id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3395	Rabbani, Abed; Grable, John E.; Woodyard, Ann; Yao, Zheying	Describing investor profiles: A test of the associations among financial knowledge, confidence, and help and information sources	2018	22	.pdf	application/pdf	12003	563	53	It may be that cash value life Table 3 Variables associated with the likelihood of owning different investment assets Stocks Bonds Funds ETFs Annuities CV life Commodities Other Age � � � � Education � � Income � � � Value of investments � � � � � � � � Risk tolerance � � Long-term market confidence � � Confidence in fairness of markets � � � � Over-confidence (knowledge) � � � � Active fee help � � � � � Active free help � Media help � � � Network help � � AFeexOverConf � AFreexOverConf � MediaxOverConf � � NetworksxOverConf � � � � AFeexUnderConf � AFreexUnderConf � NetworksxUnderConf � 224 A. Rabbani et al. / Financial Services Review 27 (2018) 209-230 insurance is used by high income households as a tax-deferral tool. The operationalized models were estimated using the following formula: p � �ea�bdxd�bvxv�brxr�bcxc�boxo�buxu�bhxh�bixi� �1 � ea�bdxd�bvxv�brxr�bcxc�boxo�buxu�bhxh�bixi� (1) where: p � the probability of asset ownership, e � the base of natural logarithms, a � the equation constant, bs � beta coefficients Xs � set of independent variables (d � demographic variables, v � value of investments, r � risk tolerance, c � market confidence, o � over-confidence, u � under-confidence, h � help-seeking sources, i � interactions) 4.	cache/fsr-3395.pdf	txt/fsr-3395.txt