id	sid	tid	token	lemma	pos
framr-1746	1	1	60	60	NUM
framr-1746	1	2	©	©	PROPN
framr-1746	1	3	2021	2021	NUM
framr-1746	1	4	conscientia	conscientia	PROPN
framr-1746	1	5	beam	beam	PROPN
framr-1746	1	6	.	.	PUNCT
framr-1746	2	1	all	all	DET
framr-1746	2	2	rights	right	NOUN
framr-1746	2	3	reserved	reserve	VERB
framr-1746	2	4	.	.	PUNCT
framr-1746	3	1	performance	performance	NOUN
framr-1746	3	2	evaluation	evaluation	NOUN
framr-1746	3	3	of	of	ADP
framr-1746	3	4	chinese	chinese	ADJ
framr-1746	3	5	commercial	commercial	ADJ
framr-1746	3	6	banks	bank	NOUN
framr-1746	3	7	based	base	VERB
framr-1746	3	8	on	on	ADP
framr-1746	3	9	the	the	DET
framr-1746	3	10	malmquist	malmquist	NOUN
framr-1746	3	11	index	index	NOUN
framr-1746	3	12	wenjing	wenje	VERB
framr-1746	3	13	xie1	xie1	PROPN
framr-1746	3	14	+	+	X
framr-1746	3	15	meiling	meile	VERB
framr-1746	3	16	he2	he2	PROPN
framr-1746	3	17	guohui	guohui	PROPN
framr-1746	3	18	huang3	huang3	PROPN
framr-1746	4	1	lu	lu	PROPN
framr-1746	4	2	he4	he4	VERB
framr-1746	4	3	fan	fan	PROPN
framr-1746	4	4	lin5	lin5	PROPN
framr-1746	4	5	wen	wen	PROPN
framr-1746	4	6	-	-	PROPN
framr-1746	4	7	tsao	tsao	PROPN
framr-1746	4	8	pan6	pan6	PROPN
framr-1746	4	9	1,2,3,4,5,6hunan	1,2,3,4,5,6hunan	PROPN
framr-1746	4	10	university	university	PROPN
framr-1746	4	11	of	of	ADP
framr-1746	4	12	science	science	NOUN
framr-1746	4	13	and	and	CCONJ
framr-1746	4	14	engineering	engineering	NOUN
framr-1746	4	15	,	,	PUNCT
framr-1746	4	16	school	school	NOUN
framr-1746	4	17	of	of	ADP
framr-1746	4	18	economics	economic	NOUN
framr-1746	4	19	and	and	CCONJ
framr-1746	4	20	management	management	NOUN
framr-1746	4	21	,	,	PUNCT
framr-1746	4	22	hunan	hunan	PROPN
framr-1746	4	23	,	,	PUNCT
framr-1746	4	24	yongzhou	yongzhou	NOUN
framr-1746	4	25	,	,	PUNCT
framr-1746	4	26	lingling	lingling	NOUN
framr-1746	4	27	,	,	PUNCT
framr-1746	4	28	district	district	PROPN
framr-1746	4	29	,	,	PUNCT
framr-1746	4	30	china	china	PROPN
framr-1746	4	31	.	.	PUNCT
framr-1746	5	1	1email	1email	NUM
framr-1746	5	2	:	:	PUNCT
framr-1746	5	3	1269244811@qq.com	1269244811@qq.com	NUM
framr-1746	5	4	tel	tel	PROPN
framr-1746	5	5	:	:	PUNCT
framr-1746	5	6	17077378829	17077378829	NUM
framr-1746	5	7	2email	2email	NUM
framr-1746	5	8	:	:	PUNCT
framr-1746	5	9	1438758365@qq.com	1438758365@qq.com	NUM
framr-1746	5	10	tel	tel	PROPN
framr-1746	5	11	:	:	PUNCT
framr-1746	5	12	15399977785	15399977785	NUM
framr-1746	5	13	3email	3email	NUM
framr-1746	5	14	:	:	PUNCT
framr-1746	5	15	2062705347@qq.com	2062705347@qq.com	NUM
framr-1746	5	16	tel	tel	NOUN
framr-1746	5	17	:	:	PUNCT
framr-1746	5	18	18176775344	18176775344	NUM
framr-1746	5	19	4email	4email	NUM
framr-1746	5	20	:	:	PUNCT
framr-1746	5	21	he1125@foxmail.com	he1125@foxmail.com	X
framr-1746	5	22	tel	tel	ADP
framr-1746	5	23	18373461057	18373461057	NUM
framr-1746	5	24	5email	5email	NUM
framr-1746	5	25	:	:	PUNCT
framr-1746	5	26	1403561680@qq.com	1403561680@qq.com	NUM
framr-1746	5	27	tel	tel	PROPN
framr-1746	5	28	:	:	PUNCT
framr-1746	5	29	18674686031	18674686031	NUM
framr-1746	5	30	6email	6email	NUM
framr-1746	5	31	:	:	PUNCT
framr-1746	5	32	teacherp0162@126.com	teacherp0162@126.com	PROPN
framr-1746	6	1	tel	tel	PROPN
framr-1746	6	2	:	:	PUNCT
framr-1746	6	3	13426703155	13426703155	NUM
framr-1746	6	4	(	(	PUNCT
framr-1746	6	5	+	+	NUM
framr-1746	6	6	corresponding	correspond	VERB
framr-1746	6	7	author	author	NOUN
framr-1746	6	8	)	)	PUNCT
framr-1746	6	9	abstract	abstract	ADJ
framr-1746	6	10	article	article	NOUN
framr-1746	6	11	history	history	NOUN
framr-1746	6	12	received	receive	VERB
framr-1746	6	13	:	:	PUNCT
framr-1746	6	14	4	4	NUM
framr-1746	6	15	august	august	PROPN
framr-1746	6	16	2021	2021	NUM
framr-1746	6	17	revised	revise	VERB
framr-1746	6	18	:	:	PUNCT
framr-1746	6	19	6	6	NUM
framr-1746	6	20	september	september	PROPN
framr-1746	6	21	2021	2021	NUM
framr-1746	6	22	accepted	accept	VERB
framr-1746	6	23	:	:	PUNCT
framr-1746	6	24	30	30	NUM
framr-1746	6	25	september	september	PROPN
framr-1746	6	26	2021	2021	NUM
framr-1746	6	27	published	publish	VERB
framr-1746	6	28	:	:	PUNCT
framr-1746	6	29	22	22	NUM
framr-1746	6	30	october	october	NOUN
framr-1746	6	31	2021	2021	NUM
framr-1746	6	32	keywords	keyword	NOUN
framr-1746	6	33	dea	dea	PROPN
framr-1746	6	34	malmquist	malmquist	PROPN
framr-1746	6	35	performance	performance	NOUN
framr-1746	6	36	evaluation	evaluation	NOUN
framr-1746	6	37	technological	technological	ADJ
framr-1746	6	38	progress	progress	NOUN
framr-1746	6	39	performance	performance	NOUN
framr-1746	6	40	analysis	analysis	NOUN
framr-1746	6	41	business	business	NOUN
framr-1746	6	42	performance	performance	NOUN
framr-1746	6	43	analysis	analysis	NOUN
framr-1746	6	44	efficiency	efficiency	NOUN
framr-1746	6	45	evaluation	evaluation	NOUN
framr-1746	6	46	commercial	commercial	ADJ
framr-1746	6	47	bank	bank	NOUN
framr-1746	6	48	.	.	PUNCT
framr-1746	7	1	jel	jel	PROPN
framr-1746	7	2	classification	classification	PROPN
framr-1746	7	3	:	:	PUNCT
framr-1746	7	4	g29	g29	PROPN
framr-1746	7	5	.	.	PUNCT
framr-1746	8	1	commercial	commercial	ADJ
framr-1746	8	2	banks	bank	NOUN
framr-1746	8	3	have	have	VERB
framr-1746	8	4	the	the	DET
framr-1746	8	5	function	function	NOUN
framr-1746	8	6	of	of	ADP
framr-1746	8	7	promoting	promote	VERB
framr-1746	8	8	the	the	DET
framr-1746	8	9	raising	raising	NOUN
framr-1746	8	10	and	and	CCONJ
framr-1746	8	11	rational	rational	ADJ
framr-1746	8	12	distribution	distribution	NOUN
framr-1746	8	13	of	of	ADP
framr-1746	8	14	funds	fund	NOUN
framr-1746	8	15	in	in	ADP
framr-1746	8	16	economic	economic	ADJ
framr-1746	8	17	construction	construction	NOUN
framr-1746	8	18	in	in	ADP
framr-1746	8	19	china	china	PROPN
framr-1746	8	20	.	.	PUNCT
framr-1746	9	1	commercial	commercial	ADJ
framr-1746	9	2	banks	bank	NOUN
framr-1746	9	3	are	be	AUX
framr-1746	9	4	also	also	ADV
framr-1746	9	5	important	important	ADJ
framr-1746	9	6	in	in	ADP
framr-1746	9	7	promoting	promote	VERB
framr-1746	9	8	the	the	DET
framr-1746	9	9	smooth	smooth	ADJ
framr-1746	9	10	development	development	NOUN
framr-1746	9	11	of	of	ADP
framr-1746	9	12	socialist	socialist	ADJ
framr-1746	9	13	economic	economic	ADJ
framr-1746	9	14	activities	activity	NOUN
framr-1746	9	15	and	and	CCONJ
framr-1746	9	16	the	the	DET
framr-1746	9	17	development	development	NOUN
framr-1746	9	18	of	of	ADP
framr-1746	9	19	national	national	ADJ
framr-1746	9	20	economy	economy	NOUN
framr-1746	9	21	and	and	CCONJ
framr-1746	9	22	other	other	ADJ
framr-1746	9	23	socialist	socialist	ADJ
framr-1746	9	24	productive	productive	ADJ
framr-1746	9	25	economic	economic	ADJ
framr-1746	9	26	activities	activity	NOUN
framr-1746	9	27	.	.	PUNCT
framr-1746	10	1	at	at	ADP
framr-1746	10	2	present	present	ADJ
framr-1746	10	3	,	,	PUNCT
framr-1746	10	4	one	one	NUM
framr-1746	10	5	of	of	ADP
framr-1746	10	6	the	the	DET
framr-1746	10	7	biggest	big	ADJ
framr-1746	10	8	difficulties	difficulty	NOUN
framr-1746	10	9	faced	face	VERB
framr-1746	10	10	by	by	ADP
framr-1746	10	11	china	china	PROPN
framr-1746	10	12	's	's	PART
framr-1746	10	13	commercial	commercial	ADJ
framr-1746	10	14	banks	bank	NOUN
framr-1746	10	15	is	be	AUX
framr-1746	10	16	the	the	DET
framr-1746	10	17	improvement	improvement	NOUN
framr-1746	10	18	of	of	ADP
framr-1746	10	19	their	their	PRON
framr-1746	10	20	efficiency	efficiency	NOUN
framr-1746	10	21	and	and	CCONJ
framr-1746	10	22	competitiveness	competitiveness	NOUN
framr-1746	10	23	in	in	ADP
framr-1746	10	24	the	the	DET
framr-1746	10	25	face	face	NOUN
framr-1746	10	26	of	of	ADP
framr-1746	10	27	continuous	continuous	ADJ
framr-1746	10	28	development	development	NOUN
framr-1746	10	29	and	and	CCONJ
framr-1746	10	30	change	change	NOUN
framr-1746	10	31	.	.	PUNCT
framr-1746	11	1	this	this	DET
framr-1746	11	2	paper	paper	NOUN
framr-1746	11	3	establishes	establish	VERB
framr-1746	11	4	the	the	DET
framr-1746	11	5	efficiency	efficiency	NOUN
framr-1746	11	6	evaluation	evaluation	NOUN
framr-1746	11	7	model	model	NOUN
framr-1746	11	8	of	of	ADP
framr-1746	11	9	commercial	commercial	ADJ
framr-1746	11	10	banks	bank	NOUN
framr-1746	11	11	using	use	VERB
framr-1746	11	12	the	the	DET
framr-1746	11	13	dea	dea	NOUN
framr-1746	11	14	-	-	PUNCT
framr-1746	11	15	based	base	VERB
framr-1746	11	16	malmquist	malmquist	PROPN
framr-1746	11	17	index	index	NOUN
framr-1746	11	18	;	;	PUNCT
framr-1746	11	19	it	it	PRON
framr-1746	11	20	also	also	ADV
framr-1746	11	21	uses	use	VERB
framr-1746	11	22	a	a	DET
framr-1746	11	23	data	datum	NOUN
framr-1746	11	24	envelopment	envelopment	ADJ
framr-1746	11	25	analysis	analysis	NOUN
framr-1746	11	26	(	(	PUNCT
framr-1746	11	27	dea	dea	NOUN
framr-1746	11	28	)	)	PUNCT
framr-1746	11	29	to	to	PART
framr-1746	11	30	analyze	analyze	VERB
framr-1746	11	31	the	the	DET
framr-1746	11	32	financial	financial	ADJ
framr-1746	11	33	data	datum	NOUN
framr-1746	11	34	of	of	ADP
framr-1746	11	35	nine	nine	NUM
framr-1746	11	36	listed	list	VERB
framr-1746	11	37	banks	bank	NOUN
framr-1746	11	38	in	in	ADP
framr-1746	11	39	china	china	PROPN
framr-1746	11	40	from	from	ADP
framr-1746	11	41	2011	2011	NUM
framr-1746	11	42	to	to	ADP
framr-1746	11	43	2020	2020	NUM
framr-1746	11	44	,	,	PUNCT
framr-1746	11	45	studies	study	VERB
framr-1746	11	46	the	the	DET
framr-1746	11	47	efficiency	efficiency	NOUN
framr-1746	11	48	of	of	ADP
framr-1746	11	49	commercial	commercial	ADJ
framr-1746	11	50	banks	bank	NOUN
framr-1746	11	51	in	in	ADP
framr-1746	11	52	china	china	PROPN
framr-1746	11	53	,	,	PUNCT
framr-1746	11	54	and	and	CCONJ
framr-1746	11	55	finds	find	VERB
framr-1746	11	56	the	the	DET
framr-1746	11	57	efficiency	efficiency	NOUN
framr-1746	11	58	differences	difference	NOUN
framr-1746	11	59	.	.	PUNCT
framr-1746	12	1	based	base	VERB
framr-1746	12	2	on	on	ADP
framr-1746	12	3	empirical	empirical	ADJ
framr-1746	12	4	research	research	NOUN
framr-1746	12	5	,	,	PUNCT
framr-1746	12	6	this	this	DET
framr-1746	12	7	paper	paper	NOUN
framr-1746	12	8	puts	put	VERB
framr-1746	12	9	forward	forward	ADV
framr-1746	12	10	corresponding	corresponding	ADJ
framr-1746	12	11	suggestions	suggestion	NOUN
framr-1746	12	12	.	.	PUNCT
framr-1746	13	1	the	the	DET
framr-1746	13	2	research	research	NOUN
framr-1746	13	3	shows	show	VERB
framr-1746	13	4	that	that	SCONJ
framr-1746	13	5	the	the	DET
framr-1746	13	6	key	key	NOUN
framr-1746	13	7	to	to	ADP
framr-1746	13	8	dealing	deal	VERB
framr-1746	13	9	with	with	ADP
framr-1746	13	10	this	this	DET
framr-1746	13	11	situation	situation	NOUN
framr-1746	13	12	depends	depend	VERB
framr-1746	13	13	on	on	ADP
framr-1746	13	14	the	the	DET
framr-1746	13	15	banks	bank	NOUN
framr-1746	13	16	’	’	PART
framr-1746	13	17	effective	effective	ADJ
framr-1746	13	18	utilization	utilization	NOUN
framr-1746	13	19	of	of	ADP
framr-1746	13	20	scientific	scientific	ADJ
framr-1746	13	21	and	and	CCONJ
framr-1746	13	22	technological	technological	ADJ
framr-1746	13	23	innovation	innovation	NOUN
framr-1746	13	24	and	and	CCONJ
framr-1746	13	25	technological	technological	ADJ
framr-1746	13	26	progress	progress	NOUN
framr-1746	13	27	.	.	PUNCT
framr-1746	14	1	in	in	ADP
framr-1746	14	2	order	order	NOUN
framr-1746	14	3	to	to	PART
framr-1746	14	4	achieve	achieve	VERB
framr-1746	14	5	the	the	DET
framr-1746	14	6	goal	goal	NOUN
framr-1746	14	7	of	of	ADP
framr-1746	14	8	innovative	innovative	ADJ
framr-1746	14	9	and	and	CCONJ
framr-1746	14	10	sustainable	sustainable	ADJ
framr-1746	14	11	development	development	NOUN
framr-1746	14	12	of	of	ADP
framr-1746	14	13	commercial	commercial	ADJ
framr-1746	14	14	banks	bank	NOUN
framr-1746	14	15	,	,	PUNCT
framr-1746	14	16	it	it	PRON
framr-1746	14	17	is	be	AUX
framr-1746	14	18	necessary	necessary	ADJ
framr-1746	14	19	to	to	PART
framr-1746	14	20	integrate	integrate	VERB
framr-1746	14	21	the	the	DET
framr-1746	14	22	continuous	continuous	ADJ
framr-1746	14	23	developments	development	NOUN
framr-1746	14	24	of	of	ADP
framr-1746	14	25	science	science	NOUN
framr-1746	14	26	and	and	CCONJ
framr-1746	14	27	technology	technology	NOUN
framr-1746	14	28	with	with	ADP
framr-1746	14	29	finance	finance	NOUN
framr-1746	14	30	.	.	PUNCT
framr-1746	15	1	contribution	contribution	NOUN
framr-1746	15	2	/	/	SYM
framr-1746	15	3	originality	originality	NOUN
framr-1746	15	4	:	:	PUNCT
framr-1746	15	5	the	the	DET
framr-1746	15	6	paper	paper	NOUN
framr-1746	15	7	's	's	PART
framr-1746	15	8	primary	primary	ADJ
framr-1746	15	9	contribution	contribution	NOUN
framr-1746	15	10	is	be	AUX
framr-1746	15	11	finding	find	VERB
framr-1746	15	12	that	that	SCONJ
framr-1746	15	13	in	in	ADP
framr-1746	15	14	the	the	DET
framr-1746	15	15	face	face	NOUN
framr-1746	15	16	of	of	ADP
framr-1746	15	17	continuous	continuous	ADJ
framr-1746	15	18	technological	technological	ADJ
framr-1746	15	19	innovation	innovation	NOUN
framr-1746	15	20	and	and	CCONJ
framr-1746	15	21	technological	technological	ADJ
framr-1746	15	22	progress	progress	NOUN
framr-1746	15	23	,	,	PUNCT
framr-1746	15	24	the	the	DET
framr-1746	15	25	effective	effective	ADJ
framr-1746	15	26	way	way	NOUN
framr-1746	15	27	to	to	PART
framr-1746	15	28	improve	improve	VERB
framr-1746	15	29	the	the	DET
framr-1746	15	30	performance	performance	NOUN
framr-1746	15	31	of	of	ADP
framr-1746	15	32	chinese	chinese	ADJ
framr-1746	15	33	commercial	commercial	ADJ
framr-1746	15	34	banks	bank	NOUN
framr-1746	15	35	is	be	AUX
framr-1746	15	36	to	to	PART
framr-1746	15	37	effectively	effectively	ADV
framr-1746	15	38	integrate	integrate	VERB
framr-1746	15	39	technology	technology	NOUN
framr-1746	15	40	and	and	CCONJ
framr-1746	15	41	finance	finance	NOUN
framr-1746	15	42	.	.	PUNCT
framr-1746	16	1	1	1	X
framr-1746	16	2	.	.	X
framr-1746	16	3	introduction	introduction	NOUN
framr-1746	16	4	with	with	ADP
framr-1746	16	5	the	the	DET
framr-1746	16	6	development	development	NOUN
framr-1746	16	7	of	of	ADP
framr-1746	16	8	china	china	PROPN
framr-1746	16	9	and	and	CCONJ
framr-1746	16	10	the	the	DET
framr-1746	16	11	progress	progress	NOUN
framr-1746	16	12	of	of	ADP
framr-1746	16	13	technology	technology	NOUN
framr-1746	16	14	,	,	PUNCT
framr-1746	16	15	the	the	DET
framr-1746	16	16	financial	financial	ADJ
framr-1746	16	17	industry	industry	NOUN
framr-1746	16	18	is	be	AUX
framr-1746	16	19	becoming	become	VERB
framr-1746	16	20	more	more	ADV
framr-1746	16	21	and	and	CCONJ
framr-1746	16	22	more	more	ADV
framr-1746	16	23	efficient	efficient	ADJ
framr-1746	16	24	,	,	PUNCT
framr-1746	16	25	the	the	DET
framr-1746	16	26	growth	growth	NOUN
framr-1746	16	27	of	of	ADP
framr-1746	16	28	the	the	DET
framr-1746	16	29	market	market	NOUN
framr-1746	16	30	and	and	CCONJ
framr-1746	16	31	the	the	DET
framr-1746	16	32	main	main	ADJ
framr-1746	16	33	bodies	body	NOUN
framr-1746	16	34	of	of	ADP
framr-1746	16	35	operation	operation	NOUN
framr-1746	16	36	are	be	AUX
framr-1746	16	37	also	also	ADV
framr-1746	16	38	increasing	increase	VERB
framr-1746	16	39	,	,	PUNCT
framr-1746	16	40	and	and	CCONJ
framr-1746	16	41	the	the	DET
framr-1746	16	42	competition	competition	NOUN
framr-1746	16	43	in	in	ADP
framr-1746	16	44	the	the	DET
framr-1746	16	45	chinese	chinese	PROPN
framr-1746	16	46	and	and	CCONJ
framr-1746	16	47	the	the	DET
framr-1746	16	48	international	international	ADJ
framr-1746	16	49	financial	financial	ADJ
framr-1746	16	50	industries	industry	NOUN
framr-1746	16	51	is	be	AUX
framr-1746	16	52	becoming	become	VERB
framr-1746	16	53	more	more	ADV
framr-1746	16	54	and	and	CCONJ
framr-1746	16	55	more	more	ADV
framr-1746	16	56	fierce	fierce	ADJ
framr-1746	16	57	.	.	PUNCT
framr-1746	17	1	the	the	DET
framr-1746	17	2	operating	operating	NOUN
framr-1746	17	3	efficiency	efficiency	NOUN
framr-1746	17	4	of	of	ADP
framr-1746	17	5	commercial	commercial	ADJ
framr-1746	17	6	banks	bank	NOUN
framr-1746	17	7	not	not	PART
framr-1746	17	8	only	only	ADV
framr-1746	17	9	represents	represent	VERB
framr-1746	17	10	their	their	PRON
framr-1746	17	11	sustainable	sustainable	ADJ
framr-1746	17	12	development	development	NOUN
framr-1746	17	13	level	level	NOUN
framr-1746	17	14	,	,	PUNCT
framr-1746	17	15	but	but	CCONJ
framr-1746	17	16	also	also	ADV
framr-1746	17	17	feeds	feed	VERB
framr-1746	17	18	back	back	ADV
framr-1746	17	19	the	the	DET
framr-1746	17	20	potential	potential	NOUN
framr-1746	17	21	of	of	ADP
framr-1746	17	22	efficient	efficient	ADJ
framr-1746	17	23	resource	resource	NOUN
framr-1746	17	24	allocation	allocation	NOUN
framr-1746	17	25	.	.	PUNCT
framr-1746	18	1	as	as	ADP
framr-1746	18	2	an	an	DET
framr-1746	18	3	important	important	ADJ
framr-1746	18	4	indicator	indicator	NOUN
framr-1746	18	5	of	of	ADP
framr-1746	18	6	a	a	DET
framr-1746	18	7	company	company	NOUN
framr-1746	18	8	's	's	PART
framr-1746	18	9	operation	operation	NOUN
framr-1746	18	10	,	,	PUNCT
framr-1746	18	11	efficiency	efficiency	NOUN
framr-1746	18	12	evaluation	evaluation	NOUN
framr-1746	18	13	plays	play	VERB
framr-1746	18	14	an	an	DET
framr-1746	18	15	important	important	ADJ
framr-1746	18	16	role	role	NOUN
framr-1746	18	17	in	in	ADP
framr-1746	18	18	the	the	DET
framr-1746	18	19	sustainable	sustainable	ADJ
framr-1746	18	20	development	development	NOUN
framr-1746	18	21	of	of	ADP
framr-1746	18	22	banks	bank	NOUN
framr-1746	18	23	.	.	PUNCT
framr-1746	19	1	banks	bank	NOUN
framr-1746	19	2	can	can	AUX
framr-1746	19	3	judge	judge	VERB
framr-1746	19	4	their	their	PRON
framr-1746	19	5	own	own	ADJ
framr-1746	19	6	strength	strength	NOUN
framr-1746	19	7	level	level	NOUN
framr-1746	19	8	through	through	ADP
framr-1746	19	9	the	the	DET
framr-1746	19	10	results	result	NOUN
framr-1746	19	11	of	of	ADP
framr-1746	19	12	efficiency	efficiency	NOUN
framr-1746	19	13	evaluation	evaluation	NOUN
framr-1746	19	14	,	,	PUNCT
framr-1746	19	15	plan	plan	NOUN
framr-1746	19	16	in	in	ADP
framr-1746	19	17	advance	advance	NOUN
framr-1746	19	18	and	and	CCONJ
framr-1746	19	19	formulate	formulate	VERB
framr-1746	19	20	the	the	DET
framr-1746	19	21	route	route	NOUN
framr-1746	19	22	of	of	ADP
framr-1746	19	23	future	future	ADJ
framr-1746	19	24	development	development	NOUN
framr-1746	19	25	.	.	PUNCT
framr-1746	20	1	the	the	DET
framr-1746	20	2	main	main	ADJ
framr-1746	20	3	activity	activity	NOUN
framr-1746	20	4	of	of	ADP
framr-1746	20	5	commercial	commercial	ADJ
framr-1746	20	6	banks	bank	NOUN
framr-1746	20	7	is	be	AUX
framr-1746	20	8	to	to	PART
framr-1746	20	9	offer	offer	VERB
framr-1746	20	10	industrial	industrial	ADJ
framr-1746	20	11	and	and	CCONJ
framr-1746	20	12	commercial	commercial	ADJ
framr-1746	20	13	loans	loan	NOUN
framr-1746	20	14	and	and	CCONJ
framr-1746	20	15	deposits	deposit	NOUN
framr-1746	20	16	for	for	ADP
framr-1746	20	17	profit	profit	NOUN
framr-1746	20	18	.	.	PUNCT
framr-1746	21	1	commercial	commercial	ADJ
framr-1746	21	2	banks	bank	NOUN
framr-1746	21	3	play	play	VERB
framr-1746	21	4	a	a	DET
framr-1746	21	5	role	role	NOUN
framr-1746	21	6	in	in	ADP
framr-1746	21	7	planning	plan	VERB
framr-1746	21	8	money	money	NOUN
framr-1746	21	9	,	,	PUNCT
framr-1746	21	10	credit	credit	NOUN
framr-1746	21	11	goods	good	NOUN
