id	sid	eid	entity	type
fsr-3236	1	1	colleen tokar asaada	PERSON
fsr-3236	1	2	baldwin wallace university	ORG
fsr-3236	1	3	berea	GPE
fsr-3236	1	4	oh 44017	DATE
fsr-3236	2	1	the united states	GPE
fsr-3236	5	1	2015	CARDINAL
fsr-3236	5	2	academy of financial services	ORG
fsr-3236	7	1	jel	ORG
fsr-3236	7	2	1	CARDINAL
fsr-3236	7	3	one	CARDINAL
fsr-3236	8	1	2010	DATE
fsr-3236	8	2	284	CARDINAL
fsr-3236	11	1	1-440	CARDINAL
fsr-3236	11	2	1-440	CARDINAL
fsr-3236	12	1	24	CARDINAL
fsr-3236	12	2	2015	CARDINAL
fsr-3236	12	3	101–117	CARDINAL
fsr-3236	12	4	2015	CARDINAL
fsr-3236	12	5	academy of financial services	ORG
fsr-3236	16	1	two	CARDINAL
fsr-3236	17	1	2012	DATE
fsr-3236	28	1	daily	DATE
fsr-3236	30	1	section 2	LAW
fsr-3236	31	1	section 3	LAW
fsr-3236	32	1	section 4	LAW
fsr-3236	32	2	section 5	LAW
fsr-3236	33	1	2	CARDINAL
fsr-3236	33	2	2.1	CARDINAL
fsr-3236	34	1	mandell	ORG
fsr-3236	34	2	2008	DATE
fsr-3236	34	3	257	CARDINAL
fsr-3236	35	1	2010	DATE
fsr-3236	35	2	279	CARDINAL
fsr-3236	36	1	oecd	ORG
fsr-3236	36	2	2005	DATE
fsr-3236	37	1	102	CARDINAL
fsr-3236	37	2	c.t. asaad	PERSON
fsr-3236	37	3	24	CARDINAL
fsr-3236	37	4	2015	CARDINAL
fsr-3236	37	5	101–117	CARDINAL
fsr-3236	37	6	2004	DATE
fsr-3236	37	7	bernheim	GPE
fsr-3236	37	8	2001	DATE
fsr-3236	38	1	2010	DATE
fsr-3236	39	1	2005	DATE
fsr-3236	39	2	mandell	ORG
fsr-3236	39	3	klein	GPE
fsr-3236	39	4	2009	DATE
fsr-3236	40	1	u.s.	GPE
fsr-3236	40	2	2013	DATE
fsr-3236	43	1	2.2	CARDINAL
fsr-3236	44	1	gardner	PERSON
fsr-3236	44	2	1988	DATE
fsr-3236	44	3	1983	DATE
fsr-3236	44	4	nelson	ORG
fsr-3236	44	5	1984	DATE
fsr-3236	44	6	metcalfe,	ORG
fsr-3236	44	7	1986	DATE
fsr-3236	45	1	2009	DATE
fsr-3236	45	2	parker	ORG
fsr-3236	45	3	yoong	PERSON
fsr-3236	45	4	willis	PERSON
fsr-3236	45	5	2011	DATE
fsr-3236	45	6	2013	DATE
fsr-3236	46	1	carpena	GPE
fsr-3236	46	2	cole	PRODUCT
fsr-3236	46	3	shapiro	ORG
fsr-3236	46	4	zia	GPE
fsr-3236	46	5	2011	DATE
fsr-3236	49	1	agnew	ORG
fsr-3236	49	2	2005	DATE
fsr-3236	50	1	two	CARDINAL
fsr-3236	51	1	2.2.1	CARDINAL
fsr-3236	51	2	campbell	ORG
fsr-3236	51	3	2004	DATE
fsr-3236	51	4	299	CARDINAL
fsr-3236	52	1	healy	PERSON
fsr-3236	52	2	moore	PERSON
fsr-3236	52	3	2007	DATE
fsr-3236	52	4	4	CARDINAL
fsr-3236	53	1	cordell	ORG
fsr-3236	53	2	smith	PERSON
fsr-3236	53	3	terry, 2011	ORG
fsr-3236	54	1	goel	PERSON
fsr-3236	54	2	thakor	ORG
fsr-3236	54	3	2008	DATE
fsr-3236	56	1	24	CARDINAL
fsr-3236	56	2	2015	CARDINAL
fsr-3236	56	3	101–117	CARDINAL
fsr-3236	56	4	simon	GPE
fsr-3236	56	5	houghton	GPE
fsr-3236	56	6	aquino, 2000	DATE
fsr-3236	57	1	williams	PERSON
fsr-3236	57	2	2008	DATE
fsr-3236	58	1	goel	PERSON
fsr-3236	58	2	thakor	ORG
fsr-3236	58	3	2008	DATE
fsr-3236	60	1	johnson	PERSON
fsr-3236	60	2	2011	DATE
fsr-3236	60	3	320	CARDINAL
fsr-3236	61	1	3	CARDINAL
fsr-3236	61	2	3.1	CARDINAL
fsr-3236	61	3	1	CARDINAL
fsr-3236	62	1	section 2.2	LAW
fsr-3236	63	1	2011	DATE
fsr-3236	66	1	2	CARDINAL
fsr-3236	67	1	cordell	ORG
fsr-3236	67	2	smith	PERSON
fsr-3236	67	3	terry, 2011	ORG
fsr-3236	67	4	255	CARDINAL
fsr-3236	67	5	section 2.2.1	LAW
fsr-3236	68	1	goel	PERSON
fsr-3236	68	2	thakor	ORG
fsr-3236	68	3	2008	DATE
fsr-3236	73	1	3.2	CARDINAL
fsr-3236	74	1	2012	DATE
fsr-3236	74	2	the financial regulatory authority	ORG
fsr-3236	75	1	the u.s. department of the treasury	ORG
