id	sid	eid	entity	type
fsr-3223	1	1	sandeep singha	PERSON
fsr-3223	1	2	brockport	GPE
fsr-3223	1	3	suny	GPE
fsr-3223	1	4	brockport	GPE
fsr-3223	1	5	ny	GPE
fsr-3223	1	6	14420	DATE
fsr-3223	4	1	seven	CARDINAL
fsr-3223	6	1	2016	CARDINAL
fsr-3223	8	1	jel classification	ORG
fsr-3223	8	2	1	CARDINAL
fsr-3223	8	3	2007	DATE
fsr-3223	10	1	2008	DATE
fsr-3223	11	1	2006	DATE
fsr-3223	11	2	aum	ORG
fsr-3223	13	1	1-585	CARDINAL
fsr-3223	13	2	1-585	CARDINAL
fsr-3223	14	1	25	CARDINAL
fsr-3223	14	2	2016	CARDINAL
fsr-3223	15	1	235–262	CARDINAL
fsr-3223	15	2	2016	CARDINAL
fsr-3223	17	1	about $1 trillion	MONEY
fsr-3223	17	2	the end of 2014	DATE
fsr-3223	17	3	$2.75 billion	MONEY
fsr-3223	17	4	the end of 1995	DATE
fsr-3223	17	5	2015	DATE
fsr-3223	18	1	about 35%	PERCENT
fsr-3223	18	2	10-year	DATE
fsr-3223	20	1	30s	DATE
fsr-3223	21	1	one	CARDINAL
fsr-3223	24	1	two	CARDINAL
fsr-3223	25	1	chang et al	PERSON
fsr-3223	26	1	2014	DATE
fsr-3223	35	1	85%	PERCENT
fsr-3223	35	2	15%	PERCENT
fsr-3223	36	1	15%	PERCENT
fsr-3223	36	2	85%	PERCENT
fsr-3223	38	1	2055	CARDINAL
fsr-3223	38	2	vffvx	PERSON
fsr-3223	39	1	2055	CARDINAL
fsr-3223	40	1	2015	DATE
fsr-3223	40	2	30-year old	DATE
fsr-3223	40	3	age 70 or a	DATE
fsr-3223	40	4	25-year old	DATE
fsr-3223	40	5	age 65	DATE
fsr-3223	41	1	up to 90%	PERCENT
fsr-3223	43	1	the year 2055	DATE
fsr-3223	44	1	two	CARDINAL
fsr-3223	44	2	1	CARDINAL
fsr-3223	44	3	2015	CARDINAL
fsr-3223	46	1	1	CARDINAL
fsr-3223	47	1	236	CARDINAL
fsr-3223	47	2	s. singh / financial services	ORG
fsr-3223	47	3	25	CARDINAL
fsr-3223	47	4	2016	CARDINAL
fsr-3223	47	5	235–262	CARDINAL
fsr-3223	48	1	90% to 30%	PERCENT
fsr-3223	54	1	1	CARDINAL
fsr-3223	54	2	2055	CARDINAL
fsr-3223	54	3	funda	ORG
fsr-3223	54	4	2055	CARDINAL
fsr-3223	54	5	$1.67 billion $11.21 billion	MONEY
fsr-3223	54	6	90%	PERCENT
fsr-3223	54	7	30%	PERCENT
fsr-3223	54	8	10%	PERCENT
fsr-3223	54	9	70%	PERCENT
fsr-3223	54	10	0.18%	PERCENT
fsr-3223	54	11	0.16%	PERCENT
fsr-3223	54	12	9/30/2014	CARDINAL
fsr-3223	54	13	63.0%	PERCENT
fsr-3223	54	14	21.1%	PERCENT
fsr-3223	54	15	27.0%	PERCENT
fsr-3223	54	16	8.8%	PERCENT
fsr-3223	54	17	ii	ORG
fsr-3223	54	18	8.0%	PERCENT
fsr-3223	54	19	39.3%	PERCENT
fsr-3223	54	20	2.00%	PERCENT
fsr-3223	54	21	14.0%	PERCENT
fsr-3223	54	22	0.0%	PERCENT
fsr-3223	54	23	16.8%	PERCENT
fsr-3223	54	24	september 30, 2014	DATE
fsr-3223	56	1	1	CARDINAL
fsr-3223	57	1	237s	ORG
fsr-3223	58	1	singh	GPE
fsr-3223	58	2	25	CARDINAL
fsr-3223	58	3	2016	CARDINAL
fsr-3223	58	4	235–262	CARDINAL
fsr-3223	59	1	ldi	ORG
fsr-3223	60	1	ldi	ORG
fsr-3223	61	1	fig	ORG
fsr-3223	62	1	2	CARDINAL
fsr-3223	64	1	1	CARDINAL
fsr-3223	64	2	2	CARDINAL
fsr-3223	65	1	two	CARDINAL
fsr-3223	66	1	first	ORDINAL
fsr-3223	67	1	four fold	CARDINAL
fsr-3223	68	1	first	ORDINAL
fsr-3223	70	1	second	ORDINAL
fsr-3223	71	1	third	ORDINAL
fsr-3223	72	1	fourth	ORDINAL
fsr-3223	74	1	2	CARDINAL
fsr-3223	74	2	10-year	DATE
fsr-3223	74	3	2005–2014	CARDINAL
fsr-3223	74	4	about five-fold	CARDINAL
fsr-3223	75	1	797	CARDINAL
fsr-3223	75	2	3,036	CARDINAL
fsr-3223	75	3	the end of 2014	DATE
fsr-3223	76	1	bauer	PERSON
fsr-3223	76	2	fig	ORG
fsr-3223	77	1	2	CARDINAL
fsr-3223	78	1	238	CARDINAL
fsr-3223	78	2	s. singh / financial services	ORG
fsr-3223	78	3	25	CARDINAL
fsr-3223	78	4	2016	CARDINAL
fsr-3223	78	5	235–262	CARDINAL
fsr-3223	78	6	2009	DATE
fsr-3223	78	7	80%	PERCENT
fsr-3223	78	8	$2.3 trillion	MONEY
fsr-3223	78	9	2018	DATE
fsr-3223	79	1	three	CARDINAL
fsr-3223	80	1	agnew et al	PERSON
fsr-3223	81	1	2003	DATE
fsr-3223	81	2	7,000	CARDINAL
fsr-3223	83	1	100%	PERCENT
fsr-3223	83	2	0%	PERCENT
fsr-3223	85	1	over a million	CARDINAL
fsr-3223	85	2	about 1,000	CARDINAL
fsr-3223	85	3	mitchell	PERSON
fsr-3223	85	4	2010	DATE
fsr-3223	87	1	about one-fifth	CARDINAL
fsr-3223	92	1	two	CARDINAL
fsr-3223	92	2	1	CARDINAL
fsr-3223	92	3	2006	DATE
fsr-3223	92	4	2	CARDINAL
fsr-3223	92	5	2007	DATE
fsr-3223	93	1	two	CARDINAL
fsr-3223	93	2	2006	DATE
fsr-3223	93	3	2013	DATE
fsr-3223	95	1	landsberg	PERSON
fsr-3223	95	2	2007	DATE
fsr-3223	95	3	five	CARDINAL
fsr-3223	96	1	two	CARDINAL
fsr-3223	97	1	first	ORDINAL
fsr-3223	100	1	second	ORDINAL
fsr-3223	100	2	2001	DATE
fsr-3223	101	1	balduzzi	PERSON
fsr-3223	101	2	2015	CARDINAL
fsr-3223	103	1	the same vintage year	DATE
fsr-3223	104	1	richardson	PERSON
fsr-3223	104	2	2014	DATE
fsr-3223	104	3	2005–2011	CARDINAL
fsr-3223	104	4	22%	PERCENT
fsr-3223	104	5	239s	PRODUCT
fsr-3223	105	1	singh	GPE
fsr-3223	105	2	25	CARDINAL
fsr-3223	105	3	2016	CARDINAL
fsr-3223	105	4	235–262	CARDINAL
fsr-3223	108	1	the end of 2013	DATE
fsr-3223	108	2	70%	PERCENT
fsr-3223	108	3	20s	ORDINAL
fsr-3223	108	4	30s	DATE
