id	sid	tid	token	lemma	pos
faba-136	1	1	99	99	NUM
faba-136	1	2	finance	finance	NOUN
faba-136	1	3	,	,	PUNCT
faba-136	1	4	accounting	accounting	NOUN
faba-136	1	5	and	and	CCONJ
faba-136	1	6	business	business	NOUN
faba-136	1	7	analysis	analysis	NOUN
faba-136	1	8	volume	volume	NOUN
faba-136	1	9	4	4	NUM
faba-136	1	10	issue	issue	NOUN
faba-136	1	11	2	2	NUM
faba-136	1	12	,	,	PUNCT
faba-136	1	13	2022	2022	NUM
faba-136	1	14	http://faba.bg	http://faba.bg	NOUN
faba-136	1	15	applying	apply	VERB
faba-136	1	16	a	a	DET
faba-136	1	17	binary	binary	ADJ
faba-136	1	18	logistic	logistic	ADJ
faba-136	1	19	regression	regression	NOUN
faba-136	1	20	analysis	analysis	NOUN
faba-136	1	21	to	to	PART
faba-136	1	22	evaluate	evaluate	VERB
faba-136	1	23	the	the	DET
faba-136	1	24	distinction	distinction	NOUN
faba-136	1	25	between	between	ADP
faba-136	1	26	conventional	conventional	ADJ
faba-136	1	27	and	and	CCONJ
faba-136	1	28	islamic	islamic	ADJ
faba-136	1	29	banks	bank	NOUN
faba-136	1	30	:	:	PUNCT
faba-136	1	31	a	a	DET
faba-136	1	32	case	case	NOUN
faba-136	1	33	study	study	NOUN
faba-136	1	34	of	of	ADP
faba-136	1	35	djiboutian	djiboutian	ADJ
faba-136	1	36	banks	bank	NOUN
faba-136	1	37	sadik	sadik	PROPN
faba-136	1	38	aden	aden	PROPN
faba-136	1	39	dirir	dirir	PROPN
faba-136	1	40	faculty	faculty	NOUN
faba-136	1	41	of	of	ADP
faba-136	1	42	law	law	NOUN
faba-136	1	43	,	,	PUNCT
faba-136	1	44	economics	economic	NOUN
faba-136	1	45	,	,	PUNCT
faba-136	1	46	and	and	CCONJ
faba-136	1	47	management	management	NOUN
faba-136	1	48	,	,	PUNCT
faba-136	1	49	university	university	NOUN
faba-136	1	50	of	of	ADP
faba-136	1	51	djibouti	djibouti	PROPN
faba-136	1	52	,	,	PUNCT
faba-136	1	53	djibouti	djibouti	PROPN
faba-136	1	54	info	info	NOUN
faba-136	1	55	articles	article	NOUN
faba-136	1	56	abstract	abstract	ADJ
faba-136	1	57	keywords	keyword	NOUN
faba-136	1	58	:	:	PUNCT
faba-136	1	59	conventional	conventional	ADJ
faba-136	1	60	bank	bank	NOUN
faba-136	1	61	,	,	PUNCT
faba-136	1	62	islamic	islamic	PROPN
faba-136	1	63	bank	bank	PROPN
faba-136	1	64	,	,	PUNCT
faba-136	1	65	logistic	logistic	ADJ
faba-136	1	66	regression	regression	NOUN
faba-136	1	67	,	,	PUNCT
faba-136	1	68	size	size	NOUN
faba-136	1	69	.	.	PUNCT
faba-136	2	1	customer	customer	NOUN
faba-136	2	2	trust	trust	PROPN
faba-136	2	3	,	,	PUNCT
faba-136	2	4	interest	interest	NOUN
faba-136	2	5	rate	rate	NOUN
faba-136	2	6	framework	framework	NOUN
faba-136	2	7	,	,	PUNCT
faba-136	2	8	accessibility	accessibility	NOUN
faba-136	2	9	and	and	CCONJ
faba-136	2	10	djibouti	djibouti	PROPN
faba-136	2	11	.	.	PUNCT
faba-136	3	1	the	the	DET
faba-136	3	2	banking	banking	NOUN
faba-136	3	3	sector	sector	NOUN
faba-136	3	4	has	have	AUX
faba-136	3	5	developed	develop	VERB
faba-136	3	6	dramatically	dramatically	ADV
faba-136	3	7	during	during	ADP
faba-136	3	8	the	the	DET
faba-136	3	9	past	past	ADJ
faba-136	3	10	decades	decade	NOUN
faba-136	3	11	.	.	PUNCT
faba-136	4	1	many	many	ADJ
faba-136	4	2	banks	bank	NOUN
faba-136	4	3	were	be	AUX
faba-136	4	4	established	establish	VERB
faba-136	4	5	and	and	CCONJ
faba-136	4	6	prospered	prosper	VERB
faba-136	4	7	.	.	PUNCT
faba-136	5	1	however	however	ADV
faba-136	5	2	,	,	PUNCT
faba-136	5	3	the	the	DET
faba-136	5	4	experience	experience	NOUN
faba-136	5	5	in	in	ADP
faba-136	5	6	each	each	DET
faba-136	5	7	banking	banking	NOUN
faba-136	5	8	sector	sector	NOUN
faba-136	5	9	can	can	AUX
faba-136	5	10	be	be	AUX
faba-136	5	11	non	non	ADJ
faba-136	5	12	-	-	ADJ
faba-136	5	13	identical	identical	ADJ
faba-136	5	14	based	base	VERB
faba-136	5	15	on	on	ADP
faba-136	5	16	many	many	ADJ
faba-136	5	17	factors	factor	NOUN
faba-136	5	18	.	.	PUNCT
faba-136	6	1	therefore	therefore	ADV
faba-136	6	2	,	,	PUNCT
faba-136	6	3	it	it	PRON
faba-136	6	4	will	will	AUX
faba-136	6	5	be	be	AUX
faba-136	6	6	ideal	ideal	ADJ
faba-136	6	7	to	to	PART
faba-136	6	8	investigate	investigate	VERB
faba-136	6	9	every	every	DET
faba-136	6	10	aspect	aspect	NOUN
faba-136	6	11	of	of	ADP
faba-136	6	12	conventional	conventional	ADJ
faba-136	6	13	and	and	CCONJ
faba-136	6	14	islamic	islamic	ADJ
faba-136	6	15	banks	bank	NOUN
faba-136	6	16	prior	prior	ADV
faba-136	6	17	to	to	ADP
faba-136	6	18	deciding	decide	VERB
faba-136	6	19	which	which	DET
faba-136	6	20	bank	bank	NOUN
faba-136	6	21	is	be	AUX
faba-136	6	22	favorable	favorable	ADJ
faba-136	6	23	.	.	PUNCT
faba-136	7	1	the	the	DET
faba-136	7	2	actual	actual	ADJ
faba-136	7	3	paper	paper	NOUN
faba-136	7	4	compares	compare	VERB
faba-136	7	5	the	the	DET
faba-136	7	6	conventional	conventional	ADJ
faba-136	7	7	and	and	CCONJ
faba-136	7	8	islamic	islamic	ADJ
faba-136	7	9	banks	bank	NOUN
faba-136	7	10	in	in	ADP
faba-136	7	11	djibouti	djibouti	PROPN
faba-136	7	12	to	to	PART
faba-136	7	13	identify	identify	VERB
faba-136	7	14	which	which	DET
faba-136	7	15	types	type	NOUN
faba-136	7	16	of	of	ADP
faba-136	7	17	banks	bank	NOUN
faba-136	7	18	customers	customer	NOUN
faba-136	7	19	would	would	AUX
faba-136	7	20	find	find	VERB
faba-136	7	21	advantageous	advantageous	ADJ
faba-136	7	22	.	.	PUNCT
faba-136	8	1	in	in	ADP
faba-136	8	2	that	that	DET
faba-136	8	3	context	context	NOUN
faba-136	8	4	,	,	PUNCT
faba-136	8	5	variables	variable	NOUN
faba-136	8	6	such	such	ADJ
faba-136	8	7	as	as	ADP
faba-136	8	8	the	the	DET
faba-136	8	9	size	size	NOUN
faba-136	8	10	of	of	ADP
faba-136	8	11	the	the	DET
faba-136	8	12	banks	bank	NOUN
faba-136	8	13	,	,	PUNCT
faba-136	8	14	accessibility	accessibility	NOUN
faba-136	8	15	,	,	PUNCT
faba-136	8	16	financial	financial	ADJ
faba-136	8	17	instruments	instrument	NOUN
faba-136	8	18	,	,	PUNCT
faba-136	8	19	and	and	CCONJ
faba-136	8	20	customer	customer	NOUN
faba-136	8	21	interest	interest	NOUN
faba-136	8	22	rate	rate	NOUN
faba-136	8	23	were	be	AUX
faba-136	8	24	explored	explore	VERB
faba-136	8	25	.	.	PUNCT
faba-136	9	1	moreover	moreover	ADV
faba-136	9	2	,	,	PUNCT
faba-136	9	3	a	a	DET
faba-136	9	4	binary	binary	ADJ
faba-136	9	5	logistic	logistic	ADJ
faba-136	9	6	regression	regression	NOUN
faba-136	9	7	analysis	analysis	NOUN
faba-136	9	8	was	be	AUX
faba-136	9	9	utilized	utilize	VERB
faba-136	9	10	in	in	ADP
faba-136	9	11	order	order	NOUN
faba-136	9	12	to	to	PART
faba-136	9	13	analyze	analyze	VERB
faba-136	9	14	the	the	DET
faba-136	9	15	responses	response	NOUN
faba-136	9	16	of	of	ADP
faba-136	9	17	200	200	NUM
faba-136	9	18	individuals	individual	NOUN
faba-136	9	19	who	who	PRON
faba-136	9	20	use	use	VERB
faba-136	9	21	djiboutian	djiboutian	ADJ
faba-136	9	22	islamic	islamic	ADJ
faba-136	9	23	and	and	CCONJ
faba-136	9	24	conventional	conventional	ADJ
faba-136	9	25	banks	bank	NOUN
faba-136	9	26	.	.	PUNCT
faba-136	10	1	generally	generally	ADV
faba-136	10	2	,	,	PUNCT
faba-136	10	3	the	the	DET
faba-136	10	4	findings	finding	NOUN
faba-136	10	5	revealed	reveal	VERB
faba-136	10	6	that	that	SCONJ
faba-136	10	7	individuals	individual	NOUN
faba-136	10	8	have	have	VERB
faba-136	10	9	the	the	DET
faba-136	10	10	likelihood	likelihood	NOUN
faba-136	10	11	to	to	PART
faba-136	10	12	prefer	prefer	VERB
faba-136	10	13	cac	cac	PROPN
faba-136	10	14	international	international	PROPN
faba-136	10	15	bank	bank	PROPN
faba-136	10	16	which	which	PRON
faba-136	10	17	is	be	AUX
faba-136	10	18	a	a	DET
faba-136	10	19	conventional	conventional	ADJ
faba-136	10	20	bank	bank	NOUN
faba-136	10	21	over	over	ADP
faba-136	10	22	salam	salam	PROPN
faba-136	10	23	africa	africa	PROPN
faba-136	10	24	bank	bank	PROPN
faba-136	10	25	.	.	PUNCT
faba-136	11	1	moreover	moreover	ADV
faba-136	11	2	,	,	PUNCT
faba-136	11	3	the	the	DET
faba-136	11	4	predictors	predictor	NOUN
faba-136	11	5	(	(	PUNCT
faba-136	11	6	the	the	DET
faba-136	11	7	bank	bank	NOUN
faba-136	11	8	’s	’s	PART
faba-136	11	9	size	size	NOUN
faba-136	11	10	,	,	PUNCT
faba-136	11	11	and	and	CCONJ
faba-136	11	12	accessibility	accessibility	NOUN
faba-136	11	13	)	)	PUNCT
faba-136	11	14	displayed	display	VERB
faba-136	11	15	a	a	DET
faba-136	11	16	none	none	NOUN
faba-136	11	17	significant	significant	ADJ
faba-136	11	18	p	p	NOUN
faba-136	11	19	-	-	PUNCT
faba-136	11	20	value	value	NOUN
faba-136	11	21	that	that	PRON
faba-136	11	22	is	be	AUX
faba-136	11	23	over	over	ADP
faba-136	11	24	0.05	0.05	NUM
faba-136	11	25	.	.	PUNCT
faba-136	12	1	whereas	whereas	SCONJ
faba-136	12	2	customer	customer	NOUN
faba-136	12	3	trust	trust	NOUN
faba-136	12	4	and	and	CCONJ
faba-136	12	5	the	the	DET
faba-136	12	6	interest	interest	NOUN
faba-136	12	7	rate	rate	NOUN
faba-136	12	8	exhibited	exhibit	VERB
faba-136	12	9	a	a	DET
faba-136	12	10	significant	significant	ADJ
faba-136	12	11	p	p	NOUN
faba-136	12	12	-	-	PUNCT
faba-136	12	13	value	value	NOUN
faba-136	12	14	.	.	PUNCT
faba-136	13	1	the	the	DET
faba-136	13	2	current	current	ADJ
faba-136	13	3	research	research	NOUN
faba-136	13	4	is	be	AUX
faba-136	13	5	significant	significant	ADJ
faba-136	13	6	to	to	PART
faba-136	13	7	better	well	ADV
faba-136	13	8	comprehend	comprehend	VERB
faba-136	13	9	the	the	DET
faba-136	13	10	main	main	ADJ
faba-136	13	11	factors	factor	NOUN
faba-136	13	12	that	that	PRON
faba-136	13	13	drive	drive	VERB
faba-136	13	14	djiboutian	djiboutian	ADJ
faba-136	13	15	individuals	individual	NOUN
faba-136	13	16	to	to	PART
faba-136	13	17	select	select	VERB
faba-136	13	18	a	a	DET
faba-136	13	19	specific	specific	ADJ
faba-136	13	20	bank	bank	NOUN
faba-136	13	21	for	for	ADP
faba-136	13	22	their	their	PRON
faba-136	13	23	deposits	deposit	NOUN
faba-136	13	24	.	.	PUNCT
faba-136	14	1	the	the	DET
faba-136	14	2	findings	finding	NOUN
faba-136	14	3	will	will	AUX
faba-136	14	4	also	also	ADV
faba-136	14	5	contribute	contribute	VERB
faba-136	14	6	to	to	ADP
faba-136	14	7	the	the	DET
faba-136	14	8	wide	wide	ADJ
faba-136	14	9	discipline	discipline	NOUN
faba-136	14	10	of	of	ADP
faba-136	14	11	literature	literature	NOUN
faba-136	14	12	that	that	PRON
faba-136	14	13	always	always	ADV
faba-136	14	14	discussed	discuss	VERB
faba-136	14	15	the	the	DET
faba-136	14	16	gap	gap	NOUN
faba-136	14	17	that	that	PRON
faba-136	14	18	exists	exist	VERB
faba-136	14	19	between	between	ADP
faba-136	14	20	islamic	islamic	ADJ
faba-136	14	21	and	and	CCONJ
faba-136	14	22	conventional	conventional	ADJ
faba-136	14	23	banks	bank	NOUN
faba-136	14	24	.	.	PUNCT
faba-136	15	1	*	*	PUNCT
faba-136	15	2	address	address	NOUN
faba-136	15	3	correspondence	correspondence	NOUN
faba-136	15	4	:	:	PUNCT
faba-136	16	1	e	e	X
faba-136	16	2	-	-	NOUN
faba-136	16	3	mail	mail	NOUN
faba-136	16	4	:	:	PUNCT
faba-136	16	5	sadikaden1999@gmail.com	sadikaden1999@gmail.com	X
faba-136	17	1	finance	finance	PROPN
faba-136	17	2	,	,	PUNCT
faba-136	17	3	accounting	accounting	NOUN
faba-136	17	4	and	and	CCONJ
faba-136	17	5	business	business	NOUN
faba-136	17	6	analysis	analysis	NOUN
faba-136	17	7	4	4	NUM
faba-136	17	8	(	(	PUNCT
faba-136	17	9	2	2	NUM
faba-136	17	10	)	)	PUNCT
faba-136	17	11	2022	2022	NUM
faba-136	17	12	100	100	NUM
faba-136	17	13	introduction	introduction	NOUN
faba-136	17	14	djibouti	djibouti	NOUN
faba-136	17	15	is	be	AUX
faba-136	17	16	a	a	DET
faba-136	17	17	small	small	ADJ
faba-136	17	18	country	country	NOUN
faba-136	17	19	located	locate	VERB
faba-136	17	20	in	in	ADP
faba-136	17	21	the	the	DET
faba-136	17	22	east	east	NOUN
faba-136	17	23	of	of	ADP
faba-136	17	24	africa	africa	PROPN
faba-136	17	25	.	.	PUNCT
faba-136	18	1	in	in	ADP
faba-136	18	2	recent	recent	ADJ
faba-136	18	3	years	year	NOUN
faba-136	18	4	,	,	PUNCT
faba-136	18	5	it	it	PRON
faba-136	18	6	has	have	AUX
faba-136	18	7	known	know	VERB
faba-136	18	8	an	an	DET
faba-136	18	9	impressive	impressive	ADJ
faba-136	18	10	increase	increase	NOUN
faba-136	18	11	in	in	ADP
faba-136	18	12	the	the	DET
faba-136	18	13	number	number	NOUN
faba-136	18	14	of	of	ADP
faba-136	18	15	islamic	islamic	ADJ
faba-136	18	16	banks	bank	NOUN
faba-136	18	17	.	.	PUNCT
faba-136	19	1	the	the	DET
faba-136	19	2	financial	financial	ADJ
faba-136	19	3	crisis	crisis	NOUN
faba-136	19	4	in	in	ADP
faba-136	19	5	2007	2007	NUM
faba-136	19	6	was	be	AUX
faba-136	19	7	the	the	DET
faba-136	19	8	main	main	ADJ
faba-136	19	9	reason	reason	NOUN
faba-136	19	10	for	for	SCONJ
faba-136	19	11	the	the	DET
faba-136	19	12	banking	banking	NOUN
faba-136	19	13	sector	sector	NOUN
faba-136	19	14	to	to	PART
faba-136	19	15	evolve	evolve	VERB
faba-136	19	16	.	.	PUNCT
faba-136	20	1	in	in	ADP
faba-136	20	2	the	the	DET
faba-136	20	3	course	course	NOUN
faba-136	20	4	of	of	ADP
faba-136	20	5	that	that	DET
faba-136	20	6	period	period	NOUN
faba-136	20	7	,	,	PUNCT
faba-136	20	8	islamic	islamic	ADJ
faba-136	20	9	banks	bank	NOUN
faba-136	20	10	were	be	AUX
faba-136	20	11	stable	stable	ADJ
faba-136	20	12	,	,	PUNCT
faba-136	20	13	which	which	PRON
faba-136	20	14	as	as	ADP
faba-136	20	15	result	result	NOUN
faba-136	20	16	increased	increase	VERB
faba-136	20	17	their	their	PRON
faba-136	20	18	popularity	popularity	NOUN
faba-136	20	19	among	among	ADP
faba-136	20	20	depositors	depositor	NOUN
faba-136	20	21	and	and	CCONJ
faba-136	20	22	financial	financial	ADJ
faba-136	20	23	investors	investor	NOUN
faba-136	20	24	(	(	PUNCT
faba-136	20	25	imam	imam	NOUN
faba-136	20	26	p	p	NOUN
faba-136	20	27	,	,	PUNCT
faba-136	20	28	2010	2010	NUM
faba-136	20	29	)	)	PUNCT
faba-136	20	30	.	.	PUNCT
faba-136	21	1	since	since	SCONJ
faba-136	21	2	it	it	PRON
faba-136	21	3	was	be	AUX
faba-136	21	4	a	a	DET
faba-136	21	5	better	well	ADJ
faba-136	21	6	alternative	alternative	NOUN
faba-136	21	7	for	for	ADP
faba-136	21	8	the	the	DET
faba-136	21	9	conventional	conventional	ADJ
faba-136	21	10	bank	bank	NOUN
faba-136	21	11	’s	’s	PART
faba-136	21	12	failure	failure	NOUN
faba-136	21	13	.	.	PUNCT
faba-136	22	1	few	few	ADJ
faba-136	22	2	analysts	analyst	NOUN
faba-136	22	3	even	even	ADV
faba-136	22	4	contended	contend	VERB
faba-136	22	5	that	that	SCONJ
faba-136	22	6	islamic	islamic	ADJ
faba-136	22	7	banks	bank	NOUN
faba-136	22	8	are	be	AUX
faba-136	22	9	the	the	DET
faba-136	22	10	most	most	ADV
faba-136	22	11	suitable	suitable	ADJ
faba-136	22	12	choice	choice	NOUN
faba-136	22	13	to	to	PART
faba-136	22	14	advance	advance	VERB
faba-136	22	15	economic	economic	ADJ
faba-136	22	16	growth	growth	NOUN
faba-136	22	17	,	,	PUNCT
faba-136	22	18	and	and	CCONJ
faba-136	22	19	overcome	overcome	VERB
faba-136	22	20	full	full	ADJ
faba-136	22	21	-	-	PUNCT
faba-136	22	22	scall	scall	NOUN
faba-136	22	23	of	of	ADP
faba-136	22	24	macro	macro	ADJ
faba-136	22	25	-	-	ADJ
faba-136	22	26	financial	financial	ADJ
faba-136	22	27	failure	failure	NOUN
faba-136	22	28	over	over	ADP
faba-136	22	29	conventional	conventional	ADJ
faba-136	22	30	banks	bank	NOUN
faba-136	22	31	.	.	PUNCT
faba-136	23	1	nonetheless	nonetheless	ADV
faba-136	23	2	,	,	PUNCT
faba-136	23	3	will	will	AUX
faba-136	23	4	all	all	PRON
faba-136	23	5	of	of	ADP
faba-136	23	6	these	these	PRON
faba-136	23	7	features	feature	VERB
faba-136	23	8	islamic	islamic	ADJ
faba-136	23	9	banks	bank	NOUN
faba-136	23	10	are	be	AUX
faba-136	23	11	still	still	ADV
faba-136	23	12	inferior	inferior	ADJ
faba-136	23	13	compared	compare	VERB
faba-136	23	14	to	to	ADP
faba-136	23	15	other	other	ADJ
faba-136	23	16	conventional	conventional	ADJ
faba-136	23	17	banks	bank	NOUN
faba-136	23	18	.	.	PUNCT
faba-136	24	1	for	for	ADP
faba-136	24	2	the	the	DET
faba-136	24	3	reason	reason	NOUN
faba-136	24	4	that	that	PRON
faba-136	24	5	investors	investor	NOUN
faba-136	24	6	and	and	CCONJ
faba-136	24	7	depositors	depositor	NOUN
faba-136	24	8	prefer	prefer	VERB
faba-136	24	9	a	a	DET
faba-136	24	10	traditional	traditional	ADJ
faba-136	24	11	framework	framework	NOUN
faba-136	24	12	(	(	PUNCT
faba-136	24	13	dridi	dridi	PROPN
faba-136	24	14	,	,	PUNCT
faba-136	24	15	j	j	PROPN
faba-136	24	16	,	,	PUNCT
faba-136	24	17	&	&	CCONJ
faba-136	24	18	hasan	hasan	PROPN
faba-136	24	19	,	,	PUNCT
faba-136	24	20	m	m	PROPN
faba-136	24	21	,	,	PUNCT
faba-136	24	22	2010	2010	NUM
faba-136	24	23	)	)	PUNCT
faba-136	24	24	islamic	islamic	ADJ
faba-136	24	25	banks	bank	NOUN
faba-136	24	26	are	be	AUX
faba-136	24	27	mainly	mainly	ADV
faba-136	24	28	administered	administer	VERB
faba-136	24	29	by	by	ADP
faba-136	24	30	shariah	shariah	PROPN
faba-136	24	31	.	.	PUNCT
faba-136	25	1	also	also	ADV
faba-136	25	2	,	,	PUNCT
faba-136	25	3	the	the	DET
faba-136	25	4	guidelines	guideline	NOUN
faba-136	25	5	are	be	AUX
faba-136	25	6	set	set	VERB
faba-136	25	7	up	up	ADP
faba-136	25	8	by	by	ADP
faba-136	25	9	the	the	DET
faba-136	25	10	domestic	domestic	ADJ
faba-136	25	11	countries	country	NOUN
faba-136	25	12	.	.	PUNCT
faba-136	26	1	whereas	whereas	SCONJ
faba-136	26	2	some	some	DET
faba-136	26	3	islamic	islamic	ADJ
faba-136	26	4	banks	bank	NOUN
faba-136	26	5	are	be	AUX
faba-136	26	6	converted	convert	VERB
faba-136	26	7	from	from	ADP
faba-136	26	8	conventional	conventional	ADJ
faba-136	26	9	banks	bank	NOUN
faba-136	26	10	such	such	ADJ
faba-136	26	11	as	as	ADP
faba-136	26	12	the	the	DET
faba-136	26	13	banks	bank	NOUN
faba-136	26	14	in	in	ADP
faba-136	26	15	iran	iran	PROPN
faba-136	26	16	and	and	CCONJ
faba-136	26	17	sudan	sudan	PROPN
faba-136	26	18	(	(	PUNCT
faba-136	26	19	sundararajan	sundararajan	NOUN
faba-136	26	20	,	,	PUNCT
faba-136	26	21	2002	2002	NUM
faba-136	26	22	)	)	PUNCT
faba-136	26	23	.	.	PUNCT
faba-136	27	1	religion	religion	NOUN
faba-136	27	2	is	be	AUX
faba-136	27	3	a	a	DET
faba-136	27	4	fundamental	fundamental	ADJ
faba-136	27	5	factor	factor	NOUN
faba-136	27	6	to	to	PART
faba-136	27	7	inspect	inspect	VERB
faba-136	27	8	market	market	NOUN
faba-136	27	9	behavior	behavior	NOUN
faba-136	27	10	,	,	PUNCT
faba-136	27	11	especially	especially	ADV
faba-136	27	12	in	in	ADP
faba-136	27	13	the	the	DET
faba-136	27	14	banking	banking	NOUN
faba-136	27	15	sector	sector	NOUN
faba-136	27	16	.	.	PUNCT
faba-136	28	1	which	which	PRON
faba-136	28	2	is	be	AUX
faba-136	28	3	the	the	DET
faba-136	28	4	case	case	NOUN
faba-136	28	5	with	with	ADP
faba-136	28	6	islamic	islamic	ADJ
faba-136	28	7	banks	bank	NOUN
faba-136	28	8	that	that	PRON
faba-136	28	9	provides	provide	VERB
faba-136	28	10	products\services	products\service	NOUN
faba-136	28	11	based	base	VERB
faba-136	28	12	on	on	ADP
faba-136	28	13	islamic	islamic	ADJ
faba-136	28	14	principles	principle	NOUN
faba-136	28	15	(	(	PUNCT
faba-136	28	16	junaidi	junaidi	NOUN
faba-136	28	17	,	,	PUNCT
faba-136	28	18	&	&	CCONJ
faba-136	28	19	anwar	anwar	PROPN
faba-136	28	20	,	,	PUNCT
faba-136	28	21	2022	2022	NUM
faba-136	28	22	)	)	PUNCT
faba-136	28	23	consequently	consequently	ADV
faba-136	28	24	,	,	PUNCT
faba-136	28	25	islamic	islamic	ADJ
faba-136	28	26	and	and	CCONJ
faba-136	28	27	conventional	conventional	ADJ
faba-136	28	28	banks	bank	NOUN
faba-136	28	29	are	be	AUX
faba-136	28	30	widely	widely	ADV
faba-136	28	31	different	different	ADJ
faba-136	28	32	in	in	ADP
faba-136	28	33	many	many	ADJ
faba-136	28	34	dimensions	dimension	NOUN
faba-136	28	35	.	.	PUNCT
faba-136	29	1	the	the	DET
faba-136	29	2	main	main	ADJ
faba-136	29	3	differences	difference	NOUN
faba-136	29	4	are	be	AUX
faba-136	29	5	that	that	SCONJ
faba-136	29	6	conventional	conventional	ADJ
faba-136	29	7	banks	bank	NOUN
faba-136	29	8	use	use	VERB
faba-136	29	9	the	the	DET
faba-136	29	10	commodity	commodity	NOUN
faba-136	29	11	as	as	ADP
faba-136	29	12	money	money	NOUN
faba-136	29	13	and	and	CCONJ
faba-136	29	14	employ	employ	VERB
faba-136	29	15	it	it	PRON
faba-136	29	16	to	to	PART
faba-136	29	17	lend	lend	VERB
faba-136	29	18	and	and	CCONJ
faba-136	29	19	use	use	VERB
faba-136	29	20	the	the	DET
faba-136	29	21	interest	interest	NOUN
faba-136	29	22	rate	rate	NOUN
faba-136	29	23	differential	differential	NOUN
faba-136	29	24	as	as	ADP
faba-136	29	25	compensation	compensation	NOUN
faba-136	29	26	.	.	PUNCT
faba-136	30	1	while	while	SCONJ
faba-136	30	2	islamic	islamic	ADJ
faba-136	30	3	banks	bank	NOUN
faba-136	30	4	offer	offer	VERB
faba-136	30	5	services	service	NOUN
faba-136	30	6	such	such	ADJ
faba-136	30	7	as	as	ADP
faba-136	30	8	profit	profit	NOUN
faba-136	30	9	&	&	CCONJ
faba-136	30	10	loss	loss	NOUN
faba-136	30	11	sharing	sharing	NOUN
faba-136	30	12	and	and	CCONJ
faba-136	30	13	renting	rent	VERB
faba-136	30	14	assets	asset	NOUN
faba-136	30	15	.	.	PUNCT
faba-136	31	1	in	in	ADP
faba-136	31	2	this	this	DET
faba-136	31	3	paper	paper	NOUN
faba-136	31	4	,	,	PUNCT
faba-136	31	5	two	two	NUM
faba-136	31	6	banks	bank	NOUN
faba-136	31	7	from	from	ADP
faba-136	31	8	djibouti	djibouti	PROPN
faba-136	31	9	were	be	AUX
faba-136	31	10	contrasted	contrast	VERB
faba-136	31	11	and	and	CCONJ
faba-136	31	12	evaluated	evaluate	VERB
faba-136	31	13	.	.	PUNCT
faba-136	32	1	the	the	DET
faba-136	32	2	first	first	ADJ
faba-136	32	3	bank	bank	NOUN
faba-136	32	4	is	be	AUX
faba-136	32	5	a	a	DET
faba-136	32	6	conventional	conventional	ADJ
faba-136	32	7	bank	bank	NOUN
faba-136	32	8	(	(	PUNCT
faba-136	32	9	cac	cac	PROPN
faba-136	32	10	international	international	PROPN
faba-136	32	11	bank	bank	PROPN
faba-136	32	12	)	)	PUNCT
faba-136	32	13	a	a	DET
faba-136	32	14	well	well	ADV
faba-136	32	15	-	-	PUNCT
faba-136	32	16	known	know	VERB
faba-136	32	17	bank	bank	NOUN
faba-136	32	18	among	among	ADP
faba-136	32	19	the	the	DET
faba-136	32	20	djiboutians	djiboutian	NOUN
faba-136	32	21	because	because	SCONJ
faba-136	32	22	it	it	PRON
faba-136	32	23	achieved	achieve	VERB
faba-136	32	24	three	three	NUM
faba-136	32	25	consecutive	consecutive	ADJ
faba-136	32	26	years	year	NOUN
faba-136	32	27	as	as	ADP
faba-136	32	28	the	the	DET
faba-136	32	29	best	good	ADJ
faba-136	32	30	bank	bank	NOUN
faba-136	32	31	according	accord	VERB
faba-136	32	32	to	to	ADP
faba-136	32	33	global	global	ADJ
faba-136	32	34	finance	finance	NOUN
faba-136	32	35	.	.	PUNCT
faba-136	33	1	the	the	DET
faba-136	33	2	other	other	ADJ
faba-136	33	3	bank	bank	NOUN
faba-136	33	4	is	be	AUX
faba-136	33	5	an	an	DET
faba-136	33	6	islamic	islamic	ADJ
faba-136	33	7	bank	bank	NOUN
faba-136	33	8	(	(	PUNCT
faba-136	33	9	salam	salam	PROPN
faba-136	33	10	africa	africa	PROPN
faba-136	33	11	bank	bank	PROPN
faba-136	33	12	)	)	PUNCT
faba-136	33	13	.	.	PUNCT
faba-136	34	1	this	this	PRON
faba-136	34	2	later	later	ADV
faba-136	34	3	offers	offer	VERB
faba-136	34	4	a	a	DET
faba-136	34	5	service	service	NOUN
faba-136	34	6	that	that	PRON
faba-136	34	7	is	be	AUX
faba-136	34	8	in	in	ADP
faba-136	34	9	line	line	NOUN
faba-136	34	10	with	with	ADP
faba-136	34	11	islamic	islamic	ADJ
faba-136	34	12	regulations	regulation	NOUN
faba-136	34	13	.	.	PUNCT
faba-136	35	1	we	we	PRON
faba-136	35	2	highlight	highlight	VERB
faba-136	35	3	that	that	SCONJ
faba-136	35	4	a	a	DET
faba-136	35	5	binary	binary	ADJ
faba-136	35	6	logistic	logistic	ADJ
faba-136	35	7	regression	regression	NOUN
faba-136	35	8	analysis	analysis	NOUN
faba-136	35	9	will	will	AUX
faba-136	35	10	be	be	AUX
faba-136	35	11	applied	apply	VERB
faba-136	35	12	so	so	SCONJ
faba-136	35	13	that	that	SCONJ
faba-136	35	14	the	the	DET
faba-136	35	15	djiboutian	djiboutian	ADJ
faba-136	35	16	citizen	citizen	NOUN
faba-136	35	17	’s	’s	PART
faba-136	35	18	preferences	preference	NOUN
faba-136	35	19	and	and	CCONJ
faba-136	35	20	salam	salam	PROPN
faba-136	35	21	africa	africa	PROPN
faba-136	35	22	and	and	CCONJ
faba-136	35	23	cac	cac	PROPN
faba-136	35	24	international	international	PROPN
faba-136	35	25	bank	bank	PROPN
faba-136	35	26	can	can	AUX
faba-136	35	27	be	be	AUX
faba-136	35	28	assessed	assess	VERB
faba-136	35	29	and	and	CCONJ
faba-136	35	30	compared	compare	VERB
faba-136	35	31	.	.	PUNCT
faba-136	36	1	the	the	DET
faba-136	36	2	approach	approach	NOUN
faba-136	36	3	selected	select	VERB
faba-136	36	4	for	for	ADP
faba-136	36	5	this	this	PRON
faba-136	36	6	is	be	AUX
faba-136	36	7	important	important	ADJ
faba-136	36	8	since	since	SCONJ
faba-136	36	9	we	we	PRON
faba-136	36	10	will	will	AUX
faba-136	36	11	be	be	AUX
faba-136	36	12	evaluating	evaluate	VERB
faba-136	36	13	dichotomous	dichotomous	ADJ
faba-136	36	14	variables	variable	NOUN
faba-136	36	15	.	.	PUNCT
