id	sid	eid	entity	type
fsr-3148	1	1	geng deng	PERSON
fsr-3148	1	2	ph.d	ORG
fsr-3148	1	3	cfa	PERSON
fsr-3148	1	4	frma	PERSON
fsr-3148	1	5	tim dulaney	PERSON
fsr-3148	1	6	ph.d	ORG
fsr-3148	1	7	frma	PERSON
fsr-3148	1	8	tim husson	PERSON
fsr-3148	1	9	ph.d	ORG
fsr-3148	1	10	frma	PERSON
fsr-3148	1	11	craig mccann	PERSON
fsr-3148	1	12	ph.d	ORG
fsr-3148	1	13	inc.	ORG
fsr-3148	1	14	3998	CARDINAL
fsr-3148	1	15	250	CARDINAL
fsr-3148	1	16	fairfax	GPE
fsr-3148	1	17	va 22033	DATE
fsr-3148	3	1	the united states	GPE
fsr-3148	5	1	93%	PERCENT
fsr-3148	7	1	2014	DATE
fsr-3148	9	1	1	CARDINAL
fsr-3148	9	2	the late 1980s	DATE
fsr-3148	10	1	fdic	ORG
fsr-3148	15	1	(c. mccann	PERSON
fsr-3148	15	2	23	CARDINAL
fsr-3148	15	3	2014	DATE
fsr-3148	16	1	219–237	CARDINAL
fsr-3148	16	2	2014	DATE
fsr-3148	18	1	sec	ORG
fsr-3148	18	2	the tens of billions of dollars	MONEY
fsr-3148	18	3	annually	DATE
fsr-3148	19	1	the international organization of securities commissions	ORG
fsr-3148	19	2	the united kingdom	GPE
fsr-3148	19	3	55	DATE
fsr-3148	19	4	treasury	ORG
fsr-3148	24	1	1987	DATE
fsr-3148	25	1	cd.5	ORG
fsr-3148	25	2	broughton	PERSON
fsr-3148	25	3	1988	DATE
fsr-3148	26	1	2005	DATE
fsr-3148	30	1	between 3% and 4%	PERCENT
fsr-3148	30	2	as high as 8%	PERCENT
fsr-3148	32	1	fdic	ORG
fsr-3148	33	1	sec	ORG
fsr-3148	33	2	fdic	ORG
fsr-3148	33	3	nyse	ORG
fsr-3148	34	1	1	CARDINAL
fsr-3148	34	2	over 2,000	CARDINAL
fsr-3148	34	3	2	CARDINAL
fsr-3148	34	4	four	CARDINAL
fsr-3148	34	5	3	CARDINAL
fsr-3148	34	6	over 300	CARDINAL
fsr-3148	35	1	220	CARDINAL
fsr-3148	35	2	g. deng et al	PERSON
fsr-3148	35	3	23	CARDINAL
fsr-3148	35	4	2014	DATE
fsr-3148	35	5	219–237	CARDINAL
fsr-3148	37	1	2	CARDINAL
fsr-3148	37	2	2.1	CARDINAL
fsr-3148	38	1	2,072	CARDINAL
fsr-3148	38	2	the past eight	DATE
fsr-3148	38	3	the united states	GPE
fsr-3148	38	4	more than $1,000,000	MONEY
fsr-3148	38	5	bloomberg	ORG
fsr-3148	40	1	as early as 2005	DATE
fsr-3148	40	2	2009	DATE
fsr-3148	40	3	2013	DATE
fsr-3148	41	1	5.8 years	DATE
fsr-3148	42	1	1	CARDINAL
fsr-3148	42	2	$1.3 million	MONEY
fsr-3148	42	3	$16 million	MONEY
fsr-3148	42	4	bank of america	ORG
fsr-3148	42	5	$81.6 million	MONEY
fsr-3148	43	1	bank of america	ORG
fsr-3148	43	2	billion dollar	MONEY
fsr-3148	43	3	february 2008	DATE
fsr-3148	45	1	2	CARDINAL
fsr-3148	46	1	two	CARDINAL
fsr-3148	46	2	jp morgan	ORG
fsr-3148	46	3	indexes.12	GPE
fsr-3148	46	4	jp morgan	ORG
fsr-3148	47	1	more than half	CARDINAL
fsr-3148	47	2	jp morgan	ORG
fsr-3148	47	3	jp morgan	ORG
fsr-3148	48	1	morgan	PERSON
fsr-3148	49	1	1	CARDINAL
fsr-3148	49	2	906 $ 5,827.6	MONEY
fsr-3148	49	3	499 $ 2,607.3	MONEY
fsr-3148	49	4	bank of america	ORG
fsr-3148	49	5	27 $ 2,202.1	MONEY
fsr-3148	49	6	213 $	MONEY
fsr-3148	49	7	1,444.6	MONEY
fsr-3148	49	8	134 $	MONEY
fsr-3148	49	9	896.3	MONEY
fsr-3148	49	10	wells fargo	ORG
fsr-3148	49	11	165 $ 615.6	MONEY
