id	sid	eid	entity	type
fsr-3162	1	1	japan tsung-ming yeha	PERSON
fsr-3162	1	2	kyushu university	ORG
fsr-3162	1	3	744	CARDINAL
fsr-3162	1	4	819	CARDINAL
fsr-3162	1	5	japan	GPE
fsr-3162	1	6	25,000	CARDINAL
fsr-3162	1	7	japanese	NORP
fsr-3162	5	1	2022	CARDINAL
fsr-3162	7	1	jel	ORG
fsr-3162	7	2	g53	ORG
fsr-3162	7	3	1	CARDINAL
fsr-3162	8	1	atkinson	PERSON
fsr-3162	8	2	2011	DATE
fsr-3162	8	3	14	CARDINAL
fsr-3162	8	4	mitchell	PERSON
fsr-3162	8	5	2014	DATE
fsr-3162	8	6	12	CARDINAL
fsr-3162	13	1	yeh@econ.kyushu-u.ac.jp 1057-0810/22/$	PERSON
fsr-3162	13	2	2022	CARDINAL
fsr-3162	15	1	30	CARDINAL
fsr-3162	15	2	2022	CARDINAL
fsr-3162	15	3	297–320	CARDINAL
fsr-3162	16	1	kaiser & menkhoff	ORG
fsr-3162	16	2	2017	DATE
fsr-3162	16	3	2020	DATE
fsr-3162	16	4	2021	DATE
fsr-3162	17	1	one	CARDINAL
fsr-3162	18	1	stoddard	PERSON
fsr-3162	18	2	2020	DATE
fsr-3162	18	3	29-yearolds	DATE
fsr-3162	19	1	2016	DATE
fsr-3162	20	1	gudmunson & danes	ORG
fsr-3162	20	2	2011	DATE
fsr-3162	20	3	hanson & olson	ORG
fsr-3162	20	4	2018	DATE
fsr-3162	20	5	jorgensen et al.	ORG
fsr-3162	20	6	2019	DATE
fsr-3162	22	1	bucciol & veronesi	ORG
fsr-3162	22	2	2014	DATE
fsr-3162	22	3	al.	PERSON
fsr-3162	22	4	2011	DATE
fsr-3162	22	5	sansone et al.	ORG
fsr-3162	22	6	2019	DATE
fsr-3162	25	1	2014	DATE
fsr-3162	27	1	wagner	PERSON
fsr-3162	27	2	2019	DATE
fsr-3162	29	1	fls	ORG
fsr-3162	29	2	2016	DATE
fsr-3162	29	3	japan	GPE
fsr-3162	29	4	central council for financial services	ORG
fsr-3162	29	5	2015	DATE
fsr-3162	30	1	wagner	PERSON
fsr-3162	30	2	2019	DATE
fsr-3162	30	3	two	CARDINAL
fsr-3162	31	1	298 t.-m	DATE
fsr-3162	32	1	yeh	PERSON
fsr-3162	32	2	30	CARDINAL
fsr-3162	32	3	2022	CARDINAL
fsr-3162	33	1	297–320	CARDINAL
fsr-3162	39	1	2005	DATE
fsr-3162	44	1	japanese	NORP
fsr-3162	44	2	the united states	GPE
fsr-3162	44	3	rothwell &	ORG
fsr-3162	44	4	2019	CARDINAL
fsr-3162	45	1	2	CARDINAL
fsr-3162	45	2	2016	DATE
fsr-3162	47	1	three	CARDINAL
fsr-3162	47	2	2016	DATE
fsr-3162	48	1	1	CARDINAL
fsr-3162	49	1	2	CARDINAL
fsr-3162	50	1	3	CARDINAL
fsr-3162	52	1	yeh	PERSON
fsr-3162	52	2	30	CARDINAL
fsr-3162	52	3	2022	CARDINAL
fsr-3162	52	4	297–320	CARDINAL
fsr-3162	52	5	299	CARDINAL
fsr-3162	53	1	gudmunson & danes	ORG
fsr-3162	53	2	2011	DATE
fsr-3162	53	3	hanson & olson	ORG
fsr-3162	53	4	2018	DATE
fsr-3162	53	5	jorgensen et al.	ORG
fsr-3162	53	6	2019	DATE
fsr-3162	57	1	frisancho	PERSON
fsr-3162	57	2	2018	DATE
fsr-3162	57	3	6;24 months	DATE
fsr-3162	59	1	2020	DATE
fsr-3162	59	2	the united states	GPE
fsr-3162	61	1	fernandes et al	PERSON
fsr-3162	62	1	2014	DATE
fsr-3162	62	2	15	CARDINAL
fsr-3162	62	3	up to 2013	DATE
fsr-3162	63	1	miller	ORG
fsr-3162	63	2	2015	CARDINAL
fsr-3162	63	3	rct	ORG
fsr-3162	63	4	2013	DATE
fsr-3162	65	1	2020	DATE
fsr-3162	65	2	18	CARDINAL
fsr-3162	65	3	up to 2019	CARDINAL
fsr-3162	67	1	2021	CARDINAL
fsr-3162	67	2	76	CARDINAL
fsr-3162	67	3	2019	DATE
fsr-3162	68	1	two	CARDINAL
fsr-3162	70	1	kaiser	ORG
fsr-3162	70	2	2017, 2020	DATE
fsr-3162	72	1	37	CARDINAL
fsr-3162	72	2	2020	DATE
fsr-3162	72	3	19	CARDINAL
fsr-3162	72	4	18	CARDINAL
fsr-3162	75	1	one	CARDINAL
fsr-3162	75	2	u.s.	GPE
fsr-3162	76	1	29	CARDINAL
fsr-3162	76	2	between 1957 and 1985	DATE
fsr-3162	77	1	bernheim et al	PERSON
fsr-3162	78	1	2001	DATE
fsr-3162	78	2	1995	DATE
fsr-3162	79	1	cole et al	PERSON
fsr-3162	80	1	2016	CARDINAL
fsr-3162	80	2	300 t.-m	DATE
fsr-3162	81	1	yeh	PERSON
fsr-3162	81	2	30	CARDINAL
fsr-3162	81	3	2022	CARDINAL
fsr-3162	82	1	297–320	CARDINAL
fsr-3162	84	1	2020	DATE
fsr-3162	84	2	payday	DATE
fsr-3162	84	3	harvey, 2019a	ORG
fsr-3162	84	4	harvey	GPE
fsr-3162	84	5	2019b	DATE
fsr-3162	85	1	burke et al	PERSON
fsr-3162	85	2	2020	DATE
fsr-3162	91	1	ashby et al	PERSON
fsr-3162	92	1	2011	DATE
fsr-3162	92	2	the united kingdom	GPE
fsr-3162	92	3	age 16	DATE
fsr-3162	94	1	sansone et al	PERSON
fsr-3162	95	1	2019	DATE
fsr-3162	95	2	dutch	NORP
fsr-3162	95	3	between 8 and 12 years of age	DATE
fsr-3162	95	4	between 12 and 16	CARDINAL
fsr-3162	96	1	al	ORG
fsr-3162	96	2	2011	DATE
fsr-3162	96	3	american	NORP
fsr-3162	97	1	bucciol	PERSON
fsr-3162	97	2	2014	DATE
fsr-3162	97	3	dutch	NORP
fsr-3162	98	1	many years ago	DATE
fsr-3162	99	1	japanese	NORP
fsr-3162	100	1	2.1	CARDINAL
fsr-3162	101	1	japan	GPE
fsr-3162	101	2	japanese	NORP
fsr-3162	101	3	1951	DATE
fsr-3162	102	1	yeh	PERSON
fsr-3162	102	2	30	CARDINAL
fsr-3162	102	3	2022	CARDINAL
fsr-3162	103	1	297–320	CARDINAL
fsr-3162	103	2	2016	DATE
fsr-3162	104	1	2006	DATE
fsr-3162	104	2	the ministry of education	ORG
fsr-3162	104	3	oecd	ORG
fsr-3162	104	4	2013	DATE
fsr-3162	105	1	japan	GPE
fsr-3162	105	2	2011	DATE
fsr-3162	105	3	2012	DATE
fsr-3162	105	4	2013	DATE
fsr-3162	106	1	april 2022	DATE
fsr-3162	107	1	hours	TIME
fsr-3162	108	1	japanese	NORP
fsr-3162	108	2	2013 to 2014	DATE
fsr-3162	108	3	hours	TIME
fsr-3162	108	4	40%	PERCENT
fsr-3162	108	5	2014	DATE
