break	NOUN
faba-111	131	20	from	from	ADP
faba-111	131	21	work	work	NOUN
faba-111	131	22	and	and	CCONJ
faba-111	131	23	pursue	pursue	VERB
faba-111	131	24	hobbies	hobby	NOUN
faba-111	131	25	to	to	PART
faba-111	131	26	fill	fill	VERB
faba-111	131	27	their	their	PRON
faba-111	131	28	free	free	ADJ
faba-111	131	29	time	time	NOUN
faba-111	131	30	financial	financial	ADJ
faba-111	131	31	condition	condition	NOUN
faba-111	131	32	the	the	DET
faba-111	131	33	correlation	correlation	NOUN
faba-111	131	34	coefficient	coefficient	NOUN
faba-111	131	35	of	of	ADP
faba-111	131	36	financial	financial	ADJ
faba-111	131	37	condition	condition	NOUN
faba-111	131	38	is	be	AUX
faba-111	131	39	0.873	0.873	NUM
faba-111	131	40	greater	great	ADJ
faba-111	131	41	than	than	ADP
faba-111	131	42	the	the	DET
faba-111	131	43	r	r	NOUN
faba-111	131	44	-	-	PUNCT
faba-111	131	45	table	table	NOUN
faba-111	131	46	(	(	PUNCT
faba-111	131	47	0.873	0.873	NUM
faba-111	131	48	>	>	SYM
faba-111	131	49	0.1971	0.1971	NUM
faba-111	131	50	)	)	PUNCT
faba-111	131	51	with	with	ADP
faba-111	131	52	a	a	DET
faba-111	131	53	value	value	NOUN
faba-111	131	54	of	of	ADP
faba-111	131	55	p	p	NOUN
faba-111	131	56	=	=	NOUN
faba-111	131	57	0.000	0.000	NUM
faba-111	131	58	,	,	PUNCT
faba-111	131	59	indicating	indicate	VERB
faba-111	131	60	that	that	SCONJ
faba-111	131	61	there	there	PRON
faba-111	131	62	is	be	VERB
faba-111	131	63	a	a	DET
faba-111	131	64	relationship	relationship	NOUN
faba-111	131	65	with	with	ADP
faba-111	131	66	a	a	DET
faba-111	131	67	significant	significant	ADJ
faba-111	131	68	positive	positive	ADJ
faba-111	131	69	correlation	correlation	NOUN
faba-111	131	70	direction	direction	NOUN
faba-111	131	71	,	,	PUNCT
faba-111	131	72	since	since	SCONJ
faba-111	131	73	the	the	DET
faba-111	131	74	significant	significant	ADJ
faba-111	131	75	value	value	NOUN
faba-111	131	76	is	be	AUX
faba-111	131	77	0.000	0.000	NUM
faba-111	131	78	<	<	X
faba-111	131	79	0.05	0.05	NUM
faba-111	131	80	.	.	PUNCT
faba-111	132	1	therefore	therefore	ADV
faba-111	132	2	,	,	PUNCT
faba-111	132	3	it	it	PRON
faba-111	132	4	can	can	AUX
faba-111	132	5	be	be	AUX
faba-111	132	6	concluded	conclude	VERB
faba-111	132	7	that	that	SCONJ
faba-111	132	8	there	there	PRON
faba-111	132	9	is	be	VERB
faba-111	132	10	a	a	DET
faba-111	132	11	positive	positive	ADJ
faba-111	132	12	correlation	correlation	NOUN
faba-111	132	13	between	between	ADP
faba-111	132	14	the	the	DET
faba-111	132	15	perception	perception	NOUN
faba-111	132	16	of	of	ADP
faba-111	132	17	retirement	retirement	NOUN
faba-111	132	18	(	(	PUNCT
faba-111	132	19	financial	financial	ADJ
faba-111	132	20	situation	situation	NOUN
faba-111	132	21	)	)	PUNCT
faba-111	132	22	and	and	CCONJ
faba-111	132	23	saving	save	VERB
faba-111	132	24	behaviour	behaviour	NOUN
faba-111	132	25	,	,	PUNCT
faba-111	132	26	which	which	PRON
faba-111	132	27	means	mean	VERB
faba-111	132	28	that	that	SCONJ
faba-111	132	29	the	the	DET
faba-111	132	30	researcher	researcher	NOUN
faba-111	132	31	's	's	PART
faba-111	132	32	hypothesis	hypothesis	NOUN
faba-111	132	33	is	be	AUX
faba-111	132	34	rejected	reject	VERB
faba-111	132	35	.	.	PUNCT
faba-111	133	1	the	the	DET
faba-111	133	2	correlation	correlation	NOUN
faba-111	133	3	contribution	contribution	NOUN
faba-111	133	4	of	of	ADP
faba-111	133	5	the	the	DET
faba-111	133	6	two	two	NUM
faba-111	133	7	variables	variable	NOUN
faba-111	133	8	is	be	AUX
faba-111	133	9	76.3	76.3	NUM
faba-111	133	10	%	%	NOUN
faba-111	133	11	.	.	PUNCT
faba-111	134	1	this	this	PRON
faba-111	134	2	explains	explain	VERB
faba-111	134	3	that	that	SCONJ
faba-111	134	4	the	the	DET
faba-111	134	5	more	more	ADV
faba-111	134	6	positive	positive	ADJ
faba-111	134	7	the	the	DET
faba-111	134	8	perception	perception	NOUN
faba-111	134	9	of	of	ADP
faba-111	134	10	retirement	retirement	NOUN
faba-111	134	11	(	(	PUNCT
faba-111	134	12	financial	financial	ADJ
faba-111	134	13	condition	condition	NOUN
faba-111	134	14	)	)	PUNCT
faba-111	134	15	,	,	PUNCT
faba-111	134	16	the	the	PRON
faba-111	134	17	higher	high	ADJ
faba-111	134	18	the	the	DET
faba-111	134	19	saving	save	VERB
faba-111	134	20	behaviour	behaviour	NOUN
faba-111	134	21	of	of	ADP
faba-111	134	22	employees	employee	NOUN
faba-111	134	23	.	.	PUNCT
faba-111	135	1	on	on	ADP
faba-111	135	2	the	the	DET
faba-111	135	3	other	other	ADJ
faba-111	135	4	hand	hand	NOUN
faba-111	135	5	,	,	PUNCT
faba-111	135	6	the	the	PRON
faba-111	135	7	more	more	ADV
faba-111	135	8	negative	negative	ADJ
faba-111	135	9	the	the	DET
faba-111	135	10	perception	perception	NOUN
faba-111	135	11	of	of	ADP
faba-111	135	12	retirement	retirement	NOUN
faba-111	135	13	(	(	PUNCT
faba-111	135	14	financial	financial	ADJ
faba-111	135	15	condition	condition	NOUN
faba-111	135	16	)	)	PUNCT
faba-111	135	17	,	,	PUNCT
faba-111	135	18	the	the	PRON