fsr-3148	49	12	23 $ 370.8	MONEY
fsr-3148	49	13	23 $	MONEY
fsr-3148	49	14	bmo harris	PERSON
fsr-3148	49	15	30 $ 161.3	MONEY
fsr-3148	49	16	52 $ 263.0	MONEY
fsr-3148	49	17	2,072 $14,672.0	MONEY
fsr-3148	49	18	g. deng et al	PERSON
fsr-3148	49	19	23	CARDINAL
fsr-3148	49	20	2014	DATE
fsr-3148	49	21	219–237	CARDINAL
fsr-3148	49	22	2.2	MONEY
fsr-3148	50	1	the united states	GPE
fsr-3148	52	1	wells fargo	ORG
fsr-3148	53	1	section 4	LAW
fsr-3148	56	1	fdic	ORG
fsr-3148	57	1	nyse	ORG
fsr-3148	57	2	401	CARDINAL
fsr-3148	57	3	405	CARDINAL
fsr-3148	61	1	fdic	ORG
fsr-3148	61	2	no more than 75	CARDINAL
fsr-3148	61	3	fdic.17	ORG
fsr-3148	62	1	fdic	ORG
fsr-3148	63	1	2	CARDINAL
fsr-3148	63	2	1,293 $ 9,346.5	MONEY
fsr-3148	64	1	1,924.1	MONEY
fsr-3148	64	2	jp morgan etf efficiente	ORG
fsr-3148	64	3	5	CARDINAL
fsr-3148	64	4	111 $ 942.8	MONEY
fsr-3148	64	5	136 $ 913.3	MONEY
fsr-3148	64	6	34 $ 260.7	MONEY
fsr-3148	64	7	26 $ 204.2	MONEY
fsr-3148	64	8	russell 2000	ORG
fsr-3148	64	9	37 $ 135.6	MONEY
fsr-3148	64	10	225 $	MONEY
fsr-3148	64	11	944.7	MONEY
fsr-3148	64	12	2,072 $14,672.0	MONEY
fsr-3148	64	13	222	CARDINAL
fsr-3148	64	14	g. deng et al	PERSON
fsr-3148	64	15	23	CARDINAL
fsr-3148	64	16	2014	DATE
fsr-3148	65	1	219–237	CARDINAL
fsr-3148	66	1	3	CARDINAL
fsr-3148	67	1	1973	DATE
fsr-3148	67	2	merton, 1973	DATE
fsr-3148	67	3	2003	DATE
fsr-3148	68	1	bloomberg	ORG
fsr-3148	72	1	1	CARDINAL
fsr-3148	72	2	fdic	ORG
fsr-3148	72	3	between may 2009	DATE
fsr-3148	72	4	march 2013.18	DATE
fsr-3148	72	5	under $100,000	MONEY
fsr-3148	72	6	fdic	ORG
fsr-3148	72	7	only two	CARDINAL
fsr-3148	72	8	fdic	ORG
fsr-3148	73	1	the federal reserve board	ORG
fsr-3148	73	2	fdic	ORG
fsr-3148	73	3	50	CARDINAL
fsr-3148	74	1	five-year	DATE
fsr-3148	74	2	1	CARDINAL
fsr-3148	74	3	fdic	ORG
fsr-3148	74	4	fig	ORG
fsr-3148	75	1	1	CARDINAL
fsr-3148	75	2	five year	DATE
fsr-3148	76	1	223	CARDINAL
fsr-3148	76	2	g. deng et al	PERSON
fsr-3148	76	3	23	CARDINAL
fsr-3148	76	4	2014	DATE
fsr-3148	76	5	219–237	CARDINAL
fsr-3148	76	6	3.1	MONEY
fsr-3148	78	1	fdic	ORG
fsr-3148	78	2	the spring of 2012	DATE
fsr-3148	78	3	section 4	DATE
fsr-3148	80	1	fdic	ORG
fsr-3148	80	2	more than one	CARDINAL
fsr-3148	80	3	fdic	ORG
fsr-3148	81	1	fdic insurance	ORG
fsr-3148	81	2	fdic	ORG
fsr-3148	82	1	3.2	CARDINAL
fsr-3148	89	1	4.	CARDINAL
fsr-3148	89	2	four	CARDINAL
fsr-3148	89	3	four	CARDINAL
fsr-3148	95	1	25 to 85	DATE
fsr-3148	96	1	224	CARDINAL
fsr-3148	96	2	g. deng et al	PERSON
fsr-3148	96	3	23	CARDINAL
fsr-3148	96	4	2014	DATE
fsr-3148	97	1	219–237	CARDINAL
fsr-3148	97	2	4.1	MONEY
fsr-3148	102	1	zero	CARDINAL
fsr-3148	103	1	zero	CARDINAL
fsr-3148	104	1	one	CARDINAL
fsr-3148	104	2	two	CARDINAL
fsr-3148	107	1	european	NORP
fsr-3148	110	1	barclays bank	ORG
fsr-3148	110	2	delaware	GPE
fsr-3148	110	3	february 29, 2012	DATE
fsr-3148	110	4	february 28, 2019	DATE
fsr-3148	111	1	2,915,000	MONEY