fsr-3236	75	2	104	CARDINAL
fsr-3236	75	3	24	CARDINAL
fsr-3236	75	4	2015	CARDINAL
fsr-3236	75	5	101–117	CARDINAL
fsr-3236	75	6	american	NORP
fsr-3236	76	1	25,509	CARDINAL
fsr-3236	78	1	1	CARDINAL
fsr-3236	79	1	51%	PERCENT
fsr-3236	79	2	67%	PERCENT
fsr-3236	79	3	53%	PERCENT
fsr-3236	79	4	over 62%	PERCENT
fsr-3236	80	1	3.3	CARDINAL
fsr-3236	81	1	3.3.1	CARDINAL
fsr-3236	81	2	five	CARDINAL
fsr-3236	82	1	2	CARDINAL
fsr-3236	82	2	five	CARDINAL
fsr-3236	83	1	1	CARDINAL
fsr-3236	83	2	0	CARDINAL
fsr-3236	83	3	approximately 14%	PERCENT
fsr-3236	83	4	five	CARDINAL
fsr-3236	84	1	fisher	ORG
fsr-3236	84	2	2010	DATE
fsr-3236	85	1	lusardi	PERSON
fsr-3236	85	2	2008	DATE
fsr-3236	85	3	mandell	ORG
fsr-3236	85	4	2006).2	CARDINAL
fsr-3236	85	5	1	CARDINAL
fsr-3236	85	6	n %	PERCENT
fsr-3236	85	7	25,509 100.0	CARDINAL
fsr-3236	85	8	12,392	CARDINAL
fsr-3236	85	9	48.6	PRODUCT
fsr-3236	85	10	13,117	CARDINAL
fsr-3236	85	11	51.4	MONEY
fsr-3236	85	12	12.3	CARDINAL
fsr-3236	85	13	4,669	CARDINAL
fsr-3236	85	14	5,005	CARDINAL
fsr-3236	85	15	4,569	CARDINAL
fsr-3236	85	16	3,956	CARDINAL
fsr-3236	85	17	15.5	CARDINAL
fsr-3236	85	18	16,956	CARDINAL
fsr-3236	85	19	66.5	CARDINAL
fsr-3236	85	20	8,553 33.5	CARDINAL
fsr-3236	85	21	13,782 53.4	CARDINAL
fsr-3236	85	22	28.2	CARDINAL
fsr-3236	85	23	10,899	CARDINAL
fsr-3236	85	24	14.0	CARDINAL
fsr-3236	85	25	985	CARDINAL
fsr-3236	85	26	4.4	CARDINAL
fsr-3236	85	27	2,210	CARDINAL
fsr-3236	85	28	8.7	CARDINAL
fsr-3236	85	29	5,695	CARDINAL
fsr-3236	85	30	22.3	MONEY
fsr-3236	85	31	1,818	CARDINAL
fsr-3236	85	32	7.1	CARDINAL
fsr-3236	85	33	9,160	CARDINAL
fsr-3236	85	34	35.9	CARDINAL
fsr-3236	85	35	4,105	CARDINAL
fsr-3236	85	36	16.1	CARDINAL
fsr-3236	85	37	2,519	CARDINAL
fsr-3236	85	38	9.9	CARDINAL
fsr-3236	85	39	2012	DATE
fsr-3236	86	1	105c.t	ORG
fsr-3236	86	2	24	CARDINAL
fsr-3236	86	3	2015	CARDINAL
fsr-3236	86	4	101–117	CARDINAL
fsr-3236	86	5	mitchell	PERSON
fsr-3236	86	6	2007	DATE
fsr-3236	86	7	lusardi	PERSON
fsr-3236	86	8	mitchell	PERSON
fsr-3236	86	9	2010	DATE
fsr-3236	86	10	mitchell, 2011	ORG
fsr-3236	87	1	mitchell, 2011	ORG
fsr-3236	88	1	3.3.2	CARDINAL
fsr-3236	88	2	7	CARDINAL
fsr-3236	89	1	1 to 7	DATE
fsr-3236	89	2	1	CARDINAL
fsr-3236	89	3	7	CARDINAL
fsr-3236	89	4	2	CARDINAL
fsr-3236	89	5	100	MONEY
fsr-3236	89	6	2%	PERCENT
fsr-3236	90	1	5 years	DATE
fsr-3236	91	1	more than $102	MONEY
fsr-3236	91	2	102	MONEY
fsr-3236	91	3	less than $102	MONEY
fsr-3236	91	4	5.5	CARDINAL
fsr-3236	91	5	2,818	CARDINAL
fsr-3236	91	6	11.0	CARDINAL
fsr-3236	91	7	266 1.0	CARDINAL
fsr-3236	91	8	1%	PERCENT
fsr-3236	91	9	2%	PERCENT
fsr-3236	92	1	1 year	DATE
fsr-3236	93	1	2,201 8.6	CARDINAL
fsr-3236	93	2	2,176 8.5	QUANTITY
fsr-3236	93	3	15,630 61.3	QUANTITY
fsr-3236	93	4	5,164	CARDINAL
fsr-3236	93	5	334 1.3	CARDINAL
fsr-3236	94	1	5,014	CARDINAL
fsr-3236	94	2	7,168	CARDINAL
fsr-3236	94	3	28.1	CARDINAL
fsr-3236	94	4	1,290 5.1	CARDINAL
fsr-3236	94	5	2,186 8.6	CARDINAL
fsr-3236	94	6	9,545	CARDINAL
fsr-3236	94	7	306 38.6	CARDINAL
fsr-3236	94	8	15-year	DATE
fsr-3236	94	9	monthly	DATE
fsr-3236	94	10	30-year	DATE
fsr-3236	95	1	19,142 75.0	QUANTITY
fsr-3236	95	2	2,303 9.0	CARDINAL
fsr-3236	95	3	3,882	CARDINAL
fsr-3236	95	4	182 0.7	CARDINAL
fsr-3236	96	1	2,209	CARDINAL
fsr-3236	96	2	12,366	CARDINAL
fsr-3236	96	3	10,715	CARDINAL
fsr-3236	96	4	219	CARDINAL
