id	sid	eid	entity	type
fsr-3196	1	1	barry s. mulhollanda	PERSON
fsr-3196	1	2	michael s. finkeb	PERSON
fsr-3196	1	3	university of akron	ORG
fsr-3196	1	4	259	CARDINAL
fsr-3196	1	5	broadway street	FAC
fsr-3196	1	6	akron	GPE
fsr-3196	1	7	oh 44325-4803	DATE
fsr-3196	1	8	the american college of financial planning	ORG
fsr-3196	1	9	630	CARDINAL
fsr-3196	1	10	king of prussia	ORG
fsr-3196	1	11	pa 19406	DATE
fsr-3196	5	1	one	CARDINAL
fsr-3196	9	1	2023	CARDINAL
fsr-3196	11	1	lapsation 1	ORG
fsr-3196	15	1	1057-0810/23/$	DATE
fsr-3196	15	2	2023	CARDINAL
fsr-3196	17	1	31	CARDINAL
fsr-3196	17	2	2023	CARDINAL
fsr-3196	17	3	campbell 1980	ORG
fsr-3196	17	4	fischer	ORG
fsr-3196	17	5	1973	DATE
fsr-3196	17	6	yaari	GPE
fsr-3196	17	7	1965	DATE
fsr-3196	17	8	1989	DATE
fsr-3196	17	9	bernheim	GPE
fsr-3196	17	10	1991	DATE
fsr-3196	18	1	1987	DATE
fsr-3196	18	2	2006	DATE
fsr-3196	18	3	mulholland et al.	PERSON
fsr-3196	18	4	2016	DATE
fsr-3196	21	1	each year	DATE
fsr-3196	21	2	about 7%	PERCENT
fsr-3196	21	3	fang & kung	ORG
fsr-3196	21	4	2012	DATE
fsr-3196	22	1	daily	DATE
fsr-3196	22	2	2008	DATE
fsr-3196	23	1	fang & kung	ORG
fsr-3196	23	2	2012	DATE
fsr-3196	24	1	2021	CARDINAL
fsr-3196	25	1	2021	CARDINAL
fsr-3196	25	2	two	CARDINAL
fsr-3196	27	1	fier & liebenberg	ORG
fsr-3196	27	2	2013	DATE
fsr-3196	29	1	2021	CARDINAL
fsr-3196	29	2	37.8%	PERCENT
fsr-3196	29	3	15.4%	PERCENT
fsr-3196	30	1	oldfield	PERSON
fsr-3196	30	2	2007	DATE
fsr-3196	31	1	gerardi et al	PERSON
fsr-3196	32	1	2013	DATE
fsr-3196	33	1	christelis et al	PERSON
fsr-3196	34	1	2010	DATE
fsr-3196	34	2	kumar	PERSON
fsr-3196	34	3	2011	DATE
fsr-3196	34	4	70s and 80s	DATE
fsr-3196	35	1	2017	DATE
fsr-3196	37	1	campbell 1980	ORG
fsr-3196	37	2	fischer	ORG
fsr-3196	37	3	1973	DATE
fsr-3196	37	4	yaari	GPE
fsr-3196	37	5	1965	DATE
fsr-3196	37	6	1989	DATE
fsr-3196	37	7	bernheim	GPE
fsr-3196	37	8	1991)—may	ORG
fsr-3196	38	1	74	CARDINAL
fsr-3196	38	2	b. s. mulholland	PERSON
fsr-3196	38	3	m. s. finke	PERSON
fsr-3196	38	4	31	CARDINAL
fsr-3196	38	5	2023	CARDINAL
fsr-3196	48	1	2	CARDINAL
fsr-3196	49	1	yaari	PERSON
fsr-3196	49	2	1965	DATE
fsr-3196	49	3	fischer	PERSON
fsr-3196	49	4	1973	DATE
fsr-3196	49	5	campbell	ORG
fsr-3196	49	6	1980	DATE
fsr-3196	50	1	1989	DATE
fsr-3196	50	2	bernheim	GPE
fsr-3196	50	3	1991	DATE
fsr-3196	52	1	linton	PERSON
fsr-3196	52	2	1932	DATE
fsr-3196	53	1	schott	ORG
fsr-3196	53	2	1971	DATE
fsr-3196	54	1	russell et al	PERSON
fsr-3196	55	1	2013	DATE
fsr-3196	55	2	1990	DATE
fsr-3196	56	1	cole	PRODUCT
fsr-3196	56	2	2021	CARDINAL
fsr-3196	56	3	b. s. mulholland	PERSON
fsr-3196	56	4	m. s. finke	PERSON
fsr-3196	56	5	31	CARDINAL
fsr-3196	56	6	2023	CARDINAL
fsr-3196	57	1	75	CARDINAL
fsr-3196	59	1	nolte	PERSON
fsr-3196	59	2	schneider	PERSON
fsr-3196	59	3	2017	CARDINAL
fsr-3196	62	1	first	ORDINAL
fsr-3196	62	2	2012	DATE
fsr-3196	63	1	liebenberg	PERSON
fsr-3196	63	2	2013	DATE
fsr-3196	63	3	the 1996 through 2008	DATE
fsr-3196	64	1	second	ORDINAL
fsr-3196	64	2	liebenberg et al	PERSON
fsr-3196	65	1	2010	DATE
fsr-3196	68	1	& oldfield	PERSON
fsr-3196	68	2	2007	DATE
fsr-3196	68	3	christelis et al.	PERSON
fsr-3196	68	4	2010	DATE
fsr-3196	68	5	lusardi & tufano	ORG
fsr-3196	68	6	2009	DATE
fsr-3196	69	1	mcardle et al.	PERSON
fsr-3196	69	2	2011	DATE
fsr-3196	69	3	smith et al.	ORG
fsr-3196	69	4	2010	DATE
fsr-3196	71	1	smith et al	ORG
fsr-3196	72	1	2010	DATE
fsr-3196	73	1	smith et al	PERSON
fsr-3196	74	1	2010	DATE
fsr-3196	74	2	two	CARDINAL
fsr-3196	76	1	smith et al	PERSON
fsr-3196	77	1	2010	DATE
fsr-3196	77	2	three	CARDINAL
fsr-3196	77	3	1	CARDINAL
fsr-3196	77	4	2	CARDINAL
fsr-3196	77	5	3	CARDINAL
fsr-3196	80	1	76	CARDINAL
fsr-3196	80	2	b. s. mulholland	PERSON
fsr-3196	80	3	m. s. finke	PERSON
fsr-3196	80	4	31	CARDINAL
fsr-3196	80	5	2023	CARDINAL
fsr-3196	81	1	3	CARDINAL
fsr-3196	81	2	3.1	CARDINAL
fsr-3196	81	3	2008	DATE
fsr-3196	81	4	2010	DATE
fsr-3196	81	5	9 and 10	CARDINAL
fsr-3196	82	1	u.s.	GPE
fsr-3196	82	2	the age of 50	DATE
fsr-3196	83	1	every two years	DATE
fsr-3196	83	2	the university of michigan	ORG
fsr-3196	83	3	first	ORDINAL
fsr-3196	83	4	1992	DATE
fsr-3196	84	1	years	DATE
fsr-3196	84	2	nearly 37,000	CARDINAL
fsr-3196	85	1	the national institute on aging (nia	ORG
fsr-3196	85	2	ssa	ORG
fsr-3196	86	1	liebenberg et al	PERSON
fsr-3196	87	1	2012	DATE
fsr-3196	89	1	2008	DATE
fsr-3196	89	2	2010	DATE
fsr-3196	89	3	first	ORDINAL
fsr-3196	89	4	17,217	CARDINAL
fsr-3196	90	1	2010	DATE
fsr-3196	91	1	14,659	CARDINAL
fsr-3196	92	1	the prior two years	DATE
fsr-3196	93	1	fang & kung	ORG
fsr-3196	93	2	2012	DATE
fsr-3196	93	3	fier & liebenberg	ORG
fsr-3196	93	4	2013	DATE
fsr-3196	93	5	two	CARDINAL
fsr-3196	94	1	first	ORDINAL
fsr-3196	94	2	two	CARDINAL
fsr-3196	94	3	first	ORDINAL
fsr-3196	95	1	first	ORDINAL
