id	sid	eid	entity	type
fsr-3232	1	1	j. fisher	PERSON
fsr-3232	1	2	ph.d.a	ORG
fsr-3232	1	3	celia r. hayhoe	PERSON
fsr-3232	1	4	ph.d.a	ORG
fsr-3232	1	5	jean m. lown	PERSON
fsr-3232	1	6	ph.d.b	ORG
fsr-3232	1	7	virginia	GPE
fsr-3232	1	8	240	CARDINAL
fsr-3232	1	9	295	CARDINAL
fsr-3232	1	10	w.	PERSON
fsr-3232	1	11	blacksburg	GPE
fsr-3232	1	12	va 24061	DATE
fsr-3232	1	13	usa bfamily	PERSON
fsr-3232	1	14	utah state university	ORG
fsr-3232	1	15	2905	DATE
fsr-3232	1	16	logan	GPE
fsr-3232	1	17	84322	DATE
fsr-3232	1	18	nc1172	ORG
fsr-3232	1	19	2010	DATE
fsr-3232	3	1	nc1172	ORG
fsr-3232	6	1	2015	CARDINAL
fsr-3232	6	2	academy of financial services	ORG
fsr-3232	8	1	jel	ORG
fsr-3232	8	2	1	CARDINAL
fsr-3232	11	1	1999	DATE
fsr-3232	13	1	1-540-231-7218	QUANTITY
fsr-3232	13	2	1-540-231-1697	QUANTITY
fsr-3232	14	1	fisher	ORG
fsr-3232	14	2	24	CARDINAL
fsr-3232	14	3	2015	CARDINAL
fsr-3232	14	4	1–13	CARDINAL
fsr-3232	14	5	2015	CARDINAL
fsr-3232	14	6	academy of financial services	ORG
fsr-3232	16	1	bajtelsmit & vanderhei,	ORG
fsr-3232	16	2	1997	DATE
fsr-3232	16	3	embrey & fox,	ORG
fsr-3232	16	4	1997	DATE
fsr-3232	16	5	mulino, & chai	ORG
fsr-3232	16	6	2008	DATE
fsr-3232	16	7	grable,	ORG
fsr-3232	16	8	2000	DATE
fsr-3232	16	9	2004	DATE
fsr-3232	16	10	hinz	PERSON
fsr-3232	16	11	mccarthy	PERSON
fsr-3232	16	12	1997	DATE
fsr-3232	16	13	neelakantan	GPE
fsr-3232	16	14	2010	DATE
fsr-3232	16	15	yuh & hanna	ORG
fsr-3232	16	16	1997	DATE
fsr-3232	16	17	pearce	ORG
fsr-3232	16	18	1989	DATE
fsr-3232	17	1	fox	ORG
fsr-3232	17	2	1997	DATE
fsr-3232	18	1	less than two	CARDINAL
fsr-3232	18	2	10	CARDINAL
fsr-3232	18	3	only one-third	CARDINAL
fsr-3232	18	4	prudential research	ORG
fsr-3232	18	5	2010	DATE
fsr-3232	19	1	more than 92%	PERCENT
fsr-3232	19	2	2010	DATE
fsr-3232	21	1	sunden & surrette	ORG
fsr-3232	21	2	1998	DATE
fsr-3232	22	1	fisher	PERSON
fsr-3232	22	2	2010b	DATE
fsr-3232	22	3	2007	DATE
fsr-3232	24	1	2010	DATE
fsr-3232	24	2	nc1172	ORG
fsr-3232	25	1	nc1172	ORG
fsr-3232	25	2	hayhoe & gutter	ORG
fsr-3232	25	3	2012	DATE
fsr-3232	26	1	nc1172	ORG
fsr-3232	27	1	annual	DATE
fsr-3232	27	2	america	GPE
fsr-3232	27	3	american	NORP
fsr-3232	27	4	america	GPE
fsr-3232	27	5	2010	DATE
fsr-3232	27	6	50,000	MONEY
fsr-3232	27	7	u.s.	GPE
fsr-3232	28	1	above $50,000	MONEY
fsr-3232	28	2	85% and 73%	PERCENT
fsr-3232	28	3	only 52% and 36%	PERCENT
fsr-3232	28	4	50,000	MONEY
fsr-3232	29	1	about 70%	PERCENT
fsr-3232	29	2	above $50,000	MONEY
fsr-3232	29	3	only 26%	PERCENT
fsr-3232	29	4	50,000	MONEY
fsr-3232	30	1	about 68%	PERCENT
fsr-3232	30	2	above $50,000	MONEY
fsr-3232	30	3	only 38%	PERCENT
fsr-3232	30	4	below $50,000	MONEY
fsr-3232	30	5	america	GPE
fsr-3232	30	6	2010	DATE
fsr-3232	31	1	2012	DATE
fsr-3232	33	1	lowto moderateincome	PERSON
fsr-3232	34	1	2	CARDINAL
fsr-3232	34	2	fisher et al	PERSON
fsr-3232	34	3	24	CARDINAL
fsr-3232	34	4	2015	CARDINAL
fsr-3232	34	5	1–13	CARDINAL
fsr-3232	37	1	2	CARDINAL
fsr-3232	37	2	the united states	GPE
fsr-3232	37	3	schmidt & sevak	ORG