fsr-3223	108	5	51%	PERCENT
fsr-3223	108	6	53%	PERCENT
fsr-3223	109	1	2006	DATE
fsr-3223	109	2	29.4%	PERCENT
fsr-3223	109	3	28.5%	PERCENT
fsr-3223	110	1	85% and 80%	PERCENT
fsr-3223	113	1	the year 2014	DATE
fsr-3223	113	2	30%	PERCENT
fsr-3223	113	3	93%	PERCENT
fsr-3223	113	4	2013	DATE
fsr-3223	115	1	2014	DATE
fsr-3223	120	1	3	CARDINAL
fsr-3223	120	2	watson	PERSON
fsr-3223	120	3	2010	DATE
fsr-3223	120	4	2009	DATE
fsr-3223	120	5	watson wyatt	PERSON
fsr-3223	120	6	15 years	DATE
fsr-3223	120	7	27% to 37%	PERCENT
fsr-3223	121	1	51% to 95%	PERCENT
fsr-3223	121	2	2020–2055	CARDINAL
fsr-3223	122	1	two to seven years	DATE
fsr-3223	122	2	2010–2015	CARDINAL
fsr-3223	122	3	21%	PERCENT
fsr-3223	122	4	36%	PERCENT
fsr-3223	123	1	1	CARDINAL
fsr-3223	124	1	d’antona	PERSON
fsr-3223	124	2	2008	DATE
fsr-3223	124	3	2008–2010	CARDINAL
fsr-3223	129	1	2008	DATE
fsr-3223	132	1	240	CARDINAL
fsr-3223	132	2	s. singh / financial services	ORG
fsr-3223	132	3	25	CARDINAL
fsr-3223	132	4	2016	CARDINAL
fsr-3223	132	5	235–262	CARDINAL
fsr-3223	134	1	2014	DATE
fsr-3223	135	1	monte carlo	PERSON
fsr-3223	135	2	30% to 60%	PERCENT
fsr-3223	135	3	60% to 30%	PERCENT
fsr-3223	136	1	2015	CARDINAL
fsr-3223	139	1	blanchett	PERSON
fsr-3223	139	2	2015	CARDINAL
fsr-3223	141	1	basu	PERSON
fsr-3223	141	2	2009	DATE
fsr-3223	141	3	first	ORDINAL
fsr-3223	142	1	one	CARDINAL
fsr-3223	142	2	zero	CARDINAL
fsr-3223	144	1	years	DATE
fsr-3223	146	1	2010	DATE
fsr-3223	146	2	monte carlo	PERSON
fsr-3223	148	1	basu	PERSON
fsr-3223	149	1	basu	PERSON
fsr-3223	149	2	2011	DATE
fsr-3223	152	1	yoon	PERSON
fsr-3223	152	2	2010	DATE
fsr-3223	154	1	yoon	PERSON
fsr-3223	156	1	spitzer	PERSON
fsr-3223	156	2	singh	GPE
fsr-3223	156	3	2011	DATE
fsr-3223	156	4	22	CARDINAL
fsr-3223	156	5	two	CARDINAL
fsr-3223	157	1	241s	GPE
fsr-3223	158	1	singh	GPE
fsr-3223	158	2	25	CARDINAL
fsr-3223	158	3	2016	CARDINAL
fsr-3223	158	4	235–262	CARDINAL
fsr-3223	158	5	first	ORDINAL
fsr-3223	161	1	2014	DATE
fsr-3223	161	2	three	CARDINAL
fsr-3223	162	1	first	ORDINAL
fsr-3223	162	2	50%	PERCENT
fsr-3223	162	3	20%	PERCENT
fsr-3223	162	4	15 years later	DATE
fsr-3223	163	1	second	ORDINAL
fsr-3223	163	2	the first 20 years	DATE
fsr-3223	163	3	five years	DATE
fsr-3223	164	1	third	ORDINAL
fsr-3223	164	2	the first 20 years	DATE
fsr-3223	164	3	30 years	DATE
fsr-3223	169	1	arnott	ORG
fsr-3223	169	2	wu	PERSON
fsr-3223	169	3	2013	DATE
fsr-3223	170	1	earning years	DATE
fsr-3223	172	1	estrada	PERSON
fsr-3223	172	2	2014	DATE
fsr-3223	172	3	19	CARDINAL
fsr-3223	172	4	110 years	DATE
fsr-3223	173	1	ten	CARDINAL
fsr-3223	173	2	five	CARDINAL
fsr-3223	173	3	five	CARDINAL
fsr-3223	176	1	stempien	PERSON
fsr-3223	176	2	2013	DATE
fsr-3223	179	1	81	CARDINAL
fsr-3223	181	1	spitzer	ORG
fsr-3223	181	2	singh	GPE
fsr-3223	181	3	2008	DATE
fsr-3223	181	4	the retirement years	DATE
fsr-3223	183	1	three	CARDINAL
fsr-3223	183	2	25/75	CARDINAL
fsr-3223	184	1	three	CARDINAL
fsr-3223	184	2	50/50	CARDINAL
fsr-3223	185	1	151	CARDINAL
fsr-3223	186	1	kalman	PERSON
fsr-3223	186	2	2011	DATE
fsr-3223	186	3	242	CARDINAL
fsr-3223	186	4	s. singh / financial services	ORG
fsr-3223	186	5	25	CARDINAL
fsr-3223	186	6	2016	CARDINAL
fsr-3223	186	7	235–262	CARDINAL
fsr-3223	186	8	spitzer	ORG
fsr-3223	186	9	singh	GPE
fsr-3223	189	1	clark	PERSON
fsr-3223	189	2	2009	DATE
fsr-3223	193	1	two	CARDINAL
fsr-3223	193	2	1	CARDINAL
fsr-3223	193	3	2	CARDINAL
fsr-3223	197	1	3.1	CARDINAL
fsr-3223	200	1	hours	TIME
fsr-3223	201	1	hours	TIME
fsr-3223	203	1	mayers	PERSON
fsr-3223	203	2	1972	DATE
fsr-3223	203	3	williams	PERSON
fsr-3223	203	4	1978	DATE
fsr-3223	203	5	1969	DATE
fsr-3223	204	1	four	CARDINAL
fsr-3223	205	1	first	ORDINAL
fsr-3223	206	1	zero	CARDINAL
fsr-3223	207	1	four	CARDINAL
fsr-3223	207	2	around 22 to 25 years of age	DATE
fsr-3223	207	3	about 10 years	DATE
fsr-3223	212	1	one	CARDINAL
fsr-3223	214	1	singh	GPE
fsr-3223	214	2	25	CARDINAL
fsr-3223	214	3	2016	CARDINAL
fsr-3223	214	4	235–262	CARDINAL
fsr-3223	217	1	2009	DATE
fsr-3223	226	1	2009	DATE
fsr-3223	229	1	shiller	ORG
fsr-3223	229	2	2005	DATE
fsr-3223	230	1	two	CARDINAL
fsr-3223	232	1	as low as 20%	PERCENT
fsr-3223	232	2	300%	PERCENT
fsr-3223	233	1	cocco et al	PERSON
fsr-3223	234	1	2005	DATE
fsr-3223	236	1	one ages	DATE
fsr-3223	237	1	about 2%	PERCENT
fsr-3223	237	2	one	CARDINAL
fsr-3223	238	1	one	CARDINAL
fsr-3223	241	1	bodie	ORG
fsr-3223	241	2	2007	DATE
fsr-3223	244	1	244	CARDINAL
fsr-3223	244	2	s. singh / financial services	ORG
fsr-3223	244	3	25	CARDINAL
fsr-3223	244	4	2016	CARDINAL
fsr-3223	245	1	235–262	CARDINAL
fsr-3223	246	1	2011	DATE
fsr-3223	248	1	monte carlo	PERSON
fsr-3223	248	2	1 to 10	CARDINAL