fsr-3162	110	1	oecd	ORG
fsr-3162	110	2	2013	DATE
fsr-3162	111	1	3	CARDINAL
fsr-3162	112	1	japan	GPE
fsr-3162	112	2	central council for financial services	ORG
fsr-3162	112	3	2015	DATE
fsr-3162	112	4	japanese	NORP
fsr-3162	113	1	25,000	CARDINAL
fsr-3162	113	2	japan	GPE
fsr-3162	114	1	1	CARDINAL
fsr-3162	115	1	48.7 years	DATE
fsr-3162	115	2	18 to 79 years	DATE
fsr-3162	116	1	half	CARDINAL
fsr-3162	117	1	32.2%	PERCENT
fsr-3162	117	2	20.9%	PERCENT
fsr-3162	117	3	15.6%	PERCENT
fsr-3162	117	4	14%	PERCENT
fsr-3162	117	5	7%	PERCENT
fsr-3162	117	6	4.9%	PERCENT
fsr-3162	117	7	3.5%	PERCENT
fsr-3162	118	1	38.6%	PERCENT
fsr-3162	118	2	32.4%	PERCENT
fsr-3162	118	3	2-year	DATE
fsr-3162	118	4	11.29%	PERCENT
fsr-3162	118	5	10.5%	PERCENT
fsr-3162	118	6	only 4.2%	PERCENT
fsr-3162	119	1	2.5–5 million yen	MONEY
fsr-3162	119	2	annually	DATE
fsr-3162	119	3	28.9%	PERCENT
fsr-3162	119	4	5–7.5 million yen	MONEY
fsr-3162	119	5	16.6%	PERCENT
fsr-3162	119	6	up to	MONEY
fsr-3162	119	7	2.5 million yen	MONEY
fsr-3162	119	8	15.7%	PERCENT
fsr-3162	120	1	only 6.7%	PERCENT
fsr-3162	120	2	more than 10 million yen	MONEY
fsr-3162	120	3	approximately $91,116	MONEY
fsr-3162	120	4	january 2020	DATE
fsr-3162	121	1	3.1	CARDINAL
fsr-3162	121	2	two	CARDINAL
fsr-3162	121	3	fls	ORG
fsr-3162	122	1	one	CARDINAL
fsr-3162	122	2	19.8%	PERCENT
fsr-3162	122	3	302 t.-m	DATE
fsr-3162	123	1	yeh	PERSON
fsr-3162	123	2	30	CARDINAL
fsr-3162	123	3	2022	CARDINAL
fsr-3162	123	4	297–320	CARDINAL
fsr-3162	123	5	60.4%	PERCENT
fsr-3162	123	6	19.8%	PERCENT
fsr-3162	125	1	fls	ORG
fsr-3162	125	2	6.6%	PERCENT
fsr-3162	125	3	75.7%	PERCENT
fsr-3162	125	4	17.7%	PERCENT
fsr-3162	127	1	1	CARDINAL
fsr-3162	128	1	age 25,000	DATE
fsr-3162	128	2	48.71 %	PERCENT
fsr-3162	128	3	25,000 50.66 %	PERCENT
fsr-3162	128	4	25,000 32.24	CARDINAL
fsr-3162	128	5	25,000 3.51	CARDINAL
fsr-3162	128	6	25,000	CARDINAL
fsr-3162	128	7	6.99	MONEY
fsr-3162	128	8	25,000 14.03	CARDINAL
fsr-3162	128	9	25,000 20.90	CARDINAL
fsr-3162	128	10	25,000	CARDINAL
fsr-3162	128	11	25,000 15.64	CARDINAL
fsr-3162	128	12	25,000 1.84 %	PERCENT
fsr-3162	128	13	25,000	CARDINAL
fsr-3162	128	14	2.82	MONEY
fsr-3162	128	15	25,000 32.42	CARDINAL
fsr-3162	128	16	25,000	CARDINAL
fsr-3162	128	17	2-year	DATE
fsr-3162	128	18	25,000	CARDINAL
fsr-3162	128	19	11.29	MONEY
fsr-3162	128	20	4-year	DATE
fsr-3162	128	21	25,000	CARDINAL
fsr-3162	128	22	38.60	CARDINAL
fsr-3162	128	23	25,000 4.20 other 25,000 0.15 %	QUANTITY
fsr-3162	128	24	0 mil	MONEY
fsr-3162	129	1	0	CARDINAL
fsr-3162	129	2	2.5 mil	MONEY
fsr-3162	130	1	2.5	CARDINAL
fsr-3162	130	2	5 mil	MONEY
fsr-3162	131	1	5	CARDINAL
fsr-3162	131	2	7.5 mil	MONEY
fsr-3162	132	1	7.5	CARDINAL
fsr-3162	132	2	10 mil	MONEY
fsr-3162	133	1	10	CARDINAL
fsr-3162	133	2	15 mil	MONEY
fsr-3162	134	1	15 mil	MONEY
fsr-3162	135	1	25,000 18.75 %	PERCENT
fsr-3162	136	1	only 25,000 17.04 %	PERCENT
fsr-3162	137	1	only 25,000 3.82 %	PERCENT
fsr-3162	137	2	home & school	ORG
fsr-3162	137	3	25,000 2.76 %	PERCENT
fsr-3162	137	4	25,000 76.38	CARDINAL
fsr-3162	137	5	1 to 5	CARDINAL
fsr-3162	137	6	25,000 3.94	CARDINAL
fsr-3162	137	7	1 to 5	CARDINAL
fsr-3162	137	8	25,000 4.42	CARDINAL
fsr-3162	137	9	1 to 5	CARDINAL
fsr-3162	137	10	25,000 3.65 %	PERCENT
fsr-3162	137	11	3-month	DATE
fsr-3162	137	12	25,000 54.85	CARDINAL
fsr-3162	137	13	25,000 32.64 %	PERCENT
fsr-3162	137	14	25,000 49.39 %	PERCENT
fsr-3162	137	15	14,185 35.59 %	PERCENT
fsr-3162	137	16	14,185 26.04 %	PERCENT
fsr-3162	137	17	0	CARDINAL
fsr-3162	137	18	25,000	CARDINAL
fsr-3162	137	19	25,000	CARDINAL
fsr-3162	137	20	25,000	CARDINAL
fsr-3162	137	21	25,000	CARDINAL
fsr-3162	137	22	25,000	CARDINAL
fsr-3162	137	23	25,000	CARDINAL
fsr-3162	138	1	yeh	PERSON
fsr-3162	138	2	30	CARDINAL
fsr-3162	138	3	2022	CARDINAL
fsr-3162	139	1	297–320	CARDINAL
fsr-3162	139	2	japanese	NORP
fsr-3162	140	1	four	CARDINAL
fsr-3162	147	1	1	CARDINAL
fsr-3162	147	2	76.4%	PERCENT
fsr-3162	147	3	17%	PERCENT
fsr-3162	147	4	3.8%	PERCENT
fsr-3162	147	5	2.76%	PERCENT
fsr-3162	148	1	3.2	CARDINAL
fsr-3162	149	1	wagner	ORG
fsr-3162	149	2	2019	DATE
fsr-3162	150	1	fls	ORG
fsr-3162	151	1	1	CARDINAL
fsr-3162	151	2	3.3	CARDINAL
fsr-3162	152	1	1	CARDINAL
fsr-3162	154	1	1 to 5	CARDINAL
fsr-3162	154	2	33.8%	PERCENT
fsr-3162	154	3	5	CARDINAL
fsr-3162	154	4	36.7%	PERCENT
fsr-3162	154	5	4	CARDINAL
fsr-3162	154	6	22%	PERCENT
fsr-3162	154	7	3	CARDINAL
fsr-3162	154	8	5.3%	PERCENT
fsr-3162	154	9	2	CARDINAL
fsr-3162	154	10	2.3%	PERCENT
fsr-3162	154	11	1	CARDINAL
fsr-3162	155	1	3.9	CARDINAL
fsr-3162	156	1	1 to 5	CARDINAL
fsr-3162	156	2	2	CARDINAL
fsr-3162	158	1	1 to 5	CARDINAL
fsr-3162	158	2	63.5%	PERCENT
fsr-3162	158	3	5	CARDINAL
fsr-3162	158	4	21%	PERCENT
fsr-3162	158	5	4	CARDINAL
fsr-3162	158	6	11.3%	PERCENT
fsr-3162	158	7	3	CARDINAL
fsr-3162	158	8	2.7%	PERCENT
fsr-3162	158	9	2	CARDINAL
fsr-3162	158	10	1.5%	PERCENT