fsr-3232	37	4	2006	DATE
fsr-3232	37	5	hira & mugenda	ORG
fsr-3232	37	6	2000	DATE
fsr-3232	38	1	twenty-eight	CARDINAL
fsr-3232	38	2	2003	DATE
fsr-3232	38	3	13.5%	PERCENT
fsr-3232	38	4	5.8%	PERCENT
fsr-3232	38	5	schmidt & sevak	ORG
fsr-3232	38	6	2006	DATE
fsr-3232	39	1	about half	CARDINAL
fsr-3232	39	2	age 65	DATE
fsr-3232	39	3	age 85	DATE
fsr-3232	39	4	89%	PERCENT
fsr-3232	39	5	92%	PERCENT
fsr-3232	39	6	20-year	DATE
fsr-3232	39	7	2010	DATE
fsr-3232	40	1	lupton	PERSON
fsr-3232	40	2	smith	GPE
fsr-3232	40	3	2003	DATE
fsr-3232	40	4	two-thirds	CARDINAL
fsr-3232	41	1	only 55%	PERCENT
fsr-3232	41	2	less than half	CARDINAL
fsr-3232	41	3	chang	PERSON
fsr-3232	41	4	2004	DATE
fsr-3232	42	1	schmidt	PERSON
fsr-3232	42	2	2006	DATE
fsr-3232	43	1	blau & kahn	ORG
fsr-3232	43	2	1997	DATE
fsr-3232	43	3	o’neill	ORG
fsr-3232	43	4	2003	DATE
fsr-3232	44	1	one	CARDINAL
fsr-3232	44	2	hira & loibl	ORG
fsr-3232	44	3	2005	DATE
fsr-3232	44	4	jianakoplos & bernasek	ORG
fsr-3232	44	5	1998	DATE
fsr-3232	44	6	ricciardi	PERSON
fsr-3232	44	7	2008	DATE
fsr-3232	45	1	xiao	PERSON
fsr-3232	45	2	collins	PERSON
fsr-3232	45	3	ford	ORG
fsr-3232	45	4	keller	PERSON
fsr-3232	45	5	kim, & robles	ORG
fsr-3232	45	6	2010	DATE
fsr-3232	46	1	fisher	PERSON
fsr-3232	46	2	2010a	DATE
fsr-3232	49	1	fewer years	DATE
fsr-3232	49	2	ryan & siebens	ORG
fsr-3232	49	3	2012	DATE
fsr-3232	50	1	sierminska	ORG
fsr-3232	50	2	2010	DATE
fsr-3232	51	1	warren	PERSON
fsr-3232	51	2	2001	DATE
fsr-3232	51	3	berger & denton	ORG
fsr-3232	51	4	2004	DATE
fsr-3232	52	1	blau & kahn	ORG
fsr-3232	52	2	1997	DATE
fsr-3232	52	3	2000	DATE
fsr-3232	52	4	o’neill	ORG
fsr-3232	52	5	2003	DATE
fsr-3232	53	1	3p.j	CARDINAL
fsr-3232	54	1	fisher et al	PERSON
fsr-3232	54	2	24	CARDINAL
fsr-3232	54	3	2015	CARDINAL
fsr-3232	54	4	1–13	DATE
fsr-3232	54	5	graham	PERSON
fsr-3232	54	6	stendardi	GPE
fsr-3232	54	7	myers, & graham	ORG
fsr-3232	54	8	2002	DATE
fsr-3232	54	9	loibl & hira	ORG
fsr-3232	54	10	2006	DATE
fsr-3232	55	1	chen & volpe	ORG
fsr-3232	55	2	2002	DATE
fsr-3232	55	3	loibl & hira	ORG
fsr-3232	55	4	2006	DATE
fsr-3232	56	1	fisher	PERSON
fsr-3232	56	2	2010b	DATE
fsr-3232	57	1	2007	DATE
fsr-3232	57	2	fisher	ORG
fsr-3232	57	3	2010b	DATE
fsr-3232	59	1	years	DATE
fsr-3232	60	1	3	CARDINAL
fsr-3232	60	2	fisher	ORG
fsr-3232	60	3	2010b	DATE
fsr-3232	60	4	al	ORG
fsr-3232	61	1	2010	DATE
fsr-3232	61	2	1	CARDINAL
fsr-3232	63	1	fisher	ORG
fsr-3232	63	2	2010b	DATE
fsr-3232	63	3	al.	PERSON
fsr-3232	63	4	2010	DATE
fsr-3232	64	1	4	CARDINAL
fsr-3232	64	2	4.1	CARDINAL
fsr-3232	65	1	two	CARDINAL
fsr-3232	65	2	lowto moderateincome	PERSON
fsr-3232	66	1	nc1172	ORG
fsr-3232	66	2	december 2010	DATE
fsr-3232	66	3	up to $80,000	MONEY
fsr-3232	67	1	2012	DATE
fsr-3232	68	1	second	ORDINAL
fsr-3232	68	2	2010	DATE
fsr-3232	68	3	the federal reserve board	ORG
fsr-3232	69	1	up to $80,000	MONEY
fsr-3232	70	1	five	CARDINAL
fsr-3232	70	2	2012	DATE
fsr-3232	70	3	1997	DATE
fsr-3232	71	1	five	CARDINAL
fsr-3232	72	1	1996	DATE
fsr-3232	72	2	rubin	PERSON
fsr-3232	72	3	1987	DATE