framr-1746	21	12	and	and	CCONJ
framr-1746	21	13	other	other	ADJ
framr-1746	21	14	financial	financial	ADJ
framr-1746	21	15	services	service	NOUN
framr-1746	21	16	.	.	PUNCT
framr-1746	22	1	the	the	DET
framr-1746	22	2	existence	existence	NOUN
framr-1746	22	3	of	of	ADP
framr-1746	22	4	commercial	commercial	ADJ
framr-1746	22	5	banks	bank	NOUN
framr-1746	22	6	is	be	AUX
framr-1746	22	7	conducive	conducive	ADJ
framr-1746	22	8	to	to	ADP
framr-1746	22	9	financial	financial	ADJ
framr-1746	22	10	risk	risk	NOUN
framr-1746	22	11	and	and	CCONJ
framr-1746	22	12	management	management	NOUN
framr-1746	22	13	reviews	review	NOUN
framr-1746	22	14	2021	2021	NUM
framr-1746	22	15	vol	vol	NOUN
framr-1746	22	16	.	.	PROPN
framr-1746	23	1	7	7	NUM
framr-1746	23	2	,	,	PUNCT
framr-1746	23	3	no	no	INTJ
framr-1746	23	4	.	.	NOUN
framr-1746	23	5	1	1	NUM
framr-1746	23	6	,	,	PUNCT
framr-1746	23	7	pp	pp	ADJ
framr-1746	23	8	.	.	PUNCT
framr-1746	24	1	60	60	NUM
framr-1746	24	2	-	-	SYM
framr-1746	24	3	66	66	NUM
framr-1746	24	4	.	.	PUNCT
framr-1746	25	1	issn(e	issn(e	INTJ
framr-1746	25	2	):	):	PUNCT
framr-1746	25	3	2411	2411	NUM
framr-1746	25	4	-	-	SYM
framr-1746	25	5	6408	6408	NUM
framr-1746	25	6	issn(p	issn(p	NUM
framr-1746	25	7	):	):	PUNCT
framr-1746	25	8	2412	2412	NUM
framr-1746	25	9	-	-	SYM
framr-1746	25	10	3404	3404	NUM
framr-1746	25	11	doi	doi	NOUN
framr-1746	25	12	:	:	PUNCT
framr-1746	25	13	10.18488	10.18488	NUM
framr-1746	25	14	/	/	SYM
framr-1746	25	15	journal.89.2021.71.60.66	journal.89.2021.71.60.66	NOUN
framr-1746	25	16	©	©	PROPN
framr-1746	25	17	2021	2021	NUM
framr-1746	25	18	conscientia	conscientia	PROPN
framr-1746	25	19	beam	beam	PROPN
framr-1746	25	20	.	.	PUNCT
framr-1746	26	1	all	all	DET
framr-1746	26	2	rights	right	NOUN
framr-1746	26	3	reserved	reserve	VERB
framr-1746	26	4	.	.	PUNCT
framr-1746	27	1	https://orcid.org/0000-0003-2388-6943	https://orcid.org/0000-0003-2388-6943	PROPN
framr-1746	27	2	https://orcid.org/0000-0002-7624-7400	https://orcid.org/0000-0002-7624-7400	PROPN
framr-1746	28	1	https://orcid.org/0000-0002-3946-5775	https://orcid.org/0000-0002-3946-5775	ADV
framr-1746	28	2	https://orcid.org/0000-0002-9083-4046	https://orcid.org/0000-0002-9083-4046	PROPN
framr-1746	28	3	https://orcid.org/0000-0001-9907-6635	https://orcid.org/0000-0001-9907-6635	PROPN
framr-1746	28	4	https://orcid.org/0000-0002-0999-5257	https://orcid.org/0000-0002-0999-5257	PROPN
framr-1746	28	5	mailto:1269244811@qq.com	mailto:1269244811@qq.com	PROPN
framr-1746	28	6	mailto:1438758365@qq.com	mailto:1438758365@qq.com	PROPN
framr-1746	28	7	mailto:2062705347@qq.com	mailto:2062705347@qq.com	PROPN
framr-1746	28	8	mailto:he1125@foxmail.com	mailto:he1125@foxmail.com	PROPN
framr-1746	28	9	mailto:1403561680@qq.com	mailto:1403561680@qq.com	NOUN
framr-1746	29	1	mailto:teacherp0162@126.com	mailto:teacherp0162@126.com	X
framr-1746	29	2	https://www.doi.org/10.18488/journal.89.2021.71.60.66	https://www.doi.org/10.18488/journal.89.2021.71.60.66	NOUN
framr-1746	29	3	financial	financial	ADJ
framr-1746	29	4	risk	risk	NOUN
framr-1746	29	5	and	and	CCONJ
framr-1746	29	6	management	management	NOUN
framr-1746	29	7	reviews	review	NOUN
framr-1746	29	8	,	,	PUNCT
framr-1746	29	9	2021	2021	NUM
framr-1746	29	10	,	,	PUNCT
framr-1746	29	11	7(1	7(1	NUM
framr-1746	29	12	):	):	PUNCT
framr-1746	29	13	60	60	NUM
framr-1746	29	14	-	-	SYM
framr-1746	29	15	66	66	NUM
framr-1746	29	16	61	61	NUM
framr-1746	29	17	©	©	PROPN
framr-1746	29	18	2021	2021	NUM
framr-1746	29	19	conscientia	conscientia	PROPN
framr-1746	29	20	beam	beam	PROPN
framr-1746	29	21	.	.	PUNCT
framr-1746	30	1	all	all	DET
framr-1746	30	2	rights	right	NOUN
framr-1746	30	3	reserved	reserve	VERB
framr-1746	30	4	.	.	PUNCT
framr-1746	31	1	promoting	promote	VERB
framr-1746	31	2	capital	capital	NOUN
framr-1746	31	3	flow	flow	NOUN
framr-1746	31	4	,	,	PUNCT
framr-1746	31	5	reducing	reduce	VERB
framr-1746	31	6	the	the	DET
framr-1746	31	7	cost	cost	NOUN
framr-1746	31	8	of	of	ADP
framr-1746	31	9	transaction	transaction	NOUN
framr-1746	31	10	processes	process	NOUN
framr-1746	31	11	,	,	PUNCT
framr-1746	31	12	saving	save	VERB
framr-1746	31	13	transaction	transaction	NOUN
framr-1746	31	14	time	time	NOUN
framr-1746	31	15	,	,	PUNCT
framr-1746	31	16	improving	improve	VERB
framr-1746	31	17	the	the	DET
framr-1746	31	18	efficiency	efficiency	NOUN
framr-1746	31	19	of	of	ADP
framr-1746	31	20	resource	resource	NOUN
framr-1746	31	21	allocation	allocation	NOUN
framr-1746	31	22	and	and	CCONJ
framr-1746	31	23	promoting	promote	VERB
framr-1746	31	24	economic	economic	ADJ
framr-1746	31	25	development	development	NOUN
framr-1746	31	26	.	.	PUNCT
framr-1746	32	1	yu	yu	PROPN
framr-1746	32	2	-	-	PROPN
framr-1746	32	3	dan	dan	PROPN
framr-1746	32	4	(	(	PUNCT
framr-1746	32	5	2018	2018	NUM
framr-1746	32	6	)	)	PUNCT
framr-1746	32	7	proposed	propose	VERB
framr-1746	32	8	the	the	DET
framr-1746	32	9	improvement	improvement	NOUN
framr-1746	32	10	of	of	ADP
framr-1746	32	11	the	the	DET
framr-1746	32	12	efficiency	efficiency	NOUN
framr-1746	32	13	of	of	ADP
framr-1746	32	14	china	china	PROPN
framr-1746	32	15	’s	’s	PART
framr-1746	32	16	commercial	commercial	ADJ
framr-1746	32	17	banks	bank	NOUN
framr-1746	32	18	by	by	ADP
framr-1746	32	19	increasing	increase	VERB
framr-1746	32	20	the	the	DET
framr-1746	32	21	proportion	proportion	NOUN
framr-1746	32	22	of	of	ADP
framr-1746	32	23	technology	technology	NOUN
framr-1746	32	24	input	input	NOUN
framr-1746	32	25	,	,	PUNCT
framr-1746	32	26	developing	develop	VERB
framr-1746	32	27	intermediary	intermediary	ADJ
framr-1746	32	28	business	business	NOUN
framr-1746	32	29	,	,	PUNCT
framr-1746	32	30	reducing	reduce	VERB
framr-1746	32	31	the	the	DET
framr-1746	32	32	non	non	ADJ
framr-1746	32	33	-	-	ADJ
framr-1746	32	34	performing	performing	ADJ
framr-1746	32	35	loan	loan	NOUN
framr-1746	32	36	ratio	ratio	NOUN
framr-1746	32	37	,	,	PUNCT
framr-1746	32	38	and	and	CCONJ
framr-1746	32	39	increasing	increase	VERB
framr-1746	32	40	the	the	DET
framr-1746	32	41	capital	capital	NOUN
framr-1746	32	42	adequacy	adequacy	NOUN
framr-1746	32	43	ratio	ratio	NOUN
framr-1746	32	44	(	(	PUNCT
framr-1746	32	45	yu	yu	PROPN
framr-1746	32	46	-	-	PROPN
framr-1746	32	47	dan	dan	PROPN
framr-1746	32	48	,	,	PUNCT
framr-1746	32	49	2018).the	2018).the	DET
framr-1746	32	50	zhao	zhao	PROPN
framr-1746	32	51	and	and	CCONJ
framr-1746	32	52	zhao	zhao	PROPN
framr-1746	32	53	(	(	PUNCT
framr-1746	32	54	2021	2021	NUM
framr-1746	32	55	)	)	PUNCT
framr-1746	32	56	representative	representative	NOUN
framr-1746	32	57	cited	cite	VERB
framr-1746	32	58	the	the	DET
framr-1746	32	59	following	follow	VERB
framr-1746	32	60	reference	reference	NOUN
framr-1746	32	61	papers	paper	NOUN
framr-1746	32	62	:	:	PUNCT
framr-1746	32	63	(	(	PUNCT
framr-1746	32	64	yu	yu	PROPN
framr-1746	32	65	-	-	PROPN
framr-1746	32	66	dan	dan	PROPN
framr-1746	32	67	,	,	PUNCT
framr-1746	32	68	2018	2018	NUM
framr-1746	32	69	)	)	PUNCT
framr-1746	32	70	.	.	PUNCT
framr-1746	33	1	zhao	zhao	PROPN
framr-1746	33	2	and	and	CCONJ
framr-1746	33	3	zhao	zhao	PROPN
framr-1746	33	4	(	(	PUNCT
framr-1746	33	5	2021	2021	NUM
framr-1746	33	6	)	)	PUNCT
framr-1746	33	7	,	,	PUNCT
framr-1746	33	8	after	after	ADP
framr-1746	33	9	much	much	ADJ
framr-1746	33	10	research	research	NOUN
framr-1746	33	11	in	in	ADP
framr-1746	33	12	terms	term	NOUN
framr-1746	33	13	of	of	ADP
framr-1746	33	14	scale	scale	NOUN
framr-1746	33	15	efficiency	efficiency	NOUN
framr-1746	33	16	,	,	PUNCT
framr-1746	33	17	pure	pure	ADJ
framr-1746	33	18	technical	technical	ADJ
framr-1746	33	19	efficiency	efficiency	NOUN
framr-1746	33	20	and	and	CCONJ
framr-1746	33	21	operation	operation	NOUN
framr-1746	33	22	efficiency	efficiency	NOUN
framr-1746	33	23	,	,	PUNCT
framr-1746	33	24	stated	state	VERB
framr-1746	33	25	that	that	SCONJ
framr-1746	33	26	listed	list	VERB
framr-1746	33	27	commercial	commercial	ADJ
framr-1746	33	28	banks	bank	NOUN
framr-1746	33	29	perform	perform	VERB
framr-1746	33	30	better	well	ADJ
framr-1746	33	31	than	than	ADP
framr-1746	33	32	non	non	ADJ
framr-1746	33	33	-	-	ADJ
framr-1746	33	34	listed	listed	ADJ
framr-1746	33	35	commercial	commercial	ADJ
framr-1746	33	36	banks	bank	NOUN
framr-1746	33	37	.	.	PUNCT
framr-1746	34	1	therefore	therefore	ADV
framr-1746	34	2	,	,	PUNCT
framr-1746	34	3	one	one	NUM
framr-1746	34	4	of	of	ADP
framr-1746	34	5	the	the	DET
framr-1746	34	6	ways	way	NOUN
framr-1746	34	7	to	to	PART
framr-1746	34	8	improve	improve	VERB
framr-1746	34	9	the	the	DET
framr-1746	34	10	efficiency	efficiency	NOUN
framr-1746	34	11	of	of	ADP
framr-1746	34	12	commercial	commercial	ADJ
framr-1746	34	13	banks	bank	NOUN
framr-1746	34	14	is	be	AUX
framr-1746	34	15	to	to	PART
framr-1746	34	16	increase	increase	VERB
framr-1746	34	17	the	the	DET
framr-1746	34	18	listing	listing	NOUN
framr-1746	34	19	construction	construction	NOUN
framr-1746	34	20	of	of	ADP
framr-1746	34	21	commercial	commercial	ADJ
framr-1746	34	22	banks	bank	NOUN
framr-1746	34	23	(	(	PUNCT
framr-1746	34	24	yu	yu	PROPN
framr-1746	34	25	-	-	PROPN
framr-1746	34	26	dan	dan	PROPN
framr-1746	34	27	,	,	PUNCT
framr-1746	34	28	2018).the	2018).the	DET
framr-1746	34	29	operating	operating	NOUN
framr-1746	34	30	efficiency	efficiency	NOUN
framr-1746	34	31	of	of	ADP
framr-1746	34	32	banks	bank	NOUN
framr-1746	34	33	has	have	VERB
framr-1746	34	34	great	great	ADJ
framr-1746	34	35	potential	potential	NOUN
framr-1746	34	36	for	for	ADP
framr-1746	34	37	development	development	NOUN
framr-1746	34	38	,	,	PUNCT
framr-1746	34	39	and	and	CCONJ
framr-1746	34	40	there	there	PRON
framr-1746	34	41	are	be	VERB
framr-1746	34	42	imbalances	imbalance	NOUN
framr-1746	34	43	and	and	CCONJ
framr-1746	34	44	mismatches	mismatch	NOUN
framr-1746	34	45	in	in	ADP
framr-1746	34	46	bank	bank	NOUN
framr-1746	34	47	input	input	NOUN
framr-1746	34	48	and	and	CCONJ
framr-1746	34	49	output	output	NOUN
framr-1746	34	50	.	.	PUNCT
framr-1746	35	1	the	the	DET
framr-1746	35	2	aim	aim	NOUN
framr-1746	35	3	of	of	ADP
framr-1746	35	4	this	this	DET
framr-1746	35	5	study	study	NOUN
framr-1746	35	6	is	be	AUX
framr-1746	35	7	to	to	PART
framr-1746	35	8	measure	measure	VERB
framr-1746	35	9	the	the	DET
framr-1746	35	10	financial	financial	ADJ
framr-1746	35	11	data	datum	NOUN
framr-1746	35	12	of	of	ADP
framr-1746	35	13	nine	nine	NUM
framr-1746	35	14	listed	list	VERB
framr-1746	35	15	banks	bank	NOUN
framr-1746	35	16	in	in	ADP
framr-1746	35	17	china	china	PROPN
framr-1746	35	18	from	from	ADP
framr-1746	35	19	2011	2011	NUM
framr-1746	35	20	to	to	ADP
framr-1746	35	21	2020	2020	NUM
framr-1746	35	22	through	through	ADP
framr-1746	35	23	the	the	DET
framr-1746	35	24	dea	dea	NOUN
framr-1746	35	25	-	-	PUNCT
framr-1746	35	26	based	base	VERB
framr-1746	35	27	malmquist	malmquist	NOUN
framr-1746	35	28	index	index	NOUN
framr-1746	35	29	method	method	NOUN
framr-1746	35	30	,	,	PUNCT
framr-1746	35	31	clearly	clearly	ADV
framr-1746	35	32	understand	understand	VERB
framr-1746	35	33	the	the	DET
framr-1746	35	34	correlation	correlation	NOUN
framr-1746	35	35	between	between	ADP
framr-1746	35	36	input	input	NOUN
framr-1746	35	37	and	and	CCONJ
framr-1746	35	38	output	output	NOUN
framr-1746	35	39	indicators	indicator	NOUN
framr-1746	35	40	,	,	PUNCT
framr-1746	35	41	explore	explore	VERB
framr-1746	35	42	the	the	DET
framr-1746	35	43	effect	effect	NOUN
framr-1746	35	44	of	of	ADP
framr-1746	35	45	technological	technological	ADJ
framr-1746	35	46	progress	progress	NOUN
framr-1746	35	47	on	on	ADP
framr-1746	35	48	bank	bank	NOUN
framr-1746	35	49	efficiency	efficiency	NOUN
framr-1746	35	50	,	,	PUNCT
framr-1746	35	51	and	and	CCONJ
framr-1746	35	52	find	find	VERB
framr-1746	35	53	answers	answer	NOUN
framr-1746	35	54	on	on	ADP
framr-1746	35	55	how	how	SCONJ
framr-1746	35	56	to	to	PART
framr-1746	35	57	improve	improve	VERB
framr-1746	35	58	the	the	DET
framr-1746	35	59	efficiency	efficiency	NOUN
framr-1746	35	60	of	of	ADP
framr-1746	35	61	chinese	chinese	ADJ
framr-1746	35	62	commercial	commercial	ADJ
framr-1746	35	63	banks	bank	NOUN
framr-1746	35	64	.	.	PUNCT
framr-1746	36	1	2	2	X
framr-1746	36	2	.	.	X
framr-1746	36	3	literature	literature	NOUN
framr-1746	36	4	discussion	discussion	PROPN
framr-1746	36	5	bank	bank	NOUN
framr-1746	36	6	efficiency	efficiency	NOUN
framr-1746	36	7	can	can	AUX
framr-1746	36	8	reflect	reflect	VERB
framr-1746	36	9	the	the	DET
framr-1746	36	10	competitiveness	competitiveness	NOUN
framr-1746	36	11	and	and	CCONJ
framr-1746	36	12	operating	operating	NOUN
framr-1746	36	13	level	level	NOUN
framr-1746	36	14	of	of	ADP
framr-1746	36	15	banks	bank	NOUN
framr-1746	36	16	in	in	ADP
framr-1746	36	17	the	the	DET
framr-1746	36	18	industry	industry	NOUN
framr-1746	36	19	.	.	PUNCT
framr-1746	37	1	the	the	DET
framr-1746	37	2	level	level	NOUN
framr-1746	37	3	of	of	ADP
framr-1746	37	4	resource	resource	NOUN
framr-1746	37	5	allocation	allocation	NOUN
framr-1746	37	6	of	of	ADP
framr-1746	37	7	banks	bank	NOUN
framr-1746	37	8	is	be	AUX
framr-1746	37	9	reflected	reflect	VERB
framr-1746	37	10	by	by	ADP
framr-1746	37	11	the	the	DET
framr-1746	37	12	ratio	ratio	NOUN
framr-1746	37	13	of	of	ADP
framr-1746	37	14	their	their	PRON
framr-1746	37	15	inputs	input	NOUN
framr-1746	37	16	and	and	CCONJ
framr-1746	37	17	outputs	output	NOUN
framr-1746	37	18	.	.	PUNCT
framr-1746	38	1	li	li	PROPN
framr-1746	38	2	and	and	CCONJ
framr-1746	38	3	hu	hu	PROPN
framr-1746	38	4	(	(	PUNCT
framr-1746	38	5	2015	2015	NUM
framr-1746	38	6	)	)	PUNCT
framr-1746	38	7	mentioned	mention	VERB
framr-1746	38	8	that	that	SCONJ
framr-1746	38	9	,	,	PUNCT
framr-1746	38	10	at	at	ADP
framr-1746	38	11	this	this	DET
framr-1746	38	12	stage	stage	NOUN
framr-1746	38	13	,	,	PUNCT
framr-1746	38	14	there	there	PRON
framr-1746	38	15	are	be	VERB
framr-1746	38	16	three	three	NUM
framr-1746	38	17	types	type	NOUN
framr-1746	38	18	of	of	ADP
framr-1746	38	19	methods	method	NOUN
framr-1746	38	20	for	for	ADP
framr-1746	38	21	exploring	explore	VERB
framr-1746	38	22	bank	bank	NOUN
framr-1746	38	23	efficiency	efficiency	NOUN
framr-1746	38	24	:	:	PUNCT
framr-1746	38	25	one	one	NUM
framr-1746	38	26	method	method	NOUN
framr-1746	38	27	is	be	AUX
framr-1746	38	28	to	to	PART
framr-1746	38	29	use	use	VERB
framr-1746	38	30	non	non	ADJ
framr-1746	38	31	-	-	ADJ
framr-1746	38	32	parametric	parametric	ADJ
framr-1746	38	33	data	datum	NOUN
framr-1746	38	34	envelopment	envelopment	ADJ
framr-1746	38	35	analysis	analysis	NOUN
framr-1746	38	36	(	(	PUNCT
framr-1746	38	37	dea	dea	NOUN
framr-1746	38	38	)	)	PUNCT
framr-1746	38	39	to	to	PART
framr-1746	38	40	explore	explore	VERB
framr-1746	38	41	bank	bank	NOUN
framr-1746	38	42	efficiency	efficiency	NOUN
framr-1746	38	43	;	;	PUNCT
framr-1746	38	44	the	the	DET
framr-1746	38	45	second	second	ADJ
framr-1746	38	46	method	method	NOUN
framr-1746	38	47	is	be	AUX
framr-1746	38	48	to	to	PART
framr-1746	38	49	analyze	analyze	VERB
framr-1746	38	50	bank	bank	NOUN
framr-1746	38	51	efficiency	efficiency	NOUN
framr-1746	38	52	based	base	VERB
framr-1746	38	53	on	on	ADP
framr-1746	38	54	relevant	relevant	ADJ
framr-1746	38	55	financial	financial	ADJ
framr-1746	38	56	indicators	indicator	NOUN
framr-1746	38	57	;	;	PUNCT
framr-1746	38	58	the	the	DET
framr-1746	38	59	third	third	ADJ
framr-1746	38	60	method	method	NOUN
framr-1746	38	61	is	be	AUX
framr-1746	38	62	to	to	PART
framr-1746	38	63	use	use	VERB
framr-1746	38	64	the	the	DET
framr-1746	38	65	parameter	parameter	NOUN
framr-1746	38	66	analysis	analysis	NOUN
framr-1746	38	67	method	method	NOUN
framr-1746	38	68	to	to	PART
framr-1746	38	69	construct	construct	VERB
framr-1746	38	70	a	a	DET
framr-1746	38	71	multiple	multiple	ADJ
framr-1746	38	72	linear	linear	ADJ
framr-1746	38	73	regression	regression	NOUN
framr-1746	38	74	model	model	NOUN
framr-1746	38	75	using	use	VERB
framr-1746	38	76	the	the	DET
framr-1746	38	77	cost	cost	NOUN
framr-1746	38	78	of	of	ADP
framr-1746	38	79	production	production	NOUN
framr-1746	38	80	function	function	NOUN
framr-1746	38	81	.	.	PUNCT
framr-1746	39	1	using	use	VERB
framr-1746	39	2	the	the	DET
framr-1746	39	3	dea	dea	NOUN
framr-1746	39	4	-	-	PUNCT
framr-1746	39	5	based	base	VERB
framr-1746	39	6	malmquist	malmquist	NOUN
framr-1746	39	7	index	index	NOUN
framr-1746	39	8	method	method	NOUN
framr-1746	39	9	to	to	PART
framr-1746	39	10	analyze	analyze	VERB
framr-1746	39	11	the	the	DET
framr-1746	39	12	financial	financial	ADJ
framr-1746	39	13	data	datum	NOUN
framr-1746	39	14	of	of	ADP
framr-1746	39	15	nine	nine	NUM
framr-1746	39	16	listed	list	VERB
framr-1746	39	17	banks	bank	NOUN
framr-1746	39	18	in	in	ADP
framr-1746	39	19	china	china	PROPN
framr-1746	39	20	from	from	ADP
framr-1746	39	21	2011	2011	NUM
framr-1746	39	22	to	to	ADP
framr-1746	39	23	2020	2020	NUM
framr-1746	39	24	is	be	AUX
framr-1746	39	25	the	the	DET
framr-1746	39	26	main	main	ADJ
framr-1746	39	27	content	content	NOUN
framr-1746	39	28	of	of	ADP
framr-1746	39	29	this	this	DET
framr-1746	39	30	article	article	NOUN
framr-1746	39	31	.	.	PUNCT
framr-1746	40	1	dea	dea	PROPN
framr-1746	40	2	is	be	AUX
framr-1746	40	3	a	a	DET
framr-1746	40	4	linear	linear	ADJ
framr-1746	40	5	programming	programming	NOUN
framr-1746	40	6	method	method	NOUN
framr-1746	40	7	based	base	VERB
framr-1746	40	8	on	on	ADP
framr-1746	40	9	the	the	DET
framr-1746	40	10	research	research	NOUN
framr-1746	40	11	of	of	ADP
framr-1746	40	12	farrell	farrell	PROPN
framr-1746	40	13	(	(	PUNCT
framr-1746	40	14	1957	1957	NUM
framr-1746	40	15	)	)	PUNCT
framr-1746	40	16	,	,	PUNCT
framr-1746	40	17	who	who	PRON
framr-1746	40	18	analyzed	analyze	VERB
framr-1746	40	19	the	the	DET
framr-1746	40	20	technical	technical	ADJ
framr-1746	40	21	efficiency	efficiency	NOUN
framr-1746	40	22	of	of	ADP
framr-1746	40	23	only	only	ADV
framr-1746	40	24	one	one	NUM
framr-1746	40	25	input	input	NOUN
framr-1746	40	26	and	and	CCONJ
framr-1746	40	27	one	one	NUM
framr-1746	40	28	output	output	NOUN
framr-1746	40	29	and	and	CCONJ
framr-1746	40	30	clarified	clarify	VERB
framr-1746	40	31	a	a	DET
framr-1746	40	32	way	way	NOUN
framr-1746	40	33	to	to	PART
framr-1746	40	34	help	help	VERB
framr-1746	40	35	companies	company	NOUN
framr-1746	40	36	analyze	analyze	VERB
framr-1746	40	37	the	the	DET
framr-1746	40	38	efficiency	efficiency	NOUN
framr-1746	40	39	of	of	ADP
framr-1746	40	40	measurement	measurement	NOUN
framr-1746	40	41	under	under	ADP
framr-1746	40	42	multiple	multiple	ADJ
framr-1746	40	43	input	input	NOUN
framr-1746	40	44	conditions	condition	NOUN
framr-1746	40	45	.	.	PUNCT
framr-1746	41	1	charnes	charne	NOUN
framr-1746	41	2	,	,	PUNCT
framr-1746	41	3	cooper	cooper	NOUN
framr-1746	41	4	,	,	PUNCT
framr-1746	41	5	and	and	CCONJ
framr-1746	41	6	rhodes	rhode	NOUN
framr-1746	41	7	(	(	PUNCT
framr-1746	41	8	1978	1978	NUM
framr-1746	41	9	)	)	PUNCT
framr-1746	41	10	developed	develop	VERB
framr-1746	41	11	the	the	DET
framr-1746	41	12	ccr	ccr	PROPN
framr-1746	41	13	linear	linear	PROPN