fsr-3196	95	2	2008	DATE
fsr-3196	96	1	9,359	CARDINAL
fsr-3196	98	1	fisher et al	PERSON
fsr-3196	99	1	2013	DATE
fsr-3196	101	1	one	CARDINAL
fsr-3196	102	1	b. s. mulholland	PERSON
fsr-3196	102	2	m. s. finke	PERSON
fsr-3196	102	3	31	CARDINAL
fsr-3196	102	4	2023	CARDINAL
fsr-3196	103	1	77	CARDINAL
fsr-3196	103	2	three	CARDINAL
fsr-3196	103	3	8,795	CARDINAL
fsr-3196	104	1	1	CARDINAL
fsr-3196	104	2	3.2	CARDINAL
fsr-3196	105	1	the prior two years	DATE
fsr-3196	107	1	mcardle et al	PERSON
fsr-3196	108	1	2011	DATE
fsr-3196	110	1	2003	DATE
fsr-3196	111	1	gandolfi & miners	ORG
fsr-3196	111	2	1996	DATE
fsr-3196	112	1	2014	DATE
fsr-3196	114	1	mulholland et al	PERSON
fsr-3196	115	1	2016	DATE
fsr-3196	118	1	bernheim	GPE
fsr-3196	118	2	1991	DATE
fsr-3196	121	1	frees & sun	ORG
fsr-3196	121	2	2010	DATE
fsr-3196	121	3	lin & grace	ORG
fsr-3196	121	4	2007	DATE
fsr-3196	122	1	liebenberg	PERSON
fsr-3196	122	2	2013	DATE
fsr-3196	124	1	1	CARDINAL
fsr-3196	124	2	1992	DATE
fsr-3196	124	3	2010	DATE
fsr-3196	126	1	36,986	CARDINAL
fsr-3196	127	1	2008	DATE
fsr-3196	127	2	2010	DATE
fsr-3196	127	3	17,217	CARDINAL
fsr-3196	128	1	2010	DATE
fsr-3196	128	2	14,659	CARDINAL
fsr-3196	130	1	2008 9,359	DATE
fsr-3196	131	1	2010	DATE
fsr-3196	131	2	8,795	CARDINAL
fsr-3196	135	1	78	CARDINAL
fsr-3196	135	2	b. s. mulholland	PERSON
fsr-3196	135	3	m. s. finke	PERSON
fsr-3196	135	4	31	CARDINAL
fsr-3196	135	5	2023	CARDINAL
fsr-3196	135	6	2012	DATE
fsr-3196	138	1	brown & poterba	ORG
fsr-3196	138	2	2006	DATE
fsr-3196	138	3	2006	DATE
fsr-3196	139	1	mulholland et al	PERSON
fsr-3196	140	1	2016	DATE
fsr-3196	140	2	u.s.	GPE
fsr-3196	141	1	2010	DATE
fsr-3196	143	1	liebenberg et al	PERSON
fsr-3196	144	1	2010	DATE
fsr-3196	144	2	kuo et al	PERSON
fsr-3196	145	1	2003	DATE
fsr-3196	146	1	2012	DATE
fsr-3196	147	1	bernheim	GPE
fsr-3196	147	2	1991	DATE
fsr-3196	148	1	liebenberg et al	PERSON
fsr-3196	149	1	2012	DATE
fsr-3196	150	1	the past two years	DATE
fsr-3196	151	1	bernheim	GPE
fsr-3196	151	2	1991	DATE
fsr-3196	155	1	1	CARDINAL
fsr-3196	156	1	25%þ	CARDINAL
fsr-3196	157	1	4	CARDINAL
fsr-3196	157	2	6ðincome	CARDINAL
fsr-3196	157	3	25%þ	CARDINAL
fsr-3196	157	4	7	CARDINAL
fsr-3196	157	5	9ðnet	CARDINAL
fsr-3196	157	6	25%þ	CARDINAL
fsr-3196	158	1	knowledgeþ þ	PERSON
fsr-3196	158	2	11ðmarriedþ	CARDINAL
fsr-3196	158	3	12ðchildrenþ	CARDINAL
fsr-3196	158	4	13	CARDINAL
fsr-3196	158	5	60	CARDINAL
fsr-3196	159	1	18ðgenderþ	CARDINAL
fsr-3196	159	2	19ðlog	CARDINAL
fsr-3196	159	3	debtþ þ	PERSON
fsr-3196	159	4	20	CARDINAL
fsr-3196	159	5	22	CARDINAL
fsr-3196	159	6	25	CARDINAL
fsr-3196	159	7	0þ	CARDINAL
fsr-3196	159	8	29ðestate	CARDINAL
fsr-3196	159	9	30ðnewly	CARDINAL
fsr-3196	159	10	2008þ	DATE
fsr-3196	160	1	31ðincome	CARDINAL
fsr-3196	163	1	33ðmarriage	CARDINAL
fsr-3196	164	1	34ðhealth	CARDINAL
fsr-3196	165	1	b. s. mulholland	PERSON
fsr-3196	165	2	m. s. finke	PERSON
fsr-3196	165	3	31	CARDINAL
fsr-3196	165	4	2023	CARDINAL
fsr-3196	166	1	79 3.3	CARDINAL
fsr-3196	167	1	1.0	CARDINAL
fsr-3196	167	2	first	ORDINAL
fsr-3196	167	3	the two years	DATE
fsr-3196	167	4	2010	DATE
fsr-3196	167	5	second	ORDINAL
fsr-3196	168	1	zero	CARDINAL
fsr-3196	169	1	two	CARDINAL
fsr-3196	169	2	2005	DATE
fsr-3196	170	1	10	CARDINAL
fsr-3196	171	1	first	ORDINAL
fsr-3196	171	2	four	CARDINAL
fsr-3196	172	1	four	CARDINAL
fsr-3196	172	2	fourth	ORDINAL
fsr-3196	176	1	approximately five minutes	TIME
fsr-3196	179	1	smith et al	PERSON
fsr-3196	180	1	2010	DATE
fsr-3196	180	2	two	CARDINAL
fsr-3196	180	3	0 to 20	CARDINAL
fsr-3196	180	4	2014	DATE
fsr-3196	181	1	smith et al	PERSON
fsr-3196	182	1	2010	DATE
fsr-3196	182	2	three	CARDINAL
fsr-3196	182	3	first	ORDINAL
fsr-3196	182	4	2002	DATE
fsr-3196	182	5	second	ORDINAL
fsr-3196	183	1	first	ORDINAL
fsr-3196	183	2	second	ORDINAL
fsr-3196	183	3	first	ORDINAL
fsr-3196	183	4	two	CARDINAL
fsr-3196	183	5	third	ORDINAL
fsr-3196	183	6	two-year	DATE
fsr-3196	183	7	one	CARDINAL
fsr-3196	184	1	0 to 3	CARDINAL
fsr-3196	186	1	mulholland et al	PERSON
fsr-3196	187	1	2016	DATE
fsr-3196	187	2	2010	DATE
fsr-3196	187	3	second	ORDINAL
fsr-3196	187	4	greater than $5 million	MONEY
fsr-3196	188	1	brown & poterba	ORG
fsr-3196	188	2	2006	DATE
fsr-3196	188	3	fier & liebenberg	ORG
fsr-3196	188	4	2013	DATE
fsr-3196	189	1	1.0	CARDINAL
fsr-3196	190	1	1.0	CARDINAL
fsr-3196	191	1	80	CARDINAL
fsr-3196	191	2	b. s. mulholland	PERSON
fsr-3196	191	3	m. s. finke	PERSON
fsr-3196	191	4	31	CARDINAL
fsr-3196	191	5	2023	CARDINAL
fsr-3196	191	6	first	ORDINAL
fsr-3196	192	1	liebenberg	PERSON
fsr-3196	192	2	2013	DATE
fsr-3196	195	1	four	CARDINAL
fsr-3196	196	1	eight	CARDINAL
fsr-3196	198	1	2012	DATE
fsr-3196	198	2	0 to 8	CARDINAL
fsr-3196	199	1	0	CARDINAL
fsr-3196	199	2	3	CARDINAL
fsr-3196	199	3	4	CARDINAL
