# framr: A Pathfinder

This is a computer-generated pathfinder created against the Distant Reader study called framr.

Each Distant Reader study carrel is composed of many individual items. Each item is bibliographically described with author, title, date, summary, and keyword values. Below is a list of the items' most signficant keywords as well as lists of the items themselves. Purpusing the content of this pathfinder provides the student, researcher, or scholar with one way to get their heads around the scope of the carrel. The keywords include:

> Risk; Model; Market; Nigeria; Performance; Rights; Business; Debt; Banks; Effect; Impact; Development; Financial; Bank; Dividend; Accounting; Case

Depending on how this pathfinder was created, many of the bibliographic sections will include elaborations on the meaning(s) of the given keywords. These elaborations were generated by feeding the items' summaries to a large langauge model and asking the model to address the question, "What is X?", where "X" is the keyword. The result will be a few sentences of elaboration. Be forewarned. The elaborations are often plausible, but they should not be take as truth. Instead, they should be taken as points for consideration.

## Risk

- Risk Management and Financial Performance of Manufacturing Firms in Nigeria by Akinleye, Gideon Tayo ; Olanipekun, Comfort Temidayo (2021) - The current study investigated risk management and financial performance of manufacturing firms. Organization is able to achieve its financial targets through risk management. Keywords: data; effect; firms; liquidity; management; manufacturing; nigeria; performance; profit; rate; risk; risk management; study
- Promoting Local Acceptability of International Oil Companies (IOCS) Through Corporate Social Responsibility (CSR): The Case of Tullow Oil in Ghana by Fragouli, Evangelia ; Danyi, Aiden Yengbalang (2015) - And that companies operating in the oil and gas industry and other unfamiliar businesses often face greater resistance as local stakeholders may not only misunderstand their business processes and operations but may also fight against the liability of foreigners. An empirical study with a qualitative analysis approach was applied to obtain primary information from Tullow Oil Plc, government agencies, Civil Society Organisations (CSOs), and local communities. Keywords: acceptability; activities; communities; community; csr; development; expectations; gas; ghana; industry; iocs; management; oil; operations; people; reviews; rights; risk; stakeholder; study; theory; tullow
- Does Managerial Emotional Biases Affect Debt Maturity Preference? Bayesian Network Method: Evidence from Tunisia by Ali, AZOUZI Mohamed ; Anis, JARBOUI (2016) - It overestimates the future results of its business and its ability to meet its commitments on dividends distribution Network debt maturity analysis show the presence of strong relationship (Kullback- Leibler 0, 3374=/relative weight= 0, 3684) and negative (β=-0, 0694) between investment decisions and firm debt maturity choice. We also note that CEO loss aversion level is positively correlated with firm debt maturity choice. Keywords: assets; aversion; ceo; choice; debt; debt maturity; finance; financial; firm; investment; journal; leader; level; loss; management; maturity; overconfidence; risk; term; term debt; variables
- Forecasting Equity Index Volatility: Empirical Evidence from Japan, UK and USA Data by Obodoechi, Divine N; Orji, Anthony ; Anthony-Orji, Onyinye I (2018) - A comparison of ARCH model conditional Standard deviation of Dow Jones Industrial index returns versus Actual Standard deviation (1989-1999) first subsample. A comparison of ARCH model conditional Standard deviation of Dow Jones Industrial index returns versus Actual Standard deviation (1999-2009) second subsample. Keywords: arch; deviation; egarch; error; forecast; forecasting; index; mean; model; risk; sample; sample forecast; square; volatility
- Analyzing the Financial Soundness of Kuwaiti Banks Using CAMELS Framework by AlAli, Musaed S; Al-Yatama, Sundus (2019) - Banks try to diversify their income sources and for that matter banks tend to invest in securities as an alternative source in income, having a high portion of the bank’s assets invested in securities would make the bank at risk from any undesirable movements in that market. Banks tend to have high total securities to total assets ratio when the markets are doing well and vice-a-versa, but that does not mean that banks are immune from getting caught in market crashes. Keywords: assets; bank; efficiency; management; nbk; net; profit; quality; rank; ratio; risk; total
- Evaluating the Effectiveness of CAPM and APT for Risk Measuring and Assets Pricing by Afzal, Fahim ; Haiying, Pan (2020) - Hundal, Eskola, and Tuan (2019) examine the relationship between risk and stock returns in the Finnish stock market, and secondly, they examine to identify the performance of Finnish companies if the realized returns are Financial Risk and Management Reviews, 2020, 6(1): 14-21 16 Their principal findings indicated the relationship between risk and returned worked in a synchronized way and stock return of observed companies is observed to be less volatile as compared to the market index. Keywords: apt; capm; market; model; returns; risk; stock
