id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3458	Fraser, Steve P.; Payne, Brian C.; Schatzle, Scott	Enumerating the value of financial advice in a competitive market: a dual structure approach and analysis	2021	19	.pdf	application/pdf	11221	395	61	The ratio of NW to AUM will serve as a proxy for the delta in the IM fee versus financial planning fee in this analysis. By examining Year 1 fees, one can see the break- out of financial planning fees and an IM fee component compared with the single AUM fee.	cache/fsr-3458.pdf	txt/fsr-3458.txt