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faba-211	orcid.org	https://orcid.org/0000-0002-4819-8218
faba-211	doi.org	https://doi.org/10.1080/10293523.2024.2397889
faba-211	doi.org	https://doi.org/10.1016/j.jebo.2022.02.025
faba-211	doi.org	https://doi.org/10.1111/j.1540-6261.2006.00885.x
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faba-211	doi.org	https://doi.org/10.1016/j.irfa.2016.03.009
faba-211	doi.org	https://doi.org/10.1016/j.frl.2023.104663
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faba-211	doi.org	https://doi.org/10.1016/j.irfa.2016.03.009
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faba-211	doi.org	https://doi.org/10.1016/j.finmar.2020.100589
faba-211	doi.org	https://doi.org/10.1016/j.jbankfin.2022.106711
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faba-211	doi.org	https://doi.org/10.1016/j.pacfin.2021.101509
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faba-211	doi.org	https://doi.org/10.1016/j.jmoneco.2017.01.001
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faba-211	www.statista.com	https://www.statista.com/
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faba-211	doi.org	https://doi.org/10.1016/j.finmar.2020.100589
faba-211	doi.org	https://doi.org/10.1016/j.jbankfin.2022.106711
faba-211	doi.org	https://doi.org/10.1016/j.jimonfin.2020.102351
faba-211	www.mckinsey.com	https://www.mckinsey.com/industries/financial-services/our-insights/african-banking-the-productivity-opportunity
faba-211	www.mckinsey.com	https://www.mckinsey.com/industries/financial-services/our-insights/african-banking-the-productivity-opportunity
faba-211	doi.org	https://doi.org/10.1016/j.jfs.2017.03.002
faba-211	doi.org	https://doi.org/10.1016/j.pacfin.2021.101509
faba-211	doi.org	https://doi.org/10.1016/j.jedc.2017.03.010
faba-211	doi.org	https://doi.org/10.1016/j.jbankfin.2015.06.001
faba-211	doi.org	https://doi.org/10.18045/zbefri.2019.2.473
faba-211	doi.org	https://doi.org/10.1016/j.pacfin.2020.101438
faba-211	www.acrn-journals.eu	https://www.acrn-journals.eu/jofrpvol1001p296.html
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faba-211	doi.org	https://doi.org/10.1016/j.jbef.2020.100373
faba-211	doi.org	https://doi.org/10.1016/j.jeca.2022.e00260
faba-211	doi.org	https://doi.org/10.1016/j.jmoneco.2017.01.001
faba-211	doi.org	https://doi.org/10.1016/j.jfineco.2011.12.001
faba-211	www.statista.com	https://www.statista.com
faba-211	openknowledge.worldbank.org	https://openknowledge.worldbank.org/entities