fsr-3196	200	1	five	CARDINAL
fsr-3196	201	1	liebenberg	PERSON
fsr-3196	201	2	2013	DATE
fsr-3196	201	3	1.0	CARDINAL
fsr-3196	201	4	2008	DATE
fsr-3196	201	5	2010	DATE
fsr-3196	202	1	liebenberg	PERSON
fsr-3196	202	2	24%	PERCENT
fsr-3196	203	1	10%	PERCENT
fsr-3196	204	1	1.0	CARDINAL
fsr-3196	204	2	one	CARDINAL
fsr-3196	205	1	1	CARDINAL
fsr-3196	205	2	2008	DATE
fsr-3196	206	1	fang & kung	ORG
fsr-3196	206	2	2012	DATE
fsr-3196	206	3	one	CARDINAL
fsr-3196	207	1	two	CARDINAL
fsr-3196	208	1	2	CARDINAL
fsr-3196	208	2	4	CARDINAL
fsr-3196	208	3	4.1	CARDINAL
fsr-3196	209	1	approximately 4%	PERCENT
fsr-3196	209	2	the two years prior to 2010	DATE
fsr-3196	210	1	5 to 5.5%	PERCENT
fsr-3196	210	2	annual	DATE
fsr-3196	210	3	annual	DATE
fsr-3196	210	4	2012	DATE
fsr-3196	211	1	the additional	PERCENT
fsr-3196	211	2	10%	PERCENT
fsr-3196	212	1	b. s. mulholland	PERSON
fsr-3196	212	2	m. s. finke	PERSON
fsr-3196	212	3	31	CARDINAL
fsr-3196	212	4	2023	CARDINAL
fsr-3196	212	5	81	CARDINAL
fsr-3196	212	6	2	CARDINAL
fsr-3196	212	7	10–2010	CARDINAL
fsr-3196	212	8	8,795 384	CARDINAL
fsr-3196	212	9	2010	DATE
fsr-3196	212	10	0.86 0.35	CARDINAL
fsr-3196	212	11	prior two years	DATE
fsr-3196	212	12	0.04 0.20	CARDINAL
fsr-3196	213	1	9.75 3.48	QUANTITY
fsr-3196	213	2	25th	ORDINAL
fsr-3196	213	3	5.99	CARDINAL
fsr-3196	213	4	1.91 25th	DATE
fsr-3196	213	5	9.50	CARDINAL
fsr-3196	213	6	75th	ORDINAL
fsr-3196	213	7	11.48 0.50	CARDINAL
fsr-3196	213	8	75th	ORDINAL
fsr-3196	213	9	14.50	CARDINAL
fsr-3196	214	1	1.24 0.89	CARDINAL
fsr-3196	214	2	#	CARDINAL
fsr-3196	214	3	0.00 0.00 25th	PERCENT
fsr-3196	214	4	1.00 0.00 50th	CARDINAL
fsr-3196	214	5	75th	ORDINAL
fsr-3196	214	6	2.00 0.00	CARDINAL
fsr-3196	214	7	75th	ORDINAL
fsr-3196	214	8	3.00 0.00	CARDINAL
fsr-3196	214	9	2010	DATE
fsr-3196	214	10	68,057 $84,585	MONEY
fsr-3196	214	11	$14,666 $	MONEY
fsr-3196	214	12	5,961 25th	DATE
fsr-3196	214	13	$33,672 $	MONEY
fsr-3196	214	14	5,804	MONEY
fsr-3196	214	15	75th	ORDINAL
fsr-3196	214	16	$60,287 $	MONEY
fsr-3196	214	17	10,703	MONEY
fsr-3196	214	18	75th	ORDINAL
fsr-3196	214	19	$163,600 $	MONEY
fsr-3196	214	20	123,344	MONEY
fsr-3196	214	21	2010	DATE
fsr-3196	214	22	$480,293 $1,002,237	MONEY
fsr-3196	214	23	$11,517 $	MONEY
fsr-3196	214	24	48,998 25th to	DATE
fsr-3196	214	25	$128,233 $	MONEY
fsr-3196	214	26	75th	ORDINAL
fsr-3196	214	27	$340,062 $	MONEY
fsr-3196	214	28	91,184	MONEY
fsr-3196	214	29	75th	ORDINAL
fsr-3196	214	30	$1,442,672 $	MONEY
fsr-3196	214	31	1,649,010	MONEY
fsr-3196	214	32	5.27 5.28	CARDINAL
fsr-3196	214	33	0.70 0.46	CARDINAL
fsr-3196	214	34	0.63 0.48	CARDINAL
fsr-3196	214	35	0.93 0.26	CARDINAL
fsr-3196	214	36	2010	DATE
fsr-3196	214	37	69.56 9.76	QUANTITY
fsr-3196	214	38	64	CARDINAL
fsr-3196	214	39	69 0.15 0.36 70	QUANTITY
fsr-3196	214	40	0.16 0.37	CARDINAL
fsr-3196	214	41	82	CARDINAL
fsr-3196	214	42	b. s. mulholland	PERSON
fsr-3196	214	43	m. s. finke	PERSON
fsr-3196	214	44	31	CARDINAL
fsr-3196	214	45	2023	CARDINAL
fsr-3196	215	1	slightly fewer than 10	CARDINAL
fsr-3196	215	2	approximately 1.24	CARDINAL
fsr-3196	216	1	mcardle et al	PERSON
fsr-3196	217	1	2011	DATE
fsr-3196	217	2	smith et al	PERSON
fsr-3196	218	1	2010	DATE
fsr-3196	221	1	approximately 70%	PERCENT
fsr-3196	222	1	over 60%	PERCENT
fsr-3196	222	2	over 90%	PERCENT
fsr-3196	223	1	nearly 70 years old	DATE
fsr-3196	223	2	nearly half	CARDINAL
fsr-3196	223	3	a little over half	CARDINAL
fsr-3196	223	4	fewer than three	CARDINAL
fsr-3196	223	5	eight	CARDINAL
fsr-3196	224	1	48.3%	PERCENT
fsr-3196	225	1	2	CARDINAL
fsr-3196	225	2	10–2010	CARDINAL
fsr-3196	225	3	8,795 384	CARDINAL
fsr-3196	225	4	0.44 0.50	CARDINAL
fsr-3196	225	5	0.82 0.39	QUANTITY
fsr-3196	225	6	0.16 0.37	CARDINAL
fsr-3196	225	7	0.02 0.15	CARDINAL
fsr-3196	225	8	0.15 0.36	CARDINAL
fsr-3196	225	9	0.37 0.48	CARDINAL
fsr-3196	225	10	0.24 0.43	CARDINAL
fsr-3196	225	11	0.24 0.43	CARDINAL
fsr-3196	225	12	zero	CARDINAL
fsr-3196	225	13	0.10 0.30	CARDINAL
fsr-3196	225	14	0.21 0.41 two	CARDINAL
fsr-3196	225	15	0.26 0.44 three	CARDINAL
fsr-3196	225	16	0.23 0.42 four	QUANTITY
fsr-3196	225	17	0.20 0.40	CARDINAL
fsr-3196	225	18	0.01 0.09	CARDINAL
fsr-3196	225	19	2008	DATE
fsr-3196	225	20	0.12 0.32	CARDINAL
fsr-3196	225	21	10%	PERCENT
fsr-3196	225	22	2008	DATE
fsr-3196	225	23	0.40 0.49	CARDINAL
fsr-3196	225	24	2008	DATE
fsr-3196	225	25	0.05 0.22	CARDINAL
fsr-3196	225	26	0.04 0.20	CARDINAL
fsr-3196	225	27	2+	DATE
fsr-3196	225	28	0.03	CARDINAL
fsr-3196	226	1	a2010	PERSON
fsr-3196	226	2	0	MONEY
fsr-3196	226	3	5,000,000	MONEY
fsr-3196	227	1	5,000,000	MONEY
fsr-3196	228	1	b. s. mulholland	PERSON
fsr-3196	228	2	m. s. finke	PERSON
fsr-3196	228	3	31	CARDINAL
fsr-3196	228	4	2023	CARDINAL
fsr-3196	229	1	83	CARDINAL
fsr-3196	229	2	only about one percent	PERCENT
