id	sid	tid	token	lemma	pos
faba-98	1	1	131	131	NUM
faba-98	1	2	finance	finance	NOUN
faba-98	1	3	,	,	PUNCT
faba-98	1	4	accounting	accounting	NOUN
faba-98	1	5	and	and	CCONJ
faba-98	1	6	business	business	NOUN
faba-98	1	7	analysis	analysis	NOUN
faba-98	1	8	volume	volume	NOUN
faba-98	1	9	3	3	NUM
faba-98	1	10	issue	issue	NOUN
faba-98	1	11	2	2	NUM
faba-98	1	12	,	,	PUNCT
faba-98	1	13	2021	2021	NUM
faba-98	1	14	http://faba.bg	http://faba.bg	PROPN
faba-98	1	15	non	non	ADJ
faba-98	1	16	-	-	ADJ
faba-98	1	17	performing	performing	ADJ
faba-98	1	18	loans	loan	NOUN
faba-98	1	19	in	in	ADP
faba-98	1	20	bulgaria	bulgaria	PROPN
faba-98	1	21	and	and	CCONJ
faba-98	1	22	alleviations	alleviation	NOUN
faba-98	1	23	for	for	ADP
faba-98	1	24	debtors	debtor	NOUN
faba-98	1	25	in	in	ADP
faba-98	1	26	times	time	NOUN
faba-98	1	27	of	of	ADP
faba-98	1	28	covid-19	covid-19	PROPN
faba-98	1	29	pandemic	pandemic	ADJ
faba-98	1	30	violeta	violeta	PROPN
faba-98	1	31	todorova	todorova	PROPN
faba-98	1	32	*	*	PROPN
faba-98	1	33	university	university	PROPN
faba-98	1	34	of	of	ADP
faba-98	1	35	national	national	ADJ
faba-98	1	36	and	and	CCONJ
faba-98	1	37	world	world	NOUN
faba-98	1	38	economy	economy	NOUN
faba-98	1	39	,	,	PUNCT
faba-98	1	40	bulgaria	bulgaria	PROPN
faba-98	1	41	info	info	NOUN
faba-98	1	42	articles	article	NOUN
faba-98	1	43	abstract	abstract	ADJ
faba-98	1	44	keywords	keyword	NOUN
faba-98	1	45	:	:	PUNCT
faba-98	1	46	bulgarian	bulgarian	ADJ
faba-98	1	47	banking	banking	NOUN
faba-98	1	48	system	system	NOUN
faba-98	1	49	,	,	PUNCT
faba-98	1	50	capital	capital	NOUN
faba-98	1	51	adequacy	adequacy	NOUN
faba-98	1	52	,	,	PUNCT
faba-98	1	53	non	non	ADJ
faba-98	1	54	-	-	ADJ
faba-98	1	55	performing	performing	ADJ
faba-98	1	56	loans	loan	NOUN
faba-98	1	57	,	,	PUNCT
faba-98	1	58	covid-19	covid-19	PROPN
faba-98	1	59	pandemic	pandemic	NOUN
faba-98	1	60	,	,	PUNCT
faba-98	1	61	moratoria	moratoria	NOUN
faba-98	1	62	on	on	ADP
faba-98	1	63	loan	loan	NOUN
faba-98	1	64	payments	payment	NOUN
faba-98	1	65	objective	objective	NOUN
faba-98	1	66	:	:	PUNCT
faba-98	1	67	this	this	DET
faba-98	1	68	paper	paper	NOUN
faba-98	1	69	is	be	AUX
faba-98	1	70	focused	focus	VERB
faba-98	1	71	on	on	ADP
faba-98	1	72	examining	examine	VERB
faba-98	1	73	the	the	DET
faba-98	1	74	condition	condition	NOUN
faba-98	1	75	of	of	ADP
faba-98	1	76	non	non	ADJ
faba-98	1	77	-	-	ADJ
faba-98	1	78	performing	performing	ADJ
faba-98	1	79	loans	loan	NOUN
faba-98	1	80	(	(	PUNCT
faba-98	1	81	npls	npls	NOUN
faba-98	1	82	)	)	PUNCT
faba-98	1	83	in	in	ADP
faba-98	1	84	bulgaria	bulgaria	PROPN
faba-98	1	85	in	in	ADP
faba-98	1	86	the	the	DET
faba-98	1	87	light	light	NOUN
faba-98	1	88	of	of	ADP
faba-98	1	89	the	the	DET
faba-98	1	90	covid-19	covid-19	PROPN
faba-98	1	91	pandemic	pandemic	NOUN
faba-98	1	92	.	.	PUNCT
faba-98	2	1	its	its	PRON
faba-98	2	2	purpose	purpose	NOUN
faba-98	2	3	is	be	AUX
faba-98	2	4	to	to	PART
faba-98	2	5	present	present	VERB
faba-98	2	6	the	the	DET
faba-98	2	7	serious	serious	ADJ
faba-98	2	8	threat	threat	NOUN
faba-98	2	9	that	that	PRON
faba-98	2	10	npls	npls	NOUN
faba-98	2	11	can	can	AUX
faba-98	2	12	be	be	AUX
faba-98	2	13	for	for	ADP
faba-98	2	14	economic	economic	ADJ
faba-98	2	15	and	and	CCONJ
faba-98	2	16	financial	financial	ADJ
faba-98	2	17	stability	stability	NOUN
faba-98	2	18	and	and	CCONJ
faba-98	2	19	to	to	PART
faba-98	2	20	prove	prove	VERB
faba-98	2	21	that	that	SCONJ
faba-98	2	22	adequate	adequate	ADJ
faba-98	2	23	measures	measure	NOUN
faba-98	2	24	are	be	AUX
faba-98	2	25	taken	take	VERB
faba-98	2	26	in	in	ADP
faba-98	2	27	bulgaria	bulgaria	PROPN
faba-98	2	28	for	for	ADP
faba-98	2	29	reducing	reduce	VERB
faba-98	2	30	the	the	DET
faba-98	2	31	share	share	NOUN
faba-98	2	32	of	of	ADP
faba-98	2	33	bad	bad	ADJ
faba-98	2	34	loans	loan	NOUN
faba-98	2	35	during	during	ADP
faba-98	2	36	the	the	DET
faba-98	2	37	pandemic	pandemic	ADJ
faba-98	2	38	.	.	PUNCT
faba-98	3	1	methodology	methodology	NOUN
faba-98	3	2	:	:	PUNCT
faba-98	3	3	the	the	DET
faba-98	3	4	study	study	NOUN
faba-98	3	5	presents	present	VERB
faba-98	3	6	the	the	DET
faba-98	3	7	dynamics	dynamic	NOUN
faba-98	3	8	in	in	ADP
faba-98	3	9	lending	lending	NOUN
faba-98	3	10	and	and	CCONJ
faba-98	3	11	share	share	NOUN
faba-98	3	12	of	of	ADP
faba-98	3	13	nonperforming	nonperforme	VERB
faba-98	3	14	loans	loan	NOUN
faba-98	3	15	(	(	PUNCT
faba-98	3	16	npls	npls	NOUN
faba-98	3	17	)	)	PUNCT
faba-98	3	18	in	in	ADP
faba-98	3	19	bulgaria	bulgaria	PROPN
faba-98	3	20	by	by	ADP
faba-98	3	21	examining	examine	VERB
faba-98	3	22	monetary	monetary	ADJ
faba-98	3	23	statistics	statistic	NOUN
faba-98	3	24	data	datum	NOUN
faba-98	3	25	for	for	ADP
faba-98	3	26	the	the	DET
faba-98	3	27	period	period	NOUN
faba-98	3	28	2016	2016	NUM
faba-98	3	29	-	-	SYM
faba-98	3	30	2021	2021	NUM
faba-98	3	31	.	.	PUNCT
faba-98	4	1	тhe	тhe	PROPN
faba-98	4	2	statement	statement	NOUN
faba-98	4	3	presents	present	VERB
faba-98	4	4	basic	basic	ADJ
faba-98	4	5	measures	measure	NOUN
faba-98	4	6	and	and	CCONJ
faba-98	4	7	policies	policy	NOUN
faba-98	4	8	taken	take	VERB
faba-98	4	9	in	in	ADP
faba-98	4	10	bulgaria	bulgaria	PROPN
faba-98	4	11	for	for	ADP
faba-98	4	12	alleviation	alleviation	NOUN
faba-98	4	13	of	of	ADP
faba-98	4	14	borrowers	borrower	NOUN
faba-98	4	15	in	in	ADP
faba-98	4	16	times	time	NOUN
faba-98	4	17	of	of	ADP
faba-98	4	18	crisis	crisis	NOUN
faba-98	4	19	and	and	CCONJ
faba-98	4	20	impaired	impaired	ADJ
faba-98	4	21	economic	economic	ADJ
faba-98	4	22	stability	stability	NOUN
faba-98	4	23	.	.	PUNCT
faba-98	5	1	the	the	DET
faba-98	5	2	empirical	empirical	ADJ
faba-98	5	3	study	study	NOUN
faba-98	5	4	is	be	AUX
faba-98	5	5	based	base	VERB
faba-98	5	6	on	on	ADP
faba-98	5	7	econometric	econometric	ADJ
faba-98	5	8	model	model	NOUN
faba-98	5	9	a	a	DET
faba-98	5	10	multiple	multiple	ADJ
faba-98	5	11	linear	linear	ADJ
faba-98	5	12	regression	regression	NOUN
faba-98	5	13	model	model	NOUN
faba-98	5	14	is	be	AUX
faba-98	5	15	performed	perform	VERB
faba-98	5	16	for	for	ADP
faba-98	5	17	checking	check	VERB
faba-98	5	18	the	the	DET
faba-98	5	19	correlation	correlation	NOUN
faba-98	5	20	between	between	ADP
faba-98	5	21	npls	npls	NOUN
faba-98	5	22	and	and	CCONJ
faba-98	5	23	three	three	NUM
faba-98	5	24	key	key	ADJ
faba-98	5	25	macroeconomic	macroeconomic	ADJ
faba-98	5	26	indices	index	NOUN
faba-98	5	27	which	which	PRON
faba-98	5	28	are	be	AUX
faba-98	5	29	very	very	ADV
faba-98	5	30	tangible	tangible	ADJ
faba-98	5	31	in	in	ADP
faba-98	5	32	times	time	NOUN
faba-98	5	33	of	of	ADP
faba-98	5	34	crisis	crisis	NOUN
faba-98	5	35	:	:	PUNCT
faba-98	5	36	government	government	NOUN
faba-98	5	37	deficit	deficit	NOUN
faba-98	5	38	/	/	SYM
faba-98	5	39	surplus	surplus	NOUN
faba-98	5	40	,	,	PUNCT
faba-98	5	41	unemployment	unemployment	NOUN
faba-98	5	42	,	,	PUNCT
faba-98	5	43	gdp	gdp	NOUN
faba-98	5	44	growth	growth	NOUN
faba-98	5	45	.	.	PUNCT
faba-98	6	1	for	for	ADP
faba-98	6	2	illustration	illustration	NOUN
faba-98	6	3	of	of	ADP
faba-98	6	4	essential	essential	ADJ
faba-98	6	5	tendencies	tendency	NOUN
faba-98	6	6	and	and	CCONJ
faba-98	6	7	results	result	NOUN
faba-98	6	8	are	be	AUX
faba-98	6	9	used	use	VERB
faba-98	6	10	tables	table	NOUN
faba-98	6	11	and	and	CCONJ
faba-98	6	12	graphs	graph	NOUN
faba-98	6	13	based	base	VERB
faba-98	6	14	on	on	ADP
faba-98	6	15	observations	observation	NOUN
faba-98	6	16	,	,	PUNCT
faba-98	6	17	comparative	comparative	ADJ
faba-98	6	18	analysis	analysis	NOUN
faba-98	6	19	and	and	CCONJ
faba-98	6	20	systematization	systematization	NOUN
faba-98	6	21	.	.	PUNCT
faba-98	7	1	results	result	NOUN
faba-98	7	2	:	:	PUNCT
faba-98	7	3	the	the	DET
faba-98	7	4	results	result	NOUN
faba-98	7	5	show	show	VERB
faba-98	7	6	that	that	SCONJ
faba-98	7	7	up	up	ADP
faba-98	7	8	to	to	ADP
faba-98	7	9	the	the	DET
faba-98	7	10	middle	middle	NOUN
faba-98	7	11	of	of	ADP
faba-98	7	12	2021	2021	NUM
faba-98	7	13	the	the	DET
faba-98	7	14	amount	amount	NOUN
faba-98	7	15	of	of	ADP
faba-98	7	16	npls	npls	NOUN
faba-98	7	17	in	in	ADP
faba-98	7	18	bulgaria	bulgaria	PROPN
faba-98	7	19	has	have	AUX
faba-98	7	20	not	not	PART
faba-98	7	21	increased	increase	VERB
faba-98	7	22	considerably	considerably	ADV
faba-98	7	23	as	as	ADP
faba-98	7	24	a	a	DET
faba-98	7	25	result	result	NOUN
faba-98	7	26	of	of	ADP
faba-98	7	27	the	the	DET
faba-98	7	28	pandemic	pandemic	NOUN
faba-98	7	29	.	.	PUNCT
faba-98	8	1	it	it	PRON
faba-98	8	2	is	be	AUX
faba-98	8	3	due	due	ADJ
faba-98	8	4	to	to	ADP
faba-98	8	5	the	the	DET
faba-98	8	6	adequate	adequate	ADJ
faba-98	8	7	measures	measure	NOUN
faba-98	8	8	taken	take	VERB
faba-98	8	9	by	by	ADP
faba-98	8	10	the	the	DET
faba-98	8	11	government	government	NOUN
faba-98	8	12	and	and	CCONJ
faba-98	8	13	the	the	DET
faba-98	8	14	financial	financial	ADJ
faba-98	8	15	authorities	authority	NOUN
faba-98	8	16	which	which	PRON
faba-98	8	17	give	give	VERB
faba-98	8	18	the	the	DET
faba-98	8	19	obligors	obligor	NOUN
faba-98	8	20	the	the	DET
faba-98	8	21	possibility	possibility	NOUN
faba-98	8	22	to	to	PART
faba-98	8	23	postpone	postpone	VERB
faba-98	8	24	their	their	PRON
faba-98	8	25	payments	payment	NOUN
faba-98	8	26	in	in	ADP
faba-98	8	27	future	future	NOUN
faba-98	8	28	.	.	PUNCT
faba-98	9	1	suspension	suspension	NOUN
faba-98	9	2	of	of	ADP
faba-98	9	3	the	the	DET
faba-98	9	4	payment	payment	NOUN
faba-98	9	5	moratoria	moratoria	NOUN
faba-98	9	6	and	and	CCONJ
faba-98	9	7	increase	increase	NOUN
faba-98	9	8	of	of	ADP
faba-98	9	9	unemployment	unemployment	NOUN
faba-98	9	10	may	may	AUX
faba-98	9	11	lead	lead	VERB
faba-98	9	12	to	to	ADP
faba-98	9	13	higher	high	ADJ
faba-98	9	14	amount	amount	NOUN
faba-98	9	15	of	of	ADP
faba-98	9	16	npls	npls	NOUN
faba-98	9	17	in	in	ADP
faba-98	9	18	bulgarian	bulgarian	ADJ
faba-98	9	19	banking	banking	NOUN
faba-98	9	20	system	system	NOUN
faba-98	9	21	.	.	PUNCT
faba-98	10	1	*	*	PUNCT
faba-98	10	2	address	address	NOUN
faba-98	10	3	correspondence	correspondence	NOUN
faba-98	10	4	:	:	PUNCT
faba-98	11	1	e	e	X
faba-98	11	2	-	-	NOUN
faba-98	11	3	mail	mail	NOUN
faba-98	11	4	:	:	PUNCT
faba-98	11	5	vtodorova3@gmail.com	vtodorova3@gmail.com	X
faba-98	11	6	finance	finance	NOUN
faba-98	11	7	,	,	PUNCT
faba-98	11	8	accounting	accounting	NOUN
faba-98	11	9	and	and	CCONJ
faba-98	11	10	business	business	NOUN
faba-98	11	11	analysis	analysis	NOUN
faba-98	11	12	3	3	NUM
faba-98	11	13	(	(	PUNCT
faba-98	11	14	2	2	NUM
faba-98	11	15	)	)	PUNCT
faba-98	11	16	2021	2021	NUM
faba-98	11	17	132	132	NUM
faba-98	11	18	introduction	introduction	NOUN
faba-98	11	19	the	the	DET
faba-98	11	20	covid-19	covid-19	PROPN
faba-98	11	21	pandemic	pandemic	NOUN
faba-98	11	22	inevitably	inevitably	ADV
faba-98	11	23	has	have	AUX
faba-98	11	24	slowed	slow	VERB
faba-98	11	25	down	down	ADP
faba-98	11	26	the	the	DET
faba-98	11	27	economic	economic	ADJ
faba-98	11	28	performance	performance	NOUN
faba-98	11	29	of	of	ADP
faba-98	11	30	bulgaria	bulgaria	PROPN
faba-98	11	31	.	.	PUNCT
faba-98	12	1	the	the	DET
faba-98	12	2	gross	gross	ADJ
faba-98	12	3	domestic	domestic	ADJ
faba-98	12	4	product	product	NOUN
faba-98	12	5	(	(	PUNCT
faba-98	12	6	gdp	gdp	NOUN
faba-98	12	7	)	)	PUNCT
faba-98	12	8	has	have	AUX
faba-98	12	9	contracted	contract	VERB
faba-98	12	10	to	to	ADP
faba-98	12	11	4.2	4.2	NUM
faba-98	12	12	%	%	NOUN
faba-98	12	13	in	in	ADP
faba-98	12	14	2020	2020	NUM
faba-98	12	15	as	as	ADP
faba-98	12	16	a	a	DET
faba-98	12	17	result	result	NOUN
faba-98	12	18	of	of	ADP
faba-98	12	19	the	the	DET
faba-98	12	20	lockdown.1	lockdown.1	NOUN
faba-98	12	21	the	the	DET
faba-98	12	22	fiscal	fiscal	ADJ
faba-98	12	23	deficit	deficit	NOUN
faba-98	12	24	widens	widen	VERB
faba-98	12	25	to	to	ADP
faba-98	12	26	-3,4%2	-3,4%2	VERB
faba-98	12	27	.	.	PUNCT
faba-98	13	1	the	the	DET
faba-98	13	2	number	number	NOUN
faba-98	13	3	of	of	ADP
faba-98	13	4	granted	grant	VERB
faba-98	13	5	credits	credit	NOUN
faba-98	13	6	is	be	AUX
faba-98	13	7	smaller	small	ADJ
faba-98	13	8	.	.	PUNCT
faba-98	14	1	despite	despite	SCONJ
faba-98	14	2	the	the	DET
faba-98	14	3	decrease	decrease	NOUN
faba-98	14	4	оf	оf	X
faba-98	14	5	nonperforming	nonperforme	VERB
faba-98	14	6	loans	loan	NOUN
faba-98	14	7	ratio	ratio	NOUN
faba-98	14	8	in	in	ADP
faba-98	14	9	recent	recent	ADJ
faba-98	14	10	years	year	NOUN
faba-98	14	11	,	,	PUNCT
faba-98	14	12	this	this	DET
faba-98	14	13	situation	situation	NOUN
faba-98	14	14	may	may	AUX
faba-98	14	15	change	change	VERB
faba-98	14	16	due	due	ADP
faba-98	14	17	to	to	ADP
faba-98	14	18	the	the	DET
faba-98	14	19	pandemic	pandemic	ADV
faba-98	14	20	-	-	PUNCT
faba-98	14	21	driven	drive	VERB
faba-98	14	22	economic	economic	ADJ
faba-98	14	23	contraction	contraction	NOUN
faba-98	14	24	.	.	PUNCT
faba-98	15	1	though	though	ADV
faba-98	15	2	,	,	PUNCT
faba-98	15	3	banks	bank	NOUN
faba-98	15	4	are	be	AUX
faba-98	15	5	generally	generally	ADV
faba-98	15	6	well	well	ADV
faba-98	15	7	-	-	PUNCT
faba-98	15	8	capitalized	capitalize	VERB
faba-98	15	9	and	and	CCONJ
faba-98	15	10	liquid	liquid	NOUN
faba-98	15	11	.	.	PUNCT
faba-98	16	1	new	new	ADJ
faba-98	16	2	waves	wave	NOUN
faba-98	16	3	of	of	ADP
faba-98	16	4	infections	infection	NOUN
faba-98	16	5	and	and	CCONJ
faba-98	16	6	new	new	ADJ
faba-98	16	7	restrictive	restrictive	ADJ
faba-98	16	8	measures	measure	NOUN
faba-98	16	9	are	be	AUX
faba-98	16	10	expected	expect	VERB
faba-98	16	11	.	.	PUNCT
faba-98	17	1	there	there	PRON
faba-98	17	2	is	be	VERB
faba-98	17	3	a	a	DET
faba-98	17	4	big	big	ADJ
faba-98	17	5	uncertainty	uncertainty	NOUN
faba-98	17	6	in	in	ADP
faba-98	17	7	the	the	DET
faba-98	17	8	course	course	NOUN
faba-98	17	9	of	of	ADP
faba-98	17	10	the	the	DET
faba-98	17	11	pandemic	pandemic	ADJ
faba-98	17	12	–	–	PUNCT
faba-98	17	13	uncertainty	uncertainty	NOUN
faba-98	17	14	about	about	ADP
faba-98	17	15	health	health	NOUN
faba-98	17	16	and	and	CCONJ
faba-98	17	17	life	life	NOUN
faba-98	17	18	,	,	PUNCT
faba-98	17	19	jobs	job	NOUN
faba-98	17	20	and	and	CCONJ
faba-98	17	21	wages	wage	NOUN
faba-98	17	22	,	,	PUNCT
faba-98	17	23	and	and	CCONJ
faba-98	17	24	of	of	ADP
faba-98	17	25	course	course	NOUN
faba-98	17	26	,	,	PUNCT
faba-98	17	27	about	about	ADP
faba-98	17	28	loans	loan	NOUN
faba-98	17	29	.	.	PUNCT
faba-98	18	1	the	the	DET
faba-98	18	2	increasing	increase	VERB
faba-98	18	3	number	number	NOUN
faba-98	18	4	of	of	ADP
faba-98	18	5	non	non	ADJ
faba-98	18	6	-	-	ADJ
faba-98	18	7	performing	performing	ADJ
faba-98	18	8	loans	loan	NOUN
faba-98	18	9	(	(	PUNCT
faba-98	18	10	npls	npls	NOUN
faba-98	18	11	)	)	PUNCT
faba-98	18	12	in	in	ADP
faba-98	18	13	the	the	DET
faba-98	18	14	banks	bank	NOUN
faba-98	18	15	`	`	PART
faba-98	18	16	portfolio	portfolio	NOUN
faba-98	18	17	can	can	AUX
faba-98	18	18	induce	induce	VERB
faba-98	18	19	economic	economic	ADJ
faba-98	18	20	and	and	CCONJ
faba-98	18	21	financial	financial	ADJ
faba-98	18	22	distress	distress	NOUN
faba-98	18	23	.	.	PUNCT
faba-98	19	1	there	there	PRON
faba-98	19	2	is	be	VERB
faba-98	19	3	a	a	DET
faba-98	19	4	broad	broad	ADJ
faba-98	19	5	consensus	consensus	NOUN
faba-98	19	6	among	among	ADP
faba-98	19	7	researchers	researcher	NOUN
faba-98	19	8	and	and	CCONJ
faba-98	19	9	scientists	scientist	NOUN
faba-98	19	10	that	that	SCONJ
faba-98	19	11	the	the	DET
faba-98	19	12	great	great	ADJ
faba-98	19	13	value	value	NOUN
faba-98	19	14	of	of	ADP
faba-98	19	15	npls	npls	NOUN
faba-98	19	16	has	have	AUX
faba-98	19	17	negative	negative	ADJ
faba-98	19	18	impact	impact	NOUN
faba-98	19	19	on	on	ADP
faba-98	19	20	the	the	DET
faba-98	19	21	economy	economy	NOUN
faba-98	19	22	of	of	ADP
faba-98	19	23	the	the	DET
faba-98	19	24	country	country	NOUN
faba-98	19	25	concerned	concerned	ADJ
faba-98	19	26	because	because	SCONJ
faba-98	19	27	they	they	PRON
faba-98	19	28	affect	affect	VERB
faba-98	19	29	banks	bank	NOUN
faba-98	19	30	`	`	PART
faba-98	19	31	balance	balance	NOUN
faba-98	19	32	sheet	sheet	NOUN
faba-98	19	33	stability	stability	NOUN
faba-98	19	34	and	and	CCONJ
faba-98	19	35	profitability	profitability	NOUN
faba-98	19	36	and	and	CCONJ
faba-98	19	37	put	put	VERB
faba-98	19	38	limitation	limitation	NOUN
faba-98	19	39	on	on	ADP
faba-98	19	40	bank	bank	NOUN
faba-98	19	41	lending	lending	NOUN
faba-98	19	42	activities	activity	NOUN
faba-98	19	43	.	.	PUNCT
faba-98	20	1	non	non	ADJ
faba-98	20	2	-	-	ADJ
faba-98	20	3	performing	perform	VERB
faba-98	20	4	loans	loan	NOUN
faba-98	20	5	influence	influence	VERB
faba-98	20	6	macroeconomic	macroeconomic	ADJ
faba-98	20	7	indicators	indicator	NOUN
faba-98	20	8	such	such	ADJ
faba-98	20	9	as	as	ADP
faba-98	20	10	gdp	gdp	NOUN
faba-98	20	11	growth	growth	NOUN
faba-98	20	12	,	,	PUNCT
faba-98	20	13	unemployment	unemployment	NOUN
faba-98	20	14	and	and	CCONJ
faba-98	20	15	inflation	inflation	NOUN
faba-98	20	16	,	,	PUNCT
faba-98	20	17	and	and	CCONJ
faba-98	20	18	their	their	PRON
faba-98	20	19	acceleration	acceleration	NOUN
faba-98	20	20	adversely	adversely	ADV
faba-98	20	21	affects	affect	VERB
faba-98	20	22	the	the	DET
faba-98	20	23	real	real	ADJ
faba-98	20	24	economy	economy	NOUN
faba-98	20	25	(	(	PUNCT
faba-98	20	26	klein	klein	PROPN
faba-98	20	27	2013	2013	NUM
faba-98	20	28	)	)	PUNCT
faba-98	20	29	.	.	PUNCT
faba-98	21	1	minimization	minimization	NOUN
faba-98	21	2	of	of	ADP
faba-98	21	3	npls	npls	NOUN
faba-98	21	4	is	be	AUX
faba-98	21	5	necessary	necessary	ADJ
faba-98	21	6	for	for	ADP
faba-98	21	7	a	a	DET
faba-98	21	8	stable	stable	ADJ
faba-98	21	9	economic	economic	ADJ
faba-98	21	10	growth	growth	NOUN
faba-98	21	11	.	.	PUNCT
faba-98	22	1	deteriorated	deteriorate	VERB
faba-98	22	2	loan	loan	NOUN
faba-98	22	3	portfolio	portfolio	NOUN
faba-98	22	4	of	of	ADP
faba-98	22	5	banks	bank	NOUN
faba-98	22	6	causes	cause	VERB
faba-98	22	7	problems	problem	NOUN
faba-98	22	8	in	in	ADP
faba-98	22	9	the	the	DET
faba-98	22	10	banking	banking	NOUN
faba-98	22	11	system	system	NOUN
faba-98	22	12	and	and	CCONJ
faba-98	22	13	is	be	AUX
faba-98	22	14	a	a	DET
faba-98	22	15	prerequisite	prerequisite	NOUN
faba-98	22	16	for	for	ADP
faba-98	22	17	financial	financial	ADJ
faba-98	22	18	crisis	crisis	NOUN
faba-98	22	19	(	(	PUNCT
faba-98	22	20	messai	messai	NOUN
faba-98	22	21	and	and	CCONJ
faba-98	22	22	jouini	jouini	PROPN
faba-98	22	23	2013	2013	NUM
faba-98	22	24	)	)	PUNCT
faba-98	22	25	.	.	PUNCT
faba-98	23	1	example	example	NOUN
faba-98	23	2	for	for	ADP
faba-98	23	3	serious	serious	ADJ
faba-98	23	4	crisis	crisis	NOUN
faba-98	23	5	caused	cause	VERB
faba-98	23	6	by	by	ADP
faba-98	23	7	npls	npls	NOUN
faba-98	23	8	is	be	AUX
faba-98	23	9	those	those	PRON
faba-98	23	10	of	of	ADP
faba-98	23	11	2007	2007	NUM
faba-98	23	12	-	-	SYM
faba-98	23	13	2009	2009	NUM
faba-98	23	14	.	.	PUNCT
faba-98	24	1	in	in	ADP
faba-98	24	2	2007	2007	NUM
faba-98	24	3	,	,	PUNCT
faba-98	24	4	the	the	DET
faba-98	24	5	citizens	citizen	NOUN
faba-98	24	6	of	of	ADP
faba-98	24	7	one	one	NUM
faba-98	24	8	of	of	ADP
faba-98	24	9	the	the	DET
faba-98	24	10	richest	rich	ADJ
faba-98	24	11	countries	country	NOUN
faba-98	24	12	in	in	ADP
faba-98	24	13	the	the	DET
faba-98	24	14	world	world	NOUN
faba-98	24	15	,	,	PUNCT
faba-98	24	16	the	the	DET
faba-98	24	17	united	united	PROPN
faba-98	24	18	states	states	PROPN
faba-98	24	19	,	,	PUNCT
faba-98	24	20	live	live	VERB
faba-98	24	21	well	well	ADV
faba-98	24	22	over	over	ADP
faba-98	24	23	their	their	PRON
faba-98	24	24	financial	financial	ADJ
faba-98	24	25	possibilities	possibility	NOUN
faba-98	24	26	and	and	CCONJ
faba-98	24	27	this	this	PRON
faba-98	24	28	influences	influence	VERB
faba-98	24	29	the	the	DET
faba-98	24	30	whole	whole	ADJ
faba-98	24	31	world	world	NOUN
faba-98	24	32	economy	economy	NOUN
faba-98	24	33	.	.	PUNCT
faba-98	25	1	the	the	DET
faba-98	25	2	growing	grow	VERB
faba-98	25	3	consumption	consumption	NOUN
faba-98	25	4	forces	force	NOUN
faba-98	25	5	americans	americans	PROPN
faba-98	25	6	to	to	PART
faba-98	25	7	borrow	borrow	VERB
faba-98	25	8	and	and	CCONJ
faba-98	25	9	consume	consume	VERB
faba-98	25	10	as	as	SCONJ
faba-98	25	11	if	if	SCONJ
faba-98	25	12	their	their	PRON
faba-98	25	13	income	income	NOUN
faba-98	25	14	has	have	AUX
faba-98	25	15	increased	increase	VERB
faba-98	25	16	.	.	PUNCT
faba-98	26	1	as	as	ADP
faba-98	26	2	a	a	DET
faba-98	26	3	result	result	NOUN
faba-98	26	4	,	,	PUNCT
faba-98	26	5	savings	saving	NOUN
faba-98	26	6	are	be	AUX
faba-98	26	7	replaced	replace	VERB
faba-98	26	8	by	by	ADP
faba-98	26	9	debts	debt	NOUN
faba-98	26	10	.	.	PUNCT
faba-98	27	1	interest	interest	NOUN
faba-98	27	2	rates	rate	NOUN
faba-98	27	3	,	,	PUNCT
faba-98	27	4	taxes	taxis	NOUN
faba-98	27	5	and	and	CCONJ
faba-98	27	6	increasing	increase	VERB
faba-98	27	7	housing	housing	NOUN
faba-98	27	8	prices	price	NOUN
faba-98	27	9	are	be	AUX
faba-98	27	10	very	very	ADV
faba-98	27	11	profitable	profitable	ADJ
faba-98	27	12	for	for	ADP
faba-98	27	13	creditors	creditor	NOUN
faba-98	27	14	while	while	SCONJ
faba-98	27	15	borrowers	borrower	NOUN
faba-98	27	16	take	take	VERB
faba-98	27	17	new	new	ADJ
faba-98	27	18	loans	loan	NOUN
faba-98	27	19	,	,	PUNCT
faba-98	27	20	not	not	PART
faba-98	27	21	facing	face	VERB
faba-98	27	22	the	the	DET
faba-98	27	23	reality	reality	NOUN
faba-98	27	24	.	.	PUNCT
faba-98	28	1	this	this	DET
faba-98	28	2	credit	credit	NOUN
faba-98	28	3	boom	boom	NOUN
faba-98	28	4	is	be	AUX
faba-98	28	5	based	base	VERB
faba-98	28	6	on	on	ADP
faba-98	28	7	the	the	DET
faba-98	28	8	presumption	presumption	NOUN
faba-98	28	9	that	that	SCONJ
faba-98	28	10	housing	housing	NOUN
faba-98	28	11	prices	price	NOUN
faba-98	28	12	will	will	AUX
faba-98	28	13	be	be	AUX
faba-98	28	14	increasing	increase	VERB
faba-98	28	15	continuously	continuously	ADV
faba-98	28	16	in	in	ADP
faba-98	28	17	future	future	NOUN
faba-98	28	18	(	(	PUNCT
faba-98	28	19	stiglitz	stiglitz	NOUN
faba-98	28	20	2010	2010	NUM
faba-98	28	21	)	)	PUNCT
faba-98	28	22	.	.	PUNCT
faba-98	29	1	when	when	SCONJ
faba-98	29	2	the	the	DET
faba-98	29	3	bubble	bubble	NOUN
faba-98	29	4	bursts	burst	NOUN
faba-98	29	5	,	,	PUNCT
faba-98	29	6	the	the	DET
faba-98	29	7	united	united	PROPN
faba-98	29	8	states	states	PROPN
faba-98	29	9	face	face	VERB
faba-98	29	10	serious	serious	ADJ
faba-98	29	11	financial	financial	ADJ
faba-98	29	12	and	and	CCONJ
faba-98	29	13	economic	economic	ADJ
faba-98	29	14	crisis	crisis	NOUN
faba-98	29	15	,	,	PUNCT
faba-98	29	16	which	which	PRON
faba-98	29	17	extends	extend	VERB
faba-98	29	18	over	over	ADP
faba-98	29	19	the	the	DET
faba-98	29	20	whole	whole	ADJ
faba-98	29	21	world	world	NOUN
faba-98	29	22	due	due	ADP
faba-98	29	23	to	to	ADP
faba-98	29	24	the	the	DET
faba-98	29	25	domino	domino	NOUN
faba-98	29	26	effect	effect	NOUN
faba-98	29	27	.	.	PUNCT
faba-98	30	1	high	high	ADJ
faba-98	30	2	economic	economic	ADJ
faba-98	30	3	growth	growth	NOUN
faba-98	30	4	combined	combine	VERB
faba-98	30	5	with	with	ADP
faba-98	30	6	a	a	DET
faba-98	30	7	credit	credit	NOUN
faba-98	30	8	boom	boom	NOUN
faba-98	30	9	can	can	AUX
faba-98	30	10	be	be	AUX
faba-98	30	11	interpreted	interpret	VERB
faba-98	30	12	as	as	ADP
faba-98	30	13	a	a	DET
faba-98	30	14	signal	signal	NOUN
faba-98	30	15	of	of	ADP
faba-98	30	16	economic	economic	ADJ
faba-98	30	17	"	"	PUNCT
faba-98	30	18	overheating	overheating	ADJ
faba-98	30	19	"	"	PUNCT
faba-98	30	20	and	and	CCONJ
faba-98	30	21	therefore	therefore	ADV
faba-98	30	22	as	as	ADP
faba-98	30	23	a	a	DET
faba-98	30	24	potential	potential	ADJ
faba-98	30	25	threat	threat	NOUN
faba-98	30	26	to	to	ADP
faba-98	30	27	the	the	DET
faba-98	30	28	stability	stability	NOUN
faba-98	30	29	of	of	ADP
faba-98	30	30	the	the	DET
faba-98	30	31	banking	banking	NOUN
faba-98	30	32	sector	sector	NOUN
faba-98	30	33	(	(	PUNCT
faba-98	30	34	festic	festic	PROPN
faba-98	30	35	et	et	PROPN
faba-98	30	36	al	al	PROPN
faba-98	30	37	.	.	PROPN
faba-98	30	38	2009	2009	NUM
faba-98	30	39	)	)	PUNCT
faba-98	30	40	.	.	PUNCT
faba-98	31	1	in	in	ADP
faba-98	31	2	prospering	prosper	VERB
faba-98	31	3	economic	economic	ADJ
faba-98	31	4	times	time	NOUN
faba-98	31	5	creditors	creditor	NOUN
faba-98	31	6	grant	grant	VERB
faba-98	31	7	many	many	ADJ
faba-98	31	8	loans	loan	NOUN
faba-98	31	9	,	,	PUNCT
faba-98	31	10	including	include	VERB
faba-98	31	11	bad	bad	ADJ
faba-98	31	12	loans	loan	NOUN
faba-98	31	13	,	,	PUNCT
faba-98	31	14	result	result	NOUN
faba-98	31	15	of	of	ADP
faba-98	31	16	the	the	DET
faba-98	31	17	prevailing	prevail	VERB
faba-98	31	18	optimistic	optimistic	ADJ
faba-98	31	19	mood	mood	NOUN
faba-98	31	20	and	and	CCONJ
faba-98	31	21	expectations	expectation	NOUN
faba-98	31	22	.	.	PUNCT
faba-98	32	1	in	in	ADP
faba-98	32	2	the	the	DET
faba-98	32	3	next	next	ADJ
faba-98	32	4	phase	phase	NOUN
faba-98	32	5	of	of	ADP
faba-98	32	6	the	the	DET
faba-98	32	7	boom	boom	NOUN
faba-98	32	8	people	people	NOUN
faba-98	32	9	believe	believe	VERB
faba-98	32	10	that	that	SCONJ
faba-98	32	11	the	the	DET
faba-98	32	12	economic	economic	ADJ
faba-98	32	13	cycle	cycle	NOUN
faba-98	32	14	is	be	AUX
faba-98	32	15	eternal	eternal	ADJ
faba-98	32	16	and	and	CCONJ
faba-98	32	17	are	be	AUX
faba-98	32	18	tempted	tempt	VERB
faba-98	32	19	to	to	PART
faba-98	32	20	invest	invest	VERB
faba-98	32	21	money	money	NOUN
faba-98	32	22	which	which	PRON
faba-98	32	23	they	they	PRON
faba-98	32	24	do	do	AUX
faba-98	32	25	not	not	PART
faba-98	32	26	actually	actually	ADV
faba-98	32	27	own	own	ADJ
faba-98	32	28	(	(	PUNCT
faba-98	32	29	otte	otte	PROPN
faba-98	32	30	2006	2006	NUM
faba-98	32	31	)	)	PUNCT
faba-98	32	32	.	.	PUNCT
faba-98	33	1	their	their	PRON
faba-98	33	2	investments	investment	NOUN
faba-98	33	3	can	can	AUX
faba-98	33	4	survive	survive	VERB
faba-98	33	5	if	if	SCONJ
faba-98	33	6	the	the	DET
faba-98	33	7	expansion	expansion	NOUN
faba-98	33	8	is	be	AUX
faba-98	33	9	endless	endless	ADJ
faba-98	33	10	.	.	PUNCT
faba-98	34	1	this	this	PRON
faba-98	34	2	may	may	AUX
faba-98	34	3	happen	happen	VERB
faba-98	34	4	in	in	ADP
faba-98	34	5	a	a	DET
faba-98	34	6	perfect	perfect	ADJ
faba-98	34	7	world	world	NOUN
faba-98	34	8	but	but	CCONJ
faba-98	34	9	the	the	DET
faba-98	34	10	reality	reality	NOUN
faba-98	34	11	is	be	AUX
faba-98	34	12	different	different	ADJ
faba-98	34	13	and	and	CCONJ
faba-98	34	14	such	such	ADJ
faba-98	34	15	investments	investment	NOUN
faba-98	34	16	should	should	AUX
faba-98	34	17	be	be	AUX
faba-98	34	18	directed	direct	VERB
faba-98	34	19	to	to	ADP
faba-98	34	20	a	a	DET
faba-98	34	21	healthy	healthy	ADJ
faba-98	34	22	and	and	CCONJ
faba-98	34	23	stable	stable	ADJ
faba-98	34	24	growth	growth	NOUN
faba-98	34	25	.	.	PUNCT
faba-98	35	1	loans	loan	NOUN
faba-98	35	2	are	be	AUX
faba-98	35	3	expensive	expensive	ADJ
faba-98	35	4	commodities	commodity	NOUN
faba-98	35	5	bound	bind	VERB
faba-98	35	6	up	up	ADP
faba-98	35	7	with	with	ADP
faba-98	35	8	taking	take	VERB
faba-98	35	9	certain	certain	ADJ
faba-98	35	10	economic	economic	ADJ
faba-98	35	11	risks	risk	NOUN
faba-98	35	12	.	.	PUNCT
faba-98	36	1	their	their	PRON
faba-98	36	2	future	future	NOUN
faba-98	36	3	is	be	AUX
faba-98	36	4	always	always	ADV
faba-98	36	5	unsure	unsure	ADJ
faba-98	36	6	.	.	PUNCT
faba-98	37	1	for	for	ADP
faba-98	37	2	this	this	DET
faba-98	37	3	reason	reason	NOUN
faba-98	37	4	both	both	DET
faba-98	37	5	lenders	lender	NOUN
faba-98	37	6	and	and	CCONJ
faba-98	37	7	borrowers	borrower	NOUN
faba-98	37	8	should	should	AUX
faba-98	37	9	be	be	AUX
faba-98	37	10	cautious	cautious	ADJ
faba-98	37	11	.	.	PUNCT
faba-98	38	1	after	after	ADP
faba-98	38	2	the	the	DET
faba-98	38	3	serious	serious	ADJ
faba-98	38	4	damages	damage	NOUN
faba-98	38	5	caused	cause	VERB
faba-98	38	6	by	by	ADP
faba-98	38	7	the	the	DET
faba-98	38	8	crisis	crisis	NOUN
faba-98	38	9	of	of	ADP
faba-98	38	10	2007	2007	NUM
faba-98	38	11	-	-	SYM
faba-98	38	12	2009	2009	NUM
faba-98	38	13	,	,	PUNCT
faba-98	38	14	npls	npls	NOUN
faba-98	38	15	have	have	AUX
faba-98	38	16	been	be	AUX
faba-98	38	17	observed	observe	VERB
faba-98	38	18	carefully	carefully	ADV
faba-98	38	19	by	by	ADP
faba-98	38	20	policymakers	policymaker	NOUN
faba-98	38	21	and	and	CCONJ
faba-98	38	22	supervisory	supervisory	ADJ
faba-98	38	23	bodies	body	NOUN
faba-98	38	24	.	.	PUNCT
faba-98	39	1	in	in	ADP
faba-98	39	2	the	the	DET
faba-98	39	3	european	european	PROPN
faba-98	39	4	union	union	PROPN
faba-98	39	5	,	,	PUNCT
faba-98	39	6	the	the	DET
faba-98	39	7	european	european	PROPN
faba-98	39	8	banking	banking	PROPN
faba-98	39	9	authority	authority	NOUN
faba-98	39	10	together	together	ADV
faba-98	39	11	with	with	ADP
faba-98	39	12	other	other	ADJ
faba-98	39	13	eu	eu	PROPN
faba-98	39	14	bodies	body	NOUN
faba-98	39	15	and	and	CCONJ
faba-98	39	16	institutions	institution	NOUN
faba-98	39	17	is	be	AUX
faba-98	39	18	responsible	responsible	ADJ
faba-98	39	19	for	for	ADP
faba-98	39	20	the	the	DET
faba-98	39	21	creation	creation	NOUN
faba-98	39	22	and	and	CCONJ
faba-98	39	23	implementation	implementation	NOUN
faba-98	39	24	of	of	ADP
faba-98	39	25	an	an	DET
faba-98	39	26	action	action	NOUN
faba-98	39	27	plan	plan	NOUN
faba-98	39	28	for	for	ADP
faba-98	39	29	solving	solve	VERB
faba-98	39	30	the	the	DET
faba-98	39	31	problem	problem	NOUN
faba-98	39	32	with	with	ADP
faba-98	39	33	non	non	ADJ
faba-98	39	34	-	-	ADJ
faba-98	39	35	performing	performing	ADJ
faba-98	39	36	loans	loan	NOUN
faba-98	39	37	in	in	ADP
faba-98	39	38	the	the	DET
faba-98	39	39	member	member	NOUN
faba-98	39	40	states	state	NOUN
faba-98	39	41	and	and	CCONJ
faba-98	39	42	keeping	keep	VERB
faba-98	39	43	the	the	DET
faba-98	39	44	value	value	NOUN
faba-98	39	45	of	of	ADP
faba-98	39	46	npls	npls	NOUN
faba-98	39	47	to	to	ADP
faba-98	39	48	the	the	DET
faba-98	39	49	reference	reference	NOUN
faba-98	39	50	level	level	NOUN
faba-98	39	51	.	.	PUNCT
faba-98	40	1	nevertheless	nevertheless	ADV
faba-98	40	2	,	,	PUNCT
faba-98	40	3	a	a	DET
faba-98	40	4	number	number	NOUN
faba-98	40	5	of	of	ADP
faba-98	40	6	banks	bank	NOUN
faba-98	40	7	in	in	ADP
faba-98	40	8	the	the	DET
faba-98	40	9	eu	eu	PROPN
faba-98	40	10	member	member	NOUN
faba-98	40	11	states	state	NOUN
faba-98	40	12	have	have	AUX
faba-98	40	13	been	be	AUX
faba-98	40	14	experiencing	experience	VERB
faba-98	40	15	high	high	ADJ
faba-98	40	16	levels	level	NOUN
faba-98	40	17	of	of	ADP
faba-98	40	18	nonperforming	nonperforme	VERB
faba-98	40	19	loans.3	loans.3	VERB
faba-98	40	20	unfortunately	unfortunately	ADV
faba-98	40	21	,	,	PUNCT
faba-98	40	22	the	the	DET
faba-98	40	23	covid-19	covid-19	PROPN
faba-98	40	24	pandemic	pandemic	NOUN
faba-98	40	25	raises	raise	VERB
faba-98	40	26	expectations	expectation	NOUN
faba-98	40	27	for	for	ADP
faba-98	40	28	growth	growth	NOUN
faba-98	40	29	of	of	ADP
faba-98	40	30	non	non	ADJ
faba-98	40	31	-	-	ADJ
faba-98	40	32	performing	perform	VERB
faba-98	40	33	loans	loan	NOUN
faba-98	40	34	.	.	PUNCT
faba-98	41	1	the	the	DET
faba-98	41	2	confinement	confinement	NOUN
faba-98	41	3	of	of	ADP
faba-98	41	4	the	the	DET
faba-98	41	5	population	population	NOUN
faba-98	41	6	leads	lead	VERB
faba-98	41	7	to	to	ADP
faba-98	41	8	serious	serious	ADJ
faba-98	41	9	social	social	ADJ
faba-98	41	10	and	and	CCONJ
faba-98	41	11	economic	economic	ADJ
faba-98	41	12	consequences	consequence	NOUN
faba-98	41	13	.	.	PUNCT
faba-98	42	1	many	many	ADJ
faba-98	42	2	businesses	business	NOUN
faba-98	42	3	and	and	CCONJ
faba-98	42	4	individuals	individual	NOUN
faba-98	42	5	are	be	AUX
faba-98	42	6	expected	expect	VERB
faba-98	42	7	to	to	PART
faba-98	42	8	face	face	VERB
faba-98	42	9	liquidity	liquidity	NOUN
faba-98	42	10	problems	problem	NOUN
faba-98	42	11	and	and	CCONJ
faba-98	42	12	difficulties	difficulty	NOUN
faba-98	42	13	in	in	ADP
faba-98	42	14	timely	timely	ADJ
faba-98	42	15	payment	payment	NOUN
faba-98	42	16	of	of	ADP
faba-98	42	17	their	their	PRON
faba-98	42	18	financial	financial	ADJ
faba-98	42	19	obligations	obligation	NOUN
faba-98	42	20	.	.	PUNCT
faba-98	43	1	this	this	PRON
faba-98	43	2	could	could	AUX
faba-98	43	3	affect	affect	VERB
faba-98	43	4	the	the	DET
faba-98	43	5	stability	stability	NOUN
faba-98	43	6	of	of	ADP
faba-98	43	7	the	the	DET
faba-98	43	8	credit	credit	NOUN
faba-98	43	9	institutions	institution	NOUN
faba-98	43	10	due	due	ADP
faba-98	43	11	to	to	ADP
faba-98	43	12	the	the	DET
faba-98	43	13	possibility	possibility	NOUN
faba-98	43	14	for	for	ADP
faba-98	43	15	additional	additional	ADJ
faba-98	43	16	expenditures	expenditure	NOUN
faba-98	43	17	,	,	PUNCT
faba-98	43	18	large	large	ADJ
faba-98	43	19	number	number	NOUN
faba-98	43	20	of	of	ADP
faba-98	43	21	defaults	default	NOUN
faba-98	43	22	and	and	CCONJ
faba-98	43	23	increased	increase	VERB
faba-98	43	24	capital	capital	NOUN
faba-98	43	25	requirements	requirement	NOUN
faba-98	43	26	.	.	PUNCT
faba-98	44	1	this	this	DET
faba-98	44	2	paper	paper	NOUN
faba-98	44	3	examines	examine	VERB
faba-98	44	4	the	the	DET
faba-98	44	5	actual	actual	ADJ
faba-98	44	6	situation	situation	NOUN
faba-98	44	7	with	with	ADP
faba-98	44	8	the	the	DET
faba-98	44	9	amount	amount	NOUN
faba-98	44	10	of	of	ADP
faba-98	44	11	npls	npls	NOUN
faba-98	44	12	in	in	ADP
faba-98	44	13	bulgaria	bulgaria	PROPN
faba-98	44	14	after	after	ADP
faba-98	44	15	the	the	DET
faba-98	44	16	development	development	NOUN
faba-98	44	17	of	of	ADP
faba-98	44	18	the	the	DET
faba-98	44	19	covid-19	covid-19	PROPN
faba-98	44	20	pandemic	pandemic	NOUN
faba-98	44	21	and	and	CCONJ
faba-98	44	22	tests	test	VERB
faba-98	44	23	the	the	DET
faba-98	44	24	effect	effect	NOUN
faba-98	44	25	of	of	ADP
faba-98	44	26	key	key	ADJ
faba-98	44	27	economic	economic	ADJ
faba-98	44	28	indicators	indicator	NOUN
faba-98	44	29	on	on	ADP
faba-98	44	30	their	their	PRON
faba-98	44	31	value	value	NOUN
faba-98	44	32	.	.	PUNCT
faba-98	45	1	the	the	DET
faba-98	45	2	second	second	ADJ
faba-98	45	3	section	section	NOUN
faba-98	45	4	includes	include	VERB
faba-98	45	5	statistical	statistical	ADJ
faba-98	45	6	information	information	NOUN
faba-98	45	7	for	for	ADP
faba-98	45	8	the	the	DET
faba-98	45	9	amount	amount	NOUN
faba-98	45	10	of	of	ADP
faba-98	45	11	npls	npls	NOUN
faba-98	45	12	in	in	ADP
faba-98	45	13	the	the	DET
faba-98	45	14	countries	country	NOUN
faba-98	45	15	of	of	ADP
faba-98	45	16	the	the	DET
faba-98	45	17	european	european	PROPN
faba-98	45	18	union	union	PROPN
faba-98	45	19	and	and	CCONJ
faba-98	45	20	comparative	comparative	ADJ
faba-98	45	21	information	information	NOUN
faba-98	45	22	for	for	ADP
faba-98	45	23	bulgaria	bulgaria	PROPN
faba-98	45	24	,	,	PUNCT
faba-98	45	25	multiple	multiple	ADJ
faba-98	45	26	linear	linear	ADJ
faba-98	45	27	regression	regression	NOUN
faba-98	45	28	model	model	NOUN
faba-98	45	29	showing	show	VERB
faba-98	45	30	the	the	DET
faba-98	45	31	influence	influence	NOUN
faba-98	45	32	of	of	ADP
faba-98	45	33	macroeconomic	macroeconomic	ADJ
faba-98	45	34	variables	variable	NOUN
faba-98	45	35	on	on	ADP
faba-98	45	36	npls	npls	NOUN
faba-98	45	37	and	and	CCONJ
faba-98	45	38	description	description	NOUN
faba-98	45	39	of	of	ADP
faba-98	45	40	measures	measure	NOUN
faba-98	45	41	taken	take	VERB
faba-98	45	42	in	in	ADP
faba-98	45	43	bulgaria	bulgaria	PROPN
faba-98	45	44	by	by	ADP
faba-98	45	45	banking	banking	NOUN
faba-98	45	46	and	and	CCONJ
faba-98	45	47	non	non	ADJ
faba-98	45	48	-	-	ADJ
faba-98	45	49	banking	banking	ADJ
faba-98	45	50	financial	financial	ADJ
faba-98	45	51	institutions	institution	NOUN
faba-98	45	52	for	for	ADP
faba-98	45	53	reducing	reduce	VERB
faba-98	45	54	debt	debt	NOUN
faba-98	45	55	burden	burden	NOUN
faba-98	45	56	.	.	PUNCT
faba-98	46	1	the	the	DET
faba-98	46	2	results	result	NOUN
faba-98	46	3	are	be	AUX
faba-98	46	4	summarized	summarize	VERB
faba-98	46	5	in	in	ADP
faba-98	46	6	the	the	DET
faba-98	46	7	conclusion	conclusion	NOUN
faba-98	46	8	.	.	PUNCT
faba-98	47	1	methods	method	NOUN
faba-98	47	2	lending	lending	NOUN
faba-98	47	3	behavior	behavior	NOUN
faba-98	47	4	of	of	ADP
faba-98	47	5	banks	bank	NOUN
faba-98	47	6	is	be	AUX
faba-98	47	7	related	relate	VERB
faba-98	47	8	to	to	ADP
faba-98	47	9	economic	economic	ADJ
faba-98	47	10	activity	activity	NOUN
faba-98	47	11	and	and	CCONJ
faba-98	47	12	to	to	ADP
faba-98	47	13	key	key	ADJ
faba-98	47	14	economic	economic	ADJ
faba-98	47	15	indicators	indicator	NOUN
faba-98	47	16	.	.	PUNCT
faba-98	48	1	the	the	DET
faba-98	48	2	1,2	1,2	NUM
faba-98	48	3	eurostat	eurostat	PROPN
faba-98	48	4	official	official	ADJ
faba-98	48	5	statistics	statistic	NOUN
faba-98	48	6	data	data	VERB
faba-98	48	7	3	3	NUM
faba-98	48	8	european	european	PROPN
faba-98	48	9	central	central	PROPN
faba-98	48	10	bank	bank	PROPN
faba-98	48	11	,	,	PUNCT
faba-98	48	12	banking	banking	NOUN
faba-98	48	13	supervision	supervision	NOUN
faba-98	48	14	,	,	PUNCT
faba-98	48	15	2017	2017	NUM
faba-98	48	16	.	.	PUNCT
faba-98	49	1	guidance	guidance	NOUN
faba-98	49	2	to	to	ADP
faba-98	49	3	banks	bank	NOUN
faba-98	49	4	on	on	ADP
faba-98	49	5	non	non	ADJ
faba-98	49	6	-	-	ADJ
faba-98	49	7	performing	performing	ADJ
faba-98	49	8	loans	loan	NOUN
faba-98	49	9	finance	finance	NOUN
faba-98	49	10	,	,	PUNCT
faba-98	49	11	accounting	accounting	NOUN
faba-98	49	12	and	and	CCONJ
faba-98	49	13	business	business	NOUN
faba-98	49	14	analysis	analysis	NOUN
faba-98	49	15	3	3	NUM
faba-98	49	16	(	(	PUNCT
faba-98	49	17	2	2	NUM
faba-98	49	18	)	)	PUNCT
faba-98	49	19	2021	2021	NUM
faba-98	49	20	133	133	NUM
faba-98	49	21	supply	supply	NOUN
faba-98	49	22	of	of	ADP
faba-98	49	23	loans	loan	NOUN
faba-98	49	24	is	be	AUX
faba-98	49	25	influenced	influence	VERB
faba-98	49	26	by	by	ADP
faba-98	49	27	the	the	DET
faba-98	49	28	capital	capital	NOUN
faba-98	49	29	adequacy	adequacy	NOUN
faba-98	49	30	requirements	requirement	NOUN
faba-98	49	31	for	for	ADP
faba-98	49	32	the	the	DET
faba-98	49	33	credit	credit	NOUN
faba-98	49	34	institutions	institution	NOUN
faba-98	49	35	–	–	PUNCT
faba-98	49	36	a	a	DET
faba-98	49	37	downturn	downturn	NOUN
faba-98	49	38	in	in	ADP
faba-98	49	39	economic	economic	ADJ
faba-98	49	40	activity	activity	NOUN
faba-98	49	41	shrinks	shrink	VERB
faba-98	49	42	lending	lending	NOUN
faba-98	49	43	and	and	CCONJ
faba-98	49	44	increases	increase	VERB
faba-98	49	45	capital	capital	NOUN
faba-98	49	46	adequacy	adequacy	NOUN
faba-98	49	47	ratios	ratio	NOUN
faba-98	49	48	.	.	PUNCT
faba-98	50	1	this	this	DET
faba-98	50	2	research	research	NOUN
faba-98	50	3	includes	include	VERB
faba-98	50	4	information	information	NOUN
faba-98	50	5	for	for	ADP
faba-98	50	6	the	the	DET
faba-98	50	7	capital	capital	NOUN
faba-98	50	8	adequacy	adequacy	NOUN
faba-98	50	9	of	of	ADP
faba-98	50	10	the	the	DET
faba-98	50	11	bulgarian	bulgarian	ADJ
faba-98	50	12	banking	banking	NOUN
faba-98	50	13	system	system	NOUN
faba-98	50	14	,	,	PUNCT
faba-98	50	15	statistical	statistical	ADJ
faba-98	50	16	information	information	NOUN
faba-98	50	17	for	for	ADP
faba-98	50	18	the	the	DET
faba-98	50	19	values	value	NOUN
faba-98	50	20	of	of	ADP
faba-98	50	21	npls	npls	NOUN
faba-98	50	22	in	in	ADP
faba-98	50	23	bulgaria	bulgaria	PROPN
faba-98	50	24	before	before	ADP
faba-98	50	25	and	and	CCONJ
faba-98	50	26	after	after	ADP
faba-98	50	27	the	the	DET
faba-98	50	28	burst	burst	NOUN
faba-98	50	29	of	of	ADP
faba-98	50	30	the	the	DET
faba-98	50	31	covid-19	covid-19	PROPN
faba-98	50	32	pandemic	pandemic	NOUN
faba-98	50	33	,	,	PUNCT
faba-98	50	34	measures	measure	NOUN
faba-98	50	35	taken	take	VERB
faba-98	50	36	by	by	ADP
faba-98	50	37	the	the	DET
faba-98	50	38	bulgarian	bulgarian	ADJ
faba-98	50	39	government	government	NOUN
faba-98	50	40	and	and	CCONJ
faba-98	50	41	bulgarian	bulgarian	ADJ
faba-98	50	42	national	national	PROPN
faba-98	50	43	bank	bank	PROPN
faba-98	50	44	for	for	ADP
faba-98	50	45	alleviation	alleviation	NOUN
faba-98	50	46	of	of	ADP
faba-98	50	47	borrowers	borrower	NOUN
faba-98	50	48	and	and	CCONJ
faba-98	50	49	multiple	multiple	ADJ
faba-98	50	50	regression	regression	NOUN
faba-98	50	51	analysis	analysis	NOUN
faba-98	50	52	presenting	present	VERB
faba-98	50	53	the	the	DET
faba-98	50	54	effect	effect	NOUN
faba-98	50	55	on	on	ADP
faba-98	50	56	npls	npls	NOUN
faba-98	50	57	of	of	ADP
faba-98	50	58	gdp	gdp	NOUN
faba-98	50	59	growth	growth	NOUN
faba-98	50	60	,	,	PUNCT
faba-98	50	61	unemployment	unemployment	NOUN
faba-98	50	62	and	and	CCONJ
faba-98	50	63	government	government	NOUN
faba-98	50	64	deficit	deficit	NOUN
faba-98	50	65	/	/	SYM
faba-98	50	66	surplus	surplus	NOUN
faba-98	50	67	.	.	PUNCT
faba-98	51	1	the	the	DET
faba-98	51	2	independent	independent	ADJ
faba-98	51	3	variables	variable	NOUN
faba-98	51	4	are	be	AUX
faba-98	51	5	selected	select	VERB
faba-98	51	6	after	after	ADP
faba-98	51	7	literature	literature	NOUN
faba-98	51	8	review	review	NOUN
faba-98	51	9	of	of	ADP
faba-98	51	10	the	the	DET
faba-98	51	11	factors	factor	NOUN
faba-98	51	12	which	which	PRON
faba-98	51	13	influence	influence	VERB
faba-98	51	14	npls	npls	NOUN
faba-98	51	15	.	.	PUNCT
faba-98	52	1	the	the	DET
faba-98	52	2	effect	effect	NOUN
faba-98	52	3	of	of	ADP
faba-98	52	4	gdp	gdp	NOUN
faba-98	52	5	growth	growth	NOUN
faba-98	52	6	and	and	CCONJ
faba-98	52	7	unemployment	unemployment	NOUN
faba-98	52	8	is	be	AUX
faba-98	52	9	proved	prove	VERB
faba-98	52	10	in	in	ADP
faba-98	52	11	number	number	NOUN
faba-98	52	12	of	of	ADP
faba-98	52	13	researches	research	NOUN
faba-98	52	14	(	(	PUNCT
faba-98	52	15	klein	klein	PROPN
faba-98	52	16	2013	2013	NUM
faba-98	52	17	;	;	PUNCT
faba-98	52	18	beck	beck	PROPN
faba-98	52	19	,	,	PUNCT
faba-98	52	20	jakubík	jakubík	PROPN
faba-98	52	21	и	и	PROPN
faba-98	52	22	piloiu	piloiu	NOUN
faba-98	52	23	2013	2013	NUM
faba-98	52	24	;	;	PUNCT
faba-98	52	25	kupčinskas	kupčinskas	NOUN
faba-98	52	26	and	and	CCONJ
faba-98	52	27	paškevičius	paškevičius	PROPN
faba-98	52	28	2017	2017	NUM
faba-98	52	29	;	;	PUNCT
faba-98	52	30	kuzucu	kuzucu	PROPN
faba-98	52	31	&	&	CCONJ
faba-98	52	32	kuzucu	kuzucu	PROPN
faba-98	52	33	2019	2019	NUM
faba-98	52	34	)	)	PUNCT
faba-98	52	35	.	.	PUNCT