fsr-3148	112	1	10	CARDINAL
fsr-3148	113	1	barclays	ORG
fsr-3148	113	2	annually	DATE
fsr-3148	113	3	25%	PERCENT
fsr-3148	113	4	between 6.5% and 9.5%	PERCENT
fsr-3148	113	5	0%	PERCENT
fsr-3148	114	1	8%	PERCENT
fsr-3148	114	2	approximately $933.79	MONEY
fsr-3148	114	3	1,000	MONEY
fsr-3148	114	4	91%	PERCENT
fsr-3148	114	5	two-thirds	CARDINAL
fsr-3148	115	1	february 29, 2012	DATE
fsr-3148	115	2	4,241,000	MONEY
fsr-3148	115	3	48123y6g6	CARDINAL
fsr-3148	116	1	at least 6%	PERCENT
fsr-3148	116	2	annually	DATE
fsr-3148	116	3	0.25%	PERCENT
fsr-3148	117	1	30%	PERCENT
fsr-3148	118	1	seven years	DATE
fsr-3148	118	2	february 28, 2019	DATE
fsr-3148	119	1	6%	PERCENT
fsr-3148	119	2	jp morgan	ORG
fsr-3148	119	3	933.88	MONEY
fsr-3148	119	4	1,000	MONEY
fsr-3148	119	5	91%	PERCENT
fsr-3148	120	1	80%	PERCENT
fsr-3148	122	1	fig	ORG
fsr-3148	123	1	2	CARDINAL
fsr-3148	124	1	4.2	CARDINAL
fsr-3148	125	1	second	ORDINAL
fsr-3148	126	1	several 225	CARDINAL
fsr-3148	126	2	g. deng et al	PERSON
fsr-3148	126	3	23	CARDINAL
fsr-3148	126	4	2014	DATE
fsr-3148	126	5	219–237	CARDINAL
fsr-3148	128	1	0%	PERCENT
fsr-3148	129	1	one	CARDINAL
fsr-3148	130	1	2003	DATE
fsr-3148	131	1	hsieh	PERSON
fsr-3148	131	2	chiu	PERSON
fsr-3148	131	3	2007	DATE
fsr-3148	131	4	1	CARDINAL
fsr-3148	131	5	1	CARDINAL
fsr-3148	131	6	2	CARDINAL
fsr-3148	131	7	1	CARDINAL
fsr-3148	132	1	hsieh	PERSON
fsr-3148	132	2	chiu	PERSON
fsr-3148	132	3	2007	DATE
fsr-3148	133	1	fdic	ORG
fsr-3148	134	1	fdic insurance	ORG
fsr-3148	136	1	1	CARDINAL
fsr-3148	137	1	2	CARDINAL
fsr-3148	137	2	48123y6g6	CARDINAL
fsr-3148	137	3	06740arx9	TIME
fsr-3148	138	1	226	CARDINAL
fsr-3148	138	2	g. deng et al	PERSON
fsr-3148	138	3	23	CARDINAL
fsr-3148	138	4	2014	DATE
fsr-3148	138	5	219–237	CARDINAL
fsr-3148	139	1	3	CARDINAL
fsr-3148	140	1	october 27, 2015	DATE
fsr-3148	140	2	october 2010	DATE
fsr-3148	140	3	06740amd8	CARDINAL
fsr-3148	141	1	quarterly	DATE
fsr-3148	141	2	between 3% and 5%	PERCENT
fsr-3148	141	3	between 0.25% and 1.00%	PERCENT
fsr-3148	142	1	october 22, 2010	DATE
fsr-3148	142	2	october 27, 2015	DATE
fsr-3148	144	1	quarterly	DATE
fsr-3148	145	1	10%	PERCENT
fsr-3148	145	2	two years	DATE
fsr-3148	145	3	3%	PERCENT
fsr-3148	145	4	eight quarters	DATE
fsr-3148	146	1	24%	PERCENT
fsr-3148	146	2	the next quarter	DATE
fsr-3148	146	3	quarterly	DATE
fsr-3148	146	4	this nine quarter	DATE
fsr-3148	146	5	zero	CARDINAL
fsr-3148	146	6	60%	PERCENT
fsr-3148	147	1	4%	PERCENT
fsr-3148	147	2	0.625%	PERCENT
fsr-3148	147	3	976.46	MONEY
fsr-3148	147	4	1,000	MONEY
fsr-3148	148	1	97.2%	PERCENT
fsr-3148	148	2	2%	PERCENT
fsr-3148	149	1	fdic	ORG
fsr-3148	149	2	1.66%	PERCENT
fsr-3148	149	3	95%	PERCENT
fsr-3148	150	1	between 0.25% and 1.00%	PERCENT
fsr-3148	151	1	25 year old	DATE
fsr-3148	152	1	3	CARDINAL
fsr-3148	153	1	4.3	CARDINAL
fsr-3148	153	2	asian	NORP
fsr-3148	153	3	third	ORDINAL
fsr-3148	153	4	asian	NORP
