id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3477	Ricaldi, Laura C.; Martin, Terrance K.; Huston, Sandra J.	Financial literacy and its impact on the credit card debt puzzle	2022	18	.pdf	application/pdf	8196	437	56	Regarding specific financial human capital, solvent credit card revolvers have a lower level of financial literacy than convenience users. The determinants of outstanding balances among credit card revolvers.	cache/fsr-3477.pdf	txt/fsr-3477.txt