faba-98	53	1	there	there	PRON
faba-98	53	2	is	be	VERB
faba-98	53	3	a	a	DET
faba-98	53	4	consensus	consensus	NOUN
faba-98	53	5	on	on	ADP
faba-98	53	6	the	the	DET
faba-98	53	7	negative	negative	ADJ
faba-98	53	8	effect	effect	NOUN
faba-98	53	9	of	of	ADP
faba-98	53	10	gdp	gdp	NOUN
faba-98	53	11	growth	growth	NOUN
faba-98	53	12	on	on	ADP
faba-98	53	13	npls	npls	PROPN
faba-98	53	14	higher	high	ADJ
faba-98	53	15	gdp	gdp	PROPN
faba-98	53	16	presumes	presume	VERB
faba-98	53	17	fewer	few	ADJ
faba-98	53	18	bad	bad	ADJ
faba-98	53	19	loans	loan	NOUN
faba-98	53	20	and	and	CCONJ
faba-98	53	21	vice	vice	NOUN
faba-98	53	22	versa	versa	ADV
faba-98	53	23	.	.	PUNCT
faba-98	54	1	an	an	DET
faba-98	54	2	economic	economic	ADJ
faba-98	54	3	slowdown	slowdown	NOUN
faba-98	54	4	increases	increase	VERB
faba-98	54	5	unemployment	unemployment	NOUN
faba-98	54	6	rate	rate	NOUN
faba-98	54	7	and	and	CCONJ
faba-98	54	8	bad	bad	ADJ
faba-98	54	9	loans	loan	NOUN
faba-98	54	10	increase	increase	VERB
faba-98	54	11	as	as	ADV
faba-98	54	12	well	well	ADV
faba-98	54	13	.	.	PUNCT
faba-98	55	1	the	the	DET
faba-98	55	2	positive	positive	ADJ
faba-98	55	3	correlation	correlation	NOUN
faba-98	55	4	between	between	ADP
faba-98	55	5	public	public	ADJ
faba-98	55	6	debt	debt	NOUN
faba-98	55	7	and	and	CCONJ
faba-98	55	8	npls	npls	NOUN
faba-98	55	9	is	be	AUX
faba-98	55	10	also	also	ADV
faba-98	55	11	found	find	VERB
faba-98	55	12	which	which	PRON
faba-98	55	13	suggests	suggest	VERB
faba-98	55	14	that	that	SCONJ
faba-98	55	15	fiscal	fiscal	ADJ
faba-98	55	16	problems	problem	NOUN
faba-98	55	17	may	may	AUX
faba-98	55	18	lead	lead	VERB
faba-98	55	19	to	to	ADP
faba-98	55	20	a	a	DET
faba-98	55	21	rise	rise	NOUN
faba-98	55	22	of	of	ADP
faba-98	55	23	problem	problem	NOUN
faba-98	55	24	loans	loan	NOUN
faba-98	55	25	(	(	PUNCT
faba-98	55	26	makri	makri	NOUN
faba-98	55	27	,	,	PUNCT
faba-98	55	28	tsagkanos	tsagkano	NOUN
faba-98	55	29	and	and	CCONJ
faba-98	55	30	bellas	bellas	PROPN
faba-98	55	31	2014	2014	NUM
faba-98	55	32	)	)	PUNCT
faba-98	55	33	.	.	PUNCT
faba-98	56	1	public	public	ADJ
faba-98	56	2	debt	debt	NOUN
faba-98	56	3	increases	increase	VERB
faba-98	56	4	fiscal	fiscal	ADJ
faba-98	56	5	burdens	burden	NOUN
faba-98	56	6	imposed	impose	VERB
faba-98	56	7	on	on	ADP
faba-98	56	8	citizens	citizen	NOUN
faba-98	56	9	and	and	CCONJ
faba-98	56	10	this	this	PRON
faba-98	56	11	deteriorates	deteriorate	VERB
faba-98	56	12	their	their	PRON
faba-98	56	13	repayment	repayment	NOUN
faba-98	56	14	capacity	capacity	NOUN
faba-98	56	15	(	(	PUNCT
faba-98	56	16	ciukaj	ciukaj	NOUN
faba-98	56	17	and	and	CCONJ
faba-98	56	18	kil	kil	PROPN
faba-98	56	19	2020	2020	NUM
faba-98	56	20	)	)	PUNCT
faba-98	56	21	.	.	PUNCT
faba-98	57	1	the	the	DET
faba-98	57	2	quantitative	quantitative	ADJ
faba-98	57	3	data	data	NOUN
faba-98	57	4	is	be	AUX
faba-98	57	5	in	in	ADP
faba-98	57	6	the	the	DET
faba-98	57	7	form	form	NOUN
faba-98	57	8	of	of	ADP
faba-98	57	9	numbers	number	NOUN
faba-98	57	10	showing	show	VERB
faba-98	57	11	percentage	percentage	NOUN
faba-98	57	12	annual	annual	ADJ
faba-98	57	13	values	value	NOUN
faba-98	57	14	for	for	ADP
faba-98	57	15	bulgaria	bulgaria	PROPN
faba-98	57	16	of	of	ADP
faba-98	57	17	the	the	DET
faba-98	57	18	following	follow	VERB
faba-98	57	19	variables	variables	PROPN
faba-98	57	20	gross	gross	ADJ
faba-98	57	21	non	non	ADJ
faba-98	57	22	-	-	ADJ
faba-98	57	23	performing	perform	VERB
faba-98	57	24	loans	loan	NOUN
faba-98	57	25	,	,	PUNCT
faba-98	57	26	domestic	domestic	ADJ
faba-98	57	27	and	and	CCONJ
faba-98	57	28	foreign	foreign	ADJ
faba-98	57	29	entities	entity	NOUN
faba-98	57	30	%	%	NOUN
faba-98	57	31	of	of	ADP
faba-98	57	32	gross	gross	ADJ
faba-98	57	33	loans	loan	NOUN
faba-98	57	34	;	;	PUNCT
faba-98	57	35	government	government	NOUN
faba-98	57	36	deficit	deficit	NOUN
faba-98	57	37	/	/	SYM
faba-98	57	38	surplus	surplus	NOUN
faba-98	57	39	,	,	PUNCT
faba-98	57	40	debt	debt	NOUN
faba-98	57	41	and	and	CCONJ
faba-98	57	42	associated	associated	ADJ
faba-98	57	43	data	datum	NOUN
faba-98	57	44	as	as	ADP
faba-98	57	45	percentage	percentage	NOUN
faba-98	57	46	of	of	ADP
faba-98	57	47	gdp	gdp	NOUN
faba-98	57	48	;	;	PUNCT
faba-98	57	49	unemployment	unemployment	NOUN
faba-98	57	50	rate	rate	NOUN
faba-98	57	51	;	;	PUNCT
faba-98	57	52	gdp	gdp	NOUN
faba-98	57	53	growth	growth	NOUN
faba-98	57	54	rate	rate	NOUN
faba-98	57	55	–	–	PUNCT
faba-98	57	56	percentage	percentage	NOUN
faba-98	57	57	change	change	NOUN
faba-98	57	58	on	on	ADP
faba-98	57	59	the	the	DET
faba-98	57	60	previous	previous	ADJ
faba-98	57	61	period	period	NOUN
faba-98	57	62	.	.	PUNCT
faba-98	58	1	the	the	DET
faba-98	58	2	data	data	NOUN
faba-98	58	3	is	be	AUX
faba-98	58	4	in	in	ADP
faba-98	58	5	the	the	DET
faba-98	58	6	form	form	NOUN
faba-98	58	7	of	of	ADP
faba-98	58	8	time	time	NOUN
faba-98	58	9	series	series	NOUN
faba-98	58	10	derived	derive	VERB
faba-98	58	11	from	from	ADP
faba-98	58	12	eurostat	eurostat	PROPN
faba-98	58	13	database	database	NOUN
faba-98	58	14	.	.	PUNCT
faba-98	59	1	the	the	DET
faba-98	59	2	multiple	multiple	ADJ
faba-98	59	3	linear	linear	PROPN
faba-98	59	4	regression	regression	NOUN
faba-98	59	5	model	model	NOUN
faba-98	59	6	is	be	AUX
faba-98	59	7	performed	perform	VERB
faba-98	59	8	by	by	ADP
faba-98	59	9	using	use	VERB
faba-98	59	10	spss	spss	PROPN
faba-98	59	11	.	.	PUNCT
faba-98	60	1	banking	banking	NOUN
faba-98	60	2	system	system	NOUN
faba-98	60	3	in	in	ADP
faba-98	60	4	bulgaria	bulgaria	PROPN
faba-98	60	5	and	and	CCONJ
faba-98	60	6	share	share	NOUN
faba-98	60	7	of	of	ADP
faba-98	60	8	npls	npls	NOUN
faba-98	60	9	.	.	PUNCT
faba-98	61	1	the	the	DET
faba-98	61	2	covid-19	covid-19	PROPN
faba-98	61	3	pandemic	pandemic	NOUN
faba-98	61	4	finds	find	VERB
faba-98	61	5	the	the	DET
faba-98	61	6	bulgarian	bulgarian	ADJ
faba-98	61	7	banking	banking	NOUN
faba-98	61	8	system	system	NOUN
faba-98	61	9	in	in	ADP
faba-98	61	10	very	very	ADV
faba-98	61	11	good	good	ADJ
faba-98	61	12	condition	condition	NOUN
faba-98	61	13	with	with	ADP
faba-98	61	14	very	very	ADV
faba-98	61	15	high	high	ADJ
faba-98	61	16	capital	capital	NOUN
faba-98	61	17	adequacy	adequacy	NOUN
faba-98	61	18	ratios	ratio	NOUN
faba-98	61	19	,	,	PUNCT
faba-98	61	20	decreasing	decrease	VERB
faba-98	61	21	amount	amount	NOUN
faba-98	61	22	of	of	ADP
faba-98	61	23	non	non	ADJ
faba-98	61	24	-	-	ADJ
faba-98	61	25	performing	performing	ADJ
faba-98	61	26	loans	loan	NOUN
faba-98	61	27	and	and	CCONJ
faba-98	61	28	high	high	ADJ
faba-98	61	29	profits	profit	NOUN
faba-98	61	30	in	in	ADP
faba-98	61	31	the	the	DET
faba-98	61	32	period	period	NOUN
faba-98	61	33	2017	2017	NUM
faba-98	61	34	-	-	SYM
faba-98	61	35	2019	2019	NUM
faba-98	61	36	.	.	PUNCT
faba-98	62	1	the	the	DET
faba-98	62	2	state	state	NOUN
faba-98	62	3	of	of	ADP
faba-98	62	4	emergency	emergency	NOUN
faba-98	62	5	in	in	ADP
faba-98	62	6	the	the	DET
faba-98	62	7	country	country	NOUN
faba-98	62	8	is	be	AUX
faba-98	62	9	announced	announce	VERB
faba-98	62	10	on	on	ADP
faba-98	62	11	13	13	NUM
faba-98	62	12	march	march	NOUN
faba-98	62	13	2020	2020	NUM
faba-98	62	14	.	.	PUNCT
faba-98	63	1	data	datum	NOUN
faba-98	63	2	published	publish	VERB
faba-98	63	3	by	by	ADP
faba-98	63	4	bnb	bnb	NOUN
faba-98	63	5	supervisory	supervisory	ADJ
faba-98	63	6	statistics	statistic	NOUN
faba-98	63	7	shows	show	VERB
faba-98	63	8	that	that	SCONJ
faba-98	63	9	the	the	DET
faba-98	63	10	capital	capital	NOUN
faba-98	63	11	adequacy	adequacy	NOUN
faba-98	63	12	for	for	ADP
faba-98	63	13	the	the	DET
faba-98	63	14	whole	whole	ADJ
faba-98	63	15	banking	banking	NOUN
faba-98	63	16	system	system	NOUN
faba-98	63	17	in	in	ADP
faba-98	63	18	bulgaria	bulgaria	PROPN
faba-98	63	19	in	in	ADP
faba-98	63	20	march	march	PROPN
faba-98	63	21	2020	2020	NUM
faba-98	63	22	is	be	AUX
faba-98	63	23	as	as	SCONJ
faba-98	63	24	follows	follow	VERB
faba-98	63	25	:	:	PUNCT
faba-98	63	26	19.44	19.44	NUM
faba-98	63	27	%	%	NOUN
faba-98	63	28	common	common	ADJ
faba-98	63	29	equity	equity	NOUN
faba-98	63	30	tier	tier	NOUN
faba-98	63	31	1	1	NUM
faba-98	63	32	,	,	PUNCT
faba-98	63	33	19,82	19,82	NUM
faba-98	63	34	%	%	NOUN
faba-98	63	35	tier	tier	NOUN
faba-98	63	36	1	1	NUM
faba-98	63	37	capital	capital	NOUN
faba-98	63	38	and	and	CCONJ
faba-98	63	39	20,45	20,45	NUM
faba-98	63	40	%	%	NOUN
faba-98	63	41	total	total	ADJ
faba-98	63	42	capital	capital	NOUN
faba-98	63	43	adequacy	adequacy	NOUN
faba-98	63	44	.	.	PUNCT
faba-98	64	1	according	accord	VERB
faba-98	64	2	to	to	ADP
faba-98	64	3	the	the	DET
faba-98	64	4	capital	capital	NOUN
faba-98	64	5	adequacy	adequacy	NOUN
faba-98	64	6	requirements	requirement	NOUN
faba-98	64	7	of	of	ADP
faba-98	64	8	basel	basel	PROPN
faba-98	64	9	iii	iii	PROPN
faba-98	64	10	,	,	PUNCT
faba-98	64	11	the	the	DET
faba-98	64	12	minimum	minimum	ADJ
faba-98	64	13	level	level	NOUN
faba-98	64	14	of	of	ADP
faba-98	64	15	common	common	ADJ
faba-98	64	16	equity	equity	NOUN
faba-98	64	17	tier	tier	NOUN
faba-98	64	18	1	1	NUM
faba-98	64	19	should	should	AUX
faba-98	64	20	be	be	AUX
faba-98	64	21	at	at	ADV
faba-98	64	22	least	least	ADV
faba-98	64	23	4.5	4.5	NUM
faba-98	64	24	%	%	NOUN
faba-98	64	25	of	of	ADP
faba-98	64	26	risk	risk	NOUN
faba-98	64	27	-	-	PUNCT
faba-98	64	28	weighted	weight	VERB
faba-98	64	29	assets	asset	NOUN
faba-98	64	30	(	(	PUNCT
faba-98	64	31	rwa	rwa	PROPN
faba-98	64	32	)	)	PUNCT
faba-98	64	33	,	,	PUNCT
faba-98	64	34	tier	tier	NOUN
faba-98	64	35	1	1	NUM
faba-98	64	36	capital	capital	NOUN
faba-98	64	37	at	at	ADV
faba-98	64	38	least	least	ADV
faba-98	64	39	6	6	NUM
faba-98	64	40	%	%	NOUN
faba-98	64	41	of	of	ADP
faba-98	64	42	rwa	rwa	PROPN
faba-98	64	43	and	and	CCONJ
faba-98	64	44	total	total	ADJ
faba-98	64	45	capital	capital	NOUN
faba-98	64	46	adequacy	adequacy	NOUN
faba-98	64	47	at	at	ADV
faba-98	64	48	least	least	ADV
faba-98	64	49	8.0	8.0	NUM
faba-98	64	50	%	%	NOUN
faba-98	64	51	of	of	ADP
faba-98	64	52	rwa	rwa	PROPN
faba-98	64	53	.	.	PUNCT
faba-98	65	1	in	in	ADP
faba-98	65	2	december	december	PROPN
faba-98	65	3	2020	2020	NUM
faba-98	65	4	and	and	CCONJ
faba-98	65	5	in	in	ADP
faba-98	65	6	june	june	PROPN
faba-98	65	7	2021	2021	NUM
faba-98	65	8	the	the	DET
faba-98	65	9	capital	capital	NOUN
faba-98	65	10	adequacy	adequacy	NOUN
faba-98	65	11	indices	index	NOUN
faba-98	65	12	of	of	ADP
faba-98	65	13	the	the	DET
faba-98	65	14	bulgarian	bulgarian	ADJ
faba-98	65	15	banking	banking	NOUN
faba-98	65	16	system	system	NOUN
faba-98	65	17	are	be	AUX
faba-98	65	18	again	again	ADV
faba-98	65	19	at	at	ADP
faba-98	65	20	very	very	ADV
faba-98	65	21	high	high	ADJ
faba-98	65	22	level	level	NOUN
faba-98	65	23	which	which	PRON
faba-98	65	24	exceeds	exceed	VERB
faba-98	65	25	substantially	substantially	ADV
faba-98	65	26	the	the	DET
faba-98	65	27	regulatory	regulatory	ADJ
faba-98	65	28	requirements	requirement	NOUN
faba-98	65	29	.	.	PUNCT
faba-98	66	1	(	(	PUNCT
faba-98	66	2	see	see	VERB
faba-98	66	3	table	table	NOUN
faba-98	66	4	1and	1and	NUM
faba-98	66	5	figure	figure	NOUN
faba-98	66	6	1	1	NUM
faba-98	66	7	)	)	PUNCT
faba-98	66	8	.	.	PUNCT
faba-98	67	1	table	table	NOUN
faba-98	67	2	1	1	NUM
faba-98	67	3	source	source	NOUN
faba-98	67	4	:	:	PUNCT
faba-98	67	5	bnb	bnb	PROPN
faba-98	67	6	march	march	PROPN
faba-98	67	7	2020	2020	NUM
faba-98	67	8	june	june	PROPN
faba-98	67	9	2020	2020	NUM
faba-98	67	10	september	september	PROPN
faba-98	67	11	2020	2020	NUM
faba-98	67	12	december	december	PROPN
faba-98	67	13	2020	2020	NUM
faba-98	67	14	march	march	PROPN
faba-98	67	15	2021	2021	NUM
faba-98	67	16	june	june	PROPN
faba-98	67	17	2021	2021	NUM
faba-98	67	18	minimum	minimum	NOUN
faba-98	67	19	required	require	VERB
faba-98	67	20	level	level	NOUN
faba-98	67	21	under	under	ADP
faba-98	67	22	basel	basel	PROPN
faba-98	67	23	iii	iii	PROPN
faba-98	67	24	common	common	ADJ
faba-98	67	25	equity	equity	NOUN
faba-98	67	26	tier	tier	NOUN
faba-98	67	27	1	1	NUM
faba-98	67	28	(	(	PUNCT
faba-98	67	29	%	%	INTJ
faba-98	67	30	)	)	PUNCT
faba-98	67	31	19,44	19,44	NUM
faba-98	67	32	%	%	NOUN
faba-98	67	33	22,10	22,10	NUM
faba-98	67	34	%	%	NOUN
faba-98	67	35	21,86	21,86	NUM
faba-98	67	36	%	%	NOUN
faba-98	67	37	21,69	21,69	NUM
faba-98	67	38	%	%	NOUN
faba-98	67	39	21,53	21,53	NUM
faba-98	67	40	%	%	NOUN
faba-98	67	41	21,96	21,96	NUM
faba-98	67	42	%	%	NOUN
faba-98	67	43	4,50	4,50	NUM
faba-98	67	44	%	%	NOUN
faba-98	67	45	tier	tier	NOUN
faba-98	67	46	1	1	NUM
faba-98	67	47	capital	capital	NOUN
faba-98	67	48	(	(	PUNCT
faba-98	67	49	%	%	INTJ
faba-98	67	50	)	)	PUNCT
faba-98	67	51	19,82	19,82	NUM
faba-98	67	52	%	%	NOUN
faba-98	67	53	22,51	22,51	NUM
faba-98	67	54	%	%	NOUN
faba-98	67	55	22,27	22,27	NUM
faba-98	67	56	%	%	NOUN
faba-98	67	57	22,10	22,10	NUM
faba-98	67	58	%	%	NOUN
faba-98	67	59	21,92	21,92	NUM
faba-98	67	60	%	%	NOUN
faba-98	67	61	22,35	22,35	NUM
faba-98	67	62	%	%	NOUN
faba-98	67	63	6	6	NUM
faba-98	67	64	%	%	NOUN
faba-98	67	65	total	total	ADJ
faba-98	67	66	capital	capital	NOUN
faba-98	67	67	adequacy(%	adequacy(%	NOUN
faba-98	67	68	)	)	PUNCT
faba-98	67	69	20,45	20,45	NUM
faba-98	67	70	%	%	NOUN
faba-98	67	71	23,14	23,14	NUM
faba-98	67	72	%	%	NOUN
faba-98	68	1	22,93	22,93	NUM
faba-98	68	2	%	%	NOUN
faba-98	68	3	22,74	22,74	NUM
faba-98	68	4	%	%	NOUN
faba-98	68	5	22,54	22,54	NUM
faba-98	68	6	%	%	NOUN
faba-98	68	7	22,94	22,94	NUM
faba-98	68	8	%	%	NOUN
faba-98	68	9	8	8	NUM
faba-98	68	10	%	%	NOUN
faba-98	68	11	capital	capital	NOUN
faba-98	68	12	adequacy	adequacy	NOUN
faba-98	68	13	of	of	ADP
faba-98	68	14	the	the	DET
faba-98	68	15	bulgarian	bulgarian	ADJ
faba-98	68	16	banking	banking	NOUN
faba-98	68	17	system	system	NOUN
faba-98	68	18	finance	finance	NOUN
faba-98	68	19	,	,	PUNCT
faba-98	68	20	accounting	accounting	NOUN
faba-98	68	21	and	and	CCONJ
faba-98	68	22	business	business	NOUN
faba-98	68	23	analysis	analysis	NOUN
faba-98	68	24	3	3	NUM
faba-98	68	25	(	(	PUNCT
faba-98	68	26	2	2	NUM
faba-98	68	27	)	)	PUNCT
faba-98	68	28	2021	2021	NUM
faba-98	68	29	134	134	NUM
faba-98	68	30	figure	figure	NOUN
faba-98	68	31	1	1	NUM
faba-98	68	32	analysis	analysis	NOUN
faba-98	68	33	made	make	VERB
faba-98	68	34	by	by	ADP
faba-98	68	35	the	the	DET
faba-98	68	36	bulgarian	bulgarian	ADJ
faba-98	68	37	credit	credit	NOUN
faba-98	68	38	rating	rating	NOUN
faba-98	68	39	agency	agency	NOUN
faba-98	68	40	(	(	PUNCT
faba-98	68	41	bcra	bcra	PROPN
faba-98	68	42	)	)	PUNCT
faba-98	68	43	in	in	ADP
faba-98	68	44	april	april	PROPN
faba-98	68	45	20204	20204	NUM
faba-98	68	46	presents	present	VERB
faba-98	68	47	both	both	CCONJ
faba-98	68	48	optimistic	optimistic	ADJ
faba-98	68	49	and	and	CCONJ
faba-98	68	50	pessimistic	pessimistic	ADJ
faba-98	68	51	scenarios	scenario	NOUN
faba-98	68	52	with	with	ADP
faba-98	68	53	expectations	expectation	NOUN
faba-98	68	54	for	for	ADP
faba-98	68	55	a	a	DET
faba-98	68	56	decline	decline	NOUN
faba-98	68	57	of	of	ADP
faba-98	68	58	the	the	DET
faba-98	68	59	bulgarian	bulgarian	ADJ
faba-98	68	60	economy	economy	NOUN
faba-98	68	61	in	in	ADP
faba-98	68	62	2020	2020	NUM
faba-98	68	63	in	in	ADP
faba-98	68	64	the	the	DET
faba-98	68	65	range	range	NOUN
faba-98	68	66	of	of	ADP
faba-98	68	67	2	2	NUM
faba-98	68	68	-	-	SYM
faba-98	68	69	10	10	NUM
faba-98	68	70	%	%	NOUN
faba-98	68	71	.	.	PUNCT
faba-98	69	1	the	the	DET
faba-98	69	2	government	government	NOUN
faba-98	69	3	expects	expect	VERB
faba-98	69	4	3	3	NUM
faba-98	69	5	%	%	NOUN
faba-98	69	6	decline	decline	NOUN
faba-98	69	7	in	in	ADP
faba-98	69	8	gdp	gdp	NOUN
faba-98	69	9	when	when	SCONJ
faba-98	69	10	updating	update	VERB
faba-98	69	11	the	the	DET
faba-98	69	12	state	state	NOUN
faba-98	69	13	budget	budget	NOUN
faba-98	69	14	.	.	PUNCT
faba-98	70	1	as	as	SCONJ
faba-98	70	2	mentioned	mention	VERB
faba-98	70	3	before	before	ADV
faba-98	70	4	–	–	PUNCT
faba-98	70	5	the	the	DET
faba-98	70	6	real	real	ADJ
faba-98	70	7	decline	decline	NOUN
faba-98	70	8	in	in	ADP
faba-98	70	9	gdp	gdp	NOUN
faba-98	70	10	is	be	AUX
faba-98	70	11	somewhere	somewhere	ADV
faba-98	70	12	in	in	ADP
faba-98	70	13	the	the	DET
faba-98	70	14	middle	middle	ADJ
faba-98	70	15	-4.2	-4.2	PROPN
faba-98	70	16	%	%	NOUN
faba-98	70	17	according	accord	VERB
faba-98	70	18	to	to	ADP
faba-98	70	19	data	datum	NOUN
faba-98	70	20	from	from	ADP
faba-98	70	21	eurostat	eurostat	PROPN
faba-98	70	22	.	.	PROPN
faba-98	71	1	bcra	bcra	PROPN
faba-98	71	2	predicts	predict	VERB
faba-98	71	3	a	a	DET
faba-98	71	4	serious	serious	ADJ
faba-98	71	5	negative	negative	ADJ
faba-98	71	6	impact	impact	NOUN
faba-98	71	7	on	on	ADP
faba-98	71	8	the	the	DET
faba-98	71	9	cash	cash	NOUN
faba-98	71	10	flows	flow	NOUN
faba-98	71	11	of	of	ADP
faba-98	71	12	both	both	DET
faba-98	71	13	individuals	individual	NOUN
faba-98	71	14	and	and	CCONJ
faba-98	71	15	legal	legal	ADJ
faba-98	71	16	entities	entity	NOUN
faba-98	71	17	.	.	PUNCT
faba-98	72	1	payment	payment	NOUN
faba-98	72	2	disruptions	disruption	NOUN
faba-98	72	3	in	in	ADP
faba-98	72	4	a	a	DET
faba-98	72	5	number	number	NOUN
faba-98	72	6	of	of	ADP
faba-98	72	7	economic	economic	ADJ
faba-98	72	8	sectors	sector	NOUN
faba-98	72	9	,	,	PUNCT
faba-98	72	10	receivables	receivables	NOUN
faba-98	72	11	cycle	cycle	NOUN
faba-98	72	12	extension	extension	NOUN
faba-98	72	13	,	,	PUNCT
faba-98	72	14	delays	delay	NOUN
faba-98	72	15	in	in	ADP
faba-98	72	16	debt	debt	NOUN
faba-98	72	17	obligations	obligation	NOUN
faba-98	72	18	service	service	NOUN
faba-98	72	19	,	,	PUNCT
faba-98	72	20	limited	limited	ADJ
faba-98	72	21	consumption	consumption	NOUN
faba-98	72	22	and	and	CCONJ
faba-98	72	23	job	job	NOUN
faba-98	72	24	losses	loss	NOUN
faba-98	72	25	,	,	PUNCT
faba-98	72	26	increase	increase	NOUN
faba-98	72	27	in	in	ADP
faba-98	72	28	defaults	default	NOUN
faba-98	72	29	on	on	ADP
faba-98	72	30	households	household	NOUN
faba-98	72	31	’	'	PUNCT
faba-98	72	32	loans	loan	NOUN
faba-98	72	33	–	–	PUNCT
faba-98	72	34	all	all	DET
faba-98	72	35	these	these	DET
faba-98	72	36	expected	expect	VERB
faba-98	72	37	consequences	consequence	NOUN
faba-98	72	38	of	of	ADP
faba-98	72	39	the	the	DET
faba-98	72	40	covid-9	covid-9	NOUN
faba-98	72	41	pandemic	pandemic	ADJ
faba-98	72	42	could	could	AUX
faba-98	72	43	enhance	enhance	VERB
faba-98	72	44	the	the	DET
faba-98	72	45	risk	risk	NOUN
faba-98	72	46	for	for	ADP
faba-98	72	47	financial	financial	ADJ
faba-98	72	48	institutions	institution	NOUN
faba-98	72	49	.	.	PUNCT
faba-98	73	1	at	at	ADP
faba-98	73	2	the	the	DET
faba-98	73	3	beginning	beginning	NOUN
faba-98	73	4	of	of	ADP
faba-98	73	5	2021	2021	NUM
faba-98	73	6	the	the	DET
faba-98	73	7	banking	banking	NOUN
faba-98	73	8	sector	sector	NOUN
faba-98	73	9	in	in	ADP
faba-98	73	10	bulgaria	bulgaria	PROPN
faba-98	73	11	operates	operate	VERB
faba-98	73	12	in	in	ADP
faba-98	73	13	an	an	DET
faba-98	73	14	environment	environment	NOUN
faba-98	73	15	of	of	ADP
faba-98	73	16	restricted	restricted	ADJ
faba-98	73	17	measures	measure	NOUN
faba-98	73	18	initiated	initiate	VERB
faba-98	73	19	against	against	ADP
faba-98	73	20	the	the	DET
faba-98	73	21	covid-19	covid-19	PROPN
faba-98	73	22	pandemic	pandemic	NOUN
faba-98	73	23	.	.	PUNCT
faba-98	74	1	there	there	PRON
faba-98	74	2	is	be	VERB
faba-98	74	3	a	a	DET
faba-98	74	4	partial	partial	ADJ
faba-98	74	5	recovery	recovery	NOUN
faba-98	74	6	of	of	ADP
faba-98	74	7	the	the	DET
faba-98	74	8	economic	economic	ADJ
faba-98	74	9	activity	activity	NOUN
faba-98	74	10	,	,	PUNCT
faba-98	74	11	which	which	PRON
faba-98	74	12	remains	remain	VERB
faba-98	74	13	significantly	significantly	ADV
faba-98	74	14	lower	low	ADJ
faba-98	74	15	compared	compare	VERB
faba-98	74	16	to	to	ADP
faba-98	74	17	the	the	DET
faba-98	74	18	same	same	ADJ
faba-98	74	19	period	period	NOUN
faba-98	74	20	of	of	ADP
faba-98	74	21	the	the	DET
faba-98	74	22	previous	previous	ADJ
faba-98	74	23	year	year	NOUN
faba-98	74	24	.	.	PUNCT
faba-98	75	1	the	the	DET
faba-98	75	2	bulgarian	bulgarian	PROPN
faba-98	75	3	national	national	PROPN
faba-98	75	4	bank	bank	PROPN
faba-98	75	5	(	(	PUNCT
faba-98	75	6	bnb	bnb	PROPN
faba-98	75	7	)	)	PUNCT
faba-98	75	8	warns5	warns5	NOUN
faba-98	75	9	in	in	ADP
faba-98	75	10	an	an	DET
faba-98	75	11	address	address	NOUN
faba-98	75	12	on	on	ADP
faba-98	75	13	the	the	DET
faba-98	75	14	occasion	occasion	NOUN
faba-98	75	15	of	of	ADP
faba-98	75	16	the	the	DET
faba-98	75	17	banker`s	banker`s	NOUN
faba-98	75	18	day	day	NOUN
faba-98	75	19	that	that	SCONJ
faba-98	75	20	there	there	PRON
faba-98	75	21	is	be	VERB
faba-98	75	22	high	high	ADJ
faba-98	75	23	uncertainty	uncertainty	NOUN
faba-98	75	24	for	for	ADP
faba-98	75	25	the	the	DET
faba-98	75	26	financial	financial	ADJ
faba-98	75	27	position	position	NOUN
faba-98	75	28	of	of	ADP
faba-98	75	29	corporations	corporation	NOUN
faba-98	75	30	and	and	CCONJ
faba-98	75	31	households	household	NOUN
faba-98	75	32	in	in	ADP
faba-98	75	33	the	the	DET
faba-98	75	34	following	following	ADJ
faba-98	75	35	months	month	NOUN
faba-98	75	36	.	.	PUNCT
faba-98	76	1	the	the	DET
faba-98	76	2	significant	significant	ADJ
faba-98	76	3	uncertainty	uncertainty	NOUN
faba-98	76	4	surrounding	surround	VERB
faba-98	76	5	the	the	DET
faba-98	76	6	economic	economic	ADJ
faba-98	76	7	situation	situation	NOUN
faba-98	76	8	leads	lead	VERB
faba-98	76	9	to	to	ADP
faba-98	76	10	an	an	DET
faba-98	76	11	increase	increase	NOUN
faba-98	76	12	in	in	ADP
faba-98	76	13	the	the	DET
faba-98	76	14	accrued	accrue	VERB
faba-98	76	15	impairments6	impairments6	NOUN
faba-98	76	16	according	accord	VERB
faba-98	76	17	to	to	ADP
faba-98	76	18	information	information	NOUN
faba-98	76	19	from	from	ADP
faba-98	76	20	bnb	bnb	PROPN
faba-98	76	21	this	this	PRON
faba-98	76	22	is	be	AUX
faba-98	76	23	among	among	ADP
faba-98	76	24	the	the	DET
faba-98	76	25	major	major	ADJ
faba-98	76	26	factors	factor	NOUN
faba-98	76	27	behind	behind	ADP
faba-98	76	28	the	the	DET
faba-98	76	29	decreased	decrease	VERB
faba-98	76	30	profits	profit	NOUN
faba-98	76	31	and	and	CCONJ
faba-98	76	32	lower	low	ADJ
faba-98	76	33	profitability	profitability	NOUN
faba-98	76	34	indicators	indicator	NOUN
faba-98	76	35	of	of	ADP
faba-98	76	36	the	the	DET
faba-98	76	37	banks	bank	NOUN
faba-98	76	38	compared	compare	VERB
faba-98	76	39	with	with	ADP
faba-98	76	40	the	the	DET
faba-98	76	41	previous	previous	ADJ
faba-98	76	42	year.7	year.7	PROPN
faba-98	76	43	the	the	DET
faba-98	76	44	national	national	PROPN
faba-98	76	45	bank	bank	PROPN
faba-98	76	46	also	also	ADV
faba-98	76	47	recognizes	recognize	VERB
faba-98	76	48	the	the	DET
faba-98	76	49	possibility	possibility	NOUN
faba-98	76	50	of	of	ADP
faba-98	76	51	deepening	deepen	VERB
faba-98	76	52	the	the	DET
faba-98	76	53	coronavirus	coronavirus	NOUN
faba-98	76	54	crisis	crisis	NOUN
faba-98	76	55	.	.	PUNCT
faba-98	77	1	this	this	PRON
faba-98	77	2	would	would	AUX
faba-98	77	3	worsen	worsen	VERB
faba-98	77	4	the	the	DET
faba-98	77	5	economy	economy	NOUN
faba-98	77	6	and	and	CCONJ
faba-98	77	7	reverse	reverse	VERB
faba-98	77	8	the	the	DET
faba-98	77	9	trend	trend	NOUN
faba-98	77	10	of	of	ADP
faba-98	77	11	decreasing	decrease	VERB
faba-98	77	12	the	the	DET
faba-98	77	13	share	share	NOUN
faba-98	77	14	of	of	ADP
faba-98	77	15	non	non	ADJ
faba-98	77	16	-	-	ADJ
faba-98	77	17	performing	performing	ADJ
faba-98	77	18	loans	loan	NOUN
faba-98	77	19	in	in	ADP
faba-98	77	20	bank	bank	NOUN
faba-98	77	21	portfolios	portfolio	NOUN
faba-98	77	22	.	.	PUNCT
faba-98	78	1	lending	lend	VERB
faba-98	78	2	in	in	ADP
faba-98	78	3	bulgaria	bulgaria	PROPN
faba-98	78	4	increases	increase	NOUN
faba-98	78	5	in	in	ADP
faba-98	78	6	the	the	DET
faba-98	78	7	last	last	ADJ
faba-98	78	8	five	five	NUM
faba-98	78	9	years	year	NOUN
faba-98	78	10	as	as	SCONJ
faba-98	78	11	it	it	PRON
faba-98	78	12	can	can	AUX
faba-98	78	13	be	be	AUX
faba-98	78	14	seen	see	VERB
faba-98	78	15	in	in	ADP
faba-98	78	16	table	table	NOUN
faba-98	78	17	2	2	NUM
faba-98	78	18	.	.	PUNCT
faba-98	79	1	there	there	PRON
faba-98	79	2	is	be	VERB
faba-98	79	3	a	a	DET
faba-98	79	4	continuous	continuous	ADJ
faba-98	79	5	tendency	tendency	NOUN
faba-98	79	6	for	for	ADP
faba-98	79	7	an	an	DET
faba-98	79	8	increase	increase	NOUN
faba-98	79	9	in	in	ADP
faba-98	79	10	the	the	DET
faba-98	79	11	number	number	NOUN
faba-98	79	12	and	and	CCONJ
faba-98	79	13	amount	amount	NOUN
faba-98	79	14	of	of	ADP
faba-98	79	15	the	the	DET
faba-98	79	16	loans	loan	NOUN
faba-98	79	17	granted	grant	VERB
faba-98	79	18	through	through	ADP
faba-98	79	19	the	the	DET
faba-98	79	20	years	year	NOUN
faba-98	79	21	.	.	PUNCT
faba-98	80	1	data	datum	NOUN
faba-98	80	2	shows	show	VERB
faba-98	80	3	that	that	SCONJ
faba-98	80	4	the	the	DET
faba-98	80	5	pandemic	pandemic	NOUN
faba-98	80	6	has	have	AUX
faba-98	80	7	decreased	decrease	VERB
faba-98	80	8	the	the	DET
faba-98	80	9	number	number	NOUN
faba-98	80	10	of	of	ADP
faba-98	80	11	the	the	DET
faba-98	80	12	granted	grant	VERB
faba-98	80	13	loans	loan	NOUN
faba-98	80	14	by	by	ADP
faba-98	80	15	the	the	DET
faba-98	80	16	banking	banking	NOUN
faba-98	80	17	financial	financial	ADJ
faba-98	80	18	institutions	institution	NOUN
faba-98	80	19	with	with	ADP
faba-98	80	20	204	204	NUM
faba-98	80	21	900	900	NUM
faba-98	80	22	at	at	ADP
faba-98	80	23	the	the	DET
faba-98	80	24	end	end	NOUN
faba-98	80	25	of	of	ADP
faba-98	80	26	2020	2020	NUM
faba-98	80	27	compared	compare	VERB
faba-98	80	28	to	to	ADP
faba-98	80	29	the	the	DET
faba-98	80	30	end	end	NOUN
faba-98	80	31	of	of	ADP
faba-98	80	32	2019	2019	NUM
faba-98	80	33	.	.	PUNCT
faba-98	81	1	though	though	ADV
faba-98	81	2	,	,	PUNCT
faba-98	81	3	the	the	DET
faba-98	81	4	value	value	NOUN
faba-98	81	5	of	of	ADP
faba-98	81	6	the	the	DET
faba-98	81	7	granted	grant	VERB
faba-98	81	8	loans	loan	NOUN
faba-98	81	9	in	in	ADP
faba-98	81	10	2020	2020	NUM
faba-98	81	11	is	be	AUX
faba-98	81	12	up	up	ADV
faba-98	81	13	with	with	ADP
faba-98	81	14	more	more	ADJ
faba-98	81	15	than	than	ADP
faba-98	81	16	2,5	2,5	NUM
faba-98	81	17	mln	mln	NOUN
faba-98	81	18	.	.	PUNCT
faba-98	81	19	bgn	bgn	NOUN
faba-98	81	20	.	.	PUNCT
faba-98	82	1	in	in	ADP
faba-98	82	2	2021	2021	NUM
faba-98	82	3	lending	lending	NOUN
faba-98	82	4	in	in	ADP
faba-98	82	5	bulgaria	bulgaria	PROPN
faba-98	82	6	continues	continue	VERB
faba-98	82	7	to	to	PART
faba-98	82	8	rise	rise	VERB
faba-98	82	9	.	.	PUNCT
faba-98	83	1	4	4	NUM
faba-98	83	2	bcra	bcra	ADJ
faba-98	83	3	,	,	PUNCT
faba-98	83	4	2020	2020	NUM
faba-98	83	5	.	.	PUNCT
faba-98	84	1	expected	expect	VERB
faba-98	84	2	impact	impact	NOUN
faba-98	84	3	of	of	ADP
faba-98	84	4	the	the	DET
faba-98	84	5	covid-19	covid-19	PROPN
faba-98	84	6	pandemic	pandemic	NOUN
faba-98	84	7	:	:	PUNCT
faba-98	84	8	financial	financial	ADJ
faba-98	84	9	sector	sector	NOUN
faba-98	84	10	in	in	ADP
faba-98	84	11	bulgaria	bulgaria	PROPN
faba-98	84	12	5	5	NUM
faba-98	84	13	association	association	NOUN
faba-98	84	14	of	of	ADP
faba-98	84	15	banks	bank	NOUN
faba-98	84	16	in	in	ADP
faba-98	84	17	bulgaria	bulgaria	PROPN
faba-98	84	18	,	,	PUNCT
faba-98	84	19	2020	2020	NUM
faba-98	84	20	.	.	PUNCT
faba-98	85	1	quarterly	quarterly	ADJ
faba-98	85	2	bulletin	bulletin	NOUN
faba-98	85	3	,	,	PUNCT
faba-98	85	4	issue	issue	NOUN
faba-98	85	5	№	№	ADP
faba-98	85	6	64	64	NUM
faba-98	85	7	6	6	NUM
faba-98	85	8	impairment	impairment	NOUN
faba-98	85	9	means	mean	NOUN
faba-98	85	10	reduction	reduction	NOUN
faba-98	85	11	in	in	ADP
faba-98	85	12	the	the	DET
faba-98	85	13	value	value	NOUN
faba-98	85	14	of	of	ADP
faba-98	85	15	an	an	DET
faba-98	85	16	asset	asset	NOUN
faba-98	85	17	because	because	SCONJ
faba-98	85	18	the	the	DET
faba-98	85	19	asset	asset	NOUN
faba-98	85	20	no	no	ADV
faba-98	85	21	longer	long	ADV
faba-98	85	22	generates	generate	VERB
faba-98	85	23	the	the	DET
faba-98	85	24	benefits	benefit	NOUN
faba-98	85	25	expected	expect	VERB
faba-98	85	26	earlier	early	ADV
faba-98	85	27	due	due	ADP
faba-98	85	28	to	to	ADP
faba-98	85	29	changes	change	NOUN
faba-98	85	30	in	in	ADP
faba-98	85	31	market	market	NOUN
faba-98	85	32	value	value	NOUN
faba-98	85	33	of	of	ADP
faba-98	85	34	the	the	DET
faba-98	85	35	asset	asset	NOUN
faba-98	85	36	,	,	PUNCT
faba-98	85	37	business	business	NOUN
faba-98	85	38	environment	environment	NOUN
faba-98	85	39	,	,	PUNCT
faba-98	85	40	government	government	NOUN
faba-98	85	41	regulations	regulation	NOUN
faba-98	85	42	,	,	PUNCT
faba-98	85	43	etc	etc	X
faba-98	85	44	.	.	X
faba-98	86	1	impairment	impairment	PROPN
faba-98	86	2	occurs	occur	VERB
faba-98	86	3	when	when	SCONJ
faba-98	86	4	an	an	DET
faba-98	86	5	asset	asset	NOUN
faba-98	86	6	suffers	suffer	VERB
faba-98	86	7	a	a	DET
faba-98	86	8	depreciation	depreciation	NOUN
faba-98	86	9	in	in	ADP
faba-98	86	10	fair	fair	ADJ
faba-98	86	11	market	market	NOUN
faba-98	86	12	value	value	NOUN
faba-98	86	13	.	.	PUNCT
faba-98	87	1	impaired	impaired	ADJ
faba-98	87	2	assets	asset	NOUN
faba-98	87	3	must	must	AUX
faba-98	87	4	be	be	AUX
faba-98	87	5	recognized	recognize	VERB
faba-98	87	6	as	as	ADP
faba-98	87	7	a	a	DET
faba-98	87	8	loss	loss	NOUN
faba-98	87	9	on	on	ADP
faba-98	87	10	an	an	DET
faba-98	87	11	income	income	NOUN
faba-98	87	12	statement	statement	NOUN
faba-98	87	13	.	.	PUNCT
faba-98	88	1	the	the	DET
faba-98	88	2	technical	technical	ADJ
faba-98	88	3	definition	definition	NOUN
faba-98	88	4	of	of	ADP
faba-98	88	5	impairment	impairment	ADJ
faba-98	88	6	loss	loss	NOUN
faba-98	88	7	is	be	AUX
faba-98	88	8	a	a	DET
faba-98	88	9	decrease	decrease	NOUN
faba-98	88	10	in	in	ADP
faba-98	88	11	net	net	ADJ
faba-98	88	12	carrying	carrying	NOUN
faba-98	88	13	value	value	NOUN
faba-98	88	14	of	of	ADP
faba-98	88	15	an	an	DET
faba-98	88	16	asset	asset	NOUN
faba-98	88	17	and	and	CCONJ
faba-98	88	18	this	this	DET
faba-98	88	19	decrease	decrease	NOUN
faba-98	88	20	is	be	AUX
faba-98	88	21	greater	great	ADJ
faba-98	88	22	than	than	ADP
faba-98	88	23	the	the	DET
faba-98	88	24	future	future	ADJ
faba-98	88	25	undisclosed	undisclosed	ADJ
faba-98	88	26	cash	cash	NOUN
faba-98	88	27	flow	flow	NOUN
faba-98	88	28	of	of	ADP
faba-98	88	29	the	the	DET
faba-98	88	30	impaired	impaired	ADJ
faba-98	88	31	asset	asset	NOUN
faba-98	88	32	.	.	PUNCT
faba-98	89	1	(	(	PUNCT
faba-98	89	2	n.d	n.d	PROPN
faba-98	89	3	.	.	PROPN
faba-98	89	4	)	)	PUNCT
faba-98	90	1	in	in	SCONJ
faba-98	90	2	investopedia.com	investopedia.com	X
faba-98	90	3	dictionary	dictionary	PROPN
faba-98	90	4	.	.	PUNCT
faba-98	90	5	retrieved	retrieve	VERB
faba-98	90	6	from	from	ADP
faba-98	90	7	https://www.investopedia.com/terms/i/impairment.asp	https://www.investopedia.com/terms/i/impairment.asp	PROPN
faba-98	90	8	7	7	NUM
faba-98	90	9	association	association	NOUN
faba-98	90	10	of	of	ADP
faba-98	90	11	banks	bank	NOUN
faba-98	90	12	in	in	ADP
faba-98	90	13	bulgaria	bulgaria	PROPN
faba-98	90	14	,	,	PUNCT
faba-98	90	15	2021	2021	NUM
faba-98	90	16	.	.	PUNCT
faba-98	91	1	the	the	DET
faba-98	91	2	economy	economy	NOUN
faba-98	91	3	and	and	CCONJ
faba-98	91	4	the	the	DET
faba-98	91	5	banking	banking	NOUN
faba-98	91	6	sector	sector	NOUN
faba-98	91	7	in	in	ADP
faba-98	91	8	bulgaria	bulgaria	PROPN
faba-98	91	9	,	,	PUNCT
faba-98	91	10	fourth	fourth	ADJ
faba-98	91	11	quarter	quarter	NOUN
faba-98	91	12	of	of	ADP
faba-98	91	13	2020	2020	NUM
faba-98	91	14	march	march	NOUN
faba-98	91	15	2020	2020	NUM
faba-98	91	16	december	december	PROPN
faba-98	91	17	2020	2020	NUM
faba-98	91	18	march	march	PROPN
faba-98	91	19	2021	2021	NUM
faba-98	91	20	june	june	PROPN
faba-98	91	21	2021	2021	NUM
faba-98	91	22	min	min	NOUN
faba-98	91	23	level	level	NOUN
faba-98	91	24	19.44	19.44	NUM
faba-98	91	25	%	%	NOUN
faba-98	91	26	21.69	21.69	NUM
faba-98	91	27	%	%	NOUN
faba-98	91	28	21.53	21.53	NUM
faba-98	91	29	%	%	NOUN
faba-98	91	30	21.96	21.96	NUM
faba-98	91	31	%	%	NOUN
faba-98	91	32	4.50	4.50	NUM
faba-98	91	33	%	%	NOUN
faba-98	91	34	19.82	19.82	NUM
faba-98	91	35	%	%	NOUN
faba-98	91	36	22.10	22.10	NUM
faba-98	91	37	%	%	NOUN
faba-98	91	38	21.92	21.92	NUM
faba-98	91	39	%	%	NOUN
faba-98	91	40	22.35	22.35	NUM
faba-98	91	41	%	%	NOUN
faba-98	91	42	6	6	NUM
faba-98	91	43	%	%	NOUN
faba-98	91	44	20.45	20.45	NUM
faba-98	91	45	%	%	NOUN
faba-98	91	46	22.74	22.74	NUM
faba-98	91	47	%	%	NOUN
faba-98	91	48	22.54	22.54	NUM
faba-98	91	49	%	%	NOUN
faba-98	91	50	22.94	22.94	NUM
faba-98	91	51	%	%	NOUN
faba-98	91	52	8	8	NUM
faba-98	91	53	%	%	NOUN
faba-98	91	54	capital	capital	NOUN
faba-98	91	55	adequacy	adequacy	NOUN
faba-98	91	56	of	of	ADP
faba-98	91	57	the	the	DET
faba-98	91	58	bulgarian	bulgarian	ADJ
faba-98	91	59	banking	banking	NOUN
faba-98	91	60	system	system	NOUN
faba-98	91	61	total	total	ADJ
faba-98	91	62	capital	capital	NOUN
faba-98	91	63	adequacy(%	adequacy(%	NOUN
faba-98	91	64	)	)	PUNCT
faba-98	91	65	tier	tier	NOUN
faba-98	91	66	1	1	NUM
faba-98	91	67	capital	capital	NOUN
faba-98	91	68	(	(	PUNCT
faba-98	91	69	%	%	INTJ
faba-98	91	70	)	)	PUNCT
faba-98	91	71	common	common	ADJ
faba-98	91	72	equity	equity	NOUN
faba-98	91	73	tier	tier	NOUN
faba-98	91	74	1	1	NUM
faba-98	91	75	(	(	PUNCT
faba-98	91	76	%	%	NOUN
faba-98	91	77	)	)	PUNCT
faba-98	91	78	https://financial-dictionary.thefreedictionary.com/asset	https://financial-dictionary.thefreedictionary.com/asset	NOUN
faba-98	91	79	https://financial-dictionary.thefreedictionary.com/market+value	https://financial-dictionary.thefreedictionary.com/market+value	VERB
faba-98	91	80	https://www.investopedia.com/terms/i/impairment.asp	https://www.investopedia.com/terms/i/impairment.asp	NUM
faba-98	91	81	https://www.investopedia.com/terms/f/fairmarketvalue.asp	https://www.investopedia.com/terms/f/fairmarketvalue.asp	NOUN
faba-98	91	82	https://www.investopedia.com/terms/f/fairmarketvalue.asp	https://www.investopedia.com/terms/f/fairmarketvalue.asp	NOUN
faba-98	91	83	finance	finance	NOUN
faba-98	91	84	,	,	PUNCT
faba-98	91	85	accounting	accounting	NOUN
faba-98	91	86	and	and	CCONJ
faba-98	91	87	business	business	NOUN
faba-98	91	88	analysis	analysis	NOUN
faba-98	91	89	3	3	NUM
faba-98	91	90	(	(	PUNCT
faba-98	91	91	2	2	NUM
faba-98	91	92	)	)	PUNCT
faba-98	91	93	2021	2021	NUM
faba-98	91	94	135	135	NUM
faba-98	91	95	table	table	NOUN
faba-98	91	96	2	2	NUM
faba-98	91	97	source	source	NOUN
faba-98	91	98	:	:	PUNCT
faba-98	91	99	bnb	bnb	PROPN
faba-98	91	100	аt	аt	PROPN
faba-98	91	101	the	the	DET
faba-98	91	102	background	background	NOUN
faba-98	91	103	of	of	ADP
faba-98	91	104	increased	increase	VERB
faba-98	91	105	lending	lending	NOUN
faba-98	91	106	activity	activity	NOUN
faba-98	91	107	in	in	ADP
faba-98	91	108	the	the	DET
faba-98	91	109	period	period	NOUN
faba-98	91	110	2016	2016	NUM
faba-98	91	111	-	-	SYM
faba-98	91	112	2020	2020	NUM
faba-98	91	113	the	the	DET
faba-98	91	114	share	share	NOUN
faba-98	91	115	of	of	ADP
faba-98	91	116	nonperforming	nonperforme	VERB
faba-98	91	117	loans	loan	NOUN
faba-98	91	118	in	in	ADP
faba-98	91	119	bulgaria	bulgaria	PROPN
faba-98	91	120	has	have	AUX
faba-98	91	121	decreased	decrease	VERB
faba-98	91	122	significantly	significantly	ADV
faba-98	91	123	(	(	PUNCT
faba-98	91	124	see	see	VERB
faba-98	91	125	figure	figure	NOUN
faba-98	91	126	2	2	NUM
faba-98	91	127	)	)	PUNCT
faba-98	91	128	.	.	PUNCT
faba-98	92	1	as	as	SCONJ
faba-98	92	2	it	it	PRON
faba-98	92	3	can	can	AUX
faba-98	92	4	be	be	AUX
faba-98	92	5	seen	see	VERB
faba-98	92	6	from	from	ADP
faba-98	92	7	figure	figure	NOUN
faba-98	92	8	3	3	NUM
faba-98	92	9	,	,	PUNCT
faba-98	92	10	in	in	ADP
faba-98	92	11	2016	2016	NUM
faba-98	92	12	bulgaria	bulgaria	NOUN
faba-98	92	13	is	be	AUX
faba-98	92	14	among	among	ADP
faba-98	92	15	the	the	DET
faba-98	92	16	leaders	leader	NOUN
faba-98	92	17	of	of	ADP
faba-98	92	18	non	non	ADJ
faba-98	92	19	-	-	ADJ
faba-98	92	20	performing	performing	ADJ
faba-98	92	21	loans	loan	NOUN
faba-98	92	22	in	in	ADP
faba-98	92	23	eu	eu	PROPN
faba-98	92	24	,	,	PUNCT
faba-98	92	25	according	accord	VERB
faba-98	92	26	to	to	ADP
faba-98	92	27	data	datum	NOUN
faba-98	92	28	from	from	ADP
faba-98	92	29	eurostat	eurostat	PROPN
faba-98	92	30	.	.	PUNCT
faba-98	93	1	in	in	ADP
faba-98	93	2	2019	2019	NUM
faba-98	93	3	bulgaria	bulgaria	PROPN
faba-98	93	4	takes	take	VERB
faba-98	93	5	the	the	DET
faba-98	93	6	fourth	fourth	ADJ
faba-98	93	7	place	place	NOUN
faba-98	93	8	with	with	ADP
faba-98	93	9	a	a	DET
faba-98	93	10	share	share	NOUN
faba-98	93	11	of	of	ADP
faba-98	93	12	6,5	6,5	NUM
faba-98	93	13	%	%	NOUN
faba-98	93	14	gross	gross	ADJ
faba-98	93	15	npls	npls	NOUN
faba-98	93	16	(	(	PUNCT
faba-98	93	17	figure	figure	NOUN
faba-98	93	18	4	4	NUM
faba-98	93	19	)	)	PUNCT
faba-98	93	20	.	.	PUNCT
faba-98	94	1	trying	try	VERB
faba-98	94	2	to	to	PART
faba-98	94	3	fulfill	fulfill	VERB
faba-98	94	4	the	the	DET
faba-98	94	5	recommendations	recommendation	NOUN
faba-98	94	6	of	of	ADP
faba-98	94	7	the	the	DET
faba-98	94	8	european	european	ADJ
faba-98	94	9	authorities	authority	NOUN
faba-98	94	10	,	,	PUNCT
faba-98	94	11	the	the	DET
faba-98	94	12	country	country	NOUN
faba-98	94	13	initiates	initiate	VERB
faba-98	94	14	amendments	amendment	NOUN
faba-98	94	15	in	in	ADP
faba-98	94	16	bank	bank	NOUN
faba-98	94	17	capital	capital	NOUN
faba-98	94	18	adequacy	adequacy	NOUN
faba-98	94	19	and	and	CCONJ
faba-98	94	20	insolvency	insolvency	NOUN
faba-98	94	21	framework	framework	NOUN
faba-98	94	22	.	.	PUNCT
faba-98	95	1	the	the	DET
faba-98	95	2	share	share	NOUN
faba-98	95	3	of	of	ADP
faba-98	95	4	non	non	ADJ
faba-98	95	5	-	-	ADJ
faba-98	95	6	performing	performing	ADJ
faba-98	95	7	loans	loan	NOUN
faba-98	95	8	to	to	ADP
faba-98	95	9	total	total	ADJ
faba-98	95	10	gross	gross	ADJ
faba-98	95	11	loans	loan	NOUN
faba-98	95	12	in	in	ADP
faba-98	95	13	bulgaria	bulgaria	PROPN
faba-98	95	14	decreases	decrease	VERB
faba-98	95	15	from	from	ADP
faba-98	95	16	12,8	12,8	NUM
faba-98	95	17	%	%	NOUN
faba-98	95	18	in	in	ADP
faba-98	95	19	2016	2016	NUM
faba-98	95	20	to	to	ADP
faba-98	95	21	5,9	5,9	NUM
faba-98	95	22	%	%	NOUN
faba-98	95	23	in	in	ADP
faba-98	95	24	2020	2020	NUM
faba-98	95	25	.	.	PUNCT
faba-98	96	1	the	the	DET
faba-98	96	2	report	report	NOUN
faba-98	96	3	of	of	ADP
faba-98	96	4	the	the	DET
faba-98	96	5	european	european	PROPN
faba-98	96	6	commission	commission	PROPN
faba-98	96	7	from	from	ADP
faba-98	96	8	2020	2020	NUM
faba-98	96	9	european	european	ADJ
faba-98	96	10	semester	semester	NOUN
faba-98	96	11	:	:	PUNCT
faba-98	96	12	assessment	assessment	NOUN
faba-98	96	13	of	of	ADP
faba-98	96	14	progress	progress	NOUN
faba-98	96	15	on	on	ADP
faba-98	96	16	structural	structural	ADJ
faba-98	96	17	reforms	reform	NOUN
faba-98	96	18	,	,	PUNCT
faba-98	96	19	prevention	prevention	NOUN
faba-98	96	20	and	and	CCONJ
faba-98	96	21	correction	correction	NOUN
faba-98	96	22	of	of	ADP
faba-98	96	23	macroeconomic	macroeconomic	ADJ
faba-98	96	24	imbalances	imbalance	NOUN
faba-98	96	25	notes	note	VERB
faba-98	96	26	that	that	SCONJ
faba-98	96	27	there	there	PRON
faba-98	96	28	has	have	AUX
faba-98	96	29	been	be	AUX
faba-98	96	30	“	"	PUNCT
faba-98	96	31	progress	progress	NOUN
faba-98	96	32	in	in	ADP
faba-98	96	33	banking	banking	NOUN
faba-98	96	34	sector	sector	NOUN
faba-98	96	35	and	and	CCONJ
faba-98	96	36	non	non	ADJ
faba-98	96	37	-	-	ADJ
faba-98	96	38	performing	performing	ADJ
faba-98	96	39	loans	loan	NOUN
faba-98	96	40	”	"	PUNCT
faba-98	96	41	in	in	ADP
faba-98	96	42	bulgaria	bulgaria	PROPN
faba-98	96	43	.	.	PUNCT
faba-98	97	1	banking	banking	NOUN
faba-98	97	2	sector	sector	NOUN
faba-98	97	3	has	have	AUX
faba-98	97	4	strengthened	strengthen	VERB
faba-98	97	5	,	,	PUNCT
faba-98	97	6	banks	bank	NOUN
faba-98	97	7	are	be	AUX
faba-98	97	8	profitable	profitable	ADJ
faba-98	97	9	and	and	CCONJ
faba-98	97	10	well	well	ADV
faba-98	97	11	capitalized	capitalize	VERB
faba-98	97	12	and	and	CCONJ
faba-98	97	13	the	the	DET
faba-98	97	14	share	share	NOUN
faba-98	97	15	of	of	ADP
faba-98	97	16	non	non	ADJ
faba-98	97	17	-	-	ADJ
faba-98	97	18	performing	perform	VERB
faba-98	97	19	loans	loan	NOUN
faba-98	97	20	has	have	AUX
faba-98	97	21	decreased	decrease	VERB
faba-98	97	22	.	.	PUNCT
faba-98	98	1	nevertheless	nevertheless	ADV
faba-98	98	2	,	,	PUNCT
faba-98	98	3	bulgaria	bulgaria	PROPN
faba-98	98	4	is	be	AUX
faba-98	98	5	still	still	ADV
faba-98	98	6	among	among	ADP
faba-98	98	7	the	the	DET
faba-98	98	8	countries	country	NOUN
faba-98	98	9	with	with	ADP
faba-98	98	10	highest	high	ADJ
faba-98	98	11	levels	level	NOUN
faba-98	98	12	of	of	ADP
faba-98	98	13	npls	npls	NOUN
faba-98	98	14	in	in	ADP
faba-98	98	15	the	the	DET
faba-98	98	16	eu	eu	PROPN
faba-98	98	17	.	.	PROPN
faba-98	98	18	data	data	PROPN
faba-98	98	19	:	:	PUNCT
faba-98	99	1	eurostat	eurostat	PROPN
faba-98	99	2	figure	figure	VERB
faba-98	99	3	2	2	NUM
faba-98	99	4	12.2016	12.2016	NUM
faba-98	99	5	12.2017	12.2017	NUM
faba-98	99	6	12.2018	12.2018	NUM
faba-98	99	7	12.2019	12.2019	NUM
faba-98	99	8	12.2020	12.2020	NUM
faba-98	99	9	06.2021	06.2021	NUM
faba-98	99	10	number	number	NOUN
faba-98	99	11	2	2	NUM
faba-98	99	12	741	741	NUM
faba-98	99	13	743	743	NUM
faba-98	99	14	2	2	NUM
faba-98	99	15	746	746	NUM
faba-98	99	16	507	507	NUM
faba-98	99	17	3	3	NUM
faba-98	99	18	065	065	NUM
faba-98	99	19	552	552	NUM
faba-98	99	20	3	3	NUM
faba-98	99	21	117	117	NUM
faba-98	99	22	690	690	NUM
faba-98	99	23	2	2	NUM
faba-98	99	24	912	912	NUM
faba-98	99	25	790	790	NUM
faba-98	99	26	2	2	NUM
faba-98	99	27	919	919	NUM
faba-98	99	28	616	616	NUM
faba-98	99	29	thousand	thousand	NUM
faba-98	99	30	lv	lv	PROPN
faba-98	99	31	/	/	SYM
faba-98	99	32	bgn	bgn	NOUN
faba-98	99	33	49	49	NUM
faba-98	99	34	176	176	NUM
faba-98	99	35	457	457	NUM
faba-98	99	36	50	50	NUM
faba-98	99	37	828	828	NUM
faba-98	99	38	566	566	NUM
faba-98	99	39	54	54	NUM
faba-98	99	40	739	739	NUM
faba-98	99	41	350	350	NUM
faba-98	99	42	58	58	NUM
faba-98	99	43	826	826	NUM
faba-98	99	44	557	557	NUM
faba-98	99	45	61	61	NUM
faba-98	99	46	503	503	NUM
faba-98	99	47	859	859	NUM
faba-98	99	48	67	67	NUM
faba-98	99	49	761	761	NUM
faba-98	99	50	797	797	NUM
faba-98	99	51	loans	loan	NOUN