framr-1746	41	14	programming	programming	NOUN
framr-1746	41	15	model	model	NOUN
framr-1746	41	16	to	to	PART
framr-1746	41	17	further	far	ADV
framr-1746	41	18	analyze	analyze	VERB
framr-1746	41	19	the	the	DET
framr-1746	41	20	technical	technical	ADJ
framr-1746	41	21	efficiency	efficiency	NOUN
framr-1746	41	22	of	of	ADP
framr-1746	41	23	multiple	multiple	ADJ
framr-1746	41	24	inputs	input	NOUN
framr-1746	41	25	and	and	CCONJ
framr-1746	41	26	outputs	output	NOUN
framr-1746	41	27	.	.	PUNCT
framr-1746	42	1	dea	dea	PROPN
framr-1746	42	2	can	can	AUX
framr-1746	42	3	be	be	AUX
framr-1746	42	4	applied	apply	VERB
framr-1746	42	5	to	to	ADP
framr-1746	42	6	a	a	DET
framr-1746	42	7	bank	bank	NOUN
framr-1746	42	8	's	's	PART
framr-1746	42	9	input	input	NOUN
framr-1746	42	10	and	and	CCONJ
framr-1746	42	11	output	output	NOUN
framr-1746	42	12	indicator	indicator	NOUN
framr-1746	42	13	system	system	NOUN
framr-1746	42	14	.	.	PUNCT
framr-1746	43	1	in	in	ADP
framr-1746	43	2	view	view	NOUN
framr-1746	43	3	of	of	ADP
framr-1746	43	4	the	the	DET
framr-1746	43	5	different	different	ADJ
framr-1746	43	6	national	national	ADJ
framr-1746	43	7	conditions	condition	NOUN
framr-1746	43	8	and	and	CCONJ
framr-1746	43	9	economic	economic	ADJ
framr-1746	43	10	environments	environment	NOUN
framr-1746	43	11	,	,	PUNCT
framr-1746	43	12	the	the	DET
framr-1746	43	13	interpretation	interpretation	NOUN
framr-1746	43	14	of	of	ADP
framr-1746	43	15	bank	bank	NOUN
framr-1746	43	16	input	input	NOUN
framr-1746	43	17	and	and	CCONJ
framr-1746	43	18	output	output	NOUN
framr-1746	43	19	is	be	AUX
framr-1746	43	20	also	also	ADV
framr-1746	43	21	different	different	ADJ
framr-1746	43	22	.	.	PUNCT
framr-1746	44	1	it	it	PRON
framr-1746	44	2	is	be	AUX
framr-1746	44	3	easier	easy	ADJ
framr-1746	44	4	for	for	SCONJ
framr-1746	44	5	commercial	commercial	ADJ
framr-1746	44	6	banks	bank	NOUN
framr-1746	44	7	to	to	PART
framr-1746	44	8	manipulate	manipulate	VERB
framr-1746	44	9	input	input	NOUN
framr-1746	44	10	factors	factor	NOUN
framr-1746	44	11	,	,	PUNCT
framr-1746	44	12	so	so	SCONJ
framr-1746	44	13	the	the	DET
framr-1746	44	14	use	use	NOUN
framr-1746	44	15	of	of	ADP
framr-1746	44	16	inputoriented	inputoriente	VERB
framr-1746	44	17	models	model	NOUN
framr-1746	44	18	to	to	PART
framr-1746	44	19	evaluate	evaluate	VERB
framr-1746	44	20	efficiency	efficiency	NOUN
framr-1746	44	21	is	be	AUX
framr-1746	44	22	more	more	ADJ
framr-1746	44	23	in	in	ADP
framr-1746	44	24	line	line	NOUN
framr-1746	44	25	with	with	ADP
framr-1746	44	26	the	the	DET
framr-1746	44	27	actual	actual	ADJ
framr-1746	44	28	situation	situation	NOUN
framr-1746	44	29	.	.	PUNCT
framr-1746	45	1	zhang	zhang	PROPN
framr-1746	45	2	and	and	CCONJ
framr-1746	45	3	lei	lei	PROPN
framr-1746	45	4	(	(	PUNCT
framr-1746	45	5	2019	2019	NUM
framr-1746	45	6	)	)	PUNCT
framr-1746	45	7	analyzed	analyze	VERB
framr-1746	45	8	the	the	DET
framr-1746	45	9	financial	financial	ADJ
framr-1746	45	10	data	datum	NOUN
framr-1746	45	11	of	of	ADP
framr-1746	45	12	15	15	NUM
framr-1746	45	13	commercial	commercial	ADJ
framr-1746	45	14	banks	bank	NOUN
framr-1746	45	15	from	from	ADP
framr-1746	45	16	2006	2006	NUM
framr-1746	45	17	to	to	ADP
framr-1746	45	18	2015	2015	NUM
framr-1746	45	19	as	as	ADP
framr-1746	45	20	a	a	DET
framr-1746	45	21	sample	sample	NOUN
framr-1746	45	22	and	and	CCONJ
framr-1746	45	23	concluded	conclude	VERB
framr-1746	45	24	that	that	SCONJ
framr-1746	45	25	bank	bank	NOUN
framr-1746	45	26	efficiency	efficiency	NOUN
framr-1746	45	27	decreases	decrease	VERB
framr-1746	45	28	from	from	ADP
framr-1746	45	29	high	high	ADJ
framr-1746	45	30	to	to	PART
framr-1746	45	31	low	low	VERB
framr-1746	45	32	from	from	ADP
framr-1746	45	33	joint	joint	ADJ
framr-1746	45	34	-	-	PUNCT
framr-1746	45	35	stock	stock	NOUN
framr-1746	45	36	banks	bank	NOUN
framr-1746	45	37	,	,	PUNCT
framr-1746	45	38	city	city	NOUN
framr-1746	45	39	commercial	commercial	ADJ
framr-1746	45	40	banks	bank	NOUN
framr-1746	45	41	to	to	ADP
framr-1746	45	42	state	state	NOUN
framr-1746	45	43	-	-	PUNCT
framr-1746	45	44	owned	own	VERB
framr-1746	45	45	banks	bank	NOUN
framr-1746	45	46	,	,	PUNCT
framr-1746	45	47	and	and	CCONJ
framr-1746	45	48	the	the	DET
framr-1746	45	49	difference	difference	NOUN
framr-1746	45	50	between	between	ADP
framr-1746	45	51	these	these	DET
framr-1746	45	52	three	three	NUM
framr-1746	45	53	diminishes	diminish	VERB
framr-1746	45	54	with	with	ADP
framr-1746	45	55	the	the	DET
framr-1746	45	56	passage	passage	NOUN
framr-1746	45	57	of	of	ADP
framr-1746	45	58	time	time	NOUN
framr-1746	45	59	.	.	PUNCT
framr-1746	46	1	feng	feng	PROPN
framr-1746	46	2	(	(	PUNCT
framr-1746	46	3	2020	2020	NUM
framr-1746	46	4	)	)	PUNCT
framr-1746	46	5	found	find	VERB
framr-1746	46	6	that	that	SCONJ
framr-1746	46	7	,	,	PUNCT
framr-1746	46	8	based	base	VERB
framr-1746	46	9	on	on	ADP
framr-1746	46	10	the	the	DET
framr-1746	46	11	data	datum	NOUN
framr-1746	46	12	envelopment	envelopment	NOUN
framr-1746	46	13	method	method	NOUN
framr-1746	46	14	,	,	PUNCT
framr-1746	46	15	excessive	excessive	ADJ
framr-1746	46	16	input	input	NOUN
framr-1746	46	17	and	and	CCONJ
framr-1746	46	18	insufficient	insufficient	ADJ
framr-1746	46	19	output	output	NOUN
framr-1746	46	20	are	be	AUX
framr-1746	46	21	due	due	ADJ
framr-1746	46	22	to	to	ADP
framr-1746	46	23	uneven	uneven	ADJ
framr-1746	46	24	resource	resource	NOUN
framr-1746	46	25	allocation	allocation	NOUN
framr-1746	46	26	and	and	CCONJ
framr-1746	46	27	insufficient	insufficient	ADJ
framr-1746	46	28	management	management	NOUN
framr-1746	46	29	capabilities	capability	NOUN
framr-1746	46	30	.	.	PUNCT
framr-1746	47	1	banks	bank	NOUN
framr-1746	47	2	in	in	ADP
framr-1746	47	3	china	china	PROPN
framr-1746	47	4	need	need	VERB
framr-1746	47	5	to	to	PART
framr-1746	47	6	optimize	optimize	VERB
framr-1746	47	7	the	the	DET
framr-1746	47	8	allocation	allocation	NOUN
framr-1746	47	9	of	of	ADP
framr-1746	47	10	resources	resource	NOUN
framr-1746	47	11	through	through	ADP
framr-1746	47	12	internal	internal	ADJ
framr-1746	47	13	adjustments	adjustment	NOUN
framr-1746	47	14	to	to	PART
framr-1746	47	15	solve	solve	VERB
framr-1746	47	16	the	the	DET
framr-1746	47	17	problem	problem	NOUN
framr-1746	47	18	of	of	ADP
framr-1746	47	19	low	low	ADJ
framr-1746	47	20	operating	operating	NOUN
framr-1746	47	21	capabilities	capability	NOUN
framr-1746	47	22	and	and	CCONJ
framr-1746	47	23	improve	improve	VERB
framr-1746	47	24	their	their	PRON
framr-1746	47	25	efficiency	efficiency	NOUN
framr-1746	47	26	.	.	PUNCT
framr-1746	48	1	yang	yang	PROPN
framr-1746	48	2	,	,	PUNCT
framr-1746	48	3	chen	chen	PROPN
framr-1746	48	4	,	,	PUNCT
framr-1746	48	5	and	and	CCONJ
framr-1746	48	6	tan	tan	PROPN
framr-1746	48	7	(	(	PUNCT
framr-1746	48	8	2020	2020	NUM
framr-1746	48	9	)	)	PUNCT
framr-1746	48	10	used	use	VERB
framr-1746	48	11	a	a	DET
framr-1746	48	12	two	two	NUM
framr-1746	48	13	-	-	PUNCT
framr-1746	48	14	stage	stage	NOUN
framr-1746	48	15	slack	slack	NOUN
framr-1746	48	16	-	-	PUNCT
framr-1746	48	17	based	base	VERB
framr-1746	48	18	measure	measure	NOUN
framr-1746	48	19	(	(	PUNCT
framr-1746	48	20	sbm	sbm	NOUN
framr-1746	48	21	)	)	PUNCT
framr-1746	48	22	model	model	NOUN
framr-1746	48	23	that	that	PRON
framr-1746	48	24	considers	consider	VERB
framr-1746	48	25	undesired	undesired	ADJ
framr-1746	48	26	outputs	output	NOUN
framr-1746	48	27	to	to	PART
framr-1746	48	28	analyze	analyze	VERB
framr-1746	48	29	the	the	DET
framr-1746	48	30	efficiency	efficiency	NOUN
framr-1746	48	31	of	of	ADP
framr-1746	48	32	24	24	NUM
framr-1746	48	33	commercial	commercial	ADJ
framr-1746	48	34	banks	bank	NOUN
framr-1746	48	35	in	in	ADP
framr-1746	48	36	china	china	PROPN
framr-1746	48	37	,	,	PUNCT
framr-1746	48	38	and	and	CCONJ
framr-1746	48	39	found	find	VERB
framr-1746	48	40	that	that	SCONJ
framr-1746	48	41	the	the	DET
framr-1746	48	42	traditional	traditional	ADJ
framr-1746	48	43	dea	dea	PROPN
framr-1746	48	44	model	model	NOUN
framr-1746	48	45	may	may	AUX
framr-1746	48	46	overestimate	overestimate	VERB
framr-1746	48	47	the	the	DET
framr-1746	48	48	efficiency	efficiency	NOUN
framr-1746	48	49	of	of	ADP
framr-1746	48	50	banks	bank	NOUN
framr-1746	48	51	(	(	PUNCT
framr-1746	48	52	yang	yang	PROPN
framr-1746	48	53	et	et	PROPN
framr-1746	48	54	al	al	PROPN
framr-1746	48	55	.	.	PROPN
framr-1746	48	56	,	,	PUNCT
framr-1746	48	57	2020	2020	NUM
framr-1746	48	58	)	)	PUNCT
framr-1746	48	59	.	.	PUNCT
framr-1746	49	1	an	an	PRON
framr-1746	49	2	,	,	PUNCT
framr-1746	49	3	hou	hou	NOUN
framr-1746	49	4	,	,	PUNCT
framr-1746	49	5	and	and	CCONJ
framr-1746	49	6	li	li	PROPN
framr-1746	49	7	(	(	PUNCT
framr-1746	49	8	2021	2021	NUM
framr-1746	49	9	)	)	PUNCT
framr-1746	49	10	concluded	conclude	VERB
framr-1746	49	11	,	,	PUNCT
framr-1746	49	12	based	base	VERB
framr-1746	49	13	on	on	ADP
framr-1746	49	14	the	the	DET
framr-1746	49	15	efficiency	efficiency	NOUN
framr-1746	49	16	measurement	measurement	NOUN
framr-1746	49	17	of	of	ADP
framr-1746	49	18	the	the	DET
framr-1746	49	19	three	three	NUM
framr-1746	49	20	-	-	PUNCT
framr-1746	49	21	stage	stage	NOUN
framr-1746	49	22	dea	dea	PROPN
framr-1746	49	23	-	-	ADJ
framr-1746	49	24	tobit	tobit	NOUN
framr-1746	49	25	model	model	NOUN
framr-1746	49	26	,	,	PUNCT
framr-1746	49	27	that	that	SCONJ
framr-1746	49	28	increasing	increase	VERB
framr-1746	49	29	the	the	DET
framr-1746	49	30	total	total	ADJ
framr-1746	49	31	amount	amount	NOUN
framr-1746	49	32	of	of	ADP
framr-1746	49	33	commercial	commercial	ADJ
framr-1746	49	34	bank	bank	NOUN
framr-1746	49	35	loans	loan	NOUN
framr-1746	49	36	can	can	AUX
framr-1746	49	37	promote	promote	VERB
framr-1746	49	38	economic	economic	ADJ
framr-1746	49	39	efficiency	efficiency	NOUN
framr-1746	49	40	and	and	CCONJ
framr-1746	49	41	resource	resource	NOUN
framr-1746	49	42	allocation	allocation	NOUN
framr-1746	49	43	efficiency	efficiency	NOUN
framr-1746	49	44	while	while	SCONJ
framr-1746	49	45	hindering	hinder	VERB
framr-1746	49	46	the	the	DET
framr-1746	49	47	improvement	improvement	NOUN
framr-1746	49	48	of	of	ADP
framr-1746	49	49	management	management	NOUN
framr-1746	49	50	technology	technology	NOUN
framr-1746	49	51	efficiency	efficiency	NOUN
framr-1746	49	52	.	.	PUNCT
framr-1746	50	1	one	one	NUM
framr-1746	50	2	of	of	ADP
framr-1746	50	3	the	the	DET
framr-1746	50	4	conditions	condition	NOUN
framr-1746	50	5	for	for	ADP
framr-1746	50	6	realizing	realize	VERB
framr-1746	50	7	the	the	DET
framr-1746	50	8	rapid	rapid	ADJ
framr-1746	50	9	development	development	NOUN
framr-1746	50	10	of	of	ADP
framr-1746	50	11	economic	economic	ADJ
framr-1746	50	12	benefits	benefit	NOUN
framr-1746	50	13	is	be	AUX
framr-1746	50	14	to	to	PART
framr-1746	50	15	improve	improve	VERB
framr-1746	50	16	the	the	DET
framr-1746	50	17	innovation	innovation	NOUN
framr-1746	50	18	ability	ability	NOUN
framr-1746	50	19	of	of	ADP
framr-1746	50	20	commercial	commercial	ADJ
framr-1746	50	21	banks	bank	NOUN
framr-1746	50	22	.	.	PUNCT
framr-1746	51	1	cao	cao	PROPN
framr-1746	51	2	and	and	CCONJ
framr-1746	51	3	du	du	PROPN
framr-1746	51	4	(	(	PUNCT
framr-1746	51	5	2021	2021	NUM
framr-1746	51	6	)	)	PUNCT
framr-1746	51	7	analyzed	analyze	VERB
framr-1746	51	8	the	the	DET
framr-1746	51	9	financing	financing	NOUN
framr-1746	51	10	efficiency	efficiency	NOUN
framr-1746	51	11	of	of	ADP
framr-1746	51	12	listed	list	VERB
framr-1746	51	13	commercial	commercial	ADJ
framr-1746	51	14	banks	bank	NOUN
framr-1746	51	15	that	that	PRON
framr-1746	51	16	issue	issue	VERB
framr-1746	51	17	preferred	preferred	ADJ
framr-1746	51	18	shares	share	NOUN
framr-1746	51	19	in	in	ADP
framr-1746	51	20	china	china	PROPN
framr-1746	51	21	.	.	PUNCT
framr-1746	52	1	the	the	DET
framr-1746	52	2	research	research	NOUN
framr-1746	52	3	data	datum	NOUN
framr-1746	52	4	showed	show	VERB
framr-1746	52	5	that	that	SCONJ
framr-1746	52	6	one	one	NUM
framr-1746	52	7	of	of	ADP
framr-1746	52	8	the	the	DET
framr-1746	52	9	ways	way	NOUN
framr-1746	52	10	to	to	PART
framr-1746	52	11	improve	improve	VERB
framr-1746	52	12	financing	financing	NOUN
framr-1746	52	13	efficiency	efficiency	NOUN
framr-1746	52	14	is	be	AUX
framr-1746	52	15	to	to	PART
framr-1746	52	16	allow	allow	VERB
framr-1746	52	17	listed	list	VERB
framr-1746	52	18	commercial	commercial	ADJ
framr-1746	52	19	banks	bank	NOUN
framr-1746	52	20	to	to	PART
framr-1746	52	21	issue	issue	VERB
framr-1746	52	22	equity	equity	NOUN
framr-1746	52	23	-	-	PUNCT
framr-1746	52	24	type	type	NOUN
framr-1746	52	25	preferred	preferred	ADJ
framr-1746	52	26	shares	share	NOUN
framr-1746	52	27	,	,	PUNCT
framr-1746	52	28	which	which	PRON
framr-1746	52	29	can	can	AUX
framr-1746	52	30	increase	increase	VERB
framr-1746	52	31	the	the	DET
framr-1746	52	32	company	company	NOUN
framr-1746	52	33	's	's	PART
framr-1746	52	34	financial	financial	ADJ
framr-1746	52	35	leverage	leverage	NOUN
framr-1746	52	36	and	and	CCONJ
framr-1746	52	37	reduce	reduce	VERB
framr-1746	52	38	the	the	DET
framr-1746	52	39	debt	debt	NOUN
framr-1746	52	40	-	-	PUNCT
framr-1746	52	41	to	to	ADP
framr-1746	52	42	-	-	PUNCT
framr-1746	52	43	asset	asset	NOUN
framr-1746	52	44	financial	financial	ADJ
framr-1746	52	45	risk	risk	NOUN
framr-1746	52	46	and	and	CCONJ
framr-1746	52	47	management	management	NOUN
framr-1746	52	48	reviews	review	NOUN
framr-1746	52	49	,	,	PUNCT
framr-1746	52	50	2021	2021	NUM
framr-1746	52	51	,	,	PUNCT
framr-1746	52	52	7(1	7(1	NUM
framr-1746	52	53	):	):	PUNCT
framr-1746	52	54	60	60	NUM
framr-1746	52	55	-	-	SYM
framr-1746	52	56	66	66	NUM
framr-1746	52	57	62	62	NUM
framr-1746	52	58	©	©	PROPN
framr-1746	52	59	2021	2021	NUM
framr-1746	52	60	conscientia	conscientia	PROPN
framr-1746	52	61	beam	beam	PROPN
framr-1746	52	62	.	.	PUNCT
framr-1746	53	1	all	all	DET
framr-1746	53	2	rights	right	NOUN
framr-1746	53	3	reserved	reserve	VERB
framr-1746	53	4	.	.	PUNCT
framr-1746	54	1	ratio	ratio	NOUN
framr-1746	54	2	.	.	PUNCT
framr-1746	55	1	as	as	ADP
framr-1746	55	2	a	a	DET
framr-1746	55	3	result	result	NOUN
framr-1746	55	4	of	of	ADP
framr-1746	55	5	their	their	PRON
framr-1746	55	6	study	study	NOUN
framr-1746	55	7	,	,	PUNCT
framr-1746	55	8	cao	cao	PROPN
framr-1746	55	9	&	&	CCONJ
framr-1746	55	10	du	du	PROPN
framr-1746	55	11	called	call	VERB
framr-1746	55	12	on	on	ADP
framr-1746	55	13	commercial	commercial	ADJ
framr-1746	55	14	banks	bank	NOUN
framr-1746	55	15	to	to	PART
framr-1746	55	16	promote	promote	VERB
framr-1746	55	17	technological	technological	ADJ
framr-1746	55	18	innovation	innovation	NOUN
framr-1746	55	19	.	.	PUNCT
framr-1746	56	1	call	call	VERB
framr-1746	56	2	on	on	ADP
framr-1746	56	3	commercial	commercial	ADJ
framr-1746	56	4	banks	bank	NOUN
framr-1746	56	5	to	to	PART
framr-1746	56	6	promote	promote	VERB
framr-1746	56	7	technological	technological	ADJ
framr-1746	56	8	innovation	innovation	NOUN
framr-1746	56	9	.	.	PUNCT
framr-1746	57	1	3	3	X
framr-1746	57	2	.	.	X
framr-1746	57	3	research	research	NOUN
framr-1746	57	4	method	method	NOUN
framr-1746	57	5	3.1	3.1	NUM
framr-1746	57	6	.	.	PUNCT
framr-1746	57	7	dea	dea	NOUN
framr-1746	57	8	-	-	PUNCT
framr-1746	57	9	based	base	VERB
framr-1746	57	10	malmquist	malmquist	NOUN
framr-1746	57	11	index	index	NOUN
framr-1746	57	12	method	method	NOUN
framr-1746	57	13	the	the	DET
framr-1746	57	14	data	datum	NOUN
framr-1746	57	15	envelopment	envelopment	ADJ
framr-1746	57	16	analysis	analysis	NOUN
framr-1746	57	17	(	(	PUNCT
framr-1746	57	18	dea	dea	NOUN
framr-1746	57	19	)	)	PUNCT
framr-1746	57	20	model	model	NOUN
framr-1746	57	21	is	be	AUX
framr-1746	57	22	an	an	DET
framr-1746	57	23	analytical	analytical	ADJ
framr-1746	57	24	tool	tool	NOUN
framr-1746	57	25	used	use	VERB
framr-1746	57	26	to	to	PART
framr-1746	57	27	identify	identify	VERB
framr-1746	57	28	the	the	DET
framr-1746	57	29	efficiency	efficiency	NOUN
framr-1746	57	30	of	of	ADP
framr-1746	57	31	resource	resource	NOUN
framr-1746	57	32	allocation	allocation	NOUN
framr-1746	57	33	within	within	ADP
framr-1746	57	34	a	a	DET
framr-1746	57	35	company	company	NOUN
framr-1746	57	36	;	;	PUNCT
framr-1746	57	37	however	however	ADV
framr-1746	57	38	,	,	PUNCT
framr-1746	57	39	one	one	NUM
framr-1746	57	40	of	of	ADP
framr-1746	57	41	its	its	PRON
framr-1746	57	42	disadvantages	disadvantage	NOUN
framr-1746	57	43	is	be	AUX
framr-1746	57	44	that	that	SCONJ
framr-1746	57	45	it	it	PRON
framr-1746	57	46	can	can	AUX
framr-1746	57	47	not	not	PART
framr-1746	57	48	analyze	analyze	VERB
framr-1746	57	49	the	the	DET
framr-1746	57	50	numerical	numerical	ADJ
framr-1746	57	51	changes	change	NOUN
framr-1746	57	52	of	of	ADP
framr-1746	57	53	efficiency	efficiency	NOUN
framr-1746	57	54	in	in	ADP
framr-1746	57	55	different	different	ADJ
framr-1746	57	56	periods	period	NOUN
framr-1746	57	57	.	.	PUNCT
framr-1746	58	1	traditional	traditional	ADJ
framr-1746	58	2	dea	dea	NOUN
framr-1746	58	3	models	model	NOUN
framr-1746	58	4	can	can	AUX
framr-1746	58	5	be	be	AUX
framr-1746	58	6	divided	divide	VERB
framr-1746	58	7	into	into	ADP
framr-1746	58	8	the	the	DET
framr-1746	58	9	ccr	ccr	PROPN
framr-1746	58	10	model	model	NOUN
framr-1746	58	11	(	(	PUNCT
framr-1746	58	12	based	base	VERB
framr-1746	58	13	on	on	ADP
framr-1746	58	14	constant	constant	ADJ
framr-1746	58	15	returns	return	NOUN
framr-1746	58	16	to	to	PART
framr-1746	58	17	scale	scale	VERB
framr-1746	58	18	)	)	PUNCT
framr-1746	58	19	and	and	CCONJ
framr-1746	58	20	the	the	DET
framr-1746	58	21	bcc	bcc	PROPN
framr-1746	58	22	(	(	PUNCT
framr-1746	58	23	banker	banker	NOUN
framr-1746	58	24	charnes	charnes	PROPN
framr-1746	58	25	cooper	cooper	PROPN
framr-1746	58	26	)	)	PUNCT
framr-1746	58	27	model	model	NOUN
framr-1746	58	28	(	(	PUNCT
framr-1746	58	29	based	base	VERB
framr-1746	58	30	on	on	ADP
framr-1746	58	31	variable	variable	ADJ
framr-1746	58	32	returns	return	NOUN
framr-1746	58	33	to	to	PART
framr-1746	58	34	scale	scale	VERB
framr-1746	58	35	)	)	PUNCT
framr-1746	58	36	,	,	PUNCT
framr-1746	58	37	which	which	PRON
framr-1746	58	38	is	be	AUX
framr-1746	58	39	also	also	ADV
framr-1746	58	40	the	the	DET
framr-1746	58	41	difference	difference	NOUN
framr-1746	58	42	between	between	ADP
framr-1746	58	43	them	they	PRON
framr-1746	58	44	.	.	PUNCT
framr-1746	59	1	fare	fare	PROPN
framr-1746	59	2	,	,	PUNCT
framr-1746	59	3	grosskopf	grosskopf	NOUN
framr-1746	59	4	,	,	PUNCT
framr-1746	59	5	and	and	CCONJ
framr-1746	59	6	norris	norris	PROPN
framr-1746	59	7	(	(	PUNCT
framr-1746	59	8	1994	1994	NUM
framr-1746	59	9	)	)	PUNCT
framr-1746	59	10	proposed	propose	VERB
framr-1746	59	11	the	the	DET
framr-1746	59	12	dea	dea	NOUN
framr-1746	59	13	-	-	PUNCT
framr-1746	59	14	based	base	VERB
framr-1746	59	15	malmquist	malmquist	PROPN
framr-1746	59	16	model	model	NOUN
framr-1746	59	17	,	,	PUNCT
framr-1746	59	18	which	which	PRON
framr-1746	59	19	combines	combine	VERB
framr-1746	59	20	the	the	DET
framr-1746	59	21	malmquist	malmquist	NOUN
framr-1746	59	22	index	index	NOUN
framr-1746	59	23	theory	theory	NOUN
framr-1746	59	24	with	with	ADP
framr-1746	59	25	the	the	DET