fsr-3223	248	3	2011	DATE
fsr-3223	250	1	bea	ORG
fsr-3223	250	2	blanchett	PERSON
fsr-3223	250	3	2015	DATE
fsr-3223	250	4	12	CARDINAL
fsr-3223	254	1	ldi	ORG
fsr-3223	256	1	first	ORDINAL
fsr-3223	257	1	ldi	ORG
fsr-3223	258	1	3.2	CARDINAL
fsr-3223	259	1	ldi	ORG
fsr-3223	260	1	ldi	ORG
fsr-3223	261	1	1952	DATE
fsr-3223	261	2	sharpe	PERSON
fsr-3223	261	3	1964	DATE
fsr-3223	263	1	ldi	ORG
fsr-3223	266	1	ldi	ORG
fsr-3223	269	1	ldi	ORG
fsr-3223	271	1	meder	GPE
fsr-3223	271	2	2012	DATE
fsr-3223	271	3	first	ORDINAL
fsr-3223	271	4	rsa	ORG
fsr-3223	272	1	rsa	ORG
fsr-3223	272	2	245s	PRODUCT
fsr-3223	273	1	singh	GPE
fsr-3223	273	2	25	CARDINAL
fsr-3223	273	3	2016	CARDINAL
fsr-3223	273	4	235–262	CARDINAL
fsr-3223	273	5	117	CARDINAL
fsr-3223	275	1	first	ORDINAL
fsr-3223	275	2	second	ORDINAL
fsr-3223	276	1	2008	DATE
fsr-3223	277	1	the saving years	DATE
fsr-3223	285	1	ldi	ORG
fsr-3223	287	1	ldi	ORG
fsr-3223	288	1	whitten	PERSON
fsr-3223	288	2	2015	CARDINAL
fsr-3223	288	3	ldi	ORG
fsr-3223	290	1	monte carlo	PERSON
fsr-3223	292	1	ldi	ORG
fsr-3223	293	1	2016	CARDINAL
fsr-3223	293	2	ldi	ORG
fsr-3223	295	1	2005	DATE
fsr-3223	295	2	2010	DATE
fsr-3223	295	3	2015	CARDINAL
fsr-3223	295	4	the end of may 31	DATE
fsr-3223	295	5	2016	DATE
fsr-3223	295	6	about two-thirds	CARDINAL
fsr-3223	296	1	whitten	ORG
fsr-3223	296	2	2015	CARDINAL
fsr-3223	297	1	2	CARDINAL
fsr-3223	299	1	246	CARDINAL
fsr-3223	299	2	s. singh / financial services	ORG
fsr-3223	299	3	25	CARDINAL
fsr-3223	299	4	2016	CARDINAL
fsr-3223	299	5	235–262	CARDINAL
fsr-3223	299	6	ab le 2	ORG
fsr-3223	299	7	ge	ORG
fsr-3223	299	8	tda te fu nd re se ar ch su m m ar y	PERSON
fsr-3223	299	9	ea	CARDINAL
fsr-3223	300	1	io n k ey fin di ng /c	FAC
fsr-3223	300	2	ib ut io n	ORG
fsr-3223	302	1	20 03	TIME
fsr-3223	302	2	40 1	DATE
fsr-3223	304	1	ec	ORG
fsr-3223	304	2	nc	GPE
fsr-3223	304	3	g. t	GPE
fsr-3223	305	1	pu bl ic e co n. o	PERSON
fsr-3223	306	1	al po	PERSON
fsr-3223	307	1	po or pa rt ic	FAC
fsr-3223	309	1	20 07	DATE
fsr-3223	310	1	ar ke	PERSON
fsr-3223	310	2	gu la	PERSON
fsr-3223	310	3	ry en vi ro nm en t j	PERSON
fsr-3223	314	1	20 14	DATE
fsr-3223	316	1	ia	GPE
fsr-3223	316	2	du ci ar y	PERSON
fsr-3223	319	1	rd s et al	PERSON
fsr-3223	320	1	20	CARDINAL
fsr-3223	320	2	ia	GPE
fsr-3223	320	3	ia lo gu	PERSON
fsr-3223	321	1	ri bu tio ns	PERSON
fsr-3223	322	1	al du	PERSON
fsr-3223	325	1	20 15	QUANTITY
fsr-3223	325	2	ki ng	PERSON
fsr-3223	326	1	si gn ifi	PERSON
fsr-3223	326	2	ri sk ta ki ng di ve rs ity	PERSON
fsr-3223	326	3	lo w	FAC
fsr-3223	326	4	ar ke	PERSON
fsr-3223	326	5	u & d	ORG
fsr-3223	326	6	20 09	TIME
fsr-3223	327	1	la	GPE
fsr-3223	328	1	io n. c	FAC
fsr-3223	329	1	la rk & h	ORG
fsr-3223	330	1	ea	CARDINAL
fsr-3223	331	1	al re tu rn s.	PERSON
fsr-3223	331	2	20 10	QUANTITY
fsr-3223	331	3	nc	GPE
fsr-3223	332	1	w l	LOC
fsr-3223	336	1	ri sk av	PERSON
fsr-3223	336	2	20 11	CARDINAL
fsr-3223	340	1	k bu dg et ba	PERSON
fsr-3223	341	1	nc e. b	PERSON
fsr-3223	341	2	u et al	PERSON
fsr-3223	342	1	20 11	TIME
fsr-3223	342	2	ic al lo	PERSON
fsr-3223	343	1	ac cu	ORG
fsr-3223	343	2	io	LOC
fsr-3223	343	3	st ea	FAC
fsr-3223	343	4	tim e.	PERSON
fsr-3223	345	1	lim	PERSON
fsr-3223	347	1	k et al	PERSON
fsr-3223	348	1	h st ab ili	FAC
fsr-3223	349	1	sc	GPE
fsr-3223	349	2	t. pf au & k itc es	ORG
fsr-3223	349	3	20 14	DATE
fsr-3223	349	4	nc	GPE
fsr-3223	349	5	ec	ORG
fsr-3223	350	1	s du ri ng	PERSON
fsr-3223	350	2	nc	GPE
fsr-3223	350	3	20 15	DATE
fsr-3223	350	4	nc	GPE
fsr-3223	350	5	nc	GPE
fsr-3223	350	6	iti al	GPE
fsr-3223	350	7	ar ke	PERSON
fsr-3223	350	8	t co nd iti	ORG
fsr-3223	350	9	20 15	CARDINAL
fsr-3223	350	10	nc	GPE
fsr-3223	350	11	di tio na l gl	FAC
fsr-3223	353	1	ar ke	PERSON
fsr-3223	353	2	t va lu	GPE
fsr-3223	353	3	io ns	FAC
fsr-3223	354	1	247s	NORP
fsr-3223	355	1	singh	GPE
fsr-3223	355	2	25	CARDINAL
fsr-3223	355	3	2016	CARDINAL
fsr-3223	355	4	235–262	CARDINAL
fsr-3223	355	5	ea	CARDINAL
fsr-3223	356	1	io n k ey fin di ng /c	FAC
fsr-3223	356	2	n ag en ga st	ORG
fsr-3223	356	3	uc ci , & c	ORG
fsr-3223	356	4	20 06	QUANTITY
fsr-3223	362	1	io	LOC
fsr-3223	363	1	ar ke t. su rz	PERSON
fsr-3223	364	1	20 07	DATE
fsr-3223	367	1	ea su	PERSON
fsr-3223	368	1	ge	ORG
fsr-3223	368	2	tda te	PERSON
fsr-3223	368	3	de xe s. sp itz er & si ng h	ORG
fsr-3223	368	4	20 08	QUANTITY
fsr-3223	368	5	nc	GPE
fsr-3223	368	6	w t ra	GPE
fsr-3223	368	7	di tio na l gl	PERSON
fsr-3223	371	1	nc	GPE
fsr-3223	372	1	20 10	TIME
fsr-3223	372	2	g ri	GPE
fsr-3223	372	3	lo w	ORG
fsr-3223	373	1	fa	ORG
fsr-3223	374	1	ol vi n et al	PERSON
fsr-3223	375	1	20 10	TIME
fsr-3223	375	2	nc	GPE
fsr-3223	376	1	k al m	PERSON
fsr-3223	376	2	20 11	QUANTITY