faba-136	37	1	in	in	ADP
faba-136	37	2	general	general	ADJ
faba-136	37	3	,	,	PUNCT
faba-136	37	4	this	this	DET
faba-136	37	5	research	research	NOUN
faba-136	37	6	aims	aim	VERB
faba-136	37	7	to	to	PART
faba-136	37	8	evaluate	evaluate	VERB
faba-136	37	9	the	the	DET
faba-136	37	10	djiboutian	djiboutian	ADJ
faba-136	37	11	banking	banking	NOUN
faba-136	37	12	sector	sector	NOUN
faba-136	37	13	from	from	ADP
faba-136	37	14	both	both	CCONJ
faba-136	37	15	the	the	DET
faba-136	37	16	islamic	islamic	ADJ
faba-136	37	17	and	and	CCONJ
faba-136	37	18	conventional	conventional	ADJ
faba-136	37	19	sides	side	NOUN
faba-136	37	20	.	.	PUNCT
faba-136	38	1	additionally	additionally	ADV
faba-136	38	2	,	,	PUNCT
faba-136	38	3	it	it	PRON
faba-136	38	4	has	have	VERB
faba-136	38	5	a	a	DET
faba-136	38	6	goal	goal	NOUN
faba-136	38	7	to	to	PART
faba-136	38	8	inspect	inspect	VERB
faba-136	38	9	customers	customer	NOUN
faba-136	38	10	’	’	PART
faba-136	38	11	tendency	tendency	NOUN
faba-136	38	12	to	to	PART
faba-136	38	13	drift	drift	VERB
faba-136	38	14	to	to	ADP
faba-136	38	15	a	a	DET
faba-136	38	16	specific	specific	ADJ
faba-136	38	17	bank	bank	NOUN
faba-136	38	18	.	.	PUNCT
faba-136	39	1	the	the	DET
faba-136	39	2	findings	finding	NOUN
faba-136	39	3	revealed	reveal	VERB
faba-136	39	4	that	that	SCONJ
faba-136	39	5	individuals	individual	NOUN
faba-136	39	6	have	have	VERB
faba-136	39	7	the	the	DET
faba-136	39	8	likelihood	likelihood	NOUN
faba-136	39	9	to	to	PART
faba-136	39	10	prefer	prefer	VERB
faba-136	39	11	cac	cac	PROPN
faba-136	39	12	international	international	PROPN
faba-136	39	13	bank	bank	PROPN
faba-136	39	14	which	which	PRON
faba-136	39	15	is	be	AUX
faba-136	39	16	a	a	DET
faba-136	39	17	conventional	conventional	ADJ
faba-136	39	18	bank	bank	NOUN
faba-136	39	19	over	over	ADP
faba-136	39	20	salam	salam	PROPN
faba-136	39	21	africa	africa	PROPN
faba-136	39	22	bank	bank	PROPN
faba-136	39	23	.	.	PUNCT
faba-136	40	1	moreover	moreover	ADV
faba-136	40	2	,	,	PUNCT
faba-136	40	3	the	the	DET
faba-136	40	4	predictors	predictor	NOUN
faba-136	40	5	(	(	PUNCT
faba-136	40	6	bank	bank	NOUN
faba-136	40	7	’s	’s	PART
faba-136	40	8	size	size	NOUN
faba-136	40	9	,	,	PUNCT
faba-136	40	10	and	and	CCONJ
faba-136	40	11	accessibility	accessibility	NOUN
faba-136	40	12	)	)	PUNCT
faba-136	40	13	displayed	display	VERB
faba-136	40	14	a	a	DET
faba-136	40	15	none	none	NOUN
faba-136	40	16	significant	significant	ADJ
faba-136	40	17	p	p	NOUN
faba-136	40	18	-	-	PUNCT
faba-136	40	19	value	value	NOUN
faba-136	40	20	that	that	PRON
faba-136	40	21	is	be	AUX
faba-136	40	22	over	over	ADP
faba-136	40	23	0.05	0.05	NUM
faba-136	40	24	.	.	PUNCT
faba-136	41	1	on	on	ADP
faba-136	41	2	the	the	DET
faba-136	41	3	other	other	ADJ
faba-136	41	4	hand	hand	NOUN
faba-136	41	5	,	,	PUNCT
faba-136	41	6	customer	customer	NOUN
faba-136	41	7	trust	trust	NOUN
faba-136	41	8	and	and	CCONJ
faba-136	41	9	the	the	DET
faba-136	41	10	interest	interest	NOUN
faba-136	41	11	rate	rate	NOUN
faba-136	41	12	exhibited	exhibit	VERB
faba-136	41	13	a	a	DET
faba-136	41	14	significant	significant	ADJ
faba-136	41	15	p	p	NOUN
faba-136	41	16	-	-	PUNCT
faba-136	41	17	value	value	NOUN
faba-136	41	18	.	.	PUNCT
faba-136	42	1	the	the	DET
faba-136	42	2	rest	rest	NOUN
faba-136	42	3	of	of	ADP
faba-136	42	4	the	the	DET
faba-136	42	5	paper	paper	NOUN
faba-136	42	6	is	be	AUX
faba-136	42	7	classified	classify	VERB
faba-136	42	8	as	as	ADP
faba-136	42	9	the	the	DET
faba-136	42	10	following	following	NOUN
faba-136	42	11	.	.	PUNCT
faba-136	43	1	section	section	NOUN
faba-136	43	2	2	2	NUM
faba-136	43	3	will	will	AUX
faba-136	43	4	offer	offer	VERB
faba-136	43	5	a	a	DET
faba-136	43	6	brief	brief	ADJ
faba-136	43	7	review	review	NOUN
faba-136	43	8	of	of	ADP
faba-136	43	9	the	the	DET
faba-136	43	10	previous	previous	ADJ
faba-136	43	11	articles	article	NOUN
faba-136	43	12	.	.	PUNCT
faba-136	44	1	it	it	PRON
faba-136	44	2	will	will	AUX
faba-136	44	3	also	also	ADV
faba-136	44	4	present	present	VERB
faba-136	44	5	the	the	DET
faba-136	44	6	methodology	methodology	NOUN
faba-136	44	7	and	and	CCONJ
faba-136	44	8	the	the	DET
faba-136	44	9	statistical	statistical	ADJ
faba-136	44	10	approach	approach	NOUN
faba-136	44	11	that	that	PRON
faba-136	44	12	will	will	AUX
faba-136	44	13	be	be	AUX
faba-136	44	14	employed	employ	VERB
faba-136	44	15	.	.	PUNCT
faba-136	45	1	then	then	ADV
faba-136	45	2	in	in	ADP
faba-136	45	3	section	section	NOUN
faba-136	45	4	3	3	NUM
faba-136	45	5	we	we	PRON
faba-136	45	6	will	will	AUX
faba-136	45	7	observe	observe	VERB
faba-136	45	8	and	and	CCONJ
faba-136	45	9	interpret	interpret	VERB
faba-136	45	10	the	the	DET
faba-136	45	11	findings	finding	NOUN
faba-136	45	12	.	.	PUNCT
faba-136	46	1	after	after	ADP
faba-136	46	2	that	that	DET
faba-136	46	3	section	section	NOUN
faba-136	46	4	4	4	NUM
faba-136	46	5	will	will	AUX
faba-136	46	6	comprise	comprise	VERB
faba-136	46	7	the	the	DET
faba-136	46	8	discussion	discussion	NOUN
faba-136	46	9	and	and	CCONJ
faba-136	46	10	finally	finally	ADV
faba-136	46	11	,	,	PUNCT
faba-136	46	12	setion5	setion5	NOUN
faba-136	46	13	will	will	AUX
faba-136	46	14	provide	provide	VERB
faba-136	46	15	a	a	DET
faba-136	46	16	general	general	ADJ
faba-136	46	17	conclusion	conclusion	NOUN
faba-136	46	18	.	.	PUNCT
faba-136	47	1	literature	literature	NOUN
faba-136	47	2	review	review	VERB
faba-136	47	3	a	a	DET
faba-136	47	4	systematic	systematic	ADJ
faba-136	47	5	review	review	NOUN
faba-136	47	6	of	of	ADP
faba-136	47	7	the	the	DET
faba-136	47	8	performance	performance	NOUN
faba-136	47	9	of	of	ADP
faba-136	47	10	islamic	islamic	ADJ
faba-136	47	11	banks	bank	NOUN
faba-136	47	12	and	and	CCONJ
faba-136	47	13	conventional	conventional	ADJ
faba-136	47	14	banks	bank	NOUN
faba-136	47	15	the	the	DET
faba-136	47	16	last	last	ADJ
faba-136	47	17	subprime	subprime	ADJ
faba-136	47	18	emergency	emergency	NOUN
faba-136	47	19	uncovered	uncover	VERB
faba-136	47	20	the	the	DET
faba-136	47	21	delicacy	delicacy	NOUN
faba-136	47	22	of	of	ADP
faba-136	47	23	the	the	DET
faba-136	47	24	banking	banking	NOUN
faba-136	47	25	area	area	NOUN
faba-136	47	26	and	and	CCONJ
faba-136	47	27	the	the	DET
faba-136	47	28	customary	customary	ADJ
faba-136	47	29	financial	financial	ADJ
faba-136	47	30	framework	framework	NOUN
faba-136	47	31	was	be	AUX
faba-136	47	32	faulted	fault	VERB
faba-136	47	33	for	for	ADP
faba-136	47	34	being	be	AUX
faba-136	47	35	the	the	DET
faba-136	47	36	beginning	beginning	NOUN
faba-136	47	37	of	of	ADP
faba-136	47	38	this	this	DET
faba-136	47	39	emergency	emergency	NOUN
faba-136	47	40	.	.	PUNCT
faba-136	48	1	(	(	PUNCT
faba-136	48	2	smolo	smolo	NOUN
faba-136	48	3	,	,	PUNCT
faba-136	48	4	e	e	NOUN
faba-136	48	5	,	,	PUNCT
faba-136	48	6	&	&	CCONJ
faba-136	48	7	mirakhor	mirakhor	NOUN
faba-136	48	8	,	,	PUNCT
faba-136	48	9	a	a	PRON
faba-136	48	10	,	,	PUNCT
faba-136	48	11	2010	2010	NUM
faba-136	48	12	)	)	PUNCT
faba-136	48	13	allude	allude	VERB
faba-136	48	14	to	to	ADP
faba-136	48	15	the	the	DET
faba-136	48	16	contentions	contention	NOUN
faba-136	48	17	of	of	ADP
faba-136	48	18	the	the	DET
faba-136	48	19	delicacy	delicacy	NOUN
faba-136	48	20	of	of	ADP
faba-136	48	21	the	the	DET
faba-136	48	22	financial	financial	ADJ
faba-136	48	23	framework	framework	NOUN
faba-136	48	24	was	be	AUX
faba-136	48	25	overwhelmed	overwhelm	VERB
faba-136	48	26	by	by	ADP
faba-136	48	27	the	the	DET
faba-136	48	28	high	high	ADJ
faba-136	48	29	rate	rate	NOUN
faba-136	48	30	of	of	ADP
faba-136	48	31	interest	interest	NOUN
faba-136	48	32	rate	rate	NOUN
faba-136	48	33	obligation	obligation	NOUN
faba-136	48	34	contracts	contract	NOUN
faba-136	48	35	.	.	PUNCT
faba-136	49	1	simultaneously	simultaneously	ADV
faba-136	49	2	,	,	PUNCT
faba-136	49	3	various	various	ADJ
faba-136	49	4	academicians	academician	NOUN
faba-136	49	5	and	and	CCONJ
faba-136	49	6	specialists	specialist	NOUN
faba-136	49	7	express	express	VERB
faba-136	49	8	that	that	SCONJ
faba-136	49	9	islamic	islamic	ADJ
faba-136	49	10	banks	bank	NOUN
faba-136	49	11	did	do	AUX
faba-136	49	12	not	not	PART
faba-136	49	13	experience	experience	VERB
faba-136	49	14	the	the	DET
faba-136	49	15	worldwide	worldwide	ADJ
faba-136	49	16	monetary	monetary	ADJ
faba-136	49	17	crisis	crisis	NOUN
faba-136	49	18	as	as	SCONJ
faba-136	49	19	conventional	conventional	ADJ
faba-136	49	20	banks	bank	NOUN
faba-136	49	21	did	do	VERB
faba-136	49	22	(	(	PUNCT
faba-136	49	23	yılmaz	yılmaz	PROPN
faba-136	49	24	,	,	PUNCT
faba-136	49	25	5	5	NUM
faba-136	49	26	october	october	PROPN
faba-136	49	27	2009	2009	NUM
faba-136	49	28	)	)	PUNCT
faba-136	49	29	.	.	PUNCT
faba-136	50	1	this	this	DET
faba-136	50	2	conviction	conviction	NOUN
faba-136	50	3	has	have	AUX
faba-136	50	4	expanded	expand	VERB
faba-136	50	5	the	the	DET
faba-136	50	6	consideration	consideration	NOUN
faba-136	50	7	of	of	ADP
faba-136	50	8	researchers	researcher	NOUN
faba-136	50	9	in	in	ADP
faba-136	50	10	the	the	DET
faba-136	50	11	examination	examination	NOUN
faba-136	50	12	of	of	ADP
faba-136	50	13	the	the	DET
faba-136	50	14	islamic	islamic	ADJ
faba-136	50	15	financial	financial	ADJ
faba-136	50	16	framework	framework	NOUN
faba-136	50	17	in	in	ADP
faba-136	50	18	ongoing	ongoing	ADJ
faba-136	50	19	years	year	NOUN
faba-136	50	20	.	.	PUNCT
faba-136	51	1	notwithstanding	notwithstanding	ADP
faba-136	51	2	the	the	DET
faba-136	51	3	rising	rise	VERB
faba-136	51	4	discussion	discussion	NOUN
faba-136	51	5	on	on	ADP
faba-136	51	6	this	this	DET
faba-136	51	7	issue	issue	NOUN
faba-136	51	8	furthermore	furthermore	ADV
faba-136	51	9	,	,	PUNCT
faba-136	51	10	the	the	DET
faba-136	51	11	fast	fast	ADJ
faba-136	51	12	development	development	NOUN
faba-136	51	13	of	of	ADP
faba-136	51	14	islamic	islamic	ADJ
faba-136	51	15	banks	bank	NOUN
faba-136	51	16	mostly	mostly	ADV
faba-136	51	17	in	in	ADP
faba-136	51	18	muslim	muslim	ADJ
faba-136	51	19	nations	nation	NOUN
faba-136	51	20	,	,	PUNCT
faba-136	51	21	there	there	PRON
faba-136	51	22	are	be	VERB
faba-136	51	23	somewhat	somewhat	ADV
faba-136	51	24	scarcely	scarcely	ADV
faba-136	51	25	any	any	DET
faba-136	51	26	observational	observational	ADJ
faba-136	51	27	investigations	investigation	NOUN
faba-136	51	28	that	that	PRON
faba-136	51	29	dissect	dissect	VERB
faba-136	51	30	the	the	DET
faba-136	51	31	exhibition	exhibition	NOUN
faba-136	51	32	of	of	ADP
faba-136	51	33	islamic	islamic	ADJ
faba-136	51	34	banks	bank	NOUN
faba-136	51	35	against	against	ADP
faba-136	51	36	conventional	conventional	ADJ
faba-136	51	37	banks	bank	NOUN
faba-136	51	38	,	,	PUNCT
faba-136	51	39	particularly	particularly	ADV
faba-136	51	40	during	during	ADP
faba-136	51	41	the	the	DET
faba-136	51	42	last	last	ADJ
faba-136	51	43	worldwide	worldwide	ADJ
faba-136	51	44	financial	financial	ADJ
faba-136	51	45	emergency	emergency	NOUN
faba-136	51	46	.	.	PUNCT
faba-136	52	1	(	(	PUNCT
faba-136	52	2	ahmad	ahmad	PROPN
faba-136	52	3	&	&	CCONJ
faba-136	52	4	luo	luo	PROPN
faba-136	52	5	,	,	PUNCT
faba-136	52	6	r	r	NOUN
faba-136	52	7	,	,	PUNCT
faba-136	52	8	2010	2010	NUM
faba-136	52	9	)	)	PUNCT
faba-136	52	10	examined	examine	VERB
faba-136	52	11	islamic	islamic	ADJ
faba-136	52	12	banks	bank	NOUN
faba-136	52	13	against	against	ADP
faba-136	52	14	conventional	conventional	ADJ
faba-136	52	15	banks	bank	NOUN
faba-136	52	16	including	include	VERB
faba-136	52	17	at	at	ADP
faba-136	52	18	the	the	DET
faba-136	52	19	time	time	NOUN
faba-136	52	20	of	of	ADP
faba-136	52	21	the	the	DET
faba-136	52	22	financial	financial	ADJ
faba-136	52	23	crisis	crisis	NOUN
faba-136	52	24	.	.	PUNCT
faba-136	53	1	at	at	ADP
faba-136	53	2	that	that	DET
faba-136	53	3	time	time	NOUN
faba-136	53	4	,	,	PUNCT
faba-136	53	5	they	they	PRON
faba-136	53	6	only	only	ADV
faba-136	53	7	examined	examine	VERB
faba-136	53	8	just	just	ADV
faba-136	53	9	9	9	NUM
faba-136	53	10	islamic	islamic	ADJ
faba-136	53	11	banks	bank	NOUN
faba-136	53	12	and	and	CCONJ
faba-136	53	13	33	33	NUM
faba-136	53	14	conventional	conventional	ADJ
faba-136	53	15	banks	bank	NOUN
faba-136	53	16	.	.	PUNCT
faba-136	54	1	the	the	DET
faba-136	54	2	aftereffects	aftereffect	NOUN
faba-136	54	3	of	of	ADP
faba-136	54	4	the	the	DET
faba-136	54	5	review	review	NOUN
faba-136	54	6	showed	show	VERB
faba-136	54	7	that	that	SCONJ
faba-136	54	8	islamic	islamic	ADJ
faba-136	54	9	banks	bank	NOUN
faba-136	54	10	are	be	AUX
faba-136	54	11	somewhat	somewhat	ADV
faba-136	54	12	much	much	ADV
faba-136	54	13	more	more	ADV
faba-136	54	14	efficient	efficient	ADJ
faba-136	54	15	and	and	CCONJ
faba-136	54	16	productive	productive	ADJ
faba-136	54	17	than	than	ADP
faba-136	54	18	conventional	conventional	ADJ
faba-136	54	19	yet	yet	CCONJ
faba-136	54	20	less	less	ADV
faba-136	54	21	allocative	allocative	ADJ
faba-136	54	22	proficient	proficient	NOUN
faba-136	54	23	,	,	PUNCT
faba-136	54	24	and	and	CCONJ
faba-136	54	25	both	both	DET
faba-136	54	26	financial	financial	ADJ
faba-136	54	27	streams	stream	NOUN
faba-136	54	28	showed	show	VERB
faba-136	54	29	a	a	DET
faba-136	54	30	most	most	ADV
faba-136	54	31	significant	significant	ADJ
faba-136	54	32	level	level	NOUN
faba-136	54	33	of	of	ADP
faba-136	54	34	proficiency	proficiency	NOUN
faba-136	54	35	in	in	ADP
faba-136	54	36	2007	2007	NUM
faba-136	54	37	and	and	CCONJ
faba-136	54	38	2008	2008	NUM
faba-136	54	39	.	.	PUNCT
faba-136	55	1	notwithstanding	notwithstanding	ADP
faba-136	55	2	the	the	DET
faba-136	55	3	cross	cross	ADJ
faba-136	55	4	-	-	ADJ
faba-136	55	5	country	country	ADJ
faba-136	55	6	examination	examination	NOUN
faba-136	55	7	of	of	ADP
faba-136	55	8	productivity	productivity	NOUN
faba-136	55	9	in	in	ADP
faba-136	55	10	islamic	islamic	ADJ
faba-136	55	11	and	and	CCONJ
faba-136	55	12	conventional	conventional	ADJ
faba-136	55	13	banks	bank	NOUN
faba-136	55	14	,	,	PUNCT
faba-136	55	15	there	there	PRON
faba-136	55	16	are	be	VERB
faba-136	55	17	a	a	DET
faba-136	55	18	few	few	ADJ
faba-136	55	19	investigations	investigation	NOUN
faba-136	55	20	that	that	PRON
faba-136	55	21	concentrate	concentrate	VERB
faba-136	55	22	on	on	ADP
faba-136	55	23	the	the	DET
faba-136	55	24	nature	nature	NOUN
faba-136	55	25	and	and	CCONJ
faba-136	55	26	development	development	NOUN
faba-136	55	27	of	of	ADP
faba-136	55	28	banks	bank	NOUN
faba-136	55	29	.	.	PUNCT
faba-136	56	1	hence	hence	ADV
faba-136	56	2	,	,	PUNCT
faba-136	56	3	the	the	DET
faba-136	56	4	authors	author	NOUN
faba-136	56	5	characterized	characterize	VERB
faba-136	56	6	banks	bank	NOUN
faba-136	56	7	by	by	ADP
faba-136	56	8	their	their	PRON
faba-136	56	9	size	size	NOUN
faba-136	56	10	and	and	CCONJ
faba-136	56	11	age	age	NOUN
faba-136	56	12	in	in	ADP
faba-136	56	13	view	view	NOUN
faba-136	56	14	of	of	ADP
faba-136	56	15	the	the	DET
faba-136	56	16	size	size	NOUN
faba-136	56	17	of	of	ADP
faba-136	56	18	resources	resource	NOUN
faba-136	56	19	furthermore	furthermore	ADV
faba-136	56	20	,	,	PUNCT
faba-136	56	21	on	on	ADP
faba-136	56	22	the	the	DET
faba-136	56	23	idea	idea	NOUN
faba-136	56	24	of	of	ADP
faba-136	56	25	new	new	ADJ
faba-136	56	26	and	and	CCONJ
faba-136	56	27	old	old	ADJ
faba-136	56	28	banks	bank	NOUN
faba-136	56	29	,	,	PUNCT
faba-136	56	30	separately	separately	ADV
faba-136	56	31	(	(	PUNCT
faba-136	56	32	hassan	hassan	PROPN
faba-136	56	33	,	,	PUNCT
faba-136	56	34	mohamad	mohamad	PROPN
faba-136	56	35	,	,	PUNCT
faba-136	56	36	s	s	PROPN
faba-136	56	37	&	&	CCONJ
faba-136	56	38	bade	bade	PROPN
faba-136	56	39	,	,	PUNCT
faba-136	56	40	m	m	PROPN
faba-136	56	41	,	,	PUNCT
faba-136	56	42	2009	2009	NUM
faba-136	56	43	)	)	PUNCT
faba-136	56	44	their	their	PRON
faba-136	56	45	discoveries	discovery	NOUN
faba-136	56	46	show	show	VERB
faba-136	56	47	that	that	SCONJ
faba-136	56	48	proficiency	proficiency	NOUN
faba-136	56	49	scores	score	NOUN
faba-136	56	50	of	of	ADP
faba-136	56	51	islamic	islamic	ADJ
faba-136	56	52	and	and	CCONJ
faba-136	56	53	conventional	conventional	ADJ
faba-136	56	54	banks	bank	NOUN
faba-136	56	55	are	be	AUX
faba-136	56	56	not	not	PART
faba-136	56	57	altogether	altogether	ADV
faba-136	56	58	shifted	shift	VERB
faba-136	56	59	as	as	ADV
faba-136	56	60	well	well	ADV
faba-136	56	61	as	as	ADP
faba-136	56	62	the	the	DET
faba-136	56	63	size	size	NOUN
faba-136	56	64	and	and	CCONJ
faba-136	56	65	time	time	NOUN
faba-136	56	66	of	of	ADP
faba-136	56	67	the	the	DET
faba-136	56	68	banks	bank	NOUN
faba-136	56	69	finance	finance	NOUN
faba-136	56	70	,	,	PUNCT
faba-136	56	71	accounting	accounting	NOUN
faba-136	56	72	and	and	CCONJ
faba-136	56	73	business	business	NOUN
faba-136	56	74	analysis	analysis	NOUN
faba-136	56	75	4	4	NUM
faba-136	56	76	(	(	PUNCT
faba-136	56	77	2	2	NUM
faba-136	56	78	)	)	PUNCT
faba-136	56	79	2022	2022	NUM
faba-136	56	80	101	101	NUM
faba-136	56	81	do	do	AUX
faba-136	56	82	n't	not	PART
faba-136	56	83	altogether	altogether	ADV
faba-136	56	84	impact	impact	VERB
faba-136	56	85	their	their	PRON
faba-136	56	86	effectiveness	effectiveness	NOUN
faba-136	56	87	score	score	NOUN
faba-136	56	88	.	.	PUNCT
faba-136	57	1	a	a	DET
faba-136	57	2	related	related	ADJ
faba-136	57	3	examination	examination	NOUN
faba-136	57	4	was	be	AUX
faba-136	57	5	observed	observe	VERB
faba-136	57	6	by	by	ADP
faba-136	57	7	(	(	PUNCT
faba-136	57	8	isik	isik	PROPN
faba-136	57	9	&	&	CCONJ
faba-136	57	10	hassan	hassan	PROPN
faba-136	57	11	,	,	PUNCT
faba-136	57	12	k	k	NOUN
faba-136	57	13	,	,	PUNCT
faba-136	57	14	2002	2002	NUM
faba-136	57	15	)	)	PUNCT
faba-136	57	16	.	.	PUNCT
faba-136	58	1	islamic	islamic	ADJ
faba-136	58	2	banks	bank	NOUN
faba-136	58	3	have	have	AUX
faba-136	58	4	gotten	get	VERB
faba-136	58	5	significant	significant	ADJ
faba-136	58	6	interest	interest	NOUN
faba-136	58	7	from	from	ADP
faba-136	58	8	different	different	ADJ
faba-136	58	9	financial	financial	ADJ
faba-136	58	10	backers	backer	NOUN
faba-136	58	11	,	,	PUNCT
faba-136	58	12	directors	director	NOUN
faba-136	58	13	,	,	PUNCT
faba-136	58	14	and	and	CCONJ
faba-136	58	15	depositors	depositor	NOUN
faba-136	58	16	,	,	PUNCT
faba-136	58	17	especially	especially	ADV
faba-136	58	18	after	after	ADP
faba-136	58	19	the	the	DET
faba-136	58	20	2008	2008	NUM
faba-136	58	21	-	-	SYM
faba-136	58	22	2009	2009	NUM
faba-136	58	23	gfc	gfc	NOUN
faba-136	58	24	.	.	PUNCT
faba-136	59	1	in	in	ADP
faba-136	59	2	comparison	comparison	NOUN
faba-136	59	3	to	to	ADP
faba-136	59	4	our	our	PRON
faba-136	59	5	study	study	NOUN
faba-136	59	6	,	,	PUNCT
faba-136	59	7	previous	previous	ADJ
faba-136	59	8	papers	paper	NOUN
faba-136	59	9	mostly	mostly	ADV
faba-136	59	10	focused	focus	VERB
faba-136	59	11	on	on	ADP
faba-136	59	12	the	the	DET
faba-136	59	13	link	link	NOUN
faba-136	59	14	between	between	ADP
faba-136	59	15	islamic	islamic	ADJ
faba-136	59	16	and	and	CCONJ
faba-136	59	17	conventional	conventional	ADJ
faba-136	59	18	stock	stock	NOUN
faba-136	59	19	markets	market	NOUN
faba-136	59	20	.	.	PUNCT
faba-136	60	1	see	see	VERB
faba-136	60	2	(	(	PUNCT
faba-136	60	3	hussein	hussein	PROPN
faba-136	60	4	&	&	CCONJ
faba-136	60	5	m.	m.	PROPN
faba-136	60	6	omram	omram	PROPN
faba-136	60	7	,	,	PUNCT
faba-136	60	8	2005	2005	NUM
faba-136	60	9	)	)	PUNCT
faba-136	60	10	and	and	CCONJ
faba-136	60	11	(	(	PUNCT
faba-136	60	12	ajmi	ajmi	NOUN
faba-136	60	13	,	,	PUNCT
faba-136	60	14	hammoudeh	hammoudeh	NOUN
faba-136	60	15	,	,	PUNCT
faba-136	60	16	&	&	CCONJ
faba-136	60	17	nguyen	nguyen	PROPN
faba-136	60	18	,	,	PUNCT
faba-136	60	19	2014	2014	NUM
faba-136	60	20	)	)	PUNCT
faba-136	60	21	.	.	PUNCT
faba-136	61	1	discovered	discover	VERB
faba-136	61	2	that	that	SCONJ
faba-136	61	3	as	as	SCONJ
faba-136	61	4	the	the	DET
faba-136	61	5	islamic	islamic	ADJ
faba-136	61	6	nations	nation	NOUN
faba-136	61	7	give	give	VERB
faba-136	61	8	better	well	ADJ
faba-136	61	9	diversification	diversification	NOUN
faba-136	61	10	gain	gain	NOUN
faba-136	61	11	contrasted	contrast	VERB
faba-136	61	12	with	with	ADP
faba-136	61	13	the	the	DET
faba-136	61	14	east	east	PROPN
faba-136	61	15	nations	nation	NOUN
faba-136	61	16	,	,	PUNCT
faba-136	61	17	with	with	ADP
faba-136	61	18	solid	solid	ADJ
faba-136	61	19	strategy	strategy	NOUN
faba-136	61	20	suggestions	suggestion	NOUN
faba-136	61	21	for	for	ADP
faba-136	61	22	the	the	DET
faba-136	61	23	homegrown	homegrown	NOUN
faba-136	61	24	and	and	CCONJ
faba-136	61	25	worldwide	worldwide	ADJ
faba-136	61	26	financial	financial	ADJ
faba-136	61	27	backers	backer	NOUN
faba-136	61	28	as	as	ADV
faba-136	61	29	far	far	ADV
faba-136	61	30	as	as	SCONJ
faba-136	61	31	their	their	PRON
faba-136	61	32	portfolio	portfolio	NOUN
faba-136	61	33	diversification	diversification	NOUN
faba-136	61	34	through	through	ADP
faba-136	61	35	supporting	support	VERB
faba-136	61	36	against	against	ADP
faba-136	61	37	unanticipated	unanticipated	ADJ
faba-136	61	38	risks	risk	NOUN
faba-136	61	39	(	(	PUNCT
faba-136	61	40	saiti	saiti	PROPN
faba-136	61	41	,	,	PUNCT
faba-136	61	42	b	b	PROPN
faba-136	61	43	,	,	PUNCT
faba-136	61	44	bacha	bacha	PROPN
faba-136	61	45	,	,	PUNCT
faba-136	61	46	&	&	CCONJ
faba-136	61	47	m.	m.	PROPN
faba-136	61	48	masih	masih	PROPN
faba-136	61	49	,	,	PUNCT
faba-136	61	50	2014	2014	NUM
faba-136	61	51	)	)	PUNCT
faba-136	61	52	.	.	PUNCT
faba-136	62	1	additionally	additionally	ADV
faba-136	62	2	,	,	PUNCT
faba-136	62	3	authors	author	NOUN
faba-136	62	4	such	such	ADJ
faba-136	62	5	as	as	ADP
faba-136	62	6	(	(	PUNCT
faba-136	62	7	dewandaru	dewandaru	NOUN
faba-136	62	8	,	,	PUNCT
faba-136	62	9	&	&	CCONJ
faba-136	62	10	masih	masih	PROPN
faba-136	62	11	,	,	PUNCT
faba-136	62	12	r	r	NOUN
faba-136	62	13	,	,	PUNCT
faba-136	62	14	2015	2015	NUM
faba-136	62	15	)	)	PUNCT
faba-136	62	16	track	track	VERB
faba-136	62	17	down	down	ADP
faba-136	62	18	the	the	DET
faba-136	62	19	distinctions	distinction	NOUN
faba-136	62	20	in	in	ADP
faba-136	62	21	betas	beta	NOUN
faba-136	62	22	among	among	ADP
faba-136	62	23	those	those	DET
faba-136	62	24	islamic	islamic	ADJ
faba-136	62	25	and	and	CCONJ
faba-136	62	26	conventional	conventional	ADJ
faba-136	62	27	banks	bank	NOUN
faba-136	62	28	in	in	ADP
faba-136	62	29	the	the	DET
faba-136	62	30	vast	vast	ADJ
faba-136	62	31	majority	majority	NOUN
faba-136	62	32	of	of	ADP
faba-136	62	33	the	the	DET
faba-136	62	34	time	time	NOUN
faba-136	62	35	span	span	NOUN
faba-136	62	36	that	that	PRON
faba-136	62	37	are	be	AUX
faba-136	62	38	not	not	PART
faba-136	62	39	statistically	statistically	ADV
faba-136	62	40	important	important	ADJ
faba-136	62	41	.	.	PUNCT
faba-136	63	1	a	a	DET
faba-136	63	2	couple	couple	NOUN
faba-136	63	3	of	of	ADP
faba-136	63	4	exemptions	exemption	NOUN
faba-136	63	5	reveal	reveal	VERB
faba-136	63	6	an	an	DET
faba-136	63	7	equivalent	equivalent	ADJ
faba-136	63	8	return	return	NOUN
faba-136	63	9	with	with	ADP
faba-136	63	10	lower	low	ADJ
faba-136	63	11	risks	risk	NOUN
faba-136	63	12	in	in	ADP
faba-136	63	13	the	the	DET
faba-136	63	14	term	term	NOUN
faba-136	63	15	of	of	ADP
faba-136	63	16	islamic	islamic	ADJ
faba-136	63	17	banks	bank	NOUN
faba-136	63	18	.	.	PUNCT
faba-136	64	1	the	the	DET
faba-136	64	2	role	role	NOUN
faba-136	64	3	of	of	ADP
faba-136	64	4	the	the	DET
faba-136	64	5	bank	bank	NOUN
faba-136	64	6	’s	’s	PART
faba-136	64	7	size	size	NOUN
faba-136	64	8	(	(	PUNCT
faba-136	64	9	bikker	bikker	PROPN
faba-136	64	10	,	,	PUNCT
faba-136	64	11	j.	j.	PROPN
faba-136	64	12	a	a	PROPN
faba-136	64	13	,	,	PUNCT
faba-136	64	14	&	&	CCONJ
faba-136	64	15	k.	k.	PROPN
faba-136	64	16	haaf	haaf	PROPN
faba-136	64	17	,	,	PUNCT
faba-136	64	18	2002	2002	NUM
faba-136	64	19	)	)	PUNCT
faba-136	64	20	illustrated	illustrate	VERB
faba-136	64	21	the	the	DET
faba-136	64	22	connection	connection	NOUN
faba-136	64	23	between	between	ADP
faba-136	64	24	rivalry	rivalry	NOUN
faba-136	64	25	circumstances	circumstance	NOUN
faba-136	64	26	and	and	CCONJ
faba-136	64	27	the	the	DET
faba-136	64	28	market	market	NOUN
faba-136	64	29	structure	structure	NOUN