faba-98	99	52	to	to	ADP
faba-98	99	53	non	non	ADJ
faba-98	99	54	-	-	ADJ
faba-98	99	55	financial	financial	ADJ
faba-98	99	56	corporations	corporation	NOUN
faba-98	99	57	,	,	PUNCT
faba-98	99	58	households	household	NOUN
faba-98	99	59	and	and	CCONJ
faba-98	99	60	non	non	ADJ
faba-98	99	61	-	-	ADJ
faba-98	99	62	commercial	commercial	ADJ
faba-98	99	63	organizations	organization	NOUN
faba-98	99	64	serving	serve	VERB
faba-98	99	65	households	household	NOUN
faba-98	99	66	12.8	12.8	NUM
faba-98	99	67	10.2	10.2	NUM
faba-98	99	68	7.7	7.7	NUM
faba-98	99	69	6.5	6.5	NUM
faba-98	99	70	5.9	5.9	NUM
faba-98	99	71	2016	2016	NUM
faba-98	99	72	2017	2017	NUM
faba-98	99	73	2018	2018	NUM
faba-98	99	74	2019	2019	NUM
faba-98	99	75	2020	2020	NUM
faba-98	99	76	gross	gross	ADJ
faba-98	99	77	non	non	ADJ
faba-98	99	78	-	-	ADJ
faba-98	99	79	performing	perform	VERB
faba-98	99	80	loans	loan	NOUN
faba-98	99	81	,	,	PUNCT
faba-98	99	82	domestic	domestic	ADJ
faba-98	99	83	and	and	CCONJ
faba-98	99	84	foreign	foreign	ADJ
faba-98	99	85	entities	entity	NOUN
faba-98	99	86	%	%	NOUN
faba-98	99	87	of	of	ADP
faba-98	99	88	gross	gross	ADJ
faba-98	99	89	loans	loan	NOUN
faba-98	99	90	,	,	PUNCT
faba-98	99	91	bulgaria	bulgaria	PROPN
faba-98	99	92	gross	gross	ADJ
faba-98	99	93	non	non	ADJ
faba-98	99	94	-	-	ADJ
faba-98	99	95	performing	perform	VERB
faba-98	99	96	loans	loan	NOUN
faba-98	99	97	,	,	PUNCT
faba-98	99	98	domestic	domestic	ADJ
faba-98	99	99	and	and	CCONJ
faba-98	99	100	foreign	foreign	ADJ
faba-98	99	101	entities	entity	NOUN
faba-98	99	102	%	%	NOUN
faba-98	99	103	of	of	ADP
faba-98	99	104	gross	gross	ADJ
faba-98	99	105	loans	loan	NOUN
faba-98	99	106	finance	finance	NOUN
faba-98	99	107	,	,	PUNCT
faba-98	99	108	accounting	accounting	NOUN
faba-98	99	109	and	and	CCONJ
faba-98	99	110	business	business	NOUN
faba-98	99	111	analysis	analysis	NOUN
faba-98	99	112	3	3	NUM
faba-98	99	113	(	(	PUNCT
faba-98	99	114	2	2	NUM
faba-98	99	115	)	)	PUNCT
faba-98	99	116	2021	2021	NUM
faba-98	99	117	136	136	NUM
faba-98	99	118	data	datum	NOUN
faba-98	99	119	:	:	PUNCT
faba-98	99	120	eurostat	eurostat	PROPN
faba-98	99	121	figure	figure	NOUN
faba-98	99	122	3	3	NUM
faba-98	99	123	.	.	PUNCT
faba-98	100	1	the	the	DET
faba-98	100	2	level	level	NOUN
faba-98	100	3	of	of	ADP
faba-98	100	4	the	the	DET
faba-98	100	5	npls	npls	NOUN
faba-98	100	6	in	in	ADP
faba-98	100	7	european	european	PROPN
faba-98	100	8	union	union	PROPN
faba-98	100	9	countries	country	NOUN
faba-98	100	10	in	in	ADP
faba-98	100	11	2016	2016	NUM
faba-98	100	12	data	datum	NOUN
faba-98	100	13	:	:	PUNCT
faba-98	100	14	eurostat	eurostat	PROPN
faba-98	100	15	figure	figure	NOUN
faba-98	100	16	4	4	NUM
faba-98	100	17	.	.	PUNCT
faba-98	101	1	the	the	DET
faba-98	101	2	level	level	NOUN
faba-98	101	3	of	of	ADP
faba-98	101	4	the	the	DET
faba-98	101	5	npls	npls	NOUN
faba-98	101	6	in	in	ADP
faba-98	101	7	european	european	PROPN
faba-98	101	8	union	union	PROPN
faba-98	101	9	countries	country	NOUN
faba-98	101	10	in	in	ADP
faba-98	101	11	2019	2019	NUM
faba-98	101	12	the	the	DET
faba-98	101	13	reference	reference	NOUN
faba-98	101	14	level	level	NOUN
faba-98	101	15	of	of	ADP
faba-98	101	16	npls	npls	NOUN
faba-98	101	17	in	in	ADP
faba-98	101	18	eu	eu	PROPN
faba-98	101	19	is	be	AUX
faba-98	101	20	determined	determine	VERB
faba-98	101	21	by	by	ADP
faba-98	101	22	the	the	DET
faba-98	101	23	european	european	PROPN
faba-98	101	24	central	central	PROPN
faba-98	101	25	bank	bank	PROPN
faba-98	101	26	on	on	ADP
faba-98	101	27	the	the	DET
faba-98	101	28	basis	basis	NOUN
faba-98	101	29	of	of	ADP
faba-98	101	30	consolidated	consolidated	ADJ
faba-98	101	31	banking	banking	NOUN
faba-98	101	32	data	datum	NOUN
faba-98	101	33	from	from	ADP
faba-98	101	34	domestic	domestic	ADJ
faba-98	101	35	banking	banking	NOUN
faba-98	101	36	groups	group	NOUN
faba-98	101	37	and	and	CCONJ
faba-98	101	38	stand	stand	VERB
faba-98	101	39	-	-	PUNCT
faba-98	101	40	alone	alone	ADJ
faba-98	101	41	banks	bank	NOUN
faba-98	101	42	in	in	ADP
faba-98	101	43	the	the	DET
faba-98	101	44	eu	eu	PROPN
faba-98	101	45	member	member	NOUN
faba-98	101	46	states	states	PROPN
faba-98	101	47	.	.	PUNCT
faba-98	102	1	data	datum	NOUN
faba-98	102	2	for	for	ADP
faba-98	102	3	the	the	DET
faba-98	102	4	reference	reference	NOUN
faba-98	102	5	levels	level	NOUN
faba-98	102	6	of	of	ADP
faba-98	102	7	npls	npls	NOUN
faba-98	102	8	at	at	ADP
faba-98	102	9	the	the	DET
faba-98	102	10	end	end	NOUN
faba-98	102	11	of	of	ADP
faba-98	102	12	the	the	DET
faba-98	102	13	year	year	NOUN
faba-98	102	14	for	for	ADP
faba-98	102	15	the	the	DET
faba-98	102	16	period	period	NOUN
faba-98	102	17	2014	2014	NUM
faba-98	102	18	-	-	SYM
faba-98	102	19	2020	2020	NUM
faba-98	102	20	is	be	AUX
faba-98	102	21	presented	present	VERB
faba-98	102	22	in	in	ADP
faba-98	102	23	table	table	NOUN
faba-98	102	24	3	3	NUM
faba-98	102	25	.	.	PUNCT
faba-98	103	1	at	at	ADP
faba-98	103	2	the	the	DET
faba-98	103	3	end	end	NOUN
faba-98	103	4	of	of	ADP
faba-98	103	5	2020	2020	NUM
faba-98	103	6	the	the	DET
faba-98	103	7	reference	reference	NOUN
faba-98	103	8	level	level	NOUN
faba-98	103	9	of	of	ADP
faba-98	103	10	gross	gross	ADJ
faba-98	103	11	non	non	ADJ
faba-98	103	12	-	-	ADJ
faba-98	103	13	performing	performing	ADJ
faba-98	103	14	loans	loan	NOUN
faba-98	103	15	and	and	CCONJ
faba-98	103	16	advances	advance	NOUN
faba-98	103	17	(	(	PUNCT
faba-98	103	18	%	%	NOUN
faba-98	103	19	of	of	ADP
faba-98	103	20	total	total	ADJ
faba-98	103	21	gross	gross	ADJ
faba-98	103	22	loans	loan	NOUN
faba-98	103	23	and	and	CCONJ
faba-98	103	24	advances	advance	NOUN
faba-98	103	25	)	)	PUNCT
faba-98	103	26	is	be	AUX
faba-98	103	27	2.59	2.59	NUM
faba-98	103	28	%	%	NOUN
faba-98	103	29	.	.	PUNCT
faba-98	104	1	bulgaria	bulgaria	PROPN
faba-98	104	2	always	always	ADV
faba-98	104	3	surpasses	surpass	VERB
faba-98	104	4	the	the	DET
faba-98	104	5	reference	reference	NOUN
faba-98	104	6	level	level	NOUN
faba-98	104	7	.	.	PUNCT
faba-98	105	1	nevertheless	nevertheless	ADV
faba-98	105	2	,	,	PUNCT
faba-98	105	3	from	from	ADP
faba-98	105	4	2016	2016	NUM
faba-98	105	5	to	to	ADP
faba-98	105	6	2020	2020	NUM
faba-98	105	7	there	there	PRON
faba-98	105	8	is	be	VERB
faba-98	105	9	a	a	DET
faba-98	105	10	significant	significant	ADJ
faba-98	105	11	decrease	decrease	NOUN
faba-98	105	12	in	in	ADP
faba-98	105	13	the	the	DET
faba-98	105	14	amount	amount	NOUN
faba-98	105	15	of	of	ADP
faba-98	105	16	npls	npls	NOUN
faba-98	105	17	and	and	CCONJ
faba-98	105	18	endeavour	endeavour	VERB
faba-98	105	19	for	for	ADP
faba-98	105	20	reaching	reach	VERB
faba-98	105	21	the	the	DET
faba-98	105	22	reference	reference	NOUN
faba-98	105	23	level	level	NOUN
faba-98	105	24	.	.	PUNCT
faba-98	106	1	finance	finance	NOUN
faba-98	106	2	,	,	PUNCT
faba-98	106	3	accounting	accounting	NOUN
faba-98	106	4	and	and	CCONJ
faba-98	106	5	business	business	NOUN
faba-98	106	6	analysis	analysis	NOUN
faba-98	106	7	3	3	NUM
faba-98	106	8	(	(	PUNCT
faba-98	106	9	2	2	NUM
faba-98	106	10	)	)	PUNCT
faba-98	106	11	2021	2021	NUM
faba-98	106	12	137	137	NUM
faba-98	106	13	table	table	NOUN
faba-98	106	14	3	3	NUM
faba-98	106	15	gross	gross	ADJ
faba-98	106	16	non	non	ADJ
faba-98	106	17	-	-	ADJ
faba-98	106	18	performing	performing	ADJ
faba-98	106	19	loans	loan	NOUN
faba-98	106	20	and	and	CCONJ
faba-98	106	21	advances	advance	NOUN
faba-98	106	22	[	[	X
faba-98	106	23	%	%	NOUN
faba-98	106	24	of	of	ADP
faba-98	106	25	total	total	ADJ
faba-98	106	26	gross	gross	ADJ
faba-98	106	27	loans	loan	NOUN
faba-98	106	28	and	and	CCONJ
faba-98	106	29	advances	advance	NOUN
faba-98	106	30	]	]	PUNCT
faba-98	106	31	consolidated	consolidated	ADJ
faba-98	106	32	banking	banking	NOUN
faba-98	106	33	data	datum	NOUN
faba-98	106	34	2014	2014	NUM
faba-98	106	35	-	-	PUNCT
faba-98	106	36	q4	q4	PROPN
faba-98	106	37	2015	2015	NUM
faba-98	106	38	-	-	PUNCT
faba-98	106	39	q4	q4	PROPN
faba-98	106	40	2016	2016	NUM
faba-98	106	41	-	-	PUNCT
faba-98	106	42	q4	q4	PROPN
faba-98	106	43	2017	2017	NUM
faba-98	106	44	-	-	PUNCT
faba-98	106	45	q4	q4	PROPN
faba-98	106	46	2018	2018	NUM
faba-98	106	47	-	-	PUNCT
faba-98	106	48	q4	q4	PROPN
faba-98	106	49	2019	2019	NUM
faba-98	106	50	-	-	PUNCT
faba-98	106	51	q4	q4	PROPN
faba-98	106	52	2020	2020	NUM
faba-98	106	53	-	-	SYM
faba-98	106	54	q4	q4	PROPN
faba-98	106	55	6.7155	6.7155	NUM
faba-98	106	56	6.8432	6.8432	NUM
faba-98	106	57	5.2916	5.2916	NUM
faba-98	106	58	4.0601	4.0601	NUM
faba-98	106	59	3.2059	3.2059	NUM
faba-98	106	60	2.7815	2.7815	NUM
faba-98	106	61	2.5865	2.5865	NUM
faba-98	106	62	source	source	NOUN
faba-98	106	63	:	:	PUNCT
faba-98	106	64	european	european	PROPN
faba-98	106	65	central	central	PROPN
faba-98	106	66	bank	bank	PROPN
faba-98	106	67	regression	regression	NOUN
faba-98	106	68	model	model	NOUN
faba-98	106	69	the	the	DET
faba-98	106	70	simple	simple	ADJ
faba-98	106	71	model	model	NOUN
faba-98	106	72	of	of	ADP
faba-98	106	73	the	the	DET
faba-98	106	74	multiple	multiple	ADJ
faba-98	106	75	linear	linear	ADJ
faba-98	106	76	regression	regression	NOUN
faba-98	106	77	is	be	AUX
faba-98	106	78	generalized	generalize	VERB
faba-98	106	79	in	in	ADP
faba-98	106	80	equation	equation	NOUN
faba-98	106	81	1.1	1.1	NUM
faba-98	106	82	.	.	PUNCT
faba-98	107	1	the	the	DET
faba-98	107	2	dependent	dependent	ADJ
faba-98	107	3	variable	variable	NOUN
faba-98	107	4	is	be	AUX
faba-98	107	5	npls	npls	NOUN
faba-98	107	6	.	.	PUNCT
faba-98	108	1	the	the	DET
faba-98	108	2	explanatory	explanatory	ADJ
faba-98	108	3	variables	variable	NOUN
faba-98	108	4	are	be	AUX
faba-98	108	5	gov	gov	PROPN
faba-98	108	6	deficit	deficit	NOUN
faba-98	108	7	/	/	SYM
faba-98	108	8	surplus	surplus	NOUN
faba-98	108	9	,	,	PUNCT
faba-98	108	10	unemployment	unemployment	NOUN
faba-98	108	11	and	and	CCONJ
faba-98	108	12	gdp	gdp	NOUN
faba-98	108	13	growth	growth	NOUN
faba-98	108	14	.	.	PUNCT
faba-98	109	1	after	after	ADP
faba-98	109	2	calculating	calculate	VERB
faba-98	109	3	the	the	DET
faba-98	109	4	coefficients	coefficient	NOUN
faba-98	109	5	via	via	ADP
faba-98	109	6	spss	spss	PROPN
faba-98	109	7	is	be	AUX
faba-98	109	8	received	receive	VERB
faba-98	109	9	equation	equation	NOUN
faba-98	109	10	2.2	2.2	NUM
faba-98	109	11	for	for	ADP
faba-98	109	12	a	a	DET
faba-98	109	13	linear	linear	ADJ
faba-98	109	14	regression	regression	NOUN
faba-98	109	15	.	.	PUNCT
faba-98	110	1	the	the	DET
faba-98	110	2	whole	whole	ADJ
faba-98	110	3	regression	regression	NOUN
faba-98	110	4	analysis	analysis	NOUN
faba-98	110	5	is	be	AUX
faba-98	110	6	presented	present	VERB
faba-98	110	7	in	in	ADP
faba-98	110	8	appendix	appendix	NOUN
faba-98	110	9	1	1	NUM
faba-98	110	10	.	.	PUNCT
faba-98	110	11	npls	npls	NOUN
faba-98	110	12	=	=	SYM
faba-98	110	13	b0	b0	PROPN
faba-98	110	14	+	+	CCONJ
faba-98	110	15	b1	b1	PROPN
faba-98	110	16	*	*	SYM
faba-98	110	17	gov	gov	ADJ
faba-98	110	18	deficit	deficit	NOUN
faba-98	110	19	/	/	SYM
faba-98	110	20	surplus	surplus	NOUN
faba-98	110	21	+	+	CCONJ
faba-98	110	22	b2	b2	NOUN
faba-98	110	23	*	*	SYM
faba-98	111	1	unemployment	unemployment	NOUN
faba-98	111	2	+	+	CCONJ
faba-98	111	3	b3	b3	PROPN
faba-98	111	4	*	*	PUNCT
faba-98	111	5	gdp	gdp	NOUN
faba-98	111	6	growth	growth	NOUN
faba-98	111	7	+	+	CCONJ
faba-98	111	8	ei	ei	X
faba-98	111	9	(	(	PUNCT
faba-98	111	10	1.1	1.1	NUM
faba-98	111	11	)	)	PUNCT
faba-98	111	12	npls	npls	NOUN
faba-98	111	13	=	=	NOUN
faba-98	111	14	0,782	0,782	NUM
faba-98	111	15	–	–	PUNCT
faba-98	111	16	0,117	0,117	NUM
faba-98	111	17	*	*	SYM
faba-98	111	18	gov	gov	ADJ
faba-98	111	19	deficit	deficit	NOUN
faba-98	111	20	/	/	SYM
faba-98	111	21	surplus	surplus	NOUN
faba-98	111	22	+	+	CCONJ
faba-98	111	23	1,232	1,232	NUM
faba-98	111	24	*	*	X
faba-98	111	25	unemployment	unemployment	NOUN
faba-98	111	26	+	+	NOUN
faba-98	111	27	0,414	0,414	NUM
faba-98	111	28	*	*	PUNCT
faba-98	111	29	gdp	gdp	NOUN
faba-98	111	30	growth	growth	NOUN
faba-98	111	31	(	(	PUNCT
faba-98	111	32	2.2	2.2	NUM
faba-98	111	33	)	)	PUNCT
faba-98	111	34	coefficientsa	coefficientsa	NOUN
faba-98	111	35	model	model	VERB
faba-98	111	36	unstandardized	unstandardized	ADJ
faba-98	111	37	coefficients	coefficient	NOUN
faba-98	111	38	standardized	standardize	VERB
faba-98	111	39	coefficients	coefficient	NOUN
faba-98	111	40	t	t	PROPN
faba-98	111	41	sig	sig	PROPN
faba-98	111	42	.	.	PUNCT
faba-98	112	1	b	b	X
faba-98	112	2	std	std	PROPN
faba-98	112	3	.	.	NOUN
faba-98	112	4	error	error	NOUN
faba-98	112	5	beta	beta	NOUN
faba-98	112	6	1	1	NUM
faba-98	112	7	(	(	PUNCT
faba-98	112	8	constant	constant	ADJ
faba-98	112	9	)	)	PUNCT
faba-98	112	10	,	,	PUNCT
faba-98	112	11	782	782	NUM
faba-98	112	12	,	,	PUNCT
faba-98	112	13	805	805	NUM
faba-98	112	14	,	,	PUNCT
faba-98	112	15	971	971	NUM
faba-98	112	16	,	,	PUNCT
faba-98	112	17	369	369	NUM
faba-98	112	18	gov	gov	PROPN
faba-98	112	19	deficit	deficit	NOUN
faba-98	112	20	/	/	SYM
faba-98	112	21	surplus	surplus	NOUN
faba-98	112	22	-,117	-,117	VERB
faba-98	112	23	,	,	PUNCT
faba-98	112	24	146	146	NUM
faba-98	112	25	-,066	-,066	ADJ
faba-98	112	26	-,802	-,802	NOUN
faba-98	112	27	,	,	PUNCT
faba-98	112	28	453	453	NUM
faba-98	112	29	unemployment	unemployment	NOUN
faba-98	112	30	1,232	1,232	NUM
faba-98	112	31	,	,	PUNCT
faba-98	112	32	093	093	NUM
faba-98	112	33	,	,	PUNCT
faba-98	112	34	954	954	NUM
faba-98	112	35	13,208	13,208	NUM
faba-98	112	36	,	,	PUNCT
faba-98	112	37	000	000	NUM
faba-98	112	38	gdp	gdp	NOUN
faba-98	112	39	growth	growth	NOUN
faba-98	112	40	,	,	PUNCT
faba-98	112	41	414	414	NUM
faba-98	112	42	,	,	PUNCT
faba-98	112	43	123	123	NUM
faba-98	112	44	,	,	PUNCT
faba-98	112	45	245	245	NUM
faba-98	112	46	3,353	3,353	NUM
faba-98	112	47	,	,	PUNCT
faba-98	112	48	015	015	NUM
faba-98	112	49	a.	a.	NOUN
faba-98	112	50	dependent	dependent	ADJ
faba-98	112	51	variable	variable	NOUN
faba-98	112	52	:	:	PUNCT
faba-98	112	53	npls	npls	NOUN
faba-98	112	54	the	the	DET
faba-98	112	55	f	f	NOUN
faba-98	112	56	-	-	PUNCT
faba-98	112	57	test	test	NOUN
faba-98	112	58	shows	show	VERB
faba-98	112	59	that	that	SCONJ
faba-98	112	60	there	there	PRON
faba-98	112	61	is	be	VERB
faba-98	112	62	a	a	DET
faba-98	112	63	regular	regular	ADJ
faba-98	112	64	multiple	multiple	ADJ
faba-98	112	65	dependence	dependence	NOUN
faba-98	112	66	between	between	ADP
faba-98	112	67	npls	npls	NOUN
faba-98	112	68	and	and	CCONJ
faba-98	112	69	gov	gov	NOUN
faba-98	112	70	deficit	deficit	NOUN
faba-98	112	71	/	/	SYM
faba-98	112	72	surplus	surplus	NOUN
faba-98	112	73	,	,	PUNCT
faba-98	112	74	unemployment	unemployment	NOUN
faba-98	112	75	,	,	PUNCT
faba-98	112	76	gdp	gdp	NOUN
faba-98	112	77	growth	growth	NOUN
faba-98	112	78	.	.	PUNCT
faba-98	113	1	the	the	DET
faba-98	113	2	model	model	NOUN
faba-98	113	3	is	be	AUX
faba-98	113	4	adequate	adequate	ADJ
faba-98	113	5	and	and	CCONJ
faba-98	113	6	it	it	PRON
faba-98	113	7	can	can	AUX
faba-98	113	8	be	be	AUX
faba-98	113	9	used	use	VERB
faba-98	113	10	for	for	ADP
faba-98	113	11	research	research	NOUN
faba-98	113	12	.	.	PUNCT
faba-98	114	1	the	the	DET
faba-98	114	2	coefficient	coefficient	NOUN
faba-98	114	3	of	of	ADP
faba-98	114	4	correlation	correlation	NOUN
faba-98	114	5	r=0.988	r=0.988	NUM
faba-98	114	6	,	,	PUNCT
faba-98	114	7	0,7	0,7	NUM
faba-98	114	8	<	<	X
faba-98	114	9	r=0.988<1	r=0.988<1	PROPN
faba-98	114	10	determines	determine	NOUN
faba-98	114	11	that	that	SCONJ
faba-98	114	12	there	there	PRON
faba-98	114	13	is	be	VERB
faba-98	114	14	very	very	ADV
faba-98	114	15	strong	strong	ADJ
faba-98	114	16	multiple	multiple	ADJ
faba-98	114	17	dependence	dependence	NOUN
faba-98	114	18	of	of	ADP
faba-98	114	19	npls	npls	NOUN
faba-98	114	20	upon	upon	SCONJ
faba-98	114	21	gov	gov	PROPN
faba-98	114	22	deficit	deficit	NOUN
faba-98	114	23	/	/	SYM
faba-98	114	24	surplus	surplus	NOUN
faba-98	114	25	,	,	PUNCT
faba-98	114	26	unemployment	unemployment	NOUN
faba-98	114	27	,	,	PUNCT
faba-98	114	28	gdp	gdp	NOUN
faba-98	114	29	growth	growth	NOUN
faba-98	114	30	.	.	PUNCT
faba-98	115	1	the	the	DET
faba-98	115	2	tests	test	NOUN
faba-98	115	3	for	for	ADP
faba-98	115	4	statistical	statistical	ADJ
faba-98	115	5	significance	significance	NOUN
faba-98	115	6	of	of	ADP
faba-98	115	7	coefficients	coefficient	NOUN
faba-98	115	8	(	(	PUNCT
faba-98	115	9	t	t	NOUN
faba-98	115	10	-	-	PUNCT
faba-98	115	11	test	test	NOUN
faba-98	115	12	)	)	PUNCT
faba-98	115	13	show	show	VERB
faba-98	115	14	that	that	SCONJ
faba-98	115	15	coefficients	coefficient	VERB
faba-98	115	16	gdp	gdp	NOUN
faba-98	115	17	growth	growth	NOUN
faba-98	115	18	and	and	CCONJ
faba-98	115	19	unemployment	unemployment	NOUN
faba-98	115	20	are	be	AUX
faba-98	115	21	statistically	statistically	ADV
faba-98	115	22	significant	significant	ADJ
faba-98	115	23	.	.	PUNCT
faba-98	116	1	the	the	DET
faba-98	116	2	coefficient	coefficient	NOUN
faba-98	116	3	gov	gov	PROPN
faba-98	116	4	deficit	deficit	NOUN
faba-98	116	5	/	/	SYM
faba-98	116	6	surplus	surplus	NOUN
faba-98	116	7	is	be	AUX
faba-98	116	8	statistically	statistically	ADV
faba-98	116	9	insignificant	insignificant	ADJ
faba-98	116	10	.	.	PUNCT
faba-98	117	1	both	both	PRON
faba-98	117	2	coefficients	coefficient	VERB
faba-98	117	3	gdp	gdp	NOUN
faba-98	117	4	growth	growth	NOUN
faba-98	117	5	and	and	CCONJ
faba-98	117	6	unemployment	unemployment	NOUN
faba-98	117	7	are	be	AUX
faba-98	117	8	positive	positive	ADJ
faba-98	117	9	,	,	PUNCT
faba-98	117	10	consequently	consequently	ADV
faba-98	117	11	there	there	PRON
faba-98	117	12	is	be	VERB
faba-98	117	13	a	a	DET
faba-98	117	14	straight	straight	ADJ
faba-98	117	15	one	one	NUM
faba-98	117	16	-	-	PUNCT
faba-98	117	17	way	way	NOUN
faba-98	117	18	dependence	dependence	NOUN
faba-98	117	19	–	–	PUNCT
faba-98	117	20	increase	increase	NOUN
faba-98	117	21	of	of	ADP
faba-98	117	22	unemployment	unemployment	NOUN
faba-98	117	23	and	and	CCONJ
faba-98	117	24	gdp	gdp	NOUN
faba-98	117	25	growth	growth	NOUN
faba-98	117	26	leads	lead	VERB
faba-98	117	27	to	to	ADP
faba-98	117	28	an	an	DET
faba-98	117	29	increase	increase	NOUN
faba-98	117	30	of	of	ADP
faba-98	117	31	npls	npls	NOUN
faba-98	117	32	.	.	PUNCT
faba-98	118	1	increase	increase	NOUN
faba-98	118	2	of	of	ADP
faba-98	118	3	unemployment	unemployment	NOUN
faba-98	118	4	with	with	ADP
faba-98	118	5	1	1	NUM
faba-98	118	6	%	%	NOUN
faba-98	118	7	leads	lead	VERB
faba-98	118	8	to	to	ADP
faba-98	118	9	1,232	1,232	NUM
faba-98	118	10	%	%	NOUN
faba-98	118	11	increase	increase	NOUN
faba-98	118	12	of	of	ADP
faba-98	118	13	npls	npls	NOUN
faba-98	118	14	.	.	PUNCT
faba-98	119	1	increase	increase	NOUN
faba-98	119	2	of	of	ADP
faba-98	119	3	gdp	gdp	NOUN
faba-98	119	4	growth	growth	NOUN
faba-98	119	5	with	with	ADP
faba-98	119	6	1	1	NUM
faba-98	119	7	%	%	NOUN
faba-98	119	8	leads	lead	VERB
faba-98	119	9	to	to	ADP
faba-98	119	10	0,414	0,414	NUM
faba-98	119	11	%	%	NOUN
faba-98	119	12	increase	increase	NOUN
faba-98	119	13	of	of	ADP
faba-98	119	14	npls	npls	NOUN
faba-98	119	15	.	.	PUNCT
faba-98	120	1	based	base	VERB
faba-98	120	2	on	on	ADP
faba-98	120	3	the	the	DET
faba-98	120	4	regression	regression	NOUN
faba-98	120	5	analysis	analysis	NOUN
faba-98	120	6	it	it	PRON
faba-98	120	7	can	can	AUX
faba-98	120	8	be	be	AUX
faba-98	120	9	inferred	infer	VERB
faba-98	120	10	that	that	SCONJ
faba-98	120	11	an	an	DET
faba-98	120	12	increase	increase	NOUN
faba-98	120	13	of	of	ADP
faba-98	120	14	unemployment	unemployment	NOUN
faba-98	120	15	and	and	CCONJ
faba-98	120	16	increase	increase	NOUN
faba-98	120	17	of	of	ADP
faba-98	120	18	gdp	gdp	NOUN
faba-98	120	19	growth	growth	NOUN
faba-98	120	20	in	in	ADP
faba-98	120	21	bulgaria	bulgaria	PROPN
faba-98	120	22	may	may	AUX
faba-98	120	23	lead	lead	VERB
faba-98	120	24	to	to	ADP
faba-98	120	25	а	а	NOUN
faba-98	120	26	growth	growth	NOUN
faba-98	120	27	of	of	ADP
faba-98	120	28	the	the	DET
faba-98	120	29	amount	amount	NOUN
faba-98	120	30	of	of	ADP
faba-98	120	31	npls	npls	NOUN
faba-98	120	32	in	in	ADP
faba-98	120	33	the	the	DET
faba-98	120	34	country	country	NOUN
faba-98	120	35	.	.	PUNCT
faba-98	121	1	the	the	DET
faba-98	121	2	influence	influence	NOUN
faba-98	121	3	of	of	ADP
faba-98	121	4	the	the	DET
faba-98	121	5	government	government	NOUN
faba-98	121	6	deficit	deficit	NOUN
faba-98	121	7	/	/	SYM
faba-98	121	8	surplus	surplus	NOUN
faba-98	121	9	on	on	ADP
faba-98	121	10	npls	npls	NOUN
faba-98	121	11	is	be	AUX
faba-98	121	12	not	not	PART
faba-98	121	13	significant	significant	ADJ
faba-98	121	14	and	and	CCONJ
faba-98	121	15	it	it	PRON
faba-98	121	16	can	can	AUX
faba-98	121	17	be	be	AUX
faba-98	121	18	assumed	assume	VERB
faba-98	121	19	that	that	SCONJ
faba-98	121	20	the	the	DET
faba-98	121	21	growing	grow	VERB
faba-98	121	22	deficit	deficit	NOUN
faba-98	121	23	as	as	ADP
faba-98	121	24	a	a	DET
faba-98	121	25	result	result	NOUN
faba-98	121	26	of	of	ADP
faba-98	121	27	the	the	DET
faba-98	121	28	pandemic	pandemic	NOUN
faba-98	121	29	will	will	AUX
faba-98	121	30	not	not	PART
faba-98	121	31	lead	lead	VERB
faba-98	121	32	to	to	ADP
faba-98	121	33	a	a	DET
faba-98	121	34	burst	burst	NOUN
faba-98	121	35	of	of	ADP
faba-98	121	36	bad	bad	ADJ
faba-98	121	37	loans	loan	NOUN
faba-98	121	38	.	.	PUNCT
faba-98	122	1	measures	measure	NOUN
faba-98	122	2	taken	take	VERB
faba-98	122	3	by	by	ADP
faba-98	122	4	the	the	DET
faba-98	122	5	financial	financial	ADJ
faba-98	122	6	authorities	authority	NOUN
faba-98	122	7	for	for	ADP
faba-98	122	8	debt	debt	NOUN
faba-98	122	9	burden	burden	NOUN
faba-98	122	10	relief	relief	NOUN
faba-98	122	11	during	during	ADP
faba-98	122	12	the	the	DET
faba-98	122	13	pandemic	pandemic	ADJ
faba-98	122	14	.	.	PUNCT
faba-98	123	1	measures	measure	NOUN
faba-98	123	2	taken	take	VERB
faba-98	123	3	by	by	ADP
faba-98	123	4	the	the	DET
faba-98	123	5	european	european	ADJ
faba-98	123	6	authorities	authority	NOUN
faba-98	123	7	.	.	PUNCT
faba-98	124	1	european	european	ADJ
faba-98	124	2	and	and	CCONJ
faba-98	124	3	national	national	ADJ
faba-98	124	4	financial	financial	ADJ
faba-98	124	5	authorities	authority	NOUN
faba-98	124	6	play	play	VERB
faba-98	124	7	a	a	DET
faba-98	124	8	crucial	crucial	ADJ
faba-98	124	9	role	role	NOUN
faba-98	124	10	in	in	ADP
faba-98	124	11	ensuring	ensure	VERB
faba-98	124	12	financial	financial	ADJ
faba-98	124	13	stability	stability	NOUN
faba-98	124	14	.	.	PUNCT
faba-98	125	1	in	in	ADP
faba-98	125	2	march	march	PROPN
faba-98	125	3	2020	2020	NUM
faba-98	125	4	the	the	DET
faba-98	125	5	european	european	PROPN
faba-98	125	6	central	central	PROPN
faba-98	125	7	bank	bank	PROPN
faba-98	125	8	announces	announce	VERB
faba-98	125	9	a	a	DET
faba-98	125	10	new	new	ADJ
faba-98	125	11	pandemic	pandemic	ADJ
faba-98	125	12	emergency	emergency	NOUN
faba-98	125	13	purchase	purchase	NOUN
faba-98	125	14	program	program	NOUN
faba-98	125	15	(	(	PUNCT
faba-98	125	16	pepp	pepp	PROPN
faba-98	125	17	)	)	PUNCT
faba-98	125	18	intended	intend	VERB
faba-98	125	19	specifically	specifically	ADV
faba-98	125	20	for	for	ADP
faba-98	125	21	addressing	address	VERB
faba-98	125	22	the	the	DET
faba-98	125	23	effects	effect	NOUN
faba-98	125	24	of	of	ADP
faba-98	125	25	the	the	DET
faba-98	125	26	covid-19	covid-19	PROPN
faba-98	125	27	pandemic	pandemic	NOUN
faba-98	125	28	.	.	PUNCT
faba-98	126	1	this	this	PRON
faba-98	126	2	is	be	AUX
faba-98	126	3	a	a	DET
faba-98	126	4	new	new	ADJ
faba-98	126	5	temporary	temporary	ADJ
faba-98	126	6	asset	asset	NOUN
faba-98	126	7	purchase	purchase	NOUN
faba-98	126	8	programme	programme	NOUN
faba-98	126	9	of	of	ADP
faba-98	126	10	private	private	ADJ
faba-98	126	11	and	and	CCONJ
faba-98	126	12	public	public	ADJ
faba-98	126	13	sector	sector	NOUN
faba-98	126	14	securities	security	NOUN
faba-98	126	15	which	which	PRON
faba-98	126	16	aims	aim	VERB
faba-98	126	17	to	to	PART
faba-98	126	18	counter	counter	VERB
faba-98	126	19	the	the	DET
faba-98	126	20	serious	serious	ADJ
faba-98	126	21	risks	risk	NOUN
faba-98	126	22	to	to	ADP
faba-98	126	23	the	the	DET
faba-98	126	24	monetary	monetary	ADJ
faba-98	126	25	policy	policy	NOUN
faba-98	126	26	transmission	transmission	NOUN
faba-98	126	27	mechanism	mechanism	NOUN
faba-98	126	28	.	.	PUNCT
faba-98	127	1	the	the	DET
faba-98	127	2	european	european	PROPN
faba-98	127	3	central	central	PROPN
faba-98	127	4	bank	bank	PROPN
faba-98	127	5	recommends	recommend	VERB
faba-98	127	6	that	that	SCONJ
faba-98	127	7	banks	bank	NOUN
faba-98	127	8	should	should	AUX
faba-98	127	9	restrict	restrict	VERB
faba-98	127	10	dividend	dividend	NOUN
faba-98	127	11	distribution	distribution	NOUN
faba-98	127	12	and	and	CCONJ
faba-98	127	13	enhance	enhance	VERB
faba-98	127	14	their	their	PRON
faba-98	127	15	loss	loss	NOUN
faba-98	127	16	absorption	absorption	NOUN
faba-98	127	17	capacity	capacity	NOUN
faba-98	127	18	through	through	ADP
faba-98	127	19	their	their	PRON
faba-98	127	20	capital	capital	NOUN
faba-98	127	21	buffers	buffer	NOUN
faba-98	127	22	.	.	PUNCT
faba-98	128	1	as	as	ADP
faba-98	128	2	a	a	DET
faba-98	128	3	result	result	NOUN
faba-98	128	4	of	of	ADP
faba-98	128	5	the	the	DET
faba-98	128	6	expectation	expectation	NOUN
faba-98	128	7	for	for	ADP
faba-98	128	8	possible	possible	ADJ
faba-98	128	9	imbalances	imbalance	NOUN
faba-98	128	10	in	in	ADP
faba-98	128	11	the	the	DET
faba-98	128	12	economic	economic	ADJ
faba-98	128	13	and	and	CCONJ
faba-98	128	14	financial	financial	ADJ
faba-98	128	15	stability	stability	NOUN
faba-98	128	16	,	,	PUNCT
faba-98	128	17	the	the	DET
faba-98	128	18	finance	finance	NOUN
faba-98	128	19	,	,	PUNCT
faba-98	128	20	accounting	accounting	NOUN
faba-98	128	21	and	and	CCONJ
faba-98	128	22	business	business	NOUN
faba-98	128	23	analysis	analysis	NOUN
faba-98	128	24	3	3	NUM
faba-98	128	25	(	(	PUNCT
faba-98	128	26	2	2	NUM
faba-98	128	27	)	)	PUNCT
faba-98	128	28	2021	2021	NUM
faba-98	128	29	138	138	NUM
faba-98	128	30	european	european	ADJ
faba-98	128	31	banking	banking	NOUN
faba-98	128	32	authority	authority	NOUN
faba-98	128	33	issues	issue	VERB
faba-98	128	34	guidelines	guideline	NOUN
faba-98	128	35	on	on	ADP
faba-98	128	36	legislative	legislative	ADJ
faba-98	128	37	and	and	CCONJ
faba-98	128	38	non	non	ADJ
faba-98	128	39	-	-	ADJ
faba-98	128	40	legislative	legislative	ADJ
faba-98	128	41	moratoria	moratoria	PROPN
faba-98	128	42	on	on	ADP
faba-98	128	43	loan	loan	NOUN
faba-98	128	44	repayments	repayment	NOUN
faba-98	128	45	applied	apply	VERB
faba-98	128	46	in	in	ADP
faba-98	128	47	the	the	DET
faba-98	128	48	light	light	NOUN
faba-98	128	49	of	of	ADP
faba-98	128	50	the	the	DET
faba-98	128	51	covid-19	covid-19	PROPN
faba-98	128	52	crisis	crisis	NOUN
faba-98	128	53	(	(	PUNCT
faba-98	128	54	eba	eba	NOUN
faba-98	128	55	/	/	SYM
faba-98	128	56	gl/2020/02)8	gl/2020/02)8	PROPN
faba-98	128	57	.	.	PUNCT
faba-98	129	1	the	the	DET
faba-98	129	2	aim	aim	NOUN
faba-98	129	3	of	of	ADP
faba-98	129	4	the	the	DET
faba-98	129	5	guidelines	guideline	NOUN
faba-98	129	6	is	be	AUX
faba-98	129	7	to	to	PART
faba-98	129	8	clarify	clarify	VERB
faba-98	129	9	that	that	SCONJ
faba-98	129	10	payment	payment	NOUN
faba-98	129	11	moratoria	moratoria	PROPN
faba-98	129	12	applied	apply	VERB
faba-98	129	13	before	before	ADP
faba-98	129	14	31	31	NUM
faba-98	129	15	march	march	NOUN
faba-98	129	16	2021	2021	NUM
faba-98	129	17	do	do	AUX
faba-98	129	18	not	not	PART
faba-98	129	19	trigger	trigger	VERB
faba-98	129	20	forbearance	forbearance	NOUN
faba-98	129	21	classification	classification	NOUN
faba-98	129	22	if	if	SCONJ
faba-98	129	23	they	they	PRON
faba-98	129	24	are	be	AUX
faba-98	129	25	based	base	VERB
faba-98	129	26	on	on	ADP
faba-98	129	27	applicable	applicable	ADJ
faba-98	129	28	national	national	ADJ
faba-98	129	29	law	law	NOUN
faba-98	129	30	or	or	CCONJ
faba-98	129	31	on	on	ADP
faba-98	129	32	an	an	DET
faba-98	129	33	approved	approve	VERB
faba-98	129	34	industry	industry	NOUN
faba-98	129	35	-	-	PUNCT
faba-98	129	36	wide	wide	ADJ
faba-98	129	37	measures	measure	NOUN
faba-98	129	38	.	.	PUNCT
faba-98	130	1	risk	risk	NOUN
faba-98	130	2	measurement	measurement	NOUN
faba-98	130	3	is	be	AUX
faba-98	130	4	crucial	crucial	ADJ
faba-98	130	5	in	in	ADP
faba-98	130	6	this	this	DET
faba-98	130	7	situation	situation	NOUN
faba-98	130	8	of	of	ADP
faba-98	130	9	difficult	difficult	ADJ
faba-98	130	10	economic	economic	ADJ
faba-98	130	11	circumstances	circumstance	NOUN
faba-98	130	12	,	,	PUNCT
faba-98	130	13	so	so	SCONJ
faba-98	130	14	the	the	DET
faba-98	130	15	obligors	obligor	NOUN
faba-98	130	16	expected	expect	VERB
faba-98	130	17	to	to	PART
faba-98	130	18	face	face	VERB
faba-98	130	19	longer	long	ADJ
faba-98	130	20	-	-	PUNCT
faba-98	130	21	term	term	NOUN
faba-98	130	22	financial	financial	ADJ
faba-98	130	23	difficulties	difficulty	NOUN
faba-98	130	24	and	and	CCONJ
faba-98	130	25	the	the	DET
faba-98	130	26	quality	quality	NOUN
faba-98	130	27	of	of	ADP
faba-98	130	28	banks	bank	NOUN
faba-98	130	29	`	`	PART
faba-98	130	30	portfolios	portfolio	NOUN
faba-98	130	31	should	should	AUX
faba-98	130	32	be	be	AUX
faba-98	130	33	observed	observe	VERB
faba-98	130	34	carefully	carefully	ADV
faba-98	130	35	.	.	PUNCT
faba-98	131	1	according	accord	VERB
faba-98	131	2	to	to	ADP
faba-98	131	3	the	the	DET
faba-98	131	4	general	general	ADJ
faba-98	131	5	payment	payment	NOUN
faba-98	131	6	moratoria	moratoria	PROPN
faba-98	131	7	„	„	PUNCT
faba-98	131	8	forbearance	forbearance	NOUN
faba-98	131	9	“	"	PUNCT
faba-98	131	10	means	mean	VERB
faba-98	131	11	temporarily	temporarily	ADV
faba-98	131	12	postponement	postponement	NOUN
faba-98	131	13	of	of	ADP
faba-98	131	14	capital	capital	NOUN
faba-98	131	15	payments	payment	NOUN
faba-98	131	16	and/or	and/or	CCONJ
faba-98	131	17	interest	interest	NOUN
faba-98	131	18	payments	payment	NOUN
faba-98	131	19	of	of	ADP
faba-98	131	20	a	a	DET
faba-98	131	21	loan	loan	NOUN
faba-98	131	22	for	for	ADP
faba-98	131	23	borrowers	borrower	NOUN
faba-98	131	24	in	in	ADP
faba-98	131	25	financial	financial	ADJ
faba-98	131	26	difficulty	difficulty	NOUN
faba-98	131	27	.	.	PUNCT
faba-98	132	1	credit	credit	NOUN
faba-98	132	2	institutions	institution	NOUN
faba-98	132	3	are	be	AUX
faba-98	132	4	required	require	VERB
faba-98	132	5	to	to	PART
faba-98	132	6	categorize	categorize	VERB
faba-98	132	7	the	the	DET
faba-98	132	8	exposures	exposure	NOUN
faba-98	132	9	as	as	ADP
faba-98	132	10	performing	perform	VERB
faba-98	132	11	or	or	CCONJ
faba-98	132	12	non	non	ADJ
faba-98	132	13	-	-	ADJ
faba-98	132	14	performing	performing	ADJ
faba-98	132	15	according	accord	VERB
faba-98	132	16	to	to	ADP
faba-98	132	17	the	the	DET
faba-98	132	18	requirements	requirement	NOUN
faba-98	132	19	.	.	PUNCT
faba-98	133	1	very	very	ADV
faba-98	133	2	important	important	ADJ
faba-98	133	3	issue	issue	NOUN
faba-98	133	4	is	be	AUX
faba-98	133	5	the	the	DET
faba-98	133	6	performance	performance	NOUN
faba-98	133	7	of	of	ADP
faba-98	133	8	individual	individual	ADJ
faba-98	133	9	assessment	assessment	NOUN
faba-98	133	10	of	of	ADP
faba-98	133	11	the	the	DET
faba-98	133	12	payment	payment	NOUN
faba-98	133	13	capacity	capacity	NOUN
faba-98	133	14	of	of	ADP
faba-98	133	15	the	the	DET
faba-98	133	16	borrower	borrower	NOUN
faba-98	133	17	and	and	CCONJ
faba-98	133	18	granting	grant	VERB
faba-98	133	19	forbearance	forbearance	NOUN
faba-98	133	20	measures	measure	NOUN
faba-98	133	21	for	for	ADP
faba-98	133	22	each	each	DET
faba-98	133	23	specific	specific	ADJ
faba-98	133	24	case	case	NOUN
faba-98	133	25	with	with	ADP
faba-98	133	26	no	no	DET
faba-98	133	27	consideration	consideration	NOUN
faba-98	133	28	of	of	ADP
faba-98	133	29	diminished	diminished	ADJ
faba-98	133	30	financial	financial	ADJ
faba-98	133	31	obligation	obligation	NOUN
faba-98	133	32	.	.	PUNCT
faba-98	134	1	the	the	DET
faba-98	134	2	following	follow	VERB
faba-98	134	3	conditions	condition	NOUN
faba-98	134	4	must	must	AUX
faba-98	134	5	be	be	AUX
faba-98	134	6	fulfilled	fulfil	VERB
faba-98	134	7	:	:	PUNCT
faba-98	134	8	•	•	ADP
faba-98	134	9	the	the	DET
faba-98	134	10	reason	reason	NOUN
faba-98	134	11	for	for	ADP
faba-98	134	12	the	the	DET
faba-98	134	13	moratorium	moratorium	NOUN
faba-98	134	14	is	be	AUX
faba-98	134	15	a	a	DET
faba-98	134	16	response	response	NOUN
faba-98	134	17	to	to	ADP
faba-98	134	18	a	a	DET
faba-98	134	19	financial	financial	ADJ
faba-98	134	20	problem	problem	NOUN
faba-98	134	21	created	create	VERB
faba-98	134	22	as	as	ADP
faba-98	134	23	a	a	DET
faba-98	134	24	result	result	NOUN
faba-98	134	25	of	of	ADP
faba-98	134	26	the	the	DET
faba-98	134	27	covid19	covid19	NOUN
faba-98	134	28	pandemic	pandemic	ADJ
faba-98	135	1	and	and	CCONJ
faba-98	135	2	it	it	PRON
faba-98	135	3	is	be	AUX
faba-98	135	4	announced	announce	VERB
faba-98	135	5	and	and	CCONJ
faba-98	135	6	applied	apply	VERB
faba-98	135	7	before	before	ADP
faba-98	135	8	31	31	NUM
faba-98	135	9	march	march	NOUN
faba-98	135	10	2021	2021	NUM
faba-98	135	11	.	.	PUNCT
faba-98	136	1	•	•	NOUN
faba-98	136	2	both	both	CCONJ
faba-98	136	3	legislative	legislative	ADJ
faba-98	136	4	and	and	CCONJ
faba-98	136	5	non	non	ADJ
faba-98	136	6	-	-	ADJ
faba-98	136	7	legislative	legislative	ADJ
faba-98	136	8	moratoria	moratoria	PROPN
faba-98	136	9	have	have	VERB
faba-98	136	10	to	to	PART
faba-98	136	11	be	be	AUX
faba-98	136	12	based	base	VERB
faba-98	136	13	on	on	ADP
faba-98	136	14	a	a	DET
faba-98	136	15	broad	broad	ADJ
faba-98	136	16	initiative	initiative	NOUN
faba-98	136	17	.	.	PUNCT
faba-98	137	1	institutions	institution	NOUN
faba-98	137	2	are	be	AUX
faba-98	137	3	encouraged	encourage	VERB
faba-98	137	4	to	to	PART
faba-98	137	5	coordinate	coordinate	VERB
faba-98	137	6	their	their	PRON
faba-98	137	7	activities	activity	NOUN
faba-98	137	8	.	.	PUNCT
faba-98	138	1	•	•	NUM
faba-98	138	2	countries	country	NOUN
faba-98	138	3	which	which	PRON
faba-98	138	4	have	have	VERB
faba-98	138	5	banking	banking	NOUN
faba-98	138	6	associations	association	NOUN
faba-98	138	7	may	may	AUX
faba-98	138	8	delegate	delegate	VERB
faba-98	138	9	the	the	DET
faba-98	138	10	coordination	coordination	NOUN
faba-98	138	11	of	of	ADP
faba-98	138	12	the	the	DET
faba-98	138	13	moratorium	moratorium	NOUN
faba-98	138	14	scheme	scheme	NOUN
faba-98	138	15	to	to	ADP
faba-98	138	16	such	such	ADJ
faba-98	138	17	association	association	NOUN
faba-98	138	18	.	.	PUNCT
faba-98	139	1	•	•	NUM
faba-98	139	2	the	the	DET
faba-98	139	3	moratorium	moratorium	NOUN
faba-98	139	4	has	have	VERB
faba-98	139	5	to	to	PART
faba-98	139	6	be	be	AUX
faba-98	139	7	applicable	applicable	ADJ
faba-98	139	8	for	for	ADP
faba-98	139	9	a	a	DET
faba-98	139	10	large	large	ADJ
faba-98	139	11	number	number	NOUN
faba-98	139	12	of	of	ADP
faba-98	139	13	obligors	obligor	NOUN
faba-98	139	14	affected	affect	VERB
faba-98	139	15	by	by	ADP
faba-98	139	16	the	the	DET
faba-98	139	17	crises	crisis	NOUN
faba-98	139	18	caused	cause	VERB
faba-98	139	19	by	by	ADP
faba-98	139	20	the	the	DET
faba-98	139	21	pandemic	pandemic	NOUN
faba-98	139	22	,	,	PUNCT
faba-98	139	23	regardless	regardless	ADV
faba-98	139	24	of	of	ADP
faba-98	139	25	their	their	PRON
faba-98	139	26	creditworthiness	creditworthiness	NOUN
faba-98	139	27	.	.	PUNCT
faba-98	140	1	•	•	NUM
faba-98	140	2	the	the	DET
faba-98	140	3	creditworthiness	creditworthiness	NOUN
faba-98	140	4	of	of	ADP
faba-98	140	5	the	the	DET
faba-98	140	6	obligors	obligor	NOUN
faba-98	140	7	is	be	AUX
faba-98	140	8	not	not	PART
faba-98	140	9	decisive	decisive	ADJ
faba-98	140	10	for	for	ADP
faba-98	140	11	applying	apply	VERB
faba-98	140	12	the	the	DET
faba-98	140	13	general	general	ADJ
faba-98	140	14	payment	payment	NOUN
faba-98	140	15	moratoria	moratoria	PROPN
faba-98	140	16	because	because	SCONJ
faba-98	140	17	it	it	PRON
faba-98	140	18	should	should	AUX
faba-98	140	19	be	be	AUX
faba-98	140	20	in	in	ADP
faba-98	140	21	force	force	NOUN
faba-98	140	22	for	for	ADP
faba-98	140	23	those	those	PRON
faba-98	140	24	who	who	PRON
faba-98	140	25	faced	face	VERB
faba-98	140	26	financial	financial	ADJ
faba-98	140	27	difficulties	difficulty	NOUN
faba-98	140	28	before	before	ADP
faba-98	140	29	the	the	DET
faba-98	140	30	pandemic	pandemic	NOUN
faba-98	140	31	and	and	CCONJ
faba-98	140	32	for	for	ADP
faba-98	140	33	those	those	PRON
faba-98	140	34	who	who	PRON
faba-98	140	35	didn`t	didn`t	NOUN
faba-98	140	36	have	have	AUX
faba-98	140	37	faced	face	VERB
faba-98	140	38	such	such	ADJ
faba-98	140	39	difficulties	difficulty	NOUN
faba-98	140	40	as	as	ADV
faba-98	140	41	well	well	ADV
faba-98	140	42	.	.	PUNCT
faba-98	141	1	the	the	DET
faba-98	141	2	forborne	forborne	ADJ
faba-98	141	3	exposures	exposure	NOUN
faba-98	141	4	must	must	AUX
faba-98	141	5	maintain	maintain	VERB
faba-98	141	6	this	this	DET
faba-98	141	7	classification	classification	NOUN
faba-98	141	8	.	.	PUNCT
faba-98	142	1	•	•	ADP
faba-98	142	2	the	the	DET
faba-98	142	3	moratorium	moratorium	NOUN
faba-98	142	4	is	be	AUX
faba-98	142	5	not	not	PART
faba-98	142	6	obligatory	obligatory	ADJ
faba-98	142	7	and	and	CCONJ
faba-98	142	8	can	can	AUX
faba-98	142	9	be	be	AUX
faba-98	142	10	applied	apply	VERB
faba-98	142	11	after	after	ADP
faba-98	142	12	request	request	NOUN
faba-98	142	13	from	from	ADP
faba-98	142	14	the	the	DET
faba-98	142	15	obligor	obligor	NOUN
faba-98	142	16	presenting	present	VERB
faba-98	142	17	the	the	DET
faba-98	142	18	consequences	consequence	NOUN
faba-98	142	19	from	from	ADP
faba-98	142	20	the	the	DET
faba-98	142	21	pandemic	pandemic	NOUN
faba-98	142	22	for	for	ADP
faba-98	142	23	the	the	DET
faba-98	142	24	debt	debt	NOUN
faba-98	142	25	.	.	PUNCT
faba-98	143	1	the	the	DET
faba-98	143	2	decision	decision	NOUN
faba-98	143	3	of	of	ADP
faba-98	143	4	the	the	DET
faba-98	143	5	application	application	NOUN
faba-98	143	6	must	must	AUX
faba-98	143	7	be	be	AUX
faba-98	143	8	taken	take	VERB
faba-98	143	9	before	before	ADP
faba-98	143	10	31	31	NUM
faba-98	143	11	march	march	NOUN
faba-98	143	12	2021	2021	NUM
faba-98	143	13	.	.	PUNCT
faba-98	144	1	•	•	NOUN
faba-98	144	2	the	the	DET
faba-98	144	3	conditions	condition	NOUN
faba-98	144	4	of	of	ADP
faba-98	144	5	the	the	DET
faba-98	144	6	moratorium	moratorium	NOUN
faba-98	144	7	are	be	AUX
faba-98	144	8	standardized	standardize	VERB
faba-98	144	9	for	for	ADP
faba-98	144	10	all	all	DET
faba-98	144	11	obligors	obligor	NOUN
faba-98	144	12	affected	affect	VERB
faba-98	144	13	by	by	ADP
faba-98	144	14	the	the	DET
faba-98	144	15	pandemic	pandemic	ADJ
faba-98	144	16	.	.	PUNCT
faba-98	145	1	separate	separate	ADJ
faba-98	145	2	moratorium	moratorium	NOUN
faba-98	145	3	scheme	scheme	NOUN
faba-98	145	4	with	with	ADP
faba-98	145	5	different	different	ADJ
faba-98	145	6	conditions	condition	NOUN
faba-98	145	7	can	can	AUX
faba-98	145	8	be	be	AUX
faba-98	145	9	elaborated	elaborate	VERB
faba-98	145	10	for	for	ADP
faba-98	145	11	specific	specific	ADJ
faba-98	145	12	group	group	NOUN
faba-98	145	13	of	of	ADP
faba-98	145	14	obligations	obligation	NOUN
faba-98	145	15	,	,	PUNCT
faba-98	145	16	for	for	ADP
faba-98	145	17	example	example	NOUN
faba-98	145	18	consumer	consumer	NOUN
faba-98	145	19	loans	loan	NOUN
faba-98	145	20	,	,	PUNCT
faba-98	145	21	mortgage	mortgage	NOUN
faba-98	145	22	loans	loan	NOUN
faba-98	145	23	,	,	PUNCT
faba-98	145	24	etc	etc	X
faba-98	145	25	.	.	X
faba-98	145	26	•	•	VERB
faba-98	145	27	the	the	DET
faba-98	145	28	moratorium	moratorium	NOUN
faba-98	145	29	makes	make	VERB
faba-98	145	30	amendments	amendment	NOUN
faba-98	145	31	only	only	ADV
faba-98	145	32	in	in	ADP
faba-98	145	33	the	the	DET
faba-98	145	34	schedule	schedule	NOUN
faba-98	145	35	of	of	ADP
faba-98	145	36	the	the	DET
faba-98	145	37	payments	payment	NOUN
faba-98	145	38	.	.	PUNCT
faba-98	146	1	its	its	PRON
faba-98	146	2	objective	objective	NOUN
faba-98	146	3	is	be	AUX
faba-98	146	4	to	to	PART
faba-98	146	5	resolve	resolve	VERB
faba-98	146	6	problems	problem	NOUN
faba-98	146	7	with	with	ADP
faba-98	146	8	short	short	ADJ
faba-98	146	9	-	-	PUNCT
faba-98	146	10	term	term	NOUN
faba-98	146	11	liquidity	liquidity	NOUN
faba-98	146	12	shortages	shortage	NOUN
faba-98	146	13	.	.	PUNCT
faba-98	147	1	it	it	PRON
faba-98	147	2	can	can	AUX
faba-98	147	3	postpone	postpone	VERB
faba-98	147	4	or	or	CCONJ
faba-98	147	5	reduce	reduce	VERB
faba-98	147	6	payments	payment	NOUN
faba-98	147	7	for	for	ADP
faba-98	147	8	specified	specified	ADJ
faba-98	147	9	period	period	NOUN
faba-98	147	10	of	of	ADP
faba-98	147	11	time	time	NOUN
faba-98	147	12	.	.	PUNCT
faba-98	148	1	this	this	PRON
faba-98	148	2	may	may	AUX
faba-98	148	3	extend	extend	VERB
faba-98	148	4	the	the	DET
faba-98	148	5	duration	duration	NOUN
faba-98	148	6	of	of	ADP
faba-98	148	7	the	the	DET
faba-98	148	8	loan	loan	NOUN
faba-98	148	9	payment	payment	NOUN
faba-98	148	10	or	or	CCONJ
faba-98	148	11	may	may	AUX
faba-98	148	12	lead	lead	VERB
faba-98	148	13	to	to	ADP
faba-98	148	14	higher	high	ADJ
faba-98	148	15	payments	payment	NOUN
faba-98	148	16	after	after	ADP
faba-98	148	17	the	the	DET
faba-98	148	18	end	end	NOUN
faba-98	148	19	of	of	ADP
faba-98	148	20	the	the	DET
faba-98	148	21	moratorium	moratorium	NOUN
faba-98	148	22	.	.	PUNCT
faba-98	149	1	the	the	DET
faba-98	149	2	other	other	ADJ
faba-98	149	3	conditions	condition	NOUN
faba-98	149	4	of	of	ADP
faba-98	149	5	the	the	DET
faba-98	149	6	loan	loan	NOUN
faba-98	149	7	should	should	AUX
faba-98	149	8	stay	stay	VERB
faba-98	149	9	unchanged	unchanged	ADJ
faba-98	149	10	,	,	PUNCT
faba-98	149	11	especially	especially	ADV
faba-98	149	12	the	the	DET
faba-98	149	13	interest	interest	NOUN
faba-98	149	14	rate	rate	NOUN
faba-98	149	15	.	.	PUNCT
faba-98	150	1	the	the	DET
faba-98	150	2	only	only	ADJ
faba-98	150	3	reason	reason	NOUN
faba-98	150	4	for	for	ADP
faba-98	150	5	changes	change	NOUN
faba-98	150	6	in	in	ADP
faba-98	150	7	the	the	DET
faba-98	150	8	interest	interest	NOUN
faba-98	150	9	rate	rate	NOUN
faba-98	150	10	of	of	ADP
faba-98	150	11	the	the	DET
faba-98	150	12	loan	loan	NOUN