faba-111	135	19	lower	low	ADJ
faba-111	135	20	the	the	DET
faba-111	135	21	saving	saving	NOUN
faba-111	135	22	behaviour	behaviour	NOUN
faba-111	135	23	.	.	PUNCT
faba-111	136	1	this	this	DET
faba-111	136	2	study	study	NOUN
faba-111	136	3	rejects	reject	VERB
faba-111	136	4	hypothesis	hypothesis	NOUN
faba-111	136	5	2	2	NUM
faba-111	136	6	,	,	PUNCT
faba-111	136	7	which	which	PRON
faba-111	136	8	states	state	VERB
faba-111	136	9	that	that	SCONJ
faba-111	136	10	the	the	DET
faba-111	136	11	correlation	correlation	NOUN
faba-111	136	12	between	between	ADP
faba-111	136	13	perception	perception	NOUN
faba-111	136	14	of	of	ADP
faba-111	136	15	retirement	retirement	NOUN
faba-111	136	16	(	(	PUNCT
faba-111	136	17	financial	financial	ADJ
faba-111	136	18	condition	condition	NOUN
faba-111	136	19	)	)	PUNCT
faba-111	136	20	and	and	CCONJ
faba-111	136	21	saving	save	VERB
faba-111	136	22	behaviour	behaviour	NOUN
faba-111	136	23	is	be	AUX
faba-111	136	24	negative	negative	ADJ
faba-111	136	25	,	,	PUNCT
faba-111	136	26	but	but	CCONJ
faba-111	136	27	the	the	DET
faba-111	136	28	results	result	NOUN
faba-111	136	29	show	show	VERB
faba-111	136	30	the	the	DET
faba-111	136	31	opposite	opposite	ADJ
faba-111	136	32	direction	direction	NOUN
faba-111	136	33	of	of	ADP
faba-111	136	34	correlation	correlation	NOUN
faba-111	136	35	.	.	PUNCT
faba-111	137	1	the	the	DET
faba-111	137	2	majority	majority	NOUN
faba-111	137	3	of	of	ADP
faba-111	137	4	respondents	respondent	NOUN
faba-111	137	5	currently	currently	ADV
faba-111	137	6	perceive	perceive	VERB
faba-111	137	7	retirement	retirement	NOUN
faba-111	137	8	as	as	ADP
faba-111	137	9	fun	fun	NOUN
faba-111	137	10	,	,	PUNCT
faba-111	137	11	in	in	ADP
faba-111	137	12	part	part	NOUN
faba-111	137	13	because	because	SCONJ
faba-111	137	14	retirement	retirement	NOUN
faba-111	137	15	allows	allow	VERB
faba-111	137	16	them	they	PRON
faba-111	137	17	to	to	PART
faba-111	137	18	be	be	AUX
faba-111	137	19	entrepreneurial	entrepreneurial	ADJ
faba-111	137	20	to	to	PART
faba-111	137	21	meet	meet	VERB
faba-111	137	22	their	their	PRON
faba-111	137	23	financial	financial	ADJ
faba-111	137	24	needs	need	NOUN
faba-111	137	25	.	.	PUNCT
faba-111	138	1	social	social	ADJ
faba-111	138	2	condition	condition	NOUN
faba-111	138	3	the	the	DET
faba-111	138	4	correlation	correlation	NOUN
faba-111	138	5	coefficient	coefficient	NOUN
faba-111	138	6	or	or	CCONJ
faba-111	138	7	r	r	NOUN
faba-111	138	8	-	-	PUNCT
faba-111	138	9	count	count	NOUN
faba-111	138	10	of	of	ADP
faba-111	138	11	the	the	DET
faba-111	138	12	social	social	ADJ
faba-111	138	13	condition	condition	NOUN
faba-111	138	14	is	be	AUX
faba-111	138	15	0.503	0.503	NUM
faba-111	138	16	greater	great	ADJ
faba-111	138	17	than	than	ADP
faba-111	138	18	r	r	NOUN
faba-111	138	19	-	-	PUNCT
faba-111	138	20	table	table	NOUN
faba-111	138	21	(	(	PUNCT
faba-111	138	22	0.503	0.503	NUM
faba-111	138	23	>	>	ADP
faba-111	138	24	0.1971	0.1971	NUM
faba-111	138	25	)	)	PUNCT
faba-111	138	26	with	with	ADP
faba-111	138	27	a	a	DET
faba-111	138	28	value	value	NOUN
faba-111	138	29	of	of	ADP
faba-111	138	30	p	p	NOUN
faba-111	138	31	=	=	NOUN
faba-111	138	32	0.000	0.000	NUM
faba-111	138	33	,	,	PUNCT
faba-111	138	34	indicating	indicate	VERB
faba-111	138	35	that	that	SCONJ
faba-111	138	36	there	there	PRON
faba-111	138	37	is	be	VERB
faba-111	138	38	a	a	DET
faba-111	138	39	relationship	relationship	NOUN
faba-111	138	40	with	with	ADP
faba-111	138	41	a	a	DET
faba-111	138	42	significant	significant	ADJ
faba-111	138	43	positive	positive	ADJ
faba-111	138	44	correlation	correlation	NOUN
faba-111	138	45	direction	direction	NOUN
faba-111	138	46	,	,	PUNCT
faba-111	138	47	because	because	SCONJ
faba-111	138	48	the	the	DET
faba-111	138	49	significant	significant	ADJ
faba-111	138	50	value	value	NOUN
faba-111	138	51	is	be	AUX
faba-111	138	52	0.000	0.000	NUM
faba-111	138	53	<	<	X
faba-111	138	54	0.05	0.05	NUM
faba-111	138	55	.	.	PUNCT
faba-111	139	1	therefore	therefore	ADV
faba-111	139	2	,	,	PUNCT
faba-111	139	3	it	it	PRON
faba-111	139	4	can	can	AUX
faba-111	139	5	be	be	AUX
faba-111	139	6	concluded	conclude	VERB
faba-111	139	7	that	that	SCONJ
faba-111	139	8	finance	finance	NOUN
faba-111	139	9	,	,	PUNCT
faba-111	139	10	accounting	accounting	NOUN
faba-111	139	11	and	and	CCONJ
faba-111	139	12	business	business	NOUN
faba-111	139	13	analysis	analysis	NOUN
faba-111	139	14	4	4	NUM
faba-111	139	15	(	(	PUNCT
faba-111	139	16	1	1	NUM
faba-111	139	17	)	)	PUNCT
faba-111	139	18	2022	2022	NUM
faba-111	139	19	58	58	NUM
faba-111	139	20	there	there	PRON
faba-111	139	21	is	be	VERB
faba-111	139	22	a	a	DET
faba-111	139	23	positive	positive	ADJ
faba-111	139	24	relationship	relationship	NOUN
faba-111	139	25	between	between	ADP
faba-111	139	26	the	the	DET
faba-111	139	27	perception	perception	NOUN
faba-111	139	28	of	of	ADP