fsr-3236	96	5	0.9	MONEY
fsr-3236	96	6	five	CARDINAL
fsr-3236	96	7	2012	DATE
fsr-3236	98	1	five	CARDINAL
fsr-3236	98	2	1	CARDINAL
fsr-3236	99	1	0	CARDINAL
fsr-3236	100	1	106	CARDINAL
fsr-3236	100	2	c.t. asaad	PERSON
fsr-3236	100	3	24	CARDINAL
fsr-3236	100	4	2015	CARDINAL
fsr-3236	100	5	101–117	CARDINAL
fsr-3236	101	1	5.15	CARDINAL
fsr-3236	101	2	7	CARDINAL
fsr-3236	102	1	3	CARDINAL
fsr-3236	102	2	only 9.4%	PERCENT
fsr-3236	102	3	15.3%	PERCENT
fsr-3236	102	4	75.2%	PERCENT
fsr-3236	103	1	two	CARDINAL
fsr-3236	103	2	7	CARDINAL
fsr-3236	106	1	3	CARDINAL
fsr-3236	106	2	four	CARDINAL
fsr-3236	107	1	robb	PERSON
fsr-3236	107	2	babiarz	PERSON
fsr-3236	107	3	woodyard	PERSON
fsr-3236	107	4	2012	DATE
fsr-3236	108	1	three	CARDINAL
fsr-3236	109	1	2013	DATE
fsr-3236	109	2	3	CARDINAL
fsr-3236	109	3	n %	PERCENT
fsr-3236	110	1	500	CARDINAL
fsr-3236	110	2	947	CARDINAL
fsr-3236	110	3	3.8 1,177	CARDINAL
fsr-3236	110	4	4.7	CARDINAL
fsr-3236	110	5	2 506	CARDINAL
fsr-3236	110	6	574 2.3	CARDINAL
fsr-3236	110	7	2.8	CARDINAL
fsr-3236	110	8	991	CARDINAL
fsr-3236	110	9	3,792	CARDINAL
fsr-3236	110	10	15.3	CARDINAL
fsr-3236	110	11	12.8	CARDINAL
fsr-3236	110	12	2,924	CARDINAL
fsr-3236	110	13	11.6 5	CARDINAL
fsr-3236	110	14	8,461	CARDINAL
fsr-3236	110	15	34.2 3,287	CARDINAL
fsr-3236	110	16	13.1 3,403	CARDINAL
fsr-3236	110	17	13.5	CARDINAL
fsr-3236	110	18	26.9 5,698	CARDINAL
fsr-3236	110	19	3,479	CARDINAL
fsr-3236	110	20	41.9	CARDINAL
fsr-3236	110	21	40.1	ORG
fsr-3236	110	22	5.15	CARDINAL
fsr-3236	110	23	5.57	MONEY
fsr-3236	110	24	5.00 6.00 6.00	CARDINAL
fsr-3236	110	25	1.30	CARDINAL
fsr-3236	110	26	1.60 1.70 three	CARDINAL
fsr-3236	110	27	1	CARDINAL
fsr-3236	110	28	1 to 7	DATE
fsr-3236	110	29	1	CARDINAL
fsr-3236	110	30	7	CARDINAL
fsr-3236	112	1	2	CARDINAL
fsr-3236	113	1	3	CARDINAL
fsr-3236	114	1	528	CARDINAL
fsr-3236	114	2	2.1%	PERCENT
fsr-3236	114	3	day-to-day	DATE
fsr-3236	114	4	204	CARDINAL
fsr-3236	114	5	0.8%	PERCENT
fsr-3236	114	6	136	CARDINAL
fsr-3236	114	7	0.5%	PERCENT
fsr-3236	115	1	790	CARDINAL
fsr-3236	115	2	3.1%	PERCENT
fsr-3236	115	3	day-to-day	DATE
fsr-3236	115	4	210	CARDINAL
fsr-3236	115	5	0.8%	PERCENT
fsr-3236	115	6	179	CARDINAL
fsr-3236	115	7	0.7%	PERCENT
fsr-3236	116	1	58.2%	PERCENT
fsr-3236	116	2	41.8%	PERCENT
fsr-3236	116	3	36.0%	PERCENT
fsr-3236	117	1	1%	PERCENT
fsr-3236	118	1	three	CARDINAL
fsr-3236	119	1	24	CARDINAL
fsr-3236	119	2	2015	CARDINAL
fsr-3236	119	3	101–117	CARDINAL
fsr-3236	121	1	first	ORDINAL
fsr-3236	122	1	four	CARDINAL
fsr-3236	122	2	four	CARDINAL
fsr-3236	123	1	about 28% and 20%	PERCENT
fsr-3236	124	1	approximately one-third	CARDINAL
fsr-3236	124	2	about 10%	PERCENT
fsr-3236	125	1	3.4	CARDINAL
fsr-3236	126	1	appendix	NORP
fsr-3236	129	1	goel	PERSON
fsr-3236	129	2	thakor	ORG
fsr-3236	129	3	2008	DATE
fsr-3236	130	1	payday	DATE
fsr-3236	132	1	4	CARDINAL
fsr-3236	132	2	two	CARDINAL
fsr-3236	135	1	one	CARDINAL
fsr-3236	136	1	four	CARDINAL
fsr-3236	136	2	age (18–24	DATE
fsr-3236	136	3	35–44	CARDINAL
fsr-3236	136	4	45–54	DATE
fsr-3236	136	5	55–64	CARDINAL
fsr-3236	136	6	65	CARDINAL
fsr-3236	136	7	one	CARDINAL
fsr-3236	136	8	two	CARDINAL
fsr-3236	136	9	three	CARDINAL
fsr-3236	136	10	annual	DATE
fsr-3236	136	11	less than $15k	MONEY
fsr-3236	136	12	15–25	MONEY
fsr-3236	136	13	25–35	MONEY