faba-98	150	13	payment	payment	NOUN
faba-98	150	14	scheme	scheme	NOUN
faba-98	150	15	can	can	AUX
faba-98	150	16	be	be	AUX
faba-98	150	17	the	the	DET
faba-98	150	18	need	need	NOUN
faba-98	150	19	of	of	ADP
faba-98	150	20	compensation	compensation	NOUN
faba-98	150	21	for	for	ADP
faba-98	150	22	losses	loss	NOUN
faba-98	150	23	due	due	ADP
faba-98	150	24	to	to	ADP
faba-98	150	25	payment	payment	NOUN
faba-98	150	26	delays	delay	NOUN
faba-98	150	27	as	as	ADP
faba-98	150	28	a	a	DET
faba-98	150	29	result	result	NOUN
faba-98	150	30	of	of	ADP
faba-98	150	31	applying	apply	VERB
faba-98	150	32	the	the	DET
faba-98	150	33	moratorium	moratorium	NOUN
faba-98	150	34	.	.	PUNCT
faba-98	151	1	such	such	ADJ
faba-98	151	2	changes	change	NOUN
faba-98	151	3	in	in	ADP
faba-98	151	4	the	the	DET
faba-98	151	5	interest	interest	NOUN
faba-98	151	6	rate	rate	NOUN
faba-98	151	7	would	would	AUX
faba-98	151	8	neutralize	neutralize	VERB
faba-98	151	9	the	the	DET
faba-98	151	10	impact	impact	NOUN
faba-98	151	11	of	of	ADP
faba-98	151	12	the	the	DET
faba-98	151	13	net	net	ADJ
faba-98	151	14	present	present	ADJ
faba-98	151	15	value	value	NOUN
faba-98	151	16	of	of	ADP
faba-98	151	17	the	the	DET
faba-98	151	18	credit	credit	NOUN
faba-98	151	19	obligation	obligation	NOUN
faba-98	151	20	.	.	PUNCT
faba-98	152	1	change	change	NOUN
faba-98	152	2	in	in	ADP
faba-98	152	3	the	the	DET
faba-98	152	4	interest	interest	NOUN
faba-98	152	5	rate	rate	NOUN
faba-98	152	6	related	relate	VERB
faba-98	152	7	to	to	ADP
faba-98	152	8	changes	change	NOUN
faba-98	152	9	in	in	ADP
faba-98	152	10	the	the	DET
faba-98	152	11	benchmark	benchmark	NOUN
faba-98	152	12	rate	rate	NOUN
faba-98	152	13	is	be	AUX
faba-98	152	14	not	not	PART
faba-98	152	15	considered	consider	VERB
faba-98	152	16	a	a	DET
faba-98	152	17	change	change	NOUN
faba-98	152	18	in	in	ADP
faba-98	152	19	the	the	DET
faba-98	152	20	terms	term	NOUN
faba-98	152	21	and	and	CCONJ
faba-98	152	22	conditions	condition	NOUN
faba-98	152	23	of	of	ADP
faba-98	152	24	the	the	DET
faba-98	152	25	loan	loan	NOUN
faba-98	152	26	.	.	PUNCT
faba-98	153	1	•	•	NUM
faba-98	153	2	the	the	DET
faba-98	153	3	moratorium	moratorium	NOUN
faba-98	153	4	is	be	AUX
faba-98	153	5	not	not	PART
faba-98	153	6	applicable	applicable	ADJ
faba-98	153	7	for	for	ADP
faba-98	153	8	new	new	ADJ
faba-98	153	9	loans	loan	NOUN
faba-98	153	10	granted	grant	VERB
faba-98	153	11	after	after	ADP
faba-98	153	12	the	the	DET
faba-98	153	13	date	date	NOUN
faba-98	153	14	of	of	ADP
faba-98	153	15	the	the	DET
faba-98	153	16	moratorium	moratorium	NOUN
faba-98	153	17	.	.	PUNCT
faba-98	154	1	in	in	ADP
faba-98	154	2	this	this	DET
faba-98	154	3	context	context	NOUN
faba-98	154	4	,	,	PUNCT
faba-98	154	5	the	the	DET
faba-98	154	6	use	use	NOUN
faba-98	154	7	of	of	ADP
faba-98	154	8	existing	exist	VERB
faba-98	154	9	credit	credit	NOUN
faba-98	154	10	lines	line	NOUN
faba-98	154	11	and	and	CCONJ
faba-98	154	12	renewal	renewal	NOUN
faba-98	154	13	of	of	ADP
faba-98	154	14	revolving	revolve	VERB
faba-98	154	15	loans	loan	NOUN
faba-98	154	16	is	be	AUX
faba-98	154	17	not	not	PART
faba-98	154	18	a	a	DET
faba-98	154	19	new	new	ADJ
faba-98	154	20	loan	loan	NOUN
faba-98	154	21	.	.	PUNCT
faba-98	155	1	this	this	DET
faba-98	155	2	constraint	constraint	NOUN
faba-98	155	3	aims	aim	VERB
faba-98	155	4	to	to	PART
faba-98	155	5	ensure	ensure	VERB
faba-98	155	6	that	that	SCONJ
faba-98	155	7	the	the	DET
faba-98	155	8	moratorium	moratorium	NOUN
faba-98	155	9	is	be	AUX
faba-98	155	10	used	use	VERB
faba-98	155	11	for	for	ADP
faba-98	155	12	payment	payment	NOUN
faba-98	155	13	problems	problem	NOUN
faba-98	155	14	arising	arise	VERB
faba-98	155	15	as	as	ADP
faba-98	155	16	e	e	NOUN
faba-98	155	17	result	result	NOUN
faba-98	155	18	of	of	ADP
faba-98	155	19	the	the	DET
faba-98	155	20	covid-19	covid-19	PROPN
faba-98	155	21	pandemic	pandemic	NOUN
faba-98	155	22	.	.	PUNCT
faba-98	156	1	the	the	DET
faba-98	156	2	original	original	ADJ
faba-98	156	3	date	date	NOUN
faba-98	156	4	on	on	ADP
faba-98	156	5	which	which	PRON
faba-98	156	6	the	the	DET
faba-98	156	7	moratorium	moratorium	NOUN
faba-98	156	8	was	be	AUX
faba-98	156	9	launched	launch	VERB
faba-98	156	10	should	should	AUX
faba-98	156	11	be	be	AUX
faba-98	156	12	used	use	VERB
faba-98	156	13	for	for	ADP
faba-98	156	14	making	make	VERB
faba-98	156	15	the	the	DET
faba-98	156	16	decision	decision	NOUN
faba-98	156	17	for	for	ADP
faba-98	156	18	treatment	treatment	NOUN
faba-98	156	19	of	of	ADP
faba-98	156	20	the	the	DET
faba-98	156	21	loan	loan	NOUN
faba-98	156	22	according	accord	VERB
faba-98	156	23	to	to	ADP
faba-98	156	24	the	the	DET
faba-98	156	25	conditions	condition	NOUN
faba-98	156	26	of	of	ADP
faba-98	156	27	the	the	DET
faba-98	156	28	general	general	ADJ
faba-98	156	29	payment	payment	PROPN
faba-98	156	30	moratoria	moratoria	PROPN
faba-98	156	31	.	.	PUNCT
faba-98	157	1	•	•	NOUN
faba-98	157	2	regardless	regardless	ADV
faba-98	157	3	of	of	ADP
faba-98	157	4	the	the	DET
faba-98	157	5	application	application	NOUN
faba-98	157	6	of	of	ADP
faba-98	157	7	the	the	DET
faba-98	157	8	conditions	condition	NOUN
faba-98	157	9	of	of	ADP
faba-98	157	10	the	the	DET
faba-98	157	11	moratorium	moratorium	NOUN
faba-98	157	12	for	for	ADP
faba-98	157	13	obligors	obligor	NOUN
faba-98	157	14	with	with	ADP
faba-98	157	15	payment	payment	NOUN
faba-98	157	16	delays	delay	NOUN
faba-98	157	17	as	as	ADP
faba-98	157	18	a	a	DET
faba-98	157	19	result	result	NOUN
faba-98	157	20	of	of	ADP
faba-98	157	21	the	the	DET
faba-98	157	22	pandemic	pandemic	ADJ
faba-98	157	23	,	,	PUNCT
faba-98	157	24	credit	credit	NOUN
faba-98	157	25	institutions	institution	NOUN
faba-98	157	26	are	be	AUX
faba-98	157	27	allowed	allow	VERB
faba-98	157	28	and	and	CCONJ
faba-98	157	29	encouraged	encourage	VERB
faba-98	157	30	to	to	PART
faba-98	157	31	grant	grant	VERB
faba-98	157	32	new	new	ADJ
faba-98	157	33	loans	loan	NOUN
faba-98	157	34	to	to	ADP
faba-98	157	35	both	both	CCONJ
faba-98	157	36	new	new	ADJ
faba-98	157	37	and	and	CCONJ
faba-98	157	38	existing	exist	VERB
faba-98	157	39	clients	client	NOUN
faba-98	157	40	.	.	PUNCT
faba-98	158	1	the	the	DET
faba-98	158	2	new	new	ADJ
faba-98	158	3	lending	lending	NOUN
faba-98	158	4	should	should	AUX
faba-98	158	5	be	be	AUX
faba-98	158	6	based	base	VERB
faba-98	158	7	on	on	ADP
faba-98	158	8	adequate	adequate	ADJ
faba-98	158	9	individual	individual	ADJ
faba-98	158	10	assessment	assessment	NOUN
faba-98	158	11	of	of	ADP
faba-98	158	12	the	the	DET
faba-98	158	13	creditworthiness	creditworthiness	NOUN
faba-98	158	14	of	of	ADP
faba-98	158	15	the	the	DET
faba-98	158	16	borrower	borrower	NOUN
faba-98	158	17	.	.	PUNCT
faba-98	159	1	the	the	DET
faba-98	159	2	application	application	NOUN
faba-98	159	3	of	of	ADP
faba-98	159	4	the	the	DET
faba-98	159	5	moratorium	moratorium	NOUN
faba-98	159	6	for	for	ADP
faba-98	159	7	the	the	DET
faba-98	159	8	new	new	ADJ
faba-98	159	9	loans	loan	NOUN
faba-98	159	10	should	should	AUX
faba-98	159	11	not	not	PART
faba-98	159	12	be	be	AUX
faba-98	159	13	necessary	necessary	ADJ
faba-98	159	14	.	.	PUNCT
faba-98	160	1	the	the	DET
faba-98	160	2	postponement	postponement	NOUN
faba-98	160	3	of	of	ADP
faba-98	160	4	the	the	DET
faba-98	160	5	loan	loan	NOUN
faba-98	160	6	payments	payment	NOUN
faba-98	160	7	in	in	ADP
faba-98	160	8	the	the	DET
faba-98	160	9	future	future	NOUN
faba-98	160	10	means	mean	VERB
faba-98	160	11	higher	high	ADJ
faba-98	160	12	risk	risk	NOUN
faba-98	160	13	of	of	ADP
faba-98	160	14	insolvency	insolvency	NOUN
faba-98	160	15	for	for	ADP
faba-98	160	16	the	the	DET
faba-98	160	17	borrower	borrower	NOUN
faba-98	160	18	.	.	PUNCT
faba-98	161	1	this	this	PRON
faba-98	161	2	can	can	AUX
faba-98	161	3	influence	influence	VERB
faba-98	161	4	bank`s	bank`s	NOUN
faba-98	161	5	capital	capital	NOUN
faba-98	161	6	adequacy	adequacy	NOUN
faba-98	161	7	and	and	CCONJ
faba-98	161	8	overall	overall	ADJ
faba-98	161	9	stability	stability	NOUN
faba-98	161	10	.	.	PUNCT
faba-98	162	1	the	the	DET
faba-98	162	2	exceptional	exceptional	ADJ
faba-98	162	3	circumstances	circumstance	NOUN
faba-98	162	4	created	create	VERB
faba-98	162	5	by	by	ADP
faba-98	162	6	the	the	DET
faba-98	162	7	lockdowns	lockdown	NOUN
faba-98	162	8	strengthen	strengthen	VERB
faba-98	162	9	the	the	DET
faba-98	162	10	need	need	NOUN
faba-98	162	11	for	for	ADP
faba-98	162	12	proper	proper	ADJ
faba-98	162	13	risk	risk	NOUN
faba-98	162	14	assessment	assessment	NOUN
faba-98	162	15	.	.	PUNCT
faba-98	163	1	for	for	ADP
faba-98	163	2	limitation	limitation	NOUN
faba-98	163	3	of	of	ADP
faba-98	163	4	the	the	DET
faba-98	163	5	risk	risk	NOUN
faba-98	163	6	faced	face	VERB
faba-98	163	7	by	by	ADP
faba-98	163	8	banks	bank	NOUN
faba-98	163	9	,	,	PUNCT
faba-98	163	10	the	the	DET
faba-98	163	11	eba	eba	NOUN
faba-98	163	12	puts	put	VERB
faba-98	163	13	constraint	constraint	NOUN
faba-98	163	14	on	on	ADP
faba-98	163	15	the	the	DET
faba-98	163	16	length	length	NOUN
faba-98	163	17	of	of	ADP
faba-98	163	18	the	the	DET
faba-98	163	19	postponement	postponement	NOUN
faba-98	163	20	of	of	ADP
faba-98	163	21	the	the	DET
faba-98	163	22	payments	payment	NOUN
faba-98	163	23	in	in	ADP
faba-98	163	24	future	future	NOUN
faba-98	163	25	–	–	PUNCT
faba-98	163	26	the	the	DET
faba-98	163	27	general	general	ADJ
faba-98	163	28	payment	payment	NOUN
faba-98	163	29	moratoria	moratoria	PROPN
faba-98	163	30	can	can	AUX
faba-98	163	31	be	be	AUX
faba-98	163	32	up	up	ADP
faba-98	163	33	to	to	PART
faba-98	163	34	9	9	NUM
faba-98	163	35	months	month	NOUN
faba-98	163	36	.	.	PUNCT
faba-98	164	1	this	this	PRON
faba-98	164	2	means	mean	VERB
faba-98	164	3	that	that	SCONJ
faba-98	164	4	loan	loan	NOUN
faba-98	164	5	payments	payment	NOUN
faba-98	164	6	can	can	AUX
faba-98	164	7	be	be	AUX
faba-98	164	8	postponed	postpone	VERB
faba-98	164	9	several	several	ADJ
faba-98	164	10	times	time	NOUN
faba-98	164	11	but	but	CCONJ
faba-98	164	12	totally	totally	ADV
faba-98	164	13	for	for	ADP
faba-98	164	14	9	9	NUM
faba-98	164	15	months	month	NOUN
faba-98	164	16	.	.	PUNCT
faba-98	165	1	the	the	DET
faba-98	165	2	institutions	institution	NOUN
faba-98	165	3	have	have	VERB
faba-98	165	4	to	to	PART
faba-98	165	5	identify	identify	VERB
faba-98	165	6	all	all	DET
faba-98	165	7	obligors	obligor	NOUN
faba-98	165	8	who	who	PRON
faba-98	165	9	make	make	VERB
faba-98	165	10	use	use	NOUN
faba-98	165	11	of	of	ADP
faba-98	165	12	the	the	DET
faba-98	165	13	moratorium	moratorium	NOUN
faba-98	165	14	.	.	PUNCT
faba-98	166	1	institutions	institution	NOUN
faba-98	166	2	should	should	AUX
faba-98	166	3	8	8	NUM
faba-98	166	4	european	european	ADJ
faba-98	166	5	banking	banking	NOUN
faba-98	166	6	authority	authority	NOUN
faba-98	166	7	,	,	PUNCT
faba-98	166	8	2020	2020	NUM
faba-98	166	9	finance	finance	NOUN
faba-98	166	10	,	,	PUNCT
faba-98	166	11	accounting	accounting	NOUN
faba-98	166	12	and	and	CCONJ
faba-98	166	13	business	business	NOUN
faba-98	166	14	analysis	analysis	NOUN
faba-98	166	15	3	3	NUM
faba-98	166	16	(	(	PUNCT
faba-98	166	17	2	2	NUM
faba-98	166	18	)	)	PUNCT
faba-98	166	19	2021	2021	NUM
faba-98	166	20	139	139	NUM
faba-98	166	21	also	also	ADV
faba-98	166	22	assess	assess	VERB
faba-98	166	23	borrower`s	borrower`s	ADP
faba-98	166	24	unlikeliness	unlikeliness	NOUN
faba-98	166	25	to	to	PART
faba-98	166	26	pay	pay	VERB
faba-98	166	27	in	in	ADP
faba-98	166	28	relation	relation	NOUN
faba-98	166	29	to	to	ADP
faba-98	166	30	the	the	DET
faba-98	166	31	general	general	ADJ
faba-98	166	32	payment	payment	NOUN
faba-98	166	33	moratoria	moratoria	PROPN
faba-98	166	34	because	because	SCONJ
faba-98	166	35	this	this	PRON
faba-98	166	36	would	would	AUX
faba-98	166	37	indicate	indicate	VERB
faba-98	166	38	the	the	DET
faba-98	166	39	obligors	obligor	NOUN
faba-98	166	40	under	under	ADP
faba-98	166	41	a	a	DET
faba-98	166	42	moratorium	moratorium	NOUN
faba-98	166	43	that	that	PRON
faba-98	166	44	have	have	VERB
faba-98	166	45	long	long	ADJ
faba-98	166	46	term	term	NOUN
faba-98	166	47	solvency	solvency	NOUN
faba-98	166	48	issues	issue	NOUN
faba-98	166	49	.	.	PUNCT
faba-98	167	1	all	all	DET
faba-98	167	2	actions	action	NOUN
faba-98	167	3	taken	take	VERB
faba-98	167	4	by	by	ADP
faba-98	167	5	institutions	institution	NOUN
faba-98	167	6	under	under	ADP
faba-98	167	7	the	the	DET
faba-98	167	8	general	general	ADJ
faba-98	167	9	payment	payment	NOUN
faba-98	167	10	moratoria	moratoria	PROPN
faba-98	167	11	should	should	AUX
faba-98	167	12	be	be	AUX
faba-98	167	13	made	make	VERB
faba-98	167	14	in	in	ADP
faba-98	167	15	a	a	DET
faba-98	167	16	transparent	transparent	ADJ
faba-98	167	17	public	public	ADJ
faba-98	167	18	manner	manner	NOUN
faba-98	167	19	.	.	PUNCT
faba-98	168	1	other	other	ADJ
faba-98	168	2	measures	measure	NOUN
faba-98	168	3	recommended	recommend	VERB
faba-98	168	4	by	by	ADP
faba-98	168	5	the	the	DET
faba-98	168	6	european	european	PROPN
faba-98	168	7	banking	banking	PROPN
faba-98	168	8	authority	authority	NOUN
faba-98	168	9	are	be	AUX
faba-98	168	10	:	:	PUNCT
faba-98	168	11	guidelines	guideline	NOUN
faba-98	168	12	on	on	ADP
faba-98	168	13	covid	covid	PROPN
faba-98	168	14	-19	-19	NOUN
faba-98	168	15	measures	measure	NOUN
faba-98	168	16	reporting	reporting	NOUN
faba-98	168	17	and	and	CCONJ
faba-98	168	18	disclosure	disclosure	NOUN
faba-98	168	19	presenting	present	VERB
faba-98	168	20	reporting	reporting	NOUN
faba-98	168	21	and	and	CCONJ
faba-98	168	22	disclosure	disclosure	NOUN
faba-98	168	23	requirements	requirement	NOUN
faba-98	168	24	to	to	PART
faba-98	168	25	monitor	monitor	VERB
faba-98	168	26	the	the	DET
faba-98	168	27	use	use	NOUN
faba-98	168	28	of	of	ADP
faba-98	168	29	payment	payment	NOUN
faba-98	168	30	moratoria	moratorium	NOUN
faba-98	168	31	;	;	PUNCT
faba-98	168	32	guidelines	guideline	NOUN
faba-98	168	33	on	on	ADP
faba-98	168	34	loan	loan	NOUN
faba-98	168	35	origination	origination	NOUN
faba-98	168	36	and	and	CCONJ
faba-98	168	37	monitoring	monitoring	NOUN
faba-98	168	38	–	–	PUNCT
faba-98	168	39	their	their	PRON
faba-98	168	40	aim	aim	NOUN
faba-98	168	41	is	be	AUX
faba-98	168	42	to	to	PART
faba-98	168	43	present	present	VERB
faba-98	168	44	standards	standard	NOUN
faba-98	168	45	for	for	ADP
faba-98	168	46	credit	credit	NOUN
faba-98	168	47	risk	risk	NOUN
faba-98	168	48	taking	take	VERB
faba-98	168	49	and	and	CCONJ
faba-98	168	50	granting	grant	VERB
faba-98	168	51	loans	loan	NOUN
faba-98	168	52	of	of	ADP
faba-98	168	53	high	high	ADJ
faba-98	168	54	credit	credit	NOUN
faba-98	168	55	quality	quality	NOUN
faba-98	168	56	;	;	PUNCT
faba-98	168	57	guidelines	guideline	NOUN
faba-98	168	58	on	on	ADP
faba-98	168	59	credit	credit	NOUN
faba-98	168	60	risk	risk	NOUN
faba-98	168	61	mitigation	mitigation	NOUN
faba-98	168	62	for	for	ADP
faba-98	168	63	institutions	institution	NOUN
faba-98	168	64	applying	apply	VERB
faba-98	168	65	the	the	DET
faba-98	168	66	internal	internal	ADJ
faba-98	168	67	ratingbased	ratingbase	VERB
faba-98	168	68	approach	approach	NOUN
faba-98	168	69	with	with	ADP
faba-98	168	70	own	own	ADJ
faba-98	168	71	estimates	estimate	NOUN
faba-98	168	72	of	of	ADP
faba-98	168	73	loss	loss	NOUN
faba-98	168	74	given	give	VERB
faba-98	168	75	defaults	default	NOUN
faba-98	168	76	(	(	PUNCT
faba-98	168	77	lgds	lgds	NOUN
faba-98	168	78	)	)	PUNCT
faba-98	168	79	–	–	PUNCT
faba-98	168	80	clarifying	clarify	VERB
faba-98	168	81	the	the	DET
faba-98	168	82	credit	credit	NOUN
faba-98	168	83	risk	risk	NOUN
faba-98	168	84	mitigation	mitigation	NOUN
faba-98	168	85	framework	framework	NOUN
faba-98	168	86	.	.	PUNCT
faba-98	169	1	in	in	ADP
faba-98	169	2	december	december	PROPN
faba-98	169	3	2020	2020	NUM
faba-98	169	4	the	the	DET
faba-98	169	5	european	european	PROPN
faba-98	169	6	commission	commission	PROPN
faba-98	169	7	publishes	publish	VERB
faba-98	169	8	an	an	DET
faba-98	169	9	action	action	NOUN
faba-98	169	10	plan	plan	NOUN
faba-98	169	11	for	for	ADP
faba-98	169	12	“	"	PUNCT
faba-98	169	13	tackling	tackle	VERB
faba-98	169	14	nonperforming	nonperforme	VERB
faba-98	169	15	loans	loan	NOUN
faba-98	169	16	(	(	PUNCT
faba-98	169	17	npls	npls	NOUN
faba-98	169	18	)	)	PUNCT
faba-98	169	19	in	in	ADP
faba-98	169	20	the	the	DET
faba-98	169	21	aftermath	aftermath	NOUN
faba-98	169	22	of	of	ADP
faba-98	169	23	the	the	DET
faba-98	169	24	covid-19	covid-19	PROPN
faba-98	169	25	pandemic	pandemic	NOUN
faba-98	169	26	”	"	PUNCT
faba-98	169	27	.	.	PUNCT
faba-98	170	1	the	the	DET
faba-98	170	2	focus	focus	NOUN
faba-98	170	3	of	of	ADP
faba-98	170	4	this	this	DET
faba-98	170	5	plan	plan	NOUN
faba-98	170	6	is	be	AUX
faba-98	170	7	on	on	ADP
faba-98	170	8	development	development	NOUN
faba-98	170	9	of	of	ADP
faba-98	170	10	the	the	DET
faba-98	170	11	secondary	secondary	ADJ
faba-98	170	12	markets	market	NOUN
faba-98	170	13	for	for	ADP
faba-98	170	14	distressed	distressed	ADJ
faba-98	170	15	assets	asset	NOUN
faba-98	170	16	.	.	PUNCT
faba-98	171	1	this	this	PRON
faba-98	171	2	will	will	AUX
faba-98	171	3	allow	allow	VERB
faba-98	171	4	banks	bank	NOUN
faba-98	171	5	to	to	PART
faba-98	171	6	move	move	VERB
faba-98	171	7	the	the	DET
faba-98	171	8	npls	npls	NOUN
faba-98	171	9	off	off	ADP
faba-98	171	10	their	their	PRON
faba-98	171	11	balance	balance	NOUN
faba-98	171	12	sheets	sheet	NOUN
faba-98	171	13	into	into	ADP
faba-98	171	14	asset	asset	NOUN
faba-98	171	15	management	management	NOUN
faba-98	171	16	companies	company	NOUN
faba-98	171	17	(	(	PUNCT
faba-98	171	18	amcs	amcs	NOUN
faba-98	171	19	)	)	PUNCT
faba-98	171	20	.	.	PUNCT
faba-98	172	1	the	the	DET
faba-98	172	2	cooperation	cooperation	NOUN
faba-98	172	3	of	of	ADP
faba-98	172	4	national	national	ADJ
faba-98	172	5	asset	asset	NOUN
faba-98	172	6	management	management	NOUN
faba-98	172	7	companies	company	NOUN
faba-98	172	8	at	at	ADP
faba-98	172	9	eu	eu	PROPN
faba-98	172	10	level	level	NOUN
faba-98	172	11	is	be	AUX
faba-98	172	12	encouraged	encourage	VERB
faba-98	172	13	.	.	PUNCT
faba-98	173	1	measures	measure	NOUN
faba-98	173	2	taken	take	VERB
faba-98	173	3	in	in	ADP
faba-98	173	4	bulgaria	bulgaria	PROPN
faba-98	173	5	.	.	PUNCT
faba-98	174	1	the	the	DET
faba-98	174	2	first	first	ADJ
faba-98	174	3	version	version	NOUN
faba-98	174	4	of	of	ADP
faba-98	174	5	the	the	DET
faba-98	174	6	guidelines	guideline	NOUN
faba-98	174	7	on	on	ADP
faba-98	174	8	legislative	legislative	ADJ
faba-98	174	9	and	and	CCONJ
faba-98	174	10	non	non	ADJ
faba-98	174	11	-	-	ADJ
faba-98	174	12	legislative	legislative	ADJ
faba-98	174	13	moratoria	moratoria	PROPN
faba-98	174	14	on	on	ADP
faba-98	174	15	loan	loan	NOUN
faba-98	174	16	repayments	repayment	NOUN
faba-98	174	17	is	be	AUX
faba-98	174	18	published	publish	VERB
faba-98	174	19	on	on	ADP
faba-98	174	20	4	4	NUM
faba-98	174	21	april	april	PROPN
faba-98	174	22	2020	2020	NUM
faba-98	174	23	,	,	PUNCT
faba-98	174	24	amended	amend	VERB
faba-98	174	25	on	on	ADP
faba-98	174	26	26	26	NUM
faba-98	174	27	june	june	PROPN
faba-98	174	28	2020	2020	NUM
faba-98	174	29	and	and	CCONJ
faba-98	174	30	on	on	ADP
faba-98	174	31	2	2	NUM
faba-98	174	32	december	december	NOUN
faba-98	174	33	2020	2020	NUM
faba-98	174	34	.	.	PUNCT
faba-98	175	1	the	the	DET
faba-98	175	2	emergency	emergency	NOUN
faba-98	175	3	status	status	NOUN
faba-98	175	4	in	in	ADP
faba-98	175	5	bulgaria	bulgaria	PROPN
faba-98	175	6	is	be	AUX
faba-98	175	7	announced	announce	VERB
faba-98	175	8	on	on	ADP
faba-98	175	9	13	13	NUM
faba-98	175	10	march	march	NOUN
faba-98	175	11	2020	2020	NUM
faba-98	175	12	.	.	PUNCT
faba-98	176	1	тhe	тhe	VERB
faba-98	176	2	bulgarian	bulgarian	ADJ
faba-98	176	3	legislator	legislator	NOUN
faba-98	176	4	creates	create	VERB
faba-98	176	5	measures	measure	NOUN
faba-98	176	6	for	for	ADP
faba-98	176	7	alleviation	alleviation	NOUN
faba-98	176	8	of	of	ADP
faba-98	176	9	the	the	DET
faba-98	176	10	debtors	debtor	NOUN
faba-98	176	11	immediately	immediately	ADV
faba-98	176	12	after	after	ADP
faba-98	176	13	the	the	DET
faba-98	176	14	announcement	announcement	NOUN
faba-98	176	15	of	of	ADP
faba-98	176	16	the	the	DET
faba-98	176	17	emergency	emergency	NOUN
faba-98	176	18	status	status	NOUN
faba-98	176	19	.	.	PUNCT
faba-98	177	1	according	accord	VERB
faba-98	177	2	to	to	ADP
faba-98	177	3	the	the	DET
faba-98	177	4	bulgarian	bulgarian	ADJ
faba-98	177	5	act	act	NOUN
faba-98	177	6	on	on	ADP
faba-98	177	7	the	the	DET
faba-98	177	8	measures	measure	NOUN
faba-98	177	9	and	and	CCONJ
faba-98	177	10	actions	action	NOUN
faba-98	177	11	during	during	ADP
faba-98	177	12	the	the	DET
faba-98	177	13	state	state	NOUN
faba-98	177	14	of	of	ADP
faba-98	177	15	emergency	emergency	NOUN
faba-98	177	16	declared	declare	VERB
faba-98	177	17	with	with	ADP
faba-98	177	18	the	the	DET
faba-98	177	19	decision	decision	NOUN
faba-98	177	20	of	of	ADP
faba-98	177	21	the	the	DET
faba-98	177	22	national	national	PROPN
faba-98	177	23	assembly	assembly	NOUN
faba-98	177	24	of	of	ADP
faba-98	177	25	13	13	NUM
faba-98	177	26	march	march	NOUN
faba-98	177	27	20209	20209	NUM
faba-98	177	28	no	no	DET
faba-98	177	29	statutory	statutory	ADJ
faba-98	177	30	interest	interest	NOUN
faba-98	177	31	is	be	AUX
faba-98	177	32	accrued	accrue	VERB
faba-98	177	33	for	for	ADP
faba-98	177	34	debtors	debtor	NOUN
faba-98	177	35	in	in	ADP
faba-98	177	36	credit	credit	NOUN
faba-98	177	37	agreements	agreement	NOUN
faba-98	177	38	and	and	CCONJ
faba-98	177	39	other	other	ADJ
faba-98	177	40	forms	form	NOUN
faba-98	177	41	of	of	ADP
faba-98	177	42	financing	financing	NOUN
faba-98	177	43	and	and	CCONJ
faba-98	177	44	consequences	consequence	NOUN
faba-98	177	45	from	from	ADP
faba-98	177	46	payment	payment	NOUN
faba-98	177	47	delays	delay	NOUN
faba-98	177	48	are	be	AUX
faba-98	177	49	not	not	PART
faba-98	177	50	applied	apply	VERB
faba-98	177	51	until	until	ADP
faba-98	177	52	cancellation	cancellation	NOUN
faba-98	177	53	of	of	ADP
faba-98	177	54	the	the	DET
faba-98	177	55	state	state	NOUN
faba-98	177	56	of	of	ADP
faba-98	177	57	emergency	emergency	NOUN
faba-98	177	58	.	.	PUNCT
faba-98	178	1	the	the	DET
faba-98	178	2	decision	decision	NOUN
faba-98	178	3	of	of	ADP
faba-98	178	4	the	the	DET
faba-98	178	5	national	national	PROPN
faba-98	178	6	assembly	assembly	NOUN
faba-98	178	7	of	of	ADP
faba-98	178	8	the	the	DET
faba-98	178	9	republic	republic	NOUN
faba-98	178	10	of	of	ADP
faba-98	178	11	bulgaria	bulgaria	PROPN
faba-98	178	12	specifies	specifie	NOUN
faba-98	178	13	that	that	SCONJ
faba-98	178	14	the	the	DET
faba-98	178	15	state	state	NOUN
faba-98	178	16	of	of	ADP
faba-98	178	17	emergency	emergency	NOUN
faba-98	178	18	is	be	AUX
faba-98	178	19	until	until	ADP
faba-98	178	20	13	13	NUM
faba-98	178	21	april	april	PROPN
faba-98	178	22	2020	2020	NUM
faba-98	178	23	10	10	NUM
faba-98	178	24	and	and	CCONJ
faba-98	178	25	later	later	ADV
faba-98	178	26	this	this	DET
faba-98	178	27	term	term	NOUN
faba-98	178	28	is	be	AUX
faba-98	178	29	extended	extend	VERB
faba-98	178	30	until	until	ADP
faba-98	178	31	13	13	NUM
faba-98	178	32	may	may	PROPN
faba-98	178	33	2020	2020	NUM
faba-98	178	34	.	.	PUNCT
faba-98	179	1	11	11	NUM
faba-98	179	2	simultaneously	simultaneously	ADV
faba-98	179	3	,	,	PUNCT
faba-98	179	4	the	the	DET
faba-98	179	5	non	non	NOUN
faba-98	179	6	-	-	NOUN
faba-98	179	7	accumulation	accumulation	NOUN
faba-98	179	8	of	of	ADP
faba-98	179	9	statutory	statutory	ADJ
faba-98	179	10	interest	interest	NOUN
faba-98	179	11	for	for	ADP
faba-98	179	12	debtors	debtor	NOUN
faba-98	179	13	is	be	AUX
faba-98	179	14	prolonged	prolong	VERB
faba-98	179	15	–	–	PUNCT
faba-98	179	16	up	up	ADP
faba-98	179	17	to	to	PART
faba-98	179	18	two	two	NUM
faba-98	179	19	months	month	NOUN
faba-98	179	20	after	after	ADP
faba-98	179	21	the	the	DET
faba-98	179	22	cancellation	cancellation	NOUN
faba-98	179	23	of	of	ADP
faba-98	179	24	the	the	DET
faba-98	179	25	state	state	NOUN
faba-98	179	26	of	of	ADP
faba-98	179	27	emergency	emergency	NOUN
faba-98	179	28	which	which	PRON
faba-98	179	29	means	mean	VERB
faba-98	179	30	until	until	ADP
faba-98	179	31	13	13	NUM
faba-98	179	32	july	july	PROPN
faba-98	179	33	2020	2020	NUM
faba-98	179	34	.	.	PUNCT
faba-98	180	1	debtors	debtor	NOUN
faba-98	180	2	are	be	AUX
faba-98	180	3	exempted	exempt	VERB
faba-98	180	4	from	from	ADP
faba-98	180	5	the	the	DET
faba-98	180	6	statutory	statutory	ADJ
faba-98	180	7	interest	interest	NOUN
faba-98	180	8	but	but	CCONJ
faba-98	180	9	not	not	PART
faba-98	180	10	from	from	ADP
faba-98	180	11	the	the	DET
faba-98	180	12	interest	interest	NOUN
faba-98	180	13	rates	rate	NOUN
faba-98	180	14	according	accord	VERB
faba-98	180	15	to	to	ADP
faba-98	180	16	their	their	PRON
faba-98	180	17	credit	credit	NOUN
faba-98	180	18	contracts	contract	NOUN
faba-98	180	19	.	.	PUNCT
faba-98	181	1	the	the	DET
faba-98	181	2	statutory	statutory	ADJ
faba-98	181	3	interest	interest	NOUN
faba-98	181	4	is	be	AUX
faba-98	181	5	moratory	moratory	ADJ
faba-98	181	6	,	,	PUNCT
faba-98	181	7	punitive	punitive	ADJ
faba-98	181	8	interest	interest	NOUN
faba-98	181	9	;	;	PUNCT
faba-98	181	10	it	it	PRON
faba-98	181	11	is	be	AUX
faba-98	181	12	not	not	PART
faba-98	181	13	agreed	agree	VERB
faba-98	181	14	but	but	CCONJ
faba-98	181	15	is	be	AUX
faba-98	181	16	provided	provide	VERB
faba-98	181	17	for	for	ADP
faba-98	181	18	by	by	ADP
faba-98	181	19	law	law	NOUN
faba-98	181	20	.	.	PUNCT
faba-98	182	1	it	it	PRON
faba-98	182	2	is	be	AUX
faba-98	182	3	regulated	regulate	VERB
faba-98	182	4	in	in	ADP
faba-98	182	5	the	the	DET
faba-98	182	6	obligations	obligation	NOUN
faba-98	182	7	and	and	CCONJ
faba-98	182	8	contracts	contract	NOUN
faba-98	182	9	act	act	PROPN
faba-98	182	10	:	:	PUNCT
faba-98	182	11	“	"	PUNCT
faba-98	182	12	in	in	ADP
faba-98	182	13	case	case	NOUN
faba-98	182	14	of	of	ADP
faba-98	182	15	non	non	NOUN
faba-98	182	16	-	-	NOUN
faba-98	182	17	performance	performance	NOUN
faba-98	182	18	of	of	ADP
faba-98	182	19	a	a	DET
faba-98	182	20	monetary	monetary	ADJ
faba-98	182	21	obligation	obligation	NOUN
faba-98	182	22	,	,	PUNCT
faba-98	182	23	the	the	DET
faba-98	182	24	debtor	debtor	NOUN
faba-98	182	25	shall	shall	AUX
faba-98	182	26	be	be	AUX
faba-98	182	27	liable	liable	ADJ
faba-98	182	28	for	for	ADP
faba-98	182	29	damages	damage	NOUN
faba-98	182	30	to	to	ADP
faba-98	182	31	the	the	DET
faba-98	182	32	amount	amount	NOUN
faba-98	182	33	of	of	ADP
faba-98	182	34	the	the	DET
faba-98	182	35	interest	interest	NOUN
faba-98	182	36	accrued	accrue	VERB
faba-98	182	37	from	from	ADP
faba-98	182	38	the	the	DET
faba-98	182	39	date	date	NOUN
faba-98	182	40	of	of	ADP
faba-98	182	41	default	default	NOUN
faba-98	182	42	…	…	PUNCT
faba-98	182	43	the	the	DET
faba-98	182	44	rate	rate	NOUN
faba-98	182	45	of	of	ADP
faba-98	182	46	interest	interest	NOUN
faba-98	182	47	is	be	AUX
faba-98	182	48	set	set	VERB
faba-98	182	49	forth	forth	ADP
faba-98	182	50	by	by	ADP
faba-98	182	51	the	the	DET
faba-98	182	52	council	council	NOUN
faba-98	182	53	of	of	ADP
faba-98	182	54	ministers	minister	NOUN
faba-98	182	55	.	.	PUNCT
faba-98	183	1	”	"	PUNCT
faba-98	183	2	12	12	NUM
faba-98	183	3	the	the	DET
faba-98	183	4	statutory	statutory	ADJ
faba-98	183	5	interest	interest	NOUN
faba-98	183	6	gives	give	VERB
faba-98	183	7	compensation	compensation	NOUN
faba-98	183	8	to	to	ADP
faba-98	183	9	the	the	DET
faba-98	183	10	lender	lender	NOUN
faba-98	183	11	for	for	ADP
faba-98	183	12	payment	payment	NOUN
faba-98	183	13	delays	delay	NOUN
faba-98	183	14	from	from	ADP
faba-98	183	15	the	the	DET
faba-98	183	16	debtor	debtor	NOUN
faba-98	183	17	.	.	PUNCT
faba-98	184	1	the	the	DET
faba-98	184	2	annual	annual	ADJ
faba-98	184	3	amount	amount	NOUN
faba-98	184	4	of	of	ADP
faba-98	184	5	the	the	DET
faba-98	184	6	statutory	statutory	ADJ
faba-98	184	7	interest	interest	NOUN
faba-98	184	8	for	for	ADP
faba-98	184	9	overdue	overdue	ADJ
faba-98	184	10	monetary	monetary	ADJ
faba-98	184	11	liabilities	liability	NOUN
faba-98	184	12	in	in	ADP
faba-98	184	13	bulgaria	bulgaria	PROPN
faba-98	184	14	is	be	AUX
faba-98	184	15	the	the	DET
faba-98	184	16	amount	amount	NOUN
faba-98	184	17	of	of	ADP
faba-98	184	18	the	the	DET
faba-98	184	19	base	base	NOUN
faba-98	184	20	interest	interest	NOUN
faba-98	184	21	rate	rate	NOUN
faba-98	184	22	of	of	ADP
faba-98	184	23	the	the	DET
faba-98	184	24	bulgarian	bulgarian	PROPN
faba-98	184	25	national	national	PROPN
faba-98	184	26	bank	bank	PROPN
faba-98	184	27	plus	plus	CCONJ
faba-98	184	28	10	10	NUM
faba-98	184	29	percentage	percentage	NOUN
faba-98	184	30	points	point	NOUN
faba-98	184	31	.	.	PUNCT
faba-98	185	1	the	the	DET
faba-98	185	2	daily	daily	ADJ
faba-98	185	3	amount	amount	NOUN
faba-98	185	4	of	of	ADP
faba-98	185	5	the	the	DET
faba-98	185	6	statutory	statutory	ADJ
faba-98	185	7	interest	interest	NOUN
faba-98	185	8	for	for	ADP
faba-98	185	9	overdue	overdue	ADJ
faba-98	185	10	monetary	monetary	ADJ
faba-98	185	11	obligations	obligation	NOUN
faba-98	185	12	is	be	AUX
faba-98	185	13	equal	equal	ADJ
faba-98	185	14	to	to	ADP
faba-98	185	15	1/360	1/360	NUM
faba-98	185	16	part	part	NOUN
faba-98	185	17	of	of	ADP
faba-98	185	18	the	the	DET
faba-98	185	19	annual	annual	ADJ
faba-98	185	20	amount.13	amount.13	NOUN
faba-98	185	21	the	the	DET
faba-98	185	22	base	base	NOUN
faba-98	185	23	interest	interest	NOUN
faba-98	185	24	rate	rate	NOUN
faba-98	185	25	of	of	ADP
faba-98	185	26	bulgarian	bulgarian	PROPN
faba-98	185	27	national	national	PROPN
faba-98	185	28	bank	bank	PROPN
faba-98	185	29	for	for	ADP
faba-98	185	30	2020	2020	NUM
faba-98	185	31	is	be	AUX
faba-98	185	32	0,00%14	0,00%14	NUM
faba-98	185	33	which	which	PRON
faba-98	185	34	means	mean	VERB
faba-98	185	35	that	that	SCONJ
faba-98	185	36	the	the	DET
faba-98	185	37	annual	annual	ADJ
faba-98	185	38	statutory	statutory	ADJ
faba-98	185	39	punitive	punitive	ADJ
faba-98	185	40	interest	interest	NOUN
faba-98	185	41	for	for	ADP
faba-98	185	42	debtors	debtor	NOUN
faba-98	185	43	is	be	AUX
faba-98	185	44	10	10	NUM
faba-98	185	45	%	%	NOUN
faba-98	185	46	.	.	PUNCT
faba-98	186	1	other	other	ADJ
faba-98	186	2	government	government	NOUN
faba-98	186	3	measures	measure	NOUN
faba-98	186	4	for	for	ADP
faba-98	186	5	the	the	DET
faba-98	186	6	period	period	NOUN
faba-98	186	7	of	of	ADP
faba-98	186	8	the	the	DET
faba-98	186	9	state	state	NOUN
faba-98	186	10	of	of	ADP
faba-98	186	11	emergency	emergency	NOUN
faba-98	186	12	in	in	ADP
faba-98	186	13	the	the	DET
faba-98	186	14	country	country	NOUN
faba-98	186	15	and	and	CCONJ
faba-98	186	16	up	up	ADP
faba-98	186	17	to	to	PART
faba-98	186	18	two	two	NUM
faba-98	186	19	months	month	NOUN
faba-98	186	20	after	after	SCONJ
faba-98	186	21	its	its	PRON
faba-98	186	22	cancellation	cancellation	NOUN
faba-98	186	23	with	with	ADP
faba-98	186	24	particular	particular	ADJ
faba-98	186	25	importance	importance	NOUN
faba-98	186	26	for	for	ADP
faba-98	186	27	the	the	DET
faba-98	186	28	stability	stability	NOUN
faba-98	186	29	of	of	ADP
faba-98	186	30	the	the	DET
faba-98	186	31	financial	financial	ADJ
faba-98	186	32	sector	sector	NOUN
faba-98	186	33	are	be	AUX
faba-98	186	34	:	:	PUNCT
faba-98	186	35	the	the	DET
faba-98	186	36	enforcement	enforcement	NOUN
faba-98	186	37	proceedings	proceeding	NOUN
faba-98	186	38	are	be	AUX
faba-98	186	39	suspended	suspend	VERB
faba-98	186	40	;	;	PUNCT
faba-98	186	41	all	all	PRON
faba-98	186	42	announced	announce	VERB
faba-98	186	43	public	public	ADJ
faba-98	186	44	sales	sale	NOUN
faba-98	186	45	and	and	CCONJ
faba-98	186	46	introductions	introduction	NOUN
faba-98	186	47	into	into	ADP
faba-98	186	48	possession	possession	NOUN
faba-98	186	49	announced	announce	VERB
faba-98	186	50	by	by	ADP
faba-98	186	51	public	public	ADJ
faba-98	186	52	and	and	CCONJ
faba-98	186	53	private	private	ADJ
faba-98	186	54	bailiffs	bailiff	NOUN
faba-98	186	55	are	be	AUX
faba-98	186	56	suspended	suspend	VERB
faba-98	186	57	;	;	PUNCT
faba-98	186	58	distrains	distrain	NOUN
faba-98	186	59	are	be	AUX
faba-98	186	60	not	not	PART
faba-98	186	61	allowed	allow	VERB
faba-98	186	62	either	either	CCONJ
faba-98	186	63	upon	upon	SCONJ
faba-98	186	64	individuals	individual	NOUN
faba-98	186	65	'	'	PART
faba-98	186	66	bank	bank	NOUN
faba-98	186	67	accounts	account	NOUN
faba-98	186	68	or	or	CCONJ
faba-98	186	69	to	to	ADP
faba-98	186	70	salaries	salary	NOUN
faba-98	186	71	and	and	CCONJ
faba-98	186	72	pensions	pension	NOUN
faba-98	186	73	.	.	PUNCT
faba-98	187	1	on	on	ADP
faba-98	187	2	19	19	NUM
faba-98	187	3	march	march	NOUN
faba-98	187	4	2020	2020	NUM
faba-98	187	5	,	,	PUNCT
faba-98	187	6	the	the	DET
faba-98	187	7	bulgarian	bulgarian	PROPN
faba-98	187	8	national	national	PROPN
faba-98	187	9	bank	bank	PROPN
faba-98	187	10	announces	announce	VERB
faba-98	187	11	a	a	DET
faba-98	187	12	package	package	NOUN
faba-98	187	13	of	of	ADP
faba-98	187	14	measures	measure	NOUN
faba-98	187	15	aimed	aim	VERB
faba-98	187	16	primarily	primarily	ADV
faba-98	187	17	at	at	ADP
faba-98	187	18	further	far	ADV
faba-98	187	19	strengthening	strengthen	VERB
faba-98	187	20	the	the	DET
faba-98	187	21	capital	capital	NOUN
faba-98	187	22	and	and	CCONJ
faba-98	187	23	liquidity	liquidity	NOUN
faba-98	187	24	of	of	ADP
faba-98	187	25	banks	bank	NOUN
faba-98	187	26	in	in	ADP
faba-98	187	27	the	the	DET
faba-98	187	28	context	context	NOUN
faba-98	187	29	of	of	ADP
faba-98	187	30	the	the	DET
faba-98	187	31	covid-19	covid-19	PROPN
faba-98	187	32	pandemic	pandemic	NOUN
faba-98	187	33	estimated	estimate	VERB
faba-98	187	34	at	at	ADP
faba-98	187	35	bgn	bgn	NOUN
faba-98	187	36	9.3	9.3	NUM
faba-98	187	37	billion	billion	NUM
faba-98	187	38	.	.	PUNCT
faba-98	188	1	they	they	PRON
faba-98	188	2	include	include	VERB
faba-98	188	3	:	:	PUNCT
faba-98	188	4	capitalization	capitalization	NOUN
faba-98	188	5	of	of	ADP
faba-98	188	6	the	the	DET
faba-98	188	7	profit	profit	NOUN
faba-98	188	8	generated	generate	VERB
faba-98	188	9	in	in	ADP
faba-98	188	10	the	the	DET
faba-98	188	11	banking	banking	NOUN
faba-98	188	12	system	system	NOUN
faba-98	188	13	in	in	ADP
faba-98	188	14	2019	2019	NUM
faba-98	188	15	at	at	ADP
faba-98	188	16	the	the	DET
faba-98	188	17	amount	amount	NOUN
faba-98	188	18	of	of	ADP
faba-98	188	19	bgn	bgn	NOUN
faba-98	188	20	1.6	1.6	NUM
faba-98	188	21	billion	billion	NUM
faba-98	188	22	.	.	PUNCT
faba-98	189	1	as	as	ADP
faba-98	189	2	a	a	DET
faba-98	189	3	result	result	NOUN
faba-98	189	4	,	,	PUNCT
faba-98	189	5	some	some	PRON
faba-98	189	6	of	of	ADP
faba-98	189	7	the	the	DET
faba-98	189	8	banks	bank	NOUN
faba-98	189	9	in	in	ADP
faba-98	189	10	the	the	DET
faba-98	189	11	bulgarian	bulgarian	ADJ
faba-98	189	12	banking	banking	NOUN
faba-98	189	13	system	system	NOUN
faba-98	189	14	will	will	AUX
faba-98	189	15	not	not	PART
faba-98	189	16	be	be	AUX
faba-98	189	17	able	able	ADJ
faba-98	189	18	to	to	PART
faba-98	189	19	distribute	distribute	VERB
faba-98	189	20	dividends	dividend	NOUN
faba-98	189	21	to	to	ADP
faba-98	189	22	their	their	PRON
faba-98	189	23	shareholders	shareholder	NOUN
faba-98	189	24	and	and	CCONJ
faba-98	189	25	will	will	AUX
faba-98	189	26	have	have	VERB
faba-98	189	27	to	to	PART
faba-98	189	28	reinvest	reinvest	VERB
faba-98	189	29	all	all	DET
faba-98	189	30	their	their	PRON
faba-98	189	31	profits	profit	NOUN
faba-98	189	32	;	;	PUNCT
faba-98	189	33	9	9	NUM
faba-98	189	34	act	act	NOUN
faba-98	189	35	on	on	ADP
faba-98	189	36	the	the	DET
faba-98	189	37	measures	measure	NOUN
faba-98	189	38	and	and	CCONJ
faba-98	189	39	actions	action	NOUN
faba-98	189	40	during	during	ADP
faba-98	189	41	the	the	DET
faba-98	189	42	state	state	NOUN
faba-98	189	43	of	of	ADP
faba-98	189	44	emergency	emergency	NOUN
faba-98	189	45	declared	declare	VERB
faba-98	189	46	with	with	ADP
faba-98	189	47	the	the	DET
faba-98	189	48	decision	decision	NOUN
faba-98	189	49	of	of	ADP
faba-98	189	50	the	the	DET
faba-98	189	51	national	national	PROPN
faba-98	189	52	assembly	assembly	NOUN
faba-98	189	53	of	of	ADP
faba-98	189	54	march	march	PROPN
faba-98	189	55	13th	13th	PROPN
faba-98	189	56	,	,	PUNCT
faba-98	189	57	2020	2020	NUM
faba-98	189	58	,	,	PUNCT
faba-98	189	59	and	and	CCONJ
faba-98	189	60	on	on	ADP
faba-98	189	61	overcoming	overcome	VERB
faba-98	189	62	the	the	DET
faba-98	189	63	consequences	consequence	NOUN
faba-98	189	64	,	,	PUNCT
faba-98	189	65	2020	2020	NUM
faba-98	189	66	10	10	NUM
faba-98	189	67	decision	decision	NOUN
faba-98	189	68	to	to	PART
faba-98	189	69	declare	declare	VERB
faba-98	189	70	a	a	DET
faba-98	189	71	state	state	NOUN
faba-98	189	72	of	of	ADP
faba-98	189	73	emergency	emergency	NOUN
faba-98	189	74	,	,	PUNCT
faba-98	189	75	sg	sg	ADP
faba-98	189	76	22/	22/	NUM
faba-98	189	77	13	13	NUM
faba-98	189	78	march	march	NOUN
faba-98	189	79	2020	2020	NUM
faba-98	189	80	г	г	PROPN
faba-98	189	81	.	.	PROPN
faba-98	189	82	,	,	PUNCT
faba-98	189	83	11	11	NUM
faba-98	189	84	decision	decision	NOUN
faba-98	189	85	for	for	ADP
faba-98	189	86	extension	extension	NOUN
faba-98	189	87	of	of	ADP
faba-98	189	88	the	the	DET
faba-98	189	89	term	term	NOUN
faba-98	189	90	of	of	ADP
faba-98	189	91	the	the	DET
faba-98	189	92	declared	declare	VERB
faba-98	189	93	state	state	NOUN
faba-98	189	94	of	of	ADP
faba-98	189	95	emergency	emergency	NOUN
faba-98	189	96	,	,	PUNCT
faba-98	189	97	sg	sg	ADP
faba-98	189	98	33/	33/	PROPN
faba-98	189	99	&	&	CCONJ
faba-98	189	100	april	april	PROPN
faba-98	189	101	2020	2020	NUM
faba-98	189	102	г	г	PROPN
faba-98	189	103	.	.	PROPN
faba-98	189	104	12	12	NUM
faba-98	189	105	obligations	obligation	NOUN
faba-98	189	106	and	and	CCONJ
faba-98	189	107	contracts	contract	NOUN
faba-98	189	108	act	act	PROPN
faba-98	189	109	,	,	PUNCT
faba-98	189	110	1950	1950	NUM
faba-98	189	111	,	,	PUNCT
faba-98	189	112	art	art	NOUN
faba-98	189	113	.	.	PUNCT
faba-98	190	1	86	86	NUM
faba-98	190	2	,	,	PUNCT
faba-98	190	3	13	13	NUM
faba-98	190	4	resolution	resolution	NOUN
faba-98	190	5	№	№	ADP
faba-98	190	6	426	426	NUM
faba-98	190	7	of	of	ADP
faba-98	190	8	the	the	DET
faba-98	190	9	council	council	NOUN
faba-98	190	10	of	of	ADP
faba-98	190	11	ministers	minister	NOUN
faba-98	190	12	of	of	ADP
faba-98	190	13	18	18	NUM
faba-98	190	14	december	december	PROPN
faba-98	190	15	2014	2014	NUM
faba-98	190	16	to	to	PART
faba-98	190	17	determine	determine	VERB
faba-98	190	18	the	the	DET
faba-98	190	19	amount	amount	NOUN
faba-98	190	20	of	of	ADP
faba-98	190	21	statutory	statutory	ADJ
faba-98	190	22	interest	interest	NOUN
faba-98	190	23	on	on	ADP
faba-98	190	24	overdue	overdue	ADJ
faba-98	190	25	monetary	monetary	ADJ
faba-98	190	26	obligations	obligation	NOUN
faba-98	190	27	,	,	PUNCT
faba-98	190	28	sg	sg	ADP
faba-98	190	29	106/	106/	NUM
faba-98	190	30	23	23	NUM
faba-98	190	31	december	december	PROPN
faba-98	190	32	2014	2014	NUM
faba-98	190	33	г	г	NOUN
faba-98	190	34	.	.	PROPN
faba-98	190	35	14	14	NUM
faba-98	190	36	bulgarian	bulgarian	PROPN
faba-98	190	37	national	national	PROPN
faba-98	190	38	bank	bank	PROPN
faba-98	190	39	statistics	statistic	NOUN
faba-98	190	40	,	,	PUNCT
faba-98	190	41	base	base	ADJ
faba-98	190	42	interest	interest	NOUN
faba-98	190	43	rate	rate	NOUN
faba-98	190	44	,	,	PUNCT
faba-98	190	45	2020	2020	NUM
faba-98	190	46	.	.	PUNCT
faba-98	191	1	finance	finance	NOUN
faba-98	191	2	,	,	PUNCT
faba-98	191	3	accounting	accounting	NOUN
faba-98	191	4	and	and	CCONJ
faba-98	191	5	business	business	NOUN
faba-98	191	6	analysis	analysis	NOUN
faba-98	191	7	3	3	NUM
faba-98	191	8	(	(	PUNCT
faba-98	191	9	2	2	NUM
faba-98	191	10	)	)	PUNCT
faba-98	191	11	2021	2021	NUM
faba-98	191	12	140	140	NUM
faba-98	191	13	a	a	DET
faba-98	191	14	cancellation	cancellation	NOUN
faba-98	191	15	of	of	ADP
faba-98	191	16	the	the	DET
faba-98	191	17	planned	plan	VERB
faba-98	191	18	increases	increase	NOUN
faba-98	191	19	of	of	ADP
faba-98	191	20	the	the	DET
faba-98	191	21	countercyclical	countercyclical	ADJ
faba-98	191	22	capital	capital	NOUN
faba-98	191	23	buffer	buffer	NOUN
faba-98	191	24	applicable	applicable	ADJ
faba-98	191	25	to	to	ADP
faba-98	191	26	local	local	ADJ
faba-98	191	27	credit	credit	NOUN
faba-98	191	28	risk	risk	NOUN
faba-98	191	29	exposures	exposure	NOUN
faba-98	191	30	,	,	PUNCT
faba-98	191	31	and	and	CCONJ
faba-98	191	32	maintaining	maintain	VERB
faba-98	191	33	its	its	PRON
faba-98	191	34	level	level	NOUN
faba-98	191	35	of	of	ADP
faba-98	191	36	0.5	0.5	NUM
faba-98	191	37	%	%	NOUN
faba-98	191	38	in	in	ADP
faba-98	191	39	the	the	DET
faba-98	191	40	second	second	ADJ
faba-98	191	41	half	half	NOUN
faba-98	191	42	of	of	ADP
faba-98	191	43	2020	2020	NUM
faba-98	191	44	and	and	CCONJ
faba-98	191	45	in	in	ADP
faba-98	191	46	2021	2021	NUM
faba-98	191	47	.	.	PUNCT
faba-98	192	1	maintaining	maintain	VERB
faba-98	192	2	the	the	DET
faba-98	192	3	current	current	ADJ
faba-98	192	4	level	level	NOUN
faba-98	192	5	of	of	ADP
faba-98	192	6	the	the	DET
faba-98	192	7	buffer	buffer	NOUN
faba-98	192	8	aims	aim	VERB
faba-98	192	9	to	to	PART
faba-98	192	10	contribute	contribute	VERB
faba-98	192	11	to	to	ADP
faba-98	192	12	maintaining	maintain	VERB
faba-98	192	13	the	the	DET
faba-98	192	14	resilience	resilience	NOUN
faba-98	192	15	of	of	ADP
faba-98	192	16	the	the	DET
faba-98	192	17	banking	banking	NOUN
faba-98	192	18	system	system	NOUN
faba-98	192	19	against	against	ADP
faba-98	192	20	potential	potential	ADJ
faba-98	192	21	adverse	adverse	ADJ
faba-98	192	22	trends	trend	NOUN
faba-98	192	23	in	in	ADP
faba-98	192	24	the	the	DET
faba-98	192	25	economic	economic	ADJ
faba-98	192	26	environment	environment	NOUN
faba-98	192	27	,	,	PUNCT
faba-98	192	28	credit	credit	NOUN
faba-98	192	29	risk	risk	NOUN
faba-98	192	30	losses	loss	NOUN
faba-98	192	31	and	and	CCONJ
faba-98	192	32	pressure	pressure	NOUN
faba-98	192	33	on	on	ADP
faba-98	192	34	the	the	DET
faba-98	192	35	profitability	profitability	NOUN
faba-98	192	36	and	and	CCONJ
faba-98	192	37	capital	capital	NOUN
faba-98	192	38	position	position	NOUN