fsr-3196	229	3	u.s.	GPE
fsr-3196	229	4	$5 million	MONEY
fsr-3196	229	5	2010	DATE
fsr-3196	230	1	u.s.	GPE
fsr-3196	230	2	that year	DATE
fsr-3196	230	3	2010	DATE
fsr-3196	230	4	2001	DATE
fsr-3196	230	5	egtrra-2001	DATE
fsr-3196	231	1	2010	DATE
fsr-3196	231	2	tra-2010	DATE
fsr-3196	232	1	tra-2010	DATE
fsr-3196	232	2	2010	DATE
fsr-3196	233	1	tra-2010	DATE
fsr-3196	233	2	$5 million	MONEY
fsr-3196	234	1	about 12%	PERCENT
fsr-3196	234	2	2008	DATE
fsr-3196	234	3	2010	DATE
fsr-3196	235	1	approximately 40%	PERCENT
fsr-3196	235	2	10%	PERCENT
fsr-3196	236	1	five percent	PERCENT
fsr-3196	236	2	four percent	PERCENT
fsr-3196	236	3	three percent	PERCENT
fsr-3196	237	1	4.2	CARDINAL
fsr-3196	238	1	first	ORDINAL
fsr-3196	238	2	2010	DATE
fsr-3196	239	1	3	CARDINAL
fsr-3196	249	1	age 75	DATE
fsr-3196	250	1	the age 60 to age 64	DATE
fsr-3196	250	2	2013	DATE
fsr-3196	251	1	84	CARDINAL
fsr-3196	251	2	b. s. mulholland	PERSON
fsr-3196	251	3	m. s. finke	PERSON
fsr-3196	251	4	31	CARDINAL
fsr-3196	251	5	2023	CARDINAL
fsr-3196	251	6	3	CARDINAL
fsr-3196	251	7	between 2008 and 2010	DATE
fsr-3196	251	8	1	CARDINAL
fsr-3196	252	1	2	CARDINAL
fsr-3196	252	2	1	CARDINAL
fsr-3196	252	3	1	CARDINAL
fsr-3196	252	4	2	CARDINAL
fsr-3196	252	5	2	CARDINAL
fsr-3196	252	6	384	CARDINAL
fsr-3196	253	1	0.3481 0.2943 0.0538	MONEY
fsr-3196	253	2	0.2337 0.2318	MONEY
fsr-3196	253	3	50th	ORDINAL
fsr-3196	253	4	75th	ORDINAL
fsr-3196	253	5	0.2133 0.2318	MONEY
fsr-3196	253	6	0.0185	CARDINAL
fsr-3196	253	7	75th	ORDINAL
fsr-3196	253	8	0.2422	MONEY
fsr-3196	253	9	0.0373	CARDINAL
fsr-3196	255	1	0.2318	CARDINAL
fsr-3196	255	2	25th	DATE
fsr-3196	255	3	0.3770	CARDINAL
fsr-3196	255	4	0.0084 50th	PERCENT
fsr-3196	255	5	75th	ORDINAL
fsr-3196	255	6	0.3189	CARDINAL
fsr-3196	255	7	0.0405	CARDINAL
fsr-3196	255	8	75th	ORDINAL
fsr-3196	255	9	0.0723	CARDINAL
fsr-3196	255	10	0.0293	CARDINAL
fsr-3196	255	11	0.2518 0.2109	MONEY
fsr-3196	255	12	0.0409* 25th	DATE
fsr-3196	255	13	0.0027 50th	PERCENT
fsr-3196	255	14	75th	ORDINAL
fsr-3196	255	15	0.2500 0.2474 0.0026	MONEY
fsr-3196	255	16	75th	ORDINAL
fsr-3196	255	17	0.2482	CARDINAL
fsr-3196	255	18	0.0408	CARDINAL
fsr-3196	255	19	0.2473	CARDINAL
fsr-3196	255	20	0.3281	MONEY
fsr-3196	255	21	0.2519 0.1901	MONEY
fsr-3196	255	22	75th	ORDINAL
fsr-3196	255	23	0.2526 0.1953 0.0573	MONEY
fsr-3196	255	24	75th	ORDINAL
fsr-3196	255	25	0.0383	CARDINAL
fsr-3196	255	26	1.0142	CARDINAL
fsr-3196	255	27	0.7029 0.7057	PERSON
fsr-3196	255	28	0.0028	CARDINAL
fsr-3196	255	29	0.6270	CARDINAL
fsr-3196	255	30	0.0018	MONEY
fsr-3196	255	31	2010	DATE
fsr-3196	255	32	less than 60	CARDINAL
fsr-3196	255	33	0.0115 60	CARDINAL
fsr-3196	255	34	64	CARDINAL
fsr-3196	255	35	0.0554	CARDINAL
fsr-3196	255	36	65	CARDINAL
fsr-3196	255	37	0.0157 75	CARDINAL
fsr-3196	255	38	80	DATE
fsr-3196	256	1	0.1626 0.1172	MONEY
fsr-3196	256	2	0.4336	CARDINAL
fsr-3196	256	3	0.0482	CARDINAL
fsr-3196	256	4	0.0330	CARDINAL
fsr-3196	256	5	0.0058	CARDINAL
fsr-3196	256	6	0.1531 0.1224	MONEY
fsr-3196	256	7	0.0307	MONEY
fsr-3196	256	8	0.3667 0.3307 0.0359	MONEY
fsr-3196	256	9	0.0735	CARDINAL
fsr-3196	256	10	b. s. mulholland	PERSON
fsr-3196	256	11	m. s. finke	PERSON
fsr-3196	256	12	31	CARDINAL
fsr-3196	256	13	2023	CARDINAL
fsr-3196	257	1	85	CARDINAL
fsr-3196	257	2	two	CARDINAL
fsr-3196	260	1	4.3	CARDINAL
fsr-3196	260	2	two	CARDINAL
fsr-3196	260	3	two	CARDINAL
fsr-3196	261	1	4a	CARDINAL
fsr-3196	261	2	4b	CARDINAL
fsr-3196	262	1	three	CARDINAL
fsr-3196	263	1	first	ORDINAL
fsr-3196	263	2	two	CARDINAL
fsr-3196	264	1	1	CARDINAL
fsr-3196	265	1	2	CARDINAL
fsr-3196	265	2	mulholland et al.	PERSON
fsr-3196	265	3	2016	DATE
fsr-3196	266	1	3	CARDINAL
fsr-3196	268	1	1	CARDINAL
fsr-3196	268	2	3	CARDINAL
fsr-3196	268	3	1	CARDINAL
fsr-3196	269	1	2	CARDINAL
fsr-3196	269	2	1	CARDINAL
fsr-3196	269	3	1	CARDINAL
fsr-3196	269	4	2	CARDINAL
fsr-3196	269	5	2	CARDINAL
fsr-3196	269	6	zero	CARDINAL
fsr-3196	269	7	0.1028 0.1068	CARDINAL
fsr-3196	269	8	0.0040 one	CARDINAL
fsr-3196	269	9	0.2098 0.1979	MONEY
fsr-3196	269	10	0.2318	MONEY
fsr-3196	269	11	0.0061 four	CARDINAL
fsr-3196	269	12	0.0182	MONEY
fsr-3196	269	13	0.0110	CARDINAL
fsr-3196	269	14	2008	DATE
fsr-3196	269	15	0.1589	PRODUCT
fsr-3196	269	16	0.0416	CARDINAL
fsr-3196	269	17	10%	PERCENT
fsr-3196	269	18	2008	DATE
fsr-3196	269	19	0.4271	ORG
fsr-3196	269	20	0.0238	CARDINAL
fsr-3196	269	21	2008	DATE
fsr-3196	269	22	0.0294	CARDINAL
fsr-3196	269	23	0.0521	MONEY
fsr-3196	269	24	0.0107	CARDINAL
fsr-3196	269	25	2+	DATE
fsr-3196	269	26	0.0314 0.0313 0.0001	MONEY
fsr-3196	270	1	2010	DATE
fsr-3196	272	1	0.10	CARDINAL
fsr-3196	272	2	0.05	CARDINAL
fsr-3196	272	3	0.01	CARDINAL
fsr-3196	274	1	a2010	PERSON
fsr-3196	274	2	0	MONEY
fsr-3196	274	3	5,000,000	MONEY
fsr-3196	275	1	5,000,000	MONEY
