id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3723	Daniels, Kenneth N.; Murphy , Neil B.; O’Toole , Dennis M.	An Empirical Analysis of the Use of Money Orders, the Payment System of the Poor	1993	7	.pdf	application/pdf	2825	155	63	This s&y e~i~ca~~y investigates the dete~inants of money order usage by ~use~l~. The results of the St&, which utilizes two large national samples, indicate that money orders are clearly an inferior good which have a high probability of being purchased by a low income, young, ethnic minority. Despite this long history and the significant size of the market, money orders remain a forgotten part of the payment system for researchers.	cache/fsr-3723.pdf	txt/fsr-3723.txt