id	sid	eid	entity	type
fsr-3246	1	1	andy terrya	PERSON
fsr-3246	1	2	erick eldera acollege of business	PERSON
fsr-3246	1	3	university of arkansas	ORG
fsr-3246	1	4	2801	CARDINAL
fsr-3246	1	5	s. university	ORG
fsr-3246	1	6	72204	DATE
fsr-3246	2	1	2009, 2011	DATE
fsr-3246	2	2	monthly	DATE
fsr-3246	2	3	1928	DATE
fsr-3246	2	4	11	CARDINAL
fsr-3246	2	5	15-year	DATE
fsr-3246	3	1	second	ORDINAL
fsr-3246	4	1	third	ORDINAL
fsr-3246	6	1	2015	CARDINAL
fsr-3246	6	2	academy of financial services	ORG
fsr-3246	8	1	jel	ORG
fsr-3246	8	2	1	CARDINAL
fsr-3246	10	1	2009, 2011	DATE
fsr-3246	10	2	three	CARDINAL
fsr-3246	11	1	first	ORDINAL
fsr-3246	11	2	1928	DATE
fsr-3246	12	1	second	ORDINAL
fsr-3246	14	1	1-501-569-8872	TIME
fsr-3246	15	1	a. terry	PERSON
fsr-3246	15	2	24	CARDINAL
fsr-3246	15	3	411–428	CARDINAL
fsr-3246	15	4	2015	CARDINAL
fsr-3246	15	5	academy of financial services	ORG
fsr-3246	18	1	third	ORDINAL
fsr-3246	20	1	section 2	LAW
fsr-3246	21	1	section 3	LAW
fsr-3246	22	1	section 4	LAW
fsr-3246	22	2	2009, 2011	DATE
fsr-3246	22	3	section 5	LAW
fsr-3246	23	1	section 6	LAW
fsr-3246	24	1	2	CARDINAL
fsr-3246	24	2	eia	ORG
fsr-3246	28	1	sec	ORG
fsr-3246	33	1	sec	ORG
fsr-3246	35	1	annually	DATE
fsr-3246	36	1	1995	DATE
fsr-3246	38	1	between zero	CARDINAL
fsr-3246	41	1	mccann	GPE
fsr-3246	41	2	2008	DATE
fsr-3246	41	3	2009	DATE
fsr-3246	42	1	a. terry	PERSON
fsr-3246	42	2	24	CARDINAL
fsr-3246	42	3	411–428 2.1	CARDINAL
fsr-3246	45	1	two	CARDINAL
fsr-3246	45	2	monthly	DATE
fsr-3246	46	1	two	CARDINAL
fsr-3246	46	2	annual	DATE
fsr-3246	46	3	one	CARDINAL
fsr-3246	47	1	anniversary date	DATE
fsr-3246	48	1	monthly	DATE
fsr-3246	48	2	annual	DATE
fsr-3246	49	1	one	CARDINAL
fsr-3246	50	1	3%	PERCENT
fsr-3246	50	2	3%	PERCENT
fsr-3246	51	1	annual	DATE
fsr-3246	54	1	80%	PERCENT
fsr-3246	54	2	6%	PERCENT
fsr-3246	54	3	4.8%	PERCENT
fsr-3246	54	4	80%	PERCENT
fsr-3246	54	5	6%	PERCENT
fsr-3246	55	1	the first year	DATE
fsr-3246	57	1	2.5%	PERCENT
fsr-3246	57	2	7%	PERCENT
fsr-3246	57	3	4.5%	PERCENT
fsr-3246	57	4	7% to 2.5%	PERCENT
fsr-3246	59	1	0%	PERCENT
fsr-3246	60	1	2.2.	CARDINAL
fsr-3246	61	1	three	CARDINAL
fsr-3246	63	1	each year	DATE
fsr-3246	66	1	20%	PERCENT
fsr-3246	66	2	last 15 or more years	DATE
fsr-3246	68	1	413a	PERSON
fsr-3246	69	1	terry	PERSON
fsr-3246	69	2	24	CARDINAL
fsr-3246	69	3	2015	CARDINAL
fsr-3246	69	4	411–428	CARDINAL
fsr-3246	70	1	first	ORDINAL
fsr-3246	71	1	6%	PERCENT
fsr-3246	71	2	1.6%	PERCENT
fsr-3246	71	3	the first year	DATE
fsr-3246	73	1	second	ORDINAL
fsr-3246	73	2	only one year	DATE
fsr-3246	74	1	third	ORDINAL
fsr-3246	74	2	the early years	DATE
fsr-3246	74	3	annual	DATE
fsr-3246	74	4	vanderpal et al	PERSON
fsr-3246	75	1	2011	DATE
fsr-3246	77	1	2.3	CARDINAL
fsr-3246	78	1	2009	DATE
fsr-3246	78	2	mccann	GPE
fsr-3246	78	3	2008	DATE
fsr-3246	79	1	2.4	CARDINAL
fsr-3246	80	1	american	NORP
fsr-3246	80	2	2012 10	DATE
fsr-3246	81	1	the united states	GPE
fsr-3246	86	1	american	NORP
fsr-3246	86	2	2012 10-k	DATE
fsr-3246	86	3	american	NORP
fsr-3246	86	4	12/31/12	CARDINAL
fsr-3246	86	5	5	CARDINAL
fsr-3246	86	6	annual	DATE
fsr-3246	86	7	one-year	DATE
fsr-3246	86	8	annual	DATE
fsr-3246	87	1	414	CARDINAL
fsr-3246	87	2	a. terry	PERSON
fsr-3246	87	3	24	CARDINAL
fsr-3246	87	4	2015	CARDINAL
fsr-3246	87	5	411–428	CARDINAL
fsr-3246	87	6	anniversary date	DATE
fsr-3246	89	1	american	NORP
fsr-3246	90	1	u.s.	GPE
fsr-3246	90	2	treasury	ORG
fsr-3246	91	1	less than 0.5%	PERCENT
fsr-3246	91	2	one-year	DATE
fsr-3246	95	1	american	NORP
fsr-3246	96	1	american	NORP
fsr-3246	96	2	2001	DATE
fsr-3246	99	1	first	ORDINAL
fsr-3246	100	1	2011	DATE
fsr-3246	100	2	five-year	DATE
fsr-3246	101	1	second	ORDINAL
fsr-3246	102	1	1	CARDINAL
fsr-3246	102	2	below 3.5%	PERCENT
fsr-3246	102	3	both 2010	DATE
fsr-3246	102	4	2012	DATE
fsr-3246	102	5	10%	PERCENT
fsr-3246	103	1	1	CARDINAL
fsr-3246	103	2	american	NORP
fsr-3246	103	3	the last 11 years	DATE
fsr-3246	103	4	10-year	DATE
fsr-3246	104	1	1	CARDINAL
fsr-3246	106	1	1	CARDINAL
fsr-3246	106	2	american	NORP
fsr-3246	106	3	2012 2011	DATE
fsr-3246	106	4	2010	DATE
fsr-3246	106	5	2009 2008	DATE
fsr-3246	106	6	2006 2005	DATE
fsr-3246	106	7	2004 2003 2002	DATE
fsr-3246	106	8	5.28%	PERCENT
fsr-3246	106	9	5.8%	PERCENT
fsr-3246	106	10	6.06%	PERCENT
fsr-3246	106	11	6.30%	PERCENT
fsr-3246	106	12	6.20%	PERCENT
fsr-3246	106	13	6.11%	PERCENT
