id	sid	eid	entity	type
fsr-3164	1	1	abeba mussaa	PERSON
fsr-3164	1	2	meeghan rogersb	PERSON
fsr-3164	2	1	zhanga	GPE
fsr-3164	2	2	farmingdale state college	ORG
fsr-3164	2	3	university of new york	ORG
fsr-3164	2	4	2350	CARDINAL
fsr-3164	2	5	farmingdale	GPE
fsr-3164	2	6	ny 11735–1021	ORG
fsr-3164	2	7	farmingdale state college	ORG
fsr-3164	2	8	university of new york	ORG
fsr-3164	2	9	2350	CARDINAL
fsr-3164	2	10	farmingdale	GPE
fsr-3164	2	11	ny 11735–1021	ORG
fsr-3164	3	1	first	ORDINAL
fsr-3164	4	1	2018	DATE
fsr-3164	7	1	2022	CARDINAL
fsr-3164	9	1	jel classifications:	ORG
fsr-3164	9	2	1	CARDINAL
fsr-3164	10	1	today	DATE
fsr-3164	12	1	lusardi & mitchell	ORG
fsr-3164	12	2	2014	DATE
fsr-3164	15	1	xu.zhang@farmingdale.edu 1057-0810/22/$	ORG
fsr-3164	15	2	2022	CARDINAL
fsr-3164	17	1	30	CARDINAL
fsr-3164	17	2	2022	CARDINAL
fsr-3164	17	3	273–296	CARDINAL
fsr-3164	17	4	$1.59 trillion	MONEY
fsr-3164	17	5	july 2021	DATE
fsr-3164	17	6	q2	ORG
fsr-3164	17	7	2009	DATE
fsr-3164	20	1	2021	CARDINAL
fsr-3164	20	2	82%	PERCENT
fsr-3164	20	3	americans	NORP
fsr-3164	20	4	at least one	CARDINAL
fsr-3164	20	5	78%	PERCENT
fsr-3164	20	6	2020	DATE
fsr-3164	20	7	72%	PERCENT
fsr-3164	20	8	2016	DATE
fsr-3164	20	9	2021	CARDINAL
fsr-3164	21	1	dell & nestoriak	ORG
fsr-3164	21	2	2020	DATE
fsr-3164	22	1	americans	NORP
fsr-3164	24	1	2015	DATE
fsr-3164	24	2	kumar & lim	ORG
fsr-3164	24	3	2008	DATE
fsr-3164	24	4	2014	DATE
fsr-3164	24	5	phang et al.	ORG
fsr-3164	24	6	2006	DATE
fsr-3164	26	1	first	ORDINAL
fsr-3164	26	2	2018	DATE
fsr-3164	26	3	first	ORDINAL
fsr-3164	31	1	second	ORDINAL
fsr-3164	32	1	four	CARDINAL
fsr-3164	32	2	between 1994 and 2000	DATE
fsr-3164	33	1	274	CARDINAL
fsr-3164	33	2	a. mussa et al	PERSON
fsr-3164	33	3	30	CARDINAL
fsr-3164	33	4	2022	CARDINAL
fsr-3164	33	5	273–296	CARDINAL
fsr-3164	33	6	between 1993 and 1984	DATE
fsr-3164	33	7	between 1983 and 1964	DATE
fsr-3164	33	8	1964	DATE
fsr-3164	37	1	5.9%	PERCENT
fsr-3164	37	2	8.87%	PERCENT
fsr-3164	39	1	7.2%	PERCENT
fsr-3164	39	2	5.9%	PERCENT
fsr-3164	39	3	3.6%	PERCENT
fsr-3164	40	1	2018	DATE
fsr-3164	40	2	vi	PERSON
fsr-3164	41	1	2	CARDINAL
fsr-3164	43	1	three	CARDINAL
fsr-3164	44	1	2017	DATE
fsr-3164	44	2	garrett et al	PERSON
fsr-3164	44	3	2014	DATE
fsr-3164	46	1	hee yeo	PERSON
fsr-3164	46	2	fisher	PERSON
fsr-3164	46	3	2017	CARDINAL
fsr-3164	48	1	the federal reserve board	ORG
fsr-3164	48	2	2016	CARDINAL
fsr-3164	50	1	wilcox & stephen, 2012	ORG
fsr-3164	51	1	chan	PERSON
fsr-3164	51	2	saqib	ORG
fsr-3164	51	3	2015	CARDINAL
fsr-3164	52	1	carlsson et al	PERSON
fsr-3164	53	1	2017	CARDINAL
fsr-3164	53	2	a. mussa et	LOC
fsr-3164	53	3	30	CARDINAL
fsr-3164	53	4	2022	CARDINAL
fsr-3164	54	1	273–296 275	CARDINAL
fsr-3164	58	1	hee yeo	PERSON
fsr-3164	58	2	fisher	PERSON
fsr-3164	58	3	2017	CARDINAL
fsr-3164	59	1	de meza et al	PERSON
fsr-3164	60	1	2008	DATE
fsr-3164	61	1	hogarth	PERSON
fsr-3164	61	2	anguelov	PERSON
fsr-3164	61	3	2004	DATE
fsr-3164	63	1	walsh	PERSON
fsr-3164	63	2	lim	PERSON
fsr-3164	63	3	2020	DATE
fsr-3164	69	1	4.0% to 6.7%	PERCENT
fsr-3164	70	1	igen/genz	ORG
fsr-3164	70	2	genx	ORG
fsr-3164	72	1	liébana	GPE
fsr-3164	73	1	2014	DATE
fsr-3164	75	1	2021	CARDINAL
fsr-3164	76	1	shobha	PERSON
fsr-3164	76	2	kumar	PERSON
fsr-3164	76	3	2020	DATE
fsr-3164	78	1	gen x	PERSON
fsr-3164	79	1	kumar	PERSON
fsr-3164	79	2	lim	PERSON
fsr-3164	79	3	2008	DATE
fsr-3164	80	1	al	ORG
fsr-3164	81	1	2017	CARDINAL
fsr-3164	82	1	276	CARDINAL
fsr-3164	82	2	a. mussa et al	PERSON
fsr-3164	82	3	30	CARDINAL
fsr-3164	82	4	2022	CARDINAL
fsr-3164	82	5	273–296	CARDINAL
fsr-3164	82	6	wagner	PERSON
fsr-3164	82	7	2019	DATE
fsr-3164	85	1	wagner & walstad	ORG
fsr-3164	85	2	2019	DATE
fsr-3164	89	1	3	CARDINAL
fsr-3164	89	2	2018	DATE
fsr-3164	91	1	june through october 2018	DATE
fsr-3164	91	2	27,091	CARDINAL
fsr-3164	92	1	19,725	CARDINAL
fsr-3164	93	1	10	CARDINAL
fsr-3164	93	2	1	CARDINAL
fsr-3164	93	3	2	CARDINAL
fsr-3164	93	4	3	CARDINAL
fsr-3164	93	5	4	CARDINAL
fsr-3164	93	6	5	CARDINAL
fsr-3164	93	7	6	CARDINAL
fsr-3164	93	8	7	CARDINAL
fsr-3164	93	9	8)	CARDINAL
fsr-3164	93	10	9	CARDINAL
fsr-3164	93	11	10	CARDINAL
fsr-3164	94	1	1	CARDINAL
fsr-3164	95	1	about 46%	PERCENT
fsr-3164	95	2	56%	PERCENT
fsr-3164	95	3	26%	PERCENT
fsr-3164	95	4	13%	PERCENT
fsr-3164	95	5	5%	PERCENT
fsr-3164	96	1	around 16%	PERCENT
fsr-3164	96	2	33%	PERCENT
fsr-3164	96	3	about 23%	PERCENT
fsr-3164	96	4	15%	PERCENT
fsr-3164	97	1	about 74%	PERCENT
fsr-3164	97	2	about 7%	PERCENT
fsr-3164	97	3	3%	PERCENT
fsr-3164	98	1	about one-third	CARDINAL
fsr-3164	98	2	annual	DATE
fsr-3164	98	3	75,000	MONEY
fsr-3164	98	4	about 22%	PERCENT
fsr-3164	98	5	more than $100,000	MONEY
fsr-3164	99	1	four	CARDINAL
fsr-3164	100	1	between 1994 and 2000	DATE
fsr-3164	101	1	between 1993 and 1984	DATE