fsr-3223	377	1	nc	GPE
fsr-3223	379	1	ju st	PERSON
fsr-3223	381	1	du ce ru	PERSON
fsr-3223	383	1	n & k	ORG
fsr-3223	383	2	20 11	QUANTITY
fsr-3223	384	1	nc	GPE
fsr-3223	385	1	w l	LOC
fsr-3223	386	1	tle va lu e	FAC
fsr-3223	386	2	ri	GPE
fsr-3223	386	3	ju st	PERSON
fsr-3223	387	1	ed ba	PERSON
fsr-3223	387	2	si s. b ar e & g	PERSON
fsr-3223	387	3	20 13	DATE
fsr-3223	387	4	w po	GPE
fsr-3223	389	1	la tiv e pe	PERSON
fsr-3223	391	1	20 14 j of po	TIME
fsr-3223	392	1	nc	GPE
fsr-3223	392	2	ar k en ab le s	PERSON
fsr-3223	392	3	st itu tio na l	PERSON
fsr-3223	393	1	ng et al	PERSON
fsr-3223	394	1	20 14	QUANTITY
fsr-3223	394	2	nc	GPE
fsr-3223	395	1	w	GPE
fsr-3223	395	2	w	GPE
fsr-3223	395	3	lif e cy cl e fu nd s. e st ra da	PERSON
fsr-3223	395	4	20 14	DATE
fsr-3223	396	1	u s fin di ng s	PERSON
fsr-3223	396	2	19	CARDINAL
fsr-3223	396	3	s. t an g & l	PERSON
fsr-3223	396	4	20 15	DATE
fsr-3223	396	5	op ri	GPE
fsr-3223	396	6	nc	GPE
fsr-3223	396	7	ar k ch oi ce	PERSON
fsr-3223	396	8	su lts	PERSON
fsr-3223	396	9	w el fa	GPE
fsr-3223	396	10	lo ss	PERSON
fsr-3223	396	11	67 %	PERCENT
fsr-3223	397	1	w	GPE
fsr-3223	397	2	ia	GPE
fsr-3223	397	3	19 78	DATE
fsr-3223	400	1	iti al	GPE
fsr-3223	402	1	lio ch oi ce	PERSON
fsr-3223	405	1	20 05	CARDINAL
fsr-3223	406	1	nc	GPE
fsr-3223	408	1	ri ng hu	PERSON
fsr-3223	408	2	su lts	PERSON
fsr-3223	408	3	2%	PERCENT
fsr-3223	408	4	w el fa	PERSON
fsr-3223	409	1	lo ss	PERSON
fsr-3223	412	1	20 05	QUANTITY
fsr-3223	414	1	pi ta l	PERSON
fsr-3223	414	2	rr el	GPE
fsr-3223	414	3	io n	FAC
fsr-3223	416	1	20 07	QUANTITY
fsr-3223	416	2	nc	GPE
fsr-3223	417	1	ec	ORG
fsr-3223	418	1	pi ta l. g om es et al	PERSON
fsr-3223	419	1	20 08	DATE
fsr-3223	420	1	al lo	PERSON
fsr-3223	421	1	r su pp ly	PERSON
fsr-3223	422	1	248	CARDINAL
fsr-3223	422	2	25	CARDINAL
fsr-3223	422	3	2016	CARDINAL
fsr-3223	422	4	235–262	CARDINAL
fsr-3223	422	5	ea	CARDINAL
fsr-3223	423	1	io n k ey fin di ng /c	FAC
fsr-3223	423	2	20 09 l	DATE
fsr-3223	427	1	nc	GPE
fsr-3223	428	1	nc ep	PERSON
fsr-3223	428	2	l w ea lth th	FAC
fsr-3223	428	3	af fe ct s al lo	ORG
fsr-3223	428	4	nc	GPE
fsr-3223	429	1	20 15	QUANTITY
fsr-3223	429	2	y hu	PERSON
fsr-3223	430	1	12	CARDINAL
fsr-3223	430	2	du st ri es	GPE
fsr-3223	432	1	un	ORG
fsr-3223	433	1	ub	PERSON
fsr-3223	434	1	ia	GPE
fsr-3223	434	2	t ip	GPE
fsr-3223	434	3	s. m ed	PERSON
fsr-3223	434	4	20 12	DATE
fsr-3223	436	1	g lia	PERSON
fsr-3223	437	1	tte n et al	PERSON
fsr-3223	438	1	20 15	CARDINAL
fsr-3223	439	1	lu tio ns	ORG
fsr-3223	441	1	fla tio	LOC
fsr-3223	441	2	su	PERSON
fsr-3223	441	3	lo w	FAC
fsr-3223	441	4	s. 249s	PERSON
fsr-3223	442	1	singh	GPE
fsr-3223	442	2	25	CARDINAL
fsr-3223	442	3	2016	CARDINAL
fsr-3223	443	1	235–262	CARDINAL
fsr-3223	445	1	4	CARDINAL
fsr-3223	445	2	two	CARDINAL
fsr-3223	446	1	first	ORDINAL
fsr-3223	447	1	second	ORDINAL
fsr-3223	450	1	2050	DATE
fsr-3223	450	2	2055	CARDINAL
fsr-3223	450	3	40 years	DATE
fsr-3223	451	1	one	CARDINAL
fsr-3223	451	2	the last few years	DATE
fsr-3223	451	3	basu et al.	PERSON
fsr-3223	452	1	three	CARDINAL
fsr-3223	452	2	five-year	DATE
fsr-3223	454	1	cassidy et al	PERSON
fsr-3223	455	1	2014	DATE
fsr-3223	459	1	cassidy et al	PERSON
fsr-3223	460	1	bailey	GPE
fsr-3223	460	2	richards	PERSON
fsr-3223	460	3	2007	DATE
fsr-3223	464	1	three	CARDINAL
fsr-3223	465	1	first	ORDINAL
fsr-3223	467	1	w.	PERSON
fsr-3223	469	1	s.	PERSON
fsr-3223	471	1	250	CARDINAL
fsr-3223	471	2	s. singh / financial services	ORG
fsr-3223	471	3	25	CARDINAL
fsr-3223	471	4	2016	CARDINAL
fsr-3223	472	1	235–262	CARDINAL
fsr-3223	472	2	2	CARDINAL
fsr-3223	472	3	3	CARDINAL
fsr-3223	472	4	4	CARDINAL
fsr-3223	473	1	4	CARDINAL
fsr-3223	475	1	w	ORG
fsr-3223	476	1	second	ORDINAL
fsr-3223	477	1	2013	DATE
fsr-3223	483	1	2013	DATE
fsr-3223	483	2	three	CARDINAL
fsr-3223	484	1	first	ORDINAL
fsr-3223	485	1	second	ORDINAL
fsr-3223	488	1	1	CARDINAL
fsr-3223	491	1	4	CARDINAL
fsr-3223	494	1	bailey	GPE
fsr-3223	494	2	2007	DATE
fsr-3223	494	3	1	CARDINAL
fsr-3223	495	1	singh	GPE
fsr-3223	495	2	25	CARDINAL
fsr-3223	495	3	2016	CARDINAL
fsr-3223	495	4	235–262	CARDINAL
fsr-3223	495	5	2	CARDINAL
fsr-3223	495	6	3	CARDINAL
fsr-3223	495	7	4	CARDINAL
fsr-3223	495	8	5	CARDINAL
fsr-3223	495	9	6	CARDINAL
fsr-3223	495	10	7	CARDINAL
fsr-3223	498	1	3	CARDINAL
fsr-3223	500	1	bailey	GPE
fsr-3223	500	2	tierney	PERSON
fsr-3223	500	3	seven	CARDINAL
fsr-3223	501	1	3	CARDINAL
fsr-3223	506	1	3	CARDINAL
fsr-3223	508	1	more than one	CARDINAL
fsr-3223	515	1	3	CARDINAL
fsr-3223	515	2	one month	DATE
fsr-3223	515	3	one year	DATE
fsr-3223	518	1	seven	CARDINAL
fsr-3223	518	2	seven	CARDINAL
fsr-3223	520	1	six	CARDINAL
fsr-3223	520	2	six	CARDINAL
