id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3441	Coats, Jennifer; Bajtelsmit, Vickie	Optimism, overconfidence, and insurance decisions	2021	28	.pdf	application/pdf	14516	571	51	Table 7 Classification of risk attitudes, optimism, and overconfidence Percent of participants Percent of females Percent of males Risk seeking 17% 17% 17% Optimism 50% 50% 50% Gross Overconfidence 60% 54% 64% Net overconfidence 67% 63% 69% Table 8 Biases, risk attitude, and gender correlations Gross overconfidence Optimism Net overconfidence Risk seeking Male Gross overconfidence 1 Optimism 0.49*** 1 Net overconfidence 0.65*** �0.35*** 1 Risk seeking 0.08 0.02 0.06 1 Male 0.19 �0.14 0.33*** 0 1 ***Significant at the 99% level. Experiment procedures and design and hypotheses In this section, we first describe the design and procedures used in this laboratory experi- ment, and then explain how this design can be used to test various hypotheses related to the effects of overconfidence and optimism on risk management decisions.	cache/fsr-3441.pdf	txt/fsr-3441.txt