id	sid	eid	entity	type
fsr-3226	1	1	martin c. seay	PERSON
fsr-3226	1	2	ph.d	NORP
fsr-3226	1	3	kyoung tae kim	PERSON
fsr-3226	1	4	ph.d.b	ORG
fsr-3226	1	5	stuart j. heckman	PERSON
fsr-3226	1	6	ph.d	ORG
fsr-3226	1	7	cfpc aassistant	PERSON
fsr-3226	1	8	kansas state university	ORG
fsr-3226	1	9	318	CARDINAL
fsr-3226	1	10	justin hall	ORG
fsr-3226	1	11	manhattan	GPE
fsr-3226	1	12	ks 66505	ORG
fsr-3226	1	13	usa bassistant	GPE
fsr-3226	1	14	university of alabama	ORG
fsr-3226	1	15	312	CARDINAL
fsr-3226	1	16	adams hall	ORG
fsr-3226	1	17	tuscaloosa	GPE
fsr-3226	1	18	usa cassistant	PERSON
fsr-3226	1	19	kansas state university	ORG
fsr-3226	1	20	319	CARDINAL
fsr-3226	1	21	manhattan	GPE
fsr-3226	1	22	ks 66505	ORG
fsr-3226	1	23	three	CARDINAL
fsr-3226	1	24	1	CARDINAL
fsr-3226	1	25	2	CARDINAL
fsr-3226	1	26	huston	PERSON
fsr-3226	1	27	2010	DATE
fsr-3226	1	28	3	CARDINAL
fsr-3226	2	1	2010	DATE
fsr-3226	2	2	2012	DATE
fsr-3226	2	3	1979	DATE
fsr-3226	3	1	2016	CARDINAL
fsr-3226	5	1	jel classification	ORG
fsr-3226	5	2	1	CARDINAL
fsr-3226	6	1	u.s.	GPE
fsr-3226	9	1	1-785	CARDINAL
fsr-3226	9	2	1-785	CARDINAL
fsr-3226	10	1	m. c. seay	PERSON
fsr-3226	10	2	25	CARDINAL
fsr-3226	10	3	2016	CARDINAL
fsr-3226	11	1	331–350	CARDINAL
fsr-3226	11	2	2016	CARDINAL
fsr-3226	14	1	mitchell	PERSON
fsr-3226	14	2	2007	DATE
fsr-3226	14	3	van rooij	PERSON
fsr-3226	14	4	alessie	ORG
fsr-3226	14	5	2011	DATE
fsr-3226	16	1	2015	DATE
fsr-3226	16	2	collins	GPE
fsr-3226	16	3	2012	DATE
fsr-3226	16	4	moulton	GPE
fsr-3226	16	5	samak	ORG
fsr-3226	16	6	collins	PERSON
fsr-3226	16	7	2013	DATE
fsr-3226	16	8	robb	PERSON
fsr-3226	16	9	woodyard	PERSON
fsr-3226	16	10	2012	DATE
fsr-3226	17	1	five-year	DATE
fsr-3226	18	1	2010	DATE
fsr-3226	18	2	2012	DATE
fsr-3226	18	3	1979	DATE
fsr-3226	19	1	more than half	CARDINAL
fsr-3226	19	2	u.s.	GPE
fsr-3226	20	1	2010	DATE
fsr-3226	20	2	kim	PERSON
fsr-3226	20	3	hanna	PERSON
fsr-3226	20	4	2015	DATE
fsr-3226	20	5	only 42%	PERCENT
fsr-3226	20	6	35 to 60	DATE
fsr-3226	20	7	46%	PERCENT
fsr-3226	21	1	munnell	ORG
fsr-3226	21	2	webb	ORG
fsr-3226	21	3	golub	PERSON
fsr-3226	21	4	2012	DATE
fsr-3226	21	5	between 2007 and 2010	DATE
fsr-3226	21	6	44% to 53%	PERCENT
fsr-3226	23	1	munnell	ORG
fsr-3226	23	2	hou	GPE
fsr-3226	23	3	webb	ORG
fsr-3226	23	4	2014	DATE
fsr-3226	23	5	53%	PERCENT
fsr-3226	23	6	2013	DATE
fsr-3226	25	1	two	CARDINAL
fsr-3226	25	2	blanchett	GPE
fsr-3226	25	3	kaplan	PERSON
fsr-3226	25	4	2013	DATE
fsr-3226	25	5	grable	PERSON
fsr-3226	25	6	chatterjee	GPE
fsr-3226	25	7	2014	DATE
fsr-3226	26	1	blanchett	PERSON
fsr-3226	26	2	kaplan	PERSON
fsr-3226	26	3	2013	DATE
fsr-3226	27	1	22.6%	PERCENT
fsr-3226	28	1	grable	PERSON
fsr-3226	28	2	chatterjee	GPE
fsr-3226	28	3	2014	DATE
fsr-3226	30	1	marsden, zick	ORG
fsr-3226	30	2	mayer, 2011	ORG
fsr-3226	31	1	2015	DATE
fsr-3226	32	1	three	CARDINAL
fsr-3226	33	1	first	ORDINAL
fsr-3226	34	1	second	ORDINAL
fsr-3226	34	2	huston	PERSON
fsr-3226	34	3	2010	DATE
fsr-3226	34	4	332 m.c	QUANTITY
fsr-3226	35	1	seay et al	PERSON
fsr-3226	35	2	25	CARDINAL
fsr-3226	35	3	2016	CARDINAL
fsr-3226	36	1	331–350	CARDINAL
fsr-3226	39	1	2	CARDINAL
fsr-3226	39	2	2.1	CARDINAL
fsr-3226	42	1	huston	PERSON
fsr-3226	42	2	2010	DATE
fsr-3226	43	1	huston	PERSON
fsr-3226	43	2	2010	DATE
fsr-3226	46	1	huston	PERSON
fsr-3226	46	2	2010	DATE
fsr-3226	48	1	huston	PERSON
fsr-3226	48	2	2010	DATE
fsr-3226	50	1	huston	PERSON
fsr-3226	50	2	2010	DATE
fsr-3226	51	1	2.2	CARDINAL
fsr-3226	53	1	scheresberg	PERSON
fsr-3226	53	2	2013	DATE
fsr-3226	53	3	robb et al.	PERSON
fsr-3226	53	4	2015	DATE
fsr-3226	53	5	2013	DATE
fsr-3226	53	6	xiao et al.	PERSON
fsr-3226	53	7	2011	DATE
fsr-3226	53	8	robb & woodyard	ORG
fsr-3226	53	9	2011	DATE
fsr-3226	54	1	calvert et al.	PERSON
fsr-3226	54	2	2007	DATE
fsr-3226	54	3	moore	ORG
fsr-3226	54	4	2003	DATE
fsr-3226	54	5	mitchell	PERSON
fsr-3226	54	6	2009	DATE
fsr-3226	55	1	moulton et al.	PERSON
fsr-3226	55	2	2013	DATE
fsr-3226	56	1	333m.c	CARDINAL
fsr-3226	57	1	seay et al	PERSON
fsr-3226	57	2	25	CARDINAL
fsr-3226	57	3	2016	CARDINAL
fsr-3226	58	1	331–350	CARDINAL
fsr-3226	59	1	robb	PERSON
fsr-3226	59	2	woodyard	PERSON
fsr-3226	59	3	2011	DATE
fsr-3226	59	4	2013	DATE