fsr-3223	524	1	252	CARDINAL
fsr-3223	524	2	s. singh / financial services	ORG
fsr-3223	524	3	25	CARDINAL
fsr-3223	524	4	2016	CARDINAL
fsr-3223	524	5	235–262	CARDINAL
fsr-3223	524	6	ab le 3	ORG
fsr-3223	524	7	ge	ORG
fsr-3223	524	8	tda te fu nd	PERSON
fsr-3223	525	1	al la n	FAC
fsr-3223	526	1	jo ne s	PERSON
fsr-3223	527	1	jo ne s	PERSON
fsr-3223	530	1	ni ng st ar l	PERSON
fsr-3223	530	2	ge	ORG
fsr-3223	531	1	ge	ORG
fsr-3223	531	2	de xe s	ORG
fsr-3223	531	3	ofi le va ri et	ORG
fsr-3223	531	4	e cu	ORG
fsr-3223	532	1	e cu	ORG
fsr-3223	533	1	e cu	ORG
fsr-3223	536	1	lia	PERSON
fsr-3223	536	2	dr iv en l	PERSON
fsr-3223	537	1	dr iv en m	PERSON
fsr-3223	537	2	4 4 3 3 4 4 4	TIME
fsr-3223	537	3	fla	GPE
fsr-3223	538	1	ec	ORG
fsr-3223	539	1	iti es	GPE
fsr-3223	539	2	iti es	GPE
fsr-3223	540	1	ec	ORG
fsr-3223	540	2	al lo	PERSON
fsr-3223	540	3	tio n. t	PERSON
fsr-3223	543	1	de xe s. n o	ORG
fsr-3223	543	2	ec	ORG
fsr-3223	543	3	al lo	PERSON
fsr-3223	543	4	tio n. t	PERSON
fsr-3223	546	1	de xe	PERSON
fsr-3223	546	2	iti es r e	GPE
fsr-3223	546	3	iti es	GPE
fsr-3223	546	4	iti es	GPE
fsr-3223	547	1	ian nu al	PERSON
fsr-3223	548	1	ian nu al	PERSON
fsr-3223	549	1	io	LOC
fsr-3223	549	2	gh te	PERSON
fsr-3223	549	3	gh te	PERSON
fsr-3223	549	4	gh te	PERSON
fsr-3223	549	5	w ei gh te	PERSON
fsr-3223	551	1	w ei gh te	PERSON
fsr-3223	551	2	io	LOC
fsr-3223	552	1	op ri	GPE
fsr-3223	552	2	op ri	GPE
fsr-3223	552	3	op ri	GPE
fsr-3223	552	4	op ri	GPE
fsr-3223	555	1	jo ne s	PERSON
fsr-3223	555	2	ni ng st ar	PERSON
fsr-3223	555	3	de xe s	FAC
fsr-3223	555	4	ut ua l fu	PERSON
fsr-3223	559	1	st ar t da te ja nu ar	PERSON
fsr-3223	559	2	20 06	QUANTITY
fsr-3223	560	1	ec	ORG
fsr-3223	561	1	19 99	CARDINAL
fsr-3223	561	2	ja nu ar	PERSON
fsr-3223	561	3	19 83	DATE
fsr-3223	561	4	ja nu ar	PERSON
fsr-3223	561	5	19	CARDINAL
fsr-3223	561	6	ec	ORG
fsr-3223	562	1	20 01 m ay 20 07 ja nu ar y	QUANTITY
fsr-3223	562	2	19	CARDINAL
fsr-3223	563	1	ea te	QUANTITY
fsr-3223	564	1	io	LOC
fsr-3223	565	1	ni ng st ar	PERSON
fsr-3223	565	2	s& p	ORG
fsr-3223	565	3	al la n	FAC
fsr-3223	565	4	ia te s	FAC
fsr-3223	566	1	fla	GPE
fsr-3223	569	1	fla	GPE
fsr-3223	573	1	w ei gh te	PERSON
fsr-3223	573	2	de xe s ar e flo	FAC
fsr-3223	573	3	ju st ed	PERSON
fsr-3223	574	1	po su	PERSON
fsr-3223	575	1	gh te d. 253s	PERSON
fsr-3223	576	1	singh	GPE
fsr-3223	576	2	25	CARDINAL
fsr-3223	576	3	2016	CARDINAL
fsr-3223	576	4	235–262	CARDINAL
fsr-3223	577	1	two	CARDINAL
fsr-3223	577	2	six	CARDINAL
fsr-3223	578	1	blanchett	PERSON
fsr-3223	578	2	kasten	GPE
fsr-3223	578	3	2010	DATE
fsr-3223	579	1	three	CARDINAL
fsr-3223	587	1	seven	CARDINAL
fsr-3223	592	1	nagengast	ORG
fsr-3223	592	2	bucci	ORG
fsr-3223	592	3	2006	DATE
fsr-3223	592	4	six	CARDINAL
fsr-3223	593	1	six	CARDINAL
fsr-3223	593	2	two	CARDINAL
fsr-3223	596	1	surz	PERSON
fsr-3223	596	2	2007	DATE
fsr-3223	596	3	first	ORDINAL
fsr-3223	597	1	four	CARDINAL
fsr-3223	599	1	2008	DATE
fsr-3223	602	1	dolvin et al.	PERSON
fsr-3223	602	2	2010	DATE
fsr-3223	603	1	120	CARDINAL
fsr-3223	603	2	100	CARDINAL
fsr-3223	604	1	lipton	ORG
fsr-3223	604	2	kish	GPE
fsr-3223	604	3	2011	DATE
fsr-3223	605	1	254	CARDINAL
fsr-3223	605	2	s. singh / financial services	ORG
fsr-3223	605	3	25	CARDINAL
fsr-3223	605	4	2016	CARDINAL
fsr-3223	605	5	235–262	CARDINAL
fsr-3223	605	6	100-age	CARDINAL
fsr-3223	606	1	92	CARDINAL
fsr-3223	607	1	36	CARDINAL
fsr-3223	607	2	lin	PERSON
fsr-3223	607	3	2015	DATE
fsr-3223	608	1	two	CARDINAL
fsr-3223	609	1	as high as 17%	PERCENT
fsr-3223	610	1	about 67%	PERCENT
fsr-3223	612	1	2	CARDINAL
fsr-3223	614	1	2016	CARDINAL
fsr-3223	614	2	morningstar study	ORG
fsr-3223	614	3	holt et al	PERSON
fsr-3223	615	1	2016	DATE
fsr-3223	615	2	10-year	DATE
fsr-3223	615	3	annual	DATE
fsr-3223	617	1	the past 10 years	DATE
fsr-3223	619	1	holt et al.	PERSON
fsr-3223	620	1	5.16%	PERCENT
fsr-3223	620	2	4.35%	PERCENT
fsr-3223	624	1	5	CARDINAL
fsr-3223	624	2	three	CARDINAL
fsr-3223	625	1	first	ORDINAL
fsr-3223	626	1	second	ORDINAL
fsr-3223	627	1	5.1	CARDINAL
fsr-3223	630	1	lipton	ORG
fsr-3223	630	2	kish	GPE
fsr-3223	630	3	2011	DATE
fsr-3223	630	4	4.75%	PERCENT
fsr-3223	630	5	5.75%	PERCENT
fsr-3223	631	1	255s	ORG
fsr-3223	632	1	singh	GPE
fsr-3223	632	2	25	CARDINAL
fsr-3223	632	3	2016	CARDINAL
fsr-3223	632	4	235–262	CARDINAL
fsr-3223	643	1	one	CARDINAL
fsr-3223	648	1	two	CARDINAL
fsr-3223	649	1	1	CARDINAL
fsr-3223	649	2	2	CARDINAL
fsr-3223	651	1	2003	DATE
fsr-3223	651	2	zero	CARDINAL
fsr-3223	651	3	197	CARDINAL
fsr-3223	652	1	pederson (2015	ORG
fsr-3223	654	1	ldi	ORG
fsr-3223	658	1	5.2	CARDINAL
fsr-3223	659	1	2015	CARDINAL
fsr-3223	662	1	one	CARDINAL