fsr-3196	276	1	86	CARDINAL
fsr-3196	276	2	b. s. mulholland	PERSON
fsr-3196	276	3	m. s. finke	PERSON
fsr-3196	276	4	31	CARDINAL
fsr-3196	276	5	2023	CARDINAL
fsr-3196	277	1	ab le 4 a l	ORG
fsr-3196	279	1	ea su	PERSON
fsr-3196	282	1	2	CARDINAL
fsr-3196	282	2	7 9 5 3 8 4	TIME
fsr-3196	282	3	o rt ed la	PERSON
fsr-3196	284	1	ia	GPE
fsr-3196	284	2	1	CARDINAL
fsr-3196	284	3	1	CARDINAL
fsr-3196	284	4	2	CARDINAL
fsr-3196	284	5	3	CARDINAL
fsr-3196	284	6	2	CARDINAL
fsr-3196	285	1	2	CARDINAL
fsr-3196	286	1	2	CARDINAL
fsr-3196	286	2	1	CARDINAL
fsr-3196	287	1	3 .2 6 6	QUANTITY
fsr-3196	287	2	1	CARDINAL
fsr-3196	287	3	3 .4 4 6 <	QUANTITY
fsr-3196	287	4	1	CARDINAL
fsr-3196	288	1	ry va ri ab le s	GPE
fsr-3196	295	1	u ar ti le w	ORG
fsr-3196	296	1	2 n	QUANTITY
fsr-3196	297	1	1	CARDINAL
fsr-3196	297	2	3 1 .1	QUANTITY
fsr-3196	299	1	0	CARDINAL
fsr-3196	299	2	u ar ti le w	ORG
fsr-3196	300	1	2	CARDINAL
fsr-3196	300	2	3	CARDINAL
fsr-3196	300	3	u ar ti le w	ORG
fsr-3196	303	1	1	CARDINAL
fsr-3196	303	2	2	CARDINAL
fsr-3196	306	1	u ar ti le s	FAC
fsr-3196	307	1	u ar ti le	FAC
fsr-3196	307	2	2 n	QUANTITY
fsr-3196	307	3	u ar ti	FAC
fsr-3196	308	1	u ar ti le	FAC
fsr-3196	309	1	u ar ti	FAC
fsr-3196	309	2	n et w o rt h q	ORG
fsr-3196	309	3	u ar ti le s	FAC
fsr-3196	309	4	u ar ti le	FAC
fsr-3196	309	5	2	CARDINAL
fsr-3196	310	1	u ar ti le 0	FAC
fsr-3196	310	2	2 5	CARDINAL
fsr-3196	310	3	1	CARDINAL
fsr-3196	311	1	0	CARDINAL
fsr-3196	313	1	4	CARDINAL
fsr-3196	313	2	1	CARDINAL
fsr-3196	313	3	2	CARDINAL
fsr-3196	314	1	u ar ti le 0	FAC
fsr-3196	314	2	3	CARDINAL
fsr-3196	314	3	1	CARDINAL
fsr-3196	316	1	0	CARDINAL
fsr-3196	317	1	3 3	CARDINAL
fsr-3196	317	2	2	CARDINAL
fsr-3196	319	1	u ar ti le	FAC
fsr-3196	320	1	3	CARDINAL
fsr-3196	321	1	1 .0	MONEY
fsr-3196	321	2	2 3	CARDINAL
fsr-3196	322	1	ci al	PERSON
fsr-3196	325	1	7 9	DATE
fsr-3196	325	2	u es t fa	ORG
fsr-3196	326	1	1 .0	MONEY
fsr-3196	326	2	3 6	DATE
fsr-3196	326	3	li	PERSON
fsr-3196	326	4	g ch il	PERSON
fsr-3196	326	5	8	CARDINAL
fsr-3196	326	6	3	CARDINAL
fsr-3196	326	7	5	CARDINAL
fsr-3196	332	1	2	CARDINAL
fsr-3196	333	1	6 0 to	DATE
fsr-3196	333	2	6	CARDINAL
fsr-3196	333	3	4 5 1 6 5 to 6 9	TIME
fsr-3196	333	4	2	CARDINAL
fsr-3196	334	1	b. s. mulholland	PERSON
fsr-3196	334	2	m. s. finke	PERSON
fsr-3196	334	3	31	CARDINAL
fsr-3196	334	4	2023	CARDINAL
fsr-3196	335	1	87	CARDINAL
fsr-3196	335	2	ab le 4	ORG
fsr-3196	336	1	w av e 1 0	PERSON
fsr-3196	336	2	2	CARDINAL
fsr-3196	336	3	7 9 5 3 8 4	TIME
fsr-3196	336	4	o rt ed la	PERSON
fsr-3196	338	1	ia	GPE
fsr-3196	338	2	1	CARDINAL
fsr-3196	338	3	1	CARDINAL
fsr-3196	338	4	2	CARDINAL
fsr-3196	338	5	3	CARDINAL
fsr-3196	338	6	2	CARDINAL
fsr-3196	339	1	2	CARDINAL
fsr-3196	340	1	2 7 5 to 7 9	DATE
fsr-3196	341	1	0	CARDINAL
fsr-3196	343	1	al e	PERSON
fsr-3196	343	2	al e	PERSON
fsr-3196	343	3	1 .2	MONEY
fsr-3196	343	4	3	CARDINAL
fsr-3196	344	1	1 .2	MONEY
fsr-3196	344	2	0	CARDINAL
fsr-3196	349	1	h sc	ORG
fsr-3196	351	1	7	CARDINAL
fsr-3196	351	2	7	CARDINAL
fsr-3196	353	1	4	CARDINAL
fsr-3196	353	2	9	CARDINAL
fsr-3196	354	1	ea	CARDINAL
fsr-3196	357	1	0 .9	MONEY
fsr-3196	357	2	0 .6 2	MONEY
fsr-3196	357	3	2	CARDINAL
fsr-3196	357	4	3	CARDINAL
fsr-3196	357	5	4	CARDINAL
fsr-3196	357	6	o	DATE
fsr-3196	358	1	o	DATE
fsr-3196	358	2	2	CARDINAL
fsr-3196	359	1	rt h o	ORG
fsr-3196	359	2	er cu rr	ORG
fsr-3196	361	1	9	CARDINAL
fsr-3196	363	1	ec	ORG
fsr-3196	363	2	1 0 %	PERCENT
fsr-3196	364	1	2	CARDINAL
fsr-3196	364	2	ea l $	MONEY
fsr-3196	364	3	1 .0	MONEY
fsr-3196	365	1	io	LOC
fsr-3196	366	1	e si n ce 2	PERSON
fsr-3196	366	2	0 8 1 .5 3 3	DATE
fsr-3196	366	3	4	CARDINAL
fsr-3196	366	4	ar ri ag e	ORG
fsr-3196	368	1	ea	CARDINAL
fsr-3196	373	1	1	CARDINAL
fsr-3196	374	1	2	CARDINAL
fsr-3196	375	1	2	CARDINAL
fsr-3196	375	2	1	CARDINAL
fsr-3196	375	3	ea	CARDINAL
fsr-3196	377	1	s ta ti st ic al si	PERSON
fsr-3196	378	1	0	CARDINAL
fsr-3196	378	2	0 .0	MONEY
fsr-3196	378	3	0 .0 1 le v	MONEY
fsr-3196	378	4	el s	ORG
fsr-3196	380	1	ec	ORG
fsr-3196	381	1	2	CARDINAL
fsr-3196	381	2	1	CARDINAL
fsr-3196	381	3	0	MONEY
fsr-3196	381	4	al lo w	PERSON
fsr-3196	381	5	el ec	ORG
fsr-3196	381	6	o	DATE
fsr-3196	381	7	5	MONEY
fsr-3196	381	8	0	CARDINAL
fsr-3196	381	9	0	CARDINAL
fsr-3196	382	1	t	CARDINAL
fsr-3196	382	2	ia	GPE
fsr-3196	382	3	5	MONEY
fsr-3196	382	4	0	CARDINAL
fsr-3196	382	5	0	CARDINAL
fsr-3196	382	6	0	CARDINAL
fsr-3196	383	1	88	CARDINAL
fsr-3196	383	2	b. s. mulholland	PERSON
fsr-3196	383	3	m. s. finke	PERSON
fsr-3196	383	4	31	CARDINAL
fsr-3196	383	5	2023	CARDINAL
fsr-3196	384	1	ab le 4	ORG
fsr-3196	386	1	ea su	PERSON
fsr-3196	386	2	2	CARDINAL
fsr-3196	386	3	7 9 5 3 8 4	TIME
fsr-3196	386	4	o rt ed la p	PERSON
fsr-3196	387	1	ia	GPE
fsr-3196	387	2	1	CARDINAL
fsr-3196	387	3	1	CARDINAL