fsr-3232	72	4	4	CARDINAL
fsr-3232	73	1	24	CARDINAL
fsr-3232	73	2	2015	CARDINAL
fsr-3232	74	1	2012	DATE
fsr-3232	75	1	mcmanus	GPE
fsr-3232	75	2	1993	DATE
fsr-3232	75	3	1998	DATE
fsr-3232	77	1	80,000	MONEY
fsr-3232	77	2	nc1172	ORG
fsr-3232	77	3	510	CARDINAL
fsr-3232	77	4	244	CARDINAL
fsr-3232	77	5	266	CARDINAL
fsr-3232	77	6	2,492	CARDINAL
fsr-3232	77	7	1,604	CARDINAL
fsr-3232	77	8	888	CARDINAL
fsr-3232	78	1	4.2	CARDINAL
fsr-3232	79	1	webley, & furnham	ORG
fsr-3232	79	2	1995	DATE
fsr-3232	79	3	1999	DATE
fsr-3232	80	1	1	CARDINAL
fsr-3232	80	2	the past year	DATE
fsr-3232	80	3	2	CARDINAL
fsr-3232	81	1	first	ORDINAL
fsr-3232	82	1	nc1172	ORG
fsr-3232	83	1	first	ORDINAL
fsr-3232	84	1	each month	DATE
fsr-3232	85	1	al.	PERSON
fsr-3232	85	2	2010	DATE
fsr-3232	88	1	nc1172	ORG
fsr-3232	88	2	eight	CARDINAL
fsr-3232	88	3	1	CARDINAL
fsr-3232	89	1	2010 dollars	MONEY
fsr-3232	89	2	2009	DATE
fsr-3232	89	3	nc1172	ORG
fsr-3232	89	4	2010	DATE
fsr-3232	91	1	nc1172	ORG
fsr-3232	91	2	5	CARDINAL
fsr-3232	91	3	grable & joo	ORG
fsr-3232	91	4	2004	DATE
fsr-3232	92	1	three	CARDINAL
fsr-3232	94	1	next few months	DATE
fsr-3232	94	2	next year	DATE
fsr-3232	94	3	next 1–4 years	DATE
fsr-3232	94	4	next 5–10 years	DATE
fsr-3232	94	5	longer than 10 years	DATE
fsr-3232	95	1	the next few months or next year	DATE
fsr-3232	95	2	the next 1–4 years and next 5–10 years	DATE
fsr-3232	95	3	longer than 10 years	DATE
fsr-3232	96	1	scf	PERSON
fsr-3232	97	1	the next few months or next year	DATE
fsr-3232	97	2	the next few years to 10 years	DATE
fsr-3232	98	1	5p.j	CARDINAL
fsr-3232	99	1	fisher et al	PERSON
fsr-3232	99	2	24	CARDINAL
fsr-3232	99	3	2015	CARDINAL
fsr-3232	99	4	1–13	CARDINAL
fsr-3232	99	5	longer than 10 years	DATE
fsr-3232	101	1	nc1172	ORG
fsr-3232	101	2	1	CARDINAL
fsr-3232	101	3	0	CARDINAL
fsr-3232	102	1	the next year	DATE
fsr-3232	102	2	1	CARDINAL
fsr-3232	102	3	the next year	DATE
fsr-3232	102	4	0	CARDINAL
fsr-3232	104	1	1	CARDINAL
fsr-3232	104	2	0	CARDINAL
fsr-3232	106	1	only two	CARDINAL
fsr-3232	106	2	nc1172	ORG
fsr-3232	106	3	1	CARDINAL
fsr-3232	106	4	2010	DATE
fsr-3232	106	5	25.82	CARDINAL
fsr-3232	106	6	$31,399 $	MONEY
fsr-3232	106	7	32,035	MONEY
fsr-3232	106	8	28,537 $31,855	MONEY
fsr-3232	106	9	age 46.4 years	DATE
fsr-3232	106	10	53.2 years	DATE
fsr-3232	106	11	48.1 years	DATE
fsr-3232	106	12	33.20	CARDINAL
fsr-3232	106	13	15.79	MONEY
fsr-3232	106	14	49.39	MONEY
fsr-3232	106	15	59.43	CARDINAL
fsr-3232	106	16	7.38	CARDINAL
fsr-3232	106	17	2.77 5.45	CARDINAL
fsr-3232	106	18	next few months	DATE
fsr-3232	106	19	next year	DATE
fsr-3232	107	1	59.02	CARDINAL
fsr-3232	107	2	52.43 48.04	QUANTITY
fsr-3232	107	3	less than 10 years	DATE
fsr-3232	107	4	31.97	CARDINAL
fsr-3232	107	5	21.05	MONEY
fsr-3232	107	6	41.68	CARDINAL
fsr-3232	107	7	44.98	PRODUCT
fsr-3232	107	8	10 years	DATE
fsr-3232	107	9	9.01	CARDINAL
fsr-3232	107	10	5.89 6.98	CARDINAL
fsr-3232	107	11	34.02	CARDINAL
fsr-3232	107	12	38.76	CARDINAL
fsr-3232	107	13	97.95	CARDINAL