fsr-3246	106	14	6.14%	PERCENT
fsr-3246	106	15	6.18%	PERCENT
fsr-3246	106	16	6.28%	PERCENT
fsr-3246	106	17	6.43%	PERCENT
fsr-3246	106	18	6.91%	PERCENT
fsr-3246	106	19	2.58%	PERCENT
fsr-3246	106	20	2.77%	PERCENT
fsr-3246	106	21	2.91%	PERCENT
fsr-3246	106	22	3.26%	PERCENT
fsr-3246	106	23	3.43%	PERCENT
fsr-3246	106	24	3.51%	PERCENT
fsr-3246	106	25	3.28%	PERCENT
fsr-3246	106	26	3.38%	PERCENT
fsr-3246	106	27	3.37%	PERCENT
fsr-3246	106	28	3.46%	PERCENT
fsr-3246	106	29	4.19%	PERCENT
fsr-3246	106	30	2.70%	PERCENT
fsr-3246	106	31	3.03%	PERCENT
fsr-3246	106	32	3.15%	PERCENT
fsr-3246	106	33	3.04%	PERCENT
fsr-3246	106	34	2.77%	PERCENT
fsr-3246	106	35	2.60%	PERCENT
fsr-3246	106	36	2.86%	PERCENT
fsr-3246	106	37	2.80%	PERCENT
fsr-3246	106	38	2.91%	PERCENT
fsr-3246	106	39	2.97%	PERCENT
fsr-3246	106	40	2.72%	PERCENT
fsr-3246	106	41	10-yr	DATE
fsr-3246	106	42	1.97%	PERCENT
fsr-3246	106	43	3.36%	PERCENT
fsr-3246	106	44	3.85%	PERCENT
fsr-3246	106	45	2.46%	PERCENT
fsr-3246	106	46	3.91%	PERCENT
fsr-3246	106	47	4.68%	PERCENT
fsr-3246	106	48	4.37%	PERCENT
fsr-3246	106	49	4.23%	PERCENT
fsr-3246	106	50	4.38%	PERCENT
fsr-3246	106	51	4.07%	PERCENT
fsr-3246	106	52	5.2%	PERCENT
fsr-3246	106	53	american	NORP
fsr-3246	106	54	10-k	QUANTITY
fsr-3246	106	55	u.s.	GPE
fsr-3246	106	56	treasury	ORG
fsr-3246	106	57	10-year	DATE
fsr-3246	108	1	terry	PERSON
fsr-3246	108	2	24	CARDINAL
fsr-3246	108	3	2015	CARDINAL
fsr-3246	109	1	411–428	CARDINAL
fsr-3246	109	2	2009	DATE
fsr-3246	113	1	2–3%	PERCENT
fsr-3246	113	2	annually	DATE
fsr-3246	114	1	the first year	DATE
fsr-3246	117	1	3–4%	PERCENT
fsr-3246	118	1	3	CARDINAL
fsr-3246	118	2	2009	DATE
fsr-3246	119	1	one	CARDINAL
fsr-3246	119	2	two	CARDINAL
fsr-3246	120	1	one	CARDINAL
fsr-3246	120	2	monte carlo	PERSON
fsr-3246	120	3	second	ORDINAL
fsr-3246	121	1	2011	DATE
fsr-3246	121	2	five-year	DATE
fsr-3246	121	3	annual	DATE
fsr-3246	122	1	section 2	LAW
fsr-3246	123	1	one	CARDINAL
fsr-3246	124	1	kuhlemeyer	PERSON
fsr-3246	124	2	2000	DATE
fsr-3246	124	3	five	CARDINAL
fsr-3246	124	4	nine-year	DATE
fsr-3246	125	1	huebscher	PERSON
fsr-3246	125	2	2011	DATE
fsr-3246	125	3	2011	DATE
fsr-3246	125	4	2009	DATE
fsr-3246	125	5	two	CARDINAL
fsr-3246	126	1	2	CARDINAL
fsr-3246	127	1	2	CARDINAL
fsr-3246	127	2	2005	DATE
fsr-3246	128	1	416	CARDINAL
fsr-3246	128	2	a. terry	PERSON
fsr-3246	128	3	24	CARDINAL
fsr-3246	128	4	2015	CARDINAL
fsr-3246	128	5	411–428	CARDINAL
fsr-3246	131	1	2	CARDINAL
fsr-3246	131	2	2009	DATE
fsr-3246	131	3	228 months	DATE
fsr-3246	131	4	seven year	DATE
fsr-3246	131	5	annual	DATE
fsr-3246	132	1	collins	PERSON
fsr-3246	132	2	2009) 1973–2008	DATE
fsr-3246	132	3	5,000	CARDINAL
fsr-3246	132	4	seven-year	DATE
fsr-3246	132	5	annual	DATE
fsr-3246	132	6	50%	PERCENT
fsr-3246	132	7	50%	PERCENT
fsr-3246	132	8	16.1%	PERCENT
fsr-3246	132	9	50%	PERCENT
fsr-3246	132	10	50%	PERCENT
fsr-3246	132	11	42%	PERCENT
fsr-3246	132	12	2000	DATE
fsr-3246	132	13	1925–1998	DATE
fsr-3246	132	14	100,000	CARDINAL
fsr-3246	132	15	monthly	DATE
fsr-3246	132	16	one	CARDINAL
fsr-3246	132	17	five	CARDINAL
fsr-3246	132	18	nine year	DATE
fsr-3246	132	19	luo	PERSON
fsr-3246	132	20	2006	DATE
fsr-3246	132	21	10%	PERCENT
fsr-3246	132	22	20%	PERCENT
fsr-3246	132	23	10-year	DATE
fsr-3246	132	24	60%	PERCENT
fsr-3246	132	25	10yr	ORDINAL
fsr-3246	132	26	40%	PERCENT
fsr-3246	132	27	96.9%	PERCENT
fsr-3246	132	28	2008	DATE
fsr-3246	132	29	12.5%	PERCENT
fsr-3246	132	30	2.5%	PERCENT
fsr-3246	132	31	14-year	DATE
fsr-3246	132	32	annual	DATE
fsr-3246	132	33	4%	PERCENT
fsr-3246	132	34	monthly	DATE
fsr-3246	132	35	70%	PERCENT
fsr-3246	132	36	14-yr	DATE
fsr-3246	132	37	30%	PERCENT
fsr-3246	132	38	99.8%	PERCENT
fsr-3246	132	39	2009	DATE
fsr-3246	132	40	annual	DATE
fsr-3246	132	41	annual	DATE
fsr-3246	132	42	annual	DATE
fsr-3246	132	43	7%	PERCENT
fsr-3246	132	44	annual	DATE
fsr-3246	132	45	1.92%	PERCENT
fsr-3246	132	46	0.22	CARDINAL
fsr-3246	132	47	2011	DATE
fsr-3246	132	48	1996–2010	CARDINAL
fsr-3246	132	49	five-year	DATE
fsr-3246	132	50	annual	DATE
fsr-3246	132	51	5-year	DATE
fsr-3246	132	52	500 67%	PERCENT
fsr-3246	132	53	50%	PERCENT
fsr-3246	132	54	79%	PERCENT
fsr-3246	132	55	417a	CARDINAL
fsr-3246	133	1	terry	PERSON
fsr-3246	133	2	24	CARDINAL
fsr-3246	133	3	411–428 4	DATE
fsr-3246	133	4	2009	DATE
fsr-3246	133	5	annual	DATE
fsr-3246	133	6	annual	DATE