fsr-3196	387	4	2	CARDINAL
fsr-3196	387	5	3	CARDINAL
fsr-3196	387	6	2	CARDINAL
fsr-3196	388	1	2	CARDINAL
fsr-3196	389	1	2	CARDINAL
fsr-3196	389	2	1	CARDINAL
fsr-3196	390	1	3 .4 1 4	PERCENT
fsr-3196	390	2	1	CARDINAL
fsr-3196	390	3	3	CARDINAL
fsr-3196	390	4	1	CARDINAL
fsr-3196	391	1	ry va ri ab le s	GPE
fsr-3196	396	1	2 n	QUANTITY
fsr-3196	396	2	1	CARDINAL
fsr-3196	397	1	1	CARDINAL
fsr-3196	398	1	1	CARDINAL
fsr-3196	403	1	1	CARDINAL
fsr-3196	404	1	1	CARDINAL
fsr-3196	408	1	2	CARDINAL
fsr-3196	408	2	4	CARDINAL
fsr-3196	409	1	2	CARDINAL
fsr-3196	410	1	1 .8	MONEY
fsr-3196	411	1	u ar ti le s	FAC
fsr-3196	412	1	u ar ti le	FAC
fsr-3196	412	2	2 n	QUANTITY
fsr-3196	412	3	u ar ti	FAC
fsr-3196	413	1	u ar ti le	FAC
fsr-3196	413	2	4 3 3 1	TIME
fsr-3196	413	3	7 9	DATE
fsr-3196	414	1	u ar ti le	FAC
fsr-3196	414	2	2	CARDINAL
fsr-3196	414	3	n et w o rt h q	ORG
fsr-3196	414	4	u ar ti le s	FAC
fsr-3196	414	5	u ar ti le	FAC
fsr-3196	414	6	2 n	QUANTITY
fsr-3196	414	7	u ar ti le	FAC
fsr-3196	414	8	1 1 <	QUANTITY
fsr-3196	414	9	1	CARDINAL
fsr-3196	416	1	0	CARDINAL
fsr-3196	417	1	3 3	CARDINAL
fsr-3196	417	2	1	CARDINAL
fsr-3196	418	1	2	CARDINAL
fsr-3196	419	1	u ar ti le 0	FAC
fsr-3196	419	2	1	CARDINAL
fsr-3196	422	1	2 3	CARDINAL
fsr-3196	422	2	1	CARDINAL
fsr-3196	424	1	u ar ti le	FAC
fsr-3196	424	2	2 4	CARDINAL
fsr-3196	426	1	1 8	CARDINAL
fsr-3196	426	2	6	CARDINAL
fsr-3196	427	1	8 2	TIME
fsr-3196	428	1	1 .0	MONEY
fsr-3196	429	1	ci al	PERSON
fsr-3196	429	2	u es t fa ct	ORG
fsr-3196	429	3	1	CARDINAL
fsr-3196	429	4	3 1 4	DATE
fsr-3196	429	5	li	PERSON
fsr-3196	429	6	g ch il	PERSON
fsr-3196	435	1	6 6 to 7 5	DATE
fsr-3196	435	2	6	CARDINAL
fsr-3196	435	3	4	CARDINAL
fsr-3196	435	4	0	CARDINAL
fsr-3196	435	5	7 1	DATE
fsr-3196	435	6	b. s. mulholland	PERSON
fsr-3196	435	7	m. s. finke	PERSON
fsr-3196	435	8	31	CARDINAL
fsr-3196	435	9	2023	CARDINAL
fsr-3196	436	1	89	CARDINAL
fsr-3196	436	2	ab le 4	ORG
fsr-3196	436	3	w av e 1 0	PERSON
fsr-3196	436	4	2	CARDINAL
fsr-3196	436	5	7 9 5 3 8 4	TIME
fsr-3196	436	6	o rt ed la p	PERSON
fsr-3196	437	1	ia	GPE
fsr-3196	437	2	1	CARDINAL
fsr-3196	437	3	1	CARDINAL
fsr-3196	437	4	2	CARDINAL
fsr-3196	437	5	3	CARDINAL
fsr-3196	437	6	2	CARDINAL
fsr-3196	438	1	2	CARDINAL
fsr-3196	439	1	2 7 5 to 7 9	DATE
fsr-3196	443	1	0	CARDINAL
fsr-3196	443	2	1 3	CARDINAL
fsr-3196	443	3	al e	PERSON
fsr-3196	443	4	al e	PERSON
fsr-3196	443	5	1	CARDINAL
fsr-3196	443	6	2	CARDINAL
fsr-3196	443	7	1	CARDINAL
fsr-3196	444	1	0	CARDINAL
fsr-3196	444	2	6 1 8	TIME
fsr-3196	449	1	h sc	ORG
fsr-3196	451	1	2	CARDINAL
fsr-3196	451	2	3	CARDINAL
fsr-3196	452	1	ea	CARDINAL
fsr-3196	458	1	0 .9	MONEY
fsr-3196	458	2	1 .0	MONEY
fsr-3196	458	3	8 4 9	DATE
fsr-3196	458	4	o	DATE
fsr-3196	459	1	o	DATE
fsr-3196	461	1	rt h o	ORG
fsr-3196	461	2	er cu rr	ORG
fsr-3196	465	1	3	CARDINAL
fsr-3196	465	2	ec	ORG
fsr-3196	465	3	1 0 %	PERCENT
fsr-3196	466	1	2	CARDINAL
fsr-3196	466	2	ea l $	MONEY
fsr-3196	466	3	1	CARDINAL
fsr-3196	466	4	2 9 3	TIME
fsr-3196	469	1	io	LOC
fsr-3196	470	1	e si n ce 2	PERSON
fsr-3196	470	2	0 8 1 .5 1 8	DATE
fsr-3196	470	3	1	CARDINAL
fsr-3196	470	4	ar ri ag e	ORG
fsr-3196	471	1	4	CARDINAL
fsr-3196	471	2	ea	CARDINAL
fsr-3196	477	1	2	CARDINAL
fsr-3196	477	2	2	CARDINAL
fsr-3196	477	3	8	CARDINAL
fsr-3196	478	1	2	CARDINAL
fsr-3196	478	2	1	CARDINAL
fsr-3196	478	3	ea	CARDINAL
fsr-3196	480	1	s ta ti st ic al si	PERSON
fsr-3196	481	1	0	CARDINAL
fsr-3196	481	2	0 .0	MONEY
fsr-3196	481	3	0 .0 1 le v	MONEY
fsr-3196	481	4	el s	ORG
fsr-3196	483	1	ec	ORG
fsr-3196	484	1	2	CARDINAL
fsr-3196	484	2	1	CARDINAL
fsr-3196	484	3	0	MONEY
fsr-3196	484	4	al lo w	PERSON
fsr-3196	484	5	el ec	ORG
fsr-3196	484	6	o	DATE
fsr-3196	484	7	5	MONEY
fsr-3196	484	8	0	CARDINAL
fsr-3196	484	9	0	CARDINAL
fsr-3196	485	1	t	CARDINAL
fsr-3196	485	2	ia	GPE
fsr-3196	485	3	5	MONEY
fsr-3196	485	4	0	CARDINAL
fsr-3196	485	5	0	CARDINAL
fsr-3196	486	1	90	CARDINAL
fsr-3196	486	2	b. s. mulholland	PERSON
fsr-3196	486	3	m. s. finke	PERSON
fsr-3196	486	4	31	CARDINAL
fsr-3196	486	5	2023	CARDINAL
fsr-3196	488	1	three	CARDINAL
fsr-3196	493	1	christelis et al.	PERSON
fsr-3196	493	2	2010	DATE
fsr-3196	493	3	smith et al.	PERSON
fsr-3196	493	4	2010	DATE
fsr-3196	497	1	2	CARDINAL
fsr-3196	497	2	3	CARDINAL
fsr-3196	501	1	early retirement years, ages 60 to 64	DATE
fsr-3196	502	1	75	CARDINAL
fsr-3196	502	2	nearly 30%	PERCENT
fsr-3196	504	1	$5 million	MONEY
fsr-3196	506	1	2006	DATE
fsr-3196	506	2	2016	DATE
fsr-3196	508	1	two	CARDINAL
fsr-3196	509	1	over 40%	PERCENT
fsr-3196	510	1	over 50%	PERCENT
fsr-3196	511	1	b. s. mulholland	PERSON
fsr-3196	511	2	m. s. finke	PERSON
fsr-3196	511	3	31	CARDINAL
fsr-3196	511	4	2023	CARDINAL
fsr-3196	512	1	91	CARDINAL
fsr-3196	513	1	5	CARDINAL
fsr-3196	520	1	fang & kung	ORG
fsr-3196	520	2	2012	DATE
