id	sid	eid	entity	type
fsr-3200	1	1	finser_23_3	DATE
fsr-3200	1	2	4	CARDINAL
fsr-3200	2	1	kathryn simms	PERSON
fsr-3200	2	2	ph.d	ORG
fsr-3200	2	3	3121	CARDINAL
fsr-3200	2	4	dominion university	ORG
fsr-3200	2	5	norfolk	GPE
fsr-3200	2	6	va 23508	DATE
fsr-3200	2	7	the united states	GPE
fsr-3200	5	1	two	CARDINAL
fsr-3200	7	1	2014	DATE
fsr-3200	9	1	jel	ORG
fsr-3200	9	2	1	CARDINAL
fsr-3200	9	3	the united states	GPE
fsr-3200	9	4	2-to-1	CARDINAL
fsr-3200	9	5	the age of 85	DATE
fsr-3200	9	6	united states census bureau	ORG
fsr-3200	9	7	2010	DATE
fsr-3200	10	1	lusardi & mitchell	ORG
fsr-3200	10	2	2008	DATE
fsr-3200	11	1	about 10 million	CARDINAL
fsr-3200	11	2	at least one	CARDINAL
fsr-3200	13	1	1-757-683-7130	QUANTITY
fsr-3200	14	1	ksimms@odu.edu	PERSON
fsr-3200	14	2	k. simms	PERSON
fsr-3200	14	3	23	CARDINAL
fsr-3200	14	4	2014	DATE
fsr-3200	15	1	273–286	CARDINAL
fsr-3200	15	2	1057-0810/14/$	DATE
fsr-3200	15	3	2014	DATE
fsr-3200	17	1	52%	PERCENT
fsr-3200	17	2	1970	DATE
fsr-3200	17	3	united states census bureau	ORG
fsr-3200	17	4	2011	DATE
fsr-3200	18	1	united states census bureau	ORG
fsr-3200	18	2	2012	DATE
fsr-3200	19	1	about 81 cents	MONEY
fsr-3200	19	2	united states department of labor	ORG
fsr-3200	19	3	2013b	DATE
fsr-3200	20	1	lusardi & mitchell	ORG
fsr-3200	20	2	2011	DATE
fsr-3200	24	1	collins	PERSON
fsr-3200	24	2	2012	DATE
fsr-3200	24	3	robb	PERSON
fsr-3200	24	4	2012	DATE
fsr-3200	28	1	2012	DATE
fsr-3200	29	1	2	CARDINAL
fsr-3200	30	1	the united states	GPE
fsr-3200	30	2	lusardi & mitchell	ORG
fsr-3200	30	3	2011	DATE
fsr-3200	31	1	germany	GPE
fsr-3200	31	2	netherlands	GPE
fsr-3200	31	3	japan	GPE
fsr-3200	33	1	chen	PERSON
fsr-3200	33	2	volpe	PERSON
fsr-3200	33	3	2002	DATE
fsr-3200	33	4	924	CARDINAL
fsr-3200	34	1	chen	PERSON
fsr-3200	34	2	volpe	PERSON
fsr-3200	34	3	36	CARDINAL
fsr-3200	34	4	only one	CARDINAL
fsr-3200	34	5	22	CARDINAL
fsr-3200	34	6	more than 10%	PERCENT
fsr-3200	34	7	10	CARDINAL
fsr-3200	36	1	reuter	PERSON
fsr-3200	36	2	2010	DATE
fsr-3200	36	3	oregon	GPE
fsr-3200	38	1	dolan	PERSON
fsr-3200	38	2	stevens	PERSON
fsr-3200	38	3	2013	DATE
fsr-3200	38	4	274	CARDINAL
fsr-3200	38	5	k. simms	PERSON
fsr-3200	38	6	23	CARDINAL
fsr-3200	38	7	2014	DATE
fsr-3200	39	1	273–286	CARDINAL
fsr-3200	41	1	robb et al	PERSON
fsr-3200	41	2	2012	DATE
fsr-3200	42	1	34%	PERCENT
fsr-3200	43	1	collins	PERSON
fsr-3200	43	2	2012	DATE
fsr-3200	45	1	2008	DATE
fsr-3200	47	1	1999	DATE
fsr-3200	47	2	bhandari, & cheney	ORG
fsr-3200	47	3	2007	DATE
fsr-3200	48	1	schmeiser & hogarth	ORG
fsr-3200	48	2	2013	DATE
fsr-3200	50	1	3	CARDINAL
fsr-3200	50	2	3.1	CARDINAL
