id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3707	Myers, Phyllis Schiller	Abstracts of Articles on Individual Financial Management	1992	9	.pdf	application/pdf	3191	168	45	The difference between self- selection models a la Leland-Pyle (1977) and market models a la Grossman-Stiglitz (1980) hinges on whether “insiders” behave as oligopolists or as price takers. These patterns indicate that the typical household would choose to maintain a positive fraction of its resources in bequeathable forms, even if insurance markets were perfect.	cache/fsr-3707.pdf	txt/fsr-3707.txt