fsr-3226	59	5	robb et al.	PERSON
fsr-3226	59	6	2015	DATE
fsr-3226	61	1	2013	DATE
fsr-3226	61	2	robb et al	PERSON
fsr-3226	62	1	2015	DATE
fsr-3226	63	1	moulton et al	PERSON
fsr-3226	64	1	2013	DATE
fsr-3226	65	1	huston	PERSON
fsr-3226	65	2	2012	DATE
fsr-3226	66	1	2010	DATE
fsr-3226	66	2	2015	DATE
fsr-3226	66	3	2012	DATE
fsr-3226	66	4	benjamin	ORG
fsr-3226	66	5	sebastian	PERSON
fsr-3226	66	6	shapiro	ORG
fsr-3226	66	7	2013	DATE
fsr-3226	67	1	huston	PERSON
fsr-3226	67	2	2012	DATE
fsr-3226	67	3	kim	PERSON
fsr-3226	67	4	seay	PERSON
fsr-3226	67	5	2016	DATE
fsr-3226	67	6	huston, 2011	ORG
fsr-3226	69	1	2.3	CARDINAL
fsr-3226	70	1	nine	CARDINAL
fsr-3226	70	2	10	CARDINAL
fsr-3226	70	3	american	NORP
fsr-3226	70	4	princeton survey research associates international	ORG
fsr-3226	70	5	2013	DATE
fsr-3226	71	1	the united states	GPE
fsr-3226	72	1	25%	PERCENT
fsr-3226	72	2	2007	DATE
fsr-3226	72	3	21%	PERCENT
fsr-3226	72	4	1998	DATE
fsr-3226	72	5	hanna, 2011	ORG
fsr-3226	74	1	2011	DATE
fsr-3226	75	1	collins	PERSON
fsr-3226	75	2	2012	DATE
fsr-3226	75	3	robb et al.	PERSON
fsr-3226	75	4	2012	DATE
fsr-3226	75	5	2011	DATE
fsr-3226	75	6	robb et al.	PERSON
fsr-3226	75	7	2012	DATE
fsr-3226	75	8	heckman	PERSON
fsr-3226	75	9	letkiewicz	PERSON
fsr-3226	75	10	2014	DATE
fsr-3226	76	1	cummings	PERSON
fsr-3226	76	2	james	PERSON
fsr-3226	76	3	2014	DATE
fsr-3226	77	1	huston	PERSON
fsr-3226	77	2	winchester	GPE
fsr-3226	77	3	2011	DATE
fsr-3226	78	1	334 m.c	PRODUCT
fsr-3226	78	2	seay et al	PERSON
fsr-3226	78	3	25	CARDINAL
fsr-3226	78	4	2016	CARDINAL
fsr-3226	79	1	331–350	CARDINAL
fsr-3226	80	1	gennaioli	PERSON
fsr-3226	80	2	2015	CARDINAL
fsr-3226	82	1	lachance	PERSON
fsr-3226	82	2	2012	DATE
fsr-3226	82	3	two	CARDINAL
fsr-3226	82	4	220	CARDINAL
fsr-3226	84	1	martin	PERSON
fsr-3226	84	2	gibson	PERSON
fsr-3226	84	3	2014	DATE
fsr-3226	85	1	hispanic	NORP
fsr-3226	86	1	2001	DATE
fsr-3226	86	2	du plessis	ORG
fsr-3226	86	3	lawton	GPE
fsr-3226	86	4	2010	DATE
fsr-3226	87	1	grable	PERSON
fsr-3226	87	2	2001	DATE
fsr-3226	88	1	2.4	CARDINAL
fsr-3226	90	1	lusardi	PERSON
fsr-3226	90	2	mitchell	PERSON
fsr-3226	90	3	2007	DATE
fsr-3226	90	4	perry	PERSON
fsr-3226	90	5	morris	PERSON
fsr-3226	90	6	2005	DATE
fsr-3226	91	1	lim et al	PERSON
fsr-3226	92	1	2014	DATE
fsr-3226	93	1	collins	PERSON
fsr-3226	93	2	2012	DATE
fsr-3226	93	3	robb et al	PERSON
fsr-3226	93	4	2012	DATE
fsr-3226	93	5	2009	DATE
fsr-3226	94	1	italian	NORP
fsr-3226	94	2	2015	DATE
fsr-3226	95	1	first	ORDINAL
fsr-3226	95	2	moulton et al	ORG
fsr-3226	95	3	2013	DATE
fsr-3226	96	1	finke et al	PERSON
fsr-3226	97	1	2011	DATE
fsr-3226	99	1	2011	DATE
fsr-3226	100	1	three	CARDINAL
fsr-3226	101	1	nlsy79	ORG
fsr-3226	101	2	335m.c	CARDINAL
fsr-3226	102	1	seay et al	PERSON
fsr-3226	102	2	25	CARDINAL
fsr-3226	102	3	2016	CARDINAL
fsr-3226	103	1	331–350	CARDINAL
fsr-3226	104	1	3	CARDINAL
fsr-3226	104	2	3.1	CARDINAL
fsr-3226	105	1	nlsy79	ORG
fsr-3226	105	2	12,686	CARDINAL
fsr-3226	105	3	between 14 and 22 years old	DATE
fsr-3226	105	4	first	ORDINAL
fsr-3226	105	5	1979	DATE
fsr-3226	106	1	annually	DATE
fsr-3226	106	2	1994	DATE
fsr-3226	108	1	7,301	CARDINAL
fsr-3226	108	2	2012	DATE
fsr-3226	108	3	2010	DATE
fsr-3226	108	4	2012	DATE
fsr-3226	109	1	5,127	CARDINAL
fsr-3226	110	1	3.2	CARDINAL
fsr-3226	111	1	2010	DATE
fsr-3226	111	2	2012	DATE
fsr-3226	112	1	two	CARDINAL
fsr-3226	113	1	first	ORDINAL
fsr-3226	113	2	2012	DATE
fsr-3226	114	1	four	CARDINAL
fsr-3226	114	2	two	CARDINAL
fsr-3226	114	3	both 2010	DATE
fsr-3226	114	4	2012	DATE
fsr-3226	114	5	2010	DATE
fsr-3226	114	6	one	CARDINAL
fsr-3226	114	7	2012	DATE
fsr-3226	114	8	2010	DATE
fsr-3226	114	9	2012	DATE
fsr-3226	114	10	2010	DATE
fsr-3226	114	11	2012	DATE
fsr-3226	115	1	3.3	CARDINAL
fsr-3226	116	1	3.3.1	CARDINAL
fsr-3226	117	1	five	CARDINAL
fsr-3226	118	1	2012	DATE
fsr-3226	120	1	scheresberg	PERSON
fsr-3226	120	2	2013	DATE
fsr-3226	120	3	seay et al.	PERSON
fsr-3226	120	4	2015	DATE
fsr-3226	120	5	2012	DATE
fsr-3226	120	6	robb	PERSON
fsr-3226	120	7	woodyard	PERSON
fsr-3226	120	8	2011	DATE
fsr-3226	120	9	robb et al.	PERSON
fsr-3226	120	10	2012	DATE
fsr-3226	120	11	2013	DATE
fsr-3226	120	12	robb et al.	PERSON
fsr-3226	120	13	2015	DATE