faba-111	139	29	retirement	retirement	NOUN
faba-111	139	30	(	(	PUNCT
faba-111	139	31	social	social	ADJ
faba-111	139	32	conditions	condition	NOUN
faba-111	139	33	)	)	PUNCT
faba-111	139	34	and	and	CCONJ
faba-111	139	35	saving	save	VERB
faba-111	139	36	behaviour	behaviour	NOUN
faba-111	139	37	,	,	PUNCT
faba-111	139	38	which	which	PRON
faba-111	139	39	means	mean	VERB
faba-111	139	40	that	that	SCONJ
faba-111	139	41	the	the	DET
faba-111	139	42	researcher	researcher	NOUN
faba-111	139	43	's	's	PART
faba-111	139	44	hypothesis	hypothesis	NOUN
faba-111	139	45	is	be	AUX
faba-111	139	46	rejected	reject	VERB
faba-111	139	47	.	.	PUNCT
faba-111	140	1	the	the	DET
faba-111	140	2	correlation	correlation	NOUN
faba-111	140	3	contribution	contribution	NOUN
faba-111	140	4	of	of	ADP
faba-111	140	5	the	the	DET
faba-111	140	6	two	two	NUM
faba-111	140	7	variables	variable	NOUN
faba-111	140	8	is	be	AUX
faba-111	140	9	25.3	25.3	NUM
faba-111	140	10	%	%	NOUN
faba-111	140	11	.	.	PUNCT
faba-111	141	1	this	this	PRON
faba-111	141	2	explains	explain	VERB
faba-111	141	3	that	that	SCONJ
faba-111	141	4	the	the	DET
faba-111	141	5	more	more	ADV
faba-111	141	6	positive	positive	ADJ
faba-111	141	7	the	the	DET
faba-111	141	8	perception	perception	NOUN
faba-111	141	9	of	of	ADP
faba-111	141	10	retirement	retirement	NOUN
faba-111	141	11	(	(	PUNCT
faba-111	141	12	social	social	ADJ
faba-111	141	13	conditions	condition	NOUN
faba-111	141	14	)	)	PUNCT
faba-111	141	15	,	,	PUNCT
faba-111	141	16	the	the	PRON
faba-111	141	17	higher	high	ADJ
faba-111	141	18	the	the	DET
faba-111	141	19	saving	save	VERB
faba-111	141	20	behaviour	behaviour	NOUN
faba-111	141	21	of	of	ADP
faba-111	141	22	workers	worker	NOUN
faba-111	141	23	.	.	PUNCT
faba-111	142	1	on	on	ADP
faba-111	142	2	the	the	DET
faba-111	142	3	other	other	ADJ
faba-111	142	4	hand	hand	NOUN
faba-111	142	5	,	,	PUNCT
faba-111	142	6	the	the	PRON
faba-111	142	7	more	more	ADV
faba-111	142	8	negative	negative	ADJ
faba-111	142	9	the	the	DET
faba-111	142	10	perception	perception	NOUN
faba-111	142	11	of	of	ADP
faba-111	142	12	retirement	retirement	NOUN
faba-111	142	13	(	(	PUNCT
faba-111	142	14	social	social	ADJ
faba-111	142	15	conditions	condition	NOUN
faba-111	142	16	)	)	PUNCT
faba-111	142	17	,	,	PUNCT
faba-111	142	18	the	the	PRON
faba-111	142	19	lower	low	ADJ
faba-111	142	20	the	the	DET
faba-111	142	21	saving	saving	NOUN
faba-111	142	22	behaviour	behaviour	NOUN
faba-111	142	23	.	.	PUNCT
faba-111	143	1	so	so	ADV
faba-111	143	2	,	,	PUNCT
faba-111	143	3	this	this	DET
faba-111	143	4	study	study	NOUN
faba-111	143	5	rejects	reject	VERB
faba-111	143	6	hypothesis	hypothesis	NOUN
faba-111	143	7	3	3	NUM
faba-111	143	8	,	,	PUNCT
faba-111	143	9	which	which	PRON
faba-111	143	10	states	state	VERB
faba-111	143	11	that	that	SCONJ
faba-111	143	12	the	the	DET
faba-111	143	13	correlation	correlation	NOUN
faba-111	143	14	between	between	ADP
faba-111	143	15	the	the	DET
faba-111	143	16	perception	perception	NOUN
faba-111	143	17	of	of	ADP
faba-111	143	18	retirement	retirement	NOUN
faba-111	143	19	(	(	PUNCT
faba-111	143	20	social	social	ADJ
faba-111	143	21	condition	condition	NOUN
faba-111	143	22	)	)	PUNCT
faba-111	143	23	and	and	CCONJ
faba-111	143	24	saving	save	VERB
faba-111	143	25	behaviour	behaviour	NOUN
faba-111	143	26	is	be	AUX
faba-111	143	27	negative	negative	ADJ
faba-111	143	28	,	,	PUNCT
faba-111	143	29	but	but	CCONJ
faba-111	143	30	the	the	DET
faba-111	143	31	results	result	NOUN
faba-111	143	32	show	show	VERB
faba-111	143	33	the	the	DET
faba-111	143	34	opposite	opposite	ADJ
faba-111	143	35	direction	direction	NOUN
faba-111	143	36	of	of	ADP
faba-111	143	37	correlation	correlation	NOUN
faba-111	143	38	.	.	PUNCT
faba-111	144	1	the	the	DET
faba-111	144	2	majority	majority	NOUN
faba-111	144	3	of	of	ADP
faba-111	144	4	respondents	respondent	NOUN
faba-111	144	5	currently	currently	ADV
faba-111	144	6	perceive	perceive	VERB
faba-111	144	7	retirement	retirement	NOUN
faba-111	144	8	as	as	ADP
faba-111	144	9	fun	fun	NOUN
faba-111	144	10	,	,	PUNCT
faba-111	144	11	in	in	ADP
faba-111	144	12	part	part	NOUN
faba-111	144	13	because	because	SCONJ
faba-111	144	14	they	they	PRON
faba-111	144	15	can	can	AUX
faba-111	144	16	spend	spend	VERB
faba-111	144	17	more	more	ADJ
faba-111	144	18	time	time	NOUN
faba-111	144	19	with	with	ADP
faba-111	144	20	their	their	PRON
faba-111	144	21	families	family	NOUN
faba-111	144	22	during	during	ADP
faba-111	144	23	retirement	retirement	NOUN
faba-111	144	24	.	.	PUNCT
faba-111	145	1	conclusion	conclusion	NOUN
faba-111	145	2	in	in	ADP
faba-111	145	3	conclusion	conclusion	NOUN
faba-111	145	4	,	,	PUNCT
faba-111	145	5	based	base	VERB
faba-111	145	6	on	on	ADP
faba-111	145	7	the	the	DET
faba-111	145	8	results	result	NOUN
faba-111	145	9	of	of	ADP
faba-111	145	10	this	this	DET