fsr-3164	101	2	25 years old	DATE
fsr-3164	101	3	34 years old	DATE
fsr-3164	101	4	2018	DATE
fsr-3164	102	1	between 1983 and 1964	DATE
fsr-3164	102	2	35 years	DATE
fsr-3164	102	3	54 years old	DATE
fsr-3164	103	1	at least 55 years old	DATE
fsr-3164	103	2	2018.3	CARDINAL
fsr-3164	103	3	about 7%	PERCENT
fsr-3164	103	4	16%	PERCENT
fsr-3164	103	5	35%	PERCENT
fsr-3164	103	6	gen x	PERSON
fsr-3164	103	7	43%	PERCENT
fsr-3164	104	1	1	CARDINAL
fsr-3164	104	2	two	CARDINAL
fsr-3164	105	1	two	CARDINAL
fsr-3164	105	2	a. mussa et al	PERSON
fsr-3164	105	3	30	CARDINAL
fsr-3164	105	4	2022	CARDINAL
fsr-3164	106	1	273–296	CARDINAL
fsr-3164	106	2	o	DATE
fsr-3164	109	1	ia	GPE
fsr-3164	109	2	ec	ORG
fsr-3164	110	1	-s	NORP
fsr-3164	111	1	1	CARDINAL
fsr-3164	111	2	ec	ORG
fsr-3164	111	3	-s	NORP
fsr-3164	112	1	0	CARDINAL
fsr-3164	113	1	t te st n	ORG
fsr-3164	113	2	1 9	DATE
fsr-3164	113	3	6	CARDINAL
fsr-3164	113	4	1 2	DATE
fsr-3164	113	5	8	CARDINAL
fsr-3164	115	1	al e	PERSON
fsr-3164	117	1	8	CARDINAL
fsr-3164	118	1	io	LOC
fsr-3164	118	2	1 8	DATE
fsr-3164	118	3	2 4	DATE
fsr-3164	118	4	0	CARDINAL
fsr-3164	119	1	2	CARDINAL
fsr-3164	120	1	2 8	DATE
fsr-3164	121	1	2 5	DATE
fsr-3164	121	2	3 4	CARDINAL
fsr-3164	121	3	0	CARDINAL
fsr-3164	122	1	6	CARDINAL
fsr-3164	123	1	3 5	DATE
fsr-3164	123	2	5 4	CARDINAL
fsr-3164	123	3	0	CARDINAL
fsr-3164	123	4	5	CARDINAL
fsr-3164	123	5	8	CARDINAL
fsr-3164	123	6	3	CARDINAL
fsr-3164	123	7	2 1 3	DATE
fsr-3164	126	1	5 5 +	DATE
fsr-3164	126	2	0	CARDINAL
fsr-3164	127	1	6 2	CARDINAL
fsr-3164	132	1	5	CARDINAL
fsr-3164	140	1	6	CARDINAL
fsr-3164	140	2	3 2	CARDINAL
fsr-3164	143	1	0	CARDINAL
fsr-3164	144	1	2	CARDINAL
fsr-3164	144	2	3	CARDINAL
fsr-3164	144	3	2	CARDINAL
fsr-3164	145	1	8	CARDINAL
fsr-3164	145	2	ac h	ORG
fsr-3164	149	1	3	CARDINAL
fsr-3164	151	1	4 .9	MONEY
fsr-3164	152	1	o st	PERSON
fsr-3164	153	1	5	CARDINAL
fsr-3164	153	2	6 3	DATE
fsr-3164	154	1	1 m ar	QUANTITY
fsr-3164	154	2	0	CARDINAL
fsr-3164	154	3	6 1	DATE
fsr-3164	154	4	2 9	DATE
fsr-3164	154	5	8	CARDINAL
fsr-3164	157	1	0 .4 7 5	PERCENT
fsr-3164	159	1	o	DATE
fsr-3164	159	2	0	CARDINAL
fsr-3164	159	3	4	CARDINAL
fsr-3164	161	1	0	CARDINAL
fsr-3164	161	2	0	CARDINAL
fsr-3164	161	3	o	DATE
fsr-3164	161	4	o	DATE
fsr-3164	161	5	o	DATE
fsr-3164	161	6	0 .0	MONEY
fsr-3164	163	1	u se h o	ORG
fsr-3164	163	2	2 5	DATE
fsr-3164	163	3	5	CARDINAL
fsr-3164	163	4	0 $ 2 5	MONEY
fsr-3164	163	5	5	MONEY
fsr-3164	170	1	3	CARDINAL
fsr-3164	173	1	1	MONEY
fsr-3164	174	1	6	CARDINAL
fsr-3164	175	1	5	CARDINAL
fsr-3164	175	2	0 $ 1	MONEY
fsr-3164	176	1	o	DATE
fsr-3164	180	1	0	CARDINAL
fsr-3164	180	2	278	CARDINAL
fsr-3164	180	3	a. mussa et al	PERSON
fsr-3164	180	4	30	CARDINAL
fsr-3164	180	5	2022	CARDINAL
fsr-3164	180	6	273–296	CARDINAL
fsr-3164	180	7	two	CARDINAL
fsr-3164	181	1	1	CARDINAL
fsr-3164	182	1	two	CARDINAL
fsr-3164	183	1	each month	DATE
fsr-3164	184	1	2015	CARDINAL
fsr-3164	184	2	wagner & walstad	ORG
fsr-3164	184	3	2019	DATE
fsr-3164	185	1	three	CARDINAL
fsr-3164	185	2	1	CARDINAL
fsr-3164	185	3	2	CARDINAL
fsr-3164	186	1	1	CARDINAL
fsr-3164	187	1	three	CARDINAL
fsr-3164	187	2	2.05	CARDINAL
fsr-3164	188	1	2.05	CARDINAL
fsr-3164	189	1	three	CARDINAL
fsr-3164	190	1	three	CARDINAL
fsr-3164	191	1	2	CARDINAL
fsr-3164	191	2	about 79%	PERCENT
fsr-3164	191	3	81%	PERCENT
fsr-3164	191	4	the past year	DATE
fsr-3164	191	5	48%	PERCENT
fsr-3164	192	1	about 39%	PERCENT
fsr-3164	192	2	three	CARDINAL
fsr-3164	193	1	2003	DATE
fsr-3164	194	1	five	CARDINAL
fsr-3164	194	2	1	CARDINAL
fsr-3164	194	3	2	CARDINAL
fsr-3164	194	4	2	CARDINAL
fsr-3164	194	5	1	CARDINAL
fsr-3164	194	6	0 n % n %	PERCENT
fsr-3164	194	7	9,476	CARDINAL
fsr-3164	194	8	48.0 10,249	CARDINAL
fsr-3164	194	9	52.0	CARDINAL
fsr-3164	194	10	16,063	CARDINAL
fsr-3164	194	11	18.6	CARDINAL
fsr-3164	194	12	15,477	CARDINAL
fsr-3164	194	13	78.5	CARDINAL
fsr-3164	194	14	21.5	CARDINAL
fsr-3164	194	15	7,639	CARDINAL
fsr-3164	194	16	38.7 12,086	QUANTITY
fsr-3164	194	17	61.3	CARDINAL
fsr-3164	194	18	15,672	CARDINAL
fsr-3164	194	19	79.5	CARDINAL
fsr-3164	194	20	20.5	CARDINAL
fsr-3164	194	21	7,600	CARDINAL
fsr-3164	194	22	38.5	CARDINAL
fsr-3164	194	23	61.5	CARDINAL
fsr-3164	194	24	12,544	CARDINAL
fsr-3164	194	25	63.6 7,181 36.4	QUANTITY
fsr-3164	194	26	14,144	CARDINAL
fsr-3164	195	1	10,950	CARDINAL
fsr-3164	195	2	44.5	CARDINAL
fsr-3164	195	3	11,939	CARDINAL
fsr-3164	195	4	39.5	CARDINAL
fsr-3164	195	5	a. mussa et al	PERSON
fsr-3164	195	6	30	CARDINAL
fsr-3164	195	7	2022	CARDINAL
fsr-3164	196	1	273–296 279	CARDINAL
fsr-3164	196	2	3	CARDINAL
fsr-3164	196	3	4	CARDINAL
fsr-3164	196	4	5	CARDINAL
fsr-3164	198	1	five	CARDINAL
fsr-3164	198	2	2.76	CARDINAL
fsr-3164	199	1	3	CARDINAL
fsr-3164	200	1	2	CARDINAL
fsr-3164	200	2	about 61%	PERCENT
fsr-3164	200	3	at least three	CARDINAL