framr-1746	59	26	dea	dea	PROPN
framr-1746	59	27	method	method	NOUN
framr-1746	59	28	to	to	PART
framr-1746	59	29	describe	describe	VERB
framr-1746	59	30	the	the	DET
framr-1746	59	31	dynamic	dynamic	ADJ
framr-1746	59	32	changes	change	NOUN
framr-1746	59	33	in	in	ADP
framr-1746	59	34	efficiency	efficiency	NOUN
framr-1746	59	35	.	.	PUNCT
framr-1746	60	1	suppose	suppose	VERB
framr-1746	60	2	there	there	PRON
framr-1746	60	3	is	be	VERB
framr-1746	60	4	n	n	DET
framr-1746	60	5	decision	decision	NOUN
framr-1746	60	6	-	-	PUNCT
framr-1746	60	7	making	make	VERB
framr-1746	60	8	unit	unit	NOUN
framr-1746	60	9	(	(	PUNCT
framr-1746	60	10	dmu	dmu	PROPN
framr-1746	60	11	)	)	PUNCT
framr-1746	60	12	and	and	CCONJ
framr-1746	60	13	each	each	DET
framr-1746	60	14	dmu	dmu	PROPN
framr-1746	60	15	obtains	obtain	VERB
framr-1746	60	16	s	s	PART
framr-1746	60	17	types	type	NOUN
framr-1746	60	18	of	of	ADP
framr-1746	60	19	outputs	output	NOUN
framr-1746	60	20	through	through	ADP
framr-1746	60	21	m	m	PROPN
framr-1746	60	22	types	type	NOUN
framr-1746	60	23	of	of	ADP
framr-1746	60	24	inputs	input	NOUN
framr-1746	60	25	in	in	ADP
framr-1746	60	26	the	the	DET
framr-1746	60	27	t	t	NOUN
framr-1746	60	28	period	period	NOUN
framr-1746	60	29	.	.	PUNCT
framr-1746	61	1	t	t	PROPN
framr-1746	61	2	mj	mj	PROPN
framr-1746	61	3	t	t	PROPN
framr-1746	61	4	j	j	PROPN
framr-1746	61	5	t	t	PROPN
framr-1746	61	6	j	j	PROPN
framr-1746	61	7	t	t	PROPN
framr-1746	61	8	j	j	PROPN
framr-1746	61	9	t	t	PROPN
framr-1746	61	10	xxxx	xxxx	PROPN
framr-1746	61	11	)	)	PUNCT
framr-1746	61	12	...	...	PUNCT
framr-1746	61	13	,	,	PUNCT
framr-1746	61	14	(	(	PUNCT
framr-1746	61	15	,	,	PUNCT
framr-1746	61	16	2,1=	2,1=	PROPN
framr-1746	61	17	represents	represent	VERB
framr-1746	61	18	the	the	DET
framr-1746	61	19	investment	investment	NOUN
framr-1746	61	20	index	index	NOUN
framr-1746	61	21	value	value	NOUN
framr-1746	61	22	of	of	ADP
framr-1746	61	23	the	the	DET
framr-1746	61	24	jth	jth	PROPN
framr-1746	61	25	dmu	dmu	PROPN
framr-1746	61	26	in	in	ADP
framr-1746	61	27	period	period	NOUN
framr-1746	61	28	t	t	PROPN
framr-1746	61	29	.	.	PUNCT
framr-1746	62	1	t	t	PROPN
framr-1746	62	2	nj	nj	PROPN
framr-1746	62	3	t	t	PROPN
framr-1746	63	1	j	j	PROPN
framr-1746	63	2	t	t	PROPN
framr-1746	63	3	j	j	PROPN
framr-1746	63	4	t	t	PROPN
framr-1746	63	5	j	j	PROPN
framr-1746	63	6	t	t	PROPN
framr-1746	63	7	yyyy	yyyy	PROPN
framr-1746	63	8	)	)	PUNCT
framr-1746	63	9	...	...	PUNCT
framr-1746	63	10	,	,	PUNCT
framr-1746	63	11	(	(	PUNCT
framr-1746	63	12	,	,	PUNCT
framr-1746	63	13	2,1=	2,1=	PROPN
framr-1746	63	14	represents	represent	VERB
framr-1746	63	15	the	the	DET
framr-1746	63	16	output	output	NOUN
framr-1746	63	17	indicator	indicator	NOUN
framr-1746	63	18	value	value	NOUN
framr-1746	63	19	of	of	ADP
framr-1746	63	20	the	the	DET
framr-1746	63	21	jth	jth	PROPN
framr-1746	63	22	dmu	dmu	PROPN
framr-1746	63	23	in	in	ADP
framr-1746	63	24	period	period	NOUN
framr-1746	63	25	t	t	NOUN
framr-1746	63	26	,	,	PUNCT
framr-1746	63	27	and	and	CCONJ
framr-1746	63	28	they	they	PRON
framr-1746	63	29	are	be	AUX
framr-1746	63	30	all	all	PRON
framr-1746	63	31	positive	positive	ADJ
framr-1746	63	32	numbers	number	NOUN
framr-1746	63	33	(	(	PUNCT
framr-1746	63	34	tt	tt	PROPN
framr-1746	63	35	,	,	PUNCT
framr-1746	63	36	...	...	PUNCT
framr-1746	63	37	,	,	PUNCT
framr-1746	63	38	2,1=	2,1=	NUM
framr-1746	63	39	)	)	PUNCT
framr-1746	63	40	.	.	PUNCT
framr-1746	64	1	assuming	assume	VERB
framr-1746	64	2	that	that	PRON
framr-1746	64	3	)	)	PUNCT
framr-1746	64	4	,	,	PUNCT
framr-1746	64	5	(	(	PUNCT
framr-1746	64	6	tt	tt	PROPN
framr-1746	64	7	yx	yx	PROPN
framr-1746	64	8	represents	represent	VERB
framr-1746	64	9	the	the	DET
framr-1746	64	10	input	input	NOUN
framr-1746	64	11	and	and	CCONJ
framr-1746	64	12	output	output	NOUN
framr-1746	64	13	of	of	ADP
framr-1746	64	14	period	period	NOUN
framr-1746	64	15	t	t	NOUN
framr-1746	64	16	,	,	PUNCT
framr-1746	64	17	）	）	PUNCT
framr-1746	64	18	（	（	PROPN
framr-1746	65	1	11	11	NUM
framr-1746	65	2	,	,	PUNCT
framr-1746	65	3	+	+	PROPN
framr-1746	65	4	+	+	CCONJ
framr-1746	65	5	tt	tt	PROPN
framr-1746	65	6	yx	yx	PROPN
framr-1746	65	7	represents	represent	VERB
framr-1746	65	8	the	the	DET
framr-1746	65	9	input	input	NOUN
framr-1746	65	10	and	and	CCONJ
framr-1746	65	11	output	output	NOUN
framr-1746	65	12	of	of	ADP
framr-1746	65	13	the	the	DET
framr-1746	65	14	t+1	t+1	PROPN
framr-1746	65	15	period	period	NOUN
framr-1746	65	16	.	.	PUNCT
framr-1746	66	1	in	in	ADP
framr-1746	66	2	)	)	PUNCT
framr-1746	66	3	,	,	PUNCT
framr-1746	66	4	(	(	PUNCT
framr-1746	66	5	)	)	PUNCT
framr-1746	66	6	,	,	PUNCT
framr-1746	66	7	(	(	PUNCT
framr-1746	66	8	111	111	NUM
framr-1746	66	9	+	+	NOUN
framr-1746	66	10	+	+	PROPN
framr-1746	66	11	+	+	X
framr-1746	66	12	tt	tt	X
framr-1746	66	13	c	c	PROPN
framr-1746	66	14	ttt	ttt	PROPN
framr-1746	66	15	c	c	PROPN
framr-1746	66	16	t	t	PROPN
framr-1746	66	17	yxdyxd	yxdyxd	PROPN
framr-1746	66	18	、	、	PROPN
framr-1746	66	19	,	,	PUNCT
framr-1746	66	20	the	the	DET
framr-1746	66	21	c	c	PROPN
framr-1746	66	22	return	return	NOUN
framr-1746	66	23	to	to	ADP
framr-1746	66	24	scale	scale	NOUN
framr-1746	66	25	is	be	AUX
framr-1746	66	26	stable	stable	ADJ
framr-1746	66	27	,	,	PUNCT
framr-1746	66	28	and	and	CCONJ
framr-1746	66	29	)	)	PUNCT
framr-1746	66	30	,	,	PUNCT
framr-1746	66	31	(	(	PUNCT
framr-1746	66	32	)	)	PUNCT
framr-1746	66	33	,	,	PUNCT
framr-1746	66	34	(	(	PUNCT
framr-1746	66	35	111	111	NUM
framr-1746	66	36	+	+	NOUN
framr-1746	66	37	+	+	PROPN
framr-1746	66	38	+	+	X
framr-1746	66	39	tt	tt	X
framr-1746	66	40	c	c	PROPN
framr-1746	66	41	ttt	ttt	PROPN
framr-1746	66	42	c	c	PROPN
framr-1746	66	43	t	t	PROPN
framr-1746	66	44	yxdyxd	yxdyxd	PROPN
framr-1746	66	45	、	、	PROPN
framr-1746	66	46	is	be	AUX
framr-1746	66	47	the	the	DET
framr-1746	66	48	output	output	NOUN
framr-1746	66	49	distance	distance	NOUN
framr-1746	66	50	function	function	NOUN
framr-1746	66	51	in	in	ADP
framr-1746	66	52	the	the	DET
framr-1746	66	53	corresponding	corresponding	ADJ
framr-1746	66	54	period	period	NOUN
framr-1746	66	55	.	.	PUNCT
framr-1746	67	1	under	under	ADP
framr-1746	67	2	the	the	DET
framr-1746	67	3	technical	technical	ADJ
framr-1746	67	4	conditions	condition	NOUN
framr-1746	67	5	in	in	ADP
framr-1746	67	6	period	period	NOUN
framr-1746	67	7	t	t	NOUN
framr-1746	67	8	,	,	PUNCT
framr-1746	67	9	the	the	DET
framr-1746	67	10	change	change	NOUN
framr-1746	67	11	in	in	ADP
framr-1746	67	12	technical	technical	ADJ
framr-1746	67	13	efficiency	efficiency	NOUN
framr-1746	67	14	from	from	ADP
framr-1746	67	15	period	period	NOUN
framr-1746	67	16	t	t	PROPN
framr-1746	67	17	to	to	ADP
framr-1746	67	18	period	period	NOUN
framr-1746	67	19	t	t	NOUN
framr-1746	67	20	+	+	CCONJ
framr-1746	67	21	1	1	NUM
framr-1746	67	22	is	be	AUX
framr-1746	67	23	expressed	express	VERB
framr-1746	67	24	as	as	ADP
framr-1746	67	25	equation	equation	NOUN
framr-1746	67	26	1	1	NUM
framr-1746	67	27	and	and	CCONJ
framr-1746	67	28	equation	equation	NOUN
framr-1746	67	29	2	2	NUM
framr-1746	67	30	,	,	PUNCT
framr-1746	67	31	respectively	respectively	ADV
framr-1746	67	32	:	:	PUNCT
framr-1746	67	33	)	)	PUNCT
framr-1746	67	34	,	,	PUNCT
framr-1746	67	35	(	(	PUNCT
framr-1746	67	36	)	)	PUNCT
framr-1746	67	37	,	,	PUNCT
framr-1746	67	38	(	(	PUNCT
framr-1746	67	39	11	11	NUM
framr-1746	67	40	tt	tt	PROPN
framr-1746	67	41	c	c	PROPN
framr-1746	67	42	t	t	X
framr-1746	67	43	tt	tt	PROPN
framr-1746	67	44	c	c	PROPN
framr-1746	67	45	t	t	PROPN
framr-1746	67	46	t	t	PROPN
framr-1746	67	47	yxd	yxd	PROPN
framr-1746	67	48	yxd	yxd	PROPN
framr-1746	67	49	m	m	PROPN
framr-1746	67	50	+	+	PROPN
framr-1746	67	51	+	+	X
framr-1746	67	52	=	=	SYM
framr-1746	67	53	(	(	PUNCT
framr-1746	67	54	1	1	NUM
framr-1746	67	55	)	)	PUNCT
framr-1746	67	56	)	)	PUNCT
framr-1746	67	57	,	,	PUNCT
framr-1746	67	58	(	(	PUNCT
framr-1746	67	59	)	)	PUNCT
framr-1746	67	60	,	,	PUNCT
framr-1746	67	61	(	(	PUNCT
framr-1746	67	62	1	1	NUM
framr-1746	67	63	111	111	NUM
framr-1746	67	64	1	1	NUM
framr-1746	67	65	tt	tt	PROPN
framr-1746	67	66	c	c	NOUN
framr-1746	67	67	t	t	X
framr-1746	67	68	tt	tt	PROPN
framr-1746	67	69	c	c	PROPN
framr-1746	67	70	t	t	PROPN
framr-1746	67	71	t	t	PROPN
framr-1746	67	72	yxd	yxd	PROPN
framr-1746	67	73	yxd	yxd	PROPN
framr-1746	67	74	m	m	PROPN
framr-1746	67	75	+	+	PROPN
framr-1746	68	1	+	+	ADJ
framr-1746	68	2	+	+	ADJ
framr-1746	68	3	+	+	ADJ
framr-1746	68	4	+	+	ADJ
framr-1746	68	5	=	=	SYM
framr-1746	68	6	(	(	PUNCT
framr-1746	68	7	2	2	X
framr-1746	68	8	)	)	PUNCT
framr-1746	68	9	we	we	PRON
framr-1746	68	10	calculate	calculate	VERB
framr-1746	68	11	the	the	DET
framr-1746	68	12	geometric	geometric	ADJ
framr-1746	68	13	mean	mean	NOUN
framr-1746	68	14	of	of	ADP
framr-1746	68	15	the	the	DET
framr-1746	68	16	two	two	NUM
framr-1746	68	17	malmquist	malmquist	NOUN
framr-1746	68	18	indices	index	NOUN
framr-1746	68	19	in	in	ADP
framr-1746	68	20	equation	equation	NOUN
framr-1746	68	21	1	1	NUM
framr-1746	68	22	and	and	CCONJ
framr-1746	68	23	equation	equation	NOUN
framr-1746	68	24	2	2	NUM
framr-1746	68	25	to	to	PART
framr-1746	68	26	obtain	obtain	VERB
framr-1746	68	27	equation	equation	NOUN
framr-1746	68	28	3	3	NUM
framr-1746	68	29	:	:	SYM
framr-1746	68	30	2	2	NUM
framr-1746	68	31	1	1	NUM
framr-1746	68	32	1	1	NUM
framr-1746	68	33	11111	11111	NUM
framr-1746	68	34	111	111	NUM
framr-1746	68	35	]	]	PUNCT
framr-1746	68	36	)	)	PUNCT
framr-1746	68	37	,	,	PUNCT
framr-1746	68	38	(	(	PUNCT
framr-1746	68	39	)	)	PUNCT
framr-1746	68	40	,	,	PUNCT
framr-1746	68	41	(	(	PUNCT
framr-1746	68	42	)	)	PUNCT
framr-1746	68	43	,	,	PUNCT
framr-1746	68	44	(	(	PUNCT
framr-1746	68	45	)	)	PUNCT
framr-1746	68	46	,	,	PUNCT
framr-1746	68	47	(	(	PUNCT
framr-1746	68	48	[	[	X
framr-1746	68	49	)	)	PUNCT
framr-1746	68	50	,	,	PUNCT
framr-1746	68	51	,	,	PUNCT
framr-1746	68	52	(	(	PUNCT
framr-1746	68	53	tt	tt	PROPN
framr-1746	68	54	c	c	PROPN
framr-1746	68	55	t	t	X
framr-1746	68	56	tt	tt	PROPN
framr-1746	68	57	c	c	PROPN
framr-1746	68	58	t	t	PROPN
framr-1746	68	59	tt	tt	PROPN
framr-1746	68	60	c	c	PROPN
framr-1746	68	61	t	t	PROPN
framr-1746	68	62	tt	tt	PROPN
framr-1746	68	63	c	c	PROPN
framr-1746	68	64	t	t	PROPN
framr-1746	68	65	ttttt	ttttt	PROPN
framr-1746	68	66	yxd	yxd	PROPN
framr-1746	68	67	yxd	yxd	PROPN
framr-1746	68	68	yxd	yxd	PROPN
framr-1746	68	69	yxd	yxd	PROPN
framr-1746	68	70	yxyxmtfp	yxyxmtfp	NOUN
framr-1746	69	1	+	+	CCONJ
framr-1746	70	1	+	+	ADJ
framr-1746	70	2	+	+	ADJ
framr-1746	70	3	+	+	ADJ
framr-1746	70	4	+	+	ADJ
framr-1746	70	5	+	+	ADJ
framr-1746	70	6	+	+	ADJ
framr-1746	70	7	+	+	ADJ
framr-1746	70	8	+	+	ADJ
framr-1746	70	9	==	==	ADJ
framr-1746	70	10	，	，	PUNCT
framr-1746	70	11	(	(	PUNCT
framr-1746	70	12	3	3	X
framr-1746	70	13	)	)	PUNCT
framr-1746	70	14	the	the	DET
framr-1746	70	15	malmquist	malmquist	PROPN
framr-1746	70	16	index	index	NOUN
framr-1746	70	17	is	be	AUX
framr-1746	70	18	combined	combine	VERB
framr-1746	70	19	with	with	ADP
framr-1746	70	20	dea	dea	PROPN
framr-1746	70	21	to	to	PART
framr-1746	70	22	analyze	analyze	VERB
framr-1746	70	23	the	the	DET
framr-1746	70	24	development	development	NOUN
framr-1746	70	25	of	of	ADP
framr-1746	70	26	efficiency	efficiency	NOUN
framr-1746	70	27	changes	change	NOUN
framr-1746	70	28	by	by	ADP
framr-1746	70	29	calculating	calculate	VERB
framr-1746	70	30	the	the	DET
framr-1746	70	31	change	change	NOUN
framr-1746	70	32	in	in	ADP
framr-1746	70	33	productivity	productivity	NOUN
framr-1746	70	34	from	from	ADP
framr-1746	70	35	period	period	NOUN
framr-1746	70	36	to	to	ADP
framr-1746	70	37	period	period	NOUN
framr-1746	70	38	.	.	PUNCT
framr-1746	71	1	the	the	DET
framr-1746	71	2	differences	difference	NOUN
framr-1746	71	3	between	between	ADP
framr-1746	71	4	total	total	ADJ
framr-1746	71	5	factor	factor	NOUN
framr-1746	71	6	productivity	productivity	NOUN
framr-1746	71	7	and	and	CCONJ
framr-1746	71	8	factor	factor	NOUN
framr-1746	71	9	productivity	productivity	NOUN
framr-1746	71	10	are	be	AUX
framr-1746	71	11	as	as	SCONJ
framr-1746	71	12	follows	follow	VERB
framr-1746	71	13	:	:	PUNCT
framr-1746	71	14	total	total	ADJ
framr-1746	71	15	factor	factor	NOUN
framr-1746	71	16	productivity	productivity	NOUN
framr-1746	71	17	refers	refer	VERB
framr-1746	71	18	to	to	ADP
framr-1746	71	19	the	the	DET
framr-1746	71	20	comprehensive	comprehensive	ADJ
framr-1746	71	21	productivity	productivity	NOUN
framr-1746	71	22	of	of	ADP
framr-1746	71	23	various	various	ADJ
framr-1746	71	24	factors	factor	NOUN
framr-1746	71	25	in	in	ADP
framr-1746	71	26	a	a	DET
framr-1746	71	27	certain	certain	ADJ
framr-1746	71	28	period	period	NOUN
framr-1746	71	29	of	of	ADP
framr-1746	71	30	a	a	DET
framr-1746	71	31	business	business	NOUN
framr-1746	71	32	process	process	NOUN
framr-1746	71	33	.	.	PUNCT
framr-1746	72	1	the	the	DET
framr-1746	72	2	factors	factor	NOUN
framr-1746	72	3	here	here	ADV
framr-1746	72	4	refer	refer	VERB
framr-1746	72	5	to	to	ADP
framr-1746	72	6	all	all	DET
framr-1746	72	7	other	other	ADJ
framr-1746	72	8	material	material	NOUN
framr-1746	72	9	factors	factor	NOUN
framr-1746	72	10	except	except	SCONJ
framr-1746	72	11	labor	labor	NOUN
framr-1746	72	12	and	and	CCONJ
framr-1746	72	13	capital	capital	NOUN
framr-1746	72	14	,	,	PUNCT
framr-1746	72	15	including	include	VERB
framr-1746	72	16	organizational	organizational	ADJ
framr-1746	72	17	innovation	innovation	NOUN
framr-1746	72	18	,	,	PUNCT
framr-1746	72	19	technological	technological	ADJ
framr-1746	72	20	progress	progress	NOUN
framr-1746	72	21	,	,	PUNCT
framr-1746	72	22	and	and	CCONJ
framr-1746	72	23	production	production	NOUN
framr-1746	72	24	innovation	innovation	NOUN
framr-1746	72	25	.	.	PUNCT
framr-1746	73	1	scale	scale	NOUN
framr-1746	73	2	efficiency	efficiency	NOUN
framr-1746	73	3	change	change	NOUN
framr-1746	73	4	(	(	PUNCT
framr-1746	73	5	sech	sech	NOUN
framr-1746	73	6	)	)	PUNCT
framr-1746	73	7	and	and	CCONJ
framr-1746	73	8	pure	pure	ADJ
framr-1746	73	9	technical	technical	ADJ
framr-1746	73	10	efficiency	efficiency	NOUN
framr-1746	73	11	change	change	NOUN
framr-1746	73	12	(	(	PUNCT
framr-1746	73	13	pech	pech	NOUN
framr-1746	73	14	)	)	PUNCT
framr-1746	73	15	constitute	constitute	VERB
framr-1746	73	16	technical	technical	ADJ
framr-1746	73	17	efficiency	efficiency	NOUN
framr-1746	73	18	change	change	NOUN
framr-1746	73	19	(	(	PUNCT
framr-1746	73	20	effch	effch	PROPN
framr-1746	73	21	)	)	PUNCT
framr-1746	73	22	,	,	PUNCT
framr-1746	73	23	technical	technical	ADJ
framr-1746	73	24	efficiency	efficiency	NOUN
framr-1746	73	25	(	(	PUNCT
framr-1746	73	26	effch	effch	NOUN
framr-1746	73	27	)	)	PUNCT
framr-1746	73	28	and	and	CCONJ
framr-1746	73	29	technological	technological	ADJ
framr-1746	73	30	progress	progress	NOUN
framr-1746	73	31	(	(	PUNCT
framr-1746	73	32	tech	tech	NOUN
framr-1746	73	33	)	)	PUNCT
framr-1746	73	34	constitute	constitute	VERB
framr-1746	73	35	total	total	ADJ
framr-1746	73	36	factor	factor	NOUN
framr-1746	73	37	productivity	productivity	NOUN
framr-1746	73	38	(	(	PUNCT
framr-1746	73	39	tfp	tfp	PROPN
framr-1746	73	40	)	)	PUNCT
framr-1746	73	41	,	,	PUNCT
framr-1746	73	42	and	and	CCONJ
framr-1746	73	43	equation	equation	NOUN
framr-1746	73	44	4	4	NUM
framr-1746	73	45	is	be	AUX
framr-1746	73	46	obtained	obtain	VERB
framr-1746	73	47	:	:	PUNCT
framr-1746	73	48	sech×pech×techch	sech×pech×techch	PROPN
framr-1746	74	1	=	=	AUX
framr-1746	74	2	effch	effch	VERB
framr-1746	74	3	×techch	×techch	NOUN
framr-1746	74	4	=	=	SYM
framr-1746	74	5	tfpch	tfpch	X
framr-1746	74	6	（	（	ADJ
framr-1746	74	7	4	4	NUM
framr-1746	74	8	）	）	ADJ
framr-1746	74	9	financial	financial	ADJ
framr-1746	74	10	risk	risk	NOUN
framr-1746	74	11	and	and	CCONJ
framr-1746	74	12	management	management	NOUN
framr-1746	74	13	reviews	review	NOUN
framr-1746	74	14	,	,	PUNCT
framr-1746	74	15	2021	2021	NUM
framr-1746	74	16	,	,	PUNCT
framr-1746	74	17	7(1	7(1	NUM
framr-1746	74	18	):	):	PUNCT
framr-1746	74	19	60	60	NUM
framr-1746	74	20	-	-	SYM
framr-1746	74	21	66	66	NUM
framr-1746	74	22	63	63	NUM
framr-1746	74	23	©	©	PROPN
framr-1746	74	24	2021	2021	NUM
framr-1746	74	25	conscientia	conscientia	PROPN
framr-1746	74	26	beam	beam	PROPN
framr-1746	74	27	.	.	PUNCT
framr-1746	75	1	all	all	DET
framr-1746	75	2	rights	right	NOUN
framr-1746	75	3	reserved	reserve	VERB
framr-1746	75	4	.	.	PUNCT
framr-1746	76	1	effch	effch	PROPN
framr-1746	76	2	represents	represent	VERB
framr-1746	76	3	the	the	DET
framr-1746	76	4	change	change	NOUN
framr-1746	76	5	in	in	ADP
framr-1746	76	6	technical	technical	ADJ
framr-1746	76	7	efficiency	efficiency	NOUN
framr-1746	76	8	from	from	ADP
framr-1746	76	9	period	period	NOUN
framr-1746	76	10	t	t	PROPN
framr-1746	76	11	to	to	PART
framr-1746	76	12	period	period	VERB
framr-1746	76	13	t+1	t+1	NUM
framr-1746	76	14	;	;	PUNCT
framr-1746	76	15	techch	techch	NOUN
framr-1746	76	16	represents	represent	VERB
framr-1746	76	17	the	the	DET
framr-1746	76	18	technological	technological	ADJ
framr-1746	76	19	progress	progress	NOUN
framr-1746	76	20	index	index	NOUN
framr-1746	76	21	from	from	ADP
framr-1746	76	22	period	period	NOUN
framr-1746	76	23	t	t	PROPN
framr-1746	76	24	to	to	PART
framr-1746	76	25	period	period	VERB
framr-1746	76	26	t+1	t+1	NUM
framr-1746	76	27	;	;	PUNCT
framr-1746	76	28	tfpch	tfpch	PROPN
framr-1746	76	29	represents	represent	VERB
framr-1746	76	30	the	the	DET
framr-1746	76	31	change	change	NOUN
framr-1746	76	32	of	of	ADP
framr-1746	76	33	tfp	tfp	PROPN
framr-1746	76	34	from	from	ADP
framr-1746	76	35	period	period	NOUN
framr-1746	76	36	t	t	PROPN
framr-1746	76	37	to	to	PART
framr-1746	76	38	period	period	VERB
framr-1746	76	39	t+1	t+1	NUM
framr-1746	76	40	;	;	PUNCT
framr-1746	76	41	sech	sech	NOUN
framr-1746	76	42	represents	represent	VERB
framr-1746	76	43	the	the	DET
framr-1746	76	44	change	change	NOUN
framr-1746	76	45	of	of	ADP
framr-1746	76	46	scale	scale	NOUN
framr-1746	76	47	efficiency	efficiency	NOUN
framr-1746	76	48	from	from	ADP
framr-1746	76	49	period	period	NOUN
framr-1746	76	50	t	t	PROPN
framr-1746	76	51	to	to	PART
framr-1746	76	52	period	period	VERB
framr-1746	76	53	t+1	t+1	NUM
framr-1746	76	54	;	;	PUNCT
framr-1746	76	55	pech	pech	NOUN
framr-1746	76	56	represents	represent	VERB
framr-1746	76	57	the	the	DET
framr-1746	76	58	pure	pure	ADJ
framr-1746	76	59	technical	technical	ADJ
framr-1746	76	60	efficiency	efficiency	NOUN
framr-1746	76	61	change	change	NOUN
framr-1746	76	62	from	from	ADP
framr-1746	76	63	period	period	NOUN
framr-1746	76	64	t	t	PROPN
framr-1746	76	65	to	to	PART
framr-1746	76	66	period	period	VERB
framr-1746	76	67	t+1	t+1	PROPN
framr-1746	76	68	.	.	PUNCT
framr-1746	77	1	input	input	NOUN
framr-1746	77	2	-	-	PUNCT
framr-1746	77	3	oriented	orient	VERB
framr-1746	77	4	and	and	CCONJ
framr-1746	77	5	output	output	NOUN
framr-1746	77	6	-	-	PUNCT
framr-1746	77	7	oriented	orient	VERB
framr-1746	77	8	are	be	AUX
framr-1746	77	9	two	two	NUM
framr-1746	77	10	methods	method	NOUN
framr-1746	77	11	of	of	ADP
framr-1746	77	12	the	the	DET