fsr-3246	133	7	the 1957–2008	DATE
fsr-3246	133	8	0.10	CARDINAL
fsr-3246	133	9	4%	PERCENT
fsr-3246	133	10	0.17	CARDINAL
fsr-3246	133	11	7%	PERCENT
fsr-3246	133	12	treasury	ORG
fsr-3246	133	13	2–3%	PERCENT
fsr-3246	133	14	1957	DATE
fsr-3246	134	1	section 2	LAW
fsr-3246	135	1	annual january through december	DATE
fsr-3246	135	2	january 1957	DATE
fsr-3246	135	3	december 2008	DATE
fsr-3246	136	1	only one	CARDINAL
fsr-3246	137	1	three	CARDINAL
fsr-3246	138	1	first	ORDINAL
fsr-3246	138	2	monthly	DATE
fsr-3246	138	3	1928	DATE
fsr-3246	138	4	the 7%, 6%	PERCENT
fsr-3246	138	5	5%	PERCENT
fsr-3246	138	6	annual	DATE
fsr-3246	138	7	3	CARDINAL
fsr-3246	138	8	3	CARDINAL
fsr-3246	138	9	1930s	DATE
fsr-3246	139	1	treasury	ORG
fsr-3246	139	2	annual	DATE
fsr-3246	139	3	5.27%	PERCENT
fsr-3246	139	4	3.55%	PERCENT
fsr-3246	140	1	the 7%	PERCENT
fsr-3246	140	2	4.11%	PERCENT
fsr-3246	140	3	4.29%	PERCENT
fsr-3246	141	1	2009	DATE
fsr-3246	143	1	3	CARDINAL
fsr-3246	143	2	2009	DATE
fsr-3246	143	3	annual	DATE
fsr-3246	143	4	2009	DATE
fsr-3246	143	5	9.33%	PERCENT
fsr-3246	143	6	103.43	MONEY
fsr-3246	143	7	17.74%	PERCENT
fsr-3246	143	8	0.31 0.0%	PERCENT
fsr-3246	143	9	1.00	CARDINAL
fsr-3246	143	10	treasury	ORG
fsr-3246	143	11	5.27%	PERCENT
fsr-3246	143	12	14.45	MONEY
fsr-3246	143	13	5-year	DATE
fsr-3246	143	14	treasury	ORG
fsr-3246	143	15	7.00%	PERCENT
fsr-3246	143	16	6.02%	PERCENT
fsr-3246	143	17	0.31	CARDINAL
fsr-3246	143	18	7%	PERCENT
fsr-3246	143	19	4.29%	PERCENT
fsr-3246	143	20	4.41%	PERCENT
fsr-3246	143	21	0.22	CARDINAL
fsr-3246	143	22	1.92%	PERCENT
fsr-3246	143	23	0.17	CARDINAL
fsr-3246	143	24	annual	DATE
fsr-3246	143	25	6%	PERCENT
fsr-3246	143	26	3.72%	PERCENT
fsr-3246	143	27	6.70	MONEY
fsr-3246	143	28	4.05%	PERCENT
fsr-3246	143	29	0.38	CARDINAL
fsr-3246	143	30	2.37%	PERCENT
fsr-3246	143	31	0.15	CARDINAL
fsr-3246	143	32	annual	DATE
fsr-3246	143	33	5%	PERCENT
fsr-3246	143	34	3.16%	PERCENT
fsr-3246	143	35	5.04 3.73%	PERCENT
fsr-3246	143	36	0.57	CARDINAL
fsr-3246	143	37	2.82%	PERCENT
fsr-3246	143	38	0.13 1928–2012	CARDINAL
fsr-3246	143	39	9.48%	PERCENT
fsr-3246	143	40	2,210.14	MONEY
fsr-3246	143	41	20.50%	PERCENT
fsr-3246	143	42	0.39 0.0%	PERCENT
fsr-3246	143	43	1.00	CARDINAL
fsr-3246	143	44	treasury	ORG
fsr-3246	143	45	3.55%	PERCENT
fsr-3246	143	46	19.32	MONEY
fsr-3246	143	47	5-year	DATE
fsr-3246	143	48	treasury	ORG
fsr-3246	143	49	5.37%	PERCENT
fsr-3246	143	50	5.13%	PERCENT
fsr-3246	143	51	0.38	CARDINAL
fsr-3246	143	52	7%	PERCENT
fsr-3246	143	53	4.11%	PERCENT
fsr-3246	143	54	4.58%	PERCENT
fsr-3246	143	55	0.01%	PERCENT
fsr-3246	143	56	0.16	CARDINAL
fsr-3246	143	57	annual	DATE
fsr-3246	143	58	6%	PERCENT
fsr-3246	143	59	3.56%	PERCENT
fsr-3246	143	60	4.23%	PERCENT
fsr-3246	143	61	0.00	CARDINAL
fsr-3246	143	62	1.0%	PERCENT
fsr-3246	143	63	0.14	CARDINAL
fsr-3246	143	64	annual	DATE
fsr-3246	143	65	5%	PERCENT
fsr-3246	143	66	3.01%	PERCENT
fsr-3246	143	67	12.44	MONEY
fsr-3246	143	68	3.92%	PERCENT
fsr-3246	143	69	0.14	CARDINAL
fsr-3246	143	70	1.5%	PERCENT
fsr-3246	143	71	0.12	CARDINAL
fsr-3246	143	72	1%	PERCENT
fsr-3246	144	1	10%	PERCENT
fsr-3246	145	1	418	CARDINAL
fsr-3246	145	2	a. terry	PERSON
fsr-3246	145	3	24	CARDINAL
fsr-3246	145	4	411–428	CARDINAL
fsr-3246	145	5	second	ORDINAL
fsr-3246	145	6	treasury	ORG
fsr-3246	145	7	11	CARDINAL
fsr-3246	145	8	15-year	DATE
fsr-3246	145	9	monthly	DATE
fsr-3246	146	1	11–15 year	DATE
fsr-3246	146	2	section 2	LAW
fsr-3246	146	3	10 years	DATE
fsr-3246	148	1	eb	ORG
fsr-3246	149	1	7%	PERCENT
fsr-3246	149	2	eb	ORG
fsr-3246	149	3	16%	PERCENT
fsr-3246	149	4	84%	PERCENT
fsr-3246	149	5	0.16	CARDINAL
fsr-3246	149	6	3	CARDINAL
fsr-3246	150	1	the 5%	PERCENT
fsr-3246	150	2	eb	ORG
fsr-3246	150	3	12%	PERCENT
fsr-3246	150	4	88%	PERCENT
fsr-3246	150	5	0.12	CARDINAL
fsr-3246	151	1	annual	DATE
fsr-3246	151	2	0.3%	PERCENT
fsr-3246	151	3	annual	DATE
fsr-3246	151	4	annual	DATE
fsr-3246	151	5	0.05%	PERCENT
fsr-3246	151	6	0.17%	PERCENT
fsr-3246	151	7	500	CARDINAL
fsr-3246	151	8	fund.10	PRODUCT
fsr-3246	151	9	the 1990s	DATE
fsr-3246	152	1	third	ORDINAL
fsr-3246	153	1	treasury	ORG
fsr-3246	153	2	2.5%	PERCENT
fsr-3246	154	1	section 2	LAW
fsr-3246	154	2	the first year	DATE
fsr-3246	156	1	100%	PERCENT
fsr-3246	159	1	monthly	DATE
fsr-3246	159	2	1928	DATE
fsr-3246	159	3	annual	DATE
fsr-3246	159	4	0.30%	PERCENT
fsr-3246	159	5	11-year	DATE