fsr-3164	201	1	five	CARDINAL
fsr-3164	202	1	about 80%	PERCENT
fsr-3164	202	2	39%	PERCENT
fsr-3164	202	3	72%	PERCENT
fsr-3164	202	4	64%	PERCENT
fsr-3164	203	1	about 52%	PERCENT
fsr-3164	203	2	three months	DATE
fsr-3164	204	1	2015	DATE
fsr-3164	204	2	wagner & walstad	ORG
fsr-3164	204	3	2019	DATE
fsr-3164	204	4	xiao & porto	ORG
fsr-3164	204	5	2017	DATE
fsr-3164	205	1	three	CARDINAL
fsr-3164	205	2	one	CARDINAL
fsr-3164	208	1	instacart	ORG
fsr-3164	208	2	doordash	PERSON
fsr-3164	209	1	the bureau of labor statistics	ORG
fsr-3164	209	2	55 million	CARDINAL
fsr-3164	209	3	2017	DATE
fsr-3164	211	1	four	CARDINAL
fsr-3164	211	2	2018	DATE
fsr-3164	211	3	1	CARDINAL
fsr-3164	211	4	2	CARDINAL
fsr-3164	211	5	3	CARDINAL
fsr-3164	211	6	4	CARDINAL
fsr-3164	212	1	four	CARDINAL
fsr-3164	212	2	280	CARDINAL
fsr-3164	212	3	a. mussa et al	PERSON
fsr-3164	212	4	30	CARDINAL
fsr-3164	212	5	2022	CARDINAL
fsr-3164	212	6	273–296	CARDINAL
fsr-3164	213	1	four	CARDINAL
fsr-3164	213	2	at least two	CARDINAL
fsr-3164	213	3	four	CARDINAL
fsr-3164	214	1	4	CARDINAL
fsr-3164	215	1	3	CARDINAL
fsr-3164	215	2	6	CARDINAL
fsr-3164	216	1	3	CARDINAL
fsr-3164	216	2	one	CARDINAL
fsr-3164	216	3	two	CARDINAL
fsr-3164	217	1	2.3% to 6.7%	PERCENT
fsr-3164	218	1	17% to 20%	PERCENT
fsr-3164	220	1	2016	CARDINAL
fsr-3164	221	1	about 4.5%	PERCENT
fsr-3164	221	2	3	CARDINAL
fsr-3164	221	3	1	CARDINAL
fsr-3164	221	4	2	CARDINAL
fsr-3164	221	5	3	CARDINAL
fsr-3164	221	6	4	CARDINAL
fsr-3164	221	7	5	CARDINAL
fsr-3164	221	8	6	CARDINAL
fsr-3164	221	9	0.0696	CARDINAL
fsr-3164	221	10	0.0520	CARDINAL
fsr-3164	221	11	0.0243	CARDINAL
fsr-3164	221	12	0.0229	CARDINAL
fsr-3164	221	13	0.00648)	MONEY
fsr-3164	221	14	0.00972	CARDINAL
fsr-3164	221	15	0.200	CARDINAL
fsr-3164	221	16	0.196	CARDINAL
fsr-3164	222	1	0.168	CARDINAL
fsr-3164	222	2	0.00559	ORG
fsr-3164	222	3	0.0454	CARDINAL
fsr-3164	222	4	0.0430	CARDINAL
fsr-3164	222	5	0.0121	MONEY
fsr-3164	222	6	0.0121	MONEY
fsr-3164	222	7	0.0121	MONEY
fsr-3164	222	8	0.00658	ORG
fsr-3164	222	9	0.00727	ORG
fsr-3164	222	10	0.0495	CARDINAL
fsr-3164	222	11	0.00717	ORG
fsr-3164	222	12	0.0415	CARDINAL
fsr-3164	222	13	0.00662	CARDINAL
fsr-3164	222	14	0.00670	CARDINAL
fsr-3164	222	15	0.0104	CARDINAL
fsr-3164	222	16	0.262	MONEY
fsr-3164	222	17	19,725	CARDINAL
fsr-3164	222	18	19,725	CARDINAL
fsr-3164	225	1	a. mussa et al	PERSON
fsr-3164	225	2	30	CARDINAL
fsr-3164	225	3	2022	CARDINAL
fsr-3164	226	1	273–296 281	CARDINAL
fsr-3164	227	1	3	CARDINAL
fsr-3164	230	1	1.3%	PERCENT
fsr-3164	230	2	5%	PERCENT
fsr-3164	230	3	4.2%	PERCENT
fsr-3164	232	1	4	CARDINAL
fsr-3164	232	2	each month	DATE
fsr-3164	233	1	1	CARDINAL
fsr-3164	234	1	9.1%	PERCENT
fsr-3164	234	2	full each month	DATE
fsr-3164	237	1	each month	DATE
fsr-3164	241	1	amazon	ORG
fsr-3164	246	1	six	CARDINAL
fsr-3164	246	2	5	CARDINAL
fsr-3164	246	3	8.0%	PERCENT
fsr-3164	246	4	10.4%	PERCENT
fsr-3164	247	1	15.7%	PERCENT
fsr-3164	247	2	17.8%	PERCENT
fsr-3164	250	1	3.5% and 3%	PERCENT
fsr-3164	254	1	282	CARDINAL
fsr-3164	254	2	a. mussa et al	PERSON
fsr-3164	254	3	30	CARDINAL
fsr-3164	254	4	2022	CARDINAL
fsr-3164	254	5	273–296	CARDINAL
fsr-3164	254	6	4	CARDINAL
fsr-3164	255	1	ea su	PERSON
fsr-3164	257	1	o rt	PERSON
fsr-3164	258	1	an ci al b	PERSON
fsr-3164	258	2	io	LOC
fsr-3164	259	1	ia	GPE
fsr-3164	259	2	s h o	ORG
fsr-3164	259	3	an ci al b	PERSON
fsr-3164	259	4	io	LOC
fsr-3164	261	1	w ch ec k	PERSON
fsr-3164	261	2	u n	FAC
fsr-3164	261	3	2	CARDINAL
fsr-3164	261	4	3	CARDINAL
fsr-3164	261	5	4	CARDINAL
fsr-3164	261	6	5	CARDINAL
fsr-3164	261	7	6	CARDINAL
fsr-3164	261	8	al k	PERSON
fsr-3164	265	1	2	CARDINAL
fsr-3164	265	2	6	CARDINAL
fsr-3164	265	3	9	CARDINAL
fsr-3164	266	1	0	CARDINAL
fsr-3164	267	1	0 .0	MONEY
fsr-3164	267	2	0 .0	MONEY
fsr-3164	267	3	0 .0	MONEY
fsr-3164	267	4	0 .0	MONEY
fsr-3164	267	5	6 5 8	DATE
fsr-3164	267	6	0 .0	MONEY
fsr-3164	267	7	6 5 5	DATE
fsr-3164	270	1	0	CARDINAL
fsr-3164	276	1	0	CARDINAL
fsr-3164	277	1	3	CARDINAL
fsr-3164	278	1	8 3 8	DATE
fsr-3164	278	2	0 .0	MONEY
fsr-3164	278	3	8 3 8	DATE
fsr-3164	278	4	0 .0	MONEY
fsr-3164	278	5	8 4	DATE
fsr-3164	278	6	0 .0	MONEY
fsr-3164	278	7	0 .0	MONEY
fsr-3164	278	8	7 4 6	DATE
fsr-3164	278	9	0 .0	MONEY
fsr-3164	278	10	7 5 1	DATE
fsr-3164	278	11	al k	PERSON
fsr-3164	281	1	0 .0	MONEY
fsr-3164	281	2	3	CARDINAL
fsr-3164	282	1	0	CARDINAL
fsr-3164	283	1	3	CARDINAL
fsr-3164	285	1	2	CARDINAL
fsr-3164	285	2	4	CARDINAL
fsr-3164	286	1	0	CARDINAL
fsr-3164	287	1	0	CARDINAL
fsr-3164	288	1	4	CARDINAL
fsr-3164	289	1	0 .0 1 2	MONEY
fsr-3164	289	2	0 .0 1 2	MONEY
fsr-3164	289	3	0 .0	MONEY
fsr-3164	289	4	0 .0	MONEY
fsr-3164	289	5	0 .0	MONEY
fsr-3164	289	6	0 .0	MONEY
fsr-3164	289	7	ec	ORG
fsr-3164	289	8	-s	NORP
fsr-3164	289	9	0 .0	MONEY
fsr-3164	289	10	3	CARDINAL
fsr-3164	289	11	0 .0	MONEY
fsr-3164	289	12	3	CARDINAL