fsr-3148	154	1	li	PERSON
fsr-3148	155	1	4	CARDINAL
fsr-3148	155	2	227	CARDINAL
fsr-3148	155	3	g. deng et al	PERSON
fsr-3148	155	4	23	CARDINAL
fsr-3148	155	5	2014	DATE
fsr-3148	156	1	219–237	CARDINAL
fsr-3148	156	2	l0	ORG
fsr-3148	157	1	5	CARDINAL
fsr-3148	158	1	december 23, 2010	DATE
fsr-3148	158	2	13,235,000	MONEY
fsr-3148	158	3	december 20, 2016	DATE
fsr-3148	159	1	8%	PERCENT
fsr-3148	159	2	30%	PERCENT
fsr-3148	160	1	quarterly	DATE
fsr-3148	160	2	24	CARDINAL
fsr-3148	161	1	approximately $932.46	MONEY
fsr-3148	161	2	december 2010	DATE
fsr-3148	161	3	96%	PERCENT
fsr-3148	162	1	asian	NORP
fsr-3148	162	2	european	NORP
fsr-3148	163	1	2010	DATE
fsr-3148	165	1	3	CARDINAL
fsr-3148	165	2	06740amd8	CARDINAL
fsr-3148	166	1	228	CARDINAL
fsr-3148	166	2	g. deng et al	PERSON
fsr-3148	166	3	23	CARDINAL
fsr-3148	166	4	2014	DATE
fsr-3148	167	1	219–237	CARDINAL
fsr-3148	169	1	4.4	CARDINAL
fsr-3148	170	1	note.26	ORG
fsr-3148	175	1	max	PERSON
fsr-3148	175	2	6	CARDINAL
fsr-3148	176	1	6	CARDINAL
fsr-3148	179	1	6	CARDINAL
fsr-3148	179	2	european	NORP
fsr-3148	180	1	c(k	LOC
fsr-3148	180	2	european	NORP
fsr-3148	180	3	1	CARDINAL
fsr-3148	180	4	7	CARDINAL
fsr-3148	181	1	citibank	ORG
fsr-3148	181	2	n.a.	GPE
fsr-3148	181	3	january 29, 2016	DATE
fsr-3148	181	4	172986bf7	CARDINAL
fsr-3148	182	1	january 26, 2010	DATE
fsr-3148	182	2	january 29, 2010	DATE
fsr-3148	183	1	six-year	DATE
fsr-3148	183	2	41%	PERCENT
fsr-3148	183	3	5.89%	PERCENT
fsr-3148	183	4	annual	DATE
fsr-3148	183	5	0%	PERCENT
fsr-3148	184	1	1,952,000	MONEY
fsr-3148	185	1	citibank	ORG
fsr-3148	185	2	3.18%	PERCENT
fsr-3148	185	3	2.4%	PERCENT
fsr-3148	185	4	2.44%.27	CARDINAL
fsr-3148	185	5	75	CARDINAL
fsr-3148	185	6	fdic	ORG
fsr-3148	186	1	229	CARDINAL
fsr-3148	186	2	g. deng et al	PERSON
fsr-3148	186	3	23	CARDINAL
fsr-3148	186	4	2014	DATE
fsr-3148	187	1	219–237 $938.67	MONEY
fsr-3148	187	2	1,000	MONEY
fsr-3148	187	3	citibank	ORG
fsr-3148	188	1	roughly 95%	PERCENT
fsr-3148	188	2	58%	PERCENT
fsr-3148	188	3	citibank	ORG
fsr-3148	188	4	20%	PERCENT
fsr-3148	190	1	4	CARDINAL
fsr-3148	192	1	zero	CARDINAL
fsr-3148	193	1	4.5	CARDINAL
fsr-3148	196	1	years	DATE
fsr-3148	200	1	4	CARDINAL
fsr-3148	200	2	172986bf7	CARDINAL
fsr-3148	201	1	230	CARDINAL
fsr-3148	201	2	g. deng et al	PERSON
fsr-3148	201	3	23	CARDINAL
fsr-3148	201	4	2014	DATE
fsr-3148	202	1	219–237	CARDINAL
fsr-3148	202	2	2000	CARDINAL
fsr-3148	203	1	monte carlo	PERSON
fsr-3148	203	2	each year	DATE
fsr-3148	204	1	ages	DATE
fsr-3148	204	2	fig	ORG
fsr-3148	205	1	5	CARDINAL
fsr-3148	205	2	four	CARDINAL
fsr-3148	207	1	5	CARDINAL
fsr-3148	207	2	approximately $96.55	MONEY
fsr-3148	207	3	25 year old	DATE
fsr-3148	208	1	85 year old	DATE
fsr-3148	208	2	approximately $95.47	MONEY
fsr-3148	208	3	110	CARDINAL
fsr-3148	210	1	5	CARDINAL
fsr-3148	210	2	100%	PERCENT
fsr-3148	210	3	98.9%	PERCENT
fsr-3148	217	1	5	CARDINAL