fsr-3162	158	11	1	CARDINAL
fsr-3162	159	1	4.42	CARDINAL
fsr-3162	160	1	1 to 5	CARDINAL
fsr-3162	161	1	3	CARDINAL
fsr-3162	163	1	1 to 5	CARDINAL
fsr-3162	163	2	22.5%	PERCENT
fsr-3162	163	3	5	CARDINAL
fsr-3162	163	4	34.9%	PERCENT
fsr-3162	163	5	4	CARDINAL
fsr-3162	163	6	30.4%	PERCENT
fsr-3162	163	7	3	CARDINAL
fsr-3162	163	8	8.8%	PERCENT
fsr-3162	163	9	2	CARDINAL
fsr-3162	163	10	3.3%	PERCENT
fsr-3162	163	11	1	CARDINAL
fsr-3162	164	1	3.65	CARDINAL
fsr-3162	165	1	1 to 5	CARDINAL
fsr-3162	165	2	4	CARDINAL
fsr-3162	166	1	three months	DATE
fsr-3162	167	1	54.9%	PERCENT
fsr-3162	167	2	29.7%	PERCENT
fsr-3162	167	3	15.4%	PERCENT
fsr-3162	169	1	japanese	NORP
fsr-3162	171	1	3.4	CARDINAL
fsr-3162	172	1	5	CARDINAL
fsr-3162	174	1	32.6%	PERCENT
fsr-3162	177	1	yeh	PERSON
fsr-3162	177	2	30	CARDINAL
fsr-3162	177	3	2022	CARDINAL
fsr-3162	178	1	49.4%	PERCENT
fsr-3162	178	2	50.6%	PERCENT
fsr-3162	181	1	35.6%	PERCENT
fsr-3162	181	2	64.4%	PERCENT
fsr-3162	183	1	8	CARDINAL
fsr-3162	184	1	26.0%	PERCENT
fsr-3162	184	2	74%	PERCENT
fsr-3162	186	1	japanese	NORP
fsr-3162	187	1	3.5	CARDINAL
fsr-3162	188	1	2012	DATE
fsr-3162	188	2	disney & gathergood	ORG
fsr-3162	188	3	2013	DATE
fsr-3162	189	1	2013	DATE
fsr-3162	189	2	lusardi & mitchell	ORG
fsr-3162	189	3	2007a	DATE
fsr-3162	189	4	2007b	DATE
fsr-3162	189	5	rooij et al.	PERSON
fsr-3162	189	6	2011	DATE
fsr-3162	189	7	yeh	PERSON
fsr-3162	189	8	2022	CARDINAL
fsr-3162	189	9	yeh & ling	ORG
fsr-3162	189	10	2022	CARDINAL
fsr-3162	190	1	despard et al.	PERSON
fsr-3162	190	2	2020	DATE
fsr-3162	190	3	gathergood & weber	ORG
fsr-3162	190	4	2017	CARDINAL
fsr-3162	190	5	ooijen & van rooij	ORG
fsr-3162	190	6	2016	DATE
fsr-3162	191	1	1	CARDINAL
fsr-3162	191	2	1 million yen	MONEY
fsr-3162	191	3	2%	PERCENT
fsr-3162	192	1	five years	DATE
fsr-3162	193	1	2	CARDINAL
fsr-3162	193	2	1%	PERCENT
fsr-3162	193	3	2%	PERCENT
fsr-3162	194	1	one year	DATE
fsr-3162	195	1	3	CARDINAL
fsr-3162	197	1	4.	CARDINAL
fsr-3162	199	1	5	CARDINAL
fsr-3162	200	1	15-year	DATE
fsr-3162	200	2	monthly	DATE
fsr-3162	200	3	30-year	DATE
fsr-3162	201	1	65.7%	PERCENT
fsr-3162	201	2	55.6%	PERCENT
fsr-3162	201	3	45.8%	PERCENT
fsr-3162	201	4	24%	PERCENT
fsr-3162	201	5	68.4%	PERCENT
fsr-3162	202	1	24%	PERCENT
fsr-3162	203	1	2	CARDINAL
fsr-3162	203	2	five	CARDINAL
fsr-3162	203	3	10%	PERCENT
fsr-3162	203	4	five	CARDINAL
fsr-3162	203	5	19.6%	PERCENT
fsr-3162	203	6	four	CARDINAL
fsr-3162	203	7	20.4%	PERCENT
fsr-3162	203	8	three	CARDINAL
fsr-3162	203	9	18.6%	PERCENT
fsr-3162	203	10	two	CARDINAL
fsr-3162	203	11	16.2%	PERCENT
fsr-3162	204	1	15.2%	PERCENT
fsr-3162	205	1	zero	CARDINAL
fsr-3162	205	2	five	CARDINAL
fsr-3162	206	1	yeh	PERSON
fsr-3162	206	2	30	CARDINAL
fsr-3162	206	3	2022	CARDINAL
fsr-3162	207	1	297–320	CARDINAL
fsr-3162	207	2	4.1	CARDINAL
fsr-3162	208	1	four	CARDINAL
fsr-3162	209	1	2	CARDINAL
fsr-3162	210	1	one	CARDINAL
fsr-3162	210	2	anova	ORG
fsr-3162	210	3	at least two	CARDINAL
fsr-3162	212	1	2	CARDINAL
fsr-3162	214	1	3.90	CARDINAL
fsr-3162	214	2	anova	ORG
fsr-3162	214	3	52.36	CARDINAL
fsr-3162	214	4	4.39	CARDINAL
fsr-3162	214	5	anova	ORG
fsr-3162	214	6	41.81	CARDINAL
fsr-3162	214	7	3.58	CARDINAL
fsr-3162	214	8	anova	ORG
fsr-3162	214	9	128.94	CARDINAL
fsr-3162	214	10	0.52 0.65 0.62 0.69 0.55	QUANTITY
fsr-3162	214	11	anova	ORG
fsr-3162	214	12	115	CARDINAL
fsr-3162	214	13	0.30	CARDINAL
fsr-3162	214	14	anova	ORG
fsr-3162	214	15	125.84	CARDINAL
fsr-3162	214	16	0.48 0.51 0.65	MONEY
fsr-3162	214	17	anova	ORG
fsr-3162	214	18	32.77	CARDINAL
fsr-3162	214	19	0.33 0.41 0.49 0.52 0.36	MONEY
fsr-3162	214	20	anova	ORG
fsr-3162	214	21	54	CARDINAL
fsr-3162	214	22	0.24 0.29 0.35	MONEY
fsr-3162	214	23	0.37 0.26	CARDINAL
fsr-3162	214	24	anova	ORG
fsr-3162	214	25	23.67	CARDINAL
fsr-3162	215	1	anova	ORG
fsr-3162	216	1	306 t.-m	DATE
fsr-3162	217	1	yeh	PERSON
fsr-3162	217	2	30	CARDINAL
fsr-3162	217	3	2022	CARDINAL
fsr-3162	218	1	297–320	CARDINAL
fsr-3162	220	1	65%	PERCENT
fsr-3162	221	1	three-month	DATE
fsr-3162	221	2	62%	PERCENT
fsr-3162	223	1	33%	PERCENT
fsr-3162	223	2	41%	PERCENT
fsr-3162	224	1	55%	PERCENT
fsr-3162	224	2	49%	PERCENT
fsr-3162	227	1	one	CARDINAL
fsr-3162	227	2	anova	ORG
fsr-3162	228	1	4.2	CARDINAL
fsr-3162	229	1	3	CARDINAL
fsr-3162	229	2	four	CARDINAL
fsr-3162	230	1	1 to 5	CARDINAL
fsr-3162	230	2	5	CARDINAL
fsr-3162	233	1	3	CARDINAL
fsr-3162	234	1	four	CARDINAL
fsr-3162	235	1	two	CARDINAL
fsr-3162	235	2	7–8.5%	PERCENT
fsr-3162	238	1	two	CARDINAL
fsr-3162	238	2	two	CARDINAL
fsr-3162	239	1	3	CARDINAL
fsr-3162	242	1	4	CARDINAL
fsr-3162	243	1	three	CARDINAL
fsr-3162	243	2	four	CARDINAL
fsr-3162	245	1	16%	PERCENT
fsr-3162	245	2	2%	PERCENT
fsr-3162	248	1	yeh	PERSON
fsr-3162	248	2	30	CARDINAL
fsr-3162	248	3	2022	CARDINAL
fsr-3162	248	4	297–320	CARDINAL
fsr-3162	248	5	307	CARDINAL
fsr-3162	248	6	ab le 3	ORG
fsr-3162	250	1	o	DATE