fsr-3164	289	13	0 .0	MONEY
fsr-3164	289	14	0 .0	MONEY
fsr-3164	289	15	o	DATE
fsr-3164	289	16	il e u se	PERSON
fsr-3164	289	17	6 8 1	TIME
fsr-3164	289	18	1 5	CARDINAL
fsr-3164	289	19	0 .0	MONEY
fsr-3164	289	20	2	CARDINAL
fsr-3164	289	21	1	CARDINAL
fsr-3164	289	22	7 3 5	DATE
fsr-3164	289	23	0 .0	MONEY
fsr-3164	289	24	0 .0	MONEY
fsr-3164	289	25	o	DATE
fsr-3164	289	26	il e u se	PERSON
fsr-3164	289	27	0 .0	MONEY
fsr-3164	289	28	6	CARDINAL
fsr-3164	290	1	7 2 5	DATE
fsr-3164	290	2	0 .0	MONEY
fsr-3164	290	3	6 2 4	DATE
fsr-3164	290	4	0 .0	MONEY
fsr-3164	293	1	0 .0	MONEY
fsr-3164	293	2	4	CARDINAL
fsr-3164	293	3	1	CARDINAL
fsr-3164	293	4	0 .0	MONEY
fsr-3164	293	5	0 .0	MONEY
fsr-3164	293	6	2	CARDINAL
fsr-3164	293	7	0 .0	MONEY
fsr-3164	293	8	0 .0	MONEY
fsr-3164	294	1	9	CARDINAL
fsr-3164	294	2	6	CARDINAL
fsr-3164	294	3	0 .0	MONEY
fsr-3164	294	4	2	CARDINAL
fsr-3164	294	5	2	CARDINAL
fsr-3164	294	6	0 .0	MONEY
fsr-3164	294	7	6	CARDINAL
fsr-3164	295	1	0 .0	MONEY
fsr-3164	295	2	0 .0	MONEY
fsr-3164	295	3	0 .0	MONEY
fsr-3164	295	4	7 5 3	DATE
fsr-3164	296	1	2	CARDINAL
fsr-3164	297	1	rv	GPE
fsr-3164	297	2	io	LOC
fsr-3164	298	1	t h	ORG
fsr-3164	300	1	ia	GPE
fsr-3164	302	1	u s	FAC
fsr-3164	302	2	al st	PERSON
fsr-3164	303	1	u s	ORG
fsr-3164	303	2	ea su	PERSON
fsr-3164	303	3	sc	GPE
fsr-3164	303	4	o	DATE
fsr-3164	304	1	e. s ta n	PERSON
fsr-3164	305	1	.0 1	DATE
fsr-3164	306	1	.0 5	DATE
fsr-3164	307	1	a. mussa et al	PERSON
fsr-3164	307	2	30	CARDINAL
fsr-3164	307	3	2022	CARDINAL
fsr-3164	307	4	273–296	CARDINAL
fsr-3164	307	5	5	CARDINAL
fsr-3164	308	1	al l m	FAC
fsr-3164	308	2	ea su	PERSON
fsr-3164	311	1	an ci al b	PERSON
fsr-3164	311	2	io	LOC
fsr-3164	311	3	ia	GPE
fsr-3164	311	4	an ci al b	PERSON
fsr-3164	311	5	io	LOC
fsr-3164	311	6	1	CARDINAL
fsr-3164	311	7	2	CARDINAL
fsr-3164	311	8	3	CARDINAL
fsr-3164	311	9	4	CARDINAL
fsr-3164	311	10	5	CARDINAL
fsr-3164	311	11	6	CARDINAL
fsr-3164	311	12	al k	PERSON
fsr-3164	318	1	0	CARDINAL
fsr-3164	319	1	9	CARDINAL
fsr-3164	320	1	0	CARDINAL
fsr-3164	321	1	3	CARDINAL
fsr-3164	322	1	0	CARDINAL
fsr-3164	324	1	0 .0	MONEY
fsr-3164	324	2	0 .0	MONEY
fsr-3164	324	3	7 2 3	DATE
fsr-3164	324	4	0 .0	MONEY
fsr-3164	324	5	7 2 2	DATE
fsr-3164	324	6	0 .0	MONEY
fsr-3164	324	7	7 2 2	DATE
fsr-3164	324	8	8	CARDINAL
fsr-3164	327	1	2	CARDINAL
fsr-3164	328	1	0	CARDINAL
fsr-3164	329	1	0	CARDINAL
fsr-3164	330	1	0	CARDINAL
fsr-3164	331	1	0 .0	MONEY
fsr-3164	331	2	0 .0	MONEY
fsr-3164	331	3	7 2 4	DATE
fsr-3164	331	4	0 .0	MONEY
fsr-3164	331	5	7 2 3	DATE
fsr-3164	331	6	0 .0	MONEY
fsr-3164	331	7	7 2 5	DATE
fsr-3164	331	8	al k	PERSON
fsr-3164	335	1	0	CARDINAL
fsr-3164	336	1	3	CARDINAL
fsr-3164	336	2	9	CARDINAL
fsr-3164	337	1	0	CARDINAL
fsr-3164	338	1	2	CARDINAL
fsr-3164	339	1	0 .0	MONEY
fsr-3164	339	2	0 .0	MONEY
fsr-3164	339	3	0 .0	MONEY
fsr-3164	340	1	ec	ORG
fsr-3164	341	1	-s	NORP
fsr-3164	341	2	0 .0	MONEY
fsr-3164	343	1	o	DATE
fsr-3164	343	2	il e u se	PERSON
fsr-3164	343	3	7 9 7	DATE
fsr-3164	343	4	o	DATE
fsr-3164	343	5	il e u se	PERSON
fsr-3164	344	1	0 1 4 7	PERCENT
fsr-3164	346	1	0	CARDINAL
fsr-3164	349	1	3	CARDINAL
fsr-3164	352	1	2	CARDINAL
fsr-3164	352	2	2 1	CARDINAL
fsr-3164	352	3	4	CARDINAL
fsr-3164	352	4	4 9	CARDINAL
fsr-3164	352	5	4 9	CARDINAL
fsr-3164	352	6	5	CARDINAL
fsr-3164	352	7	rv	GPE
fsr-3164	352	8	io	LOC
fsr-3164	353	1	t h	ORG
fsr-3164	355	1	ia	GPE
fsr-3164	357	1	u s	FAC
fsr-3164	357	2	al st	PERSON
fsr-3164	358	1	u s	ORG
fsr-3164	358	2	ea su	PERSON
fsr-3164	358	3	sc	GPE
fsr-3164	358	4	o	DATE
fsr-3164	359	1	e. s ta n	PERSON
fsr-3164	360	1	.0 1	DATE
fsr-3164	361	1	.0 5	DATE
fsr-3164	362	1	284	CARDINAL
fsr-3164	362	2	30	CARDINAL
fsr-3164	362	3	2022	CARDINAL
fsr-3164	362	4	273–296	CARDINAL
fsr-3164	363	1	6	CARDINAL
fsr-3164	364	1	10	CARDINAL
fsr-3164	365	1	first	ORDINAL
fsr-3164	365	2	eight	CARDINAL
fsr-3164	365	3	6	CARDINAL
fsr-3164	365	4	9 and 10	DATE
fsr-3164	367	1	three-month	DATE
fsr-3164	371	1	3	CARDINAL
fsr-3164	371	2	5	CARDINAL
fsr-3164	374	1	3	CARDINAL
fsr-3164	374	2	5	CARDINAL
fsr-3164	377	1	3 and 5	DATE
fsr-3164	385	1	annual	DATE
fsr-3164	385	2	less than 25k	CARDINAL
fsr-3164	386	1	a. mussa et al	PERSON
fsr-3164	386	2	30	CARDINAL
fsr-3164	386	3	2022	CARDINAL
fsr-3164	387	1	273–296	CARDINAL
fsr-3164	387	2	6 l	DATE
fsr-3164	387	3	ea su	PERSON
fsr-3164	390	1	an ci al b	PERSON
fsr-3164	390	2	io	LOC
fsr-3164	390	3	ia	GPE
fsr-3164	390	4	ea su	PERSON
fsr-3164	391	1	an ci al b	PERSON
fsr-3164	391	2	io	LOC
fsr-3164	392	1	g ac	FAC
fsr-3164	392	2	u n	FAC
fsr-3164	392	3	2	CARDINAL
fsr-3164	392	4	3	CARDINAL
fsr-3164	392	5	4	CARDINAL
fsr-3164	392	6	5	CARDINAL
fsr-3164	392	7	6	CARDINAL
fsr-3164	392	8	7	CARDINAL
fsr-3164	392	9	8	CARDINAL
fsr-3164	392	10	9	CARDINAL
fsr-3164	392	11	1	CARDINAL
fsr-3164	392	12	al k	PERSON