framr-1746	77	13	dea	dea	NOUN
framr-1746	77	14	-	-	PUNCT
framr-1746	77	15	based	base	VERB
framr-1746	77	16	malmquist	malmquist	NOUN
framr-1746	77	17	index	index	NOUN
framr-1746	77	18	method	method	NOUN
framr-1746	77	19	:	:	PUNCT
framr-1746	77	20	(	(	PUNCT
framr-1746	77	21	1)how	1)how	NUM
framr-1746	77	22	to	to	PART
framr-1746	77	23	minimize	minimize	VERB
framr-1746	77	24	the	the	DET
framr-1746	77	25	input	input	NOUN
framr-1746	77	26	when	when	SCONJ
framr-1746	77	27	the	the	DET
framr-1746	77	28	output	output	NOUN
framr-1746	77	29	level	level	NOUN
framr-1746	77	30	is	be	AUX
framr-1746	77	31	determined;(2)how	determined;(2)how	ADJ
framr-1746	77	32	to	to	PART
framr-1746	77	33	maximize	maximize	VERB
framr-1746	77	34	output	output	NOUN
framr-1746	77	35	when	when	SCONJ
framr-1746	77	36	the	the	DET
framr-1746	77	37	input	input	NOUN
framr-1746	77	38	level	level	NOUN
framr-1746	77	39	is	be	AUX
framr-1746	77	40	determined	determine	VERB
framr-1746	77	41	.	.	PUNCT
framr-1746	78	1	since	since	SCONJ
framr-1746	78	2	bank	bank	NOUN
framr-1746	78	3	input	input	NOUN
framr-1746	78	4	factors	factor	NOUN
framr-1746	78	5	are	be	AUX
framr-1746	78	6	easier	easy	ADJ
framr-1746	78	7	to	to	PART
framr-1746	78	8	control	control	VERB
framr-1746	78	9	than	than	ADP
framr-1746	78	10	output	output	NOUN
framr-1746	78	11	factors	factor	NOUN
framr-1746	78	12	,	,	PUNCT
framr-1746	78	13	a	a	DET
framr-1746	78	14	more	more	ADV
framr-1746	78	15	appropriate	appropriate	ADJ
framr-1746	78	16	method	method	NOUN
framr-1746	78	17	is	be	AUX
framr-1746	78	18	the	the	DET
framr-1746	78	19	output	output	NOUN
framr-1746	78	20	-	-	PUNCT
framr-1746	78	21	oriented	orient	VERB
framr-1746	78	22	dea	dea	NOUN
framr-1746	78	23	-	-	PUNCT
framr-1746	78	24	based	base	VERB
framr-1746	78	25	malmquist	malmquist	NOUN
framr-1746	78	26	index	index	NOUN
framr-1746	78	27	method	method	NOUN
framr-1746	78	28	.	.	PUNCT
framr-1746	79	1	3.2	3.2	NUM
framr-1746	79	2	.	.	PUNCT
framr-1746	79	3	selection	selection	NOUN
framr-1746	79	4	of	of	ADP
framr-1746	79	5	indicators	indicator	NOUN
framr-1746	79	6	this	this	DET
framr-1746	79	7	paper	paper	NOUN
framr-1746	79	8	selects	select	VERB
framr-1746	79	9	nine	nine	NUM
framr-1746	79	10	listed	list	VERB
framr-1746	79	11	banks	bank	NOUN
framr-1746	79	12	in	in	ADP
framr-1746	79	13	china	china	PROPN
framr-1746	79	14	as	as	ADP
framr-1746	79	15	samples	sample	NOUN
framr-1746	79	16	:	:	PUNCT
framr-1746	79	17	bank	bank	PROPN
framr-1746	79	18	of	of	ADP
framr-1746	79	19	china	china	PROPN
framr-1746	79	20	,	,	PUNCT
framr-1746	79	21	industrial	industrial	ADJ
framr-1746	79	22	and	and	CCONJ
framr-1746	79	23	commercial	commercial	ADJ
framr-1746	79	24	bank	bank	PROPN
framr-1746	79	25	of	of	ADP
framr-1746	79	26	china	china	PROPN
framr-1746	79	27	(	(	PUNCT
framr-1746	79	28	icbc	icbc	PROPN
framr-1746	79	29	)	)	PUNCT
framr-1746	79	30	,	,	PUNCT
framr-1746	79	31	agricultural	agricultural	ADJ
framr-1746	79	32	bank	bank	PROPN
framr-1746	79	33	of	of	ADP
framr-1746	79	34	china	china	PROPN
framr-1746	79	35	,	,	PUNCT
framr-1746	79	36	bank	bank	PROPN
framr-1746	79	37	of	of	ADP
framr-1746	79	38	communications	communication	NOUN
framr-1746	79	39	,	,	PUNCT
framr-1746	79	40	construction	construction	NOUN
framr-1746	79	41	bank	bank	NOUN
framr-1746	79	42	,	,	PUNCT
framr-1746	79	43	industrial	industrial	PROPN
framr-1746	79	44	bank	bank	PROPN
framr-1746	79	45	,	,	PUNCT
framr-1746	79	46	china	china	PROPN
framr-1746	79	47	citic	citic	PROPN
framr-1746	79	48	bank	bank	PROPN
framr-1746	79	49	,	,	PUNCT
framr-1746	79	50	china	china	PROPN
framr-1746	79	51	everbright	everbright	PROPN
framr-1746	79	52	bank	bank	PROPN
framr-1746	79	53	,	,	PUNCT
framr-1746	79	54	and	and	CCONJ
framr-1746	79	55	minsheng	minsheng	PROPN
framr-1746	79	56	bank	bank	PROPN
framr-1746	79	57	.	.	PUNCT
framr-1746	80	1	the	the	DET
framr-1746	80	2	relevant	relevant	ADJ
framr-1746	80	3	indicator	indicator	NOUN
framr-1746	80	4	data	datum	NOUN
framr-1746	80	5	comes	come	VERB
framr-1746	80	6	from	from	ADP
framr-1746	80	7	the	the	DET
framr-1746	80	8	financial	financial	ADJ
framr-1746	80	9	statements	statement	NOUN
framr-1746	80	10	of	of	ADP
framr-1746	80	11	each	each	DET
framr-1746	80	12	bank	bank	NOUN
framr-1746	80	13	for	for	ADP
framr-1746	80	14	each	each	DET
framr-1746	80	15	year	year	NOUN
framr-1746	80	16	.	.	PUNCT
framr-1746	81	1	input	input	NOUN
framr-1746	81	2	and	and	CCONJ
framr-1746	81	3	output	output	NOUN
framr-1746	81	4	indexes	index	NOUN
framr-1746	81	5	constitute	constitute	VERB
framr-1746	81	6	the	the	DET
framr-1746	81	7	efficiency	efficiency	NOUN
framr-1746	81	8	evaluation	evaluation	NOUN
framr-1746	81	9	index	index	NOUN
framr-1746	81	10	system	system	NOUN
framr-1746	81	11	.	.	PUNCT
framr-1746	82	1	we	we	PRON
framr-1746	82	2	referred	refer	VERB
framr-1746	82	3	to	to	ADP
framr-1746	82	4	previous	previous	ADJ
framr-1746	82	5	studies	study	NOUN
framr-1746	82	6	to	to	PART
framr-1746	82	7	select	select	VERB
framr-1746	82	8	bank	bank	NOUN
framr-1746	82	9	operating	operating	NOUN
framr-1746	82	10	expenses	expense	NOUN
framr-1746	82	11	,	,	PUNCT
framr-1746	82	12	total	total	ADJ
framr-1746	82	13	shareholder	shareholder	NOUN
framr-1746	82	14	equity	equity	NOUN
framr-1746	82	15	,	,	PUNCT
framr-1746	82	16	and	and	CCONJ
framr-1746	82	17	deposits	deposit	NOUN
framr-1746	82	18	as	as	ADP
framr-1746	82	19	input	input	NOUN
framr-1746	82	20	indicators	indicator	NOUN
framr-1746	82	21	,	,	PUNCT
framr-1746	82	22	and	and	CCONJ
framr-1746	82	23	we	we	PRON
framr-1746	82	24	selected	select	VERB
framr-1746	82	25	total	total	ADJ
framr-1746	82	26	profit	profit	NOUN
framr-1746	82	27	and	and	CCONJ
framr-1746	82	28	interest	interest	NOUN
framr-1746	82	29	income	income	NOUN
framr-1746	82	30	as	as	ADP
framr-1746	82	31	output	output	NOUN
framr-1746	82	32	indicators	indicator	NOUN
framr-1746	82	33	(	(	PUNCT
framr-1746	82	34	see	see	VERB
framr-1746	82	35	table	table	NOUN
framr-1746	82	36	1	1	NUM
framr-1746	82	37	)	)	PUNCT
framr-1746	82	38	.	.	PUNCT
framr-1746	83	1	table-1	table-1	NUM
framr-1746	83	2	.	.	PUNCT
framr-1746	84	1	input	input	NOUN
framr-1746	84	2	and	and	CCONJ
framr-1746	84	3	output	output	NOUN
framr-1746	84	4	indicators	indicator	NOUN
framr-1746	84	5	of	of	ADP
framr-1746	84	6	efficiency	efficiency	NOUN
framr-1746	84	7	.	.	PUNCT
framr-1746	85	1	indicator	indicator	NOUN
framr-1746	85	2	type	type	NOUN
framr-1746	85	3	index	index	NOUN
framr-1746	85	4	variable	variable	ADJ
framr-1746	85	5	unit	unit	NOUN
framr-1746	85	6	input	input	NOUN
framr-1746	85	7	indicators	indicator	NOUN
framr-1746	85	8	operating	operate	VERB
framr-1746	85	9	expenses	expense	NOUN
framr-1746	85	10	x1	x1	PROPN
framr-1746	85	11	100	100	NUM
framr-1746	85	12	million	million	NUM
framr-1746	85	13	yuan	yuan	NOUN
framr-1746	85	14	deposits	deposit	NOUN
framr-1746	85	15	taken	take	VERB
framr-1746	85	16	x2	x2	PROPN
framr-1746	85	17	100	100	NUM
framr-1746	85	18	million	million	NUM
framr-1746	85	19	yuan	yuan	NOUN
framr-1746	85	20	total	total	NOUN
framr-1746	85	21	shareholder	shareholder	NOUN
framr-1746	85	22	equity	equity	NOUN
framr-1746	85	23	x3	x3	VERB
framr-1746	85	24	100	100	NUM
framr-1746	85	25	million	million	NUM
framr-1746	85	26	yuan	yuan	NOUN
framr-1746	85	27	output	output	NOUN
framr-1746	85	28	indicators	indicator	NOUN
framr-1746	85	29	interest	interest	NOUN
framr-1746	85	30	income	income	NOUN
framr-1746	85	31	y1	y1	NOUN
framr-1746	85	32	100	100	NUM
framr-1746	85	33	million	million	NUM
framr-1746	85	34	yuan	yuan	NOUN
framr-1746	85	35	total	total	NOUN
framr-1746	85	36	profit	profit	NOUN
framr-1746	85	37	y2	y2	NOUN
framr-1746	85	38	100	100	NUM
framr-1746	85	39	million	million	NUM
framr-1746	85	40	yuan	yuan	NOUN
framr-1746	85	41	4	4	NUM
framr-1746	85	42	.	.	PUNCT
framr-1746	86	1	empirical	empirical	ADJ
framr-1746	86	2	analysis	analysis	NOUN
framr-1746	86	3	the	the	DET
framr-1746	86	4	malmquist	malmquist	PROPN
framr-1746	86	5	index	index	NOUN
framr-1746	86	6	and	and	CCONJ
framr-1746	86	7	dea	dea	NOUN
framr-1746	86	8	can	can	AUX
framr-1746	86	9	analyze	analyze	VERB
framr-1746	86	10	the	the	DET
framr-1746	86	11	dynamic	dynamic	ADJ
framr-1746	86	12	changes	change	NOUN
framr-1746	86	13	of	of	ADP
framr-1746	86	14	technological	technological	ADJ
framr-1746	86	15	progress	progress	NOUN
framr-1746	86	16	efficiency	efficiency	NOUN
framr-1746	86	17	.	.	PUNCT
framr-1746	87	1	this	this	DET
framr-1746	87	2	situation	situation	NOUN
framr-1746	87	3	is	be	AUX
framr-1746	87	4	also	also	ADV
framr-1746	87	5	applicable	applicable	ADJ
framr-1746	87	6	to	to	ADP
framr-1746	87	7	commercial	commercial	ADJ
framr-1746	87	8	banks	bank	NOUN
framr-1746	87	9	.	.	PUNCT
framr-1746	88	1	in	in	ADP
framr-1746	88	2	table	table	NOUN
framr-1746	88	3	2	2	NUM
framr-1746	88	4	,	,	PUNCT
framr-1746	88	5	the	the	DET
framr-1746	88	6	technological	technological	ADJ
framr-1746	88	7	progress	progress	NOUN
framr-1746	88	8	efficiency	efficiency	NOUN
framr-1746	88	9	of	of	ADP
framr-1746	88	10	the	the	DET
framr-1746	88	11	nine	nine	NUM
framr-1746	88	12	listed	list	VERB
framr-1746	88	13	banks	bank	NOUN
framr-1746	88	14	from	from	ADP
framr-1746	88	15	2011	2011	NUM
framr-1746	88	16	to	to	ADP
framr-1746	88	17	2020	2020	NUM
framr-1746	88	18	is	be	AUX
framr-1746	88	19	decomposed	decompose	VERB
framr-1746	88	20	and	and	CCONJ
framr-1746	88	21	the	the	DET
framr-1746	88	22	results	result	NOUN
framr-1746	88	23	are	be	AUX
framr-1746	88	24	as	as	SCONJ
framr-1746	88	25	follows	follow	VERB
framr-1746	88	26	:	:	PUNCT
framr-1746	88	27	table-2	table-2	NUM
framr-1746	88	28	.	.	PUNCT
framr-1746	89	1	the	the	DET
framr-1746	89	2	average	average	ADJ
framr-1746	89	3	malmquist	malmquist	NOUN
framr-1746	89	4	decomposition	decomposition	NOUN
framr-1746	89	5	index	index	NOUN
framr-1746	89	6	of	of	ADP
framr-1746	89	7	the	the	DET
framr-1746	89	8	technological	technological	ADJ
framr-1746	89	9	progress	progress	NOUN
framr-1746	89	10	of	of	ADP
framr-1746	89	11	commercial	commercial	ADJ
framr-1746	89	12	banks	bank	NOUN
framr-1746	89	13	in	in	ADP
framr-1746	89	14	each	each	DET
framr-1746	89	15	year	year	NOUN
framr-1746	89	16	technical	technical	ADJ
framr-1746	89	17	efficiency	efficiency	NOUN
framr-1746	89	18	index	index	NOUN
framr-1746	89	19	(	(	PUNCT
framr-1746	89	20	effch	effch	NOUN
framr-1746	89	21	)	)	PUNCT
framr-1746	89	22	technological	technological	ADJ
framr-1746	89	23	progress	progress	NOUN
framr-1746	89	24	index	index	NOUN
framr-1746	89	25	(	(	PUNCT
framr-1746	89	26	tech	tech	NOUN
framr-1746	89	27	)	)	PUNCT
framr-1746	89	28	pure	pure	ADJ
framr-1746	89	29	technical	technical	ADJ
framr-1746	89	30	efficiency	efficiency	NOUN
framr-1746	89	31	index	index	NOUN
framr-1746	89	32	(	(	PUNCT
framr-1746	89	33	pech	pech	NOUN
framr-1746	89	34	)	)	PUNCT
framr-1746	89	35	scale	scale	NOUN
framr-1746	89	36	efficiency	efficiency	NOUN
framr-1746	89	37	index	index	NOUN
framr-1746	89	38	(	(	PUNCT
framr-1746	89	39	sech	sech	NOUN
framr-1746	89	40	)	)	PUNCT
framr-1746	89	41	total	total	ADJ
framr-1746	89	42	factor	factor	NOUN
framr-1746	89	43	productivity	productivity	NOUN
framr-1746	89	44	index	index	NOUN
framr-1746	89	45	(	(	PUNCT
framr-1746	89	46	tfp	tfp	PROPN
framr-1746	89	47	)	)	PUNCT
framr-1746	89	48	2011–2012	2011–2012	NUM
framr-1746	89	49	0.995	0.995	NUM
framr-1746	89	50	1.014	1.014	NUM
framr-1746	89	51	0.988	0.988	NUM
framr-1746	89	52	1.008	1.008	NUM
framr-1746	89	53	1.010	1.010	NUM
framr-1746	89	54	2012–2013	2012–2013	NUM
framr-1746	89	55	1.006	1.006	NUM
framr-1746	89	56	1.004	1.004	NUM
framr-1746	89	57	0.997	0.997	NUM
framr-1746	89	58	1.011	1.011	NUM
framr-1746	89	59	1.009	1.009	NUM
framr-1746	89	60	2013–2014	2013–2014	NUM
framr-1746	89	61	0.975	0.975	NUM
framr-1746	89	62	1.009	1.009	NUM
framr-1746	89	63	0.992	0.992	NUM
framr-1746	89	64	0.983	0.983	NUM
framr-1746	89	65	0.984	0.984	NUM
framr-1746	89	66	2014–2015	2014–2015	NUM
framr-1746	89	67	0.920	0.920	NUM
framr-1746	89	68	1.004	1.004	NUM
framr-1746	89	69	0.951	0.951	NUM
framr-1746	89	70	0.969	0.969	NUM
framr-1746	89	71	0.924	0.924	NUM
framr-1746	89	72	2015–2016	2015–2016	NUM
framr-1746	89	73	0.905	0.905	NUM
framr-1746	89	74	1.235	1.235	NUM
framr-1746	89	75	0.853	0.853	NUM
framr-1746	89	76	1.061	1.061	NUM
framr-1746	89	77	1.163	1.163	NUM
framr-1746	89	78	2016–2017	2016–2017	NUM
framr-1746	89	79	1.007	1.007	NUM
framr-1746	89	80	1.000	1.000	NUM
framr-1746	89	81	1.083	1.083	NUM
framr-1746	89	82	0.929	0.929	NUM
framr-1746	89	83	1.007	1.007	NUM
framr-1746	89	84	2017–2018	2017–2018	NUM
framr-1746	89	85	0.956	0.956	NUM
framr-1746	89	86	1.000	1.000	NUM
framr-1746	89	87	0.987	0.987	NUM
framr-1746	89	88	0.970	0.970	NUM
framr-1746	89	89	0.956	0.956	NUM
framr-1746	89	90	2018–2019	2018–2019	NUM
framr-1746	89	91	0.977	0.977	NUM
framr-1746	89	92	1.000	1.000	NUM
framr-1746	89	93	1.021	1.021	NUM
framr-1746	89	94	0.959	0.959	NUM
framr-1746	89	95	0.977	0.977	NUM
framr-1746	89	96	2019–2020	2019–2020	NUM
framr-1746	89	97	0.942	0.942	NUM
framr-1746	89	98	1.000	1.000	NUM
framr-1746	89	99	0.974	0.974	NUM
framr-1746	89	100	0.969	0.969	NUM
framr-1746	89	101	0.942	0.942	NUM
framr-1746	89	102	average	average	NOUN
framr-1746	89	103	0.965	0.965	NUM
framr-1746	89	104	1.030	1.030	NUM
framr-1746	89	105	0.983	0.983	NUM
framr-1746	89	106	0.984	0.984	NUM
framr-1746	89	107	0.997	0.997	NUM
framr-1746	89	108	analysis	analysis	NOUN
framr-1746	89	109	was	be	AUX
framr-1746	89	110	carried	carry	VERB
framr-1746	89	111	out	out	ADP
framr-1746	89	112	according	accord	VERB
framr-1746	89	113	to	to	ADP
framr-1746	89	114	the	the	DET
framr-1746	89	115	values	value	NOUN
framr-1746	89	116	of	of	ADP
framr-1746	89	117	the	the	DET
framr-1746	89	118	technical	technical	ADJ
framr-1746	89	119	efficiency	efficiency	NOUN
framr-1746	89	120	(	(	PUNCT
framr-1746	89	121	effch	effch	NOUN
framr-1746	89	122	)	)	PUNCT
framr-1746	89	123	index	index	NOUN
framr-1746	89	124	,	,	PUNCT
framr-1746	89	125	total	total	ADJ
framr-1746	89	126	factor	factor	NOUN
framr-1746	89	127	productivity	productivity	NOUN
framr-1746	89	128	(	(	PUNCT
framr-1746	89	129	tfp	tfp	PROPN
framr-1746	89	130	)	)	PUNCT
framr-1746	89	131	index	index	NOUN
framr-1746	89	132	,	,	PUNCT
framr-1746	89	133	scale	scale	NOUN
framr-1746	89	134	efficiency	efficiency	NOUN
framr-1746	89	135	(	(	PUNCT
framr-1746	89	136	sech	sech	NOUN
framr-1746	89	137	)	)	PUNCT
framr-1746	89	138	index	index	NOUN
framr-1746	89	139	,	,	PUNCT
framr-1746	89	140	technological	technological	ADJ
framr-1746	89	141	progress	progress	NOUN
framr-1746	89	142	(	(	PUNCT
framr-1746	89	143	tech	tech	NOUN
framr-1746	89	144	)	)	PUNCT
framr-1746	89	145	index	index	NOUN
framr-1746	89	146	,	,	PUNCT
framr-1746	89	147	and	and	CCONJ
framr-1746	89	148	pure	pure	ADJ
framr-1746	89	149	technical	technical	ADJ
framr-1746	89	150	efficiency	efficiency	NOUN
framr-1746	89	151	(	(	PUNCT
framr-1746	89	152	pech	pech	NOUN
framr-1746	89	153	)	)	PUNCT
framr-1746	89	154	index	index	NOUN
framr-1746	89	155	,	,	PUNCT
framr-1746	89	156	and	and	CCONJ
framr-1746	89	157	the	the	DET
framr-1746	89	158	values	value	NOUN
framr-1746	89	159	were	be	AUX
framr-1746	89	160	compared	compare	VERB
framr-1746	89	161	with	with	ADP
framr-1746	89	162	1	1	NUM
framr-1746	89	163	.	.	PUNCT
framr-1746	90	1	if	if	SCONJ
framr-1746	90	2	the	the	DET
framr-1746	90	3	value	value	NOUN
framr-1746	90	4	of	of	ADP
framr-1746	90	5	tfp	tfp	PROPN
framr-1746	90	6	is	be	AUX
framr-1746	90	7	greater	great	ADJ
framr-1746	90	8	than	than	ADP
framr-1746	90	9	1	1	NUM
framr-1746	90	10	,	,	PUNCT
framr-1746	90	11	it	it	PRON
framr-1746	90	12	indicates	indicate	VERB
framr-1746	90	13	that	that	SCONJ
framr-1746	90	14	the	the	DET
framr-1746	90	15	total	total	ADJ
framr-1746	90	16	factor	factor	NOUN
framr-1746	90	17	efficiency	efficiency	NOUN
framr-1746	90	18	has	have	AUX
framr-1746	90	19	improved	improve	VERB
framr-1746	90	20	;	;	PUNCT
framr-1746	90	21	if	if	SCONJ
framr-1746	90	22	the	the	DET
framr-1746	90	23	value	value	NOUN
framr-1746	90	24	of	of	ADP
framr-1746	90	25	effch	effch	NOUN
framr-1746	90	26	is	be	AUX
framr-1746	90	27	greater	great	ADJ
framr-1746	90	28	than	than	ADP
framr-1746	90	29	1	1	NUM
framr-1746	90	30	,	,	PUNCT
framr-1746	90	31	it	it	PRON
framr-1746	90	32	indicates	indicate	VERB
framr-1746	90	33	that	that	SCONJ
framr-1746	90	34	there	there	PRON
framr-1746	90	35	is	be	VERB
framr-1746	90	36	technical	technical	ADJ
framr-1746	90	37	financial	financial	ADJ
framr-1746	90	38	risk	risk	NOUN
framr-1746	90	39	and	and	CCONJ
framr-1746	90	40	management	management	NOUN
framr-1746	90	41	reviews	review	NOUN
framr-1746	90	42	,	,	PUNCT
framr-1746	90	43	2021	2021	NUM
framr-1746	90	44	,	,	PUNCT
framr-1746	90	45	7(1	7(1	NUM
framr-1746	90	46	):	):	PUNCT
framr-1746	90	47	60	60	NUM
framr-1746	90	48	-	-	SYM
framr-1746	90	49	66	66	NUM
framr-1746	90	50	64	64	NUM
framr-1746	90	51	©	©	PROPN
framr-1746	90	52	2021	2021	NUM
framr-1746	90	53	conscientia	conscientia	PROPN
framr-1746	90	54	beam	beam	PROPN
framr-1746	90	55	.	.	PUNCT
framr-1746	91	1	all	all	DET
framr-1746	91	2	rights	right	NOUN
framr-1746	91	3	reserved	reserve	VERB
framr-1746	91	4	.	.	PUNCT
framr-1746	92	1	efficiency	efficiency	NOUN
framr-1746	92	2	;	;	PUNCT
framr-1746	92	3	if	if	SCONJ
framr-1746	92	4	the	the	DET
framr-1746	92	5	tech	tech	NOUN
framr-1746	92	6	value	value	NOUN
framr-1746	92	7	is	be	AUX
framr-1746	92	8	greater	great	ADJ
framr-1746	92	9	than	than	ADP
framr-1746	92	10	1	1	NUM
framr-1746	92	11	,	,	PUNCT
framr-1746	92	12	it	it	PRON
framr-1746	92	13	indicates	indicate	VERB
framr-1746	92	14	that	that	SCONJ
framr-1746	92	15	there	there	PRON
framr-1746	92	16	is	be	VERB
framr-1746	92	17	technological	technological	ADJ
framr-1746	92	18	progress	progress	NOUN
framr-1746	92	19	;	;	PUNCT
framr-1746	92	20	if	if	SCONJ
framr-1746	92	21	the	the	DET
framr-1746	92	22	value	value	NOUN
framr-1746	92	23	of	of	ADP
framr-1746	92	24	sech	sech	NOUN
framr-1746	92	25	is	be	AUX
framr-1746	92	26	greater	great	ADJ
framr-1746	92	27	than	than	ADP
framr-1746	92	28	1	1	NUM
framr-1746	92	29	,	,	PUNCT
framr-1746	92	30	it	it	PRON
framr-1746	92	31	indicates	indicate	VERB
framr-1746	92	32	that	that	SCONJ
framr-1746	92	33	the	the	DET
framr-1746	92	34	expansion	expansion	NOUN
framr-1746	92	35	of	of	ADP
framr-1746	92	36	the	the	DET
framr-1746	92	37	scale	scale	NOUN
framr-1746	92	38	improves	improve	VERB
framr-1746	92	39	efficiency	efficiency	NOUN
framr-1746	92	40	;	;	PUNCT
framr-1746	92	41	if	if	SCONJ
framr-1746	92	42	the	the	DET
framr-1746	92	43	value	value	NOUN
framr-1746	92	44	of	of	ADP
framr-1746	92	45	pech	pech	NOUN
framr-1746	92	46	is	be	AUX
framr-1746	92	47	larger	large	ADJ
framr-1746	92	48	than	than	ADP
framr-1746	92	49	1	1	NUM
framr-1746	92	50	,	,	PUNCT
framr-1746	92	51	it	it	PRON
framr-1746	92	52	indicates	indicate	VERB
framr-1746	92	53	that	that	SCONJ
framr-1746	92	54	there	there	PRON
framr-1746	92	55	are	be	VERB
framr-1746	92	56	other	other	ADJ
framr-1746	92	57	factors	factor	NOUN
