id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3428	MacDonald, Noah; Evans, Brent	A theoretical examination of cash-back credit cards and their effect on consumer spending	2020	20	.pdf	application/pdf	9280	486	63	Rewards credit cards offer special incentives to credit card users for initial and contin- ued card use. Thus, for most users, credit cards are used for the convenience they provide or perhaps for some other rea- son, such as to seek credit card rewards.	cache/fsr-3428.pdf	txt/fsr-3428.txt