fsr-3226	121	1	one	CARDINAL
fsr-3226	122	1	336 m.c	QUANTITY
fsr-3226	122	2	seay et al	PERSON
fsr-3226	122	3	25	CARDINAL
fsr-3226	122	4	2016	CARDINAL
fsr-3226	123	1	331–350	CARDINAL
fsr-3226	124	1	3.3.2	CARDINAL
fsr-3226	124	2	three	CARDINAL
fsr-3226	125	1	1 to 7	DATE
fsr-3226	126	1	1 to 7	DATE
fsr-3226	127	1	2012	DATE
fsr-3226	128	1	1966	DATE
fsr-3226	129	1	4 to 16	CARDINAL
fsr-3226	130	1	1990	DATE
fsr-3226	133	1	1980	DATE
fsr-3226	133	2	normed	ORG
fsr-3226	133	3	2006	DATE
fsr-3226	134	1	3.4	CARDINAL
fsr-3226	135	1	hispanic	NORP
fsr-3226	136	1	one to 10	CARDINAL
fsr-3226	137	1	1 to 5	CARDINAL
fsr-3226	139	1	3.5	CARDINAL
fsr-3226	140	1	collins	PERSON
fsr-3226	140	2	2012	DATE
fsr-3226	140	3	robb et al.	PERSON
fsr-3226	140	4	2012	DATE
fsr-3226	140	5	three	CARDINAL
fsr-3226	140	6	337m.c	CARDINAL
fsr-3226	141	1	seay et al	PERSON
fsr-3226	141	2	25	CARDINAL
fsr-3226	141	3	2016	CARDINAL
fsr-3226	142	1	331–350	CARDINAL
fsr-3226	142	2	1	CARDINAL
fsr-3226	143	1	2	CARDINAL
fsr-3226	144	1	3	CARDINAL
fsr-3226	145	1	3.6	CARDINAL
fsr-3226	146	1	two	CARDINAL
fsr-3226	148	1	2012	DATE
fsr-3226	148	2	2012	DATE
fsr-3226	149	1	1	CARDINAL
fsr-3226	149	2	2	CARDINAL
fsr-3226	149	3	2012	DATE
fsr-3226	149	4	two	CARDINAL
fsr-3226	149	5	three	CARDINAL
fsr-3226	149	6	four	CARDINAL
fsr-3226	149	7	two	CARDINAL
fsr-3226	149	8	1	CARDINAL
fsr-3226	149	9	both 2010 and	DATE
fsr-3226	149	10	2012	DATE
fsr-3226	149	11	2	CARDINAL
fsr-3226	149	12	2010	DATE
fsr-3226	149	13	one	CARDINAL
fsr-3226	149	14	2012	DATE
fsr-3226	149	15	3	CARDINAL
fsr-3226	149	16	2010	DATE
fsr-3226	149	17	2012	DATE
fsr-3226	149	18	4	CARDINAL
fsr-3226	150	1	two	CARDINAL
fsr-3226	151	1	first	ORDINAL
fsr-3226	151	2	2012	DATE
fsr-3226	153	1	second	ORDINAL
fsr-3226	153	2	2012	DATE
fsr-3226	154	1	2012	DATE
fsr-3226	156	1	jth	ORG
fsr-3226	156	2	rik	PERSON
fsr-3226	156	3	1	DATE
fsr-3226	156	4	2	DATE
fsr-3226	156	5	3	CARDINAL
fsr-3226	156	6	jth group	ORG
fsr-3226	157	1	338 m.c	PERSON
fsr-3226	157	2	seay et al	PERSON
fsr-3226	157	3	25	CARDINAL
fsr-3226	157	4	2016	CARDINAL
fsr-3226	158	1	331–350	CARDINAL
fsr-3226	159	1	u.s.	GPE
fsr-3226	160	1	2012	DATE
fsr-3226	160	2	deaton 1997	ORG
fsr-3226	162	1	4	CARDINAL
fsr-3226	162	2	4.1	CARDINAL
fsr-3226	163	1	1	CARDINAL
fsr-3226	163	2	four	CARDINAL
fsr-3226	164	1	47	CARDINAL
fsr-3226	165	1	81.5%	PERCENT
fsr-3226	165	2	50.2%	PERCENT
fsr-3226	165	3	67.6%	PERCENT
fsr-3226	165	4	80.4%	PERCENT
fsr-3226	165	5	74.6%	PERCENT
fsr-3226	167	1	both 2010	DATE
fsr-3226	167	2	2012	DATE
fsr-3226	168	1	4.2	CARDINAL
fsr-3226	168	2	2012	DATE
fsr-3226	168	3	2	CARDINAL
fsr-3226	168	4	less than 2.5	CARDINAL
fsr-3226	171	1	45.5%	PERCENT
fsr-3226	171	2	42.8%	PERCENT
fsr-3226	172	1	6.4%	PERCENT
fsr-3226	172	2	5.3%	PERCENT
fsr-3226	176	1	339m.c	CARDINAL
fsr-3226	177	1	seay et al	PERSON
fsr-3226	177	2	25	CARDINAL
fsr-3226	177	3	2016	CARDINAL
fsr-3226	178	1	331–350	CARDINAL
fsr-3226	178	2	4.3	MONEY
fsr-3226	178	3	3	CARDINAL
fsr-3226	178	4	3	CARDINAL
fsr-3226	178	5	2012	DATE
fsr-3226	178	6	2012	DATE
fsr-3226	179	1	1	CARDINAL
fsr-3226	179	2	2010	DATE
fsr-3226	179	3	2012	DATE
fsr-3226	179	4	657	CARDINAL
fsr-3226	179	5	2012	DATE
fsr-3226	179	6	2012	DATE
fsr-3226	180	1	3,601	CARDINAL
fsr-3226	180	2	0.68 0.84 0.77 0.75 0.63 k	QUANTITY
fsr-3226	180	3	0.74 0.85	CARDINAL
fsr-3226	180	4	0.82 0.87 0.86 0.87 0.80	QUANTITY
fsr-3226	180	5	0.31 0.42 0.37	MONEY
fsr-3226	180	6	0.87	CARDINAL
fsr-3226	180	7	0.94 0.84	CARDINAL
fsr-3226	180	8	4.90	CARDINAL
fsr-3226	180	9	5.11 4.77	CARDINAL
fsr-3226	180	10	5.73	CARDINAL
fsr-3226	180	11	6.16 5.83	CARDINAL
fsr-3226	180	12	11.5	CARDINAL
fsr-3226	180	13	11.71 11.27	CARDINAL
fsr-3226	180	14	52.76	CARDINAL
fsr-3226	180	15	51.4 51.6 51.4 51.6 51.4	QUANTITY
fsr-3226	180	16	81.5%	PERCENT
fsr-3226	180	17	90.3%	PERCENT
fsr-3226	180	18	84.1%	PERCENT
fsr-3226	180	19	82.2%	PERCENT
fsr-3226	180	20	79.1%	PERCENT
fsr-3226	180	21	12.6%	PERCENT
fsr-3226	180	22	6.3%	PERCENT
fsr-3226	180	23	10.1%	PERCENT
fsr-3226	180	24	12.4%	PERCENT
fsr-3226	180	25	14.4%	PERCENT
fsr-3226	180	26	5.9%	PERCENT
fsr-3226	180	27	3.4%	PERCENT
fsr-3226	180	28	5.8%	PERCENT
fsr-3226	180	29	5.4%	PERCENT
fsr-3226	180	30	6.5%	PERCENT