framr-1746	92	58	that	that	PRON
framr-1746	92	59	can	can	AUX
framr-1746	92	60	promote	promote	VERB
framr-1746	92	61	efficiency	efficiency	NOUN
framr-1746	92	62	.	.	PUNCT
framr-1746	93	1	it	it	PRON
framr-1746	93	2	can	can	AUX
framr-1746	93	3	be	be	AUX
framr-1746	93	4	seen	see	VERB
framr-1746	93	5	from	from	ADP
framr-1746	93	6	table	table	NOUN
framr-1746	93	7	2	2	NUM
framr-1746	93	8	that	that	PRON
framr-1746	93	9	,	,	PUNCT
framr-1746	93	10	on	on	ADP
framr-1746	93	11	the	the	DET
framr-1746	93	12	whole	whole	NOUN
framr-1746	93	13	,	,	PUNCT
framr-1746	93	14	the	the	DET
framr-1746	93	15	m	m	PROPN
framr-1746	93	16	index	index	NOUN
framr-1746	93	17	of	of	ADP
framr-1746	93	18	chinese	chinese	ADJ
framr-1746	93	19	commercial	commercial	ADJ
framr-1746	93	20	banks	bank	NOUN
framr-1746	93	21	from	from	ADP
framr-1746	93	22	2011	2011	NUM
framr-1746	93	23	to	to	ADP
framr-1746	93	24	2020	2020	NUM
framr-1746	93	25	is	be	AUX
framr-1746	93	26	less	less	ADJ
framr-1746	93	27	than	than	ADP
framr-1746	93	28	1	1	NUM
framr-1746	93	29	,	,	PUNCT
framr-1746	93	30	indicating	indicate	VERB
framr-1746	93	31	that	that	SCONJ
framr-1746	93	32	the	the	DET
framr-1746	93	33	efficiency	efficiency	NOUN
framr-1746	93	34	of	of	ADP
framr-1746	93	35	technological	technological	ADJ
framr-1746	93	36	innovation	innovation	NOUN
framr-1746	93	37	of	of	ADP
framr-1746	93	38	chinese	chinese	ADJ
framr-1746	93	39	commercial	commercial	ADJ
framr-1746	93	40	banks	bank	NOUN
framr-1746	93	41	has	have	AUX
framr-1746	93	42	declined	decline	VERB
framr-1746	93	43	,	,	PUNCT
framr-1746	93	44	with	with	ADP
framr-1746	93	45	an	an	DET
framr-1746	93	46	average	average	ADJ
framr-1746	93	47	annual	annual	ADJ
framr-1746	93	48	decline	decline	NOUN
framr-1746	93	49	of	of	ADP
framr-1746	93	50	0.3	0.3	NUM
framr-1746	93	51	%	%	NOUN
framr-1746	93	52	,	,	PUNCT
framr-1746	93	53	where	where	SCONJ
framr-1746	93	54	the	the	DET
framr-1746	93	55	decline	decline	NOUN
framr-1746	93	56	from	from	ADP
framr-1746	93	57	2014	2014	NUM
framr-1746	93	58	to	to	ADP
framr-1746	93	59	2015	2015	NUM
framr-1746	93	60	reached	reach	VERB
framr-1746	93	61	7.6	7.6	NUM
framr-1746	93	62	%	%	NOUN
framr-1746	93	63	.	.	PUNCT
framr-1746	94	1	when	when	SCONJ
framr-1746	94	2	tech	tech	NOUN
framr-1746	94	3	is	be	AUX
framr-1746	94	4	greater	great	ADJ
framr-1746	94	5	than	than	ADP
framr-1746	94	6	1	1	NUM
framr-1746	94	7	,	,	PUNCT
framr-1746	94	8	1	1	NUM
framr-1746	94	9	is	be	AUX
framr-1746	94	10	greater	great	ADJ
framr-1746	94	11	than	than	ADP
framr-1746	94	12	sech	sech	NOUN
framr-1746	94	13	,	,	PUNCT
framr-1746	94	14	and	and	CCONJ
framr-1746	94	15	most	most	ADJ
framr-1746	94	16	of	of	ADP
framr-1746	94	17	effch	effch	PROPN
framr-1746	94	18	is	be	AUX
framr-1746	94	19	less	less	ADJ
framr-1746	94	20	than	than	ADP
framr-1746	94	21	1	1	NUM
framr-1746	94	22	.	.	PUNCT
framr-1746	95	1	if	if	SCONJ
framr-1746	95	2	the	the	DET
framr-1746	95	3	m	m	NOUN
framr-1746	95	4	value	value	NOUN
framr-1746	95	5	is	be	AUX
framr-1746	95	6	less	less	ADJ
framr-1746	95	7	than	than	ADP
framr-1746	95	8	1	1	NUM
framr-1746	95	9	,	,	PUNCT
framr-1746	95	10	it	it	PRON
framr-1746	95	11	can	can	AUX
framr-1746	95	12	be	be	AUX
framr-1746	95	13	concluded	conclude	VERB
framr-1746	95	14	that	that	SCONJ
framr-1746	95	15	the	the	DET
framr-1746	95	16	nine	nine	NUM
framr-1746	95	17	commercial	commercial	ADJ
framr-1746	95	18	banks	bank	NOUN
framr-1746	95	19	sampled	sample	VERB
framr-1746	95	20	from	from	ADP
framr-1746	95	21	2011	2011	NUM
framr-1746	95	22	to	to	ADP
framr-1746	95	23	2020	2020	NUM
framr-1746	95	24	have	have	AUX
framr-1746	95	25	shown	show	VERB
framr-1746	95	26	a	a	DET
framr-1746	95	27	decline	decline	NOUN
framr-1746	95	28	in	in	ADP
framr-1746	95	29	technological	technological	ADJ
framr-1746	95	30	innovation	innovation	NOUN
framr-1746	95	31	efficiency	efficiency	NOUN
framr-1746	95	32	.	.	PUNCT
framr-1746	96	1	from	from	ADP
framr-1746	96	2	this	this	PRON
framr-1746	96	3	,	,	PUNCT
framr-1746	96	4	we	we	PRON
framr-1746	96	5	can	can	AUX
framr-1746	96	6	see	see	VERB
framr-1746	96	7	the	the	DET
framr-1746	96	8	scale	scale	NOUN
framr-1746	96	9	efficiency	efficiency	NOUN
framr-1746	96	10	change	change	NOUN
framr-1746	96	11	index	index	NOUN
framr-1746	96	12	of	of	ADP
framr-1746	96	13	less	less	ADJ
framr-1746	96	14	than	than	ADP
framr-1746	96	15	1	1	NUM
framr-1746	96	16	is	be	AUX
framr-1746	96	17	an	an	DET
framr-1746	96	18	important	important	ADJ
framr-1746	96	19	factor	factor	NOUN
framr-1746	96	20	in	in	ADP
framr-1746	96	21	the	the	DET
framr-1746	96	22	decline	decline	NOUN
framr-1746	96	23	in	in	ADP
framr-1746	96	24	efficiency	efficiency	NOUN
framr-1746	96	25	of	of	ADP
framr-1746	96	26	technological	technological	ADJ
framr-1746	96	27	innovation	innovation	NOUN
framr-1746	96	28	of	of	ADP
framr-1746	96	29	the	the	DET
framr-1746	96	30	sampled	sample	VERB
framr-1746	96	31	commercial	commercial	ADJ
framr-1746	96	32	banks	bank	NOUN
framr-1746	96	33	.	.	PUNCT
framr-1746	97	1	in	in	ADP
framr-1746	97	2	addition	addition	NOUN
framr-1746	97	3	,	,	PUNCT
framr-1746	97	4	the	the	DET
framr-1746	97	5	average	average	ADJ
framr-1746	97	6	value	value	NOUN
framr-1746	97	7	of	of	ADP
framr-1746	97	8	sech	sech	NOUN
framr-1746	97	9	is	be	AUX
framr-1746	97	10	less	less	ADJ
framr-1746	97	11	than	than	ADP
framr-1746	97	12	1	1	NUM
framr-1746	97	13	,	,	PUNCT
framr-1746	97	14	and	and	CCONJ
framr-1746	97	15	pech	pech	PROPN
framr-1746	97	16	fluctuates	fluctuate	VERB
framr-1746	97	17	around	around	ADV
framr-1746	97	18	1	1	NUM
framr-1746	97	19	,	,	PUNCT
framr-1746	97	20	which	which	PRON
framr-1746	97	21	means	mean	VERB
framr-1746	97	22	that	that	SCONJ
framr-1746	97	23	it	it	PRON
framr-1746	97	24	is	be	AUX
framr-1746	97	25	in	in	ADP
framr-1746	97	26	the	the	DET
framr-1746	97	27	stage	stage	NOUN
framr-1746	97	28	of	of	ADP
framr-1746	97	29	diminishing	diminish	VERB
framr-1746	97	30	returns	return	NOUN
framr-1746	97	31	to	to	PART
framr-1746	97	32	scale	scale	VERB
framr-1746	97	33	.	.	PUNCT
framr-1746	98	1	this	this	PRON
framr-1746	98	2	means	mean	VERB
framr-1746	98	3	that	that	SCONJ
framr-1746	98	4	the	the	DET
framr-1746	98	5	scale	scale	NOUN
framr-1746	98	6	of	of	ADP
framr-1746	98	7	commercial	commercial	ADJ
framr-1746	98	8	banks	bank	NOUN
framr-1746	98	9	has	have	AUX
framr-1746	98	10	not	not	PART
framr-1746	98	11	reached	reach	VERB
framr-1746	98	12	the	the	DET
framr-1746	98	13	optimal	optimal	ADJ
framr-1746	98	14	level	level	NOUN
framr-1746	98	15	with	with	ADP
framr-1746	98	16	the	the	DET
framr-1746	98	17	continuous	continuous	ADJ
framr-1746	98	18	introduction	introduction	NOUN
framr-1746	98	19	of	of	ADP
framr-1746	98	20	new	new	ADJ
framr-1746	98	21	technologies	technology	NOUN
framr-1746	98	22	and	and	CCONJ
framr-1746	98	23	technological	technological	ADJ
framr-1746	98	24	progress	progress	NOUN
framr-1746	98	25	.	.	PUNCT
framr-1746	99	1	the	the	DET
framr-1746	99	2	degree	degree	NOUN
framr-1746	99	3	of	of	ADP
framr-1746	99	4	progress	progress	NOUN
framr-1746	99	5	does	do	AUX
framr-1746	99	6	not	not	PART
framr-1746	99	7	match	match	VERB
framr-1746	99	8	the	the	DET
framr-1746	99	9	scale	scale	NOUN
framr-1746	99	10	,	,	PUNCT
framr-1746	99	11	and	and	CCONJ
framr-1746	99	12	it	it	PRON
framr-1746	99	13	has	have	AUX
framr-1746	99	14	not	not	PART
framr-1746	99	15	reached	reach	VERB
framr-1746	99	16	the	the	DET
framr-1746	99	17	stage	stage	NOUN
framr-1746	99	18	of	of	ADP
framr-1746	99	19	increasing	increase	VERB
framr-1746	99	20	scale	scale	NOUN
framr-1746	99	21	benefits	benefit	NOUN
framr-1746	99	22	.	.	PUNCT
framr-1746	100	1	the	the	DET
framr-1746	100	2	operating	operating	NOUN
framr-1746	100	3	efficiency	efficiency	NOUN
framr-1746	100	4	of	of	ADP
framr-1746	100	5	banks	bank	NOUN
framr-1746	100	6	still	still	ADV
framr-1746	100	7	has	have	VERB
framr-1746	100	8	a	a	DET
framr-1746	100	9	lot	lot	NOUN
framr-1746	100	10	of	of	ADP
framr-1746	100	11	room	room	NOUN
framr-1746	100	12	for	for	ADP
framr-1746	100	13	improvement	improvement	NOUN
framr-1746	100	14	,	,	PUNCT
framr-1746	100	15	and	and	CCONJ
framr-1746	100	16	the	the	DET
framr-1746	100	17	imbalance	imbalance	NOUN
framr-1746	100	18	and	and	CCONJ
framr-1746	100	19	mismatch	mismatch	NOUN
framr-1746	100	20	of	of	ADP
framr-1746	100	21	bank	bank	NOUN
framr-1746	100	22	input	input	NOUN
framr-1746	100	23	and	and	CCONJ
framr-1746	100	24	output	output	NOUN
framr-1746	100	25	hinders	hinder	VERB
framr-1746	100	26	the	the	DET
framr-1746	100	27	improvement	improvement	NOUN
framr-1746	100	28	of	of	ADP
framr-1746	100	29	the	the	DET
framr-1746	100	30	efficiency	efficiency	NOUN
framr-1746	100	31	level	level	NOUN
framr-1746	100	32	regarding	regard	VERB
framr-1746	100	33	technological	technological	ADJ
framr-1746	100	34	innovation	innovation	NOUN
framr-1746	100	35	.	.	PUNCT
framr-1746	101	1	the	the	DET
framr-1746	101	2	detailed	detailed	ADJ
framr-1746	101	3	malmquist	malmquist	NOUN
framr-1746	101	4	index	index	NOUN
framr-1746	101	5	of	of	ADP
framr-1746	101	6	each	each	DET
framr-1746	101	7	commercial	commercial	ADJ
framr-1746	101	8	bank	bank	NOUN
framr-1746	101	9	's	's	PART
framr-1746	101	10	technological	technological	ADJ
framr-1746	101	11	innovation	innovation	NOUN
framr-1746	101	12	efficiency	efficiency	NOUN
framr-1746	101	13	and	and	CCONJ
framr-1746	101	14	its	its	PRON
framr-1746	101	15	decomposition	decomposition	NOUN
framr-1746	101	16	are	be	AUX
framr-1746	101	17	detailed	detail	VERB
framr-1746	101	18	in	in	ADP
framr-1746	101	19	table	table	NOUN
framr-1746	101	20	3	3	NUM
framr-1746	101	21	below	below	ADV
framr-1746	101	22	.	.	PUNCT
framr-1746	102	1	table-3	table-3	NUM
framr-1746	102	2	.	.	NOUN
framr-1746	102	3	malmquist	malmquist	PROPN
framr-1746	102	4	index	index	NOUN
framr-1746	102	5	and	and	CCONJ
framr-1746	102	6	its	its	PRON
framr-1746	102	7	decomposition	decomposition	NOUN
framr-1746	102	8	of	of	ADP
framr-1746	102	9	urban	urban	ADJ
framr-1746	102	10	technological	technological	ADJ
framr-1746	102	11	innovation	innovation	NOUN
framr-1746	102	12	efficiency	efficiency	NOUN
framr-1746	102	13	of	of	ADP
framr-1746	102	14	commercial	commercial	ADJ
framr-1746	102	15	banks	bank	NOUN
framr-1746	102	16	.	.	PUNCT
framr-1746	103	1	effch	effch	PROPN
framr-1746	103	2	tech	tech	PROPN
framr-1746	103	3	pech	pech	PROPN
framr-1746	103	4	sech	sech	PROPN
framr-1746	103	5	tfp	tfp	PROPN
framr-1746	103	6	people	people	PROPN
framr-1746	103	7	’s	’s	PART
framr-1746	103	8	bank	bank	PROPN
framr-1746	103	9	of	of	ADP
framr-1746	103	10	china	china	PROPN
framr-1746	103	11	0.969	0.969	NUM
framr-1746	103	12	1.007	1.007	NUM
framr-1746	103	13	0.986	0.986	NUM
framr-1746	103	14	0.987	0.987	NUM
framr-1746	103	15	0.974	0.974	NUM
framr-1746	103	16	industrial	industrial	ADJ
framr-1746	103	17	and	and	CCONJ
framr-1746	103	18	commercial	commercial	ADJ
framr-1746	103	19	bank	bank	PROPN
framr-1746	103	20	0.952	0.952	NUM
framr-1746	103	21	1.207	1.207	NUM
framr-1746	103	22	1.000	1.000	NUM
framr-1746	103	23	0.952	0.952	NUM
framr-1746	103	24	1.187	1.187	NUM
framr-1746	103	25	agricultural	agricultural	ADJ
framr-1746	103	26	bank	bank	NOUN
framr-1746	103	27	of	of	ADP
framr-1746	103	28	china	china	PROPN
framr-1746	103	29	0.961	0.961	NUM
framr-1746	103	30	1.005	1.005	NUM
framr-1746	103	31	0.994	0.994	NUM
framr-1746	103	32	0.970	0.970	NUM
framr-1746	103	33	0.965	0.965	NUM
framr-1746	103	34	bank	bank	NOUN
framr-1746	103	35	of	of	ADP
framr-1746	103	36	communications	communication	NOUN
framr-1746	103	37	0.968	0.968	NUM
framr-1746	103	38	1.003	1.003	NUM
framr-1746	103	39	0.969	0.969	NUM
framr-1746	103	40	0.999	0.999	NUM
framr-1746	103	41	0.971	0.971	NUM
framr-1746	103	42	china	china	PROPN
framr-1746	103	43	construction	construction	PROPN
framr-1746	103	44	bank	bank	PROPN
framr-1746	103	45	0.958	0.958	NUM
framr-1746	103	46	1.009	1.009	NUM
framr-1746	103	47	1.005	1.005	NUM
framr-1746	103	48	0.960	0.960	NUM
framr-1746	103	49	0.965	0.965	NUM
framr-1746	103	50	china	china	PROPN
framr-1746	103	51	's	's	PART
framr-1746	103	52	industrial	industrial	ADJ
framr-1746	103	53	bank	bank	NOUN
framr-1746	103	54	0.963	0.963	NUM
framr-1746	103	55	1.018	1.018	NUM
framr-1746	103	56	0.975	0.975	NUM
framr-1746	103	57	0.991	0.991	NUM
framr-1746	103	58	0.980	0.980	NUM
framr-1746	103	59	china	china	PROPN
framr-1746	103	60	citic	citic	PROPN
framr-1746	103	61	bank	bank	PROPN
framr-1746	103	62	0.970	0.970	NUM
framr-1746	103	63	1.002	1.002	NUM
framr-1746	103	64	0.982	0.982	NUM
framr-1746	103	65	0.989	0.989	NUM
framr-1746	103	66	0.972	0.972	NUM
framr-1746	103	67	china	china	PROPN
framr-1746	103	68	everbright	everbright	PROPN
framr-1746	103	69	bank	bank	PROPN
framr-1746	103	70	0.971	0.971	NUM
framr-1746	103	71	1.002	1.002	NUM
framr-1746	103	72	0.960	0.960	NUM
framr-1746	103	73	1.013	1.013	NUM
framr-1746	103	74	0.973	0.973	NUM
framr-1746	103	75	china	china	PROPN
framr-1746	103	76	minsheng	minsheng	PROPN
framr-1746	103	77	bank	bank	PROPN
framr-1746	103	78	0.970	0.970	NUM
framr-1746	103	79	1.013	1.013	NUM
framr-1746	103	80	0.973	0.973	NUM
framr-1746	103	81	0.998	0.998	NUM
framr-1746	103	82	0.982	0.982	NUM
framr-1746	103	83	in	in	ADP
framr-1746	103	84	the	the	DET
framr-1746	103	85	table	table	NOUN
framr-1746	103	86	,	,	PUNCT
framr-1746	103	87	effch	effch	NOUN
framr-1746	103	88	,	,	PUNCT
framr-1746	103	89	tech	tech	NOUN
framr-1746	103	90	,	,	PUNCT
framr-1746	103	91	pech	pech	NOUN
framr-1746	103	92	,	,	PUNCT
framr-1746	103	93	sech	sech	PROPN
framr-1746	103	94	and	and	CCONJ
framr-1746	103	95	tfp	tfp	PROPN
framr-1746	103	96	respectively	respectively	ADV
framr-1746	103	97	represent	represent	VERB
framr-1746	103	98	technical	technical	ADJ
framr-1746	103	99	efficiency	efficiency	NOUN
framr-1746	103	100	index	index	NOUN
framr-1746	103	101	,	,	PUNCT
framr-1746	103	102	technical	technical	ADJ
framr-1746	103	103	progress	progress	NOUN
framr-1746	103	104	index	index	NOUN
framr-1746	103	105	,	,	PUNCT
framr-1746	103	106	pure	pure	ADJ
framr-1746	103	107	technical	technical	ADJ
framr-1746	103	108	efficiency	efficiency	NOUN
framr-1746	103	109	index	index	NOUN
framr-1746	103	110	,	,	PUNCT
framr-1746	103	111	scale	scale	NOUN
framr-1746	103	112	efficiency	efficiency	NOUN
framr-1746	103	113	index	index	NOUN
framr-1746	103	114	and	and	CCONJ
framr-1746	103	115	total	total	ADJ
framr-1746	103	116	factor	factor	NOUN
framr-1746	103	117	productivity	productivity	NOUN
framr-1746	103	118	index	index	NOUN
framr-1746	103	119	.	.	PUNCT
framr-1746	104	1	from	from	ADP
framr-1746	104	2	the	the	DET
framr-1746	104	3	perspective	perspective	NOUN
framr-1746	104	4	of	of	ADP
framr-1746	104	5	banks	bank	NOUN
framr-1746	104	6	,	,	PUNCT
framr-1746	104	7	industrial	industrial	ADJ
framr-1746	104	8	and	and	CCONJ
framr-1746	104	9	commercial	commercial	ADJ
framr-1746	104	10	bank	bank	PROPN
framr-1746	104	11	of	of	ADP
framr-1746	104	12	china	china	PROPN
framr-1746	104	13	(	(	PUNCT
framr-1746	104	14	icbc	icbc	PROPN
framr-1746	104	15	)	)	PUNCT
framr-1746	104	16	,	,	PUNCT
framr-1746	104	17	china	china	PROPN
framr-1746	104	18	construction	construction	PROPN
framr-1746	104	19	bank	bank	PROPN
framr-1746	104	20	and	and	CCONJ
framr-1746	104	21	china	china	PROPN
framr-1746	104	22	everbright	everbright	PROPN
framr-1746	104	23	bank	bank	PROPN
framr-1746	104	24	have	have	AUX
framr-1746	104	25	developed	develop	VERB
framr-1746	104	26	better	well	ADV
framr-1746	104	27	than	than	ADP
framr-1746	104	28	the	the	DET
framr-1746	104	29	other	other	ADJ
framr-1746	104	30	six	six	NUM
framr-1746	104	31	banks	bank	NOUN
framr-1746	104	32	in	in	ADP
framr-1746	104	33	the	the	DET
framr-1746	104	34	past	past	ADJ
framr-1746	104	35	ten	ten	NUM
framr-1746	104	36	years	year	NOUN
framr-1746	104	37	.	.	PUNCT
framr-1746	105	1	it	it	PRON
framr-1746	105	2	shows	show	VERB
framr-1746	105	3	that	that	SCONJ
framr-1746	105	4	the	the	DET
framr-1746	105	5	resource	resource	NOUN
framr-1746	105	6	structure	structure	NOUN
framr-1746	105	7	allocation	allocation	NOUN
framr-1746	105	8	of	of	ADP
framr-1746	105	9	these	these	DET
framr-1746	105	10	three	three	NUM
framr-1746	105	11	banks	bank	NOUN
framr-1746	105	12	is	be	AUX
framr-1746	105	13	relatively	relatively	ADV
framr-1746	105	14	reasonable	reasonable	ADJ
framr-1746	105	15	.	.	PUNCT
framr-1746	106	1	the	the	DET
framr-1746	106	2	technological	technological	ADJ
framr-1746	106	3	progress	progress	NOUN
framr-1746	106	4	indexes	index	NOUN
framr-1746	106	5	(	(	PUNCT
framr-1746	106	6	tech	tech	NOUN
framr-1746	106	7	)	)	PUNCT
framr-1746	106	8	of	of	ADP
framr-1746	106	9	all	all	DET
framr-1746	106	10	nine	nine	NUM
framr-1746	106	11	banks	bank	NOUN
framr-1746	106	12	are	be	AUX
framr-1746	106	13	greater	great	ADJ
framr-1746	106	14	than	than	ADP
framr-1746	106	15	1	1	NUM
framr-1746	106	16	,	,	PUNCT
framr-1746	106	17	which	which	PRON
framr-1746	106	18	shows	show	VERB
framr-1746	106	19	effectiveness	effectiveness	NOUN
framr-1746	106	20	;	;	PUNCT
framr-1746	106	21	the	the	DET
framr-1746	106	22	pure	pure	ADJ
framr-1746	106	23	technical	technical	ADJ
framr-1746	106	24	efficiency	efficiency	NOUN
framr-1746	106	25	index	index	NOUN
framr-1746	106	26	of	of	ADP
framr-1746	106	27	the	the	DET
framr-1746	106	28	industrial	industrial	ADJ
framr-1746	106	29	and	and	CCONJ
framr-1746	106	30	commercial	commercial	ADJ
framr-1746	106	31	bank	bank	PROPN
framr-1746	106	32	of	of	ADP
framr-1746	106	33	china	china	PROPN
framr-1746	106	34	and	and	CCONJ
framr-1746	106	35	china	china	PROPN
framr-1746	106	36	construction	construction	PROPN
framr-1746	106	37	bank	bank	PROPN
framr-1746	106	38	is	be	AUX
framr-1746	106	39	equal	equal	ADJ
framr-1746	106	40	to	to	ADP
framr-1746	106	41	1	1	NUM
framr-1746	106	42	or	or	CCONJ
framr-1746	106	43	more	more	ADJ
framr-1746	106	44	than	than	ADP
framr-1746	106	45	1	1	NUM
framr-1746	106	46	,	,	PUNCT
framr-1746	106	47	respectively	respectively	ADV
framr-1746	106	48	,	,	PUNCT
framr-1746	106	49	which	which	PRON
framr-1746	106	50	means	mean	VERB
framr-1746	106	51	that	that	SCONJ
framr-1746	106	52	the	the	DET
framr-1746	106	53	invested	invest	VERB
framr-1746	106	54	resources	resource	NOUN
framr-1746	106	55	are	be	AUX
framr-1746	106	56	used	use	VERB
framr-1746	106	57	efficiently	efficiently	ADV
framr-1746	106	58	;	;	PUNCT
framr-1746	106	59	icbc	icbc	PROPN
framr-1746	106	60	’s	’s	PART
framr-1746	106	61	tfp	tfp	PROPN
framr-1746	106	62	is	be	AUX
framr-1746	106	63	greater	great	ADJ
framr-1746	106	64	than	than	ADP
framr-1746	106	65	1	1	NUM
framr-1746	106	66	,	,	PUNCT
framr-1746	106	67	indicating	indicate	VERB
framr-1746	106	68	that	that	SCONJ
framr-1746	106	69	the	the	DET
framr-1746	106	70	efficiency	efficiency	NOUN
framr-1746	106	71	of	of	ADP
framr-1746	106	72	all	all	DET
framr-1746	106	73	factors	factor	NOUN
framr-1746	106	74	has	have	AUX
framr-1746	106	75	improved	improve	VERB
framr-1746	106	76	;	;	PUNCT
framr-1746	106	77	everbright	everbright	PROPN
framr-1746	106	78	bank	bank	PROPN
framr-1746	106	79	's	's	PART