fsr-3232	107	14	93.21	MONEY
fsr-3232	107	15	2.05	CARDINAL
fsr-3232	107	16	62.70	CARDINAL
fsr-3232	107	17	28.81	CARDINAL
fsr-3232	107	18	28.28	CARDINAL
fsr-3232	107	19	19.10	CARDINAL
fsr-3232	107	20	60.82 67.43	CARDINAL
fsr-3232	107	21	23.31	MONEY
fsr-3232	107	22	32.57	CARDINAL
fsr-3232	107	23	14.75	CARDINAL
fsr-3232	107	24	12.88	CARDINAL
fsr-3232	107	25	74.18	CARDINAL
fsr-3232	107	26	54.75	CARDINAL
fsr-3232	107	27	8.20 9.02 30.00	MONEY
fsr-3232	108	1	0.05	CARDINAL
fsr-3232	109	1	2	CARDINAL
fsr-3232	110	1	100%	PERCENT
fsr-3232	111	1	6	CARDINAL
fsr-3232	111	2	fisher et al	PERSON
fsr-3232	111	3	24	CARDINAL
fsr-3232	111	4	2015	CARDINAL
fsr-3232	111	5	1–13	CARDINAL
fsr-3232	112	1	three	CARDINAL
fsr-3232	113	1	5	CARDINAL
fsr-3232	113	2	5.1	CARDINAL
fsr-3232	114	1	1	CARDINAL
fsr-3232	114	2	nc1172	LOC
fsr-3232	114	3	2010	DATE
fsr-3232	115	1	nc1172	ORG
fsr-3232	115	2	2	CARDINAL
fsr-3232	117	1	about 26%	PERCENT
fsr-3232	117	2	22%	PERCENT
fsr-3232	117	3	nc1172	ORG
fsr-3232	117	4	about 18%	PERCENT
fsr-3232	117	5	24%	PERCENT
fsr-3232	118	1	32,035	MONEY
fsr-3232	118	2	31,399	MONEY
fsr-3232	118	3	nc1172	ORG
fsr-3232	119	1	28,537	MONEY
fsr-3232	119	2	31,855	MONEY
fsr-3232	120	1	nc1172	ORG
fsr-3232	120	2	46 years	DATE
fsr-3232	120	3	48 years	DATE
fsr-3232	121	1	nc1172	ORG
fsr-3232	123	1	2	CARDINAL
fsr-3232	123	2	nc1172 2010	DATE
fsr-3232	123	3	100,000	MONEY
fsr-3232	123	4	0.026	CARDINAL
fsr-3232	123	5	0.025	CARDINAL
fsr-3232	123	6	1.934	CARDINAL
fsr-3232	123	7	1.516	CARDINAL
fsr-3232	123	8	0.007 0.008	QUANTITY
fsr-3232	123	9	0.012	CARDINAL
fsr-3232	123	10	0.007	CARDINAL
fsr-3232	123	11	0.145 0.229	QUANTITY
fsr-3232	123	12	0.228	CARDINAL
fsr-3232	123	13	0.373	CARDINAL
fsr-3232	123	14	0.329 1.216	CARDINAL
fsr-3232	123	15	0.234	CARDINAL
fsr-3232	123	16	0.343	CARDINAL
fsr-3232	123	17	0.922	CARDINAL
fsr-3232	123	18	0.130 0.510	CARDINAL
fsr-3232	123	19	0.824	CARDINAL
fsr-3232	124	1	0.331	CARDINAL
fsr-3232	124	2	0.864	CARDINAL
fsr-3232	124	3	0.532	CARDINAL
fsr-3232	124	4	12.855 0.032	QUANTITY
fsr-3232	124	5	0.092	CARDINAL
fsr-3232	124	6	0.511	CARDINAL
fsr-3232	124	7	0.116 0.257	MONEY
fsr-3232	124	8	0.671	CARDINAL
fsr-3232	124	9	0.075	CARDINAL
fsr-3232	124	10	0.076 0.416	CARDINAL
fsr-3232	124	11	0.500	CARDINAL
fsr-3232	124	12	0.106	CARDINAL
fsr-3232	124	13	0.191	CARDINAL
fsr-3232	124	14	0.014	CARDINAL
fsr-3232	124	15	0.006	CARDINAL
fsr-3232	124	16	0.653	CARDINAL
fsr-3232	124	17	0.137	CARDINAL
fsr-3232	124	18	1.140 0.446	CARDINAL
fsr-3232	124	19	0.594	MONEY
fsr-3232	125	1	0.05	CARDINAL
fsr-3232	126	1	0.01	CARDINAL
fsr-3232	127	1	0.001	CARDINAL
fsr-3232	128	1	0.10	CARDINAL
fsr-3232	129	1	7p.j	CARDINAL
fsr-3232	130	1	fisher et al	PERSON
fsr-3232	130	2	24	CARDINAL
fsr-3232	130	3	2015	CARDINAL
fsr-3232	130	4	1–13	CARDINAL
fsr-3232	130	5	nc1172	ORG
fsr-3232	131	1	nc1172	ORG
fsr-3232	132	1	nc1172	ORG
fsr-3232	134	1	nc1172	ORG
fsr-3232	134	2	47%	PERCENT
fsr-3232	134	3	29%	PERCENT
fsr-3232	135	1	nc1172	ORG
fsr-3232	136	1	nc1172	ORG
fsr-3232	138	1	5.2	CARDINAL