fsr-3162	251	1	o	DATE
fsr-3162	253	1	o	DATE
fsr-3162	254	1	an ci al b	PERSON
fsr-3162	259	1	al af fa ir s	PERSON
fsr-3162	261	1	te ac h	ORG
fsr-3162	263	1	ed	PERSON
fsr-3162	263	2	o	DATE
fsr-3162	263	3	0 .0 6 2	MONEY
fsr-3162	264	1	o	DATE
fsr-3162	266	1	li te ra	PERSON
fsr-3162	267	1	0 .0	MONEY
fsr-3162	267	2	0 .0	MONEY
fsr-3162	268	1	0 .0 2 3	MONEY
fsr-3162	276	1	0 .0 1 4 .0 1 5	MONEY
fsr-3162	277	1	rv	GPE
fsr-3162	277	2	0 .0	MONEY
fsr-3162	277	3	3	CARDINAL
fsr-3162	277	4	3	CARDINAL
fsr-3162	279	1	4	CARDINAL
fsr-3162	279	2	0	CARDINAL
fsr-3162	280	1	0 .0 3 4	MONEY
fsr-3162	280	2	0 .0	MONEY
fsr-3162	281	1	8 .2 1 1	QUANTITY
fsr-3162	283	1	0 .0 2 3 .0	MONEY
fsr-3162	284	1	0 .0	MONEY
fsr-3162	286	1	0	CARDINAL
fsr-3162	288	1	0	CARDINAL
fsr-3162	288	2	0 .0	MONEY
fsr-3162	288	3	0	CARDINAL
fsr-3162	290	1	0 .0	MONEY
fsr-3162	291	1	2 .5	CARDINAL
fsr-3162	291	2	5	CARDINAL
fsr-3162	292	1	9	CARDINAL
fsr-3162	293	1	5	CARDINAL
fsr-3162	294	1	0 .0	MONEY
fsr-3162	295	1	7 .5	CARDINAL
fsr-3162	296	1	0 .0	MONEY
fsr-3162	296	2	3	CARDINAL
fsr-3162	297	1	0	CARDINAL
fsr-3162	297	2	1	CARDINAL
fsr-3162	298	1	0 .0	MONEY
fsr-3162	299	1	0	CARDINAL
fsr-3162	299	2	1 5	CARDINAL
fsr-3162	300	1	4	CARDINAL
fsr-3162	300	2	4	CARDINAL
fsr-3162	300	3	4	CARDINAL
fsr-3162	300	4	ea	CARDINAL
fsr-3162	300	5	7 .2 2	QUANTITY
fsr-3162	304	1	5	CARDINAL
fsr-3162	306	1	2 4	TIME
fsr-3162	308	1	2	CARDINAL
fsr-3162	308	2	0 .0	MONEY
fsr-3162	308	3	0	CARDINAL
fsr-3162	308	4	ci en t eq u al	PERSON
fsr-3162	308	5	y te st x	PERSON
fsr-3162	308	6	2	CARDINAL
fsr-3162	308	7	2	CARDINAL
fsr-3162	308	8	2	CARDINAL
fsr-3162	308	9	sc h o o	ORG
fsr-3162	308	10	1 5 .3 .0	MONEY
fsr-3162	308	11	0 3 6 .9	MONEY
fsr-3162	308	12	8	CARDINAL
fsr-3162	309	1	o	DATE
fsr-3162	313	1	0 .0	MONEY
fsr-3162	313	2	0 2 7 .9 .0	MONEY
fsr-3162	313	3	5	CARDINAL
fsr-3162	314	1	o	DATE
fsr-3162	314	2	sc	GPE
fsr-3162	315	1	o	DATE
fsr-3162	315	2	1 2 .4	MONEY
fsr-3162	315	3	0 1 2 .4	MONEY
fsr-3162	315	4	0 1 7 .7 .0	QUANTITY
fsr-3162	315	5	0 308 t.-m	DATE
fsr-3162	316	1	yeh	PERSON
fsr-3162	316	2	30	CARDINAL
fsr-3162	316	3	2022	CARDINAL
fsr-3162	316	4	297–320	CARDINAL
fsr-3162	316	5	4	CARDINAL
fsr-3162	318	1	o	DATE
fsr-3162	319	1	o	DATE
fsr-3162	321	1	o	DATE
fsr-3162	322	1	an ci al b	PERSON
fsr-3162	322	2	w ar e	GPE
fsr-3162	323	1	o	DATE
fsr-3162	325	1	te ac h	ORG
fsr-3162	326	1	2	CARDINAL
fsr-3162	329	1	ed	PERSON
fsr-3162	329	2	o	DATE
fsr-3162	331	1	o	DATE
fsr-3162	333	1	al li te	PERSON
fsr-3162	334	1	0 .0 2 8	MONEY
fsr-3162	334	2	0 .0 1 2	MONEY
fsr-3162	335	1	0 .0	MONEY
fsr-3162	335	2	0 .0	MONEY
fsr-3162	339	1	0 .0	MONEY
fsr-3162	339	2	0 .0	MONEY
fsr-3162	339	3	rv	GPE
fsr-3162	342	1	0 .0	MONEY
fsr-3162	342	2	0 8 .4 9	PERCENT
fsr-3162	342	3	0 .0	MONEY
fsr-3162	342	4	0 .0 1 1 .4 1 5	MONEY
fsr-3162	342	5	0 .0	MONEY
fsr-3162	342	6	0 .0	MONEY
fsr-3162	342	7	0 .0	MONEY
fsr-3162	342	8	3	CARDINAL
fsr-3162	342	9	4	CARDINAL
fsr-3162	342	10	8	CARDINAL
fsr-3162	344	1	0 .0	MONEY
fsr-3162	345	1	u se h o	ORG
fsr-3162	345	2	2 .5	CARDINAL
fsr-3162	346	1	9	CARDINAL
fsr-3162	346	2	4	CARDINAL
fsr-3162	346	3	3	CARDINAL
fsr-3162	346	4	3 .9 2 6	QUANTITY
fsr-3162	346	5	2 .5	CARDINAL
fsr-3162	346	6	0 .0	MONEY
fsr-3162	346	7	0 5 > 5	CARDINAL
fsr-3162	346	8	0 .0	MONEY
fsr-3162	347	1	5	CARDINAL
fsr-3162	347	2	7 .5	CARDINAL
fsr-3162	347	3	0 .0	MONEY
fsr-3162	348	1	1	CARDINAL
fsr-3162	349	1	0	CARDINAL
fsr-3162	349	2	1	CARDINAL
fsr-3162	351	1	4	CARDINAL
fsr-3162	351	2	ea	CARDINAL
fsr-3162	353	1	0 .0 1 1 .2	MONEY
fsr-3162	353	2	2	CARDINAL
fsr-3162	358	1	2 5 1	TIME
fsr-3162	359	1	2	CARDINAL
fsr-3162	359	2	0	CARDINAL
fsr-3162	359	3	0	CARDINAL
fsr-3162	360	1	ci en t eq u al	PERSON
fsr-3162	361	1	y te st b	PERSON
fsr-3162	361	2	sc	GPE
fsr-3162	362	1	o	DATE
fsr-3162	363	1	0 2 2 .9	MONEY
fsr-3162	363	2	0 5 .6 .0	MONEY
fsr-3162	364	1	o	DATE
fsr-3162	365	1	3	CARDINAL
fsr-3162	365	2	0 1 5 .6 .0	MONEY
fsr-3162	365	3	0 1 9 .2 .0	MONEY
fsr-3162	365	4	0 1 7	DATE
fsr-3162	365	5	0	CARDINAL
fsr-3162	366	1	o	DATE
fsr-3162	366	2	sc	GPE
fsr-3162	367	1	o	DATE
fsr-3162	367	2	3 .6 .0	MONEY
fsr-3162	367	3	0 3 .3 .0	MONEY
fsr-3162	368	1	yeh	PERSON
fsr-3162	368	2	30	CARDINAL
fsr-3162	368	3	2022	CARDINAL
fsr-3162	368	4	297–320	CARDINAL
fsr-3162	368	5	309	PRODUCT
fsr-3162	374	1	one	CARDINAL
fsr-3162	379	1	4.3	CARDINAL
fsr-3162	380	1	one	CARDINAL
fsr-3162	380	2	lusardi & mitchell	ORG
fsr-3162	380	3	2014	DATE
fsr-3162	382	1	gathergood & weber	ORG
fsr-3162	382	2	2017	DATE
fsr-3162	382	3	jappelli & padula	ORG
fsr-3162	382	4	2013	DATE
fsr-3162	382	5	2012	DATE
fsr-3162	382	6	rooij et al	PERSON
fsr-3162	382	7	2011	DATE
fsr-3162	382	8	2013	DATE
fsr-3162	384	1	2018	DATE
fsr-3162	384	2	yeh	PERSON
fsr-3162	384	3	2022	CARDINAL
fsr-3162	384	4	2012	DATE
fsr-3162	386	1	5	CARDINAL
fsr-3162	387	1	first	ORDINAL
fsr-3162	388	1	2012	DATE
fsr-3162	388	2	first	ORDINAL