fsr-3200	51	1	13,117	CARDINAL
fsr-3200	51	2	2012	DATE
fsr-3200	52	1	july to october 2012	DATE
fsr-3200	53	1	over a million	CARDINAL
fsr-3200	56	1	the u.s. department	ORG
fsr-3200	56	2	treasury	ORG
fsr-3200	56	3	obama	PERSON
fsr-3200	56	4	advisory council	ORG
fsr-3200	57	1	1	CARDINAL
fsr-3200	58	1	simms / financial services	ORG
fsr-3200	58	2	23	CARDINAL
fsr-3200	58	3	2014	DATE
fsr-3200	59	1	273–286	CARDINAL
fsr-3200	59	2	2	CARDINAL
fsr-3200	61	1	3.2	CARDINAL
fsr-3200	61	2	3.2.1	CARDINAL
fsr-3200	62	1	the last five years	DATE
fsr-3200	63	1	day	DATE
fsr-3200	63	2	at least three months	DATE
fsr-3200	66	1	3.2.2	CARDINAL
fsr-3200	66	2	five	CARDINAL
fsr-3200	67	1	collins	PERSON
fsr-3200	67	2	2012	DATE
fsr-3200	67	3	lusardi	ORG
fsr-3200	67	4	mitchell, & curto	ORG
fsr-3200	67	5	2010	DATE
fsr-3200	67	6	lusardi & mitchell	ORG
fsr-3200	67	7	2011	DATE
fsr-3200	68	1	1	CARDINAL
fsr-3200	69	1	1	CARDINAL
fsr-3200	69	2	2	CARDINAL
fsr-3200	69	3	3	CARDINAL
fsr-3200	69	4	4	CARDINAL
fsr-3200	69	5	5	CARDINAL
fsr-3200	69	6	6	CARDINAL
fsr-3200	70	1	1 to 10	DATE
fsr-3200	70	2	1	CARDINAL
fsr-3200	70	3	10	CARDINAL
fsr-3200	71	1	10	CARDINAL
fsr-3200	72	1	annual	DATE
fsr-3200	72	2	1	CARDINAL
fsr-3200	72	3	less than $15,000	MONEY
fsr-3200	72	4	150,000	MONEY
fsr-3200	75	1	3.2.3	CARDINAL
fsr-3200	76	1	4	CARDINAL
fsr-3200	78	1	1	CARDINAL
fsr-3200	78	2	5	CARDINAL
fsr-3200	79	1	1	CARDINAL
fsr-3200	81	1	276	CARDINAL
fsr-3200	81	2	k. simms	PERSON
fsr-3200	81	3	23	CARDINAL
fsr-3200	81	4	2014	DATE
fsr-3200	82	1	3.3	MONEY
fsr-3200	83	1	first	ORDINAL
fsr-3200	84	1	murty, & flynn	ORG
fsr-3200	84	2	1999	DATE
fsr-3200	84	3	norušis, 2011	DATE
fsr-3200	86	1	two	CARDINAL
fsr-3200	87	1	two	CARDINAL
fsr-3200	88	1	1	CARDINAL
fsr-3200	88	2	2	CARDINAL
fsr-3200	88	3	3	CARDINAL
fsr-3200	90	1	1	CARDINAL
fsr-3200	90	2	0	CARDINAL
fsr-3200	94	1	4	CARDINAL
fsr-3200	94	2	4.1	CARDINAL
fsr-3200	95	1	only about 27%1	CARDINAL
fsr-3200	95	2	3,565	CARDINAL
fsr-3200	95	3	the last five years	DATE
fsr-3200	95	4	about 70%	PERCENT
fsr-3200	95	5	9,227	CARDINAL
fsr-3200	95	6	2%	PERCENT
fsr-3200	95	7	325	CARDINAL
fsr-3200	95	8	1	CARDINAL
fsr-3200	96	1	over a third	CARDINAL
fsr-3200	96	2	37%	PERCENT
fsr-3200	96	3	4,829	CARDINAL
fsr-3200	96	4	at least three months	DATE
fsr-3200	96	5	59%	PERCENT
fsr-3200	96	6	7,708	CARDINAL
fsr-3200	96	7	4%	PERCENT
fsr-3200	97	1	fewer than three	CARDINAL
fsr-3200	97	2	52%	PERCENT
fsr-3200	98	1	5	CARDINAL
fsr-3200	98	2	7	CARDINAL
fsr-3200	98	3	27%	PERCENT
fsr-3200	100	1	about 5	CARDINAL
fsr-3200	100	2	10	CARDINAL
fsr-3200	100	3	about 4	CARDINAL
fsr-3200	100	4	10	CARDINAL
