id	keyword
framr-2919	model
framr-2919	risk
framr-2919	energy
framr-2919	regression
framr-2919	credit
framr-2919	research
framr-2919	default
framr-2919	data
framr-2919	retrofitting
framr-2919	creditworthiness
framr-2919	esco
framr-2919	learning