fsr-3164	394	1	6	CARDINAL
fsr-3164	395	1	0	CARDINAL
fsr-3164	396	1	2	CARDINAL
fsr-3164	396	2	3	CARDINAL
fsr-3164	396	3	0	CARDINAL
fsr-3164	397	1	6	CARDINAL
fsr-3164	398	1	0	CARDINAL
fsr-3164	400	1	0	CARDINAL
fsr-3164	401	1	9	CARDINAL
fsr-3164	402	1	0	CARDINAL
fsr-3164	407	1	0	CARDINAL
fsr-3164	411	1	0 .0	MONEY
fsr-3164	411	2	0 .0	MONEY
fsr-3164	411	3	0 .0	MONEY
fsr-3164	411	4	0 .0	MONEY
fsr-3164	411	5	0 .0	MONEY
fsr-3164	411	6	0 .0	MONEY
fsr-3164	411	7	0 .0	MONEY
fsr-3164	411	8	0 .0	MONEY
fsr-3164	411	9	0 .0	MONEY
fsr-3164	414	1	3 5	CARDINAL
fsr-3164	417	1	0	CARDINAL
fsr-3164	418	1	6	CARDINAL
fsr-3164	419	1	0	CARDINAL
fsr-3164	420	1	9	CARDINAL
fsr-3164	421	1	0	CARDINAL
fsr-3164	428	1	0	CARDINAL
fsr-3164	429	1	4	CARDINAL
fsr-3164	430	1	7 4 8	DATE
fsr-3164	430	2	0 .0	MONEY
fsr-3164	430	3	7 4 9	DATE
fsr-3164	430	4	0 .0	MONEY
fsr-3164	430	5	7 6 3	DATE
fsr-3164	430	6	0 .0	MONEY
fsr-3164	430	7	0 .0	MONEY
fsr-3164	430	8	7 2	DATE
fsr-3164	430	9	0 .0	MONEY
fsr-3164	430	10	7 2 1	DATE
fsr-3164	430	11	0 .0	MONEY
fsr-3164	430	12	0 .0	MONEY
fsr-3164	430	13	0 .0	MONEY
fsr-3164	430	14	0 .0	MONEY
fsr-3164	430	15	al k n	PERSON
fsr-3164	432	1	0	CARDINAL
fsr-3164	434	1	0	CARDINAL
fsr-3164	435	1	1 2	CARDINAL
fsr-3164	435	2	4	CARDINAL
fsr-3164	436	1	0	CARDINAL
fsr-3164	437	1	8	CARDINAL
fsr-3164	439	1	0	CARDINAL
fsr-3164	442	1	0	CARDINAL
fsr-3164	445	1	0 .0	MONEY
fsr-3164	445	2	0 .0	MONEY
fsr-3164	445	3	0 .0	MONEY
fsr-3164	445	4	0 .0	MONEY
fsr-3164	445	5	0 .0	MONEY
fsr-3164	446	1	0 .0	MONEY
fsr-3164	446	2	0 .0 1 2 5	MONEY
fsr-3164	446	3	0 .0 1 2 5	MONEY
fsr-3164	446	4	0 .0	MONEY
fsr-3164	447	1	0 .0	MONEY
fsr-3164	447	2	ec	ORG
fsr-3164	448	1	-s	NORP
fsr-3164	449	1	0 .0	MONEY
fsr-3164	450	1	0	CARDINAL
fsr-3164	453	1	2 5	DATE
fsr-3164	454	1	0 .0	MONEY
fsr-3164	454	2	0 .0	MONEY
fsr-3164	454	3	0 .0	MONEY
fsr-3164	454	4	0 .0	MONEY
fsr-3164	455	1	o	DATE
fsr-3164	455	2	il e u se	PERSON
fsr-3164	456	1	6 6 3	TIME
fsr-3164	456	2	2	CARDINAL
fsr-3164	456	3	5	CARDINAL
fsr-3164	456	4	3	CARDINAL
fsr-3164	457	1	0 .0	MONEY
fsr-3164	457	2	0 .0	MONEY
fsr-3164	457	3	6 2 7	DATE
fsr-3164	457	4	0 .0	MONEY
fsr-3164	457	5	7 5 1	DATE
fsr-3164	457	6	0 .0	MONEY
fsr-3164	457	7	7 5 5	DATE
fsr-3164	459	1	o	DATE
fsr-3164	459	2	il e u se	PERSON
fsr-3164	459	3	0 .0	MONEY
fsr-3164	460	1	0	CARDINAL
fsr-3164	460	2	3	CARDINAL
fsr-3164	463	1	7 4	DATE
fsr-3164	464	1	0 .0	MONEY
fsr-3164	464	2	6 2 4	DATE
fsr-3164	464	3	0 .0	MONEY
fsr-3164	464	4	6 2	DATE
fsr-3164	464	5	0 .0	MONEY
fsr-3164	464	6	7 4 6	DATE
fsr-3164	464	7	0 .0	MONEY
fsr-3164	464	8	7 3 7	DATE
fsr-3164	467	1	0 .0	MONEY
fsr-3164	470	1	2	CARDINAL
fsr-3164	470	2	4	CARDINAL
fsr-3164	472	1	2	CARDINAL
fsr-3164	473	1	0 .0	MONEY
fsr-3164	473	2	0 .0	MONEY
fsr-3164	473	3	0 .0	MONEY
fsr-3164	473	4	0 .0	MONEY
fsr-3164	473	5	6 8 9	DATE
fsr-3164	474	1	0 .0	MONEY
fsr-3164	474	2	6	CARDINAL
fsr-3164	474	3	6	CARDINAL
fsr-3164	477	1	0 .0	MONEY
fsr-3164	477	2	0 .0	MONEY
fsr-3164	477	3	8 4 8	DATE
fsr-3164	477	4	0 .0	MONEY
fsr-3164	477	5	0 .0	MONEY
fsr-3164	478	1	2	CARDINAL
fsr-3164	478	2	0	CARDINAL
fsr-3164	478	3	2 3	CARDINAL
fsr-3164	478	4	2	CARDINAL
fsr-3164	478	5	rv	GPE
fsr-3164	478	6	io	LOC
fsr-3164	479	1	t h	ORG
fsr-3164	481	1	ia	GPE
fsr-3164	483	1	u s	FAC
fsr-3164	483	2	al st	PERSON
fsr-3164	484	1	u s	ORG
fsr-3164	484	2	ea su	PERSON
fsr-3164	484	3	sc	GPE
fsr-3164	484	4	o	DATE
fsr-3164	485	1	e. s ta n	PERSON
fsr-3164	486	1	.0 1	DATE
fsr-3164	487	1	.0 5	DATE
fsr-3164	488	1	286	CARDINAL
fsr-3164	488	2	a. mussa et al	PERSON
fsr-3164	488	3	30	CARDINAL
fsr-3164	488	4	2022	CARDINAL
fsr-3164	489	1	273–296	CARDINAL
fsr-3164	495	1	lyons	PERSON
fsr-3164	495	2	2007, 2008	DATE
fsr-3164	495	3	robb	PERSON
fsr-3164	495	4	2011	DATE
fsr-3164	497	1	three	CARDINAL
fsr-3164	499	1	less than 25k	CARDINAL
fsr-3164	504	1	shobha	PERSON
fsr-3164	504	2	kumar	PERSON
fsr-3164	504	3	2020	DATE
fsr-3164	504	4	india	GPE
fsr-3164	504	5	gen x	PERSON
fsr-3164	504	6	gen y. kumar	PERSON
fsr-3164	504	7	lim	PERSON
fsr-3164	504	8	2008	DATE
fsr-3164	505	1	kumar & lim	ORG
fsr-3164	505	2	2008	DATE
fsr-3164	505	3	577	CARDINAL
fsr-3164	507	1	7	CARDINAL
fsr-3164	507	2	7	CARDINAL
fsr-3164	507	3	geny genx	PERSON
fsr-3164	507	4	0.0449	CARDINAL
fsr-3164	507	5	0.0395	GPE
fsr-3164	507	6	0.0264	CARDINAL
fsr-3164	507	7	0.0196	CARDINAL
fsr-3164	507	8	0.0122	CARDINAL
fsr-3164	507	9	0.0151	CARDINAL
fsr-3164	507	10	0.180	CARDINAL
fsr-3164	508	1	0.199	CARDINAL
fsr-3164	508	2	0.0409	CARDINAL
fsr-3164	508	3	0.0284)	MONEY
fsr-3164	508	4	0.0151	CARDINAL
fsr-3164	508	5	0.0148	MONEY
fsr-3164	508	6	0.0230 0.0334 0.00349	MONEY
fsr-3164	508	7	0.0555	CARDINAL
fsr-3164	508	8	0.0335	CARDINAL
fsr-3164	508	9	0.0229	MONEY
fsr-3164	508	10	0.0193	CARDINAL
fsr-3164	508	11	0.0345	CARDINAL
fsr-3164	508	12	0.0251	CARDINAL