fsr-3200	101	1	2	CARDINAL
fsr-3200	102	1	4.2	CARDINAL
fsr-3200	103	1	two	CARDINAL
fsr-3200	103	2	two	CARDINAL
fsr-3200	103	3	3	CARDINAL
fsr-3200	104	1	1	CARDINAL
fsr-3200	104	2	7,658	CARDINAL
fsr-3200	104	3	277k	CARDINAL
fsr-3200	105	1	simms / financial services	ORG
fsr-3200	105	2	23	CARDINAL
fsr-3200	105	3	2014	DATE
fsr-3200	106	1	273–286	CARDINAL
fsr-3200	106	2	89%	PERCENT
fsr-3200	106	3	3	CARDINAL
fsr-3200	106	4	10	CARDINAL
fsr-3200	106	5	25,000	MONEY
fsr-3200	106	6	35,000	MONEY
fsr-3200	107	1	11%	PERCENT
fsr-3200	107	2	the last five years	DATE
fsr-3200	108	1	5	CARDINAL
fsr-3200	108	2	7	CARDINAL
fsr-3200	108	3	2 or 40%	PERCENT
fsr-3200	109	1	2	CARDINAL
fsr-3200	109	2	4,975	CARDINAL
fsr-3200	109	3	53%	PERCENT
fsr-3200	109	4	78%	PERCENT
fsr-3200	109	5	7	CARDINAL
fsr-3200	109	6	10	CARDINAL
fsr-3200	109	7	annual	DATE
fsr-3200	109	8	75,000	MONEY
fsr-3200	109	9	100,000	MONEY
fsr-3200	110	1	6	CARDINAL
fsr-3200	110	2	7	CARDINAL
fsr-3200	110	3	3 or 60%	PERCENT
fsr-3200	111	1	0.001	MONEY
fsr-3200	112	1	23%	PERCENT
fsr-3200	112	2	women2	PERSON
fsr-3200	112	3	1	CARDINAL
fsr-3200	112	4	37%	PERCENT
fsr-3200	112	5	2	CARDINAL
fsr-3200	113	1	eighth	CARDINAL
fsr-3200	113	2	nine	CARDINAL
fsr-3200	114	1	about 75%	PERCENT
fsr-3200	114	2	1	CARDINAL
fsr-3200	114	3	5	CARDINAL
fsr-3200	114	4	1	CARDINAL
fsr-3200	114	5	13,117	CARDINAL
fsr-3200	114	6	2012	DATE
fsr-3200	115	1	27.2%	PERCENT
fsr-3200	115	2	70.3%	PERCENT
fsr-3200	115	3	1.4%	PERCENT
fsr-3200	115	4	189	CARDINAL
fsr-3200	115	5	1.0%	PERCENT
fsr-3200	115	6	136 rainy day	DATE
fsr-3200	115	7	36.8%	PERCENT
fsr-3200	115	8	58.8%	PERCENT
fsr-3200	115	9	2.8%	PERCENT
fsr-3200	115	10	370	CARDINAL
fsr-3200	115	11	1.6%	PERCENT
fsr-3200	115	12	0 to 5	CARDINAL
fsr-3200	115	13	2.6 13,117	CARDINAL
fsr-3200	115	14	1.4	CARDINAL
fsr-3200	115	15	1	CARDINAL
fsr-3200	115	16	10	CARDINAL
fsr-3200	115	17	4.3 13,117	CARDINAL
fsr-3200	115	18	2.5	CARDINAL
fsr-3200	115	19	1	CARDINAL
fsr-3200	115	20	7	CARDINAL
fsr-3200	115	21	5.0 12,633	CARDINAL
fsr-3200	115	22	1.3	CARDINAL
fsr-3200	115	23	24.1 3,160	CARDINAL
fsr-3200	115	24	9.0 1,179	CARDINAL
fsr-3200	115	25	26.7 3,507	CARDINAL
fsr-3200	115	26	2.5 332	CARDINAL
fsr-3200	115	27	84	CARDINAL
fsr-3200	115	28	37 4,855	CARDINAL
fsr-3200	115	29	0	CARDINAL
fsr-3200	115	30	10	CARDINAL
fsr-3200	115	31	4.8 13,117	CARDINAL
fsr-3200	115	32	2.9 278	CARDINAL
fsr-3200	115	33	k. simms	PERSON
fsr-3200	115	34	23	CARDINAL
fsr-3200	115	35	2014	DATE
fsr-3200	116	1	273–286	CARDINAL
fsr-3200	116	2	10	CARDINAL
fsr-3200	116	3	2	CARDINAL
fsr-3200	117	1	less than 1	CARDINAL
fsr-3200	117	2	0.75	CARDINAL
