id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3482	Martin, Terrance	Vol 30 No 3 Letter from the Editor	2023	2	.pdf	application/pdf	723	30	39	Based on the OLS regression results, the author found that households with Black, Hispanic, and Asian respondents had higher financial obligations ratios than oth- erwise similar households with a White respondent. Coauthored by Richard Stebbins and Kyoung Tae Kim at the University of Alabama and Martin Saey at Kansas State University, “Financial professionals and financial well-being: Evidence from the national financial well-being survey” examined the association between fi- nancial professional use and financial well-being using the 2016 National Financial Well- Being Survey.	cache/fsr-3482.pdf	txt/fsr-3482.txt