fsr-3164	508	13	0.0174	CARDINAL
fsr-3164	508	14	0.0104	CARDINAL
fsr-3164	508	15	0.0130	CARDINAL
fsr-3164	508	16	0.176	CARDINAL
fsr-3164	508	17	1,326	CARDINAL
fsr-3164	508	18	8,438	CARDINAL
fsr-3164	511	1	a. mussa et al	PERSON
fsr-3164	511	2	30	CARDINAL
fsr-3164	511	3	2022	CARDINAL
fsr-3164	511	4	273–296	CARDINAL
fsr-3164	511	5	287	CARDINAL
fsr-3164	512	1	18 to 24	DATE
fsr-3164	512	2	25 to 34	DATE
fsr-3164	512	3	genx	ORG
fsr-3164	512	4	35 to 54	CARDINAL
fsr-3164	512	5	55+	DATE
fsr-3164	518	1	two	CARDINAL
fsr-3164	520	1	8	CARDINAL
fsr-3164	522	1	4.0% to 6.7%	PERCENT
fsr-3164	524	1	gen x	PERSON
fsr-3164	524	2	8	CARDINAL
fsr-3164	524	3	geny genx	PERSON
fsr-3164	524	4	0.0450	CARDINAL
fsr-3164	524	5	0.0264	CARDINAL
fsr-3164	524	6	0.0196	CARDINAL
fsr-3164	524	7	0.0122	CARDINAL
fsr-3164	524	8	0.0151	CARDINAL
fsr-3164	524	9	0.177	CARDINAL
fsr-3164	524	10	0.228	CARDINAL
fsr-3164	524	11	0.183	CARDINAL
fsr-3164	524	12	0.198	CARDINAL
fsr-3164	524	13	0.0410)	MONEY
fsr-3164	524	14	0.0152	CARDINAL
fsr-3164	524	15	0.0147	CARDINAL
fsr-3164	524	16	0.0239 0.0300 0.00126	MONEY
fsr-3164	524	17	0.0554	CARDINAL
fsr-3164	524	18	0.0336	MONEY
fsr-3164	524	19	0.0230	CARDINAL
fsr-3164	524	20	0.0193	CARDINAL
fsr-3164	524	21	0.00394	CARDINAL
fsr-3164	524	22	0.00263	CARDINAL
fsr-3164	524	23	0.0181	CARDINAL
fsr-3164	524	24	0.0111	ORG
fsr-3164	524	25	0.0132	CARDINAL
fsr-3164	524	26	0.0258	ORG
fsr-3164	524	27	0.0186	CARDINAL
fsr-3164	524	28	0.0110	CARDINAL
fsr-3164	524	29	0.0136	CARDINAL
fsr-3164	524	30	0.0228	CARDINAL
fsr-3164	524	31	0.0249	CARDINAL
fsr-3164	524	32	0.0181	CARDINAL
fsr-3164	524	33	0.0107	CARDINAL
fsr-3164	524	34	0.0110	CARDINAL
fsr-3164	524	35	0.0226	CARDINAL
fsr-3164	524	36	0.0248	CARDINAL
fsr-3164	524	37	0.0218	CARDINAL
fsr-3164	524	38	0.0358	CARDINAL
fsr-3164	524	39	0.0279	CARDINAL
fsr-3164	524	40	0.0216	CARDINAL
fsr-3164	524	41	0.0153	CARDINAL
fsr-3164	524	42	0.0247	CARDINAL
fsr-3164	524	43	0.172 0.207 0.260	MONEY
fsr-3164	524	44	1,326	CARDINAL
fsr-3164	524	45	8,438	CARDINAL
fsr-3164	527	1	288 a. mussa et al	ORG
fsr-3164	527	2	30	CARDINAL
fsr-3164	527	3	2022	CARDINAL
fsr-3164	527	4	273–296	CARDINAL
fsr-3164	528	1	about 2.3% to 7.3%	PERCENT
fsr-3164	530	1	9	CARDINAL
fsr-3164	533	1	one	CARDINAL
fsr-3164	537	1	3.6%	PERCENT
fsr-3164	537	2	7.3%	PERCENT
fsr-3164	537	3	kumar	PERSON
fsr-3164	537	4	2020	DATE
fsr-3164	539	1	10	CARDINAL
fsr-3164	544	1	9	CARDINAL
fsr-3164	544	2	geny genx	PERSON
fsr-3164	544	3	0.0471	CARDINAL
fsr-3164	544	4	0.0184	CARDINAL
fsr-3164	544	5	0.0103	CARDINAL
fsr-3164	544	6	0.159	CARDINAL
fsr-3164	544	7	0.0241	CARDINAL
fsr-3164	544	8	0.0128)	MONEY
fsr-3164	544	9	0.0110	CARDINAL
fsr-3164	544	10	0.000148	CARDINAL
fsr-3164	544	11	0.0487	CARDINAL
fsr-3164	544	12	0.0200	CARDINAL
fsr-3164	544	13	0.0154	CARDINAL
fsr-3164	544	14	0.0585	CARDINAL
fsr-3164	544	15	0.0183	CARDINAL
fsr-3164	544	16	0.0249	CARDINAL
fsr-3164	544	17	0.0153	CARDINAL
fsr-3164	544	18	0.0113	CARDINAL
fsr-3164	544	19	0.302	MONEY
fsr-3164	544	20	0.371	CARDINAL
fsr-3164	544	21	1,326	CARDINAL
fsr-3164	544	22	6,849	CARDINAL
fsr-3164	544	23	8,438	CARDINAL
fsr-3164	547	1	a. mussa et al	PERSON
fsr-3164	547	2	30	CARDINAL
fsr-3164	547	3	2022	CARDINAL
fsr-3164	547	4	273–296	CARDINAL
fsr-3164	550	1	first	ORDINAL
fsr-3164	550	2	four	CARDINAL
fsr-3164	551	1	3	CARDINAL
fsr-3164	551	2	4	DATE
fsr-3164	551	3	5	DATE
fsr-3164	551	4	6	CARDINAL
fsr-3164	553	1	appendix	NORP
fsr-3164	556	1	t3	ORG
fsr-3164	557	1	t4	ORG
fsr-3164	557	2	appendix	NORP
fsr-3164	557	3	10	CARDINAL
fsr-3164	557	4	geny genx	PERSON
fsr-3164	557	5	0.0432	CARDINAL
fsr-3164	557	6	0.0678	MONEY
fsr-3164	557	7	0.0756	CARDINAL
fsr-3164	557	8	0.0293	CARDINAL
fsr-3164	557	9	0.0183	CARDINAL
fsr-3164	557	10	0.0103	CARDINAL
fsr-3164	557	11	0.136	CARDINAL
fsr-3164	557	12	0.172	CARDINAL
fsr-3164	557	13	0.156	CARDINAL
fsr-3164	557	14	0.0242	CARDINAL
fsr-3164	557	15	0.0129	CARDINAL
fsr-3164	557	16	0.0110	CARDINAL
fsr-3164	557	17	0.000144	CARDINAL
fsr-3164	557	18	0.0488	CARDINAL
fsr-3164	557	19	0.0309	ORG
fsr-3164	557	20	0.0199	ORG
fsr-3164	557	21	0.0154	CARDINAL
fsr-3164	557	22	0.0250	CARDINAL
fsr-3164	557	23	0.0105	CARDINAL
fsr-3164	557	24	0.0115	CARDINAL
fsr-3164	557	25	0.0527	CARDINAL
fsr-3164	557	26	0.0418	CARDINAL
fsr-3164	557	27	0.00908	CARDINAL
fsr-3164	557	28	0.00765	CARDINAL
fsr-3164	557	29	0.0262	CARDINAL
fsr-3164	557	30	0.0163	CARDINAL
fsr-3164	557	31	0.0104	CARDINAL
fsr-3164	557	32	0.0502	CARDINAL
fsr-3164	557	33	0.0134	CARDINAL
fsr-3164	557	34	0.0246	ORG
fsr-3164	557	35	0.0159	CARDINAL
fsr-3164	557	36	0.0101	CARDINAL
fsr-3164	557	37	0.00938	MONEY
fsr-3164	557	38	0.0604	CARDINAL
fsr-3164	557	39	0.0165 0.0207 0.0191	MONEY
fsr-3164	557	40	0.0270	CARDINAL
fsr-3164	557	41	0.0193	CARDINAL
fsr-3164	557	42	0.0150	CARDINAL
