id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-4224	Ahamed, AFM Jalal; Jakubowska, Dominika; Pachołek, Bogdan; Dziewanowska, Katarzyna	Exploring factors affecting young adults' financial management behavior: A hybrid PLS-SEM and fsQCA approach	2025	27	.pdf	application/pdf	12567	662	35	Parents model financial behavior, while peers contribute through social learning and normative pressure (Goyal et al., 2023; Gudmunson & Danes, 2011). Prior research (Morris et al., 2023) highlights that financial behavior is shaped by a network of factors, including past experiences and attitudes influenced by knowledge.	cache/fsr-4224.pdf	txt/fsr-4224.txt