fsr-3236	136	14	35–50	MONEY
fsr-3236	136	15	50–75	MONEY
fsr-3236	136	16	75–100	MONEY
fsr-3236	136	17	100–150	MONEY
fsr-3236	136	18	150k	MONEY
fsr-3236	136	19	108	CARDINAL
fsr-3236	136	20	24	CARDINAL
fsr-3236	136	21	2015	CARDINAL
fsr-3236	136	22	101–117	CARDINAL
fsr-3236	136	23	the past 12 months	DATE
fsr-3236	136	24	1 to 10	CARDINAL
fsr-3236	136	25	1	CARDINAL
fsr-3236	136	26	10	CARDINAL
fsr-3236	137	1	2013	DATE
fsr-3236	137	2	mitchell, 2011	ORG
fsr-3236	138	1	18–24	CARDINAL
fsr-3236	138	2	annual	DATE
fsr-3236	138	3	at least $50,000	MONEY
fsr-3236	138	4	less than $75,000	MONEY
fsr-3236	140	1	4.1	CARDINAL
fsr-3236	140	2	4	CARDINAL
fsr-3236	142	1	1.131	CARDINAL
fsr-3236	142	2	1.294	CARDINAL
fsr-3236	143	1	5	CARDINAL
fsr-3236	143	2	4	CARDINAL
fsr-3236	143	3	four	CARDINAL
fsr-3236	143	4	0	CARDINAL
fsr-3236	143	5	5	CARDINAL
fsr-3236	143	6	5	CARDINAL
fsr-3236	143	7	5	CARDINAL
fsr-3236	143	8	4	CARDINAL
fsr-3236	143	9	1.459	CARDINAL
fsr-3236	144	1	1.350	CARDINAL
fsr-3236	144	2	1.609	CARDINAL
fsr-3236	144	3	1.205	CARDINAL
fsr-3236	144	4	1.456	CARDINAL
fsr-3236	144	5	1.650	CARDINAL
fsr-3236	144	6	1.329	CARDINAL
fsr-3236	145	1	1.131	CARDINAL
fsr-3236	145	2	1.294	CARDINAL
fsr-3236	145	3	1.247	CARDINAL
fsr-3236	145	4	1.218	CARDINAL
fsr-3236	145	5	1.055	CARDINAL
fsr-3236	145	6	1.116	CARDINAL
fsr-3236	145	7	1.133	CARDINAL
fsr-3236	145	8	1.102	CARDINAL
fsr-3236	145	9	1.051 1.215	CARDINAL
fsr-3236	145	10	1.429	CARDINAL
fsr-3236	145	11	1.569	CARDINAL
fsr-3236	145	12	1.170	CARDINAL
fsr-3236	145	13	0.801	CARDINAL
fsr-3236	145	14	0.724	CARDINAL
fsr-3236	145	15	1.017	CARDINAL
fsr-3236	145	16	0.943 1.176	CARDINAL
fsr-3236	145	17	0.892	CARDINAL
fsr-3236	145	18	0.846 1.471	CARDINAL
fsr-3236	146	1	1	CARDINAL
fsr-3236	146	2	appendix	NORP
fsr-3236	147	1	three	CARDINAL
fsr-3236	147	2	one	CARDINAL
fsr-3236	149	1	three	CARDINAL
fsr-3236	152	1	the 1%, 5%	PERCENT
fsr-3236	152	2	10%	PERCENT
fsr-3236	153	1	24	CARDINAL
fsr-3236	153	2	2015	CARDINAL
fsr-3236	153	3	101–117	CARDINAL
fsr-3236	153	4	1 to	CARDINAL
fsr-3236	155	1	one	CARDINAL
fsr-3236	156	1	4	CARDINAL
fsr-3236	156	2	5	CARDINAL
fsr-3236	157	1	one	CARDINAL
fsr-3236	157	2	1.236	CARDINAL
fsr-3236	157	3	1.372	CARDINAL
fsr-3236	160	1	collins	PERSON
fsr-3236	160	2	2012	DATE
fsr-3236	160	3	robb	PERSON
fsr-3236	160	4	woodyard	PERSON
fsr-3236	160	5	2012	DATE
fsr-3236	163	1	two	CARDINAL
fsr-3236	164	1	van rooij	PERSON
fsr-3236	164	2	2011	DATE
fsr-3236	165	1	first	ORDINAL
fsr-3236	165	2	5	CARDINAL
fsr-3236	165	3	1.236	CARDINAL
fsr-3236	165	4	1.372	CARDINAL
fsr-3236	166	1	1.227	CARDINAL
fsr-3236	166	2	1.226	CARDINAL
fsr-3236	166	3	1.115	CARDINAL
fsr-3236	166	4	1.276	CARDINAL
fsr-3236	166	5	1.206	CARDINAL
fsr-3236	166	6	1.118	CARDINAL
fsr-3236	166	7	1.297	CARDINAL
fsr-3236	166	8	1.111	CARDINAL
fsr-3236	166	9	1.201	CARDINAL
fsr-3236	166	10	1.099	CARDINAL
fsr-3236	166	11	1.241	CARDINAL
fsr-3236	166	12	1.190	CARDINAL
fsr-3236	166	13	1.089	CARDINAL
fsr-3236	166	14	1.033	CARDINAL
fsr-3236	166	15	1.082	CARDINAL
fsr-3236	166	16	1.021	CARDINAL
fsr-3236	166	17	0.990	CARDINAL
fsr-3236	166	18	1.157	CARDINAL
fsr-3236	166	19	0.981	CARDINAL
fsr-3236	166	20	1.324	CARDINAL
fsr-3236	166	21	1.320	CARDINAL
fsr-3236	166	22	1.169	CARDINAL
fsr-3236	166	23	0.776	CARDINAL
fsr-3236	166	24	1.060	CARDINAL