fsr-3148	217	2	25 year old	DATE
fsr-3148	218	1	231	CARDINAL
fsr-3148	218	2	g. deng et al	PERSON
fsr-3148	218	3	23	CARDINAL
fsr-3148	218	4	2014	DATE
fsr-3148	219	1	219–237	CARDINAL
fsr-3148	219	2	4.6	MONEY
fsr-3148	220	1	303	CARDINAL
fsr-3148	220	2	$1.8 billion	MONEY
fsr-3148	221	1	roughly 15%	PERCENT
fsr-3148	221	2	12%	PERCENT
fsr-3148	222	1	�93.8 cents	MONEY
fsr-3148	223	1	3	CARDINAL
fsr-3148	225	1	jp morgan.	ORG
fsr-3148	225	2	3	CARDINAL
fsr-3148	226	1	fdic	ORG
fsr-3148	226	2	the week	DATE
fsr-3148	227	1	fdic	GPE
fsr-3148	227	2	linear	ORG
fsr-3148	228	1	4	CARDINAL
fsr-3148	229	1	two	CARDINAL
fsr-3148	230	1	5	CARDINAL
fsr-3148	230	2	two	CARDINAL
fsr-3148	231	1	two	CARDINAL
fsr-3148	234	1	market.33	PERSON
fsr-3148	234	2	3	CARDINAL
fsr-3148	234	3	230 $1,028.0	MONEY
fsr-3148	234	4	92.44%	PERCENT
fsr-3148	234	5	31 $ 308.2	MONEY
fsr-3148	234	6	95.12%	PERCENT
fsr-3148	234	7	28 $ 338.2	MONEY
fsr-3148	234	8	93.28%	PERCENT
fsr-3148	234	9	14 $ 122.1	MONEY
fsr-3148	234	10	97.03%	PERCENT
fsr-3148	234	11	303 $1,796.4	MONEY
fsr-3148	234	12	93.37%	PERCENT
fsr-3148	234	13	1	CARDINAL
fsr-3148	234	14	95%	PERCENT
fsr-3148	235	1	232	CARDINAL
fsr-3148	235	2	g. deng et al	PERSON
fsr-3148	235	3	23	CARDINAL
fsr-3148	235	4	2014	DATE
fsr-3148	236	1	219–237	CARDINAL
fsr-3148	237	1	5	CARDINAL
fsr-3148	238	1	4	CARDINAL
fsr-3148	238	2	jp morgan chase bank	ORG
fsr-3148	238	3	194 $ 787.6	MONEY
fsr-3148	238	4	69%	PERCENT
fsr-3148	238	5	barclays bank	ORG
fsr-3148	238	6	delaware	GPE
fsr-3148	238	7	31 $	MONEY
fsr-3148	238	8	175.3	MONEY
fsr-3148	238	9	65%	PERCENT
fsr-3148	238	10	citibank	ORG
fsr-3148	238	11	3 $ 42.2	MONEY
fsr-3148	238	12	54%	PERCENT
fsr-3148	238	13	1 $ 21.5 86.86%	MONEY
fsr-3148	238	14	66%	PERCENT
fsr-3148	238	15	american national bank	ORG
fsr-3148	238	16	1 $ 1.3	MONEY
fsr-3148	238	17	93.45%	PERCENT
fsr-3148	238	18	66%	PERCENT
fsr-3148	238	19	230 $1,028.0	MONEY
fsr-3148	238	20	68%	PERCENT
fsr-3148	238	21	delaware	GPE
fsr-3148	238	22	12 $	MONEY
fsr-3148	238	23	64.7	MONEY
fsr-3148	238	24	96%	PERCENT
fsr-3148	238	25	11 $ 114.9	MONEY
fsr-3148	238	26	97%	PERCENT
fsr-3148	238	27	5 $	MONEY
fsr-3148	238	28	123.2	MONEY
fsr-3148	238	29	95%	PERCENT
fsr-3148	238	30	morgan chase bank	ORG
fsr-3148	238	31	3 $ 5.4	MONEY
fsr-3148	238	32	98%	PERCENT
fsr-3148	238	33	31 $ 308.2	MONEY
fsr-3148	238	34	96%	PERCENT
fsr-3148	238	35	17 $ 230.6	MONEY
fsr-3148	238	36	94%	PERCENT
fsr-3148	238	37	morgan chase bank	ORG
fsr-3148	238	38	9 $ 26.6	MONEY
fsr-3148	238	39	70%	PERCENT
fsr-3148	238	40	wells fargo bank	ORG
fsr-3148	238	41	1 $ 73.2 92.83%	MONEY
fsr-3148	238	42	99%	PERCENT
fsr-3148	238	43	citibank	ORG
fsr-3148	238	44	1 $ 7.8 84.81%	MONEY
fsr-3148	238	45	53%	PERCENT
fsr-3148	238	46	28 $ 338.2	MONEY
fsr-3148	238	47	93%	PERCENT
fsr-3148	238	48	jp morgan chase	ORG
fsr-3148	238	49	6 $	MONEY
fsr-3148	238	50	54.9	MONEY
fsr-3148	238	51	61%	PERCENT