fsr-3200	119	1	1	CARDINAL
fsr-3200	119	2	47%	PERCENT
fsr-3200	119	3	2	CARDINAL
fsr-3200	119	4	37%	PERCENT
fsr-3200	120	1	4	CARDINAL
fsr-3200	120	2	16%	PERCENT
fsr-3200	120	3	1	CARDINAL
fsr-3200	120	4	38%	PERCENT
fsr-3200	120	5	2	CARDINAL
fsr-3200	120	6	at least one	CARDINAL
fsr-3200	121	1	1	CARDINAL
fsr-3200	122	1	0.77	CARDINAL
fsr-3200	123	1	43%	PERCENT
fsr-3200	123	2	1	CARDINAL
fsr-3200	123	3	71%	PERCENT
fsr-3200	123	4	2	CARDINAL
fsr-3200	124	1	1	CARDINAL
fsr-3200	124	2	1	CARDINAL
fsr-3200	124	3	35–44	CARDINAL
fsr-3200	124	4	45–54	CARDINAL
fsr-3200	124	5	2	CARDINAL
fsr-3200	124	6	0.71	CARDINAL
fsr-3200	125	1	0.11	CARDINAL
fsr-3200	125	2	0.07	CARDINAL
fsr-3200	126	1	over 50%	PERCENT
fsr-3200	126	2	over 60%	PERCENT
fsr-3200	127	1	2	CARDINAL
fsr-3200	127	2	13,117	CARDINAL
fsr-3200	127	3	2012	DATE
fsr-3200	127	4	0.82 13,117	CARDINAL
fsr-3200	127	5	1 to 4 or	DATE
fsr-3200	127	6	1.1	CARDINAL
fsr-3200	127	7	54.1%	PERCENT
fsr-3200	127	8	7,098	CARDINAL
fsr-3200	127	9	25.6%	PERCENT
fsr-3200	127	10	3,361	DATE
fsr-3200	127	11	12.7%	PERCENT
fsr-3200	127	12	1,663	CARDINAL
fsr-3200	127	13	5.6%	PERCENT
fsr-3200	127	14	730	CARDINAL
fsr-3200	127	15	9.8%	PERCENT
fsr-3200	127	16	1,285	CARDINAL
fsr-3200	127	17	only 32.02%	PERCENT
fsr-3200	127	18	4,200	CARDINAL
fsr-3200	127	19	34.02%	PERCENT
fsr-3200	127	20	4,484	CARDINAL
fsr-3200	127	21	15.5%	PERCENT
fsr-3200	127	22	2,035	CARDINAL
fsr-3200	127	23	8.66%	PERCENT
fsr-3200	127	24	1,113 age 18–24	DATE
fsr-3200	127	25	12.3%	PERCENT
fsr-3200	127	26	1,616	CARDINAL
fsr-3200	127	27	17.0%	PERCENT
fsr-3200	127	28	2,233	CARDINAL
fsr-3200	127	29	35–44 16.5%	PERCENT
fsr-3200	127	30	18.8%	PERCENT
fsr-3200	127	31	19.9%	PERCENT
fsr-3200	127	32	2,487 65	DATE
fsr-3200	128	1	15.5%	PERCENT
fsr-3200	128	2	2,146	CARDINAL
fsr-3200	128	3	64.2%	PERCENT
fsr-3200	128	4	8,425	CARDINAL
fsr-3200	128	5	35.8%	PERCENT
fsr-3200	128	6	4,692	CARDINAL
fsr-3200	129	1	simms / financial services	ORG
fsr-3200	129	2	23	CARDINAL
fsr-3200	129	3	2014	DATE
fsr-3200	130	1	4.3	MONEY
fsr-3200	130	2	5	CARDINAL
fsr-3200	131	1	first	ORDINAL
fsr-3200	132	1	1	CARDINAL
fsr-3200	133	1	2	CARDINAL
fsr-3200	133	2	3	CARDINAL
fsr-3200	133	3	1 n	QUANTITY
fsr-3200	133	4	7,658	CARDINAL
fsr-3200	133	5	2 n	QUANTITY
fsr-3200	133	6	4,975	CARDINAL
fsr-3200	133	7	1 1	CARDINAL
fsr-3200	133	8	8 8	DATE
fsr-3200	133	9	4	CARDINAL
fsr-3200	133	10	10 5	CARDINAL
fsr-3200	133	11	10	CARDINAL
fsr-3200	133	12	the last five years	DATE
fsr-3200	133	13	1 1	CARDINAL
fsr-3200	133	14	4 1	DATE
fsr-3200	133	15	1 1	CARDINAL
fsr-3200	133	16	1 2	CARDINAL
fsr-3200	133	17	.11 .78	PERCENT