framr-1746	106	80	scale	scale	NOUN
framr-1746	106	81	efficiency	efficiency	NOUN
framr-1746	106	82	index	index	NOUN
framr-1746	106	83	(	(	PUNCT
framr-1746	106	84	sech	sech	PROPN
framr-1746	106	85	)	)	PUNCT
framr-1746	106	86	is	be	AUX
framr-1746	106	87	greater	great	ADJ
framr-1746	106	88	than	than	ADP
framr-1746	106	89	1	1	NUM
framr-1746	106	90	,	,	PUNCT
framr-1746	106	91	indicating	indicate	VERB
framr-1746	106	92	that	that	SCONJ
framr-1746	106	93	the	the	DET
framr-1746	106	94	expansion	expansion	NOUN
framr-1746	106	95	of	of	ADP
framr-1746	106	96	scale	scale	NOUN
framr-1746	106	97	has	have	AUX
framr-1746	106	98	improved	improve	VERB
framr-1746	106	99	efficiency	efficiency	NOUN
framr-1746	106	100	.	.	PUNCT
framr-1746	107	1	icbc	icbc	PROPN
framr-1746	107	2	recently	recently	ADV
framr-1746	107	3	increased	increase	VERB
framr-1746	107	4	its	its	PRON
framr-1746	107	5	investment	investment	NOUN
framr-1746	107	6	in	in	ADP
framr-1746	107	7	financial	financial	ADJ
framr-1746	107	8	science	science	NOUN
framr-1746	107	9	and	and	CCONJ
framr-1746	107	10	technology	technology	NOUN
framr-1746	107	11	innovation	innovation	NOUN
framr-1746	107	12	.	.	PUNCT
framr-1746	108	1	it	it	PRON
framr-1746	108	2	has	have	AUX
framr-1746	108	3	not	not	PART
framr-1746	108	4	only	only	ADV
framr-1746	108	5	achieved	achieve	VERB
framr-1746	108	6	results	result	NOUN
framr-1746	108	7	in	in	ADP
framr-1746	108	8	5	5	NUM
framr-1746	108	9	g	g	NOUN
framr-1746	108	10	,	,	PUNCT
framr-1746	108	11	cloud	cloud	NOUN
framr-1746	108	12	computing	computing	NOUN
framr-1746	108	13	,	,	PUNCT
framr-1746	108	14	and	and	CCONJ
framr-1746	108	15	big	big	ADJ
framr-1746	108	16	data	datum	NOUN
framr-1746	108	17	,	,	PUNCT
framr-1746	108	18	but	but	CCONJ
framr-1746	108	19	has	have	AUX
framr-1746	108	20	also	also	ADV
framr-1746	108	21	achieved	achieve	VERB
framr-1746	108	22	great	great	ADJ
framr-1746	108	23	results	result	NOUN
framr-1746	108	24	in	in	ADP
framr-1746	108	25	areas	area	NOUN
framr-1746	108	26	such	such	ADJ
framr-1746	108	27	as	as	ADP
framr-1746	108	28	artificial	artificial	ADJ
framr-1746	108	29	intelligence	intelligence	NOUN
framr-1746	108	30	and	and	CCONJ
framr-1746	108	31	blockchain	blockchain	PROPN
framr-1746	108	32	.	.	PUNCT
framr-1746	109	1	in	in	ADP
framr-1746	109	2	2020	2020	NUM
framr-1746	109	3	,	,	PUNCT
framr-1746	109	4	icbc	icbc	PROPN
framr-1746	109	5	’s	’s	PART
framr-1746	109	6	investment	investment	NOUN
framr-1746	109	7	in	in	ADP
framr-1746	109	8	information	information	NOUN
framr-1746	109	9	technology	technology	NOUN
framr-1746	109	10	increased	increase	VERB
framr-1746	109	11	by	by	ADP
framr-1746	109	12	20	20	NUM
framr-1746	109	13	%	%	NOUN
framr-1746	109	14	year	year	NOUN
framr-1746	109	15	-	-	PUNCT
framr-1746	109	16	on	on	ADP
framr-1746	109	17	-	-	PUNCT
framr-1746	109	18	year	year	NOUN
framr-1746	109	19	and	and	CCONJ
framr-1746	109	20	it	it	PRON
framr-1746	109	21	invested	invest	VERB
framr-1746	109	22	207.8	207.8	NUM
framr-1746	109	23	billion	billion	NUM
framr-1746	109	24	yuan	yuan	NOUN
framr-1746	109	25	in	in	ADP
framr-1746	109	26	funds	fund	NOUN
framr-1746	109	27	.	.	PUNCT
framr-1746	110	1	at	at	ADP
framr-1746	110	2	the	the	DET
framr-1746	110	3	same	same	ADJ
framr-1746	110	4	time	time	NOUN
framr-1746	110	5	,	,	PUNCT
framr-1746	110	6	china	china	PROPN
framr-1746	110	7	construction	construction	PROPN
framr-1746	110	8	bank	bank	PROPN
framr-1746	110	9	focused	focus	VERB
framr-1746	110	10	on	on	ADP
framr-1746	110	11	building	build	VERB
framr-1746	110	12	a	a	DET
framr-1746	110	13	new	new	ADJ
framr-1746	110	14	generation	generation	NOUN
framr-1746	110	15	of	of	ADP
framr-1746	110	16	core	core	NOUN
framr-1746	110	17	systems	system	NOUN
framr-1746	110	18	in	in	ADP
framr-1746	110	19	2010	2010	NUM
framr-1746	110	20	and	and	CCONJ
framr-1746	110	21	won	win	VERB
framr-1746	110	22	the	the	DET
framr-1746	110	23	people	people	NOUN
framr-1746	110	24	’s	’s	PART
framr-1746	110	25	bank	bank	PROPN
framr-1746	110	26	of	of	ADP
framr-1746	110	27	china	china	PROPN
framr-1746	110	28	’s	’s	PART
framr-1746	110	29	“	"	PUNCT
framr-1746	110	30	2017	2017	NUM
framr-1746	110	31	banking	banking	NOUN
framr-1746	110	32	technology	technology	NOUN
framr-1746	110	33	development	development	PROPN
framr-1746	110	34	award	award	PROPN
framr-1746	110	35	”	"	PUNCT
framr-1746	110	36	to	to	PART
framr-1746	110	37	form	form	VERB
framr-1746	110	38	efficient	efficient	ADJ
framr-1746	110	39	financial	financial	ADJ
framr-1746	110	40	technology	technology	NOUN
framr-1746	110	41	innovation	innovation	NOUN
framr-1746	110	42	capabilities	capability	NOUN
framr-1746	110	43	.	.	PUNCT
framr-1746	111	1	in	in	ADP
framr-1746	111	2	terms	term	NOUN
framr-1746	111	3	of	of	ADP
framr-1746	111	4	technology	technology	NOUN
framr-1746	111	5	-	-	PUNCT
framr-1746	111	6	driven	drive	VERB
framr-1746	111	7	processes	process	NOUN
framr-1746	111	8	,	,	PUNCT
framr-1746	111	9	china	china	PROPN
framr-1746	111	10	construction	construction	PROPN
framr-1746	111	11	bank	bank	PROPN
framr-1746	111	12	has	have	AUX
framr-1746	111	13	established	establish	VERB
framr-1746	111	14	a	a	DET
framr-1746	111	15	series	series	NOUN
framr-1746	111	16	of	of	ADP
framr-1746	111	17	platforms	platform	NOUN
framr-1746	111	18	in	in	ADP
framr-1746	111	19	cloud	cloud	NOUN
framr-1746	111	20	computing	computing	NOUN
framr-1746	111	21	,	,	PUNCT
framr-1746	111	22	artificial	artificial	ADJ
framr-1746	111	23	intelligence	intelligence	NOUN
framr-1746	111	24	,	,	PUNCT
framr-1746	111	25	5	5	NUM
framr-1746	111	26	g	g	NOUN
framr-1746	111	27	,	,	PUNCT
framr-1746	111	28	blockchain	blockchain	NOUN
framr-1746	111	29	and	and	CCONJ
framr-1746	111	30	other	other	ADJ
framr-1746	111	31	fields	field	NOUN
framr-1746	111	32	,	,	PUNCT
framr-1746	111	33	and	and	CCONJ
framr-1746	111	34	its	its	PRON
framr-1746	111	35	innovative	innovative	ADJ
framr-1746	111	36	business	business	NOUN
framr-1746	111	37	continues	continue	VERB
framr-1746	111	38	to	to	ADP
framr-1746	111	39	financial	financial	ADJ
framr-1746	111	40	risk	risk	NOUN
framr-1746	111	41	and	and	CCONJ
framr-1746	111	42	management	management	NOUN
framr-1746	111	43	reviews	review	NOUN
framr-1746	111	44	,	,	PUNCT
framr-1746	111	45	2021	2021	NUM
framr-1746	111	46	,	,	PUNCT
framr-1746	111	47	7(1	7(1	NUM
framr-1746	111	48	):	):	PUNCT
framr-1746	111	49	60	60	NUM
framr-1746	111	50	-	-	SYM
framr-1746	111	51	66	66	NUM
framr-1746	111	52	65	65	NUM
framr-1746	111	53	©	©	PROPN
framr-1746	111	54	2021	2021	NUM
framr-1746	111	55	conscientia	conscientia	PROPN
framr-1746	111	56	beam	beam	PROPN
framr-1746	111	57	.	.	PUNCT
framr-1746	112	1	all	all	DET
framr-1746	112	2	rights	right	NOUN
framr-1746	112	3	reserved	reserve	VERB
framr-1746	112	4	.	.	PUNCT
framr-1746	113	1	develop	develop	VERB
framr-1746	113	2	.	.	PUNCT
framr-1746	114	1	everbright	everbright	PROPN
framr-1746	114	2	bank	bank	PROPN
framr-1746	114	3	insists	insist	VERB
framr-1746	114	4	on	on	ADP
framr-1746	114	5	promoting	promote	VERB
framr-1746	114	6	business	business	NOUN
framr-1746	114	7	development	development	NOUN
framr-1746	114	8	with	with	ADP
framr-1746	114	9	innovative	innovative	ADJ
framr-1746	114	10	technology	technology	NOUN
framr-1746	114	11	and	and	CCONJ
framr-1746	114	12	has	have	AUX
framr-1746	114	13	established	establish	VERB
framr-1746	114	14	a	a	DET
framr-1746	114	15	scientific	scientific	ADJ
framr-1746	114	16	and	and	CCONJ
framr-1746	114	17	technological	technological	ADJ
framr-1746	114	18	innovation	innovation	NOUN
framr-1746	114	19	fund	fund	NOUN
framr-1746	114	20	,	,	PUNCT
framr-1746	114	21	including	include	VERB
framr-1746	114	22	scientific	scientific	ADJ
framr-1746	114	23	research	research	NOUN
framr-1746	114	24	expenses	expense	NOUN
framr-1746	114	25	and	and	CCONJ
framr-1746	114	26	marketing	marketing	NOUN
framr-1746	114	27	.	.	PUNCT
framr-1746	115	1	everbright	everbright	PROPN
framr-1746	115	2	bank	bank	PROPN
framr-1746	115	3	also	also	ADV
framr-1746	115	4	established	establish	VERB
framr-1746	115	5	the	the	DET
framr-1746	115	6	everbright	everbright	ADJ
framr-1746	115	7	digital	digital	PROPN
framr-1746	115	8	finance	finance	PROPN
framr-1746	115	9	academy	academy	PROPN
framr-1746	115	10	.	.	PUNCT
framr-1746	116	1	while	while	SCONJ
framr-1746	116	2	cooperating	cooperate	VERB
framr-1746	116	3	with	with	ADP
framr-1746	116	4	a	a	DET
framr-1746	116	5	number	number	NOUN
framr-1746	116	6	of	of	ADP
framr-1746	116	7	institutions	institution	NOUN
framr-1746	116	8	with	with	ADP
framr-1746	116	9	technological	technological	ADJ
framr-1746	116	10	innovation	innovation	NOUN
framr-1746	116	11	as	as	ADP
framr-1746	116	12	the	the	DET
framr-1746	116	13	core	core	NOUN
framr-1746	116	14	theme	theme	NOUN
framr-1746	116	15	,	,	PUNCT
framr-1746	116	16	it	it	PRON
framr-1746	116	17	launched	launch	VERB
framr-1746	116	18	a	a	DET
framr-1746	116	19	double	double	ADJ
framr-1746	116	20	investment	investment	NOUN
framr-1746	116	21	plan	plan	NOUN
framr-1746	116	22	in	in	ADP
framr-1746	116	23	science	science	NOUN
framr-1746	116	24	and	and	CCONJ
framr-1746	116	25	technology	technology	NOUN
framr-1746	116	26	,	,	PUNCT
framr-1746	116	27	and	and	CCONJ
framr-1746	116	28	it	it	PRON
framr-1746	116	29	supported	support	VERB
framr-1746	116	30	financial	financial	ADJ
framr-1746	116	31	technology	technology	NOUN
framr-1746	116	32	innovation	innovation	NOUN
framr-1746	116	33	projects	project	NOUN
framr-1746	116	34	in	in	ADP
framr-1746	116	35	terms	term	NOUN
framr-1746	116	36	of	of	ADP
framr-1746	116	37	employees	employee	NOUN
framr-1746	116	38	by	by	ADP
framr-1746	116	39	cultivating	cultivate	VERB
framr-1746	116	40	innovative	innovative	ADJ
framr-1746	116	41	talents	talent	NOUN
framr-1746	116	42	.	.	PUNCT
framr-1746	117	1	5	5	X
framr-1746	117	2	.	.	X
framr-1746	117	3	conclusion	conclusion	NOUN
framr-1746	117	4	based	base	VERB
framr-1746	117	5	on	on	ADP
framr-1746	117	6	the	the	DET
framr-1746	117	7	analysis	analysis	NOUN
framr-1746	117	8	of	of	ADP
framr-1746	117	9	the	the	DET
framr-1746	117	10	financial	financial	ADJ
framr-1746	117	11	data	datum	NOUN
framr-1746	117	12	of	of	ADP
framr-1746	117	13	nine	nine	NUM
framr-1746	117	14	listed	list	VERB
framr-1746	117	15	banks	bank	NOUN
framr-1746	117	16	in	in	ADP
framr-1746	117	17	china	china	PROPN
framr-1746	117	18	from	from	ADP
framr-1746	117	19	2011	2011	NUM
framr-1746	117	20	to	to	ADP
framr-1746	117	21	2020	2020	NUM
framr-1746	117	22	,	,	PUNCT
framr-1746	117	23	we	we	PRON
framr-1746	117	24	can	can	AUX
framr-1746	117	25	draw	draw	VERB
framr-1746	117	26	the	the	DET
framr-1746	117	27	following	follow	VERB
framr-1746	117	28	conclusions	conclusion	NOUN
framr-1746	117	29	.	.	PUNCT
framr-1746	118	1	first	first	ADV
framr-1746	118	2	,	,	PUNCT
framr-1746	118	3	commercial	commercial	ADJ
framr-1746	118	4	banks	bank	NOUN
framr-1746	118	5	need	need	VERB
framr-1746	118	6	to	to	PART
framr-1746	118	7	adapt	adapt	VERB
framr-1746	118	8	to	to	ADP
framr-1746	118	9	the	the	DET
framr-1746	118	10	changing	change	VERB
framr-1746	118	11	times	time	NOUN
framr-1746	118	12	and	and	CCONJ
framr-1746	118	13	circumstances	circumstance	NOUN
framr-1746	118	14	,	,	PUNCT
framr-1746	118	15	increase	increase	VERB
framr-1746	118	16	capital	capital	NOUN
framr-1746	118	17	investment	investment	NOUN
framr-1746	118	18	,	,	PUNCT
framr-1746	118	19	strengthen	strengthen	VERB
framr-1746	118	20	technological	technological	ADJ
framr-1746	118	21	empowerment	empowerment	NOUN
framr-1746	118	22	,	,	PUNCT
framr-1746	118	23	further	further	ADJ
framr-1746	118	24	support	support	NOUN
framr-1746	118	25	businesses	business	NOUN
framr-1746	118	26	,	,	PUNCT
framr-1746	118	27	improve	improve	VERB
framr-1746	118	28	customer	customer	NOUN
framr-1746	118	29	service	service	NOUN
framr-1746	118	30	capabilities	capability	NOUN
framr-1746	118	31	,	,	PUNCT
framr-1746	118	32	and	and	CCONJ
framr-1746	118	33	promote	promote	VERB
framr-1746	118	34	their	their	PRON
framr-1746	118	35	own	own	ADJ
framr-1746	118	36	high	high	ADJ
framr-1746	118	37	-	-	PUNCT
framr-1746	118	38	quality	quality	NOUN
framr-1746	118	39	development	development	NOUN
framr-1746	118	40	.	.	PUNCT
framr-1746	119	1	second	second	ADJ
framr-1746	119	2	,	,	PUNCT
framr-1746	119	3	from	from	ADP
framr-1746	119	4	2011	2011	NUM
framr-1746	119	5	to	to	ADP
framr-1746	119	6	2020	2020	NUM
framr-1746	119	7	,	,	PUNCT
framr-1746	119	8	the	the	DET
framr-1746	119	9	technical	technical	ADJ
framr-1746	119	10	progress	progress	NOUN
framr-1746	119	11	indexes	index	NOUN
framr-1746	119	12	of	of	ADP
framr-1746	119	13	the	the	DET
framr-1746	119	14	nine	nine	NUM
framr-1746	119	15	listed	list	VERB
framr-1746	119	16	banks	bank	NOUN
framr-1746	119	17	showed	show	VERB
framr-1746	119	18	a	a	DET
framr-1746	119	19	trend	trend	NOUN
framr-1746	119	20	of	of	ADP
framr-1746	119	21	volatility	volatility	NOUN
framr-1746	119	22	and	and	CCONJ
framr-1746	119	23	that	that	DET
framr-1746	119	24	technology	technology	NOUN
framr-1746	119	25	was	be	AUX
framr-1746	119	26	steadily	steadily	ADV
framr-1746	119	27	improving	improve	VERB
framr-1746	119	28	.	.	PUNCT
framr-1746	120	1	third	third	ADV
framr-1746	120	2	,	,	PUNCT
framr-1746	120	3	we	we	PRON
framr-1746	120	4	have	have	AUX
framr-1746	120	5	calculated	calculate	VERB
framr-1746	120	6	that	that	SCONJ
framr-1746	120	7	the	the	DET
framr-1746	120	8	technological	technological	ADJ
framr-1746	120	9	progress	progress	NOUN
framr-1746	120	10	indexes	index	NOUN
framr-1746	120	11	(	(	PUNCT
framr-1746	120	12	tech	tech	NOUN
framr-1746	120	13	)	)	PUNCT
framr-1746	120	14	are	be	AUX
framr-1746	120	15	greater	great	ADJ
framr-1746	120	16	than	than	ADP
framr-1746	120	17	1	1	NUM
framr-1746	120	18	,	,	PUNCT
framr-1746	120	19	the	the	DET
framr-1746	120	20	scale	scale	NOUN
framr-1746	120	21	efficiency	efficiency	NOUN
framr-1746	120	22	change	change	NOUN
framr-1746	120	23	indexes	index	NOUN
framr-1746	120	24	(	(	PUNCT
framr-1746	120	25	sech	sech	NOUN
framr-1746	120	26	)	)	PUNCT
framr-1746	120	27	are	be	AUX
framr-1746	120	28	less	less	ADJ
framr-1746	120	29	than	than	ADP
framr-1746	120	30	1	1	NUM
framr-1746	120	31	,	,	PUNCT
framr-1746	120	32	most	most	ADJ
framr-1746	120	33	of	of	ADP
framr-1746	120	34	the	the	DET
framr-1746	120	35	technical	technical	ADJ
framr-1746	120	36	efficiency	efficiency	NOUN
framr-1746	120	37	indexes	index	NOUN
framr-1746	120	38	(	(	PUNCT
framr-1746	120	39	effch	effch	NOUN
framr-1746	120	40	)	)	PUNCT
framr-1746	120	41	are	be	AUX
framr-1746	120	42	less	less	ADJ
framr-1746	120	43	than	than	ADP
framr-1746	120	44	1	1	NUM
framr-1746	120	45	,	,	PUNCT
framr-1746	120	46	and	and	CCONJ
framr-1746	120	47	the	the	DET
framr-1746	120	48	m	m	NOUN
framr-1746	120	49	value	value	NOUN
framr-1746	120	50	is	be	AUX
framr-1746	120	51	less	less	ADJ
framr-1746	120	52	than	than	ADP
framr-1746	120	53	1	1	NUM
framr-1746	120	54	.	.	PUNCT
framr-1746	121	1	therefore	therefore	ADV
framr-1746	121	2	,	,	PUNCT
framr-1746	121	3	it	it	PRON
framr-1746	121	4	can	can	AUX
framr-1746	121	5	be	be	AUX
framr-1746	121	6	concluded	conclude	VERB
framr-1746	121	7	that	that	SCONJ
framr-1746	121	8	the	the	DET
framr-1746	121	9	efficiency	efficiency	NOUN
framr-1746	121	10	of	of	ADP
framr-1746	121	11	technological	technological	ADJ
framr-1746	121	12	innovation	innovation	NOUN
framr-1746	121	13	of	of	ADP
framr-1746	121	14	the	the	DET
framr-1746	121	15	nine	nine	NUM
framr-1746	121	16	commercial	commercial	ADJ
framr-1746	121	17	banks	bank	NOUN
framr-1746	121	18	sampled	sample	VERB
framr-1746	121	19	from	from	ADP
framr-1746	121	20	2011	2011	NUM
framr-1746	121	21	to	to	ADP
framr-1746	121	22	2020	2020	NUM
framr-1746	121	23	has	have	AUX
framr-1746	121	24	declined	decline	VERB
framr-1746	121	25	.	.	PUNCT
framr-1746	122	1	fourth	fourth	ADV
framr-1746	122	2	,	,	PUNCT
framr-1746	122	3	strengthening	strengthen	VERB
framr-1746	122	4	financial	financial	ADJ
framr-1746	122	5	innovation	innovation	NOUN
framr-1746	122	6	capabilities	capability	NOUN
framr-1746	122	7	can	can	AUX
framr-1746	122	8	improve	improve	VERB
framr-1746	122	9	the	the	DET
framr-1746	122	10	efficiency	efficiency	NOUN
framr-1746	122	11	of	of	ADP
framr-1746	122	12	chinese	chinese	ADJ
framr-1746	122	13	commercial	commercial	ADJ
framr-1746	122	14	banks	bank	NOUN
framr-1746	122	15	.	.	PUNCT
framr-1746	123	1	technological	technological	ADJ
framr-1746	123	2	attributes	attribute	NOUN
framr-1746	123	3	are	be	AUX
framr-1746	123	4	the	the	DET
framr-1746	123	5	core	core	NOUN
framr-1746	123	6	and	and	CCONJ
framr-1746	123	7	most	most	ADV
framr-1746	123	8	basic	basic	ADJ
framr-1746	123	9	attributes	attribute	NOUN
framr-1746	123	10	of	of	ADP
framr-1746	123	11	new	new	ADJ
framr-1746	123	12	finance	finance	NOUN
framr-1746	123	13	.	.	PUNCT
framr-1746	124	1	one	one	NUM
framr-1746	124	2	of	of	ADP
framr-1746	124	3	the	the	DET
framr-1746	124	4	ways	way	NOUN
framr-1746	124	5	to	to	PART
framr-1746	124	6	improve	improve	VERB
framr-1746	124	7	the	the	DET
framr-1746	124	8	competitiveness	competitiveness	NOUN
framr-1746	124	9	of	of	ADP
framr-1746	124	10	commercial	commercial	ADJ
framr-1746	124	11	banks	bank	NOUN
framr-1746	124	12	is	be	AUX
framr-1746	124	13	to	to	PART
framr-1746	124	14	promote	promote	VERB
framr-1746	124	15	the	the	DET
framr-1746	124	16	production	production	NOUN
framr-1746	124	17	of	of	ADP
framr-1746	124	18	new	new	ADJ
framr-1746	124	19	financial	financial	ADJ
framr-1746	124	20	products	product	NOUN
framr-1746	124	21	by	by	ADP
framr-1746	124	22	increasing	increase	VERB
framr-1746	124	23	capital	capital	NOUN
framr-1746	124	24	investment	investment	NOUN
framr-1746	124	25	in	in	ADP
framr-1746	124	26	innovative	innovative	ADJ
framr-1746	124	27	technologies	technology	NOUN
framr-1746	124	28	.	.	PUNCT
framr-1746	125	1	finally	finally	ADV
framr-1746	125	2	,	,	PUNCT
framr-1746	125	3	the	the	DET
framr-1746	125	4	overall	overall	ADJ
framr-1746	125	5	operating	operating	NOUN
framr-1746	125	6	performance	performance	NOUN
framr-1746	125	7	of	of	ADP
framr-1746	125	8	these	these	DET
framr-1746	125	9	nine	nine	NUM
framr-1746	125	10	banks	bank	NOUN
framr-1746	125	11	is	be	AUX
framr-1746	125	12	diminishing	diminish	VERB
framr-1746	125	13	returns	return	NOUN
framr-1746	125	14	to	to	PART
framr-1746	125	15	scale	scale	VERB
framr-1746	125	16	.	.	PUNCT
framr-1746	126	1	banks	bank	NOUN
framr-1746	126	2	can	can	AUX
framr-1746	126	3	reduce	reduce	VERB
framr-1746	126	4	the	the	DET
framr-1746	126	5	corresponding	corresponding	ADJ
framr-1746	126	6	costs	cost	NOUN
framr-1746	126	7	by	by	ADP
framr-1746	126	8	reducing	reduce	VERB
framr-1746	126	9	investment	investment	NOUN
framr-1746	126	10	,	,	PUNCT
framr-1746	126	11	which	which	PRON
framr-1746	126	12	can	can	AUX
framr-1746	126	13	improve	improve	VERB
framr-1746	126	14	their	their	PRON
framr-1746	126	15	operating	operating	NOUN
framr-1746	126	16	efficiency	efficiency	NOUN
framr-1746	126	17	.	.	PUNCT