fsr-3236	166	25	0.706	CARDINAL
fsr-3236	166	26	0.857	CARDINAL
fsr-3236	166	27	0.925	CARDINAL
fsr-3236	166	28	1.120	CARDINAL
fsr-3236	166	29	0.935	CARDINAL
fsr-3236	166	30	0.991	CARDINAL
fsr-3236	166	31	0.703	CARDINAL
fsr-3236	166	32	1.161	CARDINAL
fsr-3236	166	33	0.725	CARDINAL
fsr-3236	166	34	0.920	CARDINAL
fsr-3236	166	35	4	CARDINAL
fsr-3236	167	1	four	CARDINAL
fsr-3236	168	1	0	CARDINAL
fsr-3236	171	1	1	CARDINAL
fsr-3236	171	2	appendix	NORP
fsr-3236	172	1	one	CARDINAL
fsr-3236	174	1	the 1%, 5%	PERCENT
fsr-3236	174	2	10%	PERCENT
fsr-3236	175	1	110	CARDINAL
fsr-3236	175	2	asaad	PERSON
fsr-3236	175	3	24	CARDINAL
fsr-3236	175	4	2015	CARDINAL
fsr-3236	175	5	101–117	CARDINAL
fsr-3236	175	6	2013	DATE
fsr-3236	176	1	second	ORDINAL
fsr-3236	177	1	2013	DATE
fsr-3236	177	2	van rooij	PERSON
fsr-3236	177	3	alessie	ORG
fsr-3236	177	4	2011	DATE
fsr-3236	178	1	4	CARDINAL
fsr-3236	178	2	5	CARDINAL
fsr-3236	179	1	2010	DATE
fsr-3236	179	2	284	CARDINAL
fsr-3236	179	3	one	CARDINAL
fsr-3236	179	4	gailey	GPE
fsr-3236	179	5	zorn	ORG
fsr-3236	179	6	2008	DATE
fsr-3236	179	7	137	CARDINAL
fsr-3236	180	1	4.2	CARDINAL
fsr-3236	182	1	4	CARDINAL
fsr-3236	186	1	6	CARDINAL
fsr-3236	187	1	6	CARDINAL
fsr-3236	187	2	0.484	CARDINAL
fsr-3236	187	3	0.656	CARDINAL
fsr-3236	187	4	0.575	CARDINAL
fsr-3236	187	5	0.745	CARDINAL
fsr-3236	187	6	0.588	CARDINAL
fsr-3236	187	7	0.656	CARDINAL
fsr-3236	187	8	0.780	CARDINAL
fsr-3236	187	9	0.630	CARDINAL
fsr-3236	187	10	0.586	CARDINAL
fsr-3236	187	11	0.769	CARDINAL
fsr-3236	188	1	1	CARDINAL
fsr-3236	188	2	appendix	NORP
fsr-3236	189	1	three	CARDINAL
fsr-3236	189	2	one	CARDINAL
fsr-3236	191	1	three	CARDINAL
fsr-3236	194	1	the 1%, 5%	PERCENT
fsr-3236	194	2	10%	PERCENT
fsr-3236	196	1	asaad	PERSON
fsr-3236	196	2	24	CARDINAL
fsr-3236	196	3	2015	CARDINAL
fsr-3236	196	4	101–117	CARDINAL
fsr-3236	196	5	about 25%	PERCENT
fsr-3236	196	6	payday	DATE
fsr-3236	196	7	22%	PERCENT
fsr-3236	197	1	two	CARDINAL
fsr-3236	198	1	7	CARDINAL
fsr-3236	198	2	6	CARDINAL
fsr-3236	198	3	four	CARDINAL
fsr-3236	199	1	two	CARDINAL
fsr-3236	200	1	7	CARDINAL
fsr-3236	201	1	fig	ORG
fsr-3236	202	1	1	CARDINAL
fsr-3236	202	2	7	CARDINAL
fsr-3236	202	3	payday	DATE
fsr-3236	203	1	payday	DATE
fsr-3236	206	1	parker	PERSON
fsr-3236	206	2	yoong	PERSON
fsr-3236	206	3	willis	PERSON
fsr-3236	206	4	2012	DATE
fsr-3236	206	5	barber	PERSON
fsr-3236	206	6	2000	DATE
fsr-3236	206	7	keloharju	ORG
fsr-3236	206	8	2009	DATE
fsr-3236	207	1	sedikides, 1993	DATE
fsr-3236	208	1	1997	DATE
fsr-3236	209	1	parker	ORG
fsr-3236	209	2	yoong	PERSON
fsr-3236	209	3	willis	PERSON
fsr-3236	209	4	2012	DATE
fsr-3236	209	5	387	CARDINAL
fsr-3236	210	1	7	CARDINAL
fsr-3236	210	2	1.060	CARDINAL
fsr-3236	210	3	0.897	CARDINAL
fsr-3236	210	4	0.966 0.923	CARDINAL
fsr-3236	210	5	0.652	CARDINAL
fsr-3236	210	6	1.066	CARDINAL
fsr-3236	210	7	0.770	CARDINAL
fsr-3236	210	8	0.949	CARDINAL
fsr-3236	210	9	0.667	CARDINAL
fsr-3236	210	10	1.074	CARDINAL
fsr-3236	210	11	0.884	CARDINAL
fsr-3236	210	12	6	CARDINAL
fsr-3236	211	1	four	CARDINAL
fsr-3236	212	1	0	CARDINAL
fsr-3236	215	1	two	CARDINAL
fsr-3236	217	1	1	CARDINAL
fsr-3236	217	2	appendix	NORP
fsr-3236	218	1	one	CARDINAL
fsr-3236	220	1	the 1%, 5%	PERCENT
fsr-3236	220	2	10%	PERCENT
fsr-3236	221	1	112	CARDINAL
fsr-3236	221	2	c.t. asaad	GPE
fsr-3236	221	3	24	CARDINAL