fsr-3200	133	18	1 1	CARDINAL
fsr-3200	133	19	2 3	DATE
fsr-3200	133	20	3	CARDINAL
fsr-3200	133	21	10 7	CARDINAL
fsr-3200	133	22	10	CARDINAL
fsr-3200	133	23	1 1	CARDINAL
fsr-3200	133	24	5 4	CARDINAL
fsr-3200	133	25	5	CARDINAL
fsr-3200	133	26	7 6	CARDINAL
fsr-3200	133	27	7	CARDINAL
fsr-3200	133	28	1 1	CARDINAL
fsr-3200	133	29	6 6	CARDINAL
fsr-3200	133	30	2	CARDINAL
fsr-3200	133	31	5 3	CARDINAL
fsr-3200	133	32	5	CARDINAL
fsr-3200	133	33	1 1	CARDINAL
fsr-3200	133	34	3 5	CARDINAL
fsr-3200	133	35	25,000	MONEY
fsr-3200	133	36	$35,000 $75,000	MONEY
fsr-3200	133	37	100,000	MONEY
fsr-3200	133	38	1 1	CARDINAL
fsr-3200	133	39	7 7	DATE
fsr-3200	133	40	23%	PERCENT
fsr-3200	133	41	37%	PERCENT
fsr-3200	133	42	.75	ORG
fsr-3200	133	43	9 9	TIME
fsr-3200	133	44	47%	PERCENT
fsr-3200	133	45	37%	PERCENT
fsr-3200	133	46	more than two	CARDINAL
fsr-3200	134	1	280	CARDINAL
fsr-3200	134	2	k. simms	PERSON
fsr-3200	134	3	23	CARDINAL
fsr-3200	134	4	2014	DATE
fsr-3200	135	1	273–286	CARDINAL
fsr-3200	136	1	28%	PERCENT
fsr-3200	136	2	41%	PERCENT
fsr-3200	136	3	81%	PERCENT
fsr-3200	137	1	2	CARDINAL
fsr-3200	137	2	one	CARDINAL
fsr-3200	137	3	10%	PERCENT
fsr-3200	138	1	1	CARDINAL
fsr-3200	139	1	1	CARDINAL
fsr-3200	139	2	one	CARDINAL
fsr-3200	139	3	13%	PERCENT
fsr-3200	139	4	2	CARDINAL
fsr-3200	140	1	1	CARDINAL
fsr-3200	140	2	more than $15,000	MONEY
fsr-3200	140	3	49% to 84%	PERCENT
fsr-3200	140	4	under $75,000	MONEY
fsr-3200	141	1	2	CARDINAL
fsr-3200	141	2	three	CARDINAL
fsr-3200	141	3	46% to 60%	PERCENT
fsr-3200	141	4	annual	DATE
fsr-3200	141	5	less than $15,000	MONEY
fsr-3200	141	6	15,000	MONEY
fsr-3200	141	7	less than $25,000	MONEY
fsr-3200	141	8	25,000	MONEY
fsr-3200	141	9	less than $35,000	MONEY
fsr-3200	141	10	75,000	MONEY
fsr-3200	141	11	less than $100,000	MONEY
fsr-3200	142	1	1	CARDINAL
fsr-3200	142	2	41%	PERCENT
fsr-3200	142	3	41%	PERCENT
fsr-3200	143	1	2	CARDINAL
fsr-3200	143	2	36%	PERCENT
fsr-3200	143	3	120%	PERCENT
fsr-3200	143	4	42%	PERCENT
fsr-3200	144	1	1	CARDINAL
fsr-3200	144	2	one	CARDINAL
fsr-3200	144	3	9%	PERCENT
fsr-3200	144	4	34%	PERCENT
fsr-3200	145	1	4	CARDINAL
fsr-3200	145	2	1 n	QUANTITY
fsr-3200	145	3	7,658	CARDINAL
fsr-3200	145	4	2 n	QUANTITY
fsr-3200	145	5	4,975	CARDINAL
fsr-3200	145	6	1 1	CARDINAL
fsr-3200	145	7	43%	PERCENT
fsr-3200	145	8	71%	PERCENT
fsr-3200	145	9	0.71 .71	QUANTITY
fsr-3200	145	10	35–44 45–54	CARDINAL
fsr-3200	145	11	.11 .11	PRODUCT
fsr-3200	145	12	.90 .69	MONEY
fsr-3200	145	13	.07 .07	PERSON
fsr-3200	145	14	.61 .69	MONEY
fsr-3200	145	15	more than two	CARDINAL
fsr-3200	146	1	281k	ORG