faba-136	64	30	in	in	ADP
faba-136	64	31	the	the	DET
faba-136	64	32	financial	financial	ADJ
faba-136	64	33	business	business	NOUN
faba-136	64	34	.	.	PUNCT
faba-136	65	1	they	they	PRON
faba-136	65	2	revealed	reveal	VERB
faba-136	65	3	that	that	SCONJ
faba-136	65	4	rivalry	rivalry	NOUN
faba-136	65	5	is	be	AUX
faba-136	65	6	becoming	become	VERB
faba-136	65	7	more	more	ADV
faba-136	65	8	vulnerable	vulnerable	ADJ
faba-136	65	9	in	in	ADP
faba-136	65	10	local	local	ADJ
faba-136	65	11	business	business	NOUN
faba-136	65	12	sectors	sector	NOUN
faba-136	65	13	and	and	CCONJ
faba-136	65	14	more	more	ADV
faba-136	65	15	grounded	grounded	ADJ
faba-136	65	16	in	in	ADP
faba-136	65	17	global	global	ADJ
faba-136	65	18	business	business	NOUN
faba-136	65	19	sectors	sector	NOUN
faba-136	65	20	,	,	PUNCT
faba-136	65	21	inferring	infer	VERB
faba-136	65	22	that	that	SCONJ
faba-136	65	23	the	the	PRON
faba-136	65	24	more	more	ADV
faba-136	65	25	the	the	DET
faba-136	65	26	size	size	NOUN
faba-136	65	27	of	of	ADP
faba-136	65	28	the	the	DET
faba-136	65	29	bank	bank	NOUN
faba-136	65	30	is	be	AUX
faba-136	65	31	bigger	big	ADJ
faba-136	65	32	the	the	DET
faba-136	65	33	more	more	ADV
faba-136	65	34	competitive	competitive	ADJ
faba-136	65	35	it	it	PRON
faba-136	65	36	will	will	AUX
faba-136	65	37	be	be	AUX
faba-136	65	38	.	.	PUNCT
faba-136	66	1	additionally	additionally	ADV
faba-136	66	2	,	,	PUNCT
faba-136	66	3	(	(	PUNCT
faba-136	66	4	berger	berger	PROPN
faba-136	66	5	,	,	PUNCT
faba-136	66	6	a	a	PRON
faba-136	66	7	,	,	PUNCT
faba-136	66	8	&	&	CCONJ
faba-136	66	9	w.	w.	PROPN
faba-136	66	10	s.	s.	PROPN
faba-136	66	11	frame	frame	PROPN
faba-136	66	12	,	,	PUNCT
faba-136	66	13	2007	2007	NUM
faba-136	66	14	)	)	PUNCT
faba-136	66	15	track	track	VERB
faba-136	66	16	down	down	ADP
faba-136	66	17	that	that	SCONJ
faba-136	66	18	a	a	DET
faba-136	66	19	more	more	ADV
faba-136	66	20	prominent	prominent	ADJ
faba-136	66	21	market	market	NOUN
faba-136	66	22	presence	presence	NOUN
faba-136	66	23	of	of	ADP
faba-136	66	24	huge	huge	ADJ
faba-136	66	25	banks	bank	NOUN
faba-136	66	26	essentially	essentially	ADV
faba-136	66	27	brings	bring	VERB
faba-136	66	28	down	down	ADP
faba-136	66	29	the	the	DET
faba-136	66	30	advance	advance	NOUN
faba-136	66	31	rate	rate	NOUN
faba-136	66	32	expenses	expense	NOUN
faba-136	66	33	of	of	ADP
faba-136	66	34	private	private	ADJ
faba-136	66	35	venture	venture	NOUN
faba-136	66	36	credits	credit	NOUN
faba-136	66	37	.	.	PUNCT
faba-136	67	1	in	in	ADP
faba-136	67	2	any	any	DET
faba-136	67	3	case	case	NOUN
faba-136	67	4	,	,	PUNCT
faba-136	67	5	loan	loan	NOUN
faba-136	67	6	rate	rate	NOUN
faba-136	67	7	premiums	premium	NOUN
faba-136	67	8	expenses	expense	NOUN
faba-136	67	9	are	be	AUX
faba-136	67	10	not	not	PART
faba-136	67	11	impacted	impact	VERB
faba-136	67	12	by	by	ADP
faba-136	67	13	the	the	DET
faba-136	67	14	loaning	loan	VERB
faba-136	67	15	bank	bank	NOUN
faba-136	67	16	's	's	PART
faba-136	67	17	size	size	NOUN
faba-136	67	18	when	when	SCONJ
faba-136	67	19	the	the	DET
faba-136	67	20	market	market	NOUN
faba-136	67	21	presence	presence	NOUN
faba-136	67	22	of	of	ADP
faba-136	67	23	huge	huge	ADJ
faba-136	67	24	banks	bank	NOUN
faba-136	67	25	is	be	AUX
faba-136	67	26	thought	think	VERB
faba-136	67	27	of	of	ADP
faba-136	67	28	.	.	PUNCT
faba-136	68	1	(	(	PUNCT
faba-136	68	2	hannan	hannan	PROPN
faba-136	68	3	,	,	PUNCT
faba-136	68	4	t.	t.	PROPN
faba-136	68	5	h	h	PROPN
faba-136	68	6	,	,	PUNCT
faba-136	68	7	&	&	CCONJ
faba-136	68	8	r.	r.	PROPN
faba-136	68	9	a.	a.	PROPN
faba-136	68	10	prager	prager	PROPN
faba-136	68	11	,	,	PUNCT
faba-136	68	12	2009	2009	NUM
faba-136	68	13	)	)	PUNCT
faba-136	68	14	.	.	PUNCT
faba-136	69	1	they	they	PRON
faba-136	69	2	contend	contend	VERB
faba-136	69	3	that	that	SCONJ
faba-136	69	4	little	little	ADJ
faba-136	69	5	and	and	CCONJ
faba-136	69	6	single	single	ADJ
faba-136	69	7	market	market	NOUN
faba-136	69	8	banks	bank	NOUN
faba-136	69	9	'	'	PART
faba-136	69	10	benefit	benefit	NOUN
faba-136	69	11	is	be	AUX
faba-136	69	12	profoundly	profoundly	ADV
faba-136	69	13	connected	connect	VERB
faba-136	69	14	with	with	ADP
faba-136	69	15	the	the	DET
faba-136	69	16	existence	existence	NOUN
faba-136	69	17	of	of	ADP
faba-136	69	18	huge	huge	ADJ
faba-136	69	19	market	market	NOUN
faba-136	69	20	banks	bank	NOUN
faba-136	69	21	in	in	ADP
faba-136	69	22	-	-	PUNCT
faba-136	69	23	country	country	NOUN
faba-136	69	24	banking	banking	NOUN
faba-136	69	25	sector	sector	NOUN
faba-136	69	26	.	.	PUNCT
faba-136	70	1	they	they	PRON
faba-136	70	2	emphasized	emphasize	VERB
faba-136	70	3	that	that	SCONJ
faba-136	70	4	an	an	DET
faba-136	70	5	expanded	expand	VERB
faba-136	70	6	presence	presence	NOUN
faba-136	70	7	of	of	ADP
faba-136	70	8	huge	huge	ADJ
faba-136	70	9	market	market	NOUN
faba-136	70	10	banks	bank	NOUN
faba-136	70	11	adversely	adversely	ADV
faba-136	70	12	influences	influence	VERB
faba-136	70	13	the	the	DET
faba-136	70	14	benefits	benefit	NOUN
faba-136	70	15	of	of	ADP
faba-136	70	16	little	little	ADJ
faba-136	70	17	single	single	ADJ
faba-136	70	18	market	market	NOUN
faba-136	70	19	banks	bank	NOUN
faba-136	70	20	.	.	PUNCT
faba-136	71	1	what	what	PRON
faba-136	71	2	's	be	AUX
faba-136	71	3	more	more	ADJ
faba-136	71	4	,	,	PUNCT
faba-136	71	5	huge	huge	ADJ
faba-136	71	6	banks	bank	NOUN
faba-136	71	7	'	'	PART
faba-136	71	8	extreme	extreme	ADJ
faba-136	71	9	market	market	NOUN
faba-136	71	10	power	power	NOUN
faba-136	71	11	is	be	AUX
faba-136	71	12	almost	almost	ADV
faba-136	71	13	certain	certain	ADJ
faba-136	71	14	to	to	PART
faba-136	71	15	prompt	prompt	VERB
faba-136	71	16	their	their	PRON
faba-136	71	17	imposing	impose	VERB
faba-136	71	18	business	business	NOUN
faba-136	71	19	model	model	NOUN
faba-136	71	20	of	of	ADP
faba-136	71	21	prime	prime	ADJ
faba-136	71	22	credits	credit	NOUN
faba-136	71	23	,	,	PUNCT
faba-136	71	24	as	as	SCONJ
faba-136	71	25	their	their	PRON
faba-136	71	26	strength	strength	NOUN
faba-136	71	27	speeds	speed	VERB
faba-136	71	28	up	up	ADP
faba-136	71	29	their	their	PRON
faba-136	71	30	pattern	pattern	NOUN
faba-136	71	31	to	to	ADP
faba-136	71	32	borrowers	borrower	NOUN
faba-136	71	33	with	with	ADP
faba-136	71	34	prime	prime	ADJ
faba-136	71	35	fico	fico	NOUN
faba-136	71	36	assessments	assessment	NOUN
faba-136	71	37	.	.	PUNCT
faba-136	72	1	little	little	ADJ
faba-136	72	2	banks	bank	NOUN
faba-136	72	3	have	have	VERB
faba-136	72	4	gigantic	gigantic	ADJ
faba-136	72	5	motivations	motivation	NOUN
faba-136	72	6	to	to	PART
faba-136	72	7	put	put	VERB
faba-136	72	8	resources	resource	NOUN
faba-136	72	9	into	into	ADP
faba-136	72	10	unsafe	unsafe	ADJ
faba-136	72	11	sub	sub	ADJ
faba-136	72	12	-	-	ADJ
faba-136	72	13	or	or	CCONJ
faba-136	72	14	non	non	ADJ
faba-136	72	15	-	-	ADJ
faba-136	72	16	prime	prime	ADJ
faba-136	72	17	credits	credit	NOUN
faba-136	72	18	,	,	PUNCT
faba-136	72	19	which	which	PRON
faba-136	72	20	can	can	AUX
faba-136	72	21	adversely	adversely	ADV
faba-136	72	22	influence	influence	VERB
faba-136	72	23	their	their	PRON
faba-136	72	24	monetary	monetary	ADJ
faba-136	72	25	solidness	solidness	NOUN
faba-136	72	26	.	.	PUNCT
faba-136	73	1	(	(	PUNCT
faba-136	73	2	demsetz	demsetz	VERB
faba-136	73	3	,	,	PUNCT
faba-136	73	4	&	&	CCONJ
faba-136	73	5	p.	p.	PROPN
faba-136	73	6	e.	e.	PROPN
faba-136	73	7	strahan	strahan	PROPN
faba-136	73	8	,	,	PUNCT
faba-136	73	9	1997	1997	NUM
faba-136	73	10	)	)	PUNCT
faba-136	73	11	and	and	CCONJ
faba-136	73	12	(	(	PUNCT
faba-136	73	13	hughes	hughe	NOUN
faba-136	73	14	,	,	PUNCT
faba-136	73	15	1999	1999	NUM
faba-136	73	16	)	)	PUNCT
faba-136	73	17	further	far	ADV
faba-136	73	18	exhibit	exhibit	VERB
faba-136	73	19	that	that	SCONJ
faba-136	73	20	huge	huge	ADJ
faba-136	73	21	banks	bank	NOUN
faba-136	73	22	'	'	PART
faba-136	73	23	monetary	monetary	ADJ
faba-136	73	24	dependability	dependability	NOUN
faba-136	73	25	has	have	AUX
faba-136	73	26	not	not	PART
faba-136	73	27	improved	improve	VERB
faba-136	73	28	as	as	SCONJ
faba-136	73	29	they	they	PRON
faba-136	73	30	have	have	VERB
faba-136	73	31	a	a	DET
faba-136	73	32	motivating	motivating	NOUN
faba-136	73	33	force	force	NOUN
faba-136	73	34	to	to	PART
faba-136	73	35	further	far	ADV
faba-136	73	36	develop	develop	VERB
faba-136	73	37	productivity	productivity	NOUN
faba-136	73	38	by	by	ADP
faba-136	73	39	putting	put	VERB
faba-136	73	40	resources	resource	NOUN
faba-136	73	41	into	into	ADP
faba-136	73	42	hazardous	hazardous	ADJ
faba-136	73	43	resources	resource	NOUN
faba-136	73	44	,	,	PUNCT
faba-136	73	45	in	in	ADP
faba-136	73	46	spite	spite	NOUN
faba-136	73	47	of	of	ADP
faba-136	73	48	the	the	DET
faba-136	73	49	fact	fact	NOUN
faba-136	73	50	that	that	SCONJ
faba-136	73	51	they	they	PRON
faba-136	73	52	are	be	AUX
faba-136	73	53	preferred	prefer	VERB
faba-136	73	54	to	to	PART
faba-136	73	55	broadened	broaden	VERB
faba-136	73	56	over	over	ADP
faba-136	73	57	little	little	ADJ
faba-136	73	58	banks	bank	NOUN
faba-136	73	59	.	.	PUNCT
faba-136	74	1	(	(	PUNCT
faba-136	74	2	kang	kang	PROPN
faba-136	74	3	,	,	PUNCT
faba-136	74	4	2006	2006	NUM
faba-136	74	5	)	)	PUNCT
faba-136	74	6	insist	insist	VERB
faba-136	74	7	that	that	SCONJ
faba-136	74	8	monetary	monetary	ADJ
faba-136	74	9	administrative	administrative	ADJ
faba-136	74	10	specialists	specialist	NOUN
faba-136	74	11	are	be	AUX
faba-136	74	12	less	less	ADV
faba-136	74	13	inclined	inclined	ADJ
faba-136	74	14	to	to	PART
faba-136	74	15	direct	direct	VERB
faba-136	74	16	an	an	DET
faba-136	74	17	exhaustive	exhaustive	ADJ
faba-136	74	18	examination	examination	NOUN
faba-136	74	19	concerning	concern	VERB
faba-136	74	20	enormous	enormous	ADJ
faba-136	74	21	banks	bank	NOUN
faba-136	74	22	on	on	ADP
faba-136	74	23	the	the	DET
faba-136	74	24	grounds	ground	NOUN
faba-136	74	25	that	that	SCONJ
faba-136	74	26	they	they	PRON
faba-136	74	27	are	be	AUX
faba-136	74	28	more	more	ADV
faba-136	74	29	perplexing	perplexing	ADJ
faba-136	74	30	than	than	SCONJ
faba-136	74	31	little	little	ADJ
faba-136	74	32	banks	bank	NOUN
faba-136	74	33	and	and	CCONJ
faba-136	74	34	enormous	enormous	ADJ
faba-136	74	35	banks	bank	NOUN
faba-136	74	36	can	can	AUX
faba-136	74	37	confront	confront	VERB
faba-136	74	38	moral	moral	ADJ
faba-136	74	39	risk	risk	NOUN
faba-136	74	40	issues	issue	NOUN
faba-136	74	41	due	due	ADJ
faba-136	74	42	to	to	ADP
faba-136	74	43	too	too	ADV
faba-136	74	44	big	big	ADJ
faba-136	74	45	-	-	PUNCT
faba-136	74	46	to	to	AUX
faba-136	74	47	-	-	PUNCT
faba-136	74	48	fizzle	fizzle	VERB
faba-136	74	49	.	.	PUNCT
faba-136	75	1	likewise	likewise	ADV
faba-136	75	2	,	,	PUNCT
faba-136	75	3	enormous	enormous	ADJ
faba-136	75	4	banks	bank	NOUN
faba-136	75	5	for	for	ADP
faba-136	75	6	the	the	DET
faba-136	75	7	most	most	ADJ
faba-136	75	8	part	part	NOUN
faba-136	75	9	have	have	VERB
faba-136	75	10	higher	high	ADJ
faba-136	75	11	credit	credit	NOUN
faba-136	75	12	rating	rating	NOUN
faba-136	75	13	scores	score	NOUN
faba-136	75	14	than	than	ADP
faba-136	75	15	little	little	ADJ
faba-136	75	16	banks	bank	NOUN
faba-136	75	17	and	and	CCONJ
faba-136	75	18	huge	huge	ADJ
faba-136	75	19	banks	bank	NOUN
faba-136	75	20	'	'	PART
faba-136	75	21	financing	financing	NOUN
faba-136	75	22	costs	cost	NOUN
faba-136	75	23	are	be	AUX
faba-136	75	24	by	by	ADP
faba-136	75	25	and	and	CCONJ
faba-136	75	26	large	large	ADJ
faba-136	75	27	lower	low	ADJ
faba-136	75	28	than	than	ADP
faba-136	75	29	those	those	PRON
faba-136	75	30	of	of	ADP
faba-136	75	31	little	little	ADJ
faba-136	75	32	banks	bank	NOUN
faba-136	75	33	.	.	PUNCT
faba-136	76	1	accordingly	accordingly	ADV
faba-136	76	2	,	,	PUNCT
faba-136	76	3	it	it	PRON
faba-136	76	4	might	might	AUX
faba-136	76	5	bring	bring	VERB
faba-136	76	6	down	down	ADP
faba-136	76	7	huge	huge	ADJ
faba-136	76	8	banks	bank	NOUN
faba-136	76	9	'	'	PART
faba-136	76	10	motivating	motivating	NOUN
faba-136	76	11	forces	force	NOUN
faba-136	76	12	to	to	PART
faba-136	76	13	plan	plan	VERB
faba-136	76	14	against	against	ADP
faba-136	76	15	pressing	press	VERB
faba-136	76	16	financing	financing	NOUN
faba-136	76	17	and	and	CCONJ
faba-136	76	18	to	to	PART
faba-136	76	19	keep	keep	VERB
faba-136	76	20	up	up	ADP
faba-136	76	21	with	with	ADP
faba-136	76	22	high	high	ADJ
faba-136	76	23	fluid	fluid	ADJ
faba-136	76	24	resource	resource	NOUN
faba-136	76	25	proportions	proportion	NOUN
faba-136	76	26	.	.	PUNCT
faba-136	77	1	generally	generally	ADV
faba-136	77	2	,	,	PUNCT
faba-136	77	3	past	past	ADP
faba-136	77	4	writing	writing	NOUN
faba-136	77	5	shows	show	VERB
faba-136	77	6	that	that	SCONJ
faba-136	77	7	exorbitant	exorbitant	ADJ
faba-136	77	8	banks	bank	NOUN
faba-136	77	9	leveling	level	VERB
faba-136	77	10	up	up	ADP
faba-136	77	11	unfavorably	unfavorably	ADV
faba-136	77	12	affects	affect	VERB
faba-136	77	13	their	their	PRON
faba-136	77	14	monetary	monetary	ADJ
faba-136	77	15	steadiness	steadiness	NOUN
faba-136	77	16	.	.	PUNCT
faba-136	78	1	customer	customer	NOUN
faba-136	78	2	trust	trust	NOUN
faba-136	78	3	in	in	ADP
faba-136	78	4	islamic	islamic	ADJ
faba-136	78	5	and	and	CCONJ
faba-136	78	6	conventional	conventional	ADJ
faba-136	78	7	banks	bank	NOUN
faba-136	78	8	client	client	NOUN
faba-136	78	9	trust	trust	NOUN
faba-136	78	10	and	and	CCONJ
faba-136	78	11	loyalty	loyalty	NOUN
faba-136	78	12	are	be	AUX
faba-136	78	13	considered	consider	VERB
faba-136	78	14	the	the	DET
faba-136	78	15	essence	essence	NOUN
faba-136	78	16	of	of	ADP
faba-136	78	17	client	client	NOUN
faba-136	78	18	relationship	relationship	NOUN
faba-136	78	19	management	management	NOUN
faba-136	78	20	it	it	PRON
faba-136	78	21	is	be	AUX
faba-136	78	22	a	a	DET
faba-136	78	23	huge	huge	ADJ
faba-136	78	24	component	component	NOUN
faba-136	78	25	in	in	ADP
faba-136	78	26	firm	firm	ADJ
faba-136	78	27	endurance	endurance	NOUN
faba-136	78	28	,	,	PUNCT
faba-136	78	29	given	give	VERB
faba-136	78	30	its	its	PRON
faba-136	78	31	critical	critical	ADJ
faba-136	78	32	relationship	relationship	NOUN
faba-136	78	33	with	with	ADP
faba-136	78	34	productivity	productivity	NOUN
faba-136	78	35	.	.	PUNCT
faba-136	79	1	the	the	DET
faba-136	79	2	literature	literature	NOUN
faba-136	79	3	reports	report	VERB
faba-136	79	4	a	a	DET
faba-136	79	5	positive	positive	ADJ
faba-136	79	6	connection	connection	NOUN
faba-136	79	7	between	between	ADP
faba-136	79	8	client	client	NOUN
faba-136	79	9	loyalty	loyalty	NOUN
faba-136	79	10	and	and	CCONJ
faba-136	79	11	firm	firm	ADJ
faba-136	79	12	productivity	productivity	NOUN
faba-136	79	13	.	.	PUNCT
faba-136	80	1	tasks	task	NOUN
faba-136	80	2	of	of	ADP
faba-136	80	3	islamic	islamic	ADJ
faba-136	80	4	banks	bank	NOUN
faba-136	80	5	depend	depend	VERB
faba-136	80	6	on	on	ADP
faba-136	80	7	client	client	NOUN
faba-136	80	8	direction	direction	NOUN
faba-136	80	9	to	to	PART
faba-136	80	10	keep	keep	VERB
faba-136	80	11	up	up	ADP
faba-136	80	12	with	with	ADP
faba-136	80	13	existing	exist	VERB
faba-136	80	14	clients	client	NOUN
faba-136	80	15	and	and	CCONJ
faba-136	80	16	draw	draw	VERB
faba-136	80	17	in	in	ADP
faba-136	80	18	new	new	ADJ
faba-136	80	19	are	be	AUX
faba-136	80	20	the	the	DET
faba-136	80	21	essential	essential	ADJ
faba-136	80	22	client	client	NOUN
faba-136	80	23	relationship	relationship	NOUN
faba-136	80	24	goals	goal	NOUN
faba-136	80	25	that	that	PRON
faba-136	80	26	assist	assist	VERB
faba-136	80	27	with	with	ADP
faba-136	80	28	supporting	support	VERB
faba-136	80	29	an	an	DET
faba-136	80	30	association	association	NOUN
faba-136	80	31	as	as	ADP
faba-136	80	32	per	per	ADP
faba-136	80	33	shariah	shariah	PROPN
faba-136	80	34	targets	target	NOUN
faba-136	80	35	seeking	seek	VERB
faba-136	80	36	devotion	devotion	NOUN
faba-136	80	37	of	of	ADP
faba-136	80	38	clients	client	NOUN
faba-136	80	39	in	in	ADP
faba-136	80	40	this	this	DET
faba-136	80	41	manner	manner	NOUN
faba-136	80	42	can	can	AUX
faba-136	80	43	be	be	AUX
faba-136	80	44	viewed	view	VERB
faba-136	80	45	as	as	ADP
faba-136	80	46	an	an	DET
faba-136	80	47	element	element	NOUN
faba-136	80	48	of	of	ADP
faba-136	80	49	relationship	relationship	NOUN
faba-136	80	50	with	with	ADP
faba-136	80	51	the	the	DET
faba-136	80	52	management	management	NOUN
faba-136	80	53	in	in	ADP
faba-136	80	54	islam	islam	PROPN
faba-136	80	55	(	(	PUNCT
faba-136	80	56	firdaus	firdaus	PROPN
faba-136	80	57	,	,	PUNCT
faba-136	80	58	&	&	CCONJ
faba-136	80	59	yusuf	yusuf	PROPN
faba-136	80	60	,	,	PUNCT
faba-136	80	61	2014	2014	NUM
faba-136	80	62	)	)	PUNCT
faba-136	80	63	.	.	PUNCT
faba-136	81	1	(	(	PUNCT
faba-136	81	2	reuters	reuter	NOUN
faba-136	81	3	,	,	PUNCT
faba-136	81	4	2018	2018	NUM
faba-136	81	5	)	)	PUNCT
faba-136	81	6	,	,	PUNCT
faba-136	81	7	disclose	disclose	VERB
faba-136	81	8	that	that	SCONJ
faba-136	81	9	out	out	ADP
faba-136	81	10	of	of	ADP
faba-136	81	11	69	69	NUM
faba-136	81	12	nations	nation	NOUN
faba-136	81	13	in	in	ADP
faba-136	81	14	the	the	DET
faba-136	81	15	2017	2017	NUM
faba-136	81	16	global	global	ADJ
faba-136	81	17	islamic	islamic	ADJ
faba-136	81	18	banks	bank	NOUN
faba-136	81	19	'	'	PART
faba-136	81	20	execution	execution	NOUN
faba-136	81	21	report	report	NOUN
faba-136	81	22	82	82	NUM
faba-136	81	23	%	%	NOUN
faba-136	81	24	announced	announce	VERB
faba-136	81	25	benefits	benefit	NOUN
faba-136	81	26	.	.	PUNCT
faba-136	82	1	also	also	ADV
faba-136	82	2	,	,	PUNCT
faba-136	82	3	islamic	islamic	ADJ
faba-136	82	4	banks	bank	NOUN
faba-136	82	5	depend	depend	VERB
faba-136	82	6	intensely	intensely	ADV
faba-136	82	7	on	on	ADP
faba-136	82	8	client	client	NOUN
faba-136	82	9	trust	trust	NOUN
faba-136	82	10	to	to	PART
faba-136	82	11	be	be	AUX
faba-136	82	12	productive	productive	ADJ
faba-136	82	13	.	.	PUNCT
faba-136	83	1	development	development	NOUN
faba-136	83	2	has	have	AUX
faba-136	83	3	begun	begin	VERB
faba-136	83	4	to	to	PART
faba-136	83	5	draw	draw	VERB
faba-136	83	6	in	in	ADP
faba-136	83	7	non	non	ADJ
faba-136	83	8	-	-	NOUN
faba-136	83	9	muslims	muslim	NOUN
faba-136	83	10	to	to	ADP
faba-136	83	11	islamic	islamic	ADJ
faba-136	83	12	banks	bank	NOUN
faba-136	83	13	equal	equal	ADJ
faba-136	83	14	to	to	ADP
faba-136	83	15	muslims	muslims	PROPN
faba-136	83	16	.	.	PUNCT
faba-136	84	1	non	non	ADJ
faba-136	84	2	-	-	ADJ
faba-136	84	3	muslim	muslim	ADJ
faba-136	84	4	clients	client	NOUN
faba-136	84	5	by	by	ADP
faba-136	84	6	and	and	CCONJ
faba-136	84	7	large	large	ADJ
faba-136	84	8	keep	keep	VERB
faba-136	84	9	up	up	ADP
faba-136	84	10	with	with	ADP
faba-136	84	11	the	the	DET
faba-136	84	12	relationship	relationship	NOUN
faba-136	84	13	with	with	ADP
faba-136	84	14	regular	regular	ADJ
faba-136	84	15	banks	bank	NOUN
faba-136	84	16	that	that	PRON
faba-136	84	17	strategically	strategically	ADV
faba-136	84	18	pitch	pitch	VERB
faba-136	84	19	islamic	islamic	ADJ
faba-136	84	20	financial	financial	ADJ
faba-136	84	21	items	item	NOUN
faba-136	84	22	.	.	PUNCT
faba-136	85	1	notwithstanding	notwithstanding	ADP
faba-136	85	2	,	,	PUNCT
faba-136	85	3	whether	whether	SCONJ
faba-136	85	4	the	the	DET
faba-136	85	5	client	client	NOUN
faba-136	85	6	is	be	AUX
faba-136	85	7	muslim	muslim	ADJ
faba-136	85	8	or	or	CCONJ
faba-136	85	9	non	non	ADJ
faba-136	85	10	-	-	ADJ
faba-136	85	11	muslim	muslim	ADJ
faba-136	85	12	,	,	PUNCT
faba-136	85	13	winning	win	VERB
faba-136	85	14	client	client	NOUN
faba-136	85	15	trust	trust	NOUN
faba-136	85	16	stays	stay	VERB
faba-136	85	17	the	the	DET
faba-136	85	18	main	main	ADJ
faba-136	85	19	concern	concern	NOUN
faba-136	85	20	of	of	ADP
faba-136	85	21	banks	bank	NOUN
faba-136	85	22	however	however	ADV
faba-136	85	23	with	with	ADP
faba-136	85	24	various	various	ADJ
faba-136	85	25	(	(	PUNCT
faba-136	85	26	kartika	kartika	PROPN
faba-136	85	27	,	,	PUNCT
faba-136	85	28	t	t	PROPN
faba-136	85	29	,	,	PUNCT
faba-136	85	30	firdaus	firdaus	PROPN
faba-136	85	31	,	,	PUNCT
faba-136	85	32	&	&	CCONJ
faba-136	85	33	najib	najib	PROPN
faba-136	85	34	,	,	PUNCT
faba-136	85	35	m	m	PROPN
faba-136	85	36	,	,	PUNCT
faba-136	85	37	2019	2019	NUM
faba-136	85	38	)	)	PUNCT
faba-136	85	39	.	.	PUNCT
faba-136	86	1	islamic	islamic	ADJ
faba-136	86	2	financial	financial	ADJ
faba-136	86	3	clients	client	NOUN
faba-136	86	4	have	have	VERB
faba-136	86	5	exceptional	exceptional	ADJ
faba-136	86	6	motivation	motivation	NOUN
faba-136	86	7	to	to	ADP
faba-136	86	8	interface	interface	NOUN
faba-136	86	9	due	due	ADP
faba-136	86	10	to	to	ADP
faba-136	86	11	their	their	PRON
faba-136	86	12	strict	strict	ADJ
faba-136	86	13	convictions	conviction	NOUN
faba-136	86	14	.	.	PUNCT
faba-136	87	1	this	this	PRON
faba-136	87	2	is	be	AUX
faba-136	87	3	rather	rather	ADV
faba-136	87	4	than	than	ADP
faba-136	87	5	customary	customary	ADJ
faba-136	87	6	banks	bank	NOUN
faba-136	87	7	that	that	PRON
faba-136	87	8	are	be	AUX
faba-136	87	9	just	just	ADV
faba-136	87	10	benefit	benefit	NOUN
faba-136	87	11	situated	situate	VERB
faba-136	87	12	.	.	PUNCT
faba-136	88	1	islamic	islamic	ADJ
faba-136	88	2	banking	banking	NOUN
faba-136	88	3	depends	depend	VERB
faba-136	88	4	on	on	ADP
faba-136	88	5	shariah	shariah	PROPN
faba-136	88	6	consistent	consistent	ADJ
faba-136	88	7	benefit	benefit	NOUN
faba-136	88	8	and	and	CCONJ
faba-136	88	9	misfortune	misfortune	NOUN
faba-136	88	10	sharing	share	VERB
faba-136	88	11	(	(	PUNCT
faba-136	88	12	pls	pls	INTJ
faba-136	88	13	)	)	PUNCT
faba-136	88	14	is	be	AUX
faba-136	88	15	the	the	DET
faba-136	88	16	idea	idea	NOUN
faba-136	88	17	that	that	SCONJ
faba-136	88	18	infers	infer	VERB
faba-136	88	19	that	that	SCONJ
faba-136	88	20	the	the	DET
faba-136	88	21	client	client	NOUN
faba-136	88	22	and	and	CCONJ
faba-136	88	23	the	the	DET
faba-136	88	24	bank	bank	NOUN
faba-136	88	25	share	share	NOUN
faba-136	88	26	benefits	benefit	NOUN
faba-136	88	27	utilizing	utilize	VERB
faba-136	88	28	pre	pre	ADJ
faba-136	88	29	-	-	ADJ
faba-136	88	30	decided	decided	ADJ
faba-136	88	31	proportions	proportion	NOUN
faba-136	88	32	(	(	PUNCT
faba-136	88	33	hati	hati	PROPN
faba-136	88	34	,	,	PUNCT
faba-136	88	35	&	&	CCONJ
faba-136	88	36	wibowo	wibowo	PROPN
faba-136	88	37	,	,	PUNCT
faba-136	88	38	2020	2020	NUM
faba-136	88	39	)	)	PUNCT
faba-136	88	40	.	.	PUNCT
faba-136	89	1	it	it	PRON
faba-136	89	2	was	be	AUX
faba-136	89	3	described	describe	VERB
faba-136	89	4	that	that	SCONJ
faba-136	89	5	client	client	NOUN
faba-136	89	6	commitment	commitment	NOUN
faba-136	89	7	results	result	NOUN
faba-136	89	8	from	from	ADP
faba-136	89	9	consumer	consumer	NOUN
faba-136	89	10	loyalty	loyalty	NOUN
faba-136	89	11	to	to	ADP
faba-136	89	12	bank	bank	PROPN
faba-136	89	13	administration	administration	NOUN
faba-136	89	14	quality	quality	NOUN
faba-136	89	15	.	.	PUNCT
faba-136	90	1	the	the	DET
faba-136	90	2	higher	high	ADJ
faba-136	90	3	assistance	assistance	NOUN
faba-136	90	4	quality	quality	NOUN
faba-136	90	5	compared	compare	VERB
faba-136	90	6	with	with	ADP
faba-136	90	7	cost	cost	NOUN
faba-136	90	8	influences	influence	NOUN
faba-136	90	9	apparent	apparent	ADJ
faba-136	90	10	worth	worth	ADJ
faba-136	90	11	.	.	PUNCT
faba-136	91	1	consequently	consequently	ADV
faba-136	91	2	,	,	PUNCT
faba-136	91	3	an	an	DET
faba-136	91	4	expansion	expansion	NOUN
faba-136	91	5	in	in	ADP
faba-136	91	6	the	the	DET
faba-136	91	7	perceived	perceive	VERB
faba-136	91	8	value	value	NOUN
faba-136	91	9	of	of	ADP
faba-136	91	10	islamic	islamic	PROPN
faba-136	91	11	bank	bank	PROPN
faba-136	91	12	administration	administration	PROPN
faba-136	91	13	quality	quality	NOUN
faba-136	91	14	prompts	prompt	VERB
faba-136	91	15	more	more	ADV
faba-136	91	16	grounded	ground	VERB
faba-136	91	17	client	client	NOUN
faba-136	91	18	commitment	commitment	NOUN
faba-136	91	19	(	(	PUNCT
faba-136	91	20	moliner	moliner	NOUN
faba-136	91	21	,	,	PUNCT
faba-136	91	22	2018	2018	NUM
faba-136	91	23	)	)	PUNCT
faba-136	91	24	.	.	PUNCT
faba-136	92	1	finance	finance	NOUN
faba-136	92	2	,	,	PUNCT
faba-136	92	3	accounting	accounting	NOUN