faba-98	192	39	of	of	ADP
faba-98	192	40	credit	credit	NOUN
faba-98	192	41	institutions	institution	NOUN
faba-98	192	42	;	;	PUNCT
faba-98	192	43	reduction	reduction	NOUN
faba-98	192	44	in	in	ADP
faba-98	192	45	commercial	commercial	ADJ
faba-98	192	46	banks	bank	NOUN
faba-98	192	47	’	'	PUNCT
faba-98	192	48	foreign	foreign	ADJ
faba-98	192	49	exposures	exposure	NOUN
faba-98	192	50	which	which	PRON
faba-98	192	51	will	will	AUX
faba-98	192	52	strenghthen	strenghthen	VERB
faba-98	192	53	the	the	DET
faba-98	192	54	liquidiy	liquidiy	NOUN
faba-98	192	55	of	of	ADP
faba-98	192	56	the	the	DET
faba-98	192	57	bulgarian	bulgarian	ADJ
faba-98	192	58	banking	banking	NOUN
faba-98	192	59	system	system	NOUN
faba-98	192	60	with	with	ADP
faba-98	192	61	bgn	bgn	NOUN
faba-98	192	62	7	7	NUM
faba-98	192	63	billion	billion	NUM
faba-98	192	64	.	.	PUNCT
faba-98	193	1	the	the	DET
faba-98	193	2	preparation	preparation	NOUN
faba-98	193	3	and	and	CCONJ
faba-98	193	4	coordination	coordination	NOUN
faba-98	193	5	of	of	ADP
faba-98	193	6	general	general	ADJ
faba-98	193	7	payment	payment	NOUN
faba-98	193	8	moratorium	moratorium	NOUN
faba-98	193	9	in	in	ADP
faba-98	193	10	bulgaria	bulgaria	PROPN
faba-98	193	11	is	be	AUX
faba-98	193	12	performed	perform	VERB
faba-98	193	13	by	by	ADP
faba-98	193	14	the	the	DET
faba-98	193	15	association	association	NOUN
faba-98	193	16	of	of	ADP
faba-98	193	17	banks	bank	NOUN
faba-98	193	18	in	in	ADP
faba-98	193	19	bulgaria	bulgaria	PROPN
faba-98	193	20	(	(	PUNCT
faba-98	193	21	abb	abb	PROPN
faba-98	193	22	)	)	PUNCT
faba-98	193	23	which	which	PRON
faba-98	193	24	currently	currently	ADV
faba-98	193	25	represents	represent	VERB
faba-98	193	26	the	the	DET
faba-98	193	27	banks	bank	NOUN
faba-98	193	28	in	in	ADP
faba-98	193	29	bulgaria	bulgaria	PROPN
faba-98	193	30	.	.	PUNCT
faba-98	194	1	on	on	ADP
faba-98	194	2	3	3	NUM
faba-98	194	3	april	april	PROPN
faba-98	194	4	2020	2020	NUM
faba-98	194	5	the	the	DET
faba-98	194	6	governing	govern	VERB
faba-98	194	7	council	council	NOUN
faba-98	194	8	of	of	ADP
faba-98	194	9	the	the	DET
faba-98	194	10	bulgarian	bulgarian	PROPN
faba-98	194	11	national	national	PROPN
faba-98	194	12	bank	bank	PROPN
faba-98	194	13	(	(	PUNCT
faba-98	194	14	bnb	bnb	NOUN
faba-98	194	15	)	)	PUNCT
faba-98	194	16	makes	make	VERB
faba-98	194	17	a	a	DET
faba-98	194	18	decision15	decision15	NOUN
faba-98	194	19	for	for	ADP
faba-98	194	20	compliance	compliance	NOUN
faba-98	194	21	with	with	ADP
faba-98	194	22	the	the	DET
faba-98	194	23	adopted	adopt	VERB
faba-98	194	24	by	by	ADP
faba-98	194	25	the	the	DET
faba-98	194	26	european	european	PROPN
faba-98	194	27	banking	banking	PROPN
faba-98	194	28	authority	authority	PROPN
faba-98	194	29	(	(	PUNCT
faba-98	194	30	eba	eba	NOUN
faba-98	194	31	)	)	PUNCT
faba-98	194	32	guidelines	guideline	NOUN
faba-98	194	33	on	on	ADP
faba-98	194	34	legislative	legislative	ADJ
faba-98	194	35	and	and	CCONJ
faba-98	194	36	non	non	ADJ
faba-98	194	37	-	-	ADJ
faba-98	194	38	legislative	legislative	ADJ
faba-98	194	39	moratoria	moratoria	PROPN
faba-98	194	40	on	on	ADP
faba-98	194	41	loan	loan	NOUN
faba-98	194	42	repayments	repayment	NOUN
faba-98	194	43	(	(	PUNCT
faba-98	194	44	eba/	eba/	NOUN
faba-98	194	45	gl/2020/02	gl/2020/02	NOUN
faba-98	194	46	)	)	PUNCT
faba-98	194	47	.	.	PUNCT
faba-98	195	1	bnb	bnb	NOUN
faba-98	195	2	requires	require	VERB
faba-98	195	3	from	from	ADP
faba-98	195	4	the	the	DET
faba-98	195	5	commercial	commercial	ADJ
faba-98	195	6	banks	bank	NOUN
faba-98	195	7	to	to	PART
faba-98	195	8	propose	propose	VERB
faba-98	195	9	in	in	ADP
faba-98	195	10	five	five	NUM
faba-98	195	11	working	working	ADJ
faba-98	195	12	days	day	NOUN
faba-98	195	13	a	a	DET
faba-98	195	14	draft	draft	NOUN
faba-98	195	15	of	of	ADP
faba-98	195	16	rules	rule	NOUN
faba-98	195	17	on	on	ADP
faba-98	195	18	private	private	ADJ
faba-98	195	19	moratorium	moratorium	NOUN
faba-98	195	20	on	on	ADP
faba-98	195	21	bank	bank	NOUN
faba-98	195	22	loan	loan	NOUN
faba-98	195	23	payments	payment	NOUN
faba-98	195	24	in	in	ADP
faba-98	195	25	relation	relation	NOUN
faba-98	195	26	to	to	ADP
faba-98	195	27	the	the	DET
faba-98	195	28	covid-19	covid-19	PROPN
faba-98	195	29	situation	situation	NOUN
faba-98	195	30	.	.	PUNCT
faba-98	196	1	on	on	ADP
faba-98	196	2	9	9	NUM
faba-98	196	3	april	april	PROPN
faba-98	196	4	2020	2020	NUM
faba-98	196	5	bnb	bnb	NOUN
faba-98	196	6	approves	approve	VERB
faba-98	196	7	the	the	DET
faba-98	196	8	“	"	PUNCT
faba-98	196	9	procedure	procedure	NOUN
faba-98	196	10	for	for	ADP
faba-98	196	11	deferral	deferral	ADJ
faba-98	196	12	and	and	CCONJ
faba-98	196	13	settlement	settlement	NOUN
faba-98	196	14	of	of	ADP
faba-98	196	15	liabilities	liability	NOUN
faba-98	196	16	payable	payable	ADJ
faba-98	196	17	to	to	ADP
faba-98	196	18	banks	bank	NOUN
faba-98	196	19	and	and	CCONJ
faba-98	196	20	their	their	PRON
faba-98	196	21	subsidiaries	subsidiary	NOUN
faba-98	196	22	–	–	PUNCT
faba-98	196	23	financial	financial	ADJ
faba-98	196	24	institutions	institution	NOUN
faba-98	196	25	in	in	ADP
faba-98	196	26	relation	relation	NOUN
faba-98	196	27	to	to	ADP
faba-98	196	28	the	the	DET
faba-98	196	29	state	state	NOUN
faba-98	196	30	of	of	ADP
faba-98	196	31	emergency	emergency	NOUN
faba-98	196	32	enforced	enforce	VERB
faba-98	196	33	by	by	ADP
faba-98	196	34	the	the	DET
faba-98	196	35	national	national	PROPN
faba-98	196	36	assembly	assembly	NOUN
faba-98	196	37	on	on	ADP
faba-98	196	38	13	13	NUM
faba-98	196	39	march	march	NOUN
faba-98	196	40	2020	2020	NUM
faba-98	196	41	as	as	ADP
faba-98	196	42	a	a	DET
faba-98	196	43	result	result	NOUN
faba-98	196	44	of	of	ADP
faba-98	196	45	the	the	DET
faba-98	196	46	covid-19	covid-19	PROPN
faba-98	196	47	pandemic	pandemic	ADJ
faba-98	196	48	”	"	PUNCT
faba-98	196	49	/procedure	/procedure	PUNCT
faba-98	196	50	for	for	ADP
faba-98	196	51	deferral/.16,17	deferral/.16,17	NOUN
faba-98	196	52	with	with	ADP
faba-98	196	53	decisions	decision	NOUN
faba-98	196	54	made	make	VERB
faba-98	196	55	on	on	ADP
faba-98	196	56	9	9	NUM
faba-98	196	57	july	july	NOUN
faba-98	196	58	2020	2020	NUM
faba-98	196	59	and	and	CCONJ
faba-98	196	60	on	on	ADP
faba-98	196	61	11	11	NUM
faba-98	196	62	december	december	PROPN
faba-98	196	63	2020	2020	NUM
faba-98	196	64	,	,	PUNCT
faba-98	196	65	after	after	ADP
faba-98	196	66	a	a	DET
faba-98	196	67	proposal	proposal	NOUN
faba-98	196	68	made	make	VERB
faba-98	196	69	by	by	ADP
faba-98	196	70	the	the	DET
faba-98	196	71	association	association	NOUN
faba-98	196	72	of	of	ADP
faba-98	196	73	banks	bank	NOUN
faba-98	196	74	in	in	ADP
faba-98	196	75	bulgaria	bulgaria	PROPN
faba-98	196	76	,	,	PUNCT
faba-98	196	77	bnb	bnb	PROPN
faba-98	196	78	twice	twice	ADV
faba-98	196	79	approves	approve	VERB
faba-98	196	80	extension	extension	NOUN
faba-98	196	81	of	of	ADP
faba-98	196	82	the	the	DET
faba-98	196	83	deadline	deadline	NOUN
faba-98	196	84	for	for	ADP
faba-98	196	85	submitting	submit	VERB
faba-98	196	86	requests	request	NOUN
faba-98	196	87	by	by	ADP
faba-98	196	88	bank	bank	NOUN
faba-98	196	89	clients	client	NOUN
faba-98	196	90	for	for	ADP
faba-98	196	91	deferral	deferral	NOUN
faba-98	196	92	of	of	ADP
faba-98	196	93	their	their	PRON
faba-98	196	94	liabilities	liability	NOUN
faba-98	196	95	.	.	PUNCT
faba-98	197	1	for	for	ADP
faba-98	197	2	deferral	deferral	NOUN
faba-98	197	3	of	of	ADP
faba-98	197	4	liabilities	liability	NOUN
faba-98	197	5	in	in	ADP
faba-98	197	6	bulgaria	bulgaria	PROPN
faba-98	197	7	can	can	AUX
faba-98	197	8	apply	apply	VERB
faba-98	197	9	borrowers	borrower	NOUN
faba-98	197	10	with	with	ADP
faba-98	197	11	difficulties	difficulty	NOUN
faba-98	197	12	in	in	ADP
faba-98	197	13	payment	payment	NOUN
faba-98	197	14	of	of	ADP
faba-98	197	15	their	their	PRON
faba-98	197	16	obligations	obligation	NOUN
faba-98	197	17	as	as	ADP
faba-98	197	18	a	a	DET
faba-98	197	19	result	result	NOUN
faba-98	197	20	of	of	ADP
faba-98	197	21	the	the	DET
faba-98	197	22	covid-19	covid-19	PROPN
faba-98	197	23	pandemic	pandemic	NOUN
faba-98	197	24	.	.	PUNCT
faba-98	198	1	all	all	PRON
faba-98	198	2	borrower`s	borrower`s	ADP
faba-98	198	3	obligations	obligation	NOUN
faba-98	198	4	before	before	SCONJ
faba-98	198	5	1	1	NUM
faba-98	198	6	march	march	NOUN
faba-98	198	7	2020	2020	NUM
faba-98	198	8	should	should	AUX
faba-98	198	9	have	have	AUX
faba-98	198	10	been	be	AUX
faba-98	198	11	regularly	regularly	ADV
faba-98	198	12	paid	pay	VERB
faba-98	198	13	and	and	CCONJ
faba-98	198	14	with	with	ADP
faba-98	198	15	no	no	DET
faba-98	198	16	more	more	ADJ
faba-98	198	17	than	than	ADP
faba-98	198	18	90	90	NUM
faba-98	198	19	days	day	NOUN
faba-98	198	20	past	past	ADJ
faba-98	198	21	due	due	ADJ
faba-98	198	22	.	.	PUNCT
faba-98	199	1	loan	loan	NOUN
faba-98	199	2	payments	payment	NOUN
faba-98	199	3	can	can	AUX
faba-98	199	4	be	be	AUX
faba-98	199	5	postponed	postpone	VERB
faba-98	199	6	for	for	ADP
faba-98	199	7	up	up	ADP
faba-98	199	8	to	to	PART
faba-98	199	9	9	9	NUM
faba-98	199	10	months	month	NOUN
faba-98	199	11	.	.	PUNCT
faba-98	200	1	the	the	DET
faba-98	200	2	period	period	NOUN
faba-98	200	3	of	of	ADP
faba-98	200	4	postponement	postponement	NOUN
faba-98	200	5	should	should	AUX
faba-98	200	6	expire	expire	VERB
faba-98	200	7	not	not	PART
faba-98	200	8	later	later	ADV
faba-98	200	9	than	than	ADP
faba-98	200	10	31	31	NUM
faba-98	200	11	december	december	PROPN
faba-98	200	12	2021	2021	NUM
faba-98	200	13	.	.	PUNCT
faba-98	201	1	requests	request	NOUN
faba-98	201	2	for	for	ADP
faba-98	201	3	deferral	deferral	NOUN
faba-98	201	4	can	can	AUX
faba-98	201	5	be	be	AUX
faba-98	201	6	made	make	VERB
faba-98	201	7	by	by	ADP
faba-98	201	8	bank	bank	NOUN
faba-98	201	9	clients	client	NOUN
faba-98	201	10	until	until	ADP
faba-98	201	11	23	23	NUM
faba-98	201	12	march	march	NOUN
faba-98	201	13	2021	2021	NUM
faba-98	201	14	and	and	CCONJ
faba-98	201	15	the	the	DET
faba-98	201	16	creditor	creditor	NOUN
faba-98	201	17	must	must	AUX
faba-98	201	18	take	take	VERB
faba-98	201	19	its	its	PRON
faba-98	201	20	decision	decision	NOUN
faba-98	201	21	not	not	PART
faba-98	201	22	later	later	ADV
faba-98	201	23	than	than	ADP
faba-98	201	24	31	31	NUM
faba-98	201	25	march	march	NOUN
faba-98	201	26	2021	2021	NUM
faba-98	201	27	.	.	PUNCT
faba-98	202	1	the	the	DET
faba-98	202	2	procedure	procedure	NOUN
faba-98	202	3	offers	offer	VERB
faba-98	202	4	three	three	NUM
faba-98	202	5	deferral	deferral	ADJ
faba-98	202	6	mechanisms	mechanism	NOUN
faba-98	202	7	:	:	PUNCT
faba-98	202	8	mechanism	mechanism	NOUN
faba-98	202	9	1	1	NUM
faba-98	202	10	–	–	PUNCT
faba-98	202	11	deferral	deferral	NOUN
faba-98	202	12	of	of	ADP
faba-98	202	13	principal	principal	NOUN
faba-98	202	14	and	and	CCONJ
faba-98	202	15	interest	interest	NOUN
faba-98	202	16	payments	payment	NOUN
faba-98	202	17	for	for	ADP
faba-98	202	18	up	up	ADP
faba-98	202	19	to	to	PART
faba-98	202	20	9	9	NUM
faba-98	202	21	months	month	NOUN
faba-98	202	22	,	,	PUNCT
faba-98	202	23	but	but	CCONJ
faba-98	202	24	not	not	PART
faba-98	202	25	later	later	ADV
faba-98	202	26	than	than	ADP
faba-98	202	27	31	31	NUM
faba-98	202	28	december	december	PROPN
faba-98	202	29	2021	2021	NUM
faba-98	202	30	.	.	PUNCT
faba-98	203	1	after	after	ADP
faba-98	203	2	the	the	DET
faba-98	203	3	period	period	NOUN
faba-98	203	4	of	of	ADP
faba-98	203	5	postponement	postponement	NOUN
faba-98	203	6	of	of	ADP
faba-98	203	7	credit	credit	NOUN
faba-98	203	8	payments	payment	NOUN
faba-98	203	9	,	,	PUNCT
faba-98	203	10	a	a	DET
faba-98	203	11	new	new	ADJ
faba-98	203	12	payment	payment	NOUN
faba-98	203	13	plan	plan	NOUN
faba-98	203	14	should	should	AUX
faba-98	203	15	be	be	AUX
faba-98	203	16	elaborated	elaborate	VERB
faba-98	203	17	and	and	CCONJ
faba-98	203	18	the	the	DET
faba-98	203	19	outstanding	outstanding	ADJ
faba-98	203	20	debt	debt	NOUN
faba-98	203	21	should	should	AUX
faba-98	203	22	be	be	AUX
faba-98	203	23	repaid	repay	VERB
faba-98	203	24	in	in	ADP
faba-98	203	25	a	a	DET
faba-98	203	26	term	term	NOUN
faba-98	203	27	up	up	ADP
faba-98	203	28	to	to	PART
faba-98	203	29	9	9	NUM
faba-98	203	30	months	month	NOUN
faba-98	203	31	longer	long	ADV
faba-98	203	32	than	than	ADP
faba-98	203	33	the	the	DET
faba-98	203	34	initial	initial	ADJ
faba-98	203	35	one	one	NUM
faba-98	203	36	.	.	PUNCT
faba-98	204	1	mechanism	mechanism	NOUN
faba-98	204	2	2	2	NUM
faba-98	204	3	–	–	PUNCT
faba-98	204	4	deferral	deferral	NOUN
faba-98	204	5	of	of	ADP
faba-98	204	6	principal	principal	ADJ
faba-98	204	7	payments	payment	NOUN
faba-98	204	8	for	for	ADP
faba-98	204	9	up	up	ADP
faba-98	204	10	to	to	PART
faba-98	204	11	9	9	NUM
faba-98	204	12	months	month	NOUN
faba-98	204	13	but	but	CCONJ
faba-98	204	14	not	not	PART
faba-98	204	15	later	later	ADV
faba-98	204	16	than	than	ADP
faba-98	204	17	31	31	NUM
faba-98	204	18	december	december	PROPN
faba-98	204	19	2021	2021	NUM
faba-98	204	20	.	.	PUNCT
faba-98	205	1	the	the	DET
faba-98	205	2	bank	bank	PROPN
faba-98	205	3	client	client	NOUN
faba-98	205	4	makes	make	VERB
faba-98	205	5	interest	interest	NOUN
faba-98	205	6	payments	payment	NOUN
faba-98	205	7	according	accord	VERB
faba-98	205	8	to	to	ADP
faba-98	205	9	the	the	DET
faba-98	205	10	loan	loan	NOUN
faba-98	205	11	contract	contract	NOUN
faba-98	205	12	.	.	PUNCT
faba-98	206	1	after	after	ADP
faba-98	206	2	the	the	DET
faba-98	206	3	period	period	NOUN
faba-98	206	4	of	of	ADP
faba-98	206	5	postponement	postponement	NOUN
faba-98	206	6	of	of	ADP
faba-98	206	7	principal	principal	ADJ
faba-98	206	8	payments	payment	NOUN
faba-98	206	9	,	,	PUNCT
faba-98	206	10	a	a	DET
faba-98	206	11	new	new	ADJ
faba-98	206	12	payment	payment	NOUN
faba-98	206	13	plan	plan	NOUN
faba-98	206	14	is	be	AUX
faba-98	206	15	prepared	prepare	VERB
faba-98	206	16	and	and	CCONJ
faba-98	206	17	the	the	DET
faba-98	206	18	outstanding	outstanding	ADJ
faba-98	206	19	debt	debt	NOUN
faba-98	206	20	should	should	AUX
faba-98	206	21	be	be	AUX
faba-98	206	22	repaid	repay	VERB
faba-98	206	23	in	in	ADP
faba-98	206	24	a	a	DET
faba-98	206	25	term	term	NOUN
faba-98	206	26	up	up	ADP
faba-98	206	27	to	to	PART
faba-98	206	28	9	9	NUM
faba-98	206	29	months	month	NOUN
faba-98	206	30	longer	long	ADV
faba-98	206	31	than	than	ADP
faba-98	206	32	the	the	DET
faba-98	206	33	initial	initial	ADJ
faba-98	206	34	one	one	NUM
faba-98	206	35	.	.	PUNCT
faba-98	207	1	mechanism	mechanism	NOUN
faba-98	207	2	3	3	NUM
faba-98	207	3	,	,	PUNCT
faba-98	207	4	applicable	applicable	ADJ
faba-98	207	5	to	to	ADP
faba-98	207	6	revolving	revolve	VERB
faba-98	207	7	products	product	NOUN
faba-98	207	8	–	–	PUNCT
faba-98	207	9	payments	payment	NOUN
faba-98	207	10	and	and	CCONJ
faba-98	207	11	limits	limit	NOUN
faba-98	207	12	concerning	concern	VERB
faba-98	207	13	revolving	revolve	VERB
faba-98	207	14	products	product	NOUN
faba-98	207	15	can	can	AUX
faba-98	207	16	be	be	AUX
faba-98	207	17	postponed	postpone	VERB
faba-98	207	18	for	for	ADP
faba-98	207	19	up	up	ADP
faba-98	207	20	to	to	PART
faba-98	207	21	9	9	NUM
faba-98	207	22	months	month	NOUN
faba-98	207	23	but	but	CCONJ
faba-98	207	24	not	not	PART
faba-98	207	25	later	later	ADV
faba-98	207	26	than	than	ADP
faba-98	207	27	31	31	NUM
faba-98	207	28	december	december	PROPN
faba-98	207	29	2021	2021	NUM
faba-98	207	30	.	.	PUNCT
faba-98	208	1	the	the	DET
faba-98	208	2	type	type	NOUN
faba-98	208	3	of	of	ADP
faba-98	208	4	liability	liability	NOUN
faba-98	208	5	deferral	deferral	ADJ
faba-98	208	6	mechanism	mechanism	NOUN
faba-98	208	7	is	be	AUX
faba-98	208	8	chosen	choose	VERB
faba-98	208	9	with	with	ADP
faba-98	208	10	common	common	ADJ
faba-98	208	11	decision	decision	NOUN
faba-98	208	12	of	of	ADP
faba-98	208	13	both	both	DET
faba-98	208	14	parties	party	NOUN
faba-98	208	15	.	.	PUNCT
faba-98	209	1	the	the	DET
faba-98	209	2	creditors	creditor	NOUN
faba-98	209	3	can	can	AUX
faba-98	209	4	also	also	ADV
faba-98	209	5	elaborate	elaborate	VERB
faba-98	209	6	individual	individual	ADJ
faba-98	209	7	deferral	deferral	ADJ
faba-98	209	8	schemes	scheme	NOUN
faba-98	209	9	for	for	ADP
faba-98	209	10	the	the	DET
faba-98	209	11	individual	individual	ADJ
faba-98	209	12	needs	need	NOUN
faba-98	209	13	of	of	ADP
faba-98	209	14	their	their	PRON
faba-98	209	15	customers	customer	NOUN
faba-98	209	16	.	.	PUNCT
faba-98	210	1	according	accord	VERB
faba-98	210	2	to	to	ADP
faba-98	210	3	data	datum	NOUN
faba-98	210	4	from	from	ADP
faba-98	210	5	bnb	bnb	NOUN
faba-98	210	6	reflecting	reflect	VERB
faba-98	210	7	the	the	DET
faba-98	210	8	state	state	NOUN
faba-98	210	9	of	of	ADP
faba-98	210	10	the	the	DET
faba-98	210	11	banking	banking	NOUN
faba-98	210	12	system	system	NOUN
faba-98	210	13	in	in	ADP
faba-98	210	14	bulgaria	bulgaria	PROPN
faba-98	210	15	up	up	ADP
faba-98	210	16	to	to	ADP
faba-98	210	17	the	the	DET
faba-98	210	18	end	end	NOUN
faba-98	210	19	of	of	ADP
faba-98	210	20	march	march	PROPN
faba-98	210	21	202118	202118	NUM
faba-98	210	22	,	,	PUNCT
faba-98	210	23	totally	totally	ADV
faba-98	210	24	of	of	ADP
faba-98	210	25	131	131	NUM
faba-98	210	26	576	576	NUM
faba-98	210	27	applications	application	NOUN
faba-98	210	28	are	be	AUX
faba-98	210	29	submitted	submit	VERB
faba-98	210	30	under	under	ADP
faba-98	210	31	the	the	DET
faba-98	210	32	procedure	procedure	NOUN
faba-98	210	33	for	for	ADP
faba-98	210	34	deferral	deferral	ADJ
faba-98	210	35	and	and	CCONJ
faba-98	210	36	settlement	settlement	NOUN
faba-98	210	37	of	of	ADP
faba-98	210	38	liabilities	liability	NOUN
faba-98	210	39	payable	payable	ADJ
faba-98	210	40	to	to	ADP
faba-98	210	41	banks	bank	NOUN
faba-98	210	42	and	and	CCONJ
faba-98	210	43	their	their	PRON
faba-98	210	44	subsidiaries	subsidiary	NOUN
faba-98	210	45	financial	financial	ADJ
faba-98	210	46	institutions	institution	NOUN
faba-98	210	47	,	,	PUNCT
faba-98	210	48	with	with	ADP
faba-98	210	49	a	a	DET
faba-98	210	50	gross	gross	ADJ
faba-98	210	51	value	value	NOUN
faba-98	210	52	of	of	ADP
faba-98	210	53	liabilities	liability	NOUN
faba-98	210	54	of	of	ADP
faba-98	210	55	bgn	bgn	NOUN
faba-98	210	56	9,7	9,7	NUM
faba-98	210	57	billion	billion	NUM
faba-98	210	58	.	.	PUNCT
faba-98	211	1	from	from	ADP
faba-98	211	2	these	these	DET
faba-98	211	3	110	110	NUM
faba-98	211	4	849	849	NUM
faba-98	211	5	applications	application	NOUN
faba-98	211	6	are	be	AUX
faba-98	211	7	approved	approve	VERB
faba-98	211	8	and	and	CCONJ
faba-98	211	9	the	the	DET
faba-98	211	10	gross	gross	ADJ
faba-98	211	11	value	value	NOUN
faba-98	211	12	of	of	ADP
faba-98	211	13	the	the	DET
faba-98	211	14	approved	approve	VERB
faba-98	211	15	deferrals	deferral	NOUN
faba-98	211	16	is	be	AUX
faba-98	211	17	92,6	92,6	NUM
faba-98	211	18	%	%	NOUN
faba-98	211	19	of	of	ADP
faba-98	211	20	the	the	DET
faba-98	211	21	total	total	ADJ
faba-98	211	22	value	value	NOUN
faba-98	211	23	(	(	PUNCT
faba-98	211	24	see	see	VERB
faba-98	211	25	table	table	NOUN
faba-98	211	26	6	6	NUM
faba-98	211	27	.	.	PUNCT
faba-98	211	28	)	)	PUNCT
faba-98	212	1	the	the	DET
faba-98	212	2	value	value	NOUN
faba-98	212	3	of	of	ADP
faba-98	212	4	npls	npls	NOUN
faba-98	212	5	decreases	decrease	VERB
faba-98	212	6	on	on	ADP
faba-98	212	7	yearly	yearly	ADJ
faba-98	212	8	basis	basis	NOUN
faba-98	212	9	but	but	CCONJ
faba-98	212	10	their	their	PRON
faba-98	212	11	share	share	NOUN
faba-98	212	12	in	in	ADP
faba-98	212	13	the	the	DET
faba-98	212	14	gross	gross	ADJ
faba-98	212	15	book	book	NOUN
faba-98	212	16	value	value	NOUN
faba-98	212	17	of	of	ADP
faba-98	212	18	all	all	DET
faba-98	212	19	credits	credit	NOUN
faba-98	212	20	and	and	CCONJ
faba-98	212	21	advances	advance	NOUN
faba-98	212	22	increases	increase	NOUN
faba-98	212	23	to	to	ADP
faba-98	212	24	7,4	7,4	NUM
faba-98	212	25	%	%	NOUN
faba-98	212	26	at	at	ADP
faba-98	212	27	the	the	DET
faba-98	212	28	end	end	NOUN
faba-98	212	29	of	of	ADP
faba-98	212	30	2020	2020	NUM
faba-98	212	31	.	.	PUNCT
faba-98	213	1	the	the	DET
faba-98	213	2	share	share	NOUN
faba-98	213	3	of	of	ADP
faba-98	213	4	npls	npls	NOUN
faba-98	213	5	in	in	ADP
faba-98	213	6	the	the	DET
faba-98	213	7	gross	gross	ADJ
faba-98	213	8	book	book	NOUN
faba-98	213	9	value	value	NOUN
faba-98	213	10	in	in	ADP
faba-98	213	11	june	june	PROPN
faba-98	213	12	2021	2021	NUM
faba-98	213	13	slightly	slightly	ADV
faba-98	213	14	decreases	decrease	VERB
faba-98	213	15	to	to	ADP
faba-98	213	16	6,7	6,7	NUM
faba-98	213	17	%	%	NOUN
faba-98	213	18	.	.	PUNCT
faba-98	214	1	(	(	PUNCT
faba-98	214	2	see	see	VERB
faba-98	214	3	table	table	NOUN
faba-98	214	4	7	7	NUM
faba-98	214	5	)	)	PUNCT
faba-98	214	6	15	15	NUM
faba-98	214	7	bulgarian	bulgarian	PROPN
faba-98	214	8	national	national	PROPN
faba-98	214	9	bank	bank	PROPN
faba-98	214	10	,	,	PUNCT
faba-98	214	11	2020	2020	NUM
faba-98	214	12	,	,	PUNCT
faba-98	214	13	press	press	NOUN
faba-98	214	14	release_3	release_3	NOUN
faba-98	214	15	april	april	PROPN
faba-98	214	16	2020	2020	NUM
faba-98	214	17	16	16	NUM
faba-98	214	18	bulgarian	bulgarian	PROPN
faba-98	214	19	national	national	PROPN
faba-98	214	20	bank	bank	PROPN
faba-98	214	21	,	,	PUNCT
faba-98	214	22	2020	2020	NUM
faba-98	214	23	,	,	PUNCT
faba-98	214	24	press	press	NOUN
faba-98	214	25	release_10	release_10	NOUN
faba-98	214	26	april	april	PROPN
faba-98	214	27	2020	2020	NUM
faba-98	214	28	17	17	NUM
faba-98	214	29	association	association	NOUN
faba-98	214	30	of	of	ADP
faba-98	214	31	bank	bank	PROPN
faba-98	214	32	in	in	ADP
faba-98	214	33	bulgaria	bulgaria	PROPN
faba-98	214	34	,	,	PUNCT
faba-98	214	35	2020	2020	NUM
faba-98	214	36	18bulgarian	18bulgarian	NUM
faba-98	214	37	national	national	PROPN
faba-98	214	38	bank	bank	PROPN
faba-98	214	39	supervision	supervision	PROPN
faba-98	214	40	statistics	statistic	NOUN
faba-98	214	41	,	,	PUNCT
faba-98	214	42	2020	2020	NUM
faba-98	214	43	finance	finance	NOUN
faba-98	214	44	,	,	PUNCT
faba-98	214	45	accounting	accounting	NOUN
faba-98	214	46	and	and	CCONJ
faba-98	214	47	business	business	NOUN
faba-98	214	48	analysis	analysis	NOUN
faba-98	214	49	3	3	NUM
faba-98	214	50	(	(	PUNCT
faba-98	214	51	2	2	NUM
faba-98	214	52	)	)	PUNCT
faba-98	214	53	2021	2021	NUM
faba-98	214	54	141	141	NUM
faba-98	214	55	table	table	NOUN
faba-98	214	56	6	6	NUM
faba-98	214	57	.	.	PUNCT
faba-98	214	58	information	information	NOUN
faba-98	214	59	under	under	ADP
faba-98	214	60	the	the	DET
faba-98	214	61	procedure	procedure	NOUN
faba-98	214	62	for	for	ADP
faba-98	214	63	deferral	deferral	ADJ
faba-98	214	64	and	and	CCONJ
faba-98	214	65	settlement	settlement	NOUN
faba-98	214	66	of	of	ADP
faba-98	214	67	liabilities	liability	NOUN
faba-98	214	68	payable	payable	ADJ
faba-98	214	69	to	to	ADP
faba-98	214	70	banks	bank	NOUN
faba-98	214	71	and	and	CCONJ
faba-98	214	72	their	their	PRON
faba-98	214	73	subsidiaries	subsidiary	NOUN
faba-98	214	74	(	(	PUNCT
faba-98	214	75	procedure	procedure	NOUN
faba-98	214	76	for	for	ADP
faba-98	214	77	defferal	defferal	ADJ
faba-98	214	78	)	)	PUNCT
faba-98	214	79	30.6.2020	30.6.2020	NOUN
faba-98	214	80	30.9.2020	30.9.2020	NOUN
faba-98	214	81	31.12.2020	31.12.2020	NUM
faba-98	214	82	31.3.2021	31.3.2021	NUM
faba-98	214	83	number	number	NOUN
faba-98	214	84	value	value	NOUN
faba-98	214	85	(	(	PUNCT
faba-98	214	86	thousand	thousand	NUM
faba-98	214	87	lv	lv	PROPN
faba-98	214	88	.	.	PUNCT
faba-98	214	89	)	)	PUNCT
faba-98	214	90	number	number	NOUN
faba-98	214	91	value	value	NOUN
faba-98	214	92	(	(	PUNCT
faba-98	214	93	thousand	thousand	NUM
faba-98	214	94	lv	lv	PROPN
faba-98	214	95	.	.	PUNCT
faba-98	214	96	)	)	PUNCT
faba-98	214	97	number	number	NOUN
faba-98	214	98	value	value	NOUN
faba-98	214	99	(	(	PUNCT
faba-98	214	100	thousand	thousand	NUM
faba-98	214	101	lv	lv	PROPN
faba-98	214	102	.	.	PUNCT
faba-98	214	103	)	)	PUNCT
faba-98	214	104	number	number	NOUN
faba-98	214	105	value	value	NOUN
faba-98	214	106	(	(	PUNCT
faba-98	214	107	thou	thou	ADJ
faba-98	214	108	sand	sand	NOUN
faba-98	214	109	lv	lv	PROPN
faba-98	214	110	.	.	PUNCT
faba-98	214	111	)	)	PUNCT
faba-98	214	112	submitted	submit	VERB
faba-98	214	113	requests	request	NOUN
faba-98	214	114	118	118	NUM
faba-98	214	115	584	584	NUM
faba-98	214	116	9	9	NUM
faba-98	214	117	771	771	NUM
faba-98	214	118	986	986	NUM
faba-98	214	119	124	124	NUM
faba-98	214	120	950	950	NUM
faba-98	214	121	9	9	NUM
faba-98	214	122	997	997	NUM
faba-98	214	123	531	531	NUM
faba-98	214	124	108	108	NUM
faba-98	214	125	211	211	NUM
faba-98	214	126	8	8	NUM
faba-98	214	127	759	759	NUM
faba-98	214	128	762	762	NUM
faba-98	214	129	131	131	NUM
faba-98	214	130	576	576	NUM
faba-98	214	131	9	9	NUM
faba-98	214	132	700	700	NUM
faba-98	214	133	951	951	NUM
faba-98	214	134	approved	approve	VERB
faba-98	214	135	requests	request	NOUN
faba-98	214	136	98	98	NUM
faba-98	215	1	499	499	NUM
faba-98	215	2	8	8	NUM
faba-98	215	3	117	117	NUM
faba-98	215	4	145	145	NUM
faba-98	215	5	106	106	NUM
faba-98	215	6	481	481	NUM
faba-98	215	7	9	9	NUM
faba-98	215	8	023	023	NUM
faba-98	215	9	161	161	NUM
faba-98	215	10	89	89	NUM
faba-98	215	11	478	478	NUM
faba-98	215	12	8	8	NUM
faba-98	215	13	073	073	NUM
faba-98	215	14	698	698	NUM
faba-98	215	15	110	110	NUM
faba-98	215	16	849	849	NUM
faba-98	215	17	8	8	NUM
faba-98	215	18	983	983	NUM
faba-98	215	19	106	106	NUM
faba-98	215	20	%	%	NOUN
faba-98	215	21	approved	approve	VERB
faba-98	215	22	83,1	83,1	NUM
faba-98	215	23	83,1	83,1	NOUN
faba-98	216	1	85,2	85,2	NUM
faba-98	216	2	90,3	90,3	NUM
faba-98	216	3	82,7	82,7	NOUN
faba-98	216	4	92,2	92,2	NUM
faba-98	217	1	84,2	84,2	NUM
faba-98	217	2	92,6	92,6	PROPN
faba-98	217	3	source	source	NOUN
faba-98	217	4	:	:	PUNCT
faba-98	217	5	bnb	bnb	NOUN
faba-98	217	6	table	table	NOUN
faba-98	217	7	7	7	NUM
faba-98	217	8	source	source	NOUN
faba-98	217	9	:	:	PUNCT
faba-98	217	10	bnb	bnb	NOUN
faba-98	217	11	this	this	DET
faba-98	217	12	official	official	ADJ
faba-98	217	13	statistic	statistic	NOUN
faba-98	217	14	of	of	ADP
faba-98	217	15	npls	npls	NOUN
faba-98	217	16	in	in	ADP
faba-98	217	17	bulgarian	bulgarian	ADJ
faba-98	217	18	banking	banking	NOUN
faba-98	217	19	system	system	NOUN
faba-98	217	20	does	do	AUX
faba-98	217	21	not	not	PART
faba-98	217	22	include	include	VERB
faba-98	217	23	the	the	DET
faba-98	217	24	value	value	NOUN
faba-98	217	25	of	of	ADP
faba-98	217	26	the	the	DET
faba-98	217	27	loans	loan	NOUN
faba-98	217	28	approved	approve	VERB
faba-98	217	29	under	under	ADP
faba-98	217	30	the	the	DET
faba-98	217	31	procedure	procedure	NOUN
faba-98	217	32	for	for	ADP
faba-98	217	33	deferral	deferral	ADJ
faba-98	217	34	according	accord	VERB
faba-98	217	35	to	to	ADP
faba-98	217	36	the	the	DET
faba-98	217	37	moratoria	moratoria	PROPN
faba-98	217	38	on	on	ADP
faba-98	217	39	loan	loan	NOUN
faba-98	217	40	repayments	repayment	NOUN
faba-98	217	41	.	.	PUNCT
faba-98	218	1	excluded	exclude	VERB
faba-98	218	2	are	be	AUX
faba-98	218	3	also	also	ADV
faba-98	218	4	the	the	DET
faba-98	218	5	non	non	ADJ
faba-98	218	6	-	-	ADJ
faba-98	218	7	performing	perform	VERB
faba-98	218	8	“	"	PUNCT
faba-98	218	9	fast	fast	ADJ
faba-98	218	10	loans	loan	NOUN
faba-98	218	11	”	"	PUNCT
faba-98	218	12	granted	grant	VERB
faba-98	218	13	by	by	ADP
faba-98	218	14	non	non	ADJ
faba-98	218	15	-	-	ADJ
faba-98	218	16	banking	banking	ADJ
faba-98	218	17	financial	financial	ADJ
faba-98	218	18	institutions	institution	NOUN
faba-98	218	19	.	.	PUNCT
faba-98	219	1	the	the	DET
faba-98	219	2	percentage	percentage	NOUN
faba-98	219	3	of	of	ADP
faba-98	219	4	approved	approve	VERB
faba-98	219	5	requests	request	NOUN
faba-98	219	6	under	under	ADP
faba-98	219	7	the	the	DET
faba-98	219	8	procedure	procedure	NOUN
faba-98	219	9	of	of	ADP
faba-98	219	10	deferral	deferral	NOUN
faba-98	219	11	is	be	AUX
faba-98	219	12	continuously	continuously	ADV
faba-98	219	13	growing	grow	VERB
faba-98	219	14	and	and	CCONJ
faba-98	219	15	reaches	reach	VERB
faba-98	219	16	84,2	84,2	NUM
faba-98	219	17	%	%	NOUN
faba-98	219	18	in	in	ADP
faba-98	219	19	march	march	PROPN
faba-98	219	20	2021	2021	NUM
faba-98	219	21	.	.	PUNCT
faba-98	220	1	according	accord	VERB
faba-98	220	2	to	to	ADP
faba-98	220	3	the	the	DET
faba-98	220	4	application	application	NOUN
faba-98	220	5	of	of	ADP
faba-98	220	6	the	the	DET
faba-98	220	7	international	international	ADJ
faba-98	220	8	financial	financial	ADJ
faba-98	220	9	reporting	reporting	NOUN
faba-98	220	10	standard	standard	NOUN
faba-98	220	11	9	9	NUM
faba-98	220	12	(	(	PUNCT
faba-98	220	13	ifrs	ifrs	NOUN
faba-98	220	14	9	9	NUM
faba-98	220	15	)	)	PUNCT
faba-98	220	16	,	,	PUNCT
faba-98	220	17	the	the	DET
faba-98	220	18	banks	bank	NOUN
faba-98	220	19	by	by	ADP
faba-98	220	20	using	use	VERB
faba-98	220	21	their	their	PRON
faba-98	220	22	own	own	ADJ
faba-98	220	23	models	model	NOUN
faba-98	220	24	make	make	VERB
faba-98	220	25	forecasts	forecast	NOUN
faba-98	220	26	for	for	ADP
faba-98	220	27	potential	potential	ADJ
faba-98	220	28	impairments	impairment	NOUN
faba-98	220	29	for	for	ADP
faba-98	220	30	the	the	DET
faba-98	220	31	expected	expect	VERB
faba-98	220	32	credit	credit	NOUN
faba-98	220	33	losses	loss	NOUN
faba-98	220	34	due	due	ADP
faba-98	220	35	to	to	ADP
faba-98	220	36	covid-19	covid-19	PROPN
faba-98	220	37	and	and	CCONJ
faba-98	220	38	accumulate	accumulate	VERB
faba-98	220	39	preliminary	preliminary	ADJ
faba-98	220	40	provisions	provision	NOUN
faba-98	220	41	before	before	SCONJ
faba-98	220	42	the	the	DET
faba-98	220	43	potential	potential	ADJ
faba-98	220	44	negative	negative	ADJ
faba-98	220	45	effect	effect	NOUN
faba-98	220	46	on	on	ADP
faba-98	220	47	the	the	DET
faba-98	220	48	loan	loan	NOUN
faba-98	220	49	impairments	impairment	NOUN
faba-98	220	50	occurs	occur	VERB
faba-98	220	51	.	.	PUNCT
faba-98	221	1	those	those	DET
faba-98	221	2	actions	action	NOUN
faba-98	221	3	,	,	PUNCT
faba-98	221	4	in	in	ADP
faba-98	221	5	accordance	accordance	NOUN
faba-98	221	6	with	with	ADP
faba-98	221	7	ifrs	ifrs	NOUN
faba-98	221	8	,	,	PUNCT
faba-98	221	9	affect	affect	VERB
faba-98	221	10	the	the	DET
faba-98	221	11	amount	amount	NOUN
faba-98	221	12	of	of	ADP
faba-98	221	13	the	the	DET
faba-98	221	14	impairments	impairment	NOUN
faba-98	221	15	,	,	PUNCT
faba-98	221	16	made	make	VERB
faba-98	221	17	by	by	ADP
faba-98	221	18	banks	bank	NOUN
faba-98	221	19	in	in	ADP
faba-98	221	20	the	the	DET
faba-98	221	21	course	course	NOUN
faba-98	221	22	of	of	ADP
faba-98	221	23	2020	2020	NUM
faba-98	221	24	.	.	PUNCT
faba-98	222	1	bulgarian	bulgarian	PROPN
faba-98	222	2	national	national	PROPN
faba-98	222	3	bank	bank	PROPN
faba-98	222	4	accepts	accept	VERB
faba-98	222	5	decisions	decision	NOUN
faba-98	222	6	for	for	ADP
faba-98	222	7	applying	apply	VERB
faba-98	222	8	the	the	DET
faba-98	222	9	guidelines	guideline	NOUN
faba-98	222	10	issued	issue	VERB
faba-98	222	11	by	by	ADP
faba-98	222	12	the	the	DET
faba-98	222	13	european	european	PROPN
faba-98	222	14	banking	banking	PROPN
faba-98	222	15	auhority	auhority	NOUN
faba-98	222	16	:	:	PUNCT
faba-98	222	17	guidelines	guideline	NOUN
faba-98	222	18	on	on	ADP
faba-98	222	19	covid	covid	PROPN
faba-98	222	20	-19	-19	NOUN
faba-98	222	21	measures	measure	NOUN
faba-98	222	22	reporting	reporting	NOUN
faba-98	222	23	and	and	CCONJ
faba-98	222	24	disclosure	disclosure	NOUN
faba-98	222	25	;	;	PUNCT
faba-98	222	26	guidelines	guideline	NOUN
faba-98	222	27	on	on	ADP
faba-98	222	28	loan	loan	NOUN
faba-98	222	29	origination	origination	NOUN
faba-98	222	30	and	and	CCONJ
faba-98	222	31	monitoring	monitoring	NOUN
faba-98	222	32	;	;	PUNCT
faba-98	222	33	guidelines	guideline	NOUN
faba-98	222	34	on	on	ADP
faba-98	222	35	credit	credit	NOUN
faba-98	222	36	risk	risk	NOUN
faba-98	222	37	mitigation	mitigation	NOUN
faba-98	222	38	for	for	ADP
faba-98	222	39	institutions	institution	NOUN
faba-98	222	40	applying	apply	VERB
faba-98	222	41	the	the	DET
faba-98	222	42	internal	internal	ADJ
faba-98	222	43	ratingbased	ratingbase	VERB
faba-98	222	44	approach	approach	NOUN
faba-98	222	45	with	with	ADP
faba-98	222	46	own	own	ADJ
faba-98	222	47	estimates	estimate	NOUN
faba-98	222	48	of	of	ADP
faba-98	222	49	loss	loss	NOUN
faba-98	222	50	given	give	VERB
faba-98	222	51	defaults	default	NOUN
faba-98	222	52	(	(	PUNCT
faba-98	222	53	lgds	lgds	NOUN
faba-98	222	54	)	)	PUNCT
faba-98	222	55	.	.	PUNCT
faba-98	223	1	moreover	moreover	ADV
faba-98	223	2	,	,	PUNCT
faba-98	223	3	as	as	ADP
faba-98	223	4	a	a	DET
faba-98	223	5	result	result	NOUN
faba-98	223	6	of	of	ADP
faba-98	223	7	the	the	DET
faba-98	223	8	continuing	continue	VERB
faba-98	223	9	uncertainty	uncertainty	NOUN
faba-98	223	10	and	and	CCONJ
faba-98	223	11	the	the	DET
faba-98	223	12	challenges	challenge	NOUN
faba-98	223	13	related	relate	VERB
faba-98	223	14	to	to	ADP
faba-98	223	15	the	the	DET
faba-98	223	16	economic	economic	ADJ
faba-98	223	17	effects	effect	NOUN
faba-98	223	18	of	of	ADP
faba-98	223	19	the	the	DET
faba-98	223	20	spread	spread	NOUN
faba-98	223	21	of	of	ADP
faba-98	223	22	covid-19	covid-19	PROPN
faba-98	223	23	and	and	CCONJ
faba-98	223	24	the	the	DET
faba-98	223	25	imposed	impose	VERB
faba-98	223	26	restrictive	restrictive	ADJ
faba-98	223	27	measures	measure	NOUN
faba-98	223	28	,	,	PUNCT
faba-98	223	29	bnb	bnb	NOUN
faba-98	223	30	adopts	adopt	VERB
faba-98	223	31	a	a	DET
faba-98	223	32	decision	decision	NOUN
faba-98	223	33	to	to	PART
faba-98	223	34	maintain	maintain	VERB
faba-98	223	35	the	the	DET
faba-98	223	36	macroprudential	macroprudential	ADJ
faba-98	223	37	measure	measure	NOUN
faba-98	223	38	for	for	ADP
faba-98	223	39	capitalization	capitalization	NOUN
faba-98	223	40	of	of	ADP
faba-98	223	41	the	the	DET
faba-98	223	42	full	full	ADJ
faba-98	223	43	profit	profit	NOUN
faba-98	223	44	of	of	ADP
faba-98	223	45	banks	bank	NOUN
faba-98	223	46	for	for	ADP
faba-98	223	47	2020	2020	NUM
faba-98	223	48	.	.	PUNCT
faba-98	224	1	loans	loan	NOUN
faba-98	224	2	granted	grant	VERB
faba-98	224	3	by	by	ADP
faba-98	224	4	non	non	ADJ
faba-98	224	5	-	-	ADJ
faba-98	224	6	bank	bank	ADJ
faba-98	224	7	financial	financial	ADJ
faba-98	224	8	institutions	institution	NOUN
faba-98	224	9	.	.	PUNCT
faba-98	225	1	the	the	DET
faba-98	225	2	bnb	bnb	PROPN
faba-98	225	3	credit	credit	NOUN
faba-98	225	4	statistics	statistic	NOUN
faba-98	225	5	presents	present	VERB
faba-98	225	6	data	datum	NOUN
faba-98	225	7	about	about	ADP
faba-98	225	8	the	the	DET
faba-98	225	9	number	number	NOUN
faba-98	225	10	and	and	CCONJ
faba-98	225	11	amount	amount	NOUN
faba-98	225	12	of	of	ADP
faba-98	225	13	granted	grant	VERB
faba-98	225	14	loans	loan	NOUN
faba-98	225	15	and	and	CCONJ
faba-98	225	16	nonperforming	nonperforme	VERB
faba-98	225	17	loans	loan	NOUN
faba-98	225	18	concerning	concern	VERB
faba-98	225	19	only	only	ADJ
faba-98	225	20	credit	credit	NOUN
faba-98	225	21	institutions	institution	NOUN
faba-98	225	22	(	(	PUNCT
faba-98	225	23	commercial	commercial	ADJ
faba-98	225	24	banks	bank	NOUN
faba-98	225	25	)	)	PUNCT
faba-98	225	26	.	.	PUNCT
faba-98	226	1	in	in	ADP
faba-98	226	2	bulgaria	bulgaria	PROPN
faba-98	226	3	,	,	PUNCT
faba-98	226	4	a	a	DET
faba-98	226	5	significant	significant	ADJ
faba-98	226	6	share	share	NOUN
faba-98	226	7	of	of	ADP
faba-98	226	8	short	short	ADJ
faba-98	226	9	-	-	PUNCT
faba-98	226	10	term	term	NOUN
faba-98	226	11	loans	loan	NOUN
faba-98	226	12	,	,	PUNCT
faba-98	226	13	the	the	DET
faba-98	226	14	so	so	ADV
faba-98	226	15	-	-	PUNCT
faba-98	226	16	called	call	VERB
faba-98	226	17	"	"	PUNCT
faba-98	226	18	fast	fast	ADJ
faba-98	226	19	loans	loan	NOUN
faba-98	226	20	"	"	PUNCT
faba-98	226	21	,	,	PUNCT
faba-98	226	22	are	be	AUX
faba-98	226	23	granted	grant	VERB
faba-98	226	24	by	by	ADP
faba-98	226	25	non	non	ADJ
faba-98	226	26	-	-	ADJ
faba-98	226	27	bank	bank	ADJ
faba-98	226	28	financial	financial	ADJ
faba-98	226	29	institutions	institution	NOUN
faba-98	226	30	.	.	PUNCT
faba-98	227	1	these	these	PRON
faba-98	227	2	are	be	AUX
faba-98	227	3	companies	company	NOUN
faba-98	227	4	specialized	specialize	VERB
faba-98	227	5	in	in	ADP
faba-98	227	6	lending	lending	NOUN
faba-98	227	7	,	,	PUNCT
faba-98	227	8	which	which	PRON
faba-98	227	9	provide	provide	VERB
faba-98	227	10	loans	loan	NOUN
faba-98	227	11	with	with	ADP
faba-98	227	12	funds	fund	NOUN
faba-98	227	13	that	that	PRON
faba-98	227	14	are	be	AUX
faba-98	227	15	not	not	PART
faba-98	227	16	raised	raise	VERB
faba-98	227	17	through	through	ADP
faba-98	227	18	public	public	ADJ
faba-98	227	19	december	december	PROPN
faba-98	227	20	2016	2016	NUM
faba-98	227	21	december	december	PROPN
faba-98	227	22	2017	2017	NUM
faba-98	227	23	december	december	PROPN
faba-98	227	24	2018	2018	NUM
faba-98	227	25	december	december	PROPN
faba-98	227	26	2019	2019	NUM
faba-98	227	27	december	december	PROPN
faba-98	227	28	2020	2020	NUM
faba-98	227	29	march	march	PROPN
faba-98	227	30	2021	2021	NUM
faba-98	227	31	june	june	PROPN
faba-98	227	32	2021	2021	NUM
faba-98	227	33	gross	gross	ADJ
faba-98	227	34	book	book	NOUN
faba-98	227	35	value	value	NOUN
faba-98	227	36	77	77	NUM
faba-98	227	37	517	517	NUM
faba-98	227	38	396	396	NUM
faba-98	227	39	81	81	NUM
faba-98	227	40	547	547	NUM
faba-98	227	41	552	552	NUM
faba-98	227	42	89	89	NUM
faba-98	227	43	028	028	NUM
faba-98	227	44	962	962	NUM
faba-98	227	45	94	94	NUM
faba-98	227	46	454	454	NUM
faba-98	227	47	735	735	NUM
faba-98	227	48	76	76	NUM
faba-98	227	49	678	678	NUM
faba-98	227	50	451	451	NUM
faba-98	227	51	80	80	NUM
faba-98	227	52	231	231	NUM
faba-98	227	53	080	080	NUM
faba-98	227	54	82	82	NUM
faba-98	227	55	083	083	NUM
faba-98	227	56	843	843	NUM
faba-98	227	57	performing	perform	VERB
faba-98	227	58	67	67	NUM
faba-98	227	59	556	556	NUM
faba-98	227	60	371	371	NUM
faba-98	227	61	73	73	NUM
faba-98	227	62	255	255	NUM
faba-98	227	63	301	301	NUM
faba-98	227	64	82	82	NUM
faba-98	227	65	234	234	NUM
faba-98	227	66	014	014	NUM
faba-98	227	67	88	88	NUM
faba-98	227	68	334	334	NUM
faba-98	227	69	418	418	NUM
faba-98	227	70	70	70	NUM
faba-98	227	71	967	967	NUM
faba-98	227	72	310	310	NUM
faba-98	227	73	74	74	NUM
faba-98	227	74	533	533	NUM
faba-98	227	75	323	323	NUM
faba-98	227	76	76	76	NUM
faba-98	227	77	570	570	NUM
faba-98	227	78	400	400	NUM
faba-98	227	79	non	non	ADJ
faba-98	227	80	-	-	ADJ
faba-98	227	81	performing	perform	VERB
faba-98	227	82	9	9	NUM
faba-98	227	83	961	961	NUM
faba-98	227	84	025	025	NUM
faba-98	227	85	8	8	NUM
faba-98	227	86	292	292	NUM
faba-98	227	87	251	251	NUM
faba-98	227	88	6	6	NUM
faba-98	227	89	794	794	NUM
faba-98	227	90	948	948	NUM
faba-98	227	91	6	6	NUM
faba-98	227	92	120	120	NUM
faba-98	227	93	317	317	NUM
faba-98	227	94	5	5	NUM
faba-98	227	95	711	711	NUM
faba-98	227	96	141	141	NUM
faba-98	227	97	5	5	NUM
faba-98	227	98	697	697	NUM
faba-98	227	99	757	757	NUM
faba-98	227	100	5	5	NUM
faba-98	227	101	513	513	NUM
faba-98	227	102	443	443	NUM
faba-98	227	103	with	with	ADP
faba-98	227	104	possibility	possibility	NOUN
faba-98	227	105	of	of	ADP
faba-98	227	106	nonpayment	nonpayment	NOUN
faba-98	227	107	,	,	PUNCT
faba-98	227	108	which	which	PRON
faba-98	227	109	are	be	AUX
faba-98	227	110	regular	regular	ADJ
faba-98	227	111	or	or	CCONJ
faba-98	227	112	overdue	overdue	ADJ
faba-98	227	113	<	<	X
faba-98	227	114	=	=	SYM
faba-98	227	115	90	90	NUM
faba-98	227	116	days	day	NOUN
faba-98	227	117	2	2	NUM
faba-98	227	118	966	966	NUM
faba-98	227	119	597	597	NUM
faba-98	227	120	2	2	NUM
faba-98	227	121	638	638	NUM
faba-98	227	122	392	392	NUM
faba-98	227	123	2	2	NUM
faba-98	227	124	247	247	NUM
faba-98	227	125	295	295	NUM
faba-98	227	126	2	2	NUM
faba-98	227	127	185	185	NUM
faba-98	227	128	552	552	NUM
faba-98	227	129	2	2	NUM
faba-98	227	130	388	388	NUM
faba-98	227	131	803	803	NUM
faba-98	227	132	2	2	NUM
faba-98	227	133	376	376	NUM
faba-98	227	134	069	069	NUM
faba-98	227	135	2	2	NUM
faba-98	227	136	240	240	NUM
faba-98	227	137	751	751	NUM
faba-98	227	138	overdue	overdue	ADJ
faba-98	227	139	>	>	SYM
faba-98	227	140	90	90	NUM
faba-98	227	141	days	day	NOUN
faba-98	227	142	<	<	X
faba-98	227	143	=	=	SYM
faba-98	227	144	180	180	NUM
faba-98	227	145	days	day	NOUN
faba-98	227	146	519	519	NUM
faba-98	227	147	109	109	NUM
faba-98	227	148	373	373	NUM
faba-98	227	149	257	257	NUM
faba-98	227	150	359	359	NUM
faba-98	227	151	799	799	NUM
faba-98	227	152	454	454	NUM
faba-98	227	153	544	544	NUM
faba-98	227	154	302	302	NUM
faba-98	227	155	170	170	NUM
faba-98	227	156	354	354	NUM
faba-98	227	157	726	726	NUM
faba-98	227	158	436	436	NUM
faba-98	227	159	089	089	NUM
faba-98	227	160	overdue	overdue	ADJ
faba-98	227	161	>	>	X
faba-98	227	162	180	180	NUM
faba-98	227	163	дни	дни	ADV
faba-98	227	164	6	6	NUM
faba-98	227	165	475	475	NUM
faba-98	227	166	319	319	NUM
faba-98	227	167	5	5	NUM
faba-98	227	168	280	280	NUM
faba-98	227	169	602	602	NUM
faba-98	227	170	4	4	NUM
faba-98	227	171	187	187	NUM
faba-98	227	172	854	854	NUM
faba-98	227	173	3	3	NUM
faba-98	227	174	480	480	NUM
faba-98	227	175	221	221	NUM
faba-98	227	176	3	3	NUM
faba-98	227	177	020	020	NUM
faba-98	227	178	168	168	NUM
faba-98	227	179	2	2	NUM
faba-98	227	180	966	966	NUM
faba-98	227	181	962	962	NUM
faba-98	227	182	2	2	NUM
faba-98	227	183	836	836	NUM
faba-98	227	184	603	603	NUM
faba-98	227	185	non	non	ADJ
faba-98	227	186	-	-	ADJ
faba-98	227	187	performing	performing	ADJ
faba-98	227	188	loans	loan	NOUN
faba-98	227	189	as	as	ADP
faba-98	227	190	%	%	NOUN
faba-98	227	191	of	of	ADP
faba-98	227	192	the	the	DET
faba-98	227	193	gross	gross	ADJ
faba-98	227	194	book	book	NOUN
faba-98	227	195	value	value	NOUN
faba-98	227	196	12,9	12,9	PROPN
faba-98	227	197	10,2	10,2	NUM
faba-98	228	1	7,6	7,6	NUM
faba-98	228	2	6,5	6,5	NUM
faba-98	228	3	7,4	7,4	NUM
faba-98	228	4	7,1	7,1	NUM
faba-98	228	5	6,7	6,7	NUM
faba-98	228	6	accumulated	accumulate	VERB
faba-98	228	7	impairment	impairment	NOUN
faba-98	228	8	,	,	PUNCT
faba-98	228	9	accumulated	accumulate	VERB
faba-98	228	10	changes	change	NOUN
faba-98	228	11	in	in	ADP
faba-98	228	12	fair	fair	ADJ
faba-98	228	13	value	value	NOUN
faba-98	228	14	due	due	ADP
faba-98	228	15	to	to	ADP
