id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-4050	Chen, Ying; Asebedo, Sarah D.; Little, Todd D.; Ning, Weihong	From Intention to Adequate Emergency Fund Savings through Fintech Use: Evidence from a Survey Study	2025	28	.pdf	application/pdf	12188	729	47	Standardized Estimates for the Proposed SEM Model (Indirect Effect) Standardized Estimate (SE) 95% CI LL UL Attitudes toward adequate emergency fund savings → Intention to use fintech to save → Saving app use → Aadequate emergency fund savings 0.003 (0.003) -0.002 0.008 Subjective norm → Intention to use fintech to save → Saving app use → Aadequate emergency fund savings -0.003 (0.003) -0.009 0.002 Perceived behavioral control → Intention to use fintech to save → Saving app use → Aadequate emergency fund savings -0.005 (0.005) -0.012 0.003 Attitudes toward adequate emergency fund savings → Intention to use fintech to save → Saving website use → Aadequate emergency fund savings -0.005* (0.003) -0.009 -0.001 The results show that attitudes toward adequate emergency fund savings were negatively associated with the intention to use fintech to save.	cache/fsr-4050.pdf	txt/fsr-4050.txt