faba-136	92	4	and	and	CCONJ
faba-136	92	5	business	business	NOUN
faba-136	92	6	analysis	analysis	NOUN
faba-136	92	7	4	4	NUM
faba-136	92	8	(	(	PUNCT
faba-136	92	9	2	2	NUM
faba-136	92	10	)	)	PUNCT
faba-136	92	11	2022	2022	NUM
faba-136	92	12	102	102	NUM
faba-136	92	13	the	the	DET
faba-136	92	14	interest	interest	NOUN
faba-136	92	15	rate	rate	NOUN
faba-136	92	16	differential	differential	NOUN
faba-136	92	17	between	between	ADP
faba-136	92	18	islamic	islamic	ADJ
faba-136	92	19	and	and	CCONJ
faba-136	92	20	conventional	conventional	ADJ
faba-136	92	21	banks	bank	NOUN
faba-136	92	22	conventional	conventional	ADJ
faba-136	92	23	banks	bank	NOUN
faba-136	92	24	gain	gain	VERB
faba-136	92	25	cash	cash	NOUN
faba-136	92	26	by	by	ADP
faba-136	92	27	charging	charge	VERB
faba-136	92	28	revenue	revenue	NOUN
faba-136	92	29	and	and	CCONJ
faba-136	92	30	expenses	expense	NOUN
faba-136	92	31	for	for	ADP
faba-136	92	32	administrations	administration	NOUN
faba-136	92	33	,	,	PUNCT
faba-136	92	34	though	though	SCONJ
faba-136	92	35	islamic	islamic	ADJ
faba-136	92	36	banks	bank	NOUN
faba-136	92	37	gain	gain	VERB
faba-136	92	38	cash	cash	NOUN
faba-136	92	39	by	by	ADP
faba-136	92	40	benefit	benefit	NOUN
faba-136	92	41	and	and	CCONJ
faba-136	92	42	misfortune	misfortune	NOUN
faba-136	92	43	sharing	sharing	NOUN
faba-136	92	44	,	,	PUNCT
faba-136	92	45	exchanging	exchange	VERB
faba-136	92	46	,	,	PUNCT
faba-136	92	47	renting	rent	VERB
faba-136	92	48	,	,	PUNCT
faba-136	92	49	charging	charge	VERB
faba-136	92	50	expenses	expense	NOUN
faba-136	92	51	for	for	ADP
faba-136	92	52	administrations	administration	NOUN
faba-136	92	53	delivered	deliver	VERB
faba-136	92	54	,	,	PUNCT
faba-136	92	55	and	and	CCONJ
faba-136	92	56	utilizing	utilize	VERB
faba-136	92	57	other	other	ADJ
faba-136	92	58	sharia	sharia	PROPN
faba-136	92	59	agreements	agreement	NOUN
faba-136	92	60	of	of	ADP
faba-136	92	61	trade	trade	NOUN
faba-136	92	62	.	.	PUNCT
faba-136	93	1	several	several	ADJ
faba-136	93	2	islamic	islamic	ADJ
faba-136	93	3	banks	bank	NOUN
faba-136	93	4	consider	consider	VERB
faba-136	93	5	utilizing	utilize	VERB
faba-136	93	6	commercial	commercial	ADJ
faba-136	93	7	rates	rate	NOUN
faba-136	93	8	of	of	ADP
faba-136	93	9	interest	interest	NOUN
faba-136	93	10	as	as	ADP
faba-136	93	11	nothing	nothing	PRON
faba-136	93	12	more	more	ADJ
faba-136	93	13	than	than	ADP
faba-136	93	14	riba	riba	PROPN
faba-136	93	15	and	and	CCONJ
faba-136	93	16	there	there	PRON
faba-136	93	17	have	have	AUX
faba-136	93	18	been	be	AUX
faba-136	93	19	a	a	DET
faba-136	93	20	large	large	ADJ
faba-136	93	21	number	number	NOUN
faba-136	93	22	of	of	ADP
faba-136	93	23	discussions	discussion	NOUN
faba-136	93	24	and	and	CCONJ
faba-136	93	25	endeavors	endeavor	NOUN
faba-136	93	26	to	to	PART
faba-136	93	27	examine	examine	VERB
faba-136	93	28	this	this	DET
faba-136	93	29	issue	issue	NOUN
faba-136	93	30	.	.	PUNCT
faba-136	94	1	some	some	DET
faba-136	94	2	islamic	islamic	ADJ
faba-136	94	3	banks	bank	NOUN
faba-136	94	4	use	use	VERB
faba-136	94	5	loan	loan	NOUN
faba-136	94	6	cost	cost	NOUN
faba-136	94	7	as	as	ADP
faba-136	94	8	a	a	DET
faba-136	94	9	kind	kind	NOUN
faba-136	94	10	of	of	ADP
faba-136	94	11	perspective	perspective	NOUN
faba-136	94	12	to	to	PART
faba-136	94	13	highlight	highlight	VERB
faba-136	94	14	and	and	CCONJ
faba-136	94	15	compute	compute	VERB
faba-136	94	16	the	the	DET
faba-136	94	17	necessary	necessary	ADJ
faba-136	94	18	benefit	benefit	NOUN
faba-136	94	19	return	return	NOUN
faba-136	94	20	by	by	ADP
faba-136	94	21	giving	give	VERB
faba-136	94	22	some	some	DET
faba-136	94	23	administrations	administration	NOUN
faba-136	94	24	as	as	ADV
faba-136	94	25	long	long	ADV
faba-136	94	26	as	as	SCONJ
faba-136	94	27	the	the	DET
faba-136	94	28	sum	sum	NOUN
faba-136	94	29	is	be	AUX
faba-136	94	30	sure	sure	ADJ
faba-136	94	31	,	,	PUNCT
faba-136	94	32	the	the	DET
faba-136	94	33	return	return	NOUN
faba-136	94	34	is	be	AUX
faba-136	94	35	fixed	fix	VERB
faba-136	94	36	,	,	PUNCT
faba-136	94	37	the	the	DET
faba-136	94	38	task	task	NOUN
faba-136	94	39	is	be	AUX
faba-136	94	40	exchange	exchange	NOUN
faba-136	94	41	related	relate	VERB
faba-136	94	42	and	and	CCONJ
faba-136	94	43	the	the	DET
faba-136	94	44	bank	bank	NOUN
faba-136	94	45	has	have	VERB
faba-136	94	46	a	a	DET
faba-136	94	47	veritable	veritable	ADJ
faba-136	94	48	stake	stake	NOUN
faba-136	94	49	in	in	ADP
faba-136	94	50	the	the	DET
faba-136	94	51	result	result	NOUN
faba-136	94	52	.	.	PUNCT
faba-136	95	1	be	be	AUX
faba-136	95	2	that	that	PRON
faba-136	95	3	as	as	SCONJ
faba-136	95	4	it	it	PRON
faba-136	95	5	may	may	AUX
faba-136	95	6	,	,	PUNCT
faba-136	95	7	since	since	ADV
faba-136	95	8	,	,	PUNCT
faba-136	95	9	islamic	islamic	PROPN
faba-136	95	10	bank	bank	PROPN
faba-136	95	11	exercises	exercise	NOUN
faba-136	95	12	must	must	AUX
faba-136	95	13	be	be	AUX
faba-136	95	14	exchange	exchange	NOUN
faba-136	95	15	-	-	PUNCT
faba-136	95	16	based	base	VERB
faba-136	95	17	,	,	PUNCT
faba-136	95	18	include	include	VERB
faba-136	95	19	real	real	ADJ
faba-136	95	20	exchange	exchange	NOUN
faba-136	95	21	,	,	PUNCT
faba-136	95	22	keep	keep	VERB
faba-136	95	23	away	away	ADV
faba-136	95	24	from	from	ADP
faba-136	95	25	disallowed	disallow	VERB
faba-136	95	26	practices	practice	NOUN
faba-136	95	27	,	,	PUNCT
faba-136	95	28	and	and	CCONJ
faba-136	95	29	should	should	AUX
faba-136	95	30	be	be	AUX
faba-136	95	31	conveyed	convey	VERB
faba-136	95	32	out	out	ADP
faba-136	95	33	with	with	ADP
faba-136	95	34	the	the	DET
faba-136	95	35	greatest	great	ADJ
faba-136	95	36	possible	possible	ADJ
faba-136	95	37	level	level	NOUN
faba-136	95	38	of	of	ADP
faba-136	95	39	uprightness	uprightness	ADJ
faba-136	95	40	and	and	CCONJ
faba-136	95	41	great	great	ADJ
faba-136	95	42	confidence	confidence	NOUN
faba-136	95	43	as	as	SCONJ
faba-136	95	44	shariah	shariah	PROPN
faba-136	95	45	imply	imply	VERB
faba-136	95	46	it	it	PRON
faba-136	95	47	becomes	become	VERB
faba-136	95	48	complex	complex	ADJ
faba-136	95	49	.	.	PUNCT
faba-136	96	1	a	a	DET
faba-136	96	2	few	few	ADJ
faba-136	96	3	other	other	ADJ
faba-136	96	4	islamic	islamic	ADJ
faba-136	96	5	banks	bank	NOUN
faba-136	96	6	use	use	VERB
faba-136	96	7	musharakah	musharakah	NOUN
faba-136	96	8	,	,	PUNCT
faba-136	96	9	to	to	PART
faba-136	96	10	legitimize	legitimize	VERB
faba-136	96	11	bank	bank	NOUN
faba-136	96	12	revenue	revenue	NOUN
faba-136	96	13	.	.	PUNCT
faba-136	97	1	it	it	PRON
faba-136	97	2	implies	imply	VERB
faba-136	97	3	that	that	SCONJ
faba-136	97	4	islamic	islamic	PROPN
faba-136	97	5	bank	bank	PROPN
faba-136	97	6	works	work	NOUN
faba-136	97	7	based	base	VERB
faba-136	97	8	on	on	ADP
faba-136	97	9	benefit	benefit	NOUN
faba-136	97	10	also	also	ADV
faba-136	97	11	,	,	PUNCT
faba-136	97	12	misfortune	misfortune	NOUN
faba-136	97	13	sharing	sharing	NOUN
faba-136	97	14	.	.	PUNCT
faba-136	98	1	in	in	ADP
faba-136	98	2	the	the	DET
faba-136	98	3	event	event	NOUN
faba-136	98	4	that	that	PRON
faba-136	98	5	the	the	DET
faba-136	98	6	financial	financial	ADJ
faba-136	98	7	specialist	specialist	NOUN
faba-136	98	8	has	have	AUX
faba-136	98	9	endured	endure	VERB
faba-136	98	10	misfortunes	misfortune	NOUN
faba-136	98	11	,	,	PUNCT
faba-136	98	12	the	the	DET
faba-136	98	13	bank	bank	NOUN
faba-136	98	14	will	will	AUX
faba-136	98	15	share	share	VERB
faba-136	98	16	these	these	DET
faba-136	98	17	misfortunes	misfortune	NOUN
faba-136	98	18	based	base	VERB
faba-136	98	19	on	on	ADP
faba-136	98	20	the	the	DET
faba-136	98	21	method	method	NOUN
faba-136	98	22	of	of	ADP
faba-136	98	23	money	money	NOUN
faba-136	98	24	utilized	utilize	VERB
faba-136	98	25	(	(	PUNCT
faba-136	98	26	mudarabah	mudarabah	NOUN
faba-136	98	27	,	,	PUNCT
faba-136	98	28	musharakah	musharakah	PROPN
faba-136	98	29	)	)	PUNCT
faba-136	98	30	.	.	PUNCT
faba-136	99	1	in	in	ADP
faba-136	99	2	a	a	DET
faba-136	99	3	conventional	conventional	ADJ
faba-136	99	4	financial	financial	ADJ
faba-136	99	5	framework	framework	NOUN
faba-136	99	6	,	,	PUNCT
faba-136	99	7	interest	interest	NOUN
faba-136	99	8	is	be	AUX
faba-136	99	9	charged	charge	VERB
faba-136	99	10	even	even	ADV
faba-136	99	11	in	in	ADP
faba-136	99	12	the	the	DET
faba-136	99	13	event	event	NOUN
faba-136	99	14	that	that	PRON
faba-136	99	15	the	the	DET
faba-136	99	16	association	association	NOUN
faba-136	99	17	endures	endure	VERB
faba-136	99	18	misfortunes	misfortune	NOUN
faba-136	99	19	by	by	ADP
faba-136	99	20	utilizing	utilize	VERB
faba-136	99	21	the	the	DET
faba-136	99	22	bank	bank	NOUN
faba-136	99	23	's	's	PART
faba-136	99	24	assets	asset	NOUN
faba-136	99	25	.	.	PUNCT
faba-136	100	1	accordingly	accordingly	ADV
faba-136	100	2	,	,	PUNCT
faba-136	100	3	it	it	PRON
faba-136	100	4	did	do	AUX
faba-136	100	5	not	not	PART
faba-136	100	6	depend	depend	VERB
faba-136	100	7	on	on	ADP
faba-136	100	8	benefit	benefit	NOUN
faba-136	100	9	and	and	CCONJ
faba-136	100	10	misfortune	misfortune	NOUN
faba-136	100	11	sharing	share	VERB
faba-136	100	12	as	as	SCONJ
faba-136	100	13	the	the	DET
faba-136	100	14	islamic	islamic	ADJ
faba-136	100	15	banks	bank	NOUN
faba-136	100	16	do	do	VERB
faba-136	100	17	.	.	PUNCT
faba-136	101	1	another	another	DET
faba-136	101	2	distinction	distinction	NOUN
faba-136	101	3	we	we	PRON
faba-136	101	4	have	have	VERB
faba-136	101	5	is	be	AUX
faba-136	101	6	the	the	DET
faba-136	101	7	fixed	fix	VERB
faba-136	101	8	deposit	deposit	NOUN
faba-136	101	9	.	.	PUNCT
faba-136	102	1	the	the	DET
faba-136	102	2	people	people	NOUN
faba-136	102	3	who	who	PRON
faba-136	102	4	deposit	deposit	VERB
faba-136	102	5	their	their	PRON
faba-136	102	6	money	money	NOUN
faba-136	102	7	in	in	ADP
faba-136	102	8	conventional	conventional	ADJ
faba-136	102	9	banks	bank	NOUN
faba-136	102	10	get	get	VERB
faba-136	102	11	benefit	benefit	NOUN
faba-136	102	12	from	from	ADP
faba-136	102	13	their	their	PRON
faba-136	102	14	interests	interest	NOUN
faba-136	102	15	as	as	SCONJ
faba-136	102	16	foreordained	foreordain	VERB
faba-136	102	17	financing	financing	NOUN
faba-136	102	18	costs	cost	NOUN
faba-136	102	19	are	be	AUX
faba-136	102	20	independent	independent	ADJ
faba-136	102	21	of	of	ADP
faba-136	102	22	the	the	DET
faba-136	102	23	bank	bank	NOUN
faba-136	102	24	's	's	PART
faba-136	102	25	execution	execution	NOUN
faba-136	102	26	.	.	PUNCT
faba-136	103	1	contrary	contrary	ADJ
faba-136	103	2	to	to	ADP
faba-136	103	3	islamic	islamic	ADJ
faba-136	103	4	banking	banking	NOUN
faba-136	103	5	,	,	PUNCT
faba-136	103	6	bank	bank	NOUN
faba-136	103	7	depositors	depositor	NOUN
faba-136	103	8	accept	accept	VERB
faba-136	103	9	their	their	PRON
faba-136	103	10	profits	profit	NOUN
faba-136	103	11	,	,	PUNCT
faba-136	103	12	depending	depend	VERB
faba-136	103	13	exclusively	exclusively	ADV
faba-136	103	14	on	on	ADP
faba-136	103	15	the	the	DET
faba-136	103	16	bank	bank	NOUN
faba-136	103	17	's	's	PART
faba-136	103	18	achievement	achievement	NOUN
faba-136	103	19	.	.	PUNCT
faba-136	104	1	not	not	PART
faba-136	104	2	at	at	ADV
faba-136	104	3	all	all	ADV
faba-136	104	4	like	like	ADP
faba-136	104	5	regular	regular	ADJ
faba-136	104	6	banks	bank	NOUN
faba-136	104	7	,	,	PUNCT
faba-136	104	8	an	an	DET
faba-136	104	9	islamic	islamic	ADJ
faba-136	104	10	bank	bank	NOUN
faba-136	104	11	goes	go	VERB
faba-136	104	12	about	about	ADP
faba-136	104	13	as	as	ADP
faba-136	104	14	a	a	DET
faba-136	104	15	delegate	delegate	NOUN
faba-136	104	16	between	between	ADP
faba-136	104	17	the	the	DET
faba-136	104	18	investor	investor	NOUN
faba-136	104	19	and	and	CCONJ
faba-136	104	20	the	the	DET
faba-136	104	21	business	business	NOUN
faba-136	104	22	visionary	visionary	NOUN
faba-136	104	23	.	.	PUNCT
faba-136	105	1	islamic	islamic	ADJ
faba-136	105	2	banking	banking	NOUN
faba-136	105	3	will	will	AUX
faba-136	105	4	in	in	ADP
faba-136	105	5	general	general	ADJ
faba-136	105	6	make	make	VERB
faba-136	105	7	an	an	DET
faba-136	105	8	interface	interface	NOUN
faba-136	105	9	with	with	ADP
faba-136	105	10	the	the	DET
faba-136	105	11	real	real	ADJ
faba-136	105	12	areas	area	NOUN
faba-136	105	13	of	of	ADP
faba-136	105	14	the	the	DET
faba-136	105	15	financial	financial	ADJ
faba-136	105	16	framework	framework	NOUN
faba-136	105	17	by	by	ADP
faba-136	105	18	utilizing	utilize	VERB
faba-136	105	19	exchange	exchange	NOUN
faba-136	105	20	-	-	PUNCT
faba-136	105	21	related	relate	VERB
faba-136	105	22	exercises	exercise	NOUN
faba-136	105	23	.	.	PUNCT
faba-136	106	1	the	the	DET
faba-136	106	2	feature	feature	NOUN
faba-136	106	3	of	of	ADP
faba-136	106	4	accessibility	accessibility	NOUN
faba-136	106	5	in	in	ADP
faba-136	106	6	islamic	islamic	ADJ
faba-136	106	7	and	and	CCONJ
faba-136	106	8	conventional	conventional	ADJ
faba-136	106	9	banks	bank	NOUN
faba-136	106	10	along	along	ADP
faba-136	106	11	with	with	ADP
faba-136	106	12	the	the	DET
faba-136	106	13	improvement	improvement	NOUN
faba-136	106	14	of	of	ADP
faba-136	106	15	methods	method	NOUN
faba-136	106	16	of	of	ADP
faba-136	106	17	reasoning	reasoning	NOUN
faba-136	106	18	relating	relate	VERB
faba-136	106	19	loaning	loaning	NOUN
faba-136	106	20	exercises	exercise	NOUN
faba-136	106	21	to	to	ADP
faba-136	106	22	profound	profound	ADJ
faba-136	106	23	standards	standard	NOUN
faba-136	106	24	,	,	PUNCT
faba-136	106	25	islamic	islamic	ADJ
faba-136	106	26	banks	bank	NOUN
faba-136	106	27	started	start	VERB
faba-136	106	28	to	to	PART
faba-136	106	29	pervade	pervade	VERB
faba-136	106	30	the	the	DET
faba-136	106	31	market	market	NOUN
faba-136	106	32	in	in	ADP
faba-136	106	33	both	both	CCONJ
faba-136	106	34	the	the	DET
faba-136	106	35	muslim	muslim	ADJ
faba-136	106	36	and	and	CCONJ
faba-136	106	37	non	non	ADJ
faba-136	106	38	-	-	ADJ
faba-136	106	39	muslim	muslim	ADJ
faba-136	106	40	nations	nation	NOUN
faba-136	106	41	(	(	PUNCT
faba-136	106	42	akhtar	akhtar	PROPN
faba-136	106	43	,	,	PUNCT
faba-136	106	44	2007	2007	NUM
faba-136	106	45	)	)	PUNCT
faba-136	106	46	.	.	PUNCT
faba-136	107	1	this	this	DET
faba-136	107	2	cycle	cycle	NOUN
faba-136	107	3	reflected	reflect	VERB
faba-136	107	4	the	the	DET
faba-136	107	5	developing	develop	VERB
faba-136	107	6	acknowledgment	acknowledgment	NOUN
faba-136	107	7	that	that	SCONJ
faba-136	107	8	islam	islam	PROPN
faba-136	107	9	's	's	PART
faba-136	107	10	monetary	monetary	ADJ
faba-136	107	11	and	and	CCONJ
faba-136	107	12	social	social	ADJ
faba-136	107	13	messages	message	NOUN
faba-136	107	14	were	be	AUX
faba-136	107	15	firmly	firmly	ADV
faba-136	107	16	adjusted	adjust	VERB
faba-136	107	17	(	(	PUNCT
faba-136	107	18	hassan	hassan	PROPN
faba-136	107	19	,	,	PUNCT
faba-136	107	20	a.	a.	PROPN
faba-136	107	21	,	,	PUNCT
faba-136	107	22	chachi	chachi	PROPN
faba-136	107	23	,	,	PUNCT
faba-136	107	24	a	a	PRON
faba-136	107	25	,	,	PUNCT
faba-136	107	26	&	&	CCONJ
faba-136	107	27	latiff	latiff	PROPN
faba-136	107	28	,	,	PUNCT
faba-136	107	29	s.a	s.a	PROPN
faba-136	107	30	,	,	PUNCT
faba-136	107	31	2008	2008	NUM
faba-136	107	32	)	)	PUNCT
faba-136	107	33	.	.	PUNCT
faba-136	108	1	according	accord	VERB
faba-136	108	2	to	to	ADP
faba-136	108	3	an	an	DET
faba-136	108	4	essential	essential	ADJ
faba-136	108	5	perspective	perspective	NOUN
faba-136	108	6	,	,	PUNCT
faba-136	108	7	the	the	DET
faba-136	108	8	special	special	ADJ
faba-136	108	9	elements	element	NOUN
faba-136	108	10	of	of	ADP
faba-136	108	11	islamic	islamic	ADJ
faba-136	108	12	money	money	NOUN
faba-136	108	13	have	have	AUX
faba-136	108	14	demonstrated	demonstrate	VERB
faba-136	108	15	the	the	DET
faba-136	108	16	same	same	ADJ
faba-136	108	17	time	time	NOUN
faba-136	108	18	usefulness	usefulness	NOUN
faba-136	108	19	and	and	CCONJ
faba-136	108	20	uselessness	uselessness	NOUN
faba-136	108	21	.	.	PUNCT
faba-136	109	1	however	however	ADV
faba-136	109	2	,	,	PUNCT
faba-136	109	3	huge	huge	ADJ
faba-136	109	4	in	in	ADP
faba-136	109	5	its	its	PRON
faba-136	109	6	bid	bid	NOUN
faba-136	109	7	is	be	AUX
faba-136	109	8	the	the	DET
faba-136	109	9	value	value	NOUN
faba-136	109	10	-	-	PUNCT
faba-136	109	11	based	base	VERB
faba-136	109	12	exchanges	exchange	NOUN
faba-136	109	13	and	and	CCONJ
faba-136	109	14	appropriations	appropriation	NOUN
faba-136	109	15	of	of	ADP
faba-136	109	16	hazards	hazard	NOUN
faba-136	109	17	that	that	PRON
faba-136	109	18	ought	ought	AUX
faba-136	109	19	to	to	PART
faba-136	109	20	,	,	PUNCT
faba-136	109	21	in	in	ADP
faba-136	109	22	principle	principle	NOUN
faba-136	109	23	,	,	PUNCT
faba-136	109	24	lead	lead	VERB
faba-136	109	25	to	to	ADP
faba-136	109	26	social	social	ADJ
faba-136	109	27	government	government	NOUN
faba-136	109	28	assistance	assistance	NOUN
faba-136	109	29	gains	gain	NOUN
faba-136	109	30	(	(	PUNCT
faba-136	109	31	kuran	kuran	NOUN
faba-136	109	32	,	,	PUNCT
faba-136	109	33	2004	2004	NUM
faba-136	109	34	)	)	PUNCT
faba-136	109	35	.	.	PUNCT
faba-136	110	1	islamic	islamic	ADJ
faba-136	110	2	banking	banking	NOUN
faba-136	110	3	has	have	VERB
faba-136	110	4	as	as	ADP
faba-136	110	5	a	a	DET
faba-136	110	6	principal	principal	ADJ
faba-136	110	7	goal	goal	NOUN
faba-136	110	8	,	,	PUNCT
faba-136	110	9	the	the	DET
faba-136	110	10	establishment	establishment	NOUN
faba-136	110	11	of	of	ADP
faba-136	110	12	an	an	DET
faba-136	110	13	adjusted	adjusted	ADJ
faba-136	110	14	and	and	CCONJ
faba-136	110	15	fair	fair	ADJ
faba-136	110	16	society	society	NOUN
faba-136	110	17	,	,	PUNCT
faba-136	110	18	empowering	empower	VERB
faba-136	110	19	the	the	DET
faba-136	110	20	equivalent	equivalent	ADJ
faba-136	110	21	dissemination	dissemination	NOUN
faba-136	110	22	of	of	ADP
faba-136	110	23	abundance	abundance	NOUN
faba-136	110	24	while	while	SCONJ
faba-136	110	25	disallowing	disallow	VERB
faba-136	110	26	exercises	exercise	NOUN
faba-136	110	27	that	that	PRON
faba-136	110	28	might	might	AUX
faba-136	110	29	hurt	hurt	VERB
faba-136	110	30	people	people	NOUN
faba-136	110	31	(	(	PUNCT
faba-136	110	32	kamla	kamla	NOUN
faba-136	110	33	,	,	PUNCT
faba-136	110	34	2006	2006	NUM
faba-136	110	35	)	)	PUNCT
faba-136	110	36	.	.	PUNCT
faba-136	111	1	such	such	ADJ
faba-136	111	2	aims	aim	NOUN
faba-136	111	3	and	and	CCONJ
faba-136	111	4	obligations	obligation	NOUN
faba-136	111	5	expect	expect	VERB
faba-136	111	6	banks	bank	NOUN
faba-136	111	7	to	to	PART
faba-136	111	8	embrace	embrace	VERB
faba-136	111	9	moral	moral	ADJ
faba-136	111	10	speculations	speculation	NOUN
faba-136	111	11	and	and	CCONJ
faba-136	111	12	keep	keep	VERB
faba-136	111	13	away	away	ADV
faba-136	111	14	from	from	ADP
faba-136	111	15	syndications	syndication	NOUN
faba-136	111	16	while	while	SCONJ
faba-136	111	17	treating	treat	VERB
faba-136	111	18	their	their	PRON
faba-136	111	19	representatives	representative	NOUN
faba-136	111	20	and	and	CCONJ
faba-136	111	21	clients	client	NOUN
faba-136	111	22	decently	decently	ADV
faba-136	111	23	.	.	PUNCT
faba-136	112	1	the	the	DET
faba-136	112	2	cultural	cultural	ADJ
faba-136	112	3	and	and	CCONJ
faba-136	112	4	societal	societal	ADJ
faba-136	112	5	duty	duty	NOUN
faba-136	112	6	of	of	ADP
faba-136	112	7	islamic	islamic	ADJ
faba-136	112	8	monetary	monetary	ADJ
faba-136	112	9	frameworks	framework	NOUN
faba-136	112	10	should	should	AUX
faba-136	112	11	n't	not	PART
faba-136	112	12	be	be	AUX
faba-136	112	13	restricted	restrict	VERB
faba-136	112	14	to	to	ADP
faba-136	112	15	drawing	draw	VERB
faba-136	112	16	nearer	near	ADV
faba-136	112	17	,	,	PUNCT
faba-136	112	18	teaching	teaching	NOUN
faba-136	112	19	,	,	PUNCT
faba-136	112	20	and	and	CCONJ
faba-136	112	21	serving	serve	VERB
faba-136	112	22	muslims	muslim	NOUN
faba-136	112	23	.	.	PUNCT
faba-136	113	1	all	all	DET
faba-136	113	2	things	thing	NOUN
faba-136	113	3	being	be	AUX
faba-136	113	4	equal	equal	ADJ
faba-136	113	5	,	,	PUNCT
faba-136	113	6	the	the	DET
faba-136	113	7	authors	author	NOUN
faba-136	113	8	contend	contend	VERB
faba-136	113	9	that	that	SCONJ
faba-136	113	10	everybody	everybody	PRON
faba-136	113	11	ought	ought	AUX
faba-136	113	12	to	to	PART
faba-136	113	13	reserve	reserve	VERB
faba-136	113	14	the	the	DET
faba-136	113	15	privilege	privilege	NOUN
faba-136	113	16	to	to	PART
faba-136	113	17	consume	consume	VERB
faba-136	113	18	shariah	shariah	PROPN
faba-136	113	19	-	-	PUNCT
faba-136	113	20	agreeable	agreeable	ADJ
faba-136	113	21	items	item	NOUN
faba-136	113	22	,	,	PUNCT
faba-136	113	23	to	to	PART
faba-136	113	24	secure	secure	VERB
faba-136	113	25	business	business	NOUN
faba-136	113	26	.	.	PUNCT
faba-136	114	1	and	and	CCONJ
faba-136	114	2	hold	hold	VERB
faba-136	114	3	partakes	partake	NOUN
faba-136	114	4	in	in	ADP
faba-136	114	5	the	the	DET
faba-136	114	6	organizations	organization	NOUN
faba-136	114	7	concerned	concern	VERB
faba-136	114	8	(	(	PUNCT
faba-136	114	9	badawi	badawi	ADJ
faba-136	114	10	,	,	PUNCT
faba-136	114	11	1996	1996	NUM
faba-136	114	12	)	)	PUNCT
faba-136	114	13	.	.	PUNCT
faba-136	115	1	in	in	ADP
faba-136	115	2	terms	term	NOUN
faba-136	115	3	of	of	ADP
faba-136	115	4	loans	loan	NOUN
faba-136	115	5	and	and	CCONJ
faba-136	115	6	financing	financing	NOUN
faba-136	115	7	accessibility	accessibility	NOUN
faba-136	115	8	,	,	PUNCT
faba-136	115	9	both	both	DET
faba-136	115	10	banks	bank	NOUN
faba-136	115	11	differ	differ	VERB
faba-136	115	12	.	.	PUNCT
faba-136	116	1	according	accord	VERB
faba-136	116	2	to	to	ADP
faba-136	116	3	(	(	PUNCT
faba-136	116	4	demirgüç	demirgüç	NOUN
faba-136	116	5	-	-	PUNCT
faba-136	116	6	kunt	kunt	PROPN
faba-136	116	7	,	,	PUNCT
faba-136	116	8	a	a	PRON
faba-136	116	9	,	,	PUNCT
faba-136	116	10	2012	2012	NUM
faba-136	116	11	)	)	PUNCT
faba-136	116	12	conventional	conventional	ADJ
faba-136	116	13	banks	bank	NOUN
faba-136	116	14	,	,	PUNCT
faba-136	116	15	a	a	DET
faba-136	116	16	wide	wide	ADJ
faba-136	116	17	range	range	NOUN
faba-136	116	18	of	of	ADP
faba-136	116	19	ventures	venture	NOUN
faba-136	116	20	are	be	AUX
faba-136	116	21	funded	fund	VERB
faba-136	116	22	,	,	PUNCT
faba-136	116	23	just	just	ADV
faba-136	116	24	organizations	organization	NOUN
faba-136	116	25	considered	consider	VERB
faba-136	116	26	illicit	illicit	ADJ
faba-136	116	27	by	by	ADP
faba-136	116	28	the	the	DET
faba-136	116	29	law	law	NOUN
faba-136	116	30	are	be	AUX
faba-136	116	31	not	not	PART
faba-136	116	32	supported	support	VERB
faba-136	116	33	.	.	PUNCT
faba-136	117	1	whereas	whereas	SCONJ
faba-136	117	2	islamic	islamic	ADJ
faba-136	117	3	banks	bank	NOUN
faba-136	117	4	do	do	AUX
faba-136	117	5	n't	not	PART
faba-136	117	6	allow	allow	VERB
faba-136	117	7	funding	funding	NOUN
faba-136	117	8	to	to	ADP
faba-136	117	9	businesses	business	NOUN
faba-136	117	10	that	that	PRON
faba-136	117	11	hurt	hurt	VERB
faba-136	117	12	the	the	DET
faba-136	117	13	general	general	ADJ
faba-136	117	14	public	public	NOUN
faba-136	117	15	like	like	ADP
faba-136	117	16	liquor	liquor	NOUN
faba-136	117	17	and	and	CCONJ
faba-136	117	18	tobacco	tobacco	NOUN
faba-136	117	19	.	.	PUNCT
faba-136	118	1	methodology	methodology	NOUN
faba-136	118	2	the	the	DET
faba-136	118	3	sample	sample	NOUN
faba-136	118	4	and	and	CCONJ
faba-136	118	5	the	the	DET
faba-136	118	6	data	data	NOUN
faba-136	118	7	collection	collection	NOUN
faba-136	118	8	for	for	ADP
faba-136	118	9	this	this	DET
faba-136	118	10	study	study	NOUN
faba-136	118	11	to	to	PART
faba-136	118	12	be	be	AUX
faba-136	118	13	conducted	conduct	VERB
faba-136	118	14	a	a	DET
faba-136	118	15	sample	sample	NOUN
faba-136	118	16	size	size	NOUN
faba-136	118	17	of	of	ADP
faba-136	118	18	200	200	NUM
faba-136	118	19	individuals	individual	NOUN
faba-136	118	20	from	from	ADP
faba-136	118	21	djibouti	djibouti	PROPN
faba-136	118	22	was	be	AUX
faba-136	118	23	collected	collect	VERB
faba-136	118	24	.	.	PUNCT
faba-136	119	1	the	the	DET
faba-136	119	2	structure	structure	NOUN
faba-136	119	3	involves	involve	VERB
faba-136	119	4	sending	send	VERB
faba-136	119	5	a	a	DET
faba-136	119	6	questionnaire	questionnaire	NOUN
faba-136	119	7	to	to	ADP