fsr-3226	180	31	50.2%	PERCENT
fsr-3226	180	32	45.7%	PERCENT
fsr-3226	180	33	56.1%	PERCENT
fsr-3226	180	34	50.7%	PERCENT
fsr-3226	180	35	50.5%	PERCENT
fsr-3226	180	36	49.8%	PERCENT
fsr-3226	180	37	54.3%	PERCENT
fsr-3226	180	38	43.9%	PERCENT
fsr-3226	180	39	49.3%	PERCENT
fsr-3226	180	40	49.5%	PERCENT
fsr-3226	180	41	67.6%	PERCENT
fsr-3226	180	42	78.9%	PERCENT
fsr-3226	180	43	74.1%	PERCENT
fsr-3226	180	44	71.8%	PERCENT
fsr-3226	180	45	63.6%	PERCENT
fsr-3226	180	46	5.6%	PERCENT
fsr-3226	180	47	0.4%	PERCENT
fsr-3226	180	48	2.6%	PERCENT
fsr-3226	180	49	2.3%	PERCENT
fsr-3226	180	50	7.7%	PERCENT
fsr-3226	180	51	39.3%	PERCENT
fsr-3226	180	52	21.4%	PERCENT
fsr-3226	180	53	30.5%	PERCENT
fsr-3226	180	54	33.6%	PERCENT
fsr-3226	180	55	45.3%	PERCENT
fsr-3226	180	56	24.4%	PERCENT
fsr-3226	180	57	19.7%	PERCENT
fsr-3226	180	58	27.5%	PERCENT
fsr-3226	180	59	26.1%	PERCENT
fsr-3226	180	60	24.9%	PERCENT
fsr-3226	180	61	30.7%	PERCENT
fsr-3226	180	62	58.6%	PERCENT
fsr-3226	180	63	39.4%	PERCENT
fsr-3226	180	64	38.0%	PERCENT
fsr-3226	180	65	22.2%	PERCENT
fsr-3226	180	66	74.4%	PERCENT
fsr-3226	180	67	75.4%	PERCENT
fsr-3226	180	68	71.0%	PERCENT
fsr-3226	180	69	77.8%	PERCENT
fsr-3226	180	70	74.0%	PERCENT
fsr-3226	180	71	16.7%	PERCENT
fsr-3226	180	72	10.4%	PERCENT
fsr-3226	180	73	12.5%	PERCENT
fsr-3226	180	74	9.7%	PERCENT
fsr-3226	180	75	19.6%	PERCENT
fsr-3226	180	76	80.4%	PERCENT
fsr-3226	180	77	87.3%	PERCENT
fsr-3226	180	78	85.3%	PERCENT
fsr-3226	180	79	87.7%	PERCENT
fsr-3226	180	80	77.2%	PERCENT
fsr-3226	180	81	0.8%	PERCENT
fsr-3226	180	82	0.7%	PERCENT
fsr-3226	180	83	0.5%	PERCENT
fsr-3226	180	84	0.7%	PERCENT
fsr-3226	180	85	0.9%	PERCENT
fsr-3226	180	86	2.1%	PERCENT
fsr-3226	180	87	1.6%	PERCENT
fsr-3226	180	88	1.7%	PERCENT
fsr-3226	180	89	1.9%	PERCENT
fsr-3226	180	90	2.3%	PERCENT
fsr-3226	180	91	86.8%	PERCENT
fsr-3226	180	92	97.5%	PERCENT
fsr-3226	180	93	92.5%	PERCENT
fsr-3226	180	94	91.9%	PERCENT
fsr-3226	180	95	82.9%	PERCENT
fsr-3226	180	96	10.3%	PERCENT
fsr-3226	180	97	5.0%	PERCENT
fsr-3226	180	98	7.7%	PERCENT
fsr-3226	180	99	7.6%	PERCENT
fsr-3226	180	100	12.3%	PERCENT
fsr-3226	180	101	$398,534 $83,837 $65,814 $69,968 $42,570	MONEY
fsr-3226	180	102	$53,425 $	MONEY
fsr-3226	180	103	893,340	MONEY
fsr-3226	180	104	604,925	MONEY
fsr-3226	180	105	514,538	MONEY
fsr-3226	180	106	244,280	MONEY
fsr-3226	180	107	$26,827 $80,237 $37,013 $32,274 $	MONEY
fsr-3226	180	108	12,608	MONEY
fsr-3226	180	109	17.8%	PERCENT
fsr-3226	180	110	22.4%	PERCENT
fsr-3226	180	111	22.6%	PERCENT
fsr-3226	180	112	20.3%	PERCENT
fsr-3226	180	113	15.8%	PERCENT
fsr-3226	180	114	16.3%	PERCENT
fsr-3226	180	115	33.2%	PERCENT
fsr-3226	180	116	21.8%	PERCENT
fsr-3226	180	117	19.3%	PERCENT
fsr-3226	180	118	11.4%	PERCENT
fsr-3226	180	119	74.6%	PERCENT
fsr-3226	180	120	90.8%	PERCENT
fsr-3226	180	121	85.2%	PERCENT
fsr-3226	180	122	83.6%	PERCENT
fsr-3226	180	123	68.3%	PERCENT
fsr-3226	180	124	3.7	CARDINAL
fsr-3226	180	125	4.1 3.4	CARDINAL
fsr-3226	180	126	2.2	CARDINAL
fsr-3226	180	127	2.5 2.3 2.2 2.1	QUANTITY
fsr-3226	180	128	nsly79	ORG
fsr-3226	180	129	2010	DATE
fsr-3226	180	130	2012	DATE
fsr-3226	183	1	340	CARDINAL
fsr-3226	183	2	seay et al	PERSON
fsr-3226	183	3	25	CARDINAL
fsr-3226	183	4	2016	CARDINAL
fsr-3226	184	1	331–350	CARDINAL
fsr-3226	185	1	33.4%	PERCENT
fsr-3226	185	2	one	CARDINAL
fsr-3226	185	3	16.5%	PERCENT
fsr-3226	187	1	4	CARDINAL
fsr-3226	187	2	2012	DATE
fsr-3226	188	1	2	CARDINAL
fsr-3226	188	2	2012	DATE
fsr-3226	189	1	0.0912	CARDINAL
fsr-3226	189	2	0.1051	MONEY
fsr-3226	189	3	0.0550	CARDINAL
fsr-3226	189	4	0.3563	CARDINAL
fsr-3226	189	5	0.1514 1.428	CARDINAL
fsr-3226	189	6	0.0622	CARDINAL
fsr-3226	189	7	0.0312 1.064	CARDINAL
fsr-3226	189	8	0.0049 0.0255 0.995	MONEY
fsr-3226	189	9	0.0519	CARDINAL
fsr-3226	190	1	0.0163 1.053	CARDINAL
fsr-3226	190	2	0.00137	CARDINAL
fsr-3226	190	3	1.001	MONEY
fsr-3226	190	4	1.009	MONEY
fsr-3226	191	1	0.2147	CARDINAL
fsr-3226	193	1	0.0974 0.1400 1.102	MONEY
fsr-3226	193	2	2.493	MONEY
fsr-3226	193	3	1.2329	CARDINAL
fsr-3226	193	4	0.3064 3.431	CARDINAL
fsr-3226	193	5	0.3742 0.4451 1.454	CARDINAL
fsr-3226	193	6	0.2002 0.2864 0.819	MONEY
fsr-3226	195	1	0.4955	CARDINAL
fsr-3226	196	1	0.1620 1.641	CARDINAL