fsr-3196	522	1	u.s.	GPE
fsr-3196	522	2	the age 60 to age 64	DATE
fsr-3196	522	3	2013	DATE
fsr-3196	529	1	fier & liebenberg	ORG
fsr-3196	529	2	2013	DATE
fsr-3196	529	3	liebenberg et al.	PERSON
fsr-3196	529	4	2012	DATE
fsr-3196	530	1	2010	DATE
fsr-3196	530	2	$5 million	MONEY
fsr-3196	531	1	2016	DATE
fsr-3196	532	1	92	CARDINAL
fsr-3196	532	2	b. s. mulholland	PERSON
fsr-3196	532	3	m. s. finke	PERSON
fsr-3196	532	4	31	CARDINAL
fsr-3196	532	5	2023	CARDINAL
fsr-3196	534	1	mulholland et al	PERSON
fsr-3196	536	1	2010	DATE
fsr-3196	536	2	one	CARDINAL
fsr-3196	536	3	seven	CARDINAL
fsr-3196	537	1	2010	DATE
fsr-3196	538	1	2010	DATE
fsr-3196	538	2	a unique year	DATE
fsr-3196	538	3	the united states	GPE
fsr-3196	539	1	egtrra-2001	DATE
fsr-3196	539	2	2010	DATE
fsr-3196	543	1	one	CARDINAL
fsr-3196	548	1	100%	PERCENT
fsr-3196	557	1	glenn neasham	PERSON
fsr-3196	559	1	huston	PERSON
fsr-3196	559	2	2010	DATE
fsr-3196	559	3	two	CARDINAL
fsr-3196	561	1	2010	DATE
fsr-3196	562	1	b. s. mulholland	PERSON
fsr-3196	562	2	m. s. finke	PERSON
fsr-3196	562	3	31	CARDINAL
fsr-3196	562	4	2023	CARDINAL
fsr-3196	562	5	93	CARDINAL
fsr-3196	563	1	1 hrs	CARDINAL
fsr-3196	563	2	the last two years	DATE
fsr-3196	563	3	2 hrs	CARDINAL
fsr-3196	563	4	mt041	PERSON
fsr-3196	563	5	3 hrs	CARDINAL
fsr-3196	563	6	10 percent	PERCENT
fsr-3196	563	7	1,000	CARDINAL
fsr-3196	563	8	4 hrs	CARDINAL
fsr-3196	563	9	5	CARDINAL
fsr-3196	563	10	two million dollars	MONEY
fsr-3196	563	11	5 hrs	CARDINAL
fsr-3196	563	12	200	MONEY
fsr-3196	564	1	10 percent	PERCENT
fsr-3196	565	1	the end of two years	DATE
fsr-3196	566	1	american council of life insurers	ORG
fsr-3196	566	2	2012	DATE
fsr-3196	567	1	2012	DATE
fsr-3196	567	2	chapter 7	LAW
fsr-3196	567	3	j., & oldfield	ORG
fsr-3196	567	4	z.	PERSON
fsr-3196	567	5	2007	DATE
fsr-3196	569	1	28	CARDINAL
fsr-3196	569	2	143–170	CARDINAL
fsr-3196	570	1	bernheim	GPE
fsr-3196	570	2	b. d.	PERSON
fsr-3196	570	3	1991	DATE
fsr-3196	573	1	99	CARDINAL
fsr-3196	573	2	899–927	CARDINAL
fsr-3196	574	1	https://doi.org/10.1086/261783 brown, a.	ORG
fsr-3196	574	2	2013	DATE
fsr-3196	575	1	u.s.	GPE
fsr-3196	575	2	up to 61	CARDINAL
fsr-3196	575	3	gallup	ORG
fsr-3196	575	4	162560	DATE
fsr-3196	576	1	j., & poterba	ORG
fsr-3196	576	2	j. (2006	PERSON
fsr-3196	578	1	nber working paper no	ORG
fsr-3196	579	1	2014	DATE
fsr-3196	580	1	http://ssrn.com/abstract=2390880 campbell	ORG
fsr-3196	580	2	r.	PERSON
fsr-3196	580	3	1980	DATE
fsr-3196	582	1	35	CARDINAL
fsr-3196	582	2	1155–1172	DATE
fsr-3196	583	1	d.	NORP
fsr-3196	583	2	jappelli	GPE
fsr-3196	583	3	t., & padula	ORG
fsr-3196	583	4	2010	DATE
fsr-3196	585	1	european	NORP
fsr-3196	585	2	54	DATE
fsr-3196	586	1	https://doi.org/10.1016/j.euroecorev.2009.04.001 cole	PERSON
fsr-3196	586	2	s.	PERSON
fsr-3196	586	3	2021	CARDINAL
fsr-3196	588	1	88	DATE
fsr-3196	588	2	483–516	CARDINAL
fsr-3196	589	1	https://doi.org/10.1111/jori.12329 daily	DATE
fsr-3196	589	2	i., & lizzeri	ORG
fsr-3196	589	3	a. (	PERSON
fsr-3196	589	4	2008	DATE
fsr-3196	591	1	american	NORP
fsr-3196	591	2	98	CARDINAL
fsr-3196	591	3	151–156	CARDINAL
fsr-3196	592	1	eling	GPE
fsr-3196	592	2	m., & kiesenbauer	ORG
fsr-3196	592	3	d.	NORP
fsr-3196	592	4	2014	DATE
fsr-3196	594	1	german	NORP
fsr-3196	595	1	81	CARDINAL
fsr-3196	595	2	241–269	CARDINAL
fsr-3196	596	1	2012	DATE
fsr-3196	599	1	17899	DATE
fsr-3196	600	1	s. g.	PERSON
fsr-3196	600	2	liebenberg	PERSON
fsr-3196	600	3	a. p.	PERSON
fsr-3196	600	4	2013	DATE
fsr-3196	602	1	north american	NORP
fsr-3196	602	2	17	CARDINAL
fsr-3196	602	3	153–167	CARDINAL
fsr-3196	603	1	94	CARDINAL
fsr-3196	603	2	b. s. mulholland	PERSON
fsr-3196	603	3	m. s. finke	PERSON
fsr-3196	603	4	31	CARDINAL
fsr-3196	603	5	2023	CARDINAL
fsr-3196	603	6	m. s.	PERSON
fsr-3196	603	7	huston	PERSON
fsr-3196	603	8	s. j., & howe	PERSON
fsr-3196	603	9	j. s.	PERSON
fsr-3196	603	10	2017	CARDINAL
fsr-3196	605	1	63	DATE
fsr-3196	605	2	213–230	CARDINAL
fsr-3196	606	1	fischer	PERSON
fsr-3196	606	2	s.	PERSON
fsr-3196	606	3	1973	DATE
fsr-3196	608	1	14	DATE
fsr-3196	608	2	132	CARDINAL
fsr-3196	608	3	152	CARDINAL
fsr-3196	609	1	fisher	PERSON
fsr-3196	609	2	g. g.	PERSON
fsr-3196	609	3	hassan, h.	ORG
fsr-3196	609	4	w. l.	PERSON
fsr-3196	609	5	d. r.	NORP
fsr-3196	609	6	2013	DATE
fsr-3196	610	1	1992–2010	CARDINAL
fsr-3196	612	1	ann arbor	PERSON
fsr-3196	614	1	e. w.	PERSON
fsr-3196	614	2	2010	DATE
fsr-3196	616	1	north american	NORP
fsr-3196	616	2	14	CARDINAL
fsr-3196	616	3	338	CARDINAL
fsr-3196	616	4	354	CARDINAL
fsr-3196	617	1	a. s.	PERSON
fsr-3196	617	2	l. (1996	ORG
fsr-3196	619	1	the journal of risk and insurance	ORG
fsr-3196	619	2	63	DATE
fsr-3196	619	3	683–693	CARDINAL
fsr-3196	621	1	s.	PERSON
fsr-3196	621	2	2013	DATE
fsr-3196	623	1	the national academy of sciences	ORG