faba-111	145	11	study	study	NOUN
faba-111	145	12	,	,	PUNCT
faba-111	145	13	the	the	DET
faba-111	145	14	research	research	NOUN
faba-111	145	15	hypotheses	hypothesis	NOUN
faba-111	145	16	were	be	AUX
faba-111	145	17	rejected	reject	VERB
faba-111	145	18	.	.	PUNCT
faba-111	146	1	it	it	PRON
faba-111	146	2	is	be	AUX
faba-111	146	3	believed	believe	VERB
faba-111	146	4	that	that	SCONJ
faba-111	146	5	retirement	retirement	NOUN
faba-111	146	6	perception	perception	NOUN
faba-111	146	7	is	be	AUX
faba-111	146	8	negatively	negatively	ADV
faba-111	146	9	correlated	correlate	VERB
faba-111	146	10	with	with	ADP
faba-111	146	11	saving	save	VERB
faba-111	146	12	behavior	behavior	NOUN
faba-111	146	13	,	,	PUNCT
faba-111	146	14	but	but	CCONJ
faba-111	146	15	the	the	DET
faba-111	146	16	results	result	NOUN
faba-111	146	17	of	of	ADP
faba-111	146	18	the	the	DET
faba-111	146	19	study	study	NOUN
faba-111	146	20	show	show	VERB
faba-111	146	21	the	the	DET
faba-111	146	22	opposite	opposite	ADJ
faba-111	146	23	direction	direction	NOUN
faba-111	146	24	.	.	PUNCT
faba-111	147	1	the	the	DET
faba-111	147	2	research	research	NOUN
faba-111	147	3	results	result	NOUN
faba-111	147	4	show	show	VERB
faba-111	147	5	that	that	SCONJ
faba-111	147	6	the	the	DET
faba-111	147	7	more	more	ADV
faba-111	147	8	positive	positive	ADJ
faba-111	147	9	workers	worker	NOUN
faba-111	147	10	'	'	PART
faba-111	147	11	perception	perception	NOUN
faba-111	147	12	of	of	ADP
faba-111	147	13	their	their	PRON
faba-111	147	14	retirement	retirement	NOUN
faba-111	147	15	period	period	NOUN
faba-111	147	16	,	,	PUNCT
faba-111	147	17	the	the	PRON
faba-111	147	18	higher	high	ADJ
faba-111	147	19	their	their	PRON
faba-111	147	20	saving	save	VERB
faba-111	147	21	behavior	behavior	NOUN
faba-111	147	22	.	.	PUNCT
faba-111	148	1	on	on	ADP
faba-111	148	2	the	the	DET
faba-111	148	3	other	other	ADJ
faba-111	148	4	hand	hand	NOUN
faba-111	148	5	,	,	PUNCT
faba-111	148	6	if	if	SCONJ
faba-111	148	7	their	their	PRON
faba-111	148	8	perception	perception	NOUN
faba-111	148	9	of	of	ADP
faba-111	148	10	retirement	retirement	NOUN
faba-111	148	11	is	be	AUX
faba-111	148	12	negative	negative	ADJ
faba-111	148	13	,	,	PUNCT
faba-111	148	14	their	their	PRON
faba-111	148	15	saving	save	VERB
faba-111	148	16	behavior	behavior	NOUN
faba-111	148	17	will	will	AUX
faba-111	148	18	also	also	ADV
faba-111	148	19	be	be	AUX
faba-111	148	20	lower	low	ADJ
faba-111	148	21	.	.	PUNCT
faba-111	149	1	the	the	DET
faba-111	149	2	results	result	NOUN
faba-111	149	3	of	of	ADP
faba-111	149	4	this	this	DET
faba-111	149	5	study	study	NOUN
faba-111	149	6	are	be	AUX
faba-111	149	7	not	not	PART
faba-111	149	8	consistent	consistent	ADJ
faba-111	149	9	with	with	ADP
faba-111	149	10	the	the	DET
faba-111	149	11	basic	basic	ADJ
faba-111	149	12	assumption	assumption	NOUN
faba-111	149	13	of	of	ADP
faba-111	149	14	the	the	DET
faba-111	149	15	researcher	researcher	NOUN
faba-111	149	16	,	,	PUNCT
faba-111	149	17	which	which	PRON
faba-111	149	18	is	be	AUX
faba-111	149	19	that	that	SCONJ
faba-111	149	20	a	a	DET
faba-111	149	21	negative	negative	ADJ
faba-111	149	22	perception	perception	NOUN
faba-111	149	23	of	of	ADP
faba-111	149	24	retirement	retirement	NOUN
faba-111	149	25	causes	cause	VERB
faba-111	149	26	anxiety	anxiety	NOUN
faba-111	149	27	,	,	PUNCT
faba-111	149	28	especially	especially	ADV
faba-111	149	29	in	in	ADP
faba-111	149	30	relation	relation	NOUN
faba-111	149	31	to	to	ADP
faba-111	149	32	the	the	DET
faba-111	149	33	finances	finance	NOUN
faba-111	149	34	of	of	ADP
faba-111	149	35	workers	worker	NOUN
faba-111	149	36	,	,	PUNCT
faba-111	149	37	so	so	SCONJ
faba-111	149	38	they	they	PRON
faba-111	149	39	try	try	VERB
faba-111	149	40	to	to	PART
faba-111	149	41	reduce	reduce	VERB
faba-111	149	42	anxiety	anxiety	NOUN
faba-111	149	43	by	by	ADP
faba-111	149	44	trying	try	VERB
faba-111	149	45	to	to	PART
faba-111	149	46	take	take	VERB
faba-111	149	47	preventive	preventive	ADJ
faba-111	149	48	measures	measure	NOUN
faba-111	149	49	,	,	PUNCT
faba-111	149	50	that	that	ADV
faba-111	149	51	is	is	ADV
faba-111	149	52	,	,	PUNCT
faba-111	149	53	save	save	VERB
faba-111	149	54	more	more	ADV
faba-111	149	55	before	before	ADP
faba-111	149	56	retirement	retirement	NOUN
faba-111	149	57	,	,	PUNCT
faba-111	149	58	so	so	SCONJ
faba-111	149	59	that	that	SCONJ
faba-111	149	60	when	when	SCONJ
faba-111	149	61	you	you	PRON
faba-111	149	62	retire	retire	VERB
faba-111	149	63	you	you	PRON
faba-111	149	64	will	will	AUX
faba-111	149	65	not	not	PART
faba-111	149	66	have	have	VERB
faba-111	149	67	financial	financial	ADJ
faba-111	149	68	problems	problem	NOUN
faba-111	149	69	.	.	PUNCT
faba-111	150	1	the	the	DET
faba-111	150	2	conclusion	conclusion	NOUN
faba-111	150	3	from	from	ADP
faba-111	150	4	this	this	DET
faba-111	150	5	research	research	NOUN
