id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3277	Michelson, Stuart	Vol 24 No 2 From the Editor	2023	2	.pdf	application/pdf	889	42	43	The authors use the 2012 National Financial Capability Study to determine what demographic characteristics are associated with individuals that use financial advisers and whether financial advisers have any impact on the financial literacy of their clients. They find a significant increase in the use of financial advisers over the past decade.	cache/fsr-3277.pdf	txt/fsr-3277.txt