id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3432	Michelson, Stuart	Vol 28 No 4 Letter from the Editor	2023	2	.pdf	application/pdf	834	40	42	They find that higher financial literacy is associated with less credit card debt. The authors examine the relative strength of the association of financial literacy, attitude towards balancing spending and savings, and financial satisfaction with credit card debt-taking behavior using the 2016 wave of the Household, Income and Labour Dynamics in Australia (HILDA) Survey.	cache/fsr-3432.pdf	txt/fsr-3432.txt