fsr-3232	139	1	first	ORDINAL
fsr-3232	140	1	nc1172	FAC
fsr-3232	143	1	1992	DATE
fsr-3232	144	1	nc1172	ORG
fsr-3232	144	2	0.01	CARDINAL
fsr-3232	145	1	two	CARDINAL
fsr-3232	149	1	0.001	CARDINAL
fsr-3232	154	1	8	CARDINAL
fsr-3232	154	2	fisher et al	PERSON
fsr-3232	154	3	24	CARDINAL
fsr-3232	154	4	2015	CARDINAL
fsr-3232	154	5	1–13	CARDINAL
fsr-3232	156	1	6	CARDINAL
fsr-3232	156	2	two	CARDINAL
fsr-3232	157	1	nc1172	ORG
fsr-3232	158	1	80,000	MONEY
fsr-3232	158	2	nc1172	ORG
fsr-3232	160	1	nc1172	ORG
fsr-3232	162	1	nc1172	ORG
fsr-3232	163	1	nc1172	ORG
fsr-3232	164	1	nc1172	ORG
fsr-3232	170	1	american	NORP
fsr-3232	171	1	about $30,000	MONEY
fsr-3232	175	1	pls	NORP
fsr-3232	175	2	michigan	GPE
fsr-3232	175	3	25,000	CARDINAL
fsr-3232	175	4	$40 million	MONEY
fsr-3232	176	1	9p.j	CARDINAL
fsr-3232	177	1	fisher et al	PERSON
fsr-3232	177	2	24	CARDINAL
fsr-3232	177	3	2015	CARDINAL
fsr-3232	177	4	1–13	CARDINAL
fsr-3232	179	1	pls	NORP
fsr-3232	179	2	hahnel	PERSON
fsr-3232	179	3	maynard, & smith-ramani	ORG
fsr-3232	179	4	2012	DATE
fsr-3232	180	1	only about one-fourth	CARDINAL
fsr-3232	183	1	tamu.edu),women’sfinancialliteracyproject(http://www.financiallit.org	ORG
fsr-3232	185	1	two	CARDINAL
fsr-3232	186	1	the previous year	DATE
fsr-3232	186	2	nc1172	ORG
fsr-3232	187	1	nc1172	ORG
fsr-3232	188	1	the previous year	DATE
fsr-3232	191	1	the year	DATE
fsr-3232	191	2	christmas	DATE
fsr-3232	196	1	rudolph	PERSON
fsr-3232	196	2	2000	DATE
fsr-3232	198	1	nc1172	ORG
fsr-3232	198	2	two	CARDINAL
fsr-3232	199	1	americans	NORP
fsr-3232	199	2	2008	DATE
fsr-3232	199	3	americans	NORP
fsr-3232	199	4	mishel & shierholz	ORG
fsr-3232	199	5	2011	DATE
fsr-3232	202	1	10	CARDINAL
fsr-3232	202	2	fisher et al	PERSON
fsr-3232	202	3	24	CARDINAL
fsr-3232	202	4	2015	CARDINAL
fsr-3232	202	5	1–13	CARDINAL
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fsr-3232	203	2	today	DATE
fsr-3232	203	3	irs	ORG
fsr-3232	205	1	one	CARDINAL
fsr-3232	205	2	two	CARDINAL
fsr-3232	205	3	nc1172	LOC
fsr-3232	205	4	up to $80,000	MONEY
fsr-3232	206	1	two	CARDINAL
fsr-3232	206	2	nc1172	ORG
fsr-3232	206	3	nc1172	ORG
fsr-3232	206	4	about $35,000	MONEY
fsr-3232	206	5	about $150,000	MONEY
fsr-3232	208	1	two	CARDINAL
fsr-3232	210	1	less than one-third	CARDINAL
fsr-3232	212	1	hays & flannery	ORG
fsr-3232	212	2	2000	DATE
fsr-3232	212	3	lown	PERSON
fsr-3232	212	4	2004	DATE
fsr-3232	214	1	s.	PERSON
fsr-3232	214	2	hahnel, a.	PERSON
fsr-3232	214	3	maynard	GPE
fsr-3232	214	4	n., & smith-ramani	ORG
fsr-3232	214	5	j. (	PERSON
fsr-3232	214	6	2012	DATE
fsr-3232	217	1	america	GPE
fsr-3232	218	1	2010	DATE
fsr-3232	219	1	america	GPE
fsr-3232	220	1	annual	DATE
fsr-3232	220	2	america	GPE
fsr-3232	220	3	american	NORP
fsr-3232	222	1	bajtelsmit	PERSON
fsr-3232	222	2	v. l.	PERSON
fsr-3232	222	3	a., & jianakoplos	ORG
fsr-3232	222	4	n. a.	PERSON
fsr-3232	223	1	1999	DATE
fsr-3232	225	1	8	CARDINAL
fsr-3232	225	2	1–10	CARDINAL
fsr-3232	225	3	bajtelsmit	PERSON
fsr-3232	225	4	v. l., & vanderhei	PERSON
fsr-3232	225	5	j. a. (	PERSON
