id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3421	Richards, D. W.; Morton, E. F.	Conceptualizing financial advice in Australia: The impact of business models and external stakeholders on client’s best interest practice	2020	26	.pdf	application/pdf	13222	649	50	This is summed up succinctly by this quote: The Corporations Act 2001 defines ‘personal advice’ in Section 766B(3) as financial product advice given or directed to a person (including by electronic means) in circumstances where: the person giving the advice has considered one or more of the client’s objectives, financial situation and needs . . . “General advice” is defined in Section 766B(4) as financial product advice that is not “personal advice.”	cache/fsr-3421.pdf	txt/fsr-3421.txt