faba-98	228	16	credit	credit	NOUN
faba-98	228	17	risk	risk	NOUN
faba-98	228	18	and	and	CCONJ
faba-98	228	19	provisions	provision	NOUN
faba-98	228	20	-5	-5	VERB
faba-98	229	1	270	270	NUM
faba-98	229	2	585	585	NUM
faba-98	229	3	-4	-4	SYM
faba-98	229	4	379	379	NUM
faba-98	229	5	368	368	NUM
faba-98	229	6	-4	-4	SYM
faba-98	229	7	090	090	NUM
faba-98	229	8	453	453	NUM
faba-98	229	9	-3	-3	SYM
faba-98	229	10	617	617	NUM
faba-98	229	11	288	288	NUM
faba-98	229	12	-3	-3	PUNCT
faba-98	229	13	586	586	NUM
faba-98	229	14	062	062	NUM
faba-98	229	15	-3	-3	PUNCT
faba-98	229	16	586	586	NUM
faba-98	229	17	079	079	NUM
faba-98	229	18	-3	-3	PUNCT
faba-98	229	19	598	598	NUM
faba-98	229	20	029	029	NUM
faba-98	229	21	credits	credit	NOUN
faba-98	229	22	and	and	CCONJ
faba-98	229	23	advances	advance	VERB
faba-98	229	24	non	non	ADJ
faba-98	229	25	-	-	ADJ
faba-98	229	26	performing	performing	ADJ
faba-98	229	27	loans	loan	NOUN
faba-98	229	28	and	and	CCONJ
faba-98	229	29	advances	advance	NOUN
faba-98	229	30	and	and	CCONJ
faba-98	229	31	accumulated	accumulate	VERB
faba-98	229	32	impairment	impairment	NOUN
faba-98	229	33	(	(	PUNCT
faba-98	229	34	thousand	thousand	NUM
faba-98	229	35	lv./bgn	lv./bgn	NOUN
faba-98	229	36	)	)	PUNCT
faba-98	229	37	finance	finance	NOUN
faba-98	229	38	,	,	PUNCT
faba-98	229	39	accounting	accounting	NOUN
faba-98	229	40	and	and	CCONJ
faba-98	229	41	business	business	NOUN
faba-98	229	42	analysis	analysis	NOUN
faba-98	229	43	3	3	NUM
faba-98	229	44	(	(	PUNCT
faba-98	229	45	2	2	NUM
faba-98	229	46	)	)	PUNCT
faba-98	229	47	2021	2021	NUM
faba-98	229	48	142	142	NUM
faba-98	229	49	charging	charging	NOUN
faba-98	229	50	of	of	ADP
faba-98	229	51	deposits	deposit	NOUN
faba-98	229	52	or	or	CCONJ
faba-98	229	53	other	other	ADJ
faba-98	229	54	repayable	repayable	ADJ
faba-98	229	55	funds	fund	NOUN
faba-98	229	56	.	.	PUNCT
faba-98	230	1	there	there	PRON
faba-98	230	2	is	be	VERB
faba-98	230	3	a	a	DET
faba-98	230	4	public	public	ADJ
faba-98	230	5	register	register	NOUN
faba-98	230	6	of	of	ADP
faba-98	230	7	these	these	DET
faba-98	230	8	non	non	ADJ
faba-98	230	9	-	-	ADJ
faba-98	230	10	bank	bank	ADJ
faba-98	230	11	financial	financial	ADJ
faba-98	230	12	institutions	institution	NOUN
faba-98	230	13	operating	operate	VERB
faba-98	230	14	on	on	ADP
faba-98	230	15	the	the	DET
faba-98	230	16	territory	territory	NOUN
faba-98	230	17	of	of	ADP
faba-98	230	18	the	the	DET
faba-98	230	19	republic	republic	NOUN
faba-98	230	20	of	of	ADP
faba-98	230	21	bulgaria	bulgaria	PROPN
faba-98	230	22	,	,	PUNCT
faba-98	230	23	supported	support	VERB
faba-98	230	24	by	by	ADP
faba-98	230	25	the	the	DET
faba-98	230	26	bulgarian	bulgarian	PROPN
faba-98	230	27	national	national	PROPN
faba-98	230	28	bank	bank	PROPN
faba-98	230	29	.	.	PUNCT
faba-98	231	1	usually	usually	ADV
faba-98	231	2	,	,	PUNCT
faba-98	231	3	clients	client	NOUN
faba-98	231	4	of	of	ADP
faba-98	231	5	such	such	ADJ
faba-98	231	6	companies	company	NOUN
faba-98	231	7	are	be	AUX
faba-98	231	8	people	people	NOUN
faba-98	231	9	with	with	ADP
faba-98	231	10	bad	bad	ADJ
faba-98	231	11	credit	credit	NOUN
faba-98	231	12	history	history	NOUN
faba-98	231	13	,	,	PUNCT
faba-98	231	14	who	who	PRON
faba-98	231	15	can	can	AUX
faba-98	231	16	not	not	PART
faba-98	231	17	apply	apply	VERB
faba-98	231	18	for	for	ADP
faba-98	231	19	significantly	significantly	ADV
faba-98	231	20	cheaper	cheap	ADJ
faba-98	231	21	financing	financing	NOUN
faba-98	231	22	from	from	ADP
faba-98	231	23	the	the	DET
faba-98	231	24	commercial	commercial	ADJ
faba-98	231	25	banks	bank	NOUN
faba-98	231	26	,	,	PUNCT
faba-98	231	27	or	or	CCONJ
faba-98	231	28	do	do	AUX
faba-98	231	29	not	not	PART
faba-98	231	30	want	want	VERB
faba-98	231	31	long	long	ADJ
faba-98	231	32	-	-	PUNCT
faba-98	231	33	term	term	NOUN
faba-98	231	34	financial	financial	ADJ
faba-98	231	35	commitment	commitment	NOUN
faba-98	231	36	.	.	PUNCT
faba-98	232	1	banks	bank	NOUN
faba-98	232	2	also	also	ADV
faba-98	232	3	will	will	AUX
faba-98	232	4	not	not	PART
faba-98	232	5	give	give	VERB
faba-98	232	6	financing	financing	NOUN
faba-98	232	7	to	to	ADP
faba-98	232	8	these	these	DET
faba-98	232	9	clients	client	NOUN
faba-98	232	10	because	because	SCONJ
faba-98	232	11	they	they	PRON
faba-98	232	12	do	do	AUX
faba-98	232	13	not	not	PART
faba-98	232	14	meet	meet	VERB
faba-98	232	15	the	the	DET
faba-98	232	16	creditworthiness	creditworthiness	NOUN
faba-98	232	17	requirements	requirement	NOUN
faba-98	232	18	.	.	PUNCT
faba-98	233	1	often	often	ADV
faba-98	233	2	the	the	DET
faba-98	233	3	clients	client	NOUN
faba-98	233	4	of	of	ADP
faba-98	233	5	the	the	DET
faba-98	233	6	non	non	ADJ
faba-98	233	7	-	-	ADJ
faba-98	233	8	banking	banking	ADJ
faba-98	233	9	financial	financial	ADJ
faba-98	233	10	institutions	institution	NOUN
faba-98	233	11	for	for	ADP
faba-98	233	12	“	"	PUNCT
faba-98	233	13	fast	fast	ADJ
faba-98	233	14	loans	loan	NOUN
faba-98	233	15	”	"	PUNCT
faba-98	233	16	are	be	AUX
faba-98	233	17	in	in	ADP
faba-98	233	18	the	the	DET
faba-98	233	19	"	"	PUNCT
faba-98	233	20	shadow	shadow	NOUN
faba-98	233	21	economy	economy	NOUN
faba-98	233	22	"	"	PUNCT
faba-98	233	23	sector	sector	NOUN
faba-98	233	24	.	.	PUNCT
faba-98	234	1	in	in	ADP
faba-98	234	2	the	the	DET
faba-98	234	3	national	national	ADJ
faba-98	234	4	charter	charter	NOUN
faba-98	234	5	of	of	ADP
faba-98	234	6	undeclared	undeclared	ADJ
faba-98	234	7	employment	employment	NOUN
faba-98	234	8	the	the	DET
faba-98	234	9	bulgarian	bulgarian	PROPN
faba-98	234	10	association	association	PROPN
faba-98	234	11	of	of	ADP
faba-98	234	12	industrial	industrial	ADJ
faba-98	234	13	capital	capital	NOUN
faba-98	234	14	(	(	PUNCT
faba-98	234	15	bica	bica	PROPN
faba-98	234	16	,	,	PUNCT
faba-98	234	17	2021	2021	NUM
faba-98	234	18	)	)	PUNCT
faba-98	234	19	indicates	indicate	VERB
faba-98	234	20	that	that	SCONJ
faba-98	234	21	the	the	DET
faba-98	234	22	undeclared	undeclared	ADJ
faba-98	234	23	employment	employment	NOUN
faba-98	234	24	in	in	ADP
faba-98	234	25	the	the	DET
faba-98	234	26	bulgarian	bulgarian	ADJ
faba-98	234	27	economy	economy	NOUN
faba-98	234	28	according	accord	VERB
faba-98	234	29	to	to	ADP
faba-98	234	30	employers	employer	NOUN
faba-98	234	31	is	be	AUX
faba-98	234	32	25.3	25.3	NUM
faba-98	234	33	%	%	NOUN
faba-98	234	34	,	,	PUNCT
faba-98	234	35	and	and	CCONJ
faba-98	234	36	according	accord	VERB
faba-98	234	37	to	to	ADP
faba-98	234	38	employees	employee	NOUN
faba-98	234	39	about	about	ADP
faba-98	234	40	33	33	NUM
faba-98	234	41	%	%	NOUN
faba-98	234	42	.	.	PUNCT
faba-98	235	1	many	many	ADJ
faba-98	235	2	employees	employee	NOUN
faba-98	235	3	pay	pay	VERB
faba-98	235	4	their	their	PRON
faba-98	235	5	insurances	insurance	NOUN
faba-98	235	6	on	on	ADP
faba-98	235	7	the	the	DET
faba-98	235	8	basis	basis	NOUN
faba-98	235	9	of	of	ADP
faba-98	235	10	much	much	ADV
faba-98	235	11	lower	low	ADJ
faba-98	235	12	wage	wage	NOUN
faba-98	235	13	than	than	SCONJ
faba-98	235	14	they	they	PRON
faba-98	235	15	actually	actually	ADV
faba-98	235	16	receive	receive	VERB
faba-98	235	17	,	,	PUNCT
faba-98	235	18	thus	thus	ADV
faba-98	235	19	paying	pay	VERB
faba-98	235	20	lower	low	ADJ
faba-98	235	21	social	social	ADJ
faba-98	235	22	security	security	NOUN
faba-98	235	23	payments	payment	NOUN
faba-98	235	24	by	by	ADP
faba-98	235	25	the	the	DET
faba-98	235	26	employee	employee	NOUN
faba-98	235	27	and	and	CCONJ
faba-98	235	28	the	the	DET
faba-98	235	29	employer	employer	NOUN
faba-98	235	30	.	.	PUNCT
faba-98	236	1	a	a	DET
faba-98	236	2	large	large	ADJ
faba-98	236	3	number	number	NOUN
faba-98	236	4	of	of	ADP
faba-98	236	5	employees	employee	NOUN
faba-98	236	6	can	can	AUX
faba-98	236	7	not	not	PART
faba-98	236	8	prove	prove	VERB
faba-98	236	9	their	their	PRON
faba-98	236	10	official	official	ADJ
faba-98	236	11	income	income	NOUN
faba-98	236	12	and	and	CCONJ
faba-98	236	13	therefore	therefore	ADV
faba-98	236	14	can	can	AUX
faba-98	236	15	not	not	PART
faba-98	236	16	meet	meet	VERB
faba-98	236	17	bank	bank	NOUN
faba-98	236	18	requirements	requirement	NOUN
faba-98	236	19	.	.	PUNCT
faba-98	237	1	the	the	DET
faba-98	237	2	reported	report	VERB
faba-98	237	3	statistics	statistic	NOUN
faba-98	237	4	about	about	ADP
faba-98	237	5	the	the	DET
faba-98	237	6	“	"	PUNCT
faba-98	237	7	fast	fast	ADJ
faba-98	237	8	loans	loan	NOUN
faba-98	237	9	”	"	PUNCT
faba-98	237	10	is	be	AUX
faba-98	237	11	published	publish	VERB
faba-98	237	12	by	by	ADP
faba-98	237	13	bnb	bnb	NOUN
faba-98	237	14	and	and	CCONJ
faba-98	237	15	formed	form	VERB
faba-98	237	16	on	on	ADP
faba-98	237	17	the	the	DET
faba-98	237	18	basis	basis	NOUN
faba-98	237	19	of	of	ADP
faba-98	237	20	data	datum	NOUN
faba-98	237	21	provided	provide	VERB
faba-98	237	22	by	by	ADP
faba-98	237	23	the	the	DET
faba-98	237	24	companies	company	NOUN
faba-98	237	25	specialized	specialize	VERB
faba-98	237	26	in	in	ADP
faba-98	237	27	lending	lending	NOUN
faba-98	237	28	.	.	PUNCT
faba-98	238	1	the	the	DET
faba-98	238	2	volume	volume	NOUN
faba-98	238	3	of	of	ADP
faba-98	238	4	the	the	DET
faba-98	238	5	granted	grant	VERB
faba-98	238	6	"	"	PUNCT
faba-98	238	7	fast	fast	ADJ
faba-98	238	8	loans	loan	NOUN
faba-98	238	9	"	"	PUNCT
faba-98	238	10	has	have	VERB
faba-98	238	11	a	a	DET
faba-98	238	12	tendency	tendency	NOUN
faba-98	238	13	to	to	PART
faba-98	238	14	increase	increase	VERB
faba-98	238	15	over	over	ADP
faba-98	238	16	the	the	DET
faba-98	238	17	last	last	ADJ
faba-98	238	18	five	five	NUM
faba-98	238	19	years	year	NOUN
faba-98	238	20	.	.	PUNCT
faba-98	239	1	at	at	ADP
faba-98	239	2	the	the	DET
faba-98	239	3	same	same	ADJ
faba-98	239	4	time	time	NOUN
faba-98	239	5	,	,	PUNCT
faba-98	239	6	in	in	ADP
faba-98	239	7	the	the	DET
faba-98	239	8	period	period	NOUN
faba-98	239	9	2016	2016	NUM
faba-98	239	10	-	-	SYM
faba-98	239	11	2019	2019	NUM
faba-98	239	12	the	the	DET
faba-98	239	13	volume	volume	NOUN
faba-98	239	14	of	of	ADP
faba-98	239	15	non	non	ADJ
faba-98	239	16	-	-	ADJ
faba-98	239	17	performing	perform	VERB
faba-98	239	18	fast	fast	ADJ
faba-98	239	19	loans	loan	NOUN
faba-98	239	20	decreases	decrease	NOUN
faba-98	239	21	.	.	PUNCT
faba-98	240	1	it	it	PRON
faba-98	240	2	is	be	AUX
faba-98	240	3	the	the	DET
faba-98	240	4	increase	increase	NOUN
faba-98	240	5	in	in	ADP
faba-98	240	6	the	the	DET
faba-98	240	7	volume	volume	NOUN
faba-98	240	8	of	of	ADP
faba-98	240	9	fast	fast	ADJ
faba-98	240	10	loans	loan	NOUN
faba-98	240	11	and	and	CCONJ
faba-98	240	12	the	the	DET
faba-98	240	13	decline	decline	NOUN
faba-98	240	14	in	in	ADP
faba-98	240	15	the	the	DET
faba-98	240	16	share	share	NOUN
faba-98	240	17	of	of	ADP
faba-98	240	18	nonperforming	nonperforme	VERB
faba-98	240	19	fast	fast	ADJ
faba-98	240	20	loans	loan	NOUN
faba-98	240	21	that	that	PRON
faba-98	240	22	indicates	indicate	VERB
faba-98	240	23	that	that	SCONJ
faba-98	240	24	there	there	PRON
faba-98	240	25	is	be	VERB
faba-98	240	26	a	a	DET
faba-98	240	27	large	large	ADJ
faba-98	240	28	share	share	NOUN
faba-98	240	29	of	of	ADP
faba-98	240	30	solvent	solvent	NOUN
faba-98	240	31	borrowers	borrower	NOUN
faba-98	240	32	who	who	PRON
faba-98	240	33	,	,	PUNCT
faba-98	240	34	upon	upon	SCONJ
faba-98	240	35	different	different	ADJ
faba-98	240	36	reasons	reason	NOUN
faba-98	240	37	,	,	PUNCT
faba-98	240	38	prefer	prefer	VERB
faba-98	240	39	non	non	ADJ
faba-98	240	40	-	-	ADJ
faba-98	240	41	banking	banking	ADJ
faba-98	240	42	financial	financial	ADJ
faba-98	240	43	institutions	institution	NOUN
faba-98	240	44	to	to	PART
faba-98	240	45	cover	cover	VERB
faba-98	240	46	their	their	PRON
faba-98	240	47	needs	need	NOUN
faba-98	240	48	for	for	ADP
faba-98	240	49	additional	additional	ADJ
faba-98	240	50	funds	fund	NOUN
faba-98	240	51	.	.	PUNCT
faba-98	241	1	at	at	ADP
faba-98	241	2	the	the	DET
faba-98	241	3	end	end	NOUN
faba-98	241	4	of	of	ADP
faba-98	241	5	december	december	PROPN
faba-98	241	6	2020	2020	NUM
faba-98	241	7	,	,	PUNCT
faba-98	241	8	the	the	DET
faba-98	241	9	loan	loan	NOUN
faba-98	241	10	receivables	receivables	NOUN
faba-98	241	11	of	of	ADP
faba-98	241	12	the	the	DET
faba-98	241	13	companies	company	NOUN
faba-98	241	14	specialized	specialize	VERB
faba-98	241	15	in	in	ADP
faba-98	241	16	lending	lending	NOUN
faba-98	241	17	are	be	AUX
faba-98	241	18	bgn	bgn	NOUN
faba-98	241	19	3.073	3.073	NUM
faba-98	241	20	billion	billion	NUM
faba-98	241	21	(	(	PUNCT
faba-98	241	22	2.6	2.6	NUM
faba-98	241	23	%	%	NOUN
faba-98	241	24	of	of	ADP
faba-98	241	25	gdp	gdp	NOUN
faba-98	241	26	)	)	PUNCT
faba-98	241	27	compared	compare	VERB
faba-98	241	28	to	to	PART
faba-98	241	29	bgn	bgn	VERB
faba-98	241	30	2.898	2.898	NUM
faba-98	241	31	billion	billion	NUM
faba-98	241	32	(	(	PUNCT
faba-98	241	33	2.4	2.4	NUM
faba-98	241	34	%	%	NOUN
faba-98	241	35	of	of	ADP
faba-98	241	36	gdp	gdp	NOUN
faba-98	241	37	)	)	PUNCT
faba-98	241	38	at	at	ADP
faba-98	241	39	the	the	DET
faba-98	241	40	end	end	NOUN
faba-98	241	41	of	of	ADP
faba-98	241	42	december	december	PROPN
faba-98	241	43	2019	2019	NUM
faba-98	241	44	.	.	PUNCT
faba-98	242	1	at	at	ADP
faba-98	242	2	the	the	DET
faba-98	242	3	end	end	NOUN
faba-98	242	4	of	of	ADP
faba-98	242	5	december	december	PROPN
faba-98	242	6	2020	2020	NUM
faba-98	242	7	,	,	PUNCT
faba-98	242	8	the	the	DET
faba-98	242	9	amount	amount	NOUN
faba-98	242	10	of	of	ADP
faba-98	242	11	non	non	ADJ
faba-98	242	12	-	-	ADJ
faba-98	242	13	performing	perform	VERB
faba-98	242	14	fast	fast	ADJ
faba-98	242	15	loans	loan	NOUN
faba-98	242	16	is	be	AUX
faba-98	242	17	bgn	bgn	NOUN
faba-98	242	18	297.4	297.4	NUM
faba-98	242	19	million	million	NUM
faba-98	242	20	.	.	PUNCT
faba-98	243	1	it	it	PRON
faba-98	243	2	increases	increase	VERB
faba-98	243	3	by	by	ADP
faba-98	243	4	57.8	57.8	NUM
faba-98	243	5	%	%	NOUN
faba-98	243	6	(	(	PUNCT
faba-98	243	7	bgn	bgn	VERB
faba-98	243	8	109.0	109.0	NUM
faba-98	243	9	million	million	NUM
faba-98	243	10	)	)	PUNCT
faba-98	243	11	compared	compare	VERB
faba-98	243	12	to	to	ADP
faba-98	243	13	the	the	DET
faba-98	243	14	end	end	NOUN
faba-98	243	15	of	of	ADP
faba-98	243	16	december	december	PROPN
faba-98	243	17	2019.19	2019.19	NUM
faba-98	243	18	in	in	ADP
faba-98	243	19	the	the	DET
faba-98	243	20	first	first	ADJ
faba-98	243	21	half	half	NOUN
faba-98	243	22	of	of	ADP
faba-98	243	23	2021	2021	NUM
faba-98	243	24	lending	lending	NOUN
faba-98	243	25	of	of	ADP
faba-98	243	26	non	non	ADJ
faba-98	243	27	-	-	ADJ
faba-98	243	28	banking	banking	ADJ
faba-98	243	29	financial	financial	ADJ
faba-98	243	30	institutions	institution	NOUN
faba-98	243	31	in	in	ADP
faba-98	243	32	bulgaria	bulgaria	PROPN
faba-98	243	33	is	be	AUX
faba-98	243	34	growing	grow	VERB
faba-98	243	35	and	and	CCONJ
faba-98	243	36	the	the	DET
faba-98	243	37	percentage	percentage	NOUN
faba-98	243	38	ratio	ratio	NOUN
faba-98	243	39	of	of	ADP
faba-98	243	40	their	their	PRON
faba-98	243	41	npls	npls	NOUN
faba-98	243	42	is	be	AUX
faba-98	243	43	too	too	ADV
faba-98	243	44	high	high	ADJ
faba-98	243	45	–	–	PUNCT
faba-98	243	46	9.1	9.1	NUM
faba-98	243	47	%	%	NOUN
faba-98	243	48	.	.	PUNCT
faba-98	244	1	(	(	PUNCT
faba-98	244	2	see	see	VERB
faba-98	244	3	table	table	NOUN
faba-98	244	4	8)	8)	NUM
faba-98	244	5	table	table	NOUN
faba-98	244	6	8	8	NUM
faba-98	244	7	source	source	NOUN
faba-98	244	8	:	:	PUNCT
faba-98	244	9	bnb	bnb	NOUN
faba-98	244	10	the	the	DET
faba-98	244	11	companies	company	NOUN
faba-98	244	12	specialized	specialize	VERB
faba-98	244	13	in	in	ADP
faba-98	244	14	lending	lending	NOUN
faba-98	244	15	have	have	AUX
faba-98	244	16	developed	develop	VERB
faba-98	244	17	and	and	CCONJ
faba-98	244	18	applied	apply	VERB
faba-98	244	19	a	a	DET
faba-98	244	20	unified	unified	ADJ
faba-98	244	21	approach	approach	NOUN
faba-98	244	22	to	to	ADP
faba-98	244	23	their	their	PRON
faba-98	244	24	borrowers	borrower	NOUN
faba-98	244	25	affected	affect	VERB
faba-98	244	26	by	by	ADP
faba-98	244	27	covid-19	covid-19	PROPN
faba-98	244	28	from	from	ADP
faba-98	244	29	the	the	DET
faba-98	244	30	very	very	ADJ
faba-98	244	31	beginning	beginning	NOUN
faba-98	244	32	of	of	ADP
faba-98	244	33	the	the	DET
faba-98	244	34	state	state	NOUN
faba-98	244	35	of	of	ADP
faba-98	244	36	emergency	emergency	NOUN
faba-98	244	37	in	in	ADP
faba-98	244	38	the	the	DET
faba-98	244	39	country	country	NOUN
faba-98	244	40	.	.	PUNCT
faba-98	245	1	some	some	PRON
faba-98	245	2	of	of	ADP
faba-98	245	3	the	the	DET
faba-98	245	4	measures	measure	NOUN
faba-98	245	5	include	include	VERB
faba-98	245	6	full	full	ADJ
faba-98	245	7	or	or	CCONJ
faba-98	245	8	partial	partial	ADJ
faba-98	245	9	deferral	deferral	NOUN
faba-98	245	10	of	of	ADP
faba-98	245	11	contributions	contribution	NOUN
faba-98	245	12	,	,	PUNCT
faba-98	245	13	as	as	ADV
faba-98	245	14	well	well	ADV
faba-98	245	15	as	as	ADP
faba-98	245	16	renegotiation	renegotiation	NOUN
faba-98	245	17	of	of	ADP
faba-98	245	18	terms	term	NOUN
faba-98	245	19	of	of	ADP
faba-98	245	20	repayment	repayment	NOUN
faba-98	245	21	,	,	PUNCT
faba-98	245	22	for	for	ADP
faba-98	245	23	clients	client	NOUN
faba-98	245	24	affected	affect	VERB
faba-98	245	25	by	by	ADP
faba-98	245	26	the	the	DET
faba-98	245	27	pandemic	pandemic	NOUN
faba-98	245	28	,	,	PUNCT
faba-98	245	29	in	in	ADP
faba-98	245	30	particular	particular	ADJ
faba-98	245	31	:	:	PUNCT
faba-98	245	32	customers	customer	NOUN
faba-98	245	33	sick	sick	ADJ
faba-98	245	34	with	with	ADP
faba-98	245	35	covid-19	covid-19	PROPN
faba-98	245	36	,	,	PUNCT
faba-98	245	37	customers	customer	NOUN
faba-98	245	38	that	that	PRON
faba-98	245	39	have	have	AUX
faba-98	245	40	lost	lose	VERB
faba-98	245	41	their	their	PRON
faba-98	245	42	job	job	NOUN
faba-98	245	43	as	as	ADP
faba-98	245	44	a	a	DET
faba-98	245	45	result	result	NOUN
faba-98	245	46	of	of	ADP
faba-98	245	47	the	the	DET
faba-98	245	48	pandemic	pandemic	ADJ
faba-98	245	49	,	,	PUNCT
faba-98	245	50	or	or	CCONJ
faba-98	245	51	are	be	AUX
faba-98	245	52	in	in	ADP
faba-98	245	53	unpaid	unpaid	ADJ
faba-98	245	54	leave	leave	NOUN
faba-98	245	55	.	.	PUNCT
faba-98	246	1	the	the	DET
faba-98	246	2	measures	measure	NOUN
faba-98	246	3	are	be	AUX
faba-98	246	4	valid	valid	ADJ
faba-98	246	5	for	for	ADP
faba-98	246	6	the	the	DET
faba-98	246	7	period	period	NOUN
faba-98	246	8	of	of	ADP
faba-98	246	9	state	state	NOUN
faba-98	246	10	of	of	ADP
faba-98	246	11	emergency	emergency	NOUN
faba-98	246	12	in	in	ADP
faba-98	246	13	the	the	DET
faba-98	246	14	country	country	NOUN
faba-98	246	15	and	and	CCONJ
faba-98	246	16	applied	apply	VERB
faba-98	246	17	on	on	ADP
faba-98	246	18	the	the	DET
faba-98	246	19	basis	basis	NOUN
faba-98	246	20	of	of	ADP
faba-98	246	21	providing	provide	VERB
faba-98	246	22	documents	document	NOUN
faba-98	246	23	certifying	certify	VERB
faba-98	246	24	the	the	DET
faba-98	246	25	existence	existence	NOUN
faba-98	246	26	of	of	ADP
faba-98	246	27	reasons	reason	NOUN
faba-98	246	28	for	for	ADP
faba-98	246	29	deferral	deferral	NOUN
faba-98	246	30	of	of	ADP
faba-98	246	31	contributions	contribution	NOUN
faba-98	246	32	.	.	PUNCT
faba-98	247	1	the	the	DET
faba-98	247	2	measures	measure	NOUN
faba-98	247	3	are	be	AUX
faba-98	247	4	available	available	ADJ
faba-98	247	5	to	to	ADP
faba-98	247	6	customers	customer	NOUN
faba-98	247	7	who	who	PRON
faba-98	247	8	have	have	AUX
faba-98	247	9	regularly	regularly	ADV
faba-98	247	10	repaid	repay	VERB
faba-98	247	11	their	their	PRON
faba-98	247	12	loans	loan	NOUN
faba-98	247	13	until	until	ADP
faba-98	247	14	the	the	DET
faba-98	247	15	state	state	NOUN
faba-98	247	16	of	of	ADP
faba-98	247	17	emergency	emergency	NOUN
faba-98	247	18	.	.	PUNCT
faba-98	248	1	if	if	SCONJ
faba-98	248	2	the	the	DET
faba-98	248	3	non	non	ADJ
faba-98	248	4	-	-	ADJ
faba-98	248	5	performing	performing	ADJ
faba-98	248	6	loans	loan	NOUN
faba-98	248	7	of	of	ADP
faba-98	248	8	bulgarian	bulgarian	ADJ
faba-98	248	9	banking	banking	NOUN
faba-98	248	10	and	and	CCONJ
faba-98	248	11	non	non	ADJ
faba-98	248	12	-	-	ADJ
faba-98	248	13	banking	banking	ADJ
faba-98	248	14	institutions	institution	NOUN
faba-98	248	15	are	be	AUX
faba-98	248	16	summed	sum	VERB
faba-98	248	17	,	,	PUNCT
faba-98	248	18	the	the	DET
faba-98	248	19	result	result	NOUN
faba-98	248	20	shows	show	VERB
faba-98	248	21	that	that	SCONJ
faba-98	248	22	the	the	DET
faba-98	248	23	total	total	ADJ
faba-98	248	24	value	value	NOUN
faba-98	248	25	of	of	ADP
faba-98	248	26	npls	npls	NOUN
faba-98	248	27	continuously	continuously	ADV
faba-98	248	28	decreases	decrease	VERB
faba-98	248	29	over	over	ADP
faba-98	248	30	the	the	DET
faba-98	248	31	years	year	NOUN
faba-98	248	32	.	.	PUNCT
faba-98	249	1	even	even	ADV
faba-98	249	2	at	at	ADP
faba-98	249	3	the	the	DET
faba-98	249	4	end	end	NOUN
faba-98	249	5	of	of	ADP
faba-98	249	6	2020	2020	NUM
faba-98	249	7	,	,	PUNCT
faba-98	249	8	after	after	ADP
faba-98	249	9	the	the	DET
faba-98	249	10	burst	burst	NOUN
faba-98	249	11	and	and	CCONJ
faba-98	249	12	the	the	DET
faba-98	249	13	development	development	NOUN
faba-98	249	14	of	of	ADP
faba-98	249	15	the	the	DET
faba-98	249	16	pandemic	pandemic	NOUN
faba-98	249	17	,	,	PUNCT
faba-98	249	18	the	the	DET
faba-98	249	19	total	total	ADJ
faba-98	249	20	value	value	NOUN
faba-98	249	21	of	of	ADP
faba-98	249	22	npls	npls	NOUN
faba-98	249	23	is	be	AUX
faba-98	249	24	over	over	ADP
faba-98	249	25	bgn	bgn	NOUN
faba-98	249	26	300	300	NUM
faba-98	249	27	million	million	NUM
faba-98	249	28	less	less	ADJ
faba-98	249	29	than	than	ADP
faba-98	249	30	their	their	PRON
faba-98	249	31	value	value	NOUN
faba-98	249	32	at	at	ADP
faba-98	249	33	the	the	DET
faba-98	249	34	end	end	NOUN
faba-98	249	35	of	of	ADP
faba-98	249	36	2019	2019	NUM
faba-98	249	37	.	.	PUNCT
faba-98	250	1	in	in	ADP
faba-98	250	2	2021	2021	NUM
faba-98	250	3	the	the	DET
faba-98	250	4	amount	amount	NOUN
faba-98	250	5	of	of	ADP
faba-98	250	6	npls	npls	NOUN
faba-98	250	7	decreases	decrease	VERB
faba-98	250	8	.	.	PUNCT
faba-98	251	1	(	(	PUNCT
faba-98	251	2	see	see	VERB
faba-98	251	3	table	table	NOUN
faba-98	251	4	9	9	NUM
faba-98	251	5	)	)	SYM
faba-98	251	6	19	19	NUM
faba-98	251	7	bulgarian	bulgarian	PROPN
faba-98	251	8	national	national	PROPN
faba-98	251	9	bank	bank	PROPN
faba-98	251	10	statistics	statistic	NOUN
faba-98	251	11	,	,	PUNCT
faba-98	251	12	2020	2020	NUM
faba-98	251	13	.	.	PUNCT
faba-98	252	1	companies	company	NOUN
faba-98	252	2	specialized	specialize	VERB
faba-98	252	3	in	in	ADP
faba-98	252	4	lending	lend	VERB
faba-98	252	5	31.12.2016	31.12.2016	NUM
faba-98	252	6	31.12.2017	31.12.2017	NUM
faba-98	252	7	31.12.2018	31.12.2018	NUM
faba-98	252	8	31.12.2019	31.12.2019	NUM
faba-98	252	9	31.12.2020	31.12.2020	NUM
faba-98	252	10	31.3.2021	31.3.2021	NUM
faba-98	252	11	30.6.2021	30.6.2021	NOUN
faba-98	252	12	total	total	NOUN
faba-98	252	13	2	2	NUM
faba-98	252	14	508	508	NUM
faba-98	252	15	929	929	NUM
faba-98	252	16	2	2	NUM
faba-98	252	17	747	747	NUM
faba-98	253	1	987	987	NUM
faba-98	253	2	2	2	NUM
faba-98	253	3	436	436	NUM
faba-98	253	4	082	082	NUM
faba-98	253	5	2	2	NUM
faba-98	253	6	897	897	NUM
faba-98	253	7	822	822	NUM
faba-98	253	8	3	3	NUM
faba-98	253	9	072	072	NUM
faba-98	253	10	541	541	NUM
faba-98	253	11	3	3	NUM
faba-98	253	12	128	128	NUM
faba-98	253	13	493	493	NUM
faba-98	253	14	3	3	NUM
faba-98	253	15	346	346	NUM
faba-98	253	16	439	439	NUM
faba-98	253	17	with	with	ADP
faba-98	253	18	maturity	maturity	NOUN
faba-98	253	19	2	2	NUM
faba-98	253	20	100	100	NUM
faba-98	253	21	247	247	NUM
faba-98	253	22	2	2	NUM
faba-98	253	23	405	405	NUM
faba-98	253	24	561	561	NUM
faba-98	253	25	2	2	NUM
faba-98	253	26	231	231	NUM
faba-98	253	27	120	120	NUM
faba-98	253	28	2	2	NUM
faba-98	253	29	709	709	NUM
faba-98	253	30	350	350	NUM
faba-98	253	31	2	2	NUM
faba-98	253	32	775	775	NUM
faba-98	253	33	021	021	NUM
faba-98	253	34	2	2	NUM
faba-98	253	35	834	834	NUM
faba-98	253	36	658	658	NUM
faba-98	253	37	3	3	NUM
faba-98	253	38	043	043	NUM
faba-98	253	39	213	213	NUM
faba-98	253	40	up	up	ADP
faba-98	253	41	to	to	PART
faba-98	253	42	1	1	NUM
faba-98	253	43	year	year	NOUN
faba-98	253	44	488	488	NUM
faba-98	253	45	263	263	NUM
faba-98	253	46	564	564	NUM
faba-98	253	47	918	918	NUM
faba-98	253	48	495	495	NUM
faba-98	253	49	597	597	NUM
faba-98	253	50	672	672	NUM
faba-98	253	51	812	812	NUM
faba-98	253	52	708	708	NUM
faba-98	253	53	899	899	NUM
faba-98	253	54	703	703	NUM
faba-98	253	55	568	568	NUM
faba-98	253	56	792	792	NUM
faba-98	253	57	793	793	NUM
faba-98	253	58	1	1	NUM
faba-98	253	59	to	to	PART
faba-98	253	60	5	5	NUM
faba-98	253	61	years	year	NOUN
faba-98	253	62	727	727	NUM
faba-98	253	63	559	559	NUM
faba-98	253	64	787	787	NUM
faba-98	253	65	822	822	NUM
faba-98	253	66	663	663	NUM
faba-98	253	67	891	891	NUM
faba-98	253	68	755	755	NUM
faba-98	253	69	539	539	NUM
faba-98	253	70	747	747	NUM
faba-98	253	71	174	174	NUM
faba-98	253	72	752	752	NUM
faba-98	253	73	140	140	NUM
faba-98	253	74	769	769	NUM
faba-98	253	75	576	576	NUM
faba-98	253	76	over	over	ADP
faba-98	253	77	5	5	NUM
faba-98	253	78	years	year	NOUN
faba-98	253	79	884	884	NUM
faba-98	253	80	425	425	NUM
faba-98	253	81	1	1	NUM
faba-98	253	82	052	052	NUM
faba-98	253	83	821	821	NUM
faba-98	253	84	1	1	NUM
faba-98	253	85	071	071	NUM
faba-98	253	86	632	632	NUM
faba-98	253	87	1	1	NUM
faba-98	253	88	280	280	NUM
faba-98	253	89	999	999	NUM
faba-98	253	90	1	1	NUM
faba-98	253	91	318	318	NUM
faba-98	253	92	948	948	NUM
faba-98	253	93	1	1	NUM
faba-98	253	94	378	378	NUM
faba-98	253	95	950	950	NUM
faba-98	253	96	1	1	NUM
faba-98	253	97	480	480	NUM
faba-98	253	98	844	844	NUM
faba-98	253	99	non	non	ADJ
faba-98	253	100	-	-	ADJ
faba-98	253	101	performing	perform	VERB
faba-98	253	102	2	2	NUM
faba-98	253	103	408	408	NUM
faba-98	253	104	682	682	NUM
faba-98	253	105	342	342	NUM
faba-98	253	106	426	426	NUM
faba-98	253	107	204	204	NUM
faba-98	253	108	962	962	NUM
faba-98	253	109	188	188	NUM
faba-98	253	110	472	472	NUM
faba-98	253	111	297	297	NUM
faba-98	253	112	520	520	NUM
faba-98	253	113	293	293	NUM
faba-98	253	114	835	835	NUM
faba-98	253	115	303	303	NUM
faba-98	253	116	226	226	NUM
faba-98	253	117	%	%	NOUN
faba-98	253	118	npls	npls	NOUN
faba-98	253	119	16,3	16,3	NUM
faba-98	253	120	12,5	12,5	NUM
faba-98	253	121	8,4	8,4	NUM
faba-98	253	122	6,5	6,5	NUM
faba-98	253	123	9,7	9,7	NUM
faba-98	253	124	9,4	9,4	NUM
faba-98	253	125	9,1	9,1	NUM
faba-98	253	126	1	1	NUM
faba-98	253	127	the	the	DET
faba-98	253	128	list	list	NOUN
faba-98	253	129	of	of	ADP
faba-98	253	130	reporting	reporting	NOUN
faba-98	253	131	is	be	AUX
faba-98	253	132	updated	update	VERB
faba-98	253	133	in	in	ADP
faba-98	253	134	accordance	accordance	NOUN
faba-98	253	135	with	with	ADP
faba-98	253	136	the	the	DET
faba-98	253	137	register	register	NOUN
faba-98	253	138	of	of	ADP
faba-98	253	139	financial	financial	ADJ
faba-98	253	140	institutions	institution	NOUN
faba-98	253	141	under	under	ADP
faba-98	253	142	art	art	NOUN
faba-98	253	143	.	.	PUNCT
faba-98	254	1	3a	3a	NUM
faba-98	254	2	.	.	PUNCT
faba-98	254	3	of	of	ADP
faba-98	254	4	the	the	DET
faba-98	254	5	credit	credit	NOUN
faba-98	254	6	institutions	institution	NOUN
faba-98	254	7	act	act	VERB
faba-98	254	8	.	.	PUNCT
faba-98	255	1	2	2	NUM
faba-98	255	2	non	non	ADJ
faba-98	255	3	-	-	ADJ
faba-98	255	4	performing	performing	ADJ
faba-98	255	5	loans	loan	NOUN
faba-98	255	6	under	under	ADP
faba-98	255	7	regulation	regulation	NOUN
faba-98	255	8	(	(	PUNCT
faba-98	255	9	eu	eu	NOUN
faba-98	255	10	)	)	PUNCT
faba-98	255	11	№	№	NUM
faba-98	255	12	680/2014	680/2014	NUM
faba-98	255	13	in	in	ADP
faba-98	255	14	relation	relation	NOUN
faba-98	255	15	to	to	ADP
faba-98	255	16	applicable	applicable	ADJ
faba-98	255	17	accounting	accounting	NOUN
faba-98	255	18	standards	standard	NOUN
faba-98	255	19	.	.	PUNCT
faba-98	256	1	receivables	receivable	NOUN
faba-98	256	2	of	of	ADP
faba-98	256	3	companies	company	NOUN
faba-98	256	4	specialized	specialize	VERB
faba-98	256	5	in	in	ADP
faba-98	256	6	lending	lend	VERB
faba-98	256	7	1	1	NUM
faba-98	256	8	thousand	thousand	NUM
faba-98	256	9	lv	lv	PROPN
faba-98	256	10	.	.	PUNCT
faba-98	256	11	/bgn	/bgn	PROPN
faba-98	256	12	finance	finance	NOUN
faba-98	256	13	,	,	PUNCT
faba-98	256	14	accounting	accounting	NOUN
faba-98	256	15	and	and	CCONJ
faba-98	256	16	business	business	NOUN
faba-98	256	17	analysis	analysis	NOUN
faba-98	256	18	3	3	NUM
faba-98	256	19	(	(	PUNCT
faba-98	256	20	2	2	NUM
faba-98	256	21	)	)	PUNCT
faba-98	256	22	2021	2021	NUM
faba-98	256	23	143	143	NUM
faba-98	256	24	table	table	NOUN
faba-98	256	25	9	9	NUM
faba-98	256	26	source	source	NOUN
faba-98	256	27	:	:	PUNCT
faba-98	256	28	bnb	bnb	NOUN
faba-98	256	29	conclusion	conclusion	NOUN
faba-98	256	30	bulgarian	bulgarian	PROPN
faba-98	256	31	authorities	authority	NOUN
faba-98	256	32	the	the	DET
faba-98	256	33	government	government	NOUN
faba-98	256	34	and	and	CCONJ
faba-98	256	35	the	the	DET
faba-98	256	36	bulgarian	bulgarian	PROPN
faba-98	256	37	national	national	PROPN
faba-98	256	38	bank	bank	PROPN
faba-98	256	39	–	–	PUNCT
faba-98	256	40	have	have	AUX
faba-98	256	41	taken	take	VERB
faba-98	256	42	adequate	adequate	ADJ
faba-98	256	43	and	and	CCONJ
faba-98	256	44	timely	timely	ADJ
faba-98	256	45	measures	measure	NOUN
faba-98	256	46	for	for	ADP
faba-98	256	47	alleviation	alleviation	NOUN
faba-98	256	48	of	of	ADP
faba-98	256	49	debtors	debtor	NOUN
faba-98	256	50	in	in	ADP
faba-98	256	51	the	the	DET
faba-98	256	52	break	break	NOUN
faba-98	256	53	-	-	PUNCT
faba-98	256	54	out	out	NOUN
faba-98	256	55	of	of	ADP
faba-98	256	56	the	the	DET
faba-98	256	57	covid-19	covid-19	PROPN
faba-98	256	58	pandemic	pandemic	NOUN
faba-98	256	59	and	and	CCONJ
faba-98	256	60	the	the	DET
faba-98	256	61	following	follow	VERB
faba-98	256	62	economic	economic	ADJ
faba-98	256	63	crisis	crisis	NOUN
faba-98	256	64	.	.	PUNCT
faba-98	257	1	new	new	ADJ
faba-98	257	2	waves	wave	NOUN
faba-98	257	3	of	of	ADP
faba-98	257	4	infection	infection	NOUN
faba-98	257	5	and	and	CCONJ
faba-98	257	6	new	new	ADJ
faba-98	257	7	measures	measure	NOUN
faba-98	257	8	lie	lie	VERB
faba-98	257	9	ahead	ahead	ADV
faba-98	257	10	.	.	PUNCT
faba-98	258	1	there	there	PRON
faba-98	258	2	are	be	VERB
faba-98	258	3	enormous	enormous	ADJ
faba-98	258	4	uncertainties	uncertainty	NOUN
faba-98	258	5	and	and	CCONJ
faba-98	258	6	expected	expect	VERB
faba-98	258	7	big	big	ADJ
faba-98	258	8	risks	risk	NOUN
faba-98	258	9	about	about	ADP
faba-98	258	10	the	the	DET
faba-98	258	11	solvency	solvency	NOUN
faba-98	258	12	of	of	ADP
faba-98	258	13	individuals	individual	NOUN
faba-98	258	14	and	and	CCONJ
faba-98	258	15	legal	legal	ADJ
faba-98	258	16	entities	entity	NOUN
faba-98	258	17	.	.	PUNCT
faba-98	259	1	nevertheless	nevertheless	ADV
faba-98	259	2	,	,	PUNCT
faba-98	259	3	the	the	DET
faba-98	259	4	bulgarian	bulgarian	ADJ
faba-98	259	5	financial	financial	ADJ
faba-98	259	6	system	system	NOUN
faba-98	259	7	exceeds	exceed	VERB
faba-98	259	8	the	the	DET
faba-98	259	9	capital	capital	NOUN
faba-98	259	10	adequacy	adequacy	NOUN
faba-98	259	11	requirements	requirement	NOUN
faba-98	259	12	.	.	PUNCT
faba-98	260	1	the	the	DET
faba-98	260	2	amount	amount	NOUN
faba-98	260	3	of	of	ADP
faba-98	260	4	npls	npls	NOUN
faba-98	260	5	in	in	ADP
faba-98	260	6	bulgaria	bulgaria	PROPN
faba-98	260	7	has	have	AUX
faba-98	260	8	not	not	PART
faba-98	260	9	increased	increase	VERB
faba-98	260	10	significantly	significantly	ADV
faba-98	260	11	from	from	ADP
faba-98	260	12	the	the	DET
faba-98	260	13	beginning	beginning	NOUN
faba-98	260	14	of	of	ADP
faba-98	260	15	the	the	DET
faba-98	260	16	pandemic	pandemic	NOUN
faba-98	260	17	.	.	PUNCT
faba-98	261	1	undoubtedly	undoubtedly	ADV
faba-98	261	2	,	,	PUNCT
faba-98	261	3	the	the	DET
faba-98	261	4	reason	reason	NOUN
faba-98	261	5	for	for	ADP
faba-98	261	6	this	this	PRON
faba-98	261	7	is	be	AUX
faba-98	261	8	the	the	DET
faba-98	261	9	provided	provide	VERB
faba-98	261	10	payment	payment	NOUN
faba-98	261	11	relief	relief	NOUN
faba-98	261	12	for	for	ADP
faba-98	261	13	obligors	obligor	NOUN
faba-98	261	14	affected	affect	VERB
faba-98	261	15	by	by	ADP
faba-98	261	16	the	the	DET
faba-98	261	17	covid-19	covid-19	PROPN
faba-98	261	18	pandemic	pandemic	NOUN
faba-98	261	19	.	.	PUNCT
faba-98	262	1	the	the	DET
faba-98	262	2	procedure	procedure	NOUN
faba-98	262	3	for	for	ADP
faba-98	262	4	deferral	deferral	ADJ
faba-98	262	5	and	and	CCONJ
faba-98	262	6	settlement	settlement	NOUN
faba-98	262	7	of	of	ADP
faba-98	262	8	liabilities	liability	NOUN
faba-98	262	9	allowes	allowes	ADJ
faba-98	262	10	suspension	suspension	NOUN
faba-98	262	11	or	or	CCONJ
faba-98	262	12	postponement	postponement	NOUN
faba-98	262	13	of	of	ADP
faba-98	262	14	payments	payment	NOUN
faba-98	262	15	within	within	ADP
faba-98	262	16	a	a	DET
faba-98	262	17	specified	specify	VERB
faba-98	262	18	limited	limited	ADJ
faba-98	262	19	period	period	NOUN
faba-98	262	20	of	of	ADP
faba-98	262	21	time	time	NOUN
faba-98	262	22	and	and	CCONJ
faba-98	262	23	not	not	PART
faba-98	262	24	later	later	ADV
faba-98	262	25	than	than	ADP
faba-98	262	26	31	31	NUM
faba-98	262	27	december	december	PROPN
faba-98	262	28	2021	2021	NUM
faba-98	262	29	.	.	PUNCT
faba-98	263	1	the	the	DET
faba-98	263	2	obligors	obligor	NOUN
faba-98	263	3	have	have	VERB
faba-98	263	4	opportunity	opportunity	NOUN
faba-98	263	5	to	to	PART
faba-98	263	6	return	return	VERB
faba-98	263	7	to	to	ADP
faba-98	263	8	regular	regular	ADJ
faba-98	263	9	payments	payment	NOUN
faba-98	263	10	after	after	SCONJ
faba-98	263	11	the	the	DET
faba-98	263	12	situation	situation	NOUN
faba-98	263	13	is	be	AUX
faba-98	263	14	back	back	ADV
faba-98	263	15	to	to	ADP
faba-98	263	16	normal	normal	ADJ
faba-98	263	17	.	.	PUNCT
faba-98	264	1	the	the	DET
faba-98	264	2	european	european	PROPN
faba-98	264	3	banking	banking	PROPN
faba-98	264	4	authority	authority	NOUN
faba-98	264	5	defined	define	VERB
faba-98	264	6	this	this	DET
faba-98	264	7	moratorium	moratorium	NOUN
faba-98	264	8	as	as	ADP
faba-98	264	9	a	a	DET
faba-98	264	10	general	general	ADJ
faba-98	264	11	preventive	preventive	ADJ
faba-98	264	12	measure	measure	NOUN
faba-98	264	13	that	that	PRON
faba-98	264	14	applies	apply	VERB
faba-98	264	15	to	to	ADP
faba-98	264	16	a	a	DET
faba-98	264	17	large	large	ADJ
faba-98	264	18	group	group	NOUN
faba-98	264	19	of	of	ADP
faba-98	264	20	obligors	obligor	NOUN
faba-98	264	21	.	.	PUNCT
faba-98	265	1	bulgarian	bulgarian	PROPN
faba-98	265	2	national	national	PROPN
faba-98	265	3	bank	bank	PROPN
faba-98	265	4	together	together	ADV
faba-98	265	5	with	with	ADP
faba-98	265	6	the	the	DET
faba-98	265	7	association	association	NOUN
faba-98	265	8	of	of	ADP
faba-98	265	9	banks	bank	NOUN
faba-98	265	10	in	in	ADP
faba-98	265	11	bulgaria	bulgaria	PROPN
faba-98	265	12	takes	take	VERB
faba-98	265	13	into	into	ADP
faba-98	265	14	consideration	consideration	NOUN
faba-98	265	15	all	all	DET
faba-98	265	16	provisions	provision	NOUN
faba-98	265	17	of	of	ADP
faba-98	265	18	the	the	DET
faba-98	265	19	moratoria	moratoria	PROPN
faba-98	265	20	.	.	PUNCT
faba-98	266	1	furthermore	furthermore	ADV
faba-98	266	2	,	,	PUNCT
faba-98	266	3	bnb	bnb	PROPN
faba-98	266	4	has	have	AUX
faba-98	266	5	adopted	adopt	VERB
faba-98	266	6	all	all	DET
faba-98	266	7	guidelines	guideline	NOUN
faba-98	266	8	addressed	address	VERB
faba-98	266	9	by	by	ADP
faba-98	266	10	the	the	DET
faba-98	266	11	european	european	ADJ
faba-98	266	12	authorities	authority	NOUN
faba-98	266	13	to	to	ADP
faba-98	266	14	credit	credit	NOUN
faba-98	266	15	institutions	institution	NOUN
faba-98	266	16	concerning	concern	VERB
faba-98	266	17	debt	debt	NOUN
faba-98	266	18	burden	burden	NOUN
faba-98	266	19	relief	relief	NOUN
faba-98	266	20	and	and	CCONJ
faba-98	266	21	mitigating	mitigate	VERB
faba-98	266	22	risk	risk	NOUN
faba-98	266	23	in	in	ADP
faba-98	266	24	times	time	NOUN
faba-98	266	25	of	of	ADP
faba-98	266	26	covid-19	covid-19	PROPN
faba-98	266	27	pandemic	pandemic	NOUN
faba-98	266	28	.	.	PUNCT
faba-98	267	1	the	the	DET
faba-98	267	2	official	official	ADJ
faba-98	267	3	position	position	NOUN
faba-98	267	4	of	of	ADP
faba-98	267	5	the	the	DET
faba-98	267	6	nonbanking	nonbanking	ADJ
faba-98	267	7	financial	financial	ADJ
faba-98	267	8	institutions	institution	NOUN
faba-98	267	9	in	in	ADP
faba-98	267	10	bulgaria	bulgaria	PROPN
faba-98	267	11	is	be	AUX
faba-98	267	12	that	that	SCONJ
faba-98	267	13	they	they	PRON
faba-98	267	14	apply	apply	VERB
faba-98	267	15	an	an	DET
faba-98	267	16	individual	individual	ADJ
faba-98	267	17	approach	approach	NOUN
faba-98	267	18	to	to	ADP
faba-98	267	19	each	each	DET
faba-98	267	20	obligor	obligor	NOUN
faba-98	267	21	who	who	PRON
faba-98	267	22	faces	face	VERB
faba-98	267	23	payment	payment	NOUN
faba-98	267	24	problems	problem	NOUN
faba-98	267	25	.	.	PUNCT
faba-98	268	1	the	the	DET
faba-98	268	2	payment	payment	NOUN
faba-98	268	3	moratoria	moratoria	PROPN
faba-98	268	4	introduced	introduce	VERB
faba-98	268	5	in	in	ADP
faba-98	268	6	bulgaria	bulgaria	PROPN
faba-98	268	7	and	and	CCONJ
faba-98	268	8	in	in	ADP
faba-98	268	9	other	other	ADJ
faba-98	268	10	eu	eu	PROPN
faba-98	268	11	countries	country	NOUN
faba-98	268	12	is	be	AUX
faba-98	268	13	a	a	DET
faba-98	268	14	temporary	temporary	ADJ
faba-98	268	15	decision	decision	NOUN
faba-98	268	16	which	which	PRON
faba-98	268	17	hides	hide	VERB
faba-98	268	18	the	the	DET
faba-98	268	19	actual	actual	ADJ
faba-98	268	20	amount	amount	NOUN
faba-98	268	21	of	of	ADP
faba-98	268	22	npls	npls	NOUN
faba-98	268	23	caused	cause	VERB
faba-98	268	24	by	by	ADP
faba-98	268	25	insolvency	insolvency	NOUN
faba-98	268	26	during	during	ADP
faba-98	268	27	the	the	DET
faba-98	268	28	pandemic	pandemic	NOUN
faba-98	268	29	.	.	PUNCT
faba-98	269	1	therefore	therefore	ADV
faba-98	269	2	,	,	PUNCT
faba-98	269	3	no	no	DET
faba-98	269	4	definite	definite	ADJ
faba-98	269	5	conclusions	conclusion	NOUN
faba-98	269	6	can	can	AUX
faba-98	269	7	be	be	AUX
faba-98	269	8	made	make	VERB
faba-98	269	9	in	in	ADP
faba-98	269	10	terms	term	NOUN
faba-98	269	11	of	of	ADP
faba-98	269	12	the	the	DET
faba-98	269	13	npls	npls	NOUN
faba-98	269	14	formation	formation	NOUN
faba-98	269	15	.	.	PUNCT
faba-98	270	1	after	after	ADP
faba-98	270	2	the	the	DET
faba-98	270	3	expiration	expiration	NOUN
faba-98	270	4	of	of	ADP
faba-98	270	5	the	the	DET
faba-98	270	6	moratorium	moratorium	NOUN
faba-98	270	7	an	an	DET
faba-98	270	8	increase	increase	NOUN
faba-98	270	9	in	in	ADP
faba-98	270	10	the	the	DET
faba-98	270	11	amount	amount	NOUN
faba-98	270	12	of	of	ADP
faba-98	270	13	npls	npls	NOUN
faba-98	270	14	is	be	AUX
faba-98	270	15	expected	expect	VERB
faba-98	270	16	.	.	PUNCT
faba-98	271	1	the	the	DET
faba-98	271	2	performed	perform	VERB
faba-98	271	3	analysis	analysis	NOUN
faba-98	271	4	proves	prove	VERB
faba-98	271	5	that	that	SCONJ
faba-98	271	6	if	if	SCONJ
faba-98	271	7	unemployment	unemployment	NOUN
faba-98	271	8	in	in	ADP
faba-98	271	9	bulgaria	bulgaria	PROPN
faba-98	271	10	increases	increase	NOUN
faba-98	271	11	,	,	PUNCT
faba-98	271	12	bad	bad	ADJ
faba-98	271	13	loans	loan	NOUN
faba-98	271	14	will	will	AUX
faba-98	271	15	rise	rise	VERB
faba-98	271	16	.	.	PUNCT
faba-98	272	1	unlike	unlike	ADP
faba-98	272	2	other	other	ADJ
faba-98	272	3	countries	country	NOUN
faba-98	272	4	,	,	PUNCT
faba-98	272	5	the	the	DET
faba-98	272	6	performed	perform	VERB
faba-98	272	7	regression	regression	NOUN
faba-98	272	8	analysis	analysis	NOUN
faba-98	272	9	proves	prove	VERB
faba-98	272	10	that	that	SCONJ
faba-98	272	11	gdp	gdp	NOUN
faba-98	272	12	growth	growth	NOUN
faba-98	272	13	in	in	ADP
faba-98	272	14	bulgaria	bulgaria	PROPN
faba-98	272	15	leads	lead	VERB
faba-98	272	16	to	to	ADP
faba-98	272	17	an	an	DET
faba-98	272	18	increase	increase	NOUN
faba-98	272	19	of	of	ADP
faba-98	272	20	non	non	ADJ
faba-98	272	21	-	-	ADJ
faba-98	272	22	performing	performing	ADJ
faba-98	272	23	loans	loan	NOUN
faba-98	272	24	,	,	PUNCT
faba-98	272	25	albeit	albeit	SCONJ
faba-98	272	26	by	by	ADP
faba-98	272	27	a	a	DET
faba-98	272	28	small	small	ADJ
faba-98	272	29	percentage	percentage	NOUN
faba-98	272	30	.	.	PUNCT
faba-98	273	1	this	this	PRON
faba-98	273	2	can	can	AUX
faba-98	273	3	be	be	AUX
faba-98	273	4	explained	explain	VERB
faba-98	273	5	with	with	ADP
faba-98	273	6	ineffective	ineffective	ADJ
faba-98	273	7	risk	risk	NOUN
faba-98	273	8	measurement	measurement	NOUN
faba-98	273	9	and	and	CCONJ
faba-98	273	10	too	too	ADV
faba-98	273	11	long	long	ADJ
faba-98	273	12	insolvency	insolvency	NOUN
faba-98	273	13	procedures	procedure	NOUN
faba-98	273	14	.	.	PUNCT
faba-98	274	1	in	in	ADP
faba-98	274	2	these	these	DET
faba-98	274	3	challenging	challenge	VERB
faba-98	274	4	times	time	NOUN
faba-98	274	5	bulgaria	bulgaria	PROPN
faba-98	274	6	successfully	successfully	ADV
faba-98	274	7	joins	join	VERB
faba-98	274	8	the	the	DET
faba-98	274	9	european	european	PROPN
faba-98	274	10	exchange	exchange	NOUN
faba-98	274	11	rate	rate	NOUN
faba-98	274	12	mechanism	mechanism	NOUN
faba-98	274	13	(	(	PUNCT
faba-98	274	14	erm	erm	PROPN
faba-98	274	15	ii	ii	PROPN
faba-98	274	16	)	)	PUNCT
faba-98	274	17	in	in	ADP
faba-98	274	18	july	july	PROPN
faba-98	274	19	2020	2020	NUM
faba-98	274	20	,	,	PUNCT
faba-98	274	21	taking	take	VERB
faba-98	274	22	another	another	DET
faba-98	274	23	step	step	NOUN
faba-98	274	24	toward	toward	ADP
faba-98	274	25	adopting	adopt	VERB
faba-98	274	26	the	the	DET
faba-98	274	27	euro	euro	NOUN
faba-98	274	28	.	.	PUNCT
faba-98	275	1	it	it	PRON
faba-98	275	2	is	be	AUX
faba-98	275	3	expected	expect	VERB
faba-98	275	4	that	that	SCONJ
faba-98	275	5	erm	erm	PROPN
faba-98	275	6	ii	ii	PROPN
faba-98	275	7	membership	membership	NOUN
faba-98	275	8	and	and	CCONJ
faba-98	275	9	the	the	DET
faba-98	275	10	next	next	ADJ
faba-98	275	11	generation	generation	NOUN
faba-98	275	12	eu	eu	PROPN
faba-98	275	13	funds	fund	NOUN
faba-98	275	14	will	will	AUX
faba-98	275	15	facilitate	facilitate	VERB