- Financial Risks in Turkish Banking Industry: A Panel Data Analaysis on Istanbul Stock Exchange by Berk, Cem ; Arslan, Eyyup (2020) - Effect of bank financial risks on bank profitability. These risks are called financial risks and typically affect financial institutions. Keywords: banks; exchange; interest; market; rate; results; risk; study; value
- Modelling Stock Returns Volatility and Asymmetric News Effect: A Global Perspective by Onyele, Kingsley Onyekachi ; Nwadike, Emmanuel Chijioke (2021) - Structural breaks and stock market volatility in emerging countries. The day of the week effect on stock market volatility. Keywords: effect; garch; market; model; news; persistence; returns; returns volatility; risk; series; stock; stock market; stock returns; volatility
- Modeling and Estimation of Cumulative Abnormal Return using VECM by Ambarwati, Sri ; Sudarmaji, Eka ; Masrio, Herlan ; Nasip, Ismiriati (2021) - It affected initial public offering (IPO) in the presence of pump-and-dump and flipping trends during the early trading of IPO stocks in the Indonesia Stock Exchange. However, the movement of IPO stocks would then tend to underperform in the market in its long-term performance. Keywords: ca30d; ca5d; ipo; lnfloat; lnipofund; lnprice; n−1; response; return; risk; term
- Likelihood of Insurance Coverage on Damages Due to Level of Insecurity in Nigeria: Logistic Modeling Approach by Cynthia, Orumie Ukamaka ; Bartholomew, Desmond Chekwube ; Obite, Chukwudi Paul ; Lawrence, Kiwu Chizoba (2021) - All the levels of education were statistically significant in predicting the odds of having insurance cover except for primary education level. Also, employment status and age were statistically significant in predicting the likelihood for insurance cover in Nigeria. Keywords: cover; education; insurance; level; nigeria; odds; risk
- Predictive Creditworthiness Modeling in Energy-Saving Finance: Machine Learning Logit and Neural Network by Herlan; Sudarmaji, Eka ; Yatim, M Rubiul (2022) - Credit models were helpful to evaluate the risk of consumer loans. This study investigated the efficacy of artificial neural networks and logistic regression models in predicting credit default occurrences in the energy efficiency industry's retrofitting. Keywords: credit; creditworthiness; data; default; energy; esco; learning; model; regression; research; retrofitting; risk
- Does the Business Model Increase Bank Stability? by Nguyen, Loan Thi Nguyet ; Tran, Phuong Thi Lan ; Trinh, Nguyet Thi Minh ; Le, Anh Quynh (2022) - Thus, this paper attempts to investigate the impact of business model diversification on bank risk and stability. Trading in foreign exchange, gold has no meaning for bank risk. Keywords: bank; business; diversification; income; model; risk; stability; sustainability
- Assessing the impact of financial technology: Is it a curse or blessing for financial crimes in financial institutions? by Tanchangya, Tipon; Naher, Kamron ; Mia, Md Rakib ; Chowdhury, Srima ; Islam, Naimul (2025) - Assessing the impact of financial technology: Is it a curse or blessing for financial crimes in financial institutions? 1. INTRODUCTION The financial crisis in 2008 had a significant influence on the emergence of financial technology (FinTech), which was positively affected by the emergence of cryptocurrencies like Bitcoin in 2009. Keywords: activities; banking; beam; blockchain; business; conscientia; crime; customer; data; development; economic; finance; financial; fintech; fraud; impact; information; institutions; international; journal; laundering; learning; management; money; new; reviews; rights; risk; security; services; study; systems; technologies; technology; transactions; use
- Greenwashing within the context of financial technology and sustainable development: Conceptual frameworks and theoretical perspectives by Tanchangya, Tipon ; Raihan, Asif ; Mia, Md Rakib; Tafsirun, Ummah; Naher, Kamron ; Islam, Naimul; Rashid, Fahad; Sarker, Shoaibur Rahman (2025) - Without real commitment or influence, it is the advertisement of sustainable financial products or services that undermines initiatives for sustainability (Seele & Gatti, 2017). This is due to the increasing digital transformation and the growing concerns of customers about environmental sustainability and respect in the products they purchase (Chueca Vergara & Ferruz Agudo, 2021). Keywords: banking; beam; business; claims; climate; companies; company; conscientia; consumers; customers; development; energy; environmental; finance; fintech; firms; global; greenwashing; industry; investors; management; market; peer; practices; products; research; reviews; rights; risk; services; study; sustainability; technology; theory; trust
- Revolutionizing supply chains: The role of emerging technologies in digital transformation by Islam, Naimul ; Tanchangya, Tipon ; Naher, Kamron ; Tafsirun, Ummah ; Mia, Md Rakib ; Sarker, Shoaibur Rahman ; Rashid, Fahad (2025) - Prior studies examined the impact of digital transformation on supply chain management. The application of these technologies in supply chain management is discussed in Section 3, while the benefits of incorporating them into supply chain management are presented in Section 4. Keywords: automation; blockchain; business; chain management; chains; companies; company; costs; data; demand; efficiency; information; intelligence; inventory; iot; journal; management; performance; products; research; reviews; rfid; risk; science; supply chain; systems; technologies; technology; time; warehouse