fsr-3236	221	4	2015	CARDINAL
fsr-3236	221	5	101–117	CARDINAL
fsr-3236	222	1	6	CARDINAL
fsr-3236	222	2	7	CARDINAL
fsr-3236	223	1	1	CARDINAL
fsr-3236	224	1	goel	PERSON
fsr-3236	224	2	thakor	ORG
fsr-3236	224	3	2008	DATE
fsr-3236	225	1	5	CARDINAL
fsr-3236	225	2	two	CARDINAL
fsr-3236	229	1	four	CARDINAL
fsr-3236	230	1	two	CARDINAL
fsr-3236	231	1	first	ORDINAL
fsr-3236	235	1	second	ORDINAL
fsr-3236	237	1	fig	ORG
fsr-3236	238	1	1	CARDINAL
fsr-3236	238	2	payday	DATE
fsr-3236	239	1	payday	DATE
fsr-3236	240	1	7	CARDINAL
fsr-3236	242	1	24	CARDINAL
fsr-3236	242	2	2015	CARDINAL
fsr-3236	242	3	101–117	CARDINAL
fsr-3236	244	1	willis, 2008	ORG
fsr-3236	251	1	2011	DATE
fsr-3236	254	1	1	CARDINAL
fsr-3236	254	2	three	CARDINAL
fsr-3236	254	3	annamaria lusardi	PERSON
fsr-3236	254	4	olivia mitchell	PERSON
fsr-3236	254	5	first	ORDINAL
fsr-3236	254	6	2004	DATE
fsr-3236	255	1	lusardi	PERSON
fsr-3236	255	2	mitchell	PERSON
fsr-3236	255	3	2011	DATE
fsr-3236	255	4	three	CARDINAL
fsr-3236	255	5	four	CARDINAL
fsr-3236	255	6	1	CARDINAL
fsr-3236	255	7	2	CARDINAL
fsr-3236	255	8	3	CARDINAL
fsr-3236	255	9	4	CARDINAL
fsr-3236	256	1	2	CARDINAL
fsr-3236	256	2	mitchell (	ORG
fsr-3236	256	3	2011	DATE
fsr-3236	257	1	neverett	ORG
fsr-3236	257	2	2013	DATE
fsr-3236	258	1	114	CARDINAL
fsr-3236	258	2	c.t.	GPE
fsr-3236	258	3	asaad	PERSON
fsr-3236	258	4	24	CARDINAL
fsr-3236	258	5	2015	CARDINAL
fsr-3236	258	6	101–117 3	CARDINAL
fsr-3236	258	7	2009	DATE
fsr-3236	258	8	robb	PERSON
fsr-3236	258	9	woodyard	PERSON
fsr-3236	259	1	2012	DATE
fsr-3236	259	2	four	CARDINAL
fsr-3236	260	1	2012	DATE
fsr-3236	260	2	three	CARDINAL
fsr-3236	261	1	4	CARDINAL
fsr-3236	261	2	6	CARDINAL
fsr-3236	261	3	7	CARDINAL
fsr-3236	261	4	5	CARDINAL
fsr-3236	261	5	7	CARDINAL
fsr-3236	261	6	5.15	CARDINAL
fsr-3236	261	7	5.00	CARDINAL
fsr-3236	262	1	3	CARDINAL
fsr-3236	262	2	4	DATE
fsr-3236	262	3	5	CARDINAL
fsr-3236	262	4	5	CARDINAL
fsr-3236	262	5	2	CARDINAL
fsr-3236	262	6	2.88	CARDINAL
fsr-3236	263	1	finras 2012	CARDINAL
fsr-3236	264	1	more than one	CARDINAL
fsr-3236	265	1	the past 12 months	DATE
fsr-3236	266	1	the past 12 months	DATE
fsr-3236	270	1	the last 12 months	DATE
fsr-3236	272	1	the last 2 years	DATE
fsr-3236	273	1	the last two years	DATE
fsr-3236	274	1	payday	DATE
fsr-3236	274	2	the last two years	DATE
fsr-3236	274	3	payday	DATE
fsr-3236	275	1	the last two years	DATE
fsr-3236	276	1	the last two years	DATE
fsr-3236	277	1	the last two years	DATE
fsr-3236	278	1	agnew	PERSON
fsr-3236	278	2	j. r., &	PERSON
fsr-3236	278	3	l. r.	PERSON
fsr-3236	278	4	2005	DATE
fsr-3236	280	1	6	CARDINAL
fsr-3236	280	2	57–70	DATE
fsr-3236	281	1	alhenawi	PERSON
fsr-3236	281	2	k.	PERSON
fsr-3236	281	3	2013	DATE
fsr-3236	282	1	u.s.	GPE
fsr-3236	283	1	22	CARDINAL
fsr-3236	283	2	211–244	CARDINAL
fsr-3236	284	1	allgood	ORG
fsr-3236	284	2	s., & walstad	ORG
fsr-3236	284	3	w.	PERSON
fsr-3236	284	4	2013	DATE
fsr-3236	286	1	6	CARDINAL
fsr-3236	286	2	1–26	DATE
fsr-3236	287	1	bandura, a. (1997	ORG
fsr-3236	289	1	american	NORP
fsr-3236	289	2	37	CARDINAL
fsr-3236	289	3	122–147	CARDINAL
fsr-3236	290	1	115c.t	CARDINAL
fsr-3236	291	1	24	CARDINAL
fsr-3236	291	2	2015	CARDINAL
fsr-3236	292	1	101–117	CARDINAL
fsr-3236	292	2	b. m.	PERSON
fsr-3236	292	3	t.	GPE
fsr-3236	292	4	2000	DATE
fsr-3236	294	1	55	CARDINAL