fsr-3232	225	6	1997	DATE
fsr-3232	227	1	m. s. gordon	PERSON
fsr-3232	227	2	o. s. mitchell	PERSON
fsr-3232	227	3	m. m. twinney	PERSON
fsr-3232	227	4	the twenty-first century	DATE
fsr-3232	228	1	philadelphia	GPE
fsr-3232	228	2	pa: university of pennsylvania	ORG
fsr-3232	229	1	berger	PERSON
fsr-3232	229	2	e., & denton	ORG
fsr-3232	229	3	2004	DATE
fsr-3232	231	1	canadian	NORP
fsr-3232	231	2	23	CARDINAL
fsr-3232	231	3	99–113	LOC
fsr-3232	232	1	blau	PERSON
fsr-3232	232	2	f. d.	PERSON
fsr-3232	232	3	l. m. (	PERSON
fsr-3232	232	4	1997	DATE
fsr-3232	233	1	the 1980s	DATE
fsr-3232	234	1	journal of labor economics	ORG
fsr-3232	234	2	15	CARDINAL
fsr-3232	234	3	1–42	DATE
fsr-3232	235	1	11p.j	CARDINAL
fsr-3232	236	1	fisher et al	PERSON
fsr-3232	236	2	24	CARDINAL
fsr-3232	236	3	2015	CARDINAL
fsr-3232	236	4	1–13	CARDINAL
fsr-3232	236	5	blau	GPE
fsr-3232	236	6	f. d.	PERSON
fsr-3232	236	7	l. m.	PERSON
fsr-3232	236	8	2000	DATE
fsr-3232	238	1	14	CARDINAL
fsr-3232	239	1	board of governors of	ORG
fsr-3232	240	1	2012	DATE
fsr-3232	241	1	2012	DATE
fsr-3232	242	1	division of research	ORG
fsr-3232	244	1	chang	PERSON
fsr-3232	244	2	2004	DATE
fsr-3232	246	1	annual	DATE
fsr-3232	246	2	the american sociological association	ORG
fsr-3232	248	1	chen	PERSON
fsr-3232	248	2	r. p.	PERSON
fsr-3232	248	3	2002	DATE
fsr-3232	250	1	11	CARDINAL
fsr-3232	250	2	289–307	CARDINAL
fsr-3232	251	1	h. w.	PERSON
fsr-3232	251	2	p. m.	PERSON
fsr-3232	251	3	2000	DATE
fsr-3232	252	1	americans	NORP
fsr-3232	253	1	9	CARDINAL
fsr-3232	253	2	embrey	PERSON
fsr-3232	253	3	l., & fox	ORG
fsr-3232	253	4	1997	DATE
fsr-3232	255	1	8	CARDINAL
fsr-3232	255	2	33–40	CARDINAL
fsr-3232	256	1	r.	NORP
fsr-3232	256	2	mulino	NORP
fsr-3232	256	3	d., & chai	ORG
fsr-3232	256	4	2008	DATE
fsr-3232	258	1	journal of financial research	ORG
fsr-3232	258	2	31	DATE
fsr-3232	258	3	1–23	CARDINAL
fsr-3232	259	1	fisher	ORG
fsr-3232	259	2	j. (2010a	ORG
fsr-3232	261	1	19	CARDINAL
fsr-3232	261	2	1–16	CARDINAL
fsr-3232	262	1	fisher	ORG
fsr-3232	262	2	j. (2010b	ORG
fsr-3232	264	1	21	CARDINAL
fsr-3232	265	1	grable	PERSON
fsr-3232	265	2	j. (	PERSON
fsr-3232	265	3	2000	DATE
fsr-3232	267	1	14	CARDINAL
fsr-3232	267	2	625–630	CARDINAL
fsr-3232	268	1	j. e., & joo	PERSON
fsr-3232	269	1	2004	DATE
fsr-3232	271	1	15	CARDINAL
fsr-3232	272	1	graham	PERSON
fsr-3232	272	2	j. f.	PERSON
fsr-3232	272	3	stendardi	ORG
fsr-3232	272	4	e. j.	PERSON
fsr-3232	272	5	myers	GPE
fsr-3232	272	6	j. k., & graham	PERSON
fsr-3232	272	7	m. j.	PERSON
fsr-3232	272	8	2002	DATE
fsr-3232	274	1	the international journal of bank	ORG
fsr-3232	274	2	20	CARDINAL
fsr-3232	274	3	17–26	DATE
fsr-3232	275	1	hallahan	GPE
fsr-3232	275	2	t. a.	GPE
fsr-3232	275	3	r. w.	PERSON
fsr-3232	275	4	m. d.	PERSON
fsr-3232	275	5	2004	DATE
fsr-3232	277	1	13	CARDINAL
fsr-3232	277	2	57–78	CARDINAL
fsr-3232	278	1	hays	DATE
fsr-3232	278	2	e., & flannery	ORG
fsr-3232	278	3	d. d.	NORP
fsr-3232	278	4	2000	DATE
fsr-3232	280	1	san francisco	GPE
fsr-3232	280	2	jossey-bass	PERSON