framr-1746	127	1	funding	funding	NOUN
framr-1746	127	2	:	:	PUNCT
framr-1746	127	3	this	this	DET
framr-1746	127	4	study	study	NOUN
framr-1746	127	5	received	receive	VERB
framr-1746	127	6	no	no	DET
framr-1746	127	7	specific	specific	ADJ
framr-1746	127	8	financial	financial	ADJ
framr-1746	127	9	support	support	NOUN
framr-1746	127	10	.	.	PUNCT
framr-1746	128	1	competing	compete	VERB
framr-1746	128	2	interests	interest	NOUN
framr-1746	128	3	:	:	PUNCT
framr-1746	128	4	the	the	DET
framr-1746	128	5	authors	author	NOUN
framr-1746	128	6	declare	declare	VERB
framr-1746	128	7	that	that	SCONJ
framr-1746	128	8	they	they	PRON
framr-1746	128	9	have	have	VERB
framr-1746	128	10	no	no	DET
framr-1746	128	11	competing	compete	VERB
framr-1746	128	12	interests	interest	NOUN
framr-1746	128	13	.	.	PUNCT
framr-1746	129	1	acknowledgement	acknowledgement	NOUN
framr-1746	129	2	:	:	PUNCT
framr-1746	129	3	all	all	DET
framr-1746	129	4	authors	author	NOUN
framr-1746	129	5	contributed	contribute	VERB
framr-1746	129	6	equally	equally	ADV
framr-1746	129	7	to	to	ADP
framr-1746	129	8	the	the	DET
framr-1746	129	9	conception	conception	NOUN
framr-1746	129	10	and	and	CCONJ
framr-1746	129	11	design	design	NOUN
framr-1746	129	12	of	of	ADP
framr-1746	129	13	the	the	DET
framr-1746	129	14	study	study	NOUN
framr-1746	129	15	.	.	PUNCT
framr-1746	130	1	references	reference	NOUN
framr-1746	130	2	an	an	PRON
framr-1746	130	3	,	,	PUNCT
framr-1746	130	4	b.	b.	PROPN
framr-1746	130	5	,	,	PUNCT
framr-1746	130	6	hou	hou	PROPN
framr-1746	130	7	,	,	PUNCT
framr-1746	130	8	z.	z.	PROPN
framr-1746	130	9	,	,	PUNCT
framr-1746	130	10	&	&	CCONJ
framr-1746	130	11	li	li	PROPN
framr-1746	130	12	,	,	PUNCT
framr-1746	130	13	c.	c.	PROPN
framr-1746	130	14	(	(	PUNCT
framr-1746	130	15	2021	2021	NUM
framr-1746	130	16	)	)	PUNCT
framr-1746	130	17	.	.	PUNCT
framr-1746	131	1	research	research	NOUN
framr-1746	131	2	on	on	ADP
framr-1746	131	3	the	the	DET
framr-1746	131	4	economic	economic	ADJ
framr-1746	131	5	benefits	benefit	NOUN
framr-1746	131	6	of	of	ADP
framr-1746	131	7	my	my	PRON
framr-1746	131	8	country	country	NOUN
framr-1746	131	9	's	's	PART
framr-1746	131	10	commercial	commercial	ADJ
framr-1746	131	11	banks	bank	NOUN
framr-1746	131	12	——	——	PUNCT
framr-1746	131	13	based	base	VERB
framr-1746	131	14	on	on	ADP
framr-1746	131	15	the	the	DET
framr-1746	131	16	threestage	threestage	NOUN
framr-1746	131	17	dea	dea	PROPN
framr-1746	131	18	-	-	PUNCT
framr-1746	131	19	tobit	tobit	PROPN
framr-1746	131	20	model	model	NOUN
framr-1746	131	21	's	's	PART
framr-1746	131	22	efficiency	efficiency	NOUN
framr-1746	131	23	measurement	measurement	NOUN
framr-1746	131	24	and	and	CCONJ
framr-1746	131	25	influencing	influence	VERB
framr-1746	131	26	sactors	sactor	NOUN
framr-1746	131	27	analysis	analysis	NOUN
framr-1746	131	28	.	.	PUNCT
framr-1746	132	1	journal	journal	PROPN
framr-1746	132	2	of	of	ADP
framr-1746	132	3	jianghan	jianghan	PROPN
framr-1746	132	4	university	university	PROPN
framr-1746	132	5	,	,	PUNCT
framr-1746	132	6	38(1	38(1	NUM
framr-1746	132	7	)	)	PUNCT
framr-1746	132	8	,	,	PUNCT
framr-1746	132	9	86	86	NUM
framr-1746	132	10	-	-	SYM
framr-1746	132	11	128	128	NUM
framr-1746	132	12	.	.	PUNCT
framr-1746	133	1	cao	cao	PROPN
framr-1746	133	2	,	,	PUNCT
framr-1746	133	3	c.	c.	PROPN
framr-1746	133	4	,	,	PUNCT
framr-1746	133	5	&	&	CCONJ
framr-1746	133	6	du	du	PROPN
framr-1746	133	7	,	,	PUNCT
framr-1746	133	8	w.	w.	NOUN
framr-1746	133	9	(	(	PUNCT
framr-1746	133	10	2021	2021	NUM
framr-1746	133	11	)	)	PUNCT
framr-1746	133	12	.	.	PUNCT
framr-1746	134	1	analysis	analysis	NOUN
framr-1746	134	2	of	of	ADP
framr-1746	134	3	the	the	DET
framr-1746	134	4	financing	financing	NOUN
framr-1746	134	5	efficiency	efficiency	NOUN
framr-1746	134	6	of	of	ADP
framr-1746	134	7	my	my	PRON
framr-1746	134	8	country	country	NOUN
framr-1746	134	9	's	's	PART
framr-1746	134	10	listed	list	VERB
framr-1746	134	11	commercial	commercial	ADJ
framr-1746	134	12	banks	bank	NOUN
framr-1746	134	13	issuing	issue	VERB
framr-1746	134	14	preferred	preferred	ADJ
framr-1746	134	15	shares	share	NOUN
framr-1746	134	16	.	.	PUNCT
framr-1746	135	1	accounting	accounting	NOUN
framr-1746	135	2	friends	friend	NOUN
framr-1746	135	3	,	,	PUNCT
framr-1746	135	4	2021(06	2021(06	NUM
framr-1746	135	5	)	)	PUNCT
framr-1746	135	6	,	,	PUNCT
framr-1746	135	7	81	81	NUM
framr-1746	135	8	-	-	SYM
framr-1746	135	9	87	87	NUM
framr-1746	135	10	.	.	PUNCT
framr-1746	136	1	charnes	charne	NOUN
framr-1746	136	2	,	,	PUNCT
framr-1746	136	3	a.	a.	PROPN
framr-1746	136	4	,	,	PUNCT
framr-1746	136	5	cooper	cooper	PROPN
framr-1746	136	6	,	,	PUNCT
framr-1746	136	7	w.	w.	PROPN
framr-1746	136	8	w.	w.	PROPN
framr-1746	136	9	,	,	PUNCT
framr-1746	136	10	&	&	CCONJ
framr-1746	136	11	rhodes	rhodes	PROPN
framr-1746	136	12	,	,	PUNCT
framr-1746	136	13	e.	e.	PROPN
framr-1746	136	14	(	(	PUNCT
framr-1746	136	15	1978	1978	NUM
framr-1746	136	16	)	)	PUNCT
framr-1746	136	17	.	.	PUNCT
framr-1746	137	1	measuring	measure	VERB
framr-1746	137	2	the	the	DET
framr-1746	137	3	efficiency	efficiency	NOUN
framr-1746	137	4	of	of	ADP
framr-1746	137	5	decision	decision	NOUN
framr-1746	137	6	making	make	VERB
framr-1746	137	7	unit	unit	NOUN
framr-1746	137	8	.	.	PUNCT
framr-1746	138	1	european	european	PROPN
framr-1746	138	2	journal	journal	PROPN
framr-1746	138	3	of	of	ADP
framr-1746	138	4	operational	operational	ADJ
framr-1746	138	5	research	research	NOUN
framr-1746	138	6	,	,	PUNCT
framr-1746	138	7	1978(2	1978(2	NUM
framr-1746	138	8	)	)	PUNCT
framr-1746	138	9	,	,	PUNCT
framr-1746	138	10	429444	429444	NUM
framr-1746	138	11	.	.	PUNCT
framr-1746	139	1	fare	fare	PROPN
framr-1746	139	2	,	,	PUNCT
framr-1746	139	3	r.	r.	PROPN
framr-1746	139	4	,	,	PUNCT
framr-1746	139	5	grosskopf	grosskopf	NOUN
framr-1746	139	6	,	,	PUNCT
framr-1746	139	7	s.	s.	PROPN
framr-1746	139	8	,	,	PUNCT
framr-1746	139	9	&	&	CCONJ
framr-1746	139	10	norris	norris	PROPN
framr-1746	139	11	,	,	PUNCT
framr-1746	139	12	m.	m.	NOUN
framr-1746	139	13	(	(	PUNCT
framr-1746	139	14	1994	1994	NUM
framr-1746	139	15	)	)	PUNCT
framr-1746	139	16	.	.	PUNCT
framr-1746	140	1	productivity	productivity	NOUN
framr-1746	140	2	growth	growth	NOUN
framr-1746	140	3	,	,	PUNCT
framr-1746	140	4	technical	technical	ADJ
framr-1746	140	5	progress，and	progress，and	NOUN
framr-1746	140	6	efficiency	efficiency	NOUN
framr-1746	140	7	change	change	NOUN
framr-1746	140	8	in	in	ADP
framr-1746	140	9	industrialized	industrialized	ADJ
framr-1746	140	10	countries	country	NOUN
framr-1746	140	11	.	.	PUNCT
framr-1746	141	1	american	american	PROPN
framr-1746	141	2	economic	economic	PROPN
framr-1746	141	3	ｒeview	ｒeview	PROPN
framr-1746	141	4	,	,	PUNCT
framr-1746	141	5	84(5	84(5	NOUN
framr-1746	141	6	)	)	PUNCT
framr-1746	141	7	,	,	PUNCT
framr-1746	141	8	1040	1040	NUM
framr-1746	141	9	-	-	SYM
framr-1746	141	10	1044	1044	NUM
framr-1746	141	11	.	.	PUNCT
framr-1746	142	1	farrell	farrell	PROPN
framr-1746	142	2	,	,	PUNCT
framr-1746	142	3	m.	m.	PROPN
framr-1746	142	4	j.	j.	PROPN
framr-1746	142	5	(	(	PUNCT
framr-1746	142	6	1957	1957	NUM
framr-1746	142	7	)	)	PUNCT
framr-1746	142	8	.	.	PUNCT
framr-1746	143	1	the	the	DET
framr-1746	143	2	measurement	measurement	NOUN
framr-1746	143	3	of	of	ADP
framr-1746	143	4	productive	productive	ADJ
framr-1746	143	5	efficiency	efficiency	NOUN
framr-1746	143	6	.	.	PUNCT
framr-1746	144	1	journal	journal	NOUN
framr-1746	144	2	of	of	ADP
framr-1746	144	3	the	the	DET
framr-1746	144	4	royal	royal	ADJ
framr-1746	144	5	statistical	statistical	ADJ
framr-1746	144	6	society	society	NOUN
framr-1746	144	7	:	:	PUNCT
framr-1746	144	8	series	series	PROPN
framr-1746	144	9	a	a	PRON
framr-1746	144	10	(	(	PUNCT
framr-1746	144	11	general	general	ADJ
framr-1746	144	12	)	)	PUNCT
framr-1746	144	13	,	,	PUNCT
framr-1746	144	14	120(3	120(3	NUM
framr-1746	144	15	)	)	PUNCT
framr-1746	144	16	,	,	PUNCT
framr-1746	144	17	253	253	NUM
framr-1746	144	18	-	-	SYM
framr-1746	144	19	281	281	NUM
framr-1746	144	20	.	.	PUNCT
framr-1746	145	1	feng	feng	PROPN
framr-1746	145	2	,	,	PUNCT
framr-1746	145	3	y.	y.	PROPN
framr-1746	145	4	(	(	PUNCT
framr-1746	145	5	2020	2020	NUM
framr-1746	145	6	)	)	PUNCT
framr-1746	145	7	.	.	PUNCT
framr-1746	146	1	the	the	DET
framr-1746	146	2	efficiency	efficiency	NOUN
framr-1746	146	3	analysis	analysis	NOUN
framr-1746	146	4	of	of	ADP
framr-1746	146	5	my	my	PRON
framr-1746	146	6	country	country	NOUN
framr-1746	146	7	's	's	PART
framr-1746	146	8	listed	list	VERB
framr-1746	146	9	commercial	commercial	ADJ
framr-1746	146	10	banks	bank	NOUN
framr-1746	146	11	based	base	VERB
framr-1746	146	12	on	on	ADP
framr-1746	146	13	data	datum	NOUN
framr-1746	146	14	envelopment	envelopment	ADJ
framr-1746	146	15	method	method	NOUN
framr-1746	146	16	.	.	PUNCT
framr-1746	146	17	time	time	NOUN
framr-1746	146	18	finance	finance	NOUN
framr-1746	146	19	,	,	PUNCT
framr-1746	146	20	2020(16	2020(16	NUM
framr-1746	146	21	)	)	PUNCT
framr-1746	146	22	,	,	PUNCT
framr-1746	146	23	65	65	NUM
framr-1746	146	24	-	-	SYM
framr-1746	146	25	67	67	NUM
framr-1746	146	26	.	.	PUNCT
framr-1746	147	1	li	li	PROPN
framr-1746	147	2	,	,	PUNCT
framr-1746	147	3	p.	p.	PROPN
framr-1746	147	4	,	,	PUNCT
framr-1746	147	5	&	&	CCONJ
framr-1746	147	6	hu	hu	PROPN
framr-1746	147	7	,	,	PUNCT
framr-1746	147	8	j.	j.	PROPN
framr-1746	147	9	(	(	PUNCT
framr-1746	147	10	2015	2015	NUM
framr-1746	147	11	)	)	PUNCT
framr-1746	147	12	.	.	PUNCT
framr-1746	148	1	the	the	DET
framr-1746	148	2	dynamic	dynamic	ADJ
framr-1746	148	3	evolution	evolution	NOUN
framr-1746	148	4	of	of	ADP
framr-1746	148	5	the	the	DET
framr-1746	148	6	efficiency	efficiency	NOUN
framr-1746	148	7	of	of	ADP
framr-1746	148	8	my	my	PRON
framr-1746	148	9	country	country	NOUN
framr-1746	148	10	's	's	PART
framr-1746	148	11	commercial	commercial	ADJ
framr-1746	148	12	banks	bank	NOUN
framr-1746	148	13	——	——	PUNCT
framr-1746	148	14	based	base	VERB
framr-1746	148	15	on	on	ADP
framr-1746	148	16	the	the	DET
framr-1746	148	17	deamalmquist	deamalmquist	ADJ
framr-1746	148	18	non	non	ADJ
framr-1746	148	19	-	-	ADJ
framr-1746	148	20	parametric	parametric	ADJ
framr-1746	148	21	data	datum	NOUN
framr-1746	148	22	envelopment	envelopment	ADJ
framr-1746	148	23	analysis	analysis	NOUN
framr-1746	148	24	method	method	NOUN
framr-1746	148	25	.	.	PUNCT
framr-1746	149	1	journal	journal	NOUN
framr-1746	149	2	of	of	ADP
framr-1746	149	3	chizhou	chizhou	ADJ
framr-1746	149	4	university	university	NOUN
framr-1746	149	5	,	,	PUNCT
framr-1746	149	6	29(02	29(02	NUM
framr-1746	149	7	)	)	PUNCT
framr-1746	149	8	,	,	PUNCT
framr-1746	149	9	63	63	NUM
framr-1746	149	10	-	-	SYM
framr-1746	149	11	65	65	NUM
framr-1746	149	12	.	.	PUNCT
framr-1746	150	1	yang	yang	PROPN
framr-1746	150	2	,	,	PUNCT
framr-1746	150	3	j.	j.	PROPN
framr-1746	150	4	,	,	PUNCT
framr-1746	150	5	chen	chen	PROPN
framr-1746	150	6	,	,	PUNCT
framr-1746	150	7	y.	y.	PROPN
framr-1746	150	8	,	,	PUNCT
framr-1746	150	9	&	&	CCONJ
framr-1746	150	10	tan	tan	PROPN
framr-1746	150	11	,	,	PUNCT
framr-1746	150	12	c.	c.	PROPN
framr-1746	150	13	(	(	PUNCT
framr-1746	150	14	2020	2020	NUM
framr-1746	150	15	)	)	PUNCT
framr-1746	150	16	.	.	PUNCT
framr-1746	151	1	study	study	NOUN
framr-1746	151	2	on	on	ADP
framr-1746	151	3	the	the	DET
framr-1746	151	4	efficiency	efficiency	NOUN
framr-1746	151	5	evaluation	evaluation	NOUN
framr-1746	151	6	of	of	ADP
framr-1746	151	7	china	china	PROPN
framr-1746	151	8	's	's	PART
framr-1746	151	9	banking	banking	NOUN
framr-1746	151	10	industry	industry	NOUN
framr-1746	151	11	based	base	VERB
framr-1746	151	12	on	on	ADP
framr-1746	151	13	the	the	DET
framr-1746	151	14	measurement	measurement	NOUN
framr-1746	151	15	of	of	ADP
framr-1746	151	16	slack	slack	NOUN
framr-1746	151	17	variables	variable	NOUN
framr-1746	151	18	.	.	PUNCT
framr-1746	152	1	journal	journal	PROPN
framr-1746	152	2	of	of	ADP
framr-1746	152	3	hefei	hefei	PROPN
framr-1746	152	4	university	university	PROPN
framr-1746	152	5	of	of	ADP
framr-1746	152	6	technology	technology	PROPN
framr-1746	152	7	,	,	PUNCT
framr-1746	152	8	43(9	43(9	NUM
framr-1746	152	9	)	)	PUNCT
framr-1746	152	10	,	,	PUNCT
framr-1746	152	11	1281	1281	NUM
framr-1746	152	12	-	-	SYM
framr-1746	152	13	1287	1287	NUM
framr-1746	152	14	.	.	PUNCT
framr-1746	153	1	financial	financial	ADJ
framr-1746	153	2	risk	risk	NOUN
framr-1746	153	3	and	and	CCONJ
framr-1746	153	4	management	management	NOUN
framr-1746	153	5	reviews	review	NOUN
framr-1746	153	6	,	,	PUNCT
framr-1746	153	7	2021	2021	NUM
framr-1746	153	8	,	,	PUNCT
framr-1746	153	9	7(1	7(1	NUM
framr-1746	153	10	):	):	PUNCT
framr-1746	153	11	60	60	NUM
framr-1746	153	12	-	-	SYM
framr-1746	153	13	66	66	NUM
framr-1746	153	14	66	66	NUM
framr-1746	153	15	©	©	PROPN
framr-1746	153	16	2021	2021	NUM
framr-1746	153	17	conscientia	conscientia	PROPN
framr-1746	153	18	beam	beam	PROPN
framr-1746	153	19	.	.	PUNCT
framr-1746	154	1	all	all	DET
framr-1746	154	2	rights	right	NOUN
framr-1746	154	3	reserved	reserve	VERB
framr-1746	154	4	.	.	PUNCT
framr-1746	155	1	yu	yu	PROPN
framr-1746	155	2	-	-	PROPN
framr-1746	155	3	dan	dan	PROPN
framr-1746	155	4	,	,	PUNCT
framr-1746	155	5	x.	x.	NOUN
framr-1746	155	6	(	(	PUNCT
framr-1746	155	7	2018	2018	NUM
framr-1746	155	8	)	)	PUNCT
framr-1746	155	9	.	.	PUNCT
framr-1746	156	1	efficiency	efficiency	NOUN
framr-1746	156	2	comparison	comparison	NOUN
framr-1746	156	3	of	of	ADP
framr-1746	156	4	chinese	chinese	ADJ
framr-1746	156	5	and	and	CCONJ
framr-1746	156	6	foreign	foreign	ADJ
framr-1746	156	7	commercial	commercial	ADJ
framr-1746	156	8	banks	bank	NOUN
framr-1746	156	9	based	base	VERB
framr-1746	156	10	on	on	ADP
framr-1746	156	11	dea	dea	PROPN
framr-1746	156	12	model	model	PROPN
framr-1746	156	13	.	.	PUNCT
framr-1746	157	1	journal	journal	PROPN
framr-1746	157	2	of	of	ADP
framr-1746	157	3	hubei	hubei	PROPN
framr-1746	157	4	university	university	PROPN
framr-1746	157	5	of	of	ADP
framr-1746	157	6	economics	economic	NOUN
framr-1746	157	7	,	,	PUNCT
framr-1746	157	8	16(5	16(5	NUM
framr-1746	157	9	)	)	PUNCT
framr-1746	157	10	,	,	PUNCT
framr-1746	157	11	46	46	NUM
framr-1746	157	12	-	-	SYM
framr-1746	157	13	52	52	NUM
framr-1746	157	14	.	.	PUNCT
framr-1746	158	1	zhang	zhang	PROPN
framr-1746	158	2	,	,	PUNCT
framr-1746	158	3	t.	t.	PROPN
framr-1746	158	4	,	,	PUNCT
framr-1746	158	5	&	&	CCONJ
framr-1746	158	6	lei	lei	PROPN
framr-1746	158	7	,	,	PUNCT
framr-1746	158	8	c.	c.	NOUN
framr-1746	158	9	(	(	PUNCT
framr-1746	158	10	2019	2019	NUM
framr-1746	158	11	)	)	PUNCT
framr-1746	158	12	.	.	PUNCT
framr-1746	159	1	an	an	DET
framr-1746	159	2	empirical	empirical	ADJ
framr-1746	159	3	analysis	analysis	NOUN
framr-1746	159	4	of	of	ADP
framr-1746	159	5	the	the	DET
framr-1746	159	6	measurement	measurement	NOUN
framr-1746	159	7	of	of	ADP
framr-1746	159	8	the	the	DET
framr-1746	159	9	efficiency	efficiency	NOUN
framr-1746	159	10	of	of	ADP
framr-1746	159	11	my	my	PRON
framr-1746	159	12	country	country	NOUN
framr-1746	159	13	's	's	PART
framr-1746	159	14	commercial	commercial	ADJ
framr-1746	159	15	banks	bank	NOUN
framr-1746	159	16	and	and	CCONJ
framr-1746	159	17	its	its	PRON
framr-1746	159	18	influencing	influence	VERB
framr-1746	159	19	factors	factor	NOUN
framr-1746	159	20	-	-	PUNCT
framr-1746	159	21	based	base	VERB
framr-1746	159	22	on	on	ADP
framr-1746	159	23	the	the	DET
framr-1746	159	24	panel	panel	NOUN
framr-1746	159	25	data	datum	NOUN
framr-1746	159	26	of	of	ADP
framr-1746	159	27	15	15	NUM
framr-1746	159	28	banks	bank	NOUN
framr-1746	159	29	.	.	PUNCT
framr-1746	160	1	journal	journal	PROPN
framr-1746	160	2	of	of	ADP
framr-1746	160	3	xi'an	xi'an	PROPN
framr-1746	160	4	university	university	PROPN
framr-1746	160	5	of	of	ADP
framr-1746	160	6	finance	finance	NOUN
framr-1746	160	7	and	and	CCONJ
framr-1746	160	8	economics	economic	NOUN
framr-1746	160	9	,	,	PUNCT
framr-1746	160	10	32(04	32(04	NUM
framr-1746	160	11	)	)	PUNCT
framr-1746	160	12	,	,	PUNCT
framr-1746	160	13	7581	7581	NUM
framr-1746	160	14	.	.	PUNCT
framr-1746	161	1	zhao	zhao	PROPN
framr-1746	161	2	,	,	PUNCT
framr-1746	161	3	f.	f.	PROPN
framr-1746	161	4	,	,	PUNCT
framr-1746	161	5	&	&	CCONJ
framr-1746	161	6	zhao	zhao	PROPN
framr-1746	161	7	,	,	PUNCT
framr-1746	161	8	j.	j.	PROPN
framr-1746	161	9	(	(	PUNCT
framr-1746	161	10	2021	2021	NUM
framr-1746	161	11	)	)	PUNCT
framr-1746	161	12	.	.	PUNCT
framr-1746	162	1	using	use	VERB
framr-1746	162	2	the	the	DET
framr-1746	162	3	dea	dea	PROPN
framr-1746	162	4	model	model	NOUN
framr-1746	162	5	to	to	PART
framr-1746	162	6	analyze	analyze	VERB
framr-1746	162	7	and	and	CCONJ
framr-1746	162	8	countermeasures	countermeasure	NOUN
framr-1746	162	9	to	to	ADP
framr-1746	162	10	the	the	DET
framr-1746	162	11	problems	problem	NOUN
framr-1746	162	12	in	in	ADP
framr-1746	162	13	the	the	DET
framr-1746	162	14	operating	operating	NOUN
framr-1746	162	15	efficiency	efficiency	NOUN
framr-1746	162	16	of	of	ADP
framr-1746	162	17	city	city	NOUN
framr-1746	162	18	commercial	commercial	ADJ
framr-1746	162	19	banks	bank	NOUN
framr-1746	162	20	.	.	PUNCT
framr-1746	163	1	economist	economist	NOUN
framr-1746	163	2	,	,	PUNCT
framr-1746	163	3	2021(05	2021(05	PROPN
framr-1746	163	4	)	)	PUNCT
framr-1746	163	5	,	,	PUNCT
framr-1746	163	6	106	106	NUM
framr-1746	163	7	-	-	SYM
framr-1746	163	8	114	114	NUM
framr-1746	163	9	.	.	PUNCT
framr-1746	164	1	views	view	NOUN
framr-1746	164	2	and	and	CCONJ
framr-1746	164	3	opinions	opinion	NOUN
framr-1746	164	4	expressed	express	VERB
framr-1746	164	5	in	in	ADP
framr-1746	164	6	this	this	DET
framr-1746	164	7	article	article	NOUN
framr-1746	164	8	are	be	AUX
framr-1746	164	9	the	the	DET
framr-1746	164	10	views	view	NOUN
framr-1746	164	11	and	and	CCONJ
framr-1746	164	12	opinions	opinion	NOUN
framr-1746	164	13	of	of	ADP
framr-1746	164	14	the	the	DET
framr-1746	164	15	author(s	author(s	NOUN
framr-1746	164	16	)	)	PUNCT
framr-1746	164	17	,	,	PUNCT
framr-1746	164	18	financial	financial	ADJ
framr-1746	164	19	risk	risk	NOUN
framr-1746	164	20	and	and	CCONJ
framr-1746	164	21	management	management	NOUN
framr-1746	164	22	reviews	review	NOUN
framr-1746	164	23	shall	shall	AUX
framr-1746	164	24	not	not	PART
framr-1746	164	25	be	be	AUX
framr-1746	164	26	responsible	responsible	ADJ
framr-1746	164	27	or	or	CCONJ
framr-1746	164	28	answerable	answerable	ADJ
framr-1746	164	29	for	for	ADP
framr-1746	164	30	any	any	DET
framr-1746	164	31	loss	loss	NOUN
framr-1746	164	32	,	,	PUNCT
framr-1746	164	33	damage	damage	NOUN
framr-1746	164	34	or	or	CCONJ
framr-1746	164	35	liability	liability	NOUN
framr-1746	164	36	etc	etc	X
framr-1746	164	37	.	.	X
framr-1746	165	1	caused	cause	VERB
framr-1746	165	2	in	in	ADP
framr-1746	165	3	relation	relation	NOUN
framr-1746	165	4	to	to	PART
framr-1746	165	5	/	/	PUNCT
framr-1746	165	6	arising	arise	VERB
framr-1746	165	7	out	out	ADP
framr-1746	165	8	of	of	ADP
framr-1746	165	9	the	the	DET
framr-1746	165	10	use	use	NOUN
framr-1746	165	11	of	of	ADP
framr-1746	165	12	the	the	DET
framr-1746	165	13	content	content	NOUN
framr-1746	165	14	.	.	PUNCT