fsr-3246	159	6	12-year	DATE
fsr-3246	159	7	15-year	DATE
fsr-3246	159	8	every single month	DATE
fsr-3246	159	9	889	CARDINAL
fsr-3246	159	10	11-year	DATE
fsr-3246	159	11	841	CARDINAL
fsr-3246	159	12	15-year	DATE
fsr-3246	160	1	1	MONEY
fsr-3246	160	2	eb	ORG
fsr-3246	160	3	1	MONEY
fsr-3246	161	1	annual	DATE
fsr-3246	161	2	7%	PERCENT
fsr-3246	161	3	5%	PERCENT
fsr-3246	161	4	2.5%	PERCENT
fsr-3246	162	1	first	ORDINAL
fsr-3246	162	2	two	CARDINAL
fsr-3246	163	1	11	CARDINAL
fsr-3246	163	2	15-year	DATE
fsr-3246	163	3	eb	ORG
fsr-3246	164	1	1	CARDINAL
fsr-3246	164	2	two	CARDINAL
fsr-3246	164	3	eb	ORG
fsr-3246	164	4	less than 1	CARDINAL
fsr-3246	164	5	eb	ORG
fsr-3246	165	1	1928	DATE
fsr-3246	168	1	eb	ORG
fsr-3246	168	2	419a	PRODUCT
fsr-3246	169	1	terry	PERSON
fsr-3246	169	2	24	CARDINAL
fsr-3246	169	3	2015	CARDINAL
fsr-3246	169	4	411–428	CARDINAL
fsr-3246	169	5	4	CARDINAL
fsr-3246	169	6	eb	ORG
fsr-3246	169	7	12%	PERCENT
fsr-3246	169	8	7%	PERCENT
fsr-3246	169	9	11-year	DATE
fsr-3246	169	10	over 34%	PERCENT
fsr-3246	169	11	5%	PERCENT
fsr-3246	169	12	15-year	DATE
fsr-3246	170	1	11 year	DATE
fsr-3246	170	2	7%	PERCENT
fsr-3246	170	3	eb	ORG
fsr-3246	170	4	27.4%	PERCENT
fsr-3246	171	1	eb	ORG
fsr-3246	171	2	at least 27%	PERCENT
fsr-3246	172	1	15 years	DATE
fsr-3246	172	2	5%	PERCENT
fsr-3246	172	3	eb	ORG
fsr-3246	172	4	only 15.7%	PERCENT
fsr-3246	173	1	eb	ORG
fsr-3246	173	2	at least 102%	PERCENT
fsr-3246	173	3	over 15%	PERCENT
fsr-3246	174	1	7.2%	PERCENT
fsr-3246	174	2	2.6%	PERCENT
fsr-3246	174	3	18.9%	PERCENT
fsr-3246	175	1	eb	ORG
fsr-3246	175	2	7%	PERCENT
fsr-3246	175	3	about 5%	PERCENT
fsr-3246	175	4	5%	PERCENT
fsr-3246	177	1	one	CARDINAL
fsr-3246	177	2	4	CARDINAL
fsr-3246	177	3	eb	ORG
fsr-3246	177	4	less than $1	MONEY
fsr-3246	177	5	1	MONEY
fsr-3246	177	6	1	MONEY
fsr-3246	177	7	95th	ORDINAL
fsr-3246	178	1	4	CARDINAL
fsr-3246	178	2	14	DATE
fsr-3246	178	3	15-year	DATE
fsr-3246	178	4	eb	ORG
fsr-3246	179	1	15-year	DATE
fsr-3246	179	2	5%	PERCENT
fsr-3246	179	3	three	CARDINAL
fsr-3246	180	1	5%	PERCENT
fsr-3246	180	2	4	CARDINAL
fsr-3246	180	3	s&p	ORG
fsr-3246	180	4	eb	ORG
fsr-3246	180	5	years	DATE
fsr-3246	180	6	eb	ORG
fsr-3246	180	7	1 5	DATE
fsr-3246	180	8	$1 min	MONEY
fsr-3246	180	9	95th% 11 0.73 0.79 0.83 0.98 1.12 1.29	QUANTITY
fsr-3246	180	10	889 27.4%	PERCENT
fsr-3246	180	11	0.6%	PERCENT
fsr-3246	180	12	2.86	MONEY
fsr-3246	180	13	25.8%	PERCENT
fsr-3246	180	14	1.0%	PERCENT
fsr-3246	180	15	3.15	MONEY
fsr-3246	180	16	865 24.2%	PERCENT
fsr-3246	180	17	0.2%	PERCENT
fsr-3246	180	18	3.36	MONEY
fsr-3246	180	19	23.7%	PERCENT
fsr-3246	180	20	0.0%	PERCENT
fsr-3246	180	21	3.61	MONEY
fsr-3246	180	22	22.2%	PERCENT
fsr-3246	180	23	0.0%	PERCENT
fsr-3246	180	24	3.96	MONEY
fsr-3246	180	25	0.12	CARDINAL
fsr-3246	181	1	eb	ORG
fsr-3246	181	2	11 0.81 0.86 0.90	QUANTITY
fsr-3246	181	3	889 21.5%	PERCENT
fsr-3246	181	4	0.2%	PERCENT
fsr-3246	181	5	2.78	MONEY
fsr-3246	181	6	20.6%	PERCENT
fsr-3246	181	7	0.3%	PERCENT
fsr-3246	181	8	3.03	MONEY
fsr-3246	181	9	0.81 0.86	QUANTITY
fsr-3246	181	10	1.11 1.26	CARDINAL
fsr-3246	181	11	18.3%	PERCENT
fsr-3246	181	12	0.0%	PERCENT
fsr-3246	181	13	$1.01 $	MONEY
fsr-3246	181	14	3.24	MONEY
fsr-3246	181	15	16.5%	PERCENT
fsr-3246	181	16	0.0%	PERCENT
fsr-3246	181	17	$1.04 $	MONEY
fsr-3246	181	18	3.47	MONEY
fsr-3246	181	19	0.78	CARDINAL
fsr-3246	181	20	841 15.7%	PERCENT
fsr-3246	181	21	0.0%	PERCENT
fsr-3246	181	22	3.76	MONEY
fsr-3246	181	23	0.16	CARDINAL
fsr-3246	181	24	2.5%	PERCENT
fsr-3246	181	25	eb	ORG
fsr-3246	181	26	11 0.82 0.87 0.90	MONEY
fsr-3246	181	27	889 22.6%	PERCENT
fsr-3246	181	28	0.6%	PERCENT
fsr-3246	181	29	2.86	MONEY
fsr-3246	181	30	20.3%	PERCENT
fsr-3246	181	31	1.0%	PERCENT
fsr-3246	181	32	3.15	MONEY
fsr-3246	181	33	0.83 0.86 0.90 1.04 1.17 1.31 1.45	QUANTITY
fsr-3246	181	34	20.3%	PERCENT
fsr-3246	181	35	0.2%	PERCENT
fsr-3246	182	1	3.36	MONEY
fsr-3246	182	2	0.83 0.86 0.91	QUANTITY
fsr-3246	182	3	19.0%	PERCENT
fsr-3246	182	4	0.0%	PERCENT
fsr-3246	182	5	3.61	MONEY
fsr-3246	182	6	0.82 0.87 0.92	QUANTITY
fsr-3246	182	7	17.4%	PERCENT
fsr-3246	182	8	0.0%	PERCENT
fsr-3246	182	9	3.96	MONEY
fsr-3246	182	10	1	CARDINAL
fsr-3246	183	1	420	CARDINAL
fsr-3246	183	2	a. terry	PERSON
fsr-3246	183	3	24	CARDINAL
fsr-3246	183	4	2015	CARDINAL
fsr-3246	184	1	411–428	CARDINAL
fsr-3246	184	2	approximately 3.5	CARDINAL
fsr-3246	184	3	14	CARDINAL