## Model

- The Role of Strategic Planning on the Management of Organizational Change by Fragouli, Evangelia ; Yankson, Joana Kwaw (2015) - These may be achieved by involving employees in change decision-making processes, training through scenario presentations and the improvement of employee psychological contract by change organisations ‘walking the talk’ of change promises. Organisation change: Theory and practise. Keywords: change; change management; financial; johnson; management; model; organisations; planning; process; processes; reviews; rights
- The Indirect Impact of Overconfidence on the Performance of Tunisian Firms Through their Financing Structure by Dahmani, Manel ; Zouari, Ghazi (2016) - THE INDIRECT IMPACT OF OVERCONFIDENCE ON THE PERFORMANCE OF TUNISIAN FIRMS THROUGH THEIR FINANCING STRUCTURE Manel Dahmani1† --- Ghazi Zouari2 1PHD, Student in Financial and Accounting Methods: LARTIGE, FSEG, University of Sfax, Tunisia 2Associate Professor in Financial and Accounting Methods: LARTIGE, FSEG, University of Sfax & FARGO, IAE Dijon, France ABSTRACT In the current framework of behavioral corporate finance, this article studies the relationship between the managers’ overconfidence and firm performance through the financing structure in the Tunisian context. Examining the results of Table 2 reveals a positive and significant relationship between self-financing and the two indicators of firm performance (ROA and MTB), from these results we can see that self-financing has a positive impact on the economic and market performance of the company (for ROA, = 0.034, t = 0.045, p <5%; and for MTB: = 0.088, t = 0.098, p <10%). Keywords: debt; financing; firm; model; mtb; overconfidence; performance; relationship; results; roa; variable
- International Financial Reporting Standards Adoption and Earnings Management: The Fundamental Effect Framework by Chizue, NWAUBANI Anthony Nzeribe (2020) - The study mainly examined effect of adoption of International Financial Reporting Standards on earnings management and earnings quality in banks using a new approach - Fundamental Effect Framework. Findings revealed that IFRS adoption in Nigeria results in insignificant rise in earnings management and low earnings quality as measured by Profit After Tax and Ratio of Loan Loss Provision but leads to insignificant reduced earnings management and improved earnings quality in terms of net interest income. Keywords: accounting; adoption; banks; earnings management; earnings quality; effect; firm; ias; ifrs; ifrs adoption; interest; international; journal; loan; loss; managers; model; nigeria; quality; reporting; sas; standards
- Testing the Validity of Arbitrage Pricing Theory: A Study on Dhaka Stock Exchange Bangladesh by Rahman, Syed Mohammad Khaled ; Mazumder, Priyanka (2021) - Regressing six variables on stock return study found that four variables explained 84% changes in stock return. So, it is relatively more worthy in considering exchange rate and interest rate effect for investing in stock market although market capitalization and tax rate has insignificant effect. Keywords: apt; exchange; index; market; model; rate; return; stock; study; test; variables