fsr-3148	238	52	3 $ 25.6 98.65%	MONEY
fsr-3148	238	53	76%	PERCENT
fsr-3148	238	54	barclays bank	ORG
fsr-3148	238	55	delaware	GPE
fsr-3148	238	56	2 $ 16.3 96.83%	MONEY
fsr-3148	238	57	62%	PERCENT
fsr-3148	238	58	citibank	ORG
fsr-3148	238	59	2 $ 24.3 95.67%	MONEY
fsr-3148	238	60	60%	PERCENT
fsr-3148	238	61	wells fargo bank	ORG
fsr-3148	238	62	1 $ 1.0 93.86%	MONEY
fsr-3148	238	63	98%	PERCENT
fsr-3148	238	64	14 $ 122.1	MONEY
fsr-3148	238	65	64%	PERCENT
fsr-3148	238	66	1	CARDINAL
fsr-3148	238	67	95%	PERCENT
fsr-3148	239	1	5	CARDINAL
fsr-3148	239	2	196 $	MONEY
fsr-3148	239	3	805.1	MONEY
fsr-3148	239	4	68%	PERCENT
fsr-3148	239	5	34 $ 222.9	MONEY
fsr-3148	239	6	93.78%a 68%	PERCENT
fsr-3148	239	7	230 $1,028.0	MONEY
fsr-3148	239	8	68%	PERCENT
fsr-3148	239	9	1	CARDINAL
fsr-3148	239	10	95%	PERCENT
fsr-3148	240	1	233	CARDINAL
fsr-3148	240	2	g. deng et al	PERSON
fsr-3148	240	3	23	CARDINAL
fsr-3148	240	4	2014	DATE
fsr-3148	240	5	219–237	CARDINAL
fsr-3148	242	1	1	CARDINAL
fsr-3148	242	2	2	CARDINAL
fsr-3148	242	3	3	CARDINAL
fsr-3148	242	4	4	CARDINAL
fsr-3148	242	5	5	CARDINAL
fsr-3148	245	1	first	ORDINAL
fsr-3148	248	1	as long as 15 years	DATE
fsr-3148	251	1	fdic	ORG
fsr-3148	254	1	fdic insurance	ORG
fsr-3148	256	1	1	CARDINAL
fsr-3148	256	2	bloomberg	ORG
fsr-3148	256	3	bloomberg	ORG
fsr-3148	256	4	2011c	DATE
fsr-3148	256	5	bloomberg	ORG
fsr-3148	256	6	2011d	DATE
fsr-3148	256	7	bloomberg	ORG
fsr-3148	256	8	2011e	DATE
fsr-3148	257	1	2	CARDINAL
fsr-3148	257	2	bloomberg	ORG
fsr-3148	257	3	2011b	DATE
fsr-3148	258	1	3	CARDINAL
fsr-3148	258	2	april 2013	DATE
fsr-3148	259	1	4	CARDINAL
fsr-3148	259	2	henderson	GPE
fsr-3148	259	3	pearson	PERSON
fsr-3148	259	4	2010	DATE
fsr-3148	259	5	deng et al	PERSON
fsr-3148	260	1	2010	DATE
fsr-3148	260	2	deng et al	PERSON
fsr-3148	260	3	2011b	DATE
fsr-3148	260	4	deng et al	PERSON
fsr-3148	260	5	deng et al	PERSON
fsr-3148	261	1	2012	DATE
fsr-3148	262	1	5	CARDINAL
fsr-3148	263	1	6	CARDINAL
fsr-3148	263	2	http://www.sec.gov/answers/equitylinkedcds.html	DATE
fsr-3148	264	1	234	CARDINAL
fsr-3148	264	2	g. deng et al	PERSON
fsr-3148	264	3	23	CARDINAL
fsr-3148	264	4	2014	DATE
fsr-3148	264	5	219–237 7	DATE
fsr-3148	264	6	2012	DATE
fsr-3148	265	1	8	CARDINAL
fsr-3148	265	2	9	CARDINAL
fsr-3148	265	3	nyse	ORG
fsr-3148	265	4	06-12	CARDINAL
fsr-3148	265	5	march 17, 2006	DATE
fsr-3148	266	1	10	CARDINAL
fsr-3148	266	2	march 13, 2013	DATE
fsr-3148	268	1	11	CARDINAL
fsr-3148	268	2	wachovia	ORG
fsr-3148	268	3	wells fargo	ORG
fsr-3148	269	1	12	CARDINAL
fsr-3148	269	2	july 2012	DATE
fsr-3148	269	3	jpmorgan	GPE
fsr-3148	269	4	5	CARDINAL
fsr-3148	269	5	twelve	CARDINAL
fsr-3148	269	6	each month	DATE
fsr-3148	269	7	the previous six months	DATE
fsr-3148	270	1	september 2009	DATE
fsr-3148	270	2	jpmorgan	ORG
fsr-3148	270	3	18	CARDINAL
fsr-3148	270	4	24	CARDINAL
fsr-3148	270	5	s&p	ORG
