id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3464	Martin, Terrance; Sam, Janine K.; Gibson, Philip	Financial Literacy to Prevent Poor Borrowing Choices	2021	22	.pdf	application/pdf	11107	429	66	JEL classifications: G4; D14; D12 Keywords: Financial literacy; Retirement plan loans; Retirement planning; High-cost borrowing 1. Financial literacy plays a significant role in explaining why individuals use high-cost lenders and retirement plan loans.	cache/fsr-3464.pdf	txt/fsr-3464.txt