fsr-3164	557	43	0.0201	CARDINAL
fsr-3164	557	44	0.306	MONEY
fsr-3164	557	45	0.371	MONEY
fsr-3164	557	46	1,326	CARDINAL
fsr-3164	557	47	6,849	CARDINAL
fsr-3164	557	48	8,438	CARDINAL
fsr-3164	560	1	290	CARDINAL
fsr-3164	560	2	a. mussa et al	PERSON
fsr-3164	560	3	30	CARDINAL
fsr-3164	560	4	2022	CARDINAL
fsr-3164	561	1	273–296	CARDINAL
fsr-3164	561	2	gen x	PERSON
fsr-3164	562	1	at least three	CARDINAL
fsr-3164	562	2	four	CARDINAL
fsr-3164	563	1	appendix	NORP
fsr-3164	563	2	t5	ORG
fsr-3164	565	1	appendix	NORP
fsr-3164	565	2	t6	ORG
fsr-3164	568	1	0 to 4	PERCENT
fsr-3164	568	2	0	CARDINAL
fsr-3164	568	3	4	CARDINAL
fsr-3164	571	1	appendix	NORP
fsr-3164	573	1	appendix	NORP
fsr-3164	573	2	4.8%	PERCENT
fsr-3164	573	3	0.0198	CARDINAL
fsr-3164	573	4	0.0681	CARDINAL
fsr-3164	574	1	1.1%	PERCENT
fsr-3164	574	2	0.0302 +	MONEY
fsr-3164	575	1	second	ORDINAL
fsr-3164	576	1	at least two	CARDINAL
fsr-3164	576	2	three	CARDINAL
fsr-3164	577	1	0.064	CARDINAL
fsr-3164	578	1	at least four	CARDINAL
fsr-3164	578	2	five	CARDINAL
fsr-3164	578	3	at least three	CARDINAL
fsr-3164	579	1	0.0151	CARDINAL
fsr-3164	579	2	0.0258	GPE
fsr-3164	580	1	a. mussa et al	PERSON
fsr-3164	580	2	30	CARDINAL
fsr-3164	580	3	2022	CARDINAL
fsr-3164	581	1	273–296 291 third	CARDINAL
fsr-3164	581	2	lusardi & mitchell	ORG
fsr-3164	581	3	2014	DATE
fsr-3164	581	4	van rooij et al.	PERSON
fsr-3164	581	5	2009	DATE
fsr-3164	582	1	two	CARDINAL
fsr-3164	582	2	lusardi & mitchell	ORG
fsr-3164	582	3	2014	DATE
fsr-3164	583	1	wagner	PERSON
fsr-3164	583	2	2019	DATE
fsr-3164	587	1	two	CARDINAL
fsr-3164	593	1	0.032	CARDINAL
fsr-3164	593	2	0.0151	CARDINAL
fsr-3164	593	3	appendix	NORP
fsr-3164	594	1	6.	CARDINAL
fsr-3164	601	1	292	CARDINAL
fsr-3164	601	2	a. mussa et al	PERSON
fsr-3164	601	3	30	CARDINAL
fsr-3164	601	4	2022	CARDINAL
fsr-3164	602	1	273–296	CARDINAL
fsr-3164	607	1	one	CARDINAL
fsr-3164	614	1	1	CARDINAL
fsr-3164	614	2	29%	PERCENT
fsr-3164	614	3	2021	CARDINAL
fsr-3164	615	1	2	CARDINAL
fsr-3164	616	1	3	CARDINAL
fsr-3164	617	1	1996	DATE
fsr-3164	617	2	gen x	PERSON
fsr-3164	617	3	1965–1980	CARDINAL
fsr-3164	617	4	1946–1964	CARDINAL
fsr-3164	618	1	4	CARDINAL
fsr-3164	618	2	six	CARDINAL
fsr-3164	619	1	six	CARDINAL
fsr-3164	619	2	0	CARDINAL
fsr-3164	619	3	6	CARDINAL
fsr-3164	619	4	0	CARDINAL
fsr-3164	619	5	six	CARDINAL
fsr-3164	620	1	6	CARDINAL
fsr-3164	621	1	2.11	CARDINAL
fsr-3164	622	1	5	CARDINAL
fsr-3164	622	2	5.72	CARDINAL
fsr-3164	622	3	1	CARDINAL
fsr-3164	622	4	10	CARDINAL
fsr-3164	622	5	5.13	CARDINAL
fsr-3164	622	6	1	CARDINAL
fsr-3164	622	7	7	CARDINAL
fsr-3164	622	8	5.76	CARDINAL
fsr-3164	622	9	1	CARDINAL
fsr-3164	622	10	10	CARDINAL
fsr-3164	623	1	30	CARDINAL
fsr-3164	623	2	2022	CARDINAL
fsr-3164	623	3	273–296 293	CARDINAL
fsr-3164	623	4	three	CARDINAL
fsr-3164	623	5	3	CARDINAL
fsr-3164	624	1	6	CARDINAL
fsr-3164	624	2	9	CARDINAL
fsr-3164	624	3	0.072	CARDINAL
fsr-3164	624	4	0.0319	CARDINAL
fsr-3164	624	5	10	CARDINAL
fsr-3164	624	6	0.076	CARDINAL
fsr-3164	624	7	0.034 7	DATE
fsr-3164	625	1	geny genx	PERSON
fsr-3164	625	2	0.0422	CARDINAL
fsr-3164	625	3	0.00818 0.0112 0.0377	MONEY
fsr-3164	625	4	0.0264	CARDINAL
fsr-3164	625	5	0.0196	CARDINAL
fsr-3164	625	6	0.0122	CARDINAL
fsr-3164	625	7	0.0151	CARDINAL
fsr-3164	625	8	0.183	CARDINAL
fsr-3164	625	9	0.225	CARDINAL
fsr-3164	625	10	0.198	CARDINAL
fsr-3164	625	11	0.0411	CARDINAL
fsr-3164	625	12	0.0284)	MONEY
fsr-3164	625	13	0.0151	CARDINAL
fsr-3164	625	14	0.0148	MONEY
fsr-3164	625	15	0.0224 0.0343 0.00596	MONEY
fsr-3164	625	16	0.0556	CARDINAL
fsr-3164	625	17	0.0336	MONEY
fsr-3164	625	18	0.0230	CARDINAL
fsr-3164	625	19	0.0193	CARDINAL
fsr-3164	625	20	0.0193	CARDINAL
fsr-3164	625	21	0.0210	CARDINAL
fsr-3164	625	22	0.0730	CARDINAL
fsr-3164	625	23	0.0242	CARDINAL
fsr-3164	625	24	0.0169	CARDINAL
fsr-3164	625	25	0.0116	CARDINAL
fsr-3164	625	26	0.0154	CARDINAL
fsr-3164	625	27	0.255	CARDINAL
fsr-3164	625	28	1,326	CARDINAL
fsr-3164	625	29	8,438	CARDINAL
fsr-3164	628	1	294	CARDINAL
fsr-3164	628	2	a. mussa et al	PERSON
fsr-3164	628	3	30	CARDINAL
fsr-3164	628	4	2022	CARDINAL
fsr-3164	629	1	273–296	CARDINAL
fsr-3164	631	1	24	CARDINAL
fsr-3164	631	2	101	CARDINAL
fsr-3164	632	1	berraies	GPE
fsr-3164	632	2	s.	PERSON
fsr-3164	632	3	ben yahia	PERSON
fsr-3164	632	4	k., & hannachi	ORG
fsr-3164	632	5	2017	CARDINAL
fsr-3164	634	1	international journal of bank	ORG
fsr-3164	634	2	35	CARDINAL
fsr-3164	634	3	1018–1038	CARDINAL
fsr-3164	635	1	https://doi.org/10.1108/	CARDINAL
fsr-3164	635	2	2016-0137	DATE
fsr-3164	635	3	s.	GPE
fsr-3164	635	4	hilgert	GPE
fsr-3164	635	5	m., & hogarth	ORG
fsr-3164	635	6	j.	PERSON
fsr-3164	635	7	2003	DATE
fsr-3164	637	1	federal reserve bulletin	ORG
fsr-3164	637	2	july	DATE
fsr-3164	637	3	309–322	CARDINAL
fsr-3164	638	1	carlsson, h., larsson, s., svensson, l., & åström	ORG