faba-136	119	8	a	a	DET
faba-136	119	9	different	different	ADJ
faba-136	119	10	category	category	NOUN
faba-136	119	11	of	of	ADP
faba-136	119	12	people	people	NOUN
faba-136	119	13	who	who	PRON
faba-136	119	14	use	use	VERB
faba-136	119	15	islamic	islamic	ADJ
faba-136	119	16	banks	bank	NOUN
faba-136	119	17	(	(	PUNCT
faba-136	119	18	salam	salam	PROPN
faba-136	119	19	africa	africa	PROPN
faba-136	119	20	bank	bank	PROPN
faba-136	119	21	)	)	PUNCT
faba-136	119	22	and	and	CCONJ
faba-136	119	23	conventional	conventional	ADJ
faba-136	119	24	banks	bank	NOUN
faba-136	119	25	(	(	PUNCT
faba-136	119	26	cac	cac	PROPN
faba-136	119	27	international	international	PROPN
faba-136	119	28	bank	bank	PROPN
faba-136	119	29	)	)	PUNCT
faba-136	119	30	.	.	PUNCT
faba-136	120	1	at	at	ADV
faba-136	120	2	least	least	ADJ
faba-136	120	3	50	50	NUM
faba-136	120	4	participants	participant	NOUN
faba-136	120	5	for	for	ADP
faba-136	120	6	every	every	DET
faba-136	120	7	indicator	indicator	NOUN
faba-136	120	8	are	be	AUX
faba-136	120	9	suggested	suggest	VERB
faba-136	120	10	(	(	PUNCT
faba-136	120	11	field	field	NOUN
faba-136	120	12	,	,	PUNCT
faba-136	120	13	2013	2013	NUM
faba-136	120	14	)	)	PUNCT
faba-136	120	15	which	which	PRON
faba-136	120	16	is	be	AUX
faba-136	120	17	why	why	SCONJ
faba-136	120	18	the	the	DET
faba-136	120	19	sample	sample	NOUN
faba-136	120	20	size	size	NOUN
faba-136	120	21	is	be	AUX
faba-136	120	22	over	over	ADP
faba-136	120	23	50	50	NUM
faba-136	120	24	in	in	ADP
faba-136	120	25	this	this	DET
faba-136	120	26	study	study	NOUN
faba-136	120	27	,	,	PUNCT
faba-136	120	28	moreover	moreover	ADV
faba-136	120	29	,	,	PUNCT
faba-136	120	30	leblanc	leblanc	PROPN
faba-136	120	31	and	and	CCONJ
faba-136	120	32	fitzgerald	fitzgerald	PROPN
faba-136	120	33	(	(	PUNCT
faba-136	120	34	2000	2000	NUM
faba-136	120	35	)	)	PUNCT
faba-136	120	36	recommend	recommend	VERB
faba-136	120	37	at	at	ADV
faba-136	120	38	least	least	ADV
faba-136	120	39	30	30	NUM
faba-136	120	40	perceptions	perception	NOUN
faba-136	120	41	for	for	ADP
faba-136	120	42	each	each	DET
faba-136	120	43	autonomous	autonomous	ADJ
faba-136	120	44	variable	variable	NOUN
faba-136	120	45	.	.	PUNCT
faba-136	121	1	after	after	SCONJ
faba-136	121	2	the	the	DET
faba-136	121	3	responses	response	NOUN
faba-136	121	4	from	from	ADP
faba-136	121	5	the	the	DET
faba-136	121	6	survey	survey	NOUN
faba-136	121	7	were	be	AUX
faba-136	121	8	gathered	gather	VERB
faba-136	121	9	a	a	DET
faba-136	121	10	binary	binary	ADJ
faba-136	121	11	logistic	logistic	ADJ
faba-136	121	12	regression	regression	NOUN
faba-136	121	13	analysis	analysis	NOUN
faba-136	121	14	was	be	AUX
faba-136	121	15	applied	apply	VERB
faba-136	121	16	so	so	SCONJ
faba-136	121	17	that	that	SCONJ
faba-136	121	18	the	the	DET
faba-136	121	19	two	two	NUM
faba-136	121	20	dependent	dependent	ADJ
faba-136	121	21	variables	variable	NOUN
faba-136	121	22	will	will	AUX
faba-136	121	23	be	be	AUX
faba-136	121	24	inspected	inspect	VERB
faba-136	121	25	.	.	PUNCT
faba-136	122	1	see	see	VERB
faba-136	122	2	the	the	DET
faba-136	122	3	conceptual	conceptual	ADJ
faba-136	122	4	model	model	NOUN
faba-136	122	5	below	below	ADV
faba-136	122	6	.	.	PUNCT
faba-136	123	1	finance	finance	NOUN
faba-136	123	2	,	,	PUNCT
faba-136	123	3	accounting	accounting	NOUN
faba-136	123	4	and	and	CCONJ
faba-136	123	5	business	business	NOUN
faba-136	123	6	analysis	analysis	NOUN
faba-136	123	7	4	4	NUM
faba-136	123	8	(	(	PUNCT
faba-136	123	9	2	2	NUM
faba-136	123	10	)	)	PUNCT
faba-136	123	11	2022	2022	NUM
faba-136	123	12	103	103	NUM
faba-136	123	13	figure	figure	NOUN
faba-136	123	14	1	1	NUM
faba-136	123	15	.	.	PUNCT
faba-136	123	16	conceptual	conceptual	ADJ
faba-136	123	17	framework	framework	NOUN
faba-136	123	18	.	.	PUNCT
faba-136	124	1	measurement	measurement	NOUN
faba-136	124	2	and	and	CCONJ
faba-136	124	3	statistical	statistical	ADJ
faba-136	124	4	analysis	analysis	NOUN
faba-136	124	5	to	to	PART
faba-136	124	6	investigate	investigate	VERB
faba-136	124	7	the	the	DET
faba-136	124	8	various	various	ADJ
faba-136	124	9	independent	independent	ADJ
faba-136	124	10	variables	variable	NOUN
faba-136	124	11	that	that	PRON
faba-136	124	12	are	be	AUX
faba-136	124	13	influencing	influence	VERB
faba-136	124	14	the	the	DET
faba-136	124	15	two	two	NUM
faba-136	124	16	probable	probable	ADJ
faba-136	124	17	outcomes	outcome	NOUN
faba-136	124	18	in	in	ADP
faba-136	124	19	a	a	DET
faba-136	124	20	study	study	NOUN
faba-136	124	21	a	a	DET
faba-136	124	22	logistic	logistic	ADJ
faba-136	124	23	regression	regression	NOUN
faba-136	124	24	analysis	analysis	NOUN
faba-136	124	25	is	be	AUX
faba-136	124	26	utilized	utilize	VERB
faba-136	124	27	so	so	SCONJ
faba-136	124	28	that	that	SCONJ
faba-136	124	29	the	the	DET
faba-136	124	30	model	model	NOUN
faba-136	124	31	will	will	AUX
faba-136	124	32	estimate	estimate	VERB
faba-136	124	33	the	the	DET
faba-136	124	34	logit	logit	NOUN
faba-136	124	35	of	of	ADP
faba-136	124	36	the	the	DET
faba-136	124	37	predicting	predict	VERB
faba-136	124	38	factors	factor	NOUN
faba-136	124	39	on	on	ADP
faba-136	124	40	the	the	DET
faba-136	124	41	dependent	dependent	ADJ
faba-136	124	42	variables	variable	NOUN
faba-136	124	43	.	.	PUNCT
faba-136	125	1	the	the	DET
faba-136	125	2	most	most	ADV
faba-136	125	3	agreed	agree	VERB
faba-136	125	4	formula	formula	NOUN
faba-136	125	5	is	be	AUX
faba-136	125	6	written	write	VERB
faba-136	125	7	(	(	PUNCT
faba-136	125	8	peng	peng	PROPN
faba-136	125	9	,	,	PUNCT
faba-136	125	10	2002	2002	NUM
faba-136	125	11	)	)	PUNCT
faba-136	125	12	and	and	CCONJ
faba-136	125	13	(	(	PUNCT
faba-136	125	14	james,2013	james,2013	NOUN
faba-136	125	15	)	)	PUNCT
faba-136	125	16	.	.	PUNCT
faba-136	126	1	𝑙𝑜𝑔(𝑜𝑑𝑑𝑠	𝑙𝑜𝑔(𝑜𝑑𝑑𝑠	PUNCT
faba-136	126	2	)	)	PUNCT
faba-136	126	3	=	=	SYM
faba-136	126	4	𝑙𝑜𝑔𝑖𝑡(𝑃	𝑙𝑜𝑔𝑖𝑡(𝑃	X
faba-136	126	5	)	)	PUNCT
faba-136	126	6	=	=	SYM
faba-136	126	7	i𝑛	i𝑛	INTJ
faba-136	126	8	(	(	PUNCT
faba-136	126	9	𝑃	𝑃	PROPN
faba-136	126	10	1	1	NUM
faba-136	126	11	−	−	NOUN
faba-136	126	12	𝑃	𝑃	NOUN
faba-136	126	13	)	)	PUNCT
faba-136	126	14	(	(	PUNCT
faba-136	126	15	1	1	NUM
faba-136	126	16	)	)	PUNCT
faba-136	126	17	𝑙𝑜𝑔𝑖𝑡(𝑃	𝑙𝑜𝑔𝑖𝑡(𝑃	NOUN
faba-136	126	18	)	)	PUNCT
faba-136	127	1	=	=	SYM
faba-136	127	2	α	α	X
faba-136	128	1	+	+	X
faba-136	128	2	𝑏1𝑥1	𝑏1𝑥1	X
faba-136	128	3	+	+	CCONJ
faba-136	128	4	𝑏2𝑥2	𝑏2𝑥2	VERB
faba-136	128	5	+	+	CCONJ
faba-136	128	6	𝑏3𝑥3	𝑏3𝑥3	X
faba-136	129	1	+	+	ADJ
faba-136	129	2	⋯	⋯	VERB
faba-136	129	3	(	(	PUNCT
faba-136	129	4	2	2	NUM
faba-136	129	5	)	)	PUNCT
faba-136	129	6	𝑃	𝑃	NOUN
faba-136	129	7	=	=	SYM
faba-136	129	8	(	(	PUNCT
faba-136	129	9	exp⁡(𝑎	exp⁡(𝑎	PROPN
faba-136	129	10	+	+	CCONJ
faba-136	129	11	𝑏1𝑥1	𝑏1𝑥1	X
faba-136	129	12	+	+	CCONJ
faba-136	129	13	𝑏2𝑥2	𝑏2𝑥2	VERB
faba-136	129	14	+	+	CCONJ
faba-136	129	15	𝑏3𝑥3	𝑏3𝑥3	X
faba-136	129	16	+	+	ADJ
faba-136	129	17	⋯	⋯	NOUN
faba-136	129	18	)	)	PUNCT
faba-136	129	19	1	1	NUM
faba-136	130	1	+	+	CCONJ
faba-136	130	2	exp⁡(𝑎	exp⁡(𝑎	ADJ
faba-136	130	3	+	+	CCONJ
faba-136	130	4	𝑏1𝑥1	𝑏1𝑥1	X
faba-136	130	5	+	+	CCONJ
faba-136	130	6	𝑏2𝑥2	𝑏2𝑥2	VERB
faba-136	130	7	+	+	CCONJ
faba-136	130	8	𝑏3𝑥3	𝑏3𝑥3	X
faba-136	130	9	+	+	ADJ
faba-136	130	10	⋯	⋯	NOUN
faba-136	130	11	)	)	PUNCT
faba-136	130	12	)	)	PUNCT
faba-136	131	1	(	(	PUNCT
faba-136	131	2	3	3	X
faba-136	131	3	)	)	PUNCT
faba-136	131	4	the	the	DET
faba-136	131	5	above	above	ADJ
faba-136	131	6	formula	formula	NOUN
faba-136	131	7	can	can	AUX
faba-136	131	8	be	be	AUX
faba-136	131	9	described	describe	VERB
faba-136	131	10	as	as	ADP
faba-136	131	11	the	the	DET
faba-136	131	12	following	following	NOUN
faba-136	131	13	where	where	SCONJ
faba-136	131	14	:	:	PUNCT
faba-136	131	15	p	p	NOUN
faba-136	131	16	stands	stand	VERB
faba-136	131	17	for	for	ADP
faba-136	131	18	the	the	DET
faba-136	131	19	probability	probability	NOUN
faba-136	131	20	of	of	ADP
faba-136	131	21	a	a	DET
faba-136	131	22	particular	particular	ADJ
faba-136	131	23	category	category	NOUN
faba-136	131	24	.	.	PUNCT
faba-136	132	1	exp	exp	NOUN
faba-136	132	2	signifies	signify	VERB
faba-136	132	3	the	the	DET
faba-136	132	4	exponential	exponential	ADJ
faba-136	132	5	function	function	NOUN
faba-136	132	6	.	.	PUNCT
faba-136	133	1	a	a	PRON
faba-136	133	2	is	be	AUX
faba-136	133	3	the	the	DET
faba-136	133	4	intercept	intercept	NOUN
faba-136	133	5	of	of	ADP
faba-136	133	6	the	the	DET
faba-136	133	7	equation	equation	NOUN
faba-136	133	8	used	use	VERB
faba-136	133	9	and	and	CCONJ
faba-136	133	10	,	,	PUNCT
faba-136	133	11	b	b	PROPN
faba-136	133	12	is	be	AUX
faba-136	133	13	considered	consider	VERB
faba-136	133	14	the	the	DET
faba-136	133	15	sloped	slope	VERB
faba-136	133	16	of	of	ADP
faba-136	133	17	the	the	DET
faba-136	133	18	independent	independent	ADJ
faba-136	133	19	variables	variable	NOUN
faba-136	133	20	.	.	PUNCT
faba-136	134	1	result	result	VERB
faba-136	134	2	in	in	ADP
faba-136	134	3	table	table	NOUN
faba-136	134	4	1	1	NUM
faba-136	134	5	,	,	PUNCT
faba-136	134	6	we	we	PRON
faba-136	134	7	have	have	VERB
faba-136	134	8	the	the	DET
faba-136	134	9	processing	processing	NOUN
faba-136	134	10	summary	summary	NOUN
faba-136	134	11	that	that	PRON
faba-136	134	12	highlights	highlight	VERB
faba-136	134	13	the	the	DET
faba-136	134	14	total	total	ADJ
faba-136	134	15	number	number	NOUN
faba-136	134	16	of	of	ADP
faba-136	134	17	participants	participant	NOUN
faba-136	134	18	in	in	ADP
faba-136	134	19	the	the	DET
faba-136	134	20	study	study	NOUN
faba-136	134	21	200	200	NUM
faba-136	134	22	respondents	respondent	NOUN
faba-136	134	23	composed	compose	VERB
faba-136	134	24	of	of	ADP
faba-136	134	25	68	68	NUM
faba-136	134	26	%	%	NOUN
faba-136	134	27	males	male	NOUN
faba-136	134	28	and	and	CCONJ
faba-136	134	29	32	32	NUM
faba-136	134	30	%	%	NOUN
faba-136	134	31	females	female	NOUN
faba-136	134	32	.	.	PUNCT
faba-136	135	1	table	table	NOUN
faba-136	135	2	1	1	NUM
faba-136	135	3	.	.	PUNCT
faba-136	135	4	case	case	NOUN
faba-136	135	5	processing	processing	NOUN
faba-136	135	6	summary	summary	NOUN
faba-136	135	7	n	n	DET
faba-136	135	8	percent	percent	NOUN
faba-136	135	9	included	include	VERB
faba-136	135	10	in	in	ADP
faba-136	135	11	analysis	analysis	NOUN
faba-136	135	12	200	200	NUM
faba-136	135	13	100	100	NUM
faba-136	135	14	%	%	NOUN
faba-136	135	15	males	male	NOUN
faba-136	135	16	136	136	NUM
faba-136	135	17	68	68	NUM
faba-136	135	18	%	%	NOUN
faba-136	135	19	females	female	NOUN
faba-136	135	20	64	64	NUM
faba-136	135	21	32	32	NUM
faba-136	135	22	%	%	NOUN
faba-136	135	23	missing	miss	VERB
faba-136	135	24	cases	case	NOUN
faba-136	135	25	0	0	NUM
faba-136	135	26	0	0	NUM
faba-136	136	1	the	the	DET
faba-136	136	2	coding	coding	NOUN
faba-136	136	3	in	in	ADP
faba-136	136	4	terms	term	NOUN
faba-136	136	5	of	of	ADP
faba-136	136	6	the	the	DET
faba-136	136	7	predicted	predict	VERB
faba-136	136	8	variables	variable	NOUN
faba-136	136	9	consists	consist	VERB
faba-136	136	10	of	of	ADP
faba-136	136	11	1	1	NUM
faba-136	136	12	for	for	ADP
faba-136	136	13	cac	cac	PROPN
faba-136	136	14	international	international	PROPN
faba-136	136	15	bank	bank	PROPN
faba-136	136	16	(	(	PUNCT
faba-136	136	17	conventional	conventional	ADJ
faba-136	136	18	bank	bank	NOUN
faba-136	136	19	)	)	PUNCT
faba-136	136	20	and	and	CCONJ
faba-136	136	21	2	2	NUM
faba-136	136	22	for	for	ADP
faba-136	136	23	salam	salam	PROPN
faba-136	136	24	africa	africa	PROPN
faba-136	136	25	bank	bank	PROPN
faba-136	136	26	(	(	PUNCT
faba-136	136	27	islamic	islamic	PROPN
faba-136	136	28	bank	bank	PROPN
faba-136	136	29	)	)	PUNCT
faba-136	136	30	.	.	PUNCT
faba-136	137	1	table	table	NOUN
faba-136	137	2	2	2	NUM
faba-136	137	3	.	.	X
faba-136	138	1	variable	variable	NOUN
faba-136	138	2	encoding	encode	VERB
faba-136	138	3	original	original	ADJ
faba-136	138	4	value	value	NOUN
faba-136	138	5	internal	internal	ADJ
faba-136	138	6	value	value	NOUN
faba-136	138	7	cac	cac	PROPN
faba-136	138	8	international	international	PROPN
faba-136	138	9	bank	bank	PROPN
faba-136	138	10	1	1	NUM
faba-136	138	11	salam	salam	PROPN
faba-136	138	12	africa	africa	PROPN
faba-136	138	13	bank	bank	PROPN
faba-136	138	14	2	2	NUM
faba-136	138	15	the	the	DET
faba-136	138	16	model	model	NOUN
faba-136	138	17	summary	summary	NOUN
faba-136	138	18	of	of	ADP
faba-136	138	19	table	table	NOUN
faba-136	138	20	4	4	NUM
faba-136	138	21	illustrates	illustrate	VERB
faba-136	138	22	a	a	DET
faba-136	138	23	pseudo	pseudo	NOUN
faba-136	138	24	-	-	PUNCT
faba-136	138	25	r	r	NOUN
faba-136	138	26	square	square	NOUN
faba-136	138	27	of	of	ADP
faba-136	138	28	65.4	65.4	NUM
faba-136	138	29	%	%	NOUN
faba-136	138	30	change	change	NOUN
faba-136	138	31	in	in	ADP
faba-136	138	32	the	the	DET
faba-136	138	33	criterion	criterion	NOUN
faba-136	138	34	variable	variable	NOUN
faba-136	138	35	that	that	PRON
faba-136	138	36	can	can	AUX
faba-136	138	37	be	be	AUX
faba-136	138	38	computed	compute	VERB
faba-136	138	39	to	to	ADP
faba-136	138	40	the	the	DET
faba-136	138	41	predictor	predictor	NOUN
faba-136	138	42	variables	variable	NOUN
faba-136	138	43	in	in	ADP
faba-136	138	44	the	the	DET
faba-136	138	45	model	model	NOUN
faba-136	138	46	.	.	PUNCT
faba-136	139	1	finance	finance	NOUN
faba-136	139	2	,	,	PUNCT
faba-136	139	3	accounting	accounting	NOUN
faba-136	139	4	and	and	CCONJ
faba-136	139	5	business	business	NOUN
faba-136	139	6	analysis	analysis	NOUN
faba-136	139	7	4	4	NUM
faba-136	139	8	(	(	PUNCT
faba-136	139	9	2	2	NUM
faba-136	139	10	)	)	PUNCT
faba-136	139	11	2022	2022	NUM
faba-136	139	12	104	104	NUM
faba-136	139	13	table	table	NOUN
faba-136	139	14	3	3	NUM
faba-136	139	15	.	.	PUNCT
faba-136	139	16	model	model	NOUN
faba-136	139	17	summary	summary	NOUN
faba-136	139	18	step	step	NOUN
faba-136	139	19	-2	-2	INTJ
faba-136	139	20	log	log	PROPN
faba-136	139	21	likelihood	likelihood	PROPN
faba-136	139	22	cox	cox	PROPN
faba-136	139	23	&	&	CCONJ
faba-136	139	24	snell	snell	PROPN
faba-136	139	25	r	r	PROPN
faba-136	139	26	square	square	PROPN
faba-136	139	27	nagelkerke	nagelkerke	PROPN
faba-136	139	28	r	r	NOUN
faba-136	139	29	square	square	NOUN
faba-136	139	30	1	1	NUM
faba-136	139	31	104.200a	104.200a	NUM
faba-136	139	32	.434	.434	NUM
faba-136	139	33	.654	.654	NUM
faba-136	139	34	a.	a.	NOUN
faba-136	139	35	estimation	estimation	NOUN
faba-136	139	36	terminated	terminate	VERB
faba-136	139	37	at	at	ADP
faba-136	139	38	iteration	iteration	NOUN
faba-136	139	39	number	number	NOUN
faba-136	139	40	6	6	NUM
faba-136	139	41	because	because	SCONJ
faba-136	139	42	parameter	parameter	NOUN
faba-136	139	43	estimates	estimate	NOUN
faba-136	139	44	changed	change	VERB
faba-136	139	45	by	by	ADP
faba-136	139	46	less	less	ADJ
faba-136	139	47	than	than	ADP
faba-136	139	48	.001	.001	NUM
faba-136	139	49	.	.	PUNCT
faba-136	140	1	according	accord	VERB
faba-136	140	2	to	to	ADP
faba-136	140	3	(	(	PUNCT
faba-136	140	4	lemeshow	lemeshow	X
faba-136	140	5	,	,	PUNCT
faba-136	140	6	s	s	PROPN
faba-136	140	7	,	,	PUNCT
faba-136	140	8	&	&	CCONJ
faba-136	140	9	hosmer	hosmer	PROPN
faba-136	140	10	,	,	PUNCT
faba-136	140	11	2020	2020	NUM
faba-136	140	12	)	)	PUNCT
faba-136	140	13	if	if	SCONJ
faba-136	140	14	the	the	DET
faba-136	140	15	significance	significance	NOUN
faba-136	140	16	value	value	NOUN
faba-136	140	17	is	be	AUX
faba-136	140	18	lower	low	ADJ
faba-136	140	19	than	than	ADP
faba-136	140	20	0,05	0,05	NUM
faba-136	140	21	it	it	PRON
faba-136	140	22	means	mean	VERB
faba-136	140	23	a	a	DET
faba-136	140	24	poor	poor	ADJ
faba-136	140	25	fit	fit	NOUN
faba-136	140	26	.	.	PUNCT
faba-136	141	1	however	however	ADV
faba-136	141	2	,	,	PUNCT
faba-136	141	3	in	in	ADP
faba-136	141	4	our	our	PRON
faba-136	141	5	model	model	NOUN
faba-136	141	6	,	,	PUNCT
faba-136	141	7	the	the	DET
faba-136	141	8	significance	significance	NOUN
faba-136	141	9	is	be	AUX
faba-136	141	10	above	above	ADP
faba-136	141	11	5	5	NUM
faba-136	141	12	%	%	NOUN
faba-136	141	13	so	so	SCONJ
faba-136	141	14	it	it	PRON
faba-136	141	15	adequately	adequately	ADV
faba-136	141	16	fits	fit	VERB
faba-136	141	17	the	the	DET
faba-136	141	18	data	datum	NOUN
faba-136	141	19	see	see	VERB
faba-136	141	20	table	table	NOUN
faba-136	141	21	5	5	NUM
faba-136	141	22	.	.	PUNCT
faba-136	141	23	table	table	NOUN
faba-136	141	24	4	4	NUM
faba-136	141	25	.	.	PUNCT
faba-136	142	1	hosmer	hosmer	NOUN
faba-136	142	2	and	and	CCONJ
faba-136	142	3	lemeshow	lemeshow	ADJ
faba-136	142	4	test	test	NOUN
faba-136	142	5	step	step	NOUN
faba-136	142	6	chi	chi	ADJ
faba-136	142	7	-	-	PUNCT
faba-136	142	8	square	square	ADJ
faba-136	142	9	df	df	PROPN
faba-136	142	10	sig	sig	NOUN
faba-136	142	11	.	.	PROPN
faba-136	143	1	1	1	NUM
faba-136	143	2	4.276	4.276	NUM
faba-136	143	3	8	8	NUM
faba-136	143	4	.831	.831	NUM
faba-136	143	5	with	with	ADP
faba-136	143	6	the	the	DET
faba-136	143	7	correspondence	correspondence	NOUN
faba-136	143	8	of	of	ADP
faba-136	143	9	the	the	DET
faba-136	143	10	observed	observe	VERB
faba-136	143	11	and	and	CCONJ
faba-136	143	12	predicted	predict	VERB
faba-136	143	13	membership	membership	NOUN
faba-136	143	14	based	base	VERB
faba-136	143	15	on	on	ADP
faba-136	143	16	the	the	DET
faba-136	143	17	model	model	NOUN
faba-136	143	18	.	.	PUNCT
faba-136	144	1	we	we	PRON
faba-136	144	2	have	have	VERB
faba-136	144	3	a	a	DET
faba-136	144	4	total	total	NOUN
faba-136	144	5	of	of	ADP
faba-136	144	6	153	153	NUM
faba-136	144	7	cases	case	NOUN
faba-136	144	8	were	be	AUX
faba-136	144	9	in	in	ADP
faba-136	144	10	the	the	DET
faba-136	144	11	data	datum	NOUN
faba-136	144	12	to	to	PART
faba-136	144	13	have	have	AUX
faba-136	144	14	selected	select	VERB
faba-136	144	15	cac	cac	PROPN
faba-136	144	16	international	international	PROPN
faba-136	144	17	bank	bank	PROPN
faba-136	144	18	as	as	ADP
faba-136	144	19	the	the	DET
faba-136	144	20	first	first	ADJ
faba-136	144	21	choice	choice	NOUN
faba-136	144	22	of	of	ADP
faba-136	144	23	preference	preference	NOUN
faba-136	144	24	.	.	PUNCT
faba-136	145	1	and	and	CCONJ
faba-136	145	2	145	145	NUM
faba-136	145	3	of	of	ADP
faba-136	145	4	those	those	DET
faba-136	145	5	153	153	NUM
faba-136	145	6	were	be	AUX
faba-136	145	7	correctly	correctly	ADV
faba-136	145	8	predicted	predict	VERB
faba-136	145	9	by	by	ADP
faba-136	145	10	the	the	DET
faba-136	145	11	model	model	NOUN
faba-136	145	12	to	to	PART
faba-136	145	13	fully	fully	ADV
faba-136	145	14	prefer	prefer	VERB
faba-136	145	15	cac	cac	PROPN
faba-136	145	16	international	international	PROPN
faba-136	145	17	bank	bank	PROPN
faba-136	145	18	.	.	PUNCT
faba-136	146	1	with	with	ADP
faba-136	146	2	an	an	DET
faba-136	146	3	accuracy	accuracy	NOUN
faba-136	146	4	rate	rate	NOUN
faba-136	146	5	of	of	ADP
faba-136	146	6	94.8	94.8	NUM
faba-136	146	7	%	%	NOUN
faba-136	146	8	when	when	SCONJ
faba-136	146	9	it	it	PRON
faba-136	146	10	comes	come	VERB
faba-136	146	11	to	to	ADP
faba-136	146	12	predicting	predict	VERB
faba-136	146	13	those	those	PRON
faba-136	146	14	who	who	PRON
faba-136	146	15	support	support	VERB
faba-136	146	16	conventional	conventional	ADJ
faba-136	146	17	banks	bank	NOUN
faba-136	146	18	.	.	PUNCT
faba-136	147	1	on	on	ADP
faba-136	147	2	the	the	DET
faba-136	147	3	other	other	ADJ
faba-136	147	4	hand	hand	NOUN
faba-136	147	5	,	,	PUNCT
faba-136	147	6	47	47	NUM
faba-136	147	7	individuals	individual	NOUN
faba-136	147	8	expressed	express	VERB
faba-136	147	9	their	their	PRON
faba-136	147	10	preferences	preference	NOUN
faba-136	147	11	for	for	ADP
faba-136	147	12	salam	salam	PROPN
faba-136	147	13	africa	africa	PROPN
faba-136	147	14	bank	bank	PROPN
faba-136	147	15	.	.	PUNCT
faba-136	148	1	but	but	CCONJ
faba-136	148	2	,	,	PUNCT
faba-136	148	3	only	only	ADV
faba-136	148	4	35	35	NUM
faba-136	148	5	were	be	AUX
faba-136	148	6	correctly	correctly	ADV
faba-136	148	7	predicted	predict	VERB
faba-136	148	8	by	by	ADP
faba-136	148	9	the	the	DET
faba-136	148	10	model	model	NOUN
faba-136	148	11	.	.	PUNCT
faba-136	149	1	revealing	reveal	VERB
faba-136	149	2	a	a	DET
faba-136	149	3	correct	correct	ADJ
faba-136	149	4	percentage	percentage	NOUN
faba-136	149	5	of	of	ADP
faba-136	149	6	74.5	74.5	NUM
faba-136	149	7	%	%	NOUN
faba-136	149	8	.	.	PUNCT
faba-136	150	1	in	in	ADP
faba-136	150	2	general	general	ADJ
faba-136	150	3	,	,	PUNCT
faba-136	150	4	the	the	DET
faba-136	150	5	classification	classification	NOUN
faba-136	150	6	table	table	NOUN
faba-136	150	7	exhibits	exhibit	VERB
faba-136	150	8	90	90	NUM
faba-136	150	9	%	%	NOUN
faba-136	150	10	of	of	ADP
faba-136	150	11	our	our	PRON
faba-136	150	12	sample	sample	NOUN
faba-136	150	13	correctly	correctly	ADV
faba-136	150	14	being	be	AUX
faba-136	150	15	predicted	predict	VERB
faba-136	150	16	to	to	PART
faba-136	150	17	fall	fall	VERB
faba-136	150	18	into	into	ADP
faba-136	150	19	their	their	PRON
faba-136	150	20	respective	respective	ADJ
faba-136	150	21	groups	group	NOUN
faba-136	150	22	.	.	PUNCT
faba-136	151	1	table	table	NOUN
faba-136	151	2	5	5	NUM
faba-136	151	3	.	.	PUNCT
faba-136	152	1	classification	classification	NOUN
faba-136	152	2	table	table	NOUN
faba-136	152	3	first	first	ADV
faba-136	152	4	of	of	ADP
faba-136	152	5	all	all	PRON
faba-136	153	1	,	,	PUNCT
faba-136	153	2	we	we	PRON
faba-136	153	3	attributed	attribute	VERB
faba-136	153	4	1=	1=	NUM
faba-136	153	5	cac	cac	PROPN
faba-136	153	6	international	international	PROPN
faba-136	153	7	bank	bank	PROPN
faba-136	153	8	and	and	CCONJ
faba-136	153	9	2=	2=	NUM
faba-136	153	10	salam	salam	PROPN
faba-136	153	11	africa	africa	PROPN
faba-136	153	12	bank	bank	PROPN
faba-136	153	13	.	.	PUNCT
faba-136	154	1	the	the	DET
faba-136	154	2	fact	fact	NOUN
faba-136	154	3	that	that	SCONJ
faba-136	154	4	some	some	DET
faba-136	154	5	variables	variable	NOUN
faba-136	154	6	’	'	PUNCT
faba-136	154	7	coefficients	coefficient	NOUN
faba-136	154	8	(	(	PUNCT
faba-136	154	9	bank	bank	NOUN
faba-136	154	10	size	size	NOUN
faba-136	154	11	,	,	PUNCT
faba-136	154	12	trust	trust	NOUN
faba-136	154	13	,	,	PUNCT
faba-136	154	14	and	and	CCONJ
faba-136	154	15	accessibility	accessibility	NOUN
faba-136	154	16	)	)	PUNCT
faba-136	154	17	are	be	AUX
faba-136	154	18	below	below	ADP
faba-136	154	19	1	1	NUM
faba-136	154	20	indicates	indicate	VERB
faba-136	154	21	that	that	SCONJ
faba-136	154	22	cac	cac	PROPN
faba-136	154	23	international	international	PROPN
faba-136	154	24	bank	bank	PROPN
faba-136	154	25	is	be	AUX
faba-136	154	26	considered	consider	VERB
faba-136	154	27	the	the	DET
faba-136	154	28	most	most	ADV
faba-136	154	29	likely	likely	ADJ
faba-136	154	30	to	to	PART
faba-136	154	31	be	be	AUX
faba-136	154	32	an	an	DET
faba-136	154	33	advantageous	advantageous	ADJ
faba-136	154	34	bank	bank	NOUN
faba-136	154	35	for	for	ADP
faba-136	154	36	djiboutian	djiboutian	ADJ
faba-136	154	37	depositors	depositor	NOUN
faba-136	154	38	compared	compare	VERB
faba-136	154	39	to	to	ADP
faba-136	154	40	salam	salam	PROPN
faba-136	154	41	africa	africa	PROPN
faba-136	154	42	bank	bank	PROPN
faba-136	154	43	.	.	PUNCT
faba-136	155	1	whereas	whereas	SCONJ
faba-136	155	2	in	in	ADP
faba-136	155	3	terms	term	NOUN
faba-136	155	4	of	of	ADP
faba-136	155	5	interest	interest	NOUN
faba-136	155	6	rate	rate	NOUN
faba-136	155	7	framework	framework	NOUN
faba-136	155	8	salam	salam	PROPN
faba-136	155	9	africa	africa	PROPN
faba-136	155	10	bank	bank	PROPN
faba-136	155	11	is	be	AUX
faba-136	155	12	considered	consider	VERB
faba-136	155	13	convenient	convenient	ADJ
faba-136	155	14	to	to	ADP
faba-136	155	15	djiboutians	djiboutian	NOUN
faba-136	155	16	because	because	SCONJ
faba-136	155	17	of	of	ADP
faba-136	155	18	their	their	PRON
faba-136	155	19	islamic	islamic	ADJ
faba-136	155	20	belief	belief	NOUN
faba-136	155	21	.	.	PUNCT
faba-136	156	1	nevertheless	nevertheless	ADV
faba-136	156	2	,	,	PUNCT
faba-136	156	3	the	the	DET
faba-136	156	4	differences	difference	NOUN
faba-136	156	5	were	be	AUX
faba-136	156	6	not	not	PART
faba-136	156	7	statistically	statistically	ADV
faba-136	156	8	significant	significant	ADJ