fsr-3246	184	4	15-year	DATE
fsr-3246	186	1	1	CARDINAL
fsr-3246	186	2	4	CARDINAL
fsr-3246	186	3	15-year	DATE
fsr-3246	189	1	15-year	DATE
fsr-3246	190	1	12-year	DATE
fsr-3246	190	2	0.16	CARDINAL
fsr-3246	190	3	eb	ORG
fsr-3246	190	4	9	CARDINAL
fsr-3246	190	5	1.03%	PERCENT
fsr-3246	190	6	2.7%	PERCENT
fsr-3246	191	1	1%	PERCENT
fsr-3246	191	2	12-year	DATE
fsr-3246	192	1	treasury	ORG
fsr-3246	192	2	2009	DATE
fsr-3246	192	3	first	ORDINAL
fsr-3246	193	1	one	CARDINAL
fsr-3246	195	1	eb	ORG
fsr-3246	195	2	2.3%	PERCENT
fsr-3246	195	3	12-year	DATE
fsr-3246	195	4	eb	ORG
fsr-3246	195	5	14 or 15-year	DATE
fsr-3246	198	1	1	CARDINAL
fsr-3246	198	2	eb	ORG
fsr-3246	198	3	15 year	DATE
fsr-3246	200	1	terry	PERSON
fsr-3246	200	2	24	CARDINAL
fsr-3246	201	1	411–428 5	DATE
fsr-3246	203	1	first	ORDINAL
fsr-3246	204	1	second	ORDINAL
fsr-3246	205	1	annual	DATE
fsr-3246	205	2	7%	PERCENT
fsr-3246	205	3	one year	DATE
fsr-3246	205	4	up to 7%	PERCENT
fsr-3246	205	5	0	CARDINAL
fsr-3246	207	1	second	ORDINAL
fsr-3246	207	2	1	CARDINAL
fsr-3246	207	3	5-year	DATE
fsr-3246	208	1	bodie et al.	ORG
fsr-3246	208	2	2013	DATE
fsr-3246	209	1	60-months	DATE
fsr-3246	210	1	treasury	ORG
fsr-3246	210	2	the option year	DATE
fsr-3246	211	1	5%	PERCENT
fsr-3246	212	1	5	CARDINAL
fsr-3246	212	2	11	CARDINAL
fsr-3246	212	3	15-year	DATE
fsr-3246	213	1	5	CARDINAL
fsr-3246	213	2	5	CARDINAL
fsr-3246	213	3	s&p	ORG
fsr-3246	213	4	1 5	DATE
fsr-3246	213	5	$1 min	MONEY
fsr-3246	213	6	829 15.8%	PERCENT
fsr-3246	213	7	4.9%	PERCENT
fsr-3246	213	8	3.93	MONEY
fsr-3246	213	9	817 14.0%	PERCENT
fsr-3246	213	10	4.2%	PERCENT
fsr-3246	213	11	$0.66 $	MONEY
fsr-3246	213	12	4.31	MONEY
fsr-3246	213	13	805 13.8%	PERCENT
fsr-3246	213	14	3.6%	PERCENT
fsr-3246	213	15	4.86	MONEY
fsr-3246	213	16	793 12.1%	PERCENT
fsr-3246	213	17	2.9%	PERCENT
fsr-3246	213	18	5.35	MONEY
fsr-3246	213	19	2.77 3.38	CARDINAL
fsr-3246	213	20	9.9%	PERCENT
fsr-3246	213	21	$0.73 $	MONEY
fsr-3246	213	22	6.10	MONEY
fsr-3246	213	23	11	CARDINAL
fsr-3246	213	24	11.5%	PERCENT
fsr-3246	213	25	4.9%	PERCENT
fsr-3246	213	26	3.93	MONEY
fsr-3246	213	27	2.76	CARDINAL
fsr-3246	213	28	10.3%	PERCENT
fsr-3246	213	29	4.2%	PERCENT
fsr-3246	213	30	$0.66 $	MONEY
fsr-3246	213	31	4.31	MONEY
fsr-3246	213	32	0.85 1.04 1.39 1.90	MONEY
fsr-3246	213	33	805 9.3%	PERCENT
fsr-3246	213	34	3.6%	PERCENT
fsr-3246	213	35	4.86	MONEY
fsr-3246	213	36	793 7.6%	PERCENT
fsr-3246	213	37	2.9%	PERCENT
fsr-3246	213	38	5.35	MONEY
fsr-3246	213	39	7.3%	PERCENT
fsr-3246	213	40	$0.73 $	MONEY
fsr-3246	213	41	6.10	MONEY
fsr-3246	213	42	2.5%	PERCENT
fsr-3246	213	43	11 0.63 0.79 0.91 1.10 1.38 1.71 1.96	QUANTITY
fsr-3246	213	44	829 15.7%	PERCENT
fsr-3246	213	45	4.9%	PERCENT
fsr-3246	213	46	3.93	MONEY
fsr-3246	213	47	817 14.3%	PERCENT
fsr-3246	213	48	4.2%	PERCENT
fsr-3246	213	49	$0.66 $	MONEY
fsr-3246	213	50	4.31	MONEY
fsr-3246	213	51	0.64 0.86 0.97 1.20 1.49 1.86 2.14	QUANTITY
fsr-3246	213	52	12.2%	PERCENT
fsr-3246	213	53	3.6%	PERCENT
fsr-3246	213	54	4.86	MONEY
fsr-3246	213	55	793 10.8%	PERCENT
fsr-3246	213	56	2.9%	PERCENT
fsr-3246	213	57	5.35	MONEY
fsr-3246	213	58	9.1%	PERCENT
fsr-3246	213	59	$0.73 $	MONEY
fsr-3246	213	60	6.10	MONEY
fsr-3246	213	61	1	CARDINAL
fsr-3246	214	1	422	CARDINAL
fsr-3246	214	2	a. terry	PERSON
fsr-3246	214	3	24	CARDINAL
fsr-3246	214	4	2015	CARDINAL
fsr-3246	214	5	411–428	CARDINAL
fsr-3246	214	6	1	MONEY
fsr-3246	214	7	95th	ORDINAL
fsr-3246	215	1	49%	PERCENT
fsr-3246	215	2	105%	PERCENT
fsr-3246	216	1	only 7.3%	PERCENT
fsr-3246	216	2	the 5%	PERCENT
fsr-3246	216	3	15-year	DATE
fsr-3246	216	4	15.8%	PERCENT
fsr-3246	216	5	the 7%	PERCENT
fsr-3246	216	6	11-year	DATE
fsr-3246	217	1	less than 5%	PERCENT
fsr-3246	217	2	40%	PERCENT
fsr-3246	217	3	11-year	DATE
fsr-3246	217	4	27%	PERCENT
fsr-3246	217	5	15-year	DATE
fsr-3246	218	1	95th	ORDINAL
fsr-3246	218	2	293%	PERCENT
fsr-3246	218	3	11-year	DATE
fsr-3246	218	4	510%	PERCENT
fsr-3246	218	5	the 15 year	DATE
fsr-3246	218	6	95th	ORDINAL
fsr-3246	218	7	2.28	CARDINAL
fsr-3246	218	8	3.36	CARDINAL
fsr-3246	219	1	eb	ORG
fsr-3246	221	1	2	CARDINAL
fsr-3246	221	2	15-year	DATE
fsr-3246	221	3	5	CARDINAL
fsr-3246	221	4	4	CARDINAL
fsr-3246	221	5	only half	CARDINAL
fsr-3246	221	6	two-thirds	CARDINAL
fsr-3246	221	7	eb	ORG
fsr-3246	223	1	market years	DATE
fsr-3246	224	1	1	CARDINAL
fsr-3246	224	2	five-year	DATE