## Market

- Correlation between Financial Difficulties and Financing Strategies among Market Stallholders in Batangas City by Ilagan, Amor A (2019) - The main reason of financial difficulty faced by small businesses is the access to affordable credit over a reasonable period. Moreover, Aruna (2015) states small businesses often face a variety of problems related to their size. Keywords: business; debt; difficulties; extent; financing; financing strategies; frequency; market; market stallholders; stallholders; strategies; study; years
- Performance and Dividend Policy of State-Owned Banks Before and After COVID-19 by Artha, I Wayan Budi ; Widyastuti, Tri ; Gustari, Irvandi (2022) - The average LDR of State Owned Banks is 92.51%, very good. This study contributes to the existing literature, is useful in science in the banking sector about banking performance and dividend policy, especially State Owned Banks, after 2 years of the covid-19 pandemic, are there any differences in performance and dividend policy before and after the covid-19 pandemic. Keywords: banks; covid-19; credit; dividend; market; npl; policy; state

## Nigeria

- Depositors Confidence and Mergers and Acquisitions: The Nigerian Banking Sector Experience by NWAUBANI, Anthony Nzeribe ; EZEABASILI, Vincent N (2019) - Bank mergers and acquisitions and shareholders’ wealth maximization in Nigeria. Categories of deposit money bank deposits, total deposit liabilities and shareholders’ funds in Nigeria (1995-2015) Keywords: acquisitions; banking; banks; confidence; deposit; depositors; impact; management; mergers; nigeria; performance; period; post; sector; total
- External Debt and Nigeria's Sovereignty by Dantani, Umar (2019) - The first definition gives emphasis on the recognition of state sovereignty. While the rationalist theories of international relations ie realism and liberal institutionalism view state sovereignty as the genetic material of the international system. Keywords: adjustment; bank; control; countries; country; debt; debtor; imf; international; management; nations; nigeria; power; rights; sovereignty; state; world
- Evaluating the Model of Demand for Money in Nigeria by Temidayo B, Fasipe; Yusuf, Wasiu A (2020) - All Rights Reserved. measures adopted by the Central Bank have direct and/or indirect effects on money demand. Deliberate policy- driven changes in monetary policy tools such as Monetary Policy Rate (MPR), Cash Reserve Requirement (CRR) and other reserve requirements induce fluctuations in interest rates, exchange rates and GDP, which in turn bring about changes in money demand in the economy. Keywords: demand; interest; money; money demand; nigeria; rate; real; study; test; variables

## Performance

- Share Options, Share Award and Firm’s Performance: Evidence from Malaysian Public Listed Companies by Parij, Nur Azizah Mohamad ; Abdullah, Wan Mohammad Taufik Wan (2015) - The results could reveal a difference in the use of conventional versus Shariah compliant firms. Keywords: Share options, Share awards, Firm performance, Corporate governance, Shariah compliance, Agency theory and stewardship theory. Keywords: compensation; compliant; directors; firm; management; performance; relationship; share; share award; share options; shariah
- An Investigation of the Impact of Organisational Structure on Organisational Performance by Nene, Sinqobile W; Pillay, Alan S (2019) - AN INVESTIGATION OF THE IMPACT OF ORGANISATIONAL STRUCTURE ON ORGANISATIONAL PERFORMANCE Sinqobile W. Nene1+ Alan S. Pillay2 1,2MANCOSA Graduate School of Business, 16 Samora Machel St, Durban Central, Durban, 4001, South Africa. Organisational structure is one of the core aspects that contribute to organisational performance. Keywords: culture; department; impact; job; learning; management; organisation; performance; research; satisfaction; structure; study