fsr-3148	272	1	13	CARDINAL
fsr-3148	272	2	wells fargo securities	ORG
fsr-3148	272	3	july 2, 2013	DATE
fsr-3148	273	1	14	CARDINAL
fsr-3148	273	2	edgar database	PERSON
fsr-3148	273	3	424b2	CARDINAL
fsr-3148	273	4	15	CARDINAL
fsr-3148	273	5	http://www.investor.gov/investing-basics/investment-products/	ORG
fsr-3148	274	1	16	CARDINAL
fsr-3148	274	2	nyse	ORG
fsr-3148	274	3	06-12	CARDINAL
fsr-3148	274	4	march 17, 2006	DATE
fsr-3148	275	1	17	CARDINAL
fsr-3148	275	2	fdic	ORG
fsr-3148	275	3	337.6	CARDINAL
fsr-3148	275	4	18	CARDINAL
fsr-3148	276	1	19	CARDINAL
fsr-3148	276	2	five year	DATE
fsr-3148	276	3	eight	CARDINAL
fsr-3148	276	4	bankrate.com data	ORG
fsr-3148	277	1	20	CARDINAL
fsr-3148	277	2	fdic consumer news	ORG
fsr-3148	277	3	spring 2012	DATE
fsr-3148	278	1	21	CARDINAL
fsr-3148	278	2	$100,000 to $250,000	MONEY
fsr-3148	278	3	2008	DATE
fsr-3148	278	4	110-343	MONEY
fsr-3148	279	1	2009	DATE
fsr-3148	279	2	december 31, 2013	DATE
fsr-3148	279	3	111-22	MONEY
fsr-3148	279	4	1	CARDINAL
fsr-3148	280	1	2010	DATE
fsr-3148	280	2	111-203	MONEY
fsr-3148	281	1	22	CARDINAL
fsr-3148	282	1	fdic	ORG
fsr-3148	283	1	fdic	ORG
fsr-3148	283	2	kevin p. murray	PERSON
fsr-3148	283	3	february 27, 2002	DATE
fsr-3148	284	1	23	CARDINAL
fsr-3148	285	1	24	CARDINAL
fsr-3148	285	2	treasury	ORG
fsr-3148	286	1	235	CARDINAL
fsr-3148	286	2	g. deng et al	PERSON
fsr-3148	286	3	23	CARDINAL
fsr-3148	286	4	2014	DATE
fsr-3148	286	5	219–237	CARDINAL
fsr-3148	287	1	february 29, 2012	DATE
fsr-3148	287	2	seven year	DATE
fsr-3148	287	3	higher than	DATE
fsr-3148	287	4	seven year	DATE
fsr-3148	287	5	treasury	ORG
fsr-3148	288	1	25	CARDINAL
fsr-3148	288	2	2	CARDINAL
fsr-3148	288	3	hsieh	PERSON
fsr-3148	288	4	chiu	PERSON
fsr-3148	288	5	2007	DATE
fsr-3148	289	1	26	CARDINAL
fsr-3148	289	2	2005	DATE
fsr-3148	290	1	27	CARDINAL
fsr-3148	290	2	fdic	ORG
fsr-3148	290	3	60 months	DATE
fsr-3148	290	4	weekly	DATE
fsr-3148	291	1	fdic	GPE
fsr-3148	291	2	january 25, 2010	DATE
fsr-3148	291	3	72 month	DATE
fsr-3148	291	4	28	CARDINAL
fsr-3148	291	5	29	CARDINAL
fsr-3148	292	1	25 year old	DATE
fsr-3148	292	2	only 1.1%	PERCENT
fsr-3148	292	3	0.4%	PERCENT
fsr-3148	292	4	0.5%	PERCENT
fsr-3148	292	5	1.5%	PERCENT
fsr-3148	292	6	85 year old	DATE
fsr-3148	293	1	30	CARDINAL
fsr-3148	293	2	31	CARDINAL
fsr-3148	295	1	32	CARDINAL
fsr-3148	297	1	33	CARDINAL
fsr-3148	297	2	bloomberg	ORG
fsr-3148	297	3	2011f	DATE
fsr-3148	298	1	m. (	PERSON
fsr-3148	298	2	1973	DATE
fsr-3148	300	1	81	CARDINAL
fsr-3148	300	2	637–654	CARDINAL
fsr-3148	301	1	bloomberg	ORG
fsr-3148	304	1	bloomberg	ORG
fsr-3148	304	2	6	CARDINAL
fsr-3148	305	1	bloomberg	ORG
fsr-3148	306	1	2011b	DATE
fsr-3148	307	1	david fitzsimmons	PERSON
fsr-3148	308	1	bloomberg	ORG
fsr-3148	308	2	4	CARDINAL
fsr-3148	309	1	bloomberg	ORG
fsr-3148	310	1	2011c	DATE
fsr-3148	311	1	wells fargo’s	ORG
fsr-3148	311	2	ginsburg	GPE
fsr-3148	312	1	bloomberg	ORG
