id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3442	Bi, Qianwen; Dean, Lukas R.; Guo, Tao; Sun, Xu	The impact of using financial technology on positive financial behaviors	2021	26	.pdf	application/pdf	15515	619	59	To test how different types of financial technologies affect household financial behaviors, we also use principal component analysis to construct a 30 Q. Bi et al. / Financial Services Review 29 (2021) 29–54 measure of transaction-based technology usage and a measure of planning-based technology usage, respectively. Last, we include a vector of other variables to control for the impact of other factors that are likely to affect household financial behaviors.	cache/fsr-3442.pdf	txt/fsr-3442.txt