id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-3911	Vora, Premal P.; McGinnis, John D.	The asset allocation decision in retirement: lessons from dollar-cost averaging	2000	17	.pdf	application/pdf	8431	389	57	When stock based consumption is compared to T-bond based consumption over different horizons, a clear pattern emerges. Stock based consumption is always greater than T-bond based consumption regardless of the retirement horizonN. This difference is always statis- tically significant at the 1% level.	cache/fsr-3911.pdf	txt/fsr-3911.txt