id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3447	Michelson, Stuart	Vol 29 No 2 Letter to the Editor	2023	3	.pdf	application/pdf	980	37	38	I remain committed to the goal of making Financial Services Review the best academic jour- nal in individual financial management and personal financial planning. The second article “The Impact of Using Financial Technology on Positive Financial Behaviors” is coauthored by Qianwen Bi, Utah Valley University, Lukas R. Dean, Utah Valley University, Tao Guo, William Paterson University, and Xu Sun, Utah Valley University, The authors use the 2013 Survey of Consumer Finances data to explore the impact of financial technologies on households’ positive financial behaviors.	cache/fsr-3447.pdf	txt/fsr-3447.txt