fsr-3164	638	2	f.	PERSON
fsr-3164	638	3	2017	CARDINAL
fsr-3164	640	1	28	CARDINAL
fsr-3164	641	1	https://doi.org/10.1891/1052-3073.28.1.76 chan	PERSON
fsr-3164	641	2	e., & saqib	ORG
fsr-3164	641	3	2015	CARDINAL
fsr-3164	643	1	apasia	PERSON
fsr-3164	643	2	11	CARDINAL
fsr-3164	643	3	105	CARDINAL
fsr-3164	644	1	s.	PERSON
fsr-3164	644	2	d., & subramaniam	ORG
fsr-3164	644	3	t.	GPE
fsr-3164	644	4	2015	CARDINAL
fsr-3164	646	1	60	DATE
fsr-3164	646	2	107–132	DATE
fsr-3164	647	1	https://doi.org/10.1016/j.cya.2015.08.003	DATE
fsr-3164	647	2	k., & nestoriak	ORG
fsr-3164	647	3	2020	DATE
fsr-3164	649	1	d.	NORP
fsr-3164	649	2	2008	DATE
fsr-3164	651	1	69	CARDINAL
fsr-3164	651	2	1–108	CARDINAL
fsr-3164	652	1	federal reserve board	ORG
fsr-3164	653	1	2016	CARDINAL
fsr-3164	656	1	2009	DATE
fsr-3164	657	1	j., & rodermund	ORG
fsr-3164	657	2	r., & anderson	ORG
fsr-3164	657	3	n., & berkowitz	ORG
fsr-3164	657	4	s., & robb	ORG
fsr-3164	657	5	2014	DATE
fsr-3164	659	1	consumer sciences research journal	ORG
fsr-3164	659	2	42	CARDINAL
fsr-3164	659	3	358–368	CARDINAL
fsr-3164	659	4	10.1111	CARDINAL
fsr-3164	659	5	geny genx	PERSON
fsr-3164	659	6	0.0416	CARDINAL
fsr-3164	659	7	0.0196	CARDINAL
fsr-3164	659	8	0.0122	CARDINAL
fsr-3164	659	9	0.0151	CARDINAL
fsr-3164	659	10	0.174	CARDINAL
fsr-3164	659	11	0.231	CARDINAL
fsr-3164	659	12	0.182	CARDINAL
fsr-3164	659	13	0.198	CARDINAL
fsr-3164	659	14	0.0152	CARDINAL
fsr-3164	659	15	0.0148	MONEY
fsr-3164	659	16	0.0219	CARDINAL
fsr-3164	659	17	0.0555	CARDINAL
fsr-3164	659	18	0.0337	MONEY
fsr-3164	659	19	0.0230	CARDINAL
fsr-3164	659	20	0.0193	CARDINAL
fsr-3164	659	21	0.0668	CARDINAL
fsr-3164	659	22	0.0136	CARDINAL
fsr-3164	659	23	0.0354	ORG
fsr-3164	659	24	0.0163	CARDINAL
fsr-3164	659	25	0.0245	CARDINAL
fsr-3164	659	26	0.0600	CARDINAL
fsr-3164	659	27	0.0285	CARDINAL
fsr-3164	659	28	0.0323	CARDINAL
fsr-3164	659	29	0.0297	CARDINAL
fsr-3164	659	30	0.0221	MONEY
fsr-3164	659	31	0.0183	CARDINAL
fsr-3164	659	32	0.0325	CARDINAL
fsr-3164	659	33	0.0440	CARDINAL
fsr-3164	659	34	0.0102	CARDINAL
fsr-3164	659	35	0.0244	CARDINAL
fsr-3164	659	36	0.0440	CARDINAL
fsr-3164	659	37	0.0218	CARDINAL
fsr-3164	659	38	0.0164	CARDINAL
fsr-3164	659	39	0.0220	CARDINAL
fsr-3164	659	40	0.0463	CARDINAL
fsr-3164	659	41	0.0336	CARDINAL
fsr-3164	659	42	0.100	CARDINAL
fsr-3164	659	43	0.0436	MONEY
fsr-3164	659	44	0.0289	CARDINAL
fsr-3164	659	45	0.0510	CARDINAL
fsr-3164	659	46	0.255	CARDINAL
fsr-3164	659	47	1,326	CARDINAL
fsr-3164	659	48	8,438	CARDINAL
fsr-3164	662	1	a. mussa et al	PERSON
fsr-3164	662	2	30	CARDINAL
fsr-3164	662	3	2022	CARDINAL
fsr-3164	663	1	273–296	CARDINAL
fsr-3164	663	2	hee yeo	PERSON
fsr-3164	663	3	j., & fisher	ORG
fsr-3164	663	4	2017	CARDINAL
fsr-3164	664	1	the united states	GPE
fsr-3164	665	1	7	CARDINAL
fsr-3164	666	1	henager	ORG
fsr-3164	666	2	r., & cude	ORG
fsr-3164	666	3	b. j.	PERSON
fsr-3164	666	4	2016	CARDINAL
fsr-3164	668	1	27	CARDINAL
fsr-3164	668	2	3–19	CARDINAL
fsr-3164	669	1	https://doi.org/10.1891/1052-3073.27.1.3 hogarth	PERSON
fsr-3164	669	2	j., & anguelov	ORG
fsr-3164	669	3	c. e.	PERSON
fsr-3164	669	4	2004	DATE
fsr-3164	670	1	15	CARDINAL
fsr-3164	670	2	20551202–785	CARDINAL
fsr-3164	671	1	kumar, a., & lim	PERSON
fsr-3164	673	1	22	CARDINAL
fsr-3164	673	2	568	CARDINAL
fsr-3164	674	1	liébana	PERSON
fsr-3164	674	2	f.	PERSON
fsr-3164	674	3	j., & muñoz	ORG
fsr-3164	674	4	f.	PERSON
fsr-3164	674	5	2014	DATE
fsr-3164	676	1	35	CARDINAL
fsr-3164	676	2	464–478	CARDINAL
fsr-3164	676	3	https://doi.org/10.1016/j.chb.2014.03.022 lusardi	PERSON
fsr-3164	676	4	a., & mitchell	ORG
fsr-3164	676	5	o. s.	PERSON
fsr-3164	676	6	2014	DATE
fsr-3164	678	1	52	DATE
fsr-3164	678	2	5–44	CARDINAL
fsr-3164	678	3	https://doi.org/10.1257/jel.52.1.5 lyons	PERSON
fsr-3164	678	4	a. c.	PERSON
fsr-3164	678	5	2007	DATE
fsr-3164	679	1	midwest	LOC
fsr-3164	681	1	2007	DATE
fsr-3164	682	1	https://ssrn.com/abstract=1060801 lyons	ORG
fsr-3164	682	2	a. c.	PERSON
fsr-3164	682	3	2008	DATE
fsr-3164	684	1	j. j. xiao	PERSON
fsr-3164	684	2	185-207	CARDINAL
fsr-3164	685	1	new york	GPE
fsr-3164	685	2	ny	GPE
fsr-3164	686	1	mckinsey	PERSON
fsr-3164	687	1	2021	CARDINAL
fsr-3164	689	1	2018	DATE
fsr-3164	690	1	u.s.	GPE
fsr-3164	691	1	2018	DATE
fsr-3164	692	1	finra	ORG
fsr-3164	693	1	https://www.usfinancialcapability.org/downloads/nfcs_2018_report_natl_findings.pdf phang	ORG
fsr-3164	693	2	j., kankanhalli	PERSON
fsr-3164	693	3	a.	PERSON
fsr-3164	693	4	li	PERSON
fsr-3164	693	5	2006	DATE
fsr-3164	695	1	53	CARDINAL
fsr-3164	695	2	555–569	CARDINAL
fsr-3164	695	3	robb	PERSON
fsr-3164	695	4	c. a.	PERSON
fsr-3164	695	5	2011	DATE
fsr-3164	697	1	32	DATE
fsr-3164	697	2	690	CARDINAL
fsr-3164	698	1	t. s.	GPE
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