fsr-3162	390	1	cragg	ORG
fsr-3162	390	2	donald	PERSON
fsr-3162	390	3	15.9	CARDINAL
fsr-3162	390	4	6.4	CARDINAL
fsr-3162	390	5	10–20%	PERCENT
fsr-3162	390	6	yogo	NORP
fsr-3162	390	7	2005	DATE
fsr-3162	391	1	310 t.-m	DATE
fsr-3162	392	1	yeh	PERSON
fsr-3162	392	2	30	CARDINAL
fsr-3162	392	3	2022	CARDINAL
fsr-3162	392	4	297–320	CARDINAL
fsr-3162	392	5	1	CARDINAL
fsr-3162	392	6	5	CARDINAL
fsr-3162	393	1	3	CARDINAL
fsr-3162	396	1	5	CARDINAL
fsr-3162	398	1	coef	PERSON
fsr-3162	399	1	coef	PERSON
fsr-3162	400	1	coef	PERSON
fsr-3162	402	1	only 0.065 0.000 0.097 0.000 0.064 0.000	QUANTITY
fsr-3162	403	1	0.079 0.000 0.208	MONEY
fsr-3162	403	2	0.159 0.000	MONEY
fsr-3162	403	3	0.007 0.737	TIME
fsr-3162	403	4	0.156 0.000 0.010	MONEY
fsr-3162	403	5	0.005 0.702	CARDINAL
fsr-3162	403	6	0.166 0.000	QUANTITY
fsr-3162	403	7	0.082 0.000	QUANTITY
fsr-3162	403	8	0.040 0.015 0.033	QUANTITY
fsr-3162	403	9	0.048 0.000	QUANTITY
fsr-3162	403	10	0.003 0.877 0.001	MONEY
fsr-3162	403	11	0.049 0.000	QUANTITY
fsr-3162	403	12	0.038	CARDINAL
fsr-3162	403	13	0.016	CARDINAL
fsr-3162	403	14	0.139 0.000	MONEY
fsr-3162	403	15	2.5	CARDINAL
fsr-3162	403	16	0 mil	MONEY
fsr-3162	404	1	0.015 0.539	CARDINAL
fsr-3162	404	2	2.5	CARDINAL
fsr-3162	404	3	5	CARDINAL
fsr-3162	404	4	7.5 0.156 0.000 0.045	QUANTITY
fsr-3162	404	5	7.5	CARDINAL
fsr-3162	404	6	10 0.177 0.000	MONEY
fsr-3162	404	7	10	CARDINAL
fsr-3162	404	8	15	CARDINAL
fsr-3162	404	9	15	CARDINAL
fsr-3162	404	10	4-year	DATE
fsr-3162	404	11	0.011	CARDINAL
fsr-3162	404	12	0.036 0.004	CARDINAL
fsr-3162	404	13	0.025	CARDINAL
fsr-3162	406	1	0.216 0.000	QUANTITY
fsr-3162	406	2	0.438	CARDINAL
fsr-3162	406	3	first	ORDINAL
fsr-3162	406	4	coef	PERSON
fsr-3162	407	1	coef	PERSON
fsr-3162	408	1	coef	PERSON
fsr-3162	409	1	0.034	CARDINAL
fsr-3162	409	2	25000 — 14185	DATE
fsr-3162	409	3	14185	DATE
fsr-3162	410	1	207.6 0.000 88.1	MONEY
fsr-3162	410	2	cragg-donald wald f	ORG
fsr-3162	410	3	15.943	CARDINAL
fsr-3162	410	4	6.433	CARDINAL
fsr-3162	410	5	6.433	CARDINAL
fsr-3162	410	6	nr2	ORG
fsr-3162	410	7	356.3	CARDINAL
fsr-3162	410	8	cook-weisberg	PERSON
fsr-3162	410	9	248.8	CARDINAL
fsr-3162	412	1	13.4	CARDINAL
fsr-3162	412	2	only 0.5	CARDINAL
fsr-3162	412	3	11.5 0.001	CARDINAL
fsr-3162	412	4	0.056	CARDINAL
fsr-3162	416	1	10%	PERCENT
fsr-3162	416	2	11.3	CARDINAL
fsr-3162	416	3	20%	PERCENT
fsr-3162	416	4	6.08	CARDINAL
fsr-3162	416	5	30%	PERCENT
fsr-3162	416	6	4.28	CARDINAL
fsr-3162	417	1	yeh	PERSON
fsr-3162	417	2	30	CARDINAL
fsr-3162	417	3	2022	CARDINAL
fsr-3162	417	4	297–320 311	CARDINAL
fsr-3162	417	5	5	CARDINAL
fsr-3162	417	6	2	CARDINAL
fsr-3162	417	7	3	CARDINAL
fsr-3162	418	1	4	CARDINAL
fsr-3162	422	1	2	CARDINAL
fsr-3162	422	2	3	CARDINAL
fsr-3162	425	1	4.4	CARDINAL
fsr-3162	425	2	one	CARDINAL
fsr-3162	428	1	placement.3	NORP
fsr-3162	429	1	6	CARDINAL
fsr-3162	430	1	3,399	CARDINAL
fsr-3162	430	2	95.9%	PERCENT
fsr-3162	430	3	146	CARDINAL
fsr-3162	430	4	4.1%	PERCENT
fsr-3162	431	1	7	CARDINAL
fsr-3162	432	1	820	CARDINAL
fsr-3162	432	2	97.9%	PERCENT
fsr-3162	432	3	only 18	CARDINAL
fsr-3162	432	4	2.1%	PERCENT
fsr-3162	433	1	1–4	CARDINAL
fsr-3162	433	2	one	CARDINAL
fsr-3162	435	1	15.5%	PERCENT
fsr-3162	435	2	2.7%	PERCENT
fsr-3162	435	3	6	CARDINAL
fsr-3162	436	1	312 t.-m	DATE
fsr-3162	437	1	yeh	PERSON
fsr-3162	437	2	30	CARDINAL
fsr-3162	437	3	2022	CARDINAL
fsr-3162	437	4	297–320	CARDINAL
fsr-3162	437	5	ab le 6	ORG
fsr-3162	438	1	sc	GPE
fsr-3162	439	1	ea	CARDINAL
fsr-3162	440	1	te ac h	ORG
fsr-3162	441	1	ia	GPE
fsr-3162	443	1	al af fa ir s	PERSON
fsr-3162	451	1	ea n m	QUANTITY
fsr-3162	453	1	3	CARDINAL
fsr-3162	453	2	7 5	DATE
fsr-3162	453	3	2 4	CARDINAL
fsr-3162	453	4	3	CARDINAL
fsr-3162	455	1	te ac h	ORG
fsr-3162	456	1	4	CARDINAL
fsr-3162	456	2	5	CARDINAL
fsr-3162	457	1	t te st	FAC
fsr-3162	458	1	o	DATE
fsr-3162	458	2	0 .0 2 4	MONEY
fsr-3162	459	1	o	DATE
fsr-3162	459	2	o	DATE
fsr-3162	462	1	o	DATE
fsr-3162	472	1	te ac h	ORG
fsr-3162	474	1	0	CARDINAL
fsr-3162	476	1	6	CARDINAL
fsr-3162	477	1	4	CARDINAL
fsr-3162	477	2	5	CARDINAL
fsr-3162	477	3	7 1 4	DATE
fsr-3162	478	1	2	CARDINAL
fsr-3162	478	2	0 .0	MONEY
fsr-3162	478	3	0 .0	MONEY
fsr-3162	478	4	0	CARDINAL
fsr-3162	478	5	0	CARDINAL
fsr-3162	478	6	0	CARDINAL
fsr-3162	481	1	yeh	PERSON
fsr-3162	481	2	30	CARDINAL
fsr-3162	481	3	2022	CARDINAL
fsr-3162	482	1	297–320	CARDINAL
fsr-3162	482	2	313	CARDINAL
fsr-3162	482	3	ab le 7 p ro p en si	ORG
fsr-3162	483	1	sc	GPE
fsr-3162	484	1	ea	CARDINAL
fsr-3162	485	1	ed	PERSON
fsr-3162	485	2	o	DATE
fsr-3162	485	3	ia	GPE
fsr-3162	486	1	al af fa ir s	PERSON
fsr-3162	497	1	3 .8	CARDINAL
fsr-3162	498	1	6	CARDINAL
fsr-3162	499	1	ed	PERSON
fsr-3162	499	2	3 .9	MONEY
fsr-3162	500	1	2	CARDINAL
fsr-3162	501	1	6 9 5	TIME
fsr-3162	502	1	4 9	CARDINAL
fsr-3162	502	2	t te st o	FAC
fsr-3162	503	1	6 3	CARDINAL
fsr-3162	504	1	o	DATE
fsr-3162	507	1	o	DATE