## Rights

- Stock Market Index Prediction with Neural Network during Financial Crises: A Review on Bist-100 by SAKARYA, Şakir ; YAVUZ, Mehmet ; KARAOĞLAN, Aslan Deniz ; ÖZDEMİR, Necati (2015) - Predicted value of ISE–100 Index with ANN (for the next week) (F) =|D- E|/D Error 2 0 0 8 July 42984.66 43145 0.00373 41627.66 42254 0.01505 August 39456.77 38348 0.02810 39115.63 37952 0.02975 September 34553.00 35643 0.03155 30772.63 31926 0.03748 Continue October 27987.65 27548 0.01571 26648.17 26147 0.01881 November 24331.78 24326 0.00024 24034.70 23845 0.00789 December 27005.63 26982 0.00088 27892.65 26748 0.04104 2 0 0 9 January 25270.81 25168 0.00407 26735.21 26145 0.02208 February 23699.93 22645 0.04451 23220.02 22148 0.04617 March 25943.57 24982 0.03706 26377.63 25124 0.04753 April 32170.71 31963 0.00646 32842.61 32315 0.01606 May 36001.65 36521 0.01443 34750.19 35345 0.01712 June 37245.86 38345 0.02951 36758.82 38446 0.04590 July 44613.74 45458 0.01892 44767.58 45645 0.01960 August 46935.62 47852 0.01952 45273.98 46254 0.02165 September 47804.39 48956 0.02409 49466.05 50732 0.02559 October 47456.11 45932 0.03212 46969.89 45145 0.03885 November 46083.95 48052 0.04271 49915.76 52148 0.04472 December 53368.16 52874 0.00926 54972.94 54387 0.01066 Mean Error 0.02015 Mean Error 0.02811 Financial Risk and Management Reviews, 2015, 1(2):53-67 62 © 2015 Conscientia Beam. These results indicate that there is no statistically significant difference in predicted values and real values averages at a significance level of 5%. Keywords: ann; beam; day; index; management; mse; network; prediction; rights; stock; test; value

## Business

- Incorporating Islamic Ethic Elements into Marketing Mix Paradigm by Shafin, Nazree ; Kasim, Rozilah (2019) - To establish the points of significance in incorporating SAFT into marketing mix of 4P‟s, it is important to discuss at both marketing mix paradigm; conventional marketing mix and Islamic marketing mix. Review on literatures related to Islamic marketing mix found some facts that have been produced by researchers on Islamic marketing mix. Keywords: activities; approach; business; elements; ethics; islamic; journal; management; marketing; marketing mix; mix; muslim; prophet

## Debt

- Factors Affecting the Capital Structure of the Textile Industry in Bangladesh: An Inferential Study by Ashraf, Aysha ; Rezina, Sonia (2020) - The researchers reviewed different conditional theories of capital structure before identifying the determinants of the textile firms. Debt and equity are the major elements of capital structure. Keywords: capital; companies; company; debt; leverage; profitability; size; structure; study; theory; variables

## Banks

- Performance Evaluation of Chinese Commercial Banks Based on the Malmquist Index by Xie, Wenjing ; He, Meiling ; Huang, Guohui ; He, Lu ; Lin, Fan ; Pan, Wen-Tsao (2021) - The aim of this study is to measure the financial data of nine listed banks in China from 2011 to 2020 through the DEA-based Malmquist index method, clearly understand the correlation between input and output indicators, explore the effect of technological progress on bank efficiency, and find answers on how to improve the efficiency of Chinese commercial banks. Li and Hu (2015) mentioned that, at this stage, there are three types of methods for exploring bank efficiency: One method is to use non-parametric data envelopment analysis (DEA) to explore bank efficiency; the second method is to analyze bank efficiency based on relevant financial indicators; the third method is to use the parameter analysis method to construct a multiple linear regression model using the cost of production function. Keywords: banks; china; dea; efficiency; index; period

## Effect

- Influence Internship Learning Effect in Business Service Sector: Using Internship Self-Efficacy as the Mediator Variable by Chun-Mei, Chou; Chien-Hua, Shen (2015) - The influence pattern and empirical data of ‘internship awareness ‘and ‘internship self-efficacy ’ on ‘internship learning effect’ has a good fit. Contribution/ Originality This study contributes in the existing literature that students’ internship self-efficacy of internship awareness and internship learning effect have provided them with chances to learn internship competence and attitude, which may be helpful for their future employment. Keywords: awareness; effect; efficacy; internship; internship learning; internship self; learning; self

## Impact

- The Impact of Dividend Policy on Shareholders’ Wealth before and After Financial Melt down: Evidence from FMCG Sector in India by GejaLakshmi, Sandanam ; Azhagaiah, Ramachandran (2015) - Source: Computed results based on compiled data from the Annual Financial Reports of selected corporate firms from moneycontrol.com *** Significant at 1% level; ** Significant at 5% level Figure-C. Jarque-Bera Test of Selected Variables of FMCG firms in India from 2008 to 2012 ( in crore) Regression result proves that DPS (121.65) and RPS (9.68) have significant positive co-efficient on EPS(SW) of FMCG firms in India before global financial melt down, while DPS (76.74), LAGPER (1.52) and LAGMPS (0.27) have significant positive co-efficient (76.74) on EPS(SW) of FMCG firms in India after global financial melt down. Keywords: dividend; dps; earnings; eps; firms; impact; melt; price; share; shareholders

