id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
fsr-4316	Grable, John	Financial Services Review Masthead	2025	5	.pdf	application/pdf	1814	31	3	Shawn Brayman Financial Planning Research Consultant IMMEDIATE PAST PRESIDENT EDITOR, FINANCIAL SERVICES REVIEW John E. Grable, Ph.D., CFP® University of Georgia DIRECTORS Norah Feng Massey University Aaron Gilbert Auckland University of Technology Matt Goren Brett Danko Education Center Tom Idzorek Morningstar Eun Jin Kwak University of Wisconsin-Green Bay Dan Moisand Moisand Fitzgerald Tamayo Richard Stebbins University of Alabama Tom Warschauer San Diego State University Dave Yeske Golden Gate University Yu (Yulia) Zhang Kansas State University PAST PRESIDENTS Shawn Brayman, 2023-2025 Financial Planning Research Consultant Inga Timmerman, 2020-22 University of North Florida Janine Sam, 2019-20 Shepherd University Swarn Chatterjee, 2018-19 University of Georgia Robert Moreschi, 2016-18 Virginia Military Institute Thomas Coe, 2015-16 Quinnipiac University William Chittenden, 2014-15 Texas State University Lance Palmer, 2013-14 University of Georgia Frank Laatsch, 2012-13 University of Southern Mississippi Brian Boscaljon, 2011-12 Penn State University-Erie Auburn University, Montgomery Vickie Hampton, 2008-09 Texas Tech University Frank Laatsch 2007-08 University of Southern Mississippi Daniel Walz, 2006-07 Trinity University Anne Gleason, 2005-06 College of Charleston Stuart Michelson, 2004-05 Stetson University Grady Perdue, 2003-04 University of Houston-Clear Lake Vickie Bajtelsmit, 2002-03 Colorado State University Karen Eilers Lahey, 2001-02 University of Akron Tom Eyssell, 2000-01 University of Missouri-St. Louis Jill Lynn Vihtelic, 1999-00 Saint Mary’s College Terry Zivney, 1998-99 Ball State University Don Holdren, 1997-98 Marshall University Robert McLeod, 1996-97 University of Alabama Walt Woerheide, 1995-96 The American College Dixie Mills, 1994-95 Illinois State University Ted Veit, 1993-94 Rollins College Mona Gardner, 1992-93 Illinois Wesleyan University Jean L. Heck, 1991-92 Villanova University Frank K. Reilly, 1990-91 University of Notre Dame Lawrence J. Gitman, 1989-90 San Diego State University Travis S. Pritchett, 1988-89 University of South Carolina Tom Potts, 1987-88 Baylor University Robert F. Bohn, 1986-87 Golden Gate University Tom Warschauer, 1985-86 San Diego State University Financial Services Review is the Journal of the Academy of Financial Services Financial Services Review The Journal of Individual Financial Management Vol. 33, No. 2, 2025 Editor John E. Grable, Ph.D., CFP®, University of Georgia Editorial Advisory Board • Vickie Bajtelsmit, Ph.D., Colorado State University (Emeritus) Shawn Brayman, M.E.S., SB Research Consulting Conrad Ciccotello, JD, Ph.D., University of Denver Sherman Hanna, Ph.D., The Ohio State University Tom Potts, Ph.D., CFP ® , Baylor University (Emeritus) Martin Seay, Ph.D., CFP ® , Kansas State University Meir Statman, Ph.D., Santa Clara University Tom Warschauer, Ph.D., CFP ® , San Diego State University (Emeritus) Associate Editors: Swarn Chatterjee, Ph.D., University of Georgia Shinae L. Choi, Ph.D., University of Alabama Lu Fan, Ph.D., CFP ® , University of Georgia Jasmine Fang, Ph.D., Massey University, New Zealand Mark Fedenia, Ph.D., University of Wisconsin Philip Gibson, Ph.D., CFP ® , Winthrop University Stu Heckman, Ph.D., CFP ® , Texas Tech University William W. Jennings, Ph.D., CFA®, U.S. Airforce Academy So-hyun Joo, Ph.D., Ewha Womans University, South Korea Izidin El Kalak, Cardiff University, United Kingdom Thomas Langdon, Ph.D., Roger William University, Bristol, RI Mustafa Nourallah, Ph.D., Centre for Research on Economic Relations, Mid Sweden University, Sweden Lance Palmer, Ph.D., CFP ® , CPA ® , University of Georgia Abed Rabbani, Ph.D., CFP ® , University of Missouri Chris Robinson, Ph.D., York University (Emeritus), Canada Elisabeth Sinnewe, Ph.D., Queensland University of Technology Jerry Stevens, Ph.D., University of Richmond Ning Tang, Ph.D., San Diego State University Inga Timmerman, Ph.D., University of North Florida ISSN Online 1057-0810 Print 1873-5673 CONTENTS Grable, John E., From the Editor, i-ii.	cache/fsr-4316.pdf	txt/fsr-4316.txt