fsr-3200	147	1	simms / financial services	ORG
fsr-3200	147	2	23	CARDINAL
fsr-3200	147	3	2014	DATE
fsr-3200	148	1	273–286	CARDINAL
fsr-3200	148	2	5	CARDINAL
fsr-3200	148	3	1	CARDINAL
fsr-3200	148	4	2	CARDINAL
fsr-3200	148	5	1.024 1.284	CARDINAL
fsr-3200	148	6	1.225 1.411	CARDINAL
fsr-3200	148	7	.666	CARDINAL
fsr-3200	148	8	1.016	CARDINAL
fsr-3200	148	9	1.006	CARDINAL
fsr-3200	148	10	1.081	CARDINAL
fsr-3200	148	11	1.144	CARDINAL
fsr-3200	149	1	1.126	CARDINAL
fsr-3200	149	2	1.039	CARDINAL
fsr-3200	149	3	annual	DATE
fsr-3200	149	4	less than $15,000	MONEY
fsr-3200	149	5	15,000	MONEY
fsr-3200	149	6	less than $25,000	MONEY
fsr-3200	149	7	25,000	MONEY
fsr-3200	149	8	less than $35,000	MONEY
fsr-3200	149	9	35,000	MONEY
fsr-3200	149	10	less than $50,000	MONEY
fsr-3200	149	11	1.488	MONEY
fsr-3200	149	12	50,000	MONEY
fsr-3200	149	13	less than $75,000	MONEY
fsr-3200	149	14	75,000	MONEY
fsr-3200	149	15	less than $100,000	MONEY
fsr-3200	149	16	1.141	MONEY
fsr-3200	149	17	100,000	MONEY
fsr-3200	149	18	less than $150,000	MONEY
fsr-3200	149	19	150,000	MONEY
fsr-3200	150	1	.975 1.274	CARDINAL
fsr-3200	150	2	1.326	CARDINAL
fsr-3200	150	3	1.499	CARDINAL
fsr-3200	150	4	1.361	CARDINAL
fsr-3200	150	5	1.414	CARDINAL
fsr-3200	150	6	1.445	CARDINAL
fsr-3200	150	7	1.001	CARDINAL
fsr-3200	150	8	1.416	CARDINAL
fsr-3200	150	9	1.093	CARDINAL
fsr-3200	150	10	1.045	CARDINAL
fsr-3200	150	11	1.337	CARDINAL
fsr-3200	150	12	1.131	CARDINAL
fsr-3200	150	13	1.293	CARDINAL
fsr-3200	150	14	1.038 1.001	CARDINAL
fsr-3200	150	15	1.476	CARDINAL
fsr-3200	150	16	1.013	ORG
fsr-3200	150	17	age 18 to 24	DATE
fsr-3200	150	18	25	CARDINAL
fsr-3200	150	19	35	CARDINAL
fsr-3200	151	1	45 to 54	CARDINAL
fsr-3200	151	2	55	CARDINAL
fsr-3200	151	3	64	CARDINAL
fsr-3200	151	4	1.100 65	CARDINAL
fsr-3200	152	1	1.155 1.274	CARDINAL
fsr-3200	152	2	1.255	CARDINAL
fsr-3200	154	1	1.142	CARDINAL
fsr-3200	154	2	.166	CARDINAL
fsr-3200	154	3	1.398	CARDINAL
fsr-3200	155	1	0.05	MONEY
fsr-3200	155	2	0.01	MONEY
fsr-3200	155	3	0.001	MONEY
fsr-3200	156	1	282	CARDINAL
fsr-3200	156	2	k. simms	PERSON
fsr-3200	156	3	23	CARDINAL
fsr-3200	156	4	2014	DATE
fsr-3200	157	1	273–286	CARDINAL
fsr-3200	157	2	2	CARDINAL
fsr-3200	157	3	1	CARDINAL
fsr-3200	157	4	17%	PERCENT
fsr-3200	157	5	2	CARDINAL
fsr-3200	157	6	26%	PERCENT
fsr-3200	158	1	one	CARDINAL
fsr-3200	158	2	8%	PERCENT
fsr-3200	158	3	14%	PERCENT
fsr-3200	158	4	1	CARDINAL
fsr-3200	158	5	2	CARDINAL
fsr-3200	159	1	one	CARDINAL
fsr-3200	159	2	3% and 5%	PERCENT
fsr-3200	159	3	1	CARDINAL
fsr-3200	159	4	2	CARDINAL
fsr-3200	160	1	33% and 50%	PERCENT
fsr-3200	160	2	1	CARDINAL