fsr-3232	281	1	hayhoe	PERSON
fsr-3232	281	2	c. r.	PERSON
fsr-3232	281	3	m.	PERSON
fsr-3232	281	4	2012	DATE
fsr-3232	282	1	nc1172	ORG
fsr-3232	283	1	consumer sciences research journal	ORG
fsr-3232	283	2	40	CARDINAL
fsr-3232	283	3	284–294	CARDINAL
fsr-3232	284	1	hinz	PERSON
fsr-3232	284	2	r. p.	PERSON
fsr-3232	284	3	mccarthy	PERSON
fsr-3232	284	4	d. d.	NORP
fsr-3232	284	5	j. a. (	PERSON
fsr-3232	284	6	1997	DATE
fsr-3232	286	1	m. s. gordon	PERSON
fsr-3232	286	2	o. s. mitchell	PERSON
fsr-3232	286	3	m. m. twinney	PERSON
fsr-3232	286	4	the twenty-first century	DATE
fsr-3232	288	1	philadelphia	GPE
fsr-3232	288	2	pa: university of pennsylvania	ORG
fsr-3232	289	1	hira	PERSON
fsr-3232	289	2	t. m.	PERSON
fsr-3232	289	3	c. (2005	GPE
fsr-3232	291	1	39	CARDINAL
fsr-3232	291	2	173–194	CARDINAL
fsr-3232	292	1	hira	PERSON
fsr-3232	292	2	t. m.	PERSON
fsr-3232	292	3	t. k.	PERSON
fsr-3232	292	4	2000	DATE
fsr-3232	294	1	journal of financial planning	ORG
fsr-3232	294	2	13	CARDINAL
fsr-3232	294	3	86–92	DATE
fsr-3232	295	1	jianakoplos	PERSON
fsr-3232	295	2	n. a.	PERSON
fsr-3232	295	3	a.	PERSON
fsr-3232	295	4	1998	DATE
fsr-3232	296	1	36	CARDINAL
fsr-3232	296	2	620–630	CARDINAL
fsr-3232	297	1	kennickell, a. (	PERSON
fsr-3232	297	2	1997	DATE
fsr-3232	298	1	1995	DATE
fsr-3232	299	1	washington	GPE
fsr-3232	299	2	dc: board of governors	ORG
fsr-3232	300	1	kennickell, a., & mcmanus	ORG
fsr-3232	300	2	d. a.	PERSON
fsr-3232	300	3	1993	DATE
fsr-3232	300	4	august	DATE
fsr-3232	302	1	federal reserve board	ORG
fsr-3232	304	1	lerman	PERSON
fsr-3232	304	2	r. i.	PERSON
fsr-3232	304	3	e.	GPE
fsr-3232	304	4	2012, november	DATE
fsr-3232	305	1	two	CARDINAL
fsr-3232	306	1	85–96	CARDINAL
fsr-3232	307	1	10.2470	CARDINAL
fsr-3232	308	1	lewis, a.	PERSON
fsr-3232	308	2	webley	GPE
fsr-3232	308	3	p., & furnham	ORG
fsr-3232	308	4	a. (1995	ORG
fsr-3232	311	1	hemel hempstead	ORG
fsr-3232	311	2	harvester wheatsheaf	PERSON
fsr-3232	312	1	loibl	PERSON
fsr-3232	312	2	c., & hira	ORG
fsr-3232	312	3	t. k.	PERSON
fsr-3232	312	4	2006	DATE
fsr-3232	314	1	15	CARDINAL
fsr-3232	314	2	lown	PERSON
fsr-3232	314	3	j. m.	PERSON
fsr-3232	314	4	2004	DATE
fsr-3232	316	1	3	CARDINAL
fsr-3232	317	1	12	CARDINAL
fsr-3232	317	2	fisher et al	PERSON
fsr-3232	317	3	24	CARDINAL
fsr-3232	317	4	2015	CARDINAL
fsr-3232	317	5	1–13	CARDINAL
fsr-3232	317	6	lupton	GPE
fsr-3232	317	7	j., & smith	ORG
fsr-3232	317	8	j. p.	PERSON
fsr-3232	317	9	2003	DATE
fsr-3232	319	1	s. grossbard-shechtman	PERSON
fsr-3232	320	1	129–152	CARDINAL
fsr-3232	321	1	cambridge	GPE
fsr-3232	321	2	england	GPE
fsr-3232	321	3	cambridge university	ORG
fsr-3232	322	1	maddala	PERSON
fsr-3232	322	2	g. s.	PERSON
fsr-3232	322	3	1992	DATE
fsr-3232	323	1	2nd	ORDINAL
fsr-3232	324	1	englewood cliffs	GPE
fsr-3232	324	2	nj	ORG
fsr-3232	324	3	prentice hall	ORG
fsr-3232	325	1	montalto	PERSON
fsr-3232	325	2	c. p.	PERSON
fsr-3232	325	3	1998	DATE
fsr-3232	327	1	annual	DATE
fsr-3232	327	2	44	DATE
fsr-3232	327	3	232–233	CARDINAL
fsr-3232	327	4	montalto	PERSON