fsr-3246	225	1	5%	PERCENT
fsr-3246	226	1	a given year	DATE
fsr-3246	227	1	2	CARDINAL
fsr-3246	227	2	eb	ORG
fsr-3246	227	3	15 year	DATE
fsr-3246	229	1	terry	PERSON
fsr-3246	229	2	24	CARDINAL
fsr-3246	229	3	2015	CARDINAL
fsr-3246	230	1	411–428	CARDINAL
fsr-3246	231	1	6	CARDINAL
fsr-3246	231	2	11	CARDINAL
fsr-3246	231	3	15-year	DATE
fsr-3246	232	1	1	MONEY
fsr-3246	233	1	1.07	MONEY
fsr-3246	234	1	17% to 28%	PERCENT
fsr-3246	235	1	between 1.4% and 2%	PERCENT
fsr-3246	236	1	section 2	LAW
fsr-3246	236	2	1	CARDINAL
fsr-3246	236	3	one	CARDINAL
fsr-3246	236	4	treasury	ORG
fsr-3246	237	1	the cb portfolios	ORG
fsr-3246	237	2	approximately 20%	PERCENT
fsr-3246	237	3	the 7%	PERCENT
fsr-3246	237	4	less than 15%	PERCENT
fsr-3246	238	1	two	CARDINAL
fsr-3246	239	1	first	ORDINAL
fsr-3246	239	2	the prior 60 month	DATE
fsr-3246	240	1	two	CARDINAL
fsr-3246	241	1	first	ORDINAL
fsr-3246	241	2	2005	DATE
fsr-3246	241	3	annual	DATE
fsr-3246	241	4	the previous 12 months	DATE
fsr-3246	241	5	12 months	DATE
fsr-3246	243	1	second	ORDINAL
fsr-3246	243	2	6	CARDINAL
fsr-3246	243	3	cb portfolio/7%	ORG
fsr-3246	243	4	eia cb portfolio	ORG
fsr-3246	243	5	1 5	DATE
fsr-3246	243	6	1.17 1.43	CARDINAL
fsr-3246	243	7	829 21.5%	PERCENT
fsr-3246	243	8	$2.01 $1.07 $	MONEY
fsr-3246	243	9	3.41	MONEY
fsr-3246	243	10	21.4%	PERCENT
fsr-3246	243	11	$2.16	MONEY
fsr-3246	244	1	3.80	MONEY
fsr-3246	244	2	805 20.5%	PERCENT
fsr-3246	244	3	$2.32 $1.10 $	MONEY
fsr-3246	244	4	4.22	MONEY
fsr-3246	244	5	1.06 1.25	CARDINAL
fsr-3246	244	6	2.06	CARDINAL
fsr-3246	244	7	793 20.1%	PERCENT
fsr-3246	244	8	2.50	MONEY
fsr-3246	244	9	$1.15 $	MONEY
fsr-3246	244	10	4.68	MONEY
fsr-3246	244	11	19.2%	PERCENT
fsr-3246	244	12	5.17	MONEY
fsr-3246	244	13	cb portfolio/5%	ORG
fsr-3246	244	14	eia cb portfolio	ORG
fsr-3246	244	15	11 0.83 0.84 0.87	QUANTITY
fsr-3246	244	16	1.17 1.43	CARDINAL
fsr-3246	244	17	17.5%	PERCENT
fsr-3246	244	18	$1.91 $1.07 $	MONEY
fsr-3246	244	19	3.19	MONEY
fsr-3246	244	20	817 17.1%	PERCENT
fsr-3246	244	21	2.04 $1.11 $	MONEY
fsr-3246	244	22	3.51	MONEY
fsr-3246	244	23	805 16.4%	PERCENT
fsr-3246	244	24	3.86	MONEY
fsr-3246	244	25	1.06 1.25	CARDINAL
fsr-3246	244	26	793 15.6%	PERCENT
fsr-3246	244	27	$2.34 $1.16 $	MONEY
fsr-3246	244	28	4.23	MONEY
fsr-3246	244	29	15.2%	PERCENT
fsr-3246	244	30	$1.20 $	MONEY
fsr-3246	244	31	4.61	MONEY
fsr-3246	244	32	2.5%	PERCENT
fsr-3246	244	33	eia cb portfolio	ORG
fsr-3246	244	34	11 0.91 0.92	QUANTITY
fsr-3246	244	35	829 14.5%	PERCENT
fsr-3246	244	36	2.05	MONEY
fsr-3246	244	37	4.03	MONEY
fsr-3246	244	38	817 14.4%	PERCENT
fsr-3246	244	39	$2.21 $1.10 $	MONEY
fsr-3246	244	40	4.58	MONEY
fsr-3246	244	41	14.3%	PERCENT
fsr-3246	245	1	$2.38 $1.12 $	MONEY
fsr-3246	245	2	5.13	MONEY
fsr-3246	245	3	793 13.5%	PERCENT
fsr-3246	245	4	$2.57 $1.14 $	MONEY
fsr-3246	245	5	5.76	MONEY
fsr-3246	245	6	13.6%	PERCENT
fsr-3246	245	7	$2.77 $1.16 $	MONEY
fsr-3246	245	8	6.35	MONEY
fsr-3246	246	1	424	CARDINAL
fsr-3246	246	2	a. terry	PERSON
fsr-3246	246	3	24	CARDINAL
fsr-3246	246	4	2015	CARDINAL
fsr-3246	246	5	411–428	CARDINAL
fsr-3246	246	6	vix	DATE
fsr-3246	247	1	vix	EVENT
fsr-3246	247	2	1990	DATE
fsr-3246	247	3	only about one-sixth	CARDINAL
fsr-3246	248	1	vix	DATE
fsr-3246	248	2	approximately 25% and 3%	PERCENT
fsr-3246	248	3	cb portfolios	ORG
fsr-3246	249	1	vix	DATE
fsr-3246	249	2	approximately 4%	PERCENT
fsr-3246	252	1	second	ORDINAL
fsr-3246	252	2	1957–2012	CARDINAL
fsr-3246	254	1	ibbotson associates	ORG
fsr-3246	254	2	2013	DATE
fsr-3246	254	3	1928	DATE
fsr-3246	254	4	2009	DATE
fsr-3246	254	5	only 90	CARDINAL
fsr-3246	254	6	1957	DATE
fsr-3246	255	1	84 years	DATE
fsr-3246	255	2	12 years	DATE
fsr-3246	255	3	14%	PERCENT
fsr-3246	257	1	1957–2012	CARDINAL
fsr-3246	258	1	7	CARDINAL
fsr-3246	258	2	13-year	DATE
fsr-3246	258	3	11-year	DATE
fsr-3246	258	4	15-year	DATE
fsr-3246	259	1	1957–2012	DATE
fsr-3246	259	2	1928–2012	CARDINAL
fsr-3246	260	1	the estimated 1957–2012	CARDINAL
fsr-3246	261	1	7	CARDINAL
fsr-3246	261	2	1957–2012	CARDINAL
fsr-3246	261	3	eb	ORG
fsr-3246	261	4	2.5%	PERCENT
fsr-3246	261	5	13 year	DATE
fsr-3246	261	6	99	CARDINAL
fsr-3246	261	7	0.83 0.87 0.91 1.04 1.14 1.28 1.40 1.46 1.55	QUANTITY
fsr-3246	261	8	0.83 0.86 0.90 1.04	MONEY
fsr-3246	261	9	1.50 1.63 %	PERCENT
fsr-3246	261	10	0.9%	PERCENT
fsr-3246	261	11	1.2%	PERCENT
fsr-3246	261	12	1.2%	PERCENT
fsr-3246	261	13	0.3%	PERCENT