fsr-3226	197	1	0.2875	CARDINAL
fsr-3226	197	2	0.750	MONEY
fsr-3226	197	3	0.0101 0.979	CARDINAL
fsr-3226	197	4	0.0447	CARDINAL
fsr-3226	198	1	0.0090	CARDINAL
fsr-3226	198	2	1.046	MONEY
fsr-3226	198	3	0.0707	CARDINAL
fsr-3226	198	4	1.073	MONEY
fsr-3226	198	5	0.0777	CARDINAL
fsr-3226	198	6	1.081	CARDINAL
fsr-3226	198	7	0.3253	CARDINAL
fsr-3226	198	8	0.2734	CARDINAL
fsr-3226	198	9	0.1159	CARDINAL
fsr-3226	199	1	0.1022	CARDINAL
fsr-3226	199	2	1.108	MONEY
fsr-3226	199	3	0.8912	MONEY
fsr-3226	199	4	77.1%	PERCENT
fsr-3226	199	5	nsly79	ORG
fsr-3226	199	6	2012	DATE
fsr-3226	201	1	.001	CARDINAL
fsr-3226	202	1	341m.c	CARDINAL
fsr-3226	203	1	seay et al	PERSON
fsr-3226	203	2	25	CARDINAL
fsr-3226	203	3	2016	CARDINAL
fsr-3226	204	1	331–350	CARDINAL
fsr-3226	204	2	2012	DATE
fsr-3226	206	1	26.0%	PERCENT
fsr-3226	206	2	one	CARDINAL
fsr-3226	206	3	6.3%	PERCENT
fsr-3226	208	1	3	CARDINAL
fsr-3226	208	2	2012	DATE
fsr-3226	209	1	0.0587	CARDINAL
fsr-3226	209	2	0.0409	CARDINAL
fsr-3226	209	3	0.0823 0.1185	MONEY
fsr-3226	209	4	k:	ORG
fsr-3226	211	1	0.0461 1.165	CARDINAL
fsr-3226	211	2	1.001	MONEY
fsr-3226	211	3	0.0005	CARDINAL
fsr-3226	211	4	1.001	MONEY
fsr-3226	212	1	0.0481 0.1167 1.049	MONEY
fsr-3226	214	1	0.3217	CARDINAL
fsr-3226	215	1	0.2403 0.3387	MONEY
fsr-3226	215	2	1.809	CARDINAL
fsr-3226	215	3	1.029	MONEY
fsr-3226	215	4	0.890	MONEY
fsr-3226	217	1	0.779	MONEY
fsr-3226	218	1	0.2358 0.2095 1.266	MONEY
fsr-3226	219	1	0.1334 0.2016	MONEY
fsr-3226	219	2	0.875	MONEY
fsr-3226	219	3	0.0066 0.0154	CARDINAL
fsr-3226	219	4	1.007	MONEY
fsr-3226	219	5	0.0376	CARDINAL
fsr-3226	220	1	0.0124 1.038	CARDINAL
fsr-3226	220	2	0.0608	CARDINAL
fsr-3226	220	3	0.0117 1.063	CARDINAL
fsr-3226	220	4	0.1593 0.1424 1.173	MONEY
fsr-3226	220	5	0.3313	CARDINAL
fsr-3226	220	6	0.0235	CARDINAL
fsr-3226	220	7	1.065	MONEY
fsr-3226	220	8	0.0127	CARDINAL
fsr-3226	220	9	1.013	MONEY
fsr-3226	220	10	5.1226 1.2942	CARDINAL
fsr-3226	220	11	nsly79	ORG
fsr-3226	220	12	2010	DATE
fsr-3226	220	13	2012	DATE
fsr-3226	221	1	2010	DATE
fsr-3226	221	2	2012	DATE
fsr-3226	223	1	.001	CARDINAL
fsr-3226	224	1	342 m.c	QUANTITY
fsr-3226	224	2	seay et al	PERSON
fsr-3226	224	3	25	CARDINAL
fsr-3226	224	4	2016	CARDINAL
fsr-3226	225	1	331–350 5	DATE
fsr-3226	226	1	huston	PERSON
fsr-3226	226	2	2010	DATE
fsr-3226	227	1	4	CARDINAL
fsr-3226	227	2	2010	DATE
fsr-3226	227	3	2012	DATE
fsr-3226	227	4	2012	DATE
fsr-3226	228	1	0.1487	CARDINAL
fsr-3226	229	1	0.0272	CARDINAL
fsr-3226	229	2	0.0693	CARDINAL
fsr-3226	229	3	0.0468 0.0422	MONEY
fsr-3226	229	4	0.0261	CARDINAL
fsr-3226	229	5	0.937	MONEY
fsr-3226	229	6	0.0011	CARDINAL
fsr-3226	229	7	1.001	MONEY
fsr-3226	229	8	0.0102 0.0254 1.010	MONEY
fsr-3226	230	1	1.222	MONEY
fsr-3226	232	1	hispanic	NORP
fsr-3226	232	2	1.0003 0.6584	MONEY
fsr-3226	232	3	1.0990	CARDINAL
fsr-3226	232	4	0.333	CARDINAL
fsr-3226	232	5	1.5323 0.6712	MONEY
fsr-3226	232	6	0.216	MONEY
fsr-3226	233	1	0.2152 0.2725 1.240	MONEY
fsr-3226	233	2	0.5110 0.6859	MONEY
fsr-3226	233	3	0.600	MONEY
fsr-3226	233	4	1.413	MONEY
fsr-3226	237	1	0.0453	CARDINAL
fsr-3226	237	2	0.0167 1.046	CARDINAL
fsr-3226	237	3	0.0468	CARDINAL
fsr-3226	237	4	0.0370	CARDINAL
fsr-3226	237	5	0.0119 0.964	CARDINAL
fsr-3226	237	6	0.3316	CARDINAL
fsr-3226	237	7	0.1434 0.718	CARDINAL
fsr-3226	237	8	0.1927	MONEY
fsr-3226	237	9	1.101	MONEY
fsr-3226	237	10	0.2285	CARDINAL
fsr-3226	238	1	1.5134	MONEY
fsr-3226	238	2	nsly79	ORG
fsr-3226	238	3	2010	DATE
fsr-3226	238	4	2012	DATE
fsr-3226	239	1	2010	DATE
fsr-3226	239	2	2012	DATE
fsr-3226	241	1	.001	CARDINAL
fsr-3226	243	1	seay et al	PERSON
fsr-3226	243	2	25	CARDINAL
fsr-3226	243	3	2016	CARDINAL
fsr-3226	244	1	331–350	CARDINAL
fsr-3226	245	1	collins	PERSON
fsr-3226	245	2	2012	DATE
fsr-3226	245	3	robb et al	PERSON
fsr-3226	246	1	2012	DATE
fsr-3226	246	2	the current year	DATE
fsr-3226	248	1	collins	PERSON
fsr-3226	248	2	2012	DATE
fsr-3226	248	3	2015	CARDINAL
fsr-3226	248	4	robb et al	PERSON
fsr-3226	248	5	2012	DATE
fsr-3226	250	1	collins	GPE
fsr-3226	250	2	2012	DATE
fsr-3226	250	3	2015	CARDINAL
fsr-3226	250	4	robb et al.	PERSON
fsr-3226	250	5	2012	DATE
fsr-3226	253	1	one	CARDINAL
fsr-3226	254	1	two	CARDINAL