fsr-3223	663	1	256	CARDINAL
fsr-3223	663	2	25	CARDINAL
fsr-3223	663	3	2016	CARDINAL
fsr-3223	663	4	235–262	CARDINAL
fsr-3223	664	1	more than one	CARDINAL
fsr-3223	669	1	landsberg	PERSON
fsr-3223	669	2	2014	DATE
fsr-3223	670	1	bodie	ORG
fsr-3223	670	2	2007	DATE
fsr-3223	670	3	2008	DATE
fsr-3223	670	4	shiller	ORG
fsr-3223	670	5	2005	DATE
fsr-3223	671	1	bernard	PERSON
fsr-3223	671	2	2009	DATE
fsr-3223	671	3	2010	DATE
fsr-3223	671	4	9.15% to 65%	PERCENT
fsr-3223	674	1	one	CARDINAL
fsr-3223	675	1	bodie	GPE
fsr-3223	675	2	2007	DATE
fsr-3223	676	1	stempien	PERSON
fsr-3223	676	2	zoll	GPE
fsr-3223	676	3	2015	CARDINAL
fsr-3223	677	1	85%	PERCENT
fsr-3223	677	2	between the ages of 25 to 35	DATE
fsr-3223	678	1	bauer	ORG
fsr-3223	678	2	phillips	PERSON
fsr-3223	678	3	2009	DATE
fsr-3223	679	1	second	ORDINAL
fsr-3223	682	1	first	ORDINAL
fsr-3223	683	1	three	CARDINAL
fsr-3223	683	2	the same target year	DATE
fsr-3223	683	3	the very least two	DATE
fsr-3223	687	1	one	CARDINAL
fsr-3223	688	1	about $5 billion	MONEY
fsr-3223	691	1	2009	DATE
fsr-3223	692	1	257s	NORP
fsr-3223	693	1	singh	GPE
fsr-3223	693	2	25	CARDINAL
fsr-3223	693	3	2016	CARDINAL
fsr-3223	693	4	235–262 5.3	CARDINAL
fsr-3223	702	1	blanchett	PERSON
fsr-3223	702	2	2015	DATE
fsr-3223	705	1	two	CARDINAL
fsr-3223	706	1	first	ORDINAL
fsr-3223	706	2	25%	PERCENT
fsr-3223	706	3	125,000	MONEY
fsr-3223	707	1	the u.s. treasury	ORG
fsr-3223	707	2	2014	DATE
fsr-3223	708	1	one	CARDINAL
fsr-3223	708	2	2014	DATE
fsr-3223	708	3	spitzer	ORG
fsr-3223	708	4	singh	GPE
fsr-3223	708	5	2008	DATE
fsr-3223	712	1	second	ORDINAL
fsr-3223	715	1	the day	DATE
fsr-3223	721	1	one	CARDINAL
fsr-3223	721	2	ldi	ORG
fsr-3223	722	1	ldi	ORG
fsr-3223	724	1	258	CARDINAL
fsr-3223	724	2	s. singh / financial services	ORG
fsr-3223	724	3	25	CARDINAL
fsr-3223	724	4	2016	CARDINAL
fsr-3223	725	1	235–262	CARDINAL
fsr-3223	727	1	6.	CARDINAL
fsr-3223	727	2	the past eight years	DATE
fsr-3223	728	1	two	CARDINAL
fsr-3223	729	1	first	ORDINAL
fsr-3223	729	2	second	ORDINAL
fsr-3223	735	1	1	CARDINAL
fsr-3223	735	2	the period 1995 to 2006	DATE
fsr-3223	735	3	about $300 billion	MONEY
fsr-3223	736	1	the 2007 to 2014	DATE
fsr-3223	736	2	about $700 billion	MONEY
fsr-3223	737	1	bauer	ORG
fsr-3223	737	2	phillips	PERSON
fsr-3223	737	3	2009	DATE
fsr-3223	737	4	$1.2 trillion	MONEY
fsr-3223	737	5	2018	DATE
fsr-3223	738	1	2	CARDINAL
fsr-3223	739	1	john j. spitzer	PERSON
fsr-3223	740	1	three	CARDINAL
fsr-3223	742	1	agnew	PERSON
fsr-3223	742	2	j.	GPE
fsr-3223	742	3	p., & sundén, a.	ORG
fsr-3223	742	4	2003	DATE
fsr-3223	744	1	american	NORP
fsr-3223	744	2	93	CARDINAL
fsr-3223	744	3	193–221	CARDINAL
fsr-3223	745	1	arnott	ORG
fsr-3223	745	2	r. d.	PERSON
fsr-3223	745	3	sherrerd	GPE
fsr-3223	745	4	k. f., & wu	PERSON
fsr-3223	745	5	l.	PERSON
fsr-3223	745	6	2013	DATE
fsr-3223	747	1	1	CARDINAL
fsr-3223	748	1	bailey	GPE
fsr-3223	748	2	j. v.	PERSON
fsr-3223	748	3	richards t. m.	PERSON
fsr-3223	748	4	d. e.	PERSON
fsr-3223	748	5	2007	DATE
fsr-3223	750	1	john l. maginn	PERSON
fsr-3223	750	2	donald l. tuttle	PERSON
fsr-3223	750	3	jerry e. pinto	PERSON
fsr-3223	750	4	dennis w. mcleavey	PERSON
fsr-3223	750	5	717–782	CARDINAL
fsr-3223	751	1	hoboken	GPE
fsr-3223	751	2	nj	ORG
fsr-3223	751	3	john wiley & sons, inc	ORG
fsr-3223	751	4	259s	ORG
fsr-3223	752	1	singh	GPE
fsr-3223	752	2	25	CARDINAL
fsr-3223	752	3	2016	CARDINAL
fsr-3223	752	4	235–262	CARDINAL
fsr-3223	752	5	reuter j.	PERSON
fsr-3223	752	6	2012	DATE
fsr-3223	754	1	nber	GPE
fsr-3223	754	2	17886	DATE
fsr-3223	754	3	boston	GPE
fsr-3223	754	4	ma	GPE
fsr-3223	754	5	r., & greves	ORG
fsr-3223	754	6	j. (2013	ORG
fsr-3223	756	1	veiwpoint russell	PERSON
fsr-3223	756	2	russell investments monograph	ORG
fsr-3223	756	3	russell investments	ORG
fsr-3223	756	4	tacoma	GPE
fsr-3223	756	5	wa	GPE
fsr-3223	756	6	basu	PERSON
fsr-3223	756	7	a. k.	PERSON
fsr-3223	756	8	m. e.	PERSON
fsr-3223	756	9	2009	DATE
fsr-3223	758	1	35	CARDINAL
fsr-3223	759	1	basu	PERSON
fsr-3223	759	2	a. k.	PERSON
fsr-3223	759	3	byrne, a., & drew	ORG
fsr-3223	759	4	m. e. (	PERSON
fsr-3223	759	5	2011	DATE
fsr-3223	760	1	37	DATE
fsr-3223	761	1	bauer	ORG
fsr-3223	761	2	d. j.	PERSON
fsr-3223	761	3	phillips	PERSON
fsr-3223	761	4	b. f., & white	PERSON
fsr-3223	761	5	j. r.	PERSON
fsr-3223	761	6	2009	DATE
fsr-3223	763	1	casey quirk	PERSON
fsr-3223	763	2	http://tinyurl.com/p43ppgs	GPE
fsr-3223	764	1	c., & stipp	ORG
fsr-3223	764	2	j. (	ORG
fsr-3223	764	3	2015	CARDINAL
fsr-3223	765	1	morningstar inc.	ORG
fsr-3223	766	1	bernard	PERSON
fsr-3223	766	2	t. s.	PERSON
fsr-3223	766	3	2009	DATE
fsr-3223	767	1	seven	CARDINAL
fsr-3223	768	1	new york times	ORG