fsr-3162	508	1	o	DATE
fsr-3162	514	1	0 .0	MONEY
fsr-3162	515	1	ed	PERSON
fsr-3162	515	2	0 .0	MONEY
fsr-3162	517	1	1 6	CARDINAL
fsr-3162	517	2	1 6	CARDINAL
fsr-3162	517	3	1 6	CARDINAL
fsr-3162	517	4	1 6	CARDINAL
fsr-3162	517	5	1 6	CARDINAL
fsr-3162	517	6	9	CARDINAL
fsr-3162	517	7	— w al d x	PERSON
fsr-3162	517	8	4 .2 .0	MONEY
fsr-3162	519	1	2	CARDINAL
fsr-3162	519	2	0 .0	MONEY
fsr-3162	519	3	0 .0	MONEY
fsr-3162	519	4	0	CARDINAL
fsr-3162	519	5	0	CARDINAL
fsr-3162	519	6	5	CARDINAL
fsr-3162	519	7	0	CARDINAL
fsr-3162	521	1	s. 314 t.-m	ORG
fsr-3162	522	1	yeh	PERSON
fsr-3162	522	2	30	CARDINAL
fsr-3162	522	3	2022	CARDINAL
fsr-3162	522	4	297–320	CARDINAL
fsr-3162	522	5	4.5	MONEY
fsr-3162	524	1	wagner	PERSON
fsr-3162	524	2	2019	DATE
fsr-3162	524	3	two	CARDINAL
fsr-3162	525	1	750 million yen	MONEY
fsr-3162	525	2	below 750 million yen	MONEY
fsr-3162	526	1	3	CARDINAL
fsr-3162	528	1	5	CARDINAL
fsr-3162	528	2	25,000	CARDINAL
fsr-3162	528	3	japanese	NORP
fsr-3162	534	1	lusardi et al	PERSON
fsr-3162	535	1	2010	DATE
fsr-3162	535	2	van campenhout	PERSON
fsr-3162	535	3	2015	CARDINAL
fsr-3162	536	1	2005	DATE
fsr-3162	538	1	wagner	PERSON
fsr-3162	538	2	2019	DATE
fsr-3162	538	3	bayer et al	PERSON
fsr-3162	539	1	2009	DATE
fsr-3162	542	1	japan	GPE
fsr-3162	543	1	japan	GPE
fsr-3162	543	2	the united states	GPE
fsr-3162	543	3	dutch	NORP
fsr-3162	544	1	yeh	PERSON
fsr-3162	544	2	30	CARDINAL
fsr-3162	544	3	2022	CARDINAL
fsr-3162	544	4	297–320	CARDINAL
fsr-3162	544	5	315	PRODUCT
fsr-3162	545	1	dutch	NORP
fsr-3162	545	2	77.4%	PERCENT
fsr-3162	545	3	2,676	CARDINAL
fsr-3162	545	4	sansone et al	PERSON
fsr-3162	546	1	2019	DATE
fsr-3162	547	1	the 17.8%	PERCENT
fsr-3162	547	2	japan	GPE
fsr-3162	548	1	u.s.	GPE
fsr-3162	548	2	grinstein-weiss	ORG
fsr-3162	548	3	al	ORG
fsr-3162	548	4	2011	DATE
fsr-3162	548	5	about 70%	PERCENT
fsr-3162	548	6	2,389	CARDINAL
fsr-3162	549	1	wagner	PERSON
fsr-3162	549	2	2019	DATE
fsr-3162	549	3	23%	PERCENT
fsr-3162	549	4	24,729	CARDINAL
fsr-3162	549	5	u.s.	GPE
fsr-3162	549	6	japan	GPE
fsr-3162	549	7	no more than 7%	PERCENT
fsr-3162	550	1	japanese	NORP
fsr-3162	551	1	japanese	NORP
fsr-3162	551	2	58%	PERCENT
fsr-3162	551	3	germany	GPE
fsr-3162	551	4	67%	PERCENT
fsr-3162	551	5	the united states	GPE
fsr-3162	551	6	65%	PERCENT
fsr-3162	551	7	central council for financial services	ORG
fsr-3162	551	8	2016	DATE
fsr-3162	552	1	japanese	NORP
fsr-3162	553	1	oecd	ORG
fsr-3162	553	2	2015	DATE
fsr-3162	553	3	g7	ORG
fsr-3162	553	4	japanese	NORP
fsr-3162	553	5	8.9%	PERCENT
fsr-3162	553	6	30.3%	PERCENT
fsr-3162	553	7	the united states	GPE
fsr-3162	553	8	20052015	DATE
fsr-3162	553	9	japan	GPE
fsr-3162	554	1	japanese	NORP
fsr-3162	554	2	the year 2019	DATE
fsr-3162	554	3	20.3%	PERCENT
fsr-3162	554	4	19.8%	PERCENT
fsr-3162	554	5	2016	CARDINAL
fsr-3162	554	6	8.9%	PERCENT
fsr-3162	554	7	8.4%	PERCENT
fsr-3162	554	8	2016	DATE
fsr-3162	554	9	central council for financial services	ORG
fsr-3162	554	10	2019	DATE
fsr-3162	555	1	one	CARDINAL
fsr-3162	555	2	the past decades	DATE
fsr-3162	557	1	the recent decade	DATE
fsr-3162	557	2	japanese	NORP
fsr-3162	558	1	hours	TIME
fsr-3162	558	2	japanese	NORP
fsr-3162	559	1	japan	GPE
fsr-3162	560	1	5.1	CARDINAL
fsr-3162	560	2	fls	ORG
fsr-3162	566	1	316 t.-m	DATE
fsr-3162	567	1	yeh	PERSON
fsr-3162	567	2	30	CARDINAL
fsr-3162	567	3	2022	CARDINAL
fsr-3162	567	4	297–320	CARDINAL
fsr-3162	567	5	2015	DATE
fsr-3162	572	1	fls	ORG
fsr-3162	574	1	5.2	CARDINAL
fsr-3162	576	1	daily	DATE
fsr-3162	582	1	1 one	CARDINAL
fsr-3162	582	2	wagner	PERSON
fsr-3162	582	3	2019	DATE
fsr-3162	583	1	2	CARDINAL
fsr-3162	583	2	kyushu	GPE
fsr-3162	583	3	fukuoka	GPE
fsr-3162	583	4	kagoshima	GPE
fsr-3162	583	5	kumamoto	GPE
fsr-3162	583	6	miyazaki	GPE
fsr-3162	583	7	nagasaki	GPE
fsr-3162	583	8	oita	GPE
fsr-3162	583	9	okinawa	GPE
fsr-3162	583	10	shikoku	ORG
fsr-3162	583	11	kagawa	ORG
fsr-3162	583	12	kochi	ORG
fsr-3162	583	13	chugoku	GPE
fsr-3162	583	14	hiroshima	GPE
fsr-3162	583	15	okayama	GPE
fsr-3162	583	16	keihan	PERSON
fsr-3162	583	17	kyoto	GPE
fsr-3162	583	18	osaka	GPE
fsr-3162	583	19	kinki	ORG
fsr-3162	583	20	nara	GPE
fsr-3162	583	21	aichi	GPE
fsr-3162	583	22	fukui	GPE
fsr-3162	583	23	nagano	GPE
fsr-3162	583	24	niigata	GPE
fsr-3162	583	25	shizuoka	GPE
fsr-3162	584	1	yeh	PERSON
fsr-3162	584	2	30	CARDINAL
fsr-3162	584	3	2022	CARDINAL
fsr-3162	585	1	297–320	CARDINAL
fsr-3162	585	2	toyama	GPE
fsr-3162	585	3	tokyo	GPE
fsr-3162	585	4	chiba	GPE
fsr-3162	585	5	gunma	GPE
fsr-3162	585	6	ibaragi	GPE
fsr-3162	585	7	kanagawa	GPE
fsr-3162	585	8	saitama	GPE
fsr-3162	585	9	tochigi	GPE
fsr-3162	585	10	yamanashi	GPE
fsr-3162	585	11	tohoku	PERSON
fsr-3162	585	12	aomori	GPE
fsr-3162	585	13	fukushima	GPE
fsr-3162	585	14	hokkaido	ORG
fsr-3162	585	15	miyagi	PERSON
fsr-3162	586	1	3	CARDINAL
fsr-3162	587	1	4	CARDINAL
fsr-3162	589	1	jsps kakenhi	PERSON
