id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3788	Brooks, Robert	Computing Yields on Enhanced CDs	1996	12	.pdf	application/pdf	4847	279	64	For example, Cook and Spellman (1994) develop a theoretical model for CD rates related to the risk of default by the bank as well as third party government guarantees. A second strand of academic research attempts to identify the factors driving changes in CD rates.	cache/fsr-3788.pdf	txt/fsr-3788.txt