faba-111	150	6	is	be	AUX
faba-111	150	7	that	that	SCONJ
faba-111	150	8	the	the	DET
faba-111	150	9	company	company	NOUN
faba-111	150	10	should	should	AUX
faba-111	150	11	continue	continue	VERB
faba-111	150	12	its	its	PRON
faba-111	150	13	efforts	effort	NOUN
faba-111	150	14	to	to	PART
faba-111	150	15	prepare	prepare	VERB
faba-111	150	16	for	for	ADP
faba-111	150	17	workers	worker	NOUN
faba-111	150	18	who	who	PRON
faba-111	150	19	will	will	AUX
faba-111	150	20	retire	retire	VERB
faba-111	150	21	by	by	ADP
faba-111	150	22	providing	provide	VERB
faba-111	150	23	training	training	NOUN
faba-111	150	24	for	for	ADP
faba-111	150	25	entrepreneurs	entrepreneur	NOUN
faba-111	150	26	so	so	SCONJ
faba-111	150	27	that	that	SCONJ
faba-111	150	28	workers	worker	NOUN
faba-111	150	29	have	have	VERB
faba-111	150	30	the	the	DET
faba-111	150	31	necessary	necessary	ADJ
faba-111	150	32	knowledge	knowledge	NOUN
faba-111	150	33	to	to	PART
faba-111	150	34	become	become	VERB
faba-111	150	35	entrepreneurs	entrepreneur	NOUN
faba-111	150	36	after	after	ADP
faba-111	150	37	retirement	retirement	NOUN
faba-111	150	38	.	.	PUNCT
faba-111	151	1	and	and	CCONJ
faba-111	151	2	for	for	ADP
faba-111	151	3	the	the	DET
faba-111	151	4	workers	worker	NOUN
faba-111	151	5	for	for	ADP
faba-111	151	6	more	more	ADJ
faba-111	151	7	enriching	enriching	ADJ
faba-111	151	8	information	information	NOUN
faba-111	151	9	about	about	ADP
faba-111	151	10	all	all	DET
faba-111	151	11	matters	matter	NOUN
faba-111	151	12	related	relate	VERB
faba-111	151	13	to	to	ADP
faba-111	151	14	retirement	retirement	NOUN
faba-111	151	15	,	,	PUNCT
faba-111	151	16	so	so	SCONJ
faba-111	151	17	it	it	PRON
faba-111	151	18	is	be	AUX
faba-111	151	19	expected	expect	VERB
faba-111	151	20	that	that	SCONJ
faba-111	151	21	they	they	PRON
faba-111	151	22	will	will	AUX
faba-111	151	23	be	be	AUX
faba-111	151	24	able	able	ADJ
faba-111	151	25	to	to	PART
faba-111	151	26	better	well	ADV
faba-111	151	27	understand	understand	VERB
faba-111	151	28	all	all	DET
faba-111	151	29	the	the	DET
faba-111	151	30	changes	change	NOUN
faba-111	151	31	that	that	PRON
faba-111	151	32	will	will	AUX
faba-111	151	33	occur	occur	VERB
faba-111	151	34	and	and	CCONJ
faba-111	151	35	prepare	prepare	VERB
faba-111	151	36	everything	everything	PRON
faba-111	151	37	to	to	PART
faba-111	151	38	realize	realize	VERB
faba-111	151	39	retirement	retirement	NOUN
faba-111	151	40	as	as	SCONJ
faba-111	151	41	expected	expect	VERB
faba-111	151	42	.	.	PUNCT
faba-111	152	1	also	also	ADV
faba-111	152	2	,	,	PUNCT
faba-111	152	3	from	from	ADP
faba-111	152	4	now	now	ADV
faba-111	152	5	on	on	ADV
faba-111	152	6	,	,	PUNCT
faba-111	152	7	they	they	PRON
faba-111	152	8	should	should	AUX
faba-111	152	9	improve	improve	VERB
faba-111	152	10	their	their	PRON
faba-111	152	11	saving	save	VERB
faba-111	152	12	behavior	behavior	NOUN
faba-111	152	13	in	in	ADP
faba-111	152	14	order	order	NOUN
faba-111	152	15	to	to	PART
faba-111	152	16	be	be	AUX
faba-111	152	17	financially	financially	ADV
faba-111	152	18	secure	secure	ADJ
faba-111	152	19	in	in	ADP
faba-111	152	20	retirement	retirement	NOUN
faba-111	152	21	and	and	CCONJ
faba-111	152	22	not	not	PART
faba-111	152	23	have	have	VERB
faba-111	152	24	problems	problem	NOUN
faba-111	152	25	related	relate	VERB
faba-111	152	26	to	to	ADP
faba-111	152	27	financial	financial	ADJ
faba-111	152	28	changes	change	NOUN
faba-111	152	29	later	later	ADV
faba-111	152	30	on	on	ADV
faba-111	152	31	.	.	PUNCT
faba-111	153	1	for	for	ADP
faba-111	153	2	other	other	ADJ
faba-111	153	3	researchers	researcher	NOUN
faba-111	153	4	who	who	PRON
faba-111	153	5	will	will	AUX
faba-111	153	6	conduct	conduct	VERB
faba-111	153	7	research	research	NOUN
faba-111	153	8	on	on	ADP
faba-111	153	9	the	the	DET
faba-111	153	10	same	same	ADJ
faba-111	153	11	topic	topic	NOUN
faba-111	153	12	,	,	PUNCT
faba-111	153	13	it	it	PRON
faba-111	153	14	is	be	AUX
faba-111	153	15	recommended	recommend	VERB
faba-111	153	16	to	to	PART
faba-111	153	17	use	use	VERB
faba-111	153	18	different	different	ADJ
faba-111	153	19	research	research	NOUN
faba-111	153	20	methods	method	NOUN
faba-111	153	21	to	to	PART
faba-111	153	22	enrich	enrich	VERB
faba-111	153	23	the	the	DET
faba-111	153	24	studies	study	NOUN
faba-111	153	25	on	on	ADP
faba-111	153	26	saving	save	VERB
faba-111	153	27	behavior	behavior	NOUN
faba-111	153	28	.	.	PUNCT
faba-111	154	1	also	also	ADV
faba-111	154	2	,	,	PUNCT
faba-111	154	3	other	other	ADJ
faba-111	154	4	factors	factor	NOUN
faba-111	154	5	/	/	SYM
faba-111	154	6	independent	independent	ADJ
faba-111	154	7	variables	variable	NOUN
faba-111	154	8	that	that	PRON
faba-111	154	9	could	could	AUX
faba-111	154	10	influence	influence	VERB
faba-111	154	11	saving	save	VERB
faba-111	154	12	behavior	behavior	NOUN
faba-111	154	13	should	should	AUX
