id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3718	Mandell, Lewis	From the Editor Vol 3 No 1	1993	2	.pdf	application/pdf	783	29	49	They approach it theoretically through a two period model of consumption and also analyze the impact of real income growth with numerical analysis. Consumer borrowing is often justified under the assumption that real income will grow and the relative burden of payback will be diminished.	cache/fsr-3718.pdf	txt/fsr-3718.txt