id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3808	Ayadi, O. Felix	Adverse Selection, Search Costs and Sticky Credit Card Rates	1997	15	.pdf	application/pdf	7350	442	65	I Adverse Selection, Search Costs and Sticky Credit Card Rates O. Felix Ayadi Several scholars of financial economics observed that during the 1980s, market interest rates declined continuously with little or no impact on credit card rates. This study represents an attempt to determine the sensitivity of credit card rates to the costs of funds in the U.$. economy.	cache/fsr-3808.pdf	txt/fsr-3808.txt