fsr-3226	254	2	three	CARDINAL
fsr-3226	255	1	2010	DATE
fsr-3226	256	1	2010	DATE
fsr-3226	256	2	2012	DATE
fsr-3226	261	1	2012	DATE
fsr-3226	261	2	2010	DATE
fsr-3226	261	3	2012	DATE
fsr-3226	267	1	344	CARDINAL
fsr-3226	268	1	seay et al	PERSON
fsr-3226	268	2	25	CARDINAL
fsr-3226	268	3	2016	CARDINAL
fsr-3226	269	1	331–350	CARDINAL
fsr-3226	270	1	6	CARDINAL
fsr-3226	272	1	2015	DATE
fsr-3226	276	1	huston	PERSON
fsr-3226	276	2	2010	DATE
fsr-3226	277	1	three	CARDINAL
fsr-3226	279	1	2012	DATE
fsr-3226	279	2	2015	DATE
fsr-3226	279	3	robb et al.	PERSON
fsr-3226	279	4	2012	DATE
fsr-3226	284	1	1 robb	PERSON
fsr-3226	284	2	woodyard	PERSON
fsr-3226	285	1	2 lachance	PERSON
fsr-3226	285	2	five	CARDINAL
fsr-3226	289	1	seay et al	PERSON
fsr-3226	289	2	25	CARDINAL
fsr-3226	289	3	2016	CARDINAL
fsr-3226	290	1	331–350	CARDINAL
fsr-3226	290	2	year	DATE
fsr-3226	290	3	1	CARDINAL
fsr-3226	291	1	2010	DATE
fsr-3226	291	2	2012	DATE
fsr-3226	292	1	40 to 56	CARDINAL
fsr-3226	292	2	2012	DATE
fsr-3226	293	1	1979	DATE
fsr-3226	293	2	1	CARDINAL
fsr-3226	294	1	2012	DATE
fsr-3226	295	1	2012	DATE
fsr-3226	296	1	2012	CARDINAL
fsr-3226	296	2	hispanic	NORP
fsr-3226	296	3	hispanic	NORP
fsr-3226	297	1	2012	DATE
fsr-3226	298	1	2012	DATE
fsr-3226	298	2	1	CARDINAL
fsr-3226	299	1	2012	DATE
fsr-3226	299	2	1	CARDINAL
fsr-3226	299	3	less than four years	DATE
fsr-3226	300	1	2012	DATE
fsr-3226	300	2	four years	DATE
fsr-3226	301	1	2012	DATE
fsr-3226	302	1	2012	DATE
fsr-3226	303	1	2012	DATE
fsr-3226	304	1	2012	DATE
fsr-3226	304	2	2012	DATE
fsr-3226	304	3	1	CARDINAL
fsr-3226	305	1	2012	DATE
fsr-3226	306	1	2012	DATE
fsr-3226	306	2	at least one	CARDINAL
fsr-3226	307	1	2012	DATE
fsr-3226	307	2	seay et al	PERSON
fsr-3226	307	3	25	CARDINAL
fsr-3226	307	4	2016	CARDINAL
fsr-3226	308	1	331–350	CARDINAL
fsr-3226	308	2	year	DATE
fsr-3226	309	1	2012	DATE
fsr-3226	310	1	2012	DATE
fsr-3226	311	1	2012	DATE
fsr-3226	311	2	1	CARDINAL
fsr-3226	312	1	2012	DATE
fsr-3226	312	2	1	CARDINAL
fsr-3226	313	1	2012	DATE
fsr-3226	313	2	1	CARDINAL
fsr-3226	314	1	2012	DATE
fsr-3226	314	2	0 to 10	CARDINAL
fsr-3226	314	3	10	CARDINAL
fsr-3226	314	4	2012	DATE
fsr-3226	314	5	1 to 5	CARDINAL
fsr-3226	315	1	2008	DATE
fsr-3226	316	1	2012	DATE
fsr-3226	316	2	1	CARDINAL
fsr-3226	316	3	100	MONEY
fsr-3226	316	4	2%	PERCENT
fsr-3226	317	1	5 years	DATE
fsr-3226	317	2	more than $102	MONEY
fsr-3226	317	3	102	MONEY
fsr-3226	317	4	less than $102	MONEY
fsr-3226	317	5	2012	DATE
fsr-3226	317	6	1	CARDINAL
fsr-3226	317	7	1%	PERCENT
fsr-3226	317	8	2%	PERCENT
fsr-3226	318	1	1 year	DATE
fsr-3226	318	2	today	DATE
fsr-3226	318	3	2012	DATE
fsr-3226	318	4	1	CARDINAL
fsr-3226	320	1	2012	DATE
fsr-3226	320	2	347m.c	CARDINAL
fsr-3226	321	1	seay et al	PERSON
fsr-3226	321	2	25	CARDINAL
fsr-3226	321	3	2016	CARDINAL
fsr-3226	322	1	331–350	CARDINAL
fsr-3226	322	2	s., & walstad	ORG
fsr-3226	322	3	w.	PERSON
fsr-3226	322	4	2013	DATE
fsr-3226	324	1	6	CARDINAL
fsr-3226	324	2	1–26	DATE
fsr-3226	325	1	benjamin	ORG
fsr-3226	325	2	d. j.	PERSON
fsr-3226	325	3	sebastian	PERSON
fsr-3226	325	4	a. b.	PERSON
fsr-3226	325	5	j. m.	PERSON
fsr-3226	325	6	2013	DATE
fsr-3226	328	1	the european economic association	ORG
fsr-3226	328	2	11	CARDINAL
fsr-3226	328	3	1231–1255	DATE
fsr-3226	329	1	blanchett	PERSON
fsr-3226	329	2	d., & kaplan	ORG
fsr-3226	329	3	2013	DATE
fsr-3226	331	1	gamma	PERSON
fsr-3226	332	1	1	CARDINAL
fsr-3226	333	1	m. s.	PERSON
fsr-3226	333	2	2015	DATE
fsr-3226	335	1	49	DATE
fsr-3226	335	2	356–375	DATE
fsr-3226	336	1	doi:10.1111/joca.12065	ORG
fsr-3226	336	2	calcagno	GPE
fsr-3226	336	3	r., & monticone	ORG
fsr-3226	338	1	journal of banking & finance	ORG
fsr-3226	338	2	50	CARDINAL
fsr-3226	338	3	363–380	CARDINAL
fsr-3226	338	4	doi:10.1016/j.jbankfin.2014.03.013	GPE
fsr-3226	339	1	calvert	PERSON
fsr-3226	339	2	l.	PERSON
fsr-3226	339	3	campbell	ORG
fsr-3226	339	4	j., & sodini	ORG
fsr-3226	339	5	2007	DATE
fsr-3226	341	1	115	CARDINAL
fsr-3226	341	2	707–747	CARDINAL
fsr-3226	342	1	christelis	ORG
fsr-3226	342	2	d.	NORP
fsr-3226	342	3	j., & padula	ORG
fsr-3226	342	4	2010	DATE
fsr-3226	344	1	european	NORP
fsr-3226	344	2	54	DATE
fsr-3226	345	1	appendix	PERSON
fsr-3226	345	2	year	DATE
fsr-3226	345	3	1	CARDINAL