faba-136	156	9	in	in	ADP
faba-136	156	10	the	the	DET
faba-136	156	11	bank	bank	NOUN
faba-136	156	12	’s	’s	PART
faba-136	156	13	size	size	NOUN
faba-136	156	14	and	and	CCONJ
faba-136	156	15	accessibility	accessibility	NOUN
faba-136	156	16	predictor	predictor	NOUN
faba-136	156	17	.	.	PUNCT
faba-136	157	1	while	while	SCONJ
faba-136	157	2	factors	factor	NOUN
faba-136	157	3	such	such	ADJ
faba-136	157	4	as	as	ADP
faba-136	157	5	trust	trust	NOUN
faba-136	157	6	and	and	CCONJ
faba-136	157	7	interest	interest	NOUN
faba-136	157	8	rate	rate	NOUN
faba-136	157	9	framework	framework	NOUN
faba-136	157	10	displayed	display	VERB
faba-136	157	11	a	a	DET
faba-136	157	12	significant	significant	ADJ
faba-136	157	13	p	p	NOUN
faba-136	157	14	-	-	PUNCT
faba-136	157	15	value	value	NOUN
faba-136	157	16	of	of	ADP
faba-136	157	17	0.037	0.037	NUM
faba-136	157	18	and	and	CCONJ
faba-136	157	19	0.048	0.048	NUM
faba-136	157	20	respectively	respectively	ADV
faba-136	157	21	which	which	PRON
faba-136	157	22	means	mean	VERB
faba-136	157	23	that	that	SCONJ
faba-136	157	24	people	people	NOUN
faba-136	157	25	select	select	VERB
faba-136	157	26	banks	bank	NOUN
faba-136	157	27	based	base	VERB
faba-136	157	28	on	on	ADP
faba-136	157	29	the	the	DET
faba-136	157	30	trust	trust	NOUN
faba-136	157	31	they	they	PRON
faba-136	157	32	attribute	attribute	VERB
faba-136	157	33	to	to	ADP
faba-136	157	34	them	they	PRON
faba-136	157	35	and	and	CCONJ
faba-136	157	36	the	the	DET
faba-136	157	37	different	different	ADJ
faba-136	157	38	interest	interest	NOUN
faba-136	157	39	frameworks	framework	NOUN
faba-136	157	40	they	they	PRON
faba-136	157	41	offer	offer	VERB
faba-136	157	42	.	.	PUNCT
faba-136	158	1	moreover	moreover	ADV
faba-136	158	2	,	,	PUNCT
faba-136	158	3	since	since	SCONJ
faba-136	158	4	most	most	ADJ
faba-136	158	5	of	of	ADP
faba-136	158	6	the	the	DET
faba-136	158	7	predicting	predict	VERB
faba-136	158	8	factors	factor	NOUN
faba-136	158	9	are	be	AUX
faba-136	158	10	reflecting	reflect	VERB
faba-136	158	11	coefficient	coefficient	NOUN
faba-136	158	12	values	value	NOUN
faba-136	158	13	of	of	ADP
faba-136	158	14	less	less	ADJ
faba-136	158	15	than	than	ADP
faba-136	158	16	1	1	NUM
faba-136	158	17	,	,	PUNCT
faba-136	158	18	it	it	PRON
faba-136	158	19	means	mean	VERB
faba-136	158	20	we	we	PRON
faba-136	158	21	have	have	VERB
faba-136	158	22	a	a	DET
faba-136	158	23	decrease	decrease	NOUN
faba-136	158	24	in	in	ADP
faba-136	158	25	the	the	DET
faba-136	158	26	likelihood	likelihood	NOUN
faba-136	158	27	of	of	ADP
faba-136	158	28	falling	fall	VERB
faba-136	158	29	into	into	ADP
faba-136	158	30	target	target	NOUN
faba-136	158	31	groups	group	NOUN
faba-136	158	32	as	as	SCONJ
faba-136	158	33	we	we	PRON
faba-136	158	34	increase	increase	VERB
faba-136	158	35	our	our	PRON
faba-136	158	36	predictor	predictor	NOUN
faba-136	158	37	variable	variable	NOUN
faba-136	158	38	.	.	PUNCT
faba-136	159	1	therefore	therefore	ADV
faba-136	159	2	,	,	PUNCT
faba-136	159	3	cac	cac	PROPN
faba-136	159	4	international	international	PROPN
faba-136	159	5	bank	bank	PROPN
faba-136	159	6	would	would	AUX
faba-136	159	7	predominantly	predominantly	ADV
faba-136	159	8	be	be	AUX
faba-136	159	9	preferred	prefer	VERB
faba-136	159	10	in	in	ADP
faba-136	159	11	terms	term	NOUN
faba-136	159	12	of	of	ADP
faba-136	159	13	bank	bank	NOUN
faba-136	159	14	size	size	NOUN
faba-136	159	15	(	(	PUNCT
faba-136	159	16	0.220	0.220	NUM
faba-136	159	17	)	)	PUNCT
faba-136	159	18	,	,	PUNCT
faba-136	159	19	trust	trust	NOUN
faba-136	159	20	(	(	PUNCT
faba-136	159	21	0.382	0.382	NUM
faba-136	159	22	)	)	PUNCT
faba-136	159	23	,	,	PUNCT
faba-136	159	24	and	and	CCONJ
faba-136	159	25	accessibility	accessibility	NOUN
faba-136	159	26	(	(	PUNCT
faba-136	159	27	0.132	0.132	NUM
faba-136	159	28	)	)	PUNCT
faba-136	159	29	in	in	ADP
faba-136	159	30	relevance	relevance	NOUN
faba-136	159	31	to	to	ADP
faba-136	159	32	salam	salam	PROPN
faba-136	159	33	africa	africa	PROPN
faba-136	159	34	bank	bank	PROPN
faba-136	159	35	.	.	PUNCT
faba-136	160	1	and	and	CCONJ
faba-136	160	2	given	give	VERB
faba-136	160	3	the	the	DET
faba-136	160	4	values	value	NOUN
faba-136	160	5	are	be	AUX
faba-136	160	6	less	less	ADJ
faba-136	160	7	than	than	ADP
faba-136	160	8	1	1	NUM
faba-136	160	9	thus	thus	ADV
faba-136	160	10	,	,	PUNCT
faba-136	160	11	it	it	PRON
faba-136	160	12	is	be	AUX
faba-136	160	13	going	go	VERB
faba-136	160	14	to	to	PART
faba-136	160	15	be	be	AUX
faba-136	160	16	compatible	compatible	ADJ
faba-136	160	17	with	with	ADP
faba-136	160	18	our	our	PRON
faba-136	160	19	coefficients	coefficient	NOUN
faba-136	160	20	.	.	PUNCT
faba-136	161	1	additionally	additionally	ADV
faba-136	161	2	,	,	PUNCT
faba-136	161	3	the	the	DET
faba-136	161	4	confidence	confidence	NOUN
faba-136	161	5	interval	interval	NOUN
faba-136	161	6	(	(	PUNCT
faba-136	161	7	ci	ci	NOUN
faba-136	161	8	)	)	PUNCT
faba-136	161	9	for	for	ADP
faba-136	161	10	the	the	DET
faba-136	161	11	odds	odd	NOUN
faba-136	161	12	ratio	ratio	NOUN
faba-136	161	13	reveals	reveal	VERB
faba-136	161	14	that	that	SCONJ
faba-136	161	15	some	some	PRON
faba-136	161	16	of	of	ADP
faba-136	161	17	the	the	DET
faba-136	161	18	predicting	predict	VERB
faba-136	161	19	factors	factor	NOUN
faba-136	161	20	of	of	ADP
faba-136	161	21	1	1	NUM
faba-136	161	22	fall	fall	NOUN
faba-136	161	23	between	between	ADP
faba-136	161	24	the	the	DET
faba-136	161	25	lower	low	ADJ
faba-136	161	26	and	and	CCONJ
faba-136	161	27	the	the	DET
faba-136	161	28	upper	upper	ADJ
faba-136	161	29	intervals	interval	NOUN
faba-136	161	30	which	which	PRON
faba-136	161	31	imply	imply	VERB
faba-136	161	32	that	that	SCONJ
faba-136	161	33	there	there	PRON
faba-136	161	34	is	be	VERB
faba-136	161	35	no	no	DET
faba-136	161	36	relationship	relationship	NOUN
faba-136	161	37	between	between	ADP
faba-136	161	38	depositors	depositor	NOUN
faba-136	161	39	selecting	select	VERB
faba-136	161	40	a	a	DET
faba-136	161	41	bank	bank	NOUN
faba-136	161	42	based	base	VERB
faba-136	161	43	on	on	ADP
faba-136	161	44	(	(	PUNCT
faba-136	161	45	the	the	DET
faba-136	161	46	trust	trust	NOUN
faba-136	161	47	,	,	PUNCT
faba-136	161	48	and	and	CCONJ
faba-136	161	49	interest	interest	NOUN
faba-136	161	50	rate	rate	NOUN
faba-136	161	51	framework	framework	NOUN
faba-136	161	52	)	)	PUNCT
faba-136	161	53	.	.	PUNCT
faba-136	162	1	for	for	ADP
faba-136	162	2	instance	instance	NOUN
faba-136	162	3	,	,	PUNCT
faba-136	162	4	the	the	DET
faba-136	162	5	bank	bank	NOUN
faba-136	162	6	’s	’s	PART
faba-136	162	7	size	size	NOUN
faba-136	162	8	is	be	AUX
faba-136	162	9	equivalent	equivalent	ADJ
faba-136	162	10	to	to	ADP
faba-136	162	11	(	(	PUNCT
faba-136	162	12	0.802<1<1.933	0.802<1<1.933	NOUN
faba-136	162	13	)	)	PUNCT
faba-136	162	14	.	.	PUNCT
faba-136	163	1	while	while	SCONJ
faba-136	163	2	accessibility	accessibility	NOUN
faba-136	163	3	is	be	AUX
faba-136	163	4	(	(	PUNCT
faba-136	163	5	0.397<1<3.278	0.397<1<3.278	NOUN
faba-136	163	6	)	)	PUNCT
faba-136	163	7	.	.	PUNCT
faba-136	164	1	inversely	inversely	ADV
faba-136	164	2	,	,	PUNCT
faba-136	164	3	the	the	DET
faba-136	164	4	customer	customer	NOUN
faba-136	164	5	trust	trust	NOUN
faba-136	164	6	(	(	PUNCT
faba-136	164	7	1<1.023<2.101	1<1.023<2.101	PROPN
faba-136	164	8	)	)	PUNCT
faba-136	164	9	and	and	CCONJ
faba-136	164	10	the	the	DET
faba-136	164	11	interest	interest	NOUN
faba-136	164	12	rate	rate	NOUN
faba-136	164	13	framework	framework	NOUN
faba-136	164	14	(	(	PUNCT
faba-136	164	15	1<1.010<9.059	1<1.010<9.059	NOUN
faba-136	164	16	)	)	PUNCT
faba-136	164	17	do	do	AUX
faba-136	164	18	not	not	PART
faba-136	164	19	fall	fall	VERB
faba-136	164	20	in	in	ADP
faba-136	164	21	the	the	DET
faba-136	164	22	confidence	confidence	NOUN
faba-136	164	23	intervals	interval	NOUN
faba-136	164	24	which	which	PRON
faba-136	164	25	confirms	confirm	VERB
faba-136	164	26	that	that	SCONJ
faba-136	164	27	the	the	DET
faba-136	164	28	interest	interest	NOUN
faba-136	164	29	rate	rate	NOUN
faba-136	164	30	and	and	CCONJ
faba-136	164	31	customer	customer	NOUN
faba-136	164	32	trust	trust	NOUN
faba-136	164	33	are	be	AUX
faba-136	164	34	important	important	ADJ
faba-136	164	35	predictors	predictor	NOUN
faba-136	164	36	factor	factor	NOUN
faba-136	164	37	for	for	SCONJ
faba-136	164	38	people	people	NOUN
faba-136	164	39	to	to	PART
faba-136	164	40	select	select	VERB
faba-136	164	41	a	a	DET
faba-136	164	42	bank	bank	NOUN
faba-136	164	43	.	.	PUNCT
faba-136	165	1	bank	bank	NOUN
faba-136	165	2	type	type	NOUN
faba-136	165	3	percentage	percentage	NOUN
faba-136	165	4	correct	correct	ADJ
faba-136	165	5	cac	cac	PROPN
faba-136	165	6	(	(	PUNCT
faba-136	165	7	conventional	conventional	PROPN
faba-136	165	8	)	)	PUNCT
faba-136	165	9	salam	salam	PROPN
faba-136	165	10	(	(	PUNCT
faba-136	165	11	islamic	islamic	ADJ
faba-136	165	12	)	)	PUNCT
faba-136	165	13	step	step	NOUN
faba-136	165	14	1	1	NUM
faba-136	165	15	cac	cac	PROPN
faba-136	165	16	145	145	NUM
faba-136	165	17	8	8	NUM
faba-136	165	18	94.8	94.8	NUM
faba-136	165	19	salam	salam	PROPN
faba-136	165	20	12	12	NUM
faba-136	165	21	35	35	NUM
faba-136	165	22	74.5	74.5	NUM
faba-136	165	23	overall	overall	ADJ
faba-136	165	24	percentage	percentage	NOUN
faba-136	165	25	90.0	90.0	NUM
faba-136	165	26	a.	a.	NOUN
faba-136	165	27	the	the	DET
faba-136	165	28	cut	cut	NOUN
faba-136	165	29	value	value	NOUN
faba-136	165	30	is	be	AUX
faba-136	165	31	0.500	0.500	NUM
faba-136	165	32	finance	finance	NOUN
faba-136	165	33	,	,	PUNCT
faba-136	165	34	accounting	accounting	NOUN
faba-136	165	35	and	and	CCONJ
faba-136	165	36	business	business	NOUN
faba-136	165	37	analysis	analysis	NOUN
faba-136	165	38	4	4	NUM
faba-136	165	39	(	(	PUNCT
faba-136	165	40	2	2	NUM
faba-136	165	41	)	)	PUNCT
faba-136	165	42	2022	2022	NUM
faba-136	165	43	105	105	NUM
faba-136	165	44	table	table	NOUN
faba-136	165	45	6	6	NUM
faba-136	165	46	.	.	PUNCT
faba-136	166	1	variables	variable	NOUN
faba-136	166	2	in	in	ADP
faba-136	166	3	the	the	DET
faba-136	166	4	equation	equation	NOUN
faba-136	166	5	the	the	DET
faba-136	166	6	acceptable	acceptable	ADJ
faba-136	166	7	level	level	NOUN
faba-136	166	8	of	of	ADP
faba-136	166	9	reliability	reliability	NOUN
faba-136	166	10	for	for	ADP
faba-136	166	11	cronbach	cronbach	NOUN
faba-136	166	12	's	's	PART
faba-136	166	13	alpha	alpha	NOUN
faba-136	166	14	is	be	AUX
faba-136	166	15	varied	varied	ADJ
faba-136	166	16	between	between	ADP
faba-136	166	17	0.6	0.6	NUM
faba-136	166	18	and	and	CCONJ
faba-136	166	19	0.7	0.7	NUM
faba-136	166	20	.	.	PUNCT
faba-136	167	1	and	and	CCONJ
faba-136	167	2	in	in	ADP
faba-136	167	3	this	this	DET
faba-136	167	4	study	study	NOUN
faba-136	167	5	,	,	PUNCT
faba-136	167	6	the	the	DET
faba-136	167	7	results	result	NOUN
faba-136	167	8	displayed	display	VERB
faba-136	167	9	a	a	DET
faba-136	167	10	high	high	ADJ
faba-136	167	11	inner	inner	ADJ
faba-136	167	12	consistency	consistency	NOUN
faba-136	167	13	and	and	CCONJ
faba-136	167	14	good	good	ADJ
faba-136	167	15	reliability	reliability	NOUN
faba-136	167	16	of	of	ADP
faba-136	167	17	0.79	0.79	NUM
faba-136	167	18	.	.	PUNCT
faba-136	167	19	table	table	NOUN
faba-136	167	20	7	7	NUM
faba-136	167	21	.	.	PUNCT
faba-136	168	1	reliability	reliability	NOUN
faba-136	168	2	statistics	statistic	NOUN
faba-136	168	3	cronbach	cronbach	VERB
faba-136	168	4	's	's	PART
faba-136	168	5	alpha	alpha	NOUN
faba-136	168	6	n	n	ADP
faba-136	168	7	of	of	ADP
faba-136	168	8	items	item	NOUN
faba-136	168	9	0.796	0.796	NUM
faba-136	168	10	6	6	NUM
faba-136	168	11	discussion	discussion	NOUN
faba-136	168	12	recently	recently	ADV
faba-136	168	13	,	,	PUNCT
faba-136	168	14	the	the	DET
faba-136	168	15	financial	financial	ADJ
faba-136	168	16	framework	framework	NOUN
faba-136	168	17	of	of	ADP
faba-136	168	18	the	the	DET
faba-136	168	19	banking	banking	NOUN
faba-136	168	20	sector	sector	NOUN
faba-136	168	21	became	become	VERB
faba-136	168	22	complicated	complicated	ADJ
faba-136	168	23	due	due	ADP
faba-136	168	24	to	to	ADP
faba-136	168	25	subprime	subprime	ADJ
faba-136	168	26	crises	crisis	NOUN
faba-136	168	27	,	,	PUNCT
faba-136	168	28	globalization	globalization	NOUN
faba-136	168	29	,	,	PUNCT
faba-136	168	30	and	and	CCONJ
faba-136	168	31	the	the	DET
faba-136	168	32	never	never	ADV
faba-136	168	33	-	-	PUNCT
faba-136	168	34	ending	end	VERB
faba-136	168	35	depositors	depositor	NOUN
faba-136	168	36	’	'	PUNCT
faba-136	168	37	and	and	CCONJ
faba-136	168	38	investors	investor	NOUN
faba-136	168	39	’	'	PUNCT
faba-136	168	40	needs	need	NOUN
faba-136	168	41	.	.	PUNCT
faba-136	169	1	in	in	ADP
faba-136	169	2	djibouti	djibouti	PROPN
faba-136	169	3	,	,	PUNCT
faba-136	169	4	there	there	PRON
faba-136	169	5	are	be	VERB
faba-136	169	6	four	four	NUM
faba-136	169	7	islamic	islamic	ADJ
faba-136	169	8	banks	bank	NOUN
faba-136	169	9	and	and	CCONJ
faba-136	169	10	the	the	DET
faba-136	169	11	people	people	NOUN
faba-136	169	12	are	be	AUX
faba-136	169	13	drifting	drift	VERB
faba-136	169	14	toward	toward	ADP
faba-136	169	15	the	the	DET
faba-136	169	16	services	service	NOUN
faba-136	169	17	offered	offer	VERB
faba-136	169	18	by	by	ADP
faba-136	169	19	those	those	DET
faba-136	169	20	banks	bank	NOUN
faba-136	169	21	because	because	SCONJ
faba-136	169	22	it	it	PRON
faba-136	169	23	is	be	AUX
faba-136	169	24	convenient	convenient	ADJ
faba-136	169	25	for	for	ADP
faba-136	169	26	their	their	PRON
faba-136	169	27	religious	religious	ADJ
faba-136	169	28	beliefs	belief	NOUN
faba-136	169	29	.	.	PUNCT
faba-136	170	1	however	however	ADV
faba-136	170	2	,	,	PUNCT
faba-136	170	3	with	with	ADP
faba-136	170	4	the	the	DET
faba-136	170	5	increasing	increase	VERB
faba-136	170	6	number	number	NOUN
faba-136	170	7	of	of	ADP
faba-136	170	8	islamic	islamic	ADJ
faba-136	170	9	banks	bank	NOUN
faba-136	170	10	,	,	PUNCT
faba-136	170	11	djiboutian	djiboutian	ADJ
faba-136	170	12	depositors	depositor	NOUN
faba-136	170	13	and	and	CCONJ
faba-136	170	14	investors	investor	NOUN
faba-136	170	15	still	still	ADV
faba-136	170	16	prefer	prefer	VERB
faba-136	170	17	a	a	DET
faba-136	170	18	conventional	conventional	ADJ
faba-136	170	19	framework	framework	NOUN
faba-136	170	20	as	as	ADP
faba-136	170	21	a	a	DET
faba-136	170	22	means	means	NOUN
faba-136	170	23	of	of	ADP
faba-136	170	24	financing	financing	NOUN
faba-136	170	25	.	.	PUNCT
faba-136	171	1	for	for	ADP
faba-136	171	2	instance	instance	NOUN
faba-136	171	3	,	,	PUNCT
faba-136	171	4	the	the	DET
faba-136	171	5	findings	finding	NOUN
faba-136	171	6	demonstrated	demonstrate	VERB
faba-136	171	7	that	that	SCONJ
faba-136	171	8	the	the	DET
faba-136	171	9	conventional	conventional	ADJ
faba-136	171	10	banking	banking	NOUN
faba-136	171	11	framework	framework	NOUN
faba-136	171	12	(	(	PUNCT
faba-136	171	13	cac	cac	PROPN
faba-136	171	14	international	international	PROPN
faba-136	171	15	bank	bank	PROPN
faba-136	171	16	)	)	PUNCT
faba-136	171	17	is	be	AUX
faba-136	171	18	more	more	ADV
faba-136	171	19	advantageous	advantageous	ADJ
faba-136	171	20	to	to	ADP
faba-136	171	21	djiboutian	djiboutian	ADJ
faba-136	171	22	depositors	depositor	NOUN
faba-136	171	23	and	and	CCONJ
faba-136	171	24	investors	investor	NOUN
faba-136	171	25	.	.	PUNCT
faba-136	172	1	nearly	nearly	ADV
faba-136	172	2	94,8	94,8	NUM
faba-136	172	3	%	%	NOUN
faba-136	172	4	of	of	ADP
faba-136	172	5	the	the	DET
faba-136	172	6	study	study	NOUN
faba-136	172	7	participants	participant	NOUN
faba-136	172	8	displayed	display	VERB
faba-136	172	9	the	the	DET
faba-136	172	10	likelihood	likelihood	NOUN
faba-136	172	11	to	to	PART
faba-136	172	12	prefer	prefer	VERB
faba-136	172	13	it	it	PRON
faba-136	172	14	over	over	ADP
faba-136	172	15	salam	salam	PROPN
faba-136	172	16	africa	africa	PROPN
faba-136	172	17	bank	bank	PROPN
faba-136	172	18	.	.	PUNCT
faba-136	173	1	furthermore	furthermore	ADV
faba-136	173	2	,	,	PUNCT
faba-136	173	3	table	table	NOUN
faba-136	173	4	5	5	NUM
faba-136	173	5	uncovered	uncover	VERB
faba-136	173	6	those	those	DET
faba-136	173	7	factors	factor	NOUN
faba-136	173	8	such	such	ADJ
faba-136	173	9	as	as	ADP
faba-136	173	10	(	(	PUNCT
faba-136	173	11	customer	customer	NOUN
faba-136	173	12	trust	trust	NOUN
faba-136	173	13	,	,	PUNCT
faba-136	173	14	and	and	CCONJ
faba-136	173	15	interest	interest	NOUN
faba-136	173	16	rate	rate	NOUN
faba-136	173	17	framework	framework	NOUN
faba-136	173	18	)	)	PUNCT
faba-136	173	19	unveiled	unveil	VERB
faba-136	173	20	a	a	DET
faba-136	173	21	significant	significant	ADJ
faba-136	173	22	value	value	NOUN
faba-136	173	23	of	of	ADP
faba-136	173	24	0.037	0.037	NUM
faba-136	173	25	and	and	CCONJ
faba-136	173	26	0.048	0.048	NUM
faba-136	173	27	sequentially	sequentially	ADV
faba-136	173	28	when	when	SCONJ
faba-136	173	29	it	it	PRON
faba-136	173	30	comes	come	VERB
faba-136	173	31	to	to	ADP
faba-136	173	32	selection	selection	NOUN
faba-136	173	33	between	between	ADP
faba-136	173	34	conventional	conventional	ADJ
faba-136	173	35	and	and	CCONJ
faba-136	173	36	islamic	islamic	PROPN
faba-136	173	37	bank	bank	PROPN
faba-136	173	38	.	.	PUNCT
faba-136	174	1	this	this	PRON
faba-136	174	2	indicates	indicate	VERB
faba-136	174	3	that	that	SCONJ
faba-136	174	4	interest	interest	NOUN
faba-136	174	5	rate	rate	NOUN
faba-136	174	6	is	be	AUX
faba-136	174	7	an	an	DET
faba-136	174	8	indisputable	indisputable	ADJ
faba-136	174	9	tool	tool	NOUN
faba-136	174	10	to	to	PART
faba-136	174	11	affect	affect	VERB
faba-136	174	12	when	when	SCONJ
faba-136	174	13	choosing	choose	VERB
faba-136	174	14	a	a	DET
faba-136	174	15	conventional	conventional	ADJ
faba-136	174	16	or	or	CCONJ
faba-136	174	17	islamic	islamic	ADJ
faba-136	174	18	financing	financing	NOUN
faba-136	174	19	service	service	NOUN
faba-136	174	20	.	.	PUNCT
faba-136	175	1	whereas	whereas	SCONJ
faba-136	175	2	(	(	PUNCT
faba-136	175	3	bank	bank	NOUN
faba-136	175	4	size	size	NOUN
faba-136	175	5	,	,	PUNCT
faba-136	175	6	and	and	CCONJ
faba-136	175	7	accessibility	accessibility	NOUN
faba-136	175	8	)	)	PUNCT
faba-136	175	9	displayed	display	VERB
faba-136	175	10	insignificant	insignificant	ADJ
faba-136	175	11	value	value	NOUN
faba-136	175	12	which	which	PRON
faba-136	175	13	implies	imply	VERB
faba-136	175	14	that	that	SCONJ
faba-136	175	15	depositors	depositor	NOUN
faba-136	175	16	and	and	CCONJ
faba-136	175	17	investors	investor	NOUN
faba-136	175	18	do	do	AUX
faba-136	175	19	not	not	PART
faba-136	175	20	select	select	VERB
faba-136	175	21	a	a	DET
faba-136	175	22	bank	bank	NOUN
faba-136	175	23	based	base	VERB
faba-136	175	24	on	on	ADP
faba-136	175	25	these	these	DET
faba-136	175	26	previous	previous	ADJ
faba-136	175	27	factors	factor	NOUN
faba-136	175	28	.	.	PUNCT
faba-136	176	1	additionally	additionally	ADV
faba-136	176	2	,	,	PUNCT
faba-136	176	3	the	the	DET
faba-136	176	4	odds	odd	NOUN
faba-136	176	5	of	of	ADP
faba-136	176	6	individuals	individual	NOUN
faba-136	176	7	choosing	choose	VERB
faba-136	176	8	salam	salam	PROPN
faba-136	176	9	africa	africa	PROPN
faba-136	176	10	bank	bank	PROPN
faba-136	176	11	offering	offer	VERB
faba-136	176	12	an	an	DET
faba-136	176	13	islamic	islamic	ADJ
faba-136	176	14	interest	interest	NOUN
faba-136	176	15	rate	rate	NOUN
faba-136	176	16	framework	framework	NOUN
faba-136	176	17	is	be	AUX
faba-136	176	18	3,024	3,024	NUM
faba-136	176	19	times	time	NOUN
faba-136	176	20	higher	high	ADJ
faba-136	176	21	than	than	ADP
faba-136	176	22	conventional	conventional	ADJ
faba-136	176	23	banks	bank	NOUN
faba-136	176	24	with	with	ADP
faba-136	176	25	95	95	NUM
faba-136	176	26	%	%	NOUN
faba-136	176	27	of	of	ADP
faba-136	176	28	ci	ci	NOUN
faba-136	176	29	of	of	ADP
faba-136	176	30	0.267	0.267	NUM
faba-136	176	31	to	to	ADP
faba-136	176	32	0.842	0.842	NUM
faba-136	176	33	.	.	PUNCT
faba-136	177	1	conversely	conversely	ADV
faba-136	177	2	,	,	PUNCT
faba-136	177	3	people	people	NOUN
faba-136	177	4	selecting	select	VERB
faba-136	177	5	a	a	DET
faba-136	177	6	conventional	conventional	ADJ
faba-136	177	7	bank	bank	NOUN
faba-136	177	8	over	over	ADP
faba-136	177	9	an	an	DET
faba-136	177	10	islamic	islamic	PROPN
faba-136	177	11	bank	bank	NOUN
faba-136	177	12	based	base	VERB
faba-136	177	13	on	on	ADP
faba-136	177	14	trust	trust	NOUN
faba-136	177	15	,	,	PUNCT
faba-136	177	16	size	size	NOUN
faba-136	177	17	,	,	PUNCT
faba-136	177	18	and	and	CCONJ
faba-136	177	19	accessibility	accessibility	NOUN
faba-136	177	20	are	be	AUX
faba-136	177	21	1.245	1.245	NUM
faba-136	177	22	,	,	PUNCT
faba-136	177	23	1.466	1.466	NUM
faba-136	177	24	,	,	PUNCT
faba-136	177	25	and	and	CCONJ
faba-136	177	26	1.141	1.141	NUM
faba-136	177	27	higher	high	ADJ
faba-136	177	28	.	.	PUNCT
faba-136	178	1	conclusion	conclusion	NOUN
faba-136	178	2	and	and	CCONJ
faba-136	178	3	implication	implication	NOUN
faba-136	178	4	this	this	DET
faba-136	178	5	paper	paper	NOUN
faba-136	178	6	evaluates	evaluate	VERB
faba-136	178	7	the	the	DET
faba-136	178	8	financial	financial	ADJ
faba-136	178	9	framework	framework	NOUN
faba-136	178	10	differences	difference	NOUN
faba-136	178	11	between	between	ADP
faba-136	178	12	two	two	NUM
faba-136	178	13	banks	bank	NOUN
faba-136	178	14	in	in	ADP
faba-136	178	15	djibouti	djibouti	PROPN
faba-136	178	16	.	.	PUNCT
faba-136	179	1	salam	salam	PROPN
faba-136	179	2	africa	africa	PROPN
faba-136	179	3	bank	bank	PROPN
faba-136	179	4	,	,	PUNCT
faba-136	179	5	which	which	PRON
faba-136	179	6	is	be	AUX
faba-136	179	7	an	an	DET
faba-136	179	8	islamic	islamic	ADJ
faba-136	179	9	bank	bank	NOUN
faba-136	179	10	,	,	PUNCT
faba-136	179	11	and	and	CCONJ
faba-136	179	12	cac	cac	PROPN
faba-136	179	13	international	international	PROPN
faba-136	179	14	bank	bank	PROPN
faba-136	179	15	a	a	DET
faba-136	179	16	conventional	conventional	ADJ
faba-136	179	17	bank	bank	NOUN
faba-136	179	18	.	.	PUNCT
faba-136	180	1	in	in	ADP
faba-136	180	2	order	order	NOUN
faba-136	180	3	to	to	PART
faba-136	180	4	conduct	conduct	VERB
faba-136	180	5	the	the	DET
faba-136	180	6	analysis	analysis	NOUN
faba-136	180	7	,	,	PUNCT
faba-136	180	8	a	a	DET
faba-136	180	9	binary	binary	ADJ
faba-136	180	10	logistic	logistic	ADJ
faba-136	180	11	regression	regression	NOUN
faba-136	180	12	analysis	analysis	NOUN
faba-136	180	13	was	be	AUX
faba-136	180	14	applied	apply	VERB
faba-136	180	15	.	.	PUNCT
faba-136	181	1	additionally	additionally	ADV
faba-136	181	2	,	,	PUNCT
faba-136	181	3	to	to	PART
faba-136	181	4	carry	carry	VERB
faba-136	181	5	on	on	ADP
faba-136	181	6	with	with	ADP
faba-136	181	7	comparison	comparison	NOUN
faba-136	181	8	several	several	ADJ
faba-136	181	9	factors	factor	NOUN
faba-136	181	10	such	such	ADJ
faba-136	181	11	as	as	ADP
faba-136	181	12	the	the	DET
faba-136	181	13	bank	bank	NOUN
faba-136	181	14	’s	’s	PART
faba-136	181	15	size	size	NOUN
faba-136	181	16	,	,	PUNCT
faba-136	181	17	customer	customer	NOUN
faba-136	181	18	trust	trust	NOUN
faba-136	181	19	,	,	PUNCT
faba-136	181	20	interest	interest	NOUN
faba-136	181	21	rate	rate	NOUN
faba-136	181	22	,	,	PUNCT
faba-136	181	23	and	and	CCONJ
faba-136	181	24	accessibility	accessibility	NOUN
faba-136	181	25	were	be	AUX
faba-136	181	26	investigated	investigate	VERB
faba-136	181	27	.	.	PUNCT
faba-136	182	1	the	the	DET
faba-136	182	2	results	result	NOUN
faba-136	182	3	presented	present	VERB
faba-136	182	4	that	that	SCONJ
faba-136	182	5	the	the	DET
faba-136	182	6	conventional	conventional	ADJ
faba-136	182	7	financial	financial	ADJ
faba-136	182	8	framework	framework	NOUN
faba-136	182	9	is	be	AUX
faba-136	182	10	preferred	prefer	VERB
faba-136	182	11	over	over	ADP
faba-136	182	12	the	the	DET
faba-136	182	13	islamic	islamic	ADJ
faba-136	182	14	system	system	NOUN
faba-136	182	15	among	among	ADP
faba-136	182	16	djiboutian	djiboutian	ADJ
faba-136	182	17	citizens	citizen	NOUN
faba-136	182	18	.	.	PUNCT
faba-136	183	1	moreover	moreover	ADV
faba-136	183	2	,	,	PUNCT
faba-136	183	3	the	the	DET
faba-136	183	4	variables	variable	NOUN