fsr-3236	294	2	773–806	DATE
fsr-3236	295	1	beierlein	PERSON
fsr-3236	295	2	j. j., & neverett	PERSON
fsr-3236	295	3	m. (	PERSON
fsr-3236	295	4	2013	DATE
fsr-3236	297	1	22	CARDINAL
fsr-3236	297	2	151–171	CARDINAL
fsr-3236	298	1	bernheim	GPE
fsr-3236	298	2	b. d.	PERSON
fsr-3236	298	3	d. m.	PERSON
fsr-3236	298	4	d. m.	PERSON
fsr-3236	298	5	2011	DATE
fsr-3236	300	1	journal of public economics	ORG
fsr-3236	300	2	80	DATE
fsr-3236	300	3	435–465	DATE
fsr-3236	301	1	campbell	ORG
fsr-3236	301	2	w. k.	PERSON
fsr-3236	301	3	a. s.	PERSON
fsr-3236	301	4	j. d.	PERSON
fsr-3236	301	5	2004	DATE
fsr-3236	303	1	17	CARDINAL
fsr-3236	303	2	297–311	CARDINAL
fsr-3236	304	1	carpena	GPE
fsr-3236	304	2	f.	PERSON
fsr-3236	304	3	cole	PRODUCT
fsr-3236	304	4	s.	PERSON
fsr-3236	304	5	shapiro	PERSON
fsr-3236	304	6	j., & zia	ORG
fsr-3236	304	7	2011	DATE
fsr-3236	306	1	world bank	ORG
fsr-3236	306	2	2011	DATE
fsr-3236	307	1	j. j.	PERSON
fsr-3236	307	2	laibson	GPE
fsr-3236	307	3	d., & madrian	ORG
fsr-3236	307	4	b. c. (	PERSON
fsr-3236	307	5	2005	DATE
fsr-3236	309	1	brookings	PERSON
fsr-3236	309	2	2005	DATE
fsr-3236	309	3	151–198	DATE
fsr-3236	310	1	collins	PERSON
fsr-3236	310	2	j. m.	PERSON
fsr-3236	310	3	2012	DATE
fsr-3236	312	1	21	CARDINAL
fsr-3236	312	2	307–322	CARDINAL
fsr-3236	313	1	cordell	PERSON
fsr-3236	313	2	d. m.	PERSON
fsr-3236	313	3	smith	GPE
fsr-3236	313	4	r., & terry, a. (	ORG
fsr-3236	313	5	2011	DATE
fsr-3236	315	1	20	CARDINAL
fsr-3236	315	2	253–263	CARDINAL
fsr-3236	316	1	m.	GPE
fsr-3236	316	2	gailey, a., & zorn	ORG
fsr-3236	316	3	2008	DATE
fsr-3236	318	1	journal of economics	ORG
fsr-3236	318	2	60	CARDINAL
fsr-3236	318	3	125–138	DATE
fsr-3236	318	4	fisher	ORG
fsr-3236	319	1	2010	DATE
fsr-3236	321	1	19	CARDINAL
fsr-3236	322	1	goel	PERSON
fsr-3236	322	2	a. m.	PERSON
fsr-3236	322	3	a. v. (	PERSON
fsr-3236	322	4	2008	DATE
fsr-3236	324	1	63	DATE
fsr-3236	324	2	2737–2784	CARDINAL
fsr-3236	325	1	p. w.	PERSON
fsr-3236	325	2	rogers	PERSON
fsr-3236	325	3	k. e., & smith	PERSON
fsr-3236	325	4	r. c.	PERSON
fsr-3236	325	5	2010	DATE
fsr-3236	327	1	44	DATE
fsr-3236	327	2	317–335	CARDINAL
fsr-3236	328	1	m., & keloharju	ORG
fsr-3236	328	2	m.	PERSON
fsr-3236	328	3	2009	DATE
fsr-3236	330	1	64	DATE
fsr-3236	330	2	549–578	CARDINAL
fsr-3236	331	1	healy	PERSON
fsr-3236	331	2	d.	PERSON
fsr-3236	331	3	2007	DATE
fsr-3236	333	1	ssrn 1001820	EVENT
fsr-3236	334	1	johnson	PERSON
fsr-3236	334	2	d. d.	NORP
fsr-3236	334	3	j. h. (	PERSON
fsr-3236	334	4	2011	DATE
fsr-3236	336	1	477	CARDINAL
fsr-3236	336	2	317–320	CARDINAL
fsr-3236	337	1	kyrychenko	PERSON
fsr-3236	337	2	& shumb	ORG
fsr-3236	337	3	2009	DATE
fsr-3236	340	1	18	CARDINAL
fsr-3236	340	2	1–21	CARDINAL
fsr-3236	341	1	lusardi	PERSON
fsr-3236	341	2	a.	PERSON
fsr-3236	341	3	2004	DATE
fsr-3236	343	1	o. mitchell & w. utkus	ORG
fsr-3236	345	1	cambridge	GPE
fsr-3236	345	2	oxford university	ORG
fsr-3236	346	1	lusardi	PERSON
fsr-3236	346	2	a. (	PERSON
fsr-3236	346	3	2008	DATE
fsr-3236	348	1	http://	CARDINAL
fsr-3236	349	1	lusardi	PERSON
fsr-3236	349	2	a., & mitchell	ORG
fsr-3236	349	3	o. s.	PERSON
fsr-3236	349	4	2007	DATE
fsr-3236	351	1	journal of monetary economics	ORG
fsr-3236	351	2	54	DATE
fsr-3236	351	3	205–224	CARDINAL
fsr-3236	352	1	lusardi	PERSON
fsr-3236	352	2	a., & mitchell	ORG