fsr-3162	589	2	kyushu university	ORG
fsr-3162	590	1	ashby	ORG
fsr-3162	590	2	j. s.	PERSON
fsr-3162	590	3	ingrid	GPE
fsr-3162	590	4	s., & paul	ORG
fsr-3162	590	5	w.	PERSON
fsr-3162	590	6	2011	DATE
fsr-3162	593	1	european	NORP
fsr-3162	593	2	16	CARDINAL
fsr-3162	593	3	227	CARDINAL
fsr-3162	594	1	atkinson	GPE
fsr-3162	594	2	a., & messy	ORG
fsr-3162	594	3	f. a.	PERSON
fsr-3162	594	4	2011	DATE
fsr-3162	595	1	12	CARDINAL
fsr-3162	595	2	oecd	ORG
fsr-3162	596	1	journal of pension economics	ORG
fsr-3162	596	2	10	CARDINAL
fsr-3162	596	3	657	CARDINAL
fsr-3162	597	1	c. e., & schwarz	PERSON
fsr-3162	597	2	m. (2018	ORG
fsr-3162	599	1	67	CARDINAL
fsr-3162	599	2	66-86	DATE
fsr-3162	600	1	m.	PERSON
fsr-3162	600	2	collins	PERSON
fsr-3162	600	3	j. m.	PERSON
fsr-3162	600	4	2020	DATE
fsr-3162	602	1	78, 102014	DATE
fsr-3162	603	1	bayer	ORG
fsr-3162	603	2	j.	GPE
fsr-3162	603	3	bernheim	GPE
fsr-3162	603	4	b. d., & scholz	PERSON
fsr-3162	603	5	j. k.	PERSON
fsr-3162	603	6	2009	DATE
fsr-3162	605	1	47	DATE
fsr-3162	605	2	605-624	CARDINAL
fsr-3162	605	3	j. r.	PERSON
fsr-3162	605	4	mitchell	PERSON
fsr-3162	605	5	o. s.	PERSON
fsr-3162	605	6	c. k.	PERSON
fsr-3162	605	7	2012	DATE
fsr-3162	607	1	the american economic review	ORG
fsr-3162	607	2	102	CARDINAL
fsr-3162	607	3	300	CARDINAL
fsr-3162	608	1	bernheim	GPE
fsr-3162	608	2	d. b.	PERSON
fsr-3162	608	3	d. m.	PERSON
fsr-3162	608	4	d. m.	PERSON
fsr-3162	608	5	2001	DATE
fsr-3162	610	1	journal of public economics	ORG
fsr-3162	610	2	80	DATE
fsr-3162	610	3	435	CARDINAL
fsr-3162	611	1	bucciol, a., & veronesi	ORG
fsr-3162	611	2	m.	PERSON
fsr-3162	611	3	2014	DATE
fsr-3162	613	1	45	CARDINAL
fsr-3162	613	2	1	CARDINAL
fsr-3162	614	1	burke	PERSON
fsr-3162	614	2	j., collins	ORG
fsr-3162	614	3	j. m., & urban	PERSON
fsr-3162	614	4	2020	DATE
fsr-3162	619	1	2016	CARDINAL
fsr-3162	620	1	2016	CARDINAL
fsr-3162	621	1	https://www.shiruporuto.jp/e/survey/kinyulite/pdf/16kinyulite.pdf central council	ORG
fsr-3162	622	1	2019	CARDINAL
fsr-3162	623	1	2016	CARDINAL
fsr-3162	624	1	cole	PRODUCT
fsr-3162	624	2	s.	PERSON
fsr-3162	624	3	paulson, a., & shastry	ORG
fsr-3162	624	4	g. k.	PERSON
fsr-3162	625	1	2016	DATE
fsr-3162	627	1	51	CARDINAL
fsr-3162	627	2	656	CARDINAL
fsr-3162	628	1	consumer financial protection bureau	ORG
fsr-3162	629	1	2016	CARDINAL
fsr-3162	631	1	washington	GPE
fsr-3162	631	2	dc	GPE
fsr-3162	632	1	despard	PERSON
fsr-3162	632	2	m. r.	PERSON
fsr-3162	632	3	friedline	GPE
fsr-3162	632	4	t., & martin-west	ORG
fsr-3162	632	5	2020	DATE
fsr-3162	635	1	41	CARDINAL
fsr-3162	635	2	542	CARDINAL
fsr-3162	636	1	disney	ORG
fsr-3162	636	2	r., & gathergood	ORG
fsr-3162	636	3	j. (	PERSON
fsr-3162	636	4	2013	DATE
fsr-3162	638	1	journal of banking & finance	ORG
fsr-3162	638	2	37	DATE
fsr-3162	638	3	2246	CARDINAL
fsr-3162	639	1	fernandes	PERSON
fsr-3162	639	2	d.	NORP
fsr-3162	639	3	lynch	GPE
fsr-3162	639	4	j. g., jr.	PERSON
fsr-3162	639	5	r. g.	PERSON
fsr-3162	639	6	2014	DATE
fsr-3162	640	1	60	DATE
fsr-3162	640	2	1861-1883	DATE
fsr-3162	641	1	318 t.-m	DATE
fsr-3162	642	1	yeh	PERSON
fsr-3162	642	2	30	CARDINAL
fsr-3162	642	3	2022	CARDINAL
fsr-3162	642	4	297–320	CARDINAL
fsr-3162	643	1	2014	DATE
fsr-3162	644	1	japanese	NORP
fsr-3162	645	1	pdf fox	PERSON
fsr-3162	645	2	j.	PERSON
fsr-3162	645	3	s., & lee	ORG
fsr-3162	645	4	j. (2005	GPE
fsr-3162	647	1	39	CARDINAL
fsr-3162	647	2	195	CARDINAL
fsr-3162	648	1	frisancho	PERSON
fsr-3162	648	2	2018	DATE
fsr-3162	649	1	peru	GPE
fsr-3162	650	1	idb	PERSON
fsr-3162	651	1	washington	GPE
fsr-3162	651	2	dc	GPE
fsr-3162	651	3	interamerican development bank	ORG
fsr-3162	652	1	gathergood	PERSON
fsr-3162	652	2	j., & weber	ORG
fsr-3162	652	3	j. (2017	ORG
fsr-3162	654	1	journal of banking & finance	ORG
fsr-3162	654	2	78	CARDINAL
fsr-3162	654	3	58	CARDINAL
fsr-3162	655	1	grinstein-weiss	ORG
fsr-3162	655	2	m.	PERSON
fsr-3162	655	3	j., yeo	ORG
fsr-3162	655	4	y. h.	PERSON
fsr-3162	655	5	taylor	PERSON
fsr-3162	655	6	a., & books	ORG
fsr-3162	655	7	2011	DATE
fsr-3162	657	1	33	DATE
fsr-3162	657	2	78-85	DATE
fsr-3162	657	3	c. g.	PERSON
fsr-3162	657	4	s. m. (	PERSON
fsr-3162	657	5	2011	DATE
fsr-3162	659	1	32	DATE
fsr-3162	659	2	644	CARDINAL
fsr-3162	660	1	hanson	ORG
fsr-3162	660	2	t. a.	GPE
fsr-3162	660	3	p. m.	PERSON
fsr-3162	660	4	2018	DATE
fsr-3162	662	1	19	CARDINAL
fsr-3162	662	2	64	CARDINAL
fsr-3162	663	1	harvey	PERSON
fsr-3162	663	2	m. (	PERSON
fsr-3162	663	3	2019a	DATE
fsr-3162	665	1	53	DATE
fsr-3162	665	2	731	CARDINAL
fsr-3162	666	1	harvey	PERSON
fsr-3162	666	2	m.	PERSON
fsr-3162	666	3	2019b	DATE
fsr-3162	669	1	jappelli	PERSON
fsr-3162	669	2	t., & padula	ORG
fsr-3162	669	3	2013	DATE
fsr-3162	671	1	journal of banking & finance	ORG
fsr-3162	671	2	37	DATE
fsr-3162	671	3	2779	CARDINAL
fsr-3162	672	1	jorgensen	ORG
fsr-3162	672	2	b. l.	PERSON
fsr-3162	672	3	allsop	GPE