fsr-3246	261	14	2.9%	PERCENT
fsr-3246	261	15	3.3%	PERCENT
fsr-3246	261	16	2.4%	PERCENT
fsr-3246	261	17	5.0%	PERCENT
fsr-3246	261	18	2.5%	PERCENT
fsr-3246	261	19	13 year	DATE
fsr-3246	261	20	2.10 2.31	CARDINAL
fsr-3246	261	21	0.64 0.86 0.97	MONEY
fsr-3246	261	22	2.26 2.42 %	PERCENT
fsr-3246	261	23	34.5%	PERCENT
fsr-3246	261	24	10.0%	PERCENT
fsr-3246	261	25	3.8%	PERCENT
fsr-3246	261	26	0.8%	PERCENT
fsr-3246	261	27	1.1%	PERCENT
fsr-3246	261	28	8.0%	PERCENT
fsr-3246	261	29	8.6%	PERCENT
fsr-3246	261	30	6.8%	PERCENT
fsr-3246	261	31	4.5%	PERCENT
fsr-3246	261	32	2.5%	PERCENT
fsr-3246	261	33	13 year	DATE
fsr-3246	261	34	0.90 0.92	MONEY
fsr-3246	261	35	1.60 1.63 %	PERCENT
fsr-3246	261	36	18.3%	PERCENT
fsr-3246	261	37	19.2%	PERCENT
fsr-3246	261	38	19.1%	PERCENT
fsr-3246	261	39	14.1%	PERCENT
fsr-3246	261	40	12.4%	PERCENT
fsr-3246	261	41	11.2%	PERCENT
fsr-3246	261	42	1.8%	PERCENT
fsr-3246	261	43	0.5%	PERCENT
fsr-3246	261	44	0.2%	PERCENT
fsr-3246	262	1	terry	PERSON
fsr-3246	262	2	24	CARDINAL
fsr-3246	262	3	2015	CARDINAL
fsr-3246	262	4	411–428	CARDINAL
fsr-3246	263	1	eb	ORG
fsr-3246	263	2	years	DATE
fsr-3246	265	1	8	CARDINAL
fsr-3246	265	2	annual	DATE
fsr-3246	265	3	11	CARDINAL
fsr-3246	265	4	13	DATE
fsr-3246	265	5	15-year	DATE
fsr-3246	266	1	annual	DATE
fsr-3246	267	1	15-year	DATE
fsr-3246	267	2	annual	DATE
fsr-3246	267	3	nearly 4%	PERCENT
fsr-3246	269	1	annual	DATE
fsr-3246	269	2	annual	DATE
fsr-3246	269	3	approximately 2.3% to 3.1%	PERCENT
fsr-3246	270	1	6	CARDINAL
fsr-3246	270	2	first	ORDINAL
fsr-3246	270	3	2009	DATE
fsr-3246	270	4	treasury	ORG
fsr-3246	271	1	second	ORDINAL
fsr-3246	271	2	two	CARDINAL
fsr-3246	272	1	first	ORDINAL
fsr-3246	273	1	second	ORDINAL
fsr-3246	274	1	third	ORDINAL
fsr-3246	274	2	8	CARDINAL
fsr-3246	274	3	annual	DATE
fsr-3246	274	4	11 year	DATE
fsr-3246	274	5	13 year	DATE
fsr-3246	274	6	15 year	DATE
fsr-3246	274	7	max	PERSON
fsr-3246	274	8	max	PERSON
fsr-3246	274	9	7%	PERCENT
fsr-3246	274	10	4.3%	PERCENT
fsr-3246	274	11	1.9%	PERCENT
fsr-3246	274	12	6.6%	PERCENT
fsr-3246	274	13	4.3%	PERCENT
fsr-3246	274	14	1.6%	PERCENT
fsr-3246	274	15	6.1%	PERCENT
fsr-3246	274	16	4.3%	PERCENT
fsr-3246	274	17	2.2%	PERCENT
fsr-3246	274	18	6.2%	PERCENT
fsr-3246	274	19	0.16	CARDINAL
fsr-3246	274	20	5.8% �0.1%	PERCENT
fsr-3246	274	21	10.8%	PERCENT
fsr-3246	274	22	6.1%	PERCENT
fsr-3246	274	23	0.1%	PERCENT
fsr-3246	274	24	10.8%	PERCENT
fsr-3246	274	25	6.3%	PERCENT
fsr-3246	274	26	0.3%	PERCENT
fsr-3246	274	27	10.3%	PERCENT
fsr-3246	274	28	6.6%	PERCENT
fsr-3246	274	29	0.6%	PERCENT
fsr-3246	274	30	11.8%	PERCENT
fsr-3246	274	31	6.7%	PERCENT
fsr-3246	274	32	0.7%	PERCENT
fsr-3246	274	33	11.7%	PERCENT
fsr-3246	274	34	6.8%	PERCENT
fsr-3246	274	35	1.2%	PERCENT
fsr-3246	274	36	11.6%	PERCENT
fsr-3246	274	37	5%	PERCENT
fsr-3246	274	38	3.2%	PERCENT
fsr-3246	274	39	1.4%	PERCENT
fsr-3246	274	40	4.9%	PERCENT
fsr-3246	274	41	3.2%	PERCENT
fsr-3246	274	42	1.2%	PERCENT
fsr-3246	274	43	4.6%	PERCENT
fsr-3246	274	44	3.2%	PERCENT
fsr-3246	274	45	1.7%	PERCENT
fsr-3246	274	46	4.6%	PERCENT
fsr-3246	274	47	0.12	CARDINAL
fsr-3246	274	48	5.5%	PERCENT
fsr-3246	274	49	0.0%	PERCENT
fsr-3246	274	50	10.4%	PERCENT
fsr-3246	274	51	5.7%	PERCENT
fsr-3246	274	52	0.1%	PERCENT
fsr-3246	274	53	10.3%	PERCENT
fsr-3246	274	54	5.9%	PERCENT
fsr-3246	274	55	0.4%	PERCENT
fsr-3246	274	56	9.8%	PERCENT
fsr-3246	274	57	6.1%	PERCENT
fsr-3246	274	58	0.7%	PERCENT
fsr-3246	274	59	11.1%	PERCENT
fsr-3246	274	60	6.2%	PERCENT
fsr-3246	274	61	0.9%	PERCENT
fsr-3246	274	62	10.9%	PERCENT
fsr-3246	274	63	6.3%	PERCENT
fsr-3246	274	64	1.2%	PERCENT
fsr-3246	274	65	10.7%	PERCENT
fsr-3246	274	66	2.5%	PERCENT
fsr-3246	274	67	4.6%	PERCENT
fsr-3246	274	68	1.2%	PERCENT
fsr-3246	274	69	9.5%	PERCENT
fsr-3246	274	70	4.7%	PERCENT
fsr-3246	274	71	1.0%	PERCENT
fsr-3246	274	72	9.4%	PERCENT
fsr-3246	274	73	4.8%	PERCENT
fsr-3246	274	74	1.4%	PERCENT
fsr-3246	274	75	9.3%	PERCENT
fsr-3246	274	76	0.16	CARDINAL
fsr-3246	274	77	5.8% �0.1%	PERCENT
fsr-3246	274	78	10.8%	PERCENT
fsr-3246	274	79	6.1%	PERCENT
fsr-3246	274	80	0.1%	PERCENT
fsr-3246	274	81	10.8%	PERCENT
fsr-3246	274	82	6.3%	PERCENT
fsr-3246	274	83	0.3%	PERCENT
fsr-3246	274	84	10.3%	PERCENT
fsr-3246	274	85	6.7%	PERCENT
fsr-3246	274	86	0.6%	PERCENT
fsr-3246	274	87	13.5%	PERCENT
fsr-3246	274	88	6.9%	PERCENT
fsr-3246	274	89	0.9%	PERCENT