faba-111	154	14	be	be	AUX
faba-111	154	15	added	add	VERB
faba-111	154	16	.	.	PUNCT
faba-111	155	1	references	reference	NOUN
faba-111	155	2	adami	adami	PROPN
faba-111	155	3	,	,	PUNCT
faba-111	155	4	r.	r.	PROPN
faba-111	155	5	,	,	PUNCT
faba-111	155	6	carosi	carosi	NOUN
faba-111	155	7	,	,	PUNCT
faba-111	155	8	a.	a.	NOUN
faba-111	155	9	,	,	PUNCT
faba-111	155	10	&	&	CCONJ
faba-111	155	11	sharma	sharma	PROPN
faba-111	155	12	,	,	PUNCT
faba-111	155	13	a.	a.	NOUN
faba-111	155	14	(	(	PUNCT
faba-111	155	15	2018	2018	NUM
faba-111	155	16	)	)	PUNCT
faba-111	155	17	.	.	PUNCT
faba-111	156	1	retirement	retirement	NOUN
faba-111	156	2	saving	save	VERB
faba-111	156	3	in	in	ADP
faba-111	156	4	the	the	DET
faba-111	156	5	uk	uk	PROPN
faba-111	156	6	:	:	PUNCT
faba-111	156	7	a	a	DET
faba-111	156	8	life	life	NOUN
faba-111	156	9	-	-	PUNCT
faba-111	156	10	cycle	cycle	NOUN
faba-111	156	11	analysis	analysis	NOUN
faba-111	156	12	.	.	PUNCT
faba-111	157	1	studies	study	NOUN
faba-111	157	2	in	in	ADP
faba-111	157	3	economics	economic	NOUN
faba-111	157	4	and	and	CCONJ
faba-111	157	5	finance	finance	NOUN
faba-111	157	6	,	,	PUNCT
faba-111	157	7	35(1	35(1	NUM
faba-111	157	8	)	)	PUNCT
faba-111	157	9	,	,	PUNCT
faba-111	157	10	109–136	109–136	NUM
faba-111	157	11	.	.	PUNCT
faba-111	158	1	https://doi.org/10.1108/sef-01-2017-0018	https://doi.org/10.1108/sef-01-2017-0018	PROPN
faba-111	158	2	alkhawaja	alkhawaja	PROPN
faba-111	158	3	,	,	PUNCT
faba-111	158	4	s.	s.	PROPN
faba-111	158	5	o.	o.	PROPN
faba-111	158	6	,	,	PUNCT
faba-111	158	7	&	&	CCONJ
faba-111	158	8	albaity	albaity	NOUN
faba-111	158	9	,	,	PUNCT
faba-111	158	10	m.	m.	NOUN
faba-111	158	11	(	(	PUNCT
faba-111	158	12	2020	2020	NUM
faba-111	158	13	)	)	PUNCT
faba-111	158	14	.	.	PUNCT
faba-111	159	1	retirement	retirement	NOUN
faba-111	159	2	saving	save	VERB
faba-111	159	3	behaviour	behaviour	NOUN
faba-111	159	4	:	:	PUNCT
faba-111	159	5	evidence	evidence	NOUN
faba-111	159	6	from	from	ADP
faba-111	159	7	uae	uae	PROPN
faba-111	159	8	.	.	PROPN
faba-111	159	9	journal	journal	PROPN
faba-111	159	10	of	of	ADP
faba-111	159	11	islamic	islamic	PROPN
faba-111	159	12	marketing	marketing	NOUN
faba-111	159	13	.	.	PUNCT
faba-111	160	1	https://doi.org/10.1108/jima-03-2020-0072	https://doi.org/10.1108/jima-03-2020-0072	NOUN
faba-111	160	2	dolls	doll	NOUN
faba-111	160	3	,	,	PUNCT
faba-111	160	4	m.	m.	NOUN
faba-111	160	5	,	,	PUNCT
faba-111	160	6	doerrenberg	doerrenberg	PROPN
faba-111	160	7	,	,	PUNCT
faba-111	160	8	p.	p.	NOUN
faba-111	160	9	,	,	PUNCT
faba-111	160	10	peichl	peichl	ADJ
faba-111	160	11	,	,	PUNCT
faba-111	160	12	a.	a.	NOUN
faba-111	160	13	,	,	PUNCT
faba-111	160	14	&	&	CCONJ
faba-111	160	15	stichnoth	stichnoth	PROPN
faba-111	160	16	,	,	PUNCT
faba-111	160	17	h.	h.	PROPN
faba-111	160	18	(	(	PUNCT
faba-111	160	19	2018	2018	NUM
faba-111	160	20	)	)	PUNCT
faba-111	160	21	.	.	PUNCT
faba-111	161	1	do	do	VERB
faba-111	161	2	retirement	retirement	NOUN
faba-111	161	3	savings	saving	NOUN
faba-111	161	4	increase	increase	NOUN
faba-111	161	5	in	in	ADP
faba-111	161	6	response	response	NOUN
faba-111	161	7	to	to	ADP
faba-111	161	8	information	information	NOUN
faba-111	161	9	about	about	ADP
faba-111	161	10	retirement	retirement	NOUN
faba-111	161	11	and	and	CCONJ
faba-111	161	12	expected	expect	VERB
faba-111	161	13	pensions	pension	NOUN
faba-111	161	14	?	?	PUNCT
faba-111	162	1	journal	journal	NOUN
faba-111	162	2	of	of	ADP
faba-111	162	3	public	public	ADJ
faba-111	162	4	economics	economic	NOUN
faba-111	162	5	,	,	PUNCT
faba-111	162	6	158	158	NUM
faba-111	162	7	,	,	PUNCT
faba-111	162	8	168–179	168–179	NUM
faba-111	162	9	.	.	PUNCT
faba-111	163	1	https://doi.org/10.1016/j.jpubeco.2017.12.014	https://doi.org/10.1016/j.jpubeco.2017.12.014	PROPN
faba-111	163	2	ibrahim	ibrahim	PROPN
faba-111	163	3	,	,	PUNCT
faba-111	163	4	d.	d.	PROPN
faba-111	163	5	,	,	PUNCT
faba-111	163	6	isa	isa	PROPN
faba-111	163	7	z	z	PROPN
faba-111	163	8	,	,	PUNCT
faba-111	163	9	m.	m.	NOUN
faba-111	163	10	,	,	PUNCT
faba-111	163	11	&	&	CCONJ
faba-111	163	12	ali	ali	PROPN
faba-111	163	13	,	,	PUNCT
faba-111	163	14	n.	n.	PROPN
faba-111	163	15	(	(	PUNCT
faba-111	163	16	2012	2012	NUM
faba-111	163	17	)	)	PUNCT
faba-111	163	18	.	.	PUNCT
faba-111	164	1	malaysian	malaysian	ADJ
faba-111	164	2	savings	saving	NOUN
faba-111	164	3	behavior	behavior	NOUN
faba-111	164	4	towards	towards	ADP
faba-111	164	5	retirement	retirement	NOUN
faba-111	164	6	planning	planning	NOUN
faba-111	164	7	.	.	PUNCT
faba-111	165	1	research	research	NOUN
faba-111	165	2	journal	journal	PROPN
faba-111	165	3	.	.	PUNCT
faba-111	166	1	singapore	singapore	PROPN
faba-111	166	2	:	:	PUNCT
faba-111	166	3	iacsit	iacsit	PROPN
faba-111	166	4	press	press	PROPN
faba-111	166	5	.	.	PUNCT
faba-111	167	1	accessed	access	VERB
faba-111	167	2	on	on	ADP
