id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-4060	Heckman, Stuart; Letkiewicz, Jodi ; Lim, HanNa	Student Willingness to Borrow for Higher Education	2025	19	.pdf	application/pdf	10186	532	52	Student loans: Do college students borrow too much-or not enough? Using college student data from the 2020 Study on Collegiate Financial Wellness, we found that 13% of college students are not willing to borrow to pay for school, 31% are willing to borrow up to $20,000, and 27% are willing to borrow up to $50,000.	cache/fsr-4060.pdf	txt/fsr-4060.txt