fsr-3223	768	2	june 29	DATE
fsr-3223	769	1	blanchett	PERSON
fsr-3223	769	2	d. m.	PERSON
fsr-3223	769	3	g. w.	PERSON
fsr-3223	769	4	2010	DATE
fsr-3223	771	1	18	CARDINAL
fsr-3223	771	2	17–27	CARDINAL
fsr-3223	772	1	blanchett	PERSON
fsr-3223	772	2	d. m.	PERSON
fsr-3223	772	3	2015	DATE
fsr-3223	774	1	28	CARDINAL
fsr-3223	775	1	blanchett	PERSON
fsr-3223	775	2	d. m.	PERSON
fsr-3223	775	3	2015	CARDINAL
fsr-3223	777	1	71	CARDINAL
fsr-3223	777	2	15–23	DATE
fsr-3223	778	1	bodie	ORG
fsr-3223	778	2	z., & treussard	ORG
fsr-3223	778	3	j. (	PERSON
fsr-3223	778	4	2007	DATE
fsr-3223	780	1	63	CARDINAL
fsr-3223	780	2	42–47	CARDINAL
fsr-3223	780	3	boscaljon	ORG
fsr-3223	780	4	2011	DATE
fsr-3223	782	1	20	CARDINAL
fsr-3223	782	2	113–128	CARDINAL
fsr-3223	783	1	g.	PERSON
fsr-3223	783	2	2010	DATE
fsr-3223	785	1	a. drolet	PERSON
fsr-3223	785	2	n. schwarz,	ORG
fsr-3223	786	1	103–127	CARDINAL
fsr-3223	787	1	new york	GPE
fsr-3223	787	2	taylor & francis	ORG
fsr-3223	788	1	callan associates	ORG
fsr-3223	788	2	2015	CARDINAL
fsr-3223	790	1	cassidy	PERSON
fsr-3223	790	2	d. p.	PERSON
fsr-3223	790	3	m. w.	PERSON
fsr-3223	790	4	l. b.	PERSON
fsr-3223	790	5	s.	PERSON
fsr-3223	790	6	2014	DATE
fsr-3223	792	1	33–36	CARDINAL
fsr-3223	793	1	chang	PERSON
fsr-3223	793	2	r. p.	PERSON
fsr-3223	793	3	d.	NORP
fsr-3223	793	4	qianqiu l., & saar h.	ORG
fsr-3223	793	5	2014	DATE
fsr-3223	794	1	23	CARDINAL
fsr-3223	794	2	169–188	CARDINAL
fsr-3223	795	1	clark	PERSON
fsr-3223	795	2	j. m., & hood	PERSON
fsr-3223	795	3	2009	DATE
fsr-3223	797	1	18	CARDINAL
fsr-3223	798	1	cocco	PERSON
fsr-3223	798	2	j. f.	PERSON
fsr-3223	798	3	f. j., & maenhout	PERSON
fsr-3223	798	4	2005	DATE
fsr-3223	800	1	18	CARDINAL
fsr-3223	800	2	491–533	CARDINAL
fsr-3223	801	1	d’antona	PERSON
fsr-3223	801	2	j. jr.	PERSON
fsr-3223	801	3	2008	DATE
fsr-3223	802	1	2010	DATE
fsr-3223	803	1	pensions & investments	ORG
fsr-3223	805	1	2016	CARDINAL
fsr-3223	807	1	dolvin s. d.	PERSON
fsr-3223	807	2	templeton	GPE
fsr-3223	807	3	w. k., & rieber	PERSON
fsr-3223	807	4	w. j.	PERSON
fsr-3223	807	5	2010	DATE
fsr-3223	809	1	23	CARDINAL
fsr-3223	809	2	60–71	CARDINAL
fsr-3223	811	1	february 2013	DATE
fsr-3223	812	1	u.s.	GPE
fsr-3223	812	2	washington	GPE
fsr-3223	812	3	dc	GPE
fsr-3223	813	1	2–3	CARDINAL
fsr-3223	815	1	april 2008	DATE
fsr-3223	816	1	u.s.	GPE
fsr-3223	816	2	washington	GPE
fsr-3223	816	3	dc	GPE
fsr-3223	819	1	estrada	PERSON
fsr-3223	819	2	j. (	PERSON
fsr-3223	819	3	2014	DATE
fsr-3223	821	1	40	CARDINAL
fsr-3223	821	2	52–64	CARDINAL
fsr-3223	822	1	f. j.	PERSON
fsr-3223	822	2	l. j., & viceira	PERSON
fsr-3223	822	3	l. m.	PERSON
fsr-3223	822	4	2008	DATE
fsr-3223	824	1	american	NORP
fsr-3223	824	2	98	CARDINAL
fsr-3223	824	3	297–303	CARDINAL
fsr-3223	825	1	holt	PERSON
fsr-3223	825	2	j., yang	PERSON
fsr-3223	825	3	j.	PERSON
fsr-3223	825	4	acheson l.	PERSON
fsr-3223	825	5	s.	PERSON
fsr-3223	825	6	2016	CARDINAL
fsr-3223	826	1	2016	CARDINAL
fsr-3223	827	1	morningstar research	ORG
fsr-3223	827	2	68	CARDINAL
fsr-3223	827	3	260	CARDINAL
fsr-3223	827	4	s. singh / financial services	ORG
fsr-3223	827	5	25	CARDINAL
fsr-3223	827	6	2016	CARDINAL
fsr-3223	827	7	235–262	CARDINAL
fsr-3223	827	8	t.	GPE
fsr-3223	827	9	stempien	NORP
fsr-3223	827	10	j., & voris	ORG
fsr-3223	827	11	2013	DATE
fsr-3223	829	1	22	CARDINAL
fsr-3223	830	1	t.	GPE
fsr-3223	830	2	2008	DATE
fsr-3223	832	1	ibbotson associates	ORG
fsr-3223	832	2	22–26	DATE
fsr-3223	833	1	investment company institute	ORG
fsr-3223	834	1	2015	CARDINAL
fsr-3223	835	1	2015	DATE
fsr-3223	836	1	45	CARDINAL
fsr-3223	836	2	230–231	CARDINAL
fsr-3223	837	1	investment company institute	ORG
fsr-3223	838	1	2015	CARDINAL
fsr-3223	840	1	2–3	CARDINAL
fsr-3223	840	2	washington	GPE
fsr-3223	840	3	dc.	GPE
fsr-3223	841	1	2014	DATE
fsr-3223	842	1	2013	DATE
fsr-3223	842	2	20	CARDINAL
fsr-3223	843	1	jennings w. w.	PERSON
fsr-3223	843	2	w.	PERSON
fsr-3223	843	3	2003	DATE
fsr-3223	845	1	12	CARDINAL
fsr-3223	845	2	179–199	CARDINAL
fsr-3223	846	1	kalman	PERSON
fsr-3223	846	2	m. b.	PERSON
fsr-3223	846	3	2011	DATE
fsr-3223	848	1	20	CARDINAL
fsr-3223	848	2	265–284	CARDINAL
fsr-3223	849	1	m. e., & pfau	PERSON
fsr-3223	849	2	w. d.	PERSON
fsr-3223	849	3	2015	CARDINAL
fsr-3223	851	1	journal of financial planning	ORG
fsr-3223	851	2	28	CARDINAL
fsr-3223	852	1	landsberg	PERSON
fsr-3223	852	2	r. d.	PERSON
fsr-3223	852	3	2014	DATE
fsr-3223	854	1	19	CARDINAL
fsr-3223	854	2	landsberg	PERSON
fsr-3223	854	3	r. d.	PERSON
fsr-3223	854	4	2011	DATE
fsr-3223	855	1	sec	ORG
fsr-3223	856	1	journal of pension planning & compliance	ORG
fsr-3223	856	2	36, 86–94	DATE
fsr-3223	856	3	landsberg	PERSON
fsr-3223	856	4	r. d.	PERSON