faba-111	167	3	december	december	PROPN
faba-111	167	4	28	28	NUM
faba-111	167	5	,	,	PUNCT
faba-111	167	6	2015	2015	NUM
faba-111	167	7	www.ipedr.com/vol28/20icemm2012-t10003.pdf	www.ipedr.com/vol28/20icemm2012-t10003.pdf	PROPN
faba-111	167	8	koh	koh	PROPN
faba-111	167	9	,	,	PUNCT
faba-111	167	10	b.	b.	PROPN
faba-111	167	11	s.	s.	PROPN
faba-111	167	12	k.	k.	PROPN
faba-111	167	13	,	,	PUNCT
faba-111	167	14	mitchell	mitchell	PROPN
faba-111	167	15	,	,	PUNCT
faba-111	167	16	o.	o.	PROPN
faba-111	167	17	s.	s.	PROPN
faba-111	167	18	,	,	PUNCT
faba-111	167	19	&	&	CCONJ
faba-111	167	20	fong	fong	PROPN
faba-111	167	21	,	,	PUNCT
faba-111	167	22	j.	j.	PROPN
faba-111	167	23	h.	h.	PROPN
faba-111	167	24	(	(	PUNCT
faba-111	167	25	2021	2021	NUM
faba-111	167	26	)	)	PUNCT
faba-111	167	27	.	.	PUNCT
faba-111	168	1	trust	trust	NOUN
faba-111	168	2	and	and	CCONJ
faba-111	168	3	retirement	retirement	NOUN
faba-111	168	4	preparedness	preparedness	NOUN
faba-111	168	5	:	:	PUNCT
faba-111	168	6	evidence	evidence	NOUN
faba-111	168	7	from	from	ADP
faba-111	168	8	singapore	singapore	PROPN
faba-111	168	9	.	.	PUNCT
faba-111	169	1	journal	journal	PROPN
faba-111	169	2	of	of	ADP
faba-111	169	3	the	the	DET
faba-111	169	4	economics	economic	NOUN
faba-111	169	5	of	of	ADP
faba-111	169	6	ageing	ageing	NOUN
faba-111	169	7	,	,	PUNCT
faba-111	169	8	18	18	NUM
faba-111	169	9	.	.	PUNCT
faba-111	170	1	https://doi.org/10.1016/j.jeoa.2020.100283	https://doi.org/10.1016/j.jeoa.2020.100283	PROPN
faba-111	170	2	lewis	lewis	PROPN
faba-111	170	3	,	,	PUNCT
faba-111	170	4	a.	a.	PROPN
faba-111	170	5	,	,	PUNCT
faba-111	170	6	webley	webley	PROPN
faba-111	170	7	,	,	PUNCT
faba-111	170	8	p.	p.	PROPN
faba-111	170	9	,	,	PUNCT
faba-111	170	10	&	&	CCONJ
faba-111	170	11	furnham	furnham	PROPN
faba-111	170	12	,	,	PUNCT
faba-111	170	13	a.	a.	NOUN
faba-111	170	14	(	(	PUNCT
faba-111	170	15	1995	1995	NUM
faba-111	170	16	)	)	PUNCT
faba-111	170	17	.	.	PUNCT
faba-111	171	1	the	the	DET
faba-111	171	2	new	new	ADJ
faba-111	171	3	economic	economic	ADJ
faba-111	171	4	mind	mind	NOUN
faba-111	171	5	.	.	PUNCT
faba-111	172	1	pearson	pearson	PROPN
faba-111	172	2	.	.	PUNCT
faba-111	173	1	lim	lim	PROPN
faba-111	173	2	,	,	PUNCT
faba-111	173	3	s.	s.	PROPN
faba-111	173	4	m.	m.	PROPN
faba-111	173	5	,	,	PUNCT
faba-111	173	6	tenk	tenk	PROPN
faba-111	173	7	,	,	PUNCT
faba-111	173	8	t.	t.	PROPN
faba-111	173	9	,	,	PUNCT
faba-111	173	10	teoh	teoh	PROPN
faba-111	173	11	,	,	PUNCT
faba-111	173	12	m.	m.	NOUN
faba-111	173	13	,	,	PUNCT
faba-111	173	14	&	&	CCONJ
faba-111	173	15	lee	lee	PROPN
faba-111	173	16	,	,	PUNCT
faba-111	173	17	t.	t.	PROPN
faba-111	173	18	h.	h.	PROPN
faba-111	173	19	(	(	PUNCT
faba-111	173	20	2021	2021	NUM
faba-111	173	21	)	)	PUNCT
faba-111	173	22	.	.	PUNCT
faba-111	174	1	workers	worker	NOUN
faba-111	174	2	’	’	PART
faba-111	174	3	retirement	retirement	NOUN
faba-111	174	4	saving	save	VERB
faba-111	174	5	behaviour	behaviour	NOUN
faba-111	174	6	during	during	ADP
faba-111	174	7	the	the	DET
faba-111	174	8	covid-19	covid-19	PROPN
faba-111	174	9	pandemic	pandemic	NOUN
faba-111	174	10	in	in	ADP
faba-111	174	11	malaysia	malaysia	PROPN
faba-111	174	12	.	.	PUNCT
faba-111	175	1	international	international	ADJ
faba-111	175	2	journal	journal	PROPN
faba-111	175	3	of	of	ADP
faba-111	175	4	academic	academic	ADJ
faba-111	175	5	research	research	NOUN
faba-111	175	6	in	in	ADP
faba-111	175	7	business	business	NOUN
faba-111	175	8	and	and	CCONJ
faba-111	175	9	social	social	ADJ
faba-111	175	10	sciences	science	NOUN
faba-111	175	11	,	,	PUNCT
faba-111	175	12	11(3	11(3	NUM
faba-111	175	13	)	)	PUNCT
faba-111	175	14	.	.	PUNCT
faba-111	176	1	https://doi.org/10.6007/ijarbss/v11-i3/8855	https://doi.org/10.6007/ijarbss/v11-i3/8855	PROPN
faba-111	176	2	mansor	mansor	PROPN
faba-111	176	3	,	,	PUNCT
faba-111	176	4	m.	m.	PROPN
faba-111	176	5	f.	f.	PROPN
faba-111	176	6	,	,	PUNCT
faba-111	176	7	chor	chor	PROPN
faba-111	176	8	,	,	PUNCT
faba-111	176	9	c.	c.	PROPN
faba-111	176	10	h.	h.	PROPN
faba-111	176	11	,	,	PUNCT
faba-111	176	12	abu	abu	PROPN
faba-111	176	13	,	,	PUNCT
faba-111	176	14	n.	n.	PROPN
faba-111	176	15	h.	h.	PROPN
faba-111	176	16	,	,	PUNCT
faba-111	176	17	&	&	CCONJ
faba-111	176	18	shaari	shaari	PROPN
faba-111	176	19	,	,	PUNCT
faba-111	176	20	m.	m.	PROPN
faba-111	176	21	s.	s.	PROPN
faba-111	176	22	(	(	PUNCT
faba-111	176	23	2015	2015	NUM
faba-111	176	24	)	)	PUNCT
faba-111	176	25	.	.	PUNCT
faba-111	177	1	demographic	demographic	ADJ
faba-111	177	2	factors	factor	NOUN
faba-111	177	3	associated	associate	VERB
faba-111	177	4	with	with	ADP
faba-111	177	5	retirement	retirement	NOUN
faba-111	177	6	planning	planning	NOUN
faba-111	177	7	:	:	PUNCT
faba-111	177	8	a	a	DET
faba-111	177	9	study	study	NOUN
faba-111	177	10	of	of	ADP
faba-111	177	11	employees	employee	NOUN
faba-111	177	12	in	in	ADP