fsr-3226	346	1	15-year	DATE
fsr-3226	346	2	monthly	DATE
fsr-3226	346	3	30-year	DATE
fsr-3226	347	1	2012	DATE
fsr-3226	347	2	1 to 7	DATE
fsr-3226	347	3	1	CARDINAL
fsr-3226	347	4	7	CARDINAL
fsr-3226	347	5	2012 day-to-day	DATE
fsr-3226	348	1	1 to 7	CARDINAL
fsr-3226	348	2	1	CARDINAL
fsr-3226	348	3	4	CARDINAL
fsr-3226	350	1	2012	DATE
fsr-3226	350	2	4 to 16.	DATE
fsr-3226	351	1	1979	DATE
fsr-3226	351	2	nls	ORG
fsr-3226	351	3	0% to 100%	PERCENT
fsr-3226	352	1	1980	DATE
fsr-3226	352	2	2006	DATE
fsr-3226	353	1	348 m.c	ORG
fsr-3226	353	2	seay et al	PERSON
fsr-3226	353	3	25	CARDINAL
fsr-3226	353	4	2016	CARDINAL
fsr-3226	354	1	331–350	CARDINAL
fsr-3226	354	2	j. m.	PERSON
fsr-3226	354	3	2012	DATE
fsr-3226	356	1	21	CARDINAL
fsr-3226	356	2	307–322	CARDINAL
fsr-3226	356	3	b. f., & james	PERSON
fsr-3226	356	4	r. n.	PERSON
fsr-3226	356	5	2014	DATE
fsr-3226	358	1	25	CARDINAL
fsr-3226	358	2	129–147	DATE
fsr-3226	359	1	deaton, a. (	PERSON
fsr-3226	359	2	1997	DATE
fsr-3226	361	1	baltimore	GPE
fsr-3226	361	2	md	GPE
fsr-3226	361	3	johns hopkins university press	ORG
fsr-3226	362	1	du plessis	PERSON
fsr-3226	362	2	lawton	GPE
fsr-3226	362	3	j., & corney	ORG
fsr-3226	362	4	t.	GPE
fsr-3226	362	5	2010	DATE
fsr-3226	364	1	the australian journal of financial planning	ORG
fsr-3226	364	2	6, 1–8	DATE
fsr-3226	365	1	m. s.	PERSON
fsr-3226	365	2	huston	PERSON
fsr-3226	365	3	s. j., & winchester	PERSON
fsr-3226	365	4	d. (	GPE
fsr-3226	365	5	2011	DATE
fsr-3226	367	1	22	CARDINAL
fsr-3226	367	2	18–26	CARDINAL
fsr-3226	368	1	gennaioli	PERSON
fsr-3226	368	2	n.	PERSON
fsr-3226	368	3	a., & vishny	ORG
fsr-3226	368	4	r.	PERSON
fsr-3226	368	5	2015	DATE
fsr-3226	370	1	70	DATE
fsr-3226	370	2	91–114	CARDINAL
fsr-3226	371	1	doi:10.1111	ORG
fsr-3226	371	2	grable	PERSON
fsr-3226	371	3	j. e., & chatterjee	PERSON
fsr-3226	371	4	s.	GPE
fsr-3226	371	5	2014	DATE
fsr-3226	372	1	journal of financial planning	ORG
fsr-3226	372	2	27	CARDINAL
fsr-3226	372	3	45–51	DATE
fsr-3226	372	4	grable	PERSON
fsr-3226	372	5	j. e., & joo	PERSON
fsr-3226	373	1	2001	DATE
fsr-3226	375	1	12	CARDINAL
fsr-3226	375	2	55–74	CARDINAL
fsr-3226	376	1	m.	PERSON
fsr-3226	376	2	keloharju	PERSON
fsr-3226	376	3	m., & linnainmaa	ORG
fsr-3226	376	4	j. t.	PERSON
fsr-3226	376	5	2012	DATE
fsr-3226	378	1	journal of financial economics	ORG
fsr-3226	378	2	104	ORG
fsr-3226	378	3	339–362	CARDINAL
fsr-3226	379	1	hanna	ORG
fsr-3226	379	2	s. d.	PERSON
fsr-3226	379	3	2011	DATE
fsr-3226	381	1	journal of personal finance	ORG
fsr-3226	381	2	10	CARDINAL
fsr-3226	381	3	36–62	DATE
fsr-3226	382	1	huston	ORG
fsr-3226	382	2	s. j.	PERSON
fsr-3226	382	3	2010	DATE
fsr-3226	384	1	44	DATE
fsr-3226	384	2	296–316	CARDINAL
fsr-3226	385	1	huston	PERSON
fsr-3226	385	2	s. j.	PERSON
fsr-3226	385	3	m. s.	PERSON
fsr-3226	385	4	h. l.	PERSON
fsr-3226	385	5	2012	DATE
fsr-3226	387	1	19	CARDINAL
fsr-3226	387	2	1275–1278	DATE
fsr-3226	389	1	kim	PERSON
fsr-3226	389	2	k., & hanna	ORG
fsr-3226	389	3	s. d.	PERSON
fsr-3226	389	4	2015	CARDINAL
fsr-3226	390	1	u.s.	GPE
fsr-3226	391	1	24	CARDINAL
fsr-3226	391	2	139–155	DATE
fsr-3226	392	1	kim	PERSON
fsr-3226	392	2	seay	PERSON
fsr-3226	392	3	m. c., & smith	PERSON
fsr-3226	392	4	2016	CARDINAL
fsr-3226	394	1	23	CARDINAL
fsr-3226	394	2	1285–1288	CARDINAL
fsr-3226	395	1	m. (	PERSON
fsr-3226	395	2	2015	DATE
fsr-3226	396	1	6	CARDINAL
fsr-3226	397	1	lachance	PERSON
fsr-3226	397	2	2012	DATE
fsr-3226	399	1	21	CARDINAL
fsr-3226	399	2	209–226	DATE
fsr-3226	400	1	lim	ORG
fsr-3226	400	2	heckman	PERSON
fsr-3226	400	3	s. j.	PERSON
fsr-3226	400	4	letkiewicz	PERSON
fsr-3226	400	5	j., & montalto	ORG
fsr-3226	400	6	c. p.	PERSON
fsr-3226	400	7	2014	DATE
fsr-3226	402	1	25	CARDINAL
fsr-3226	402	2	148–160	CARDINAL
fsr-3226	403	1	lusardi	PERSON
fsr-3226	403	2	a., & mitchell	ORG
fsr-3226	403	3	o. s.	PERSON
fsr-3226	403	4	2007	DATE
fsr-3226	405	1	journal of monetary economics	ORG
fsr-3226	405	2	54	DATE
fsr-3226	405	3	205–224	CARDINAL
fsr-3226	406	1	lusardi	PERSON
fsr-3226	406	2	a., & mitchell	ORG
fsr-3226	406	3	o. s.	PERSON
fsr-3226	406	4	2009	DATE
fsr-3226	409	1	national bureau of economic research	ORG
fsr-3226	410	1	lusardi	PERSON
fsr-3226	410	2	a., & scheresberg	ORG