## Development

- Investment Climate Rating Evaluation: The Case of Ukrainian Economy by Kuznetsova, Svitlana ; Vakulich, Maria (2017) - Contribution/ Originality: This study uses new estimation methodology of investment climate in the national economy, which based on analysis and classification of approaches and tools that are used to investment climate, investment attractiveness, business environment rating evaluate, and are directed to information sparseness reduction, target orientation of investment climate management. The effective functioning of the investment policy in modern conditions of instability and chaotic economic environment requires the improvement of all organizational-economic mechanism of investment, including the development of an integrated concept for investment climate management in the national economy. Keywords: development; economic; economy; evaluation; investment; investment attractiveness; investment climate; journal; management; rating; state; ukraine; website

## Financial

- A Blockchain Research Review by Hasan, Mohammad Tariq ; Miraz, Mahadi Hasan ; Sumi, Farhana Rahman ; Sarkar, Shumi (2021) - The British government published an essential report on blockchain technology in December 2020 (Ali, Ally, & Dwivedi, 2020). During this seminar, they examined how blockchain technology can produce virtual currency to improve financial activities' efficiency, convenience, and transparency (Böhme, Christin, Edelman, & Moore, 2015). Keywords: blockchain; financial; international; journal; literature; management; miraz; paper; research; study; technology

## Bank

- Profitability of Commercial Bank on Interest Rate Deregulation by Muhammad, Tijjani ; Melemi, Abatcha (2019) - Interest rate deregulation affects the bank ability to grant loan. The Table 5 shows that interest rate deregulation affects the bank ability to grant loan. Keywords: bank; bank profit; deregulation; government; interest rate; lending; loan; percent; policy; rate deregulation

## Dividend

- Determinants of the dividend payout policy of multinational companies in Bangladesh: Evidence from Dhaka stock exchange by Hossain, Tarik ; Khalifa, Md. Miraz ; Ahmmed, Raju (2023) - 2. LITERATURE REVIEW Several studies focus on the many determinants of dividend payout policy worldwide. Investors can invest in MNCs by considering the following influential factors in dividend payout policy. Keywords: bangladesh; car; dividend; dpr; journal; mncs; payout; policy; ratio; roe

## Accounting

- Auditing Procedures and Process in the Public Sector by Jibrin, Musa Success ; Nkechi, Ofor Theresa ; Ejura, Success Blessing (2017) - 3. Public Sector audit helps to install sanity in service by encouraging accountability, efficiency and effective record keeping. 7. RECOMMENDATION It has been discovered in this article that many problems are confronting Public Sector audit and there is need for improvement. Keywords: accounting; audit; auditing; auditor; control; management; organization; public; sector
- The Relationship between Creative Accounting Risks and Auditing Risks from the Perspective of External Auditors in Saudi Arabia by Ghamri, Wejdan Hassan M (2020) - Item Domain Reliability Coefficient Creative accounting risks in auditing risks Creative accounting practices 2.92 Relationship between creative accounting risks and auditing risks 2.88 The external auditor's responsibility to detect creative accounting - 2.89 Table 3 shows that reliability coefficients for the domain of creative accounting risks in auditing risks were (0.88) and (0.92), and (0.89) for the external auditor's responsibility to detect creative accounting. The present study aimed to identify the relationship between creative accounting risks and auditing risks from the perspective of external auditors in Saudi Arabia. Keywords: accounting; accounting practices; accounting risks; auditing; auditing risks; auditor; control; fraud; management; risks; statements; study

## Case

- Decision Making of Charity Fund Allocation: Evidence from Hong Kong by FONG, Chun Cheong Steve (2020) - Approval Guidance Before the death of Lo in 1995, four funding approval guidelines were established for the trustee board about charity project funding decisions. Rejected Project Proposals Funding resources were monitored for fair share and equitable allocation and support of charity projects. Keywords: case; charity; decision; foundation; funding; kwee; making; project; seong; sroi; study; support

## Epilogue

For more detail, about this study carrel, see the computed home page. For more detail about study carrels in general, see the read me file.

Created: 2025-12-23