faba-111	177	13	malaysian	malaysian	ADJ
faba-111	177	14	health	health	NOUN
faba-111	177	15	sectors	sector	NOUN
faba-111	177	16	.	.	PUNCT
faba-111	178	1	asian	asian	ADJ
faba-111	178	2	social	social	ADJ
faba-111	178	3	science	science	NOUN
faba-111	178	4	,	,	PUNCT
faba-111	178	5	11(13	11(13	NUM
faba-111	178	6	)	)	PUNCT
faba-111	178	7	,	,	PUNCT
faba-111	178	8	108	108	NUM
faba-111	178	9	-	-	SYM
faba-111	178	10	116	116	NUM
faba-111	178	11	.	.	PUNCT
faba-111	179	1	paidi	paidi	PROPN
faba-111	179	2	,	,	PUNCT
faba-111	179	3	p.	p.	PROPN
faba-111	179	4	(	(	PUNCT
faba-111	179	5	2013	2013	NUM
faba-111	179	6	)	)	PUNCT
faba-111	179	7	.	.	PUNCT
faba-111	180	1	strategi	strategi	PROPN
faba-111	180	2	persiapan	persiapan	PROPN
faba-111	180	3	masa	masa	PROPN
faba-111	180	4	pensiun	pensiun	PROPN
faba-111	180	5	bagi	bagi	PROPN
faba-111	180	6	para	para	PROPN
faba-111	180	7	karyawan	karyawan	PROPN
faba-111	180	8	.	.	PUNCT
faba-111	181	1	e	e	X
faba-111	181	2	-	-	NOUN
faba-111	181	3	journal	journal	ADJ
faba-111	181	4	widya	widya	NOUN
faba-111	181	5	ekonomika	ekonomika	NOUN
faba-111	181	6	,	,	PUNCT
faba-111	181	7	12	12	NUM
faba-111	181	8	.	.	PUNCT
faba-111	181	9	diakses	diakse	VERB
faba-111	181	10	pada	pada	PROPN
faba-111	181	11	tanggal	tanggal	PROPN
faba-111	181	12	15	15	NUM
faba-111	181	13	september	september	PROPN
faba-111	181	14	,	,	PUNCT
faba-111	181	15	2015	2015	NUM
faba-111	181	16	dari	dari	ADJ
faba-111	181	17	http://download.portalgaruda.org/article.php?article=250180&val=6685&title=stra	http://download.portalgaruda.org/article.php?article=250180&val=6685&title=stra	PROPN
faba-111	181	18	tegi%20persiapan%20masa%20pensiun%20bagi%20para%20karya	tegi%20persiapan%20masa%20pensiun%20bagi%20para%20karya	PRON
faba-111	181	19	wan	wan	PROPN
faba-111	181	20	.	.	PUNCT
faba-111	182	1	rini	rini	PROPN
faba-111	182	2	,	,	PUNCT
faba-111	182	3	j.f	j.f	PROPN
faba-111	182	4	.	.	PROPN
faba-111	182	5	2001	2001	NUM
faba-111	182	6	.	.	PUNCT
faba-111	183	1	pensiun	pensiun	PROPN
faba-111	183	2	dan	dan	PROPN
faba-111	183	3	pengaruhnya	pengaruhnya	PROPN
faba-111	183	4	.	.	PUNCT
faba-111	184	1	www.e	www.e	PROPN
faba-111	184	2	-	-	PUNCT
faba-111	184	3	psikologi.com\pensiun.htm	psikologi.com\pensiun.htm	PROPN
faba-111	184	4	.	.	PUNCT
faba-111	185	1	santrock	santrock	PROPN
faba-111	185	2	,	,	PUNCT
faba-111	185	3	j.w	j.w	PROPN
faba-111	185	4	.	.	PROPN
faba-111	185	5	(	(	PUNCT
faba-111	185	6	2012	2012	NUM
faba-111	185	7	)	)	PUNCT
faba-111	185	8	.	.	PUNCT
faba-111	186	1	lifespan	lifespan	PROPN
faba-111	186	2	development	development	NOUN
faba-111	186	3	,	,	PUNCT
faba-111	186	4	edisi	edisi	VERB
faba-111	186	5	ke	ke	PROPN
faba-111	186	6	tiga	tiga	PROPN
faba-111	186	7	belas	belas	PROPN
faba-111	186	8	.	.	PUNCT
faba-111	186	9	jakarta	jakarta	PROPN
faba-111	186	10	:	:	PUNCT
faba-111	186	11	erlangga	erlangga	PROPN
faba-111	186	12	.	.	PUNCT
faba-111	187	1	sugiyono	sugiyono	PROPN
faba-111	187	2	.	.	PUNCT
faba-111	188	1	(	(	PUNCT
faba-111	188	2	2014	2014	NUM
faba-111	188	3	)	)	PUNCT
faba-111	188	4	.	.	PUNCT
faba-111	189	1	metode	metode	PROPN
faba-111	189	2	penelitian	penelitian	PROPN
faba-111	189	3	pendidikan	pendidikan	PROPN
faba-111	189	4	pendekatan	pendekatan	PROPN
faba-111	189	5	kuantitatif	kuantitatif	PROPN
faba-111	189	6	,	,	PUNCT
faba-111	189	7	kualitatif	kualitatif	PROPN
faba-111	189	8	,	,	PUNCT
faba-111	189	9	dan	dan	PROPN
faba-111	189	10	r&d	r&d	PROPN
faba-111	189	11	.	.	PUNCT
faba-111	190	1	bandung	bandung	PROPN
faba-111	190	2	:	:	PUNCT
faba-111	191	1	https://doi.org/10.1108/sef-01-2017-0018	https://doi.org/10.1108/sef-01-2017-0018	PROPN
faba-111	191	2	https://doi.org/10.1016/j.jpubeco.2017.12.014	https://doi.org/10.1016/j.jpubeco.2017.12.014	PROPN
faba-111	191	3	https://doi.org/10.1016/j.jeoa.2020.100283	https://doi.org/10.1016/j.jeoa.2020.100283	PROPN
faba-111	191	4	finance	finance	NOUN
faba-111	191	5	,	,	PUNCT
faba-111	191	6	accounting	accounting	NOUN
faba-111	191	7	and	and	CCONJ
faba-111	191	8	business	business	NOUN
faba-111	191	9	analysis	analysis	NOUN
faba-111	191	10	4	4	NUM
faba-111	191	11	(	(	PUNCT
faba-111	191	12	1	1	NUM
faba-111	191	13	)	)	PUNCT
faba-111	191	14	2022	2022	NUM
faba-111	191	15	59	59	NUM
faba-111	191	16	alfabeta	alfabeta	NOUN
faba-111	191	17	.	.	PUNCT
faba-111	192	1	warneryd	warneryd	PROPN
faba-111	192	2	,	,	PUNCT
faba-111	192	3	k.	k.	PROPN
faba-111	192	4	e.	e.	PROPN
faba-111	192	5	(	(	PUNCT
faba-111	192	6	1999	1999	NUM
faba-111	192	7	)	)	PUNCT
faba-111	192	8	.	.	PUNCT
faba-111	193	1	the	the	DET
faba-111	193	2	psychology	psychology	NOUN
faba-111	193	3	of	of	ADP
faba-111	193	4	saving	saving	NOUN
faba-111	193	5	:	:	PUNCT
faba-111	193	6	a	a	DET
faba-111	193	7	study	study	NOUN
faba-111	193	8	of	of	ADP
faba-111	193	9	economic	economic	ADJ
faba-111	193	10	psychology	psychology	NOUN
faba-111	193	11	.	.	PUNCT