fsr-3148	312	2	4	CARDINAL
fsr-3148	313	1	bloomberg	ORG
fsr-3148	314	1	2011d	DATE
fsr-3148	315	1	stoddart	ORG
fsr-3148	316	1	bloomberg	ORG
fsr-3148	316	2	5	CARDINAL
fsr-3148	317	1	bloomberg	ORG
fsr-3148	318	1	2011e	DATE
fsr-3148	319	1	barclays	ORG
fsr-3148	319	2	wu	PERSON
fsr-3148	319	3	gordon	PERSON
fsr-3148	319	4	latin america	LOC
fsr-3148	320	1	bloomberg	ORG
fsr-3148	320	2	5	CARDINAL
fsr-3148	321	1	bloomberg	ORG
fsr-3148	322	1	2013f	DATE
fsr-3148	323	1	sec	ORG
fsr-3148	324	1	bloomberg	ORG
fsr-3148	325	1	bouzoubaa	GPE
fsr-3148	325	2	m., & osseiran	ORG
fsr-3148	325	3	a.	PERSON
fsr-3148	325	4	2010	DATE
fsr-3148	327	1	wiley	ORG
fsr-3148	328	1	d., & broughton	ORG
fsr-3148	328	2	1988	DATE
fsr-3148	330	1	journal of financial services research	ORG
fsr-3148	330	2	1	CARDINAL
fsr-3148	330	3	335–352	CARDINAL
fsr-3148	331	1	deng, g.	PERSON
fsr-3148	331	2	mccann	GPE
fsr-3148	331	3	2010	DATE
fsr-3148	332	1	jp morgan	ORG
fsr-3148	334	1	deng	PERSON
fsr-3148	334	2	guedj	ORG
fsr-3148	334	3	i.	GPE
fsr-3148	334	4	mallett	PERSON
fsr-3148	334	5	j., & mccann	ORG
fsr-3148	336	1	19	CARDINAL
fsr-3148	336	2	236	CARDINAL
fsr-3148	336	3	g. deng et al	PERSON
fsr-3148	336	4	23	CARDINAL
fsr-3148	336	5	2014	DATE
fsr-3148	336	6	219–237	CARDINAL
fsr-3148	336	7	mallett	PERSON
fsr-3148	336	8	j., & mccann	ORG
fsr-3148	336	9	2011b	DATE
fsr-3148	338	1	4	CARDINAL
fsr-3148	338	2	17	CARDINAL
fsr-3148	338	3	326–340	CARDINAL
fsr-3148	339	1	deng	PERSON
fsr-3148	339	2	dulaney	GPE
fsr-3148	339	3	t., & mccann	ORG
fsr-3148	339	4	2012	DATE
fsr-3148	342	1	edwards	PERSON
fsr-3148	342	2	m., & swidler	ORG
fsr-3148	342	3	s. (2005	ORG
fsr-3148	344	1	14	CARDINAL
fsr-3148	344	2	305–318	CARDINAL
fsr-3148	345	1	2003	DATE
fsr-3148	346	1	monte carlo	PERSON
fsr-3148	347	1	berlin	GPE
fsr-3148	348	1	m.	PERSON
fsr-3148	348	2	2003	DATE
fsr-3148	350	1	university of waterloo	ORG
fsr-3148	351	1	henderson	GPE
fsr-3148	351	2	b., & pearson	ORG
fsr-3148	351	3	2010	DATE
fsr-3148	353	1	the journal of financial economics	ORG
fsr-3148	353	2	100	CARDINAL
fsr-3148	353	3	227–247	CARDINAL
fsr-3148	354	1	hsieh	PERSON
fsr-3148	354	2	m., & chiu	ORG
fsr-3148	354	3	2007	DATE
fsr-3148	355	1	monte carlo	PERSON
fsr-3148	356	1	2007	DATE
fsr-3148	357	1	s., & remolona	ORG
fsr-3148	357	2	1987	DATE
fsr-3148	359	1	federal reserve bank	ORG
fsr-3148	359	2	new york	GPE
fsr-3148	359	3	quarterly	DATE
fsr-3148	359	4	11	CARDINAL
fsr-3148	359	5	9–20	CARDINAL
fsr-3148	360	1	1973	DATE
fsr-3148	362	1	bell journal of economics	ORG
fsr-3148	362	2	4	CARDINAL
fsr-3148	362	3	141–183	CARDINAL
fsr-3148	363	1	robinson	PERSON
fsr-3148	363	2	m.	PERSON
fsr-3148	363	3	2012	DATE
fsr-3148	365	1	bloomberg news	ORG
fsr-3148	365	2	february 7, 2012	DATE
fsr-3148	366	1	237	CARDINAL
fsr-3148	366	2	g. deng et al	PERSON
fsr-3148	366	3	23	CARDINAL
fsr-3148	366	4	2014	DATE
fsr-3148	366	5	219–237	CARDINAL