faba-136	183	5	(	(	PUNCT
faba-136	183	6	bank	bank	NOUN
faba-136	183	7	size	size	NOUN
faba-136	183	8	,	,	PUNCT
faba-136	183	9	and	and	CCONJ
faba-136	183	10	accessibility	accessibility	NOUN
faba-136	183	11	)	)	PUNCT
faba-136	183	12	revealed	reveal	VERB
faba-136	183	13	no	no	DET
faba-136	183	14	significant	significant	ADJ
faba-136	183	15	value	value	NOUN
faba-136	183	16	.	.	PUNCT
faba-136	184	1	thus	thus	ADV
faba-136	184	2	,	,	PUNCT
faba-136	184	3	rejecting	reject	VERB
faba-136	184	4	these	these	DET
faba-136	184	5	factors	factor	NOUN
faba-136	184	6	as	as	ADP
faba-136	184	7	essential	essential	ADJ
faba-136	184	8	factors	factor	NOUN
faba-136	184	9	to	to	PART
faba-136	184	10	determine	determine	VERB
faba-136	184	11	the	the	DET
faba-136	184	12	reason	reason	NOUN
faba-136	184	13	why	why	SCONJ
faba-136	184	14	individuals	individual	NOUN
faba-136	184	15	select	select	VERB
faba-136	184	16	a	a	DET
faba-136	184	17	specific	specific	ADJ
faba-136	184	18	bank	bank	NOUN
faba-136	184	19	.	.	PUNCT
faba-136	185	1	however	however	ADV
faba-136	185	2	,	,	PUNCT
faba-136	185	3	the	the	DET
faba-136	185	4	interest	interest	NOUN
faba-136	185	5	rate	rate	NOUN
faba-136	185	6	and	and	CCONJ
faba-136	185	7	customer	customer	NOUN
faba-136	185	8	trust	trust	NOUN
faba-136	185	9	generated	generate	VERB
faba-136	185	10	a	a	DET
faba-136	185	11	significant	significant	ADJ
faba-136	185	12	value	value	NOUN
faba-136	185	13	which	which	PRON
faba-136	185	14	implies	imply	VERB
faba-136	185	15	depositors	depositor	NOUN
faba-136	185	16	and	and	CCONJ
faba-136	185	17	investors	investor	NOUN
faba-136	185	18	choose	choose	VERB
faba-136	185	19	a	a	DET
faba-136	185	20	bank	bank	NOUN
faba-136	185	21	based	base	VERB
faba-136	185	22	on	on	ADP
faba-136	185	23	these	these	DET
faba-136	185	24	variables	variable	NOUN
faba-136	185	25	as	as	ADP
faba-136	185	26	mean	mean	ADJ
faba-136	185	27	financing	financing	NOUN
faba-136	185	28	.	.	PUNCT
faba-136	186	1	the	the	DET
faba-136	186	2	paper	paper	NOUN
faba-136	186	3	contributes	contribute	VERB
faba-136	186	4	to	to	ADP
faba-136	186	5	the	the	DET
faba-136	186	6	wide	wide	ADJ
faba-136	186	7	literature	literature	NOUN
faba-136	186	8	that	that	PRON
faba-136	186	9	always	always	ADV
faba-136	186	10	contrasted	contrast	VERB
faba-136	186	11	the	the	DET
faba-136	186	12	financial	financial	ADJ
faba-136	186	13	system	system	NOUN
faba-136	186	14	of	of	ADP
faba-136	186	15	islamic	islamic	ADJ
faba-136	186	16	and	and	CCONJ
faba-136	186	17	conventional	conventional	ADJ
faba-136	186	18	banks	bank	NOUN
faba-136	186	19	.	.	PUNCT
faba-136	187	1	it	it	PRON
faba-136	187	2	also	also	ADV
faba-136	187	3	contributes	contribute	VERB
faba-136	187	4	to	to	ADP
faba-136	187	5	comprehending	comprehend	VERB
faba-136	187	6	the	the	DET
faba-136	187	7	behavior	behavior	NOUN
faba-136	187	8	of	of	ADP
faba-136	187	9	individuals	individual	NOUN
faba-136	187	10	when	when	SCONJ
faba-136	187	11	choosing	choose	VERB
faba-136	187	12	a	a	DET
faba-136	187	13	specific	specific	ADJ
faba-136	187	14	bank	bank	NOUN
faba-136	187	15	.	.	PUNCT
faba-136	188	1	additionally	additionally	ADV
faba-136	188	2	,	,	PUNCT
faba-136	188	3	to	to	ADP
faba-136	188	4	the	the	DET
faba-136	188	5	theoretical	theoretical	ADJ
faba-136	188	6	contribution	contribution	NOUN
faba-136	188	7	,	,	PUNCT
faba-136	188	8	the	the	DET
faba-136	188	9	actual	actual	ADJ
faba-136	188	10	paper	paper	NOUN
faba-136	188	11	offers	offer	VERB
faba-136	188	12	information	information	NOUN
faba-136	188	13	about	about	ADP
faba-136	188	14	two	two	NUM
faba-136	188	15	banks	bank	NOUN
faba-136	188	16	located	locate	VERB
faba-136	188	17	in	in	ADP
faba-136	188	18	djibouti	djibouti	PROPN
faba-136	188	19	and	and	CCONJ
faba-136	188	20	the	the	DET
faba-136	188	21	way	way	NOUN
faba-136	188	22	their	their	PRON
faba-136	188	23	activities	activity	NOUN
faba-136	188	24	differ	differ	VERB
faba-136	188	25	.	.	PUNCT
faba-136	189	1	for	for	ADP
faba-136	189	2	that	that	DET
faba-136	189	3	reason	reason	NOUN
faba-136	189	4	,	,	PUNCT
faba-136	189	5	the	the	DET
faba-136	189	6	availability	availability	NOUN
faba-136	189	7	of	of	ADP
faba-136	189	8	these	these	DET
faba-136	189	9	data	datum	NOUN
faba-136	189	10	will	will	AUX
faba-136	189	11	provide	provide	VERB
faba-136	189	12	djiboutian	djiboutian	ADJ
faba-136	189	13	banks	bank	NOUN
faba-136	189	14	,	,	PUNCT
faba-136	189	15	analysts	analyst	NOUN
faba-136	189	16	,	,	PUNCT
faba-136	189	17	and	and	CCONJ
faba-136	189	18	the	the	DET
faba-136	189	19	government	government	NOUN
faba-136	189	20	to	to	PART
faba-136	189	21	understand	understand	VERB
faba-136	189	22	of	of	ADP
faba-136	189	23	the	the	DET
faba-136	189	24	depositor	depositor	NOUN
faba-136	189	25	’s	’s	PART
faba-136	189	26	and	and	CCONJ
faba-136	189	27	investors	investor	NOUN
faba-136	189	28	’	’	PART
faba-136	189	29	behavior	behavior	NOUN
faba-136	189	30	.	.	PUNCT
faba-136	190	1	even	even	ADV
faba-136	190	2	though	though	SCONJ
faba-136	190	3	this	this	DET
faba-136	190	4	research	research	NOUN
faba-136	190	5	compares	compare	VERB
faba-136	190	6	two	two	NUM
faba-136	190	7	different	different	ADJ
faba-136	190	8	financial	financial	ADJ
faba-136	190	9	frameworks	framework	NOUN
faba-136	190	10	in	in	ADP
faba-136	190	11	terms	term	NOUN
faba-136	190	12	of	of	ADP
faba-136	190	13	(	(	PUNCT
faba-136	190	14	size	size	NOUN
faba-136	190	15	,	,	PUNCT
faba-136	190	16	loyalty	loyalty	NOUN
faba-136	190	17	,	,	PUNCT
faba-136	190	18	interest	interest	NOUN
faba-136	190	19	rate	rate	NOUN
faba-136	190	20	,	,	PUNCT
faba-136	190	21	and	and	CCONJ
faba-136	190	22	accessibility	accessibility	NOUN
faba-136	190	23	)	)	PUNCT
faba-136	190	24	many	many	ADJ
faba-136	190	25	other	other	ADJ
faba-136	190	26	factors	factor	NOUN
faba-136	190	27	are	be	AUX
faba-136	190	28	still	still	ADV
faba-136	190	29	not	not	PART
faba-136	190	30	investigated	investigate	VERB
faba-136	190	31	and	and	CCONJ
faba-136	190	32	the	the	DET
faba-136	190	33	djiboutian	djiboutian	ADJ
faba-136	190	34	market	market	NOUN
faba-136	190	35	is	be	AUX
faba-136	190	36	not	not	PART
faba-136	190	37	fully	fully	ADV
faba-136	190	38	assessed	assess	VERB
faba-136	190	39	and	and	CCONJ
faba-136	190	40	analyzed	analyze	VERB
faba-136	190	41	in	in	ADP
faba-136	190	42	terms	term	NOUN
faba-136	190	43	of	of	ADP
faba-136	190	44	the	the	DET
faba-136	190	45	banking	banking	NOUN
faba-136	190	46	sector	sector	NOUN
faba-136	190	47	.	.	PUNCT
faba-136	191	1	therefore	therefore	ADV
faba-136	191	2	,	,	PUNCT
faba-136	191	3	future	future	ADJ
faba-136	191	4	studies	study	NOUN
faba-136	191	5	need	need	VERB
faba-136	191	6	to	to	PART
faba-136	191	7	be	be	AUX
faba-136	191	8	conducted	conduct	VERB
faba-136	191	9	to	to	PART
faba-136	191	10	uncover	uncover	VERB
faba-136	191	11	all	all	DET
faba-136	191	12	the	the	DET
faba-136	191	13	discrepancies	discrepancy	NOUN
faba-136	191	14	in	in	ADP
faba-136	191	15	the	the	DET
faba-136	191	16	djiboutian	djiboutian	ADJ
faba-136	191	17	banking	banking	NOUN
faba-136	191	18	framework	framework	NOUN
faba-136	191	19	.	.	PUNCT
faba-136	192	1	for	for	ADP
faba-136	192	2	instance	instance	NOUN
faba-136	192	3	,	,	PUNCT
faba-136	192	4	inspecting	inspect	VERB
faba-136	192	5	the	the	DET
faba-136	192	6	djiboutian	djiboutian	ADJ
faba-136	192	7	government	government	NOUN
faba-136	192	8	’s	’s	PART
faba-136	192	9	role	role	NOUN
faba-136	192	10	in	in	ADP
faba-136	192	11	promoting	promote	VERB
faba-136	192	12	the	the	DET
faba-136	192	13	islamic	islamic	ADJ
faba-136	192	14	and	and	CCONJ
faba-136	192	15	conventional	conventional	ADJ
faba-136	192	16	banks	bank	NOUN
faba-136	192	17	.	.	PUNCT
faba-136	193	1	b	b	X
faba-136	193	2	s.e	s.e	PROPN
faba-136	193	3	.	.	PROPN
faba-136	193	4	wald	wald	PROPN
faba-136	193	5	df	df	PROPN
faba-136	193	6	sig	sig	PROPN
faba-136	193	7	exp	exp	PROPN
faba-136	193	8	(	(	PUNCT
faba-136	193	9	b	b	NOUN
faba-136	193	10	)	)	PUNCT
faba-136	193	11	95	95	NUM
faba-136	193	12	%	%	NOUN
faba-136	193	13	c.i.for	c.i.for	PROPN
faba-136	193	14	exp(b	exp(b	PROPN
faba-136	193	15	)	)	PUNCT
faba-136	193	16	lower	low	ADJ
faba-136	193	17	upper	upper	ADJ
faba-136	193	18	size	size	NOUN
faba-136	193	19	.220	.220	NUM
faba-136	193	20	.224	.224	NUM
faba-136	193	21	.957	.957	NUM
faba-136	193	22	1	1	NUM
faba-136	193	23	.328	.328	NUM
faba-136	193	24	1.245	1.245	NUM
faba-136	193	25	.802	.802	NUM
faba-136	193	26	1.933	1.933	NUM
faba-136	193	27	customer	customer	NOUN
faba-136	193	28	trust	trust	NOUN
faba-136	193	29	.382	.382	NUM
faba-136	193	30	.184	.184	NUM
faba-136	193	31	4.340	4.340	NUM
faba-136	193	32	1	1	NUM
faba-136	193	33	.037	.037	NUM
faba-136	193	34	1.466	1.466	NUM
faba-136	193	35	1.023	1.023	NUM
faba-136	193	36	2.101	2.101	NUM
faba-136	193	37	interest	interest	NOUN
faba-136	193	38	rate	rate	NOUN
faba-136	193	39	framework	framework	NOUN
faba-136	193	40	1.107	1.107	NUM
faba-136	193	41	.560	.560	NUM
faba-136	193	42	3.909	3.909	NUM
faba-136	193	43	1	1	NUM
faba-136	193	44	.048	.048	NUM
faba-136	193	45	3.024	3.024	NUM
faba-136	193	46	1.010	1.010	NUM
faba-136	193	47	9.059	9.059	NUM
faba-136	193	48	accessibility	accessibility	NOUN
faba-136	193	49	.132	.132	NUM
faba-136	193	50	.538	.538	NUM
faba-136	193	51	.060	.060	NUM
faba-136	193	52	1	1	NUM
faba-136	193	53	.806	.806	NUM
faba-136	193	54	1.141	1.141	NUM
faba-136	193	55	.397	.397	NUM
faba-136	193	56	3.278	3.278	NUM
faba-136	193	57	constant	constant	ADJ
faba-136	193	58	-5.794	-5.794	NOUN
faba-136	193	59	.774	.774	NUM
faba-136	194	1	56.028	56.028	NUM
faba-136	194	2	1	1	NUM
faba-136	194	3	.000	.000	NUM
faba-136	194	4	.003	.003	NUM
faba-136	194	5	a.	a.	NOUN
faba-136	194	6	variable(s	variable(s	NOUN
faba-136	194	7	)	)	PUNCT
faba-136	194	8	entered	enter	VERB
faba-136	194	9	in	in	ADP
faba-136	194	10	step	step	NOUN
faba-136	194	11	1	1	NUM
faba-136	194	12	:	:	PUNCT
faba-136	194	13	size	size	NOUN
faba-136	194	14	,	,	PUNCT
faba-136	194	15	customer	customer	NOUN
faba-136	194	16	trust	trust	NOUN
faba-136	194	17	,	,	PUNCT
faba-136	194	18	interest	interest	NOUN
faba-136	194	19	rate	rate	NOUN
faba-136	194	20	framework	framework	NOUN
faba-136	194	21	,	,	PUNCT
faba-136	194	22	accessibility	accessibility	NOUN
faba-136	194	23	.	.	PUNCT
faba-136	195	1	finance	finance	NOUN
faba-136	195	2	,	,	PUNCT
faba-136	195	3	accounting	accounting	NOUN
faba-136	195	4	and	and	CCONJ
faba-136	195	5	business	business	NOUN
faba-136	195	6	analysis	analysis	NOUN
faba-136	195	7	4	4	NUM
faba-136	195	8	(	(	PUNCT
faba-136	195	9	2	2	NUM
faba-136	195	10	)	)	PUNCT
faba-136	195	11	2022	2022	NUM
faba-136	195	12	106	106	NUM
faba-136	195	13	references	reference	NOUN
faba-136	195	14	ahmad	ahmad	PROPN
faba-136	195	15	,	,	PUNCT
faba-136	195	16	w.	w.	PROPN
faba-136	195	17	,	,	PUNCT
faba-136	195	18	&	&	CCONJ
faba-136	195	19	luo	luo	PROPN
faba-136	195	20	,	,	PUNCT
faba-136	195	21	r.	r.	PROPN
faba-136	195	22	(	(	PUNCT
faba-136	195	23	2010	2010	NUM
faba-136	195	24	)	)	PUNCT
faba-136	195	25	.	.	PUNCT
faba-136	196	1	comparison	comparison	NOUN
faba-136	196	2	of	of	ADP
faba-136	196	3	banking	banking	NOUN
faba-136	196	4	efficiency	efficiency	NOUN
faba-136	196	5	in	in	ADP
faba-136	196	6	europe	europe	PROPN
faba-136	196	7	:	:	PUNCT
faba-136	196	8	islamic	islamic	ADJ
faba-136	196	9	versus	versus	ADP
faba-136	196	10	conventional	conventional	ADJ
faba-136	196	11	banks	bank	NOUN
faba-136	196	12	.	.	PUNCT
faba-136	197	1	international	international	ADJ
faba-136	197	2	finance	finance	NOUN
faba-136	197	3	review	review	NOUN
faba-136	197	4	,	,	PUNCT
faba-136	197	5	11	11	NUM
faba-136	197	6	,	,	PUNCT
faba-136	197	7	361–89	361–89	NUM
faba-136	197	8	.	.	PUNCT
faba-136	198	1	ajmi	ajmi	PROPN
faba-136	198	2	,	,	PUNCT
faba-136	198	3	a.	a.	NOUN
faba-136	198	4	,	,	PUNCT
faba-136	198	5	hammoudeh	hammoudeh	PROPN
faba-136	198	6	,	,	PUNCT
faba-136	198	7	s.	s.	PROPN
faba-136	198	8	,	,	PUNCT
faba-136	198	9	&	&	CCONJ
faba-136	198	10	nguyen	nguyen	PROPN
faba-136	198	11	,	,	PUNCT
faba-136	198	12	d.	d.	PROPN
faba-136	198	13	k.	k.	PROPN
faba-136	198	14	(	(	PUNCT
faba-136	198	15	2014	2014	NUM
faba-136	198	16	)	)	PUNCT
faba-136	198	17	.	.	PUNCT
faba-136	199	1	how	how	SCONJ
faba-136	199	2	strong	strong	ADJ
faba-136	199	3	are	be	AUX
faba-136	199	4	the	the	DET
faba-136	199	5	causal	causal	ADJ
faba-136	199	6	relationships	relationship	NOUN
faba-136	199	7	between	between	ADP
faba-136	199	8	islamic	islamic	ADJ
faba-136	199	9	stock	stock	NOUN
faba-136	199	10	markets	market	NOUN
faba-136	199	11	and	and	CCONJ
faba-136	199	12	conventional	conventional	ADJ
faba-136	199	13	financia	financia	PROPN
faba-136	199	14	systems	system	NOUN
faba-136	199	15	?	?	PUNCT
faba-136	200	1	evidence	evidence	NOUN
faba-136	200	2	from	from	ADP
faba-136	200	3	linear	linear	ADJ
faba-136	200	4	and	and	CCONJ
faba-136	200	5	nonlinear	nonlinear	ADJ
faba-136	200	6	tests	test	NOUN
faba-136	200	7	.	.	PUNCT
faba-136	201	1	journal	journal	NOUN
faba-136	201	2	of	of	ADP
faba-136	201	3	international	international	ADJ
faba-136	201	4	financial	financial	ADJ
faba-136	201	5	markets	market	NOUN
faba-136	201	6	,	,	PUNCT
faba-136	201	7	institutions	institution	NOUN
faba-136	201	8	&	&	CCONJ
faba-136	201	9	money	money	NOUN
faba-136	201	10	,	,	PUNCT
faba-136	201	11	28	28	NUM
faba-136	201	12	:	:	PUNCT
faba-136	201	13	213–227	213–227	NUM
faba-136	201	14	.	.	PUNCT
faba-136	202	1	akhtar	akhtar	PROPN
faba-136	202	2	,	,	PUNCT
faba-136	202	3	s.	s.	PROPN
faba-136	202	4	(	(	PUNCT
faba-136	202	5	2007	2007	NUM
faba-136	202	6	)	)	PUNCT
faba-136	202	7	.	.	PUNCT
faba-136	203	1	pakistan	pakistan	PROPN
faba-136	203	2	islamic	islamic	PROPN
faba-136	203	3	banking	banking	PROPN
faba-136	203	4	–	–	PUNCT
faba-136	203	5	past	past	ADJ
faba-136	203	6	,	,	PUNCT
faba-136	203	7	present	present	ADJ
faba-136	203	8	and	and	CCONJ
faba-136	203	9	future	future	ADJ
faba-136	203	10	outlook	outlook	NOUN
faba-136	203	11	.	.	PUNCT
faba-136	204	1	governor	governor	NOUN
faba-136	204	2	of	of	ADP
faba-136	204	3	the	the	DET
faba-136	204	4	state	state	PROPN
faba-136	204	5	bank	bank	PROPN
faba-136	204	6	of	of	ADP
faba-136	204	7	pakistan	pakistan	PROPN
faba-136	204	8	,	,	PUNCT
faba-136	204	9	at	at	ADP
faba-136	204	10	dawn	dawn	NOUN
faba-136	204	11	asia	asia	PROPN
faba-136	204	12	financegovernor	financegovernor	PROPN
faba-136	204	13	of	of	ADP
faba-136	204	14	the	the	DET
faba-136	204	15	state	state	PROPN
faba-136	204	16	bank	bank	PROPN
faba-136	204	17	of	of	ADP
faba-136	204	18	pakistan	pakistan	PROPN
faba-136	204	19	,	,	PUNCT
faba-136	204	20	at	at	ADP
faba-136	204	21	dawn	dawn	NOUN
faba-136	204	22	asia	asia	PROPN
faba-136	204	23	finance	finance	PROPN
faba-136	204	24	conference	conference	NOUN
faba-136	204	25	.	.	PUNCT
faba-136	205	1	karachi	karachi	PROPN
faba-136	205	2	.	.	PUNCT
faba-136	206	1	badawi	badawi	PROPN
faba-136	206	2	,	,	PUNCT
faba-136	206	3	m.	m.	NOUN
faba-136	206	4	a.	a.	NOUN
faba-136	206	5	(	(	PUNCT
faba-136	206	6	1996	1996	NUM
faba-136	206	7	)	)	PUNCT
faba-136	206	8	.	.	PUNCT
faba-136	207	1	mapping	map	VERB
faba-136	207	2	the	the	DET
faba-136	207	3	way	way	NOUN
faba-136	207	4	to	to	ADP
faba-136	207	5	consensus	consensus	NOUN
faba-136	207	6	.	.	PUNCT
faba-136	208	1	islamic	islamic	ADJ
faba-136	208	2	banker	banker	NOUN
faba-136	208	3	,	,	PUNCT
faba-136	208	4	vol	vol	NOUN
faba-136	208	5	.	.	PROPN
faba-136	208	6	12	12	NUM
faba-136	208	7	,	,	PUNCT
faba-136	208	8	pp	pp	ADJ
faba-136	208	9	.	.	PUNCT
faba-136	209	1	20	20	NUM
faba-136	209	2	.	.	PUNCT
faba-136	210	1	berger	berger	PROPN
faba-136	210	2	,	,	PUNCT
faba-136	210	3	a	a	PRON
faba-136	210	4	,	,	PUNCT
faba-136	210	5	&	&	CCONJ
faba-136	210	6	w.	w.	PROPN
faba-136	210	7	s.	s.	PROPN
faba-136	210	8	frame	frame	PROPN
faba-136	210	9	.	.	PUNCT
faba-136	211	1	(	(	PUNCT
faba-136	211	2	2007	2007	NUM
faba-136	211	3	)	)	PUNCT
faba-136	211	4	.	.	PUNCT
faba-136	212	1	small	small	ADJ
faba-136	212	2	business	business	NOUN
faba-136	212	3	credit	credit	NOUN
faba-136	212	4	scoring	scoring	NOUN
faba-136	212	5	and	and	CCONJ
faba-136	212	6	credit	credit	NOUN
faba-136	212	7	availability	availability	NOUN
faba-136	212	8	.	.	PUNCT
faba-136	213	1	journal	journal	NOUN
faba-136	213	2	of	of	ADP
faba-136	213	3	small	small	ADJ
faba-136	213	4	business	business	NOUN
faba-136	213	5	management	management	NOUN
faba-136	213	6	,	,	PUNCT
faba-136	213	7	45	45	NUM
faba-136	213	8	(	(	PUNCT
faba-136	213	9	1	1	NUM
faba-136	213	10	):	):	PUNCT
faba-136	213	11	5–22	5–22	PROPN
faba-136	213	12	.	.	PUNCT
faba-136	214	1	bikker	bikker	PROPN
faba-136	214	2	,	,	PUNCT
faba-136	214	3	j.	j.	PROPN
faba-136	214	4	a	a	PROPN
faba-136	214	5	,	,	PUNCT
faba-136	214	6	&	&	CCONJ
faba-136	214	7	k.	k.	PROPN
faba-136	214	8	haaf	haaf	PROPN
faba-136	214	9	.	.	PUNCT
faba-136	215	1	(	(	PUNCT
faba-136	215	2	2002	2002	NUM
faba-136	215	3	)	)	PUNCT
faba-136	215	4	.	.	PUNCT
faba-136	216	1	competition	competition	NOUN
faba-136	216	2	,	,	PUNCT
faba-136	216	3	concentration	concentration	NOUN
faba-136	216	4	and	and	CCONJ
faba-136	216	5	their	their	PRON
faba-136	216	6	relationship	relationship	NOUN
faba-136	216	7	:	:	PUNCT
faba-136	216	8	an	an	DET
faba-136	216	9	empirical	empirical	ADJ
faba-136	216	10	analysis	analysis	NOUN
faba-136	216	11	of	of	ADP
faba-136	216	12	the	the	DET
faba-136	216	13	banking	banking	NOUN
faba-136	216	14	industry	industry	NOUN
faba-136	216	15	.	.	PUNCT
faba-136	217	1	journal	journal	PROPN
faba-136	217	2	of	of	ADP
faba-136	217	3	banking	banking	NOUN
faba-136	217	4	&	&	CCONJ
faba-136	217	5	finance	finance	PROPN
faba-136	217	6	,	,	PUNCT
faba-136	217	7	26	26	NUM
faba-136	217	8	(	(	PUNCT
faba-136	217	9	11	11	NUM
faba-136	217	10	):	):	PUNCT
faba-136	217	11	2191–214	2191–214	ADJ
faba-136	217	12	.	.	PUNCT
faba-136	218	1	demirgüç	demirgüç	PROPN
faba-136	218	2	-	-	PUNCT
faba-136	218	3	kunt	kunt	PROPN
faba-136	218	4	,	,	PUNCT
faba-136	218	5	a.	a.	NOUN
faba-136	218	6	(	(	PUNCT
faba-136	218	7	2012	2012	NUM
faba-136	218	8	)	)	PUNCT
faba-136	218	9	.	.	PUNCT
faba-136	219	1	islamic	islamic	PROPN
faba-136	219	2	vs.	vs.	ADP
faba-136	219	3	conventional	conventional	ADJ
faba-136	219	4	banking	banking	NOUN
faba-136	219	5	:	:	PUNCT
faba-136	219	6	business	business	NOUN
faba-136	219	7	model	model	NOUN
faba-136	219	8	,	,	PUNCT
faba-136	219	9	efficiency	efficiency	NOUN
faba-136	219	10	and	and	CCONJ
faba-136	219	11	stability	stability	NOUN
faba-136	219	12	.	.	PUNCT
faba-136	220	1	journal	journal	NOUN
faba-136	220	2	of	of	ADP
faba-136	220	3	banking	banking	NOUN
faba-136	220	4	&	&	CCONJ
faba-136	220	5	finance	finance	PROPN
faba-136	220	6	,	,	PUNCT
faba-136	220	7	vol	vol	NOUN
faba-136	220	8	.	.	PROPN
faba-136	220	9	37	37	NUM
faba-136	220	10	,	,	PUNCT
faba-136	220	11	pp	pp	ADJ
faba-136	220	12	.	.	PUNCT
faba-136	221	1	433	433	NUM
faba-136	221	2	-	-	SYM
faba-136	221	3	447	447	NUM
faba-136	221	4	.	.	PUNCT
faba-136	221	5	demsetz	demsetz	VERB
faba-136	221	6	,	,	PUNCT
faba-136	221	7	&	&	CCONJ
faba-136	221	8	p.	p.	PROPN
faba-136	221	9	e.	e.	PROPN
faba-136	221	10	strahan	strahan	PROPN
faba-136	221	11	.	.	PUNCT
faba-136	222	1	(	(	PUNCT
faba-136	222	2	1997	1997	NUM
faba-136	222	3	)	)	PUNCT
faba-136	222	4	.	.	PUNCT
faba-136	223	1	diversification	diversification	NOUN
faba-136	223	2	,	,	PUNCT
faba-136	223	3	size	size	NOUN
faba-136	223	4	,	,	PUNCT
faba-136	223	5	and	and	CCONJ
faba-136	223	6	risk	risk	NOUN
faba-136	223	7	at	at	ADP
faba-136	223	8	bank	bank	NOUN
faba-136	223	9	holding	hold	VERB
faba-136	223	10	companies	company	NOUN
faba-136	223	11	.	.	PUNCT
faba-136	224	1	journal	journal	NOUN
faba-136	224	2	of	of	ADP
faba-136	224	3	money	money	NOUN
faba-136	224	4	,	,	PUNCT
faba-136	224	5	credit	credit	NOUN
faba-136	224	6	,	,	PUNCT
faba-136	224	7	and	and	CCONJ
faba-136	224	8	banking	banking	NOUN
faba-136	224	9	,	,	PUNCT
faba-136	224	10	29	29	NUM
faba-136	224	11	:	:	PUNCT
faba-136	224	12	300–13	300–13	NUM
faba-136	224	13	.	.	PUNCT
faba-136	225	1	dewandaru	dewandaru	PROPN
faba-136	225	2	,	,	PUNCT
faba-136	225	3	g.	g.	PROPN
faba-136	225	4	o.	o.	PROPN
faba-136	225	5	,	,	PUNCT
faba-136	225	6	&	&	CCONJ
faba-136	225	7	masih	masih	PROPN
faba-136	225	8	,	,	PUNCT
faba-136	225	9	r.	r.	PROPN
faba-136	225	10	(	(	PUNCT
faba-136	225	11	2015	2015	NUM
faba-136	225	12	)	)	PUNCT
faba-136	225	13	.	.	PUNCT
faba-136	226	1	risk	risk	NOUN
faba-136	226	2	-	-	PUNCT
faba-136	226	3	return	return	NOUN
faba-136	226	4	characteristics	characteristic	NOUN
faba-136	226	5	of	of	ADP
faba-136	226	6	islamic	islamic	ADJ
faba-136	226	7	equity	equity	NOUN
faba-136	226	8	indices	index	NOUN
faba-136	226	9	:	:	PUNCT
faba-136	226	10	multitimescales	multitimescale	VERB
faba-136	226	11	analysis	analysis	NOUN
faba-136	226	12	.	.	PUNCT
faba-136	227	1	journal	journal	PROPN
faba-136	227	2	of	of	ADP
faba-136	227	3	multinational	multinational	ADJ
faba-136	227	4	financial	financial	ADJ
faba-136	227	5	management	management	NOUN
faba-136	227	6	,	,	PUNCT
faba-136	227	7	29	29	NUM
faba-136	227	8	:	:	PUNCT
faba-136	227	9	115–138	115–138	NUM
faba-136	227	10	.	.	PUNCT
faba-136	228	1	dridi	dridi	PROPN
faba-136	228	2	,	,	PUNCT
faba-136	228	3	j	j	PROPN
faba-136	228	4	,	,	PUNCT
faba-136	228	5	&	&	CCONJ
faba-136	228	6	hasan	hasan	PROPN
faba-136	228	7	,	,	PUNCT
faba-136	228	8	m.	m.	NOUN
faba-136	228	9	(	(	PUNCT
faba-136	228	10	2010	2010	NUM
faba-136	228	11	)	)	PUNCT
faba-136	228	12	.	.	PUNCT
faba-136	229	1	have	have	AUX
faba-136	229	2	islamic	islamic	ADJ
faba-136	229	3	banks	bank	NOUN
faba-136	229	4	been	be	AUX
faba-136	229	5	impacted	impact	VERB
faba-136	229	6	differently	differently	ADV
faba-136	229	7	than	than	ADP
faba-136	229	8	conventional	conventional	ADJ
faba-136	229	9	banks	bank	NOUN
faba-136	229	10	during	during	ADP
faba-136	229	11	the	the	DET
faba-136	229	12	recent	recent	ADJ
faba-136	229	13	global	global	ADJ
faba-136	229	14	crisis	crisis	NOUN
faba-136	229	15	?	?	PUNCT
faba-136	230	1	washington	washington	PROPN
faba-136	230	2	:	:	PUNCT
faba-136	230	3	international	international	ADJ
faba-136	230	4	monetary	monetary	ADJ
faba-136	230	5	fund	fund	PROPN
faba-136	230	6	)	)	PUNCT
faba-136	230	7	.	.	PUNCT
faba-136	230	8	,	,	PUNCT
faba-136	231	1	no	no	INTJ
faba-136	231	2	.	.	PUNCT
faba-136	232	1	wp/10/201	wp/10/201	NOUN
faba-136	232	2	.	.	PUNCT
faba-136	232	3	firdaus	firdaus	PROPN
faba-136	232	4	,	,	PUNCT
faba-136	232	5	&	&	CCONJ
faba-136	232	6	yusuf	yusuf	PROPN
faba-136	232	7	.	.	PUNCT
faba-136	233	1	(	(	PUNCT
faba-136	233	2	2014	2014	NUM
faba-136	233	3	)	)	PUNCT
faba-136	233	4	.	.	PUNCT
faba-136	234	1	the	the	DET
faba-136	234	2	role	role	NOUN
faba-136	234	3	of	of	ADP
faba-136	234	4	islamic	islamic	ADJ
faba-136	234	5	finance	finance	NOUN
faba-136	234	6	in	in	ADP
faba-136	234	7	socioeconomic	socioeconomic	ADJ
faba-136	234	8	development	development	NOUN
faba-136	234	9	ideals	ideal	NOUN
faba-136	234	10	and	and	CCONJ
faba-136	234	11	realities	reality	NOUN
faba-136	234	12	.	.	PUNCT
faba-136	235	1	4th	4th	ADJ
faba-136	235	2	isra	isra	ADJ
faba-136	235	3	international	international	ADJ
faba-136	235	4	colloquium	colloquium	NOUN
faba-136	235	5	for	for	ADP
faba-136	235	6	islamic	islamic	ADJ
faba-136	235	7	finance	finance	PROPN
faba-136	235	8	(	(	PUNCT
faba-136	235	9	iicif2014	iicif2014	PROPN
faba-136	235	10	)	)	PUNCT
faba-136	235	11	(	(	PUNCT
faba-136	235	12	pp	pp	X
faba-136	235	13	.	.	PUNCT
faba-136	236	1	pp	pp	ADP
faba-136	236	2	.	.	PUNCT
faba-136	237	1	3–4	3–4	NUM
faba-136	237	2	)	)	PUNCT
faba-136	237	3	.	.	PUNCT
faba-136	238	1	malaysia	malaysia	PROPN
faba-136	238	2	:	:	PUNCT
faba-136	238	3	isra	isra	PROPN
faba-136	238	4	-	-	PUNCT
faba-136	238	5	bank	bank	NOUN
faba-136	238	6	negara	negara	PROPN
faba-136	238	7	.	.	PUNCT
faba-136	239	1	hannan	hannan	PROPN
faba-136	239	2	,	,	PUNCT
faba-136	239	3	t.	t.	PROPN
faba-136	239	4	h	h	PROPN
faba-136	239	5	,	,	PUNCT
faba-136	239	6	&	&	CCONJ
faba-136	239	7	r.	r.	PROPN
faba-136	239	8	a.	a.	PROPN