fsr-3200	160	3	2	CARDINAL
fsr-3200	161	1	28% to 50%	PERCENT
fsr-3200	161	2	45–54	CARDINAL
fsr-3200	162	1	20% to 62%	PERCENT
fsr-3200	164	1	5	CARDINAL
fsr-3200	164	2	lusardi & mitchell	ORG
fsr-3200	164	3	2008	DATE
fsr-3200	164	4	united states census bureau	ORG
fsr-3200	164	5	2012	DATE
fsr-3200	164	6	only 27%	PERCENT
fsr-3200	164	7	the last five years	DATE
fsr-3200	165	1	third	ORDINAL
fsr-3200	165	2	at least three months	DATE
fsr-3200	166	1	the u.s. department of labor	ORG
fsr-3200	166	2	2013a	DATE
fsr-3200	166	3	15 weeks	DATE
fsr-3200	166	4	53%	PERCENT
fsr-3200	168	1	two	CARDINAL
fsr-3200	169	1	one	CARDINAL
fsr-3200	170	1	two	CARDINAL
fsr-3200	171	1	only about 90%	PERCENT
fsr-3200	171	2	the last five years	DATE
fsr-3200	172	1	25,000	MONEY
fsr-3200	172	2	35,000	MONEY
fsr-3200	173	1	over three-quarters	CARDINAL
fsr-3200	173	2	over half	CARDINAL
fsr-3200	173	3	the last five years	DATE
fsr-3200	174	1	75,000	MONEY
fsr-3200	174	2	100,000	MONEY
fsr-3200	175	1	more than 60%	PERCENT
fsr-3200	176	1	71%	PERCENT
fsr-3200	176	2	43%	PERCENT
fsr-3200	179	1	283k	PERSON
fsr-3200	180	1	simms / financial services	ORG
fsr-3200	180	2	23	CARDINAL
fsr-3200	180	3	2014	DATE
fsr-3200	181	1	273–286	CARDINAL
fsr-3200	185	1	up to $75,000	MONEY
fsr-3200	194	1	one	CARDINAL
fsr-3200	194	2	2007	DATE
fsr-3200	195	1	dweck	ORG
fsr-3200	195	2	2007	DATE
fsr-3200	196	1	second	ORDINAL
fsr-3200	198	1	haslem	ORG
fsr-3200	198	2	2008	DATE
fsr-3200	200	1	284	CARDINAL
fsr-3200	200	2	23	CARDINAL
fsr-3200	200	3	2014	DATE
fsr-3200	200	4	273–286	CARDINAL
fsr-3200	203	1	collins	ORG
fsr-3200	203	2	2012	DATE
fsr-3200	203	3	robb et al.	PERSON
fsr-3200	203	4	2012	DATE
fsr-3200	206	1	second	ORDINAL
fsr-3200	215	1	1	CARDINAL
fsr-3200	215	2	30%	PERCENT
fsr-3200	215	3	one	CARDINAL
fsr-3200	216	1	2	CARDINAL
fsr-3200	218	1	v. l.	PERSON
fsr-3200	218	2	a., & jianakoplos	ORG
fsr-3200	218	3	n. a.	PERSON
fsr-3200	218	4	1999	DATE
fsr-3200	220	1	8	CARDINAL
fsr-3200	220	2	1–10	CARDINAL
fsr-3200	221	1	chalmers	ORG
fsr-3200	221	2	j., & reuter	ORG
fsr-3200	221	3	j. (	PERSON
fsr-3200	221	4	2010	DATE
fsr-3200	223	1	the national bureau of economic research	ORG
fsr-3200	223	2	18158	DATE
fsr-3200	225	1	chen	PERSON
fsr-3200	225	2	r. p.	PERSON
fsr-3200	225	3	2002	DATE
fsr-3200	227	1	11	CARDINAL
fsr-3200	227	2	289–307	CARDINAL
fsr-3200	228	1	collins	PERSON
fsr-3200	228	2	m. j.	PERSON
fsr-3200	228	3	2012	DATE
fsr-3200	230	1	21, 307–320	DATE
fsr-3200	231	1	deaves	PERSON
fsr-3200	231	2	r.	NORP
fsr-3200	231	3	veit	ORG
fsr-3200	231	4	e. t.	PERSON
fsr-3200	231	5	bhandari	PERSON
fsr-3200	231	6	cheney	PERSON