fsr-3162	672	4	d. b.	PERSON
fsr-3162	672	5	runyan	PERSON
fsr-3162	672	6	s. d.	PERSON
fsr-3162	672	7	b. e.	PERSON
fsr-3162	672	8	evans	GPE
fsr-3162	672	9	d. a., & marks	ORG
fsr-3162	672	10	l. d.	PERSON
fsr-3162	672	11	2019	DATE
fsr-3162	674	1	40	DATE
fsr-3162	674	2	553	CARDINAL
fsr-3162	675	1	kaiser	ORG
fsr-3162	675	2	t., & menkhoff	ORG
fsr-3162	675	3	2017	CARDINAL
fsr-3162	677	1	31	DATE
fsr-3162	677	2	611	CARDINAL
fsr-3162	678	1	kaiser	ORG
fsr-3162	678	2	t., & menkhoff	ORG
fsr-3162	678	3	2020	DATE
fsr-3162	680	1	78	CARDINAL
fsr-3162	680	2	101930	DATE
fsr-3162	681	1	kaiser	ORG
fsr-3162	681	2	t.	GPE
fsr-3162	681	3	a.	GPE
fsr-3162	681	4	menkhoff	GPE
fsr-3162	681	5	l., & urban	ORG
fsr-3162	681	6	2021	CARDINAL
fsr-3162	684	1	a., & panos	ORG
fsr-3162	684	2	g. a.	PERSON
fsr-3162	684	3	2013	DATE
fsr-3162	685	1	russia	GPE
fsr-3162	686	1	journal of banking & finance	ORG
fsr-3162	686	2	37	CARDINAL
fsr-3162	686	3	3904-3923	DATE
fsr-3162	687	1	a.	PERSON
fsr-3162	687	2	2012	DATE
fsr-3162	688	1	regressor	NORP
fsr-3162	689	1	journal of business & economic statistics	ORG
fsr-3162	689	2	30	CARDINAL
fsr-3162	689	3	67	CARDINAL
fsr-3162	690	1	lusardi, a., & mitchell	ORG
fsr-3162	690	2	o. s.	PERSON
fsr-3162	690	3	2007a	DATE
fsr-3162	692	1	journal of monetary economics	ORG
fsr-3162	692	2	54	DATE
fsr-3162	692	3	205	CARDINAL
fsr-3162	693	1	lusardi	PERSON
fsr-3162	693	2	a., & mitchell	ORG
fsr-3162	693	3	o. s.	PERSON
fsr-3162	693	4	2007b	DATE
fsr-3162	695	1	business economics	ORG
fsr-3162	695	2	42	DATE
fsr-3162	695	3	35-44	DATE
fsr-3162	696	1	lusardi	PERSON
fsr-3162	696	2	a., & mitchell	ORG
fsr-3162	696	3	o. s.	PERSON
fsr-3162	696	4	2014	DATE
fsr-3162	698	1	52	DATE
fsr-3162	698	2	5	CARDINAL
fsr-3162	699	1	lusardi	PERSON
fsr-3162	699	2	mitchell, o. s.	PERSON
fsr-3162	699	3	2010	DATE
fsr-3162	701	1	44	DATE
fsr-3162	701	2	358	CARDINAL
fsr-3162	702	1	f. a.	PERSON
fsr-3162	702	2	2016	DATE
fsr-3162	703	1	asia	LOC
fsr-3162	703	2	pacific	LOC
fsr-3162	704	1	oecd	ORG
fsr-3162	704	2	40	DATE
fsr-3162	704	3	1	CARDINAL
fsr-3162	705	1	miller	ORG
fsr-3162	705	2	m., reichelstein	ORG
fsr-3162	705	3	j., salas	ORG
fsr-3162	705	4	c., & zia	ORG
fsr-3162	705	5	2015	DATE
fsr-3162	708	1	the world bank	ORG
fsr-3162	708	2	30	CARDINAL
fsr-3162	708	3	220	CARDINAL
fsr-3162	709	1	oecd	ORG
fsr-3162	710	1	2013	DATE
fsr-3162	712	1	g20_oecd_nsfinancialeducation.pdf t.-m	ORG
fsr-3162	713	1	yeh	PERSON
fsr-3162	713	2	30	CARDINAL
fsr-3162	713	3	2022	CARDINAL
fsr-3162	714	1	297–320	CARDINAL
fsr-3162	714	2	319	CARDINAL
fsr-3162	714	3	r., & van rooij	ORG
fsr-3162	714	4	m. c. j.	PERSON
fsr-3162	714	5	2016	DATE
fsr-3162	716	1	journal of banking & finance	ORG
fsr-3162	716	2	72	DATE
fsr-3162	716	3	201	CARDINAL
fsr-3162	717	1	rooij	PERSON
fsr-3162	717	2	m.	PERSON
fsr-3162	717	3	a., & alessie	ORG
fsr-3162	717	4	r. (	PERSON
fsr-3162	717	5	2011	DATE
fsr-3162	719	1	journal of financial economics	ORG
fsr-3162	719	2	101	CARDINAL
fsr-3162	719	3	449	CARDINAL
fsr-3162	720	1	rothwell	ORG
fsr-3162	720	2	d. w.	PERSON
fsr-3162	720	3	s.	PERSON
fsr-3162	720	4	2019	DATE
fsr-3162	721	1	canadian	NORP
fsr-3162	722	1	53	DATE
fsr-3162	722	2	1725-1747	CARDINAL
fsr-3162	723	1	sansone	ORG
fsr-3162	723	2	d.	NORP
fsr-3162	723	3	m., & fornero	ORG
fsr-3162	723	4	e.	PERSON
fsr-3162	723	5	2019	DATE
fsr-3162	724	1	four	CARDINAL
fsr-3162	725	1	53	DATE
fsr-3162	725	2	630	CARDINAL
fsr-3162	726	1	j., & shim	ORG
fsr-3162	726	2	s.	PERSON
fsr-3162	726	3	2014	DATE
fsr-3162	728	1	aplus	ORG
fsr-3162	729	1	arizona	GPE
fsr-3162	730	1	3	CARDINAL
fsr-3162	731	1	the university of arizona	ORG
fsr-3162	731	2	j. h., & yogo	ORG
fsr-3162	731	3	m. (	PERSON
fsr-3162	731	4	2005	DATE
fsr-3162	733	1	j. h. stock &	ORG
fsr-3162	733	2	d. w. k. andrews	PERSON
fsr-3162	733	3	thomas j. rothenberg	PERSON
fsr-3162	734	1	cambridge university	ORG
fsr-3162	735	1	stoddard, c., & urban	ORG
fsr-3162	735	2	2020	DATE
fsr-3162	737	1	52	DATE
fsr-3162	737	2	747-776	PRODUCT
fsr-3162	737	3	p. c.	PERSON
fsr-3162	739	1	49	DATE
fsr-3162	739	2	376	CARDINAL
fsr-3162	740	1	collins	PERSON
fsr-3162	740	2	j. m., & brown	PERSON
fsr-3162	740	3	2020	DATE
fsr-3162	742	1	78, 101786	DATE
fsr-3162	743	1	van campenhout	PERSON
fsr-3162	743	2	2015	CARDINAL
fsr-3162	745	1	49	DATE
fsr-3162	745	2	186	CARDINAL
fsr-3162	746	1	wagner	ORG
fsr-3162	746	2	j., & walstad	ORG
fsr-3162	746	3	w. b.	PERSON
fsr-3162	746	4	2019	DATE
fsr-3162	748	1	53	DATE
fsr-3162	748	2	234	CARDINAL
fsr-3162	749	1	yeh	PERSON
fsr-3162	750	1	2022	CARDINAL
fsr-3162	752	1	journal of pension economics	ORG
fsr-3162	752	2	21	CARDINAL
fsr-3162	752	3	237	CARDINAL
fsr-3162	753	1	yeh	PERSON
fsr-3162	753	2	2022	CARDINAL
fsr-3162	755	1	43	CARDINAL
fsr-3162	755	2	169	CARDINAL
fsr-3162	755	3	320 t.-m	DATE
fsr-3162	756	1	yeh	PERSON
fsr-3162	756	2	30	CARDINAL
fsr-3162	756	3	2022	CARDINAL
fsr-3162	757	1	297–320	CARDINAL