id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3196	Mulholland, Barry S.; Finke, Michael S.	Cognitive ability impact on life insurance lapsation	2023	24	.pdf	application/pdf	12935	503	63	73–96 91 Overall, our results suggest numeracy as a measure cognitive ability is a significant pre- dictor of life insurance policy lapse decisions. Life insurance policies are designed to build cash value early in the life of the policy that pays for the increasing cost of providing a death benefit as the insured ages.	cache/fsr-3196.pdf	txt/fsr-3196.txt