fsr-3232	327	5	c. p.,	PERSON
fsr-3232	327	6	1996	DATE
fsr-3232	328	1	1992	DATE
fsr-3232	329	1	7	CARDINAL
fsr-3232	329	2	133–146	CARDINAL
fsr-3232	330	1	mishel	PERSON
fsr-3232	330	2	l., & shierholz	ORG
fsr-3232	330	3	h. (2011,	ORG
fsr-3232	330	4	august 31	DATE
fsr-3232	332	1	washington	GPE
fsr-3232	332	2	dc	GPE
fsr-3232	332	3	324	MONEY
fsr-3232	334	1	neelakantan	GPE
fsr-3232	334	2	2010	DATE
fsr-3232	336	1	48	DATE
fsr-3232	336	2	228–233	CARDINAL
fsr-3232	337	1	o’neill	ORG
fsr-3232	337	2	j. (2003	ORG
fsr-3232	338	1	2000	DATE
fsr-3232	339	1	american	NORP
fsr-3232	339	2	93	CARDINAL
fsr-3232	339	3	309–314	CARDINAL
fsr-3232	340	1	pearce	PERSON
fsr-3232	340	2	1989	DATE
fsr-3232	342	1	11	CARDINAL
fsr-3232	342	2	28–36	CARDINAL
fsr-3232	343	1	prudential research	ORG
fsr-3232	344	1	2010	DATE
fsr-3232	346	1	prudential research	ORG
fsr-3232	346	2	0182849–00001	CARDINAL
fsr-3232	348	1	ricciardi	PERSON
fsr-3232	348	2	2008	DATE
fsr-3232	352	1	rubin	PERSON
fsr-3232	352	2	d. b.	PERSON
fsr-3232	352	3	1987	DATE
fsr-3232	354	1	new york	GPE
fsr-3232	354	2	ny: wiley	ORG
fsr-3232	355	1	ryan	PERSON
fsr-3232	355	2	c. l.	PERSON
fsr-3232	355	3	j.	PERSON
fsr-3232	355	4	2012	DATE
fsr-3232	355	5	february	DATE
fsr-3232	356	1	the united states	GPE
fsr-3232	356	2	2009	DATE
fsr-3232	357	1	p20–566	GPE
fsr-3232	359	1	schmidt	PERSON
fsr-3232	359	2	l., & sevak	ORG
fsr-3232	359	3	2006	DATE
fsr-3232	360	1	the united states	GPE
fsr-3232	361	1	feminist economics	ORG
fsr-3232	361	2	12	CARDINAL
fsr-3232	361	3	139–166	CARDINAL
fsr-3232	362	1	sierminska	ORG
fsr-3232	362	2	e. m.	PERSON
fsr-3232	362	3	j. r., & grabka	PERSON
fsr-3232	362	4	m. m.	PERSON
fsr-3232	362	5	2010	DATE
fsr-3232	364	1	oxford	NORP
fsr-3232	364	2	62	DATE
fsr-3232	364	3	669–690	CARDINAL
fsr-3232	366	1	2010, december	DATE
fsr-3232	370	1	sunden	PERSON
fsr-3232	370	2	a. e., & surrette	PERSON
fsr-3232	370	3	b. j.	PERSON
fsr-3232	370	4	1998	DATE
fsr-3232	372	1	american	NORP
fsr-3232	372	2	88	DATE
fsr-3232	373	1	1997	DATE
fsr-3232	376	1	the ohio state university	ORG
fsr-3232	376	2	columbus	GPE
fsr-3232	377	1	k. e.	PERSON
fsr-3232	377	2	1999	DATE
fsr-3232	380	1	cheltenham	GPE
fsr-3232	380	2	edward elgar	PERSON
fsr-3232	381	1	warren	PERSON
fsr-3232	381	2	t., rowlingson	GPE
fsr-3232	381	3	k., & whyley	ORG
fsr-3232	381	4	2001	DATE
fsr-3232	383	1	15	CARDINAL
fsr-3232	383	2	465–488	CARDINAL
fsr-3232	384	1	xiao	PERSON
fsr-3232	384	2	j.	PERSON
fsr-3232	384	3	collins	PERSON
fsr-3232	384	4	m.	PERSON
fsr-3232	384	5	ford	ORG
fsr-3232	384	6	m.	PERSON
fsr-3232	384	7	keller	PERSON
fsr-3232	384	8	kim	PERSON
fsr-3232	384	9	j., & robles	ORG
fsr-3232	384	10	2010	DATE
fsr-3232	384	11	august	DATE
fsr-3232	388	1	denver, co. yuh	ORG
fsr-3232	388	2	& hanna	ORG
fsr-3232	388	3	s. (1997	ORG
fsr-3232	390	1	the academy of financial services	ORG
fsr-3232	391	1	honolulu	GPE
fsr-3232	391	2	13p.j	CARDINAL
fsr-3232	392	1	fisher et al	PERSON
fsr-3232	392	2	24	CARDINAL
fsr-3232	392	3	2015	CARDINAL
fsr-3232	392	4	1–13	CARDINAL