id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3243	Suarez, E. Dante; Suarez, Antonio; Walz, Daniel	The perfect withdrawal amount:: A methodology for creating retirement account distribution strategies	2015	27	.pdf	application/pdf	10623	523	64	(3):9 342 E.D. Suarez et al. / Financial Services Review 24 (2015) 331–357 w� � �Rn (KS � w*) � KE� � �i�2 n �j�i n (1 � rj) (8) where w’ is the new (modified) PWA for the subsequent years, w* is the withdrawal amount being considered for this year, and we leave the expression in the denominator in its explicit form to note that the summation now starts at period 2. For the example above, one would use the same set of (Rn,Sn) pairs to evaluate KE � RnKS � 62,000/Sn, and then tabulate the resulting figures.8 We used this feature to estimate surplus risk in this same scenario using $43,000 as withdrawal amount (which is approximately the cutoff point for the first decile of the PWA distribution).	cache/fsr-3243.pdf	txt/fsr-3243.txt