faba-136	239	9	prager	prager	PROPN
faba-136	239	10	.	.	PUNCT
faba-136	240	1	(	(	PUNCT
faba-136	240	2	2009	2009	NUM
faba-136	240	3	)	)	PUNCT
faba-136	240	4	.	.	PUNCT
faba-136	241	1	the	the	DET
faba-136	241	2	profitability	profitability	NOUN
faba-136	241	3	of	of	ADP
faba-136	241	4	small	small	ADJ
faba-136	241	5	single	single	ADJ
faba-136	241	6	-	-	PUNCT
faba-136	241	7	market	market	NOUN
faba-136	241	8	banks	bank	NOUN
faba-136	241	9	in	in	ADP
faba-136	241	10	an	an	DET
faba-136	241	11	era	era	NOUN
faba-136	241	12	of	of	ADP
faba-136	241	13	multimarket	multimarket	NOUN
faba-136	241	14	banking	banking	NOUN
faba-136	241	15	.	.	PUNCT
faba-136	242	1	journal	journal	PROPN
faba-136	242	2	of	of	ADP
faba-136	242	3	banking	banking	NOUN
faba-136	242	4	&	&	CCONJ
faba-136	242	5	finance	finance	PROPN
faba-136	242	6	,	,	PUNCT
faba-136	242	7	33	33	NUM
faba-136	242	8	(	(	PUNCT
faba-136	242	9	2	2	NUM
faba-136	242	10	):	):	PUNCT
faba-136	242	11	263–71	263–71	NUM
faba-136	242	12	.	.	PUNCT
faba-136	243	1	hassan	hassan	PROPN
faba-136	243	2	,	,	PUNCT
faba-136	243	3	a.	a.	PROPN
faba-136	243	4	,	,	PUNCT
faba-136	243	5	chachi	chachi	PROPN
faba-136	243	6	,	,	PUNCT
faba-136	243	7	a	a	PRON
faba-136	243	8	,	,	PUNCT
faba-136	243	9	&	&	CCONJ
faba-136	243	10	latiff	latiff	PROPN
faba-136	243	11	,	,	PUNCT
faba-136	243	12	s.a	s.a	PROPN
faba-136	243	13	.	.	PROPN
faba-136	243	14	(	(	PUNCT
faba-136	243	15	2008	2008	NUM
faba-136	243	16	)	)	PUNCT
faba-136	243	17	.	.	PUNCT
faba-136	244	1	islamic	islamic	ADJ
faba-136	244	2	marketing	marketing	NOUN
faba-136	244	3	ethics	ethic	NOUN
faba-136	244	4	and	and	CCONJ
faba-136	244	5	its	its	PRON
faba-136	244	6	impact	impact	NOUN
faba-136	244	7	on	on	ADP
faba-136	244	8	customer	customer	NOUN
faba-136	244	9	satisfaction	satisfaction	NOUN
faba-136	244	10	in	in	ADP
faba-136	244	11	the	the	DET
faba-136	244	12	islamic	islamic	ADJ
faba-136	244	13	banking	banking	NOUN
faba-136	244	14	industry	industry	NOUN
faba-136	244	15	.	.	PUNCT
faba-136	245	1	islamic	islamic	ADJ
faba-136	245	2	economics	economics	PROPN
faba-136	245	3	journal	journal	PROPN
faba-136	245	4	,	,	PUNCT
faba-136	245	5	vol	vol	NOUN
faba-136	245	6	.	.	PUNCT
faba-136	245	7	21,no	21,no	NUM
faba-136	245	8	.	.	NOUN
faba-136	245	9	1	1	NUM
faba-136	245	10	,	,	PUNCT
faba-136	245	11	p.	p.	NOUN
faba-136	245	12	23‐40	23‐40	NOUN
faba-136	245	13	.	.	PUNCT
faba-136	246	1	hassan	hassan	PROPN
faba-136	246	2	,	,	PUNCT
faba-136	246	3	t.	t.	PROPN
faba-136	246	4	,	,	PUNCT
faba-136	246	5	mohamad	mohamad	PROPN
faba-136	246	6	,	,	PUNCT
faba-136	246	7	s	s	PROPN
faba-136	246	8	,	,	PUNCT
faba-136	246	9	&	&	CCONJ
faba-136	246	10	bader	bader	PROPN
faba-136	246	11	,	,	PUNCT
faba-136	246	12	m.	m.	NOUN
faba-136	246	13	(	(	PUNCT
faba-136	246	14	2009	2009	NUM
faba-136	246	15	)	)	PUNCT
faba-136	246	16	.	.	PUNCT
faba-136	247	1	efficiency	efficiency	NOUN
faba-136	247	2	of	of	ADP
faba-136	247	3	conventional	conventional	ADJ
faba-136	247	4	versus	versus	X
faba-136	247	5	islamic	islamic	ADJ
faba-136	247	6	banks	bank	NOUN
faba-136	247	7	:	:	PUNCT
faba-136	247	8	evidence	evidence	NOUN
faba-136	247	9	from	from	ADP
faba-136	247	10	the	the	DET
faba-136	247	11	middle	middle	PROPN
faba-136	247	12	east	east	PROPN
faba-136	247	13	.	.	PUNCT
faba-136	248	1	international	international	ADJ
faba-136	248	2	journal	journal	PROPN
faba-136	248	3	of	of	ADP
faba-136	248	4	islamic	islamic	ADJ
faba-136	248	5	and	and	CCONJ
faba-136	248	6	middle	middle	ADJ
faba-136	248	7	eastern	eastern	ADJ
faba-136	248	8	finance	finance	NOUN
faba-136	248	9	and	and	CCONJ
faba-136	248	10	management	management	NOUN
faba-136	248	11	,	,	PUNCT
faba-136	248	12	2	2	NUM
faba-136	248	13	,	,	PUNCT
faba-136	248	14	46	46	NUM
faba-136	248	15	–	–	SYM
faba-136	248	16	65	65	NUM
faba-136	248	17	.	.	PUNCT
faba-136	249	1	hati	hati	PROPN
faba-136	249	2	,	,	PUNCT
faba-136	249	3	&	&	CCONJ
faba-136	249	4	wibowo	wibowo	PROPN
faba-136	249	5	.	.	PUNCT
faba-136	250	1	(	(	PUNCT
faba-136	250	2	2020	2020	NUM
faba-136	250	3	)	)	PUNCT
faba-136	250	4	.	.	PUNCT
faba-136	251	1	the	the	DET
faba-136	251	2	antecedents	antecedent	NOUN
faba-136	251	3	of	of	ADP
faba-136	251	4	muslim	muslim	ADJ
faba-136	251	5	customers	customer	NOUN
faba-136	251	6	’	’	PART
faba-136	251	7	intention	intention	NOUN
faba-136	251	8	to	to	PART
faba-136	251	9	invest	invest	VERB
faba-136	251	10	in	in	ADP
faba-136	251	11	an	an	DET
faba-136	251	12	islamic	islamic	PROPN
faba-136	251	13	bank	bank	PROPN
faba-136	251	14	’s	’s	PART
faba-136	251	15	term	term	NOUN
faba-136	251	16	deposits	deposit	NOUN
faba-136	251	17	:	:	PUNCT
faba-136	251	18	evidence	evidence	NOUN
faba-136	251	19	from	from	ADP
faba-136	251	20	a	a	DET
faba-136	251	21	muslim	muslim	ADJ
faba-136	251	22	majority	majority	NOUN
faba-136	251	23	country	country	NOUN
faba-136	251	24	.	.	PUNCT
faba-136	252	1	journal	journal	PROPN
faba-136	252	2	of	of	ADP
faba-136	252	3	islamic	islamic	PROPN
faba-136	252	4	marketing	marketing	NOUN
faba-136	252	5	,	,	PUNCT
faba-136	252	6	(	(	PUNCT
faba-136	252	7	ahead	ahead	ADV
faba-136	252	8	–	–	PUNCT
faba-136	252	9	of	of	ADP
faba-136	252	10	–	–	PUNCT
faba-136	252	11	print	print	NOUN
faba-136	252	12	.	.	PUNCT
faba-136	253	1	hughes	hughe	NOUN
faba-136	253	2	.	.	PUNCT
faba-136	254	1	(	(	PUNCT
faba-136	254	2	1999	1999	NUM
faba-136	254	3	)	)	PUNCT
faba-136	254	4	.	.	PUNCT
faba-136	255	1	the	the	DET
faba-136	255	2	dollars	dollar	NOUN
faba-136	255	3	and	and	CCONJ
faba-136	255	4	sense	sense	NOUN
faba-136	255	5	of	of	ADP
faba-136	255	6	bank	bank	NOUN
faba-136	255	7	consolidation	consolidation	NOUN
faba-136	255	8	.	.	PUNCT
faba-136	255	9	.	.	PUNCT
faba-136	256	1	journal	journal	PROPN
faba-136	256	2	of	of	ADP
faba-136	256	3	banking	banking	NOUN
faba-136	256	4	&	&	CCONJ
faba-136	256	5	finance	finance	PROPN
faba-136	256	6	,	,	PUNCT
faba-136	256	7	23	23	NUM
faba-136	256	8	(	(	PUNCT
faba-136	256	9	2–4	2–4	NUM
faba-136	256	10	):	):	PUNCT
faba-136	256	11	291	291	NUM
faba-136	256	12	–	–	PUNCT
faba-136	256	13	324	324	NUM
faba-136	256	14	.	.	PUNCT
faba-136	257	1	hussein	hussein	PROPN
faba-136	257	2	,	,	PUNCT
faba-136	257	3	k.	k.	PROPN
faba-136	257	4	,	,	PUNCT
faba-136	257	5	&	&	CCONJ
faba-136	257	6	m.	m.	PROPN
faba-136	257	7	omran	omran	PROPN
faba-136	257	8	.	.	PUNCT
faba-136	258	1	(	(	PUNCT
faba-136	258	2	2005	2005	NUM
faba-136	258	3	)	)	PUNCT
faba-136	258	4	.	.	PUNCT
faba-136	259	1	ethical	ethical	ADJ
faba-136	259	2	investment	investment	NOUN
faba-136	259	3	revisited	revisit	VERB
faba-136	259	4	:	:	PUNCT
faba-136	259	5	evidence	evidence	NOUN
faba-136	259	6	from	from	ADP
faba-136	259	7	dow	dow	PROPN
faba-136	259	8	jones	jones	PROPN
faba-136	259	9	islamic	islamic	PROPN
faba-136	259	10	indexes	index	NOUN
faba-136	259	11	.	.	PUNCT
faba-136	260	1	journal	journal	NOUN
faba-136	260	2	of	of	ADP
faba-136	260	3	investing	investing	NOUN
faba-136	260	4	,	,	PUNCT
faba-136	260	5	14	14	NUM
faba-136	260	6	:	:	SYM
faba-136	260	7	105–126	105–126	NUM
faba-136	260	8	.	.	PUNCT
faba-136	261	1	imam	imam	PROPN
faba-136	261	2	,	,	PUNCT
faba-136	261	3	p.	p.	NOUN
faba-136	261	4	(	(	PUNCT
faba-136	261	5	2010	2010	NUM
faba-136	261	6	)	)	PUNCT
faba-136	261	7	.	.	PUNCT
faba-136	262	1	islamic	islamic	ADJ
faba-136	262	2	banking	banking	PROPN
faba-136	262	3	:	:	PUNCT
faba-136	262	4	how	how	SCONJ
faba-136	262	5	has	have	AUX
faba-136	262	6	it	it	PRON
faba-136	262	7	diffused	diffuse	VERB
faba-136	262	8	?	?	PUNCT
faba-136	263	1	imf	imf	PROPN
faba-136	263	2	working	working	PROPN
faba-136	263	3	paper	paper	PROPN
faba-136	263	4	,	,	PUNCT
faba-136	263	5	washington	washington	PROPN
faba-136	263	6	:	:	PUNCT
faba-136	263	7	international	international	ADJ
faba-136	263	8	monetary	monetary	ADJ
faba-136	263	9	fund	fund	NOUN
faba-136	263	10	,	,	PUNCT
faba-136	263	11	no	no	DET
faba-136	263	12	wp/10/195	wp/10/195	PROPN
faba-136	263	13	.	.	PROPN
faba-136	263	14	isik	isik	PROPN
faba-136	263	15	,	,	PUNCT
faba-136	263	16	i.	i.	PROPN
faba-136	263	17	,	,	PUNCT
faba-136	263	18	&	&	CCONJ
faba-136	263	19	hassan	hassan	PROPN
faba-136	263	20	,	,	PUNCT
faba-136	263	21	k.	k.	PROPN
faba-136	263	22	(	(	PUNCT
faba-136	263	23	2002	2002	NUM
faba-136	263	24	)	)	PUNCT
faba-136	263	25	.	.	PUNCT
faba-136	264	1	cost	cost	NOUN
faba-136	264	2	and	and	CCONJ
faba-136	264	3	profit	profit	NOUN
faba-136	264	4	efficiency	efficiency	NOUN
faba-136	264	5	of	of	ADP
faba-136	264	6	the	the	DET
faba-136	264	7	turkish	turkish	ADJ
faba-136	264	8	banking	banking	NOUN
faba-136	264	9	industry	industry	NOUN
faba-136	264	10	.	.	PUNCT
faba-136	265	1	the	the	DET
faba-136	265	2	financial	financial	PROPN
faba-136	265	3	review	review	NOUN
faba-136	265	4	,	,	PUNCT
faba-136	265	5	37	37	NUM
faba-136	265	6	,	,	PUNCT
faba-136	265	7	257–80	257–80	NUM
faba-136	265	8	.	.	PUNCT
faba-136	266	1	james	james	PROPN
faba-136	266	2	,	,	PUNCT
faba-136	266	3	g.	g.	PROPN
faba-136	266	4	(	(	PUNCT
faba-136	266	5	2013	2013	NUM
faba-136	266	6	)	)	PUNCT
faba-136	266	7	.	.	PUNCT
faba-136	267	1	an	an	DET
faba-136	267	2	introduction	introduction	NOUN
faba-136	267	3	to	to	ADP
faba-136	267	4	statistical	statistical	ADJ
faba-136	267	5	learning	learning	NOUN
faba-136	267	6	with	with	ADP
faba-136	267	7	applications	application	NOUN
faba-136	267	8	in	in	ADP
faba-136	267	9	r	r	NOUN
faba-136	267	10	:	:	PUNCT
faba-136	267	11	springer	springer	NOUN
faba-136	267	12	.	.	PUNCT
faba-136	268	1	junaidi	junaidi	PROPN
faba-136	268	2	,	,	PUNCT
faba-136	268	3	&	&	CCONJ
faba-136	268	4	anwar	anwar	PROPN
faba-136	268	5	.	.	PUNCT
faba-136	269	1	(	(	PUNCT
faba-136	269	2	2022	2022	NUM
faba-136	269	3	)	)	PUNCT
faba-136	269	4	.	.	PUNCT
faba-136	270	1	determinants	determinant	NOUN
faba-136	270	2	to	to	PART
faba-136	270	3	adopt	adopt	VERB
faba-136	270	4	conventional	conventional	ADJ
faba-136	270	5	and	and	CCONJ
faba-136	270	6	islamic	islamic	ADJ
faba-136	270	7	banking	banking	NOUN
faba-136	270	8	:	:	PUNCT
faba-136	270	9	evidence	evidence	NOUN
faba-136	270	10	from	from	ADP
faba-136	270	11	indonesia	indonesia	PROPN
faba-136	270	12	ready	ready	ADJ
faba-136	270	13	wicaksono	wicaksono	NOUN
faba-136	270	14	adopt	adopt	VERB
faba-136	270	15	conventional	conventional	ADJ
faba-136	270	16	and	and	CCONJ
faba-136	270	17	islamic	islamic	ADJ
faba-136	270	18	banking	banking	NOUN
faba-136	270	19	.	.	PUNCT
faba-136	271	1	journal	journal	PROPN
faba-136	271	2	of	of	ADP
faba-136	271	3	islamic	islamic	PROPN
faba-136	271	4	marketing	marketing	NOUN
faba-136	271	5	.	.	PUNCT
faba-136	272	1	kamla	kamla	PROPN
faba-136	272	2	,	,	PUNCT
faba-136	272	3	r.	r.	PROPN
faba-136	272	4	(	(	PUNCT
faba-136	272	5	2006	2006	NUM
faba-136	272	6	)	)	PUNCT
faba-136	272	7	.	.	PUNCT
faba-136	273	1	islam	islam	PROPN
faba-136	273	2	,	,	PUNCT
faba-136	273	3	nature	nature	NOUN
faba-136	273	4	,	,	PUNCT
faba-136	273	5	and	and	CCONJ
faba-136	273	6	accounting	accounting	NOUN
faba-136	273	7	:	:	PUNCT
faba-136	273	8	islamic	islamic	ADJ
faba-136	273	9	principles	principle	NOUN
faba-136	273	10	and	and	CCONJ
faba-136	273	11	the	the	DET
faba-136	273	12	notion	notion	NOUN
faba-136	273	13	of	of	ADP
faba-136	273	14	accounting	account	VERB
faba-136	273	15	for	for	ADP
faba-136	273	16	the	the	DET
faba-136	273	17	environment	environment	NOUN
faba-136	273	18	.	.	PUNCT
faba-136	274	1	accounting	accounting	NOUN
faba-136	274	2	forum	forum	PROPN
faba-136	274	3	,	,	PUNCT
faba-136	274	4	vol	vol	NOUN
faba-136	274	5	.	.	PROPN
faba-136	274	6	30	30	NUM
faba-136	274	7	,	,	PUNCT
faba-136	274	8	no	no	INTJ
faba-136	274	9	.	.	NOUN
faba-136	274	10	3	3	NUM
faba-136	274	11	,	,	PUNCT
faba-136	274	12	pp	pp	ADJ
faba-136	274	13	.	.	PUNCT
faba-136	275	1	246	246	NUM
faba-136	275	2	-	-	SYM
faba-136	275	3	265	265	NUM
faba-136	275	4	.	.	PUNCT
faba-136	276	1	kang	kang	PROPN
faba-136	276	2	.	.	PUNCT
faba-136	277	1	(	(	PUNCT
faba-136	277	2	2006	2006	NUM
faba-136	277	3	)	)	PUNCT
faba-136	277	4	.	.	PUNCT
faba-136	278	1	the	the	DET
faba-136	278	2	impact	impact	NOUN
faba-136	278	3	of	of	ADP
faba-136	278	4	changing	change	VERB
faba-136	278	5	financial	financial	ADJ
faba-136	278	6	environment	environment	NOUN
faba-136	278	7	on	on	ADP
faba-136	278	8	financial	financial	ADJ
faba-136	278	9	stability	stability	NOUN
faba-136	278	10	.	.	PUNCT
faba-136	279	1	seoul	seoul	PROPN
faba-136	279	2	:	:	PUNCT
faba-136	279	3	the	the	DET
faba-136	279	4	bank	bank	PROPN
faba-136	279	5	of	of	ADP
faba-136	279	6	korea	korea	PROPN
faba-136	279	7	.	.	PUNCT
faba-136	280	1	kartika	kartika	PROPN
faba-136	280	2	,	,	PUNCT
faba-136	280	3	t	t	PROPN
faba-136	280	4	,	,	PUNCT
faba-136	280	5	firdaus	firdaus	PROPN
faba-136	280	6	,	,	PUNCT
faba-136	280	7	&	&	CCONJ
faba-136	280	8	najib	najib	PROPN
faba-136	280	9	,	,	PUNCT
faba-136	280	10	m.	m.	NOUN
faba-136	280	11	(	(	PUNCT
faba-136	280	12	2019	2019	NUM
faba-136	280	13	)	)	PUNCT
faba-136	280	14	.	.	PUNCT
faba-136	281	1	contrasting	contrast	VERB
faba-136	281	2	the	the	DET
faba-136	281	3	drivers	driver	NOUN
faba-136	281	4	of	of	ADP
faba-136	281	5	customer	customer	NOUN
faba-136	281	6	loyalty	loyalty	NOUN
faba-136	281	7	;	;	PUNCT
faba-136	281	8	financing	financing	NOUN
faba-136	281	9	and	and	CCONJ
faba-136	281	10	depositor	depositor	NOUN
faba-136	281	11	customer	customer	NOUN
faba-136	281	12	,	,	PUNCT
faba-136	281	13	single	single	ADJ
faba-136	281	14	and	and	CCONJ
faba-136	281	15	dual	dual	ADJ
faba-136	281	16	customer	customer	NOUN
faba-136	281	17	,	,	PUNCT
faba-136	281	18	in	in	ADP
faba-136	281	19	indonesian	indonesian	PROPN
faba-136	281	20	islamic	islamic	PROPN
faba-136	281	21	bank	bank	PROPN
faba-136	281	22	.	.	PUNCT
faba-136	282	1	journal	journal	PROPN
faba-136	282	2	of	of	ADP
faba-136	282	3	islamic	islamic	PROPN
faba-136	282	4	marketing	marketing	NOUN
faba-136	282	5	,	,	PUNCT
faba-136	282	6	11(4	11(4	NUM
faba-136	282	7	)	)	PUNCT
faba-136	282	8	933–959	933–959	NUM
faba-136	282	9	.	.	PUNCT
faba-136	283	1	kuran	kuran	PROPN
faba-136	283	2	,	,	PUNCT
faba-136	283	3	t.	t.	PROPN
faba-136	283	4	(	(	PUNCT
faba-136	283	5	2004	2004	NUM
faba-136	283	6	)	)	PUNCT
faba-136	283	7	.	.	PUNCT
faba-136	284	1	islam	islam	PROPN
faba-136	284	2	and	and	CCONJ
faba-136	284	3	mammon	mammon	PROPN
faba-136	284	4	:	:	PUNCT
faba-136	284	5	the	the	DET
faba-136	284	6	economic	economic	ADJ
faba-136	284	7	predicaments	predicament	NOUN
faba-136	284	8	of	of	ADP
faba-136	284	9	islamism	islamism	PROPN
faba-136	284	10	.	.	PUNCT
faba-136	285	1	princeton	princeton	PROPN
faba-136	285	2	university	university	PROPN
faba-136	285	3	press	press	NOUN
faba-136	285	4	.	.	PUNCT
faba-136	286	1	princeton	princeton	PROPN
faba-136	286	2	,	,	PUNCT
faba-136	286	3	nj	nj	PROPN
faba-136	286	4	.	.	PUNCT
faba-136	287	1	lemeshow	lemeshow	PROPN
faba-136	287	2	,	,	PUNCT
faba-136	287	3	s.	s.	PROPN
faba-136	287	4	,	,	PUNCT
faba-136	287	5	&	&	CCONJ
faba-136	287	6	hosmer	hosmer	PROPN
faba-136	287	7	.	.	PUNCT
faba-136	288	1	(	(	PUNCT
faba-136	288	2	2020	2020	NUM
faba-136	288	3	)	)	PUNCT
faba-136	288	4	.	.	PUNCT
faba-136	289	1	assessing	assess	VERB
faba-136	289	2	the	the	DET
faba-136	289	3	goodness	goodness	NOUN
faba-136	289	4	of	of	ADP
faba-136	289	5	fit	fit	NOUN
faba-136	289	6	of	of	ADP
faba-136	289	7	logistic	logistic	ADJ
faba-136	289	8	regression	regression	NOUN
faba-136	289	9	model	model	NOUN
faba-136	289	10	samples	sample	NOUN
faba-136	289	11	.	.	PUNCT
faba-136	290	1	a	a	DET
faba-136	290	2	modification	modification	NOUN
faba-136	290	3	of	of	ADP
faba-136	290	4	the	the	DET
faba-136	290	5	hosmer‐lemeshow	hosmer‐lemeshow	NOUN
faba-136	290	6	test	test	NOUN
faba-136	290	7	,	,	PUNCT
faba-136	290	8	together	together	ADV
faba-136	290	9	with	with	ADP
faba-136	290	10	four	four	NUM
faba-136	290	11	discussion	discussion	NOUN
faba-136	290	12	papers	paper	NOUN
faba-136	290	13	.	.	PUNCT
faba-136	291	1	journal	journal	NOUN
faba-136	291	2	of	of	ADP
faba-136	291	3	the	the	DET
faba-136	291	4	international	international	ADJ
faba-136	291	5	biometric	biometric	ADJ
faba-136	291	6	society	society	NOUN
faba-136	291	7	,	,	PUNCT
faba-136	291	8	76(2):549	76(2):549	NOUN
faba-136	291	9	-	-	SYM
faba-136	291	10	560	560	NUM
faba-136	291	11	.	.	PUNCT
faba-136	292	1	finance	finance	NOUN
faba-136	292	2	,	,	PUNCT
faba-136	292	3	accounting	accounting	NOUN
faba-136	292	4	and	and	CCONJ
faba-136	292	5	business	business	NOUN
faba-136	292	6	analysis	analysis	NOUN
faba-136	292	7	4	4	NUM
faba-136	292	8	(	(	PUNCT
faba-136	292	9	2	2	NUM
faba-136	292	10	)	)	PUNCT
faba-136	292	11	2022	2022	NUM
faba-136	292	12	107	107	NUM
faba-136	292	13	moliner	moliner	NOUN
faba-136	292	14	,	,	PUNCT
faba-136	292	15	m.	m.	NOUN
faba-136	292	16	á	á	X
faba-136	292	17	.	.	PUNCT
faba-136	292	18	(	(	PUNCT
faba-136	292	19	2018	2018	NUM
faba-136	292	20	)	)	PUNCT
faba-136	292	21	.	.	PUNCT
faba-136	293	1	consequences	consequence	NOUN
faba-136	293	2	of	of	ADP
faba-136	293	3	customer	customer	NOUN
faba-136	293	4	engagement	engagement	NOUN
faba-136	293	5	and	and	CCONJ
faba-136	293	6	customer	customer	NOUN
faba-136	293	7	self	self	NOUN
faba-136	293	8	-	-	PUNCT
faba-136	293	9	brand	brand	NOUN
faba-136	293	10	connection	connection	NOUN
faba-136	293	11	.	.	PUNCT
faba-136	294	1	journal	journal	PROPN
faba-136	294	2	of	of	ADP
faba-136	294	3	services	service	NOUN
faba-136	294	4	marketing	marketing	NOUN
faba-136	294	5	,	,	PUNCT
faba-136	294	6	32(4	32(4	NUM
faba-136	294	7	)	)	PUNCT
faba-136	294	8	,	,	PUNCT
faba-136	294	9	387–399	387–399	NUM
faba-136	294	10	.	.	PUNCT
faba-136	295	1	peng	peng	PROPN
faba-136	295	2	,	,	PUNCT
faba-136	295	3	c.	c.	PROPN
faba-136	295	4	(	(	PUNCT
faba-136	295	5	2002	2002	NUM
faba-136	295	6	)	)	PUNCT
faba-136	295	7	.	.	PUNCT
faba-136	296	1	an	an	DET
faba-136	296	2	introduction	introduction	NOUN
faba-136	296	3	to	to	ADP
faba-136	296	4	logistic	logistic	ADJ
faba-136	296	5	regression	regression	NOUN
faba-136	296	6	analysis	analysis	NOUN
faba-136	296	7	and	and	CCONJ
faba-136	296	8	reporting	reporting	NOUN
faba-136	296	9	.	.	PUNCT
faba-136	297	1	the	the	DET
faba-136	297	2	journal	journal	NOUN
faba-136	297	3	of	of	ADP
faba-136	297	4	educational	educational	ADJ
faba-136	297	5	research	research	NOUN
faba-136	297	6	,	,	PUNCT
faba-136	297	7	96	96	NUM
faba-136	297	8	:	:	SYM
faba-136	297	9	3	3	NUM
faba-136	297	10	-	-	SYM
faba-136	297	11	15	15	NUM
faba-136	297	12	.	.	PUNCT
faba-136	298	1	reuters	reuter	NOUN
faba-136	298	2	,	,	PUNCT
faba-136	298	3	t.	t.	PROPN
faba-136	298	4	(	(	PUNCT
faba-136	298	5	2018	2018	NUM
faba-136	298	6	)	)	PUNCT
faba-136	298	7	.	.	PUNCT
faba-136	299	1	islamic	islamic	PROPN
faba-136	299	2	finance	finance	PROPN
faba-136	299	3	development	development	NOUN
faba-136	299	4	report	report	NOUN
faba-136	299	5	.	.	PUNCT
faba-136	300	1	building	build	VERB
faba-136	300	2	momentum	momentum	NOUN
faba-136	300	3	.	.	PUNCT
faba-136	301	1	saiti	saiti	PROPN
faba-136	301	2	,	,	PUNCT
faba-136	301	3	b	b	NOUN
faba-136	301	4	,	,	PUNCT
faba-136	301	5	o.-i	o.-i	PROPN
faba-136	301	6	.	.	PUNCT
faba-136	302	1	bacha	bacha	PROPN
faba-136	302	2	,	,	PUNCT
faba-136	302	3	&	&	CCONJ
faba-136	302	4	m.	m.	PROPN
faba-136	302	5	masih	masih	PROPN
faba-136	302	6	.	.	PUNCT
faba-136	303	1	(	(	PUNCT
faba-136	303	2	2014	2014	NUM
faba-136	303	3	)	)	PUNCT
faba-136	303	4	.	.	PUNCT
faba-136	304	1	the	the	DET
faba-136	304	2	diversification	diversification	NOUN
faba-136	304	3	benefits	benefit	NOUN
faba-136	304	4	from	from	ADP
faba-136	304	5	islamic	islamic	ADJ
faba-136	304	6	investment	investment	NOUN
faba-136	304	7	during	during	ADP
faba-136	304	8	the	the	DET
faba-136	304	9	financial	financial	ADJ
faba-136	304	10	turmoil	turmoil	NOUN
faba-136	304	11	:	:	PUNCT
faba-136	304	12	the	the	DET
faba-136	304	13	case	case	NOUN
faba-136	304	14	for	for	ADP
faba-136	304	15	the	the	DET
faba-136	304	16	us	us	PROPN
faba-136	304	17	-	-	PUNCT
faba-136	304	18	based	base	VERB
faba-136	304	19	equity	equity	NOUN
faba-136	304	20	investors	investor	NOUN
faba-136	304	21	.	.	PUNCT
faba-136	305	1	borsa	borsa	PROPN
faba-136	305	2	istanbul	istanbul	PROPN
faba-136	305	3	review	review	PROPN
faba-136	305	4	,	,	PUNCT
faba-136	305	5	14	14	NUM
faba-136	305	6	:	:	PUNCT
faba-136	305	7	196–211	196–211	NUM
faba-136	305	8	.	.	PUNCT
faba-136	306	1	smolo	smolo	PROPN
faba-136	306	2	,	,	PUNCT
faba-136	306	3	e	e	NOUN
faba-136	306	4	,	,	PUNCT
faba-136	306	5	&	&	CCONJ
faba-136	306	6	mirakhor	mirakhor	NOUN
faba-136	306	7	,	,	PUNCT
faba-136	306	8	a.	a.	NOUN
faba-136	306	9	(	(	PUNCT
faba-136	306	10	2010	2010	NUM
faba-136	306	11	)	)	PUNCT
faba-136	306	12	.	.	PUNCT
faba-136	307	1	the	the	DET
faba-136	307	2	global	global	ADJ
faba-136	307	3	financial	financial	ADJ
faba-136	307	4	crisis	crisis	NOUN
faba-136	307	5	and	and	CCONJ
faba-136	307	6	its	its	PRON
faba-136	307	7	implications	implication	NOUN
faba-136	307	8	for	for	ADP
faba-136	307	9	the	the	DET
faba-136	307	10	islamic	islamic	ADJ
faba-136	307	11	financial	financial	ADJ
faba-136	307	12	industry	industry	NOUN
faba-136	307	13	.	.	PUNCT
faba-136	308	1	international	international	ADJ
faba-136	308	2	journal	journal	PROPN
faba-136	308	3	of	of	ADP
faba-136	308	4	islamic	islamic	ADJ
faba-136	308	5	and	and	CCONJ
faba-136	308	6	middle	middle	ADJ
faba-136	308	7	eastern	eastern	ADJ
faba-136	308	8	,	,	PUNCT
faba-136	308	9	3	3	NUM
faba-136	308	10	,	,	PUNCT
faba-136	308	11	372–85	372–85	NUM
faba-136	308	12	.	.	PUNCT
faba-136	309	1	sundararajan	sundararajan	NOUN
faba-136	309	2	,	,	PUNCT
faba-136	309	3	v.	v.	PROPN
faba-136	309	4	(	(	PUNCT
faba-136	309	5	2002	2002	NUM
faba-136	309	6	)	)	PUNCT
faba-136	309	7	.	.	PUNCT
faba-136	310	1	islamic	islamic	ADJ
faba-136	310	2	financial	financial	ADJ
faba-136	310	3	institutions	institution	NOUN
faba-136	310	4	and	and	CCONJ
faba-136	310	5	products	product	NOUN
faba-136	310	6	in	in	ADP
faba-136	310	7	the	the	DET
faba-136	310	8	global	global	ADJ
faba-136	310	9	financial	financial	ADJ
faba-136	310	10	system	system	NOUN
faba-136	310	11	:	:	PUNCT
faba-136	310	12	key	key	ADJ
faba-136	310	13	issues	issue	NOUN
faba-136	310	14	in	in	ADP
faba-136	310	15	risk	risk	NOUN
faba-136	310	16	management	management	NOUN
faba-136	310	17	and	and	CCONJ
faba-136	310	18	challenges	challenge	NOUN
faba-136	310	19	ahead	ahead	ADV
faba-136	310	20	.	.	PUNCT
faba-136	311	1	imf	imf	PROPN
faba-136	311	2	working	working	PROPN
faba-136	311	3	paper	paper	NOUN
faba-136	311	4	,	,	PUNCT
faba-136	311	5	vol	vol	NOUN
faba-136	311	6	2004	2004	NUM
faba-136	311	7	.	.	PUNCT
faba-136	312	1	yılmaz	yılmaz	PROPN
faba-136	312	2	,	,	PUNCT
faba-136	312	3	d.	d.	PROPN
faba-136	312	4	(	(	PUNCT
faba-136	312	5	5	5	NUM
faba-136	312	6	october	october	PROPN
faba-136	312	7	2009	2009	NUM
faba-136	312	8	)	)	PUNCT
faba-136	312	9	.	.	PUNCT
faba-136	313	1	governor	governor	NOUN
faba-136	313	2	of	of	ADP
faba-136	313	3	the	the	DET
faba-136	313	4	central	central	ADJ
faba-136	313	5	bank	bank	NOUN
faba-136	313	6	of	of	ADP
faba-136	313	7	the	the	DET
faba-136	313	8	republic	republic	NOUN
faba-136	313	9	of	of	ADP
faba-136	313	10	turkey	turkey	PROPN
faba-136	313	11	.	.	PUNCT
faba-136	314	1	speech	speech	NOUN
faba-136	314	2	at	at	ADP
faba-136	314	3	the	the	DET
faba-136	314	4	conference	conference	NOUN
faba-136	314	5	on	on	ADP
faba-136	314	6	‘	'	PUNCT
faba-136	314	7	islamic	islamic	ADJ
faba-136	314	8	finance	finance	NOUN
faba-136	314	9	–	–	PUNCT
faba-136	314	10	during	during	ADP
faba-136	314	11	and	and	CCONJ
faba-136	314	12	after	after	ADP
faba-136	314	13	the	the	DET
faba-136	314	14	global	global	ADJ
faba-136	314	15	financial	financial	ADJ
faba-136	314	16	crisis	crisis	NOUN
faba-136	314	17	.	.	PUNCT
faba-136	315	1	imf	imf	PROPN
faba-136	315	2	–	–	PUNCT
faba-136	315	3	world	world	PROPN
faba-136	315	4	bank	bank	NOUN
faba-136	315	5	,	,	PUNCT
faba-136	315	6	annual	annual	ADJ
faba-136	315	7	meetings	meeting	NOUN
faba-136	315	8	2009	2009	NUM
faba-136	315	9	.	.	PUNCT
faba-136	316	1	istanbul	istanbul	PROPN
faba-136	316	2	.	.	PUNCT