fsr-3223	856	5	2007	DATE
fsr-3223	857	1	2006	DATE
fsr-3223	858	1	13	CARDINAL
fsr-3223	859	1	n. d.	PERSON
fsr-3223	859	2	2008	DATE
fsr-3223	861	1	11	CARDINAL
fsr-3223	861	2	15–19	CARDINAL
fsr-3223	862	1	lipton, a. f., & kish	ORG
fsr-3223	862	2	r. j.	PERSON
fsr-3223	862	3	2011	DATE
fsr-3223	864	1	20	CARDINAL
fsr-3223	865	1	markowitz, h. m. (1952).	ORG
fsr-3223	867	1	7	CARDINAL
fsr-3223	867	2	1	DATE
fsr-3223	868	1	mayers	PERSON
fsr-3223	868	2	1972	DATE
fsr-3223	870	1	m. jensen	PERSON
fsr-3223	870	2	ed	PERSON
fsr-3223	870	3	223–248	CARDINAL
fsr-3223	871	1	new york	GPE
fsr-3223	872	1	mcgraw hill financial	ORG
fsr-3223	873	1	2015	CARDINAL
fsr-3223	875	1	meder	GPE
fsr-3223	875	2	a. h.	PERSON
fsr-3223	875	3	2012	DATE
fsr-3223	876	1	1 ldi	CARDINAL
fsr-3223	877	1	21	CARDINAL
fsr-3223	877	2	117–127	CARDINAL
fsr-3223	878	1	r. c.	PERSON
fsr-3223	878	2	1969	DATE
fsr-3223	880	1	51	CARDINAL
fsr-3223	880	2	247–257	CARDINAL
fsr-3223	880	3	morningstar inc.	ORG
fsr-3223	881	1	2015	CARDINAL
fsr-3223	883	1	j. c.	PERSON
fsr-3223	883	2	bucci	GPE
fsr-3223	883	3	j., & coaker	ORG
fsr-3223	883	4	w. j., ii	PERSON
fsr-3223	883	5	2006	DATE
fsr-3223	884	1	2nd	ORDINAL
fsr-3223	885	1	turnstone advisory group	ORG
fsr-3223	885	2	llc marina	LOC
fsr-3223	885	3	del ray	PERSON
fsr-3223	885	4	pederson	PERSON
fsr-3223	885	5	2015	DATE
fsr-3223	887	1	w. d.	PERSON
fsr-3223	887	2	2010	DATE
fsr-3223	889	1	19	CARDINAL
fsr-3223	889	2	59–74	CARDINAL
fsr-3223	890	1	w. d.	PERSON
fsr-3223	890	2	2011	DATE
fsr-3223	892	1	18	CARDINAL
fsr-3223	892	2	55–58	CARDINAL
fsr-3223	893	1	w. d., & kitces	PERSON
fsr-3223	893	2	m. e.	PERSON
fsr-3223	893	3	2014	DATE
fsr-3223	895	1	27	CARDINAL
fsr-3223	895	2	38–45	CARDINAL
fsr-3223	896	1	richardson	PERSON
fsr-3223	896	2	d. p., & bissette	ORG
fsr-3223	896	3	2014	DATE
fsr-3223	897	1	2005–2011	CARDINAL
fsr-3223	898	1	cref institute research dialogue	ORG
fsr-3223	898	2	112	CARDINAL
fsr-3223	899	1	sharpe	PERSON
fsr-3223	899	2	w. f. (	PERSON
fsr-3223	899	3	1964	DATE
fsr-3223	901	1	19	CARDINAL
fsr-3223	901	2	3	DATE
fsr-3223	901	3	425–442	CARDINAL
fsr-3223	902	1	shiller	ORG
fsr-3223	902	2	r. j.	PERSON
fsr-3223	902	3	2005	DATE
fsr-3223	904	1	2	CARDINAL
fsr-3223	904	2	1–14	CARDINAL
fsr-3223	905	1	spitzer j. j., & singh s. (	PERSON
fsr-3223	905	2	2011	DATE
fsr-3223	907	1	20	CARDINAL
fsr-3223	907	2	327–341	CARDINAL
fsr-3223	908	1	spitzer	ORG
fsr-3223	908	2	j. j., & singh	PERSON
fsr-3223	908	3	s.	GPE
fsr-3223	908	4	2008	DATE
fsr-3223	910	1	17	CARDINAL
fsr-3223	910	2	143–153	CARDINAL
fsr-3223	910	3	261s	NORP
fsr-3223	911	1	singh	GPE
fsr-3223	911	2	25	CARDINAL
fsr-3223	911	3	2016	CARDINAL
fsr-3223	911	4	235–262	CARDINAL
fsr-3223	911	5	j., & zoll a.	ORG
fsr-3223	911	6	2015	CARDINAL
fsr-3223	912	1	morningstar inc.	ORG
fsr-3223	914	1	surz	PERSON
fsr-3223	914	2	r. j.	PERSON
fsr-3223	914	3	c. l.	PERSON
fsr-3223	914	4	2007	DATE
fsr-3223	916	1	winter	DATE
fsr-3223	916	2	62–70	CARDINAL
fsr-3223	916	3	tang	PERSON
fsr-3223	917	1	2015	CARDINAL
fsr-3223	919	1	16	CARDINAL
fsr-3223	919	2	131–148	GPE
fsr-3223	919	3	tang	PERSON
fsr-3223	919	4	n., & mitchell	ORG
fsr-3223	919	5	2010	DATE
fsr-3223	921	1	journal of public economics	ORG
fsr-3223	921	2	94	CARDINAL
fsr-3223	921	3	1073–1085	CARDINAL
fsr-3223	921	4	torregrosa	PERSON
fsr-3223	921	5	t., & koenig	ORG
fsr-3223	921	6	d. a.	PERSON
fsr-3223	921	7	2008	DATE
fsr-3223	923	1	wells fargo bank	ORG
fsr-3223	924	1	watson	PERSON
fsr-3223	925	1	2010	DATE
fsr-3223	927	1	tramell	ORG
fsr-3223	927	2	s.	PERSON
fsr-3223	927	3	2009	DATE
fsr-3223	929	1	cfa magazine	ORG
fsr-3223	929	2	jan-feb 2009	DATE
fsr-3223	929	3	36–43	CARDINAL
fsr-3223	929	4	united states treasury	ORG
fsr-3223	930	1	2014	DATE
fsr-3223	931	1	treasury	ORG
fsr-3223	932	1	vanguard group	ORG
fsr-3223	933	1	2015	CARDINAL
fsr-3223	935	1	january 27, 62x	DATE
fsr-3223	936	1	l. m.	PERSON
fsr-3223	936	2	2009	DATE
fsr-3223	938	1	a. lusardi	PERSON
fsr-3223	938	2	ed	PERSON
fsr-3223	939	1	140–178	CARDINAL
fsr-3223	940	1	chicago	GPE
fsr-3223	940	2	il: university of chicago	ORG
fsr-3223	941	1	whitton	ORG
fsr-3223	941	2	b., & thuerbach	ORG
fsr-3223	941	3	k.	PERSON
fsr-3223	941	4	2015	DATE
fsr-3223	942	1	pimco	ORG
fsr-3223	943	1	2–8	DATE
fsr-3223	944	1	williams	PERSON
fsr-3223	944	2	j. (	PERSON
fsr-3223	944	3	1978	DATE
fsr-3223	946	1	51	CARDINAL
fsr-3223	946	2	65–89	CARDINAL
fsr-3223	947	1	yoon	PERSON
fsr-3223	947	2	2010	DATE
fsr-3223	949	1	11	CARDINAL
fsr-3223	949	2	346–360	CARDINAL
fsr-3223	950	1	262	CARDINAL
fsr-3223	950	2	s. singh / financial services	ORG
fsr-3223	950	3	25	CARDINAL
fsr-3223	950	4	2016	CARDINAL
fsr-3223	950	5	235–262	CARDINAL