fsr-3226	410	3	c. b.	PERSON
fsr-3226	410	4	2013	DATE
fsr-3226	411	1	the united states	GPE
fsr-3226	412	1	national bureau of economic research	ORG
fsr-3226	413	1	marsden	PERSON
fsr-3226	413	2	m., zick	PERSON
fsr-3226	413	3	r. n.	PERSON
fsr-3226	413	4	2011	DATE
fsr-3226	415	1	32	DATE
fsr-3226	415	2	625–643	CARDINAL
fsr-3226	416	1	martin jr.	PERSON
fsr-3226	416	2	t. k.	PERSON
fsr-3226	416	3	finke	PERSON
fsr-3226	416	4	m., & gibson	ORG
fsr-3226	416	5	2014	DATE
fsr-3226	418	1	13	CARDINAL
fsr-3226	418	2	62–71	CARDINAL
fsr-3226	419	1	moore	PERSON
fsr-3226	419	2	d.	PERSON
fsr-3226	419	3	2003	DATE
fsr-3226	420	1	washington	GPE
fsr-3226	422	1	wa	GPE
fsr-3226	422	2	washington state university	ORG
fsr-3226	423	1	moulton	ORG
fsr-3226	423	2	s.	GPE
fsr-3226	423	3	loibl	GPE
fsr-3226	423	4	a., & collins	ORG
fsr-3226	423	5	m. j.	PERSON
fsr-3226	423	6	2013	DATE
fsr-3226	424	1	first	ORDINAL
fsr-3226	425	1	47	CARDINAL
fsr-3226	425	2	375–403	CARDINAL
fsr-3226	426	1	doi:10.1111	ORG
fsr-3226	426	2	munnell	ORG
fsr-3226	426	3	a. h.	PERSON
fsr-3226	426	4	hou	GPE
fsr-3226	426	5	w., & webb	ORG
fsr-3226	426	6	a.	PERSON
fsr-3226	426	7	2014	DATE
fsr-3226	427	1	half	CARDINAL
fsr-3226	428	1	boston college	ORG
fsr-3226	428	2	2014–20	ORDINAL
fsr-3226	429	1	349m.c	CARDINAL
fsr-3226	430	1	seay et al	PERSON
fsr-3226	430	2	25	CARDINAL
fsr-3226	430	3	2016	CARDINAL
fsr-3226	431	1	331–350	CARDINAL
fsr-3226	431	2	munnell	ORG
fsr-3226	431	3	a. h.	PERSON
fsr-3226	431	4	webb, a., & golub-sass	ORG
fsr-3226	431	5	f.	PERSON
fsr-3226	431	6	2012	DATE
fsr-3226	433	1	boston college	ORG
fsr-3226	433	2	2012–20	CARDINAL
fsr-3226	434	1	e., & yao	ORG
fsr-3226	434	2	r.	PERSON
fsr-3226	434	3	2015	CARDINAL
fsr-3226	437	1	37	DATE
fsr-3226	437	2	624–638	CARDINAL
fsr-3226	439	1	perry	PERSON
fsr-3226	439	2	v. g.	PERSON
fsr-3226	439	3	& morris	ORG
fsr-3226	439	4	m. d.	PERSON
fsr-3226	439	5	2005	DATE
fsr-3226	442	1	39	DATE
fsr-3226	442	2	299–313	CARDINAL
fsr-3226	443	1	princeton survey research associates international.	ORG
fsr-3226	444	1	2013	DATE
fsr-3226	445	1	american	NORP
fsr-3226	445	2	huseholds	PERSON
fsr-3226	445	3	2013	DATE
fsr-3226	446	1	robb	PERSON
fsr-3226	446	2	c. a.	PERSON
fsr-3226	446	3	2012	DATE
fsr-3226	448	1	21	DATE
fsr-3226	448	2	291–305	CARDINAL
fsr-3226	449	1	robb	PERSON
fsr-3226	449	2	woodyard, a., & seay	ORG
fsr-3226	449	3	m. c.	PERSON
fsr-3226	451	1	49	DATE
fsr-3226	451	2	407–435	CARDINAL
fsr-3226	452	1	doi:10.1111	ORG
fsr-3226	452	2	robb	PERSON
fsr-3226	452	3	c. a.	PERSON
fsr-3226	452	4	a. s.	PERSON
fsr-3226	452	5	2011	DATE
fsr-3226	454	1	22	CARDINAL
fsr-3226	455	1	j. b.	PERSON
fsr-3226	455	2	1966	DATE
fsr-3226	456	1	generalized expectancies	ORG
fsr-3226	457	1	80	CARDINAL
fsr-3226	457	2	1–28	CARDINAL
fsr-3226	458	1	rotter j.b.	PERSON
fsr-3226	459	1	1990	DATE
fsr-3226	461	1	american	NORP
fsr-3226	461	2	45	CARDINAL
fsr-3226	461	3	490–493	CARDINAL
fsr-3226	462	1	doi:10.1037/0003-066x.45.4.489	DATE
fsr-3226	463	1	seay	PERSON
fsr-3226	463	2	m. c.	PERSON
fsr-3226	463	3	asebedo	GPE
fsr-3226	463	4	s., thompson	ORG
fsr-3226	463	5	c., stueve	GPE
fsr-3226	463	6	c., & russi	ORG
fsr-3226	463	7	2015	CARDINAL
fsr-3226	465	1	26	CARDINAL
fsr-3226	465	2	200–216	CARDINAL
fsr-3226	466	1	smith, h.	ORG
fsr-3226	466	2	finke	PERSON
fsr-3226	466	3	m. s.	PERSON
fsr-3226	466	4	& huston	ORG
fsr-3226	466	5	s. j. (	PERSON
fsr-3226	466	6	2011	DATE
fsr-3226	468	1	22	CARDINAL
fsr-3226	469	1	smith, h. l.	ORG
fsr-3226	469	2	finke	PERSON
fsr-3226	469	3	m. s.	PERSON
fsr-3226	469	4	& huston	ORG
fsr-3226	469	5	s.	PERSON
fsr-3226	469	6	2012	DATE
fsr-3226	471	1	33	DATE
fsr-3226	471	2	315–327	CARDINAL
fsr-3226	472	1	van rooij	PERSON
fsr-3226	472	2	m.	PERSON
fsr-3226	472	3	a., & alessie	ORG
fsr-3226	472	4	r. (	PERSON
fsr-3226	472	5	2011	DATE
fsr-3226	473	1	netherlands	GPE
fsr-3226	474	1	32	CARDINAL
fsr-3226	474	2	593–608	DATE
fsr-3226	475	1	xiao	PERSON
fsr-3226	475	2	j.	PERSON
fsr-3226	475	3	j., & shim	ORG
fsr-3226	475	4	s. (2011	ORG
fsr-3226	477	1	30	CARDINAL
fsr-3226	477	2	239–245	CARDINAL
fsr-3226	478	1	350	CARDINAL
fsr-3226	478	2	seay et al	PERSON
fsr-3226	478	3	25	CARDINAL
fsr-3226	478	4	2016	CARDINAL
fsr-3226	479	1	331–350	CARDINAL