faba-98	275	16	further	further	ADJ
faba-98	275	17	reforms	reform	NOUN
faba-98	275	18	in	in	ADP
faba-98	275	19	bulgaria	bulgaria	PROPN
faba-98	275	20	.	.	PUNCT
faba-98	276	1	facilitation	facilitation	NOUN
faba-98	276	2	may	may	AUX
faba-98	276	3	come	come	VERB
faba-98	276	4	not	not	PART
faba-98	276	5	only	only	ADV
faba-98	276	6	for	for	ADP
faba-98	276	7	the	the	DET
faba-98	276	8	country	country	NOUN
faba-98	276	9	but	but	CCONJ
faba-98	276	10	also	also	ADV
faba-98	276	11	for	for	ADP
faba-98	276	12	bulgarian	bulgarian	ADJ
faba-98	276	13	obligors	obligor	NOUN
faba-98	276	14	.	.	PUNCT
faba-98	277	1	the	the	DET
faba-98	277	2	capital	capital	NOUN
faba-98	277	3	adequacy	adequacy	NOUN
faba-98	277	4	ratios	ratio	NOUN
faba-98	277	5	in	in	ADP
faba-98	277	6	bulgaria	bulgaria	PROPN
faba-98	277	7	significantly	significantly	ADV
faba-98	277	8	surpass	surpass	PROPN
faba-98	277	9	eu	eu	PROPN
faba-98	277	10	requirements	requirement	NOUN
faba-98	277	11	.	.	PUNCT
faba-98	278	1	though	though	ADV
faba-98	278	2	,	,	PUNCT
faba-98	278	3	the	the	DET
faba-98	278	4	unsatisfactory	unsatisfactory	ADJ
faba-98	278	5	insolvency	insolvency	NOUN
faba-98	278	6	framework	framework	NOUN
faba-98	278	7	is	be	AUX
faba-98	278	8	one	one	NUM
faba-98	278	9	of	of	ADP
faba-98	278	10	the	the	DET
faba-98	278	11	reasons	reason	NOUN
faba-98	278	12	for	for	ADP
faba-98	278	13	relatively	relatively	ADV
faba-98	278	14	high	high	ADJ
faba-98	278	15	values	value	NOUN
faba-98	278	16	of	of	ADP
faba-98	278	17	non	non	ADJ
faba-98	278	18	-	-	ADJ
faba-98	278	19	performing	performing	ADJ
faba-98	278	20	loans	loan	NOUN
faba-98	278	21	in	in	ADP
faba-98	278	22	the	the	DET
faba-98	278	23	country	country	NOUN
faba-98	278	24	.	.	PUNCT
faba-98	279	1	bulgaria	bulgaria	PROPN
faba-98	279	2	needs	need	VERB
faba-98	279	3	to	to	PART
faba-98	279	4	follow	follow	VERB
faba-98	279	5	the	the	DET
faba-98	279	6	best	good	ADJ
faba-98	279	7	practices	practice	NOUN
faba-98	279	8	in	in	ADP
faba-98	279	9	insolvency	insolvency	NOUN
faba-98	279	10	regimes	regime	NOUN
faba-98	279	11	in	in	ADP
faba-98	279	12	order	order	NOUN
faba-98	279	13	to	to	PART
faba-98	279	14	guarantee	guarantee	VERB
faba-98	279	15	efficiently	efficiently	ADV
faba-98	279	16	functioning	function	VERB
faba-98	279	17	financial	financial	ADJ
faba-98	279	18	system	system	NOUN
faba-98	279	19	.	.	PUNCT
faba-98	280	1	references	reference	NOUN
faba-98	280	2	act	act	VERB
faba-98	280	3	on	on	ADP
faba-98	280	4	the	the	DET
faba-98	280	5	measures	measure	NOUN
faba-98	280	6	and	and	CCONJ
faba-98	280	7	actions	action	NOUN
faba-98	280	8	during	during	ADP
faba-98	280	9	the	the	DET
faba-98	280	10	state	state	NOUN
faba-98	280	11	of	of	ADP
faba-98	280	12	emergency	emergency	NOUN
faba-98	280	13	declared	declare	VERB
faba-98	280	14	with	with	ADP
faba-98	280	15	the	the	DET
faba-98	280	16	decision	decision	NOUN
faba-98	280	17	of	of	ADP
faba-98	280	18	the	the	DET
faba-98	280	19	national	national	PROPN
faba-98	280	20	assembly	assembly	NOUN
faba-98	280	21	of	of	ADP
faba-98	280	22	march	march	PROPN
faba-98	280	23	13th	13th	PROPN
faba-98	280	24	,	,	PUNCT
faba-98	280	25	2020	2020	NUM
faba-98	280	26	,	,	PUNCT
faba-98	280	27	and	and	CCONJ
faba-98	280	28	on	on	ADP
faba-98	280	29	overcoming	overcome	VERB
faba-98	280	30	the	the	DET
faba-98	280	31	consequences	consequence	NOUN
faba-98	280	32	,	,	PUNCT
faba-98	280	33	2020	2020	NUM
faba-98	280	34	(	(	PUNCT
faba-98	280	35	prom	prom	NOUN
faba-98	280	36	.	.	PUNCT
faba-98	281	1	sg	sg	PROPN
faba-98	281	2	.	.	PROPN
faba-98	282	1	28/24	28/24	NUM
faba-98	282	2	mar	mar	PROPN
faba-98	282	3	2020	2020	NUM
faba-98	282	4	,	,	PUNCT
faba-98	282	5	amend	amend	PROPN
faba-98	282	6	.	.	PUNCT
faba-98	283	1	and	and	CCONJ
faba-98	283	2	suppl	suppl	PROPN
faba-98	283	3	.	.	PUNCT
faba-98	284	1	sg	sg	PROPN
faba-98	284	2	.	.	PUNCT
faba-98	285	1	34/9	34/9	NUM
faba-98	285	2	apr	apr	NOUN
faba-98	285	3	2020	2020	NUM
faba-98	285	4	,	,	PUNCT
faba-98	285	5	suppl	suppl	PROPN
faba-98	285	6	.	.	PUNCT
faba-98	286	1	sg	sg	PROPN
faba-98	286	2	.	.	PUNCT
faba-98	287	1	38/24	38/24	NUM
faba-98	287	2	apr	apr	NOUN
faba-98	287	3	2020	2020	NUM
faba-98	287	4	,	,	PUNCT
faba-98	287	5	amend	amend	PROPN
faba-98	287	6	.	.	PUNCT
faba-98	287	7	and	and	CCONJ
faba-98	287	8	suppl	suppl	PROPN
faba-98	287	9	.	.	PUNCT
faba-98	288	1	sg	sg	PROPN
faba-98	288	2	.	.	PROPN
faba-98	289	1	44/13	44/13	NUM
faba-98	289	2	may	may	PROPN
faba-98	289	3	2020	2020	NUM
faba-98	289	4	,	,	PUNCT
faba-98	289	5	suppl	suppl	PROPN
faba-98	289	6	.	.	PUNCT
faba-98	290	1	sg	sg	PROPN
faba-98	290	2	.	.	PUNCT
faba-98	291	1	55/19	55/19	NUM
faba-98	291	2	jun	jun	PROPN
faba-98	291	3	2020	2020	NUM
faba-98	291	4	,	,	PUNCT
faba-98	291	5	amend	amend	PROPN
faba-98	291	6	.	.	PUNCT
faba-98	292	1	sg	sg	PROPN
faba-98	292	2	.	.	PUNCT
faba-98	293	1	60/7	60/7	NUM
faba-98	293	2	jul	jul	PROPN
faba-98	293	3	2020	2020	NUM
faba-98	293	4	,	,	PUNCT
faba-98	293	5	amend	amend	PROPN
faba-98	293	6	.	.	PUNCT
faba-98	294	1	and	and	CCONJ
faba-98	294	2	suppl	suppl	PROPN
faba-98	294	3	.	.	PUNCT
faba-98	295	1	sg	sg	PROPN
faba-98	295	2	.	.	PUNCT
faba-98	296	1	64/18	64/18	NUM
faba-98	296	2	jul	jul	PROPN
faba-98	296	3	2020	2020	NUM
faba-98	296	4	,	,	PUNCT
faba-98	296	5	amend	amend	PROPN
faba-98	296	6	.	.	PUNCT
faba-98	297	1	sg	sg	PROPN
faba-98	297	2	.	.	PUNCT
faba-98	298	1	71/11	71/11	NUM
faba-98	298	2	aug	aug	PROPN
faba-98	298	3	2020	2020	NUM
faba-98	298	4	,	,	PUNCT
faba-98	298	5	amend	amend	PROPN
faba-98	298	6	.	.	PUNCT
faba-98	299	1	and	and	CCONJ
faba-98	299	2	suppl	suppl	PROPN
faba-98	299	3	.	.	PUNCT
faba-98	300	1	sg	sg	PROPN
faba-98	300	2	.	.	PROPN
faba-98	301	1	92/27	92/27	NUM
faba-98	301	2	oct	oct	NOUN
faba-98	301	3	2020	2020	NUM
faba-98	301	4	,	,	PUNCT
faba-98	301	5	amend	amend	PROPN
faba-98	301	6	.	.	PUNCT
faba-98	302	1	and	and	CCONJ
faba-98	302	2	suppl	suppl	PROPN
faba-98	302	3	.	.	PUNCT
faba-98	303	1	sg	sg	PROPN
faba-98	303	2	.	.	PROPN
faba-98	304	1	98/17	98/17	NUM
faba-98	304	2	nov	nov	NOUN
faba-98	304	3	2020	2020	NUM
faba-98	304	4	,	,	PUNCT
faba-98	304	5	amend	amend	PROPN
faba-98	304	6	.	.	PUNCT
faba-98	305	1	sg	sg	PROPN
faba-98	305	2	.	.	PUNCT
faba-98	306	1	101/27	101/27	NUM
faba-98	306	2	nov	nov	PROPN
faba-98	306	3	2020	2020	NUM
faba-98	306	4	,	,	PUNCT
faba-98	306	5	suppl	suppl	PROPN
faba-98	306	6	.	.	PUNCT
faba-98	307	1	sg	sg	PROPN
faba-98	307	2	.	.	PROPN
faba-98	308	1	103/4	103/4	NUM
faba-98	308	2	dec	dec	PROPN
faba-98	308	3	2020	2020	NUM
faba-98	308	4	,	,	PUNCT
faba-98	308	5	suppl	suppl	PROPN
faba-98	308	6	.	.	PUNCT
faba-98	309	1	sg	sg	PROPN
faba-98	309	2	.	.	PROPN
faba-98	310	1	105/11	105/11	NUM
faba-98	310	2	dec	dec	PROPN
faba-98	310	3	2020	2020	NUM
faba-98	310	4	,	,	PUNCT
faba-98	310	5	suppl	suppl	PROPN
faba-98	310	6	.	.	PUNCT
faba-98	311	1	sg	sg	PROPN
faba-98	311	2	.	.	PROPN
faba-98	312	1	107/18	107/18	NUM
faba-98	312	2	dec	dec	PROPN
faba-98	312	3	2020	2020	NUM
faba-98	312	4	,	,	PUNCT
faba-98	312	5	amend	amend	PROPN
faba-98	312	6	.	.	PUNCT
faba-98	313	1	and	and	CCONJ
faba-98	313	2	suppl	suppl	PROPN
faba-98	313	3	.	.	PUNCT
faba-98	314	1	sg	sg	PROPN
faba-98	314	2	.	.	PUNCT
faba-98	315	1	109/22	109/22	NUM
faba-98	315	2	dec	dec	PROPN
faba-98	315	3	2020	2020	NUM
faba-98	315	4	,	,	PUNCT
faba-98	315	5	amend	amend	PROPN
faba-98	315	6	.	.	PUNCT
faba-98	316	1	and	and	CCONJ
faba-98	316	2	suppl	suppl	PROPN
faba-98	316	3	.	.	PUNCT
faba-98	317	1	sg	sg	PROPN
faba-98	317	2	.	.	PROPN
faba-98	317	3	11/9	11/9	NUM
faba-98	317	4	feb	feb	X
faba-98	317	5	2021	2021	NUM
faba-98	317	6	,	,	PUNCT
faba-98	317	7	amend	amend	PROPN
faba-98	317	8	.	.	PUNCT
faba-98	318	1	and	and	CCONJ
faba-98	318	2	suppl	suppl	PROPN
faba-98	318	3	.	.	PUNCT
faba-98	319	1	sg	sg	PROPN
faba-98	319	2	.	.	PROPN
faba-98	319	3	14/17	14/17	NUM
faba-98	319	4	feb	feb	X
faba-98	319	5	2021	2021	NUM
faba-98	319	6	)	)	PUNCT
faba-98	319	7	association	association	NOUN
faba-98	319	8	of	of	ADP
faba-98	319	9	banks	bank	NOUN
faba-98	319	10	in	in	ADP
faba-98	319	11	bulgaria	bulgaria	PROPN
faba-98	319	12	,	,	PUNCT
faba-98	319	13	(	(	PUNCT
faba-98	319	14	2020	2020	NUM
faba-98	319	15	)	)	PUNCT
faba-98	319	16	.	.	PUNCT
faba-98	320	1	procedure	procedure	NOUN
faba-98	320	2	for	for	ADP
faba-98	320	3	deferral	deferral	ADJ
faba-98	320	4	and	and	CCONJ
faba-98	320	5	settlement	settlement	NOUN
faba-98	320	6	of	of	ADP
faba-98	320	7	liabilities	liability	NOUN
faba-98	320	8	payable	payable	ADJ
faba-98	320	9	to	to	ADP
faba-98	320	10	banks	bank	NOUN
faba-98	320	11	and	and	CCONJ
faba-98	320	12	their	their	PRON
faba-98	320	13	subsidiaries	subsidiary	NOUN
faba-98	320	14	–	–	PUNCT
faba-98	320	15	financial	financial	ADJ
faba-98	320	16	institutions	institution	NOUN
faba-98	320	17	in	in	ADP
faba-98	320	18	relation	relation	NOUN
faba-98	320	19	to	to	ADP
faba-98	320	20	the	the	DET
faba-98	320	21	state	state	NOUN
faba-98	320	22	of	of	ADP
faba-98	320	23	emergency	emergency	NOUN
faba-98	320	24	enforced	enforce	VERB
faba-98	320	25	by	by	ADP
faba-98	320	26	the	the	DET
faba-98	320	27	national	national	PROPN
faba-98	320	28	assembly	assembly	NOUN
faba-98	320	29	on	on	ADP
faba-98	320	30	13	13	NUM
faba-98	320	31	march	march	NOUN
faba-98	320	32	2020	2020	NUM
faba-98	320	33	as	as	ADP
faba-98	320	34	a	a	DET
faba-98	320	35	result	result	NOUN
faba-98	320	36	of	of	ADP
faba-98	320	37	the	the	DET
faba-98	320	38	covid-19	covid-19	PROPN
faba-98	320	39	pandemic	pandemic	NOUN
faba-98	320	40	,	,	PUNCT
faba-98	320	41	abb	abb	PROPN
faba-98	320	42	,	,	PUNCT
faba-98	320	43	available	available	ADJ
faba-98	320	44	at	at	ADP
faba-98	320	45	:	:	PUNCT
faba-98	320	46	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-andtheir-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-andtheir-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	PROPN
faba-98	320	47	,	,	PUNCT
faba-98	320	48	accessed	access	VERB
faba-98	320	49	:	:	PUNCT
faba-98	320	50	04.03.2021	04.03.2021	NUM
faba-98	320	51	december	december	PROPN
faba-98	320	52	2016	2016	NUM
faba-98	320	53	december	december	PROPN
faba-98	320	54	2017	2017	NUM
faba-98	320	55	december	december	PROPN
faba-98	320	56	2018	2018	NUM
faba-98	320	57	december	december	PROPN
faba-98	320	58	2019	2019	NUM
faba-98	320	59	december	december	PROPN
faba-98	320	60	2020	2020	NUM
faba-98	320	61	march	march	PROPN
faba-98	320	62	2021	2021	NUM
faba-98	320	63	june	june	PROPN
faba-98	320	64	2021	2021	NUM
faba-98	320	65	non	non	ADJ
faba-98	320	66	-	-	ADJ
faba-98	320	67	performing	perform	VERB
faba-98	320	68	loans	loan	NOUN
faba-98	320	69	credits	credit	NOUN
faba-98	320	70	of	of	ADP
faba-98	320	71	commercial	commercial	ADJ
faba-98	320	72	banks	bank	NOUN
faba-98	320	73	9	9	NUM
faba-98	320	74	961	961	NUM
faba-98	320	75	025	025	NUM
faba-98	320	76	8	8	NUM
faba-98	320	77	292	292	NUM
faba-98	320	78	251	251	NUM
faba-98	320	79	6	6	NUM
faba-98	320	80	794	794	NUM
faba-98	320	81	948	948	NUM
faba-98	320	82	6	6	NUM
faba-98	320	83	120	120	NUM
faba-98	321	1	317	317	NUM
faba-98	321	2	5	5	NUM
faba-98	321	3	711	711	NUM
faba-98	321	4	141	141	NUM
faba-98	321	5	5	5	NUM
faba-98	321	6	697	697	NUM
faba-98	321	7	757	757	NUM
faba-98	321	8	5	5	NUM
faba-98	321	9	513	513	NUM
faba-98	321	10	443	443	NUM
faba-98	321	11	non	non	ADJ
faba-98	321	12	-	-	ADJ
faba-98	321	13	performing	perform	VERB
faba-98	321	14	loans	loan	NOUN
faba-98	321	15	companies	company	NOUN
faba-98	321	16	specialized	specialize	VERB
faba-98	321	17	in	in	ADP
faba-98	321	18	crediting	credit	VERB
faba-98	321	19	408682	408682	NUM
faba-98	321	20	342426	342426	NUM
faba-98	321	21	204962	204962	NUM
faba-98	321	22	188472	188472	NUM
faba-98	321	23	297	297	NUM
faba-98	321	24	520	520	NUM
faba-98	321	25	293	293	NUM
faba-98	321	26	835	835	NUM
faba-98	321	27	303	303	NUM
faba-98	321	28	226	226	NUM
faba-98	321	29	total	total	NOUN
faba-98	321	30	10	10	NUM
faba-98	321	31	369	369	NUM
faba-98	321	32	707	707	NUM
faba-98	321	33	8	8	NUM
faba-98	321	34	634	634	NUM
faba-98	321	35	677	677	NUM
faba-98	321	36	6	6	NUM
faba-98	321	37	999	999	NUM
faba-98	321	38	910	910	NUM
faba-98	321	39	6	6	NUM
faba-98	321	40	308	308	NUM
faba-98	321	41	789	789	NUM
faba-98	321	42	6	6	NUM
faba-98	321	43	008	008	NUM
faba-98	321	44	661	661	NUM
faba-98	321	45	5	5	NUM
faba-98	321	46	991	991	NUM
faba-98	321	47	592	592	NUM
faba-98	321	48	5	5	NUM
faba-98	321	49	816	816	NUM
faba-98	321	50	669	669	NUM
faba-98	321	51	non	non	ADJ
faba-98	321	52	-	-	ADJ
faba-98	321	53	performing	perform	VERB
faba-98	321	54	loans	loan	NOUN
faba-98	321	55	banks	bank	NOUN
faba-98	321	56	and	and	CCONJ
faba-98	321	57	non	non	ADJ
faba-98	321	58	-	-	ADJ
faba-98	321	59	banking	banking	ADJ
faba-98	321	60	institutions	institution	NOUN
faba-98	321	61	(	(	PUNCT
faba-98	321	62	thousand	thousand	NUM
faba-98	321	63	lv./bgn	lv./bgn	NOUN
faba-98	321	64	)	)	PUNCT
faba-98	322	1	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=0	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=0	PROPN
faba-98	322	2	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=1	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=1	PROPN
faba-98	322	3	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=2	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=2	NOUN
faba-98	323	1	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=3	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=3	PROPN
faba-98	323	2	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=4	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=4	PROPN
faba-98	323	3	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=5	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=5	ADJ
faba-98	323	4	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=6	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=6	NOUN
faba-98	323	5	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=7	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=7	PROPN
faba-98	323	6	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=8	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=8	PROPN
faba-98	323	7	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=9	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=9	PROPN
faba-98	323	8	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=10	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=10	PRON
faba-98	323	9	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=11	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=11	NOUN
faba-98	323	10	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=12	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=12	NOUN
faba-98	323	11	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=13	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=13	VERB
faba-98	323	12	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=14	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=14	PROPN
faba-98	323	13	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=15	https://web6.ciela.net/document?documentid=2137201355&dbid=0&edition=15	PROPN
faba-98	323	14	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-and-their-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-and-their-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	VERB
faba-98	323	15	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-and-their-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	https://abanksb.bg/en/procedure-deferral-and-settlement-liabilities-payable-to-banks-and-their-subsidiaries-financial-institutions-relation-the-state-of-emergency-covid-19-pandemic/	VERB
faba-98	323	16	finance	finance	NOUN
faba-98	323	17	,	,	PUNCT
faba-98	323	18	accounting	accounting	NOUN
faba-98	323	19	and	and	CCONJ
faba-98	323	20	business	business	NOUN
faba-98	323	21	analysis	analysis	NOUN
faba-98	323	22	3	3	NUM
faba-98	323	23	(	(	PUNCT
faba-98	323	24	2	2	NUM
faba-98	323	25	)	)	PUNCT
faba-98	323	26	2021	2021	NUM
faba-98	323	27	144	144	NUM
faba-98	323	28	association	association	NOUN
faba-98	323	29	of	of	ADP
faba-98	323	30	banks	bank	NOUN
faba-98	323	31	in	in	ADP
faba-98	323	32	bulgaria	bulgaria	PROPN
faba-98	323	33	,	,	PUNCT
faba-98	323	34	(	(	PUNCT
faba-98	323	35	2021	2021	NUM
faba-98	323	36	)	)	PUNCT
faba-98	323	37	.	.	PUNCT
faba-98	324	1	the	the	DET
faba-98	324	2	economy	economy	NOUN
faba-98	324	3	and	and	CCONJ
faba-98	324	4	the	the	DET
faba-98	324	5	banking	banking	NOUN
faba-98	324	6	sector	sector	NOUN
faba-98	324	7	in	in	ADP
faba-98	324	8	bulgaria	bulgaria	PROPN
faba-98	324	9	,	,	PUNCT
faba-98	324	10	fourth	fourth	ADJ
faba-98	324	11	quarter	quarter	NOUN
faba-98	324	12	of	of	ADP
faba-98	324	13	2020	2020	NUM
faba-98	324	14	,	,	PUNCT
faba-98	324	15	association	association	NOUN
faba-98	324	16	of	of	ADP
faba-98	324	17	banks	bank	NOUN
faba-98	324	18	in	in	ADP
faba-98	324	19	bulgaria	bulgaria	PROPN
faba-98	324	20	,	,	PUNCT
faba-98	324	21	banking	banking	NOUN
faba-98	324	22	system	system	NOUN
faba-98	324	23	quarterly	quarterly	ADJ
faba-98	324	24	information	information	NOUN
faba-98	324	25	,	,	PUNCT
faba-98	324	26	q4	q4	PROPN
faba-98	324	27	2020	2020	NUM
faba-98	324	28	,	,	PUNCT
faba-98	324	29	available	available	ADJ
faba-98	324	30	at	at	ADP
faba-98	324	31	:	:	PUNCT
faba-98	324	32	https://abanksb.bg/downloads/quarterly-information/2020-q4-review-en.pdf	https://abanksb.bg/downloads/quarterly-information/2020-q4-review-en.pdf	NOUN
faba-98	324	33	,	,	PUNCT
faba-98	324	34	accessed	access	VERB
faba-98	324	35	:	:	PUNCT
faba-98	324	36	07.03.2021	07.03.2021	NOUN
faba-98	324	37	association	association	NOUN
faba-98	324	38	of	of	ADP
faba-98	324	39	banks	bank	NOUN
faba-98	324	40	in	in	ADP
faba-98	324	41	bulgaria	bulgaria	PROPN
faba-98	324	42	,	,	PUNCT
faba-98	324	43	2020	2020	NUM
faba-98	324	44	.	.	PUNCT
faba-98	325	1	greetings	greeting	NOUN
faba-98	325	2	on	on	ADP
faba-98	325	3	the	the	DET
faba-98	325	4	banker`s	banker`s	NOUN
faba-98	325	5	day	day	NOUN
faba-98	325	6	,	,	PUNCT
faba-98	325	7	quarterly	quarterly	ADJ
faba-98	325	8	bulletin	bulletin	NOUN
faba-98	325	9	,	,	PUNCT
faba-98	325	10	issue	issue	NOUN
faba-98	325	11	№	№	ADP
faba-98	325	12	64	64	NUM
faba-98	325	13	,	,	PUNCT
faba-98	325	14	available	available	ADJ
faba-98	325	15	at	at	ADP
faba-98	325	16	:	:	PUNCT
faba-98	325	17	https://abanksb.bg/bulletin/64-en.pdf	https://abanksb.bg/bulletin/64-en.pdf	PROPN
faba-98	325	18	,	,	PUNCT
faba-98	325	19	accessed	access	VERB
faba-98	325	20	:	:	PUNCT
faba-98	325	21	09.03.2021	09.03.2021	NOUN
faba-98	325	22	available	available	ADJ
faba-98	325	23	at	at	ADP
faba-98	325	24	:	:	PUNCT
faba-98	325	25	https://www.bnb.bg/aboutus/pressoffice/popressreleases/poprdate/pr_20200403_bg	https://www.bnb.bg/aboutus/pressoffice/popressreleases/poprdate/pr_20200403_bg	NOUN
faba-98	325	26	,	,	PUNCT
faba-98	325	27	accessed	access	VERB
faba-98	325	28	:	:	PUNCT
faba-98	325	29	20.01.2021	20.01.2021	NUM
faba-98	325	30	available	available	ADJ
faba-98	325	31	at	at	ADP
faba-98	325	32	:	:	PUNCT
faba-98	325	33	https://www.bnb.bg/aboutus/pressoffice/popressreleases/poprdate/pr_20200410_bg	https://www.bnb.bg/aboutus/pressoffice/popressreleases/poprdate/pr_20200410_bg	PROPN
faba-98	325	34	,	,	PUNCT
faba-98	325	35	accessed	access	VERB
faba-98	325	36	:	:	PUNCT
faba-98	325	37	20.01.2021	20.01.2021	NUM
faba-98	325	38	beck	beck	PROPN
faba-98	325	39	,	,	PUNCT
faba-98	325	40	r.	r.	PROPN
faba-98	325	41	,	,	PUNCT
faba-98	325	42	jakubik	jakubik	PROPN
faba-98	325	43	,	,	PUNCT
faba-98	325	44	p.	p.	NOUN
faba-98	325	45	and	and	CCONJ
faba-98	325	46	piloiu	piloiu	PROPN
faba-98	325	47	,	,	PUNCT
faba-98	325	48	a.	a.	NOUN
faba-98	325	49	,	,	PUNCT
faba-98	325	50	(	(	PUNCT
faba-98	325	51	2013	2013	NUM
faba-98	325	52	)	)	PUNCT
faba-98	325	53	.	.	PUNCT
faba-98	326	1	non	non	ADJ
faba-98	326	2	-	-	ADJ
faba-98	326	3	performing	performing	ADJ
faba-98	326	4	loans	loan	NOUN
faba-98	326	5	:	:	PUNCT
faba-98	326	6	what	what	PRON
faba-98	326	7	matters	matter	VERB
faba-98	326	8	in	in	ADP
faba-98	326	9	addition	addition	NOUN
faba-98	326	10	to	to	ADP
faba-98	326	11	the	the	DET
faba-98	326	12	economic	economic	ADJ
faba-98	326	13	cycle	cycle	NOUN
faba-98	326	14	?	?	PUNCT
faba-98	326	15	,	,	PUNCT
faba-98	326	16	european	european	PROPN
faba-98	326	17	central	central	PROPN
faba-98	326	18	bank	bank	PROPN
faba-98	326	19	(	(	PUNCT
faba-98	326	20	ecb	ecb	PROPN
faba-98	326	21	)	)	PUNCT
faba-98	326	22	,	,	PUNCT
faba-98	326	23	working	work	VERB
faba-98	326	24	paper	paper	NOUN
faba-98	326	25	no	no	INTJ
faba-98	326	26	.	.	PUNCT
faba-98	327	1	1515	1515	NUM
faba-98	327	2	bulgarian	bulgarian	ADJ
faba-98	327	3	credit	credit	NOUN
faba-98	327	4	rating	rating	NOUN
faba-98	327	5	agency	agency	NOUN
faba-98	327	6	(	(	PUNCT
faba-98	327	7	bcra	bcra	PROPN
faba-98	327	8	)	)	PUNCT
faba-98	327	9	,	,	PUNCT
faba-98	327	10	(	(	PUNCT
faba-98	327	11	2020	2020	NUM
faba-98	327	12	)	)	PUNCT
faba-98	327	13	.	.	PUNCT
faba-98	328	1	expected	expect	VERB
faba-98	328	2	impact	impact	NOUN
faba-98	328	3	of	of	ADP
faba-98	328	4	the	the	DET
faba-98	328	5	covid-19	covid-19	PROPN
faba-98	328	6	pandemic	pandemic	NOUN
faba-98	328	7	:	:	PUNCT
faba-98	328	8	financial	financial	ADJ
faba-98	328	9	sector	sector	NOUN
faba-98	328	10	in	in	ADP
faba-98	328	11	bulgaria	bulgaria	PROPN
faba-98	328	12	,	,	PUNCT
faba-98	328	13	6	6	NUM
faba-98	328	14	april	april	PROPN
faba-98	328	15	2020	2020	NUM
faba-98	328	16	,	,	PUNCT
faba-98	328	17	available	available	ADJ
faba-98	328	18	at	at	ADP
faba-98	328	19	:	:	PUNCT
faba-98	328	20	https://www.bcra-bg.com/en/news	https://www.bcra-bg.com/en/news	PRON
faba-98	328	21	,	,	PUNCT
faba-98	328	22	accessed	access	VERB
faba-98	328	23	:	:	PUNCT
faba-98	328	24	10.03.2021	10.03.2021	NUM
faba-98	328	25	bulgarian	bulgarian	ADJ
faba-98	328	26	industrial	industrial	ADJ
faba-98	328	27	capital	capital	PROPN
faba-98	328	28	association	association	PROPN
faba-98	328	29	(	(	PUNCT
faba-98	328	30	bica	bica	PROPN
faba-98	328	31	)	)	PUNCT
faba-98	328	32	,	,	PUNCT
faba-98	328	33	(	(	PUNCT
faba-98	328	34	2021	2021	NUM
faba-98	328	35	)	)	PUNCT
faba-98	328	36	.	.	PUNCT
faba-98	329	1	undeclared	undeclared	ADJ
faba-98	329	2	employment	employment	NOUN
faba-98	329	3	in	in	ADP
faba-98	329	4	the	the	DET
faba-98	329	5	bulgarian	bulgarian	ADJ
faba-98	329	6	economy	economy	NOUN
faba-98	329	7	,	,	PUNCT
faba-98	329	8	according	accord	VERB
faba-98	329	9	to	to	ADP
faba-98	329	10	employers	employer	NOUN
faba-98	329	11	,	,	PUNCT
faba-98	329	12	decreases	decrease	VERB
faba-98	329	13	in	in	ADP
faba-98	329	14	the	the	DET
faba-98	329	15	last	last	ADJ
faba-98	329	16	three	three	NUM
faba-98	329	17	years	year	NOUN
faba-98	329	18	,	,	PUNCT
faba-98	329	19	press	press	NOUN
faba-98	329	20	release_22	release_22	PROPN
faba-98	329	21	february	february	PROPN
faba-98	329	22	2021	2021	NUM
faba-98	329	23	,	,	PUNCT
faba-98	329	24	available	available	ADJ
faba-98	329	25	at	at	ADP
faba-98	329	26	:	:	PUNCT
faba-98	329	27	https://bicabg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80	https://bicabg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80	NUM
faba-98	329	28	%	%	NOUN
faba-98	329	29	d0%b0%d0%bd%d0%b0%d1%82%d0%b0%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	d0%b0%d0%bd%d0%b0%d1%82%d0%b0%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	NOUN
faba-98	329	30	,	,	PUNCT
faba-98	329	31	accessed	access	VERB
faba-98	329	32	:	:	PUNCT
faba-98	329	33	25.03.2021	25.03.2021	NUM
faba-98	329	34	bulgarian	bulgarian	ADJ
faba-98	329	35	national	national	PROPN
faba-98	329	36	bank	bank	PROPN
faba-98	329	37	statistics	statistic	NOUN
faba-98	329	38	,	,	PUNCT
faba-98	329	39	(	(	PUNCT
faba-98	329	40	2020	2020	NUM
faba-98	329	41	)	)	PUNCT
faba-98	329	42	.	.	PUNCT
faba-98	330	1	companies	company	NOUN
faba-98	330	2	specialized	specialize	VERB
faba-98	330	3	in	in	ADP
faba-98	330	4	lending	lending	NOUN
faba-98	330	5	,	,	PUNCT
faba-98	330	6	2020	2020	NUM
faba-98	330	7	,	,	PUNCT
faba-98	330	8	bulgarian	bulgarian	PROPN
faba-98	330	9	national	national	PROPN
faba-98	330	10	bank	bank	PROPN
faba-98	330	11	statistics	statistic	NOUN
faba-98	330	12	,	,	PUNCT
faba-98	330	13	base	base	ADJ
faba-98	330	14	interest	interest	NOUN
faba-98	330	15	rate	rate	NOUN
faba-98	330	16	,	,	PUNCT
faba-98	330	17	(	(	PUNCT
faba-98	330	18	2020	2020	NUM
faba-98	330	19	)	)	PUNCT
faba-98	330	20	.	.	PUNCT
faba-98	331	1	bnb	bnb	PROPN
faba-98	331	2	,	,	PUNCT
faba-98	331	3	bulgarian	bulgarian	PROPN
faba-98	331	4	national	national	PROPN
faba-98	331	5	bank	bank	PROPN
faba-98	331	6	supervision	supervision	PROPN
faba-98	331	7	statistics	statistic	NOUN
faba-98	331	8	,	,	PUNCT
faba-98	331	9	(	(	PUNCT
faba-98	331	10	2021	2021	NUM
faba-98	331	11	)	)	PUNCT
faba-98	331	12	.	.	PUNCT
faba-98	332	1	information	information	NOUN
faba-98	332	2	summary	summary	NOUN
faba-98	332	3	on	on	ADP
faba-98	332	4	the	the	DET
faba-98	332	5	procedure	procedure	NOUN
faba-98	332	6	for	for	ADP
faba-98	332	7	deferral	deferral	ADJ
faba-98	332	8	and	and	CCONJ
faba-98	332	9	settlement	settlement	NOUN
faba-98	332	10	of	of	ADP
faba-98	332	11	liabilities	liability	NOUN
faba-98	332	12	payable	payable	ADJ
faba-98	332	13	to	to	ADP
faba-98	332	14	banks	bank	NOUN
faba-98	332	15	and	and	CCONJ
faba-98	332	16	their	their	PRON
faba-98	332	17	subsidiaries	subsidiary	NOUN
faba-98	332	18	–	–	PUNCT
faba-98	332	19	financial	financial	ADJ
faba-98	332	20	institutions	institution	NOUN
faba-98	332	21	,	,	PUNCT
faba-98	332	22	available	available	ADJ
faba-98	332	23	at	at	ADP
faba-98	332	24	:	:	PUNCT
faba-98	332	25	https://www.bnb.bg/banksupervision/bscreditinstitution/bscifinansreports/bscifrbankin	https://www.bnb.bg/banksupervision/bscreditinstitution/bscifinansreports/bscifrbankin	NUM
faba-98	332	26	gsystem	gsystem	NOUN
faba-98	332	27	/	/	SYM
faba-98	332	28	index.htm?foryear=2021	index.htm?foryear=2021	NOUN
faba-98	332	29	bulgarian	bulgarian	PROPN
faba-98	332	30	national	national	PROPN
faba-98	332	31	bank	bank	PROPN
faba-98	332	32	,	,	PUNCT
faba-98	332	33	(	(	PUNCT
faba-98	332	34	2020	2020	NUM
faba-98	332	35	)	)	PUNCT
faba-98	332	36	.	.	PUNCT
faba-98	333	1	press	press	NOUN
faba-98	333	2	release_10	release_10	NOUN
faba-98	333	3	april	april	PROPN
faba-98	333	4	2020	2020	NUM
faba-98	333	5	,	,	PUNCT
faba-98	333	6	bulgarian	bulgarian	PROPN
faba-98	333	7	national	national	PROPN
faba-98	333	8	bank	bank	PROPN
faba-98	333	9	,	,	PUNCT
faba-98	333	10	(	(	PUNCT
faba-98	333	11	2020	2020	NUM
faba-98	333	12	)	)	PUNCT
faba-98	333	13	.	.	PUNCT
faba-98	334	1	press	press	PROPN
faba-98	334	2	release_3	release_3	PROPN
faba-98	334	3	april	april	PROPN
faba-98	334	4	2020	2020	NUM
faba-98	334	5	,	,	PUNCT
faba-98	334	6	ciukaj	ciukaj	NOUN
faba-98	334	7	,	,	PUNCT
faba-98	334	8	r.and	r.and	PROPN
faba-98	334	9	kil	kil	PROPN
faba-98	334	10	,	,	PUNCT
faba-98	334	11	k.(2020	k.(2020	PROPN
faba-98	334	12	)	)	PUNCT
faba-98	334	13	.	.	PUNCT
faba-98	335	1	determinants	determinant	NOUN
faba-98	335	2	of	of	ADP
faba-98	335	3	the	the	DET
faba-98	335	4	non	non	ADJ
faba-98	335	5	-	-	ADJ
faba-98	335	6	performing	perform	VERB
faba-98	335	7	loan	loan	NOUN
faba-98	335	8	ratio	ratio	NOUN
faba-98	335	9	in	in	ADP
faba-98	335	10	the	the	DET
faba-98	335	11	european	european	PROPN
faba-98	335	12	union	union	PROPN
faba-98	335	13	banking	banking	NOUN
faba-98	335	14	sectors	sector	NOUN
faba-98	335	15	with	with	ADP
faba-98	335	16	a	a	DET
faba-98	335	17	high	high	ADJ
faba-98	335	18	level	level	NOUN
faba-98	335	19	of	of	ADP
faba-98	335	20	impaired	impaired	ADJ
faba-98	335	21	loans	loan	NOUN
faba-98	335	22	,	,	PUNCT
faba-98	335	23	economics	economic	NOUN
faba-98	335	24	and	and	CCONJ
faba-98	335	25	business	business	NOUN
faba-98	335	26	review	review	NOUN
faba-98	335	27	,	,	PUNCT
faba-98	335	28	6	6	NUM
faba-98	335	29	(	(	PUNCT
faba-98	335	30	20	20	NUM
faba-98	335	31	)	)	PUNCT
faba-98	335	32	,	,	PUNCT
faba-98	335	33	no	no	INTJ
faba-98	335	34	.	.	NOUN
faba-98	335	35	1	1	NUM
faba-98	335	36	,	,	PUNCT
faba-98	335	37	2020	2020	NUM
faba-98	335	38	:	:	PUNCT
faba-98	335	39	22	22	NUM
faba-98	335	40	-	-	SYM
faba-98	335	41	45	45	NUM
faba-98	335	42	decision	decision	NOUN
faba-98	335	43	for	for	ADP
faba-98	335	44	extension	extension	NOUN
faba-98	335	45	of	of	ADP
faba-98	335	46	the	the	DET
faba-98	335	47	term	term	NOUN
faba-98	335	48	of	of	ADP
faba-98	335	49	the	the	DET
faba-98	335	50	declared	declare	VERB
faba-98	335	51	state	state	NOUN
faba-98	335	52	of	of	ADP
faba-98	335	53	emergency	emergency	NOUN
faba-98	335	54	,	,	PUNCT
faba-98	335	55	sg	sg	ADP
faba-98	335	56	33/	33/	NUM
faba-98	335	57	7	7	NUM
faba-98	335	58	april	april	PROPN
faba-98	335	59	2020	2020	NUM
faba-98	335	60	,	,	PUNCT
faba-98	335	61	available	available	ADJ
faba-98	335	62	at	at	ADP
faba-98	335	63	:	:	PUNCT
faba-98	335	64	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=147369	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=147369	PROPN
faba-98	335	65	,	,	PUNCT
faba-98	335	66	accessed	access	VERB
faba-98	335	67	:	:	PUNCT
faba-98	335	68	19.02.2021	19.02.2021	NUM
faba-98	335	69	decision	decision	NOUN
faba-98	335	70	to	to	PART
faba-98	335	71	declare	declare	VERB
faba-98	335	72	a	a	DET
faba-98	335	73	state	state	NOUN
faba-98	335	74	of	of	ADP
faba-98	335	75	emergency	emergency	NOUN
faba-98	335	76	,	,	PUNCT
faba-98	335	77	sg	sg	ADP
faba-98	335	78	22/	22/	NUM
faba-98	335	79	13	13	NUM
faba-98	335	80	march	march	NOUN
faba-98	335	81	2020	2020	NUM
faba-98	335	82	г	г	PROPN
faba-98	335	83	.	.	PROPN
faba-98	335	84	,	,	PUNCT
faba-98	335	85	available	available	ADJ
faba-98	335	86	at	at	ADP
faba-98	335	87	:	:	PUNCT
faba-98	335	88	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=146931	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=146931	PROPN
faba-98	335	89	,	,	PUNCT
faba-98	335	90	accessed	access	VERB
faba-98	335	91	:	:	PUNCT
faba-98	335	92	19.02.2021	19.02.2021	NUM
faba-98	335	93	european	european	ADJ
faba-98	335	94	banking	banking	NOUN
faba-98	335	95	authority	authority	NOUN
faba-98	335	96	,	,	PUNCT
faba-98	335	97	(	(	PUNCT
faba-98	335	98	2020	2020	NUM
faba-98	335	99	)	)	PUNCT
faba-98	335	100	.	.	PUNCT
faba-98	336	1	guidelines	guideline	NOUN
faba-98	336	2	on	on	ADP
faba-98	336	3	legislative	legislative	ADJ
faba-98	336	4	and	and	CCONJ
faba-98	336	5	non	non	ADJ
faba-98	336	6	-	-	ADJ
faba-98	336	7	legislative	legislative	ADJ
faba-98	336	8	moratoria	moratoria	PROPN
faba-98	336	9	on	on	ADP
faba-98	336	10	loan	loan	NOUN
faba-98	336	11	repayments	repayment	NOUN
faba-98	336	12	applied	apply	VERB
faba-98	336	13	in	in	ADP
faba-98	336	14	the	the	DET
faba-98	336	15	light	light	NOUN
faba-98	336	16	of	of	ADP
faba-98	336	17	the	the	DET
faba-98	336	18	covid-19	covid-19	PROPN
faba-98	336	19	crisis	crisis	NOUN
faba-98	336	20	,	,	PUNCT
faba-98	336	21	eba	eba	NOUN
faba-98	336	22	,	,	PUNCT
faba-98	336	23	2	2	NUM
faba-98	336	24	april	april	PROPN
faba-98	336	25	2020	2020	NUM
faba-98	336	26	,	,	PUNCT
faba-98	336	27	available	available	ADJ
faba-98	336	28	at	at	ADP
faba-98	336	29	:	:	PUNCT
faba-98	336	30	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-nonlegislative-moratoria-loan-repayments-applied-light-covid-19-crisis	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-nonlegislative-moratoria-loan-repayments-applied-light-covid-19-crisis	NUM
faba-98	336	31	,	,	PUNCT
faba-98	336	32	accessed	access	VERB
faba-98	336	33	:	:	PUNCT
faba-98	336	34	29.06	29.06	NUM
faba-98	336	35	.	.	NOUN
faba-98	337	1	2021	2021	NUM
faba-98	337	2	european	european	PROPN
faba-98	337	3	central	central	PROPN
faba-98	337	4	bank	bank	PROPN
faba-98	337	5	,	,	PUNCT
faba-98	337	6	statistical	statistical	ADJ
faba-98	337	7	data	data	NOUN
faba-98	337	8	warehouse	warehouse	NOUN
faba-98	337	9	,	,	PUNCT
faba-98	337	10	(	(	PUNCT
faba-98	337	11	2020	2020	NUM
faba-98	337	12	)	)	PUNCT
faba-98	337	13	.	.	PUNCT
faba-98	338	1	gross	gross	ADJ
faba-98	338	2	non	non	ADJ
faba-98	338	3	-	-	ADJ
faba-98	338	4	performing	performing	ADJ
faba-98	338	5	loans	loan	NOUN
faba-98	338	6	and	and	CCONJ
faba-98	338	7	advances	advance	NOUN
faba-98	338	8	(	(	PUNCT
faba-98	338	9	%	%	NOUN
faba-98	338	10	of	of	ADP
faba-98	338	11	total	total	ADJ
faba-98	338	12	gross	gross	ADJ
faba-98	338	13	loans	loan	NOUN
faba-98	338	14	and	and	CCONJ
faba-98	338	15	advances	advance	NOUN
faba-98	338	16	)	)	PUNCT
faba-98	338	17	,	,	PUNCT
faba-98	338	18	retrieved	retrieve	VERB
faba-98	338	19	from	from	ADP
faba-98	338	20	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89	PROPN
faba-98	338	21	?	?	PUNCT
faba-98	338	22	series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	PROPN
faba-98	338	23	european	european	PROPN
faba-98	338	24	central	central	PROPN
faba-98	338	25	bank	bank	PROPN
faba-98	338	26	,	,	PUNCT
faba-98	338	27	(	(	PUNCT
faba-98	338	28	2017	2017	NUM
faba-98	338	29	)	)	PUNCT
faba-98	338	30	.	.	PUNCT
faba-98	339	1	guidance	guidance	NOUN
faba-98	339	2	to	to	ADP
faba-98	339	3	banks	bank	NOUN
faba-98	339	4	on	on	ADP
faba-98	339	5	non	non	ADJ
faba-98	339	6	-	-	ADJ
faba-98	339	7	performing	performing	ADJ
faba-98	339	8	loans	loan	NOUN
faba-98	339	9	;	;	PUNCT
faba-98	339	10	ecb	ecb	NOUN
faba-98	339	11	,	,	PUNCT
faba-98	339	12	banking	banking	NOUN
faba-98	339	13	supervision	supervision	NOUN
faba-98	339	14	,	,	PUNCT
faba-98	339	15	march	march	PROPN
faba-98	339	16	2017	2017	NUM
faba-98	339	17	,	,	PUNCT
faba-98	339	18	available	available	ADJ
faba-98	339	19	at	at	ADP
faba-98	339	20	:	:	PUNCT
faba-98	339	21	https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidance_on_npl.en.pdf	https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidance_on_npl.en.pdf	PROPN
faba-98	339	22	,	,	PUNCT
faba-98	339	23	accessed	access	VERB
faba-98	339	24	:	:	PUNCT
faba-98	339	25	25.02.2021	25.02.2021	NUM
faba-98	339	26	european	european	PROPN
faba-98	339	27	commission	commission	PROPN
faba-98	339	28	,	,	PUNCT
faba-98	339	29	(	(	PUNCT
faba-98	339	30	2020	2020	NUM
faba-98	339	31	)	)	PUNCT
faba-98	339	32	.	.	PUNCT
faba-98	340	1	commission	commission	NOUN
faba-98	340	2	staff	staff	NOUN
faba-98	340	3	working	working	NOUN
faba-98	340	4	document	document	NOUN
faba-98	340	5	,	,	PUNCT
faba-98	340	6	country	country	NOUN
faba-98	340	7	report	report	NOUN
faba-98	340	8	bulgaria	bulgaria	PROPN
faba-98	340	9	2020	2020	NUM
faba-98	340	10	,	,	PUNCT
faba-98	340	11	2020	2020	NUM
faba-98	340	12	european	european	ADJ
faba-98	340	13	semester	semester	NOUN
faba-98	340	14	:	:	PUNCT
faba-98	340	15	assessment	assessment	NOUN
faba-98	340	16	of	of	ADP
faba-98	340	17	progress	progress	NOUN
faba-98	340	18	on	on	ADP
faba-98	340	19	structural	structural	ADJ
faba-98	340	20	reforms	reform	NOUN
faba-98	340	21	,	,	PUNCT
faba-98	340	22	prevention	prevention	NOUN
faba-98	340	23	and	and	CCONJ
faba-98	340	24	correction	correction	NOUN
faba-98	340	25	of	of	ADP
faba-98	340	26	macroeconomic	macroeconomic	ADJ
faba-98	340	27	imbalances	imbalance	NOUN
faba-98	340	28	,	,	PUNCT
faba-98	340	29	and	and	CCONJ
faba-98	340	30	results	result	NOUN
faba-98	340	31	of	of	ADP
faba-98	340	32	in	in	ADP
faba-98	340	33	-	-	PUNCT
faba-98	340	34	depth	depth	NOUN
faba-98	340	35	reviews	review	NOUN
faba-98	340	36	under	under	ADP
faba-98	340	37	regulation	regulation	NOUN
faba-98	340	38	(	(	PUNCT
faba-98	340	39	eu	eu	NOUN
faba-98	340	40	)	)	PUNCT
faba-98	341	1	no	no	DET
faba-98	341	2	1176/2011	1176/2011	PROPN
faba-98	341	3	,	,	PUNCT
faba-98	341	4	26.02.2020	26.02.2020	NUM
faba-98	341	5	,	,	PUNCT
faba-98	341	6	available	available	ADJ
faba-98	341	7	at	at	ADP
faba-98	341	8	:	:	PUNCT
faba-98	341	9	https://eur-lex.europa.eu/legalcontent/en/txt/pdf/?uri=celex:52020sc0501&from=en	https://eur-lex.europa.eu/legalcontent/en/txt/pdf/?uri=celex:52020sc0501&from=en	NUM
faba-98	341	10	,	,	PUNCT
faba-98	341	11	accessed	access	VERB
faba-98	341	12	:	:	PUNCT
faba-98	341	13	07.03.2021	07.03.2021	NOUN
faba-98	341	14	festić	festić	NOUN
faba-98	341	15	,	,	PUNCT
faba-98	341	16	m.	m.	NOUN
faba-98	341	17	,	,	PUNCT
faba-98	341	18	repina	repina	PROPN
faba-98	341	19	,	,	PUNCT
faba-98	341	20	s.	s.	PROPN
faba-98	341	21	and	and	CCONJ
faba-98	341	22	kavkler	kavkler	PROPN
faba-98	341	23	,	,	PUNCT
faba-98	341	24	a.	a.	NOUN
faba-98	341	25	(	(	PUNCT
faba-98	341	26	2009	2009	NUM
faba-98	341	27	)	)	PUNCT
faba-98	341	28	.	.	PUNCT
faba-98	342	1	the	the	DET
faba-98	342	2	overheating	overheating	NOUN
faba-98	342	3	of	of	ADP
faba-98	342	4	five	five	NUM
faba-98	342	5	eu	eu	PROPN
faba-98	342	6	new	new	ADJ
faba-98	342	7	member	member	NOUN
faba-98	342	8	states	state	NOUN
faba-98	342	9	and	and	CCONJ
faba-98	342	10	cyclicality	cyclicality	NOUN
faba-98	342	11	of	of	ADP
faba-98	342	12	systemic	systemic	ADJ
faba-98	342	13	risk	risk	NOUN
faba-98	342	14	in	in	ADP
faba-98	342	15	the	the	DET
faba-98	342	16	banking	banking	NOUN
faba-98	342	17	sector	sector	NOUN
faba-98	342	18	,	,	PUNCT
faba-98	342	19	journal	journal	NOUN
faba-98	342	20	of	of	ADP
faba-98	342	21	business	business	NOUN
faba-98	342	22	economics	economic	NOUN
faba-98	342	23	&	&	CCONJ
faba-98	342	24	management	management	NOUN
faba-98	342	25	,	,	PUNCT
faba-98	342	26	10	10	NUM
faba-98	342	27	(	(	PUNCT
faba-98	342	28	https://abanksb.bg/downloads/quarterly-information/2020-q4-review-en.pdf	https://abanksb.bg/downloads/quarterly-information/2020-q4-review-en.pdf	ADJ
faba-98	342	29	https://abanksb.bg/bulletin/64-en.pdf	https://abanksb.bg/bulletin/64-en.pdf	PROPN
faba-98	342	30	https://www.bcra-bg.com/en/news	https://www.bcra-bg.com/en/news	PRON
faba-98	342	31	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	PRON
faba-98	342	32	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	NOUN
faba-98	342	33	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	NOUN
faba-98	342	34	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	NOUN
faba-98	342	35	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	https://bica-bg.org/%d0%bd%d0%b5%d0%b4%d0%b5%d0%ba%d0%bb%d0%b0%d1%80%d0%b8%d1%80%d0%b0%d0%bd%d0%b0%d1%82%d0%b0-%d0%b7%d0%b0%d0%b5%d1%82%d0%be%d1%81%d1%82-%d0%b2-%d0%b1%d1%8a%d0%bb%d0%b3%d0%b0%d1%80%d1%81%d0%ba%d0%b0/	NOUN
faba-98	342	36	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=147369	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=147369	PROPN
faba-98	342	37	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=146931	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=146931	PROPN
faba-98	342	38	https://www.eba.europa.eu/sites/default/documents/files/document_library/publications/guidelines/2020/gl%20amending%20eba-gl-2020-02%20on%20payment%20moratoria/960349/final%20report%20on%20eba-gl-2020-02%20guidelines%20on%20payment%20moratoria%20-%20consolidated%20version.pdf	https://www.eba.europa.eu/sites/default/documents/files/document_library/publications/guidelines/2020/gl%20amending%20eba-gl-2020-02%20on%20payment%20moratoria/960349/final%20report%20on%20eba-gl-2020-02%20guidelines%20on%20payment%20moratoria%20-%20consolidated%20version.pdf	PROPN
faba-98	342	39	https://www.eba.europa.eu/sites/default/documents/files/document_library/publications/guidelines/2020/gl%20amending%20eba-gl-2020-02%20on%20payment%20moratoria/960349/final%20report%20on%20eba-gl-2020-02%20guidelines%20on%20payment%20moratoria%20-%20consolidated%20version.pdf	https://www.eba.europa.eu/sites/default/documents/files/document_library/publications/guidelines/2020/gl%20amending%20eba-gl-2020-02%20on%20payment%20moratoria/960349/final%20report%20on%20eba-gl-2020-02%20guidelines%20on%20payment%20moratoria%20-%20consolidated%20version.pdf	PROPN
faba-98	342	40	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-non-legislative-moratoria-loan-repayments-applied-light-covid-19-crisis	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-non-legislative-moratoria-loan-repayments-applied-light-covid-19-crisis	PROPN
faba-98	342	41	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-non-legislative-moratoria-loan-repayments-applied-light-covid-19-crisis	https://www.eba.europa.eu/regulation-and-policy/credit-risk/guidelines-legislative-and-non-legislative-moratoria-loan-repayments-applied-light-covid-19-crisis	PROPN
faba-98	342	42	https://sdw.ecb.europa.eu/home.do;jsessionid=023c018e1128657c1f280553a5403aa6	https://sdw.ecb.europa.eu/home.do;jsessionid=023c018e1128657c1f280553a5403aa6	ADP
faba-98	342	43	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89?series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89?series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	PROPN
faba-98	342	44	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89?series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	https://sdw.ecb.europa.eu/quickview.do;jsessionid=328f4d91c8e2c581e5f959fd8c8a7c89?series_key=359.cbd2.q.b0.w0.11._z._z.a.f.i3632._z._z._z._z._z._z.pc	PROPN
faba-98	342	45	https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidance_on_npl.en.pdf	https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidance_on_npl.en.pdf	NOUN
faba-98	342	46	https://eur-lex.europa.eu/legal-content/en/txt/pdf/?uri=celex:52020sc0501&from=en	https://eur-lex.europa.eu/legal-content/en/txt/pdf/?uri=celex:52020sc0501&from=en	PROPN
faba-98	342	47	https://eur-lex.europa.eu/legal-content/en/txt/pdf/?uri=celex:52020sc0501&from=en	https://eur-lex.europa.eu/legal-content/en/txt/pdf/?uri=celex:52020sc0501&from=en	PROPN
faba-98	342	48	finance	finance	NOUN
faba-98	342	49	,	,	PUNCT
faba-98	342	50	accounting	accounting	NOUN
faba-98	342	51	and	and	CCONJ
faba-98	342	52	business	business	NOUN
faba-98	342	53	analysis	analysis	NOUN
faba-98	342	54	3	3	NUM
faba-98	342	55	(	(	PUNCT
faba-98	342	56	2	2	NUM
faba-98	342	57	)	)	PUNCT
faba-98	342	58	2021	2021	NUM
faba-98	342	59	145	145	NUM
faba-98	342	60	3	3	NUM
faba-98	342	61	)	)	PUNCT
faba-98	342	62	,	,	PUNCT
faba-98	342	63	219	219	NUM
faba-98	342	64	-	-	SYM
faba-98	342	65	232	232	NUM