fsr-3246	274	90	13.4%	PERCENT
fsr-3246	274	91	7.0%	PERCENT
fsr-3246	274	92	1.0%	PERCENT
fsr-3246	274	93	13.1%	PERCENT
fsr-3246	274	94	8.3%	PERCENT
fsr-3246	274	95	4.5%	PERCENT
fsr-3246	274	96	15.4%	PERCENT
fsr-3246	274	97	8.5% �3.5%	PERCENT
fsr-3246	274	98	14.6%	PERCENT
fsr-3246	274	99	8.6%	PERCENT
fsr-3246	274	100	2.1%	PERCENT
fsr-3246	274	101	15.5%	PERCENT
fsr-3246	274	102	426	CARDINAL
fsr-3246	274	103	a. terry	PERSON
fsr-3246	274	104	24	CARDINAL
fsr-3246	274	105	2015	CARDINAL
fsr-3246	274	106	411–428	CARDINAL
fsr-3246	275	1	collins et al.	PERSON
fsr-3246	275	2	2009	DATE
fsr-3246	279	1	1	CARDINAL
fsr-3246	279	2	sec	ORG
fsr-3246	280	1	section 989j	LAW
fsr-3246	280	2	dodd	PERSON
fsr-3246	280	3	naic	ORG
fsr-3246	282	1	2	CARDINAL
fsr-3246	282	2	half	CARDINAL
fsr-3246	282	3	$34 billion	MONEY
fsr-3246	282	4	2012	DATE
fsr-3246	283	1	2013	DATE
fsr-3246	283	2	3	CARDINAL
fsr-3246	285	1	4	CARDINAL
fsr-3246	285	2	mccann	GPE
fsr-3246	285	3	2008	DATE
fsr-3246	285	4	241	CARDINAL
fsr-3246	285	5	10-year	DATE
fsr-3246	285	6	monthly	DATE
fsr-3246	285	7	44%	PERCENT
fsr-3246	286	1	5	CARDINAL
fsr-3246	287	1	between 10 and 15 years	CARDINAL
fsr-3246	288	1	6	CARDINAL
fsr-3246	289	1	the first year	DATE
fsr-3246	290	1	7	CARDINAL
fsr-3246	290	2	2013	DATE
fsr-3246	290	3	monte carlo simulation	ORG
fsr-3246	291	1	8	CARDINAL
fsr-3246	291	2	the first year	DATE
fsr-3246	291	3	the remaining years	DATE
fsr-3246	292	1	9	CARDINAL
fsr-3246	292	2	3	CARDINAL
fsr-3246	295	1	427a	TIME
fsr-3246	296	1	terry	PERSON
fsr-3246	296	2	24	CARDINAL
fsr-3246	297	1	411–428 10	CARDINAL
fsr-3246	297	2	yahoo	ORG
fsr-3246	299	1	500	CARDINAL
fsr-3246	300	1	11	CARDINAL
fsr-3246	301	1	7.2%	PERCENT
fsr-3246	301	2	eb	ORG
fsr-3246	301	3	7%	PERCENT
fsr-3246	302	1	12	CARDINAL
fsr-3246	302	2	the last beginning month	DATE
fsr-3246	302	3	june 2003	DATE
fsr-3246	302	4	10-year	DATE
fsr-3246	303	1	march 1999	DATE
fsr-3246	303	2	march 2009	DATE
fsr-3246	303	3	march 2009	DATE
fsr-3246	303	4	march 2019	DATE
fsr-3246	304	1	2009	DATE
fsr-3246	304	2	june 2003	DATE
fsr-3246	304	3	june 2013	DATE
fsr-3246	305	1	2009	DATE
fsr-3246	305	2	annual	DATE
fsr-3246	305	3	january	DATE
fsr-3246	305	4	december of every year	DATE
fsr-3246	305	5	only one	CARDINAL
fsr-3246	305	6	annual	DATE
fsr-3246	306	1	13	CARDINAL
fsr-3246	309	1	14	CARDINAL
fsr-3246	309	2	7%	PERCENT
fsr-3246	309	3	the 5%	PERCENT
fsr-3246	310	1	bodie	GPE
fsr-3246	310	2	z.	PERSON
fsr-3246	310	3	kane	PERSON
fsr-3246	310	4	a., & marcus, a.	ORG
fsr-3246	310	5	2013	DATE
fsr-3246	311	1	9th	ORDINAL
fsr-3246	313	1	532–537	CARDINAL
fsr-3246	314	1	new york	GPE
fsr-3246	314	2	ny	GPE
fsr-3246	314	3	mcgraw-hill/irwin	ORG
fsr-3246	315	1	carver	PERSON
fsr-3246	315	2	a. b.	PERSON
fsr-3246	315	3	2013	DATE
fsr-3246	317	1	decision sciences journal	ORG
fsr-3246	317	2	11	CARDINAL
fsr-3246	317	3	23–28	CARDINAL
fsr-3246	318	1	collins	PERSON
fsr-3246	318	2	j. (	PERSON
fsr-3246	318	3	2009	DATE
fsr-3246	320	1	22	CARDINAL
fsr-3246	320	2	48–57	DATE
fsr-3246	321	1	edwards	ORG
fsr-3246	321	2	m. & swidler	ORG
fsr-3246	321	3	s. (2005	ORG
fsr-3246	323	1	14	CARDINAL
fsr-3246	323	2	305–318	CARDINAL
fsr-3246	324	1	mccann	GPE
fsr-3246	326	1	north american	NORP
fsr-3246	326	2	september 10	DATE
fsr-3246	327	1	mccann	GPE
fsr-3246	327	2	c. & luo	PERSON
fsr-3246	327	3	2006	DATE
fsr-3246	330	1	huebscher	PERSON
fsr-3246	330	2	r.	PERSON
fsr-3246	330	3	2011	DATE
fsr-3246	332	1	cfa institute	ORG
fsr-3246	332	2	may 31	DATE
fsr-3246	333	1	ibbotson associates	ORG
fsr-3246	334	1	2013	DATE
fsr-3246	335	1	ibbotson	PERSON
fsr-3246	335	2	2013	DATE
fsr-3246	336	1	chicago	GPE
fsr-3246	336	2	il: morningstar inc.	ORG
fsr-3246	337	1	2014	DATE
fsr-3246	338	1	2013	DATE
fsr-3246	339	1	163	CARDINAL
fsr-3246	340	1	washington	GPE
fsr-3246	340	2	dc	GPE
fsr-3246	341	1	2000	DATE
fsr-3246	343	1	9	CARDINAL
fsr-3246	343	2	327–342	CARDINAL
fsr-3246	344	1	w.	PERSON
fsr-3246	344	2	2009	DATE
fsr-3246	346	1	18	CARDINAL
fsr-3246	346	2	291–311	CARDINAL
fsr-3246	347	1	w.	PERSON
fsr-3246	347	2	2011	DATE
fsr-3246	349	1	24	CARDINAL
fsr-3246	349	2	36–39	DATE
fsr-3246	350	1	j., & babbel	ORG
fsr-3246	350	2	d. f. (	PERSON
fsr-3246	350	3	2011	DATE
fsr-3246	352	1	24	CARDINAL
fsr-3246	352	2	50–59	DATE
fsr-3246	353	1	a. terry	PERSON
fsr-3246	353	2	24	CARDINAL
fsr-3246	353	3	2015	CARDINAL
fsr-3246	353	4	411–428	CARDINAL