fsr-3196	623	2	the united states of america	GPE
fsr-3196	623	3	110	CARDINAL
fsr-3196	623	4	11267–11271	CARDINAL
fsr-3196	624	1	https://doi.org/10.1073/	NORP
fsr-3196	624	2	pnas.1220568110 gottlieb	PERSON
fsr-3196	624	3	d., & smetters	ORG
fsr-3196	624	4	k.	PERSON
fsr-3196	624	5	2021	CARDINAL
fsr-3196	626	1	american	NORP
fsr-3196	626	2	111	CARDINAL
fsr-3196	626	3	2377–2416	CARDINAL
fsr-3196	627	1	https://doi.org/10.1257/aer.20160868 huston	PERSON
fsr-3196	627	2	s. j.	PERSON
fsr-3196	627	3	2010	DATE
fsr-3196	629	1	44	DATE
fsr-3196	629	2	296–316	CARDINAL
fsr-3196	629	3	10.1111	CARDINAL
fsr-3196	629	4	6606.2010.01170.x	CARDINAL
fsr-3196	629	5	g. m., & kumar	PERSON
fsr-3196	629	6	2011	DATE
fsr-3196	631	1	93(1	TIME
fsr-3196	631	2	244–265	CARDINAL
fsr-3196	632	1	kuo	ORG
fsr-3196	632	2	w., tsai	PERSON
fsr-3196	632	3	w. k.	PERSON
fsr-3196	632	4	2003	DATE
fsr-3196	634	1	70	CARDINAL
fsr-3196	634	2	489–508	CARDINAL
fsr-3196	635	1	https://doi.org/10.1111/1539-6975.t01-1-00061 lewis, f. (	PERSON
fsr-3196	635	2	1989	DATE
fsr-3196	637	1	the american economic review	ORG
fsr-3196	637	2	79	CARDINAL
fsr-3196	637	3	452	CARDINAL
fsr-3196	637	4	467	CARDINAL
fsr-3196	638	1	liebenberg	PERSON
fsr-3196	638	2	a. p.	PERSON
fsr-3196	638	3	carson	PERSON
fsr-3196	638	4	j. m., & dumm	PERSON
fsr-3196	638	5	r. e.	PERSON
fsr-3196	638	6	2012	DATE
fsr-3196	640	1	79	DATE
fsr-3196	640	2	619–644	CARDINAL
fsr-3196	641	1	https://doi.org/10.1111/j.1539-6975.2011.01454.x liebenberg	ORG
fsr-3196	641	2	a. p.	PERSON
fsr-3196	641	3	carson	PERSON
fsr-3196	641	4	j. m.	PERSON
fsr-3196	641	5	r. e.	PERSON
fsr-3196	641	6	2010	DATE
fsr-3196	643	1	77	DATE
fsr-3196	643	2	651–666	DATE
fsr-3196	644	1	lin	PERSON
fsr-3196	644	2	2007	DATE
fsr-3196	646	1	74(1	CARDINAL
fsr-3196	646	2	141–173	CARDINAL
fsr-3196	647	1	linton	PERSON
fsr-3196	647	2	m. a.	PERSON
fsr-3196	647	3	1932	DATE
fsr-3196	649	1	america	GPE
fsr-3196	649	2	33	DATE
fsr-3196	649	3	265–394	CARDINAL
fsr-3196	649	4	lusardi	PERSON
fsr-3196	649	5	a., & tufano	ORG
fsr-3196	649	6	2009	DATE
fsr-3196	652	1	cambridge	GPE
fsr-3196	652	2	ma: national bureau of economic research	ORG
fsr-3196	653	1	https://www.nber.org/papers/w14808 mcardle	PERSON
fsr-3196	653	2	j. j.	PERSON
fsr-3196	653	3	j. p.,	PERSON
fsr-3196	653	4	r.	PERSON
fsr-3196	653	5	2011	DATE
fsr-3196	655	1	d. a.	GPE
fsr-3196	656	1	209–233	CARDINAL
fsr-3196	657	1	chicago	GPE
fsr-3196	657	2	il: university of chicago	ORG
fsr-3196	658	1	milevsky	ORG
fsr-3196	658	2	m. a.	PERSON
fsr-3196	658	3	2006	DATE
fsr-3196	659	1	138–162	CARDINAL
fsr-3196	660	1	new york	GPE
fsr-3196	660	2	ny: cambridge university press	ORG
fsr-3196	661	1	b. s.	PERSON
fsr-3196	661	2	finke	PERSON
fsr-3196	661	3	m. s.	PERSON
fsr-3196	661	4	& huston	ORG
fsr-3196	661	5	s. j.	PERSON
fsr-3196	661	6	2016	DATE
fsr-3196	663	1	19	CARDINAL
fsr-3196	664	1	https://doi.org/10.1111/rmir.12031 nolte	PERSON
fsr-3196	664	2	s., & schneider	ORG
fsr-3196	664	3	2017	CARDINAL
fsr-3196	666	1	journal of banking & finance	ORG
fsr-3196	666	2	79	CARDINAL
fsr-3196	666	3	12–27	DATE
fsr-3196	667	1	m. b.	PERSON
fsr-3196	667	2	fisher	ORG
fsr-3196	667	3	g. g.	PERSON
fsr-3196	667	4	a. r.	PERSON
fsr-3196	667	5	2005	DATE
fsr-3196	670	1	ann arbor	PERSON
fsr-3196	670	2	mi: university of michigan	ORG
fsr-3196	670	3	outreville	GPE
fsr-3196	670	4	j. f. (	PERSON
fsr-3196	670	5	1990	DATE
fsr-3196	672	1	9	CARDINAL
fsr-3196	672	2	249–255	CARDINAL
fsr-3196	673	1	1987	DATE
fsr-3196	675	1	new york	GPE
fsr-3196	677	1	b. s. mulholland	PERSON
fsr-3196	677	2	m. s. finke	PERSON
fsr-3196	677	3	31	CARDINAL
fsr-3196	677	4	2023	CARDINAL
fsr-3196	678	1	95	CARDINAL
fsr-3196	678	2	d. t.	PERSON
fsr-3196	678	3	s. g.	PERSON
fsr-3196	678	4	carson	PERSON
fsr-3196	678	5	j. m., & dumm	PERSON
fsr-3196	678	6	r. e.	PERSON
fsr-3196	678	7	2013	DATE
fsr-3196	680	1	36	CARDINAL
fsr-3196	681	1	schott	ORG
fsr-3196	681	2	f. h.	PERSON
fsr-3196	681	3	1971	DATE
fsr-3196	683	1	the journal of finance	ORG
fsr-3196	683	2	26	CARDINAL
fsr-3196	683	3	719–729	CARDINAL
fsr-3196	684	1	https://doi.org/10.1111/j.1540-6261.1971.tb01725.x smith	PERSON
fsr-3196	684	2	j. p.	PERSON
fsr-3196	684	3	mcardle	PERSON
fsr-3196	684	4	j. j., & willis	PERSON
fsr-3196	684	5	r.	PERSON
fsr-3196	684	6	2010	DATE
fsr-3196	686	1	london	GPE
fsr-3196	686	2	england	GPE
fsr-3196	686	3	120	CARDINAL
fsr-3196	686	4	yaari	GPE
fsr-3196	686	5	m.	PERSON
fsr-3196	686	6	1965	DATE
fsr-3196	688	1	32	CARDINAL
fsr-3196	688	2	137–150	CARDINAL
fsr-3196	689	1	2003	DATE
fsr-3196	691	1	6	CARDINAL
fsr-3196	691	2	159–191	CARDINAL
fsr-3196	691	3	96	CARDINAL
fsr-3196	691	4	b. s. mulholland	PERSON
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fsr-3196	691	6	31	CARDINAL
fsr-3196	691	7	2023	CARDINAL