faba-98	342	66	.	.	PUNCT
faba-98	343	1	international	international	ADJ
faba-98	343	2	monetary	monetary	ADJ
faba-98	343	3	fund	fund	NOUN
faba-98	343	4	,	,	PUNCT
faba-98	343	5	(	(	PUNCT
faba-98	343	6	2021	2021	NUM
faba-98	343	7	)	)	PUNCT
faba-98	343	8	.	.	PUNCT
faba-98	344	1	imf	imf	PROPN
faba-98	344	2	executive	executive	PROPN
faba-98	344	3	board	board	PROPN
faba-98	344	4	concludes	conclude	VERB
faba-98	344	5	2020	2020	NUM
faba-98	344	6	article	article	NOUN
faba-98	344	7	iv	iv	NUM
faba-98	344	8	consultation	consultation	NOUN
faba-98	344	9	with	with	ADP
faba-98	344	10	bulgaria	bulgaria	PROPN
faba-98	344	11	,	,	PUNCT
faba-98	344	12	press	press	NOUN
faba-98	344	13	release	release	NOUN
faba-98	344	14	№	№	NUM
faba-98	344	15	21/28	21/28	NUM
faba-98	344	16	,	,	PUNCT
faba-98	344	17	february	february	PROPN
faba-98	344	18	1	1	NUM
faba-98	344	19	,	,	PUNCT
faba-98	344	20	available	available	ADJ
faba-98	344	21	at	at	ADP
faba-98	344	22	:	:	PUNCT
faba-98	344	23	https://www.imf.org/en/news/articles/2021/02/01/pr2128-bulgaria-imf-executive-boardconcludes-2020-article-iv-consultation	https://www.imf.org/en/news/articles/2021/02/01/pr2128-bulgaria-imf-executive-boardconcludes-2020-article-iv-consultation	NOUN
faba-98	344	24	,	,	PUNCT
faba-98	344	25	accessed	access	VERB
faba-98	344	26	:	:	PUNCT
faba-98	344	27	10.03.2021	10.03.2021	NUM
faba-98	344	28	klein	klein	PROPN
faba-98	344	29	,	,	PUNCT
faba-98	344	30	n.	n.	PROPN
faba-98	344	31	(	(	PUNCT
faba-98	344	32	2013	2013	NUM
faba-98	344	33	)	)	PUNCT
faba-98	344	34	.	.	PUNCT
faba-98	345	1	non	non	ADJ
faba-98	345	2	-	-	ADJ
faba-98	345	3	performing	performing	ADJ
faba-98	345	4	loans	loan	NOUN
faba-98	345	5	in	in	ADP
faba-98	345	6	cesee	cesee	NOUN
faba-98	345	7	:	:	PUNCT
faba-98	345	8	determinants	determinant	NOUN
faba-98	345	9	and	and	CCONJ
faba-98	345	10	impact	impact	NOUN
faba-98	345	11	on	on	ADP
faba-98	345	12	macroeconomic	macroeconomic	ADJ
faba-98	345	13	performance	performance	NOUN
faba-98	345	14	,	,	PUNCT
faba-98	345	15	international	international	ADJ
faba-98	345	16	monetary	monetary	ADJ
faba-98	345	17	fund	fund	NOUN
faba-98	345	18	(	(	PUNCT
faba-98	345	19	imf	imf	PROPN
faba-98	345	20	)	)	PUNCT
faba-98	345	21	,	,	PUNCT
faba-98	345	22	imf	imf	PROPN
faba-98	345	23	working	working	PROPN
faba-98	345	24	paper	paper	PROPN
faba-98	345	25	no	no	INTJ
faba-98	345	26	.	.	PUNCT
faba-98	346	1	13/72	13/72	NUM
faba-98	346	2	kupčinskas	kupčinskas	NOUN
faba-98	346	3	,	,	PUNCT
faba-98	346	4	k.	k.	PROPN
faba-98	346	5	and	and	CCONJ
faba-98	346	6	paškevičius	paškevičius	PROPN
faba-98	346	7	,	,	PUNCT
faba-98	346	8	a.	a.	NOUN
faba-98	346	9	,	,	PUNCT
faba-98	346	10	(	(	PUNCT
faba-98	346	11	2017	2017	NUM
faba-98	346	12	)	)	PUNCT
faba-98	346	13	.	.	PUNCT
faba-98	347	1	key	key	ADJ
faba-98	347	2	factors	factor	NOUN
faba-98	347	3	of	of	ADP
faba-98	347	4	non	non	ADJ
faba-98	347	5	-	-	ADJ
faba-98	347	6	performing	performing	ADJ
faba-98	347	7	loans	loan	NOUN
faba-98	347	8	in	in	ADP
faba-98	347	9	baltic	baltic	ADJ
faba-98	347	10	and	and	CCONJ
faba-98	347	11	scandinavian	scandinavian	ADJ
faba-98	347	12	countries	country	NOUN
faba-98	347	13	:	:	PUNCT
faba-98	347	14	lessons	lesson	NOUN
faba-98	347	15	learned	learn	VERB
faba-98	347	16	in	in	ADP
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faba-98	347	19	decade	decade	NOUN
faba-98	347	20	,	,	PUNCT
faba-98	347	21	economics	economic	NOUN
faba-98	347	22	.	.	PUNCT
faba-98	348	1	2017	2017	NUM
faba-98	348	2	,	,	PUNCT
faba-98	348	3	96	96	NUM
faba-98	348	4	2	2	NUM
faba-98	348	5	)	)	PUNCT
faba-98	348	6	,	,	PUNCT
faba-98	348	7	43	43	NUM
faba-98	348	8	-	-	SYM
faba-98	348	9	55	55	NUM
faba-98	348	10	kuzucu	kuzucu	NOUN
faba-98	348	11	,	,	PUNCT
faba-98	348	12	n.	n.	NOUN
faba-98	348	13	and	and	CCONJ
faba-98	348	14	kuzucu	kuzucu	PROPN
faba-98	348	15	,	,	PUNCT
faba-98	348	16	s.	s.	PROPN
faba-98	348	17	,	,	PUNCT
faba-98	348	18	(	(	PUNCT
faba-98	348	19	2019	2019	NUM
faba-98	348	20	)	)	PUNCT
faba-98	348	21	.	.	PUNCT
faba-98	349	1	what	what	PRON
faba-98	349	2	drives	drive	VERB
faba-98	349	3	non	non	ADJ
faba-98	349	4	-	-	ADJ
faba-98	349	5	performing	perform	VERB
faba-98	349	6	loans	loan	NOUN
faba-98	349	7	?	?	PUNCT
faba-98	350	1	evidence	evidence	NOUN
faba-98	350	2	from	from	ADP
faba-98	350	3	emerging	emerge	VERB
faba-98	350	4	and	and	CCONJ
faba-98	350	5	advanced	advanced	ADJ
faba-98	350	6	economies	economy	NOUN
faba-98	350	7	during	during	ADP
faba-98	350	8	preand	preand	NOUN
faba-98	350	9	post	post	ADJ
faba-98	350	10	-	-	ADJ
faba-98	350	11	global	global	ADJ
faba-98	350	12	financial	financial	ADJ
faba-98	350	13	crisis	crisis	NOUN
faba-98	350	14	;	;	PUNCT
faba-98	350	15	emerging	emerge	VERB
faba-98	350	16	markets	market	NOUN
faba-98	350	17	finance	finance	NOUN
faba-98	350	18	&	&	CCONJ
faba-98	350	19	trade	trade	PROPN
faba-98	350	20	,	,	PUNCT
faba-98	350	21	55	55	NUM
faba-98	350	22	(	(	PUNCT
faba-98	350	23	8)	8)	NUM
faba-98	350	24	,	,	PUNCT
faba-98	350	25	1694	1694	NUM
faba-98	350	26	-	-	SYM
faba-98	350	27	1708	1708	NUM
faba-98	350	28	makri	makri	NOUN
faba-98	350	29	v.	v.	PROPN
faba-98	350	30	,	,	PUNCT
faba-98	350	31	tsagkanos	tsagkanos	PROPN
faba-98	350	32	a.	a.	PROPN
faba-98	350	33	and	and	CCONJ
faba-98	350	34	bellas	bellas	PROPN
faba-98	350	35	a.	a.	PROPN
faba-98	350	36	,	,	PUNCT
faba-98	350	37	(	(	PUNCT
faba-98	350	38	2014	2014	NUM
faba-98	350	39	)	)	PUNCT
faba-98	350	40	.	.	PUNCT
faba-98	351	1	determinants	determinant	NOUN
faba-98	351	2	of	of	ADP
faba-98	351	3	non	non	ADJ
faba-98	351	4	-	-	ADJ
faba-98	351	5	performing	performing	ADJ
faba-98	351	6	loans	loan	NOUN
faba-98	351	7	:	:	PUNCT
faba-98	351	8	the	the	DET
faba-98	351	9	case	case	NOUN
faba-98	351	10	of	of	ADP
faba-98	351	11	eurozone	eurozone	NOUN
faba-98	351	12	,	,	PUNCT
faba-98	351	13	economists	economist	NOUN
faba-98	351	14	'	'	PART
faba-98	351	15	association	association	NOUN
faba-98	351	16	of	of	ADP
faba-98	351	17	vojvodina	vojvodina	PROPN
faba-98	351	18	,	,	PUNCT
faba-98	351	19	available	available	ADJ
faba-98	351	20	at	at	ADP
faba-98	351	21	:	:	PUNCT
faba-98	351	22	https://core.ac.uk/display/25934815?utm_source=pdf&utm_medium=banner&utm_campaign=	https://core.ac.uk/display/25934815?utm_source=pdf&utm_medium=banner&utm_campaign=	NOUN
faba-98	351	23	pdf	pdf	NOUN
faba-98	351	24	-	-	PUNCT
faba-98	351	25	decoration	decoration	NOUN
faba-98	351	26	-	-	PUNCT
faba-98	351	27	v1	v1	NOUN
faba-98	351	28	,	,	PUNCT
faba-98	351	29	accessed	access	VERB
faba-98	351	30	:	:	PUNCT
faba-98	351	31	5	5	NUM
faba-98	351	32	august	august	PROPN
faba-98	351	33	2021	2021	NUM
faba-98	351	34	messai	messai	X
faba-98	351	35	,	,	PUNCT
faba-98	351	36	a.	a.	NOUN
faba-98	351	37	and	and	CCONJ
faba-98	351	38	jouini	jouini	PROPN
faba-98	351	39	,	,	PUNCT
faba-98	351	40	f.	f.	PROPN
faba-98	351	41	(	(	PUNCT
faba-98	351	42	2013	2013	NUM
faba-98	351	43	)	)	PUNCT
faba-98	351	44	.	.	PUNCT
faba-98	352	1	micro	micro	PROPN
faba-98	352	2	and	and	CCONJ
faba-98	352	3	macro	macro	ADJ
faba-98	352	4	determinants	determinant	NOUN
faba-98	352	5	of	of	ADP
faba-98	352	6	non	non	ADJ
faba-98	352	7	-	-	ADJ
faba-98	352	8	performing	performing	ADJ
faba-98	352	9	loans	loan	NOUN
faba-98	352	10	,	,	PUNCT
faba-98	352	11	international	international	ADJ
faba-98	352	12	journal	journal	NOUN
faba-98	352	13	of	of	ADP
faba-98	352	14	economics	economic	NOUN
faba-98	352	15	and	and	CCONJ
faba-98	352	16	financial	financial	ADJ
faba-98	352	17	issues	issue	NOUN
faba-98	352	18	,	,	PUNCT
faba-98	352	19	3	3	NUM
faba-98	352	20	(	(	PUNCT
faba-98	352	21	4	4	NUM
faba-98	352	22	)	)	PUNCT
faba-98	352	23	,	,	PUNCT
faba-98	352	24	852	852	NUM
faba-98	352	25	-	-	SYM
faba-98	352	26	860	860	NUM
faba-98	352	27	,	,	PUNCT
faba-98	352	28	issn	issn	PROPN
faba-98	352	29	:	:	PUNCT
faba-98	352	30	2146	2146	NUM
faba-98	352	31	-	-	SYM
faba-98	352	32	4138	4138	NUM
faba-98	352	33	,	,	PUNCT
faba-98	352	34	available	available	ADJ
faba-98	352	35	at	at	ADP
faba-98	352	36	:	:	PUNCT
faba-98	352	37	https://www.econjournals.com/index.php/ijefi/article/view/517	https://www.econjournals.com/index.php/ijefi/article/view/517	PROPN
faba-98	352	38	,	,	PUNCT
faba-98	352	39	accessed	access	VERB
faba-98	352	40	:	:	PUNCT
faba-98	352	41	29.06.2021	29.06.2021	NUM
faba-98	352	42	obligations	obligation	NOUN
faba-98	352	43	and	and	CCONJ
faba-98	352	44	contracts	contract	NOUN
faba-98	352	45	act	act	PROPN
faba-98	352	46	,	,	PUNCT
faba-98	352	47	incl	incl	NOUN
faba-98	352	48	.	.	PUNCT
faba-98	353	1	the	the	DET
faba-98	353	2	denomination	denomination	NOUN
faba-98	353	3	of	of	ADP
faba-98	353	4	5	5	NUM
faba-98	353	5	july	july	NOUN
faba-98	353	6	1999	1999	NUM
faba-98	353	7	,	,	PUNCT
faba-98	353	8	(	(	PUNCT
faba-98	353	9	corr	corr	PROPN
faba-98	353	10	.	.	PUNCT
faba-98	354	1	sg	sg	PROPN
faba-98	354	2	.	.	PROPN
faba-98	354	3	2/5	2/5	NUM
faba-98	354	4	dec	dec	PROPN
faba-98	354	5	1950	1950	NUM
faba-98	354	6	,	,	PUNCT
faba-98	354	7	prom	prom	PROPN
faba-98	354	8	.	.	PUNCT
faba-98	355	1	sg	sg	PROPN
faba-98	355	2	.	.	PROPN
faba-98	356	1	275/22	275/22	NUM
faba-98	356	2	nov	nov	PROPN
faba-98	356	3	1950	1950	NUM
faba-98	356	4	,	,	PUNCT
faba-98	356	5	amend	amend	PROPN
faba-98	356	6	.	.	PUNCT
faba-98	357	1	sg	sg	PROPN
faba-98	357	2	.	.	PROPN
faba-98	357	3	69/28	69/28	NUM
faba-98	357	4	aug	aug	PROPN
faba-98	357	5	1951	1951	NUM
faba-98	357	6	,	,	PUNCT
faba-98	357	7	amend	amend	PROPN
faba-98	357	8	.	.	PUNCT
faba-98	358	1	sg	sg	PROPN
faba-98	358	2	.	.	PUNCT
faba-98	359	1	92/7	92/7	NUM
faba-98	359	2	nov	nov	NOUN
faba-98	359	3	1952	1952	NUM
faba-98	359	4	,	,	PUNCT
faba-98	359	5	amend	amend	PROPN
faba-98	359	6	.	.	PUNCT
faba-98	360	1	sg	sg	PROPN
faba-98	360	2	.	.	PUNCT
faba-98	361	1	85/1	85/1	PROPN
faba-98	361	2	nov	nov	NOUN
faba-98	361	3	1963	1963	NUM
faba-98	361	4	,	,	PUNCT
faba-98	361	5	amend	amend	PROPN
faba-98	361	6	.	.	PUNCT
faba-98	362	1	sg	sg	PROPN
faba-98	362	2	.	.	PUNCT
faba-98	363	1	27/3	27/3	NUM
faba-98	363	2	apr	apr	NOUN
faba-98	363	3	1973	1973	NUM
faba-98	363	4	,	,	PUNCT
faba-98	363	5	amend	amend	PROPN
faba-98	363	6	.	.	PUNCT
faba-98	364	1	sg	sg	PROPN
faba-98	364	2	.	.	PUNCT
faba-98	365	1	16/25	16/25	NUM
faba-98	365	2	feb	feb	NOUN
faba-98	365	3	1977	1977	NUM
faba-98	365	4	,	,	PUNCT
faba-98	365	5	amend	amend	PROPN
faba-98	365	6	.	.	PUNCT
faba-98	366	1	sg	sg	PROPN
faba-98	366	2	.	.	PUNCT
faba-98	367	1	28/9	28/9	NUM
faba-98	367	2	apr	apr	NOUN
faba-98	367	3	1982	1982	NUM
faba-98	367	4	,	,	PUNCT
faba-98	367	5	amend	amend	PROPN
faba-98	367	6	.	.	PUNCT
faba-98	368	1	sg	sg	PROPN
faba-98	368	2	.	.	PUNCT
faba-98	369	1	30/13	30/13	NUM
faba-98	369	2	apr	apr	NOUN
faba-98	369	3	1990	1990	NUM
faba-98	369	4	,	,	PUNCT
faba-98	369	5	amend	amend	PROPN
faba-98	369	6	.	.	PUNCT
faba-98	370	1	sg	sg	PROPN
faba-98	370	2	.	.	PUNCT
faba-98	371	1	12/12	12/12	NUM
faba-98	371	2	feb	feb	PROPN
faba-98	371	3	1993	1993	NUM
faba-98	371	4	,	,	PUNCT
faba-98	371	5	amend	amend	PROPN
faba-98	371	6	.	.	PUNCT
faba-98	372	1	sg	sg	PROPN
faba-98	372	2	.	.	PROPN
faba-98	373	1	56/29	56/29	NUM
faba-98	373	2	jun	jun	PROPN
faba-98	373	3	1993	1993	NUM
faba-98	373	4	,	,	PUNCT
faba-98	373	5	amend	amend	PROPN
faba-98	373	6	.	.	PUNCT
faba-98	374	1	sg	sg	PROPN
faba-98	374	2	.	.	PROPN
faba-98	375	1	83/1	83/1	NUM
faba-98	375	2	oct	oct	NOUN
faba-98	375	3	1996	1996	NUM
faba-98	375	4	,	,	PUNCT
faba-98	375	5	amend	amend	PROPN
faba-98	375	6	.	.	PUNCT
faba-98	376	1	sg	sg	PROPN
faba-98	376	2	.	.	PROPN
faba-98	377	1	104/6	104/6	NUM
faba-98	377	2	dec	dec	PROPN
faba-98	377	3	1996	1996	NUM
faba-98	377	4	,	,	PUNCT
faba-98	377	5	amend	amend	PROPN
faba-98	377	6	.	.	PUNCT
faba-98	378	1	sg	sg	PROPN
faba-98	378	2	.	.	PUNCT
faba-98	379	1	83/21	83/21	NUM
faba-98	379	2	sep	sep	NOUN
faba-98	379	3	1999	1999	NUM
faba-98	379	4	,	,	PUNCT
faba-98	379	5	amend	amend	PROPN
faba-98	379	6	.	.	PUNCT
faba-98	380	1	sg	sg	PROPN
faba-98	380	2	.	.	PUNCT
faba-98	381	1	103/30	103/30	NUM
faba-98	381	2	nov	nov	NOUN
faba-98	381	3	1999	1999	NUM
faba-98	381	4	,	,	PUNCT
faba-98	381	5	amend	amend	PROPN
faba-98	381	6	.	.	PUNCT
faba-98	382	1	sg	sg	PROPN
faba-98	382	2	.	.	PUNCT
faba-98	383	1	34/25	34/25	NUM
faba-98	383	2	apr	apr	NOUN
faba-98	383	3	2000	2000	NUM
faba-98	383	4	,	,	PUNCT
faba-98	383	5	suppl	suppl	PROPN
faba-98	383	6	.	.	PUNCT
faba-98	384	1	sg	sg	PROPN
faba-98	384	2	.	.	PROPN
faba-98	385	1	19/28	19/28	NUM
faba-98	385	2	feb	feb	NOUN
faba-98	385	3	2003	2003	NUM
faba-98	385	4	,	,	PUNCT
faba-98	385	5	amend	amend	PROPN
faba-98	385	6	.	.	PUNCT
faba-98	386	1	sg	sg	PROPN
faba-98	386	2	.	.	PROPN
faba-98	387	1	42/17	42/17	NUM
faba-98	387	2	may	may	PROPN
faba-98	387	3	2005	2005	NUM
faba-98	387	4	,	,	PUNCT
faba-98	387	5	amend	amend	PROPN
faba-98	387	6	.	.	PUNCT
faba-98	388	1	sg	sg	PROPN
faba-98	388	2	.	.	PUNCT
faba-98	389	1	43/20	43/20	PRON
faba-98	389	2	may	may	PROPN
faba-98	389	3	2005	2005	NUM
faba-98	389	4	,	,	PUNCT
faba-98	389	5	amend	amend	PROPN
faba-98	389	6	.	.	PUNCT
faba-98	390	1	sg	sg	PROPN
faba-98	390	2	.	.	PUNCT
faba-98	391	1	36/2	36/2	PROPN
faba-98	391	2	may	may	PROPN
faba-98	391	3	2006	2006	NUM
faba-98	391	4	,	,	PUNCT
faba-98	391	5	amend	amend	PROPN
faba-98	391	6	.	.	PUNCT
faba-98	392	1	sg	sg	PROPN
faba-98	392	2	.	.	PUNCT
faba-98	393	1	59/20	59/20	NUM
faba-98	393	2	jul	jul	NOUN
faba-98	393	3	2007	2007	NUM
faba-98	393	4	,	,	PUNCT
faba-98	393	5	amend	amend	PROPN
faba-98	393	6	.	.	PUNCT
faba-98	394	1	sg	sg	PROPN
faba-98	394	2	.	.	PUNCT
faba-98	395	1	92/13	92/13	NUM
faba-98	395	2	nov	nov	NOUN
faba-98	395	3	2007	2007	NUM
faba-98	395	4	,	,	PUNCT
faba-98	395	5	amend	amend	PROPN
faba-98	395	6	.	.	PUNCT
faba-98	396	1	sg	sg	PROPN
faba-98	396	2	.	.	PUNCT
faba-98	397	1	50/30	50/30	NUM
faba-98	397	2	may	may	PROPN
faba-98	397	3	2008	2008	NUM
faba-98	397	4	,	,	PUNCT
faba-98	397	5	amend	amend	PROPN
faba-98	397	6	.	.	PUNCT
faba-98	398	1	sg	sg	PROPN
faba-98	398	2	.	.	PROPN
faba-98	399	1	96/1	96/1	NUM
faba-98	399	2	dec	dec	PROPN
faba-98	399	3	2017	2017	NUM
faba-98	399	4	,	,	PUNCT
faba-98	399	5	suppl	suppl	PROPN
faba-98	399	6	.	.	PUNCT
faba-98	400	1	sg	sg	PROPN
faba-98	400	2	.	.	PUNCT
faba-98	401	1	42/22	42/22	NUM
faba-98	401	2	may	may	PROPN
faba-98	401	3	2018	2018	NUM
faba-98	401	4	,	,	PUNCT
faba-98	401	5	suppl	suppl	PROPN
faba-98	401	6	.	.	PUNCT
faba-98	402	1	sg	sg	PROPN
faba-98	402	2	.	.	PROPN
faba-98	403	1	102/1	102/1	NUM
faba-98	403	2	dec	dec	PROPN
faba-98	403	3	2020	2020	NUM
faba-98	403	4	)	)	PUNCT
faba-98	404	1	otte	otte	PROPN
faba-98	404	2	,	,	PUNCT
faba-98	404	3	m.	m.	NOUN
faba-98	404	4	(	(	PUNCT
faba-98	404	5	2006	2006	NUM
faba-98	404	6	)	)	PUNCT
faba-98	404	7	.	.	PUNCT
faba-98	405	1	der	der	ADJ
faba-98	405	2	crash	crash	PROPN
faba-98	405	3	kommt	kommt	PROPN
faba-98	405	4	,	,	PUNCT
faba-98	405	5	econ	econ	PROPN
faba-98	405	6	verlag	verlag	PROPN
faba-98	405	7	,	,	PUNCT
faba-98	405	8	january	january	PROPN
faba-98	405	9	1	1	NUM
faba-98	405	10	,	,	PUNCT
faba-98	405	11	2006	2006	NUM
faba-98	405	12	resolution	resolution	NOUN
faba-98	405	13	№	№	ADP
faba-98	405	14	426	426	NUM
faba-98	405	15	of	of	ADP
faba-98	405	16	the	the	DET
faba-98	405	17	council	council	NOUN
faba-98	405	18	of	of	ADP
faba-98	405	19	ministers	minister	NOUN
faba-98	405	20	of	of	ADP
faba-98	405	21	18	18	NUM
faba-98	405	22	december	december	PROPN
faba-98	405	23	2014	2014	NUM
faba-98	405	24	to	to	PART
faba-98	405	25	determine	determine	VERB
faba-98	405	26	the	the	DET
faba-98	405	27	amount	amount	NOUN
faba-98	405	28	of	of	ADP
faba-98	405	29	statutory	statutory	ADJ
faba-98	405	30	interest	interest	NOUN
faba-98	405	31	on	on	ADP
faba-98	405	32	overdue	overdue	ADJ
faba-98	405	33	monetary	monetary	ADJ
faba-98	405	34	obligations	obligation	NOUN
faba-98	405	35	,	,	PUNCT
faba-98	405	36	sg	sg	ADP
faba-98	405	37	106/	106/	NUM
faba-98	405	38	23	23	NUM
faba-98	405	39	december	december	PROPN
faba-98	405	40	2014	2014	NUM
faba-98	405	41	г	г	X
faba-98	405	42	.	.	PROPN
faba-98	405	43	,	,	PUNCT
faba-98	405	44	available	available	ADJ
faba-98	405	45	at	at	ADP
faba-98	405	46	:	:	PUNCT
faba-98	405	47	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=90830	https://dv.parliament.bg/dvweb/showmaterialdv.jsp?idmat=90830	PROPN
faba-98	405	48	,	,	PUNCT
faba-98	405	49	accessed	access	VERB
faba-98	405	50	:	:	PUNCT
faba-98	405	51	19.02.2021	19.02.2021	NUM
faba-98	405	52	retrieved	retrieve	VERB
faba-98	405	53	from	from	ADP
faba-98	405	54	:	:	PUNCT
faba-98	405	55	https://www.bnb.bg/statistics/stbirandindices/stbibaseinterestrate/index.htm	https://www.bnb.bg/statistics/stbirandindices/stbibaseinterestrate/index.htm	NOUN
faba-98	405	56	retrieved	retrieve	VERB
faba-98	405	57	from	from	ADP
faba-98	405	58	:	:	PUNCT
faba-98	405	59	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm	NUM
faba-98	405	60	?	?	PUNCT
faba-98	405	61	foryear=2020	foryear=2020	VERB
faba-98	405	62	stiglitz	stiglitz	PROPN
faba-98	405	63	,	,	PUNCT
faba-98	405	64	j.	j.	PROPN
faba-98	405	65	(	(	PUNCT
faba-98	405	66	2010	2010	NUM
faba-98	405	67	)	)	PUNCT
faba-98	405	68	,	,	PUNCT
faba-98	405	69	freefall	freefall	NOUN
faba-98	405	70	:	:	PUNCT
faba-98	405	71	america	america	PROPN
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faba-98	405	89	#	#	SYM
faba-98	405	90	#	#	NOUN
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faba-98	405	95	https://web6.ciela.net/document?documentid=2135459110&dbid=0&edition=16	https://web6.ciela.net/document?documentid=2135459110&dbid=0&edition=16	X
faba-98	405	96	https://web6.ciela.net/document?documentid=2135459110&dbid=0&edition=17	https://web6.ciela.net/document?documentid=2135459110&dbid=0&edition=17	PROPN
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faba-98	406	3	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm?foryear=2020	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm?foryear=2020	PROPN
faba-98	406	4	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm?foryear=2020	https://www.bnb.bg/statistics/stotherfinancialinstitutions/stlendingcorporations/index.htm?foryear=2020	PROPN
faba-98	406	5	finance	finance	PROPN
faba-98	406	6	,	,	PUNCT
faba-98	406	7	accounting	accounting	NOUN
faba-98	406	8	and	and	CCONJ
faba-98	406	9	business	business	NOUN
faba-98	406	10	analysis	analysis	NOUN
faba-98	406	11	3	3	NUM
faba-98	406	12	(	(	PUNCT
faba-98	406	13	2	2	NUM
faba-98	406	14	)	)	PUNCT
faba-98	406	15	2021	2021	NUM
faba-98	406	16	146	146	NUM
faba-98	406	17	appendix	appendix	NOUN
faba-98	406	18	1	1	NUM
faba-98	406	19	get	get	VERB
faba-98	406	20	data	datum	NOUN
faba-98	406	21	/type	/type	PUNCT
faba-98	407	1	=	=	PRON
faba-98	407	2	xlsx	xlsx	NOUN
faba-98	407	3	/file='c:\users\violeta	/file='c:\users\violeta	PUNCT
faba-98	407	4	todorova\desktop\wf	todorova\desktop\wf	VERB
faba-98	407	5	faba\eurostat	faba\eurostat	NUM
faba-98	407	6	data	datum	NOUN
faba-98	407	7	–	–	PUNCT
faba-98	407	8	копие.xlsx	копие.xlsx	PROPN
faba-98	407	9	'	'	PART
faba-98	407	10	/sheet	/sheet	NOUN
faba-98	408	1	=	=	NOUN
faba-98	408	2	name	name	NOUN
faba-98	408	3	'	'	PUNCT
faba-98	408	4	лист1	лист1	NOUN
faba-98	408	5	'	'	PUNCT
faba-98	408	6	/cellrange	/cellrange	NOUN
faba-98	409	1	=	=	NOUN
faba-98	409	2	full	full	ADJ
faba-98	409	3	/readnames	/readname	NOUN
faba-98	409	4	=	=	PRON
faba-98	409	5	on	on	ADP
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faba-98	409	7	.	.	PUNCT
faba-98	410	1	execute	execute	VERB
faba-98	410	2	.	.	PUNCT
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faba-98	411	2	name	name	PROPN
faba-98	411	3	dataset1	dataset1	PROPN
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faba-98	411	5	=	=	SYM
faba-98	411	6	front	front	NOUN
faba-98	411	7	.	.	PUNCT
faba-98	412	1	regression	regression	NOUN
faba-98	412	2	/missing	/misse	VERB
faba-98	413	1	listwise	listwise	PROPN
faba-98	413	2	/statistics	/statistics	PUNCT
faba-98	413	3	coeff	coeff	PROPN
faba-98	413	4	outs	out	NOUN
faba-98	413	5	r	r	PROPN
faba-98	413	6	anova	anova	X
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faba-98	414	1	=	=	NOUN
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faba-98	414	3	)	)	PUNCT
faba-98	414	4	pout(.10	pout(.10	NOUN
faba-98	414	5	)	)	PUNCT
faba-98	414	6	/noorigin	/noorigin	PUNCT
faba-98	414	7	/dependent	/dependent	NOUN
faba-98	414	8	npls	npls	PROPN
faba-98	414	9	/method	/method	PUNCT
faba-98	415	1	=	=	PRON
faba-98	415	2	enter	enter	VERB
faba-98	415	3	govdeficitsurplus	govdeficitsurplus	NOUN
faba-98	415	4	unemployment	unemployment	NOUN
faba-98	415	5	gdpgrowth	gdpgrowth	NOUN
faba-98	415	6	.	.	PUNCT
faba-98	416	1	variables	variable	NOUN
faba-98	416	2	entered	enter	VERB
faba-98	416	3	/	/	SYM
faba-98	416	4	removedb	removedb	NOUN
faba-98	416	5	model	model	NOUN
faba-98	416	6	variables	variable	NOUN
faba-98	416	7	entered	enter	VERB
faba-98	416	8	variables	variable	NOUN
faba-98	416	9	removed	remove	VERB
faba-98	416	10	method	method	NOUN
faba-98	416	11	1	1	NUM
faba-98	416	12	gdp	gdp	NOUN
faba-98	416	13	growth	growth	NOUN
faba-98	416	14	,	,	PUNCT
faba-98	416	15	unemploym	unemploym	ADJ
faba-98	416	16	ent	ent	NOUN
faba-98	416	17	,	,	PUNCT
faba-98	416	18	gov	gov	PROPN
faba-98	416	19	deficit	deficit	PROPN
faba-98	416	20	/	/	SYM
faba-98	416	21	sur	sur	PROPN
faba-98	416	22	plus	plus	CCONJ
faba-98	416	23	.	.	PUNCT
faba-98	417	1	enter	enter	VERB
faba-98	417	2	a.	a.	NOUN
faba-98	417	3	all	all	PRON
faba-98	417	4	requested	request	VERB
faba-98	417	5	variables	variable	NOUN
faba-98	417	6	entered	enter	VERB
faba-98	417	7	.	.	PUNCT
faba-98	418	1	b.	b.	PROPN
faba-98	419	1	dependent	dependent	ADJ
faba-98	419	2	variable	variable	NOUN
faba-98	419	3	:	:	PUNCT
faba-98	419	4	npl	npl	PROPN
faba-98	419	5	model	model	PROPN
faba-98	419	6	summary	summary	NOUN
faba-98	419	7	model	model	NOUN
faba-98	419	8	r	r	PROPN
faba-98	419	9	r	r	NOUN
faba-98	419	10	square	square	ADJ
faba-98	419	11	adjusted	adjust	VERB
faba-98	419	12	r	r	NOUN
faba-98	419	13	square	square	ADJ
faba-98	419	14	std	std	NOUN
faba-98	419	15	.	.	PUNCT
faba-98	420	1	error	error	NOUN
faba-98	420	2	of	of	ADP
faba-98	420	3	the	the	DET
faba-98	420	4	estimate	estimate	NOUN
faba-98	420	5	1	1	NUM
faba-98	420	6	,	,	PUNCT
faba-98	420	7	988a	988a	PROPN
faba-98	420	8	,	,	PUNCT
faba-98	420	9	976	976	NUM
faba-98	420	10	,	,	PUNCT
faba-98	420	11	964	964	NUM
faba-98	420	12	,	,	PUNCT
faba-98	420	13	8129	8129	NUM
faba-98	420	14	a.	a.	NOUN
faba-98	420	15	predictors	predictor	NOUN
faba-98	420	16	:	:	PUNCT
faba-98	420	17	(	(	PUNCT
faba-98	420	18	constant	constant	ADJ
faba-98	420	19	)	)	PUNCT
faba-98	420	20	,	,	PUNCT
faba-98	420	21	gdp	gdp	NOUN
faba-98	420	22	growth	growth	NOUN
faba-98	420	23	,	,	PUNCT
faba-98	420	24	unemployment	unemployment	NOUN
faba-98	420	25	,	,	PUNCT
faba-98	420	26	gov	gov	NOUN
faba-98	420	27	deficit	deficit	NOUN
faba-98	420	28	/	/	SYM
faba-98	420	29	surplus	surplus	NOUN
faba-98	420	30	anovab	anovab	PROPN
faba-98	420	31	model	model	NOUN
faba-98	420	32	sum	sum	NOUN
faba-98	420	33	of	of	ADP
faba-98	420	34	squares	square	NOUN
faba-98	420	35	df	df	PROPN
faba-98	420	36	mean	mean	PROPN
faba-98	420	37	square	square	PROPN
faba-98	420	38	f	f	PROPN
faba-98	420	39	sig	sig	PROPN
faba-98	420	40	.	.	PROPN
faba-98	420	41	1	1	NUM
faba-98	420	42	regression	regression	NOUN
faba-98	420	43	160,364	160,364	NUM
faba-98	420	44	3	3	NUM
faba-98	420	45	53,455	53,455	NUM
faba-98	420	46	80,890	80,890	NUM
faba-98	420	47	,	,	PUNCT
faba-98	420	48	000a	000a	PROPN
faba-98	420	49	residual	residual	ADJ
faba-98	420	50	3,965	3,965	NUM
faba-98	420	51	6	6	NUM
faba-98	420	52	,	,	PUNCT
faba-98	420	53	661	661	NUM
faba-98	420	54	total	total	ADJ
faba-98	420	55	164,329	164,329	NUM
faba-98	420	56	9	9	NUM
faba-98	420	57	a.	a.	NOUN
faba-98	420	58	predictors	predictor	NOUN
faba-98	420	59	:	:	PUNCT
faba-98	420	60	(	(	PUNCT
faba-98	420	61	constant	constant	ADJ
faba-98	420	62	)	)	PUNCT
faba-98	420	63	,	,	PUNCT
faba-98	420	64	gdp	gdp	NOUN
faba-98	420	65	growth	growth	NOUN
faba-98	420	66	,	,	PUNCT
faba-98	420	67	unemployment	unemployment	NOUN
faba-98	420	68	,	,	PUNCT
faba-98	420	69	gov	gov	NOUN
faba-98	420	70	deficit	deficit	NOUN
faba-98	420	71	/	/	SYM
faba-98	420	72	surplus	surplus	NOUN
faba-98	420	73	b.	b.	PROPN
faba-98	420	74	dependent	dependent	ADJ
faba-98	420	75	variable	variable	NOUN
faba-98	420	76	:	:	PUNCT
faba-98	420	77	npls	npls	PROPN
faba-98	420	78	coefficientsa	coefficientsa	PROPN
faba-98	420	79	model	model	VERB
faba-98	420	80	unstandardized	unstandardized	ADJ
faba-98	420	81	coefficients	coefficient	NOUN
faba-98	420	82	standardized	standardize	VERB
faba-98	420	83	coefficients	coefficient	NOUN
faba-98	420	84	t	t	PROPN
faba-98	420	85	sig	sig	PROPN
faba-98	420	86	.	.	PUNCT
faba-98	421	1	b	b	X
faba-98	421	2	std	std	PROPN
faba-98	421	3	.	.	NOUN
faba-98	421	4	error	error	NOUN
faba-98	421	5	beta	beta	NOUN
faba-98	421	6	1	1	NUM
faba-98	421	7	(	(	PUNCT
faba-98	421	8	constant	constant	ADJ
faba-98	421	9	)	)	PUNCT
faba-98	421	10	,	,	PUNCT
faba-98	421	11	782	782	NUM
faba-98	421	12	,	,	PUNCT
faba-98	421	13	805	805	NUM
faba-98	421	14	,	,	PUNCT
faba-98	421	15	971	971	NUM
faba-98	421	16	,	,	PUNCT
faba-98	421	17	369	369	NUM
faba-98	421	18	gov	gov	PROPN
faba-98	421	19	deficit	deficit	NOUN
faba-98	421	20	/	/	SYM
faba-98	421	21	surplus	surplus	NOUN
faba-98	421	22	-,117	-,117	VERB
faba-98	421	23	,	,	PUNCT
faba-98	421	24	146	146	NUM
faba-98	421	25	-,066	-,066	ADJ
faba-98	421	26	-,802	-,802	NOUN
faba-98	421	27	,	,	PUNCT
faba-98	421	28	453	453	NUM
faba-98	421	29	unemployment	unemployment	NOUN
faba-98	421	30	1,232	1,232	NUM
faba-98	421	31	,	,	PUNCT
faba-98	421	32	093	093	NUM
faba-98	421	33	,	,	PUNCT
faba-98	421	34	954	954	NUM
faba-98	421	35	13,208	13,208	NUM
faba-98	421	36	,	,	PUNCT
faba-98	421	37	000	000	NUM
faba-98	421	38	gdp	gdp	NOUN
faba-98	421	39	growth	growth	NOUN
faba-98	421	40	,	,	PUNCT
faba-98	421	41	414	414	NUM
faba-98	421	42	,	,	PUNCT
faba-98	421	43	123	123	NUM
faba-98	421	44	,	,	PUNCT
faba-98	421	45	245	245	NUM
faba-98	421	46	3,353	3,353	NUM
faba-98	421	47	,	,	PUNCT
faba-98	421	48	015	015	NUM
faba-98	421	49	finance	finance	NOUN
faba-98	421	50	,	,	PUNCT
faba-98	421	51	accounting	accounting	NOUN
faba-98	421	52	and	and	CCONJ
faba-98	421	53	business	business	NOUN
faba-98	421	54	analysis	analysis	NOUN
faba-98	421	55	3	3	NUM
faba-98	421	56	(	(	PUNCT
faba-98	421	57	2	2	NUM
faba-98	421	58	)	)	PUNCT
faba-98	421	59	2021	2021	NUM
faba-98	421	60	147	147	NUM
faba-98	421	61	anovab	anovab	PROPN
faba-98	421	62	model	model	NOUN
faba-98	421	63	sum	sum	NOUN
faba-98	421	64	of	of	ADP
faba-98	421	65	squares	square	NOUN
faba-98	421	66	df	df	PROPN
faba-98	421	67	mean	mean	PROPN
faba-98	421	68	square	square	PROPN
faba-98	421	69	f	f	PROPN
faba-98	421	70	sig	sig	PROPN
faba-98	421	71	.	.	PROPN
faba-98	421	72	1	1	NUM
faba-98	421	73	regression	regression	NOUN
faba-98	421	74	160,364	160,364	NUM
faba-98	421	75	3	3	NUM
faba-98	421	76	53,455	53,455	NUM
faba-98	421	77	80,890	80,890	NUM
faba-98	421	78	,	,	PUNCT
faba-98	421	79	000a	000a	PROPN
faba-98	421	80	residual	residual	ADJ
faba-98	421	81	3,965	3,965	NUM
faba-98	421	82	6	6	NUM
faba-98	421	83	,	,	PUNCT
faba-98	421	84	661	661	NUM
faba-98	421	85	total	total	NOUN
faba-98	421	86	164,329	164,329	NUM
faba-98	421	87	9	9	NUM
faba-98	421	88	a.	a.	NOUN
faba-98	421	89	dependent	dependent	ADJ
faba-98	421	90	variable	variable	NOUN
faba-98	421	91	:	:	PUNCT
faba-98	421	92	npls	npls	PROPN
faba-98	421	93	multiple	multiple	ADJ
faba-98	421	94	regression	regression	NOUN
faba-98	421	95	model	model	NOUN
faba-98	421	96	npls	npls	NOUN
faba-98	421	97	=	=	SYM
faba-98	421	98	b0	b0	PROPN
faba-98	421	99	+	+	CCONJ
faba-98	421	100	b1	b1	PROPN
faba-98	421	101	*	*	SYM
faba-98	421	102	gov	gov	ADJ
faba-98	421	103	deficit	deficit	NOUN
faba-98	421	104	/	/	SYM
faba-98	421	105	surplus	surplus	NOUN
faba-98	421	106	+	+	CCONJ
faba-98	421	107	b2	b2	NOUN
faba-98	421	108	*	*	SYM
faba-98	421	109	unemployment	unemployment	NOUN
faba-98	421	110	+	+	CCONJ
faba-98	421	111	b3	b3	PROPN
faba-98	421	112	*	*	PUNCT
faba-98	421	113	gdp	gdp	NOUN
faba-98	421	114	growth	growth	NOUN
faba-98	421	115	+	+	CCONJ
faba-98	421	116	ei	ei	NOUN
faba-98	421	117	h0	h0	PROPN
faba-98	421	118	:	:	PUNCT
faba-98	421	119	there	there	PRON
faba-98	421	120	is	be	VERB
faba-98	421	121	not	not	PART
faba-98	421	122	linear	linear	ADJ
faba-98	421	123	dependence	dependence	NOUN
faba-98	421	124	between	between	ADP
faba-98	421	125	npls	npls	NOUN
faba-98	421	126	and	and	CCONJ
faba-98	421	127	gov	gov	NOUN
faba-98	421	128	deficit	deficit	NOUN
faba-98	421	129	/	/	SYM
faba-98	421	130	surplus	surplus	NOUN
faba-98	421	131	,	,	PUNCT
faba-98	421	132	unemployment	unemployment	NOUN
faba-98	421	133	,	,	PUNCT
faba-98	421	134	gdp	gdp	NOUN
faba-98	421	135	growth	growth	NOUN
faba-98	421	136	.	.	PUNCT
faba-98	422	1	the	the	DET
faba-98	422	2	model	model	NOUN
faba-98	422	3	is	be	AUX
faba-98	422	4	not	not	PART
faba-98	422	5	adequate	adequate	ADJ
faba-98	422	6	.	.	PUNCT
faba-98	423	1	h1	h1	PROPN
faba-98	423	2	:	:	PUNCT
faba-98	423	3	there	there	PRON
faba-98	423	4	is	be	VERB
faba-98	423	5	a	a	DET
faba-98	423	6	regular	regular	ADJ
faba-98	423	7	multiple	multiple	ADJ
faba-98	423	8	dependence	dependence	NOUN
faba-98	423	9	between	between	ADP
faba-98	423	10	npls	npls	NOUN
faba-98	423	11	and	and	CCONJ
faba-98	423	12	gov	gov	NOUN
faba-98	423	13	deficit	deficit	NOUN
faba-98	423	14	/	/	SYM
faba-98	423	15	surplus	surplus	NOUN
faba-98	423	16	,	,	PUNCT
faba-98	423	17	unemployment	unemployment	NOUN
faba-98	423	18	,	,	PUNCT
faba-98	423	19	gdp	gdp	NOUN
faba-98	423	20	growth	growth	NOUN
faba-98	423	21	.	.	PUNCT
faba-98	424	1	the	the	DET
faba-98	424	2	model	model	NOUN
faba-98	424	3	is	be	AUX
faba-98	424	4	adequate	adequate	ADJ
faba-98	424	5	.	.	PUNCT
faba-98	425	1	α=0,05	α=0,05	ADV
faba-98	425	2	f=80,890	f=80,890	VERB
faba-98	425	3	sig=0,000	sig=0,000	X
faba-98	425	4	sig=0,000	sig=0,000	X
faba-98	425	5	<	<	X
faba-98	425	6	α=0,05	α=0,05	NOUN
faba-98	425	7	→	→	SYM
faba-98	425	8	h0	h0	PROPN
faba-98	425	9	is	be	AUX
faba-98	425	10	rejected	reject	VERB
faba-98	425	11	there	there	PRON
faba-98	425	12	is	be	VERB
faba-98	425	13	a	a	DET
faba-98	425	14	regular	regular	ADJ
faba-98	425	15	multiple	multiple	ADJ
faba-98	425	16	dependence	dependence	NOUN
faba-98	425	17	between	between	ADP
faba-98	425	18	npls	npls	NOUN
faba-98	425	19	and	and	CCONJ
faba-98	425	20	gov	gov	NOUN
faba-98	425	21	deficit	deficit	NOUN
faba-98	425	22	/	/	SYM
faba-98	425	23	surplus	surplus	NOUN
faba-98	425	24	,	,	PUNCT
faba-98	425	25	unemployment	unemployment	NOUN
faba-98	425	26	,	,	PUNCT
faba-98	425	27	gdp	gdp	NOUN
faba-98	425	28	growth	growth	NOUN
faba-98	425	29	.	.	PUNCT
faba-98	426	1	the	the	DET
faba-98	426	2	model	model	NOUN
faba-98	426	3	is	be	AUX
faba-98	426	4	adequate	adequate	ADJ
faba-98	426	5	and	and	CCONJ
faba-98	426	6	it	it	PRON
faba-98	426	7	can	can	AUX
faba-98	426	8	be	be	AUX
faba-98	426	9	used	use	VERB
faba-98	426	10	for	for	ADP
faba-98	426	11	research	research	NOUN
faba-98	426	12	.	.	PUNCT
faba-98	427	1	npls	npls	NOUN
faba-98	427	2	=	=	NOUN
faba-98	427	3	0,782	0,782	NUM
faba-98	427	4	–	–	PUNCT
faba-98	427	5	0,117	0,117	NUM
faba-98	427	6	*	*	SYM
faba-98	427	7	gov	gov	ADJ
faba-98	427	8	deficit	deficit	NOUN
faba-98	427	9	/	/	SYM
faba-98	427	10	surplus	surplus	NOUN
faba-98	427	11	+	+	CCONJ
faba-98	428	1	1,232	1,232	NUM
faba-98	428	2	*	*	X
faba-98	428	3	unemployment	unemployment	NOUN
faba-98	428	4	+	+	NOUN
faba-98	428	5	0,414	0,414	NUM
faba-98	428	6	*	*	PUNCT
faba-98	428	7	gdp	gdp	NOUN
faba-98	428	8	growth	growth	NOUN
faba-98	428	9	r=0.988	r=0.988	NUM
faba-98	428	10	,	,	PUNCT
faba-98	428	11	0,7	0,7	NOUN
faba-98	428	12	<	<	X
faba-98	428	13	r=0.988<1	r=0.988<1	NOUN
faba-98	428	14	,	,	PUNCT
faba-98	428	15	→	→	SYM
faba-98	428	16	strong	strong	ADJ
faba-98	428	17	multiple	multiple	ADJ
faba-98	428	18	dependence	dependence	NOUN
faba-98	428	19	of	of	ADP
faba-98	428	20	npls	npls	NOUN
faba-98	428	21	of	of	ADP
faba-98	428	22	gov	gov	PROPN
faba-98	428	23	deficit	deficit	NOUN
faba-98	428	24	/	/	SYM
faba-98	428	25	surplus	surplus	NOUN
faba-98	428	26	,	,	PUNCT
faba-98	428	27	unemployment	unemployment	NOUN
faba-98	428	28	,	,	PUNCT
faba-98	428	29	gdp	gdp	NOUN
faba-98	428	30	growth	growth	NOUN
faba-98	428	31	.	.	PUNCT
faba-98	429	1	statistical	statistical	ADJ
faba-98	429	2	significance	significance	NOUN
faba-98	429	3	of	of	ADP
faba-98	429	4	coefficients	coefficient	NOUN
faba-98	429	5	:	:	PUNCT
faba-98	429	6	gov	gov	ADJ
faba-98	429	7	deficit	deficit	NOUN
faba-98	429	8	/	/	SYM
faba-98	429	9	surplus	surplus	NOUN
faba-98	429	10	h0	h0	NOUN
faba-98	429	11	:	:	PUNCT
faba-98	429	12	the	the	DET
faba-98	429	13	coefficient	coefficient	NOUN
faba-98	429	14	gov	gov	NOUN
faba-98	429	15	deficit	deficit	NOUN
faba-98	429	16	/	/	SYM
faba-98	429	17	surplus	surplus	NOUN
faba-98	429	18	is	be	AUX
faba-98	429	19	statistically	statistically	ADV
faba-98	429	20	insignificant	insignificant	ADJ
faba-98	429	21	.	.	PUNCT
faba-98	430	1	h1	h1	PROPN
faba-98	430	2	:	:	PUNCT
faba-98	430	3	the	the	DET
faba-98	430	4	coefficient	coefficient	NOUN
faba-98	430	5	gov	gov	NOUN
faba-98	430	6	deficit	deficit	NOUN
faba-98	430	7	/	/	SYM
faba-98	430	8	surplus	surplus	NOUN
faba-98	430	9	is	be	AUX
faba-98	430	10	statistically	statistically	ADV
faba-98	430	11	significant	significant	ADJ
faba-98	430	12	.	.	PUNCT
faba-98	431	1	α	α	X
faba-98	431	2	=	=	NOUN
faba-98	431	3	0,05	0,05	PROPN
faba-98	431	4	t	t	NOUN
faba-98	431	5	=	=	SYM
faba-98	431	6	-0,802	-0,802	NOUN
faba-98	431	7	sig	sig	NOUN
faba-98	431	8	=	=	PUNCT
faba-98	431	9	0,453	0,453	NUM
faba-98	431	10	>	>	X
faba-98	431	11	α	α	PROPN
faba-98	431	12	=	=	NOUN
faba-98	431	13	0,05	0,05	PROPN
faba-98	431	14	→	→	SYM
faba-98	431	15	h0	h0	PROPN
faba-98	431	16	is	be	AUX
faba-98	431	17	accepted	accept	VERB
faba-98	431	18	and	and	CCONJ
faba-98	431	19	the	the	DET
faba-98	431	20	coefficient	coefficient	NOUN
faba-98	431	21	gov	gov	PROPN
faba-98	431	22	deficit	deficit	NOUN
faba-98	431	23	/	/	SYM
faba-98	431	24	surplus	surplus	NOUN
faba-98	431	25	is	be	AUX
faba-98	431	26	statistically	statistically	ADV
faba-98	431	27	insignificant	insignificant	ADJ
faba-98	431	28	.	.	PUNCT
faba-98	432	1	unemployment	unemployment	NOUN
faba-98	432	2	h0	h0	PROPN
faba-98	432	3	:	:	PUNCT
faba-98	432	4	the	the	DET
faba-98	432	5	coefficient	coefficient	NOUN
faba-98	432	6	unemployment	unemployment	NOUN
faba-98	432	7	is	be	AUX
faba-98	432	8	statistically	statistically	ADV
faba-98	432	9	insignificant	insignificant	ADJ
faba-98	432	10	.	.	PUNCT
faba-98	433	1	h1	h1	PROPN
faba-98	433	2	:	:	PUNCT
faba-98	433	3	the	the	DET
faba-98	433	4	coefficient	coefficient	NOUN
faba-98	433	5	unemployment	unemployment	NOUN
faba-98	433	6	is	be	AUX
faba-98	433	7	statistically	statistically	ADV
faba-98	433	8	significant	significant	ADJ
faba-98	433	9	.	.	PUNCT
faba-98	434	1	α	α	X
faba-98	434	2	=	=	NOUN
faba-98	434	3	0,05	0,05	PROPN
faba-98	434	4	t	t	NOUN
faba-98	434	5	=	=	SYM
faba-98	434	6	13,208	13,208	NUM
faba-98	434	7	sig	sig	NOUN
faba-98	434	8	=	=	PUNCT
faba-98	434	9	0,000	0,000	PROPN
faba-98	434	10	<	<	X
faba-98	434	11	α	α	PROPN
faba-98	434	12	=	=	NOUN
faba-98	434	13	0,05	0,05	PROPN
faba-98	434	14	→	→	SYM
faba-98	434	15	h0	h0	PROPN
faba-98	434	16	is	be	AUX
faba-98	434	17	rejected	reject	VERB
faba-98	434	18	and	and	CCONJ
faba-98	434	19	the	the	DET
faba-98	434	20	coefficient	coefficient	NOUN
faba-98	434	21	unemployment	unemployment	NOUN
faba-98	434	22	is	be	AUX
faba-98	434	23	statistically	statistically	ADV
faba-98	434	24	significant	significant	ADJ
faba-98	434	25	.	.	PUNCT
faba-98	435	1	gdp	gdp	NOUN
faba-98	435	2	growth	growth	PROPN
faba-98	435	3	h0	h0	PROPN
faba-98	435	4	:	:	PUNCT
faba-98	435	5	the	the	DET
faba-98	435	6	coefficient	coefficient	NOUN
faba-98	435	7	gdp	gdp	NOUN
faba-98	435	8	growth	growth	NOUN
faba-98	435	9	is	be	AUX
faba-98	435	10	statistically	statistically	ADV
faba-98	435	11	insignificant	insignificant	ADJ
faba-98	435	12	.	.	PUNCT
faba-98	436	1	h1	h1	PROPN
faba-98	436	2	:	:	PUNCT
faba-98	436	3	the	the	DET
faba-98	436	4	coefficient	coefficient	NOUN
faba-98	436	5	gdp	gdp	NOUN
faba-98	436	6	growth	growth	NOUN
faba-98	436	7	is	be	AUX
faba-98	436	8	statistically	statistically	ADV
faba-98	436	9	significant	significant	ADJ
faba-98	436	10	.	.	PUNCT
faba-98	437	1	α	α	X
faba-98	437	2	=	=	NOUN
faba-98	437	3	0,05	0,05	PROPN
faba-98	437	4	t	t	NOUN
faba-98	437	5	=	=	SYM
faba-98	437	6	3,353	3,353	NUM
faba-98	437	7	sig	sig	NOUN
faba-98	437	8	=	=	SYM
faba-98	437	9	0,015	0,015	NUM
faba-98	437	10	<	<	X
faba-98	437	11	α	α	PROPN
faba-98	437	12	=	=	NOUN
faba-98	437	13	0,05	0,05	PROPN
faba-98	437	14	→	→	SYM
faba-98	437	15	h0	h0	PROPN
faba-98	437	16	is	be	AUX
faba-98	437	17	rejected	reject	VERB
faba-98	437	18	and	and	CCONJ
faba-98	437	19	the	the	DET
faba-98	437	20	coefficient	coefficient	NOUN
faba-98	437	21	gdp	gdp	NOUN
faba-98	437	22	growth	growth	NOUN
faba-98	437	23	is	be	AUX
faba-98	437	24	statistically	statistically	ADV
faba-98	437	25	significant	significant	ADJ
faba-98	437	26	.	.	PUNCT
faba-98	438	1	both	both	PRON
faba-98	438	2	coefficients	coefficient	VERB
faba-98	438	3	unemployment	unemployment	NOUN
faba-98	438	4	and	and	CCONJ
faba-98	438	5	gdp	gdp	NOUN
faba-98	438	6	growth	growth	NOUN
faba-98	438	7	are	be	AUX
faba-98	438	8	positive	positive	ADJ
faba-98	438	9	,	,	PUNCT
faba-98	438	10	consequently	consequently	ADV
faba-98	438	11	there	there	PRON
faba-98	438	12	is	be	VERB
faba-98	438	13	a	a	DET
faba-98	438	14	straight	straight	ADJ
faba-98	438	15	one	one	NUM
faba-98	438	16	-	-	PUNCT
faba-98	438	17	way	way	NOUN
faba-98	438	18	dependence	dependence	NOUN
faba-98	438	19	–	–	PUNCT
faba-98	438	20	increase	increase	NOUN
faba-98	438	21	of	of	ADP
faba-98	438	22	unemployment	unemployment	NOUN
faba-98	438	23	and	and	CCONJ
faba-98	438	24	gdp	gdp	NOUN
faba-98	438	25	growth	growth	NOUN
faba-98	438	26	leads	lead	VERB
faba-98	438	27	to	to	ADP
faba-98	438	28	an	an	DET
faba-98	438	29	increase	increase	NOUN
faba-98	438	30	of	of	ADP
faba-98	438	31	npls	npls	NOUN
faba-98	438	32	.	.	PUNCT
faba-98	439	1	increase	increase	NOUN
faba-98	439	2	of	of	ADP
faba-98	439	3	unemployment	unemployment	NOUN
faba-98	439	4	with	with	ADP
faba-98	439	5	1	1	NUM
faba-98	439	6	%	%	NOUN
faba-98	439	7	leads	lead	VERB
faba-98	439	8	to	to	ADP
faba-98	439	9	1,232	1,232	NUM
faba-98	439	10	%	%	NOUN
faba-98	439	11	increase	increase	NOUN
faba-98	439	12	of	of	ADP
faba-98	439	13	npls	npls	NOUN
faba-98	439	14	.	.	PUNCT
faba-98	440	1	increase	increase	NOUN
faba-98	440	2	of	of	ADP
faba-98	440	3	gdp	gdp	NOUN
faba-98	440	4	growth	growth	NOUN
faba-98	440	5	with	with	ADP
faba-98	440	6	1	1	NUM
faba-98	440	7	%	%	NOUN
faba-98	440	8	leads	lead	VERB
faba-98	440	9	to	to	ADP
faba-98	440	10	0,414	0,414	NUM
faba-98	440	11	%	%	NOUN
faba-98	440	12	increase	increase	NOUN
faba-98	440	13	of	of	ADP
faba-98	440	14	npls	npls	NOUN
faba-98	440	15	.	.	PUNCT
faba-98	441	1	finance	finance	NOUN
faba-98	441	2	,	,	PUNCT
faba-98	441	3	accounting	accounting	NOUN
faba-98	441	4	and	and	CCONJ
faba-98	441	5	business	business	NOUN
faba-98	441	6	analysis	analysis	NOUN
faba-98	441	7	3	3	NUM
faba-98	441	8	(	(	PUNCT
faba-98	441	9	2	2	NUM
faba-98	441	10	)	)	PUNCT
faba-98	441	11	2021	2021	NUM
faba-98	441	12	148	148	NUM
faba-98	441	13	appendix	appendix	NOUN
faba-98	441	14	2	2	NUM
faba-98	441	15	statistical	statistical	ADJ
faba-98	441	16	data	datum	NOUN
faba-98	441	17	npls	npls	NOUN
faba-98	441	18	%	%	NOUN
faba-98	441	19	gov	gov	PROPN
faba-98	441	20	deficit	deficit	NOUN
faba-98	441	21	/	/	SYM
faba-98	441	22	surplus	surplus	NOUN
faba-98	441	23	%	%	NOUN
faba-98	441	24	unemployment	unemployment	NOUN
faba-98	441	25	%	%	NOUN
faba-98	441	26	gdp	gdp	NOUN
faba-98	441	27	growth	growth	NOUN
faba-98	441	28	%	%	NOUN
faba-98	441	29	2011	2011	NUM
faba-98	442	1	14,9	14,9	NUM
faba-98	442	2	*	*	PUNCT
faba-98	442	3	-2	-2	NOUN
faba-98	443	1	11,3	11,3	NUM
faba-98	444	1	2,4	2,4	NUM
faba-98	444	2	2012	2012	NUM
faba-98	444	3	16,6	16,6	NUM
faba-98	444	4	*	*	SYM
faba-98	444	5	-0,3	-0,3	NOUN
faba-98	445	1	12,3	12,3	NUM
faba-98	445	2	0,4	0,4	NOUN
faba-98	445	3	2013	2013	NUM
faba-98	445	4	16,8	16,8	NUM
faba-98	445	5	*	*	SYM
faba-98	445	6	-0,5	-0,5	NUM
faba-98	445	7	13	13	NUM
faba-98	445	8	0,3	0,3	NUM
faba-98	445	9	2014	2014	NUM
faba-98	445	10	16	16	NUM
faba-98	445	11	-5,4	-5,4	NUM
faba-98	445	12	11,4	11,4	ADV
faba-98	445	13	1,9	1,9	NUM
faba-98	445	14	2015	2015	NUM
faba-98	445	15	14,5	14,5	NUM
faba-98	445	16	-1,7	-1,7	SYM
faba-98	445	17	9,2	9,2	NUM
faba-98	445	18	4	4	NUM
faba-98	445	19	2016	2016	NUM
faba-98	445	20	12,8	12,8	NUM
faba-98	445	21	0,2	0,2	NUM
faba-98	445	22	7,6	7,6	NUM
faba-98	445	23	3,8	3,8	NUM
faba-98	445	24	2017	2017	NUM
faba-98	445	25	10,2	10,2	NUM
faba-98	445	26	1,2	1,2	NUM
faba-98	445	27	6,2	6,2	NUM
faba-98	445	28	3,5	3,5	NUM
faba-98	445	29	2018	2018	NUM
faba-98	445	30	7,7	7,7	NUM
faba-98	445	31	2	2	NUM
faba-98	445	32	5,2	5,2	NUM
faba-98	445	33	3,1	3,1	NUM
faba-98	445	34	2019	2019	NUM
faba-98	445	35	6,5	6,5	NUM
faba-98	445	36	2,1	2,1	NUM
faba-98	445	37	4,2	4,2	NUM
faba-98	445	38	3,7	3,7	NUM
faba-98	445	39	2020	2020	NUM
faba-98	445	40	5,9	5,9	NUM
faba-98	445	41	-3,4	-3,4	NUM
faba-98	445	42	5,1	5,1	NUM
faba-98	445	43	-4,2	-4,2	PRON
faba-98	445	44	source	source	NOUN
faba-98	445	45	:	:	PUNCT
faba-98	445	46	eurostat	eurostat	PROPN
faba-98	445	47	*	*	PUNCT
faba-98	445	48	*	*	PUNCT
faba-98	445	49	npls	npls	NOUN
faba-98	445	50	for	for	ADP
faba-98	445	51	2011	2011	NUM
faba-98	445	52	,	,	PUNCT
faba-98	445	53	2012	2012	NUM
faba-98	445	54	,	,	PUNCT
faba-98	445	55	2013	2013	NUM
faba-98	445	56	world	world	PROPN
faba-98	445	57	bank	bank	PROPN
faba-98	445	58	data	data	PROPN
faba-98	445	59	,	,	PUNCT
faba-98	445	60	no	no	DET
faba-98	445	61	data	datum	NOUN
faba-98	445	62	in	in	ADP
faba-98	445	63	eurostat	eurostat	PROPN
faba-98	445	64	statistics	statistic	NOUN