id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3803	Lahey, Karen Eilers	From the Editor Vol 6 No 1	1997	2	.pdf	application/pdf	519	22	58	O. Felix Ayadi in his article, Adverse Selection, Search Costs and Sticky Credit Card Rates examines the sensitivity of credit card rates to the costs of funds in the United States. He estimates that credit card rates adjust at a rate of 15 percent per quarter.	cache/fsr-3803.pdf	txt/fsr-3803.txt