fsr-3236	352	3	2011	DATE
fsr-3236	354	1	journal of pension economics	ORG
fsr-3236	354	2	10	CARDINAL
fsr-3236	354	3	497–508	CARDINAL
fsr-3236	355	1	lusardi, a.	ORG
fsr-3236	355	2	mitchell, o. & curto	ORG
fsr-3236	355	3	2010	DATE
fsr-3236	357	1	44	DATE
fsr-3236	357	2	358–380	CARDINAL
fsr-3236	358	1	mandell	ORG
fsr-3236	358	2	2006	DATE
fsr-3236	360	1	the academy of financial services	ORG
fsr-3236	360	2	2006	DATE
fsr-3236	360	3	salt lake city	GPE
fsr-3236	360	4	october 11, 2006	DATE
fsr-3236	361	1	mandell	ORG
fsr-3236	361	2	2008	DATE
fsr-3236	363	1	a. lusardi	PERSON
fsr-3236	363	2	ed	PERSON
fsr-3236	363	3	257–279	CARDINAL
fsr-3236	364	1	chicago	GPE
fsr-3236	364	2	the university of chicago	ORG
fsr-3236	365	1	mandell	ORG
fsr-3236	365	2	l., & klein	ORG
fsr-3236	365	3	l. s.	PERSON
fsr-3236	365	4	2009	DATE
fsr-3236	367	1	20	CARDINAL
fsr-3236	368	1	metcalfe	PERSON
fsr-3236	368	2	j.	PERSON
fsr-3236	368	3	1986	DATE
fsr-3236	370	1	12	CARDINAL
fsr-3236	370	2	288–294	CARDINAL
fsr-3236	371	1	nelson	PERSON
fsr-3236	371	2	gerler	ORG
fsr-3236	371	3	d., & narens	ORG
fsr-3236	371	4	l.	PERSON
fsr-3236	371	5	1984	DATE
fsr-3236	373	1	113	CARDINAL
fsr-3236	373	2	282–300	CARDINAL
fsr-3236	374	1	116	CARDINAL
fsr-3236	374	2	asaad	PERSON
fsr-3236	374	3	24	CARDINAL
fsr-3236	374	4	2015	CARDINAL
fsr-3236	374	5	101–117	CARDINAL
fsr-3236	374	6	oecd	ORG
fsr-3236	374	7	2005	DATE
fsr-3236	377	1	paris	GPE
fsr-3236	377	2	france	GPE
fsr-3236	377	3	oecd	ORG
fsr-3236	378	1	c. w.	PERSON
fsr-3236	378	2	gardner	PERSON
fsr-3236	378	3	m. p., & thukral	PERSON
fsr-3236	378	4	1988	DATE
fsr-3236	380	1	american journal of psychology	ORG
fsr-3236	380	2	101	CARDINAL
fsr-3236	380	3	401–424	CARDINAL
fsr-3236	381	1	parker	ORG
fsr-3236	381	2	a. m.	PERSON
fsr-3236	381	3	bruin	PERSON
fsr-3236	381	4	w. b.	PERSON
fsr-3236	381	5	yoong	GPE
fsr-3236	381	6	j., & willis	ORG
fsr-3236	381	7	r.	PERSON
fsr-3236	381	8	2012	DATE
fsr-3236	382	1	four	CARDINAL
fsr-3236	383	1	25	CARDINAL
fsr-3236	383	2	382–389	CARDINAL
fsr-3236	383	3	d. l.	PERSON
fsr-3236	383	4	2010	DATE
fsr-3236	385	1	44	DATE
fsr-3236	385	2	276–295	CARDINAL
fsr-3236	386	1	robb	PERSON
fsr-3236	386	2	c. a.	PERSON
fsr-3236	386	3	2012	DATE
fsr-3236	388	1	21	DATE
fsr-3236	388	2	291–305	CARDINAL
fsr-3236	389	1	d. l.	PERSON
fsr-3236	389	2	1983	DATE
fsr-3236	391	1	9	CARDINAL
fsr-3236	391	2	39–54	DATE
fsr-3236	392	1	1993	DATE
fsr-3236	394	1	65	CARDINAL
fsr-3236	394	2	317–338	CARDINAL
fsr-3236	395	1	simon	PERSON
fsr-3236	395	2	m., houghton	PERSON
fsr-3236	395	3	s. m., & aquino	PERSON
fsr-3236	395	4	2000	DATE
fsr-3236	397	1	15	CARDINAL
fsr-3236	397	2	113–134	DATE
fsr-3236	398	1	van rooij	PERSON
fsr-3236	398	2	m.	PERSON
fsr-3236	398	3	a., & alessie	ORG
fsr-3236	398	4	r. (	PERSON
fsr-3236	398	5	2011	DATE
fsr-3236	400	1	journal of financial economics	ORG
fsr-3236	400	2	101	CARDINAL
fsr-3236	400	3	449–472	CARDINAL
fsr-3236	401	1	williams	PERSON
fsr-3236	401	2	e. f., & gilovich	PERSON
fsr-3236	401	3	t.	GPE
fsr-3236	401	4	2008	DATE
fsr-3236	403	1	44	DATE
fsr-3236	403	2	1121–1128	DATE
fsr-3236	404	1	willis	PERSON
fsr-3236	404	2	l.	PERSON
fsr-3236	404	3	2008	DATE
fsr-3236	406	1	iowa	GPE
fsr-3236	406	2	94	CARDINAL
fsr-3236	407	1	117c.t	ORDINAL
fsr-3236	408	1	24	CARDINAL
fsr-3236	408	2	2015	CARDINAL
fsr-3236	408	3	101–117	CARDINAL