fsr-3200	231	7	j.(2007	PERSON
fsr-3200	233	1	16	CARDINAL
fsr-3200	233	2	117–133	CARDINAL
fsr-3200	234	1	dolan	ORG
fsr-3200	234	2	r. c.	PERSON
fsr-3200	234	3	j. l.(2013	PERSON
fsr-3200	236	1	22	CARDINAL
fsr-3200	236	2	115–132	CARDINAL
fsr-3200	237	1	dweck	PERSON
fsr-3200	237	2	2007	DATE
fsr-3200	238	1	mindset	PERSON
fsr-3200	239	1	new york	GPE
fsr-3200	239	2	ny	GPE
fsr-3200	239	3	ballantine books	ORG
fsr-3200	241	1	simms / financial services	ORG
fsr-3200	241	2	23	CARDINAL
fsr-3200	241	3	2014	DATE
fsr-3200	242	1	273–286	CARDINAL
fsr-3200	242	2	j. a. (	PERSON
fsr-3200	242	3	2008	DATE
fsr-3200	244	1	17	CARDINAL
fsr-3200	244	2	91–94	DATE
fsr-3200	245	1	jain	PERSON
fsr-3200	245	2	a. k.	PERSON
fsr-3200	245	3	murty	PERSON
fsr-3200	245	4	m. n., & flynn	PERSON
fsr-3200	245	5	1999	DATE
fsr-3200	247	1	acm	ORG
fsr-3200	247	2	31	CARDINAL
fsr-3200	247	3	265–323	CARDINAL
fsr-3200	248	1	lusardi	PERSON
fsr-3200	248	2	a., & mitchell	ORG
fsr-3200	248	3	o. s.	PERSON
fsr-3200	248	4	2008	DATE
fsr-3200	250	1	american	NORP
fsr-3200	250	2	98	CARDINAL
fsr-3200	250	3	413–417	CARDINAL
fsr-3200	251	1	lusardi, a., & mitchell	ORG
fsr-3200	251	2	o. s.	PERSON
fsr-3200	251	3	2011	DATE
fsr-3200	253	1	journal of pension economics	ORG
fsr-3200	253	2	10	CARDINAL
fsr-3200	253	3	497–508	CARDINAL
fsr-3200	254	1	lusardi, a.	ORG
fsr-3200	254	2	mitchell, o. s.	PERSON
fsr-3200	254	3	2010	DATE
fsr-3200	256	1	44	DATE
fsr-3200	256	2	358–380	CARDINAL
fsr-3200	256	3	m. j. (	PERSON
fsr-3200	256	4	2011	DATE
fsr-3200	257	1	ibm	ORG
fsr-3200	257	2	spss	PRODUCT
fsr-3200	257	3	19	CARDINAL
fsr-3200	258	1	nj	ORG
fsr-3200	258	2	prentice hall	ORG
fsr-3200	259	1	robb	PERSON
fsr-3200	259	2	c. a.	PERSON
fsr-3200	259	3	2012	DATE
fsr-3200	261	1	21	DATE
fsr-3200	261	2	291–305	CARDINAL
fsr-3200	262	1	schmeiser, m., & hogarth	ORG
fsr-3200	262	2	j. (	PERSON
fsr-3200	262	3	2013	DATE
fsr-3200	266	1	social science research network	ORG
fsr-3200	268	1	united states department of labor	ORG
fsr-3200	269	1	2013	DATE
fsr-3200	271	1	http://www.bls.gov/news.release/empsit.t12.htm	ORG
fsr-3200	272	1	united states department of labor	ORG
fsr-3200	273	1	2013	DATE
fsr-3200	276	1	united states census bureau	ORG
fsr-3200	277	1	2010	DATE
fsr-3200	278	1	2010	DATE
fsr-3200	280	1	united states census bureau	ORG
fsr-3200	281	1	2011	DATE
fsr-3200	282	1	american	NORP
fsr-3200	284	1	united states census bureau	ORG
fsr-3200	285	1	2012	DATE
fsr-3200	286	1	2012	DATE
fsr-3200	286	2	100%	PERCENT
fsr-3200	288	1	286	CARDINAL
fsr-3200	288	2	k. simms	PERSON
fsr-3200	288	3	23	CARDINAL
fsr-3200	288	4	2014	DATE
fsr-3200	289	1	273–286	CARDINAL